CN101409002B - A kind of high-speed payment method being applicable to ATM and device - Google Patents

A kind of high-speed payment method being applicable to ATM and device Download PDF

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Publication number
CN101409002B
CN101409002B CN200710201947.9A CN200710201947A CN101409002B CN 101409002 B CN101409002 B CN 101409002B CN 200710201947 A CN200710201947 A CN 200710201947A CN 101409002 B CN101409002 B CN 101409002B
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storage element
cash
cpu processor
bundle
atm
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CN101409002A (en
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陆洪瑞
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Beijing Yinrong Technology Co Ltd
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Beijing Yinrong Technology Co Ltd
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Priority to CN201610325487.XA priority Critical patent/CN106447952B/en
Priority to CN200710201947.9A priority patent/CN101409002B/en
Publication of CN101409002A publication Critical patent/CN101409002A/en
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    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • G07F19/201Accessories of ATMs

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Vending Machines For Individual Products (AREA)

Abstract

A kind of high-speed payment method being applicable to ATM and device relate to financial field, and current batch payment method is that multiple payment device is set up in parallel, width of making a slip of the tongue of so paying the bill, and are unfavorable for the viewing of people, easily cause omission, lose, it is impossible to meet the needs of client.The invention aims to solve the problems referred to above be achieved in that and cash be bundled into by certain number or pack;Such as 1000 yuan/bundle, 2000 yuan/bundle, 5000 yuan/bundle, 10000 yuan/bundle, 20000 yuan/bundle, 50000 yuan/bundle;The cash of single bundle is often tied in the memory element being stored in payment device, and each storage element has geocoding one to one, and all storage elements of multiple storage element aggregation all can be turned to same exit, is controlled by CPU processor;The amount of money of the cash bundle of each memory unit address coding is recorded with CPU processor;When taking paper money, the cash number being planned to pay being keyed in CPU processor, CPU processor calculates the address of matching amount;CPU processor sends instruction, starts payment device, and payment device presses the instruction operating of CPU processor;When cash bundle time corresponding is discharged by cash outlet by the memory element of payment device with cash outlet.

Description

A kind of high-speed payment method being applicable to ATM and device
Technical field
The present invention relates to mode of payment and device, particularly relate to high-speed payment method and the device of ATM.
Background technology
Current batch payment method is that multiple payment device is set up in parallel, width of making a slip of the tongue of so paying the bill, and more than or equal to two cash length, is unfavorable for the viewing of people, easily causes omission, loses, it is impossible to meets the needs of client.
Summary of the invention
The invention aims to solve the problems referred to above.The present invention solves the scheme that its technical problem used:
1), cash it is bundled into by certain number or packs;Such as 1000 yuan/bundle, 2000 yuan/bundle, 5000 yuan/bundle, 10000 yuan/bundle, 20000 yuan/bundle, 50000 yuan/bundle;
2), the cash of single bundle is often tied in the storage element being stored in payment device, each storage element has geocoding one to one, and all storage elements of multiple storage element aggregation all can be turned to same outlet, again and multiple storage element aggregation is single-row setting in exit, storage element is controlled by CPU processor;
3) amount of money of the cash bundle of each storage element geocoding, is recorded with CPU processor;
4), when taking paper money, the cash number being planned to pay being keyed in CPU processor, CPU processor calculates the address of matching amount;
5), CPU processor send instruction, start payment device, payment device press the instruction of CPU processor and is operated;
6), cash bundle time corresponding is discharged by cash outlet with cash outlet when the storage element of payment device.
Further: geocoding refers to that each storage element has respective one_to_one corresponding label one to one, label can be bar code or electronic tag or magnetic card, corresponding rotation can be made with storage element, it is acquired reading the data of label to determine the said tag that storage element is corresponding at corresponding position data acquisition unit, such as 10001 corresponding first storage element aggregation 1, such as 10006 corresponding first storage element aggregation 6,20005 second storage element aggregations 5,20,009 second storage element aggregations 9.
Preferably
Some storage element aggregations are arranged on same runing rest body, further according to binary tree principle, the runing rest body of some storage element aggregations is arranged on another storage of unit set runing rest body, needs how much to arrange how many, be used for realizing mass storage.
Further: to include storage element, it is a container, is arranged on storage element aggregation, be used for placing cash bundle, and coordinates with other parts and pay cash and tie;Including storage element aggregation, for the rotary body that can rotate around fixation locus, excircle is provided with some storage elements, is used for driving storage element to rotate on fixation locus;Including storage of unit set runing rest body, it is fixedly connected in a rotating shaft, support is provided with some storage element aggregations, be used for driving these storage element aggregations to rotate around same axle;Including rack shaft, be arranged on support and casing, for fixed support and support support and relatively rotate, a storage element of the outermost of each storage element aggregation when turning to exit, all can with export intact combination, paper money can be arranged smoothly.
Including bar coded sticker or electronic tag or magnetic card, it is arranged in rotary body or rotating shaft, quantity and position and storage element one_to_one corresponding, when data acquisition unit collects data, may determine that the position at corresponding storage element place, it is arranged on fixing or specific position including data acquisition unit, for when this station acquisition encodes to certain, the storage element of its correspondence just transposition exit, it is connected with data acquisition unit including CPU processor, for after receiving the information of data acquisition unit, make instruction drive mechanism being driven or stopping, CPU processor is also connected with motor, turn and the instruction not turned for motor is sent;Including drive mechanism, can be that motor is directly connected to runing rest rotating shaft or is connected with runing rest by tooth type structures, for accepting the instruction of CPU processor, rotate in good time or stop;Also include the drive mechanism of storage element aggregation, can be that motor is directly connected to aggregation rotating shaft or is connected with aggregation by tooth type structures, for accepting the instruction of CPU processor, rotate in good time or stop;CPU processor is also connected with display and keyboard, for accepting the instruction of controllers.
CPU processor can be computer or Programmable Logic Controller, and computer is connected with motor by I/O card.
Preferably
1, set some storage elements on the cylinder, form cylindrical stored cell assembly;
2, above-mentioned storage element aggregation is arranged on the support of same circumference and this circumference support can rotate;
Further: to be provided with photoelectric sensor at cash outlet, motor is direct current generator or motor or alternating current generator.
Further: by some described storage of unit set runing rest bodies, to be arranged on another storage of unit set runing rest body according to binary tree principle, need how much to arrange how many, be used for realizing mass storage.
Concrete, each storage element, all can be driven by storage of unit set runing rest body, and the double drive of the driving of storage element aggregation.
The invention has the beneficial effects as follows: to the width of single bundle in making batch payment device cash dispensing port poly-, it is achieved that be easy to see, manage, take, take, thus meet the needs of client.
Accompanying drawing illustrates:
Fig. 1 is the primary structure generalized section of the present invention;
Fig. 2 is the A-A cross-sectional view of Fig. 1 of the present invention;
Fig. 3 is the annexation schematic diagram of motor and rotary body;
Fig. 4 is that Open Side Down moves the schematic diagram making cash can skid off down outlet under deadweight for the casing of Fig. 3;
Fig. 5 is the structural representation being provided with ejecting mechanism at storage of unit set runing rest body side surface;
Fig. 6 is the structural representation that exit is provided with malleation wind regime;
Fig. 7 is the structural representation of the single storage element of Fig. 6;
Fig. 8 is the storage element figure of side plate all-pass;
Fig. 9 is the storage element figure that side plate disconnects;
Figure 10 be side plate be netted storage element figure;
Figure 11 is the structural representation of chaindriven storage element aggregation;
Figure 12 is that the A of Figure 11 is to figure;
Figure 13 is the structural representation that storage element is provided with label.
Detailed description of the invention:
Below in conjunction with the accompanying drawings and example further illustrates the present invention:
Example 1: referring to Fig. 1 it by storage element aggregation 1, be connected on 2 by axle 5, can rotate under the driving of motor;Storage element aggregation rotating shaft 5;The runing rest body 2 of storage element collective, is connected at casing 3 by axle and 4, can rotate under the driving of motor;Casing 3, is provided with outlet 6, is used for the cash that comes in and goes out, negative pressure wind regime 8, is arranged on the vicinity of outlet 6, for cash being sucked out in outlet to time good;The runing rest body rotary shaft hole 4 of storage element collective;Storage element aggregation outlet 7;Negative pressure wind regime 8;Photoelectric sensor 9, is arranged on exit, for reporting to main main control computer CPU processor by the signal of note output bale, can be computer, or PLC, is not drawn in figure;10 is the cash loading port being located on casing body, is used for filling paper money.
10 being motor such as Fig. 2, in 3,11 is storage element, and 12 is the baffle plate of interval two storage elements, and under the driving of motor, during the outlet 8 of storage element positive alignment storage element aggregation, cash can eject, and when baffle plate alignment outlet 8, cash can not eject;3 is runing rest body connecting shaft, connects runing rest body 2 and casing 1,1 is shown casing, and 2 is the runing rest body of shown storage element aggregation;4,6 storage element aggregation rotating shaft, 5 is shown storage element aggregation;9 is the driving motor of the runing rest body of storage element aggregation, is directly connected to rotary shaft, is used for driving runing rest body to rotate;Also include runing rest body label and managing device, label can be bar code or electronic tag, is shown in Figure 4 for 9, is arranged on runing rest body, it is shown in Figure 4 for 8 with data acquisition unit, it is arranged on casing, is connected with main main control computer CPU processor, use when being used for paying the bill, also include that filling money data acquisition unit is 11, it is arranged on casing, angled with 8,8 data gathered when i.e. 11 labels seen are payment when filling money;Also including storage element aggregation label and managing device, label can be bar code or electronic tag, and figure 15 illustrates is 12, it is arranged on each storage element, it is shown in Figure 4 for 10 with data acquisition unit, is arranged on runing rest body, be connected with main main control computer CPU processor;All storage elements of the most each storage element aggregation all can be turned to same exit and porch, is controlled by CPU processor.
Its work process is,
1, cash it is bundled into by certain number or packs;Such as 1000 yuan/bundle, 2000 yuan/bundle, 5000 yuan/bundle, 10000 yuan/bundle, 20000 yuan/bundle, 50000 yuan/bundle;
2, the cash of single bundle is often bundled in tank inlet in the outlet of storage element aggregation to the storage element being stored in payment device time corresponding, because each storage element has geocoding one to one, when filling paper money by 11 data gathered, record the amount of money of the cash bundle of each storage element geocoding with CPU processor;If label can be bar code or electronic tag or magnetic card, corresponding rotation can be made with storage element, it is acquired reading the data of label to determine the said tag that storage element is corresponding at corresponding position data acquisition unit, such as 10001 corresponding first storage element aggregation 1, such as 10006 corresponding first storage element aggregation 6,20005 second storage element aggregations 5,20,009 second storage element aggregations 9;First place represents the numbering of storage element aggregation, and end represents the numbering of storage element;And the data acquisition unit of runing rest body and storage element aggregation data acquisition unit are when collecting signal at the same time, the storage element that the comprehensive coding of the formation gathered is corresponding is narrowly focused towards the outlet of casing, and storage element also just exports with aggregation and aligns mutually;
When 3, taking paper money, the cash number being planned to pay being keyed in CPU processor, CPU processor calculates the address of matching amount;
4, CPU processor sends instruction, starts payment device, and payment device presses the instruction operating of CPU processor, and at this moment by 8 data gathered, when collecting the data identical with 11, now corresponding storage element is just directed at the cash dispensing port of casing;
6, cash bundle time corresponding is sucked out by negative pressure wind regime by cash outlet with cash outlet when the storage element of payment device.
Such as: a client comes bank to take the cash of 58000 yuan away.1000 yuan at present only/bundle, 5000 yuan/bundle, the cash bundle of the amount of money of three kinds of numbers of 10000 yuan/bundle.Respectively the cash of three kinds of numbers is in bundled in three payment devices.After user is several 58000 yuan of input computers of paying the bill, computer instruction: 5 bundles of 10000 yuan/bundle, 1 bundle of 5000 yuan/bundle, 3 bundles of 1000 yuan/bundle, and calculate appropriate address, after equipment starts, the runing rest body of storage element aggregation and storage element collective is performed by instruction under motor drives respectively, until sum is 58000 yuan.If only the 4 of 10000 yuan/bundle tie, this computer-chronograph will be tied the increase by two of 5000 yuan/bundle, and the quantity of i.e. 5000 yuan/bundle is 3 bundles, completes the payment of 58000 yuan.
For a kind of quick payment device being applicable to ATM of described a kind of high-speed payment method being applicable to ATM, wholesale, in batches, become the casing cash dispensing port of the payment device of pile to be slightly over the outlet of individual cash length, the length less than 1.2 times.
Example 2: referring to Fig. 4, cash dispensing port 6, is displaced downwardly to the cash when each outlet is to correspondence and can overcome frictional force automatization out;Program now be at least included in the exit of runing rest body upwards time the baffle plate of the downside of cash storage element that will pay forward the exit of runing rest body to, or increasing by a controllable door, in case cash bundle skids off.Other same example 1.
Example 3: referring to Fig. 5,2 is outlet, and 4 is the runing rest body of storage element collective, and 5 is cash push-off pin, bottom is provided with tooth, and for same engaged gears, 6 for releasing motor shaft, and 11 is gear, storage element is that left and right is through, when push-off pin enters, can cash be released.Other is with example 1.
Example 4: referring to Fig. 6,8 is malleation source of the gas, and its drive part is connected with main control computer, by main control computer control, there is a nozzle, be arranged on the exit of casing, air-blowing can be entered in the areole of storage element, be used for can being bottom storage element, to provide air pressure cash to be ejected;In Fig. 7,1 is the baffle plate of storage element, 2 is the cavity of storage element, and 3 is the areole of storage element, communicates with bottom outlet 5,4 is passage, all storage elements are this shape structure, and its work process is when storage element forwards at tank outlet, when need to pay cash, air pressure is blown into the bottom of storage element cavity by malleation source of the gas by nozzle, can cash be ejected.Other is with example 1.
Fig. 8 is the storage element figure of side plate all-pass.
Fig. 9 is the storage element figure that side plate disconnects.
Figure 10 be side plate be netted storage element figure.
Figure 11 is the structural representation of chaindriven storage element aggregation, and 15 is gateway, can be with shift position;13 data acquisition observation panels.
Figure 12 is that the A of Figure 11 is to figure;20 is motor.
Figure 13 is the structural representation that storage element is provided with label, and 12 is label.
In sum, these are only presently preferred embodiments of the present invention, be not intended to limit protection scope of the present invention.Such as, storage element collective is not limited only to embodiment 1, it is also possible to be the mode of the chaindriven storage element aggregation of Figure 11;It addition, storage element can be various;Therefore, all any modification, equivalent substitution and improvement etc. made within the spirit and principles in the present invention, should be included within the scope of the present invention.

Claims (11)

1. the high-speed payment method being applicable to ATM, it is characterised in that:
1), cash it is bundled into by certain number or packs;
2), the cash of single bundle is often tied in the storage element being stored in payment device, each storage element has geocoding one to one, and all storage elements of multiple storage element aggregation all can be turned to same outlet, again and multiple storage element aggregation is single-row setting in exit, storage element is controlled by CPU processor;Wherein, set some storage elements on the cylinder, form cylindrical stored cell assembly;Multiple cylindrical stored cell assemblies are arranged on same circumference support and this circumference support can rotate;
3) amount of money of the cash bundle of each storage element geocoding, is recorded with CPU processor;
4), when taking paper money, the cash number being planned to pay being keyed in CPU processor, CPU processor calculates the address of matching amount;
5), CPU processor send instruction, start payment device, payment device press the instruction of CPU processor and is operated;
6), cash bundle time corresponding is discharged by cash outlet with cash outlet when the storage element of payment device.
2. the high-speed payment method of ATM it is applicable to according to claim 1 one kind, it is characterised in that:
Geocoding refers to that each storage element has respective one_to_one corresponding label one to one, label is bar code or electronic tag or magnetic card, corresponding rotation can be made with storage element, be acquired reading the data of label to determine the said tag that storage element is corresponding at corresponding position data acquisition unit.
3. the high-speed payment method of ATM it is applicable to according to claim 1 one kind, it is characterized in that: some storage element aggregations are arranged on same runing rest body, further according to binary tree principle, the runing rest body of some storage element aggregations is arranged on the runing rest body of another storage element aggregation, need how much to arrange how many, be used for realizing mass storage.
4. the high-speed payment method of ATM it is applicable to according to claim 1 one kind, it is characterised in that:
Photoelectric sensor it is provided with at cash outlet.
5. the high-speed payment method of ATM it is applicable to according to claim 1 one kind, it is characterised in that: some storage element collectives are arranged on same runing rest body.
6. the high-speed payment method of ATM it is applicable to according to claim 1 one kind, it is characterized in that: by some described storage of unit set runing rest bodies, it is arranged on another storage of unit set runing rest body according to binary tree principle, needs how much to arrange how many, be used for realizing mass storage.
7. a kind of quick payment device being applicable to ATM for a kind of high-speed payment method being applicable to ATM described in claim 1, it is characterized in that: include storage element, it it is a container, it is arranged on storage element aggregation, for place cash bundle, and coordinates with other parts pay cash tie;Including storage element aggregation, for the rotary body that can rotate around fixation locus, excircle is provided with some storage elements, is used for driving storage element to rotate on fixation locus;Including storage of unit set runing rest body, it is fixedly connected in a rotating shaft, support is provided with some storage element aggregations, be used for driving these storage element aggregations to rotate around same axle;Including rack shaft, be arranged on support and casing, for fixed support and support support and relatively rotate, a storage element of the outermost of each storage element aggregation when turning to exit, all can with export intact combination, paper money can be arranged smoothly.
8. a kind of quick payment device being applicable to ATM according to claim 7, it is characterized in that: include bar coded sticker or electronic tag or magnetic card, it is arranged in rotary body or rotating shaft, quantity and position and storage element one_to_one corresponding, when data acquisition unit collects data, to determine the position at corresponding storage element place, it is arranged on fixing or specific position including data acquisition unit, for when this station acquisition encodes to certain, the storage element of its correspondence just transposition exit, it is connected with data acquisition unit including CPU processor, for after receiving the information of data acquisition unit, make instruction drive mechanism being driven or stopping, CPU processor is also connected with motor, turn and the instruction not turned for motor is sent;Including drive mechanism, it is directly connected to runing rest rotating shaft for motor or is connected with runing rest by tooth type structures, for accepting the instruction of CPU processor, rotate in good time or stop;Also include the drive mechanism of storage element aggregation, be directly connected to aggregation rotating shaft for motor or be connected with aggregation by tooth type structures, for accepting the instruction of CPU processor, rotate in good time or stop;CPU processor is also connected with display and keyboard, for accepting the instruction of controllers.
9. a kind of quick payment device being applicable to ATM for a kind of high-speed payment method being applicable to ATM described in claim 1, it is characterized in that: wholesale, in batches, become the casing cash dispensing port of payment device of pile to be slightly over the outlet of individual cash length, the length less than 1.2 times.
10. the quick payment device of ATM it is applicable to according to claim 7 one kind, it is characterised in that: some storage element collectives are arranged on same runing rest body.
11. are applicable to the quick payment device of ATM according to claim 7 one kind, it is characterized in that: by some described storage of unit set runing rest bodies, it is arranged on another storage of unit set runing rest body according to binary tree principle, needs how much to arrange how many, be used for realizing mass storage.
CN200710201947.9A 2007-10-08 2007-10-08 A kind of high-speed payment method being applicable to ATM and device Active CN101409002B (en)

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CN201610325487.XA CN106447952B (en) 2007-10-08 2007-10-08 A kind of high-speed payment method and device suitable for ATM machine
CN200710201947.9A CN101409002B (en) 2007-10-08 2007-10-08 A kind of high-speed payment method being applicable to ATM and device

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Publication number Priority date Publication date Assignee Title
CN104574690B (en) * 2015-01-08 2017-11-03 新达通科技股份有限公司 A kind of self-help drawing money machine structure

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CN1409275A (en) * 2001-09-24 2003-04-09 黄金富 Full automatic deposit and teller machine for bank counter
CN1484197A (en) * 2002-09-19 2004-03-24 陆洪瑞 Intelligent batch payment device
CN2613834Y (en) * 2002-11-15 2004-04-28 邱林 Sortnig machine for paper note of RMB

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CN1319032C (en) * 2002-06-18 2007-05-30 陆洪瑞 Method and apparatus for intelligent batch payment
CN1296876C (en) * 2002-08-05 2007-01-24 陆洪瑞 Intelligent batch payment method and device
CN1275209C (en) * 2002-08-05 2006-09-13 陆洪瑞 Intelligent batch payment method and device
CN1319033C (en) * 2002-08-09 2007-05-30 陆洪瑞 Intelligent batch payment device

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Publication number Priority date Publication date Assignee Title
CN1409275A (en) * 2001-09-24 2003-04-09 黄金富 Full automatic deposit and teller machine for bank counter
CN1484197A (en) * 2002-09-19 2004-03-24 陆洪瑞 Intelligent batch payment device
CN2613834Y (en) * 2002-11-15 2004-04-28 邱林 Sortnig machine for paper note of RMB

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CN106447952A (en) 2017-02-22
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