CN108320141A - A kind of system of integrated and shared operation e-commerce - Google Patents
A kind of system of integrated and shared operation e-commerce Download PDFInfo
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- CN108320141A CN108320141A CN201711462128.XA CN201711462128A CN108320141A CN 108320141 A CN108320141 A CN 108320141A CN 201711462128 A CN201711462128 A CN 201711462128A CN 108320141 A CN108320141 A CN 108320141A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
- G06Q20/027—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] involving a payment switch or gateway
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3821—Electronic credentials
- G06Q20/38215—Use of certificates or encrypted proofs of transaction rights
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0609—Buyer or seller confidence or verification
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- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Computer Security & Cryptography (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Marketing (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention discloses a kind of systems of integrated and shared operation e-commerce, it forms e-business operation platform 5 by security certification system 1, electronic fare payment system 2, Information Exchange System 3 and standard application interface 4, and bank finance mechanism 6, network shopping, application systems 7, the network user 8 such as tax revenue, pay dues, insure access through standard application interface 4 and e-business operation platform 5.This system can be effectively protected the safe operation of each application system; various application systems can be compatible with; and keep good shared environment; it optimizes allocation of resources; unpredictable business is suitable for increase; new server can flexibly be increased to realize new function, space is provided for further expanding for system.
Description
The present invention relates to a kind of e-business operation systems.
Current E-commerce mainly faces problems with：First, trusting safely, in network trading, both sides do not meet each other mutually, again
It is difficult to obtain other side to trust, there is very big transaction risk, hinder e-commerce development.In addition, the Transaction Information of both sides holds very much
It is easily intercepted and captured or is distorted by undesirable third party, cause immeasurable loss；Second is that information flow, how to establish information safety,
Efficiently, unobstructed Flow channel, make information be fully utilized and share be Network resource allocation optimum results；Third, fund
Stream while ensureing that bank's built-in system is safe, makes its traditional business and network dock due to the inherent characteristic of banking.
In view of the above problems, although some big network companies and industry unit are proposed the solution of oneself, ca authentication is used
The functions such as symmetric key, encryption and decryption, digital signature in technology can solve network security and trust problem, e-bank etc.
The application of technology can solve the problems, such as network payment, but since e-commerce is a system engineering, these simple functions
Realization can only solve local problem, can not promote e-commerce extensive use and development at all.For example, single establishes CA
Although center technically can solve information security and both sides' trust problem using encryption and decryption, digital signature, leave specific
Service application, do not play effect at all.In another example online banking may be implemented in e-bank, but due to money
Gold stream lacks safety guarantee in public network, and bank's built-in system also undertakes certain wind because of public network outlet due to opening
Danger, etc. these reasons cause the obstructed of the whole flow process of e-business operation, can not achieve seamless connection.System with
Application it is excessive association be also presently, there are the problem of, in the realization of e-commerce, some companies usually from it is a certain apply and
A system is built, small to arrive OA systems, MIS systems arrive greatly Social Insurance System, Government Procurement System, although these systems can
To realize a certain application, but for macroscopic perspective, there are many overlapping ground foundation building-up works in these systems and must
Auxiliary facility, the repeated construction of constituent parts is wanted to bring the prodigious wasting of resources, meanwhile, the excessive association of system and application,
It causes to share difficult situation, also brings burden to user, such as hand-held excessive certification card causes the card calamity of user.
The purpose of the present invention is to propose to a kind of system of integrated and shared operation e-commerce, its integrated security Verification System,
Three big core system of electronic fare payment system and information exchange, solves bottleneck problem present in the above e-commerce；And to answer
The application and development interface (API) that standard is provided with each side makes operation system have highly scalable, and is independently of application
Except system, the system change brought in response to the change with demand and application environment and systematic jitters not will produce；Simultaneously
It support e-commerce under complete network environment, E-Government sharing application, it is to develop each self-application system to avoid constituent parts
For its matching network basic environment repeated construction when system.
In order to reach object above, a kind of system of integrated and shared operation e-commerce of the present invention by security certification system,
Electronic fare payment system, Information Exchange System and standard application interface composition, security certification system, electronic fare payment system, information are handed over
System and standard application interface composition e-business operation platform are changed, bank finance mechanism, tax revenue, pays dues, protects at network shopping
The application systems such as danger, the network user access e-business operation platform through standard application interface, and each system function division is at more
A module realizes different functions of modules with different hardware devices, using distributed server structure, two-node cluster hot backup
And the means such as operational data backup ensure the reliable of system；Security certification system by message cryptographic processor, LIST SERVER,
Blacklist validator, certificate server and database server are constituted, and security certification system is encrypted by key, number is signed
The technological means such as name, digital envelope set up the high encryption and decryption of safe coefficient and identity authorization system, it is ensured that electronic transaction has
Effect safely carries out, and the confidentiality of information flow and fund steaming transfer, integrality, authenticity and non-repudiation in ensure ne
Property, the encryption in system uses symmetric key encryption and asymmetric-key encryption two sides kind method；Electronic fare payment system by
Payment processing server, payment change server and database server are constituted, it takes on user's browsing as payment gateway
The network communication relay system of payment information between device, business server and banking system, to identify network user identity
Legitimacy, the validity of validation of payment information, handle procotol and bank's internal information format conversion, refer to by client
It enables and payment information is distributed to purpose row, and the handling result of bank is returned into client, to complete the clearing of fund, draw
Turn, the process of clearance, payment gateway not only may be implemented the function of traditional bank payment system, reduce bank's built-in system and
Internet is connected directly caused risk, and simplifies conventional payment flow using network characteristics and technology, improves entire
The operational paradigm of system；Information Exchange System is by information exchange server, information browse server, database server, safety
It controls server, domain name resolution server and multi-layer switches to constitute, it establishes physical network company between various information approach
Connect, in the hope of most soon transmit information, and be equipped with daily record and timestamp function, record it is all by instruction, play evidence function,
It, which transmits object and is supported various procotols according to identification information, is identified to the various information transmitted from internet
Payment instruction is converted into different message formats, according to the requirement of instruction, realizes real-time or right place or batch processing letter
Breath distribution, carries out the round-the-clock information processing of 24/7/365 mode；Standard application interface and electronic post office's service, Government bidding
System, connected for application systems such as fee charging system, Network Auction System, Internet stock trading systems on the net, the complete electricity of formation
Sub- business integration shares operation system.
A kind of system of this integrated and shared operation e-commerce can be effectively protected application system, payment system, bank
Safe operation；System can not only be compatible with various application systems, and keep good shared environment, optimize allocation of resources, make
Information flow and cash flow wait until adequately to circulate；The Core Features such as system combination certification, payment, exchange, and utilize standard
Application and development interface is connected with application system, can efficiently accomplish the application of various e-commerce；It is suitable for unpredictable industry
Business increases, and from the upgrading of server handling ability, can flexibly increase new server to realize new function, be system
Further expand and provide space.
With reference to specific embodiment, the present invention is further illustrated.
Fig. 1 is the system function logic chart of the present invention；
Fig. 2 is the system dwelling flow chart of the present invention.
In Fig. 1, a kind of system of integrated and shared operation e-commerce shown in Fig. 2, security certification system 1, electronics branch
Pay system 2, Information Exchange System 3 and standard application interface 4 form e-business operation platform 5, bank finance mechanism 6, online
Buying, the application systems 7 such as tax revenue, pay dues, insure, the network user 8 access e-business operation platform through standard application interface 4
5, when transaction (dotted arrow in such as Fig. 2) occurs between client 8 in information service exchange system 3, pass through Verification System 1
Verification identity mutually, be connected to by payment system 2 with bank 6, and bank's general's treated information is through information service exchange system 3
Former request client is fed back to, the solid arrow in Fig. 2 indicates the process merchandised between client 8 and application system 7, passes through
Information service exchange system 3 is connected to Verification System 1, is connected to payment system 2 and bank 6 after verifying identity, bank Jiang Chu
Information after reason feeds back to application system through information service exchange system 3, and former request client 8 is made to obtain processing payment transaction
As a result.When taxation system needs to transmit information (such as account remits money) to bank, information is first broken into data by land tax system
Packet, and purpose bank target is known into code and is added in data packet, then data packet will use CA certificate to be encrypted into row information, be
Encrypted information is passed to the secure payment platform (by the way that DDN is direct-connected or Internet) by system.Payment platform receives information
Information is decrypted first afterwards, then the plaintext after decryption is analyzed, finds out the authentication code for representing whereabouts bank, such as
Fruit needs platform that will also carry out the conversion of data format to information, so as to the data structure of unified application side and bank side.Data
After having handled, information is encrypted, and the special line by being connected with each bank with CA certificate, will send information to the branch of bank
Pay gateway.After the payment gateway of bank is connected to information, information is decrypted, the information (instruction of such as remitting money) for the side of being applied.
Information is given and carries out business processing inside bank by gateway.After bank's processing, return is remitted account successful information, it is flat by paying
Platform passes to land tax application side, and processing procedure is similar with above-mentioned steps.
Claims (4)
1. a kind of system of integrated and shared operation e-commerce is handed over by security certification system (1), electronic fare payment system (2), information
Change system (3) and standard application interface (4) composition, it is characterised in that：Security certification system (1), electronic fare payment system (2), letter
Cease exchange system (3) and standard application interface (4) composition e-business operation platform (5), it is bank finance mechanism (6), online
Buying, the application systems (7) such as tax revenue, pay dues, insure, the network user (8) are through standard application interface (4) access e-commerce fortune
Make platform (5), each system function division is realized different functions of modules with different hardware devices, adopted at multiple modules
Ensure the reliable of system with means such as distributed server structure, two-node cluster hot backup and operational data backups.
2. a kind of system of integrated and shared operation e-commerce according to claim 1, it is characterised in that：Safety certification
System (1) is by message cryptographic processor, LIST SERVER, blacklist validator, certificate server and database server structure
At, security certification system by the technological means such as key cryptographic digital signature, digital envelope set up safe coefficient it is high plus
Decryption and identity authorization system, the encryption in system use symmetric key encryption and asymmetric-key encryption two sides kind side
Method.
3. a kind of system of integrated and shared operation e-commerce according to claim 1,2, it is characterised in that：Electronics branch
It pays system (2) to be made of payment processing server, payment change server and database server, it is as payment gateway, load
When the network communication relay system of payment information between user browser, business server and banking system, the network user is identified
The legitimacy of identity, the validity of validation of payment information handle the conversion of procotol and bank's internal information format, by visitor
Payment information is distributed to purpose row by family instruction, drives the handling result of bank returning to client.
4. a kind of system of integrated and shared operation e-commerce according to claim 1,2,3, it is characterised in that：Information
Exchange system (3) is by information exchange server, information browse server, database server, safety control server, domain name
Resolution server and multi-layer switches are constituted, it establishes physical network various information approach between and connect, and be equipped with daily record and when
Between stab function, record it is all by instruction, to the various information transmitted from internet identify its transmit object, according to
The payment instruction that various procotols are supported is converted into different message formats by identification information, according to the requirement of instruction, is realized
Real-time or right place or batch processing information distribution, carries out the round-the-clock information processing of 24/7/365 mode.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201711462128.XA CN108320141A (en) | 2017-12-28 | 2017-12-28 | A kind of system of integrated and shared operation e-commerce |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201711462128.XA CN108320141A (en) | 2017-12-28 | 2017-12-28 | A kind of system of integrated and shared operation e-commerce |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN108320141A true CN108320141A (en) | 2018-07-24 |
Family
ID=62892622
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201711462128.XA Pending CN108320141A (en) | 2017-12-28 | 2017-12-28 | A kind of system of integrated and shared operation e-commerce |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN108320141A (en) |
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2017
- 2017-12-28 CN CN201711462128.XA patent/CN108320141A/en active Pending
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| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| WD01 | Invention patent application deemed withdrawn after publication |
Application publication date: 20180724 |
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| WD01 | Invention patent application deemed withdrawn after publication |