CN117350839A - Account checking method and device, storage medium and electronic equipment - Google Patents
Account checking method and device, storage medium and electronic equipment Download PDFInfo
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- G—PHYSICS
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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- Y02P—CLIMATE CHANGE MITIGATION TECHNOLOGIES IN THE PRODUCTION OR PROCESSING OF GOODS
- Y02P90/00—Enabling technologies with a potential contribution to greenhouse gas [GHG] emissions mitigation
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Abstract
The application discloses a method and a device for checking accounts, a storage medium and electronic equipment. The method comprises the following steps: the checking system acquires the target account information of the individual accounts in the transaction system and acquires the general account information in the transaction system; the checking system calculates the total amount of account balances of all borrowings in the target household account information to obtain the total balance of all borrowings; the checking system checks the total account balance and the total balance of all borrowings; and under the condition that the total account balance is the same as the total balance of all borrowings, the checking system acquires the end-of-term account information in the total account system, and checks the end-of-term balance in the end-of-term account information with the total account balance to obtain a first checking result. According to the method and the device, the problem that whether the data among the systems are consistent or not through manual checking is low in checking efficiency and accuracy in the related art is solved.
Description
Technical Field
The present application relates to the field of financial science and technology, and in particular, to a method and apparatus for checking accounts, a storage medium, and an electronic device.
Background
In the banking system, each business can have a corresponding business system, all transaction information corresponding to the business system is stored in each business system, and when the whole business statistics and arrangement of the bank are carried out, the transaction information of each business also needs to be stored in the general ledger system to generate the accounting information of the whole bank.
However, when transaction information is interacted among multiple systems, abnormality may occur in the data transmission process, so that common data stored by different systems are inconsistent, and abnormality occurs in the process of fund statistics and account entry of banks. In order to ensure the accuracy of the bank transaction records and further ensure that the accounts of the bank assets are correct, the accounting information in each business system needs to be checked with the corresponding account information in the general ledger system, so that the consistency of the accounts in the business system and the general ledger system is ensured. When checking accounts, manual checking is usually required to be performed on key data by workers regularly, but the manual checking can reduce the working efficiency of the workers, and the accuracy of the manual checking is low, so that unnecessary economic loss can be caused by banks under the condition of errors.
Aiming at the problem that whether the data among the systems are consistent or not through artificial checking in the related art is low in checking efficiency and accuracy, no effective solution is proposed at present.
Disclosure of Invention
The application provides a checking method and device of accounts, a storage medium and electronic equipment, and aims to solve the problem that in the related art, whether data among systems are consistent or not is checked manually, and the checking efficiency and accuracy are low.
According to one aspect of the present application, a method of reconciliation of accounts is provided. The method comprises the following steps: the checking system acquires target account information of the transaction system and acquires general account information of the transaction system, wherein the target account information comprises account balances of all borrowings, the general account information is general account information of all borrowings, and the general account information at least comprises general account balances; the checking system calculates the total amount of account balances of all borrowings in the target household account information to obtain the total balance of all borrowings; the checking system checks the total account balance and the total balance of all borrowings; and under the condition that the total account balance is the same as the total balance of all borrowings, the checking system acquires the end-of-term account information in the total account system, and checks the end-of-term balance in the end-of-term account information with the total account balance to obtain a first checking result.
Optionally, the general ledger information further includes: the method further comprises the steps of, before acquiring the general account information in the transaction system, the first transaction occurrence amount and the first transaction occurrence number of all borrowings within a preset period: the checking system determines entry accounting information within a preset period, wherein the entry accounting information comprises a plurality of transaction accounting information which is used for recording account change conditions in the transaction system; counting the number of transaction account information in the entry account information to obtain the occurrence number of the first transaction; calculating total transaction amount of all transaction account information in the entry account information to obtain a first transaction occurrence amount; adding the first transaction occurrence amount and the initial account balance to obtain a general account balance; and determining the first transaction occurrence number, the first transaction occurrence amount and the general account balance as general account information.
Optionally, before acquiring the target household accounting information in the transaction system, the method further comprises: the checking system determines entry accounting information within a preset period, wherein the entry accounting information comprises a plurality of transaction accounting information which is used for recording account change conditions in the transaction system; classifying a plurality of transaction account information in the entry account information according to the account category to obtain a plurality of groups of transaction account information; and adding each group of transaction account information into the initial account information of the corresponding account type to obtain target account information of the individual account.
Optionally, calculating the total amount of the account balance of all borrowings in the target individual account information, and obtaining the total balance of the target individual account information includes: calculating the total balance in each group of transaction account information, and adding the total balance in all groups of transaction account information to obtain the total balance of the target household account information.
Optionally, after the checking system checks the total account balance in the total account information and the total balance of the target account information to obtain the first checking result, the method further includes: and under the condition that the total account balance and the total balance are different, determining that the transaction system is abnormal, and generating alarm information of the transaction system.
Optionally, after checking the end balance in the end account information with the total account balance to obtain the first checking result, the method further includes: the transaction system judges whether the second checking result is abnormal, wherein the second checking result is abnormal to represent that the general account information and the general account information are different; and under the condition that the second checking result is abnormal, determining that the general ledger system is abnormal, and generating alarm information of the general ledger system.
Optionally, the end-of-term account information further includes: the method further comprises the steps of after checking the end-of-term balance in the end-of-term account information with the general account balance to obtain a first checking result: checking the first transaction occurrence amount and the second transaction occurrence amount to obtain a second checking result; checking the first transaction occurrence number and the second transaction occurrence number to obtain a third checking result; and combining the first check result, the second check result and the third check result into check results of the end-of-term balance and the general account balance.
According to another aspect of the present application, there is provided a checking apparatus of accounts. The device comprises: the system comprises an acquisition unit, a verification unit and a transaction unit, wherein the acquisition unit is used for acquiring target account information in the transaction system through the verification unit and acquiring general account information in the transaction system, the target account information comprises account balances of all borrowings, the general account information is general account information of all borrowings, and the general account information at least comprises general account balances; the first calculation unit is used for calculating the total sum of the account balances of all borrowings in the target household account information through the checking system to obtain the total balance of all borrowings; the first checking unit is used for checking the total account balance and the total balance of all borrowings through the checking system; and the second checking unit is used for acquiring the end-of-term account information in the general ledger system by the checking system under the condition that the general ledger balance is the same as the total balance of all borrowings, and checking the end-of-term balance in the end-of-term account information with the general ledger balance to obtain a first checking result.
According to another aspect of the embodiment of the present invention, there is also provided a computer storage medium for storing a program, wherein the program controls a device in which the computer storage medium is located to execute a checking method of accounts when running.
According to another aspect of embodiments of the present invention, there is also provided an electronic device including one or more processors and a memory; the memory has stored therein computer readable instructions for executing the computer readable instructions, wherein the computer readable instructions when executed perform a method of checking accounts.
Through the application, the following steps are adopted: the checking system acquires target account information of the transaction system and acquires general account information of the transaction system, wherein the target account information comprises account balances of all borrowings, the general account information is general account information of all borrowings, and the general account information at least comprises general account balances; the checking system calculates the total amount of account balances of all borrowings in the target household account information to obtain the total balance of all borrowings; the checking system checks the total account balance and the total balance of all borrowings; and under the condition that the total account balance is the same as the total balance of all borrowings, the checking system acquires the end-of-term account information in the total account system, and checks the end-of-term balance in the end-of-term account information with the total account balance to obtain a first checking result. The problem of whether the data among the systems are consistent through artificial checking is solved, and the problem of low checking efficiency and accuracy rate in the related art is solved. The accuracy of the general account information is ensured by checking the general balance in the transaction system, and the general account information is checked with the end-of-term account information, so that the consistency and accuracy of accounts in the transaction system and the general account system are ensured, and the effect of quickly and accurately checking whether the data between the systems are the same is achieved.
Drawings
The accompanying drawings, which are included to provide a further understanding of the application, illustrate and explain the application and are not to be construed as limiting the application. In the drawings:
fig. 1 is a flowchart of a method of reconciliation of accounts provided in accordance with an embodiment of the present application;
FIG. 2 is a flow chart of an alternative accounting reconciliation method provided in accordance with an embodiment of the present application;
fig. 3 is a schematic diagram of an account checking apparatus provided according to an embodiment of the present application.
Detailed Description
It should be noted that, in the case of no conflict, the embodiments and features in the embodiments may be combined with each other. The present application will be described in detail below with reference to the accompanying drawings in conjunction with embodiments.
In order to make the present application solution better understood by those skilled in the art, the following description will be made in detail and with reference to the accompanying drawings in the embodiments of the present application, it is apparent that the described embodiments are only some embodiments of the present application, not all embodiments. All other embodiments, which can be made by one of ordinary skill in the art based on the embodiments herein without making any inventive effort, shall fall within the scope of the present application.
It should be noted that the terms "first," "second," and the like in the description and claims of the present application and the above figures are used for distinguishing between similar objects and not necessarily for describing a particular sequential or chronological order. It is to be understood that the data so used may be interchanged where appropriate in order to describe the embodiments of the present application described herein. Furthermore, the terms "comprises," "comprising," and "having," and any variations thereof, are intended to cover a non-exclusive inclusion, such that a process, method, system, article, or apparatus that comprises a list of steps or elements is not necessarily limited to those steps or elements expressly listed but may include other steps or elements not expressly listed or inherent to such process, method, article, or apparatus.
It should be noted that, related information (including, but not limited to, user equipment information, user personal information, etc.) and data (including, but not limited to, data for presentation, analyzed data, etc.) related to the present disclosure are information and data authorized by a user or sufficiently authorized by each party. For example, an interface is provided between the system and the relevant user or institution, before acquiring the relevant information, the system needs to send an acquisition request to the user or institution through the interface, and acquire the relevant information after receiving the consent information fed back by the user or institution.
It should be noted that, the account checking method, apparatus, storage medium and electronic device determined by the present disclosure may be used in the field of financial science and technology, and may also be used in any field other than the field of financial science and technology, and the application field of the account checking method, apparatus, storage medium and electronic device determined by the present disclosure is not limited.
According to an embodiment of the present application, there is provided a checking method of accounts.
Fig. 1 is a flowchart of a method of checking accounts provided according to an embodiment of the present application. As shown in fig. 1, the method comprises the steps of:
step S102, the checking system acquires target account information of the transaction system and acquires general account information of the transaction system, wherein the target account information comprises account balances of all borrowings, the general account information is general account information of all borrowings, and the general account information at least comprises general account balances.
Specifically, the checking system may be configured to check a large amount of data to determine whether the data in the multiple systems are identical, where the target individual account information may be total account information of all borrowings in the transaction system and classified according to accounting subjects, for example, a borrowing balance in the principal subject is A1, and a lending balance in the principal subject is A2, so that the target individual account information may store current account balance and lending direction of all borrowings in the transaction system.
In order to obtain accurate target household account information, optionally, in the account checking method provided in the embodiment of the present application, before obtaining the target household account information in the transaction system, the method further includes: the checking system determines entry accounting information within a preset period, wherein the entry accounting information comprises a plurality of transaction accounting information which is used for recording account change conditions in the transaction system; classifying a plurality of transaction account information in the entry account information according to the account category to obtain a plurality of groups of transaction account information; and adding each group of transaction account information into the initial account information of the corresponding account type to obtain target account information of the individual account.
Specifically, the preset period may be the whole day time of a certain day, and the entry accounting information in the preset period may be all the borrowing information in a certain day. The entry accounting information may be information of occurrence of borrowing, that is, when the generation of borrowing occurs in the transaction system, one piece of information of occurrence of borrowing, that is, transaction accounting information, is added to the entry accounting information. The accounting subjects of the borrowing corresponding to each account information are different, so when the entry accounting information is added to the target household accounting information, the borrowing needs to be classified according to the accounting subjects of the borrowing, so that a plurality of groups of borrowing are obtained, namely a plurality of groups of transaction account information are obtained, and the borrowing is added to the corresponding storage position in the target household accounting information according to the accounting subjects of each group.
For example, the accounting subjects are borrowed by loans, and when the accounting subjects are added to the target household account information, the accounting subjects need to be added to a loan column in the target household account information, so that the data consistency can be ensured when the total amount of the accounting subjects is calculated.
In order to accurately determine the general ledger information, optionally, in the account checking method provided in the embodiment of the present application, the general ledger information further includes: the method further comprises the steps of, before acquiring the general account information in the transaction system, the first transaction occurrence amount and the first transaction occurrence number of all borrowings within a preset period: the checking system determines entry accounting information within a preset period, wherein the entry accounting information comprises a plurality of transaction accounting information which is used for recording account change conditions in the transaction system; counting the number of transaction account information in the entry account information to obtain the occurrence number of the first transaction; calculating total transaction amount of all transaction account information in the entry account information to obtain a first transaction occurrence amount; adding the first transaction occurrence amount and the initial account balance to obtain a general account balance; and determining the first transaction occurrence number, the first transaction occurrence amount and the general account balance as general account information.
Specifically, the preset period may be the whole day time of a certain day, and the entry accounting information in the preset period may be all the borrowing information in the present day. The information amount of all the borrowing information on the present day can be used as the first transaction occurrence count, the total transaction amount of all the transaction account information on the present day, namely the borrower balance and the lender balance on the present day, is used as the first transaction occurrence count, the borrower balance and the lender balance on the present day are added with the total account balance calculated on the previous day, and the total account balance on the present day is obtained, so that the first transaction occurrence count, the first transaction occurrence count and the total account balance can be determined as the total account information.
Step S104, the checking system calculates the total sum of the account balances of all borrowings in the target individual account information to obtain the total balance of all borrowings.
Optionally, in the account checking method provided in the embodiment of the present application, calculating a total amount of account balances of all borrowings in the target individual account information, and obtaining the total balance of the target individual account information includes: calculating the total balance in each group of transaction account information, and adding the total balance in all groups of transaction account information to obtain the total balance of the target household account information.
Specifically, after the borrowing information of each accounting subject is obtained, the borrowing balance and the lending balance corresponding to each accounting subject can be calculated, the borrowing balance corresponding to each accounting subject is summed to obtain the borrowing balance of all the borrowing subjects, and in the same way, the lending balance corresponding to each accounting subject can be summed to obtain the lending balance of all the borrowing subjects, and the borrowing balance and the lending balance of all the borrowing subjects are determined to be the total balance of the target household accounting information.
Further, the transaction system further includes total account information, where the total account information includes a first transaction occurrence amount and a first transaction occurrence number of all borrowings within a preset period, and a total account balance. Specifically, the details of borrowing in a preset term (for example, the day) are summarized by taking the subjects, the date and the organization as dimensions, the occurrence amount of the borrower and the occurrence amount of the lender are summarized, and the transaction amount of the borrower and the lender are summarized, meanwhile, the yesterday borrower balance plus the present borrower occurrence amount is equal to the present borrower balance, and the yesterday lender balance plus the present lender occurrence amount is equal to the present lender balance, so that the general account balance is obtained.
Step S106, the checking system checks the total account balance and the total balance of all borrowings.
Specifically, after the total balance of all borrowings is obtained through the target account information of the individual accounts and the total account balance is obtained through the total account information, the total balance and the debit balance in the total account balance can be compared, the credit balance is compared, under the condition that the debit balance and the credit balance are the same, account statistics in the transaction system can be determined to be correct, and if one or two of the debit balance and the credit balance are different after verification, the transaction system is considered to be abnormal.
Optionally, in the account checking method provided in the embodiment of the present application, after the checking system checks the total account balance in the total account information and the total balance of the target individual account information to obtain the first checking result, the method further includes: and under the condition that the total account balance and the total balance are different, determining that the transaction system is abnormal, and generating alarm information of the transaction system.
Specifically, under the condition that the transaction system is abnormal, alarm information of the abnormal transaction system can be displayed to operation and maintenance personnel, and the fact that the debit balance is abnormal or the credit balance is abnormal is displayed, so that the operation and maintenance personnel can accurately determine the abnormal occurrence point and timely perform data accounting to determine abnormal transaction.
Step S108, under the condition that the total account balance is the same as the total balance of all borrowings, the checking system acquires the end-of-term account information in the total account system, and checks the end-of-term balance in the end-of-term account information with the total account balance to obtain a first checking result.
Specifically, under the condition that the total account balance is the same as the total balance of all borrowings, the fact that the accounts inside the transaction system are correct is indicated, and then the total account information of the transaction system can be compared with the end-of-term account information in the total account system, so that a comparison result is obtained.
It should be noted that, the end-of-term account information in the general ledger system may be the sum of the end-of-term account information of the previous day and the newly added account information of the present day, where the newly added account information of the present day may be obtained from the entry account information in the transaction system, and the entry account information may be added to the end-of-term account information of the previous day, so as to obtain the end-of-term account information of the present day.
After the end-of-term account information is obtained, the end-of-term balance in the end-of-term account information can be checked with the general ledger balance, wherein the check comprises comparison of the end-of-term credit balance with the credit balance in the general ledger information and comparison of the end-of-term debit balance with the debit balance in the general ledger information, so that whether the accounts in the general ledger system and the transaction system are abnormal or not is determined.
In order to improve accuracy of the checking result, optionally, in the checking method of accounts provided in the embodiment of the present application, the end-of-term account information further includes: the method further comprises the steps of after checking the end-of-term balance in the end-of-term account information with the general account balance to obtain a first checking result: checking the first transaction occurrence amount and the second transaction occurrence amount to obtain a second checking result; checking the first transaction occurrence number and the second transaction occurrence number to obtain a third checking result; and combining the first check result, the second check result and the third check result into check results of the end-of-term balance and the general account balance.
Specifically, the end-of-term account information further includes: the second transaction occurrence amount and the second transaction occurrence amount of all borrowing data in the preset period can be compared with the first transaction occurrence amount and the second transaction occurrence amount after the comparison of the total balance is carried out, and the first transaction occurrence amount and the second transaction occurrence amount are compared, so that the consistency of the entry accounting information of the current day in the two systems is ensured, and the consistency of the information in the transaction system and the general account system is ensured.
According to the account checking method provided by the embodiment of the application, the target account information of the individual accounts in the transaction system is obtained through the checking system, and the general account information in the transaction system is obtained, wherein the target account information contains account balances of all borrowings, the general account information is general account information of all borrowings, and the general account information at least contains the general account balances; the checking system calculates the total amount of account balances of all borrowings in the target household account information to obtain the total balance of all borrowings; the checking system checks the total account balance and the total balance of all borrowings; and under the condition that the total account balance is the same as the total balance of all borrowings, the checking system acquires the end-of-term account information in the total account system, and checks the end-of-term balance in the end-of-term account information with the total account balance to obtain a first checking result. The problem of whether the data among the systems are consistent through artificial checking is solved, and the problem of low checking efficiency and accuracy rate in the related art is solved. The accuracy of the general account information is ensured by checking the general balance in the transaction system, and the general account information is checked with the end-of-term account information, so that the consistency and accuracy of accounts in the transaction system and the general account system are ensured, and the effect of quickly and accurately checking whether the data between the systems are the same is achieved.
Optionally, in the account checking method provided in the embodiment of the present application, after checking the end-of-period balance in the end-of-period account information with the general account balance to obtain the first checking result, the method further includes: the transaction system judges whether the second checking result is abnormal, wherein the second checking result is abnormal to represent that the general account information and the general account information are different; and under the condition that the second checking result is abnormal, determining that the general ledger system is abnormal, and generating alarm information of the general ledger system.
Specifically, since the first checking result is determined to be correct when the second checking result is obtained, the general ledger information provided in the transaction system can ensure that the content is correct, and therefore, when the second checking result is abnormal, the general ledger information can be determined to be abnormal in the final ledger information in the general ledger system, and therefore, the abnormal alarm information of the general ledger system can be displayed to the operation and maintenance personnel, and the abnormal debit balance or the abnormal credit balance or the abnormal amount and the abnormal number of the second transaction are displayed, so that the operation and maintenance personnel can accurately determine the abnormal occurrence point and timely perform the data check to determine the abnormal transaction.
Fig. 2 is a flowchart of an alternative account checking method according to an embodiment of the present application, as shown in fig. 2, the entry accounting information first adds the borrowing information to the target individual account information in real time according to the updating of the borrowing, and adds all the entry accounting information of the present day to the total accounting information after the end of the present day.
Further, the general account balance and the total balance of all borrows are checked to obtain a first check result, the transaction system is determined to be abnormal under the condition that the general account balance is the same as the general account balance, then the general account information is compared with the end-of-term balance information, wherein the end-of-term balance information is account information obtained after the beginning-of-term balance information and the entry account information of the present day are combined, and the account is determined to be abnormal under the condition that the comparison result of the general account information and the end-of-term balance information is abnormal.
When checking the general ledger balance and the total balance of all borrowing, if the general ledger balance is abnormal, the transaction system is proved to send out alarm information, when checking the general ledger information and the end balance information, if the general ledger balance is abnormal, the general ledger system is proved to send out alarm information, so that abnormal points can be accurately determined, and the problem of low checking efficiency and accuracy rate of whether the data among the manual checking systems are consistent in the related technology is solved.
It should be noted that the steps illustrated in the flowcharts of the figures may be performed in a computer system such as a set of computer executable instructions, and that although a logical order is illustrated in the flowcharts, in some cases the steps illustrated or described may be performed in an order other than that illustrated herein.
The embodiment of the application also provides a checking device of accounts, and it should be noted that the checking device of accounts of the embodiment of the application can be used for executing the checking method for accounts provided by the embodiment of the application. The following describes an account checking apparatus provided in the embodiment of the present application.
Fig. 3 is a schematic diagram of an account checking apparatus provided according to an embodiment of the present application. As shown in fig. 3, the apparatus includes: an acquisition unit 31, a first calculation unit 32, a first collation unit 33, a second collation unit 34.
The obtaining unit 31 is configured to obtain, by using the checking system, target account information of the transaction system, where the target account information includes account balances of all borrowings, and obtain general account information of the transaction system, where the general account information is general account information of all borrowings, and the general account information includes at least general account balances.
The first calculating unit 32 is configured to calculate, by using the checking system, a total amount of account balances of all borrowings in the target household account information, and obtain a total balance of all borrowings.
A first checking unit 33 for checking the total account balance and the total balance of all borrowings by the checking system.
And the second checking unit 34 is configured to, when the total account balance is the same as the total balance of all borrowings, check the system to obtain end-of-term account information in the total account system, and check the end-of-term balance in the end-of-term account information with the total account balance to obtain a first check result.
According to the account checking device provided by the embodiment of the application, the acquiring unit 31 is used for acquiring the target account information of the individual accounts in the transaction system through the checking system and acquiring the general account information in the transaction system, wherein the target account information of the individual accounts contains account balances of all the borrowings, the general account information is the general account information of all the borrowings, and the general account information at least contains the general account balances. The first calculating unit 32 is configured to calculate, by using the checking system, a total amount of account balances of all borrowings in the target household account information, and obtain a total balance of all borrowings. A first checking unit 33 for checking the total account balance and the total balance of all borrowings by the checking system. The second checking unit 34 acquires end-of-term account information in the general ledger system and checks the end-of-term balance in the end-of-term account information with the general ledger balance, in the case where the general ledger balance is the same as the total balance of all borrowings, to obtain a first check result. The problem of whether the data among the systems are consistent through artificial checking is solved, and the problem of low checking efficiency and accuracy rate in the related art is solved. The accuracy of the general account information is ensured by checking the general balance in the transaction system, and the general account information is checked with the end-of-term account information, so that the consistency and accuracy of accounts in the transaction system and the general account system are ensured, and the effect of quickly and accurately checking whether the data between the systems are the same is achieved.
Optionally, in the account checking device provided in the embodiment of the present application, the general account information further includes: the first transaction occurrence amount and the first transaction occurrence number of all borrowings within a preset period, before the general account information in the transaction system is acquired, the device further comprises: the third checking unit is used for checking the system to determine the entry accounting information within a preset period, wherein the entry accounting information comprises a plurality of transaction accounting information which is used for recording account change conditions in the transaction system; the statistics unit is used for counting the quantity of transaction account information in the entry account information to obtain the first transaction occurrence number; the second calculation unit is used for calculating the total transaction amount of all transaction account information in the entry account information to obtain the first transaction occurrence amount; a third calculation unit, configured to add the first transaction occurrence amount to the initial account balance to obtain a total account balance; and the first determining unit is used for determining the first transaction occurrence number, the first transaction occurrence amount and the general account balance as general account information.
Optionally, in the account checking device provided in the embodiment of the present application, before obtaining the target individual account information in the transaction system, the device further includes: a fourth checking unit, configured to check the system to determine entry accounting information within a preset period, where the entry accounting information includes a plurality of transaction accounting information, and the transaction accounting information is used to record account change conditions occurring in the transaction system; the classification unit is used for classifying the transaction account information in the entry account information according to the account types to obtain a plurality of groups of transaction account information; and the adding unit is used for adding each group of transaction account information into the initial account information of the corresponding account category to obtain target account information of the individual account.
Optionally, in the checking apparatus of accounts provided in the embodiment of the present application, the first calculating unit 32 includes: the calculation module is used for calculating the total balance in each group of transaction account information, and adding the total balance in all groups of transaction account information to obtain the total balance of the target household account information.
Optionally, in the account checking device provided in the embodiment of the present application, after the checking system checks the total account balance in the total account information and the total balance of the target individual account information, the device further includes: the second determining unit is used for determining that the transaction system is abnormal under the condition that the total account balance and the total balance are different, and generating alarm information of the transaction system.
Optionally, in the account checking device provided in the embodiment of the present application, after checking the end-of-period balance in the end-of-period account information with the general account balance, the device further includes: the transaction system is used for judging whether the second checking result is abnormal or not, wherein the second checking result is abnormal and represents that the general account information and the general account information are different; and the third determining unit is used for determining that the general ledger system is abnormal and generating alarm information of the general ledger system under the condition that the second checking result is abnormal.
Optionally, in the checking device of accounts provided in the embodiment of the present application, the end-of-term account information further includes: the second transaction occurrence amount and the second transaction occurrence number of all borrowings in a preset period are checked with the end balance and the total account balance in the end account information, and after a first check result is obtained, the device further comprises: a fifth checking unit, configured to check the first transaction occurrence amount and the second transaction occurrence amount to obtain a second checking result; the sixth checking unit is used for checking the first transaction occurrence number and the second transaction occurrence number to obtain a third checking result; and the combination unit is used for combining the first check result, the second check result and the third check result into check results of the end-of-term balance and the general account balance.
The checking device of the account includes a processor and a memory, the acquisition unit 31, the first calculation unit 32, the first checking unit 33, the second checking unit 34, and the like are stored as program units in the memory, and the processor executes the program units stored in the memory to realize the corresponding functions.
The processor includes a kernel, and the kernel fetches the corresponding program unit from the memory. The kernel can be provided with one or more than one kernel, and the problem of low checking efficiency and accuracy of whether the data among the systems are consistent or not through artificial checking in the related art is solved by adjusting kernel parameters.
The memory may include volatile memory, random Access Memory (RAM), and/or nonvolatile memory, such as Read Only Memory (ROM) or flash memory (flash RAM), among other forms in computer readable media, the memory including at least one memory chip.
An embodiment of the present invention provides a computer-readable storage medium having stored thereon a program which, when executed by a processor, implements a method of reconciliation of accounts.
The embodiment of the invention provides a processor which is used for running a program, wherein the program runs to execute the checking method of accounts.
The embodiment of the invention provides an electronic device, which comprises a processor, a memory and a program stored on the memory and capable of running on the processor, wherein the processor realizes the following steps when executing the program: the checking system acquires target account information of the transaction system and acquires general account information of the transaction system, wherein the target account information comprises account balances of all borrowings, the general account information is general account information of all borrowings, and the general account information at least comprises general account balances; the checking system calculates the total amount of account balances of all borrowings in the target household account information to obtain the total balance of all borrowings; the checking system checks the total account balance and the total balance of all borrowings; and under the condition that the total account balance is the same as the total balance of all borrowings, the checking system acquires the end-of-term account information in the total account system, and checks the end-of-term balance in the end-of-term account information with the total account balance to obtain a first checking result. The device herein may be a server, PC, PAD, cell phone, etc.
The present application also provides a computer program product adapted to perform, when executed on a data processing device, a program initialized with the method steps of: the checking system acquires target account information of the transaction system and acquires general account information of the transaction system, wherein the target account information comprises account balances of all borrowings, the general account information is general account information of all borrowings, and the general account information at least comprises general account balances; the checking system calculates the total amount of account balances of all borrowings in the target household account information to obtain the total balance of all borrowings; the checking system checks the total account balance and the total balance of all borrowings; and under the condition that the total account balance is the same as the total balance of all borrowings, the checking system acquires the end-of-term account information in the total account system, and checks the end-of-term balance in the end-of-term account information with the total account balance to obtain a first checking result.
It will be appreciated by those skilled in the art that embodiments of the present application may be provided as a method, system, or computer program product. Accordingly, the present application may take the form of an entirely hardware embodiment, an entirely software embodiment, or an embodiment combining software and hardware aspects. Furthermore, the present application may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present application is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems) and computer program products according to embodiments of the application. It will be understood that each flow and/or block of the flowchart illustrations and/or block diagrams, and combinations of flows and/or blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
In one typical configuration, a computing device includes one or more processors (CPUs), input/output interfaces, network interfaces, and memory.
The memory may include volatile memory in a computer-readable medium, random Access Memory (RAM) and/or nonvolatile memory, etc., such as Read Only Memory (ROM) or flash RAM. Memory is an example of a computer-readable medium.
Computer readable media, including both non-transitory and non-transitory, removable and non-removable media, may implement information storage by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of storage media for a computer include, but are not limited to, phase change memory (PRAM), static Random Access Memory (SRAM), dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), read Only Memory (ROM), electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), digital Versatile Discs (DVD) or other optical storage, magnetic cassettes, magnetic tape disk storage or other magnetic storage devices, or any other non-transmission medium, which can be used to store information that can be accessed by a computing device. Computer-readable media, as defined herein, does not include transitory computer-readable media (transmission media), such as modulated data signals and carrier waves.
It should also be noted that the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising one … …" does not exclude the presence of other like elements in a process, method, article or apparatus that comprises an element.
The foregoing is merely exemplary of the present application and is not intended to limit the present application. Various modifications and changes may be made to the present application by those skilled in the art. Any modifications, equivalent substitutions, improvements, etc. which are within the spirit and principles of the present application are intended to be included within the scope of the claims of the present application.
Claims (10)
1. A method of reconciliation of accounts, comprising:
the checking system acquires target account information of a separate account in a transaction system and acquires general account information in the transaction system, wherein the target account information comprises account balances of all borrowings, the general account information is the general account information of all the borrowings, and the general account information at least comprises the general account balances;
The checking system calculates the total sum of the account balances of all borrowings in the target household account information to obtain the total balance of all borrowings;
the checking system checks the total account balance and the total balance of all borrowings;
and under the condition that the total account balance is the same as the total balance of all borrowings, the checking system acquires end-of-term account information in the total account system, and checks the end-of-term balance in the end-of-term account information with the total account balance to obtain a first checking result.
2. The method of claim 1, wherein the general ledger information further comprises: the method further comprises the steps of, before acquiring the general account information in the transaction system, the first transaction occurrence amount and the first transaction occurrence number of all borrowings within a preset period:
the checking system determines entry accounting information within the preset period, wherein the entry accounting information comprises a plurality of transaction accounting information, and the transaction accounting information is used for recording account change conditions in the transaction system;
counting the number of transaction account information in the entry account information to obtain the first transaction occurrence number;
Calculating total transaction amount of all transaction account information in the entry account information to obtain the first transaction occurrence amount;
adding the first transaction occurrence amount and the initial account balance to obtain the general account balance;
and determining the first transaction occurrence number, the first transaction occurrence amount and the general account balance as the general account information.
3. The method of claim 1, wherein prior to obtaining the target individual account information in the transaction system, the method further comprises:
the checking system determines entry accounting information within a preset period, wherein the entry accounting information comprises a plurality of transaction accounting information, and the transaction accounting information is used for recording accounting change conditions in the transaction system;
classifying a plurality of transaction account information in the entry account information according to the account category to obtain a plurality of groups of transaction account information;
and adding each group of transaction account information into the initial account information of the corresponding account category to obtain the target account information of the individual account.
4. The method of claim 3, wherein calculating a total amount of all of the borrowed account balances in the target individual account information to obtain the total balance of the target individual account information comprises:
Calculating the total balance in each group of transaction account information, and adding the total balance in all groups of transaction account information to obtain the total balance of the target household account information.
5. The method according to claim 1, wherein after the collation system collates the total account balance in the total account information and the total balance of the target individual account information to obtain a first collation result, the method further comprises:
and under the condition that the total account balance and the total balance are different, determining that the transaction system is abnormal, and generating alarm information of the transaction system.
6. The method of claim 1, wherein after checking the end of term balance in the end of term account information with the total account balance to obtain a first check result, the method further comprises:
the transaction system judges whether a second checking result is abnormal, wherein the second checking result is abnormal and represents that the general ledger information and the general ledger information are different;
and under the condition that the second checking result is abnormal, determining that the general ledger system is abnormal, and generating alarm information of the general ledger system.
7. The method of claim 2 or claim 3, wherein the end-of-term account information further comprises: the method further comprises the steps of after checking the end balance in the end account information with the general account balance to obtain a first checking result:
checking the first transaction occurrence amount and the second transaction occurrence amount to obtain a second checking result;
checking the first transaction occurrence number and the second transaction occurrence number to obtain a third checking result;
and combining the first check result, the second check result and the third check result into check results of the end-of-period balance and the general account balance.
8. An account checking apparatus, comprising:
the system comprises an acquisition unit, a verification unit and a control unit, wherein the acquisition unit is used for acquiring target account information in a transaction system through the verification unit and acquiring general account information in the transaction system, wherein the target account information comprises account balances of all borrowings, the general account information is the general account information of all the borrowings, and the general account information at least comprises the general account balances;
The first calculation unit is used for calculating the total amount of the account balance of all borrowings in the target household account information through the checking system to obtain the total balance of all borrowings;
a first checking unit for checking the total account balance and the total balance of the total borrowings through the checking system;
and the second checking unit is used for acquiring the end-of-term account information in the general account system by the checking system under the condition that the general account balance is the same as the total balance of all borrowings, and checking the end-of-term balance in the end-of-term account information with the general account balance to obtain a first checking result.
9. A computer storage medium for storing a program, wherein the program when run controls a device in which the computer storage medium is located to perform the account checking method of any one of claims 1 to 7.
10. An electronic device comprising one or more processors and a memory for storing one or more programs, wherein the one or more programs, when executed by the one or more processors, cause the one or more processors to implement the method of checking accounts of any of claims 1-7.
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202210724555.5A CN117350839A (en) | 2022-06-24 | 2022-06-24 | Account checking method and device, storage medium and electronic equipment |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202210724555.5A CN117350839A (en) | 2022-06-24 | 2022-06-24 | Account checking method and device, storage medium and electronic equipment |
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| CN117350839A true CN117350839A (en) | 2024-01-05 |
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| CN202210724555.5A Pending CN117350839A (en) | 2022-06-24 | 2022-06-24 | Account checking method and device, storage medium and electronic equipment |
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