CN116976870A

CN116976870A - Data processing method, device, equipment and computer readable storage medium

Info

Publication number: CN116976870A
Application number: CN202310551795.4A
Authority: CN
Inventors: 任佳萌; 胡利; 田明
Original assignee: Tencent Technology Shenzhen Co Ltd
Current assignee: Tencent Technology Shenzhen Co Ltd
Priority date: 2023-05-16
Filing date: 2023-05-16
Publication date: 2023-10-31

Abstract

The application discloses a data processing method, a device, equipment and a computer readable storage medium, wherein the method comprises the following steps: acquiring a service object identifier bound with a digital resource account; the digital resource account belongs to an organization platform; the service object identification belongs to a service platform different from the organization platform; the mechanism platform provides a resource pre-transferring function for the digital resource account; acquiring a resource return record associated with the digital resource account in a database according to the service object identification; the resource return record refers to a transaction record generated by a business object identifier aiming at a first resource pre-transfer list on a business platform; acquiring the latest generation time in the generation time of the resource return record, and determining the resource return state of the digital resource account according to the latest generation time; and determining list acquisition conditions of the digital resource accounts according to the resource return state. By adopting the application, the access concurrency of the service platform can be reduced, and the access response of the organization server can be reduced.

Description

Data processing method, device, equipment and computer readable storage medium

Technical Field

The present application relates to the field of internet technologies, and in particular, to a data processing method, apparatus, device, and computer readable storage medium.

Background

With the increasing perfection of internet technology and the advancement of society, mobile payment applications of mobile devices are rapidly spreading; the mobile payment application includes a third party payment application, and in order to implement the mobile payment function, people need to bind the digital resource account number belonging to the organization platform to the service object identifier in the third party payment application (belonging to a service platform different from the organization platform).

In the prior art, if a service object starts a third party payment application in a terminal device and the third party payment application is bound with a digital resource account, the terminal device sends a list acquisition request to an organization platform so that the organization platform returns a resource pre-transfer list of the digital resource account. Obviously, a large number of digital resource accounts can generate a large number of list acquisition requests, so that the access concurrency of the service platform for the mechanism platform is improved, the access response of the mechanism platform is also improved, and the load of the mechanism platform is further increased.

Disclosure of Invention

The embodiment of the application provides a data processing method, a device, equipment and a computer readable storage medium, which can reduce the access concurrency of a service platform and reduce the access response of an organization server.

In one aspect, an embodiment of the present application provides a data processing method, including:

acquiring a service object identifier bound with a digital resource account; the digital resource account belongs to an organization platform; the service object identification belongs to a service platform different from the organization platform; the mechanism platform provides a resource pre-transferring function for the digital resource account;

acquiring a resource return record associated with the digital resource account in a database according to the service object identification; the resource return record refers to a transaction record generated by a business object identifier aiming at a first resource pre-transfer list on a business platform;

acquiring the latest generation time in the generation time of the resource return record, and determining the resource return state of the digital resource account according to the latest generation time;

according to the resource return state, determining list acquisition conditions of the digital resource account; the list obtaining condition refers to a condition that a second resource of the digital resource account number is pre-transferred out of the list from a mechanism server corresponding to the mechanism platform; the generation time of the second resource pre-roll-out list is later than that of the first resource pre-roll-out list; the first resource pre-roll-out list and the second resource pre-roll-out list are both generated based on the resource pre-roll-out function.

In one aspect, an embodiment of the present application provides a data processing method, where the method is executed by a terminal device, and includes:

responding to the starting operation of the service application bound with the service object identifier, and displaying an account page; the business application refers to the application of a business platform; the account page comprises a digital resource account bound on the service object identifier and an organization platform to which the digital resource account belongs; the mechanism platform is different from the service platform;

displaying the resource return state information of the digital resource account in the account page; the resource return state information is determined by the latest generation time in the generation times of the resource return records; the resource return record refers to a transaction record generated on the business application for the first resource pre-roll-out list associated with the digital resource account.

In one aspect, an embodiment of the present application provides a data processing apparatus, including:

the first acquisition module is used for acquiring a service object identifier bound with the digital resource account; the digital resource account belongs to an organization platform; the service object identification belongs to a service platform different from the organization platform; the mechanism platform provides a resource pre-transferring function for the digital resource account;

The second acquisition module is used for acquiring a resource return record associated with the digital resource account in the database according to the service object identifier; the resource return record refers to a transaction record generated by a business object identifier aiming at a first resource pre-transfer list on a business platform;

the first determining module is used for acquiring the latest generation time from the generation time of the resource return records and determining the resource return state of the digital resource account according to the latest generation time;

the second determining module is used for determining list acquisition conditions of the digital resource accounts according to the resource return state; the list obtaining condition refers to a condition that a second resource of the digital resource account number is pre-transferred out of the list from a mechanism server corresponding to the mechanism platform; the generation time of the second resource pre-roll-out list is later than that of the first resource pre-roll-out list; the first resource pre-roll-out list and the second resource pre-roll-out list are both generated based on the resource pre-roll-out function.

Wherein, the first determination module includes:

a first determining unit configured to determine a time difference between a latest generation time and a current time; the latest generation time is earlier than or equal to the current time;

The second determining unit is used for comparing the time difference value with a return time threshold value, and determining the resource return inactive state as the resource return state of the digital resource account if the time difference value is larger than the return time threshold value;

and the third determining unit is used for determining the resource returning active state into the resource returning state of the digital resource account if the time difference value is equal to or smaller than the returning time threshold value.

Wherein the second determining module comprises:

a fourth determining unit, configured to determine the first list obtaining condition as a list obtaining condition of the digital resource account if the resource return state is a resource return active state; the first list acquisition condition comprises that the terminal equipment responds to access operation aiming at the service platform;

a fifth determining unit, configured to determine the second list acquisition condition as a list acquisition condition if the resource return state is a resource return inactive state; the second list acquisition condition includes the terminal device continuing to respond to a trigger operation for a list query control associated with the digital resource account after responding to the access operation for the service platform.

Wherein, the data processing device still includes:

the request sending module is used for sending the resource pre-forwarding query request to the mechanism server corresponding to the mechanism platform if the digital resource account meets the list acquisition condition, so that the mechanism server performs resource pre-forwarding query processing on the digital resource account according to the resource pre-forwarding query request to generate a second resource pre-forwarding list;

The third acquisition module is used for acquiring a second resource pre-roll-out list returned by the mechanism server; the second resource pre-roll-out list is displayed on the terminal device.

Wherein, first acquisition module includes:

the first acquisition unit is used for acquiring the access prompt information; the access prompt information is generated when the terminal equipment responds to the access operation aiming at the service platform;

the second acquisition unit is used for acquiring the service object identification in the access prompt information; the service object identifier is bound with a digital resource account;

the data processing apparatus further comprises:

the third determining module is used for determining that the digital resource account meets the list acquisition condition if the resource returning state is the resource returning active state; the resource return active state is used for indicating that the time difference between the latest generation time and the current time is equal to or less than a return time threshold;

a fourth determining module, configured to determine that the digital resource account does not satisfy the list obtaining condition if the resource return state is a resource return inactive state; the resource return inactive state is used to indicate that the time difference is greater than a return time threshold.

Wherein, the data processing device still includes:

and the fifth determining module is used for determining that the digital resource account meets the list acquisition condition when the terminal equipment responds to the trigger operation aiming at the list query control related to the digital resource account if the resource return state is the resource return inactive state.

In one aspect, an embodiment of the present application provides a data processing apparatus, where the apparatus is operated in a terminal device, including:

the first display module is used for responding to the starting operation of the business application bound with the business object identifier and displaying an account page; the business application refers to the application of a business platform; the account page comprises a digital resource account bound on the service object identifier and an organization platform to which the digital resource account belongs; the mechanism platform is different from the service platform;

the second display module is used for displaying the resource return state information of the digital resource account in the account page; the resource return state information is determined by the latest generation time in the generation times of the resource return records; the resource return record refers to a transaction record generated on the business application for the first resource pre-roll-out list associated with the digital resource account.

Wherein the resource return status information includes resource return inactive status information;

the data processing apparatus further includes:

the third display module is used for responding to the triggering operation aiming at the resource return inactive state information, displaying state generation prompt information and state update prompt information; the state generation prompt information comprises that the time difference between the latest generation time and the current time is larger than a return time threshold; the state update prompt information is used for prompting the business object to carry out resource return operation through the business application.

Wherein the resource return status information includes resource return inactive status information; the mechanism platform provides a resource pre-transferring function for the digital resource account;

the data processing apparatus further includes:

the fourth display module is used for displaying a list query control for the digital resource account in the account page;

the fifth display module is used for responding to the triggering operation of the list inquiry control and displaying a second resource pre-turning list of the digital resource account; the generation time of the second resource pre-roll-out list is later than that of the first resource pre-roll-out list; the first resource pre-roll-out list and the second resource pre-roll-out list are both generated based on the resource pre-roll-out function.

Wherein the resource return status information includes resource return active status information; the resource return active state information is used for indicating that the time difference value between the latest generation time and the current time is smaller than or equal to a return time threshold value;

the data processing apparatus further includes:

the sixth display module is used for displaying a second resource pre-roll-out list of the digital resource account in the account page; the second resource pre-roll-out list is generated at a time later than the first resource pre-roll-out list.

In one aspect, the application provides a computer device comprising: a processor, a memory, a network interface;

the processor is connected to the memory and the network interface, where the network interface is used to provide a data communication function, the memory is used to store a computer program, and the processor is used to call the computer program to make the computer device execute the method in the embodiment of the present application.

In one aspect, embodiments of the present application provide a computer readable storage medium having a computer program stored therein, the computer program being adapted to be loaded by a processor and to perform a method according to embodiments of the present application.

In one aspect, embodiments of the present application provide a computer program product comprising a computer program stored on a computer readable storage medium; the processor of the computer device reads the computer program from the computer-readable storage medium, and the processor executes the computer program, so that the computer device performs the method in the embodiment of the present application.

In the embodiment of the application, the computer equipment can acquire the service object identifier bound with the digital resource account; wherein, the digital resource account belongs to an organization platform, and the service object identifier belongs to a service platform different from the organization platform; the mechanism platform can provide a resource pre-transferring function for the digital resource account; further, according to the service object identifier, the computer device may acquire a resource return record associated with the digital resource account in the database; the resource return record refers to a transaction record generated by a business object identifier aiming at a first resource pre-transfer list on a business platform; further, in the generation time of the resource return record, the computer equipment can acquire the latest generation time, and then the resource return state of the digital resource account can be determined according to the latest generation time; further, according to the resource return state, the computer device can determine list acquisition conditions of the digital resource account; the list obtaining condition refers to a condition that a second resource of the digital resource account number is pre-transferred out of the list from a mechanism server corresponding to the mechanism platform; the generation time of the second resource pre-roll-out list is later than that of the first resource pre-roll-out list; the first resource pre-roll-out list and the second resource pre-roll-out list are both generated based on the resource pre-roll-out function. The computer equipment determines the list acquisition condition of the second resource pre-transfer list according to the resource return state of the digital resource account, so when the resource return states are different, different list acquisition conditions are obtained, namely, the conditions for accessing the mechanism server to acquire the second resource pre-transfer list are different.

Drawings

In order to more clearly illustrate the embodiments of the application or the technical solutions in the prior art, the drawings that are required in the embodiments or the description of the prior art will be briefly described, it being obvious that the drawings in the following description are only some embodiments of the application, and that other drawings may be obtained according to these drawings without inventive effort for a person skilled in the art.

FIG. 1 is a schematic diagram of a system architecture according to an embodiment of the present application;

FIG. 2 is a flowchart illustrating a data processing method according to an embodiment of the present application;

FIG. 3 is a schematic diagram of a scenario for data processing according to an embodiment of the present application;

FIG. 4 is a second schematic diagram of a scenario of data processing according to an embodiment of the present application;

FIG. 5 is a third schematic view of a scenario of data processing according to an embodiment of the present application;

FIG. 6 is a second flow chart of a data processing method according to an embodiment of the present application;

FIG. 7 is a schematic diagram showing interaction of a data processing method according to an embodiment of the present application;

FIG. 8 is a second schematic interaction diagram of a data processing method according to an embodiment of the present application;

FIG. 9 is a flowchart illustrating a data processing method according to an embodiment of the present application;

FIG. 10 is a schematic diagram of a data processing apparatus according to an embodiment of the present application;

FIG. 11 is a schematic diagram of a second embodiment of a data processing apparatus;

fig. 12 is a schematic structural diagram of a computer device according to an embodiment of the present application.

Detailed Description

The following description of the embodiments of the present application will be made clearly and completely with reference to the accompanying drawings, in which it is apparent that the embodiments described are only some embodiments of the present application, but not all embodiments. All other embodiments, which can be made by those skilled in the art based on the embodiments of the application without making any inventive effort, are intended to be within the scope of the application.

Referring to fig. 1, fig. 1 is a schematic diagram of a system architecture according to an embodiment of the application. As shown in fig. 1, the system architecture may include a service server 100, an organization server cluster, and a terminal device cluster. It will be appreciated that the above-mentioned terminal device cluster may include one or more terminal devices, and the present application does not limit the number of terminal devices, as shown in fig. 1, the terminal device cluster may include: terminal equipment 101a, terminal equipment 101b, …, and terminal equipment 101n. Wherein each terminal device in the terminal device cluster may include: smart terminals with digital resource transfer functions such as smart phones, tablet computers, notebook computers, desktop computers, smart speakers, smart watches, vehicle-mounted terminals, smart televisions and the like.

It should be understood that each terminal device in the terminal device cluster shown in fig. 1 may be provided with an application client, and when the application client runs in each terminal device, data interaction may be performed between the application client and the service server 100 shown in fig. 1. The application client can be an application client with a function of binding a digital resource account number, such as a video application, a convenient living application, a payment application, a financial application, a game application, a shopping application, a novel application, a browser and the like. The application client may be a stand-alone client, or may be an embedded sub-client integrated into a client (e.g., payment client, education client, multimedia client, etc.), which is not limited herein.

The service server 100 in the embodiment of the present application may be a server corresponding to the application client. Taking the application client as the payment application as an example, the service server 100 may be a set of a plurality of servers including a background server, a data processing server and the like corresponding to the payment application, so that each terminal device may perform data transmission with the service server 100 through the application client corresponding to the payment application. For example, each terminal device may upload a locally generated resource pre-forwarding query request for the digital resource account to the service server 100 through an application client of the payment application, where the service server 100 may forward the resource pre-forwarding query request to the organization server 102a (a server corresponding to an organization platform to which the digital resource account belongs), and the organization server 102a may perform resource pre-forwarding query processing on the digital resource account to generate a resource pre-forwarding list of the digital resource account, and return the resource pre-forwarding list to the terminal device or the service server 100 or upload the resource pre-forwarding list to the cloud server. Alternatively, the terminal device may send the resource pre-forwarding query request directly to the organization server 102a in a Peer-to-Peer (P2P for short) manner to obtain the resource pre-forwarding list. The service server 100 may be an independent physical server, a server cluster or a distributed system formed by a plurality of physical servers, or a cloud server providing cloud computing services.

It will be appreciated that the above-described organization server cluster may include one or more organization servers, and the present application is not limited to the number of organization servers, as shown in fig. 1, and the organization server cluster may include: the organization servers 102a, the organization servers 102b, …, and the organization server 102n. Each of the organization servers in the organization server cluster may be a server corresponding to an operation organization (also referred to as an organization platform in the present application) having a function of providing digital resource accounts, for example, the organization server 102a is a server corresponding to a first operation organization providing a digital resource account function, the organization server 102b is a server corresponding to a second operation organization providing a digital resource account function, and the organization server 102n is a server corresponding to a third operation organization providing a digital resource account function; the first operation mechanism, the second operation mechanism and the third operation mechanism are mutually independent operation mechanisms. Each of the organization servers in the organization server cluster may be an independent physical server, may be a server cluster or a distributed system formed by a plurality of physical servers, or may be a cloud server that provides cloud computing services.

Wherein a communication connection may exist between the clusters of terminal devices, for example, a communication connection exists between terminal device 101a and terminal device 101b, and a communication connection exists between terminal device 101a and terminal device 101 n. Meanwhile, any terminal device in the terminal device cluster may have a communication connection with the service server 100, for example, a communication connection between the terminal device 101a and the service server 100. Meanwhile, any terminal device in the terminal device cluster may have a communication connection with any organization server in the organization server cluster, for example, a communication connection exists between the terminal device 101a and the organization server 102a, and a communication connection exists between the terminal device 101b and the organization server 102 a.

Wherein any of the organization servers in the organization server cluster may have a communication connection with the business server 100, such as a communication connection between the organization server 102a and the business server 100. Meanwhile, there may be a communication connection between the organization server clusters, for example, there may be a communication connection between the organization server 102a and the organization server 102 b.

The present application is not limited to the above-mentioned connection method, and may be directly or indirectly connected through a wired communication method, or directly or indirectly connected through a wireless communication method, or may be further connected through other methods.

It can be understood that, in the present application, when the related data (such as the digital resource account number and the business object identifier) are collected and processed in the application, the informed consent or the independent consent of the personal information body should be obtained strictly according to the requirements of the relevant national laws and regulations, and the subsequent data use and processing actions should be performed within the authorized range of the laws and regulations and the personal information body.

For the convenience of subsequent understanding and description, the embodiment of the present application may select one terminal device from the terminal device cluster shown in fig. 1 to be exemplified, for example, by the terminal device 101 a. When the state identification instruction for the digital resource account is acquired, the terminal device 101a may send a state identification request for the digital resource account to the service server 100 through the application client bound with the service object identifier. The digital resource account is bound to the service object identifier, and the embodiment of the application refers to the information for identifying the service object in the service platform (namely, the application client) as the service object identifier, does not limit the content of the service object identifier, can be any information which can be used for identifying the service object in the service platform, and has uniqueness. The digital resource account is provided by the mechanism platform, and the mechanism platform provides a resource pre-transferring function for the digital resource account; the business platform to which the business object identification belongs is different from the organization platform. In the embodiment of the application, the digital resource account number refers to a tool for managing digital resources, which can realize the resource transfer of the digital resources in online transactions or offline transactions.

The application client provided by the embodiment of the application can be used as a third party transaction application and can bind digital resource accounts provided by different operation institutions (namely institution platforms); the embodiment of the application does not limit the digital resource account, and the digital resource account with the transaction function and the resource pre-roll-out function can be used. The resource pre-transfer function refers to that when a business object transfers resources through a digital resource account, the digital resource account may not have digital resources, and the resource transfer is performed by pre-supporting the digital resources in advance, for example, the digital resource account is a credit card.

Further, the service server 100 receives a status recognition request for the digital resource account sent by the terminal device 101a, where the status recognition request refers to a request for recognizing a resource return status of the digital resource account. According to the state identification request, the service server 100 may acquire a resource return record associated with the digital resource account in the database; the resource return record refers to a transaction record generated by a business object identifier aiming at a first resource pre-transfer list on a business platform; the first resource pre-roll-out list may be understood as a returned resource pre-roll-out list, so the second resource pre-roll-out list described below may be understood as a resource pre-roll-out list to be returned. For example, the digital resource account number is a credit card, the resource pre-roll-out list may represent a bill of the credit card, in particular, the first resource pre-roll-out list represents a bill that has been returned to the terminal device 101a when the status identification request was obtained, the second resource pre-roll-out list represents a bill that has not been returned to the terminal device 101a when the status identification request was obtained, and the corresponding resource return record may be a repayment record for the first resource pre-roll-out list.

Further, in the generation time of the resource return record, the service server 100 obtains the latest generation time, and according to the latest generation time, the resource return state of the digital resource account can be determined; a description of the specific process of determining the resource return status is omitted here, and please refer to the description in the embodiment corresponding to fig. 2 below. According to the resource return state, the service server 100 may determine a list acquisition condition of the digital resource account; the list obtaining condition refers to a condition that a second resource of the digital resource account is obtained from an organization server (for example, the organization server 102a in fig. 1) corresponding to the organization platform and is pre-rolled out of the list; the generation time of the second resource pre-roll-out list is later than that of the first resource pre-roll-out list; the first resource pre-roll-out list and the second resource pre-roll-out list are both generated based on the resource pre-roll-out function.

Subsequently, the service server 100 may determine whether the digital resource account meets the list obtaining condition, if the digital resource account meets the list obtaining condition, then send a resource pre-forwarding query request for the digital resource account to the organization server 102a, so that the organization server 102a performs resource pre-forwarding query processing on the digital resource account according to the resource pre-forwarding query request to obtain a second resource pre-forwarding list, and further, the organization server 102a may return the second resource pre-forwarding list to the service server 100, or return the second resource pre-forwarding list to the terminal device 101a by using a P2P manner. If the digital resource account number does not meet the list acquisition condition, the subsequent processing is paused until the digital resource account number meets the list acquisition condition.

Optionally, the service server 100 may return the list obtaining condition to the terminal device 101a, after the terminal device 101a receives the list obtaining condition sent by the service server 100, it may locally determine whether the digital resource account meets the list obtaining condition, if yes, then send a resource pre-forwarding query request for the digital resource account to the institution server 102a, and the subsequent processing procedure is the same as the corresponding processing procedure of the service server 100, so that details are not repeated herein, please refer to the above description.

Optionally, the service server 100 may return the resource return status to the terminal device 101a, at this time, the terminal device 101a may determine, locally according to the resource return status, a list obtaining condition of the digital resource account, and further determine whether the digital resource account meets the list obtaining condition, and it is understood that a subsequent processing procedure is the same as the above processing procedure, so that a detailed description is omitted herein.

Optionally, the service server 100 may return the latest generation time to the terminal device 101a, so the terminal device 101a may determine the resource return state of the digital resource account locally according to the latest generation time, and further determine the list acquisition condition of the digital resource account according to the resource return state.

Optionally, if the terminal database local to the terminal device 101a stores the resource return record, when the state identification instruction for the digital resource account is acquired, the terminal device 101a may acquire the resource return record associated with the digital resource account from the terminal database, and it is understood that the subsequent processing procedure is the same as the above processing procedure, so that details are not repeated herein. The local resource return record of the terminal device 200a may be generated or updated by the service server 100 and then sent to the terminal device 200 a.

The computer equipment determines the list acquisition condition of the second resource pre-transfer list according to the resource return state of the digital resource account, so when the resource return states are different, different list acquisition conditions are obtained, namely, the conditions for accessing the mechanism server to acquire the second resource pre-transfer list are different.

The service server 100, the terminal device 101a, the terminal device 101b, the terminal device 101n, the organization server 102a, the organization servers 102b, …, and the organization server 102n may be blockchain nodes in a blockchain network, and the data (such as a service object identifier, a digital resource account number, and a resource return status) described in full text may be stored, where the storage manner may be a manner that the blockchain nodes generate blocks according to the data and add the blocks to the blockchains for storage.

The block chain is a novel application mode of computer technologies such as distributed data storage, point-to-point transmission, a consensus mechanism, an encryption algorithm and the like, and is mainly used for sorting data according to time sequence, encrypting the data into an account book, preventing the account book from being tampered and forged, and simultaneously verifying, storing and updating the data. A blockchain is essentially a de-centralized database in which each node stores an identical blockchain, and a blockchain network can distinguish nodes into core nodes, data nodes, and light nodes. The core nodes, data nodes and light nodes together form a blockchain node. The core node is responsible for the consensus of the whole blockchain network, that is to say, the core node is a consensus node in the blockchain network. The process of writing the transaction data in the blockchain network into the ledger may be that a data node or a light node in the blockchain network acquires the transaction data, transfers the transaction data in the blockchain network (that is, the node transfers in a baton manner) until the transaction data is received by a consensus node, packages the transaction data into a block, performs consensus on the block, and writes the transaction data into the ledger after the consensus is completed. Transaction data is exemplified here with a business object identification, a digital resource account number, and a resource return status, and after passing through consensus on the transaction data, the business server 100 (blockchain node) generates blocks from the transaction data, and stores the blocks into the blockchain network; for reading transaction data (i.e. service object identifier, digital resource account number and resource return status), a block containing the transaction data can be obtained by the block chain node in the block chain network, and further, the transaction data can be obtained in the block.

It will be appreciated that the method provided by the embodiments of the present application may be performed by a computer device, including but not limited to a terminal device or a service server. The service server may be an independent physical server, a server cluster or a distributed system formed by a plurality of physical servers, or a cloud server providing a cloud database, cloud service, cloud computing, cloud functions, cloud storage, network service, cloud communication, middleware service, domain name service, security service, CDN, basic cloud computing service such as big data and an artificial intelligence platform. Terminal devices include, but are not limited to, cell phones, computers, intelligent voice interaction devices, intelligent home appliances, vehicle terminals, aircraft, and the like. The terminal device, the service server and the organization server may be directly or indirectly connected through a wired or wireless manner, which is not limited in the embodiment of the present application.

The system architecture can be applied to a resource transfer query scene, a resource return state identification scene, a resource return state analysis scene and other business scenes, and specific business scenes will not be listed one by one.

Further, referring to fig. 2, fig. 2 is a flowchart illustrating a data processing method according to an embodiment of the application. The embodiment of the application can be applied to various scenes, including but not limited to cloud technology, artificial intelligence, intelligent transportation, auxiliary driving and the like. The data processing method may be performed by a service server (e.g., the service server 100 shown in fig. 1 described above), or may be performed by a terminal device (e.g., the terminal device 101a shown in fig. 1 described above), or may be performed interactively by the service server and the terminal device. For easy understanding, the embodiment of the present application is described as an example in which the method is executed by a service server. As shown in fig. 2, the data processing method may include at least the following steps S101 to S104.

Step S101, obtaining a service object identifier bound with a digital resource account; the digital resource account belongs to an organization platform; the service object identification belongs to a service platform different from the organization platform; the mechanism platform provides a resource pre-roll-out function for the digital resource account.

Specifically, unlike a service platform (i.e., an application client) that provides a service object with a service object identifier, the service platform is a platform that refers to a digital resource account that can be restored from a digital resource account, and is a third party application that is associated with one or more mechanism platforms. For example, the service platform is a third party payment application, the mechanism platform is a bank, the service server is a background server corresponding to the service platform, the mechanism server is a background server corresponding to the bank, the service object identifier is an account number provided by the platform service for the service object or information mapped by the account number and having uniqueness, the digital resource account number is a credit card with a resource pre-transfer function, the resource pre-transfer function refers to that the digital resource account number can not hold a digital resource currently, but the transfer of the digital resource can be realized, namely, the transfer of the digital resource is realized firstly, and then the digital resource is held, namely, the real transfer of the digital resource occurs after the service transaction.

The embodiment of the application does not limit the mode of acquiring the service object identifier by the service server, and can be terminal equipment bound with the service object identifier, and the service object identifier is sent to the service server, for example, the terminal equipment responds to the resource pre-roll query operation aiming at the digital resource account; or the service server can acquire the service object identification from the identification database. The embodiment of the application is described by taking the example that the service server acquires the service object identifier in the identifier database.

Referring to fig. 3, fig. 3 is a schematic diagram of a scenario of data processing according to an embodiment of the application. As shown in fig. 3, the service server 100 obtains service object identifiers in the identifier database 301a, which is not limited by the embodiment of the present application, and may be set according to an actual application scenario, and in addition, the embodiment of the present application does not limit the obtaining frequency of the service server 100 for obtaining the service object identifiers in the identifier database 301a, including, but not limited to, daily, weekly, and the like, and may be set according to an actual application scenario.

For ease of understanding and description, the example identifier database 301a of FIG. 3 includes 3 business object identifiers, identifier 1, identifier 2, and identifier 3, respectively, as illustrated in FIG. 3. In addition, the identification database 301a may include a digital resource account bound to a service object identifier, and for convenience of description, fig. 3 will simply refer to the service object identifier as an identifier, for example, an identifier 1 and an identifier 2; a digital resource account is simply referred to as an account, such as account 11 and account 21 in fig. 3; the mechanism platform is simply referred to as a mechanism, such as mechanism a and mechanism c.

As shown in fig. 3, the identifier 1 is bound to the account 11 belonging to the organization a and the account 12 belonging to the organization b, the identifier 2 is bound to the account 21 belonging to the organization c and the account 22 belonging to the organization b, and the identifier 3 is bound to the account 31 belonging to the organization d. It is to be appreciated that one account number can be bound in one or more identifiers, and one identifier can be bound with one or more account numbers.

Step S102, acquiring a resource return record associated with a digital resource account in a database according to a service object identifier; the resource return record refers to a transaction record generated by pre-forwarding a list for the first resource on the service platform through the service object identifier.

Specifically, the service object identifier in the embodiment of the application refers to information for identifying the service object in the service platform, has uniqueness, and can be service object information or service background information with unique mapping relation with the service object information in the background.

The service server may obtain a resource return record associated with the digital resource account in a database (e.g., account database 302a in fig. 3) based on the service object identification. The account database 302a and the identification database 301a in fig. 3 may be the same database, or may be related to different databases, which is not limited herein. It should be understood that the processing procedure of the service server for each service object identifier is the same, for example, the processing procedure of the service server 100 for the identifier 1, the processing procedure of the service server 100 for the identifier 2 and the processing procedure of the service server for the identifier 3 in fig. 3 are the same, so for convenience of understanding and description, the processing of the service server 100 for the identifier 1 is described herein by taking the service server 100 for the identifier 2 and the processing of the identifier 3 as an example, and please refer to the following description.

Referring back to fig. 3, the service server 100 obtains, in the account database 302a, the account 11 and the account 12 bound in the identifier 1, and further obtains a resource return record 301c associated with the account 11 and a resource return record 302c associated with the account 12. The number of the resource return records of one digital resource account number can be one or more. As illustrated in fig. 3, the resource return record 301c corresponding to account 11 includes two resource return records, the first resource return record being generated at 2023, month 2, and generated by identifying 1 on the service platform for the resource pre-roll-out list of account 11, 2023, month 1 (i.e., the 1 month resource pre-roll-out list of fig. 3), returning 800 digital resources, wherein the value of the resource to be returned for the 1 month resource pre-roll-out list of account 11 is 854; the second resource return record is generated at 2023, month 3 and 2, and is generated by identifying 1 on the service platform for the resources of 2023, month 2 of account 11 to return 205 the digital resources (i.e., the 2 month resources pre-roll-out list in fig. 3), wherein the value of the resources to be returned for the 2 month resources pre-roll-out list of account 11 is 205. It will be appreciated that the first resource pre-roll-out list of the account 11 includes the 1 month resource pre-roll-out list and the 2 month resource pre-roll-out list in fig. 3.

As illustrated in fig. 3, the resource return record 302c corresponding to the account 12 includes two resource return records, the first resource return record being generated at 2023, 5, and 7, by identifying 1 on the service platform for the 4-year resource pre-roll-out list of the account 12 (i.e., the 4-month resource pre-roll-out list in fig. 3) return 864 digital resources, wherein the 4-month resource pre-roll-out list of the account 12 has a to-be-returned resource value of 864; the second resource return record was generated at 2023, 6, 7 by identifying 1 on the service platform for the resource pre-roll-out list 2023, 5 month, of account 12 (i.e., the 5 month resource pre-roll-out list in fig. 3) to return 500 digital resources, wherein the value of the resource to be returned for the 5 month resource pre-roll-out list of account 12 is 756. It will be appreciated that the first resource pre-roll-out list of the account 12 includes the 4 month resource pre-roll-out list and the 5 month resource pre-roll-out list in fig. 3.

In the embodiment of the present application, if the digital resource account is a credit card, the first resource pre-transfer list may represent a bill for the credit card that has been returned to the service object identifier, and the resource return record may represent a payment record of the credit card. For example, the business object may query the bill of its own credit card through the business application (i.e., application client) to which the business object identifier is bound, and then may repayment the bill through the business application.

Step S103, acquiring the latest generation time from the generation time of the resource return record, and determining the resource return state of the digital resource account according to the latest generation time.

Specifically, determining a time difference between the latest generation time and the current time; the latest generation time is earlier than or equal to the current time; comparing the time difference value with a return time threshold value, and if the time difference value is larger than the return time threshold value, determining a resource return inactive state as a resource return state of the digital resource account; and if the time difference value is equal to or smaller than the return time threshold value, determining the resource return active state as the resource return state of the digital resource account.

The number of resource return records for a digital resource account may be one or more, and fig. 3 is an example with account 11 having two resource return records (i.e., resource return record 301 c) and account 12 having two resource return records (i.e., resource return record 302 c). It will be appreciated that one resource return record corresponds to one generation time, as shown in fig. 3, the first resource return record of the account 11 is generated at 2 nd of 2023, that is, the generation time of the first resource return record is 2 nd of 2023; the second resource return record of account number 11 was generated at day 2 of year 2023, 3, i.e. the time of generation of the second resource return record was day 2 of year 2023, 3. Therefore, the service server 100 can determine 2023, 3, and 2 as the latest generation time 301d corresponding to the account 11 in the generation time of the resource return record 301 c.

Likewise, the first resource return record of account number 12 was generated at 2023, 5, and 7, i.e., the time of generation of the first resource return record was 2023, 5, and 7; the second resource return record of account number 12 was generated at 2023, 6, 7, i.e., the time of generation of the second resource return record was 2023, 6, 7. Therefore, the service server 100 can determine 2023, 6, 7, as the latest generation time 302d corresponding to the account 12, from among the generation times of the resource return records 301 c.

Further, the service server 100 obtains the current time 30e, and for convenience of description and understanding, fig. 3 illustrates the current time 30e as 2023, 7. The service server 100 determines a time difference 301x between the latest generation time 301d corresponding to the account 11 and the current time 30e, i.e. more than 3 months in fig. 3, and likewise determines a time difference 302x between the latest generation time 302d corresponding to the account 12 and the current time 30e, i.e. 1 month in fig. 3.

Further, the service server 100 compares the time difference with the return time threshold, please refer to fig. 4, and fig. 4 is a schematic diagram of a second scenario of data processing according to an embodiment of the present application. As shown in fig. 4, for convenience of description and understanding, the return time threshold 30f is exemplified as 3 months in the embodiment of the present application, and it is understood that the return time threshold may be set according to an actual application scenario, which is not limited in the embodiment of the present application. By comparing the time difference 301x corresponding to the account 11 with the return time threshold 30f, the service server 100 may determine that the time difference 301x is greater than the return time threshold 30f, so the resource return inactive state may be determined as the resource return state 301g of the account 11. Likewise, by comparing the time difference 302x corresponding to the account 12 with the return time threshold 30f, the service server 100 may determine that the time difference 302x is less than the return time threshold 30f, so the resource return active state may be determined as the resource return state 302g of the account 12.

The process is to determine the resource return state of the digital resource account by comparing the time difference between the latest generation time and the current time with the return time threshold. In the actual application scenario, the service server may also generate a state update time according to the latest generation time, where the state update time refers to a time when the index resource account is updated from the resource return active state to the resource return inactive state. Taking the latest generation time 302d in fig. 3 as an example, the service server 100 sums the latest generation time 302d and the return time threshold to obtain the corresponding state update time of the account 12, and taking the return time threshold as the example of 3 months, the state update time of the account 12 is 2023, 9 and 6, that is, between 2023, 6, 7 and 2023, 9 and 6, and the account 12 is in an active state for resource return. If the service object performs the resource return processing on the account 12 again through the service platform (i.e. the identifier 1) between the month 7 of 2023 and the month 9 of 2023, the service server 100 generates a new resource return record, and further determines a new latest generation time, so that a new state update time can be generated.

If the service object does not perform the resource return processing on the account number 12 through the service platform (i.e. the identifier 1) between the 7 th year of 2023 and the 6 th year of 2023, then the service server 100 may update the resource return active state of the account number 12 to the resource return inactive state on the 7 th year of 2023. If the service object performs the resource return processing on the account 12 again by the service platform (i.e. the identifier 1) at the 9 th year of 2023, then the service server 100 may generate a new resource return record, and further determine a new latest generation time, so that a new state update time may be generated, and the resource return inactive state of the account 12 may be updated to the resource return active state, and the subsequent processing is the same as the above, so that description is omitted. In practice, the service server 100 compares the current time with the state update time, if the current time is earlier than or equal to the state update time, it may be determined that the digital resource account is in the resource return active state, and if the current time is later than the state update time, the service server 100 may determine that the digital resource account is in the resource return inactive state.

Step S104, determining list acquisition conditions of the digital resource accounts according to the resource return state; the list obtaining condition refers to a condition that a second resource of the digital resource account number is pre-transferred out of the list from a mechanism server corresponding to the mechanism platform; the generation time of the second resource pre-roll-out list is later than that of the first resource pre-roll-out list; the first resource pre-roll-out list and the second resource pre-roll-out list are both generated based on the resource pre-roll-out function.

Specifically, if the resource returning state is the resource returning active state, determining the first list acquisition condition as the list acquisition condition of the digital resource account; the first list acquisition condition comprises that the terminal equipment bound with the service object identifier responds to the access operation aiming at the service platform; if the resource returning state is the resource returning inactive state, determining a second list acquisition condition as a list acquisition condition; the second list acquisition condition includes the terminal device continuing to respond to a trigger operation for a list query control associated with the digital resource account after responding to the access operation for the service platform.

Specifically, if the digital resource account meets the list acquisition condition, sending a resource pre-forwarding query request to a mechanism server corresponding to the mechanism platform, so that the mechanism server performs resource pre-forwarding query processing on the digital resource account according to the resource pre-forwarding query request to generate a second resource pre-forwarding list; acquiring a second resource pre-roll-out list returned by the mechanism server; the second resource pre-roll-out list is displayed on the terminal equipment bound with the service object identifier.

The embodiment of the application sets different list acquisition conditions for the digital resource account aiming at different resource return states. Referring back to fig. 4, the service server 100 determines that the resource return state 301g of the account 11 is the resource return inactive state, so the second list acquisition condition is determined as the list acquisition condition 301h of the account 11, and fig. 4 illustrates the second list acquisition condition in response to the access operation for the service platform and in response to the trigger operation for the list query control associated with the account.

The service server 100 determines that the resource return state 302g of the account 12 is the resource return active state, so the first list acquisition condition is determined as the list acquisition condition 302h of the account 12, and fig. 4 illustrates the first list acquisition condition in response to the access operation for the service platform.

The embodiment of the present application will not be described in detail with reference to the description of the embodiment corresponding to fig. 6 below when the digital resource account satisfies the determination of the list acquisition condition. If the digital resource account meets the list obtaining condition, the service server may send the resource pre-forwarding query request to the mechanism server corresponding to the mechanism platform, please refer to fig. 5, fig. 5 is a schematic diagram of a data processing scenario provided by the embodiment of the present application. As shown in fig. 5, when the account 12 illustrated in fig. 4 satisfies the first list obtaining condition, the service server 100 sends a resource pre-roll-out request 30i to the corresponding organization server 102a of the organization b, and fig. 5 illustrates the resource pre-roll-out request 30i by querying the pre-roll-out digital resource of the account 12.

After the mechanism server 102a obtains the resource pre-roll-out query request 30i, the account 12 may be obtained, and further, the account 12 may be subjected to resource pre-roll-out query processing, to generate a second resource pre-roll-out list 30j. It will be appreciated that the second resource pre-roll-out list is generated after the facility server 102a has obtained the resource pre-roll-out request 30i, and thus the second resource pre-roll-out list is a real-time resource pre-roll-out list. For ease of description and understanding, fig. 5 illustrates that the second resource pre-roll-out list 30j corresponding to the account number 12 includes a 6-month resource pre-roll-out list and a latest resource return date of the to-be-returned resource value 562 of the 6-month resource pre-roll-out list, such as 2023, 7, and 7, as illustrated in fig. 5.

Further, the organization server 102a returns the second resource pre-roll-out list 30j to the service server 100, so that the service server 100 returns the second resource pre-roll-out list 30j to the terminal device 101a, or the organization server 102a returns the second resource pre-roll-out list 30j directly to the terminal device 101a to which the identifier 1 is bound. The displaying process of the second resource pre-roll-out list (including the second resource pre-roll-out list 30j in fig. 5) is not described in detail in the embodiment of the present application, and please refer to the description in the embodiment corresponding to fig. 9 below.

The embodiment of the application provides a method for distinguishing whether the digital resource account is in the resource return active state or not, so that different list query logics are executed.

In the embodiment of the application, the terminal equipment can respond to the access operation aiming at the service platform first, then the resource return state of the digital resource account number bound in the service object identifier is determined, and at the moment, if the resource return state is the resource return active state, the terminal equipment or the service server can send a resource pre-transfer-out query request to the mechanism server so as to acquire a second resource pre-transfer-out list; if the resource return state is the resource return inactive state, the terminal device or the service server does not send a resource pre-transfer inquiry request to the organization server, that is, the terminal device does not acquire the second resource pre-transfer list, and the service object further needs to perform list inquiry operation, and then sends the resource pre-transfer inquiry request to the organization server to acquire the second resource pre-transfer list.

Optionally, the terminal device or the service server may determine a resource return state of the digital resource account bound in the service object identifier, and if the resource return state is a resource return active state, the terminal device or the service server may directly send a resource pre-forwarding query request to the mechanism server when responding to an access operation for the service platform, so as to obtain a second resource pre-forwarding list returned by the mechanism server; if the resource return state is the resource return inactive state, the terminal device or the service server does not send a resource pre-forwarding query request to the organization server when responding to the access operation for the service platform, but sends the resource pre-forwarding query request to the organization server when the service object performs the list query operation in the service application so as to acquire a second resource pre-forwarding list returned by the organization server.

As can be seen from the above, when the service object accesses the service application in the terminal device, the terminal device or the service server only aims at the digital resource account number whose resource return state is the resource return active state, automatically queries the mechanism server for the second resource pre-roll list, and only aims at the digital resource account number whose resource return state is the resource return inactive state, and the terminal device or the service server can query the mechanism server for the second resource pre-roll list only when the service object needs to manually trigger the query operation by taking the digital resource account number as the query dimension.

Referring to fig. 6, fig. 6 is a second flowchart of a data processing method according to an embodiment of the application. The method may be performed by a service server (e.g., the service server 100 shown in fig. 1 and described above), by a terminal device (e.g., the terminal device 101a shown in fig. 1 and described above), or by both the service server and the terminal device. For easy understanding, the embodiment of the application is described by using the method as an example of interactive execution by the service server and the terminal equipment. As shown in fig. 6, the method may include at least the following steps.

Step S201, access prompt information is obtained; the access prompt information is generated when the terminal equipment responds to the access operation for the service platform.

Specifically, the service server obtains the access prompt information sent by the terminal device, and the access prompt information can be understood as being generated when the terminal device responds to the starting operation for the service platform. The terminal equipment is provided with a service application, the service application is provided by a service platform, the service application is bound with a service object identifier, and the service object binds a digital resource account belonging to the organization platform in the service object identifier.

Step S202, obtaining a service object identifier in the access prompt information; the service object identifier is bound with a digital resource account; the digital resource account belongs to an organization platform; the service object identification belongs to a service platform different from the organization platform; the mechanism platform provides a resource pre-roll-out function for the digital resource account.

Step S203, acquiring a resource return record associated with the digital resource account in a database according to the service object identifier; the resource return record refers to a transaction record generated by pre-forwarding a list for the first resource on the service platform through the service object identifier.

Step S204, the latest generation time is obtained in the generation time of the resource return record, and the resource return state of the digital resource account is determined according to the latest generation time.

Specifically, please refer to fig. 7 together with the above-mentioned process, fig. 7 is an interaction diagram of a data processing method according to an embodiment of the present application. As shown in fig. 7, the data processing method includes the following steps.

Step S21, the terminal equipment responds to the access operation aiming at the service platform and generates access prompt information.

Step S22, the terminal equipment sends access prompt information to the service server. The access hint information includes a service object identification.

Step S23, the service server obtains the service object identification in the access prompt information.

Step S24, the service server obtains the digital resource account number bound on the service object identifier. The number of the digital resource accounts is not limited, and can be 0, 1 or more than 1.

In step S25, the service server requests the database (equivalent to the account database described above) for the resource return record of the digital resource account.

And S26, acquiring a resource return record by the database, and acquiring the latest generation time in the generation time of the resource return record. The number of the resource return records is not limited, one or more resource return records are available, and if the digital resource account does not exist, the service server can determine the binding time of the digital resource account in the service object identifier, wherein the process of determining the resource return state according to the binding time is the same as the process of determining the resource return state according to the latest generation time by the service server, so that redundant description is omitted.

In step S27, the service server obtains the latest generation time.

And step S28, the service server determines the resource return state of the digital resource account according to the latest generation time. For specific determination, refer to the description of step S103 in the embodiment corresponding to fig. 2 above.

Step S205, according to the resource return state, determining list display conditions of the digital resource account; the list display condition refers to a condition that the second resource of the index resource account is pre-transferred out of the list and is displayed on the terminal equipment bound with the service object identifier; the generation time of the second resource pre-roll-out list is later than that of the first resource pre-roll-out list; the first resource pre-roll-out list and the second resource pre-roll-out list are both generated based on the resource pre-roll-out function.

For the specific implementation process of step S205, please refer to the description of step S104 in the embodiment corresponding to fig. 2, which is not described herein.

Step S206, if the resource returning state is the resource returning active state, determining that the digital resource account meets the list display condition; the resource return active state is used to indicate that the time difference between the latest generation time and the current time is equal to or less than a return time threshold.

Specifically, the embodiment of the application is that the terminal equipment responds to the starting operation aiming at the service platform, and then the resource returning state of the digital resource account is determined, so that when the resource returning state is the resource returning active state, the service server can determine that the digital resource account meets the list display condition, and further, the service server can send a resource pre-forwarding query request to the organization server, so that the organization server performs resource pre-forwarding query processing on the digital resource account according to the resource pre-forwarding query request, and a second resource pre-forwarding list is obtained. It can be appreciated that the value of the resource to be returned in the second resource pre-roll-out list may be 0, that is, the digital resource account number does not pre-roll out the resource at this time.

Step S207, if the resource return state is the resource return inactive state, determining that the digital resource account does not meet the list display condition; the resource return inactive state is used to indicate that the time difference is greater than a return time threshold.

Specifically, if the resource return state is the resource return inactive state, when the terminal device responds to the trigger operation for the list query control associated with the digital resource account, it is determined that the digital resource account meets the list acquisition condition.

Although the service object has started the service application in the terminal device, the service server determines that the digital resource account does not meet the list display condition because the resource return state of the digital resource account is the resource return inactive state. If the service object triggers a list query control associated with the digital resource account in the terminal device, the terminal device responds to the triggering operation of the list query control associated with the digital resource account, and sends a resource pre-forwarding query request for the digital resource account to the service server, after the service server acquires the resource pre-forwarding query request, the service server can determine that the digital resource account meets the list acquisition condition, and then the resource pre-forwarding query request is forwarded to the organization server, so that the organization server performs resource pre-forwarding query processing on the digital resource account according to the resource pre-forwarding query request to obtain a second resource pre-forwarding list.

As can be seen from the above, when the service object is started or accesses the service platform, the terminal device may send the access prompt information to the service server, the service server may determine the service object identifier according to the access prompt information, obtain the digital resource account bound on the service object identifier, further, the service server obtains the resource return record of the digital resource account, obtains the latest generation time in the resource return record, and according to the latest generation time, the service server may determine the resource return state of the digital resource account, and if the resource return state of the digital resource account is the resource return active state, the service platform directly queries the second resource pre-transfer list and displays the second resource pre-transfer list to the service object. If the resource return state of the digital resource account is the resource return inactive state, the terminal device displays a list query control for the digital resource account to the service object, and when the service object triggers the list query control, the terminal device queries a second resource pre-roll-out list and displays the second resource pre-roll-out list to the service object. Obviously, the embodiment of the application can effectively reduce the high concurrency brought by the first page of the service platform to query the second resource pre-transfer list, and can ensure that the service object experiences the interest of the priority list query which can be enjoyed when the digital resource account is in the active state of resource return, so that the service object can be effectively driven to query the second resource pre-transfer list only on the service platform, but the operation of returning the resource is not carried out on the second resource pre-transfer list, and the operation of returning the resource is converted into the operation of returning the resource on the second resource pre-transfer list.

Referring to fig. 8 together with the above-mentioned process, fig. 8 is a second interactive schematic diagram of a data processing method according to an embodiment of the present application. As shown in fig. 8, the data processing method includes the following steps.

And step S2a, the terminal equipment sends access prompt information to the service server.

Step S2b, the service server acquires the digital resource account number bound on the service object identifier and the list query authorization state of the digital resource account number. In the embodiment of the application, only the digital resource account authorized by the service object can be queried by the service server (terminal equipment) for the resource pre-roll-out list (comprising a first resource pre-roll-out list and a second resource pre-roll-out list), namely only the digital resource account with the list query authorization state being the list query authorized state can be queried for the resource pre-roll-out list.

And step S2c, the service server determines the resource return state of the digital resource account. It can be understood that if the digital resource account is in a list query unauthorized state, the service server or the terminal device does not have permission to query the resource pre-roll list of the digital resource account.

And step S2d, the service server returns a resource return state and a list query authorization state to the terminal equipment.

And step S2e, if the digital resource account is in a resource return inactive state, the terminal equipment displays the digital resource account list. The digital resource transfer list comprises all digital resource accounts bound in the service object identifier, and the number of the digital resource accounts is not limited in the embodiment of the application.

And step S2f, responding to triggering operation aiming at the list query control, and sending a resource pre-forwarding query request to the service server by the terminal equipment.

And step S2g, the service server sends a resource pre-forwarding query request to the organization server.

And step S2h, the organization server returns a second resource pre-roll-out list to the service server.

And step S2i, the service server returns a second resource pre-roll-out list to the terminal equipment. It will be appreciated that steps S2 f-S2 i may be implemented by means of P2P, i.e. a terminal device-an organization server.

And step S2j, the terminal equipment displays a second resource pre-roll-out list. Step S2 f-step S2j is an execution process of each digital resource account, and if two or more digital resource accounts exist, the service object is required to trigger a list query control corresponding to each digital resource account respectively so as to query a second resource pre-roll-out list corresponding to each digital resource account respectively.

Further, referring to fig. 9, fig. 9 is a flowchart illustrating a data processing method according to an embodiment of the present application. The data processing method may be performed by a service server (e.g., the service server 100 shown in fig. 1 described above), or may be performed by a terminal device (e.g., the terminal device 101a shown in fig. 1 described above), or may be performed interactively by the service server and the terminal device. For easy understanding, the embodiment of the application is described by using the method as an example of interactive execution by the service server and the terminal equipment. As shown in fig. 9, the data processing method may include at least the following steps S301 to S302.

Step S301, responding to the starting operation of the business application bound with the business object identifier, and displaying an account page; the business application refers to the application of a business platform; the account page comprises a digital resource account bound on the service object identifier and an organization platform to which the digital resource account belongs; the organization platform is different from the business platform.

Referring back to fig. 5, the business object 30z starts a business application (e.g., a payment application as illustrated in fig. 5) in the terminal device 101a, and the terminal device 101a may display the account page 30k. The account page 30k may include the registered service object identifier, i.e. the identifier 1 illustrated in fig. 5, and may further include the digital resource account bound to the service object identifier, i.e. the account 11 and the account 12 illustrated in fig. 5, and may further include an organization platform to which the digital resource account belongs, i.e. the organization a to which the account 11 illustrated in fig. 5 belongs and the organization b to which the account 12 belongs.

Step S302, in an account page, displaying the resource return state information of the digital resource account; the resource return state information is determined by the latest generation time in the generation times of the resource return records; the resource return record refers to a transaction record generated on the business application for the first resource pre-roll-out list associated with the digital resource account.

Specifically, the resource return status information includes resource return inactive status information; responding to triggering operation aiming at the resource return inactive state information, displaying state generation prompt information and state update prompt information; the state generation prompt information comprises that the time difference between the latest generation time and the current time is larger than a return time threshold; the state update prompt information is used for prompting the business object to carry out resource return operation through the business application.

Specifically, the resource return status information includes resource return inactive status information; the mechanism platform provides a resource pre-transferring function for the digital resource account; displaying a list query control for the digital resource account in the account page; responding to the triggering operation aiming at the list inquiry control, and displaying a second resource pre-roll-out list of the digital resource account; the generation time of the second resource pre-roll-out list is later than that of the first resource pre-roll-out list; the first resource pre-roll-out list and the second resource pre-roll-out list are both generated based on the resource pre-roll-out function.

Specifically, the resource return status information includes resource return active status information; the resource return active state information is used for indicating that the time difference value between the latest generation time and the current time is smaller than or equal to a return time threshold value; displaying a second resource pre-roll-out list of the digital resource account in the account page; the second resource pre-roll-out list is generated at a time later than the first resource pre-roll-out list.

The account page may display the resource return status information of the digital resource account, where the resource return status information is used to indicate the resource return status of the digital resource account, and the determination of the resource return status information (i.e. the resource return status) is described in step S103 in the embodiment corresponding to fig. 2.

Referring back to fig. 5, the account page 30k is inactive for the return of resources displayed by the account 11, and is active for the return of resources displayed by the account 12. Obviously, through the resource return status information, the service object 30z can quickly understand the resource return status of two digital resource accounts. If the service object 30z triggers the resource return status information corresponding to the account 11, as shown in fig. 5, the terminal device 101a may display the status generation prompting information 90a and the status update prompting information 90b. Wherein, the state generation prompt message 90a includes a time difference between the latest generation time and the current time being greater than a return time threshold, and referring to fig. 3-5, the embodiment of the present application uses 2023, 3, 2, 7, and 7, as an example of the latest generation time, 2023, 7, and 3, as an example of the return time threshold, and fig. 5 is a state generation prompt message 90a in which "the last resource return time of your platform is 2023.3.2, and more than 3 months from today. The status update prompt 90b is used to prompt the service object 30z to perform a resource return operation through the service application (in the payment application example of fig. 5), and fig. 5 illustrates the status update prompt 90b in the form of "participate in resource return on platform, which may be called as a return active user, and may also enjoy the quick query of the resource pre-roll list.

Obviously, because account 11 is in the resource return inactive state, account page 30k does not display the second resource pre-roll-out list for account 11, but displays the list query control for account 11, i.e., query control 90c in fig. 5. If the service object 30z triggers the query control 90c, the terminal device 101a displays a second resource pre-roll-out list of the account 11 in response to the triggering operation for the query control, and it can be understood that the second resource pre-roll-out list is the latest resource pre-roll-out list of the account 11, and the generation process and the transmission process thereof are described above, which is not repeated herein.

Obviously, since the account 12 is in the active state of resource return, the account page 30k directly displays a second resource pre-roll-out list for the account 12, such as the second resource pre-roll-out list 30j in fig. 5, and the meaning of the second resource pre-roll-out list is referred to in the above description, and the details are not repeated here.

It will be appreciated that the interfaces and controls illustrated in fig. 5 are merely some representations that may be referred to, and in an actual business scenario, a developer may perform related design according to product requirements, and the embodiments of the present application are not limited to the specific forms of interfaces and controls involved.

Further, referring to fig. 10, fig. 10 is a schematic structural diagram of a data processing apparatus according to an embodiment of the present application. The data processing device 1 may be a computer program (comprising program code) running in a computer apparatus, for example the data processing device 1 is an application software; the data processing device 1 may be adapted to perform the respective steps of the method provided by the embodiments of the application. As shown in fig. 10, the data processing apparatus 1 may include: the first acquisition module 11, the second acquisition module 12, the first determination module 13 and the second determination module 14.

The first obtaining module 11 is configured to obtain a service object identifier bound with a digital resource account; the digital resource account belongs to an organization platform; the service object identification belongs to a service platform different from the organization platform; the mechanism platform provides a resource pre-transferring function for the digital resource account;

a second obtaining module 12, configured to obtain, in a database, a resource return record associated with the digital resource account according to the service object identifier; the resource return record refers to a transaction record generated by a business object identifier aiming at a first resource pre-transfer list on a business platform;

The first determining module 13 is configured to obtain a latest generation time from the generation times of the resource return records, and determine a resource return state of the digital resource account according to the latest generation time;

a second determining module 14, configured to determine a list acquisition condition of the digital resource account according to the resource return status; the list obtaining condition refers to a condition that a second resource of the digital resource account number is pre-transferred out of the list from a mechanism server corresponding to the mechanism platform; the generation time of the second resource pre-roll-out list is later than that of the first resource pre-roll-out list; the first resource pre-roll-out list and the second resource pre-roll-out list are both generated based on the resource pre-roll-out function.

The specific functional implementation manners of the first acquiring module 11, the second acquiring module 12, the first determining module 13, and the second determining module 14 may refer to step S101 to step S104 in the corresponding embodiment of fig. 2, and are not described herein.

Referring again to fig. 10, the first determining module 13 may include: the first determination unit 131, the second determination unit 132, and the third determination unit 133.

A first determining unit 131 for determining a time difference between the latest generation time and the current time; the latest generation time is earlier than or equal to the current time;

A second determining unit 132, configured to compare the time difference value with a return time threshold, and determine a resource return inactive state as a resource return state of the digital resource account if the time difference value is greater than the return time threshold;

the third determining unit 133 is configured to determine the resource return active state as the resource return state of the digital resource account if the time difference is equal to or less than the return time threshold.

The specific functional implementation manner of the first determining unit 131, the second determining unit 132, and the third determining unit 133 may refer to step S103 in the corresponding embodiment of fig. 2, and will not be described herein.

Referring again to fig. 10, the second determining module 14 may include: a fourth determination unit 141, and a fifth determination unit 142.

A fourth determining unit 141, configured to determine the first list obtaining condition as a list obtaining condition of the digital resource account if the resource return state is a resource return active state; the first list acquisition condition comprises that the terminal equipment responds to access operation aiming at the service platform;

a fifth determining unit 142, configured to determine the second list obtaining condition as a list obtaining condition if the resource return state is the resource return inactive state; the second list acquisition condition includes the terminal device continuing to respond to a trigger operation for a list query control associated with the digital resource account after responding to the access operation for the service platform.

The specific functional implementation manner of the fourth determining unit 141 and the fifth determining unit 142 may refer to step S104 in the corresponding embodiment of fig. 2, which is not described herein.

Referring again to fig. 10, the data processing apparatus 1 may further include: a request sending module 15 and a third obtaining module 16.

The request sending module 15 is configured to send a resource pre-forwarding query request to an organization server corresponding to the organization platform if the digital resource account meets the list acquisition condition, so that the organization server performs resource pre-forwarding query processing on the digital resource account according to the resource pre-forwarding query request, and generates a second resource pre-forwarding list;

a third obtaining module 16, configured to obtain a second resource pre-roll-out list returned by the mechanism server; the second resource pre-roll-out list is displayed on the terminal device.

The specific functional implementation manner of the request sending module 15 and the third obtaining module 16 may refer to step S104 in the corresponding embodiment of fig. 2, and will not be described herein.

Referring again to fig. 10, the first acquisition module 11 may include: a first acquisition unit 111 and a second acquisition unit 112.

A first obtaining unit 111, configured to obtain access prompt information; the access prompt information is generated when the terminal equipment responds to the access operation aiming at the service platform;

A second obtaining unit 112, configured to obtain a service object identifier in the access prompt information; the service object identifier is bound with a digital resource account;

the data processing apparatus 1 may further include: the third determination module 17 and the fourth determination module 18.

A third determining module 17, configured to determine that the digital resource account meets the list obtaining condition if the resource return status is a resource return active status; the resource return active state is used for indicating that the time difference between the latest generation time and the current time is equal to or less than a return time threshold;

a fourth determining module 18, configured to determine that the digital resource account number does not meet the list obtaining condition if the resource return status is a resource return inactive status; the resource return inactive state is used to indicate that the time difference is greater than a return time threshold.

The specific functional implementation manners of the first acquiring unit 111, the second acquiring unit 112, the third determining module 17, and the fourth determining module 18 may be referred to as step S201 to step S202, and step S206 to step S207 in the corresponding embodiment of fig. 6, which are not described herein.

Referring again to fig. 10, the data processing apparatus 1 may further include: a fifth determination module 19.

And a fifth determining module 19, configured to determine that the digital resource account meets the list obtaining condition when the terminal device triggers an operation in response to the list query control associated with the digital resource account if the resource return state is the resource return inactive state.

The specific functional implementation manner of the fifth determining module 19 may refer to step S203 in the corresponding embodiment of fig. 6, and will not be described herein.

Further, referring to fig. 11, fig. 11 is a schematic diagram of a data processing apparatus according to an embodiment of the application. The data processing means 2 may be a computer program (comprising program code) running in a computer device, for example the data processing means 2 is an application software; the data processing device 2 may be adapted to perform the respective steps of the method provided by the embodiments of the application. As shown in fig. 11, the data processing apparatus 2 may include: the first display module 21 and the second display module 22.

A first display module 21, configured to respond to a start operation for a service application to which a service object identifier is bound, and display an account page; the business application refers to the application of a business platform; the account page comprises a digital resource account bound on the service object identifier and an organization platform to which the digital resource account belongs; the mechanism platform is different from the service platform;

the second display module 22 is configured to display, in the account page, resource return status information of the digital resource account; the resource return state information is determined by the latest generation time in the generation times of the resource return records; the resource return record refers to a transaction record generated on the business application for the first resource pre-roll-out list associated with the digital resource account.

The specific functional implementation manner of the first display module 21 and the second display module 22 may refer to step S301 to step S302 in the corresponding embodiment of fig. 9, which is not described herein.

Referring again to fig. 11, the resource return status information includes resource return inactive status information;

the data processing apparatus 2 may further include: and a third display module 23.

A third display module 23, configured to respond to a triggering operation for returning the inactive state information to the resource, and display a state generation prompt message and a state update prompt message; the state generation prompt information comprises that the time difference between the latest generation time and the current time is larger than a return time threshold; the state update prompt information is used for prompting the business object to carry out resource return operation through the business application.

The specific functional implementation manner of the third display module 23 may refer to step S302 in the corresponding embodiment of fig. 9, which is not described herein.

Referring again to fig. 11, the resource return status information includes resource return inactive status information; the mechanism platform provides a resource pre-transferring function for the digital resource account;

the data processing apparatus 2 may further include: the fourth display module 24 and the fifth display module 25.

A fourth display module 24, configured to display a list query control for the digital resource account in the account page;

a fifth display module 25, configured to display a second resource pre-roll-out list of the digital resource account in response to a triggering operation for the list query control; the generation time of the second resource pre-roll-out list is later than that of the first resource pre-roll-out list; the first resource pre-roll-out list and the second resource pre-roll-out list are both generated based on the resource pre-roll-out function.

The specific functional implementation manner of the fourth display module 24 and the fifth display module 25 may refer to step S2302 in the corresponding embodiment of fig. 9, which is not described herein.

Referring again to fig. 11, the resource return status information includes resource return active status information; the resource return active state information is used for indicating that the time difference value between the latest generation time and the current time is smaller than or equal to a return time threshold value;

the data processing apparatus 2 may further include: and a sixth display module 26.

A sixth display module 26, configured to display a second resource pre-roll-out list of digital resource accounts in the account page; the second resource pre-roll-out list is generated at a time later than the first resource pre-roll-out list.

The specific functional implementation manner of the sixth display module 26 may refer to step S302 in the corresponding embodiment of fig. 9, which is not described herein.

Further, referring to fig. 12, fig. 12 is a schematic structural diagram of a computer device according to an embodiment of the present application. As shown in fig. 12, the computer device 1000 may include: at least one processor 1001, such as a CPU, at least one network interface 1004, a user interface 1003, a memory 1005, at least one communication bus 1002. Wherein the communication bus 1002 is used to enable connected communication between these components. In some embodiments, the user interface 1003 may include a Display (Display), a Keyboard (Keyboard), and the network interface 1004 may optionally include a standard wired interface, a wireless interface (e.g., WI-FI interface), among others. The memory 1005 may be a high-speed RAM memory or a non-volatile memory (non-volatile memory), such as at least one disk memory. The memory 1005 may also optionally be at least one storage device located remotely from the aforementioned processor 1001. As shown in fig. 12, the memory 1005, which is one type of computer storage medium, may include an operating system, a network communication module, a user interface module, and a device control application.

In the computer device 1000 shown in fig. 12, the network interface 1004 may provide network communication functions; while user interface 1003 is primarily used as an interface for providing input to a user; and the processor 1001 may be used to invoke a device control application stored in the memory 1005 to implement:

Alternatively, the processor 1001 may be configured to invoke a device control application program stored in the memory 1005 to implement:

It should be understood that the computer device 1000 described in the embodiments of the present application may perform the description of the data verification method or apparatus in the foregoing embodiments, and will not be repeated herein. In addition, the description of the beneficial effects of the same method is omitted.

The embodiment of the present application further provides a computer readable storage medium, where a computer program is stored, and when the computer program is executed by a processor, the description of the data verification method or apparatus in each of the foregoing embodiments is implemented, and will not be repeated herein. In addition, the description of the beneficial effects of the same method is omitted.

The computer readable storage medium may be the data verification apparatus provided in any one of the foregoing embodiments or an internal storage unit of the computer device, for example, a hard disk or a memory of the computer device. The computer readable storage medium may also be an external storage device of the computer device, such as a plug-in hard disk, a Smart Media Card (SMC), a Secure Digital (SD) card, a flash memory card (flash card), etc. which are provided on the computer device. Further, the computer-readable storage medium may also include both internal storage units and external storage devices of the computer device. The computer-readable storage medium is used to store the computer program and other programs and data required by the computer device. The computer-readable storage medium may also be used to temporarily store data that has been output or is to be output.

Embodiments of the present application also provide a computer program product comprising a computer program stored in a computer readable storage medium. The processor of the computer device reads the computer program from the computer readable storage medium, and the processor executes the computer program, so that the computer device may perform the description of the data verification method or apparatus in the foregoing embodiments, which is not repeated herein. In addition, the description of the beneficial effects of the same method is omitted.

The terms first, second and the like in the description and in the claims and drawings of embodiments of the application are used for distinguishing between different objects and not for describing a particular sequential order. Furthermore, the term "include" and any variations thereof is intended to cover a non-exclusive inclusion. For example, a process, method, apparatus, article, or device that comprises a list of steps or elements is not limited to the list of steps or modules but may, in the alternative, include other steps or modules not listed or inherent to such process, method, apparatus, article, or device.

Those of ordinary skill in the art will appreciate that the elements and algorithm steps described in connection with the embodiments disclosed herein may be embodied in electronic hardware, in computer software, or in a combination of the two, and that the elements and steps of the examples have been generally described in terms of function in the foregoing description to clearly illustrate the interchangeability of hardware and software. Whether such functionality is implemented as hardware or software depends upon the particular application and design constraints imposed on the solution. Skilled artisans may implement the described functionality in varying ways for each particular application, but such implementation decisions should not be interpreted as causing a departure from the scope of the present application.

The foregoing disclosure is illustrative of the present application and is not to be construed as limiting the scope of the application, which is defined by the appended claims.

Claims

1. A method of data processing, comprising:

acquiring a service object identifier bound with a digital resource account; the digital resource account belongs to an organization platform; the service object identification belongs to a service platform different from the mechanism platform; the mechanism platform provides a resource pre-turning function for the digital resource account;

acquiring a resource return record associated with the digital resource account in a database according to the service object identifier; the resource return record refers to a transaction record generated by a first resource pre-transfer list on the service platform through the service object identifier;

determining list acquisition conditions of the digital resource accounts according to the resource return state; the list obtaining condition refers to a condition that a second resource of the digital resource account is pre-transferred out of a list from a mechanism server corresponding to the mechanism platform; the generation time of the second resource pre-roll-out list is later than the generation time of the first resource pre-roll-out list; the first resource pre-roll-out list and the second resource pre-roll-out list are both generated based on the resource pre-roll-out function.

2. The method according to claim 1, wherein the determining the resource return status of the digital resource account according to the latest generation time includes:

determining a time difference between the latest generation time and a current time; the latest generation time is earlier than or equal to the current time;

comparing the time difference value with a return time threshold value, and if the time difference value is larger than the return time threshold value, determining a resource return inactive state as a resource return state of the digital resource account;

and if the time difference value is equal to or smaller than the return time threshold value, determining the resource return active state as the resource return state of the digital resource account.

3. The method according to claim 2, wherein determining the list acquisition condition of the digital resource account according to the resource return status includes:

if the resource returning state is the resource returning active state, determining a first list acquisition condition as a list acquisition condition of the digital resource account; the first list acquisition condition comprises that the terminal equipment responds to access operation aiming at the service platform;

If the resource return state is the resource return inactive state, determining a second list acquisition condition as the list acquisition condition; the second list acquisition condition comprises that after responding to the access operation for the service platform, the terminal equipment continues responding to the triggering operation for the list query control associated with the digital resource account.

4. The method according to claim 1, wherein the method further comprises:

if the digital resource account meets the list acquisition condition, sending a resource pre-forwarding query request to a mechanism server corresponding to the mechanism platform, so that the mechanism server performs resource pre-forwarding query processing on the digital resource account according to the resource pre-forwarding query request to generate the second resource pre-forwarding list;

acquiring the second resource pre-roll-out list returned by the organization server; and the second resource pre-roll-out list is displayed on the terminal equipment.

5. The method according to claim 1, wherein the obtaining the service object identifier bound to the digital resource account number includes:

acquiring access prompt information; the access prompt information is generated when the terminal equipment responds to the access operation aiming at the service platform;

Acquiring the service object identification in the access prompt information; the service object identifier is bound with a digital resource account;

the method further comprises:

if the resource returning state is the resource returning active state, determining that the digital resource account meets the list acquisition condition; the resource return active state is used for indicating that the time difference value between the latest generation time and the current time is equal to or smaller than a return time threshold value;

if the resource returning state is a resource returning inactive state, determining that the digital resource account does not meet the list acquisition condition; the resource return inactive state is to indicate that the time difference is greater than the return time threshold.

6. The method of claim 5, wherein the method further comprises:

and if the resource return state is the resource return inactive state, when the terminal equipment responds to triggering operation aiming at a list inquiry control associated with the digital resource account, determining that the digital resource account meets the list acquisition condition.

7. A data processing method, characterized in that the method is performed by a terminal device, comprising:

Responding to the starting operation of the service application bound with the service object identifier, and displaying an account page; the business application refers to the application of a business platform; the account page comprises a digital resource account bound on the service object identifier and an organization platform to which the digital resource account belongs; the institution platform is different from the service platform;

displaying the resource return state information of the digital resource account in the account page; the resource return state information is determined by the latest generation time in the generation time of the resource return record; the resource return record refers to a transaction record generated on the business application for a first resource pre-roll-out list associated with the digital resource account.

8. The method of claim 7, wherein the resource return status information comprises resource return inactive status information;

the method further comprises the steps of:

responding to triggering operation aiming at the resource return inactive state information, and displaying state generation prompt information and state update prompt information; the state generation prompt information comprises that the time difference value between the latest generation time and the current time is larger than a return time threshold; the state update prompt message is used for prompting a service object to carry out resource return operation through the service application.

9. The method of claim 7, wherein the resource return status information comprises resource return inactive status information; the mechanism platform provides a resource pre-turning function for the digital resource account;

the method further comprises the steps of:

displaying a list query control for the digital resource account in the account page;

responding to the triggering operation aiming at the list inquiry control, and displaying a second resource pre-roll-out list of the digital resource account; the generation time of the second resource pre-roll-out list is later than the generation time of the first resource pre-roll-out list; the first resource pre-roll-out list and the second resource pre-roll-out list are both generated based on the resource pre-roll-out function.

10. The method of claim 7, wherein the resource return status information comprises resource return active status information; the resource return active state information is used for indicating that the time difference value between the latest generation time and the current time is smaller than or equal to a return time threshold value;

the method further comprises the steps of:

displaying a second resource pre-roll-out list of the digital resource account in the account page; and the generation time of the second resource pre-roll-out list is later than that of the first resource pre-roll-out list.

11. A data processing apparatus, comprising:

the first acquisition module is used for acquiring a service object identifier bound with the digital resource account; the digital resource account belongs to an organization platform; the service object identification belongs to a service platform different from the mechanism platform; the mechanism platform provides a resource pre-turning function for the digital resource account;

the second acquisition module is used for acquiring a resource return record associated with the digital resource account in a database according to the service object identifier; the resource return record refers to a transaction record generated by a first resource pre-transfer list on the service platform through the service object identifier;

the first determining module is used for acquiring the latest generation time from the generation time of the resource return records, and determining the resource return state of the digital resource account according to the latest generation time;

the second determining module is used for determining list acquisition conditions of the digital resource accounts according to the resource return state; the list obtaining condition refers to a condition that a second resource of the digital resource account is pre-transferred out of a list from a mechanism server corresponding to the mechanism platform; the generation time of the second resource pre-roll-out list is later than the generation time of the first resource pre-roll-out list; the first resource pre-roll-out list and the second resource pre-roll-out list are both generated based on the resource pre-roll-out function.

12. A data processing apparatus, the apparatus operating at a terminal device, comprising:

the first display module is used for responding to the starting operation of the business application bound with the business object identifier and displaying an account page; the business application refers to the application of a business platform; the account page comprises a digital resource account bound on the service object identifier and an organization platform to which the digital resource account belongs; the institution platform is different from the service platform;

the second display module is used for displaying the resource return state information of the digital resource account in the account page; the resource return state information is determined by the latest generation time in the generation time of the resource return record; the resource return record refers to a transaction record generated on the business application for a first resource pre-roll-out list associated with the digital resource account.

13. A computer device, comprising: a processor, a memory, and a network interface;

the processor is connected to the memory and the network interface, wherein the network interface is configured to provide a data communication function, the memory is configured to store a computer program, and the processor is configured to invoke the computer program to cause the computer device to perform the method of any of claims 1 to 10.

14. A computer readable storage medium, characterized in that the computer readable storage medium has stored therein a computer program adapted to be loaded and executed by a processor to cause a computer device having the processor to perform the method of any of claims 1-10.

15. A computer program product, characterized in that the computer program product comprises a computer program stored in a computer readable storage medium, the computer program being adapted to be read and executed by a processor to cause a computer device having the processor to perform the method of any of claims 1-10.