CN102013140A - Identity authentication method, server, terminal and system for collection business - Google Patents

Identity authentication method, server, terminal and system for collection business Download PDF

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Publication number
CN102013140A
CN102013140A CN2009100924511A CN200910092451A CN102013140A CN 102013140 A CN102013140 A CN 102013140A CN 2009100924511 A CN2009100924511 A CN 2009100924511A CN 200910092451 A CN200910092451 A CN 200910092451A CN 102013140 A CN102013140 A CN 102013140A
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China
Prior art keywords
paper money
fortune paper
terminal
information
paying
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CN2009100924511A
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张玉海
周亦
安文龙
高勇鹏
蔡建浩
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Industrial and Commercial Bank of China Ltd ICBC
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Industrial and Commercial Bank of China Ltd ICBC
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Priority to CN2009100924511A priority Critical patent/CN102013140A/en
Publication of CN102013140A publication Critical patent/CN102013140A/en
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Abstract

The invention provides an identity authentication method, a server, a terminal and a system for collection business, wherein the method comprises the following steps of: receiving a pay-in request which is sent by a pay-in terminal and includes pay-in terminal identification information and payer identity information; testing the validity of the pay-in request, generating collection information including a collection line and the collection time according to the legal pay-in request, and sending a collection command to a banknote carrying terminal; receiving banknote carrying information which is fed back by the banknote carrying terminal and includes banknote carrying identification information and banknote carrier identity information; testing the validity of the banknote carrying information, generating banknote carrying confirmation information according to the legal banknote carrying information, and sending the banknote carrying confirmation information to the banknote carrying terminal; receiving the banknote carrier identity information and the pay-in terminal identification information which are acquired by the pay-in terminal; and testing the validity of the banknote carrier identity information and the pay-in terminal identification information which are acquired by the pay-in terminal, generating a pay-in execution command according to the banknote carrier identity information and the pay-in terminal identification information which are acquired by the legal pay-in terminal, and sending the pay-in execution command to the pay-in terminal.

Description

Identity identifying method, server, terminal and system that gathering is professional
Technical field
The present invention relates to a kind of information security field, particularly, relate to a kind of collect money professional identity identifying method, server, terminal and system.
Background technology
Along with being growing more intense of banking industry competition, for the client provides comprehensive flexible service, special service is provided, outstanding value-added service advantage becomes customer preference in numerous rivals, also becomes an important competitive method of bank.At present, the gathering business is the important financial service that each tame bank carries out, because this business risk is higher, safety certification requirement degree is higher, therefore, how to guarantee the safe, tight of authentication in the gathering process, reduce human factor, effectively prevent financial risk, prevent financial crime, be the difficult problem that the bank circle faces always.
Two kinds of conventional ways are arranged in the prior art: the one, check payee's to the doorstep written materials such as photo, identifying data by the payee, in order to confirm the identity of beneficiary, this method mainly relies on handler's recognition capability and sense of responsibility, and risk is higher; The 2nd, fortune paper money people carries wireless POS (the Pointof sales with IC-card module, the point of sale) machine, check system are finished the legal authentication of fortune paper money people's identity by IC-card and password authentification, utilize wireless communication mechanism and bank to link up then, finish gathering functions to the doorstep.Second method is than first method security height technically, but because wireless POS machine is provided by the side of being verified (promptly transporting the paper money people), and the counterfeit technical difficulty of wireless POS machine itself is lower, has caused the authentication safe coefficient still not high.
In sum, in the gathering business of bank, the security of authentication is still lower, and the security that how to improve authentication is a problem that needing to demand solution at present urgently.
Summary of the invention
The fundamental purpose of the embodiment of the invention is to provide a kind of professional identity verification scheme of collecting money, to solve the lower problem of security of present authentication in the gathering business of bank.
To achieve these goals, the embodiment of the invention provides a kind of professional identity identifying method of collecting money, and this method comprises: receive the request of paying in of paying in terminal identification information and payee's identity information that comprises of paying in the terminal transmission; To paying in terminal identification information and payee's identity information carries out legitimate verification, generate and comprise gathering route and the gathering information of payment collection time according to legal terminal identification information and the payee's identity information paid in, and the instruction of will collect money sends to and transports the paper money terminal; Receive the fortune paper money information that comprises fortune paper money terminal identification information and fortune paper money people identity information of fortune paper money terminal feedback; Fortune paper money terminal identification information and fortune paper money people identity information are carried out legitimate verification, generate fortune paper money confirmation, and will transport the paper money confirmation and send to and transport the paper money terminal according to legal fortune paper money terminal identification information and fortune paper money people identity information; Reception is paid in the fortune paper money people identity information that terminal obtains and is paid in terminal identification information; To paying in the fortune paper money people identity information that terminal obtains and paying in terminal identification information and carry out legitimate verification, according to legal pay in the fortune paper money people identity information that terminal obtains and pay in terminal identification information generate and pay in execution command, and will pay in execution command and send to and pay in terminal.
The embodiment of the invention also provides a kind of professional authentication server of collecting money, and this server comprises: pay in the request receiving element, be used to receive the request of paying in of paying in terminal identification information and payee's identity information that comprises of paying in the terminal transmission; Pay in the authentification of message unit, be used for paying in terminal identification information and payee's identity information carries out legitimate verification, generate and comprise gathering route and the gathering information of payment collection time according to legal terminal identification information and the payee's identity information paid in, and gathering information is sent to fortune paper money terminal; Fortune paper money information receiving unit is used to receive the fortune paper money information of transporting paper money terminal identification information and fortune paper money people identity information comprising of fortune paper money terminal feedback; Fortune paper money authentification of message unit, be used for fortune paper money terminal identification information and fortune paper money people identity information are carried out legitimate verification, generate fortune paper money confirmation according to legal fortune paper money terminal identification information and fortune paper money people identity information, and will transport the paper money confirmation and send to and transport the paper money terminal; Pay the fortune information receiving unit, be used to receive and pay in the fortune paper money people identity information that terminal obtains and pay in terminal identification information; Pay fortune authentification of message unit, be used for paying in the fortune paper money people identity information that terminal obtains and paying in terminal identification information and carry out legitimate verification, according to legal pay in the fortune paper money people identity information that terminal obtains and pay in terminal identification information generate and pay in execution command, and will pay in execution command and send to and pay in terminal.
The embodiment of the invention also provides a kind of professional terminal of paying in of collecting money, and this is paid in terminal and comprises: the terminal identification information acquiring unit is used to obtain and pays in terminal identification information; Payee's information acquisition unit is used to obtain payee's identity information; Pay in request transmitting unit, be used for sending to authentication server comprising the request of paying in of paying in terminal identification information and payee's identity information; Fortune paper money people information acquisition unit is used to obtain fortune paper money people identity information; Pay the fortune information transmitting unit, be used for sending to authentication server paying in terminal identification information and transporting paper money people identity information; Pay in the execution command receiving element, be used to receive that authentication server sends is used to indicate the execution command of paying in of paying in.
The embodiment of the invention also provides a kind of professional fortune paper money terminal of collecting money, and this fortune paper money terminal comprises: the gathering information receiving unit is used to receive collect money route and the gathering information of payment collection time of comprising from authentication server; The terminal identification information acquiring unit is used to obtain fortune paper money terminal identification information; Fortune paper money people information acquisition unit is used to obtain fortune paper money people identity information; Fortune paper money information transmitting unit, the fortune paper money information that is used for comprising fortune paper money terminal identification information and fortune paper money people identity information sends to authentication server; Fortune paper money confirmation receiving element is used to receive being used to indicate and beginning to carry out the professional fortune paper money confirmation of gathering from authentication server.
The embodiment of the invention also provides a kind of professional identity authorization system of collecting money, and comprises above-mentioned server, above-mentioned terminal and the above-mentioned fortune paper money terminal paid in.
By above description as can be seen, by server with pay in terminal, fortune paper money terminal mutual, paying in terminal, payee, fortune paper money terminal, fortune paper money people's legitimate verification, the security that has improved information.
Description of drawings
In order to be illustrated more clearly in the embodiment of the invention or technical scheme of the prior art, the accompanying drawing of required use is done to introduce simply in will describing embodiment below, apparently, accompanying drawing in describing below only is some embodiments of the present invention, for those of ordinary skills, under the prerequisite of not paying creative work, can also obtain other accompanying drawing according to these accompanying drawings.
Fig. 1 is the process flow diagram according to the identity identifying method of the gathering business of the embodiment of the invention;
Fig. 2 is according to the process flow diagram that in the identity identifying method of the gathering business of the embodiment of the invention request of paying in is carried out legitimate verification;
Fig. 3 is according to the process flow diagram that in the identity identifying method of the gathering business of the embodiment of the invention fortune paper money information is carried out legitimate verification;
Fig. 4 be according in the identity identifying method of the gathering business of the embodiment of the invention to paying the process flow diagram that fortune information is carried out legitimate verification;
Fig. 5 is the detail flowchart to fortune paper money people legitimate verification process according to the embodiment of the invention;
Fig. 6 is the detail flowchart according to the identity identifying method of the gathering business of the embodiment of the invention;
Fig. 7 is the structured flowchart according to the authentication server of the gathering business of the embodiment of the invention;
Fig. 8 is according to the detailed block diagram of paying in the authentification of message unit in the authentication server of the gathering business of the embodiment of the invention;
Fig. 9 is the detailed block diagram based on the fortune paper money authentification of message unit in the authentication server of gathering business according to the embodiment of the invention;
Figure 10 be according to the embodiment of the invention based on the detailed block diagram of paying fortune authentification of message unit in the professional authentication server of gathering;
Figure 11 is another structured flowchart according to the authentication server of the gathering business of the embodiment of the invention;
Figure 12 is the detailed block diagram of the data storage device in the authentication server of gathering business shown in Figure 11;
Figure 13 is the detailed block diagram based on the data processing equipment in the authentication server of gathering business shown in Figure 11;
Figure 14 is the block diagram of paying in terminal according to the gathering business of the embodiment of the invention;
Figure 15 is the preferred block diagram of paying in terminal according to the gathering business of the embodiment of the invention;
Figure 16 is the block diagram according to the fortune paper money terminal of the gathering business of the embodiment of the invention;
Figure 17 is the block diagram according to the intelligent communications terminal of the embodiment of the invention;
Figure 18 is the rough schematic according to the identity authorization system of the gathering business of the embodiment of the invention.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the invention, the technical scheme in the embodiment of the invention is clearly and completely described, obviously, described embodiment only is the present invention's part embodiment, rather than whole embodiment.Based on the embodiment among the present invention, those of ordinary skills belong to the scope of protection of the invention not making the every other embodiment that is obtained under the creative work prerequisite.
Because in the gathering to the doorstep of bank professional (it is professional to be designated hereinafter simply as gathering), information security issue is not solved yet preferably, based on this, the embodiment of the invention provides a kind of collect money professional identity identifying method, server, terminal and system, to improve the security of authentication in the gathering business.The present invention is described in detail below in conjunction with accompanying drawing.
Embodiment one
It is a kind of based on the professional identity identifying method of gathering that the embodiment of the invention provides, and is applied to the authentication server (can abbreviate server as) of bank.Fig. 1 is the process flow diagram of this method, and as shown in Figure 1, this method comprises:
Step 101 receives the request of paying in of paying in terminal identification information and payee's identity information that comprises of paying in the terminal transmission;
Step 102, to paying in terminal identification information and payee's identity information carries out legitimate verification, generate and comprise gathering route and the gathering information of payment collection time according to legal terminal identification information and the payee's identity information paid in, and the instruction of will collect money sends to and transports the paper money terminal;
Step 103 receives the fortune paper money information of transporting paper money terminal identification information and fortune paper money people identity information comprising of fortune paper money terminal feedback;
Step 104 is carried out legitimate verification to fortune paper money terminal identification information and fortune paper money people identity information, generates fortune paper money confirmation according to legal fortune paper money terminal identification information and fortune paper money people identity information, and will transport the paper money confirmation and send to and transport the paper money terminal;
Step 105 receives and to pay in the fortune paper money people identity information that terminal obtains and to pay in terminal identification information;
Step 106, to paying in the fortune paper money people identity information that terminal obtains and paying in terminal identification information and carry out legitimate verification, according to legal pay in the fortune paper money people identity information that terminal obtains and pay in terminal identification information generate and pay in execution command, and will pay in execution command and send to and pay in terminal.
By above description as can be seen, by server with pay in terminal, fortune paper money terminal mutual, to paying in terminal, payee, fortune paper money terminal, fortune paper money people's legitimate verification, improved the security of information, than prior art, the embodiment of the invention can improve the security of authentication, can reduce financial risks.
Below above steps is described in detail.
(1) step 101
Paying in terminal identification information can be that bank is an information of paying in the authentication card of terminal installation, and this authentication is stuck in when paying in the terminal installation, is embedded in terminal, and in server registers, is used for unique identification and pays in terminal.By the authentication card, can carry out legitimate verification to paying in terminal.This pays in the terminal authentication card can be PSAM (terminal security control module) card.
Payee's identity information can be that bank is the information and the password information of the authentication card provided of payee, is used for the unique identification payee, and in server registers.This payee's user authentication card can be the authentication IC-card, realizes the legitimate verification to payee's identity.Password information can be divided into two kinds: a kind of is fixed password, that is, fixing record's password on the backstage, operating personnel can carry out vary on-line by terminal, and this fixed password is not that very high teller is suitable for for security requirement; Another is, password card, provide by bank, password card is a kind of device that can dynamically generate password according to cryptographic algorithm, server is installed the cipher authentication server, between cipher authentication server and the password card by appointment cryptographic algorithm dynamically generate encrypted message, and (as 1 minute) is automatically upgraded at set intervals, can guarantee the security of encrypted message like this.This password card is used to the payee that password is provided, and when the payee entered password by paying in terminal, server and password dynamically generated password and check, and realizes the legitimate verification to payee's password.Like this, just can improve security to payee's authentication.Authentication IC-card information can be obtained by the IC-card read write line of paying in terminal.Adopt also can obtaining by scanning barcode of bar code form performance for user authentication card by the equipment such as scanner of paying in terminal.
In practical operation, the request of paying in can also comprise: the payment collection time that the client wishes.By the payment collection time that this client wishes, server can rationally be arranged the time and route, for the client provides better service.Certainly, pay in and can also comprise in the request that other can make things convenient for bank better services to be provided, to improve the information of service safe for the client, for example, collection amount.
(2) step 102
As shown in Figure 2, carry out legitimate verification and comprise step 1020 and step 1021 paying in terminal identification information and payee's identity information.
Step 1020 with paying in terminal identification information, comparing with the terminal identification information of paying in that prestores, that is, is carried out legitimate verification to paying in terminal.
Particularly: will receive pay in the terminal authentication card information and pay in terminal telephone number, with server prestore pay in the terminal authentication card information and telephone number compares; If comparative result is consistent, it is legal then to represent to pay in terminal, otherwise it is illegal to pay in terminal.
That is to say that when paying in the terminal incoming call, server is by the terminal identification information of paying in that receives is compared with the relevant information of registering in advance with paying in terminal, to finish paying in the legitimate verification of terminal.Deng Ji the information relevant with paying in terminal comprises at least in advance: authentication card information, telephone number, client unit's relevant information (comprising organization, responsible official, telephone number, address, postcode) etc., and in order to verify afterwards.
By to paying in the legitimate verification of terminal, can achieve a butt joint into the legitimacy control of equipment, by to dialling in the binding of telephone number and equipment, achieve a butt joint into the legitimacy control in place, like this, just can improve security to the client certificate of paying the fees.
Step 1021 with payee's identity information, compare with payee's identity information of prestoring, that is, is carried out legitimate verification to the payee.
Particularly: the payee's identity information that prestores with payee's identity information of receiving, with server compares; If comparative result is consistent, represent that then the payee is legal, otherwise the payee is illegal.
Payee's identity information in server registers comprises at least: personnel's name, sex, age, affiliated unit's title, telephone number, authentication card information (be IC-card number), photo.For password authentication, can be divided into two kinds according to password information: a kind of is the fixed password authentication, i.e. fixing record's password on the backstage, operating personnel can carry out vary on-line by terminal, and this cipher authentication method is not that very high teller is suitable for for security requirement; Another kind is to authenticate by password card.In addition can be according to judging whether password is enabled task time, if not in legal time, server judgement password can effectively be controlled the correctness of password by this two methods not in the working time, this cipher authentication method is used for the higher post of risk, as fortune paper money people.
To paying in terminal identification information and payee's identity information legitimate verification when success, server generates and comprises gathering route and the gathering information of payment collection time according to legal terminal identification information and the payee's identity information paid in.If pay in the payment collection time that has comprised in the request that the client wishes, then server can be provided with gathering route and payment collection time according to the payment collection time that this client wishes, thinks that the client provides better service.
Then, server sends to fortune paper money terminal with gathering information, and it is professional to carry out gathering with notice fortune paper money people.Certainly, also the professional information such as the amount of money that relate to of gathering can be sent to fortune paper money terminal.
In practical operation, also gathering information can be sent to and pay in terminal, carry out the traffic route of professional time of gathering and fortune paper money company to notify the client.
(3) step 103
Fortune paper money company is after getting access to the gathering information that server issues, determine fortune paper money people, and will comprise that by fortune paper money terminal the fortune paper money information of fortune paper money terminal identification information and fortune paper money people identity information sends to server, carries out legitimate verification for server to fortune paper money terminal and fortune paper money people.
In this fortune paper money terminal identification information and the step 101 to pay in terminal identification information similar, the information of the authentication card that to be bank install for fortune paper money terminal; Payer identity information in fortune paper money people's identity information and the step 101 is similar, is authentication card information and the password information of bank for fortune paper money people granting.The authentication card information also can obtain by the IC-card read write line of fortune paper money terminal.Adopt also can obtaining by scanning barcode of bar code form performance for the authentication card by the equipment such as scanner of paying in terminal.
In practical operation, fortune paper money company can also be carried at the information of the armoured van arranged in the fortune paper money information and send to server, so that server carries out legitimate verification to armoured van, thereby further improves security.
(4) step 104
As shown in Figure 3, fortune paper money terminal identification information is carried out legitimate verification with fortune paper money people identity information and comprise step 1040 and 1041.
Step 1040 will transport the paper money terminal identification information, compare with the fortune paper money terminal identification information that prestores, and, fortune paper money terminal is carried out legitimate verification that is.
Particularly, fortune paper money terminal authentication card information and the telephone number that prestores with the telephone number of the authentication card information of the fortune paper money terminal that receives and fortune paper money terminal, with server compares; If comparative result is consistent, then expression fortune paper money terminal is legal, otherwise fortune paper money terminal is illegal.The fortune paper money terminal authentication card information that prestores can comprise: authentication card information, telephone number, fortune paper money company relevant information (comprising Business Name, responsible official, telephone number, address, postcode) etc., and in order to verify afterwards.
Preferably, this fortune paper money terminal, can be identical equipment with the above-mentioned terminal of paying in.Legitimate verification to fortune paper money terminal can also be with reference to above-mentioned to paying in the legitimate verification of terminal.The authentication card of this fortune paper money terminal also can be the PSAM card.
This step 1040 is similar with above-mentioned steps 1020, and describing in detail can refer step 1020.
Step 1041 will transport paper money people identity information, compare with the fortune paper money people identity information that prestores.
Particularly: the fortune paper money people identity information that will receive, the fortune paper money people identity information that prestores with server compare; If comparative result is consistent, then expression fortune paper money people is legal, otherwise fortune paper money people is illegal.That is, the definite fortune paper money people of fortune paper money company must be in the server registers mistake.
Preferably, the definite fortune paper money people of fortune paper money company should comprise plural personnel at least.
Be similar to step 1021, the fortune paper money people identity information that prestores at server here can comprise: personnel's name, sex, age, affiliated unit's title, telephone number, authentication card information (be IC-card number), photo etc.Fortune paper money people identity information can represent that also proof procedure comprises the authentication to fortune paper money personnel identity authentication card information and password information with authentication card information and password information, and the description that proof procedure can refer step 1021 repeats no more here particularly.
If fortune paper money company also is carried at the information of the armoured van arranged in the fortune paper money information and sends to server, then server also needs armoured van is carried out legitimate verification.Similarly, server is according to the information of all legal armoured vans of fortune paper money company of registration in advance, and the information of the armoured van that receives is compared, if comparative result is a system, represents that then this armoured van is legal, otherwise, for illegally.The information of the armoured van here can comprise license plate number, vehicle, photo etc.
During to fortune paper money terminal identification information and the success of fortune paper money people identity information legitimate verification, according to legal pay in the fortune paper money people identity information that terminal obtains and pay in terminal identification information generate and pay in execution command, this is paid in execution command and is used for indication fortune paper money company to begin to carry out gathering professional.This pays in execution command can be a form, comprise the armoured van trade mark, vehicle, fortune paper money people name, sex, age, customer information (comprising enterprise name, address, contact person etc.), collection amount (perhaps be called and pay in the amount of money), payment collection time (for example, information such as 12:00--13:45).Wherein, customer information may be a plurality of unit information tabulations, and an armoured van information and fortune paper money people information can be printed according to traffic route; Payment collection time, the service operations if fortune paper money people does not collect money in payment collection time thinking that then the gathering service is illegal as the term of validity of gathering service, server and pay in the business of not collecting money per capita.
Then, server is paid in execution command with this and is sent to fortune paper money terminal.Fortune paper money terminal can be printed and pay in execution command, so that payee's preliminary audit survey, that is, this is paid in execution command and can be used as supplementary and offer the payee and confirm.For example, other custodians of payee or company can check the armoured van trade mark, vehicle according to paying in execution command, and customer information (comprising enterprise name, address, contact person etc.), collection amount (perhaps be called and pay in the amount of money), payment collection time are also verified information such as fortune paper money people name, sex, age according to fortune paper money people I.D..Also can initiate transaction by paying in terminal to server, inquiry bank is the execution command of paying in of our unit's arrangement, with this fortune paper money people and armoured van is carried out preliminary audit survey.
In practical operation, payment collection time can also be as fortune paper money people's the password code term of validity.
(5) step 105
After preliminary audit survey is passed through, also need fortune paper money people identity information is carried out legitimate verification, that is, phoresy paper money people identity information track server on the terminal, so that server carries out legitimate verification to fortune paper money people by paying in.Because server also needs to carry out legitimate verification to paying in terminal, therefore, this pays in terminal identification information also needs to send to server, so that server carries out legitimate verification to equipment.
Particularly, pay in terminal and obtain the method for fortune paper money people identity information and be similar to the method that terminal is obtained payee's identity information of paying in, also can obtain by the bar code that scanning fortune paper money people authenticates card by the equipment such as scanner of paying in terminal.
(6) step 106
As shown in Figure 4, to paying in the fortune paper money people identity information that terminal obtains and paying in terminal identification information and carry out legitimate verification and comprise step 1060 and 1061.
Step 1060 is to paying in fortune paper money people identity information that terminal obtains, comparing with legal fortune paper money people identity information.This step has realized the legitimate verification to fortune paper money people, this proof procedure can be finished according to the execution command of paying in that generates in the above-mentioned steps 104, promptly, whether the more current fortune paper money people that need authenticate is to pay in the fortune paper money people who executes instruction in determining, if, then legitimate verification success, otherwise, the legitimate verification failure.
Step 1061 will be paid in terminal identification information, compare with the legal terminal identification information of paying in.This step has realized the legitimate verification to equipment, and concrete proof procedure can refer step 1020, repeats no more here.
Then, according to legal pay in the fortune paper money people identity information that terminal obtains and pay in terminal identification information generate and pay in execution command, and this is paid in execution command send to and pay in terminal.This is paid in, and execution command is used for indication fortune paper money people, the payee can carry out the gathering business.
Fig. 5 is the detail flowchart to fortune paper money people legitimate verification process according to the embodiment of the invention.After fortune paper money people arrived enterprise, the payee of enterprise can carry out preliminary audit survey to its identity, checks content and comprises: identity document, fortune paper money company single information such as (promptly paying in execution command) of sending a car enters the system verification stage after the affirmation.As shown in Figure 5, fortune paper money people being carried out the legitimate verification process comprises:
Step 501 is initiated the checking transaction by enterprise intelligent telephone terminal (being the above-mentioned terminal of paying in) to bank server;
Step 502, server to the enterprises end intelligent phone terminal, dial in telephone number and initiate negotiator's (being the payee) identity information and carry out legitimate verification, judge that intelligent phone terminal and telephone number and server binding information compare, all unanimity then thinks legal, whether checking initiation transaction personnel's identity information and encrypted message be legal, if legal, then carry out step 503, otherwise, return information unauthorized;
Step 503, fortune paper money people uploads the authentication IC-card and inputs password by the enterprises end intelligent phone terminal;
Step 504, server judge whether fortune paper money people IC-card information is legal, judge that whether the current time collect money the term of validity of business setting in the time to the doorstep in this time, confirms then personnel's password to be verified, proceeds to step 505 after password authentification is legal;
Step 505, the success of fortune paper money people legitimate verification, the payee of enterprise allows to transport the paper money people and enters the gathering district and collect money.
Transporting the paper money people particularly enters gathering district and collect money and comprise: bank can carry out banknote by concrete business personnel scene and check working condition and do not carry out banknote at the scene and check two kinds of situations.Wherein, not at the scene the situation of checking be included in bank and specify the site to carry out checking under the omnidistance video recording situation and carry out the whole process situation such as check of recording a video at bank vault.
Fig. 6 is according to the detail flowchart of the identity identifying method of the gathering business of the embodiment of the invention, as shown in Figure 6, comprises the steps:
Step 601, the payee of enterprise initiates to pay in request by the enterprise intelligent telephone terminal, and this request of paying in comprises that payee that intelligent phone terminal obtains authenticates the terminal identification information of IC-card information and password code information and this smart phone;
Step 602, server receive send on the enterprise intelligent telephone terminal pay in request after, carry out legitimate verification, comprising: equipment validity, dial in telephone number legitimacy and personnel identity IC-card information and password correctness;
Step 603, bank management personnel setting are collected money the beginning and the deadline of route and gathering task to the doorstep, utilize the server instruction of will collect money to send to and transport paper money company intelligent phone terminal then;
Step 604, fortune paper money company receives the gathering instruction, and this instruction comprises the beginning and the deadline of collect money the to the doorstep route and the gathering task of bank management personnel setting;
Step 605, fortune paper money company determines fortune paper money people and armoured van, and send fortune paper money people information, armoured van information on server;
Step 606, server will be transported the paper money people, information of vehicles is related with phase receivables task, and according to task setting personnel cryptographic validity;
Step 607, server is shipping paper money confirmation form (that is above-mentioned fortune paper money confirmation) under fortune paper money company end smart phone;
Step 608, this table is printed after receiving fortune paper money confirmation form by fortune paper money company;
Step 609, it is professional that fortune paper money people carries out gathering to enterprise;
Step 610 reads fortune paper money people's identity IC-card and inputs password by the enterprise intelligent phone;
Step 611 send server to verify on the fortune paper money people identity IC-card that the enterprise intelligent phone will read and the password of input;
Step 612, server verify fortune paper money people identity IC-card, password, the correct and password of confirmation before the deadline, then checking is passed through;
Step 613, server send to the enterprise intelligent telephone terminal and pay in execution command;
Step 614, enterprise intelligent telephone terminal receive the execution command of paying in of server transmission;
Step 615, fortune paper money people begins the business operation of collecting money to the doorstep in enterprise, initiates the gathering Transaction Information to server simultaneously, checks during with the gathering handing-over of fortune paper money company for bank;
Step 616, server are kept at database after receiving gathering information;
Step 617, fortune paper money people finishes the gathering operation, cash is sent to bank specify the place;
Step 618, bank carries out that cash is checked and checks with the information that database is preserved, and confirms that amount of money conforms to, and carries out transaction for account and handles, and it is professional to notify enterprise to finish gathering by modes such as notes.
Embodiment two
The embodiment of the invention also provides a kind of professional authentication server of collecting money, and preferably, is used to realize the method for the foregoing description one.Fig. 7 is the block diagram of this server, and as shown in Figure 7, this server comprises:
Pay in request receiving element 701, be used to receive the request of paying in of paying in terminal identification information and payee's identity information that comprises of paying in the terminal transmission; Above-mentioned steps 101 preferably can be realized in this unit;
Pay in authentification of message unit 702, be used for paying in terminal identification information and payee's identity information carries out legitimate verification, generate and comprise gathering route and the gathering information of payment collection time according to legal terminal identification information and the payee's identity information paid in, and gathering information is sent to fortune paper money terminal; Above-mentioned steps 102 preferably can be realized in this unit;
Fortune paper money information receiving unit 703 is used to receive the fortune paper money information of transporting paper money terminal identification information and fortune paper money people identity information comprising of fortune paper money terminal feedback; Above-mentioned steps 103 preferably can be realized in this unit;
Fortune paper money authentification of message unit 704, be used for fortune paper money terminal identification information and fortune paper money people identity information are carried out legitimate verification, generate fortune paper money confirmation according to legal fortune paper money terminal identification information and fortune paper money people identity information, and will transport the paper money confirmation and send to and transport the paper money terminal; Above-mentioned steps 104 preferably can be realized in this unit;
Pay fortune information receiving unit 705, be used to receive and pay in the fortune paper money people identity information that terminal obtains and pay in terminal identification information; Above-mentioned steps 105 preferably can be realized in this unit;
Pay fortune authentification of message unit 706, be used for paying in the fortune paper money people identity information that terminal obtains and paying in terminal identification information and carry out legitimate verification, according to legal pay in the fortune paper money people identity information that terminal obtains and pay in terminal identification information generate and pay in execution command, and will pay in execution command and send to and pay in terminal; Above-mentioned steps 106 preferably can be realized in this unit.
By above description as can be seen, by paying in authentification of message unit, fortune paper money authentification of message unit and paying the checking to paying in terminal, paying in personnel, transport paper money terminal and fortune paper money people respectively of fortune authentification of message unit, improved the security of information, than prior art, the embodiment of the invention can improve the security of authentication, can reduce financial risks.
Fig. 8 is a detailed diagram of paying in authentification of message unit 702, and as shown in Figure 8, this is paid in authentification of message unit 702 and comprises:
Pay in authentification of message module 7020, be used for paying in terminal identification information and payee's identity information carries out legitimate verification; This module preferably can realize above-mentioned steps 1020 and close step 1021;
Particularly, this is paid in authentification of message module 7020 and can comprise: pay in the end message authentication module, be used for and will pay in terminal identification information, compare with the terminal identification information of paying in that prestores; Payee's authentification of message module is used for payee's identity information, compares with the payee's identity information that prestores.
Gathering information generating module 7021 is used for generating and comprising gathering route and the gathering information of payment collection time according to legal terminal identification information and the payee's identity information paid in;
Gathering information sending module 7022 sends to fortune paper money terminal with gathering information.
Fig. 9 is the detailed diagram of fortune paper money authentification of message unit 704, and as shown in Figure 9, this fortune paper money authentification of message unit 704 comprises:
Fortune paper money authentification of message module 7040 is used for fortune paper money terminal identification information and fortune paper money people identity information are carried out legitimate verification; This module preferably can realize above-mentioned steps 1040 and step 1041;
Particularly, this fortune paper money authentification of message module 7040 can comprise: fortune paper money end message authentication module is used for fortune paper money terminal identification information, compares with the fortune paper money terminal identification information that prestores; Fortune paper money people authentification of message module is used for fortune paper money people identity information, compares with the fortune paper money people identity information that prestores.
Fortune paper money confirmation generation module 7041 is used for generating fortune paper money confirmation according to legal fortune paper money terminal identification information and fortune paper money people identity information;
Fortune paper money confirmation sending module 7042 is used for described fortune paper money confirmation is sent to described fortune paper money terminal.
Figure 10 is the detailed diagram of paying fortune authentification of message unit 706, and as shown in Figure 9, this is paid fortune authentification of message unit 706 and comprises:
Pay fortune authentification of message module 7060, be used for paying in the fortune paper money people identity information that terminal obtains and paying in terminal identification information and carry out legitimate verification; This module preferably can realize above-mentioned steps 1060 and step 1061;
Particularly, this is paid fortune authentification of message module 7060 and can comprise: pay in the end message authentication module, be used for and will pay in terminal identification information, compare with the terminal identification information of paying in that prestores; Fortune paper money people authentification of message module is used for fortune paper money people identity information, compares with the fortune paper money people identity information that prestores.
Pay in execution command generation module 7061, be used for according to legal pay in the fortune paper money people identity information that terminal obtains and pay in terminal identification information generate and pay in execution command;
Pay in execution command sending module 7062, be used for paying in terminal paying in to execute instruction to send to.
Need to prove, the function that above-mentioned each unit, each module are concrete and between can in practical operation, can make up setting mutually between each unit, each module with reference to the associated description in the foregoing description one alternately.
Figure 11 is another structured flowchart according to the authentication server of the gathering business of the embodiment of the invention, as shown in figure 11, this server comprises: data storage device 111, data processing equipment 112, cipher authentication device 113, Image Management device 114, wireless treating apparatus 115, telephone exchange machine 116, wherein:
Data storage device 111 is used to finish memory functions such as the required personal information of server, facility information, information of vehicles, video information, unit information; Data storage device can be Database Systems, also can be file system.
Data processing equipment 112, be used to judge whether the key information of intelligent phone terminal is correct, whether calling number is consistent with the reserved call number, whether personnel's authentication IC-card information is correct, call cipher authentication device 113 and finish the correct judgment task of personnel's encrypted message, password is carried out the term of validity judge; Carry out authenticate-acknowledge when confirmation is all consistent, send the result data to the client intelligent telephone device by telephone exchange 116;
Cipher authentication device 113 is used for handling the required personnel's password of authentication IC-card authentication and veritifies function, uses the password card synchronous dynamic to generate password with fortune paper money people, and the time interval can be set, and is generally to generate once in one minute.Data processing equipment 112 judges by calling password authentication device 113 whether the encrypted message that send on the intelligent phone terminal is correct, and result is returned to data processing equipment 112;
Image Management device 114 is used to handle various static state, dynamic image information, as the broadcast and the demonstration of image information, check etc.;
Wireless treating apparatus 115 is used for linking up by short message mode and managerial personnel in whole authentication process;
Telephone exchange machine 116 is used to realize carry out between server and the intelligent telephone equipment message exchange.Main being responsible for and being connected of telecommunications company handled the telecommunication path agreement of being correlated with; Be responsible for the switching between interior lines and outside line and the interior lines,, client's incoming call be transferred to the IVR port of appointment such as instruction according to CTI; Automatically incoming call distributes (Automated Call Distribution, ACD) function.This device can be that (Private Branch Exchange PBX), also can be the access device of realizing by analog voice card to Private Branch Exchange.
Particularly, as shown in figure 12, data storage device 111 comprises:
Smart phone information memory cell 1110, be used to store intelligent telephone equipment device client information, this customer information comprises smart phone device numbering, intelligent phone terminal authentification of message card information, dials in telephone number, organization, contact person, telephone number, account etc.;
Personal information storage unit 1111 is used to store information such as personnel's name, IC-card numbering, sex, telephone number, photo;
Information of vehicles storage unit 1112 is used to store the number-plate number, vehicle photo etc.;
Image information storage unit 1113 is used to store the image information of process record of collecting money to the doorstep.
As shown in figure 13, above-mentioned data processing equipment 112 comprises:
Main Processor Unit 1120 is used for calling other functional units of data processing equipment, realizes collecting money to the doorstep identity authentication function;
Device authentication process unit 1121 is used for intelligent phone terminal is authenticated, and compares with obligate information by the end message authentication card (for example, the PSAM card) to smart phone equipment, to confirm the legitimacy of equipment; By to dialling in number and equipment reserved call number is compared, confirm to dial in the correctness of number; And authentication result fed back to Main Processor Unit 1120;
Personnel's authentication processing unit 1122 is used for the personal identification IC-card that send on the intelligent phone terminal is compared with the reservation card information, confirms the card information legitimacy; Be used to call the encrypted message that 1123 pairs of personnel's encrypted messages of dynamic password processing unit and cipher authentication device generate and compare, confirm the encrypted message legitimacy; And will verify that the result feeds back to Main Processor Unit;
Dynamic password processing unit 1123 is used for personnel smart phone client personnel is compared according to the password and the dynamic password that generates of cipher authentication device of the input of password password card, and comparison result is fed back to personnel's authentication processing unit 1122.
Embodiment three
The embodiment of the invention also provides a kind of professional terminal of paying in of collecting money, and preferably, this pays in terminal can realize the function of paying in terminal among above-mentioned enforcement one and the embodiment two.
Figure 14 pays in the block diagram of terminal for this, and as shown in figure 14, this is paid in terminal and comprises:
Terminal identification information acquiring unit 140 is used to obtain and pays in terminal identification information;
Payee's information acquisition unit 141 is used to obtain payee's identity information;
Pay in request transmitting unit 142, be used for sending to authentication server comprising the request of paying in of paying in terminal identification information and payee's identity information;
Fortune paper money people information acquisition unit 143 is used to obtain fortune paper money people identity information;
Pay fortune information transmitting unit 144, be used for sending to authentication server paying in terminal identification information and transporting paper money people identity information;
Pay in execution command receiving element 145, be used to receive that authentication server sends is used to indicate the execution command of paying in of paying in.
By above description as can be seen, send to authentication server by paying in request transmitting unit and pay the fortune information transmitting unit information that will need to authenticate, make authentication server to carry out legitimate verification to paying in terminal, payee and fortune paper money people, improved the security of information, than prior art, the embodiment of the invention can improve the security of authentication, can reduce financial risks.
Preferably, as shown in figure 15, except unit shown in Figure 14, this is paid in terminal and can also comprise:
Image/video processing unit 146 is used for collection, display video or image; And/or
Print unit 147 is used for printing; And/or
Communication protocol interface 148 is used to articulate plug-in device.
Need to prove, above-mentioned each Elementary Function and between can in practical operation, can make up setting mutually between each unit with reference to the associated description among the foregoing description one or the embodiment two alternately.
Embodiment four
The embodiment of the invention also provides a kind of professional fortune paper money terminal of collecting money, and preferably, this fortune paper money terminal can realize the function of the fortune paper money terminal among above-mentioned enforcement one and the embodiment two.Figure 16 is the structured flowchart of this fortune paper money terminal, and as shown in figure 16, this fortune paper money terminal comprises:
Gathering information receiving unit 160 is used to receive collect money route and the gathering information of payment collection time of comprising from authentication server;
Terminal identification information acquiring unit 161 is used to obtain fortune paper money terminal identification information;
Fortune paper money people information acquisition unit 162 is used to obtain fortune paper money people identity information;
Fortune paper money information transmitting unit 163, the fortune paper money information that is used for comprising fortune paper money terminal identification information and fortune paper money people identity information sends to authentication server;
Fortune paper money confirmation receiving element 164 is used to receive being used to indicate and beginning to carry out the professional fortune paper money confirmation of gathering from authentication server.
By above description as can be seen, the information that to transport paper money company by fortune paper money information transmitting unit sends to authentication server, make authentication server to carry out legitimate verification to fortune paper money people and fortune paper money terminal, improved the security of information, than prior art, the embodiment of the invention can improve the security of authentication, can reduce financial risks.
This fortune paper money terminal can also comprise image/video processing unit 146, print unit 147 and communication protocol interface 148 as shown in figure 15.
Need to prove, above-mentioned each Elementary Function and between can in practical operation, can make up setting mutually between each unit with reference to the associated description among the foregoing description one or the embodiment two alternately.
In practical operation, the above-mentioned terminal of paying in can be identical equipment with fortune paper money terminal, and both all have been mounted the terminal authentication card, all can scan payee or fortune paper money people's user authentication card, also can carry out the mutual of information with server.These two terminals can be called intelligent communications terminal, and this intelligent communications terminal can carry out telephone communication by general telephone network or mobile communications network.
Figure 17 is the structured flowchart of this intelligent communications terminal, and as shown in figure 17, this communication terminal comprises: telephone device 171, and image display device 172, IC-card read-write equipment 173, printing equipment 174, video acquisition device 175, Intelligent treatment device 176, wherein:
Telephone device 171 is used to terminal device to finish the partial devices of ordinary telephone set function, comprises as parts such as receiver, keyboard, function keys;
Image display device 172 is used to realize that video or picture information show;
IC-card read-write equipment 173 is used for finishing IC-card information acquisition work in system;
Printing equipment 174 is used to the printing function of the information of finishing, as the gathering command information that authentication server is issued print, the confirmation form printing etc. of collecting money to the doorstep;
Video acquisition device 175 is used to finish image acquisition;
Intelligent treatment device 176, be used to control IC-card read-write equipment, printing equipment, video acquisition device, image display device work, finishing information package according to the transaction situation handles, then by carry information on the communication line to identity authorization system, be responsible in addition receiving Transaction Information from identity authorization system, unpack processing then, and send each device of smart phone to finish information as required and export, as send type information to printing equipment 174, send video information to arrive image display device 172.
Above-mentioned video acquisition device 175, image display device 172 can be parts of smart phone equipment, it also can be the independent plug-in device that articulates by smart phone equipment interface (not shown), this smart phone equipment interface can comprise: RJ45 interface, Ethernet interface, RS232 serial communication interface or home control network communication protocol interfaces such as WIFI, bluetooth that smart phone is reserved, video acquisition device 175, image display device 172, can be respectively isolated system, also can be integrating device.Above-mentioned printing equipment 174 can comprise built-in thermal printer, stylus printing machine equipment, also can be by the external independent printing device of smart phone equipment interface, as laser printer etc.
Embodiment five
The embodiment of the invention also provides a kind of professional identity authorization system of collecting money, comprise as embodiment two described servers, embodiment three described terminal and the embodiment four described fortune paper money terminals paid in, at this Shi Lizhong, pay in terminal and can be called enterprises and institutions' intelligent phone terminal, fortune paper money terminal can be called fortune paper money company intelligent phone terminal.
Figure 18 is the rough schematic according to the identity authorization system of the gathering business of the embodiment of the invention, as shown in figure 18, this identity authorization system comprises: bank's end authentication server 181 (being above-mentioned server), fortune paper money company intelligent phone terminal 182 (being above-mentioned fortune paper money terminal), enterprises and institutions' intelligent phone terminal 183 (being the above-mentioned terminal of paying in).Bank end authentication server 181 is connected by communication network with fortune paper money company intelligent phone terminal 182, enterprises and institutions' intelligent phone terminal 183 respectively, this communication network can be PSTN (Public Switched Telephone Network, PSTN), DDN (Digital Data Network, Digital Data Net), ISDN (Integrated Services DigitalNetwork, ISDN (Integrated Service Digital Network)).
Enterprises and institutions' intelligent phone terminal 183 is used for initiating the request of paying in to bank's end identity authorization system 181, authentication server 181 is according to paying in request, send the gathering instruction to fortune paper money company intelligent phone terminal 182, fortune paper money company intelligent phone terminal 182 is with the personnel that arrange, information of vehicles feeds back to authentication server 181, authentication server 181 is the personnel to receiving, after the legitimate verification success of information of vehicles, send fortune paper money confirmations to transporting paper money company intelligent phone terminal 182, fortune paper money people calls to collect money to enterprise according to confirmation and operates.In enterprises and institutions, by sending fortune paper money people identity information to authentication server 181 on enterprises and institutions' intelligent phone terminal 183, identity authorization system 181 confirms that the back allows fortune paper money people to carry out gathering to the doorstep.
Particularly, the request of paying in that enterprises and institutions' intelligent phone terminal 183 is initiated to bank's end authentication server 181, at least comprise payee's identity IC-card information of initiating, password, initiation intelligent phone terminal authentication card information, telephone number information, by the authentication server verification terminal, dial in the correctness of number, personal information; The request of paying in can also comprise the information such as payment collection time section, collection amount of calling.
Authentication server 181 is initiated the gathering instruction according to the request of sending on the enterprises end intelligent phone terminal 183 of paying in to fortune paper money company smart phone 182, and command information can comprise information such as enterprise name, address, telephone number, responsible official, collection amount.
Fortune paper money company intelligent phone terminal 182 needs to comprise personnel's unique identification number such as authentication IC-card numbering at least to personnel, the Transporting Arrangement information of authentication server 181 feedbacks.Personal information need be registered at authentication server 181 before the gathering business of calling in advance, do not allow to arrange the personnel that do not register in advance, otherwise authentication server can think that the personnel that arrange are unauthorized person.The fortune paper money people information of authentication server 181 registrations needs to comprise information such as name, sex, age, ID (identity number) card No. or employee's card number, photo, telephone number at least.
The instruction that the fortune paper money confirmation that authentication server 181 sends to fortune paper money company intelligent phone terminal 182 is called and collected money for fortune paper money company, information such as confirmation needs to comprise the drover's car trade mark at least, escorts vehicle, personnel's name, sex, age, enterprise name, collection amount, payment collection time, fortune paper money people must begin the gathering of call to enterprise in payment collection time, otherwise authentication server 181 will be looked this instruction inefficacy.
Send fortune paper money people authentication information to authentication server 181 on the intelligent phone terminal 183 of fortune paper money people by enterprises and institutions' end, 181 pairs of fortune of authentication server paper money people identity IC-card information is checked, and cryptographic core is checked will dynamically generating password by the cipher authentication device of dynamic encrypted message that generates of fortune paper money people password card and authentication server 181.Authentication server 181 veritify personnel identity tag cards and password correct after, the intelligent phone terminal 183 by enterprises and institutions' end issues and allows call the gathering instruction, to carry out the gathering business.
In sum, the embodiment of the invention is utilized technology such as telephony, IC-card authentication, dynamic password technology, image processing, utilize will collect money to the doorstep tripartite main body, authentication content and actual verification process of computer management system to be unified in a management system platform, by technical management means with system, information is checked, is confirmed afterwards in the priori information binding of realization authentication, the thing, finishes safety identification authentication.This technological system implementation has been started a kind of new approaches of safety identification authentication, and for effectively taking precautions against the authentication risk, the security that improves authentication provides more effective guarantee, makes the identification safety authentication technology enter a new field.
Because banking industry takes fund to escort outer packet form more at present, the professional a kind of cash service class high risk business that provides for enterprise as bank of gathering, active agent generally have enterprise, bank, gathering business side three parts.In practical operation, exist the service of part bank gathering to bear by certain department or agency of bank self, the present invention incorporates this kind phenomenon into gathering business side, treats as this department and independently bears the gathering business.Therefore, have only bank and two sides of enterprise call the gathering the realization system and method should be included within protection scope of the present invention.
One of ordinary skill in the art will appreciate that all or part of step that realizes in the foregoing description method can instruct relevant hardware to finish by program, this program can be stored in the computer read/write memory medium, such as ROM/RAM, magnetic disc, CD etc.
Above-described specific embodiment; purpose of the present invention, technical scheme and beneficial effect are further described; institute is understood that; the above only is specific embodiments of the invention; and be not intended to limit the scope of the invention; within the spirit and principles in the present invention all, any modification of being made, be equal to replacement, improvement etc., all should be included within protection scope of the present invention.

Claims (18)

1. professional identity identifying method of collecting money is characterized in that described method comprises:
The request of paying in of paying in terminal identification information and payee's identity information that comprises of terminal transmission is paid in reception;
Pay in terminal identification information and payee's identity information carries out legitimate verification to described, generate and comprise gathering route and the gathering information of payment collection time according to legal terminal identification information and the payee's identity information paid in, and described gathering instruction is sent to fortune paper money terminal;
Receive the fortune paper money information that comprises fortune paper money terminal identification information and fortune paper money people identity information of described fortune paper money terminal feedback;
Described fortune paper money terminal identification information and fortune paper money people identity information are carried out legitimate verification, generate fortune paper money confirmation according to legal fortune paper money terminal identification information and fortune paper money people identity information, and described fortune paper money confirmation is sent to described fortune paper money terminal;
Receive described described fortune paper money people identity information and the described terminal identification information of paying in that terminal is obtained of paying in;
Pay in fortune paper money people identity information and the described terminal identification information of paying in that terminal obtains and carry out legitimate verification described, according to legal pay in the fortune paper money people identity information that terminal obtains and pay in terminal identification information generate and pay in execution command, and will describedly pay in to execute instruction and send to the described terminal of paying in.
2. method according to claim 1 is characterized in that, described terminal identification information and the payee's identity information paid in carried out legitimate verification and comprise:
To describedly pay in terminal identification information, compare with the terminal identification information of paying in that prestores;
With described payee's identity information, compare with payee's identity information of prestoring.
3. method according to claim 1 is characterized in that, described fortune paper money terminal identification information is carried out legitimate verification with fortune paper money people identity information comprise:
With described fortune paper money terminal identification information, compare with the fortune paper money terminal identification information that prestores;
With described fortune paper money people identity information, compare with the fortune paper money people identity information that prestores.
4. method according to claim 1 is characterized in that, pays in fortune paper money people identity information that terminal obtains and the described terminal identification information of paying in is carried out legitimate verification and comprised to described:
To describedly paying in fortune paper money people identity information that terminal obtains, comparing with described legal fortune paper money people identity information;
To describedly pay in terminal identification information, compare with the described legal terminal identification information of paying in.
5. according to each described method in the claim 1 to 4, it is characterized in that, described fortune paper money confirmation comprise following one of at least:
Pay in the client title, address, contact person, telephone number, pay in the amount of money, payment collection time.
6. professional authentication server of collecting money is characterized in that described server comprises:
Pay in the request receiving element, be used to receive the request of paying in of paying in terminal identification information and payee's identity information that comprises of paying in the terminal transmission;
Pay in the authentification of message unit, be used for paying in terminal identification information and payee's identity information carries out legitimate verification to described, generate and comprise gathering route and the gathering information of payment collection time according to legal terminal identification information and the payee's identity information paid in, and described gathering information is sent to fortune paper money terminal;
Fortune paper money information receiving unit is used to receive the fortune paper money information of transporting paper money terminal identification information and fortune paper money people identity information comprising of described fortune paper money terminal feedback;
Fortune paper money authentification of message unit, be used for described fortune paper money terminal identification information and fortune paper money people identity information are carried out legitimate verification, generate fortune paper money confirmation according to legal fortune paper money terminal identification information and fortune paper money people identity information, and described fortune paper money confirmation is sent to described fortune paper money terminal;
Pay the fortune information receiving unit, be used to receive described described fortune paper money people identity information and the described terminal identification information of paying in that terminal is obtained of paying in;
Pay fortune authentification of message unit, be used for paying in fortune paper money people identity information and the described terminal identification information of paying in that terminal obtains and carrying out legitimate verification to described, according to legal pay in the fortune paper money people identity information that terminal obtains and pay in terminal identification information generate and pay in execution command, and will describedly pay in to execute instruction and send to the described terminal of paying in.
7. server according to claim 6 is characterized in that, the described authentification of message unit of paying in comprises:
Pay in the authentification of message module, be used for paying in terminal identification information and payee's identity information carries out legitimate verification described;
The gathering information generating module is used for generating and comprising gathering route and the gathering information of payment collection time according to legal terminal identification information and the payee's identity information paid in;
The gathering information sending module is used for described gathering information is sent to fortune paper money terminal.
8. server according to claim 7 is characterized in that, the described authentification of message module of paying in comprises:
Pay in the end message authentication module, be used for and describedly pay in terminal identification information, to compare with the terminal identification information of paying in that prestores;
Payee's authentification of message module is used for described payee's identity information, compares with the payee's identity information that prestores.
9. server according to claim 6 is characterized in that, described fortune paper money authentification of message unit comprises:
Fortune paper money authentification of message module is used for described fortune paper money terminal identification information and fortune paper money people identity information are carried out legitimate verification;
Fortune paper money confirmation generation module is used for generating fortune paper money confirmation according to legal fortune paper money terminal identification information and fortune paper money people identity information;
Fortune paper money confirmation sending module is used for described fortune paper money confirmation is sent to described fortune paper money terminal.
10. server according to claim 9 is characterized in that, described fortune paper money authentification of message module comprises:
Fortune paper money end message authentication module is used for described fortune paper money terminal identification information, compares with the fortune paper money terminal identification information that prestores;
Fortune paper money people authentification of message module is used for described fortune paper money people identity information, compares with the fortune paper money people identity information that prestores.
11. server according to claim 6 is characterized in that, the described fortune authentification of message unit of paying comprises:
Pay fortune authentification of message module, be used for paying in fortune paper money people identity information and the described terminal identification information of paying in that terminal obtains and carrying out legitimate verification described;
Pay in the execution command generation module, be used for according to legal pay in the fortune paper money people identity information that terminal obtains and pay in terminal identification information generate and pay in execution command;
Pay in the execution command sending module, be used for the described execution command of paying in is sent to the described terminal of paying in.
12. server according to claim 11 is characterized in that, the described fortune authentification of message module of paying comprises:
Pay in the end message authentication module, be used for and describedly pay in terminal identification information, to compare with the terminal identification information of paying in that prestores;
Fortune paper money people authentification of message module is used for described fortune paper money people identity information, compares with the fortune paper money people identity information that prestores.
13. the professional terminal of paying in of collecting money is characterized in that the described terminal of paying in comprises:
The terminal identification information acquiring unit is used to obtain and pays in terminal identification information;
Payee's information acquisition unit is used to obtain payee's identity information;
Pay in request transmitting unit, be used for sending to authentication server comprising the described request of paying in of paying in terminal identification information and described payee's identity information;
Fortune paper money people information acquisition unit is used to obtain fortune paper money people identity information;
Pay the fortune information transmitting unit, be used for paying in terminal identification information and described fortune paper money people identity information sends to described authentication server described;
Pay in the execution command receiving element, be used to receive that described authentication server sends is used to indicate the execution command of paying in of paying in.
14. the terminal of paying in according to claim 13 is characterized in that, the described terminal of paying in also comprises:
The image/video processing unit is used for collection, display video or image.
15. the terminal of paying in according to claim 13 is characterized in that, the described terminal of paying in also comprises:
Print unit is used for printing.
16., it is characterized in that the described terminal of paying in also comprises according to each described terminal of paying in the claim 13 to 15:
Communication protocol interface is used to articulate plug-in device.
17. the professional fortune paper money terminal of collecting money is characterized in that described fortune paper money terminal comprises:
The gathering information receiving unit is used to receive collect money route and the gathering information of payment collection time of comprising from authentication server;
The terminal identification information acquiring unit is used to obtain fortune paper money terminal identification information;
Fortune paper money people information acquisition unit is used to obtain fortune paper money people identity information;
Fortune paper money information transmitting unit, the fortune paper money information that is used for comprising fortune paper money terminal identification information and fortune paper money people identity information sends to authentication server;
Fortune paper money confirmation receiving element is used to receive being used to indicate and beginning to carry out the professional fortune paper money confirmation of gathering from described authentication server.
18. the professional identity authorization system of collecting money is characterized in that, comprises as each described server in the claim 6 to 12, as each described terminal and fortune paper money terminal as claimed in claim 17 paid in the claim 13 to 15.
CN2009100924511A 2009-09-08 2009-09-08 Identity authentication method, server, terminal and system for collection business Pending CN102013140A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
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Application Number Priority Date Filing Date Title
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Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103049702A (en) * 2013-01-05 2013-04-17 浪潮电子信息产业股份有限公司 Server layer based security reinforcing strategy
CN104574181A (en) * 2014-12-24 2015-04-29 王雪华 Bank deposit system for self-employed businessman
CN107911340A (en) * 2017-10-25 2018-04-13 平安普惠企业管理有限公司 Login validation method, device, equipment and the storage medium of application program

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103049702A (en) * 2013-01-05 2013-04-17 浪潮电子信息产业股份有限公司 Server layer based security reinforcing strategy
CN104574181A (en) * 2014-12-24 2015-04-29 王雪华 Bank deposit system for self-employed businessman
CN104574181B (en) * 2014-12-24 2018-03-16 许昌职业技术学院 A kind of cash in banks system for self-employed businessman
CN107911340A (en) * 2017-10-25 2018-04-13 平安普惠企业管理有限公司 Login validation method, device, equipment and the storage medium of application program

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Application publication date: 20110413