CN117455475A - Automatic clearing and counting method and device for oil station, electronic equipment and storage medium - Google Patents

Automatic clearing and counting method and device for oil station, electronic equipment and storage medium Download PDF

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Publication number
CN117455475A
CN117455475A CN202311460476.9A CN202311460476A CN117455475A CN 117455475 A CN117455475 A CN 117455475A CN 202311460476 A CN202311460476 A CN 202311460476A CN 117455475 A CN117455475 A CN 117455475A
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time
oil station
account
order
payment
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苏昕
毕硕威
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Shenzhen Yineng Times Technology Co ltd
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Shenzhen Yineng Times Technology Co ltd
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Priority to CN202311460476.9A priority Critical patent/CN117455475A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102Bill distribution or payments
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/14Payment architectures specially adapted for billing systems
    • G06Q20/145Payments according to the detected use or quantity
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F13/00Coin-freed apparatus for controlling dispensing or fluids, semiliquids or granular material from reservoirs
    • G07F13/02Coin-freed apparatus for controlling dispensing or fluids, semiliquids or granular material from reservoirs by volume
    • G07F13/025Coin-freed apparatus for controlling dispensing or fluids, semiliquids or granular material from reservoirs by volume wherein the volume is determined during delivery

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The application relates to the technical field of oiling service, and provides an automatic oil station clearing and counting method, an automatic oil station clearing and counting device, electronic equipment and a storage medium. According to the method and the system, the payment completion time of order payment is obtained by a user, the order account depositing time is determined according to the payment completion time and the oil station shift time, so that the order account separating time of the oil station is determined according to the type of the oil station and the order account depositing time, when the order account separating time is met, account separating clearing is carried out according to the oil money after the payment is completed, account is obtained, and finally a payment service provider is informed to pay the account. The order account entering time determined according to the payment completion time and the oil station shift switching time is more accurate; the order account dividing time is determined according to the order account entering time and the type of the oil station, so that different account dividing clearing is executed by different oil stations, the compatibility is strong, and the intelligent degree is high; automatic account sorting clearing is carried out when the order account sorting time is met, the risks of manual intervention and errors are reduced, and the operation efficiency and accuracy are improved.

Description

Automatic clearing and counting method and device for oil station, electronic equipment and storage medium
Technical Field
The application relates to the technical field of oiling service, in particular to an automatic oil station clearing and counting method, an automatic oil station clearing and counting device, electronic equipment and a storage medium.
Background
The regulatory department does not allow the service platform without license plate and payment qualification to develop network payment service, and prohibits the service platform from building an electronic account with financial attribute class on behalf of the regulatory department. Therefore, the user pays the oil money through the online paymate, wherein the part settled to the oil station needs to be directly settled to the oil station and cannot pass through the company account of the service platform. That is, when a user performs oil filling through a service platform providing oil station service, the oil money is paid to a payment service provider having a payment license plate and a payment qualification, and then the payment service provider settles service fees to the service platform and settles oil fees to the oil station.
However, the existing payment service provider basically only supports the 0-point clearing mode, but cannot support other clearing modes, so that clearing can only be manually performed in clearing application scenes of other modes, and therefore clearing efficiency is low.
Disclosure of Invention
In view of this, the present application provides an automatic clearing method, device, electronic device and storage medium for an oil station, which are used for solving the technical problem that the existing payment service provider cannot support diversified clearing default, resulting in low clearing efficiency.
A first aspect of the present application provides an automatic clearing method for an oil station, the method comprising:
acquiring payment completion time for a user to complete order payment;
determining order entry time according to the payment completion time and the oil station shift-over time;
identifying the type of the oil station, and determining the order accounting time of the oil station according to the type and the order accounting time;
when the order account separating time is met, account separating and clearing are carried out according to the oil money after payment is completed, and account is obtained;
notifying a payment service provider to pay the account.
In an optional embodiment, the determining the order entry time according to the payment completion time and the station shift time includes:
and when the payment completion time is between the oil station shift time and the next oil station shift time, determining the oil station shift time as the order entry time.
In an optional embodiment, the determining the order accounting time of the oil station according to the type and the order accounting time includes:
when the type is a zero oil station type, determining that the order accounting time is the order entry time;
and when the type is a non-zero oil station type, determining that the order billing time is the next day of the order billing time.
In an alternative embodiment, the identifying the type of the oil station includes:
acquiring the identification of the oil station;
and determining the type of the oil station corresponding to the identification according to a preset oil station type mapping table.
In an alternative embodiment, the method further comprises:
obtaining refund success time of a user applying refund;
determining refund and account depositing time according to the refund success time and the oil station shift-over time;
determining the refund and account separation time according to the refund and account separation time and the oil station type;
when the refund and account separation time is met, notifying an account separation fund return interface to carry out refund operation;
and when the refund and account separating time is not met, suspending an account separating and returning task.
In an alternative embodiment, the notifying the funds return interface of the refund operation includes:
judging whether the extractable balance is enough or not;
returning the refund when the presentable balance is sufficient;
and when the extractable balance is insufficient, returning account according to the extractable balance, and suspending a new account separating and returning task.
In an alternative embodiment, the method further comprises:
acquiring a payment scene of the user for paying the order;
Determining a collection merchant number according to the payment scene;
and collecting payment fees of the user to the order according to the collection merchant number.
A second aspect of the present application provides an automatic clearing and settlement device for oil stations, the device comprising:
the acquisition module is used for acquiring payment completion time for completing order payment by a user;
the determining module is used for determining order entry time according to the payment completion time and the oil station shift-over time;
the identification module is used for identifying the type of the oil station and determining the order accounting time of the oil station according to the type and the order accounting time;
the clearing module is used for clearing the account according to the paid oil money to obtain the account when the order account clearing time is met;
and the notification module is used for notifying a payment service provider to pay the account.
A third aspect of the present application provides an electronic device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, the processor implementing the steps of the automatic oil station clearing method when executing the computer program.
A fourth aspect of the present application provides a computer readable storage medium having stored thereon a computer program which when executed performs the steps of the automatic oil station clearing method.
According to the method and the system, the payment completion time of order payment is obtained by a user, the order account depositing time is determined according to the payment completion time and the oil station shift time, so that the order account separating time of the oil station is determined according to the type of the oil station and the order account depositing time, when the order account separating time is met, account separating clearing is carried out according to the oil money after the payment is completed, account is obtained, and finally a payment service provider is informed to pay the account. The order account entering time determined according to the payment completion time and the oil station shift switching time is more accurate; the order account dividing time is determined according to the order account entering time and the type of the oil station, so that different account dividing clearing is executed by different oil stations, the compatibility is strong, and the intelligent degree is high; automatic account sorting clearing is carried out when the order account sorting time is met, the risks of manual intervention and errors are reduced, and the operation efficiency and accuracy are improved.
Drawings
FIG. 1 is a flow chart of an automatic clearing method for an oil station shown in an embodiment of the present application;
FIG. 2 is a functional block diagram of an automatic clearing and settling device for an oil station according to an embodiment of the present application;
fig. 3 is a block diagram of an electronic device shown in an embodiment of the present application.
Detailed Description
The terminology used in the following embodiments of the application is for the purpose of describing particular embodiments only and is not intended to be limiting of the application. As used in the specification of this application, the singular forms "a", "an", "the" and "the" are intended to include the plural forms as well, unless the context clearly indicates to the contrary. It should also be understood that the term "and/or" as used in this application is intended to encompass any or all possible combinations of one or more of the listed items.
The terms "first," "second," and the like, are used below for descriptive purposes only and are not to be construed as implying or implying relative importance or implicitly indicating the number of technical features indicated. Thus, a feature defining "a first" or "a second" may explicitly or implicitly include one or more such feature, and in the description of embodiments of the present application, unless otherwise indicated, the meaning of "a plurality" is two or more.
In order to make the objects, technical solutions and advantages of the present application more apparent, the technical solutions in the embodiments of the present application will be described below with reference to the accompanying drawings in the embodiments of the present application.
Fig. 1 is a flowchart of an automatic clearing method for an oil station according to an embodiment of the present application. The automatic clearing and settling method for the oil station is executed by electronic equipment and specifically comprises the following steps.
S11, acquiring payment completion time for completing order payment by the user.
After the order payment is completed, the user sends a payment result notification to the system by the payment service provider, wherein the payment result notification can include the time of completion of the order payment. When an order payment transaction is completed, the system typically generates a time stamp indicating the time of payment completion, and then associates the time stamp with the order payment transaction record.
S12, determining order entry time according to the payment completion time and the oil station shift-over time.
The system records the shift time of each oil station in cooperation, and the shift time of the oil station is generally determined by the oil station.
A user interface may be provided through the front-end application to enable the fueling station staff to enter and modify the shift time. A date selector and a time selector may be included in the user interface for facilitating entry of a shift time by the oil station personnel. After receiving the shift time input by the oil station staff, the user interface transmits the shift time to the back end through the front end application program calling interface, and the data can be transmitted by using an Ajax request, an Axios library or other suitable front end technology.
The backend application may create a database table to store the shift time for each oil station. The fields of the database table may include information such as oil station ID, shift time, etc. A suitable index may be created in the database table to enable quick interrogation of the shift times of the stations within a certain date range. And data verification can be performed to ensure that the received shift time is in a correct format. Rights verification may also be performed, allowing authorized users to query for shift time.
The system can determine the order entry time according to the payment completion time of the order and the shift time of the oil station.
In an optional embodiment, the determining the order entry time according to the payment completion time and the station shift time includes:
and when the payment completion time is between the oil station shift time and the next oil station shift time, determining the oil station shift time as the order entry time.
The order deposit time refers to a specific point in time when an account of an order is confirmed and recorded into an account, and represents an actual receipt or deposit time of the account.
If the payment completion time is within the range of the shift time of the oil station and the shift time of the next oil station, the system records that the order entry time is the same day of the shift of the oil station; if the payment completion time is earlier than the current oil station shift-over time, the system records that the order entry time is the day before the current oil station shift-over time; if the payment completion time is later than the oil station shift time, the system records that the order entry time is the day after the current oil station shift time. The order entry time is ensured to be consistent with the shift time of the oil station.
For example, assuming 11 days today, a certain oil station shift time is 15 hours 00 minutes 00 seconds per day, if the user completes the order payment at 11 days 15 hours 01 minutes 01 seconds, the system records the order entry time as 11 days, if the user completes the payment at 10 days 14 hours 59 minutes 59 seconds, the system records the order entry time as the previous day, i.e., 10 days, if the user completes the payment at 12 days 15 hours 00 minutes 01 seconds, later than the current shift time, the system records the order entry time as the next day, i.e., 12 days.
S13, identifying the type of the oil station, and determining the order accounting time of the oil station according to the type and the order accounting time.
If the quick oil money clearing and settlement is required, the type of the oil station is required to be identified, and the order account separating time of the oil station is determined through the type self-adaption of the oil station, so that the clearing and settlement is carried out at the order account separating time.
Identification of the type of oil station may be accomplished by: and acquiring the identification of the oil station from the payment result notice, thereby determining the type of the oil station corresponding to the identification of the oil station according to a preset oil station type mapping table.
In an optional embodiment, the determining the order accounting time of the oil station according to the type and the order accounting time includes:
When the type is a zero oil station type, determining that the order accounting time is the order entry time;
and when the type is a non-zero oil station type, determining that the order billing time is the next day of the order billing time.
The zero oil station type corresponds to zero settlement, and the non-zero oil station type corresponds to non-zero settlement. The zero point settlement means that the settlement period starts from the midnight zero point and ends at the next midnight zero point, and the sales data and settlement data of the oil station are cleared at the zero point every day, so that the oil station is ready for sales and settlement of the new day. That is, all sales, transactions and settlements are typically completed within a natural day, ensuring that every day sales are recorded and settled independently. The non-zero settlement is not constrained by the nature of the day, the settlement period may be set in terms of a week, month, quarter or other time frame, rather than necessarily the end of the midnight zero, sales data may accumulate during the settlement period, rather than being cleared at the end of each nature day, and the settlement process typically requires more processing and computation to determine accounts payable.
For example, assuming 11 days, the time of a certain oil station to meet is 15 hours, 00 minutes and 00 seconds per day, the time of order A payment completion is 10 days, 15 hours, 30 minutes and 00 seconds, earlier than the current time of the meeting, the time of order entry is 10 days, and if the time of order entry is zero oil station, the time of order billing is 10 days; if the oil station is a non-zero oil station, the order billing time is 11 days. The payment completion time of the order B is 11 days 15 hours 30 minutes 00 seconds, the order entry time is 11 days, and if the order B is a zero oil station, the order account separation time is 11 days; if it is a non-zero oil station, the order ledger time is 12 days.
S14, when the order account separating time is met, account separating and clearing are carried out according to the paid oil money, and account is obtained.
The order billing time is a preset billing date or time point, such as real-time billing, daily billing, weekly billing, monthly billing, transaction period ending billing, manual triggering billing, and the like. Real-time accounting refers to accounting operations performed immediately after each order is completed. Daily accounting means that accounting operations are performed at specific points in time each day. Weekly accounting refers to accounting operations performed at specific points in time every week. Monthly accounting refers to accounting operations performed at specific points in time per month. The transaction period end account separation refers to automatically triggering account separation operation when the current transaction is ended. The manual triggering of the account separation means that the account separation operation is performed by manual triggering.
And after the payment service provider receives the notice of the completion of the order payment, informing the system that the account separation clearing is required. The system settles the order payouts to different parties, e.g., payment channel parties, suppliers, agents, partners, etc., in a predetermined proportion and submits the settlement results to the payment service provider. After the payment service provider confirms that the account is correct, the account body can initiate a withdrawal request to withdraw the obtained account to the bank card bound with the account.
When the system time meets the order billing time, the system automatically triggers a billing clearing action of the bill. If the order is a zero point type oil station, the order transaction is completed, and the account separating action is triggered immediately. If the non-zero type oil station is used, the order transaction is completed, and when the accounting time is met, the system automatically triggers the accounting action.
The predetermined billing proportion may be fixed, dynamic, hierarchical, etc. A fixed billing proportion is a proportion that parties agree on in advance, which is typically a fixed percentage. The dynamic account dividing proportion can be dynamically adjusted according to specific conditions or rules. For example, the billing proportion of an ad campaign may depend on the click-through or conversion rate of the ad. Hierarchical billing rates may exist in a multi-level structure where different parties share revenue in different rates. For example, a distribution network may include manufacturers, distributors, wholesalers, and retailers, each having different proportions of distribution for each tier.
Oil station settlement amount = oil money settlement amount-oil station oil price activity-transaction technical service fee-coupon subsidy. The amount of the oil deposit is the starting point of the deposit and is the amount of money before any offers, fees or subsidies are not calculated, and typically includes the price of the fuel or other product purchased. The oil price activity of the oil station refers to a special price or promotion activity that the oil station may offer. The transaction technical service fee is a fee involved in the cooperation of the platform and the payment service provider, such as a transaction commission fee. This portion of the transaction technical service fee is typically agreed for accounting by the system and the fueling station, most often in the form of fixed-ratio accounting. Oil station coupon subsidies are coupons issued by oil stations to attract customers or provide specific offers, typically in part by the oil station. The amount settled at the oil station is the amount that the payment service provider settles to the oil station after deducting all the fees involved in the transaction.
If the payment amount of the oil station is smaller than the actual payment amount of the user, the money distributed to the platform is equal to the difference between the actual payment amount of the user and the payment amount of the oil station.
Illustratively, the user charges 300 yuan of gasoline, pays 300 yuan, the oil station does not provide oil price activity or issue coupons, and the contracted platform transaction technique service fee is charged by 10%. And calculating by combining the oil station settlement amount formula, wherein the oil station settlement amount is 270 yuan, and the platform settlement amount is 30 yuan.
If the oil station settlement amount is greater than or equal to the real payment amount of the user, the platform marketing cushion fund amount is equal to the difference value between the oil station settlement amount and the real payment amount of the user.
Illustratively, the user charges 300 yuan of gasoline, 100 yuan of fuelling coupons provided by platform activities are used, the user pays 200 yuan, the fuelling station does not provide fuelling activities or issue coupons, and the platform transaction technology service charge is contracted for 10%. And according to the calculation of the oil station settlement amount formula, the oil station settlement amount is 270 yuan, and then the price of the marketing pad required by the platform is 70 yuan.
It should be noted that the platform fuel coupon in the example is different from the coupon subsidy indicated in the terminal settlement amount formula, which is provided by the system.
And S15, notifying a payment service provider to pay the account.
When the accounting action is completed, the payment service provider needs to be notified to pay the corresponding account to ensure that the parties receive their accounts earned in the pre-agreed proportion.
After the system completes the account dividing action, the accuracy of the account dividing data is verified, wherein the account dividing data comprises the account total amount to be divided and the proportion of each participant, and an automatic triggering notification flow is realized through an automatic script, an API call or an event trigger. The system generates a notification to the payment service provider that the notification content should include detailed information of the completion of the ledger, such as transaction ID, ledger scale, amount, etc.
After the system confirms receipt of the account, a confirmation response may be sent to the payment service provider to verify that the payment is completed and to record all payment and confirmation information in the system for future review and verification.
In an alternative embodiment, the method further comprises:
obtaining refund success time of a user applying refund;
determining refund and account depositing time according to the refund success time and the oil station shift-over time;
determining the refund and account separation time according to the refund and account separation time and the oil station type;
When the refund and account separation time is met, notifying an account separation fund return interface to carry out refund operation;
and when the refund and account separating time is not met, suspending an account separating and returning task.
When the user applies for successful refund, the system obtains the accurate time stamp of successful refund of the order, and ensures that the transaction time is accurately recorded. And determining refund and account depositing time according to the refund success time and the oil station shift time. If the refund success time is between the oil station shift time and the next oil station shift time, recording the refund accounting time as the oil station shift time. And determining refund and account separation time according to the refund and account deposit time and the type of the oil station. If the oil station type is the zero oil station type, determining refund and account separating time as refund and account depositing time; and if the oil station type is not the zero oil station type, determining that the refund billing time is the second day of the refund billing time.
By way of example, assuming today is 11, the non-zero oil station's daily shift time is 15:00, order A refund completion time is number 10 15:30, earlier than the current shift time, the last shift time, so the refund and check-in time is number 10, and the refund and check-out time is number 11. The refund completion time for order B is 15 for number 11: 30, later than the current shift time, so refund deposit time is No. 11, refund divide account time is No. 12.
And when the system time meets the refund and account separation time, the system informs the account separation fund return interface to carry out refund operation. If the transfer of the ledger funds return interface is successful, the ledger action is ended, and if the transfer of the ledger funds return interface is failed, the system sends out abnormal notification.
When the system time does not meet the refund and account separation time, the system suspends an account separation return task, and triggers and calls a account separation fund return interface to carry out refund operation again until the system time meets the refund and account separation time.
The system carries out abnormal notification prompt on the execution action, and is helpful for maintaining, monitoring and improving the stability and performance of the system. The abnormal notification can immediately warn a system administrator, a developer or related personnel of the problem, help to take measures in time when the problem occurs, thereby reducing the system downtime, quickly identifying potential faults or abnormal conditions, avoiding the problem from being upgraded into more serious faults, ensuring the system to run more reliably, reducing the risk of system breakdown or faults, and improving the stability of the system.
In an alternative embodiment, the notifying the ledger funds return interface of the refund operation includes:
judging whether the extractable balance is enough or not;
Returning the refund when the presentable balance is sufficient;
and when the extractable balance is insufficient, returning account according to the extractable balance, and suspending a new account separating and returning task.
The system inquires the current oil station available balance and judges whether the available balance meets the refund balance of the user. If the extractable balance is greater than or equal to the refund balance of the user, updating the extractable balance of the oil station to be the refund-deducted balance. If the refund balance can be found by the oil station to be smaller than the refund balance of the user, the refund balance can be found by the oil station to be emptied, the debt of the oil station account credit system is calculated, and a new account separating and returning task is suspended. If the next refund and account separation time arrives, the oil station can withdraw that the balance still does not meet the debt of the oil station credit system, and then a new account separation and return task is suspended again until the refund is returned.
Suspending the accounting return task may increase the flexibility and robustness of the system to better address adverse conditions. Can be realized by adopting the following measures: setting the priority of the suspending task allows the system to preferentially process important or urgent tasks under the condition of the available balance with limited resources, so that the critical tasks are ensured not to be ignored due to insufficient resources; setting a task timeout mechanism, setting timeout time for each suspended task, and if the requirements of the extractable balance of the task cannot be met within the specified time, automatically triggering alternative schemes, such as updating refund order account dividing days by the system; and (3) implementing intelligent task sorting, and automatically sorting and suspending account-separating and returning tasks based on the amount of the tasks, the expiration date, the task type and other factor fitting algorithms.
In an alternative embodiment, the method further comprises:
acquiring a payment scene of the user for paying the order;
determining a collection merchant number according to the payment scene;
and collecting payment fees of the user to the order according to the collection merchant number.
A payment scenario refers to a specific scenario in which a user makes a payment. This may include online shopping, restaurant ordering, fueling payment, electronic mall shopping, and the like. The system may set a payment scenario interface for each payment scenario, each payment scenario interface corresponding to a payment scenario interface identification. The user enters a corresponding payment scene through the payment scene interface to carry out ordering operation, and the system detects the payment scene of the payment order according to the payment scene interface which the user enters. The merchant number is an identifier used to distinguish between different merchants, and is typically assigned by a payment service provider, such as a payment instrument, weChat payment, bank, or the like. Determining the correct merchant number is a key step in ensuring that the payment account arrives at the correct merchant. The acquisition of the merchant number is typically assigned by the payment service provider when the merchant registers with the payment service. The system provides oiling service and charging service, each service item belongs to different business and collection scenes, a whole platform payment system is shared, and different business and collection merchant numbers are configured in different payment scenes.
Fig. 2 is a functional block diagram of the automatic clearing and settling device for oil station according to the embodiment of the present application.
In some embodiments, the automatic oil station clearing device 20 may include a plurality of functional modules comprised of computer program segments. The computer program of each program segment in the automatic clearing device 20 may be stored in a memory of the service system of the oil station and executed by at least one processor to perform (see fig. 1 for details) the automatic clearing function of the oil station.
In this embodiment, the automatic oil station clearing device 20 may be divided into a plurality of functional modules according to the functions performed by the device. The functional module may include: acquisition module 201, determination module 202, identification module 203, clearing module 204, notification module 205, billing module 206, and collection module 207. The module referred to in the present invention refers to a series of computer program segments capable of being executed by at least one processor and of performing a fixed function, stored in a memory.
The obtaining module 201 is configured to obtain a payment completion time when a user completes payment of an order.
After the order payment is completed, the user sends a payment result notification to the system by the payment service provider, wherein the payment result notification can include the time of completion of the order payment. When an order payment transaction is completed, the system typically generates a time stamp indicating the time of payment completion, and then associates the time stamp with the order payment transaction record.
The determining module 202 is configured to determine an order entry time according to the payment completion time and the station shift time.
The system records the shift time of each oil station in cooperation, and the shift time of the oil station is generally determined by the oil station.
A user interface may be provided through the front-end application to enable the fueling station staff to enter and modify the shift time. A date selector and a time selector may be included in the user interface for facilitating entry of a shift time by the oil station personnel. After receiving the shift time input by the oil station staff, the user interface transmits the shift time to the back end through the front end application program calling interface, and the data can be transmitted by using an Ajax request, an Axios library or other suitable front end technology.
The backend application may create a database table to store the shift time for each oil station. The fields of the database table may include information such as oil station ID, shift time, etc. A suitable index may be created in the database table to enable quick interrogation of the shift times of the stations within a certain date range. And data verification can be performed to ensure that the received shift time is in a correct format. Rights verification may also be performed, allowing authorized users to query for shift time.
The system can determine the order entry time according to the payment completion time of the order and the shift time of the oil station.
In an optional embodiment, the determining the order entry time according to the payment completion time and the station shift time includes:
and when the payment completion time is between the oil station shift time and the next oil station shift time, determining the oil station shift time as the order entry time.
The order deposit time refers to a specific point in time when an account of an order is confirmed and recorded into an account, and represents an actual receipt or deposit time of the account.
If the payment completion time is within the range of the shift time of the oil station and the shift time of the next oil station, the system records that the order entry time is the same day of the shift of the oil station; if the payment completion time is earlier than the current oil station shift-over time, the system records that the order entry time is the day before the current oil station shift-over time; if the payment completion time is later than the oil station shift time, the system records that the order entry time is the day after the current oil station shift time. The order entry time is ensured to be consistent with the shift time of the oil station.
For example, assuming 11 days today, a certain oil station shift time is 15 hours 00 minutes 00 seconds per day, if the user completes the order payment at 11 days 15 hours 01 minutes 01 seconds, the system records the order entry time as 11 days, if the user completes the payment at 10 days 14 hours 59 minutes 59 seconds, the system records the order entry time as the previous day, i.e., 10 days, if the user completes the payment at 12 days 15 hours 00 minutes 01 seconds, later than the current shift time, the system records the order entry time as the next day, i.e., 12 days.
The identification module 203 is configured to identify a type of the oil station, and determine an order accounting time of the oil station according to the type and the order accounting time.
If the quick oil money clearing and settlement is required, the type of the oil station is required to be identified, and the order account separating time of the oil station is determined through the type self-adaption of the oil station, so that the clearing and settlement is carried out at the order account separating time.
Identification of the type of oil station may be accomplished by: and acquiring the identification of the oil station from the payment result notice, thereby determining the type of the oil station corresponding to the identification of the oil station according to a preset oil station type mapping table.
In an optional embodiment, the determining the order accounting time of the oil station according to the type and the order accounting time includes:
when the type is a zero oil station type, determining that the order accounting time is the order entry time;
and when the type is a non-zero oil station type, determining that the order billing time is the next day of the order billing time.
The zero oil station type corresponds to zero settlement, and the non-zero oil station type corresponds to non-zero settlement. The zero point settlement means that the settlement period starts from the midnight zero point and ends at the next midnight zero point, and the sales data and settlement data of the oil station are cleared at the zero point every day, so that the oil station is ready for sales and settlement of the new day. That is, all sales, transactions and settlements are typically completed within a natural day, ensuring that every day sales are recorded and settled independently. The non-zero settlement is not constrained by the nature of the day, the settlement period may be set in terms of a week, month, quarter or other time frame, rather than necessarily the end of the midnight zero, sales data may accumulate during the settlement period, rather than being cleared at the end of each nature day, and the settlement process typically requires more processing and computation to determine accounts payable.
For example, assuming 11 days, the time of a certain oil station to meet is 15 hours, 00 minutes and 00 seconds per day, the time of order A payment completion is 10 days, 15 hours, 30 minutes and 00 seconds, earlier than the current time of the meeting, the time of order entry is 10 days, and if the time of order entry is zero oil station, the time of order billing is 10 days; if the oil station is a non-zero oil station, the order billing time is 11 days. The payment completion time of the order B is 11 days 15 hours 30 minutes 00 seconds, the order entry time is 11 days, and if the order B is a zero oil station, the order account separation time is 11 days; if it is a non-zero oil station, the order ledger time is 12 days.
And the clearing module 204 is configured to, when the order accounting time is satisfied, perform accounting clearing according to the paid oil money to obtain an account.
The order billing time is a preset billing date or time point, such as real-time billing, daily billing, weekly billing, monthly billing, transaction period ending billing, manual triggering billing, and the like. Real-time accounting refers to accounting operations performed immediately after each order is completed. Daily accounting means that accounting operations are performed at specific points in time each day. Weekly accounting refers to accounting operations performed at specific points in time every week. Monthly accounting refers to accounting operations performed at specific points in time per month. The transaction period end account separation refers to automatically triggering account separation operation when the current transaction is ended. The manual triggering of the account separation means that the account separation operation is performed by manual triggering.
And after the payment service provider receives the notice of the completion of the order payment, informing the system that the account separation clearing is required. The system settles the order payouts to different parties, e.g., payment channel parties, suppliers, agents, partners, etc., in a predetermined proportion and submits the settlement results to the payment service provider. After the payment service provider confirms that the account is correct, the account body can initiate a withdrawal request to withdraw the obtained account to the bank card bound with the account.
When the system time meets the order billing time, the system automatically triggers a billing clearing action of the bill. If the order is a zero point type oil station, the order transaction is completed, and the account separating action is triggered immediately. If the non-zero type oil station is used, the order transaction is completed, and when the accounting time is met, the system automatically triggers the accounting action.
The predetermined billing proportion may be fixed, dynamic, hierarchical, etc. A fixed billing proportion is a proportion that parties agree on in advance, which is typically a fixed percentage. The dynamic account dividing proportion can be dynamically adjusted according to specific conditions or rules. For example, the billing proportion of an ad campaign may depend on the click-through or conversion rate of the ad. Hierarchical billing rates may exist in a multi-level structure where different parties share revenue in different rates. For example, a distribution network may include manufacturers, distributors, wholesalers, and retailers, each having different proportions of distribution for each tier.
Oil station settlement amount = oil money settlement amount-oil station oil price activity-transaction technical service fee-coupon subsidy. The amount of the oil deposit is the starting point of the deposit and is the amount of money before any offers, fees or subsidies are not calculated, and typically includes the price of the fuel or other product purchased. The oil price activity of the oil station refers to a special price or promotion activity that the oil station may offer. The transaction technical service fee is a fee involved in the cooperation of the platform and the payment service provider, such as a transaction commission fee. This portion of the transaction technical service fee is typically agreed for accounting by the system and the fueling station, most often in the form of fixed-ratio accounting. Oil station coupon subsidies are coupons issued by oil stations to attract customers or provide specific offers, typically in part by the oil station. The amount settled at the oil station is the amount that the payment service provider settles to the oil station after deducting all the fees involved in the transaction.
If the payment amount of the oil station is smaller than the actual payment amount of the user, the money distributed to the platform is equal to the difference between the actual payment amount of the user and the payment amount of the oil station.
Illustratively, the user charges 300 yuan of gasoline, pays 300 yuan, the oil station does not provide oil price activity or issue coupons, and the contracted platform transaction technique service fee is charged by 10%. And calculating by combining the oil station settlement amount formula, wherein the oil station settlement amount is 270 yuan, and the platform settlement amount is 30 yuan.
If the oil station settlement amount is greater than or equal to the real payment amount of the user, the platform marketing cushion fund amount is equal to the difference value between the oil station settlement amount and the real payment amount of the user.
Illustratively, the user charges 300 yuan of gasoline, 100 yuan of fuelling coupons provided by platform activities are used, the user pays 200 yuan, the fuelling station does not provide fuelling activities or issue coupons, and the platform transaction technology service charge is contracted for 10%. And according to the calculation of the oil station settlement amount formula, the oil station settlement amount is 270 yuan, and then the price of the marketing pad required by the platform is 70 yuan.
It should be noted that the platform fuel coupon in the example is different from the coupon subsidy indicated in the terminal settlement amount formula, which is provided by the system.
The notification module 205 is configured to notify a payment service provider to pay the account.
When the accounting action is completed, the payment service provider needs to be notified to pay the corresponding account to ensure that the parties receive their accounts earned in the pre-agreed proportion.
After the system completes the account dividing action, the accuracy of the account dividing data is verified, wherein the account dividing data comprises the account total amount to be divided and the proportion of each participant, and an automatic triggering notification flow is realized through an automatic script, an API call or an event trigger. The system generates a notification to the payment service provider that the notification content should include detailed information of the completion of the ledger, such as transaction ID, ledger scale, amount, etc.
After the system confirms receipt of the account, a confirmation response may be sent to the payment service provider to verify that the payment is completed and to record all payment and confirmation information in the system for future review and verification.
The accounting module 206 is configured to:
obtaining refund success time of a user applying refund;
determining refund and account depositing time according to the refund success time and the oil station shift-over time;
determining the refund and account separation time according to the refund and account separation time and the oil station type;
when the refund and account separation time is met, notifying an account separation fund return interface to carry out refund operation;
and when the refund and account separating time is not met, suspending an account separating and returning task.
When the user applies for successful refund, the system obtains the accurate time stamp of successful refund of the order, and ensures that the transaction time is accurately recorded. And determining refund and account depositing time according to the refund success time and the oil station shift time. If the refund success time is between the oil station shift time and the next oil station shift time, recording the refund accounting time as the oil station shift time. And determining refund and account separation time according to the refund and account deposit time and the type of the oil station. If the oil station type is the zero oil station type, determining refund and account separating time as refund and account depositing time; and if the oil station type is not the zero oil station type, determining that the refund billing time is the second day of the refund billing time.
By way of example, assuming today is 11, the non-zero oil station's daily shift time is 15:00, order A refund completion time is number 10 15:30, earlier than the current shift time, the last shift time, so the refund and check-in time is number 10, and the refund and check-out time is number 11. The refund completion time for order B is 15 for number 11: 30, later than the current shift time, so refund deposit time is No. 11, refund divide account time is No. 12.
And when the system time meets the refund and account separation time, the system informs the account separation fund return interface to carry out refund operation. If the transfer of the ledger funds return interface is successful, the ledger action is ended, and if the transfer of the ledger funds return interface is failed, the system sends out abnormal notification.
When the system time does not meet the refund and account separation time, the system suspends an account separation return task, and triggers and calls a account separation fund return interface to carry out refund operation again until the system time meets the refund and account separation time.
The system carries out abnormal notification prompt on the execution action, and is helpful for maintaining, monitoring and improving the stability and performance of the system. The abnormal notification can immediately warn a system administrator, a developer or related personnel of the problem, help to take measures in time when the problem occurs, thereby reducing the system downtime, quickly identifying potential faults or abnormal conditions, avoiding the problem from being upgraded into more serious faults, ensuring the system to run more reliably, reducing the risk of system breakdown or faults, and improving the stability of the system.
In an alternative embodiment, the notifying the ledger funds return interface of the refund operation includes:
judging whether the extractable balance is enough or not;
returning the refund when the presentable balance is sufficient;
and when the extractable balance is insufficient, returning account according to the extractable balance, and suspending a new account separating and returning task.
The system inquires the current oil station available balance and judges whether the available balance meets the refund balance of the user. If the extractable balance is greater than or equal to the refund balance of the user, updating the extractable balance of the oil station to be the refund-deducted balance. If the refund balance can be found by the oil station to be smaller than the refund balance of the user, the refund balance can be found by the oil station to be emptied, the debt of the oil station account credit system is calculated, and a new account separating and returning task is suspended. If the next refund and account separation time arrives, the oil station can withdraw that the balance still does not meet the debt of the oil station credit system, and then a new account separation and return task is suspended again until the refund is returned.
Suspending the accounting return task may increase the flexibility and robustness of the system to better address adverse conditions. Can be realized by adopting the following measures: setting the priority of the suspending task allows the system to preferentially process important or urgent tasks under the condition of the available balance with limited resources, so that the critical tasks are ensured not to be ignored due to insufficient resources; setting a task timeout mechanism, setting timeout time for each suspended task, and if the requirements of the extractable balance of the task cannot be met within the specified time, automatically triggering alternative schemes, such as updating refund order account dividing days by the system; and (3) implementing intelligent task sorting, and automatically sorting and suspending account-separating and returning tasks based on the amount of the tasks, the expiration date, the task type and other factor fitting algorithms.
The collection module 207 is configured to:
acquiring a payment scene of the user for paying the order;
determining a collection merchant number according to the payment scene;
and collecting payment fees of the user to the order according to the collection merchant number.
A payment scenario refers to a specific scenario in which a user makes a payment. This may include online shopping, restaurant ordering, fueling payment, electronic mall shopping, and the like. The system may set a payment scenario interface for each payment scenario, each payment scenario interface corresponding to a payment scenario interface identification. The user enters a corresponding payment scene through the payment scene interface to carry out ordering operation, and the system detects the payment scene of the payment order according to the payment scene interface which the user enters. The merchant number is an identifier used to distinguish between different merchants, and is typically assigned by a payment service provider, such as a payment instrument, weChat payment, bank, or the like. Determining the correct merchant number is a key step in ensuring that the payment account arrives at the correct merchant. The acquisition of the merchant number is typically assigned by the payment service provider when the merchant registers with the payment service. The system provides oiling service and charging service, each service item belongs to different business and collection scenes, a whole platform payment system is shared, and different business and collection merchant numbers are configured in different payment scenes.
According to the method and the system, the payment completion time of order payment is obtained by a user, the order account depositing time is determined according to the payment completion time and the oil station shift time, so that the order account separating time of the oil station is determined according to the type of the oil station and the order account depositing time, when the order account separating time is met, account separating clearing is carried out according to the oil money after the payment is completed, account is obtained, and finally a payment service provider is informed to pay the account. The order account entering time determined according to the payment completion time and the oil station shift switching time is more accurate; the order account dividing time is determined according to the order account entering time and the type of the oil station, so that different account dividing clearing is executed by different oil stations, the compatibility is strong, and the intelligent degree is high; automatic account sorting clearing is carried out when the order account sorting time is met, the risks of manual intervention and errors are reduced, and the operation efficiency and accuracy are improved.
The embodiment of the application also provides electronic equipment, which comprises a memory, a processor and a computer program stored on the memory and capable of running on the processor, wherein the processor realizes all or part of the steps of the automatic oil station clearing method when executing the computer program.
Fig. 3 is a schematic structural diagram of an electronic device according to an embodiment of the present application. In the preferred embodiment of the present application, the electronic device comprises a memory 31, at least one processor 32, at least one communication bus 33.
It will be appreciated by those skilled in the art that the configuration of the electronic device shown in fig. 3 is not limiting of the embodiments of the present application, and that either a bus-type configuration or a star-type configuration is possible, and that the electronic device 3 may also include more or less other hardware or a different arrangement of components than those illustrated.
In some embodiments, the electronic device 3 is a device capable of automatically performing numerical calculation and/or information processing according to a preset or stored instruction, and its hardware includes, but is not limited to, a microprocessor, an application specific integrated circuit, a programmable gate array, a digital processor, an embedded device, and the like. The electronic device 3 may further include a client device, where the client device includes, but is not limited to, any electronic product that can interact with a client by way of a keyboard, a mouse, a remote control, a touch pad, or a voice control device, such as a personal computer, a tablet computer, a smart phone, a digital camera, etc.
In some embodiments, the memory 31 has stored therein a computer program which, when executed by the at least one processor 32, performs all or part of the steps in the automatic clearing method as described. The Memory 31 includes Read-Only Memory (ROM), programmable Read-Only Memory (PROM), erasable programmable Read-Only Memory (EPROM), one-time programmable Read-Only Memory (One-time Programmable Read-Only Memory, OTPROM), electrically erasable rewritable Read-Only Memory (EEPROM), compact disc Read-Only Memory (Compact Disc Read-Only Memory, CD-ROM) or other optical disc Memory, magnetic tape Memory, or any other medium that can be used for computer-readable storage or carrying data. Further, the computer-readable storage medium mainly includes a storage program area and a storage data area, wherein the storage program area may store an operating system, an application program required for at least one function, and the like.
In some embodiments, the at least one processor 32 is a Control Unit (Control Unit) of the electronic device 3, connects the various components of the entire electronic device 3 using various interfaces and lines, and performs various functions of the electronic device 3 and processes data by running or executing programs or modules stored in the memory 31, and invoking data stored in the memory 31. For example, the at least one processor 32, when executing the computer program stored in the memory, implements all or part of the steps of the automatic oil station clearing accounting method described in embodiments of the present application; or realize all or part of the functions of automatic clearing and settlement of the oil station. The at least one processor 32 may be comprised of integrated circuits, such as a single packaged integrated circuit, or may be comprised of multiple integrated circuits packaged with the same or different functionality, including one or more central processing units (Central Processing Unit, CPU), microprocessors, digital processing chips, graphics processors, combinations of various control chips, and the like.
In some embodiments, the at least one communication bus 33 is arranged to enable connected communication between the memory 31 and the at least one processor 32 or the like. Although not shown, the electronic device 3 may further comprise a power source (such as a battery) for powering the various components, which may preferably be logically connected to the at least one processor 32 via a power management device, such that functions of managing charging, discharging, and power consumption are performed by the power management device. The power supply may also include one or more of any of a direct current or alternating current power supply, recharging device, power failure detection circuit, power converter or inverter, power status indicator, etc. The electronic device 3 may further include various sensors, bluetooth modules, wi-Fi modules, etc., which will not be described herein.
The integrated units implemented in the form of software functional modules described above may be stored in a computer readable storage medium. The software functional modules described above are stored in a storage medium that includes instructions for causing a processor (processor) to perform portions of the methods described in various embodiments of the present application.
In the several embodiments provided in this application, it should be understood that the disclosed apparatus and method may be implemented in other ways. For example, the above-described apparatus embodiments are merely illustrative, and for example, the division of the modules is merely a logical function division, and there may be other manners of division when actually implemented.
The modules described as separate components may or may not be physically separate, and components shown as modules may or may not be physical units, may be located in one place, or may be distributed over multiple network units. Some or all of the modules may be selected according to actual needs to achieve the purpose of the solution of this embodiment.
The foregoing is merely specific embodiments of the present application, but the scope of the present application is not limited thereto, and any person skilled in the art can easily think about changes or substitutions within the technical scope of the present application, and the changes and substitutions are intended to be covered by the scope of the present application.

Claims (10)

1. An automatic clearing method for an oil station, the method comprising:
acquiring payment completion time for a user to complete order payment;
Determining order entry time according to the payment completion time and the oil station shift-over time;
identifying the type of the oil station, and determining the order accounting time of the oil station according to the type and the order accounting time;
when the order account separating time is met, account separating and clearing are carried out according to the oil money after payment is completed, and account is obtained;
notifying a payment service provider to pay the account.
2. The method of automatic clearing of an oil station of claim 1, wherein said determining an order entry time based on the payment completion time and the oil station shift time comprises:
and when the payment completion time is between the oil station shift time and the next oil station shift time, determining the oil station shift time as the order entry time.
3. The method of claim 2, wherein determining an order accounting time for the oil depot based on the type and the order entry time comprises:
when the type is a zero oil station type, determining that the order accounting time is the order entry time;
and when the type is a non-zero oil station type, determining that the order billing time is the next day of the order billing time.
4. The automatic clearing method for an oil station of claim 1, wherein said identifying the type of oil station comprises:
acquiring the identification of the oil station;
and determining the type of the oil station corresponding to the identification according to a preset oil station type mapping table.
5. The method for automatic clearing of an oil station of claim 1, further comprising:
obtaining refund success time of a user applying refund;
determining refund and account depositing time according to the refund success time and the oil station shift-over time;
determining the refund and account separation time according to the refund and account separation time and the oil station type;
when the refund and account separation time is met, notifying an account separation fund return interface to carry out refund operation;
and when the refund and account separating time is not met, suspending an account separating and returning task.
6. The method of claim 5, wherein notifying the split funds return interface of the refund operation comprises:
judging whether the extractable balance is enough or not;
returning the refund when the presentable balance is sufficient;
and when the extractable balance is insufficient, returning account according to the extractable balance, and suspending a new account separating and returning task.
7. The method for automatic clearing of an oil station of claim 5, further comprising:
acquiring a payment scene of the user for paying the order;
determining a collection merchant number according to the payment scene;
and collecting payment fees of the user to the order according to the collection merchant number.
8. An automatic clearing device for an oil station, the device comprising:
the acquisition module is used for acquiring payment completion time for completing order payment by a user;
the determining module is used for determining order entry time according to the payment completion time and the oil station shift-over time;
the identification module is used for identifying the type of the oil station and determining the order accounting time of the oil station according to the type and the order accounting time;
the clearing module is used for clearing the account according to the paid oil money to obtain the account when the order account clearing time is met;
and the notification module is used for notifying a payment service provider to pay the account.
9. An electronic device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, the processor implementing the steps of the automatic oil station clearing method of any one of claims 1 to 7 when the computer program is executed.
10. A computer-readable storage medium, on which a computer program is stored, characterized in that the computer program, when being executed by a processor, implements the steps of the automatic oil station clearing method according to any one of claims 1 to 7.
CN202311460476.9A 2023-11-03 2023-11-03 Automatic clearing and counting method and device for oil station, electronic equipment and storage medium Pending CN117455475A (en)

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Application Number Priority Date Filing Date Title
CN202311460476.9A CN117455475A (en) 2023-11-03 2023-11-03 Automatic clearing and counting method and device for oil station, electronic equipment and storage medium

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Application Number Priority Date Filing Date Title
CN202311460476.9A CN117455475A (en) 2023-11-03 2023-11-03 Automatic clearing and counting method and device for oil station, electronic equipment and storage medium

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