CN117408522A - Tail payment risk early warning method, system and medium - Google Patents
Tail payment risk early warning method, system and medium Download PDFInfo
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Abstract
The embodiment of the application provides a tail payment risk early warning method, a system and a medium, wherein the method comprises the following steps: acquiring trade contract information, generating trade cargo category information according to the trade contract information, and generating a matched transportation destination according to the trade cargo category information; acquiring a transportation origin, analyzing a transportation strategy according to the origin and the transportation destination, and generating transportation state information according to the transportation strategy; analyzing transportation risk according to the transportation state information, and analyzing tail payment risk information according to the transportation risk; generating early warning information from the payment risk information of the tail money, and transmitting the early warning information to the terminal in real time; and analyzing whether the cargo transportation state and the time to reach the transportation destination meet the requirements or not according to the trade contract information, and analyzing transportation risk according to the cargo transportation state information, so that dynamic early warning is carried out on the payment risk of the tail money, and the safety of the payment of the tail money is improved.
Description
Technical Field
The application relates to the field of payment risk early warning, in particular to a tail payment risk early warning method, a tail payment risk early warning system and a tail payment risk early warning medium.
Background
Foreign trade refers to commodity and service transactions conducted across countries. With the continuous acceleration of globalization process, foreign trade activities are increasingly frequent, and trade sizes are also increasing year by year. Foreign trade relates to a plurality of links such as purchasing, quality inspection, payment settlement of goods, and the like, a certain transaction risk exists, a certain amount of deposit needs to be paid before in the payment link process, the tail money needs to be paid after the goods arrive at a port, the payment risk can occur in the tail money payment process, in the existing payment risk early warning method, the transportation integrity of the goods cannot be analyzed according to the integrity of the goods, so that a certain cargo transportation risk is caused after the tail money is paid, in the existing risk early warning method, the time for the goods to arrive at a transportation destination is not analyzed according to the transportation state of the goods, so that the time node of the tail money payment is reasonably controlled, and an effective technical solution is needed at present.
Disclosure of Invention
An object of the embodiment of the application is to provide a tail payment risk early warning method, system and medium, which analyze whether the cargo transportation state and the time to reach the transportation destination meet the requirements according to trade contract information, and analyze the transportation risk according to the cargo transportation state information, so as to dynamically early warn the tail payment risk and improve the safety of the tail payment.
The embodiment of the application also provides a tail payment risk early warning method, which comprises the following steps:
acquiring trade contract information, generating trade cargo category information according to the trade contract information, and generating a matched transportation destination according to the trade cargo category information;
acquiring a transportation origin, analyzing a transportation strategy according to the origin and the transportation destination, and generating transportation state information according to the transportation strategy;
analyzing transportation risk according to the transportation state information, and analyzing tail payment risk information according to the transportation risk;
generating early warning information from the tail payment risk information, and transmitting the early warning information to the terminal in real time.
Optionally, in the tail payment risk early warning method according to the embodiment of the present application, trade contract information is obtained, trade goods category information is generated according to the trade contract information, and a matched transportation destination is generated according to the trade goods category information, which specifically includes:
acquiring trade contract information and generating trade goods information according to the trade contract information;
classifying the trade goods information to generate goods in a plurality of categories;
generating transportation requirements according to the transportation standards of cargoes, and matching corresponding transportation ports according to the transportation requirements to obtain matching degree;
if the matching degree is larger than a preset matching degree threshold value, setting a corresponding transportation port as a transportation destination;
acquiring state information of a transport port, and analyzing stock information of the port according to the state information of the transport port;
analyzing idle information of the transport port according to the stock information of the transport port;
and adjusting the transportation destination according to the idle information, and generating a final transportation destination.
Optionally, in the tail payment risk early warning method according to the embodiment of the present application, the method includes obtaining a transportation origin, analyzing a transportation policy according to the origin and the transportation destination, and generating and obtaining transportation status information according to the transportation policy, including:
acquiring weather information of an origin and weather information of a destination;
matching the type information of the transported goods according to the weather information of the origin, and comparing the type information of the transported goods with the weather information of the destination to judge whether the weather requirement of the destination is met or not;
if yes, transporting the goods to the matched destination, and analyzing a time node when the goods reach the destination;
calculating a time node of the tail payment according to the time node of the goods reaching the destination;
and adjusting the time node of the tail payment in real time according to the cargo transportation state information.
Optionally, in the method for early warning the payment risk of the tail deposit according to the embodiment of the present application, the transportation risk is analyzed according to the transportation state information, and the payment risk information of the tail deposit is analyzed according to the transportation risk, which specifically includes:
acquiring an origin and a transportation destination, and generating standard transportation track information;
acquiring transportation state information, and analyzing transportation position information of different time nodes according to the transportation state information;
generating current transportation track information according to the transportation information of different time nodes;
comparing the current transportation track information with the standard transportation track information to obtain a track deviation rate;
analyzing track deviation information according to the track deviation rate, and analyzing transportation risk information according to the track deviation information;
and analyzing the payment risk information of the tail money according to the transportation risk information.
Optionally, in the method for early warning the payment risk of the tail deposit according to the embodiment of the present application, analyzing the payment risk information of the tail deposit according to the transportation risk information specifically includes:
analyzing the time of the goods reaching the transportation destination according to the origin and the transportation destination;
calculating the difference value between the time of the goods arriving at the transportation destination and the preset time to obtain a time difference;
if the time difference is greater than or equal to a preset time threshold, analyzing the abnormal transportation state according to the current position information of the goods and the standard transportation track;
if the time difference is smaller than the preset time threshold, calculating the final money amount according to the order information of the goods, and paying the final money amount.
Optionally, in the tail payment risk early warning method according to the embodiment of the present application, the method further includes, after acquiring a transportation origin, analyzing a transportation policy according to the origin and the transportation destination, and generating the acquired transportation state information according to the transportation policy:
calculating the time for the goods to reach the destination according to the transportation state information, and comparing the time for the goods to reach the destination with preset time to obtain a time deviation rate;
judging whether the time deviation rate is larger than or equal to a preset time threshold value;
if the information is greater than or equal to the preset value, generating tail payment risk early warning information, and transmitting the tail payment risk early warning information to the terminal in real time;
if the payment is smaller than the destination, paying the tail money according to the time of reaching the destination.
In a second aspect, an embodiment of the present application provides a tail payment risk early warning system, including: the system comprises a memory and a processor, wherein the memory comprises a program of a tail payment risk early warning method, and the program of the tail payment risk early warning method realizes the following steps when being executed by the processor:
acquiring trade contract information, generating trade cargo category information according to the trade contract information, and generating a matched transportation destination according to the trade cargo category information;
acquiring a transportation origin, analyzing a transportation strategy according to the origin and the transportation destination, and generating transportation state information according to the transportation strategy;
analyzing transportation risk according to the transportation state information, and analyzing tail payment risk information according to the transportation risk;
generating early warning information from the tail payment risk information, and transmitting the early warning information to the terminal in real time.
Optionally, in the tail payment risk early warning system according to the embodiment of the present application, trade contract information is obtained, trade cargo category information is generated according to the trade contract information, and a matched transportation destination is generated according to the trade cargo category information, which specifically includes:
acquiring trade contract information and generating trade goods information according to the trade contract information;
classifying the trade goods information to generate goods in a plurality of categories;
generating transportation requirements according to the transportation standards of cargoes, and matching corresponding transportation ports according to the transportation requirements to obtain matching degree;
if the matching degree is larger than a preset matching degree threshold value, setting a corresponding transportation port as a transportation destination;
acquiring state information of a transport port, and analyzing stock information of the port according to the state information of the transport port;
analyzing idle information of the transport port according to the stock information of the transport port;
and adjusting the transportation destination according to the idle information, and generating a final transportation destination.
Optionally, in the tail payment risk early warning system described in the embodiments of the present application, the method includes obtaining a transportation origin, analyzing a transportation policy according to the origin and the transportation destination, and generating and obtaining transportation status information according to the transportation policy, including:
acquiring weather information of an origin and weather information of a destination;
matching the type information of the transported goods according to the weather information of the origin, and comparing the type information of the transported goods with the weather information of the destination to judge whether the weather requirement of the destination is met or not;
if yes, transporting the goods to the matched destination, and analyzing a time node when the goods reach the destination;
calculating a time node of the tail payment according to the time node of the goods reaching the destination;
and adjusting the time node of the tail payment in real time according to the cargo transportation state information.
In a third aspect, an embodiment of the present application further provides a computer readable storage medium, where the computer readable storage medium includes a tail payment risk early warning method program, where the tail payment risk early warning method program, when executed by a processor, implements the steps of the tail payment risk early warning method according to any one of the foregoing embodiments.
As can be seen from the above, the tail payment risk early warning method, system and medium provided by the embodiments of the present application generate trade goods category information according to trade contract information by acquiring the trade contract information, and generate a matched transportation destination according to the trade goods category information; acquiring a transportation origin, analyzing a transportation strategy according to the origin and the transportation destination, and generating transportation state information according to the transportation strategy; analyzing transportation risk according to the transportation state information, and analyzing tail payment risk information according to the transportation risk; generating early warning information from the payment risk information of the tail money, and transmitting the early warning information to the terminal in real time; and analyzing whether the cargo transportation state and the time to reach the transportation destination meet the requirements or not according to the trade contract information, and analyzing transportation risk according to the cargo transportation state information, so that dynamic early warning is carried out on the payment risk of the tail money, and the safety of the payment of the tail money is improved.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present application, the drawings that are needed in the embodiments of the present application will be briefly described below, it should be understood that the following drawings only illustrate some embodiments of the present application and should not be considered as limiting the scope, and other related drawings may be obtained according to these drawings without inventive effort for a person skilled in the art.
Fig. 1 is a flowchart of a tail payment risk early warning method provided in an embodiment of the present application;
fig. 2 is a flow chart of a method for adjusting a transportation destination of a tail payment risk early warning method according to an embodiment of the present application;
fig. 3 is a flowchart of a method for analyzing a tail payment time node of the tail payment risk early warning method according to an embodiment of the present application.
Detailed Description
The following description of the embodiments of the present application will be made clearly and completely with reference to the drawings in the embodiments of the present application, and it is apparent that the described embodiments are only some embodiments of the present application, not all embodiments. The components of the embodiments of the present application, which are generally described and illustrated in the figures herein, may be arranged and designed in a wide variety of different configurations. Thus, the following detailed description of the embodiments of the present application, as provided in the accompanying drawings, is not intended to limit the scope of the application, as claimed, but is merely representative of selected embodiments of the application. All other embodiments, which can be made by those skilled in the art based on the embodiments of the present application without making any inventive effort, are intended to be within the scope of the present application.
It should be noted that like reference numerals and letters refer to like items in the following figures, and thus once an item is defined in one figure, no further definition or explanation thereof is necessary in the following figures. Meanwhile, in the description of the present application, the terms "first", "second", and the like are used only to distinguish the description, and are not to be construed as indicating or implying relative importance.
Referring to fig. 1, fig. 1 is a flowchart of a tail payment risk early warning method according to some embodiments of the present application. The tail payment risk early warning method is used in terminal equipment and comprises the following steps:
s101, acquiring trade contract information, generating trade cargo category information according to the trade contract information, and generating a matched transportation destination according to the trade cargo category information;
s102, acquiring a transportation origin, analyzing a transportation strategy according to the origin and the transportation destination, and generating and acquiring transportation state information according to the transportation strategy;
s103, analyzing transportation risk according to the transportation state information, and analyzing tail payment risk information according to the transportation risk;
s104, generating early warning information from the tail payment risk information, and transmitting the early warning information to the terminal in real time.
It should be noted that, through analysis trade contract information, trade contract information is trade order information, carries out the category analysis of transportation goods according to trade order information, carries out the matching of transportation destination according to different goods categories, guarantees that the goods can be safely transported to the destination, carries out the formulation of transportation strategy through analysis origin and destination to improve the precision of goods transportation, guarantee that the goods can be transported to the destination according to the requirement, reduce transportation risk.
Referring to fig. 2, fig. 2 is a flow chart of a method for adjusting a transportation destination of a tail payment risk early warning method according to some embodiments of the present application. According to the embodiment of the invention, trade contract information is acquired, trade goods category information is generated according to the trade contract information, and matched transportation destinations are generated according to the trade goods category information, and the method specifically comprises the following steps:
s201, acquiring trade contract information, generating trade goods information according to the trade contract information, classifying the trade goods information, and generating a plurality of types of goods;
s202, generating transportation requirements according to the transportation standards of cargoes, and matching corresponding transportation ports according to the transportation requirements to obtain matching degree;
s203, if the matching degree is larger than a preset matching degree threshold value, setting a corresponding transportation port as a transportation destination;
s204, acquiring state information of the transportation port, and analyzing stock information of the port according to the state information of the transportation port;
s205, analyzing the idle information of the transport port according to the stock information of the transport port, and adjusting the transport destination according to the idle information to generate a final transport destination.
It should be noted that, matching the transportation destination according to the cargo category, analyzing the state of the transportation port of the transportation destination and the current stock to analyze the bearing capacity of the transportation port in real time, so as to analyze the idle state of the port, and real-time adjusting the transportation destination according to the stock and the idle state of the port, so as to ensure that the transportation port meets the transportation requirement.
Referring to fig. 3, fig. 3 is a flowchart of a method for analyzing a payment time node of a payment risk early warning method of a payment in some embodiments of the present application. According to the embodiment of the invention, a transportation origin is obtained, a transportation strategy is analyzed according to the origin and the transportation destination, and transportation state information is generated according to the transportation strategy, which concretely comprises the following steps:
s301, acquiring weather information of an origin and weather information of a destination;
s302, matching the type information of the transported goods according to the weather information of the origin, and comparing the type information of the transported goods with the weather information of the destination to judge whether the weather requirement of the destination is met or not;
s303, if yes, transporting the goods to the matched destination, and analyzing a time node when the goods reach the destination;
s304, calculating a time node of the payment of the tail money according to the time node of the goods reaching the destination;
s305, adjusting the time node of the tail payment in real time according to the cargo transportation state information.
It should be noted that, by analyzing the weather information of the origin and the destination, the weather information can be understood as weather information, and whether the weather of the destination meets the requirement of cargo transportation is analyzed according to the weather information, so that the matching degree of the transportation destination and the cargo is ensured, and the safety of the cargo reaching the destination is ensured.
According to the embodiment of the invention, the transportation risk is analyzed according to the transportation state information, and the tail payment risk information is analyzed according to the transportation risk, which specifically comprises the following steps:
acquiring an origin and a transportation destination, and generating standard transportation track information;
acquiring transportation state information, and analyzing transportation position information of different time nodes according to the transportation state information;
generating current transportation track information according to the transportation information of different time nodes;
comparing the current transportation track information with the standard transportation track information to obtain a track deviation rate;
analyzing track deviation information according to the track deviation rate, and analyzing transportation risk information according to the track deviation information;
and analyzing the payment risk information of the tail money according to the transportation risk information.
It should be noted that, carry out transportation track judgement according to transportation information to track deviation in the analysis cargo transportation process, track deviation according to track deviation analysis, guarantee that the transportation track of goods can not appear the skew, improve the time accuracy of cargo transportation, when carrying out the payment of tail money, reduce the risk after the payment of tail money.
According to the embodiment of the invention, the tail payment risk information is analyzed according to the transportation risk information, and the method specifically comprises the following steps:
analyzing the time of the goods reaching the transportation destination according to the origin and the transportation destination;
calculating the difference value between the time of the goods arriving at the transportation destination and the preset time to obtain a time difference;
if the time difference is greater than or equal to a preset time threshold, analyzing the abnormal transportation state according to the current position information of the goods and the standard transportation track;
if the time difference is smaller than the preset time threshold, calculating the final money amount according to the order information of the goods, and paying the final money amount.
It should be noted that, through the position change in the analysis cargo transportation process, the time that the analysis cargo arrived the destination is carried out to the accurate abnormal transportation state in the analysis cargo transportation process, and carry out strict control to the payment time node of the end money, improve the payment security.
According to the embodiment of the invention, the method comprises the steps of obtaining a transportation origin, analyzing a transportation strategy according to the origin and the transportation destination, and generating the obtained transportation state information according to the transportation strategy, and then further comprises the following steps:
calculating the time for the goods to reach the destination according to the transportation state information, and comparing the time for the goods to reach the destination with preset time to obtain a time deviation rate;
judging whether the time deviation rate is larger than or equal to a preset time threshold value;
if the information is greater than or equal to the preset value, generating tail payment risk early warning information, and transmitting the tail payment risk early warning information to the terminal in real time;
if the payment is smaller than the destination, paying the tail money according to the time of reaching the destination.
It should be noted that, the abnormal condition in the cargo transportation process is judged by analyzing the time when the cargo arrives at the destination, so that risk early warning is carried out on the tail payment, and the payment loss is reduced.
According to an embodiment of the present invention, further comprising: acquiring trade data, and analyzing the goods category and the goods delivery quantity according to the trade data;
comparing the goods delivery quantity with the goods stock information of the manufacturer of the corresponding category, and analyzing whether the goods delivery quantity meets the delivery requirement;
if the requirements are met, transporting the goods according to a preset transportation track;
if the requirement is not met, the production efficiency of the manufacturer is analyzed, the time for achieving the delivery amount of the goods is calculated according to the production efficiency, and if the time for achieving the delivery amount of the goods meets the requirement, the goods are produced and transported according to the production efficiency of the manufacturer;
if the time requirement of the delivery is not met, calculating the difference value of the delivery amount, and matching other manufacturers to produce together according to the difference value of the delivery amount.
In a second aspect, an embodiment of the present application provides a tail payment risk early warning system, including: the system comprises a memory and a processor, wherein the memory comprises a program of a tail payment risk early warning method, and the program of the tail payment risk early warning method realizes the following steps when being executed by the processor:
acquiring trade contract information, generating trade cargo category information according to the trade contract information, and generating a matched transportation destination according to the trade cargo category information;
acquiring a transportation origin, analyzing a transportation strategy according to the origin and the transportation destination, and generating transportation state information according to the transportation strategy;
analyzing transportation risk according to the transportation state information, and analyzing tail payment risk information according to the transportation risk;
generating early warning information from the tail payment risk information, and transmitting the early warning information to the terminal in real time.
It should be noted that, through analysis trade contract information, trade contract information is trade order information, carries out the category analysis of transportation goods according to trade order information, carries out the matching of transportation destination according to different goods categories, guarantees that the goods can be safely transported to the destination, carries out the formulation of transportation strategy through analysis origin and destination to improve the precision of goods transportation, guarantee that the goods can be transported to the destination according to the requirement, reduce transportation risk.
According to the embodiment of the invention, trade contract information is acquired, trade goods category information is generated according to the trade contract information, and matched transportation destinations are generated according to the trade goods category information, and the method specifically comprises the following steps:
acquiring trade contract information and generating trade goods information according to the trade contract information;
classifying the trade goods information to generate goods in a plurality of categories;
generating transportation requirements according to the transportation standards of cargoes, and matching corresponding transportation ports according to the transportation requirements to obtain matching degree;
if the matching degree is larger than a preset matching degree threshold value, setting a corresponding transportation port as a transportation destination;
acquiring state information of a transport port, and analyzing stock information of the port according to the state information of the transport port;
analyzing idle information of the transport port according to the stock information of the transport port;
and adjusting the transportation destination according to the idle information, and generating a final transportation destination.
It should be noted that, matching the transportation destination according to the cargo category, analyzing the state of the transportation port of the transportation destination and the current stock to analyze the bearing capacity of the transportation port in real time, so as to analyze the idle state of the port, and real-time adjusting the transportation destination according to the stock and the idle state of the port, so as to ensure that the transportation port meets the transportation requirement.
According to the embodiment of the invention, a transportation origin is obtained, a transportation strategy is analyzed according to the origin and the transportation destination, and transportation state information is generated according to the transportation strategy, which concretely comprises the following steps:
acquiring weather information of an origin and weather information of a destination;
matching the type information of the transported goods according to the weather information of the origin, and comparing the type information of the transported goods with the weather information of the destination to judge whether the weather requirement of the destination is met or not;
if yes, transporting the goods to the matched destination, and analyzing a time node when the goods reach the destination;
calculating a time node of the tail payment according to the time node of the goods reaching the destination;
and adjusting the time node of the tail payment in real time according to the cargo transportation state information.
It should be noted that, by analyzing the weather information of the origin and the destination, the weather information can be understood as weather information, and whether the weather of the destination meets the requirement of cargo transportation is analyzed according to the weather information, so that the matching degree of the transportation destination and the cargo is ensured, and the safety of the cargo reaching the destination is ensured.
According to the embodiment of the invention, the transportation risk is analyzed according to the transportation state information, and the tail payment risk information is analyzed according to the transportation risk, which specifically comprises the following steps:
acquiring an origin and a transportation destination, and generating standard transportation track information;
acquiring transportation state information, and analyzing transportation position information of different time nodes according to the transportation state information;
generating current transportation track information according to the transportation information of different time nodes;
comparing the current transportation track information with the standard transportation track information to obtain a track deviation rate;
analyzing track deviation information according to the track deviation rate, and analyzing transportation risk information according to the track deviation information;
and analyzing the payment risk information of the tail money according to the transportation risk information.
It should be noted that, carry out transportation track judgement according to transportation information to track deviation in the analysis cargo transportation process, track deviation according to track deviation analysis, guarantee that the transportation track of goods can not appear the skew, improve the time accuracy of cargo transportation, when carrying out the payment of tail money, reduce the risk after the payment of tail money.
According to the embodiment of the invention, the tail payment risk information is analyzed according to the transportation risk information, and the method specifically comprises the following steps:
analyzing the time of the goods reaching the transportation destination according to the origin and the transportation destination;
calculating the difference value between the time of the goods arriving at the transportation destination and the preset time to obtain a time difference;
if the time difference is greater than or equal to a preset time threshold, analyzing the abnormal transportation state according to the current position information of the goods and the standard transportation track;
if the time difference is smaller than the preset time threshold, calculating the final money amount according to the order information of the goods, and paying the final money amount.
It should be noted that, through the position change in the analysis cargo transportation process, the time that the analysis cargo arrived the destination is carried out to the accurate abnormal transportation state in the analysis cargo transportation process, and carry out strict control to the payment time node of the end money, improve the payment security.
According to the embodiment of the invention, the method comprises the steps of obtaining a transportation origin, analyzing a transportation strategy according to the origin and the transportation destination, and generating the obtained transportation state information according to the transportation strategy, and then further comprises the following steps:
calculating the time for the goods to reach the destination according to the transportation state information, and comparing the time for the goods to reach the destination with preset time to obtain a time deviation rate;
judging whether the time deviation rate is larger than or equal to a preset time threshold value;
if the information is greater than or equal to the preset value, generating tail payment risk early warning information, and transmitting the tail payment risk early warning information to the terminal in real time;
if the payment is smaller than the destination, paying the tail money according to the time of reaching the destination.
It should be noted that, the abnormal condition in the cargo transportation process is judged by analyzing the time when the cargo arrives at the destination, so that risk early warning is carried out on the tail payment, and the payment loss is reduced.
According to an embodiment of the present invention, further comprising: acquiring trade data, and analyzing the goods category and the goods delivery quantity according to the trade data;
comparing the goods delivery quantity with the goods stock information of the manufacturer of the corresponding category, and analyzing whether the goods delivery quantity meets the delivery requirement;
if the requirements are met, transporting the goods according to a preset transportation track;
if the requirement is not met, the production efficiency of the manufacturer is analyzed, the time for achieving the delivery amount of the goods is calculated according to the production efficiency, and if the time for achieving the delivery amount of the goods meets the requirement, the goods are produced and transported according to the production efficiency of the manufacturer;
if the time requirement of the delivery is not met, calculating the difference value of the delivery amount, and matching other manufacturers to produce together according to the difference value of the delivery amount.
A third aspect of the present invention provides a computer readable storage medium, the readable storage medium including a tail payment risk early warning method program, which when executed by a processor, implements the steps of a tail payment risk early warning method as described in any of the above.
The invention discloses a tail payment risk early warning method, a tail payment risk early warning system and a tail payment risk early warning medium, which are characterized in that trade contract information is acquired, trade goods category information is generated according to the trade contract information, and a matched transportation destination is generated according to the trade goods category information; acquiring a transportation origin, analyzing a transportation strategy according to the origin and the transportation destination, and generating transportation state information according to the transportation strategy; analyzing transportation risk according to the transportation state information, and analyzing tail payment risk information according to the transportation risk; generating early warning information from the payment risk information of the tail money, and transmitting the early warning information to the terminal in real time; and analyzing whether the cargo transportation state and the time to reach the transportation destination meet the requirements or not according to the trade contract information, and analyzing transportation risk according to the cargo transportation state information, so that dynamic early warning is carried out on the payment risk of the tail money, and the safety of the payment of the tail money is improved.
In the several embodiments provided in this application, it should be understood that the disclosed apparatus and method may be implemented in other ways. The above described device embodiments are only illustrative, e.g. the division of units is only one logical function division, and there may be other divisions in actual implementation, such as: multiple units or components may be combined or may be integrated into another system, or some features may be omitted, or not performed. In addition, the various components shown or discussed may be coupled or directly coupled or communicatively coupled to each other via some interface, whether indirectly coupled or communicatively coupled to devices or units, whether electrically, mechanically, or otherwise.
The units described above as separate components may or may not be physically separate, and components shown as units may or may not be physical units; can be located in one place or distributed to a plurality of network units; some or all of the units may be selected according to actual needs to achieve the purpose of the solution of this embodiment.
In addition, each functional unit in each embodiment of the present invention may be integrated in one processing unit, or each unit may be separately used as one unit, or two or more units may be integrated in one unit; the integrated units may be implemented in hardware or in hardware plus software functional units.
Those of ordinary skill in the art will appreciate that: all or part of the steps for implementing the above method embodiments may be implemented by hardware related to program instructions, and the foregoing program may be stored in a readable storage medium, where the program, when executed, performs steps including the above method embodiments; and the aforementioned storage medium includes: a mobile storage device, a Read-Only Memory (ROM), a random access Memory (RAM, random Access Memory), a magnetic disk or an optical disk, or the like, which can store program codes.
Alternatively, the above-described integrated units of the present invention may be stored in a readable storage medium if implemented in the form of software functional modules and sold or used as separate products. Based on such understanding, the technical solution of the embodiments of the present invention may be embodied in essence or a part contributing to the prior art in the form of a software product stored in a storage medium, including several instructions for causing a computer device (which may be a personal computer, a server, or a network device, etc.) to execute all or part of the methods described in the embodiments of the present invention. And the aforementioned storage medium includes: a removable storage device, ROM, RAM, magnetic or optical disk, or other medium capable of storing program code.
Claims (10)
1. The tail payment risk early warning method is characterized by comprising the following steps of:
acquiring trade contract information, generating trade cargo category information according to the trade contract information, and generating a matched transportation destination according to the trade cargo category information;
acquiring a transportation origin, analyzing a transportation strategy according to the origin and the transportation destination, and generating transportation state information according to the transportation strategy;
analyzing transportation risk according to the transportation state information, and analyzing tail payment risk information according to the transportation risk;
generating early warning information from the tail payment risk information, and transmitting the early warning information to the terminal in real time.
2. The method of claim 1, wherein the steps of obtaining trade contract information, generating trade cargo category information based on the trade contract information, and generating a matched shipping destination based on the trade cargo category information include:
acquiring trade contract information and generating trade goods information according to the trade contract information;
classifying the trade goods information to generate goods in a plurality of categories;
generating transportation requirements according to the transportation standards of cargoes, and matching corresponding transportation ports according to the transportation requirements to obtain matching degree;
if the matching degree is larger than a preset matching degree threshold value, setting a corresponding transportation port as a transportation destination;
acquiring state information of a transport port, and analyzing stock information of the port according to the state information of the transport port;
analyzing idle information of the transport port according to the stock information of the transport port;
and adjusting the transportation destination according to the idle information, and generating a final transportation destination.
3. The tail payment risk early warning method according to claim 2, wherein the steps of obtaining a transportation origin, analyzing a transportation policy according to the origin and the transportation destination, and generating and obtaining transportation state information according to the transportation policy include:
acquiring weather information of an origin and weather information of a destination;
matching the type information of the transported goods according to the weather information of the origin, and comparing the type information of the transported goods with the weather information of the destination to judge whether the weather requirement of the destination is met or not;
if yes, transporting the goods to the matched destination, and analyzing a time node when the goods reach the destination;
calculating a time node of the tail payment according to the time node of the goods reaching the destination;
and adjusting the time node of the tail payment in real time according to the cargo transportation state information.
4. The method for early warning of payment risk of a tail deposit according to claim 3, wherein the analyzing the transportation risk according to the transportation state information and the analyzing the payment risk information of the tail deposit according to the transportation risk specifically comprises:
acquiring an origin and a transportation destination, and generating standard transportation track information;
acquiring transportation state information, and analyzing transportation position information of different time nodes according to the transportation state information;
generating current transportation track information according to the transportation information of different time nodes;
comparing the current transportation track information with the standard transportation track information to obtain a track deviation rate;
analyzing track deviation information according to the track deviation rate, and analyzing transportation risk information according to the track deviation information;
and analyzing the payment risk information of the tail money according to the transportation risk information.
5. The method for early warning of payment risk of a tail deposit according to claim 4, wherein the analyzing the payment risk information of the tail deposit according to the transportation risk information specifically comprises:
analyzing the time of the goods reaching the transportation destination according to the origin and the transportation destination;
calculating the difference value between the time of the goods arriving at the transportation destination and the preset time to obtain a time difference;
if the time difference is greater than or equal to a preset time threshold, analyzing the abnormal transportation state according to the current position information of the goods and the standard transportation track;
if the time difference is smaller than the preset time threshold, calculating the final money amount according to the order information of the goods, and paying the final money amount.
6. The method of claim 5, wherein the steps of obtaining the transportation origin, analyzing the transportation policy according to the origin and the transportation destination, and generating the obtained transportation status information according to the transportation policy, further comprise:
calculating the time for the goods to reach the destination according to the transportation state information, and comparing the time for the goods to reach the destination with preset time to obtain a time deviation rate;
judging whether the time deviation rate is larger than or equal to a preset time threshold value;
if the information is greater than or equal to the preset value, generating tail payment risk early warning information, and transmitting the tail payment risk early warning information to the terminal in real time;
if the payment is smaller than the destination, paying the tail money according to the time of reaching the destination.
7. A tail payment risk early warning system, the system comprising: the system comprises a memory and a processor, wherein the memory comprises a program of a tail payment risk early warning method, and the program of the tail payment risk early warning method realizes the following steps when being executed by the processor:
acquiring trade contract information, generating trade cargo category information according to the trade contract information, and generating a matched transportation destination according to the trade cargo category information;
acquiring a transportation origin, analyzing a transportation strategy according to the origin and the transportation destination, and generating transportation state information according to the transportation strategy;
analyzing transportation risk according to the transportation state information, and analyzing tail payment risk information according to the transportation risk;
generating early warning information from the tail payment risk information, and transmitting the early warning information to the terminal in real time.
8. The tail payment risk early warning system of claim 7, wherein the method comprises the steps of obtaining trade contract information, generating trade cargo category information based on the trade contract information, and generating a matched transportation destination based on the trade cargo category information, and specifically comprises:
acquiring trade contract information and generating trade goods information according to the trade contract information;
classifying the trade goods information to generate goods in a plurality of categories;
generating transportation requirements according to the transportation standards of cargoes, and matching corresponding transportation ports according to the transportation requirements to obtain matching degree;
if the matching degree is larger than a preset matching degree threshold value, setting a corresponding transportation port as a transportation destination;
acquiring state information of a transport port, and analyzing stock information of the port according to the state information of the transport port;
analyzing idle information of the transport port according to the stock information of the transport port;
and adjusting the transportation destination according to the idle information, and generating a final transportation destination.
9. The tail payment risk early warning system of claim 8, wherein the acquiring the transportation origin, analyzing the transportation policy according to the origin and the transportation destination, and generating the acquiring transportation status information according to the transportation policy, specifically comprises:
acquiring weather information of an origin and weather information of a destination;
matching the type information of the transported goods according to the weather information of the origin, and comparing the type information of the transported goods with the weather information of the destination to judge whether the weather requirement of the destination is met or not;
if yes, transporting the goods to the matched destination, and analyzing a time node when the goods reach the destination;
calculating a time node of the tail payment according to the time node of the goods reaching the destination;
and adjusting the time node of the tail payment in real time according to the cargo transportation state information.
10. A computer readable storage medium, characterized in that a tail payment risk early warning method program is included in the computer readable storage medium, which, when executed by a processor, implements the steps of the tail payment risk early warning method according to any one of claims 1 to 6.
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