CN1234105C - Full automatic deposit and teller machine for bank counter - Google Patents

Full automatic deposit and teller machine for bank counter Download PDF

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Publication number
CN1234105C
CN1234105C CN 01142199 CN01142199A CN1234105C CN 1234105 C CN1234105 C CN 1234105C CN 01142199 CN01142199 CN 01142199 CN 01142199 A CN01142199 A CN 01142199A CN 1234105 C CN1234105 C CN 1234105C
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China
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cash box
money
teller machine
deposit
single face
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Expired - Fee Related
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CN 01142199
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Chinese (zh)
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CN1409275A (en
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黄金富
黄海强
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Individual
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Abstract

The present invention relates to a full-automatic money deposit and teller machine for a bank counter, which comprises an input-output money box (11) of N grids, a checking and moving device (12), a middle money box (13) of N grids, a card-reading beating book device (14), a computer, a communication device (15), a fake and remnant money box (16), various single face value money boxes (21) of a deposit part (2), and a temporary storing money box (26), wherein N stands for the varieties of money which can be deposited and drawn, and money is moved into the temporary storing money box (26) to be heated, flattened, etc. and loaded into all the single face value money boxes after being put in the middle money box (13) of N grids. Therefore, the money can be more durable and can be drawn to a withdrawer by the machine at any time by high efficiency and convenience. The machine can also comprises an exchange money box to realize the automatic exchange of the money.

Description

Full automatic deposit and teller machine for bank counter
Technical field
The present invention relates to the machinery that bank uses, particularly bank's cabinet face is with the robotization machinery of depositing and withdrawing.
Background technology
Not deposit and withdraw all is that the personnel of bank handle by the staff manually-operated in bank at present, the range estimation of receipt and payment money armrest point, just print depositing on the pleat with computer record with printer, there do not have to be suitable, the machinery that is used for daily a large amount of the deposit or the withdrawal that is suitable for that bank's cabinet face uses, and the suitable machinery of this respect is needs very.The machine that currency is exchanged automatically also is very to need.
Summary of the invention
Purpose of the present invention, it is complete in the machinery of changing of depositing and withdrawing to be to provide a kind of bank cabinet face to use, and the personnel of bank can carry out the operation of receipt and payment money without hand point with estimating, handle and operate and the automated machine that is provided is provided comprehensively.
The present invention realizes like this, adopt a kind of like this full automatic deposit and teller machine for bank counter, it is characterized in that, it includes automatic receipt and payment table top part (1) and storage part (2), wherein, automatic receipt and payment table top part (1) includes the N case and goes into out cash box (11), check and mobile device (12), cash box (13) in the middle of the N case, card reader (14), computer and communication device (15), pseudo-residual cash box (16), N be integer and 〉=1, but be the kind number of access money, storage part (2) comprises money pen recorder (22) and the band money moving-out device (23 with N case, 24,25) single face volume cash box (21) is electrically connected and by the preset program operation of depositing and withdrawing by computer and communication device (15) and each several part.
Full automatic deposit and teller machine for bank counter of the present invention has improved the efficient and the automatization level of bank widely, and banking person's cabinet face operation labor capacity is lowered greatly.
Description of drawings
This instructions comprises following accompanying drawing,
Fig. 1 is the structure key diagram of full automatic deposit and teller machine for bank counter of the present invention,
Fig. 2 is that the storage of full automatic deposit and teller machine for bank counter of the present invention partly adds temporary cash box (26) or the like key diagram,
Fig. 3 is the money moving-out device key diagram in the temporary cash box of full automatic deposit and teller machine for bank counter of the present invention,
Fig. 4 is that cash box (13) can be the laying key diagram that moves in the middle of the N case,
Fig. 5 is the key diagram of two kinds of layings of inspection and mobile device (12),
Fig. 6 is the laying key diagram of automatic receipt and payment table top part (1) when overhead,
Fig. 7 is the key diagram that is connected to single currency cash box of xenocurrency,
Fig. 8 be connected to xenocurrency single currency cash box overlook the laying key diagram.
Embodiment
Below in conjunction with accompanying drawing, each feature of the present invention is described in further detail.
Consult Fig. 1, Fig. 1 is the schematic illustration of full automatic deposit and teller machine for bank counter of the present invention, as previously mentioned, machine of the present invention includes automatic receipt and payment table top part (1) and storage part (2), when saving, the depositor puts into out money in each case of the respective markers in the cash box (11) respectively by denomination, 50 yuan money are put into the case of 50 yuan of marks, 100 yuan money are put into the case of 100 yuan of marks, to deposit pleat or corresponding bank card inserts in the card reader (14), then, money are imported into to checking and mobile device (12), counterfeit money and the broken residual old money of mistake are reached in the pseudo-residual cash box (16) to be handled by relevant regulations by the personnel of bank, counterfeit money traffic police side handles, too residual old banknote is converted into the good paper money of new paper money in accordance with regulations, the corresponding case of cash box in the middle of putting into, good paper money by inspection and mobile device (12) also all enters the corresponding case of middle cash box (13), relevant client's account number, go into the display screen demonstration that the money situation is controlled by computer and communication device (15), when if depositor's decision is not deposited, press the associated button on the other keyboard of display screen, computer and communication device (15) are by preset program control machine, money are oppositely transferred back to go into out in the corresponding case of cash box (11) by former passage, take away by the depositor.If depositor's decision deposits in, for example in 10 seconds the depositor not according to any button, the machine identification deposits in, computer and communication device (15) just make the pleat of depositing in the card reader (14) be driven into the amount that deposits in, and the money that deposit in then are transferred in the single face volume cash box (21) of the respective denominations the storage part (2) from middle cash box (13).
When the withdrawer withdrew deposit, by above-mentioned steps, cash box (13) in the middle of money are transferred to from single face volume cash box (21) by reverse direction reached mobile device (12) more on inspection and moves to into going out cash box (11).
This machine is applicable to various countries bank, is applicable to China, the U.S., and European various countries etc. Euro have 7 kinds, and this machine uses 7 cases of desirable N=7 in Europe.
Consult Fig. 2, Fig. 2 is that the storage of full automatic deposit and teller machine for bank counter of the present invention partly adds temporary cash box (26) or the like key diagram in (2), shown in the figure, each case of storage part (2) also can be provided with temporary cash box (26), temporary cash box (26) is arranged between middle cash box (13) of N case and the single face volume cash box (21), also be provided with money moving-out device (23,24,25) in the temporary cash box (26), money can be shifted out.In addition, storage part (2) can be separable vehicle-mounted structure, in also be provided with computer control money travelling belts (27), place between temporary cash box (26) and the single face volume cash box (21), each single face volume cash box (21) can be subdivided into shabby paper money cash box (210), positive good paper money cash box (211) the good paper money cash box of reverse side (212), the ATM cash box of Automatic Teller Machine is used in the street with automatic teller machine or street, described ATM cash box comprises ATM front paper money face cash box (213), ATM reverse side paper money face cash box (214), be marked on the case face with literal, make things convenient for the staff to discern, by computer control money travelling belts (27), will keep in money that cash box (26) is moved to single face volume cash box (21) and move respectively and deposit in the above-mentioned various single face volume cash box.
Consult Fig. 3, Fig. 3 is the key diagram of temporary cash box (26) the money moving-out device that waits employing etc., shown in the figure, the money moving-out device (23,24,25) that adopts in single face volume cash box (21) and the temporary cash box (26) comprises friction pulley (23), the tooth bar (24) of the gear on lift slab of translator and gear (25) and the cooperation lift slab, tooth bar (24) vertically is fixed on the inwall of place cash box, and the motor of lift slab (25) is subjected to the programmed control of computer and communication device (15).The top of temporary cash box (26) can also be provided with heating locating back (28), cooperates the lift slab in the temporary cash box (26), and money are heated the pressing operation.It can adopt heating locating back (28) electric heating or the electric hot plate heating by the liftoff downward pressure of driven by motor short distance, flattened one in one second or two seconds, and rose then, shift out by friction pulley (23), to computer control note distribution travelling belt (27), it is moved in certain cash box (21) of appointment.Certainly, money have been shifted out multiple mode from cash box, shown in Figure 3 is a kind of feasible embodiment.
Consult Fig. 4, Fig. 4 is that cash box (13) can be the laying key diagram that moves in the middle of the N case, the employee of bank preferably faces client, client generally faces into going out cash box (11), after money one is gone into middle cash box (13), during operation costs such as follow-up heating and pressurizing pressing, remove that to be provided be rational so will store part (2), can move to left or right-hand appropriate location, cash box (13) can move between this left or a right-hand fixed position in the middle of making, and money is picked and placeed.Like this, middle cash box (13) just can fast evacuation, with the deposit of meeting next client or withdraw the money.
When withdrawing the money, shift out in the good paper money cash box of money from single face volume cash box (21), can be no longer temporary through temporary cash box (26), but cash box (13) in the middle of directly being reached is spread out of by middle cash box again.
Consult Fig. 5, Fig. 5 is the key diagram of two kinds of layings of inspection and mobile device (12).Its inspection and mobile device (12) can be the fixed N of laying portions, a front of a case of every correspondence, shown in the first half among the figure, also can be to lay portable one one, corresponding movably and each case of processing is the single face volume money on each front, the situation shown in Lower Half among the figure.Because counterfeit money will be tested out and be sorted out to inspection and mobile device (12) at present, or also to sort out residual banknote, good paper money is passed through, cash box (13) in the middle of sending into makes this part device relatively more expensive at present, therefore, can adopt one portable work, but a large amount of back costs of producing lower, and just can adopt the fixed laying of top N portion, accelerate disposal speed.
Consult Fig. 6, Fig. 6 is the laying key diagram of automatic receipt and payment table top part (1) when overhead, this is to want the higher automatic receipt and payment table top parts of needs such as actual requirement (1) for counter top to adopt overhead setting, at this moment the linking with the storage part that can remove must be connected by removing under the middle cash box (13), that is, cash box (13) needs oscilaltion in the middle of its N case, in addition, for convenience money being shifted out, also can be the money moving-out device (23,24,25) with band lift slab in the middle of it.
Consult Fig. 7 and Fig. 8, Fig. 7 and Fig. 8 consider that there is a large amount of foreign currency exchange business in some bank, Zhong Guo Bank of China for example, the bank of the U.S., Europe Euro distribution will have between a large amount of Euros and each local currency interbank generation foreign currency exchange in European various countries, can adopt the foreign currency list currency cash box (29) that is provided for the various xenocurrency of exchanging between the different currency, monetary name can observably indicate on foreign currency list currency cash box (29) surface, for example dollar, pound, Renminbi, Hongkong dollar, Canadian Dollar, or the like, to prevent mistake, can adopt removable inserting mode, be connected aforesaid single face volume cash box (21) afterwards, or be connected after the boxcar of single face volume cash box (21), foreign currency list currency cash box (29) also can be positioned in the special-purpose boxcar by several currency, also can be marked with " exchange car " on boxcar, represents non-originating currency, be that business of exchange currencies department sales counter is used, special-purpose inspection and counting assembly and corresponding money moving-out device will be arranged on the boxcar, and the counting of each foreign currency list currency cash box (29) and/or boxcar and moving-out device are subjected to computer and communication device (15) control, and the robotization that is used for foreign currency exchange is handled.As for the input and the change of rate of conversion, must send instruction by each computer of mind-set in the bank computer and communication device (15) usually.
Among Fig. 7, home currency for Euro the back of Euro car two the exchange cars of having pegged graft, dollar is housed respectively, yen, Canadian dollar, Renminbi, Hongkong dollars etc. can carry out the robotization of multiple currency and exchange operation.
Among Fig. 7, temporary cash box (26) is placed in the lower position of inspection and mobile device (12), to shifting left, can make whole device length slightly short.
Among Fig. 8, also show client position and staff position, and various cash boxes are placed between two staff, adopt two N cases to go into out cash box (11) and two middle cash boxes (13) of N case, two Card Readers thin device (14), and only adopted portable an inspection and mobile device (12), portable work is to reduce the expense of equipment.Cabinet face between the two client positions also can be provided with the visitor with manually pressing the paper money flatiron, makes things convenient for customers and starts to press banknote when oneself is liked.
Full automatic deposit and teller machine for bank counter of the present invention provides the various configurations selection, all function is superior, realized that bank counter saves automatically, withdraw cash, sorting, ironing etc., also can carry out foreign currency exchange, when not connecting the foreign currency cash box, this machine size for example length can be at two meters to three meters, and height can be at 70 centimeters, cabinet face height can be about 70 centimeters to 1 meter, cabinet face width degree can be about two meters, and size can be made according to the actual conditions configuration, and only configuration can be selected according to the practical business situation by each bank.

Claims (8)

1. full automatic deposit and teller machine for bank counter, it is characterized in that, it includes automatic receipt and payment table top part (1) and storage part (2), wherein, automatic receipt and payment table top part (1) includes the N case and goes into out cash box (11), check and mobile device (12), cash box (13) in the middle of the N case, card reader (14), computer and communication device (15), pseudo-residual cash box (16), N be integer and 〉=1, but be the kind number of access money, storage part (2) comprises money pen recorder (22) and the band money moving-out device (23 with N case, 24,25) single face volume cash box (21), be electrically connected and by the preset program operation of depositing and withdrawing by computer and communication device (15) and each several part, when saving, the depositor puts into out money in each case of the respective markers in the cash box (11) respectively by denomination, bankbook or corresponding bank card are inserted in the card reader (14), then, money are imported into to checking and mobile device (12), counterfeit money and broken excessively residual old money are reached, and the good paper money by inspection and mobile device (12) also all enters the corresponding case of middle cash box (13) in the pseudo-residual cash box (16), relevant client's account number, go into the display screen demonstration that the money situation is controlled by computer and communication device (15), when if depositor's decision is not deposited, press the associated button on the other keyboard of display screen, computer and communication device (15) are decided the programmed control machine by giving, money are oppositely transferred back to go into out in the corresponding case of cash box (11) by former passage, take away by the depositor; If depositor's decision deposits in, the machine identification deposits in, computer and communication device (15) are driven into the amount that deposits in regard to making the bankbook in the card reader (14), the money that deposit in then are transferred in the single face volume cash box (21) of the respective denominations the storage part (2) from middle cash box (13), when the withdrawer withdraws deposit, by above-mentioned steps, cash box (13) in the middle of money are transferred to from single face volume cash box (21) by reverse direction reaches mobile device (12) more on inspection and moves to into going out cash box (11).
2. full automatic deposit and teller machine for bank counter according to claim 1, it is characterized in that, each case of storage part (2) also is provided with temporary cash box (26), temporary cash box (26) is arranged between middle cash box (13) of N case and the single face volume cash box (21), be provided with money moving-out device (23,24,25) in the temporary cash box (26), money can be shifted out.
3. as full automatic deposit and teller machine for bank counter as described in the claim 2, it is characterized in that, the money moving-out device (23,24,25) that adopts in single face volume cash box (21) and the temporary cash box (26) comprises friction pulley (23), the tooth bar (24) of the gear on lift slab of translator and gear (25) and the cooperation lift slab, tooth bar (24) vertically is fixed on the inwall of place cash box, and the motor of lift slab (25) is subjected to the programmed control of computer and communication device (15).
4. as full automatic deposit and teller machine for bank counter as described in the claim 2, it is characterized in that, its storage part (2) is separable vehicle-mounted structure, in also be provided with computer control money travelling belts (27), place between temporary cash box (26) and the single face volume cash box (21), each single face volume cash box (21) can be subdivided into shabby paper money cash box (210), positive good paper money cash box (211), the good paper money cash box of reverse side (212), the ATM cash box of Automatic Teller Machine is used in the street with automatic teller machine or street, described ATM cash box comprises ATM front paper money face cash box (213), ATM reverse side paper money face cash box (214), by computer control note distribution travelling belt (27), will keep in money that cash box (26) shifts out and move respectively and deposit in the above-mentioned various single face volume cash box.
5. as full automatic deposit and teller machine for bank counter as described in the claim 2, it is characterized in that the top of its temporary cash box (26) also is provided with heating locating back (28), cooperate the lift slab in the temporary cash box (26), money are heated the pressing operation.
6. full automatic deposit and teller machine for bank counter according to claim 1 is characterized in that, cash box (13) moves in the middle of its N case, can move between left or right-hand is fixedly put.
7. full automatic deposit and teller machine for bank counter according to claim 1 is characterized in that, cash box (13) is the money moving-out device (23,24,25) with band lift slab in the middle of its N case.
8. full automatic deposit and teller machine for bank counter according to claim 1, it is characterized in that, be provided for the foreign currency list currency cash box (29) of the various xenocurrency of exchanging between the different currency, adopt removable inserting mode, be connected single face volume cash box (21) afterwards, be subjected to computer and communication device (15) control, the robotization that is used for foreign currency exchange is handled.
CN 01142199 2001-09-24 2001-09-24 Full automatic deposit and teller machine for bank counter Expired - Fee Related CN1234105C (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN 01142199 CN1234105C (en) 2001-09-24 2001-09-24 Full automatic deposit and teller machine for bank counter

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Application Number Priority Date Filing Date Title
CN 01142199 CN1234105C (en) 2001-09-24 2001-09-24 Full automatic deposit and teller machine for bank counter

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CN1409275A CN1409275A (en) 2003-04-09
CN1234105C true CN1234105C (en) 2005-12-28

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Families Citing this family (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101409002B (en) * 2007-10-08 2016-08-03 北京银融科技有限责任公司 A kind of high-speed payment method being applicable to ATM and device
CN101425205B (en) * 2007-10-31 2012-05-30 黄金富 Automatic bill feed-out machine for bank counter by employing pre-packaged bill package
CN101308592B (en) * 2008-07-04 2010-06-02 深圳市方迪计算机系统有限公司 Automatic cash register
CN101958016A (en) * 2010-08-13 2011-01-26 费杰 Financial odd money changing machine and odd money changing method thereof
CN104067321A (en) * 2012-06-28 2014-09-24 沃泰克斯能源私人有限公司 System and method for currency collection and presentation
CN106346973B (en) * 2016-08-29 2017-11-14 潍坊科技学院 A kind of financial document collating unit
CN206805698U (en) * 2017-02-17 2017-12-26 杭州秋溢科技有限公司 A kind of split type medium access device

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Address after: The International Chamber of Commerce building, No. 2 Beijing 100035 Xicheng District huapichang alley 16

Patentee after: Huang Jinfu

Address before: 100032, Beijing, Financial Street, Xicheng District No. 27 investment Plaza, block B, 19

Patentee before: Huang Jinfu

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CF01 Termination of patent right due to non-payment of annual fee

Granted publication date: 20051228

Termination date: 20130924