CN1474336A - Cipher input method and device for financial transaction by reading card - Google Patents
Cipher input method and device for financial transaction by reading card Download PDFInfo
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- CN1474336A CN1474336A CNA031399630A CN03139963A CN1474336A CN 1474336 A CN1474336 A CN 1474336A CN A031399630 A CNA031399630 A CN A031399630A CN 03139963 A CN03139963 A CN 03139963A CN 1474336 A CN1474336 A CN 1474336A
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- financial transaction
- card reader
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Abstract
The present invention relates to a kind of cipher card method and device for financial transaction. Before financial transaction, cipher is input into one special cipher card and cipher card is set to have invisible display; and in phonetic prompt of inputting cipher by the user, the cipher is input to the card reader via touching the card to the card reader. Compared with available keyboard input mode the said cipher input method is accurate, quick and secretive; and after the cipher is input from the card to the card reader, the cipher is eliminated automatically to prevent leakage.
Description
Technical field the present invention relates to be used for the coding card of receipt and payment cash and by device, checks card when relating in particular to financial transaction and import the method and apparatus of password.
When background technology user concludes the business to bank finance, traditional method is after obtaining importing the password prompt voice, the user is with the keyboard typing of password by the password input device, this process waits for that to other user of financial transaction is open transparent, cause some lawless persons to take this opportunity to steal other people password, insecurity at the typing cryptographic processes, bank has also formulated some measures, for example stipulate that other financial transactions people stands beyond the yellow line, but such measure can not be carried out well in many places, the user often increases very big psychological pressure when financial transaction, wish to have better method to solve the problem that password is peeped.Application number 00102262 Chinese invention patent application discloses the scheme of a kind of " being used to realize the method and system of bank card business dealing " by name, this scheme provides a transaction card system, to allow the transactional cards user to import authentication information, produce an anonymity or replace card number to ard issuers.Password may be by the problem that other people peep when bank finance is concluded the business but its scheme does not solve the user.The Chinese utility model patent of the patent No. 00266084 discloses the scheme of a kind of " fiscard with anti-counterfeit structure ", its scheme is the two-dimensional bar code that encrypted holder of being loaded with and account are set on magnetic strip fiscard surface, and password may be by the problem that other people peep when bank finance is concluded the business also not relate to the solution user.
Summary of the invention technical matters to be solved by this invention is to check card when proposing a kind of financial transaction for fear of above-mentioned the deficiencies in the prior art to import the method and apparatus of password.The present invention is provided with a portable card, on the keyboard that can input password is arranged, but the liquid crystal display of display password and battery and transmission password touch the district; The card reader that one special use is set is again replaced original password input device, the more original password input device of card reader of the present invention is changed little, just on original circuit, increase a card reading unit, after sending the voice suggestion that to input password, microprocessor in the card reader circuit also scans in keyboard scan and touches the district, can input password regardless of keying in still to check card from keyboard.Card reader scanning of the present invention is touched Qu Shishi and is outwards sent instruction query always, also only accepts a limited number of some bytes when receiving password, can not work the mischief to security of system.
The present invention solves the problems of the technologies described above and can take following technical scheme.
Check card when implementing financial transaction and import the method for password, comprise step:
A., one password card is set, and this card comprises keyboard, liquid crystal display, touches district and battery; Special-purpose card reader also is set;
B. the user arrives password within the password card before financial transaction by a keyboard entry, during key entry, shows the password of being keyed on the liquid crystal display;
C. after the user confirmed that the password key entry is errorless, button was confirmed, and is made password blanking on display screen;
D. during financial transaction, obtain inputing after the prompting of password, the user touches the district with touching of password card on district and the card reader and touches mutually, and card reader is read in password;
E. card reader examine read in the operation errorless, password is sent to main frame;
F. to examine password errorless for main frame, proceeds the financial transaction running program; If password is wrong, main frame carries out alarm, and interrupts the financial transaction operation;
G. after user's financial transaction process finished, the password on the password card was eliminated.
The described main frame of step F carries out alarm, is alarm on the display screen of main frame.Also can be that main frame makes card reader send alarm.
It is that the password card falls password clearly voluntarily or user key-press is removed that password on the described password card of step G is eliminated.
The present invention solves the problems of the technologies described above and can also take following technical scheme further to be implemented:
Check card when the manufacturing and designing a kind of financial transaction device of input password comprises password card and card reader, and described card reader comprises keyboard, loudspeaker transmission line and shell; Especially be provided with on the shell of card reader and touch the district; Described password card comprises and touches district, keyboard, liquid crystal display, microprocessor and battery; Password is deposited into the data working area of described microprocessor through described keyboard typing; Described password card with password transmission to card reader be by on the password card touching the district with card reader on the district that touches touch realization mutually.
Described battery is arranged on the solar cell on the password card shell, and described solar cell also connects another battery that is arranged on password card enclosure by battery management chip, and this battery is a rechargeable battery; Battery management chip connects microprocessor.
The district that touches on described password card and the card reader all comprises central electrode and auxiliary electrode, and central electrode connects and is connected with an I/O pin of microprocessor.
Described keyboard comprises ten key, acknowledgement key, demonstration/blanking key or LeftArrow, right key, options button and clear key; Keyboard is main the composition by the keyboard chip that is connected with microprocessor.
Described liquid crystal display displaying contents comprises 0～9 numeral, blanking prompting symbol, cursor prompting symbol, battery capacity symbol and clearing password symbol; Liquid crystal display is driven by display driver chip, and display driver chip is controlled by microprocessor.
Compared with prior art, implement after the present invention, the user is when financial transaction, in advance password is input in the special password card, it is invisible then the demonstration of password card to be made as blanking, when obtaining voice suggestion and ask the user to input password, the user holds password and is stuck on the card reader one and touches, and password just can be input to card reader.Its effect is more accurate with finger clicks word keyboard input password than prior art, and speed is faster, and the user does not have the so big psychological pressure of origin operation method.Most importantly this process other people can not spy on password, in case and password import successfully, the password card is removed the password on the card automatically, even other people take the password card, also can not obtain password, confidentiality is stronger.
Check card when the being financial transaction of the present invention form synoptic diagram of one of method and apparatus password card embodiment of input password of description of drawings Fig. 1;
Fig. 1-the 1st touches the synoptic diagram in district on the password card of the present invention;
Fig. 1-2 is the form synoptic diagram of password card most preferred embodiment of the present invention;
Fig. 2 is the electrical schematic diagram of password card of the present invention;
Fig. 3 is the synoptic diagram that card reader of the present invention is provided with;
Fig. 3-the 1st touches the synoptic diagram in district on the card reader of the present invention;
Check card when the being financial transaction of the present invention method flow diagram of input password of Fig. 4.
Embodiment is done further the present invention below in conjunction with each embodiment shown in the accompanying drawing and is elaborated.By Fig. 1～4 as can be known, the method for the input password of checking card when implementing financial transaction comprises step:
1.. a password card 10 is set, and this password card 10 comprises keyboard 40, liquid crystal display 30, touches district 50 and battery 20; Special-purpose card reader 100 also is set;
2.. the user is typed into password within the password card 10 by keyboard 40 before financial transaction, during key entry, shows the password of being keyed on the liquid crystal display 30;
3.. after the user confirmed that the password key entry is errorless, button was confirmed, and is made password blanking on display screen 30;
4.. during financial transaction, obtain inputing after the prompting of password, the user touches touching of password card 10 and distinguishes 150 and touch mutually on district 50 and the card reader 100, and card reader 100 is read in password;
5.. card reader 100 examine read in the operation errorless, password is sent to main frame 200;
6.. it is errorless that main frame 200 is examined password, proceeds the financial transaction running program; If password is wrong, main frame 200 carries out alarm, and interrupts the financial transaction operation;
7.. after user's financial transaction process finished, the password on the password card 10 was eliminated.
The 6. described main frame 200 of step carries out alarm, is alarm or main frame 200 makes card reader 100 send alarm on the display screen of main frame 200.
It is that password card 10 falls password clearly voluntarily or user key-press is removed that password on the 7. described password card 10 of step is eliminated.
The present invention can also be further accomplished by implementing following technical scheme:
Check card when the manufacturing and designing a kind of financial transaction device of input password comprises password card 10 and card reader 100, and described card reader 100 comprises keyboard 140, loudspeaker 160 transmission lines 170 and shell 110; Especially be provided with on the shell 110 of card reader 100 and touch district 150; Described password card 10 comprises and touches district 50, keyboard 40, liquid crystal display 30, microprocessor U10 and battery 20; Password is deposited into the data working area of described microprocessor U10 through described keyboard 40 typings; Described password card 10 is 150 to touch realization mutually by the touching district 50 on the password card 10 with the district that touches on the card reader 100 with password transmission to card reader 100.
Described battery 20 is arranged on the solar cell E1 on password card 10 shells, and described battery 20 also connects the battery E2 that is arranged on password card 10 enclosure by battery management chip U13, and described battery E2 is a rechargeable battery; Battery management chip U13 connects microprocessor U10.
Shown in Fig. 1-1 and Fig. 3-1, the described district 50 that touches comprises central electrode 51 and auxiliary electrode 52; The described district 150 that touches also comprises central electrode 151 and auxiliary electrode 152.Central electrode 51 is touched mutually with central electrode 151 when the transmission password, and auxiliary electrode 52 touches mutually with auxiliary electrode 152.Central electrode 51 is connected with the I/O pin of microprocessor U10.
Described keyboard 40 comprises ten key, acknowledgement key, demonstration/blanking key or LeftArrow, right key, options button and clear key.In an embodiment as shown in Figure 1, keyboard 40 comprises ten key; This embodiment is fit to the elderly and the ordinary people uses.In the most preferred embodiment shown in Fig. 1-2, keyboard 40 comprises LeftArrow, right key and options button, comes the typing numeral by left and right directions and options button in this embodiment, and the volume that password card 10 can be done is littler, is fit to the young people and uses.Keyboard 40 is main the composition by 74164 keyboard chip U12 of the ALVT series that is connected with microprocessor U10.
Described liquid crystal display 30 displaying contents comprise 0～9 numeral, blanking prompting symbol, cursor prompting symbol, battery capacity symbol and clearing password symbol.Cursor prompting symbol occurs when the typing password figure, and moves with the typing position.Blanking prompting symbol is correct in the password input, obtains confirming that the back occurs, and the user sees that blanking prompting symbol shows on liquid crystal display 30, just learn put before this whenever check card all effective.The input password success in case check card, blanking prompting symbol just disappears, in addition the display password erase character.Liquid crystal display 30 is driven by display driver chip U11, and in most preferred embodiment of the present invention, display driver chip U11 adopts HT1621, is controlled by microprocessor U10.
Microprocessor U10 shown in Figure 2 adopts the MSP430 family chip in an embodiment, and power management chip U13 is responsible for the management of solar cell 20, rechargeable battery E2, and control solar cell 20 charges to rechargeable battery E2, and to whole password card power supply.It is to give microprocessor U10 with battery capacity situation information transmission that power management chip U13 also has a function, microprocessor U10 is by the display driver chip U11 symbol that shows battery meter on liquid crystal display 30, if battery is seriously under-voltage, to point out needs charging, because the working current of password calorie requirement is very little, will soon be filled with enough electric energy through solar cell 20.
Check card when the having enumerated financial transaction of the present invention method flow of input password of Fig. 4, this method flow is that the user is typed into password within the password card 10 by keyboard 40 before financial transaction, during key entry, show the password of being keyed on the liquid crystal display 30 ... after the user confirms that the password key entry is errorless, pressing acknowledgement key confirms, again by the blanking key, make password blanking on display screen 30 ... card reader 100 is sent after the prompting of input password, the user touches touching of password card 10 and distinguishes 150 and touch mutually on district 50 and the card reader 100, card reader 100 is read in password ... read the password success? success, password card 10 is eliminated password voluntarily ... finish ... unsuccessful, the card reader prompting ... finish.
Facts have proved, by implementing the present invention, the user is when financial transaction, in advance password is input in the special password card, it is invisible then the demonstration of password card to be made as blanking, when obtaining voice suggestion, when asking the user to input password, the user holds password and is stuck on the card reader one and touches, and password just can be input to card reader.Its effect is more accurate with finger clicks word keyboard input password than prior art, and speed is faster, and the user does not have the so big psychological pressure of origin operation method.Most importantly this process other people can not spy on password, in case and password import successfully, the password card can automatically be removed the password on the card, even other people take the password card, also can not obtain password, confidentiality is stronger.
Claims (10)
1. the method for input password of checking card when financial transaction is characterized in that: comprise step
A., one password card (10) is set, and this password card (10) comprises keyboard (40), liquid crystal display (30), touches district (50) and battery (20); Special-purpose card reader (100) also is set;
B. the user is typed into password within the password card (10) by keyboard (40) before financial transaction, and during key entry, liquid crystal display (30) is gone up and shown the password of being keyed in;
C. after the user confirmed that the password key entry is errorless, button was confirmed, and is made password go up blanking at display screen (30);
D. when financial transaction, obtain inputing after the prompting of password, the user touches district (150) with touching of password card (10) on district (50) and the card reader (100) and touches mutually, and card reader (100) is read in password;
E. card reader (100) examine read in the operation errorless, password is sent to main frame (200);
F. to examine password errorless for main frame (200), proceeds the financial transaction running program; If password is wrong, main frame (200) carries out alarm, and interrupts the financial transaction operation;
G. after user's financial transaction process finished, the password on the password card (10) was eliminated.
2. the method for the input password of checking card when financial transaction according to claim 1, it is characterized in that: the described main frame of step F (200) carries out alarm, is alarm on the display screen of main frame (200).
3. the method for the input password of checking card when financial transaction according to claim 1, it is characterized in that: the described main frame of step F (200) carries out alarm, is that main frame (200) makes card reader (100) send alarm.
4. the method for the input password of checking card when financial transaction according to claim 1, it is characterized in that: it is that password card (10) falls password voluntarily clearly that the password on the described password card of step G (10) is eliminated.
5. a device of realizing the described method of claim 1 comprises password card (10) and card reader (100); Described card reader (100) comprises keyboard (140), loudspeaker (160) transmission line (170) and shell (110); It is characterized in that: be provided with on the shell (110) of card reader (100) and touch district (150); Described password card (10) comprises and touches district (50), keyboard (40), liquid crystal display (30), microprocessor U10 and battery (20); Password is deposited into the data working area of described microprocessor U10 through described keyboard (40) typing; Described password card (10) is to touch realization by the district (50) that touches on the password card (10) mutually with the district (150) that touches on the card reader (100) with password transmission to card reader (100).
6. device according to claim 5 is characterized in that: described battery (20) is arranged on the solar cell E1 on password card (10) shell; Described battery (20) also connects the battery E2 that is arranged on password card (10) enclosure by battery management chip U13, and described battery E2 is a rechargeable battery; Battery management chip U13 connects microprocessor U10.
7. device according to claim 5 is characterized in that: the described district (50) that touches comprises central electrode (51) and auxiliary electrode (52); The described district (150) that touches comprises central electrode (151) and auxiliary electrode (152); Central electrode (51) connects with the I/O pin of microprocessor U10.
8. device according to claim 5 is characterized in that: described keyboard (40) comprises ten key, acknowledgement key, demonstration/blanking key; Described keyboard (40) is main the composition by the keyboard chip U12 that connects with microprocessor U10.
9. device according to claim 5 is characterized in that: described keyboard (40) comprises LeftArrow, right key, options button and clear key.
10. device according to claim 5 is characterized in that: described liquid crystal display (30) displaying contents comprises 0～9 numeral, blanking prompting symbol, cursor prompting symbol, battery capacity symbol and clearing password symbol; Described liquid crystal display (30) is driven by display driver chip U11, and display driver chip U11 is controlled by microprocessor U10.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 03139963 CN1258749C (en) | 2003-07-26 | 2003-07-26 | Cipher input method and device for financial transaction by reading card |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 03139963 CN1258749C (en) | 2003-07-26 | 2003-07-26 | Cipher input method and device for financial transaction by reading card |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN1474336A true CN1474336A (en) | 2004-02-11 |
| CN1258749C CN1258749C (en) | 2006-06-07 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN 03139963 Expired - Fee Related CN1258749C (en) | 2003-07-26 | 2003-07-26 | Cipher input method and device for financial transaction by reading card |
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| Country | Link |
|---|---|
| CN (1) | CN1258749C (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101533539B (en) * | 2009-03-13 | 2014-04-30 | 飞天诚信科技股份有限公司 | Method for inputting password and device thereof |
-
2003
- 2003-07-26 CN CN 03139963 patent/CN1258749C/en not_active Expired - Fee Related
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101533539B (en) * | 2009-03-13 | 2014-04-30 | 飞天诚信科技股份有限公司 | Method for inputting password and device thereof |
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| Publication number | Publication date |
|---|---|
| CN1258749C (en) | 2006-06-07 |
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| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| C14 | Grant of patent or utility model | ||
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| CF01 | Termination of patent right due to non-payment of annual fee |
Granted publication date: 20060607 Termination date: 20090826 |