CN117541392A - Data processing method, apparatus, computer device, storage medium, and program product - Google Patents
Data processing method, apparatus, computer device, storage medium, and program product Download PDFInfo
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Abstract
The application relates to a data processing method, a data processing device, computer equipment, a storage medium and a computer program product, which are applied to the technical field of big data processing. The method comprises the following steps: acquiring transaction application data of the financial product, and establishing a real-time monitoring diagram of the financial product according to the transaction application data; the real-time monitoring graph is used for representing the transaction application trend of the user for the financial product; responding to a transaction application recommendation request of a user terminal for a financial product, and determining a reference monitoring diagram matched with the transaction application recommendation request in the real-time monitoring diagram; and determining a transaction application strategy according to the transaction application trend of the financial products in the reference monitoring diagram, and pushing the transaction application strategy to the user terminal. By adopting the method, the monitoring instantaneity can be improved.
Description
Technical Field
The present application relates to the field of big data processing technology, and in particular, to a data processing method, apparatus, computer device, computer readable storage medium, and computer program product.
Background
The account foreign exchange transaction refers to a foreign exchange buying and selling transaction carried out by using funds of a financial institution after a user opens a deposit account and deposits a certain deposit at the financial institution, wherein the user sells out monetary funds provided by the financial institution, and the buying monetary funds belong to the financial institution and are not authorized to be extracted by the user.
Generally, when a user performs a transaction for a financial product in an account foreign exchange transaction, the user can submit a transaction application to a business system of a financial institution, and the financial institution can obtain the overall transaction condition of the financial product after the transaction is completed. However, when the transaction is not completed, the whole situation of the financial product cannot be monitored, so that the monitoring real-time performance is not high.
Disclosure of Invention
In view of the foregoing, it is desirable to provide a data processing method, apparatus, computer device, computer-readable storage medium, and computer program product that can improve monitoring real-time.
In a first aspect, the present application provides a data processing method. The method comprises the following steps:
acquiring transaction application data of a financial product, and establishing a real-time monitoring diagram of the financial product according to the transaction application data; the real-time monitoring graph is used for representing the transaction application trend of the user for the financial product;
Responding to a transaction application recommendation request of a user terminal for the financial product, and determining a reference monitoring diagram matched with the transaction application recommendation request in the real-time monitoring diagram;
and determining a transaction application strategy according to the transaction application trend of the financial product in the reference monitoring diagram, and pushing the transaction application strategy to the user terminal.
In one embodiment, the financial product comprises transaction pairs, and the real-time monitoring graph comprises monitoring graphs of different types of transaction pairs at different application resource ranges;
the responding user terminal determines a reference monitoring diagram matched with the transaction application recommendation request in the real-time monitoring diagram aiming at the transaction application recommendation request of the financial product, and comprises the following steps:
responding to the submitting operation of the user terminal, and obtaining the transaction application recommendation request; wherein the transaction application recommendation request comprises a target type of the financial product and a transaction application resource range;
determining a target monitoring diagram matched with the target type in the real-time monitoring diagram;
and determining a diagram matched with the transaction application resource range in the target monitoring diagram to obtain the reference monitoring diagram.
In one embodiment, the determining the transaction application policy according to the transaction application trend of the financial product in the reference monitoring graph includes:
determining that the first transaction application trend is the transaction application policy in the case that the transaction application trend of the financial product in the reference monitoring graph comprises the first transaction application trend;
or in the case that the transaction application trend of the financial product in the reference monitoring graph comprises a second transaction application trend, determining the second transaction application trend as the transaction application policy;
or, in the case that the transaction application trend of the financial product in the reference monitoring graph includes a first transaction application trend and a second transaction application trend, determining the transaction application policy according to a comparison result of the first transaction application trend and the second transaction application trend.
In one embodiment, the first transaction application trend is used to characterize a first transaction application amount in a first transaction application direction, and the second transaction application trend is used to characterize a second transaction application amount in a second transaction application direction;
the determining the transaction application strategy according to the comparison result of the first transaction application trend and the second transaction application trend comprises any one of the following steps:
A first item:
when the first transaction application amount is larger than the second transaction application amount, determining the transaction application policy as a first transaction application direction;
the second item:
when the first transaction application amount is smaller than the second transaction application amount, determining the transaction application policy as a second transaction application direction;
third item:
and when the first transaction application amount is equal to the second transaction application amount, determining that the transaction application policy is any one of a first transaction application direction or a second transaction application direction.
In one embodiment, the financial product comprises transaction pairs, the transaction application data comprises types of transaction pairs corresponding to a plurality of users, transaction application resources and transaction application directions, and the real-time monitoring graphic comprises monitoring graphic of different types of transaction pairs in different application resource ranges;
the establishing a real-time monitoring diagram of the financial product according to the transaction application data comprises the following steps:
analyzing transaction application resources corresponding to the plurality of users based on a preset resource interval threshold value to obtain a plurality of application resource ranges; wherein, the difference value between the upper limit and the lower limit of the application resource range is equal to the resource interval threshold;
Counting a first transaction application amount aiming at a first transaction application direction in each application resource range and a second transaction application amount aiming at a second transaction application direction in each application resource range;
and establishing a diagram taking each application resource range as an abscissa and taking the first transaction application quantity and the second transaction application quantity in each application resource range as an ordinate by taking the transaction pair as a reference, and obtaining a real-time monitoring diagram.
In one embodiment, the method further comprises:
and updating the real-time monitoring graph of the financial product when the current time reaches the updating time interval.
In one embodiment, the method further comprises:
and receiving an optimization strategy of the monitoring terminal aiming at the real-time monitoring graphic, and performing risk control on the real-time monitoring graphic based on the optimization strategy.
In a second aspect, the present application also provides a data processing apparatus. The device comprises:
the processing module is used for acquiring transaction application data of the financial products and establishing a real-time monitoring diagram of the financial products according to the transaction application data; the real-time monitoring graph is used for representing the transaction application trend of the user for the financial product;
The determining module is used for responding to the transaction application recommendation request of the user terminal for the financial product and determining a reference monitoring diagram matched with the transaction application recommendation request in the real-time monitoring diagram;
and the pushing module is used for determining a transaction application strategy according to the transaction application trend of the financial product in the reference monitoring diagram and pushing the transaction application strategy to the user terminal.
In one embodiment, the financial product comprises transaction pairs, and the real-time monitoring graph comprises monitoring graphs of different types of transaction pairs at different application resource ranges; the determining module is further configured to:
responding to the submitting operation of the user terminal, and obtaining the transaction application recommendation request; wherein the transaction application recommendation request comprises a target type of the financial product and a transaction application resource range;
determining a target monitoring diagram matched with the target type in the real-time monitoring diagram;
and determining a diagram matched with the transaction application resource range in the target monitoring diagram to obtain the reference monitoring diagram.
In one embodiment, the pushing module is further configured to:
Determining that the first transaction application trend is the transaction application policy in the case that the transaction application trend of the financial product in the reference monitoring graph comprises the first transaction application trend;
or in the case that the transaction application trend of the financial product in the reference monitoring graph comprises a second transaction application trend, determining the second transaction application trend as the transaction application policy;
or, in the case that the transaction application trend of the financial product in the reference monitoring graph includes a first transaction application trend and a second transaction application trend, determining the transaction application policy according to a comparison result of the first transaction application trend and the second transaction application trend.
In one embodiment, the first transaction application trend is used to characterize a first transaction application amount in a first transaction application direction, and the second transaction application trend is used to characterize a second transaction application amount in a second transaction application direction; the pushing module is further configured to perform any one of the following:
a first item:
when the first transaction application amount is larger than the second transaction application amount, determining the transaction application policy as a first transaction application direction;
The second item:
when the first transaction application amount is smaller than the second transaction application amount, determining the transaction application policy as a second transaction application direction;
third item:
and when the first transaction application amount is equal to the second transaction application amount, determining that the transaction application policy is any one of a first transaction application direction or a second transaction application direction.
In one embodiment, the financial product comprises transaction pairs, the transaction application data comprises types of transaction pairs corresponding to a plurality of users, transaction application resources and transaction application directions, and the real-time monitoring graphic comprises monitoring graphic of different types of transaction pairs in different application resource ranges; the processing module is further configured to:
analyzing transaction application resources corresponding to the plurality of users based on a preset resource interval threshold value to obtain a plurality of application resource ranges; wherein, the difference value between the upper limit and the lower limit of the application resource range is equal to the resource interval threshold;
counting a first transaction application amount aiming at a first transaction application direction in each application resource range and a second transaction application amount aiming at a second transaction application direction in each application resource range;
And establishing a diagram taking each application resource range as an abscissa and taking the first transaction application quantity and the second transaction application quantity in each application resource range as an ordinate by taking the transaction pair as a reference, and obtaining a real-time monitoring diagram.
In one embodiment, the apparatus further comprises an update module configured to:
and updating the real-time monitoring graph of the financial product when the current time reaches the updating time interval.
In one embodiment, the apparatus further comprises a receiving module, configured to:
and receiving an optimization strategy of the monitoring terminal aiming at the real-time monitoring graphic, and performing risk control on the real-time monitoring graphic based on the optimization strategy.
In a third aspect, the present application also provides a computer device. The computer device comprises a memory storing a computer program and a processor which when executing the computer program performs the steps of:
acquiring transaction application data of a financial product, and establishing a real-time monitoring diagram of the financial product according to the transaction application data; the real-time monitoring graph is used for representing the transaction application trend of the user for the financial product;
Responding to a transaction application recommendation request of a user terminal for the financial product, and determining a reference monitoring diagram matched with the transaction application recommendation request in the real-time monitoring diagram;
and determining a transaction application strategy according to the transaction application trend of the financial product in the reference monitoring diagram, and pushing the transaction application strategy to the user terminal.
In a fourth aspect, the present application also provides a computer-readable storage medium. The computer readable storage medium having stored thereon a computer program which when executed by a processor performs the steps of:
acquiring transaction application data of a financial product, and establishing a real-time monitoring diagram of the financial product according to the transaction application data; the real-time monitoring graph is used for representing the transaction application trend of the user for the financial product;
responding to a transaction application recommendation request of a user terminal for the financial product, and determining a reference monitoring diagram matched with the transaction application recommendation request in the real-time monitoring diagram;
and determining a transaction application strategy according to the transaction application trend of the financial product in the reference monitoring diagram, and pushing the transaction application strategy to the user terminal.
In a fifth aspect, the present application also provides a computer program product. The computer program product comprises a computer program which, when executed by a processor, implements the steps of:
acquiring transaction application data of a financial product, and establishing a real-time monitoring diagram of the financial product according to the transaction application data; the real-time monitoring graph is used for representing the transaction application trend of the user for the financial product;
responding to a transaction application recommendation request of a user terminal for the financial product, and determining a reference monitoring diagram matched with the transaction application recommendation request in the real-time monitoring diagram;
and determining a transaction application strategy according to the transaction application trend of the financial product in the reference monitoring diagram, and pushing the transaction application strategy to the user terminal.
According to the data processing method, the data processing device, the computer equipment, the computer readable storage medium and the computer program product, the real-time monitoring graphic of the financial product is established by acquiring the transaction application data of the financial product and according to the transaction application data, so that the whole transaction application trend of the financial product can be monitored in the transaction application stage, and the monitoring instantaneity of the financial product is improved. The method comprises the steps of responding to a transaction application recommendation request of a user terminal for a financial product, determining a reference monitoring diagram matched with the transaction application recommendation request in a real-time monitoring diagram, determining a transaction application strategy according to a transaction application trend of the financial product in the reference monitoring diagram, and recommending a strategy which is more prone to successful transaction for the financial product to the user terminal based on the whole transaction application trend of the financial product when pushing the transaction application strategy to the user terminal.
Drawings
FIG. 1 is a diagram of an application environment for a data processing method in one embodiment;
FIG. 2 is a flow diagram of a data processing method in one embodiment;
FIG. 3 is a flow diagram of determining a reference monitoring graph in a real-time monitoring graph that matches a transaction application recommendation request in response to a transaction application recommendation request from a user terminal for a financial product in one embodiment;
FIG. 4 is a flow chart illustrating a method for determining a transaction application strategy based on transaction application trends of financial products in reference monitoring graphs, in one embodiment;
FIG. 5 is a flow chart of determining a transaction application strategy according to a comparison result of a first transaction application trend and a second transaction application trend in one embodiment;
FIG. 6 is a flow chart illustrating a process for creating a real-time monitoring representation of a financial product based on transaction application data in one embodiment;
FIG. 7 is a schematic diagram of a real-time monitoring diagram in one embodiment;
FIG. 8 is a flow chart of a data processing method according to another embodiment;
FIG. 9 is a block diagram of a data processing apparatus in one embodiment;
fig. 10 is an internal structural view of a computer device in one embodiment.
Detailed Description
In order to make the objects, technical solutions and advantages of the present application more apparent, the present application will be further described in detail with reference to the accompanying drawings and examples. It should be understood that the specific embodiments described herein are for purposes of illustration only and are not intended to limit the present application.
It should be noted that, the user information (including, but not limited to, user equipment information, user personal information, etc.) and the data (including, but not limited to, data for analysis, stored data, presented data, etc.) referred to in the present application are information and data authorized by the user or sufficiently authorized by each party, and the collection, use, and processing of the related data are required to meet the related regulations.
The data processing method provided by the embodiment of the application can be applied to an application environment shown in fig. 1. The data processing system 102 includes a service platform 104 and a processor 106, where the service platform 104 communicates with the processor 106 and a user terminal 108, respectively, via a network.
Specifically, the processor 106 may receive transaction application data of the financial product from the service platform 104, so as to obtain the transaction application data of the financial product; and then, according to the transaction application data, establishing a real-time monitoring diagram of the financial product, wherein the real-time monitoring diagram is used for representing the transaction application trend of the user for the financial product. When the service platform 104 receives the transaction application recommendation request for the financial product submitted by the user terminal 108, the processor 106 responds to the transaction application recommendation request for the financial product by the user terminal 108, and can determine a reference monitoring diagram matched with the transaction application recommendation request in the real-time monitoring diagram. Therefore, when the transaction application strategy is determined according to the transaction application trend of the financial products in the reference monitoring diagram, the transaction application strategy can be pushed to the user terminal. When the user checks the transaction application policy through the user terminal 108, transaction application processing can be performed on the financial product based on the transaction application policy.
Wherein, the service platform 104 refers to a platform where a user submits a transaction application, and when the user submits a transaction application for a financial product based on the service platform 104, the service platform 104 may transmit transaction application data for the financial product submitted by the user to the processor 106.
In one embodiment, as shown in fig. 2, a data processing method is provided, and the method is applied to the processor 106 in fig. 1 for illustration, and includes the following steps:
s202, acquiring transaction application data of a financial product, and establishing a real-time monitoring diagram of the financial product according to the transaction application data; the real-time monitoring graphic is used for representing the transaction application trend of the user for the financial product.
In this embodiment, the financial products refer to financial products in a foreign exchange trading market, such as a trading pair (or referred to as a currency pair), and the like. The transaction application data of the financial product refers to data submitted by a user when submitting a transaction application for the financial product, and the transaction application refers to an application submitted before conducting a transaction on the financial product, wherein the transaction application data of the financial product includes but is not limited to: user identification, transaction application resources, transaction application directions, transaction application deadlines and the like of financial products corresponding to the user identification.
The transaction application resource refers to a transaction resource set when a user applies for a transaction for a financial product, the transaction application direction refers to a transaction direction set when the user applies for the transaction for the financial product, and the transaction application period refers to a transaction period set when the user applies for the transaction for the financial product. It should be appreciated that when the user identifications are different, the transaction application data submitted by the users corresponding to the user identifications may be the same or different.
For example, taking a financial product as a transaction pair, taking a transaction application as a hanging note application as an example, wherein the transaction application data of the transaction pair refers to the hanging note application data of the transaction pair, in other words, the hanging note application data of the transaction pair refers to data submitted when a user submits the hanging note application of the transaction pair, and then the transaction application resource of the financial product refers to the hanging note price of the transaction pair; the transaction application direction of the financial product refers to the hanging direction of the transaction pair, wherein the hanging direction comprises buying and selling; the term of the transaction application of the financial product refers to the term of the statement of the transaction pair.
In this embodiment, the transaction application trend is used to characterize the direction of transaction applications submitted by a user for a financial product. For example, taking a financial product as a transaction pair, taking a transaction application as a hanging form application as an example, the transaction application direction includes buying a hanging form and selling a hanging form.
In some embodiments, when the transaction application data of the financial product includes the user identifier and the transaction application resource of the financial product corresponding to the user identifier, a real-time monitoring diagram of the financial product may be established according to the transaction application resource of the financial product, an abscissa of the real-time monitoring diagram may represent a type of the financial product, and an ordinate may represent a transaction application amount corresponding to the financial product under the transaction application resource. For example, taking a financial product as a transaction pair, taking a transaction application as a hanging bill application as an example, the transaction application amount corresponding to the financial product under the transaction application resource refers to the hanging bill amount submitted by a user when carrying out hanging bill on the transaction pair by using a hanging unit price grid.
In some embodiments, an update time interval may be set, and the real-time monitoring profile of the financial product updated when the current time reaches the update time interval. Wherein the update time interval may be 10 seconds, 1 minute, 5 minutes, 10 minutes, 30 minutes, 1 hour, or other values. Further, the processor 106 may push a transaction application policy to the user terminal based on the updated real-time monitoring graph.
S204, responding to the transaction application recommendation request of the user terminal for the financial product, and determining a reference monitoring diagram matched with the transaction application recommendation request in the real-time monitoring diagram.
In this embodiment, the transaction application recommendation request refers to a request sent by a user terminal before the user applies for a transaction to a financial product, and by sending the transaction application recommendation request, the user can obtain a transaction application policy for the financial product. For example, taking a financial product as a transaction pair, a transaction application as a coupon application, the transaction application policy may include buying a coupon or selling a coupon, that is, the user may place a coupon on the transaction pair in either one of the transaction directions of buying a coupon or selling a coupon.
Wherein the transaction application recommendation request may include, but is not limited to: the real-time monitoring graphic comprises a reference monitoring graphic, wherein the user identification, a transaction pair corresponding to the user identification, a type corresponding to the transaction pair, a list hanging period, a transaction application resource and the like. Specifically, when the abscissa of the real-time monitoring graphic indicates the name of the financial product and the ordinate indicates the transaction application term corresponding to the financial commodity, the graphic corresponding to the statement term corresponding to the transaction pair can be obtained from the real-time monitoring graphic according to the statement term corresponding to the transaction pair, so as to obtain the reference monitoring image.
S206, determining a transaction application strategy according to the transaction application trend of the financial products in the reference monitoring diagram, and pushing the transaction application strategy to the user terminal.
In this embodiment, the transaction application policy may be determined according to a transaction application direction represented by a transaction application trend of the financial product in the reference monitoring diagram. Specifically, when the transaction application direction includes a first transaction application direction, determining the first transaction application direction as a transaction application policy. And when the transaction application direction comprises a second transaction application direction, determining the second transaction application direction as a transaction application strategy. When the transaction application direction comprises a first transaction application direction and a second transaction application direction, determining any one of the first transaction application direction and the first transaction application direction as a transaction application strategy.
For example, taking a financial product as a transaction pair, a transaction application is taken as a hanging bill application, a first transaction application direction refers to buying, and a second transaction application direction refers to selling, that is, when a user hangs a transaction pair, the user can choose to hang the transaction pair in a manner of selling the transaction pair or buying the transaction pair.
In summary, based on the method shown in fig. 2, by acquiring transaction application data of a financial product and establishing a real-time monitoring diagram of the financial product according to the transaction application data, the overall transaction application trend of the financial product can be monitored in the transaction application stage, and the monitoring instantaneity for the financial product is improved. The method comprises the steps of responding to a transaction application recommendation request of a user terminal for a financial product, determining a reference monitoring diagram matched with the transaction application recommendation request in a real-time monitoring diagram, determining a transaction application strategy according to a transaction application trend of the financial product in the reference monitoring diagram, and recommending a strategy which is more prone to successful transaction for the financial product to the user terminal based on the whole transaction application trend of the financial product when pushing the transaction application strategy to the user terminal.
In one embodiment, as shown in fig. 3, a flowchart of determining a reference monitoring diagram matching with a transaction application recommendation request in a real-time monitoring diagram in response to the transaction application recommendation request of a user terminal for a financial product is provided, and the method is applied to the processor 106 in fig. 1, for example, and includes the following steps:
s302, responding to the submitting operation of a user terminal, and obtaining a transaction application recommendation request; wherein the transaction application recommendation request includes a target type of the financial product and a transaction application resource range.
In this embodiment, in conjunction with fig. 1, the user may input the target type of the financial product and the transaction application resource range at the service platform 104 based on the user terminal 108, so that when receiving the submitting operation fed back by the user terminal 108, the processor 106 may respond to the submitting operation of the user terminal 108 to obtain a transaction application recommendation request, where the transaction application recommendation request includes the target type of the financial product and the transaction application resource range.
In some embodiments, a drop-down option of the type of the financial product may be set in the service platform 104, and the processor may obtain a target type of the financial product in response to a selection operation of the user for the type of the financial product; the service platform 104 is provided with an application resource input box, and the processor can obtain the transaction application resource range of the financial product in response to the application resource range input by the user in the application resource input box.
The financial product comprises transaction pairs, the real-time monitoring graphic comprises monitoring graphic of different types of transaction pairs in different application resource ranges, and the application resource range refers to the interval range where the transaction application resource of the financial product is located. For example, taking a financial product as a transaction pair, taking a transaction application as a hanging bill application as an example, the application resource range refers to a hanging price grid interval, the first type of transaction pair can comprise euro/dollars (EUR/USD), the second type of transaction pair can comprise dollars/yen (USD/JPY), and the like. The specific content of the transaction pairs of different types may be set according to the actual application scenario, which is not specifically limited in this embodiment.
S304, determining a target monitoring diagram matched with the target type in the real-time monitoring diagram.
In this embodiment, since the real-time monitoring graph includes monitoring graphs of different types of transaction pairs in different application resource ranges, the same type as the target type may be determined from the different types, and further, a graph corresponding to the same type may be determined as the target monitoring graph.
S306, determining a diagram matched with the transaction application resource range in the target monitoring diagram, and obtaining a reference monitoring diagram.
In this embodiment, the target monitoring graph includes graphs corresponding to different application resource ranges, so that the reference monitoring graph can be obtained by comparing the upper limit and the lower limit of the transaction application resource range with the upper limit and the lower limit of the different application resource ranges in the target monitoring graph.
In summary, based on the method shown in fig. 3, a target monitoring diagram matched with a target type submitted by a user can be obtained from corresponding real-time monitoring diagrams of different types of transaction pairs, and further, when a reference monitoring diagram is obtained by determining a diagram matched with a transaction application resource range in the target monitoring diagram, the accuracy of a transaction application strategy determined based on the reference monitoring diagram can be improved, and further, the transaction success rate of a financial product can be improved.
In one embodiment, as shown in fig. 4, a flow chart for determining a transaction application strategy according to a transaction application trend of a financial product in a reference monitoring graph is provided, and the method is applied to the processor 106 in fig. 1, for example, and includes the following steps:
s402, determining that the first transaction application trend is a transaction application strategy under the condition that the transaction application trend of the financial product in the reference monitoring diagram comprises the first transaction application trend.
For example, taking a financial product as a transaction pair, taking a transaction application as a coupon application as an example, when the first transaction application trend refers to selling, outputting a sell coupon strategy to a user terminal to recommend the user to sell the transaction pair.
S404, determining that the second transaction application trend is a transaction application strategy under the condition that the transaction application trend of the financial product in the reference monitoring diagram comprises the second transaction application trend.
For example, taking a financial product as a transaction pair, taking a transaction application as a hanging bill application as an example, when the second transaction application trend refers to buying, outputting a buying hanging bill strategy to the user terminal so as to recommend the user to carry out hanging bill on the transaction pair in a buying manner.
S406, determining a transaction application strategy according to a comparison result of the first transaction application trend and the second transaction application trend under the condition that the transaction application trend of the financial product in the reference monitoring diagram comprises the first transaction application trend and the second transaction application trend.
Specifically, the trend that the user is more prone to apply for the target type of transaction can be determined by analyzing the first transaction application trend and the second transaction application trend, so that the trend that the user is more prone to apply for the transaction is determined as a transaction application strategy.
In summary, based on the method shown in fig. 4, different strategies may be adopted to determine the transaction application strategy according to different trend conditions included in the transaction application trend of the financial product in the reference monitoring diagram, so that the accuracy of data processing may be improved according to different service scenarios.
In one embodiment, the first transaction application trend is used to characterize a first transaction application amount in a first transaction application direction and the second transaction application trend is used to characterize a second transaction application amount in a second transaction application direction. For example, taking a financial product as a transaction pair, taking a transaction application as a hanging note application as an example, a first transaction application direction may refer to buying, a second transaction application direction may refer to selling, and then a first transaction application amount refers to a hanging note amount when the transaction pair is hung in a buying manner, and a second transaction application amount refers to a hanging note amount when the transaction pair is hung in a selling manner.
Specifically, as shown in fig. 5, a flow chart for determining a transaction application policy according to a comparison result of the first transaction application trend and the second transaction application trend is provided, and the method is applied to the processor 106 in fig. 1, for example, and includes the following steps:
S502, when the first transaction application amount is larger than the second transaction application amount, determining that the transaction application policy is the first transaction application direction.
For example, taking a financial product as a transaction pair, taking a transaction application as a hanging form application as an example, a first transaction application direction may refer to buying, a second transaction application direction may refer to selling, and if the first transaction application amount is greater than the second transaction application amount, it is indicated that the user is more prone to hanging the transaction pair in a buying manner, so that it may be determined that the transaction application policy is to buy the hanging form, that is, the user terminal is recommended to buy the transaction pair in a buying manner.
S504, when the first transaction application amount is smaller than the second transaction application amount, determining that the transaction application policy is the second transaction application direction.
For example, taking a financial product as a transaction pair, taking a transaction application as a hanging bill application as an example, a first transaction application direction may refer to buying, a second transaction application direction may refer to selling, and if the first transaction application amount is smaller than the second transaction application amount, it is indicated that the user is more prone to hanging the transaction pair in a selling manner, so that it may be determined that the transaction application policy is to sell the hanging bill, that is, the user terminal is recommended to sell the transaction pair in a selling manner.
S506, when the first transaction application amount is equal to the second transaction application amount, determining that the transaction application policy is any one of the first transaction application direction or the second transaction application direction.
For example, taking a financial product as a transaction pair, taking a transaction application as a list application as an example, a first transaction application direction may refer to buying, a second transaction application direction may refer to selling, if the first transaction application amount is equal to the second transaction application amount, it is not specified in the monitored graph that the user is more likely to place the list on the transaction pair in a selling manner or place the list on the transaction pair in a buying manner, so that it is possible to determine that the transaction application policy is either one of selling the list or buying the list, that is, recommending that the user terminal place the list on the transaction pair in a selling manner or place the list on the transaction pair in a buying manner.
In summary, based on the method shown in fig. 5, the trend that the user prefers to apply for the transaction to the transaction may be determined based on the first transaction application amount in the first transaction application direction and the second transaction application amount in the second transaction application direction, so that when the user prefers to determine the trend that the user prefers to apply for the transaction to the transaction as the transaction application policy, the success rate of the transaction may be improved when the user submits the transaction application for the financial product based on the policy.
In connection with the illustration of fig. 5, it should be understood that, in the illustration of fig. 4, in the case where the transaction application trend of the financial product in the reference monitor diagram includes the first transaction application trend, when the first transaction application trend is determined to be the transaction application policy, the first transaction application amount is greater than 0, and the second transaction application amount is equal to 0. Under the condition that the transaction application trend of the financial product in the reference monitoring diagram comprises a second transaction application trend, when the second transaction application trend is determined to be a transaction application strategy, the second transaction application amount is greater than 0, and the first transaction application amount is equal to 0.
In one embodiment, the financial product comprises transaction pairs, and the transaction application data comprises types of transaction pairs, transaction application resources and transaction application directions corresponding to a plurality of users, each user corresponding with a user identification, that is, the user can be identified by the user identification. The real-time monitoring graph comprises monitoring graphs of different types of transaction pairs at different application resource ranges.
Specifically, as shown in fig. 6, a flow chart for creating a real-time monitoring diagram of a financial product according to transaction application data is provided, and the method is applied to the processor 106 in fig. 1, for example, and includes the following steps:
S602, based on a preset resource interval threshold, transaction application resources corresponding to a plurality of users are analyzed, and a plurality of application resource ranges are obtained.
Specifically, the number of application resource ranges can be determined according to the maximum transaction application resource and the minimum transaction application resource in the transaction application resources corresponding to the plurality of users and a preset resource interval threshold; and further, obtaining a plurality of application resource ranges according to the preset resource interval threshold and the number of application resource ranges. Wherein, the number of the application resource ranges satisfies the following formula: number of application resource ranges= (maximum transaction application resource-minimum transaction application resource)/resource interval threshold; the difference between the upper limit and the lower limit of the application resource range is equal to the resource interval threshold.
For example, taking a financial product as a transaction pair, taking a transaction application as a hanging note application as an example, the transaction application resource refers to a hanging note price, and the resource interval threshold value can refer to any one of 5 price interest points (caps), 10 caps, 20 caps and 50 caps, and the 1 price is equal to 10000 caps; taking a resource interval threshold value of 10pips as an example, when hanging price grids corresponding to a plurality of users comprise 1.2950-1.3100, the maximum hanging price is 1.3100, the minimum hanging price is 1.2950, and the number of application resource ranges is= (1.3010-1.2950)/10 pips=6; furthermore, according to the number of the application resource ranges (i.e. 6) and the resource interval threshold (i.e. 10 pips), a plurality of hanging unit price intervals can be determined as follows: [ 1.2950-1.2960 ], [ 1.2960-1.2970 ], [ 1.2970-1.2980 ], [ 1.2980-1.2990 ], [ 1.3000-1.3010 ], [ 1.3000-1.3010 ].
S604, counting a first transaction application amount aiming at a first transaction application direction in each application resource range and a second transaction application amount aiming at a second transaction application direction in each application resource range.
In this embodiment, when the application resource ranges are different, the first transaction application amounts may be the same or different. The first transaction request amount may be understood as a transaction request amount in which a transaction request direction submitted when a transaction request is made within a request resource range is the first transaction request direction. The second transaction request amount may be understood as a transaction request amount in which the transaction request direction submitted when the transaction request is made within the request resource range is the second transaction request direction.
For example, in combination with S602, taking a financial product as a transaction pair, taking a transaction application as a hanging bill application as an example, the first transaction application direction may refer to buying a hanging bill, the second transaction direction may refer to selling a hanging bill, and when the application resource range is [ 1.2950-1.2960 ], the amount of the hanging bill corresponding to the buying hanging bill may be 20, that is, the amount of the hanging bill when the buying hanging bill is carried out on the transaction pair is 20; the amount of the hanging bill corresponding to the hanging bill can be 50, namely, the amount of the hanging bill when the transaction pair is hung in a selling mode is 50.
S606, establishing a graph taking each application resource range as an abscissa and taking the first transaction application quantity and the second transaction application quantity in each application resource range as an ordinate by taking the transaction pair as a reference, and obtaining a real-time monitoring graph.
In some embodiments, the real-time monitoring graphic may include a bar graph, the graphic corresponding to the first transaction application amount and the graphic corresponding to the second transaction application amount may be both displayed on a positive half axis of the ordinate, and the graphic corresponding to the first transaction application amount and the graphic corresponding to the second transaction application amount may be identified with different colors.
In some embodiments, the real-time monitoring graphic may include a bar graph, the graphic corresponding to the first transaction application may be displayed on a positive half-axis of the ordinate, the graphic corresponding to the second transaction application may be displayed on a negative half-axis of the ordinate, and the graphic corresponding to the first transaction application and the graphic corresponding to the second transaction application may be identified in different colors. It should be noted that, taking the transaction application as the hanging bill application as an example, when the transaction application direction is the selling direction, the corresponding diagram is displayed on the negative half axis of the ordinate.
In one embodiment, the real-time monitoring graph may be sent to the monitoring terminal, and when an optimization policy of the monitoring terminal for the real-time monitoring graph is received, risk control may be performed on the real-time monitoring graph based on the optimization policy. The optimization strategy can be a strategy submitted by a trader after viewing the real-time monitoring diagram and observing market emotion, and the flat disc risk can be reduced based on the strategy, so that the warehouse holding ratio is optimized.
It should be appreciated that the first transaction request amount and the second transaction request amount are marked in the two ways, so that a transactor can obviously see the difference between the first transaction request amount and the second transaction request amount, thereby determining the optimization strategy more accurately, reducing the risk of flat disc and optimizing the warehouse holding ratio.
When the transaction application amount is displayed on the ordinate, the gear on the ordinate may be determined based on the maximum transaction application amount and the minimum transaction application amount. Where gear= (maximum transaction application amount-minimum transaction application amount)/n, n is a scale displayed on the ordinate.
Taking the transaction application as a list application, as shown in fig. 7, a schematic diagram of a real-time monitoring diagram is provided, a user displays a diagram of a transaction pair when the user places a list on a positive half axis of an ordinate in a buying manner, and the user displays a diagram of the transaction pair when the user places the list on a negative half axis of the ordinate in a selling manner. The amount of the hanging bill in the unit price grid section between the application resource ranges A and B and the amount of the hanging bill in the unit price grid section between the application resource ranges B and C are both 0.
In connection with the foregoing, as shown in fig. 8, a flow chart of a data processing method is provided, taking an example that the method is applied to the processor 106 in fig. 1, where the financial product includes transaction pairs, the transaction application data includes types of transaction pairs corresponding to a plurality of users, transaction application resources and transaction application directions, and the real-time monitoring graph includes monitoring graphs of different types of transaction pairs in different application resource ranges, specifically including the following steps:
S802, analyzing transaction application resources corresponding to a plurality of users based on a preset resource interval threshold value to obtain a plurality of application resource ranges; counting a first transaction application amount aiming at a first transaction application direction in each application resource range and a second transaction application amount aiming at a second transaction application direction in each application resource range; and establishing a diagram taking each application resource range as an abscissa and taking the first transaction application quantity and the second transaction application quantity in each application resource range as an ordinate by taking the transaction pair as a reference, and obtaining a real-time monitoring diagram.
S804, responding to the submitting operation of the user terminal, and obtaining a transaction application recommendation request; the transaction application recommendation request comprises a target type of a financial product and a transaction application resource range; determining a target monitoring diagram matched with the target type in the real-time monitoring diagram; and determining a diagram matched with the transaction application resource range in the target monitoring diagram, and obtaining a reference monitoring diagram.
Wherein, referring to the specific situation of the transaction application trend of the financial product in the monitoring diagram, different modes are adopted to determine the transaction application strategy, specifically:
s806, in the case that the transaction application trend of the financial product in the reference monitoring diagram comprises the first transaction application trend, determining that the first transaction application trend is a transaction application strategy.
S808, in the case that the transaction application trend of the financial product in the reference monitoring diagram comprises the second transaction application trend, determining the second transaction application trend as a transaction application strategy.
S810, determining a transaction application strategy according to a comparison result of the first transaction application trend and the second transaction application trend under the condition that the transaction application trend of the financial product in the reference monitoring diagram comprises the first transaction application trend and the second transaction application trend.
Specifically, the first transaction application trend is used for representing a first transaction application amount in a first transaction application direction, and the second transaction application trend is used for representing a second transaction application amount in a second transaction application direction; determining a transaction application strategy according to a comparison result of the first transaction application trend and the second transaction application trend, wherein the transaction application strategy comprises any one of the following steps:
a first item: when the first transaction application amount is larger than the second transaction application amount, determining that the transaction application policy is the first transaction application direction; the second item: when the first transaction application amount is smaller than the second transaction application amount, determining that the transaction application policy is the second transaction application direction; third item: when the first transaction application amount is equal to the second transaction application amount, determining that the transaction application policy is either the first transaction application direction or the second transaction application direction.
S812, pushing the transaction application strategy to the user terminal.
The specific content of S802 may be described with reference to the foregoing embodiment content adaptation, which is not described herein.
It should be understood that, although the steps in the flowcharts related to the above embodiments are sequentially shown as indicated by arrows, these steps are not necessarily sequentially performed in the order indicated by the arrows. The steps are not strictly limited to the order of execution unless explicitly recited herein, and the steps may be executed in other orders. Moreover, at least some of the steps in the flowcharts described in the above embodiments may include a plurality of steps or a plurality of stages, which are not necessarily performed at the same time, but may be performed at different times, and the order of the steps or stages is not necessarily performed sequentially, but may be performed alternately or alternately with at least some of the other steps or stages.
Based on the same inventive concept, the embodiment of the application also provides a data processing device for realizing the above related data processing method. The implementation of the solution provided by the device is similar to the implementation described in the above method, so the specific limitation of one or more embodiments of the data processing device provided below may refer to the limitation of the data processing method hereinabove, and will not be repeated herein.
In one embodiment, as shown in fig. 9, there is provided a data processing apparatus including: a processing module 902, a determining module 904, and a pushing module 906, wherein:
the processing module 904 is configured to obtain transaction application data of a financial product, and establish a real-time monitoring diagram of the financial product according to the transaction application data; the real-time monitoring graph is used for representing the transaction application trend of the user for the financial product; a determining module 906, configured to determine, in response to a transaction application recommendation request for a financial product from the user terminal, a reference monitoring diagram matching the transaction application recommendation request in the real-time monitoring diagram; the pushing module 908 is configured to determine a transaction application policy according to the transaction application trend of the financial product in the reference monitoring graph, and push the transaction application policy to the user terminal.
In one embodiment, the financial product comprises transaction pairs, and the real-time monitoring graph comprises monitoring graphs of different types of transaction pairs in different application resource ranges; the determining module is further configured to: responding to the submitting operation of the user terminal to obtain a transaction application recommendation request; the transaction application recommendation request comprises a target type of a financial product and a transaction application resource range; determining a target monitoring diagram matched with the target type in the real-time monitoring diagram; and determining a diagram matched with the transaction application resource range in the target monitoring diagram, and obtaining a reference monitoring diagram.
In one embodiment, the pushing module is further configured to: determining the first transaction application trend as a transaction application strategy under the condition that the transaction application trend of the financial product in the reference monitoring diagram comprises the first transaction application trend; or, in the case that the transaction application trend of the financial product in the reference monitoring graph includes a second transaction application trend, determining the second transaction application trend as a transaction application policy; or, in the case that the transaction application trend of the financial product in the reference monitoring graph includes the first transaction application trend and the second transaction application trend, determining the transaction application strategy according to the comparison result of the first transaction application trend and the second transaction application trend.
In one embodiment, the first transaction application trend is used to characterize a first transaction application amount in a first transaction application direction, and the second transaction application trend is used to characterize a second transaction application amount in a second transaction application direction; the pushing module is further configured to perform any one of the following: a first item: when the first transaction application amount is larger than the second transaction application amount, determining that the transaction application policy is the first transaction application direction; the second item: when the first transaction application amount is smaller than the second transaction application amount, determining that the transaction application policy is the second transaction application direction; third item: when the first transaction application amount is equal to the second transaction application amount, determining that the transaction application policy is either the first transaction application direction or the second transaction application direction.
In one embodiment, the financial product comprises transaction pairs, the transaction application data comprises types of transaction pairs corresponding to a plurality of users, transaction application resources and transaction application directions, and the real-time monitoring graphic comprises monitoring graphic of different types of transaction pairs in different application resource ranges; the processing module is further used for: based on a preset resource interval threshold, transaction application resources corresponding to a plurality of users are analyzed, and a plurality of application resource ranges are obtained; wherein, the difference value between the upper limit and the lower limit of the application resource range is equal to the resource interval threshold value; counting a first transaction application amount aiming at a first transaction application direction in each application resource range and a second transaction application amount aiming at a second transaction application direction in each application resource range; and establishing a diagram taking each application resource range as an abscissa and taking the first transaction application quantity and the second transaction application quantity in each application resource range as an ordinate by taking the transaction pair as a reference, and obtaining a real-time monitoring diagram.
In one embodiment, the apparatus further includes an update module configured to: and updating the real-time monitoring graph of the financial product when the current time reaches the updating time interval.
In one embodiment, the apparatus further comprises a receiving module, configured to: and receiving an optimization strategy of the monitoring terminal aiming at the real-time monitoring graphic, and performing risk control on the real-time monitoring graphic based on the optimization strategy.
Each of the modules in the above-described data processing apparatus may be implemented in whole or in part by software, hardware, and combinations thereof. The above modules may be embedded in hardware or may be independent of a processor in the computer device, or may be stored in software in a memory in the computer device, so that the processor may call and execute operations corresponding to the above modules.
In one embodiment, a computer device is provided, which may be a server, and the internal structure of which may be as shown in fig. 10. The computer device includes a processor, a memory, an Input/Output interface (I/O) and a communication interface. The processor, the memory and the input/output interface are connected through a system bus, and the communication interface is connected to the system bus through the input/output interface. Wherein the processor of the computer device is configured to provide computing and control capabilities. The memory of the computer device includes a non-volatile storage medium and an internal memory. The non-volatile storage medium stores an operating system, computer programs, and a database. The internal memory provides an environment for the operation of the operating system and computer programs in the non-volatile storage media. The database of the computer device is used for storing transaction application data of the financial products. The input/output interface of the computer device is used to exchange information between the processor and the external device. The communication interface of the computer device is used for communicating with an external terminal through a network connection. The computer program is executed by a processor to implement a data processing method.
It will be appreciated by those skilled in the art that the structure shown in fig. 10 is merely a block diagram of some of the structures associated with the present application and is not limiting of the computer device to which the present application may be applied, and that a particular computer device may include more or fewer components than shown, or may combine certain components, or have a different arrangement of components.
In one embodiment, a computer device is provided comprising a memory and a processor, the memory having stored therein a computer program, the processor when executing the computer program performing the steps of:
acquiring transaction application data of the financial product, and establishing a real-time monitoring diagram of the financial product according to the transaction application data; the real-time monitoring graph is used for representing the transaction application trend of the user for the financial product; responding to a transaction application recommendation request of a user terminal for a financial product, and determining a reference monitoring diagram matched with the transaction application recommendation request in the real-time monitoring diagram; and determining a transaction application strategy according to the transaction application trend of the financial products in the reference monitoring graph, and pushing the transaction application strategy to the user terminal.
In one embodiment, the financial product comprises transaction pairs, and the real-time monitoring graph comprises monitoring graphs of different types of transaction pairs at different application resource ranges; the processor when executing the computer program also implements the steps of: responding to the submitting operation of the user terminal to obtain a transaction application recommendation request; the transaction application recommendation request comprises a target type of a financial product and a transaction application resource range; determining a target monitoring diagram matched with the target type in the real-time monitoring diagram; and determining a diagram matched with the transaction application resource range in the target monitoring diagram, and obtaining a reference monitoring diagram.
In one embodiment, the processor when executing the computer program further performs the steps of: determining the first transaction application trend as a transaction application strategy under the condition that the transaction application trend of the financial product in the reference monitoring diagram comprises the first transaction application trend; or, in the case that the transaction application trend of the financial product in the reference monitoring graph includes a second transaction application trend, determining the second transaction application trend as a transaction application policy; or, in the case that the transaction application trend of the financial product in the reference monitoring graph includes the first transaction application trend and the second transaction application trend, determining the transaction application strategy according to the comparison result of the first transaction application trend and the second transaction application trend.
In one embodiment, the first transaction application trend is used to characterize a first transaction application amount in a first transaction application direction, and the second transaction application trend is used to characterize a second transaction application amount in a second transaction application direction; the processor, when executing the computer program, further performs any one of the following steps: a first item: when the first transaction application amount is larger than the second transaction application amount, determining that the transaction application policy is the first transaction application direction; the second item: when the first transaction application amount is smaller than the second transaction application amount, determining that the transaction application policy is the second transaction application direction; third item: when the first transaction application amount is equal to the second transaction application amount, determining that the transaction application policy is either the first transaction application direction or the second transaction application direction.
In one embodiment, the financial product comprises transaction pairs, the transaction application data comprises types of transaction pairs corresponding to a plurality of users, transaction application resources and transaction application directions, and the real-time monitoring graphic comprises monitoring graphic of different types of transaction pairs in different application resource ranges; the processor when executing the computer program also implements the steps of: based on a preset resource interval threshold, transaction application resources corresponding to a plurality of users are analyzed, and a plurality of application resource ranges are obtained; wherein, the difference value between the upper limit and the lower limit of the application resource range is equal to the resource interval threshold value; counting a first transaction application amount aiming at a first transaction application direction in each application resource range and a second transaction application amount aiming at a second transaction application direction in each application resource range; and establishing a diagram taking each application resource range as an abscissa and taking the first transaction application quantity and the second transaction application quantity in each application resource range as an ordinate by taking the transaction pair as a reference, and obtaining a real-time monitoring diagram.
In one embodiment, the processor when executing the computer program further performs the steps of: and updating the real-time monitoring graph of the financial product when the current time reaches the updating time interval.
In one embodiment, the processor when executing the computer program further performs the steps of: and receiving an optimization strategy of the monitoring terminal aiming at the real-time monitoring graphic, and performing risk control on the real-time monitoring graphic based on the optimization strategy.
In one embodiment, a computer readable storage medium is provided having a computer program stored thereon, which when executed by a processor, performs the steps of:
acquiring transaction application data of the financial product, and establishing a real-time monitoring diagram of the financial product according to the transaction application data; the real-time monitoring graph is used for representing the transaction application trend of the user for the financial product; responding to a transaction application recommendation request of a user terminal for a financial product, and determining a reference monitoring diagram matched with the transaction application recommendation request in the real-time monitoring diagram; and determining a transaction application strategy according to the transaction application trend of the financial products in the reference monitoring graph, and pushing the transaction application strategy to the user terminal.
In one embodiment, the financial product comprises transaction pairs, and the real-time monitoring graph comprises monitoring graphs of different types of transaction pairs at different application resource ranges; the computer program when executed by the processor also performs the steps of: responding to the submitting operation of the user terminal to obtain a transaction application recommendation request; the transaction application recommendation request comprises a target type of a financial product and a transaction application resource range; determining a target monitoring diagram matched with the target type in the real-time monitoring diagram; and determining a diagram matched with the transaction application resource range in the target monitoring diagram, and obtaining a reference monitoring diagram.
In one embodiment, the computer program when executed by the processor further performs the steps of: determining the first transaction application trend as a transaction application strategy under the condition that the transaction application trend of the financial product in the reference monitoring diagram comprises the first transaction application trend; or, in the case that the transaction application trend of the financial product in the reference monitoring graph includes a second transaction application trend, determining the second transaction application trend as a transaction application policy; or, in the case that the transaction application trend of the financial product in the reference monitoring graph includes the first transaction application trend and the second transaction application trend, determining the transaction application strategy according to the comparison result of the first transaction application trend and the second transaction application trend.
In one embodiment, the first transaction application trend is used to characterize a first transaction application amount in a first transaction application direction, and the second transaction application trend is used to characterize a second transaction application amount in a second transaction application direction; the computer program when executed by the processor further performs any one of the following steps: a first item: when the first transaction application amount is larger than the second transaction application amount, determining that the transaction application policy is the first transaction application direction; the second item: when the first transaction application amount is smaller than the second transaction application amount, determining that the transaction application policy is the second transaction application direction; third item: when the first transaction application amount is equal to the second transaction application amount, determining that the transaction application policy is either the first transaction application direction or the second transaction application direction.
In one embodiment, the financial product comprises transaction pairs, the transaction application data comprises types of transaction pairs corresponding to a plurality of users, transaction application resources and transaction application directions, and the real-time monitoring graphic comprises monitoring graphic of different types of transaction pairs in different application resource ranges; the computer program when executed by the processor also performs the steps of: based on a preset resource interval threshold, transaction application resources corresponding to a plurality of users are analyzed, and a plurality of application resource ranges are obtained; wherein, the difference value between the upper limit and the lower limit of the application resource range is equal to the resource interval threshold value; counting a first transaction application amount aiming at a first transaction application direction in each application resource range and a second transaction application amount aiming at a second transaction application direction in each application resource range; and establishing a diagram taking each application resource range as an abscissa and taking the first transaction application quantity and the second transaction application quantity in each application resource range as an ordinate by taking the transaction pair as a reference, and obtaining a real-time monitoring diagram.
In one embodiment, the computer program when executed by the processor further performs the steps of: and updating the real-time monitoring graph of the financial product when the current time reaches the updating time interval.
In one embodiment, the computer program when executed by the processor further performs the steps of: and receiving an optimization strategy of the monitoring terminal aiming at the real-time monitoring graphic, and performing risk control on the real-time monitoring graphic based on the optimization strategy.
In one embodiment, a computer program product is provided comprising a computer program which, when executed by a processor, performs the steps of:
acquiring transaction application data of the financial product, and establishing a real-time monitoring diagram of the financial product according to the transaction application data; the real-time monitoring graph is used for representing the transaction application trend of the user for the financial product; responding to a transaction application recommendation request of a user terminal for a financial product, and determining a reference monitoring diagram matched with the transaction application recommendation request in the real-time monitoring diagram; and determining a transaction application strategy according to the transaction application trend of the financial products in the reference monitoring graph, and pushing the transaction application strategy to the user terminal.
In one embodiment, the financial product comprises transaction pairs, and the real-time monitoring graph comprises monitoring graphs of different types of transaction pairs at different application resource ranges; the computer program when executed by the processor also performs the steps of: responding to the submitting operation of the user terminal to obtain a transaction application recommendation request; the transaction application recommendation request comprises a target type of a financial product and a transaction application resource range; determining a target monitoring diagram matched with the target type in the real-time monitoring diagram; and determining a diagram matched with the transaction application resource range in the target monitoring diagram, and obtaining a reference monitoring diagram.
In one embodiment, the computer program when executed by the processor further performs the steps of: determining the first transaction application trend as a transaction application strategy under the condition that the transaction application trend of the financial product in the reference monitoring diagram comprises the first transaction application trend; or, in the case that the transaction application trend of the financial product in the reference monitoring graph includes a second transaction application trend, determining the second transaction application trend as a transaction application policy; or, in the case that the transaction application trend of the financial product in the reference monitoring graph includes the first transaction application trend and the second transaction application trend, determining the transaction application strategy according to the comparison result of the first transaction application trend and the second transaction application trend.
In one embodiment, the first transaction application trend is used to characterize a first transaction application amount in a first transaction application direction, and the second transaction application trend is used to characterize a second transaction application amount in a second transaction application direction; the computer program when executed by the processor further performs any one of the following steps: a first item: when the first transaction application amount is larger than the second transaction application amount, determining that the transaction application policy is the first transaction application direction; the second item: when the first transaction application amount is smaller than the second transaction application amount, determining that the transaction application policy is the second transaction application direction; third item: when the first transaction application amount is equal to the second transaction application amount, determining that the transaction application policy is either the first transaction application direction or the second transaction application direction.
In one embodiment, the financial product comprises transaction pairs, the transaction application data comprises types of transaction pairs corresponding to a plurality of users, transaction application resources and transaction application directions, and the real-time monitoring graphic comprises monitoring graphic of different types of transaction pairs in different application resource ranges; the computer program when executed by the processor also performs the steps of: based on a preset resource interval threshold, transaction application resources corresponding to a plurality of users are analyzed, and a plurality of application resource ranges are obtained; wherein, the difference value between the upper limit and the lower limit of the application resource range is equal to the resource interval threshold value; counting a first transaction application amount aiming at a first transaction application direction in each application resource range and a second transaction application amount aiming at a second transaction application direction in each application resource range; and establishing a diagram taking each application resource range as an abscissa and taking the first transaction application quantity and the second transaction application quantity in each application resource range as an ordinate by taking the transaction pair as a reference, and obtaining a real-time monitoring diagram.
In one embodiment, the computer program when executed by the processor further performs the steps of: and updating the real-time monitoring graph of the financial product when the current time reaches the updating time interval.
In one embodiment, the computer program when executed by the processor further performs the steps of: and receiving an optimization strategy of the monitoring terminal aiming at the real-time monitoring graphic, and performing risk control on the real-time monitoring graphic based on the optimization strategy.
Those skilled in the art will appreciate that implementing all or part of the above described methods may be accomplished by way of a computer program stored on a non-transitory computer readable storage medium, which when executed, may comprise the steps of the embodiments of the methods described above. Any reference to memory, database, or other medium used in the various embodiments provided herein may include at least one of non-volatile and volatile memory. The nonvolatile Memory may include Read-Only Memory (ROM), magnetic tape, floppy disk, flash Memory, optical Memory, high density embedded nonvolatile Memory, resistive random access Memory (ReRAM), magnetic random access Memory (Magnetoresistive Random Access Memory, MRAM), ferroelectric Memory (Ferroelectric Random Access Memory, FRAM), phase change Memory (Phase Change Memory, PCM), graphene Memory, and the like. Volatile memory can include random access memory (Random Access Memory, RAM) or external cache memory, and the like. By way of illustration, and not limitation, RAM can be in the form of a variety of forms, such as static random access memory (Static Random Access Memory, SRAM) or dynamic random access memory (Dynamic Random Access Memory, DRAM), and the like. The databases referred to in the various embodiments provided herein may include at least one of relational databases and non-relational databases. The non-relational database may include, but is not limited to, a blockchain-based distributed database, and the like. The processors referred to in the embodiments provided herein may be general purpose processors, central processing units, graphics processors, digital signal processors, programmable logic units, quantum computing-based data processing logic units, etc., without being limited thereto.
The technical features of the above embodiments may be arbitrarily combined, and all possible combinations of the technical features in the above embodiments are not described for brevity of description, however, as long as there is no contradiction between the combinations of the technical features, they should be considered as the scope of the description.
The above examples only represent a few embodiments of the present application, which are described in more detail and are not to be construed as limiting the scope of the present application. It should be noted that it would be apparent to those skilled in the art that various modifications and improvements could be made without departing from the spirit of the present application, which would be within the scope of the present application. Accordingly, the scope of protection of the present application shall be subject to the appended claims.
Claims (17)
1. A method of data processing, the method comprising:
acquiring transaction application data of a financial product, and establishing a real-time monitoring diagram of the financial product according to the transaction application data; the real-time monitoring graph is used for representing the transaction application trend of the user for the financial product;
responding to a transaction application recommendation request of a user terminal for the financial product, and determining a reference monitoring diagram matched with the transaction application recommendation request in the real-time monitoring diagram;
And determining a transaction application strategy according to the transaction application trend of the financial product in the reference monitoring diagram, and pushing the transaction application strategy to the user terminal.
2. The method of claim 1, wherein the financial product comprises transaction pairs, the real-time monitoring graphic comprising monitoring graphic for different types of transaction pairs at different application resource areas;
the responding user terminal determines a reference monitoring diagram matched with the transaction application recommendation request in the real-time monitoring diagram aiming at the transaction application recommendation request of the financial product, and comprises the following steps:
responding to the submitting operation of the user terminal, and obtaining the transaction application recommendation request; wherein the transaction application recommendation request comprises a target type of the financial product and a transaction application resource range;
determining a target monitoring diagram matched with the target type in the real-time monitoring diagram;
and determining a diagram matched with the transaction application resource range in the target monitoring diagram to obtain the reference monitoring diagram.
3. The method according to claim 1 or 2, wherein said determining said transaction application strategy based on a transaction application trend of said financial product in said reference monitoring graph comprises:
Determining that the first transaction application trend is the transaction application policy in the case that the transaction application trend of the financial product in the reference monitoring graph comprises the first transaction application trend;
or in the case that the transaction application trend of the financial product in the reference monitoring graph comprises a second transaction application trend, determining the second transaction application trend as the transaction application policy;
or, in the case that the transaction application trend of the financial product in the reference monitoring graph includes a first transaction application trend and a second transaction application trend, determining the transaction application policy according to a comparison result of the first transaction application trend and the second transaction application trend.
4. A method according to claim 3, wherein a first transaction application trend is used to characterize a first transaction application amount in a first transaction application direction and a second transaction application trend is used to characterize a second transaction application amount in a second transaction application direction;
the determining the transaction application strategy according to the comparison result of the first transaction application trend and the second transaction application trend comprises any one of the following steps:
A first item:
when the first transaction application amount is larger than the second transaction application amount, determining the transaction application policy as a first transaction application direction;
the second item:
when the first transaction application amount is smaller than the second transaction application amount, determining the transaction application policy as a second transaction application direction;
third item:
and when the first transaction application amount is equal to the second transaction application amount, determining that the transaction application policy is any one of a first transaction application direction or a second transaction application direction.
5. The method of claim 1, wherein the financial product comprises transaction pairs, the transaction application data comprises types of transaction pairs, transaction application resources and transaction application directions corresponding to a plurality of users, and the real-time monitoring graph comprises monitoring graphs of different types of transaction pairs at different application resource ranges;
the establishing a real-time monitoring diagram of the financial product according to the transaction application data comprises the following steps:
analyzing transaction application resources corresponding to the plurality of users based on a preset resource interval threshold value to obtain a plurality of application resource ranges; wherein, the difference value between the upper limit and the lower limit of the application resource range is equal to the resource interval threshold;
Counting a first transaction application amount aiming at a first transaction application direction in each application resource range and a second transaction application amount aiming at a second transaction application direction in each application resource range;
and establishing a diagram taking each application resource range as an abscissa and taking the first transaction application quantity and the second transaction application quantity in each application resource range as an ordinate by taking the transaction pair as a reference, and obtaining a real-time monitoring diagram.
6. The method according to claim 1 or 5, characterized in that the method further comprises:
and updating the real-time monitoring graph of the financial product when the current time reaches the updating time interval.
7. The method according to claim 1 or 5, characterized in that the method further comprises:
and receiving an optimization strategy of the monitoring terminal aiming at the real-time monitoring graphic, and performing risk control on the real-time monitoring graphic based on the optimization strategy.
8. A data processing apparatus, the apparatus comprising:
the processing module is used for acquiring transaction application data of the financial products and establishing a real-time monitoring diagram of the financial products according to the transaction application data; the real-time monitoring graph is used for representing the transaction application trend of the user for the financial product;
The determining module is used for responding to the transaction application recommendation request of the user terminal for the financial product and determining a reference monitoring diagram matched with the transaction application recommendation request in the real-time monitoring diagram;
and the pushing module is used for determining a transaction application strategy according to the transaction application trend of the financial product in the reference monitoring diagram and pushing the transaction application strategy to the user terminal.
9. The apparatus of claim 8, wherein the financial product comprises transaction pairs, the real-time monitoring graphic comprising monitoring graphic for different types of transaction pairs at different application resource areas;
the determining module is further configured to:
responding to the submitting operation of the user terminal, and obtaining the transaction application recommendation request; wherein the transaction application recommendation request comprises a target type of the financial product and a transaction application resource range;
determining a target monitoring diagram matched with the target type in the real-time monitoring diagram;
and determining a diagram matched with the transaction application resource range in the target monitoring diagram to obtain the reference monitoring diagram.
10. The apparatus of claim 8 or 9, wherein the pushing module is further configured to:
Determining that the first transaction application trend is the transaction application policy in the case that the transaction application trend of the financial product in the reference monitoring graph comprises the first transaction application trend;
or in the case that the transaction application trend of the financial product in the reference monitoring graph comprises a second transaction application trend, determining the second transaction application trend as the transaction application policy;
or, in the case that the transaction application trend of the financial product in the reference monitoring graph includes a first transaction application trend and a second transaction application trend, determining the transaction application policy according to a comparison result of the first transaction application trend and the second transaction application trend.
11. The apparatus of claim 10, wherein a first transaction application trend is used to characterize a first transaction application amount in a first transaction application direction and a second transaction application trend is used to characterize a second transaction application amount in a second transaction application direction; the pushing module is further configured to perform any one of the following:
a first item:
when the first transaction application amount is larger than the second transaction application amount, determining the transaction application policy as a first transaction application direction;
The second item:
when the first transaction application amount is smaller than the second transaction application amount, determining the transaction application policy as a second transaction application direction;
third item:
and when the first transaction application amount is equal to the second transaction application amount, determining that the transaction application policy is any one of a first transaction application direction or a second transaction application direction.
12. The apparatus of claim 8, wherein the financial product comprises transaction pairs, the transaction application data comprises types of transaction pairs, transaction application resources and transaction application directions corresponding to a plurality of users, and the real-time monitoring graph comprises monitoring graphs of different types of transaction pairs at different application resource ranges; the processing module is further configured to:
analyzing transaction application resources corresponding to the plurality of users based on a preset resource interval threshold value to obtain a plurality of application resource ranges; wherein, the difference value between the upper limit and the lower limit of the application resource range is equal to the resource interval threshold;
counting a first transaction application amount aiming at a first transaction application direction in each application resource range and a second transaction application amount aiming at a second transaction application direction in each application resource range;
And establishing a diagram taking each application resource range as an abscissa and taking the first transaction application quantity and the second transaction application quantity in each application resource range as an ordinate by taking the transaction pair as a reference, and obtaining a real-time monitoring diagram.
13. The apparatus according to claim 8 or 12, further comprising an update module for:
and updating the real-time monitoring graph of the financial product when the current time reaches the updating time interval.
14. The apparatus according to claim 8 or 12, further comprising a receiving module for:
and receiving an optimization strategy of the monitoring terminal aiming at the real-time monitoring graphic, and performing risk control on the real-time monitoring graphic based on the optimization strategy.
15. A computer device comprising a memory and a processor, the memory storing a computer program, characterized in that the processor implements the steps of the method of any of claims 1 to 7 when the computer program is executed.
16. A computer readable storage medium, on which a computer program is stored, characterized in that the computer program, when being executed by a processor, implements the steps of the method of any of claims 1 to 7.
17. A computer program product comprising a computer program, characterized in that the computer program, when being executed by a processor, implements the steps of the method of any of claims 1 to 7.
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