CN117236641A

CN117236641A - Pre-exchange resource allocation processing method, device, computer equipment and storage medium

Info

Publication number: CN117236641A
Application number: CN202311353876.XA
Authority: CN
Inventors: 崔浩翔; 黄吉林; 韦珺瀚
Original assignee: China Construction Bank Corp; CCB Finetech Co Ltd
Current assignee: China Construction Bank Corp; CCB Finetech Co Ltd
Priority date: 2023-10-18
Filing date: 2023-10-18
Publication date: 2023-12-15

Abstract

The present disclosure relates to the technical field of financial information services, and in particular, discloses a pre-exchange resource allocation processing method, apparatus, computer device, storage medium, and computer program product. The method comprises the following steps: responding to a resource allocation request aiming at a target engineering stage, acquiring an application allocation resource value of the target engineering stage, and an engineering contract and a resource use certificate of the engineering contract signed in the target engineering stage; generating a resource use plan of a target engineering stage according to the engineering contract and the resource use voucher; determining a resource data processing model corresponding to the engineering identifier based on the engineering identifier of the target engineering stage; and calling a resource data processing model, and processing the resource allocation request according to the resource use plan and the application allocation resource value to obtain a processing result of the resource allocation request. By adopting the method, the handling efficiency of the pre-exchange resource allocation service can be improved, and the error rate of the pre-exchange resource allocation processing can be reduced.

Description

Pre-exchange resource allocation processing method, device, computer equipment and storage medium

Technical Field

The present application relates to the technical field of financial information services, and in particular, to a pre-exchange resource allocation processing method, apparatus, computer device, storage medium, and computer program product.

Background

The resource pre-exchange refers to that when the service product provided by the service side is still in a preparation stage, the user transfers the exchange resource equivalent to the service product provided by the service side in advance to complete the reservation of the service product, and the user has the resource exchange behavior of the service product equivalent to the pre-transferred resource in a future period. Such as house pre-sales.

In the process of pre-exchanging resources, the supervision and use of pre-exchanging resources by users are always important, which is closely related to the steady operation of service side, legal rights and interests of users, and the healthy development of service market, so that the allocation and use behaviors of pre-exchanging resources need to be strictly controlled to ensure the safety of the pre-exchanging process of resources.

When the pre-exchange resources are allocated and used, the common method is to calculate the use condition of the pre-exchange resources by using a manual auditing and evaluating mode, so that the problems of long calculation time and increased error rate are easy to occur, the allocation and use of the pre-exchange resources are affected, and the handling time of the pre-exchange resource allocation service is reduced.

Disclosure of Invention

In view of the foregoing, it is desirable to provide a pre-exchange resource allocation processing method, apparatus, computer device, computer readable storage medium, and computer program product that can improve the handling efficiency of pre-exchange resource allocation services and reduce the error rate of pre-exchange resource allocation processing.

In a first aspect, the present application provides a method for processing pre-exchange resource allocation, where the method includes:

responding to a resource allocation request aiming at a target engineering stage, acquiring an application allocation resource value of the target engineering stage, and an engineering contract signed in the target engineering stage and a resource use certificate of the engineering contract;

generating a resource usage plan of the target engineering stage according to the engineering contract and the resource usage voucher;

determining a resource data processing model corresponding to the engineering identifier based on the engineering identifier of the target engineering stage;

and calling the resource data processing model, and processing the resource allocation request according to the resource use plan and the application allocation resource value to obtain a processing result of the resource allocation request.

In one embodiment, the calling the resource data processing model processes the resource allocation request according to the resource usage plan and the application allocation resource value to obtain a processing result of the resource allocation request, and includes:

invoking the resource data processing model, and extracting information from the resource use certificate in the resource use plan to obtain a contract resource value of the engineering contract;

Determining a planned resource value of the resource usage plan based on the contracted resource value;

and comparing the application allocation resource value with the planning resource value, and determining a processing result of the resource allocation request according to a comparison result.

In one embodiment, the comparing the application allocation resource value with the plan resource value, and determining the processing result of the resource allocation request according to the comparison result includes:

when the applied allocation resource value is larger than the planned resource value, determining that the auditing result of the resource allocation request is auditing failure;

and locking the resource allocation flow of the resource allocation request, and determining the planned resource value as an allocable resource value.

In one embodiment, the determining, based on the engineering identifier of the target engineering stage, a resource data processing model corresponding to the engineering identifier includes:

determining engineering information of a target project corresponding to the engineering identifier based on the engineering identifier of the target project stage, wherein the engineering information comprises area information of the project and/or user information of the project;

and determining a resource data processing model corresponding to the engineering identifier according to the engineering information, wherein a resource allocation additional rule corresponding to the engineering information is arranged in the resource data processing model, and the resource allocation additional rule comprises a region allocation rule and/or a user credit level allocation rule.

when the application allocation resource value is smaller than or equal to the planning resource value, determining an actual applicable allocation resource value according to a resource allocation additional rule set in the resource data processing model and the application allocation resource value;

obtaining a pre-exchange resource residual value of the target engineering;

and determining a processing result of the resource allocation request according to a comparison result of the actual applicable allocation resource value and the pre-exchange resource residual value.

In one embodiment, the determining the processing result of the resource allocation request according to the comparison result of the actually applicable allocated resource value and the pre-exchange resource residual value includes:

when the actual applicable allocated resource value is larger than the pre-exchange resource residual value, determining that the auditing result of the resource allocation request is auditing failure;

and locking the resource allocation flow of the resource allocation request, and determining the pre-exchange resource allowance value as an allocable resource value.

when the actual applicable allocated resource value is smaller than or equal to the pre-exchange resource residual value, determining that the auditing result of the resource allocation request is auditing success;

determining the actual applicable allocated resource value as an allocable resource value;

and updating the pre-exchange resource residual value according to the allocable resource value.

In a second aspect, the present application further provides a pre-exchange resource allocation processing device, where the device includes:

the request response module is used for responding to a resource allocation request aiming at a target engineering stage, obtaining an application allocation resource value of the target engineering stage, and an engineering contract signed in the target engineering stage and a resource use certificate of the engineering contract;

the plan generation module is used for generating a resource use plan of the target engineering stage according to the engineering contract and the resource use voucher;

the model determining module is used for determining a resource data processing model corresponding to the engineering identifier based on the engineering identifier of the target engineering stage;

And the processing module is used for calling the resource data processing model, and processing the resource allocation request according to the resource use plan and the application allocation resource value to obtain a processing result of the resource allocation request.

In one embodiment, the processing module further comprises:

the contract resource value acquisition unit is used for calling the resource data processing model, and extracting information of the resource use certificate in the resource use plan to obtain a contract resource value of the engineering contract;

a plan resource value acquisition unit configured to determine a plan resource value of the resource usage plan based on the contract resource value;

and the processing unit is used for comparing the application allocation resource value with the planning resource value and determining a processing result of the resource allocation request according to a comparison result.

In one embodiment, the processing unit is further configured to determine that an audit result of the resource allocation request is an audit failure when the application allocation resource value is greater than the plan resource value; and locking the resource allocation flow of the resource allocation request, and determining the planned resource value as an allocable resource value.

In one embodiment, the processing unit is further configured to determine, based on the engineering identifier of the target engineering stage, engineering information of a target engineering corresponding to the engineering identifier, where the engineering information includes information of an area to which the engineering belongs and/or information of a user to which the engineering belongs; and determining a resource data processing model corresponding to the engineering identifier according to the engineering information, wherein a resource allocation additional rule corresponding to the engineering information is arranged in the resource data processing model, and the resource allocation additional rule comprises a region allocation rule and/or a user credit level allocation rule.

In one embodiment, the processing unit is further configured to determine an actual applicable allocated resource value according to a resource allocation additional rule set in the resource data processing model and the applied allocated resource value when the applied allocated resource value is less than or equal to the planned resource value; obtaining a pre-exchange resource residual value of the target engineering; and determining a processing result of the resource allocation request according to a comparison result of the actual applicable allocation resource value and the pre-exchange resource residual value.

In one embodiment, the processing unit is further configured to determine that an audit result of the resource allocation request is an audit failure when the actually applicable allocated resource value is greater than the pre-exchange resource remainder value; and locking the resource allocation flow of the resource allocation request, and determining the pre-exchange resource allowance value as an allocable resource value.

In one embodiment, the processing unit is further configured to determine that the auditing result of the resource allocation request is auditing success when the actually applicable allocated resource value is less than or equal to the pre-exchange resource remainder value; determining the actual applicable allocated resource value as an allocable resource value; and updating the pre-exchange resource residual value according to the allocable resource value.

In a third aspect, the present application also provides a computer device comprising a memory storing a computer program and a processor implementing the steps of the method described above when the processor executes the computer program.

In a fourth aspect, the present application also provides a computer readable storage medium having stored thereon a computer program which when executed by a processor performs the steps of the method described above.

In a fifth aspect, the application also provides a computer program product comprising a computer program which, when executed by a processor, implements the steps of the method described above.

According to the pre-exchange resource allocation processing method, the device, the computer equipment, the storage medium and the computer program product, when the pre-exchange resource allocation is required, the application allocation resource value of the target engineering stage and the engineering contract and the resource use certificate of the engineering contract signed in the target engineering stage are obtained in response to the resource allocation request of the target engineering stage, wherein the engineering contract signed in the target engineering stage and the resource use certificate corresponding to the engineering contract can comprehensively reflect the resource data used by a server in the target engineering stage, so that a resource use plan of the target engineering stage can be generated according to the engineering contract and the resource use certificate, then the resource data processing model corresponding to the engineering identifier is determined based on the engineering identifier corresponding to the target engineering stage, the resource allocation request can be processed directly according to the resource use plan and the application allocation resource value without manual participation by calling the resource data processing model, the processing result of the resource allocation request can be obtained, the error rate of the pre-exchange resource allocation processing can be effectively reduced, and the pre-exchange resource allocation business processing efficiency can be improved.

Drawings

FIG. 1 is an application environment diagram of a pre-exchange resource allocation processing method in one embodiment;

FIG. 2 is a flow diagram of a pre-exchange resource allocation processing method in one embodiment;

FIG. 3 is a flowchart illustrating steps for invoking a resource data processing model, processing a resource allocation request according to a resource usage plan and an application allocation resource value, and obtaining a processing result of the resource allocation request in one embodiment;

FIG. 4 is a flowchart illustrating steps for comparing the applied-allocation resource value with the planned resource value, and determining a processing result of the resource allocation request according to the comparison result in one embodiment;

FIG. 5 is a flowchart illustrating steps for determining a processing result of a resource allocation request according to a comparison result between an actual applicable allocation resource value and a pre-exchange resource remainder value in one embodiment;

FIG. 6 is a flow chart illustrating a pre-exchange resource allocation processing method according to another embodiment;

FIG. 7 is a schematic diagram of the architecture of a pre-funding data processing model in one embodiment;

FIG. 8 is a block diagram illustrating a configuration of a pre-exchange resource allocation processing device in one embodiment;

fig. 9 is an internal structural diagram of a computer device in one embodiment.

Detailed Description

The present application will be described in further detail with reference to the drawings and examples, in order to make the objects, technical solutions and advantages of the present application more apparent. It should be understood that the specific embodiments described herein are for purposes of illustration only and are not intended to limit the scope of the application.

The user information (including but not limited to user equipment information, user personal information, etc.) and the data (including but not limited to data for analysis, stored data, presented data, etc.) related to the present application are information and data authorized by the user or sufficiently authorized by each party.

The pre-exchange resource allocation processing method provided by the embodiment of the application can be applied to an application environment shown in figure 1. The pre-exchange resource management system 102 is in communication connection with the server terminal 104 and the resource auditing terminal 106 through a network, respectively. The data storage system may store data that the pre-exchange resource management system 102 needs to process. The data storage system may be integrated on the pre-exchange resource management system 102 or may be located on the cloud or other network server. When the pre-exchange resource allocation is required, the development user generates a resource allocation request for the target engineering stage based on the server terminal 104, and transmits the resource allocation request to the pre-exchange resource management system 102. The pre-exchange resource management system 102 responds to the resource allocation request, obtains the application allocation resource value of the target engineering stage, and the engineering contract and the resource use certificate of the engineering contract signed by the target engineering stage, generates the resource use plan of the target engineering stage according to the engineering contract and the resource use certificate, determines the resource data processing model corresponding to the engineering identifier based on the engineering identifier of the target engineering stage, invokes the resource data processing model, and processes the resource allocation request according to the resource use plan and the application allocation resource value to obtain the processing result of the resource allocation request. The pre-exchange resource management system 102 may send the processing results to the resource auditing terminal 106, or a resource auditing person may obtain the processing results of the resource allocation request based on the resource auditing terminal. The server terminal 104 and the resource auditing terminal 106 may be, but not limited to, various personal computers, notebook computers, smart phones, tablet computers, and the like. The pre-exchange resource management system 102 may be implemented as a stand-alone server or as a cluster of servers.

In one embodiment, as shown in fig. 2, a pre-exchange resource allocation processing method is provided, which is illustrated by taking application of the method to the pre-exchange resource management system 102 in fig. 1 as an example, and includes the following steps:

s202, responding to a resource allocation request aiming at a target engineering stage, acquiring an application allocation resource value of the target engineering stage, and an engineering contract and a resource use certificate of the engineering contract signed in the target engineering stage.

The target engineering refers to a product development engineering for generating a service product, the target engineering stage refers to a development stage where the target engineering is currently located and completed, taking the service product as a house product as an example, and in the real estate development process, each engineering development step can be classified according to stages, for example, the engineering development step can be commonly divided into three stages including a foundation stage, a capping stage and an acceptance stage. The resource allocation request of the target engineering stage refers to a request for performing pre-exchange resource allocation of the target engineering stage, and after the development task of the corresponding stage is completed for the target engineering, a server can apply for the pre-exchange resource corresponding to the stage to a pre-exchange resource manager.

The project contract signed in the target project stage refers to contract information signed by the service party and the external project participant in order to complete corresponding stage tasks of the target project, and the external project participant refers to a third party which is required to cooperate in order to complete development of service products, such as a constructor, a building material provider and the like in a house building. Each engineering contract is a payment credential for the corresponding resource to be paid by the service party after the external engineering party completes the task of the target engineering stage, and the resource use credential can be any payment credential authenticated by the pre-exchange resource management party, such as a money payment bill.

The resource value application and allocation is to determine the corresponding resource value which needs to be applied and allocated from the pre-exchange resource after the service side completes the stage task of the target engineering stage. The application allocation resource value may be determined by the service party based on the engineering contract entered into by the target engineering stage and the resource usage credential of the engineering contract.

In one embodiment, a server enters a pre-exchange resource management system through a server terminal, a completed target engineering stage is selected or filled in the pre-exchange resource management system, then a project contract and a resource use certificate of the project contract which are actually signed in the target engineering stage are uploaded, an application option for applying for distribution is clicked, and a resource distribution request aiming at the target engineering stage is triggered and generated.

Specifically, the pre-exchange resource management system responds to a resource allocation request aiming at a target engineering stage, acquires resource allocation request information, wherein the resource allocation request information carries an application allocation resource value of the target engineering stage, and engineering contracts and resource use certificates of the engineering contracts signed in the target engineering stage. It may be appreciated that the project contract signed in the target project stage may be a single project contract or may be a plurality of project contracts, each project contract may have a corresponding resource usage certificate, and the number of resource usage certificates may be single, for example, the resource expense of the whole project contract may be listed on one payment certificate, or may be a plurality of project contracts, for example, a relevant payment certificate is issued for each resource expense.

S204, generating a resource use plan of the target engineering stage according to the engineering contract and the resource use certificate.

The resource use plan is used for displaying all resources required to be used in the target engineering stage and the plan information of the use direction of each resource, and the resource use condition of the target engineering stage can be intuitively reflected by generating the resource use plan of the target engineering stage.

Specifically, after obtaining the engineering contract and the resource use certificate corresponding to the engineering contract in the target engineering stage, the pre-exchange resource management system binds the engineering contract and the resource use certificate corresponding to the engineering contract, so as to obtain the resource use plan in the target engineering stage.

S206, determining a resource data processing model corresponding to the engineering identifier based on the engineering identifier of the target engineering stage.

Wherein the project identification is unique identification information for identifying a target project including a target project phase. And according to the engineering identification of the target engineering stage, the target engineering to which the target engineering stage belongs can be known, so that the related information of the target engineering can be determined.

The resource data processing model is a preset model for automatically processing a resource allocation request according to a resource usage plan and an application allocation resource value. The resource data processing model is generated by a designer according to pre-exchange resource data processing flow training in advance, and the resource data processing model is used for processing the resource allocation request, so that the processing result of the resource allocation request can be quickly and accurately obtained. It can be understood that the target engineering is different, the corresponding pre-exchange resource processing modes are not necessarily the same, and the corresponding used resource data processing models are not necessarily the same.

Specifically, after the resource usage plan of the target engineering stage is generated, the pre-exchange resource management system acquires the engineering identifier of the target engineering stage, and determines a resource data processing model corresponding to the engineering identifier based on the engineering identifier of the target engineering stage.

In one embodiment, the pre-exchange resource management system obtains the engineering identifier corresponding to the target engineering stage from the request information of the resource allocation request.

In one embodiment, after the pre-exchange resource management system obtains the engineering identifier of the target engineering stage, the corresponding relation between the identifier and the model can be called, the engineering identifier is matched with the identifier in the corresponding relation, and the model corresponding to the successfully matched identifier is determined as the resource data processing model corresponding to the engineering identifier.

S208, calling a resource data processing model, and processing the resource allocation request according to the resource use plan and the application allocation resource value to obtain a processing result of the resource allocation request.

Specifically, the pre-exchange resource management system calls a resource data processing model corresponding to the engineering identifier, inputs a resource use plan and an application allocation resource value into the resource data processing model, and processes a resource allocation request through the resource data processing model to obtain a processing result of the resource allocation request.

In the pre-exchange resource allocation processing method, when the pre-exchange resource allocation is required, the application allocation resource value of the target engineering stage, the engineering contract signed in the target engineering stage and the resource use certificate of the engineering contract are obtained in response to the resource allocation request of the target engineering stage, wherein the engineering contract signed in the target engineering stage and the resource use certificate corresponding to the engineering contract can comprehensively reflect the resource data used in the target engineering stage by a server, therefore, according to the engineering contract and the resource use certificate, a resource use plan of the target engineering stage can be generated, then the resource data processing model corresponding to the engineering identifier is determined based on the engineering identifier corresponding to the target engineering stage, the resource data processing model can meet the resource allocation requirement of the target engineering, and the resource allocation request can be directly processed according to the resource use plan and the application allocation resource value without manual participation by calling the resource data processing model, so that the processing result of the resource allocation request can be obtained, the pre-exchange resource allocation processing error rate can be effectively reduced, and the pre-exchange resource allocation business handling efficiency can be improved.

In one embodiment, as shown in fig. 3, a resource data processing model is called, and a resource allocation request is processed according to a resource usage plan and an application allocation resource value, so as to obtain a processing result of the resource allocation request, which includes:

s302, calling a resource data processing model, and extracting information from the resource use certificate in the resource use plan to obtain a contract resource value of the engineering contract.

The resource data processing model is pre-configured with an information extraction rule, and can extract information from the input resource use credentials to obtain resource use values corresponding to the resource use credentials. The information extraction rules are preset by the designer according to the resource use certificate form provided by the target engineering. For example, if the resource usage voucher is a ticket and the uploading format is a picture uploading, the information extraction rule may be an extraction rule for performing field identification on the target area of the image. It will be appreciated that the target engineering is different and the corresponding information extraction rules may be different.

The contract resource value of the engineering contract refers to the total value of resources required to be used by one engineering contract, and the contract resource value of the engineering contract is determined by the sum of the resource use values corresponding to the resource use credentials under the engineering contract. For example, the engineering contract includes 4 resource usage certificates, and each resource usage certificate corresponds to a resource usage value of α1, α2, α3 and α4, so that the contract resource value γ=α1+α2+α3+α4 of the engineering contract.

Specifically, the pre-exchange resource management system calls a resource data processing model, and inputs a resource usage plan and an application allocation resource value into the resource data processing model. The resource number processing model extracts information of the resource use certificates in the resource use plan to obtain resource use values corresponding to the resource use certificates, and calculates contract resource values of the engineering contract based on the resource use values.

S304, determining a plan resource value of the resource use plan based on the contract resource value.

The plan resource value refers to a total resource value required to be used in the whole target engineering stage, and is determined by the sum of contract resource values corresponding to all engineering contracts under the resource use plan. For example, a resource usage plan includes 4 engineering contracts, i.e., in the target engineering stage, 4 engineering contracts are made by the service and the external participants in order to complete the stage tasks of the target engineering stage. And the corresponding contract resource value of each engineering contract is gamma 1, gamma 2, gamma 3 and gamma 4, and the planned resource value of the resource use plan is delta=gamma 1+gamma 2+gamma 3+gamma 4.

Specifically, the resource data processing model determines a contract resource value corresponding to each engineering contract under the resource usage plan, and performs cumulative summation calculation based on the contract resource values to obtain a plan resource value of the resource usage plan.

S306, comparing the application allocation resource value with the planning resource value, and determining the processing result of the resource allocation request according to the comparison result.

Specifically, the application-for-allocation resource value is a resource requirement value calculated by the service side by itself, and the planning resource value is an actual resource requirement value required by the pre-exchange resource data processing model to complete the stage task of the target engineering stage, which is determined by the pre-exchange resource data processing model according to the engineering contract input by the service side and the corresponding resource usage credentials. The application allocation resource value is compared with the planning resource value, whether the resource value declared by the service side is matched with the actual resource requirement or not can be determined, and then the processing result of the resource allocation request is determined.

In this embodiment, by sequentially calculating the contract resource value of the engineering contract and the plan resource value of the resource usage plan by calling the resource data processing model, the accuracy and the calculation efficiency of the actual resource requirement value process required for determining the stage task of completing the target engineering stage can be effectively improved, and meanwhile, by comparing the application allocation resource value with the plan resource value, whether the resource value declared by the server matches with the actual resource requirement can be rapidly determined, and the handling efficiency of the pre-exchange resource allocation service can be effectively improved without one-to-one checking by manpower according to the information provided by the server, and the error rate of the pre-exchange resource allocation process can be reduced.

Further, in one embodiment, comparing the application allocation resource value with the planning resource value, and determining a processing result of the resource allocation request according to the comparison result includes:

and when the applied allocation resource value is larger than the planned resource value, determining that the auditing result of the resource allocation request is auditing failure. And locking the resource allocation flow of the resource allocation request, and determining the planned resource value as an allocable resource value.

Specifically, the resource data processing model compares the application allocation resource value with the plan resource value, when the application allocation resource value is larger than the plan resource value, the resource requirement value declared by the server side is not matched with the actual resource requirement value, the auditing result of the resource allocation request can be determined to be auditing failure, and at the moment, the pre-exchange resource management system locks the resource allocation flow of the resource allocation request so as to prevent the auditing personnel from continuously executing the pre-exchange resource allocation flow, and the pre-exchange resource allocation is completed according to the wrong application allocation resource value, so that the pre-exchange resource allocation processing errors are caused. And meanwhile, the pre-exchange resource system determines the actual resource requirement value determined by the resource data processing model, namely the planned resource value, as an allocable resource value.

In one embodiment, the pre-exchange resource management system generates audit confirmation information according to the audit result and the assignable resource value, and sends the audit confirmation information to the resource audit terminal. The resource auditor checks audit confirmation information based on the resource audit terminal, determines the reason of the failure of the audit of the resource allocation request, and confirms whether to allocate the resource according to the allocable resource value.

In one embodiment, the audit confirmation information may further include information about all resource values in the application process, such as a resource usage value of a resource usage certificate, a contract resource value of an engineering contract, a plan resource value of a resource usage plan, and an application allocation resource value of a server.

In one embodiment, when the application for allocation of the resource value is less than or equal to the planned resource value, the result of the audit of the resource allocation request is determined to be successful. The application-allocated resource value is determined as an allocatable resource value. And the pre-exchange resource management system generates audit confirmation information according to the audit result and the assignable resource value, and sends the audit confirmation information to the resource audit terminal.

In the above embodiment, when the application for allocating the resource value is greater than the planned resource value, the pre-exchange resource management system may quickly lock the resource allocation flow of the resource allocation request, so as to effectively avoid the occurrence of errors in the pre-exchange resource allocation process, and simultaneously determine the planned resource value as the allocable resource value, so that an auditor can directly determine the allocable pre-exchange resource value in the target engineering stage, thereby effectively improving the transaction efficiency of the pre-exchange resource allocation service.

In one embodiment, based on the engineering identity of the target engineering stage, determining the resource data processing model corresponding to the engineering identity includes:

and determining engineering information of the target engineering corresponding to the engineering identification based on the engineering identification of the target engineering stage, wherein the engineering information comprises the regional information of the engineering and/or the user information of the engineering. And determining a resource data processing model corresponding to the engineering identifier according to the engineering information, wherein a resource allocation additional rule corresponding to the engineering information is arranged in the resource data processing model, and the resource additional rule comprises a region allocation rule and/or a user credit level allocation rule.

The project-affiliated region information is project information for representing a target project-affiliated region. In some areas, corresponding allocation policy requirements may be formulated for allocation management of the pre-exchange resources, where the target project belongs to different areas, and allocation policies of corresponding areas may also be different, for example, some areas may determine an extraction ratio of the pre-exchange resources according to the project progress, and then determine corresponding allocable resource values according to the extraction ratio. For example, in certain specific areas, allocation policy requirements are that when the project progress reaches a certain criteria (e.g., before capping), an assignable resource value is determined by multiplying the resource requirement value declared by the user by the corresponding project progress proportion. Therefore, in order to accurately calculate the allocable resource value meeting the policy requirement of the area to which the target engineering belongs, the corresponding area allocation rule needs to be set in the resource data processing model. It can be understood that the region allocation rule includes a correspondence between the project progress of the region and the project progress proportion.

The user information of the project is project information used for representing a service party of the target project, and in some specific cases, in order to manage the pre-exchange resources more normally, the management department sets corresponding user credit levels for each managed service party, the user credit levels are different, and corresponding allocation policies are also different. For example, the management department determines the corresponding calculation proportion of the level according to the credit level of the user, and when pre-exchange resource allocation is performed, the resource requirement value declared by the user needs to be multiplied by the corresponding level proportion to determine the allocable resource value. Therefore, in order to accurately calculate the allocatable resource value conforming to the management rule of the management department, the corresponding user credit rating allocation rule needs to be set in the pre-exchange resource data processing model. It can be appreciated that the user credit rating assignment rule includes a correspondence between credit rating and rating scale.

Specifically, the pre-exchange resource management system determines engineering information of the target engineering corresponding to the engineering identification based on the engineering identification of the target engineering stage.

In one embodiment, the project information of the target project includes project-affiliated area information. And searching the corresponding relation between the preset area and the model by the pre-exchange resource management system according to the area information of the project, determining a resource data processing model corresponding to the project identifier, and setting an area allocation rule of the area of the project in the resource data processing model.

Further, in one embodiment, when the application allocation resource value is greater than the planned resource value, the resource data processing model searches a corresponding relation between the regional engineering progress and the engineering progress proportion in the regional allocation rule according to the target engineering stage, and determines the engineering progress proportion corresponding to the target engineering stage. An allocable resource value is determined based on the project schedule ratio and the planned resource value.

In another embodiment, when the application allocation resource value is smaller than or equal to the planned resource value, the resource data processing model searches a corresponding relation between the regional engineering progress and the engineering progress proportion in the regional allocation rule according to the target engineering stage, and determines the engineering progress proportion corresponding to the target engineering stage. And determining an allocable resource value based on the engineering progress proportion and the application allocation resource value.

In one embodiment, the project information of the target project includes user information to which the project belongs. The pre-exchange resource management system determines the user grade of the service side of the contractor target project according to the user information of the project, searches the corresponding relation between the preset grade and the model, determines a resource data processing model corresponding to the project identifier, and sets a user grade allocation rule corresponding to the user grade of the service side of the contractor target project in the resource data processing model.

Further, in one embodiment, when the application allocation resource value is greater than the planned resource value, the resource data processing model determines, according to the user information to which the project belongs, a user class of a server that hosts the target project, searches a correspondence between the signal class and the class proportion in a user class allocation rule, and determines a class proportion corresponding to the target project stage. An allocable resource value is determined based on the rank scale and the projected resource value.

In another embodiment, when the application allocation resource value is smaller than or equal to the planned resource value, the resource data processing model searches a corresponding relation between the credit rating and the rating ratio in the user rating allocation rule according to the user rating of the service side of the contractable target project, and determines the rating ratio corresponding to the target project stage. An allocable resource value is determined based on the rank scale and the application allocation resource value.

In one embodiment, the project information of the target project includes project affiliated area information and project affiliated user information. The pre-exchange resource management system determines the affiliated area of the target project according to the information of the affiliated area of the project, determines the user grade of the service side of the target project according to the information of the user affiliated with the project, searches the preset area-grade-model corresponding relation based on the affiliated area of the target project and the user grade of the service side, determines a resource data processing model corresponding to the project identifier, and sets an area allocation rule of the affiliated area of the project and a user grade allocation rule corresponding to the user grade of the service side of the target project in the resource data processing model.

Further, in one embodiment, when the application allocation resource value is greater than the plan resource value, the resource data processing model searches for a correspondence between the signal grade and the grade proportion in the user grade allocation rule and a correspondence between the regional engineering progress and the engineering progress proportion in the regional allocation rule according to the region to which the engineering belongs and the user grade of the server, determines the engineering progress proportion and the grade proportion corresponding to the target engineering stage, and determines the allocable resource value according to the engineering progress proportion and the grade proportion, the weight parameters corresponding to the two proportions and the plan resource value.

In another embodiment, when the application allocation resource value is smaller than or equal to the planned resource value, the resource data processing model searches for a correspondence between the signal grade and the grade proportion in the user grade allocation rule and a correspondence between the regional engineering progress and the engineering progress proportion in the regional allocation rule according to the region to which the engineering belongs and the user grade of the server, determines the engineering progress proportion and the grade proportion corresponding to the target engineering stage, and determines the allocable resource value according to the engineering progress proportion and the grade proportion, the weight parameters corresponding to the two proportions and the application allocation resource value.

In the above embodiment, the resource addition rule is determined to be set in the resource data processing model through the engineering identifier of the target engineering stage, so that the calculation accuracy of the allocatable resource value can be effectively improved, the error rate of the pre-exchange resource allocation processing is reduced, and the efficiency of the pre-exchange resource allocation service handling is improved.

In one embodiment, as shown in fig. 4, comparing the application allocation resource value with the planning resource value, determining a processing result of the resource allocation request according to the comparison result includes:

and S402, when the application allocation resource value is smaller than or equal to the planned resource value, determining the actual applicable allocation resource value according to the resource allocation additional rule and the application allocation resource value set in the resource data processing model.

Specifically, when the application allocation resource value is smaller than or equal to the planned resource value, the resource data processing model determines an actual applicable allocation resource value according to the internally set resource allocation additional rule and the application allocation resource value.

In one embodiment, if the additional rule of resource allocation is a region allocation rule, the resource data processing model searches a corresponding relationship between a region project progress and a project progress proportion in the region allocation rule according to the target project stage, and determines the project progress proportion corresponding to the target project stage. And determining the actual applicable allocation resource value based on the engineering progress proportion and the application allocation resource value.

In one embodiment, if the additional rule for resource allocation is a user class allocation rule, the resource data processing model searches for a correspondence between a credit class and a class proportion in the user class allocation rule according to the user class of the service side of the target project, and determines the class proportion corresponding to the target project stage. And determining the actual applicable allocation resource value based on the grade proportion and the application allocation resource value.

In one embodiment, if the additional rule for resource allocation is an area allocation rule and a user grade allocation rule, the resource data processing model searches for a corresponding relationship between a signal grade and a grade proportion in the user grade allocation rule and a corresponding relationship between an area engineering progress and an engineering progress proportion in the area allocation rule according to the target engineering stage and the user grade of a server for the target engineering, determines an engineering progress proportion and a grade proportion corresponding to the target engineering stage, and determines an actually applicable allocation resource value according to the engineering progress proportion and the grade proportion, weight parameters corresponding to the two proportions and the application allocation resource value.

S404, obtaining the pre-exchange resource residual value of the target engineering.

The pre-exchange resource surplus value refers to the total pre-exchange resource amount which is entrusted by a third party at the current moment of the target engineering. The pre-exchange resource residual value is monitored and updated in real time by another processing thread of the pre-exchange resource management system, and when the exchange service under the corresponding pre-exchange certificate of the target engineering is updated, for example, forward pre-exchange or reverse pre-exchange occurs, the corresponding processing thread updates the pre-exchange resource residual value in real time. Taking the house service as an example, the exchange service under the target engineering corresponding pre-exchange certificate is updated, that is, the house transaction service under the house property pre-sale certificate is updated, for example, the user completes the pre-sale transaction with the development enterprise, or the user selects refund.

Specifically, the pre-exchange resource management system acquires a pre-exchange resource surplus value of the current target engineering from the pre-exchange resource surplus monitoring thread.

S406, determining the processing result of the resource allocation request according to the comparison result of the actual applicable allocation resource value and the pre-exchange resource residual value.

Specifically, the pre-exchange resource management system inputs the obtained pre-exchange resource residual value into a resource data processing model, the resource data processing model compares the actual applicable allocation resource value with the pre-exchange resource residual value, and the processing result of the resource allocation request is determined according to the comparison result of the actual applicable allocation resource value and the pre-exchange resource residual value.

In the above embodiment, by calculating the actual applicable allocated resource value of the target engineering stage, it is ensured that the actual applicable allocated resource value meets the policy requirement. The actual applicable resources are compared with the residual values of the pre-exchange resources, and the processing result of the resource allocation request is determined according to the comparison result, so that the residual conditions of the pre-exchange resources can be considered during resource allocation, the error rate of the pre-exchange resource allocation processing is effectively reduced, and the efficiency of the pre-exchange resource allocation business handling is improved.

Further, in one embodiment, determining a processing result of the resource allocation request according to a comparison result of the actually applicable allocation resource value and the pre-exchange resource remainder value includes:

and when the actual applicable allocated resource value is larger than the pre-exchange resource residual value, determining that the auditing result of the resource allocation request is auditing failure. And locking the resource allocation flow of the resource allocation request, and determining the pre-exchange resource allowance value as an allocable resource value.

Specifically, the resource data processing model compares the actual applicable allocated resource value with the pre-exchange resource residual value, when the actual applicable allocated resource value is larger than the pre-exchange resource residual value, the current pre-exchange resource residual value of the target project is insufficient to provide the actual applicable allocated resource value required by the target project stage, the auditing result of the resource allocation request can be determined to be auditing failure, and at the moment, the pre-exchange resource management system locks the resource allocation flow of the resource allocation request so as to prevent auditing personnel from continuously executing the pre-exchange resource allocation flow, and the pre-exchange resource allocation is completed according to the wrong applied allocated resource value, so that the pre-exchange resource allocation processing error is caused. And the pre-exchange resource system determines the pre-exchange resource allowance value as an allocable resource value.

In one embodiment, the audit confirmation information may further include information about all resource values in the application process, such as a resource usage value of a resource usage certificate, a contract resource value of an engineering contract, a plan resource value of a resource usage plan, an application allocation resource value of a server, a pre-exchange resource residual value, an actual applicable allocation resource value, and the like.

In the above embodiment, when the actual applicable allocated resource value is greater than the pre-exchange resource residual value, the pre-exchange resource management system can quickly lock the resource allocation flow of the resource allocation request, so that the occurrence of error in the allocation process of the pre-exchange resource is effectively avoided, and meanwhile, the pre-exchange resource residual value is determined to be the allocable resource value, so that an auditor can conveniently and directly determine the allocable pre-exchange resource value in the target engineering stage, and the transaction efficiency of the pre-exchange resource allocation service is effectively improved.

In another embodiment, as shown in fig. 5, determining a processing result of the resource allocation request according to a comparison result of the actually applicable allocation resource value and the pre-exchange resource remainder value includes:

s502, when the actual applicable allocated resource value is smaller than or equal to the pre-exchange resource residual value, determining that the auditing result of the resource allocation request is auditing success.

Specifically, the resource data processing model compares the actual applicable allocated resource value with the pre-exchange resource residual value, and when the actual applicable allocated resource value is smaller than or equal to the pre-exchange resource residual value, the current pre-exchange resource residual value of the target project is enough to pay the actual applicable allocated resource value required by the target project stage, so that the auditing result of the resource allocation request can be determined to be auditing success.

S504, determining the actual applicable allocated resource value as an allocatable resource value.

Specifically, the actual applicable allocated resource value is determined to be the allocatable resource value, so that the resource allocation is conveniently carried out directly according to the allocatable resource value in the later period.

S506, updating the pre-exchange resource residual value according to the allocable resource value.

Specifically, after the allocable resource value is determined, the pre-exchange resource management system needs to update the residual value of the pre-exchange resource, so that the situation of disordered residual records is avoided. The pre-swap resource management system will update the pre-swap resource remainder value according to the allocable resource value. For example, if the pre-swap resource residual value is ε and the allocable resource value is β, the updated pre-swap resource residual value ε' =ε - β.

In this embodiment, when the actual applicable allocated resource value is smaller than or equal to the pre-exchange resource residual value, the actual applicable allocated resource value is determined to be the allocable resource value, so that an auditor can directly determine the pre-exchange resource value allocable in the target engineering stage, and update the pre-exchange resource residual value at the same time, thereby effectively avoiding occurrence of a situation of disordered residual record.

In one embodiment, as shown in fig. 6, a pre-exchange resource allocation processing method is provided, and the method is applied to real estate pre-selling service for example, and the method specifically includes the following steps:

the pre-exchange resource management system responds to the fund distribution request aiming at the target engineering stage, and obtains the application amount mu of the target engineering stage, the engineering contract signed at the target engineering stage and the corresponding bill of each engineering contract.

And binding the bill and the corresponding engineering contract by the pre-exchange resource management system, and classifying the bound engineering contract and bill under the affiliated pre-sale certificate to obtain the money consumption plan of the target engineering stage. The payment plan includes a plurality of engineering contracts and notes under a pre-sale certificate.

And the pre-exchange resource management system determines engineering information of the target engineering corresponding to the engineering identification according to the engineering identification of the target engineering stage, and determines a pre-selling fund data processing model corresponding to the engineering identification according to the engineering information.

The structure of the pre-selling funds data processing model is shown in fig. 7, wherein the pre-selling funds data processing model consists of a data sub-model and a calculating sub-model, the data model is used for storing and/or extracting data, and the processing model is used for processing funds distribution requests according to the data stored in the data model. The data submodel divides the data into 4 dimensions, in order from low to high, a ticket level, a contract level, a paymate level, and an allocation level. The data model may store the received data in a hierarchical manner according to a data dimension, for example, contract data of engineering contracts is stored in a contract hierarchy, notes are classified and stored in a bill hierarchy according to the engineering contracts to which they belong, a payment plan may store a total amount of the payment plan corresponding to the payment plan, and a distribution hierarchy stores additional rules of fund distribution corresponding to engineering information, for example, a regional distribution rule, and/or a user credit level distribution rule, where the distribution hierarchy is generally based on a sales range of pre-sales certificates issued to development enterprises by a management department.

After the pre-sale fund data processing model is determined, the pre-exchange resource management system acquires a pre-exchange resource residual value epsilon corresponding to the engineering mark from a pre-sale fund residual monitoring thread according to the engineering mark of the target engineering, and inputs the applied fund mu, the pre-exchange resource residual epsilon and the money consumption plan into the pre-sale fund data processing model.

The bill in the money using plan is stored in a bill level by the pre-selling fund data processing model, the engineering contract is stored in a contract level, information extraction is carried out on each bill in the bill level, bill amount alpha of each bill is obtained, and the bill amount alpha of each bill is stored in a corresponding storage position.

The calculation sub-model of the pre-sales funds data processing model firstly sets a reference quota factor beta, and the reference quota can be used as one of important output results of the final calculation model. The calculation sub-model calculates the total amount gamma of each engineering contract according to the bill amount alpha, wherein the calculation formula of the total amount of the engineering contract is as follows: total amount of engineering contract γ=α ₁ +α ₂ +α ₃ +…α _n 。

After obtaining the total amount of the engineering contracts of each engineering contract under the pre-sales certificate, calculating the total amount delta of the money using plan by a calculating sub-model of the pre-sales fund data processing model, wherein the total amount delta of the money using plan is multiplied by gamma ₁ +γ ₂ +γ ₃ +…γ _n 。

The calculation submodel firstly initializes beta=mu, compares the initialized beta with the calculated sum delta of the money plan, calculates the actual applicable allocated resource value eta according to the resource allocation additional rule and the initialized beta if the initialized beta is smaller than or equal to delta, compares the actual applicable allocated resource value eta with the pre-exchange resource balance epsilon, and updates the beta into the actual applicable allocated resource value eta if the actual applicable allocated resource value eta is smaller than or equal to the pre-exchange resource balance epsilon, so as to determine that the auditing is successful. The pre-exchange resource management system feeds back a final auditing result and a series of data such as beta, alpha, gamma, delta, epsilon, mu, eta and the like to the auditing terminal. Meanwhile, the calculation sub-model updates epsilon=epsilon-beta after each allocation service is completed so as to facilitate the subsequent allocation calculation.

If the beta is larger than delta, updating the beta to delta, calculating according to a resource allocation additional rule and delta to obtain an actual applicable allocation resource value eta, comparing the actual applicable allocation resource value eta with a pre-exchange resource balance epsilon, if the actual applicable allocation resource value eta is smaller than or equal to the pre-exchange resource balance epsilon, updating the beta to the actual applicable allocation resource value eta, determining that the auditing is failed, and feeding back a final auditing result and a series of data such as beta, alpha, gamma, delta, epsilon, mu, eta and the like to an auditing terminal by the pre-exchange resource management system.

If the actual applicable allocated resource value eta is larger than the pre-exchange resource balance epsilon, updating beta into the pre-exchange resource balance epsilon, determining that the auditing fails, and feeding back a final auditing result and a series of data such as beta, alpha, gamma, delta, epsilon, mu, eta and the like to the auditing terminal by the pre-exchange resource management system.

According to the pre-exchange resource allocation processing method in the embodiment, all data are integrated and all data are electronically presented, so that the use of pre-selling funds can be more accurately standardized. And meanwhile, carrying out layering processing on the fund distribution related data of the fund consumption plan, and acquiring a final result according to a calculation method of the basic quota factor. The calculation accuracy and approval efficiency of the whole pre-sale funds are greatly improved.

It should be understood that, although the steps in the flowcharts related to the embodiments described above are sequentially shown as indicated by arrows, these steps are not necessarily sequentially performed in the order indicated by the arrows. The steps are not strictly limited to the order of execution unless explicitly recited herein, and the steps may be executed in other orders. Moreover, at least some of the steps in the flowcharts described in the above embodiments may include a plurality of steps or a plurality of stages, which are not necessarily performed at the same time, but may be performed at different times, and the order of the steps or stages is not necessarily performed sequentially, but may be performed alternately or alternately with at least some of the other steps or stages.

Based on the same inventive concept, the embodiment of the application also provides a pre-exchange resource allocation processing device for realizing the above related pre-exchange resource allocation processing method. The implementation of the solution provided by the apparatus is similar to the implementation described in the above method, so the specific limitation in the embodiments of the one or more pre-exchange resource application processing apparatuses provided below may refer to the limitation of the pre-exchange resource allocation processing method hereinabove, and will not be repeated herein.

In one embodiment, as shown in fig. 8, there is provided a pre-exchange resource allocation processing apparatus 800, including: a request response module 801, a plan generation module 802, a model determination module 803, and a processing module 804, wherein:

a request response module 801, configured to obtain, in response to a resource allocation request for a target engineering stage, an application allocation resource value of the target engineering stage, and an engineering contract and a resource usage credential of the engineering contract signed in the target engineering stage.

The plan generating module 802 is configured to generate a resource usage plan of the target engineering stage according to the engineering contract and the resource usage voucher.

The model determining module 803 is configured to determine, based on the engineering identifier of the target engineering stage, a resource data processing model corresponding to the engineering identifier.

And the processing module 804 is configured to invoke a resource data processing model, and process the resource allocation request according to the resource usage plan and the application allocation resource value, so as to obtain a processing result of the resource allocation request.

According to the pre-exchange resource allocation processing device, when the pre-exchange resource allocation is required, the application allocation resource value of the target engineering stage and the engineering contract and the resource use certificate of the engineering contract signed in the target engineering stage are obtained in response to the resource allocation request of the target engineering stage, wherein the engineering contract signed in the target engineering stage and the resource use certificate corresponding to the engineering contract can comprehensively reflect the resource data used in the target engineering stage and the server, so that a resource use plan of the target engineering stage can be generated according to the engineering contract and the resource use certificate, then the resource data processing model corresponding to the engineering identifier is determined based on the engineering identifier corresponding to the target engineering stage, the resource data processing model can meet the resource allocation requirement of the target engineering, the resource allocation request can be directly processed according to the resource use plan and the application allocation resource value without manual participation by calling the resource data processing model, the processing result of the resource allocation request can be obtained, the pre-exchange resource allocation processing error rate can be effectively reduced, and the pre-exchange resource allocation business processing efficiency can be improved.

In one embodiment, the processing module further comprises:

a plan resource value acquisition unit configured to determine a plan resource value of a resource usage plan based on the contract resource value;

and the processing unit is used for comparing the application allocation resource value with the planning resource value and determining a processing result of the resource allocation request according to the comparison result.

In one embodiment, the processing unit is further configured to determine that the auditing result of the resource allocation request is an auditing failure when the application for allocation of the resource value is greater than the planned resource value; and locking the resource allocation flow of the resource allocation request, and determining the planned resource value as an allocable resource value.

In one embodiment, the processing unit is further configured to determine, based on the project identifier of the target project stage, project information of the target project corresponding to the project identifier, where the project information includes information of a region to which the project belongs, and/or information of a user to which the project belongs; and determining a resource data processing model corresponding to the engineering identifier according to the engineering information, wherein a resource allocation additional rule corresponding to the engineering information is arranged in the resource data processing model, and the resource additional rule comprises a region allocation rule and/or a user credit level allocation rule.

In one embodiment, the processing unit is further configured to determine an actual applicable allocated resource value according to the resource allocation additional rule and the applied allocated resource value set in the resource data processing model when the applied allocated resource value is less than or equal to the planned resource value; obtaining a pre-exchange resource residual value of a target project; and determining a processing result of the resource allocation request according to a comparison result of the actual applicable allocation resource value and the pre-exchange resource residual value.

In one embodiment, the processing unit is further configured to determine that the auditing result of the resource allocation request is an auditing failure when the actual applicable allocated resource value is greater than the pre-exchange resource remainder value; and locking the resource allocation flow of the resource allocation request, and determining the pre-exchange resource allowance value as an allocable resource value.

In one embodiment, the processing unit is further configured to determine that the auditing result of the resource allocation request is auditing success when the actual applicable allocated resource value is less than or equal to the pre-exchange resource remainder value; determining an actual applicable allocated resource value as an allocable resource value; and updating the pre-exchange resource residual value according to the allocable resource value.

The modules in the pre-exchange resource application processing device may be implemented in whole or in part by software, hardware, or a combination thereof. The above modules may be embedded in hardware or may be independent of a processor in the computer device, or may be stored in software in a memory in the computer device, so that the processor may call and execute operations corresponding to the above modules.

In one embodiment, a computer device is provided, which may be a pre-exchange resource management system, the internal structure of which may be as shown in fig. 9. The computer device includes a processor, a memory, and a network interface connected by a system bus. Wherein the processor of the computer device is configured to provide computing and control capabilities. The memory of the computer device includes a non-volatile storage medium and an internal memory. The non-volatile storage medium stores an operating system, computer programs, and a database. The internal memory provides an environment for the operation of the operating system and computer programs in the non-volatile storage media. The database of the computer equipment is used for storing data such as application allocation resource values, engineering contracts, resource use certificates, resource use plans, engineering identifications, resource data processing models and the like. The network interface of the computer device is used for communicating with an external terminal through a network connection. The computer program, when executed by a processor, implements a pre-exchange resource allocation processing method.

It will be appreciated by persons skilled in the art that the architecture shown in fig. 9 is merely a block diagram of some of the architecture relevant to the present inventive arrangements and is not limiting as to the computer device to which the present inventive arrangements are applicable, and that a particular computer device may include more or fewer components than shown, or may combine some of the components, or have a different arrangement of components.

In one embodiment, a computer device is provided, including a memory and a processor, where the memory stores a computer program, and the processor implements the specific steps of the pre-exchange resource allocation processing method embodiment described above when the computer program is executed.

In one embodiment, a computer readable storage medium is provided, on which a computer program is stored, which when executed by a processor implements the specific steps of the pre-exchange resource allocation processing method embodiment described above.

In one embodiment, a computer program product is provided, comprising a computer program which, when executed by a processor, implements the specific steps of the pre-exchange resource allocation processing method embodiment described above.

Those skilled in the art will appreciate that implementing all or part of the above described methods may be accomplished by way of a computer program stored on a non-transitory computer readable storage medium, which when executed, may comprise the steps of the embodiments of the methods described above. Any reference to memory, database, or other medium used in embodiments provided herein may include at least one of non-volatile and volatile memory. The nonvolatile Memory may include Read-Only Memory (ROM), magnetic tape, floppy disk, flash Memory, optical Memory, high density embedded nonvolatile Memory, resistive random access Memory (ReRAM), magnetic random access Memory (Magnetoresistive Random Access Memory, MRAM), ferroelectric Memory (Ferroelectric Random Access Memory, FRAM), phase change Memory (Phase Change Memory, PCM), graphene Memory, and the like. Volatile memory can include random access memory (Random Access Memory, RAM) or external cache memory, and the like. By way of illustration, and not limitation, RAM can be in the form of a variety of forms, such as static random access memory (Static Random Access Memory, SRAM) or dynamic random access memory (Dynamic Random Access Memory, DRAM), and the like. The databases referred to in the embodiments provided herein may include at least one of a relational database and a non-relational database. The non-relational database may include, but is not limited to, a blockchain-based distributed database, and the like. The processor referred to in the embodiments provided in the present application may be a general-purpose processor, a central processing unit, a graphics processor, a digital signal processor, a programmable logic unit, a data processing logic unit based on quantum computing, or the like, but is not limited thereto.

The technical features of the above embodiments may be arbitrarily combined, and all possible combinations of the technical features in the above embodiments are not described for brevity of description, however, as long as there is no contradiction between the combinations of the technical features, they should be considered as the scope of the description.

The foregoing examples illustrate only a few embodiments of the application and are described in detail herein without thereby limiting the scope of the application. It should be noted that it will be apparent to those skilled in the art that several variations and modifications can be made without departing from the spirit of the application, which are all within the scope of the application. Accordingly, the scope of the application should be assessed as that of the appended claims.

Claims

1. A method for pre-exchange resource allocation processing, the method comprising:

2. The method according to claim 1, wherein the calling the resource data processing model to process the resource allocation request according to the resource usage plan and the application allocation resource value to obtain a processing result of the resource allocation request includes:

3. The method according to claim 2, wherein comparing the application allocation resource value with the plan resource value, and determining a processing result of the resource allocation request according to the comparison result, comprises:

4. A method according to claim 2 or 3, wherein the determining, based on the engineering identity of the target engineering stage, a resource data processing model corresponding to the engineering identity comprises:

5. The method of claim 4, wherein comparing the application-allocated resource value with the plan resource value, and determining a processing result of the resource allocation request based on the comparison result, comprises:

obtaining a pre-exchange resource residual value of the target engineering;

6. The method of claim 5, wherein determining the processing result of the resource allocation request based on the comparison of the actual applicable allocation resource value and the pre-swap resource remaining value comprises:

7. The method of claim 5, wherein determining the processing result of the resource allocation request based on the comparison of the actual applicable allocation resource value and the pre-swap resource remaining value comprises:

8. A pre-exchange resource allocation processing device, the device comprising:

9. The apparatus of claim 8, wherein the processing module further comprises:

10. The apparatus of claim 9, wherein the processing unit is further configured to determine that the auditing result of the resource allocation request is an auditing failure when the application allocation resource value is greater than the planned resource value; and locking the resource allocation flow of the resource allocation request, and determining the planned resource value as an allocable resource value.

11. The apparatus according to claim 9 or 10, wherein the processing unit is further configured to determine, based on the project identifier of the target project stage, project information of a target project corresponding to the project identifier, the project information including information of a region to which the project belongs and/or information of a user to which the project belongs; and determining a resource data processing model corresponding to the engineering identifier according to the engineering information, wherein a resource allocation additional rule corresponding to the engineering information is arranged in the resource data processing model, and the resource allocation additional rule comprises a region allocation rule and/or a user credit level allocation rule.

12. The apparatus according to claim 11, wherein the processing unit is further configured to determine an actual applicable allocation resource value according to a resource allocation additional rule set in the resource data processing model and the application allocation resource value when the application allocation resource value is less than or equal to the planned resource value; obtaining a pre-exchange resource residual value of the target engineering; and determining a processing result of the resource allocation request according to a comparison result of the actual applicable allocation resource value and the pre-exchange resource residual value.

13. The apparatus of claim 12, wherein the processing unit is further configured to determine that the auditing result of the resource allocation request is an auditing failure when the actual applicable allocated resource value is greater than the pre-exchange resource remainder value; and locking the resource allocation flow of the resource allocation request, and determining the pre-exchange resource allowance value as an allocable resource value.

14. The apparatus of claim 12, wherein the processing unit is further configured to determine that the auditing result of the resource allocation request is auditing success when the actual applicable allocated resource value is less than or equal to the pre-exchange resource remainder value; determining the actual applicable allocated resource value as an allocable resource value; and updating the pre-exchange resource residual value according to the allocable resource value.

15. A computer device comprising a memory and a processor, the memory storing a computer program, characterized in that the processor implements the steps of the method of any of claims 1 to 7 when the computer program is executed.

16. A computer readable storage medium, on which a computer program is stored, characterized in that the computer program, when being executed by a processor, implements the steps of the method of any of claims 1 to 7.

17. A computer program product comprising a computer program, characterized in that the computer program, when being executed by a processor, implements the steps of the method of any of claims 1 to 7.