CN117172905A

CN117172905A - Service processing method, device, equipment and storage medium

Info

Publication number: CN117172905A
Application number: CN202311373725.0A
Authority: CN
Inventors: 张佳立
Original assignee: China Construction Bank Corp; CCB Finetech Co Ltd
Current assignee: China Construction Bank Corp; CCB Finetech Co Ltd
Priority date: 2023-10-23
Filing date: 2023-10-23
Publication date: 2023-12-05

Abstract

The application relates to the technical field of data processing, and particularly discloses a service processing method, a device, equipment and a storage medium, wherein the method comprises the following steps: the method comprises the steps that a first server responds to an electronic resource transfer processing request, a target object is determined from service contract information, and a source object of an electronic resource is sent to the target object; the service contract information comprises a mapping relation between service items configured based on parameterization and preset storage subjects, wherein the storage subjects are storage spaces corresponding to signing operation; transferring a preset number of electronic resources from an account of a source object to a preset storage subject according to the service item; and then transferring the electronic resources recorded in the preset storage subjects to an account of the target object, and sending an electronic resource transfer result to a second server, so that the processing of the charging service is automatically completed in a service processing scene of the bank, the manual operation is reduced, and the accuracy, the safety and the efficiency of the charging service processing are improved.

Description

Service processing method, device, equipment and storage medium

Technical Field

The present application relates to the field of data processing technologies, and in particular, to a service processing method, apparatus, device, and storage medium.

Background

In the modern financial industry, banking core transaction systems are an integral part of the business level and service capabilities of banks. In banking, it is sometimes required that a bank acts as a third party (also called an intermediate party or man-in-the-middle) to realize the processing of the charging service in the financing process, for example, in warranty service, the bank needs to collect service fees of small micro-enterprises from an external platform instead of customers.

The current charge service processing is generally performed by manually transferring funds from a customer to a bank counter, transferring funds from a customer to a target object by a staff of the bank counter, and further performing the modern charge service processing through manual revolution and revolution account operation. However, the manual transfer mode has low working efficiency and high error probability, and is safe.

Therefore, if the processing efficiency of the charging service is improved, ensuring the security of the charging service is a technical problem that needs to be solved at present.

Disclosure of Invention

The embodiment of the application provides a service processing method, a device, equipment and a storage medium, which are used for realizing the automatic processing of modern charging service, reducing manual operation, improving the processing efficiency of charging service and ensuring the safety of charging service.

In a first aspect, an embodiment of the present application provides a service processing method, where the method is applied to a banking system and is used for processing a fee-based service, and the method includes:

the method comprises the steps that a first server responds to an electronic resource transfer processing request, a target object is determined from stored business contract information from a second server, and a source object of an electronic resource is sent to the target object; the business contract information comprises an account of the source object, an account of the target object, an association relation between the source object and the target object and a mapping relation between a business item configured based on parameterization and a preset storage subject, wherein the storage subject is a storage space corresponding to subscription operation;

the first server transfers a preset number of electronic resources from the account of the source object to the preset storage subjects according to the service items;

and the first server responds to the transfer execution operation request, transfers the electronic resources recorded in the preset storage subjects to the account of the target object, and sends an electronic resource transfer response message to the second server, wherein the electronic resource transfer response message comprises an electronic resource transfer result.

According to the technical scheme, the first server can be a server corresponding to the banking system, and the second server is a server corresponding to the target object. The source object and the target object are objects having business directions, such as directions and directions with a policy business between the source object and the target object. The source object is an object needing fee deduction, for example, the source object is a client of a use platform in the security service; the target object is an object requiring charging, for example, the target object is a platform in the warranty service. The electronic resource can be expressed as funds which need to be paid to the target object by the source object, the preset storage subjects can be preset transitional subjects in the bank system, and the business items corresponding to the business contracts have a mapping relation with the preset storage subjects, namely the business contracts have a preset mapping relation with the preset transitional subjects in the bank system, so that the preset quantity of electronic resources can be transferred from the account of the source object to the preset storage subjects according to the business items of the business contract information, automatic charging is realized under the business processing scene of the bank, manual operation is reduced, and the processing efficiency of charge-collecting business is improved.

After transferring the preset number of electronic resources from the account of the source object to the preset storage subjects, responding to the transfer execution operation request, transferring the recorded electronic resources to the account of the target object based on the transitional subjects, and automatically returning the electronic resources to the target object to finish the processing of the charge replacement service. Because the transitional subjects are not equivalent to accounts, the intermediate accounts are not used in the processing process of the charging service, and the electronic resources are returned to the target objects directly by the transitional subjects, so that the automatic flow of the matched electronic resources among public accounts under the banking service processing scene is realized, and the processing safety and accuracy of the charging service are improved.

Optionally, before the first server responds to the electronic resource transfer processing request, the method further includes:

the first server receives a contract request sent by the second server, wherein the contract request comprises a business item;

the first server responds to the contract request and configures the mapping relation between the business item and the preset storage department object of the first server according to preset parameters;

and the first server establishes a service contract according to the identification of the target object, the account of the target object and the mapping relation between the service item and a preset storage subject.

In the technical scheme, the service items comprise information such as the type of the charge-collecting service of the target object, the preset transfer quantity of the electronic resource, the processing time of the charge-collecting service, the charging detail description, the charge contract (i.e. service contract) instruction establishment and the like, so that the charge-collecting service of the target object is processed for the service items based on the charge contract instruction establishment configuration service item and the transitional subject mapping relation of the bank system, and the accuracy of charge-collecting service processing is ensured.

Optionally, configuring the mapping relationship between the service item and the preset storage object according to the preset parameter includes:

The first server adding a contract identification to the business item, the contract identification representing processing the business item based on the established business contract;

the first server configures a mapping relation between the service item and the preset storage object according to the unique identifier of the service item and the unique identifier of the preset storage object based on preset mapping parameters.

In the technical scheme, the mapping parameter represents the unique identifier of the service item to map the unique identifier of the preset storage subject, so that the automation and the intellectualization of establishing the service contract can be realized by configuring the mapping relation between the service item and the preset storage subject through the preset mapping parameter.

Optionally, after the first server establishes the service contract according to the identifier of the target object, the account of the target object, and the mapping relationship between the service item and the preset storage subject, the method further includes:

the first server receives a subscription request, wherein the subscription request comprises an identifier of the source object, an account of the source object, an identifier of the target object and a service item;

the first server establishes an association relationship between the source object and the target object according to the identification of the source object and the identification of the target object;

The first server determines a business contract according to the identification of the target object and the business item;

the first server adds the account of the source object and the association relation between the source object and the target object into the business contract to obtain business contract information;

the first server stores the business contract information and sends the business contract information to the second server.

According to the technical scheme, the corresponding business contracts are searched according to the identification of the target object and the business project, then the account of the source object and the association relation between the source object and the target object are added into the business contracts, which is equivalent to signing the business contracts by the source object, and further automatic charging under a business processing scene of a bank is realized based on the transition subjects of the business contracts from the account of the source object to the corresponding business contracts by transferring the preset number of electronic resources, so that manual operation is reduced, and the processing efficiency of charge-substituting business is improved.

Optionally, the first server determines a target object from the saved service contract information from the second server and sends a source object of the electronic resource to the target object in response to the electronic resource transfer processing request, including:

If the first server determines that the current time reaches the processing time set in the service contract information, triggering an electronic resource transfer processing request;

the first server responds to the electronic resource transfer processing request and determines a target object from the business contract information;

and the first server determines a source object for sending the electronic resource to the target object according to the association relation between the source object and the target object.

According to the technical scheme, the charging service is automatically processed according to the processing time in the service contract, so that automatic charging is realized, and the processing intelligence of the charging service is improved.

Optionally, the method further comprises:

the first server acquires an electronic resource transfer processing request sent by the second server, wherein the electronic resource transfer processing request comprises a service item and a target object identifier;

responding to the electronic resource transfer processing request, and determining a target service contract to be executed according to the service item and the identification of the target object;

executing the target business contract.

According to the technical scheme, the charging service is actively processed according to the processing request, so that automatic charging is realized, and the processing flexibility of the charging service is improved.

The flexibility of controlling whether the preset object is displayed or not by the user is ensured through the control instruction, and the webpage use experience of the user is improved.

In a second aspect, an embodiment of the present application provides a service processing apparatus, including:

the processing module is used for responding to the electronic resource transfer processing request, determining a target object from the stored business contract information from the second server and sending a source object of the electronic resource to the target object; the business contract information comprises an account of the source object, an account of the target object, an association relation between the source object and the target object and a mapping relation between a business item configured based on parameterization and a preset storage subject, wherein the storage subject is a storage space corresponding to subscription operation; according to the business item, transferring a preset number of electronic resources from the account of the source object to the preset storage subject; responding to a transfer execution operation request, transferring the electronic resources recorded in the preset storage subjects to an account of a target object, and sending an electronic resource transfer response message to the second server, wherein the electronic resource transfer response message comprises an electronic resource transfer result.

Optionally, the apparatus further comprises a receiving module; before responding to an electronic resource transfer processing request, the receiving module is used for receiving a contract request sent by the second server, wherein the contract request comprises a business item;

the processing module is further used for responding to the contract request and configuring the mapping relation between the business item and the preset storage department object of the business item according to preset parameters; and establishing a business contract according to the identification of the target object, the account of the target object and the mapping relation between the business item and a preset storage subject.

Optionally, the processing module is specifically configured to:

adding a contract identification to the business item, wherein the contract identification represents processing the business item based on an established business contract;

based on preset mapping parameters, configuring the mapping relation between the service items and the preset storage objects according to the unique identifiers of the service items and the unique identifiers of the preset storage objects.

Optionally, after establishing a service contract according to the identifier of the target object, the account of the target object, and the mapping relationship between the service item and a preset storage subject, the receiving module is further configured to receive a subscription request, where the subscription request includes the identifier of the source object, the account of the source object, the identifier of the target object, and the service item;

The processing module is further used for establishing an association relationship between the source object and the target object according to the identification of the source object and the identification of the target object; determining a business contract according to the identification of the target object and the business item; adding the account of the source object and the association relation between the source object and the target object into the business contract to obtain business contract information; and storing the business contract information and sending the business contract information to the second server.

Optionally, the processing module is specifically configured to:

if the current time is determined to reach the processing time set in the business contract information, triggering an electronic resource transfer processing request; responding to the electronic resource transfer processing request, and determining a target object from the business contract information; and determining a source object for sending the electronic resource to the target object according to the association relation between the source object and the target object.

Optionally, the processing module is further configured to:

acquiring an electronic resource transfer processing request sent by the second server, wherein the electronic resource transfer processing request comprises identifiers of service items and target objects; responding to the electronic resource transfer processing request, and determining a target service contract to be executed according to the service item and the identification of the target object; executing the target business contract.

In a third aspect, an embodiment of the present application provides a non-volatile computer storage medium storing an executable program that is executed by a processor to perform the above-described service processing method.

In a fourth aspect, an embodiment of the present application provides a computer program product, the computer program product including an executable program that is executed by a processor to perform the above-described service processing method.

In a fifth aspect, an embodiment of the present application provides an electronic device, where the device includes a processor, a communication interface, a memory, and a communication bus, where the processor, the communication interface, and the memory complete communication with each other through the communication bus;

a memory for storing a computer program;

and the processor is used for realizing the service processing method when executing the program stored in the memory.

Drawings

In order to more clearly illustrate the technical solutions of the embodiments of the present application, the drawings that are needed in the description of the embodiments will be briefly described below, and it is obvious that the drawings in the following description are only some embodiments of the present application, and other drawings may be obtained according to these drawings without inventive effort for a person skilled in the art.

FIG. 1 is a schematic diagram of a system architecture according to an embodiment of the present application;

FIG. 2 is a schematic diagram of a banking system according to an embodiment of the present application;

fig. 3 is a schematic flow chart of a service processing method according to an embodiment of the present application;

FIG. 4 is a schematic diagram of a proxy charging service processing according to an embodiment of the present application;

fig. 5 is a schematic structural diagram of a service processing device according to an embodiment of the present application;

fig. 6 is a schematic structural diagram of an electronic device according to an embodiment of the present application.

Detailed Description

In order to make the objects, technical solutions and advantages of the present application more apparent, the present application will be described in further detail below with reference to the accompanying drawings, and it is apparent that the described embodiments are only some embodiments of the present application, not all embodiments. All other embodiments, which can be made by those skilled in the art based on the embodiments of the application without making any inventive effort, are intended to be within the scope of the application.

The terms first and second in the description and claims of the application and in the above-mentioned figures are used for distinguishing between different objects and not for describing a particular sequential order. For example, a process, method, system, article, or apparatus that comprises a list of steps or elements is not limited to only those listed steps or elements but may include other steps or elements not listed or inherent to such process, method, article, or apparatus. The term "plurality" in the present application may mean at least two, for example, two, three or more, and embodiments of the present application are not limited.

In addition, in the technical scheme of the application, the data is collected, transmitted, used and the like, and all meet the requirements of national relevant laws and regulations.

Before describing a service processing method provided by the embodiment of the present application, for convenience of understanding, the following detailed description is first provided for the technical background of the embodiment of the present application.

In the modern financial industry, banking core transaction systems are an integral part of the business level and service capabilities of banks. In actual banking, a third party (also called an intermediate party or an intermediate person) is sometimes required to be a bank, and the processing of the charging service is realized in the financing process. For example, in the warranty business, a bank needs to charge a service fee of a small micro-enterprise from a customer to replace a platform, i.e. the customer performs a business process of charging a fee from the customer to the platform.

The current charge service processing is generally performed by manually transferring funds from a customer to a bank counter, transferring funds from a customer to a target object by a staff of the bank counter, and further performing the modern charge service processing through manual revolution and revolution account operation. However, the manual transfer mode has low work efficiency and high error probability (such as errors of manually inputting the account of the customer, errors of inputting the account of the target object, and the like), and has safety risks.

Therefore, the application provides a service processing method, which is used for automatically processing the charge-substituting service, realizing automatic charge-substituting, reducing manual operation, improving the intellectualization and processing efficiency of the charge-substituting service and ensuring the safety of the charge-substituting service.

Fig. 1 schematically illustrates a system architecture to which an embodiment of the present application is applied, the system architecture including a source object 110, a target object 120, and a banking system 130.

The source object 110 is an object that needs to be paid, for example, the source object is a customer using a platform in a security service, a customer borrowing in a credit service, and the like.

The target object 120 is an object that needs to be charged, such as a platform in a warranty service, a platform for paying in a credit service, etc. It will be appreciated that there is a business going and going between the source object 110 and the target object 120, such as the source object 110 being a buyer and the target object 120 being a seller.

The banking system 130 may be a banking core transaction system, referring to fig. 2, and fig. 2 is a schematic diagram of a banking system according to an exemplary embodiment of the present application, including a configuration module 210, a contract module 220, and an online module 230. The configuration module 210 is configured to configure a mapping relationship between the business item of the target object 120 and the transitional subject of the banking system 130 based on the preset parameters. The contract module 220 is configured to establish a service contract according to the identification of the target object 120, the account of the target object 120, and the mapping relationship between the service item and the transitional subject of the banking system 130, receive a subscription request sent by the source object 110, and add the account of the source object 110 and the association relationship between the source object 110 and the target object 120 to the service contract; and the electronic resource transfer processing system is also used for responding to the electronic resource transfer processing request, determining a target object from service contract information and sending a source object of the electronic resource to the target object. The online module 230 is configured to transfer a preset number of electronic resources from the account of the source object 110 to a preset storage subject, so that the electronic resources are returned to the account of the target object 120 through the preset storage subject.

It should be noted that the structures shown in fig. 1 and 2 are only examples, and the embodiment of the present application is not limited thereto.

Fig. 3 is a schematic flow chart illustrating a service processing method according to an embodiment of the present application, where, as shown in fig. 3, the flow includes:

in step 310, the first server responds to the electronic resource transfer processing request, determines a target object from the saved business contract information from the second server, and sends a source object of the electronic resource to the target object.

The first server is a server corresponding to the banking system, and the service contract is pre-established based on an account of the target object and the service item, and can also be called as a charging contract, and is a contract corresponding to the charging service. Illustratively, the first server receives a contract request sent by the second server, the contract request including a business item; the first server responds to the contract request and configures the mapping relation between the service items and the preset storage department object of the first server according to preset parameters; and establishing a business contract according to the identification of the target object, the account of the target object and the mapping relation between the business item and the preset storage subject. It will be appreciated that the identification of the target object may be information such as a user name, and the account of the target object may be a fund account, which is not specifically limited herein. The service items comprise information such as the type of the charge-collecting service of the target object, the preset quantity of the electronic resources, the processing time of the charge-collecting service, the description of the service items and the like; the preset number of electronic resources represents an amount of money to be acquired from a source object (hereinafter, simply referred to as a charged amount for convenience of description), the processing time of the charge-substituting service represents a time when an amount of money to be acquired from a source object (hereinafter, simply referred to as a charged time for convenience of description), and the description of the service item represents a description of the charge-substituting service. For example, the business project comprises an A project of a platform and a B project of the platform, the charging amount of the A project of the platform is 1, and the charging time is 0 point of each day; the charging amount of the B function item of the platform is 10, and the charging time is 0 point of the first day of each month.

The preset storage subjects can be transitional subjects preset in the banking system, which is equivalent to the mapping relation established between the business items and the transitional subjects of the banking system. Transitional subjects, which may also be referred to as transitional charging subjects, are subjects in a banking system that perform a transfer of funds without remaining balances for transferring (which may also be referred to as refund) funds.

In some embodiments, the service item further includes an indication of establishing a service contract, for example, a character of a certain field in the service item is "x", which indicates that the service item needs to implement a corresponding fee-charging service by establishing a fee-charging service contract. The preset parameters comprise preset mapping parameters, wherein the mapping parameters represent unique identifiers of the service items and map unique identifiers of preset storage subjects, based on the preset mapping parameters, after the first server responds to a contract request, contract identifiers are added to the service items, the contract identifiers represent processing of the service items based on established service contracts, and then based on the preset mapping parameters, the mapping relation between the service items and the preset storage subjects is configured according to the unique identifiers of the service items and the unique identifiers of the preset storage subjects.

In this embodiment, by establishing a mapping relationship between a business item and a transitional subject of a banking system, and then establishing a business contract according to an identifier of a target object, an account of the target object and the mapping relationship between the business item and the transitional subject of the banking system, the recorded electronic resource can be returned to the account of the target object corresponding to the business item by the transitional subject based on the business contract, so that automatic processing of the charging-by-charge business in a business processing scene of the bank is realized.

After establishing the business contract, the source object needs to be added to the business contract in order to achieve automatic retrieval of electronic resources from the account of the source object based on the business contract. Such as sending a notification message to the source object, where the notification message is used to instruct the source object to send a subscription request to join the source object in a business contract. The first server receives a subscription request, which may be sent by the source object through the terminal device, where the subscription request includes an identifier of the source object, an account of the source object, an identifier of the target object, and a service item; then establishing an association relationship between the source object and the target object according to the identification of the source object and the identification of the target object; determining a business contract according to the identification of the target object and the business project; and finally, the first server adds the account of the source object and the association relation between the source object and the target object into the business contract to obtain business contract information. That is, the service contract information includes an account of the source object, an account of the target object, an association relationship between the source object and the target object, and a mapping relationship between the service item configured based on the parameterization and a preset storage subject, where the storage subject is a storage space corresponding to the subscription operation, and further indicates that the source object allows a charging amount to be deducted from the account of the source object based on the service contract.

It will be appreciated that the identifier of the source object may be identity information such as a user name, an identity card number, a phone, etc., and the account of the source object may be a fund account of the user, which is not limited herein. The identification of the target object in the subscription request is used for determining the target object with fund passing between the target object and the source object, and the business item in the subscription request represents the fund passing item between the source object and the target object. Based on the above description, for example, the item of fund passing between the source object and the target object is the a item of the platform, that is, the charging amount to be deducted from the account of the source object at 0 point per day is 1.

In some embodiments, the service contract information further includes a processing time (i.e. charging time) of executing the service contract, and further triggers an electronic resource transfer processing request according to the processing time, and further passively executes the service contract in response to the electronic resource transfer processing request. For example, if the first server determines that the current time reaches the processing time set in the service contract information, triggering an electronic resource transfer processing request; then, responding to the electronic resource transfer processing request, and determining a target object from service contract information; and determining a source object for transmitting the electronic resource to the target object according to the association relation between the source object and the target object, for example, determining the source object and the target object at about 0 point of each day of the business corresponding to the A project of the platform. It will be appreciated that the treatment time may be periodic, such as at 0 point per monday, 0 point per month on the first day, etc., and is not specifically limited herein.

Step 320, the first server transfers a preset number of electronic resources from the account of the source object to the preset storage subject according to the service item.

In the embodiment of the present invention, the preset number may be preset in the service contract based on the service item, such as 1, 3, etc., which is not limited herein. It can be understood that the one-to-many relationship between the target object and the source object, that is, the relationship between any target object and at least one source object is equivalent to that any business contract includes a plurality of source objects, so that a preset number of electronic resources need to be transferred from an account of each source object to a preset storage subject.

And 330, the first server responds to the transfer execution operation request, transfers the electronic resource recorded in the preset storage subject to the account of the target object, and sends an electronic resource transfer response message to the second server.

In the embodiment of the invention, the preset storage subjects are subjects for fund transfer in a banking system, the subjects without remaining balance are not equivalent to accounts, and are equivalent to the processes of charging service without using intermediate accounts, and the transitional subjects directly return the electronic resources to the target objects, so that the automatic flow of the matched electronic resources among public accounts under the banking service processing scene is realized.

In order to better describe the above technical solution, fig. 4 schematically illustrates a schematic diagram for processing a charging service provided by an embodiment of the present application, and as shown in fig. 4, a source object may be a borrowing client in a credit service, a target object may be a payment platform in the credit service, and the charging service indicates that the payment platform charges an electronic resource to the borrowing client, where the electronic resource may be a commission. Illustratively, when the borrowing client transacts the credit service, the account number of the borrowing client is added to the service contract of the paying platform, and then the service contract is executed. The execution process of the business contract is as follows: based on business contract information (such as the amount of the commission, charging time and the like) of the business contracts, the commission is automatically acquired from the account of the borrowing client, then the acquired commission is transferred to the transitional subjects corresponding to the business contracts, and the acquired commission is returned to the charging platform through the transitional subjects corresponding to the business contracts, so that the automatic processing of the charging service is realized.

In some embodiments, after obtaining the service contract information, the first server stores the service contract information and sends the service contract information to the second server, so that the second server can actively send an electronic resource transfer processing request based on the service contract information, and the first server can actively execute the service contract through the electronic resource transfer processing request sent by the second server. The first server obtains an electronic resource transfer processing request sent by the second server, wherein the electronic resource transfer processing request comprises a service item and an identification of a target object; responding to the electronic resource transfer processing request, and determining a target business contract to be executed according to the business project and the identification of the target object; the target business contract is executed. For example, the business item requested by the electronic resource transfer processing is an item A of a certain platform, and then the business contract corresponding to the item A is executed. The execution process of the service contract is described in fig. 3, and will not be described herein.

Based on the technical scheme, the preset number of electronic resources are transferred from the account of the source object to the set storage subjects according to the business contract information, so that automatic charging in a business processing scene of a bank is realized, manual operation is reduced, error risk of the manual operation is reduced, and processing safety and accuracy of the charging business are improved. After transferring the preset number of electronic resources from the account of the source object to the preset storage subjects, transferring the electronic resources to the account of the target object based on the preset storage subjects, automatically returning the electronic resources to the target object, completing automatic processing of the charging service, and further improving processing efficiency of the charging service.

Based on the same technical concept, fig. 5 schematically illustrates a structural schematic diagram of a service processing apparatus provided in an embodiment of the present application, where the apparatus may execute the flow of the service processing method.

As shown in fig. 5, the apparatus specifically includes:

a processing module 510, configured to determine a target object from the saved business contract information from the second server and send a source object of the electronic resource to the target object in response to the electronic resource transfer processing request; the business contract information comprises an account of the source object, an account of the target object, an association relation between the source object and the target object and a mapping relation between a business item configured based on parameterization and a preset storage subject, wherein the storage subject is a storage space corresponding to subscription operation; according to the business item, transferring a preset number of electronic resources from the account of the source object to the preset storage subject; responding to a transfer execution operation request, transferring the electronic resources recorded in the preset storage subjects to an account of a target object, and sending an electronic resource transfer response message to the second server, wherein the electronic resource transfer response message comprises an electronic resource transfer result.

Optionally, the apparatus further comprises a receiving module 520; before responding to the electronic resource transfer processing request, the receiving module 520 is configured to receive a contract request sent by the second server, where the contract request includes a service item;

the processing module 510 is further configured to configure a mapping relationship between the service item and a preset storage object of the service item according to a preset parameter in response to the contract request; and establishing a business contract according to the identification of the target object, the account of the target object and the mapping relation between the business item and a preset storage subject.

Optionally, the processing module 510 is specifically configured to:

The processing module 510 is further configured to establish an association relationship between the source object and the target object according to the identifier of the source object and the identifier of the target object; determining a business contract according to the identification of the target object and the business item; adding the account of the source object and the association relation between the source object and the target object into the business contract to obtain business contract information; and storing the business contract information and sending the business contract information to the second server.

Optionally, the processing module 510 is specifically configured to:

Optionally, the processing module 510 is further configured to:

On the basis of the foregoing embodiments, the embodiment of the present application further provides an electronic device, and fig. 6 is a schematic structural diagram of the electronic device provided by the embodiment of the present application, as shown in fig. 6, including: processor 610, communication interface 620, memory 630, and communication bus 640, wherein processor 610, communication interface 620, memory 630 communicate with each other via communication bus 640;

the memory 630 has stored therein a computer program which, when executed by the processor 610, causes the processor 610 to perform the steps of:

in response to the electronic resource transfer processing request, determining a target object from the stored business contract information from the second server and sending a source object of the electronic resource to the target object; the business contract information comprises an account of the source object, an account of the target object, an association relation between the source object and the target object and a mapping relation between a business item configured based on parameterization and a preset storage subject, wherein the storage subject is a storage space corresponding to subscription operation; according to the business item, transferring a preset number of electronic resources from the account of the source object to the preset storage subject; responding to a transfer execution operation request, transferring the electronic resources recorded in the preset storage subjects to an account of a target object, and sending an electronic resource transfer response message to the second server, wherein the electronic resource transfer response message comprises an electronic resource transfer result.

Further, the processor 610 is further configured to, before responding to the electronic resource transfer processing request, receive a contract request sent by the second server, where the contract request includes a service item; responding to the contract request, and configuring the mapping relation between the business item and the preset storage department object of the business item according to preset parameters; and establishing a business contract according to the identification of the target object, the account of the target object and the mapping relation between the business item and a preset storage subject.

Further, the processor 610 is specifically configured to add a contract identifier to the business item, where the contract identifier indicates that the business item is processed based on the established business contract;

Further, the processor 610 is further configured to receive a subscription request after establishing a service contract according to the identifier of the target object, the account of the target object, and the mapping relationship between the service item and a preset storage subject, where the subscription request includes the identifier of the source object, the account of the source object, the identifier of the target object, and the service item; establishing an association relationship between the source object and the target object according to the identification of the source object and the identification of the target object; determining a business contract according to the identification of the target object and the business item; adding the account of the source object and the association relation between the source object and the target object into the business contract to obtain business contract information; and storing the business contract information and sending the business contract information to the second server.

Further, the processor 610 is further configured to trigger an electronic resource transfer processing request if it is determined that the current time reaches the processing time set in the service contract information; responding to the electronic resource transfer processing request, and determining a target object from the business contract information; and determining a source object for sending the electronic resource to the target object according to the association relation between the source object and the target object.

Further, the processor 610 is further configured to obtain an electronic resource transfer processing request sent by the second server, where the electronic resource transfer processing request includes an identifier of a service item and a target object; responding to the electronic resource transfer processing request, and determining a target service contract to be executed according to the service item and the identification of the target object; executing the target business contract.

The implementation of the above electronic device may refer to an embodiment of the method, and the repetition is not repeated.

The communication bus mentioned above for the electronic devices may be a peripheral component interconnect standard (Peripheral Component Interconnect, PCI) bus or an extended industry standard architecture (Extended Industry Standard Architecture, EISA) bus, etc. The communication bus may be classified as an address bus, a data bus, a control bus, or the like. For ease of illustration, the figures are shown with only one bold line, but not with only one bus or one type of bus. The communication interface 620 is used for communication between the electronic device and other devices. The Memory 630 may include random access Memory (Random Access Memory, RAM) or may include Non-Volatile Memory (NVM), such as at least one disk Memory. Optionally, the memory 630 may also be at least one memory device located remotely from the aforementioned processor.

The processor 610 may be a general-purpose processor, including a central processing unit, a network processor (Network Processor, NP), etc.; but also digital instruction processors (Digital Signal Processing, DSP), application specific integrated circuits, field programmable gate arrays or other programmable logic devices, discrete gate or transistor logic devices, discrete hardware components, etc.

Based on the same technical concept, the embodiment of the present invention also provides a non-volatile computer storage medium, in which an executable program is stored, the executable program being executed by a processor to perform the above-described service processing method.

Based on the same technical idea, the embodiment of the invention also provides a computer program product, which comprises an executable program, wherein the executable program is used for executing the service processing method by a processor.

Based on the same technical conception, the embodiment of the invention also provides electronic equipment, which comprises a processor, a communication interface, a memory and a communication bus, wherein the processor and the communication interface and the memory are communicated with each other through the communication bus;

a memory for storing a computer program;

It will be appreciated by those skilled in the art that embodiments of the present application may be provided as a method, system, or computer program product. Accordingly, the present application may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present application may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.

The present application is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems) and computer program products according to the application. It will be understood that each flow and/or block of the flowchart illustrations and/or block diagrams, and combinations of flows and/or blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.

These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.

These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.

It will be apparent to those skilled in the art that various modifications and variations can be made to the present application without departing from the spirit or scope of the application. Thus, it is intended that the present application also include such modifications and alterations insofar as they come within the scope of the appended claims or the equivalents thereof.

Claims

1. A method for processing a service, comprising:

2. The method of claim 1, wherein prior to the first server responding to the electronic resource transfer processing request, further comprising:

3. The method of claim 2, wherein configuring the mapping relationship between the business item and the preset storage object of the business item according to the preset parameter comprises:

4. The method of claim 2, wherein after the first server establishes a service contract according to the identification of the target object, the account of the target object, and the mapping relationship between the service item and the preset storage subject, the method further comprises:

5. The method of claim 1, wherein the first server determining a target object from the saved business contract information from the second server and transmitting a source object of the electronic resource to the target object in response to the electronic resource transfer processing request, comprises:

6. The method of any one of claims 1 to 5, further comprising:

executing the target business contract.

7. A service processing apparatus, comprising:

the processing module is used for responding to the electronic resource transfer processing request, determining a target object from the stored business contract information from the second server and sending a source object of the electronic resource to the target object; the business contract information comprises an account of the source object, an account of the target object, an association relation between the source object and the target object and a mapping relation between a business item configured based on parameterization and a preset storage subject, wherein the storage subject is a storage space corresponding to subscription operation;

According to the business item, transferring a preset number of electronic resources from the account of the source object to the preset storage subject;

responding to a transfer execution operation request, transferring the electronic resources recorded in the preset storage subjects to an account of a target object, and sending an electronic resource transfer response message to the second server, wherein the electronic resource transfer response message comprises an electronic resource transfer result.

8. The apparatus of claim 7, wherein the apparatus further comprises a receiving module;

before responding to an electronic resource transfer processing request, the receiving module is used for receiving a contract request sent by the second server, wherein the contract request comprises a business item;

the processing module is further used for responding to the contract request and configuring the mapping relation between the business item and the preset storage department object of the business item according to preset parameters;

and establishing a business contract according to the identification of the target object, the account of the target object and the mapping relation between the business item and a preset storage subject.

9. The apparatus of claim 8, wherein the processing module is specifically configured to:

10. The apparatus of claim 8, wherein after establishing a service contract according to the identification of the target object, the account of the target object, and the mapping relationship between the service item and a preset storage subject, the receiving module is further configured to receive a subscription request, where the subscription request includes the identification of the source object, the account of the source object, the identification of the target object, and the service item;

the processing module is further used for establishing an association relationship between the source object and the target object according to the identification of the source object and the identification of the target object;

determining a business contract according to the identification of the target object and the business item;

adding the account of the source object and the association relation between the source object and the target object into the business contract to obtain business contract information;

and storing the business contract information and sending the business contract information to the second server.

11. The apparatus of claim 7, wherein the processing module is specifically configured to:

if the current time is determined to reach the processing time set in the business contract information, triggering an electronic resource transfer processing request;

responding to the electronic resource transfer processing request, and determining a target object from the business contract information;

and determining a source object for sending the electronic resource to the target object according to the association relation between the source object and the target object.

12. The apparatus of any of claims 7 to 11, wherein the processing module is further to:

acquiring an electronic resource transfer processing request sent by the second server, wherein the electronic resource transfer processing request comprises identifiers of service items and target objects;

executing the target business contract.

13. A non-transitory computer storage medium, characterized in that the computer storage medium stores an executable program that is executed by a processor to implement the method of any one of claims 1 to 6.

14. A computer program product, characterized in that it comprises an executable program that is executed by a processor to implement the method of any of claims 1 to 6.

15. An electronic device comprising a processor, a communication interface, a memory and a communication bus, wherein the processor, the communication interface, the memory complete communication with each other through the communication bus;

the memory is used for storing a computer program;

the processor is configured to implement the method of any one of claims 1 to 6 when executing a program stored on the memory.