CN117132348A - Resource interaction method, device, computer equipment and storage medium - Google Patents

Resource interaction method, device, computer equipment and storage medium Download PDF

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Publication number
CN117132348A
CN117132348A CN202310991455.3A CN202310991455A CN117132348A CN 117132348 A CN117132348 A CN 117132348A CN 202310991455 A CN202310991455 A CN 202310991455A CN 117132348 A CN117132348 A CN 117132348A
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account
resource
resource interaction
data
interaction
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申远远
张�诚
张鹏祥
樊璐
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Bank of China Ltd
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Bank of China Ltd
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • G06Q30/0605—Supply or demand aggregation
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
    • Y—GENERAL TAGGING OF NEW TECHNOLOGICAL DEVELOPMENTS; GENERAL TAGGING OF CROSS-SECTIONAL TECHNOLOGIES SPANNING OVER SEVERAL SECTIONS OF THE IPC; TECHNICAL SUBJECTS COVERED BY FORMER USPC CROSS-REFERENCE ART COLLECTIONS [XRACs] AND DIGESTS
    • Y02—TECHNOLOGIES OR APPLICATIONS FOR MITIGATION OR ADAPTATION AGAINST CLIMATE CHANGE
    • Y02D—CLIMATE CHANGE MITIGATION TECHNOLOGIES IN INFORMATION AND COMMUNICATION TECHNOLOGIES [ICT], I.E. INFORMATION AND COMMUNICATION TECHNOLOGIES AIMING AT THE REDUCTION OF THEIR OWN ENERGY USE
    • Y02D10/00—Energy efficient computing, e.g. low power processors, power management or thermal management

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Abstract

The present disclosure relates to a resource interaction method, apparatus, computer device, storage medium and computer program product. The method is applied to a blockchain server and comprises the following steps: responding to a 5g message sent by a first account, acquiring account data of the first account, wherein the 5g message comprises a resource interaction request, and the first account comprises a preset type account; under the condition that the account data meets the preset requirement, determining a target second account from the second account according to the resource interaction information of the second account, the resource interaction type and the resource interaction amount of the resource interaction request; and transferring out the resources matched with the resource interaction amount from the resources of the resource interaction type of the target second account to the first account. By adopting the method, the process can be simplified, and the resource interaction efficiency can be improved.

Description

Resource interaction method, device, computer equipment and storage medium
Technical Field
The present disclosure relates to the field of data processing technologies, and in particular, to a resource interaction method, apparatus, computer device, and storage medium.
Background
In a resource interaction scenario, some specific types of resources need to interface with specific resource interactors. When an account wants to perform a specific type of resource interaction, the account needs to be screened from resource interaction information provided by a specific resource interaction party and perform resource interaction.
However, in general, the resource interaction information provided by different specific resource interaction parties is different, so that the process of screening the interactable resource interaction parties by the account is complicated, the resource interaction flow is complex, the resource interaction efficiency is low, and the experience of the user is poor.
Disclosure of Invention
In view of the foregoing, it is desirable to provide a resource interaction method, apparatus, computer device, storage medium, and computer program product that simplify the flow and improve the efficiency.
In a first aspect, an embodiment of the present disclosure provides a resource interaction method. The method is applied to a blockchain server, and comprises the following steps:
responding to a 5g message sent by a first account, acquiring account data of the first account, wherein the 5g message comprises a resource interaction request, and the first account comprises a preset type account;
under the condition that the account data meets the preset requirement, determining a target second account from the second account according to the resource interaction information of the second account, the resource interaction type and the resource interaction amount of the resource interaction request;
and transferring out the resources matched with the resource interaction amount from the resources of the resource interaction type of the target second account to the first account.
In one embodiment, the preset requirement includes that a correlation between account data and preset authentication data is greater than a preset threshold, and the determining manner of the preset authentication data includes:
acquiring historical resource interaction data, wherein the historical resource interaction data comprises historical account data and resource interaction risk values corresponding to historical resource interaction;
determining historical account data with the resource interaction risk value smaller than a preset risk value as target account data based on the resource interaction risk value corresponding to the historical account data;
and determining preset authentication data according to the target account data.
In one embodiment, the determining manner of the preset type account includes:
acquiring biometric data of a user to whom an account belongs;
and under the condition that the user attribute corresponding to the biological characteristic data accords with a preset condition, determining that the account is a preset type account.
In one embodiment, after transferring out the resource matching the resource interaction amount to the first account, the method further includes:
and sending 5g messages corresponding to the resource interaction request to the first account, wherein the 5g messages comprise target second account information.
In one embodiment, the method further comprises:
responding to 5g information sent by a first account, acquiring account data of the first account, wherein the 5g information comprises a resource inquiry request;
under the condition that the account data meets the preset requirement, determining the resource to be queried corresponding to the resource query request;
determining an account to be queried from a second account according to the resource interaction information of the resource to be queried and the second account;
and acquiring resource data corresponding to the resource to be queried of the account to be queried, and sending a 5g message corresponding to the resource data to the first account.
In a second aspect, the embodiment of the disclosure further provides a resource interaction device. The apparatus is applied to a blockchain server, the apparatus comprising:
the system comprises an acquisition module, a storage module and a storage module, wherein the acquisition module is used for responding to 5g information sent by a first account and acquiring account data of the first account, the 5g information comprises a resource interaction request, and the first account comprises a preset type account;
the determining module is used for determining a target second account from the second account according to the resource interaction information of the second account, the resource interaction type and the resource interaction amount of the resource interaction request under the condition that the account data meets the preset requirement;
and the transferring-out module is used for transferring out the resource matched with the resource interaction amount from the resource of the resource interaction type of the target second account to the first account.
In one embodiment, the preset requirement includes that a correlation between account data and preset authentication data is greater than a preset threshold, and the determining module of the preset authentication data includes:
the first acquisition sub-module is used for acquiring historical resource interaction data, wherein the historical resource interaction data comprises historical account data corresponding to historical resource interaction and resource interaction risk values;
the first determining submodule is used for determining historical account data with the resource interaction risk value smaller than a preset risk value as target account data based on the resource interaction risk value corresponding to the historical account data;
and the second determining submodule is used for determining preset authentication data according to the target account data.
In one embodiment, the determining module of the preset type account includes:
the second acquisition sub-module is used for acquiring the biological characteristic data of the user to which the account belongs;
and the third determining submodule is used for determining that the account is a preset type account under the condition that the user attribute corresponding to the biological characteristic data accords with a preset condition.
In one embodiment, after the roll-out module, the method further comprises:
and the first sending submodule is used for sending 5g of information corresponding to the resource interaction request to the first account, wherein the 5g of information comprises target second account information.
In one embodiment, the apparatus further comprises:
a third obtaining sub-module, configured to obtain account data of a first account in response to a 5g message sent by the first account, where the 5g message includes a resource query request;
a fourth determining submodule, configured to determine a resource to be queried corresponding to the resource query request when the account data meets a preset requirement;
a fifth determining submodule, configured to determine an account to be queried from the second account according to the resource interaction information of the resource to be queried and the second account;
and the second sending sub-module is used for acquiring the resource data corresponding to the resource to be queried of the account to be queried and sending a 5g message corresponding to the resource data to the first account.
In a third aspect, embodiments of the present disclosure also provide a computer device. The computer device comprises a memory storing a computer program and a processor implementing the steps of the method of any of the embodiments of the present disclosure when the computer program is executed.
In a fourth aspect, embodiments of the present disclosure also provide a computer-readable storage medium. The computer readable storage medium has stored thereon a computer program which, when executed by a processor, implements the steps of the method of any of the embodiments of the present disclosure.
In a fifth aspect, embodiments of the present disclosure also provide a computer program product. The computer program product comprises a computer program which, when executed by a processor, implements the steps of the method according to any of the embodiments of the present disclosure.
The embodiment of the disclosure provides a resource interaction method applied to a blockchain server, when resource interaction is performed, a first account sends a resource interaction request through 5g information, responds to the 5g information sent by the first account, acquires account data of the first account, determines a target second account according to information corresponding to the resource interaction request and resource interaction information of a second account under the condition that the account data meets preset requirements, and transfers resources to the first account from resources of a resource interaction type of the target second account, so that resource interaction is realized, and through the embodiment, the first account can directly realize resource interaction by sending the 5g information without screening interactable resource interaction parties, so that resource interaction flow is simplified, operability and resource interaction efficiency of resource interaction are improved, and experience of users is improved; the resource interaction is carried out through 5g of information, the account is not required to carry out the resource interaction through platforms such as application programs, the realization difficulty is low, and the resource waste is avoided; in this embodiment, the first account includes a preset type account, the preset type account can be set according to an actual application scene, different resource interaction methods are executed for different accounts, experience of a user is improved, and the method is applicable to more application scenes.
Drawings
FIG. 1 is a flow diagram of a resource interaction method in one embodiment;
FIG. 2 is a flow chart illustrating a method for determining preset authentication data according to an embodiment;
FIG. 3 is a flow chart illustrating a method of determining a preset type of account in one embodiment;
FIG. 4 is a flow diagram of a resource interaction method in one embodiment;
FIG. 5 is a schematic diagram of a resource interaction system in one embodiment;
FIG. 6 is a block diagram of a resource interaction device in one embodiment;
fig. 7 is an internal structural diagram of a computer device in one embodiment.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present disclosure more apparent, the embodiments of the present disclosure will be further described in detail below with reference to the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are merely illustrative of the disclosed embodiments and are not intended to limit the disclosed embodiments.
In one embodiment, as shown in fig. 1, there is provided a resource interaction method, which is applied to a blockchain server, the method including:
step S110, responding to a 5g message sent by a first account, and acquiring account data of the first account, wherein the 5g message comprises a resource interaction request, and the first account comprises a preset type account;
in the embodiment of the disclosure, account data of a first account is acquired in response to a 5g message sent by the first account, wherein the 5g message comprises a resource interaction request, and the first account comprises a preset type account. The preset type account may be determined according to an actual application scenario, in an example, the preset type may be set as an account of a user of a preset age group, for example, an account of an elderly user, and when the preset type account sends a resource interaction request through a 5g message, the resource interaction method described in this embodiment is executed. In one example, obtaining account data for the first account further comprises: and under the condition that the first account is a preset type account, acquiring account data of the first account. In this embodiment, the first account sends the resource interaction request through 5g of the message, and the 5g of the message supports multiple media formats such as text, picture, voice, video, positioning and the like while ensuring simplicity and safety, is applicable to more application scenes, and has low implementation difficulty and strong operability. The resource interaction method in the embodiment is applied to a blockchain server, and in one possible implementation manner, a plurality of nodes are arranged in the blockchain server, and a unified platform is formed according to the resource interaction information of the second account and the first account and is used for carrying out resource interaction between the first account and the second account. In this embodiment, the account data of the first account may include, but is not limited to, account attribute data, account resource amount data, environment data when the account sends 5g of message, and the like, and may be specifically determined according to an actual application scenario.
Step S120, determining a target second account from the second account according to the resource interaction information of the second account, the resource interaction type and the resource interaction amount of the resource interaction request under the condition that the account data meets the preset requirement;
in the embodiment of the disclosure, when the account data meets the preset requirement, it can be considered that the resource interaction can be performed at this time, and according to the resource interaction information of the second account and the corresponding resource interaction type and resource interaction amount in the resource interaction request, a target second account is determined from the second account, where the second account includes an account that is docked by the blockchain server and can perform the resource interaction. In an example, the resource interaction information of the second account may be determined from data of the second account in advance according to an actual application scenario, and the resource interaction information may include, but is not limited to, interactable resources of the second account, interactable resource types, interactable resource amounts, and the like, and may specifically be determined according to the actual application scenario. In one example, the resource interaction type and the resource interaction amount corresponding to the resource interaction request may be obtained by analyzing 5g of the message through the message receiving module, for example, the 5g of the message receiving module analyzes the received 5g of the message, matches specific resource interaction request data, and sends the resource interaction request to the unified docking platform, and the unified docking platform performs resource interaction. In one example, different application scenarios may correspond to different second accounts, and may be specifically determined according to an actual application scenario, for example, when the application scenario is a specific type of resource interaction, the docked second account is a specific resource interaction party capable of providing the specific type of resource interaction. In this embodiment, the preset requirement may be determined according to an actual application scenario, and when the account data meets the preset requirement, it may be considered that the risk of resource interaction is low at this time, and resource interaction may be performed; when the account data does not meet the preset requirement, the resource interaction risk is considered to be high, the resource interaction is not executed, and prompt information is sent to the first account. In one example, whether the account data meets the preset requirements may be determined by an event wind control detection node in the blockchain server. In one example, the first account and the second account may be divided according to an actual application scenario, and the first account and the second account may belong to different types of accounts, for example, the first account is a user account, and the second account is a merchant account.
And step S130, transferring out the resources matched with the resource interaction amount from the resources of the resource interaction type of the target second account to the first account.
In the embodiment of the disclosure, after the target second account is determined, transferring the resource with the matched resource interaction amount from the resource in the target second account corresponding to the resource interaction type of the resource interaction request to the first account, thereby realizing resource interaction. In one example, the resources of the corresponding resource amount are transferred from the resources of the first account to the target second account at the same time, so that the exchange of the resources is realized, and the resource interaction flow is completed. The resource type and the resource amount of the transferred-out target second account and the resource type and the resource amount of the transferred-in target second account can be determined according to the resource interaction request. In one example, the interaction processing node performs resource interaction, the resource interaction information of the second account and the like are maintained in the blockchain server by the second account side, the interaction processing node performs interaction processing, the processing progress is synchronized to the scheduling node corresponding to the unified docking platform in real time, and the scheduling node performs distribution and scheduling of the processing nodes.
The embodiment of the disclosure provides a resource interaction method applied to a blockchain server, when resource interaction is performed, a first account sends a resource interaction request through 5g information, responds to the 5g information sent by the first account, acquires account data of the first account, determines a target second account according to information corresponding to the resource interaction request and resource interaction information of a second account under the condition that the account data meets preset requirements, and transfers resources to the first account from resources of a resource interaction type of the target second account, so that resource interaction is realized, and through the embodiment, the first account can directly realize resource interaction by sending the 5g information without screening interactable resource interaction parties, so that resource interaction flow is simplified, operability and resource interaction efficiency of resource interaction are improved, and experience of users is improved; the resource interaction is carried out through 5g of information, the account is not required to carry out the resource interaction through platforms such as application programs, the realization difficulty is low, and the resource waste is avoided; in this embodiment, the first account includes a preset type account, the preset type account can be set according to an actual application scene, different resource interaction methods are executed for different accounts, experience of a user is improved, and the method is applicable to more application scenes.
In one embodiment, as shown in fig. 2, the preset requirement includes that a correlation between account data and preset authentication data is greater than a preset threshold, and the determining manner of the preset authentication data includes:
step S210, acquiring historical resource interaction data, wherein the historical resource interaction data comprises historical account data and resource interaction risk values corresponding to historical resource interaction;
step S220, based on the resource interaction risk value corresponding to the historical account data, determining that the historical account data with the resource interaction risk value smaller than a preset risk value is target account data;
step S230, determining preset authentication data according to the target account data.
In the embodiment of the disclosure, whether the account data meets the preset requirement can be judged through the preset authentication data, the preset requirement can be set as that the similarity between the account data and the preset authentication data is larger than a preset threshold, and the preset authentication data can be obtained by determining according to the historical resource interaction data and the corresponding risk value. Specifically, historical resource interaction data is obtained, the historical resource interaction data comprises historical account data and resource interaction risk values corresponding to historical resource interaction, according to the resource interaction risk values corresponding to the historical account data, the historical account data with the resource interaction risk values smaller than preset risk values is determined to be target account data, the preset risk values can be determined according to actual application scenes, and when the resource interaction risk values are smaller than the preset risk values, the resource interaction risk can be considered to be lower. And determining preset authentication data according to the target account data, wherein the target account data is account data corresponding to low resource interaction risk, so that the characteristics of the account data with low risk resource interaction can be determined according to the target account data, and the preset authentication data can be obtained according to the characteristics. When risk detection is carried out, determining the risk of resource interaction corresponding to account data according to the correlation degree between the account data and preset authentication data, wherein the higher the correlation degree is, the lower the risk is, and a preset threshold value can be set according to an actual application scene, so that resource interaction with lower risk and meeting requirements is judged.
According to the method and the device for achieving the resource interaction, the preset authentication data are obtained through historical data processing, the account data are judged through the preset authentication data, and the risk of the resource interaction can be accurately and rapidly obtained according to the account data, so that whether the subsequent resource interaction operation is executed is determined, the safety of the resource interaction is guaranteed, and the experience of a user is further improved.
In one embodiment, as shown in fig. 3, the determining manner of the preset type account includes:
step S310, acquiring biometric data of a user to whom an account belongs;
step S320, determining that the account is a preset type account if the user attribute corresponding to the biometric data meets a preset condition.
In the embodiment of the disclosure, the account of the preset type can be determined according to the biometric data of the user to which the account belongs. Specifically, biometric data of the user to whom the account belongs is obtained, and the biometric data may include, but is not limited to, a user age, a user health condition, and the like. Determining a user attribute according to the biological feature data, and determining that the account is a preset type account when the user attribute accords with a preset condition, wherein the user attribute and the preset condition can be determined according to an actual application scene, for example, the user attribute can comprise an age attribute, a health condition attribute and the like, the preset condition can comprise but is not limited to an age attribute of an elderly user, a health condition attribute of an unhealthy user and the like, and the user attribute and the preset condition can be refined and multidimensional according to the actual application scene, so that the disclosure is not limited.
According to the method and the device for the interaction of the user, the account of the preset type is determined through the biological characteristic data of the user to which the account belongs, the target group which needs to be interacted through the method and the device for the interaction of the user can be screened out according to the actual application scene, the resource interaction is performed in a targeted manner, the experience of the user is improved, and the method and the device for the interaction of the user can be suitable for more application scenes.
In one embodiment, after the transferring out the resource matching the resource interaction amount to the first account, further comprising:
and sending 5g messages corresponding to the resource interaction request to the first account, wherein the 5g messages comprise target second account information.
In the embodiment of the disclosure, after executing resource interaction, sending a 5g message corresponding to the resource interaction request to the first account to prompt a resource interaction result and specific information of the first account, where the 5g message includes a target second account, and in one example, the 5g message further includes a resource interaction result, a resource interaction amount, and the like, and may be specifically determined according to the resource interaction result in an actual application scenario. In one example, a 5g message may be sent to the first account by a messaging module.
According to the method and the device for notifying the first account through the 5g message after the resource interaction is executed, the first account can be guaranteed to timely acquire the resource interaction result and the corresponding resource interaction information, the safety and the reliability of the resource interaction are further improved, the experience of a user is improved, and the method and the device are suitable for more application scenes.
In one embodiment, as shown in fig. 4, the method further comprises:
step S410, responding to a 5g message sent by a first account, and acquiring account data of the first account, wherein the 5g message comprises a resource inquiry request;
step S420, determining the resource to be queried corresponding to the resource query request under the condition that the account data meets the preset requirement;
step S430, determining an account to be queried from the second account according to the resource interaction information of the resource to be queried and the second account;
step S440, obtaining the resource data corresponding to the resource to be queried of the account to be queried, and sending a 5g message corresponding to the resource data to the first account.
In the embodiment of the disclosure, the account can also perform resource inquiry through the blockchain server. Specifically, account data of the first account is obtained in response to a 5g message sent by the first account, wherein the 5g message sent by the first account comprises a resource query request. When the account data meets the preset requirement, determining the resource to be queried corresponding to the resource query request according to the 5g message sent by the first account, and in one example, determining the information such as the resource type of the resource to be queried according to the 5g message. And determining the account to be queried from the second account according to the resource interaction information of the resource to be queried and the second account. In an example, the resource interaction information of the second account may be determined from data of the second account in advance according to an actual application scenario, and the resource interaction information may include, but is not limited to, interactable resources of the second account, interactable resource types, interactable resource amounts, and the like, and may specifically be determined according to the actual application scenario. After the account to be queried is determined, obtaining resource data corresponding to the resource to be queried of the account to be queried, and sending 5g of information corresponding to the resource data to the first account, so that resource query is realized, wherein the resource data corresponding to the resource to be queried can include, but is not limited to, account data of the account to be queried, interactive types of the resource to be queried and the like, and can be specifically obtained by combining an actual application scene with specific information in a resource query request sent by the first account.
According to the method and the device for inquiring the resources, the first account can inquire the resources only by sending 5g of information, so that the resource inquiry flow is simplified, the first account is not required to search in a corresponding application program or to automatically screen a large amount of resource information, the resource inquiry efficiency is improved, the realization difficulty is low, the operability is high, the experience of a user is improved, and the method and the device are suitable for more application scenes.
Fig. 5 is a schematic structural diagram of a resource interaction system according to an exemplary embodiment, and referring to fig. 5, the resource interaction system includes a message receiving module, a message sending module, and a unified docking platform implemented based on a blockchain. The message receiving module is used for receiving 5g messages sent by the first account side; the unified docking platform user realizes standard third party docking of specific type resources, performs resource interaction of the specific type resources, and realizes control of interaction environment and interaction safety; and the message sending module is used for sending the interaction result to the first account side for display in real time. Taking the method of the embodiment as an example, sending 5g of information to the information receiving module at the first account side, wherein the 5g of information includes but is not limited to data such as a resource interaction request, a resource query request and the like, and when the first account sends 5g of information, acquiring account data such as resource interaction environment information and the like and synchronously sending the account data to the information receiving module; the message receiving module analyzes the 5g message, matches a specific resource interaction request or resource query request, and sends analyzed data and account data to the unified docking platform; the event control detection nodes of the unified docking platform judge account data and identify the safety and legitimacy of resource interaction, and in one example, more than 51% of nodes can be set to pass detection, so that the interaction risk is lower, and the interaction risk is verified; after verification, the analyzed data are sent to an interactive processing node for processing, related information such as resource information, resource quantity information, resource replacement information and the like is maintained in a blockchain server by a second account, the interactive processing node performs interactive processing, the processing progress is synchronized to a dispatching node of a unified docking platform in real time, and the dispatching node distributes and dispatches the processing nodes; the unified docking platform also comprises a maintenance node for maintaining the resource interaction information of the second account; and the message sending module sends the real-time interaction result and related data to the second account side.
Through the embodiment, unified management of specific type resources and resource interaction is realized, the resource interaction flow is simplified, the operability and efficiency of resource interaction are improved, and the experience of a user is improved.
It should be understood that, although the steps in the flowcharts of the figures are shown in order as indicated by the arrows, these steps are not necessarily performed in order as indicated by the arrows. The steps are not strictly limited to the order of execution unless explicitly recited herein, and the steps may be executed in other orders. Moreover, at least a portion of the steps in the figures may include steps or stages that are not necessarily performed at the same time, but may be performed at different times, nor does the order in which the steps or stages are performed necessarily performed in sequence, but may be performed alternately or alternately with other steps or at least a portion of the steps or stages in other steps.
Based on the same inventive concept, the embodiment of the disclosure also provides a resource interaction device for implementing the above related resource interaction method. The implementation of the solution provided by the device is similar to the implementation described in the above method, so the specific limitation in the embodiments of one or more resource interaction devices provided below may refer to the limitation of the resource interaction method hereinabove, and will not be repeated herein.
In one embodiment, as shown in FIG. 6, a resource interaction device 600 is provided, the device being applied to a blockchain server, the device comprising:
an obtaining module 610, configured to obtain account data of a first account in response to a 5g message sent by the first account, where the 5g message includes a resource interaction request, and the first account includes a preset type account;
a determining module 620, configured to determine, when the account data meets a preset requirement, a target second account from the second account according to the resource interaction information of the second account, the resource interaction type of the resource interaction request, and the resource interaction amount;
and a transferring module 630, configured to transfer, from the resource of the resource interaction type of the target second account, a resource matching the resource interaction amount to the first account.
In one embodiment, the preset requirement includes that a correlation between account data and preset authentication data is greater than a preset threshold, and the determining module of the preset authentication data includes:
the first acquisition sub-module is used for acquiring historical resource interaction data, wherein the historical resource interaction data comprises historical account data corresponding to historical resource interaction and resource interaction risk values;
the first determining submodule is used for determining historical account data with the resource interaction risk value smaller than a preset risk value as target account data based on the resource interaction risk value corresponding to the historical account data;
and the second determining submodule is used for determining preset authentication data according to the target account data.
In one embodiment, the determining module of the preset type account includes:
the second acquisition sub-module is used for acquiring the biological characteristic data of the user to which the account belongs;
and the third determining submodule is used for determining that the account is a preset type account under the condition that the user attribute corresponding to the biological characteristic data accords with a preset condition.
In one embodiment, after the roll-out module, further comprising:
and the first sending submodule is used for sending 5g of information corresponding to the resource interaction request to the first account, wherein the 5g of information comprises target second account information.
In one embodiment, the apparatus further comprises:
a third obtaining sub-module, configured to obtain account data of a first account in response to a 5g message sent by the first account, where the 5g message includes a resource query request;
a fourth determining submodule, configured to determine a resource to be queried corresponding to the resource query request when the account data meets a preset requirement;
a fifth determining submodule, configured to determine an account to be queried from the second account according to the resource interaction information of the resource to be queried and the second account;
and the second sending sub-module is used for acquiring the resource data corresponding to the resource to be queried of the account to be queried and sending a 5g message corresponding to the resource data to the first account.
The modules in the resource interaction device may be implemented in whole or in part by software, hardware, or a combination thereof. The above modules may be embedded in hardware or may be independent of a processor in the computer device, or may be stored in software in a memory in the computer device, so that the processor may call and execute operations corresponding to the above modules.
In one embodiment, a computer device is provided, which may be a server, the internal structure of which may be as shown in fig. 7. The computer device includes a processor, a memory, and a network interface connected by a system bus. Wherein the processor of the computer device is configured to provide computing and control capabilities. The memory of the computer device includes a non-volatile storage medium and an internal memory. The non-volatile storage medium stores an operating system, computer programs, and a database. The internal memory provides an environment for the operation of the operating system and computer programs in the non-volatile storage media. The database of the computer device is used for storing account data, resource interaction information and other data related to the method in this embodiment. The network interface of the computer device is used for communicating with an external terminal through a network connection. The computer program is executed by a processor to implement a resource interaction method.
It will be appreciated by those skilled in the art that the structure shown in fig. 7 is merely a block diagram of a portion of the structure associated with an embodiment of the present disclosure and is not limiting of the computer device to which an embodiment of the present disclosure may be applied, and that a particular computer device may include more or fewer components than shown, or may combine certain components, or have a different arrangement of components.
In an embodiment, there is also provided a computer device comprising a memory and a processor, the memory having stored therein a computer program, the processor implementing the steps of the method embodiments described above when the computer program is executed.
In one embodiment, a computer-readable storage medium is provided, on which a computer program is stored which, when executed by a processor, carries out the steps of the method embodiments described above.
In an embodiment, a computer program product is provided, comprising a computer program which, when executed by a processor, implements the steps of the method embodiments described above.
It should be noted that, the user information (including, but not limited to, user equipment information, user personal information, etc.) and the data (including, but not limited to, data for analysis, stored data, presented data, etc.) according to the embodiments of the present disclosure are information and data authorized by the user or sufficiently authorized by each party.
Those skilled in the art will appreciate that implementing all or part of the above described methods may be accomplished by way of a computer program stored on a non-transitory computer readable storage medium, which when executed, may comprise the steps of the embodiments of the methods described above. Any reference to memory, database, or other medium used in embodiments provided by the present disclosure may include at least one of non-volatile and volatile memory. The nonvolatile Memory may include Read-Only Memory (ROM), magnetic tape, floppy disk, flash Memory, optical Memory, high density embedded nonvolatile Memory, resistive random access Memory (ReRAM), magnetic random access Memory (Magnetoresistive Random Access Memory, MRAM), ferroelectric Memory (Ferroelectric Random Access Memory, FRAM), phase change Memory (Phase Change Memory, PCM), graphene Memory, and the like. Volatile memory can include random access memory (Random Access Memory, RAM) or external cache memory, and the like. By way of illustration, and not limitation, RAM can be in the form of a variety of forms, such as static random access memory (Static Random Access Memory, SRAM) or dynamic random access memory (Dynamic Random Access Memory, DRAM), and the like. The databases referred to in the embodiments provided by the present disclosure may include at least one of a relational database and a non-relational database. The non-relational database may include, but is not limited to, a blockchain-based distributed database, and the like. The processors referred to in the embodiments provided in the present disclosure may be general-purpose processors, central processing units, graphic processors, digital signal processors, programmable logic units, data processing logic units based on quantum computing, and the like, without being limited thereto.
The technical features of the above embodiments may be arbitrarily combined, and all possible combinations of the technical features in the above embodiments are not described for brevity of description, however, as long as there is no contradiction between the combinations of the technical features, they should be considered as the scope of the description.
The above examples merely represent a few implementations of the disclosed embodiments, which are described in more detail and are not to be construed as limiting the scope of the disclosed embodiments. It should be noted that it would be apparent to those skilled in the art that various modifications and improvements could be made to the disclosed embodiments without departing from the spirit of the disclosed embodiments. Accordingly, the scope of the disclosed embodiments should be determined from the following claims.

Claims (10)

1. A method of resource interaction, the method being applied to a blockchain server, the method comprising:
responding to a 5g message sent by a first account, acquiring account data of the first account, wherein the 5g message comprises a resource interaction request, and the first account comprises a preset type account;
under the condition that the account data meets the preset requirement, determining a target second account from the second account according to the resource interaction information of the second account, the resource interaction type and the resource interaction amount of the resource interaction request;
and transferring out the resources matched with the resource interaction amount from the resources of the resource interaction type of the target second account to the first account.
2. The method of claim 1, wherein the preset requirement includes a correlation between account data and preset authentication data greater than a preset threshold, and wherein the preset authentication data is determined by:
acquiring historical resource interaction data, wherein the historical resource interaction data comprises historical account data and resource interaction risk values corresponding to historical resource interaction;
determining historical account data with the resource interaction risk value smaller than a preset risk value as target account data based on the resource interaction risk value corresponding to the historical account data;
and determining preset authentication data according to the target account data.
3. The method of claim 1, wherein the determining the preset type of account comprises:
acquiring biometric data of a user to whom an account belongs;
and under the condition that the user attribute corresponding to the biological characteristic data accords with a preset condition, determining that the account is a preset type account.
4. The method of claim 1, further comprising, after the transferring out the resource that matches the amount of resource interaction to the first account:
and sending 5g messages corresponding to the resource interaction request to the first account, wherein the 5g messages comprise target second account information.
5. The method according to claim 1, wherein the method further comprises:
responding to 5g information sent by a first account, acquiring account data of the first account, wherein the 5g information comprises a resource inquiry request;
under the condition that the account data meets the preset requirement, determining the resource to be queried corresponding to the resource query request;
determining an account to be queried from a second account according to the resource interaction information of the resource to be queried and the second account;
and acquiring resource data corresponding to the resource to be queried of the account to be queried, and sending a 5g message corresponding to the resource data to the first account.
6. A resource interaction apparatus, the apparatus being for use with a blockchain server, the apparatus comprising:
the system comprises an acquisition module, a storage module and a storage module, wherein the acquisition module is used for responding to 5g information sent by a first account and acquiring account data of the first account, the 5g information comprises a resource interaction request, and the first account comprises a preset type account;
the determining module is used for determining a target second account from the second account according to the resource interaction information of the second account, the resource interaction type and the resource interaction amount of the resource interaction request under the condition that the account data meets the preset requirement;
and the transferring-out module is used for transferring out the resource matched with the resource interaction amount from the resource of the resource interaction type of the target second account to the first account.
7. The apparatus of claim 6, wherein the predetermined requirement comprises a correlation between account data and predetermined authentication data being greater than a predetermined threshold, the determination module of the predetermined authentication data comprising:
the first acquisition sub-module is used for acquiring historical resource interaction data, wherein the historical resource interaction data comprises historical account data corresponding to historical resource interaction and resource interaction risk values;
the first determining submodule is used for determining historical account data with the resource interaction risk value smaller than a preset risk value as target account data based on the resource interaction risk value corresponding to the historical account data;
and the second determining submodule is used for determining preset authentication data according to the target account data.
8. A computer device comprising a memory and a processor, the memory storing a computer program, characterized in that the processor implements the steps of the resource interaction method of any of claims 1 to 5 when the computer program is executed.
9. A computer readable storage medium, on which a computer program is stored, characterized in that the computer program, when being executed by a processor, implements the steps of the resource interaction method of any of claims 1 to 5.
10. A computer program product comprising a computer program, characterized in that the computer program, when being executed by a processor, implements the steps of the resource interaction method of any of claims 1 to 5.
CN202310991455.3A 2023-08-08 2023-08-08 Resource interaction method, device, computer equipment and storage medium Pending CN117132348A (en)

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