CN116916260A - Service processing method and device based on 5G message and computer equipment - Google Patents

Service processing method and device based on 5G message and computer equipment Download PDF

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Publication number
CN116916260A
CN116916260A CN202310660582.5A CN202310660582A CN116916260A CN 116916260 A CN116916260 A CN 116916260A CN 202310660582 A CN202310660582 A CN 202310660582A CN 116916260 A CN116916260 A CN 116916260A
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China
Prior art keywords
service
message
user
sending end
identity
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Pending
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CN202310660582.5A
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Chinese (zh)
Inventor
孙涛
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Bank of China Ltd
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Bank of China Ltd
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Priority to CN202310660582.5A priority Critical patent/CN116916260A/en
Publication of CN116916260A publication Critical patent/CN116916260A/en
Pending legal-status Critical Current

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31—User authentication
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
    • H04L9/3226—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials using a predetermined code, e.g. password, passphrase or PIN
    • H04L9/3231—Biological data, e.g. fingerprint, voice or retina
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/06—Authentication
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/60—Context-dependent security
    • H04W12/69—Identity-dependent
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/12—Messaging; Mailboxes; Announcements
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/12—Messaging; Mailboxes; Announcements
    • H04W4/14—Short messaging services, e.g. short message services [SMS] or unstructured supplementary service data [USSD]
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/30—Services specially adapted for particular environments, situations or purposes
    • Y—GENERAL TAGGING OF NEW TECHNOLOGICAL DEVELOPMENTS; GENERAL TAGGING OF CROSS-SECTIONAL TECHNOLOGIES SPANNING OVER SEVERAL SECTIONS OF THE IPC; TECHNICAL SUBJECTS COVERED BY FORMER USPC CROSS-REFERENCE ART COLLECTIONS [XRACs] AND DIGESTS
    • Y02—TECHNOLOGIES OR APPLICATIONS FOR MITIGATION OR ADAPTATION AGAINST CLIMATE CHANGE
    • Y02D—CLIMATE CHANGE MITIGATION TECHNOLOGIES IN INFORMATION AND COMMUNICATION TECHNOLOGIES [ICT], I.E. INFORMATION AND COMMUNICATION TECHNOLOGIES AIMING AT THE REDUCTION OF THEIR OWN ENERGY USE
    • Y02D30/00—Reducing energy consumption in communication networks
    • Y02D30/70—Reducing energy consumption in communication networks in wireless communication networks

Abstract

The application relates to a service processing method, a device, computer equipment, a storage medium and a computer program product based on 5G information, and relates to the technical field of 5G information. The method comprises the following steps: receiving a 5G message sent by a sending end, and acquiring a user identity of the sending end according to the 5G message; judging whether the user identity mark exists in an authenticated identity list, and extracting a service request in the 5G message under the condition that the user identity mark exists in the authenticated identity list; and according to the service type of the service request, the service interface link of the service request is sent to the sending end. Based on the 5G message, a service processing platform is constructed by relying on the public number capability of an operator, and the service request of the user is processed through the service platform, so that the user can complete the service application without downloading other applications.

Description

Service processing method and device based on 5G message and computer equipment
Technical Field
The present application relates to the field of 5G information technologies, and in particular, to a service processing method, apparatus, computer device, storage medium, and computer program product based on a 5G message.
Background
Along with the rapid development of economy and society, people pay attention to the flowing information of funds, traditional banking information needs to be queried through a login banking APP, and part of banking information can be notified only in a short message mode, so that the requirements of people on high efficiency and convenience cannot be met. The traditional short message notification mode has the most core defects of single function, no interaction, poor instantaneity and the like. For financial or non-financial services in banking, interactivity, real-time, and functional comprehensiveness directly affect the user experience. The conventional short message mode for receiving and sending banking messages can not meet the development requirements of the current society.
Disclosure of Invention
Based on this, it is necessary to provide a fast and convenient service processing method, apparatus, computer device, computer readable storage medium and computer program product based on 5G message, aiming at the technical problems described above.
In a first aspect, the present application provides a service processing method based on a 5G message. The method is applied to a 5G message service platform; the method comprises the following steps:
receiving a 5G message sent by a sending end, and acquiring a user identity of the sending end according to the 5G message;
judging whether the user identity mark exists in an authenticated identity list, and extracting a service request in the 5G message under the condition that the user identity mark exists in the authenticated identity list;
and according to the service type of the service request, the service interface link of the service request is sent to the sending end.
In one embodiment, the authentication process of the user identity comprises:
acquiring the proving material information and the identity authentication information of the sending end in the 5G message, identifying the category of the proving material information, and acquiring the valid period of the proving material information under the condition that the category of the proving material information accords with the preset category;
and under the condition that the validity period of the proving material information comprises the current moment, identifying and verifying the identity authentication information, and under the condition that the identity authentication information passes the verification, determining that the sending end passes the identity authentication, and adding the user identity authentication of the sending end into an authenticated identity list.
In one embodiment, the proof material information includes the number of owned resources; the method comprises the following steps:
and acquiring historical transaction data of the transmitting end, and determining the amount of resources borrowed by the user of the transmitting end according to the historical transaction data and the amount of owned resources.
In one embodiment, the method further comprises:
user behavior data and historical transaction data of the sending end are obtained, matched service types of the sending end are predicted according to the user behavior data and the historical transaction data, and service links of the matched service types are sent to the sending end.
In one embodiment, the service type of the service request includes sales service; accordingly, the method further comprises:
acquiring commodity information sent by a sending end; the commodity information comprises commodity names, commodity pictures and the number of replacement resources corresponding to the commodities;
and acquiring a target operator identifier of the transmitting end, randomly acquiring a plurality of terminals with the same operator identifier as the target operator identifier, and transmitting commodity information to the plurality of terminals.
In a second aspect, the application further provides a 5G message service platform. The platform comprises:
the message management module is used for receiving the 5G message sent by the sending end and acquiring the user identity of the sending end according to the 5G message;
the service processing module is used for judging whether the user identity mark exists in the authenticated identity list, and extracting a service request in the 5G message under the condition that the user identity mark exists in the authenticated identity list;
and the public capacity docking module is used for transmitting the service interface link of the service request to the transmitting end according to the service type of the service request.
In one embodiment, the platform further includes a big data analysis module, configured to obtain user behavior data and historical transaction data of the sending end, predict a matching service type of the sending end according to the user behavior data and the historical transaction data, and send a service link of the matching service type to the sending end.
In a third aspect, the present application also provides a computer device. The computer device comprises a memory storing a computer program and a processor which when executing the computer program performs the steps of:
receiving a 5G message sent by a sending end, and acquiring a user identity of the sending end according to the 5G message;
judging whether the user identity mark exists in an authenticated identity list, and extracting a service request in the 5G message under the condition that the user identity mark exists in the authenticated identity list;
and according to the service type of the service request, the service interface link of the service request is sent to the sending end.
In a fourth aspect, the present application also provides a computer-readable storage medium. The computer readable storage medium having stored thereon a computer program which when executed by a processor performs the steps of:
receiving a 5G message sent by a sending end, and acquiring a user identity of the sending end according to the 5G message;
judging whether the user identity mark exists in an authenticated identity list, and extracting a service request in the 5G message under the condition that the user identity mark exists in the authenticated identity list;
and according to the service type of the service request, the service interface link of the service request is sent to the sending end.
In a fifth aspect, the present application also provides a computer program product. The computer program product comprises a computer program which, when executed by a processor, implements the steps of:
receiving a 5G message sent by a sending end, and acquiring a user identity of the sending end according to the 5G message;
judging whether the user identity mark exists in an authenticated identity list, and extracting a service request in the 5G message under the condition that the user identity mark exists in the authenticated identity list;
and according to the service type of the service request, the service interface link of the service request is sent to the sending end.
The service processing method, the device, the computer equipment, the storage medium and the computer program product based on the 5G message receive the 5G message sent by the sending end, and acquire the user identity of the sending end according to the 5G message; judging whether the user identity mark exists in an authenticated identity list, and extracting a service request in the 5G message under the condition that the user identity mark exists in the authenticated identity list; and according to the service type of the service request, the service interface link of the service request is sent to the sending end. Based on the 5G message, a service processing platform is constructed by relying on the public number capability of an operator, and the service request of the user is processed through the service platform, so that the user can complete the service application without downloading other applications.
Drawings
FIG. 1 is an application environment diagram of a 5G message-based business processing method in one embodiment;
FIG. 2 is a flow diagram of a method of 5G message based traffic handling in one embodiment;
fig. 3 is a flow chart of a service processing method based on a 5G message in another embodiment;
fig. 4 is a flow chart of a service processing method based on a 5G message in yet another embodiment;
FIG. 5 is a block diagram of a 5G message based service processing apparatus in one embodiment;
FIG. 6 is a block diagram of a 5G message-based affordable financial service platform in one embodiment;
fig. 7 is an internal structural diagram of a computer device in one embodiment.
Detailed Description
The present application will be described in further detail with reference to the drawings and examples, in order to make the objects, technical solutions and advantages of the present application more apparent. It should be understood that the specific embodiments described herein are for purposes of illustration only and are not intended to limit the scope of the application.
Along with the rapid development of economy and society, people pay attention to the flowing information of funds, traditional banking information needs to be queried through a login banking APP, and part of banking information can be notified only in a short message mode, so that the requirements of people on high efficiency and convenience cannot be met. The traditional short message notification mode has the most core defects of single function, no interaction, poor instantaneity and the like. For financial or non-financial services in banking, interactivity, real-time, and functional comprehensiveness directly affect the user experience. The conventional short message mode for receiving and sending banking messages can not meet the development requirements of the current society.
The service processing method based on the 5G message provided by the embodiment of the application can be applied to an application environment shown in figure 1. Wherein the terminal 102 communicates with the server 104 via a network. The data storage system may store data that the server 104 needs to process. The data storage system may be integrated on the server 104 or may be located on a cloud or other network server. The terminal 102 may be, but not limited to, various personal computers, notebook computers, smart phones, tablet computers, internet of things devices, and portable wearable devices, where the internet of things devices may be smart speakers, smart televisions, smart air conditioners, smart vehicle devices, and the like. The portable wearable device may be a smart watch, smart bracelet, headset, or the like. The server 104 may be implemented as a stand-alone server or as a server cluster of multiple servers.
In one embodiment, as shown in fig. 2, a service processing method based on a 5G message is provided, and the method is applied to the server 104 of the 5G message service platform in fig. 1, and is illustrated by way of example, and includes the following steps:
step 202, receiving a 5G message sent by a sending end, and acquiring a user identity of the sending end according to the 5G message;
the sending end refers to terminal equipment used by a user of the 5G message service platform, the user triggers a service request instruction through a 5G message APP on the used terminal equipment, and the 5G message APP sends the service request instruction to the 5G message service platform in a 5G message mode to finish service processing.
The 5G message is the upgrade of the short message service, is a basic telecommunication service of an operator, realizes the leap of service experience based on the IP technology, supports more media formats and has more expression forms. The 5G message is based on a short message sent by a rich media communication service and different from a primary short message, and the 5G message on a terminal display section consists of two parts: message content and hover button. It will be appreciated that, based on the rich media communication service, the user may send text messages directly on the native short message interface of the user terminal, or send non-text message type messages, such as pictures, voice, video, cards, location information, group chat, etc., without limitation.
The user identity is the identity of the transmitting end with uniqueness, and can be determined according to the identity identification of the transmitting end by the operator. It can be understood that each transmitting end has a unique identifier, that is, a mobile phone number, in the management of the operator, so that the mobile phone number is used as the user identity identifier of each transmitting end. It should be noted that, based on the 5G message, the service request is realized through the short message APP, and then the mobile phone number is the account number, without additionally downloading the bank application, and without applying for registration to obtain the user account number.
Step 204, judging whether the user identity is in the authenticated identity list, and extracting the service request in the 5G message under the condition that the user identity is in the authenticated identity list;
the authenticated identity list comprises user identity marks which have completed registration authentication, and the registration authentication of the user identity marks is completed when a user establishes contact with the 5G message service platform for the first time through terminal equipment of a transmitting end. After the registration authentication is completed, if the user has a service requirement, the user only needs to judge whether the user identity sent by the terminal equipment exists in the authenticated identity list.
It should be noted that, in some embodiments, after the authentication of the user identity is completed, the identity of the user may also be authenticated, for example, the authentication may be performed by acquiring, through the camera device on the terminal device, the biometric characteristics of the face, iris, etc. of the user. And after the service request in the 5G message is acquired, the service qualification of the user can be authenticated, namely whether the user qualifies for the service type in the service request or not through various information of the user.
And step 206, according to the service type of the service request, the service interface link of the service request is sent to the sending end.
The service type refers to a category of service, and corresponds to a service type that can be provided by a bank, and the service type may include loans, product sales, financial management, insurance, payment, information, and the like. Different service types need to be completed through different service interfaces, for example, when the service type is a virtual resource transfer service, the virtual resource transfer service interface of the bank background system is docked, and the virtual resource transfer service request of the user is completed through the virtual resource transfer service interface of the bank background system; and when the service request type is product sales, providing a connection interface of a sales service platform.
In the method provided by the embodiment, a 5G message sent by a sending end is received, and a user identity of the sending end is obtained according to the 5G message; judging whether the user identity mark exists in an authenticated identity list, and extracting a service request in the 5G message under the condition that the user identity mark exists in the authenticated identity list; and according to the service type of the service request, the service interface link of the service request is sent to the sending end. Based on the 5G message, a service processing platform is constructed by relying on the public number capability of an operator, and the service request of the user is processed through the service platform, so that the user can complete the service application without downloading other applications.
In one embodiment, as shown in fig. 3, the authentication process of the user identity includes:
step 302, obtaining the proving material information and the identity authentication information of the sending end in the 5G message, identifying the category of the proving material information, and obtaining the effective period of the proving material information under the condition that the category of the proving material information accords with the preset category;
and step 304, under the condition that the validity period of the proving material information comprises the current moment, identifying and verifying the identity authentication information, and under the condition that the identity authentication information passes the verification, determining that the sending end passes the identity authentication, and adding the user identity authentication of the sending end into an authenticated identity list.
The identification information comprises identification information of a user at a transmitting end, such as identification card, face, audio, fingerprint, video and the like. The information category included in the certification material information and the identity authentication information is determined according to the service required to be transacted by the user or the qualification type required to be authenticated, for example, when the service type is sales, the user is required to provide certification material information such as legal identity document information, merchant operation license, product qualification and the like for qualification authentication. The proving material information can be sent to the 5G message service processing platform through the 5G message, and can be authenticated by calling a service interface of a management department of the corresponding material, and the embodiment of the application is not particularly limited herein.
The authentication of the proving material information comprises category authentication and aging authentication, wherein the category authentication identifies the category of the proving material information through a preset category corresponding to the service type; the aging authentication is identified by acquiring the expiration date of the certification material information. And under the condition that the type and the expiration date of the proving material meet the requirements, identifying the identity authentication information of the user. Specifically, under the condition that the validity period of the acquired identity authentication information comprises the current moment, determining that the identity authentication information has validity; and then the identity characteristics of the user are acquired to authenticate the user, for example, the user is subjected to face recognition, and whether the face in the acquired identity card is the same person is judged.
After the material information and the identity authentication information are all authenticated, determining that the user of the sending end passes authentication, namely that the terminal equipment of the sending end and the user pass authentication at the same time, adding the user identity authentication of the sending end into an authenticated identity list, and binding corresponding default terminal equipment information.
In the method provided by the embodiment, the certification material information and the identity authentication information of the user are obtained through the 5G message, and are authenticated, so that the identity qualification authentication of the user for logging in the 5G message service processing platform for the first time is completed rapidly.
In one embodiment, the proof material information includes the number of owned resources; the method comprises the following steps:
and acquiring historical transaction data of the transmitting end, and determining the amount of resources borrowed by the user of the transmitting end according to the historical transaction data and the amount of owned resources.
The historical transaction data refers to virtual resource transaction data completed by a user in a historical time period, and comprises transaction quantity and transaction time. The number of owned resources refers to the number of virtual resources owned by the user at the current time. The number of borrowed resources of the user of the transmitting end user can be obtained through comprehensive analysis of historical transaction data and the number of owned resources and artificial intelligence and big data analysis. The number of resources borrowed by a user refers to the number of virtual resources that the user pre-counts from the bank.
In the method provided by the embodiment, the historical transaction data and the owned resource quantity of the user are obtained through the 5G message, the borrowed resource quantity of the user is determined, and the determination of the virtual resource pre-charge quantity of the user is realized only through the 5G message APP.
In one embodiment, the method further comprises:
user behavior data and historical transaction data of the sending end are obtained, matched service types of the sending end are predicted according to the user behavior data and the historical transaction data, and service links of the matched service types are sent to the sending end.
The matched service type refers to a service type possibly expected by a user to predict through behavior data and historical transaction data of the user after the current service of the user is processed; it can be understood that the matched service type refers to a service type which is required to be processed by the determined user with high probability through intelligent analysis of the platform, wherein the service request is not sent by the user. The service link of the matched service type refers to a service interface, namely a service handling interface of the matched service in the banking system.
For example, after the user completes the virtual resource management service, providing a service link of the virtual resource generation management service to the user; and also for example, after the user completes the product sales authentication service, a live sales service link or the like is sent to the user.
In the method provided by the embodiment, the service handling and the expected service recommendation of the user are completed through the 5G message, and the requirements of the user can be responded rapidly on the premise of guaranteeing the information security of the user.
In one embodiment, as shown in FIG. 4, the service type of the service request includes sales service; accordingly, the method further comprises:
step 402, acquiring commodity information sent by a sending end; the commodity information comprises commodity names, commodity pictures and the number of replacement resources corresponding to the commodities;
step 404, acquiring a target operator identifier of the transmitting end, randomly acquiring a plurality of terminals with the same operator identifier as the target operator identifier, and transmitting commodity information to the plurality of terminals.
And sending information of the sold commodity to the platform through the 5G message, and popularizing the commodity information by the platform. Since the 5G message may send a text message or a non-text message type message, such as a picture, voice, video, card, location information, group chat, etc., the commodity information may be text, a commodity picture, or information such as voice or video introducing a commodity.
The operator identifier is used for identifying a plurality of operators, for example, the operators of the user terminal comprise 3 operators, each operator has a unique operator identifier, and by identifying the operator identifier carried in the 5G message sent by the sending end, it can be determined which of the 3 operators is the operator of the terminal device of the sending end, and then several terminals are selected from the terminals with the same operator identifier to send commodity information, so that popularization of commodity information is realized. Specifically, a plurality of terminals can be selected randomly to send commodity information, historical services of terminals with the same operator identifier can be monitored, and terminals possibly interested in the commodity are selected to send commodity information.
In the method provided by the embodiment, the 5G message is used for popularizing the commodity of the user, so that commodity sales channels of the user are enriched, and more selectable services are provided for the user.
It should be understood that, although the steps in the flowcharts related to the above embodiments are sequentially shown as indicated by arrows, these steps are not necessarily sequentially performed in the order indicated by the arrows. The steps are not strictly limited to the order of execution unless explicitly recited herein, and the steps may be executed in other orders. Moreover, at least some of the steps in the flowcharts described in the above embodiments may include a plurality of steps or a plurality of stages, which are not necessarily performed at the same time, but may be performed at different times, and the order of the steps or stages is not necessarily performed sequentially, but may be performed alternately or alternately with at least some of the other steps or stages.
Based on the same inventive concept, the embodiment of the application also provides a service processing device based on the 5G message, which is used for realizing the service processing method based on the 5G message. The implementation of the solution provided by the device is similar to the implementation described in the above method, so the specific limitation in the embodiments of one or more service processing devices based on 5G messages provided below may be referred to the limitation of the service processing method based on 5G messages hereinabove, and will not be repeated here.
In one embodiment, as shown in fig. 5, a service platform for 5G messages is provided, for processing services based on 45G messages, including: a message management module 501, a business processing module 502, and a common capability docking module 503, wherein:
the message management module 501 is configured to receive a 5G message sent by a sending end, and obtain a user identity of the sending end according to the 5G message;
the service processing module 502 is configured to determine whether the user identity exists in the authenticated identity list, and extract a service request in the 5G message when the user identity exists in the authenticated identity list;
the common capability docking module 503 is configured to send the service interface link of the service request to the sending end according to the service type of the service request.
In one embodiment, the platform further includes a big data analysis module, configured to obtain user behavior data and historical transaction data of the sending end, predict a matching service type of the sending end according to the user behavior data and the historical transaction data, and send a service link of the matching service type to the sending end.
In one embodiment, the service platform of the 5G message further includes an identity authentication module:
acquiring the proving material information and the identity authentication information of the sending end in the 5G message, identifying the category of the proving material information, and acquiring the valid period of the proving material information under the condition that the category of the proving material information accords with the preset category;
and under the condition that the validity period of the proving material information comprises the current moment, identifying and verifying the identity authentication information, and under the condition that the identity authentication information passes the verification, determining that the sending end passes the identity authentication, and adding the user identity authentication of the sending end into an authenticated identity list.
In one embodiment, the identity authentication module is further configured to:
and acquiring historical transaction data of the transmitting end, and determining the amount of resources borrowed by the user of the transmitting end according to the historical transaction data and the amount of owned resources.
In one embodiment, the service processing module is further configured to:
acquiring commodity information sent by a sending end; the commodity information comprises commodity names, commodity pictures and the number of replacement resources corresponding to the commodities;
and acquiring a target operator identifier of the transmitting end, randomly acquiring a plurality of terminals with the same operator identifier as the target operator identifier, and transmitting commodity information to the plurality of terminals.
The respective modules in the 5G message-based service processing apparatus described above may be implemented in whole or in part by software, hardware, and combinations thereof. The above modules may be embedded in hardware or may be independent of a processor in the computer device, or may be stored in software in a memory in the computer device, so that the processor may call and execute operations corresponding to the above modules.
In one embodiment, the 5G message establishes a universal financial service platform based on the 5G message by means of the public number capability of an operator, and is used for processing financial services, the platform supports establishment of 3*5 function menus, also supports the message pushing form to provide services, also supports clients to send words, and banks perform voice semantic understanding to push related services for the clients. With the above capability, services such as loan, product sales, financial management, insurance, payment, information and the like can be provided for customers. As shown in fig. 6, the universal financial service platform based on the 5G message includes an operation management end module 601, a big data analysis module 602, a public capability docking module 603, a financial service platform docking module 604, and a UMS docking module 605; wherein, the liquid crystal display device comprises a liquid crystal display device,
operation management side module 601: the operation management end comprises the functions of material management, message template management, chatbot management, report management and the like. And managing materials, wherein the materials comprise: pictures, audio and video. Support functions such as uploading, auditing, expiration notification, resubmit, etc. Chatbot management, as a public number to be resident in each large operator, corresponding to the distribution of a Chatbot account, can select a template, and set a unique style and menu configuration. And (3) message template management, wherein the form of single card and multiple cards is supported when a message template is newly established. Each card contains a title and content, can be in the form of a plain text, can also be associated with a picture and an audio and video material which have passed the examination, and can be provided with suspension buttons, wherein each suspension button supports the functions of configuring url links, making calls, maps, browsers and the like. For example: when the user inputs the financial recommendation, the system background pushes the relevant financial products to the user. Report management, which supports the generation of corresponding reports according to different dimensions of the channels, time, theme types and the like of operators.
Big data analysis module 602: providing big data analysis capability: user behavior and transaction data are collected, rich and intelligent data query analysis and intelligent recommendation capabilities are provided for users, and the users are helped to participate in various financial services quickly.
Public capability docking module 603: the main positioning is to connect public capacities in banks such as audio and video, a payment system, a user grade authentication, an authentication system, intelligent customer service and the like, provide diversified capacities for a 5G message general financial service platform, improve user viscosity and simultaneously drain more users to other financial channel systems in the banks.
Financial services platform docking module 604: the main functions are various financial services within the docking line, such as: loan, insurance, financial, payment, mall and financial information, and the like, and provides thousands of matched financial services for the integration and intelligent recommendation of users by means of the intelligent recommendation capability of the big data analysis module.
UMS docking module 605: the method has the main functions of processing uplink and downlink messages of a user by interfacing with a UMS unified message gateway (integrating the 5G message capability of three operators, shielding the difference in terms of message, interface, charging and the like, providing unified API capability for a 5G message universal financial service platform) and completing intelligent interaction with the user.
The transaction links of the uplink and downlink messages are as follows:
and (3) uplink: user- > operator- > UMS- >5G message platform
And (3) downlink: 5G message platform- > UMS- > operator- > user
The general financial service platform based on the 5G message provided by the embodiment is based on the 5G message, relies on the public number capability of an operator, and a user can directly apply for loans on line through the mobile phone short message APP and check the progress in real time; providing online sales service, applying for residence by commercial tenant online, directly selling, paying and distributing by platform; according to the user behavior data and the transaction flow data, matched value-added financial services can be provided for the user in the later period: such as insurance, financial, life payment, etc.
In one embodiment, a computer device is provided, which may be a terminal, and the internal structure of which may be as shown in fig. 7. The computer device includes a processor, a memory, a communication interface, a display screen, and an input device connected by a system bus. Wherein the processor of the computer device is configured to provide computing and control capabilities. The memory of the computer device includes a non-volatile storage medium and an internal memory. The non-volatile storage medium stores an operating system and a computer program. The internal memory provides an environment for the operation of the operating system and computer programs in the non-volatile storage media. The communication interface of the computer device is used for carrying out wired or wireless communication with an external terminal, and the wireless mode can be realized through WIFI, a mobile cellular network, NFC (near field communication) or other technologies. The computer program, when executed by a processor, implements a 5G message based service processing method. The display screen of the computer equipment can be a liquid crystal display screen or an electronic ink display screen, and the input device of the computer equipment can be a touch layer covered on the display screen, can also be keys, a track ball or a touch pad arranged on the shell of the computer equipment, and can also be an external keyboard, a touch pad or a mouse and the like.
It will be appreciated by those skilled in the art that the structure shown in FIG. 7 is merely a block diagram of some of the structures associated with the present inventive arrangements and is not limiting of the computer device to which the present inventive arrangements may be applied, and that a particular computer device may include more or fewer components than shown, or may combine some of the components, or have a different arrangement of components.
In one embodiment, a computer device is provided comprising a memory and a processor, the memory having stored therein a computer program, the processor when executing the computer program performing the steps of:
receiving a 5G message sent by a sending end, and acquiring a user identity of the sending end according to the 5G message;
judging whether the user identity mark exists in an authenticated identity list, and extracting a service request in the 5G message under the condition that the user identity mark exists in the authenticated identity list;
and according to the service type of the service request, the service interface link of the service request is sent to the sending end.
In one embodiment, the processor when executing the computer program further performs the steps of:
acquiring the proving material information and the identity authentication information of the sending end in the 5G message, identifying the category of the proving material information, and acquiring the valid period of the proving material information under the condition that the category of the proving material information accords with the preset category;
and under the condition that the validity period of the proving material information comprises the current moment, identifying and verifying the identity authentication information, and under the condition that the identity authentication information passes the verification, determining that the sending end passes the identity authentication, and adding the user identity authentication of the sending end into an authenticated identity list.
In one embodiment, the processor when executing the computer program further performs the steps of:
and acquiring historical transaction data of the transmitting end, and determining the amount of resources borrowed by the user of the transmitting end according to the historical transaction data and the amount of owned resources.
In one embodiment, the processor when executing the computer program further performs the steps of:
user behavior data and historical transaction data of the sending end are obtained, matched service types of the sending end are predicted according to the user behavior data and the historical transaction data, and service links of the matched service types are sent to the sending end.
In one embodiment, the processor when executing the computer program further performs the steps of:
acquiring commodity information sent by a sending end; the commodity information comprises commodity names, commodity pictures and the number of replacement resources corresponding to the commodities;
and acquiring a target operator identifier of the transmitting end, randomly acquiring a plurality of terminals with the same operator identifier as the target operator identifier, and transmitting commodity information to the plurality of terminals.
In one embodiment, a computer readable storage medium is provided having a computer program stored thereon, which when executed by a processor, performs the steps of:
receiving a 5G message sent by a sending end, and acquiring a user identity of the sending end according to the 5G message;
judging whether the user identity mark exists in an authenticated identity list, and extracting a service request in the 5G message under the condition that the user identity mark exists in the authenticated identity list;
and according to the service type of the service request, the service interface link of the service request is sent to the sending end.
In one embodiment, the computer program when executed by the processor further performs the steps of:
acquiring the proving material information and the identity authentication information of the sending end in the 5G message, identifying the category of the proving material information, and acquiring the valid period of the proving material information under the condition that the category of the proving material information accords with the preset category;
and under the condition that the validity period of the proving material information comprises the current moment, identifying and verifying the identity authentication information, and under the condition that the identity authentication information passes the verification, determining that the sending end passes the identity authentication, and adding the user identity authentication of the sending end into an authenticated identity list.
In one embodiment, the computer program when executed by the processor further performs the steps of:
and acquiring historical transaction data of the transmitting end, and determining the amount of resources borrowed by the user of the transmitting end according to the historical transaction data and the amount of owned resources.
In one embodiment, the computer program when executed by the processor further performs the steps of:
user behavior data and historical transaction data of the sending end are obtained, matched service types of the sending end are predicted according to the user behavior data and the historical transaction data, and service links of the matched service types are sent to the sending end.
In one embodiment, the computer program when executed by the processor further performs the steps of:
acquiring commodity information sent by a sending end; the commodity information comprises commodity names, commodity pictures and the number of replacement resources corresponding to the commodities;
and acquiring a target operator identifier of the transmitting end, randomly acquiring a plurality of terminals with the same operator identifier as the target operator identifier, and transmitting commodity information to the plurality of terminals.
In one embodiment, a computer program product is provided comprising a computer program which, when executed by a processor, performs the steps of:
the method is applied to a 5G message service platform; the method comprises the following steps:
receiving a 5G message sent by a sending end, and acquiring a user identity of the sending end according to the 5G message;
judging whether the user identity mark exists in an authenticated identity list, and extracting a service request in the 5G message under the condition that the user identity mark exists in the authenticated identity list;
and according to the service type of the service request, the service interface link of the service request is sent to the sending end.
In one embodiment, the computer program when executed by the processor further performs the steps of:
acquiring the proving material information and the identity authentication information of the sending end in the 5G message, identifying the category of the proving material information, and acquiring the valid period of the proving material information under the condition that the category of the proving material information accords with the preset category;
and under the condition that the validity period of the proving material information comprises the current moment, identifying and verifying the identity authentication information, and under the condition that the identity authentication information passes the verification, determining that the sending end passes the identity authentication, and adding the user identity authentication of the sending end into an authenticated identity list.
In one embodiment, the computer program when executed by the processor further performs the steps of:
and acquiring historical transaction data of the transmitting end, and determining the amount of resources borrowed by the user of the transmitting end according to the historical transaction data and the amount of owned resources.
In one embodiment, the computer program when executed by the processor further performs the steps of:
user behavior data and historical transaction data of the sending end are obtained, matched service types of the sending end are predicted according to the user behavior data and the historical transaction data, and service links of the matched service types are sent to the sending end.
In one embodiment, the computer program when executed by the processor further performs the steps of:
acquiring commodity information sent by a sending end; the commodity information comprises commodity names, commodity pictures and the number of replacement resources corresponding to the commodities;
and acquiring a target operator identifier of the transmitting end, randomly acquiring a plurality of terminals with the same operator identifier as the target operator identifier, and transmitting commodity information to the plurality of terminals.
The user information (including but not limited to user equipment information, user personal information, etc.) and the data (including but not limited to data for analysis, stored data, presented data, etc.) related to the present application are information and data authorized by the user or sufficiently authorized by each party.
Those skilled in the art will appreciate that implementing all or part of the above described methods may be accomplished by way of a computer program stored on a non-transitory computer readable storage medium, which when executed, may comprise the steps of the embodiments of the methods described above. Any reference to memory, database, or other medium used in embodiments provided herein may include at least one of non-volatile and volatile memory. The nonvolatile Memory may include Read-Only Memory (ROM), magnetic tape, floppy disk, flash Memory, optical Memory, high density embedded nonvolatile Memory, resistive random access Memory (ReRAM), magnetic random access Memory (Magnetoresistive Random Access Memory, MRAM), ferroelectric Memory (Ferroelectric Random Access Memory, FRAM), phase change Memory (Phase Change Memory, PCM), graphene Memory, and the like. Volatile memory can include random access memory (Random Access Memory, RAM) or external cache memory, and the like. By way of illustration, and not limitation, RAM can be in the form of a variety of forms, such as static random access memory (Static Random Access Memory, SRAM) or dynamic random access memory (Dynamic Random Access Memory, DRAM), and the like. The databases referred to in the embodiments provided herein may include at least one of a relational database and a non-relational database. The non-relational database may include, but is not limited to, a blockchain-based distributed database, and the like. The processor referred to in the embodiments provided in the present application may be a general-purpose processor, a central processing unit, a graphics processor, a digital signal processor, a programmable logic unit, a data processing logic unit based on quantum computing, or the like, but is not limited thereto.
The technical features of the above embodiments may be arbitrarily combined, and all possible combinations of the technical features in the above embodiments are not described for brevity of description, however, as long as there is no contradiction between the combinations of the technical features, they should be considered as the scope of the description.
The foregoing examples illustrate only a few embodiments of the application and are described in detail herein without thereby limiting the scope of the application. It should be noted that it will be apparent to those skilled in the art that several variations and modifications can be made without departing from the spirit of the application, which are all within the scope of the application. Accordingly, the scope of the application should be assessed as that of the appended claims.

Claims (10)

1. A service processing method based on 5G message is characterized in that the method is applied to a 5G message service platform; the method comprises the following steps:
receiving a 5G message sent by a sending end, and acquiring a user identity of the sending end according to the 5G message;
judging whether the user identity is in an authenticated identity list or not, and extracting a service request in the 5G message under the condition that the user identity is in the authenticated identity list;
and according to the service type of the service request, transmitting the service interface link of the service request to the transmitting end.
2. The method of claim 1, wherein the authentication process of the user identity comprises:
acquiring the proving material information and the identity authentication information of the sending end in the 5G message, identifying the category of the proving material information, and acquiring the valid period of the proving material information under the condition that the category of the proving material information accords with a preset category;
and under the condition that the validity period of the proving material information comprises the current moment, identifying and verifying the identity authentication information, and under the condition that the identity authentication information passes the verification, determining that the sending end passes the identity authentication, and adding the user identity authentication of the sending end into an authenticated identity list.
3. The method according to claim 2, wherein the proof material information includes the number of owned resources; the method comprises the following steps:
and acquiring historical transaction data of the transmitting end, and determining the amount of resources borrowed by the user of the transmitting end according to the historical transaction data and the amount of the owned resources.
4. The method according to claim 1, wherein the method further comprises:
and acquiring user behavior data and historical transaction data of the transmitting end, predicting the matched service type of the transmitting end according to the user behavior data and the historical transaction data, and transmitting the service link of the matched service type to the transmitting end.
5. The method of claim 1, wherein the service type of the service request comprises sales service; accordingly, the method further comprises:
acquiring commodity information sent by the sending end; the commodity information comprises commodity names, commodity pictures and the number of replacement resources corresponding to commodities;
and acquiring a target operator identifier of the transmitting end, randomly acquiring a plurality of terminals with the same operator identifier as the target operator identifier, and transmitting the commodity information to the plurality of terminals.
6. A 5G message service platform, the platform comprising:
the message management module is used for receiving the 5G message sent by the sending end and acquiring the user identity of the sending end according to the 5G message;
the service processing module is used for judging whether the user identity mark exists in an authenticated identity list, and extracting a service request in the 5G message under the condition that the user identity mark exists in the authenticated identity list;
and the public capacity docking module is used for transmitting the service interface link of the service request to the transmitting end according to the service type of the service request.
7. The platform of claim 6, further comprising a big data analysis module configured to obtain user behavior data and historical transaction data of the transmitting end, predict a matching service type of the transmitting end according to the user behavior data and the historical transaction data, and transmit a service link of the matching service type to the transmitting end.
8. A computer device comprising a memory and a processor, the memory storing a computer program, characterized in that the processor implements the steps of the method of any one of claims 1 to 5 when the computer program is executed.
9. A computer readable storage medium, on which a computer program is stored, characterized in that the computer program, when being executed by a processor, implements the steps of the method of any of claims 1 to 5.
10. A computer program product comprising a computer program, characterized in that the computer program, when being executed by a processor, implements the steps of the method according to any one of claims 1 to 5.
CN202310660582.5A 2023-06-06 2023-06-06 Service processing method and device based on 5G message and computer equipment Pending CN116916260A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN202310660582.5A CN116916260A (en) 2023-06-06 2023-06-06 Service processing method and device based on 5G message and computer equipment

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN202310660582.5A CN116916260A (en) 2023-06-06 2023-06-06 Service processing method and device based on 5G message and computer equipment

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