CN1392494A - Electronic business integrated and shared operation system - Google Patents
Electronic business integrated and shared operation system Download PDFInfo
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- CN1392494A CN1392494A CN 01129444 CN01129444A CN1392494A CN 1392494 A CN1392494 A CN 1392494A CN 01129444 CN01129444 CN 01129444 CN 01129444 A CN01129444 A CN 01129444A CN 1392494 A CN1392494 A CN 1392494A
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Abstract
The integrated and shared electronic business operation system consists of one electronic business running platform comprising safety confirming system, electronic payment system, informatino exchange system and standard application interface; bank financial institution; and application system including purchasing, taxation, paying, insurance, etc. The network user accesses the electronic business running platform via the standard application interface. The system can ensure the safe running of the application system, is compatible with various application environment, and can maintain excellent sharing environment, optimize resource configuration and suit unpredictable business expansion.
Description
The present invention relates to a kind of e-business operation system.
Current ecommerce mainly faces following problem: the one, and safe trust, in the network trading, both sides do not meet each other mutually, are difficult to obtain the other side again and trust, and have very big transaction risk, have hindered e-commerce development.In addition, both sides' Transaction Information is easy to be intercepted and captured or distort by bad third party, causes immeasurable loss; The 2nd, how information flow sets up safe, efficient, the unobstructed mobile channel of information, and information being fully utilized and sharing is the optimization result of Internet resources configuration; The 3rd, cash flow is because the inherent characteristic of banking industry when guaranteeing bank's built-in system safety, makes the butt joint of its traditional business and network.At above problem, though network company that some are big and industry unit have all proposed the solution of oneself, can solve network security and trust problem with functions such as the symmetric key in the ca authentication technology, encryption and decryption, digital signature, The Application of Technology such as e-bank can solve the network payment problem, but because ecommerce is a systems engineering, the realization of these simple functions can only solve local problem, can not promote ecommerce widespread use and development at all.For example,, leave concrete service application, do not bring into play effect at all though technical encryption and decryption, the digital signature can utilized in the single CA center of setting up solves information security and both sides' trust problem.Again for example, e-bank can realize online banking, but because cash flow is in the public network, lack safety guarantee, bank's built-in system is also on business netted opening of outlet and is undertaken a certain risk, or the like these reasons whole flow process obstructed of having caused e-business operation, can not realize seamless link.System also is the problem that exists at present with the undue related of application, in the realization of ecommerce, some companies usually build a system for a certain application, little of the OA system, mis system arrives the social insurance system greatly, the government procurement system, though these systems can realize a certain application, but from macroscopic perspective, a lot of overlapping basic building-up work and necessary auxiliary facilities are arranged in these systems, the duplicate construction of constituent parts has brought the very big wasting of resources, simultaneously, system is undue related with application, causes the situation of sharing difficulty, has also brought burden to the user, as hand-held too much authentication card, cause user's card calamity.
The objective of the invention is to propose a kind of electronic business integrated and shared operation system, its integrated security Verification System, electronic fare payment system and message exchange three big core systems have solved the bottleneck problem that exists in the above ecommerce; And for using the application and development interface (API) that each side provides standard, make operation system have highly scalable, and be independent of outside the application system, can not produce in response to the system that brings with the change of demand and applied environment and change and systematic jitters; Simultaneously it supports the ecommerce under the complete network environment, the sharing application of E-Government, avoid constituent parts when developing separately application system for its matching network basic environment duplicate construction.
In order to reach above purpose, electronic business integrated and shared operation system of the present invention is by security certification system, electronic fare payment system, Information Exchange System and standard application interface are formed, security certification system, electronic fare payment system, Information Exchange System and standard application interface are formed the e-business operation platform, bank finance mechanism, network shopping, tax revenue, pay dues, application systems such as insurance, the network user inserts the e-business operation platform through the standard application interface, each system function division becomes a plurality of modules, realize different functions of modules with different hardware devices, adopt the distributed server structure, means such as two-node cluster hot backup and operational data backup guarantee the reliable of system; Security certification system is made of information encryption processor, LIST SERVER, blacklist validator, certificate server and database server, security certification system is set up high encryption and decryption of safe coefficient and identity authorization system by technological means such as secret key encryption, digital signature, digital envelopes, guarantee that electronic transaction effectively, carry out safely, and ensureing confidentiality, integrality, authenticity and the non repudiation that network information stream and cash flow transmit, symmetric key encryption and asymmetric-key encryption two sides kind method are adopted in the encryption in the system; Electronic fare payment system is by the payment processes server, payment change server and database server constitute, it is as payment gateway, take on user browser, the network communication relay system of payment information between business server and the banking system, legitimacy in order to the recognition network user identity, the validity of validation of payment information, handle the conversion of procotol and bank's internal information form, by customer instruction payment information is distributed to the purpose row, and the result of bank returned to the client, thereby finish the clearing of fund, transfer, the process of clearance, payment gateway not only can be realized the function of traditional bank payment system, reduce the risk that bank's built-in system and internet directly link to each other and brought, and utilize network characteristics and technology to simplify the conventional payment flow process, improve the operational paradigm of total system; Information Exchange System is by the message exchange server, the information browse server, database server, the security control server, domain name resolution server and multi-layer switches constitute, it with various information approach between set up physical network and be connected, in the hope of the fastest transmission information, and be provided with daily record and timestamp function, write down the instruction that all pass through, play evidence function, to its transmission object of various information Recognition that transmits from internet, according to identifying information, convert the payment instruction of talk various network protocols support to different message formats, requirement according to instruction, realize real-time or distribution of information regularly fixed point or batch processing, carry out the round-the-clock information processing of 24/7/365 mode; The standard application interface forms complete electronic business integrated and shared operation system with electronic post office service, government's invitation system, link to each other for application systems such as fee charging system, online auction system, Internet stock trading systems on the net.
This electronic business integrated and shared operation system can be protected the safe operation of application system, payment system, bank effectively; System not only can compatible various application systems, and keep good shared environment, optimize allocation of resources, and make information flow and cash flow wait until sufficient circulation; System combination Core Features such as authentication, payment, exchange, and utilize the application and development interface of standard to link to each other with application system, can effectively finish the application of various ecommerce; Can adapt to unpredictable traffic growth,, can increase new server flexibly and realize new function, for further expanding of system provides the space from the upgrading of server handling ability.
The present invention is further illustrated below in conjunction with specific embodiment.
Fig. 1 is a systemic-function logical diagram of the present invention;
Fig. 2 is a system of the present invention dwelling process flow diagram.
At Fig. 1, in the electronic business integrated and shared operation system shown in Figure 2, security certification system 1, electronic fare payment system 2, Information Exchange System 3 and standard application interface 4 are formed e-business operation platform 5, bank finance mechanism 6, network shopping, tax revenue, pay dues, application systems 7 such as insurance, the network user 8 inserts e-business operation platform 5 through standard application interface 4, when in information service exchange system 3, conclude the business between the client 8 (as the dotted arrow among Fig. 2), by Verification System 1 mutual identity verification, be communicated with by payment system 2 and bank 6, information after bank will handle feeds back to former request client through information service exchange system 3, solid arrow among Fig. 2 represents to take place between client 8 and the application system 7 process of transaction, be communicated with by information service exchange system 3 and Verification System 1, behind the identity verification, be communicated with payment system 2 and bank 6, information after bank will handle feeds back to application system through information service exchange system 3, makes former request client 8 obtain handling the result of payment transaction.When the system of paying taxes need be when bank transmits information (for example the account remits money), the land tax system breaks into packet with information earlier, and with in the purpose bank target knowledge code adding packet, packet will use CA certificate to carry out information encryption then, and the information after system will encrypt passes to (the direct-connected or Internet by DDN) secure payment platform.Payment platform at first is decrypted information after receiving information, again the plaintext after the deciphering is analyzed, find out the authentication code of representing whereabouts bank, platform also will carry out the conversion of data layout to information if desired, so that the data structure of unified application side and bank side.Data processing is encrypted information after finishing with CA certificate, and the special line by linking to each other with each tame bank, information is sent to the payment gateway of bank.After the payment gateway of bank is received information, information is decrypted the information of the side of being applied (as the instruction of remitting money).Gateway is given bank inside with information and is carried out business processing.Bank will return the successful information of remitting account after handling, and pass to land tax application side by payment platform, and its processing procedure and above-mentioned steps are similar.
Claims (4)
1, a kind of electronic business integrated and shared operation system is by security certification system (1), electronic fare payment system (2), Information Exchange System (3) and standard application interface (4) are formed, it is characterized in that: security certification system (1), electronic fare payment system (2), Information Exchange System (3) and standard application interface (4) are formed e-business operation platform (5), bank finance mechanism (6), network shopping, tax revenue, pay dues, application systems (7) such as insurance, the network user (8) inserts e-business operation platform (5) through standard application interface (4), each system function division becomes a plurality of modules, realize different functions of modules with different hardware devices, adopt the distributed server structure, means such as two-node cluster hot backup and operational data backup guarantee the reliable of system.
2, electronic business integrated and shared operation system according to claim 1, it is characterized in that: security certification system (1) is made of information encryption processor, LIST SERVER, blacklist validator, certificate server and database server, security certification system is set up high encryption and decryption of safe coefficient and identity authorization system by technological means such as secret key encryption digital signature, digital envelopes, and symmetric key encryption and asymmetric-key encryption two sides kind method are adopted in the encryption in the system.
3, according to claim 1,2 described electronic business integrated and shared operation systems, it is characterized in that: electronic fare payment system (2) is by the payment processes server, payment change server and database server constitute, it is as payment gateway, take on user browser, the network communication relay system of payment information between business server and the banking system, the legitimacy of recognition network user identity, the validity of validation of payment information, handle the conversion of procotol and bank's internal information form, by customer instruction payment information is distributed to the purpose row, the result of driveing bank returns to the client.
4, according to claim 1,2,3 described electronic business integrated and shared operation systems, it is characterized in that: Information Exchange System (3) is by the message exchange server, the information browse server, database server, the security control server, domain name resolution server and multi-layer switches constitute, it with various information approach between set up physical network and be connected, and be provided with daily record and timestamp function, write down the instruction that all pass through, to its transmission object of various information Recognition that transmits from internet, according to identifying information, convert the payment instruction of talk various network protocols support to different message formats, requirement according to instruction, realize real-time or distribution of information regularly fixed point or batch processing, carry out the round-the-clock information processing of 24/7/365 mode.
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
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CN 01129444 CN1392494A (en) | 2001-06-20 | 2001-06-20 | Electronic business integrated and shared operation system |
Applications Claiming Priority (1)
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CN 01129444 CN1392494A (en) | 2001-06-20 | 2001-06-20 | Electronic business integrated and shared operation system |
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CN1392494A true CN1392494A (en) | 2003-01-22 |
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Cited By (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN101577656A (en) * | 2009-05-19 | 2009-11-11 | 刘文祥 | Control display and network system substituting integrated circuit card |
CN102014169A (en) * | 2010-12-22 | 2011-04-13 | 北京中电普华信息技术有限公司 | Distributed service system as well as distributed service system task execution method and device |
CN103413241A (en) * | 2013-07-12 | 2013-11-27 | 广州银联网络支付有限公司 | Bank reception and payment system |
-
2001
- 2001-06-20 CN CN 01129444 patent/CN1392494A/en active Pending
Cited By (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN101577656A (en) * | 2009-05-19 | 2009-11-11 | 刘文祥 | Control display and network system substituting integrated circuit card |
CN102014169A (en) * | 2010-12-22 | 2011-04-13 | 北京中电普华信息技术有限公司 | Distributed service system as well as distributed service system task execution method and device |
CN102014169B (en) * | 2010-12-22 | 2013-03-20 | 国家电网公司 | Distributed service system as well as distributed service system task execution method and device |
CN103413241A (en) * | 2013-07-12 | 2013-11-27 | 广州银联网络支付有限公司 | Bank reception and payment system |
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