CN116822550A - Automatic teller machine and card supplementing method - Google Patents

Automatic teller machine and card supplementing method Download PDF

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Publication number
CN116822550A
CN116822550A CN202310813689.9A CN202310813689A CN116822550A CN 116822550 A CN116822550 A CN 116822550A CN 202310813689 A CN202310813689 A CN 202310813689A CN 116822550 A CN116822550 A CN 116822550A
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CN
China
Prior art keywords
card
bank
teller machine
bank card
transfer
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CN202310813689.9A
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Chinese (zh)
Inventor
谢文景
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Industrial and Commercial Bank of China Ltd ICBC
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Industrial and Commercial Bank of China Ltd ICBC
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Application filed by Industrial and Commercial Bank of China Ltd ICBC filed Critical Industrial and Commercial Bank of China Ltd ICBC
Priority to CN202310813689.9A priority Critical patent/CN116822550A/en
Publication of CN116822550A publication Critical patent/CN116822550A/en
Pending legal-status Critical Current

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Abstract

The application provides a teller machine and a card supplementing method, which can be used in the field of financial science and technology or other fields; the automatic teller machine comprises a shell, a card reader, a conveying component and a transferring component, wherein the transferring component transfers the appointed bank card to a card reading position; when the card number of the appointed bank card at the card reading position read by the card reader is correct, the transfer component transfers the appointed bank card on the card reading position to the transmission position; after the transfer assembly clamps the bank card at the transfer position, the transfer assembly moves to transfer the new appointed bank card to the card reading position or returns to the initial position; when the card number of the appointed bank card at the card reading position read by the card reader is wrong, the automatic teller machine interrupts the operation and reports errors so as to replace the bank card; when the card reader cannot read the card number of the appointed bank card at the card reading position, the automatic teller machine interrupts operation and reports errors so as to overturn the bank card. The automatic teller machine solves the problems that the existing automatic teller machine does not have an automatic card supplementing function or the automation degree of card supplementing operation is low.

Description

Automatic teller machine and card supplementing method
Technical Field
The application relates to the technical field of card supplementing of bank cards, in particular to a teller machine and a card supplementing method.
Background
Currently, due to the limited number of business people at the website, customers transacting entity debit cards are recommended to go to the intelligent teller machine for self-service transacting. During peak hours, the card handling business processed by one intelligent teller machine on a single day is close to hundred pens, and the card box of the intelligent teller machine has limited capacity, so that the intelligent teller machine is required to be capable of timely replenishing cards.
In the prior art, the card supplementing of the intelligent teller machine is mainly carried out manually by service personnel, and the process is complicated.
First, the current intelligent teller machine system has strict operation flow specifications for the card filling, but has no verification for the card filling process, and only reports errors. Secondly, as the bank card is an important blank certificate, complicated processing flows are needed if the bank card is lost or scrapped. Therefore, under the conditions of card replenishment of service personnel, card handling of clients and the like, the intelligent teller machine can report errors, and if the errors occur in the peak card handling period, the service handling efficiency can be seriously affected.
Currently, in the link of card replenishment, service personnel are required to carefully check the number sequence, the number and the front and back sides of the cards, and the intelligent teller machine does not check the cards; namely, the existing teller machine needs manual card replenishment and check verification. Before the card is put into the card box, the start-stop card numbers of the batch of continuous card numbers are required to be input into the intelligent teller machine system, if the sequence of the card numbers is discontinuous, a plurality of batches of continuous card numbers are required to be put into the card box, and advanced business personnel are required to re-authorize each time of the card number.
Disclosure of Invention
The invention mainly aims to provide a teller machine and a card supplementing method, which are used for solving the problems that the teller machine in the prior art does not have an automatic card supplementing function or the automation degree of card supplementing operation is low.
To achieve the above object, according to one aspect of the present invention, there is provided an automated teller machine comprising: the shell is provided with an inner cavity and an opening part communicated with the inner cavity, and a card reading position, a conveying position and a preset position are arranged in the inner cavity; the card reader is arranged in the inner cavity, and the card reading position is arranged on one side of the card reader, so that the card reader can read the card number of the bank card at the card reading position; the conveying assembly is arranged in the inner cavity, and the conveying position is arranged on one side of the conveying assembly, so that the conveying assembly clamps the bank card at the conveying position; the transfer position is movably arranged to transfer the bank card clamped by the transfer position to a preset position; a transfer assembly arranged in the inner cavity to place a plurality of bank cards stacked in sequence in a vertical direction on the transfer assembly at an initial position through the opening part; at least part of the transfer component is movably arranged to transfer the appointed bank card to the card reading position; when the bank card on the transfer component is one bank card, the bank card is a designated bank card; when the plurality of bank cards on the transfer assembly are provided, the bank card positioned at the uppermost part of the plurality of bank cards on the transfer assembly is a designated bank card; when the card number of the appointed bank card at the card reading position read by the card reader is correct, the transfer component transfers the appointed bank card on the card reading position to the transmission position; after the transfer assembly clamps the bank card at the transfer position, the transfer assembly moves to transfer the new appointed bank card to the card reading position or returns to the initial position; when the card number of the appointed bank card at the card reading position read by the card reader is wrong, the automatic teller machine interrupts operation and reports errors so as to replace the appointed bank card with the wrong card number through the opening part; when the card reader cannot read the card number of the appointed bank card at the card reading position, the automatic teller machine interrupts operation and reports errors so as to turn over the appointed bank card which cannot read the card number through the opening part.
Further, the card reading position is positioned above the transfer assembly at the initial position, and the conveying position is positioned above the card reading position; at least part of the transfer component is arranged in a lifting manner along a preset linear direction; the card reading position and the transmission position are both positioned on a preset straight line.
Further, in the horizontal direction, the card reading position is set at one side of the card reader; and/or in the horizontal direction, the transfer position is arranged on one side of the transfer assembly.
Further, the teller machine further includes: the card reader is provided with a card inserting groove; the first pushing piece is positioned on one side of the card reading position, which is far away from the card reader, and at least part of the first pushing piece is arranged in a telescopic way along the horizontal direction; when at least part of the first pushing piece extends out, the bank card at the card reading position is pushed towards the direction close to the card reader, and then the bank card at the card reading position is pushed into the card inserting groove; when at least part of the first pushing piece is retracted, the bank card in the card inserting groove is withdrawn from the card inserting groove; and/or a second pusher disposed within the interior cavity, the transfer assembly having a clamping space; the second pushing piece is positioned on one side of the conveying position, which is away from the conveying assembly, and at least part of the second pushing piece is arranged in a telescopic way along the horizontal direction; when at least part of the second pushing piece extends out, the bank card at the conveying position is pushed towards the direction close to the conveying assembly, and then the bank card at the conveying position is pushed into the clamping space; when the conveying component drives the clamped bank card to move so as to enable the bank card to be far away from the second pushing piece, at least part of the second pushing piece is retracted.
Further, the teller machine further includes: the first sensor is arranged above the transmission position and is in inductive fit with the appointed bank card at the card reading position so as to confirm that the appointed bank card is at the card reading position; and/or a second sensor arranged above the conveying position and in inductive fit with the appointed bank card at the conveying position so as to confirm that the appointed bank card is at the conveying position.
Further, a waiting position is arranged in the inner cavity; the conveying assembly is rotatably arranged around the first axis so as to drive the bank card clamped by the conveying assembly to rotate from a conveying position to a to-be-dropped position; the to-be-dropped position is located above the preset position; the conveying component releases the bank card clamped by the conveying component and positioned at the to-be-dropped position, so that the bank card positioned at the to-be-dropped position drops to a preset position.
Further, the teller machine further includes: the bearing piece is arranged in the inner cavity and positioned below the to-be-dropped position, so that the bank card at the to-be-dropped position drops onto the bearing piece; the shell is provided with a bayonet, and the bayonet is arranged opposite to the space above the bearing piece; the third pushing piece is arranged in the inner cavity and is positioned on one side of the bearing piece far away from the card outlet, and at least part of the third pushing piece is arranged in a telescopic way along the horizontal direction so as to push out a plurality of stacked bank cards on the bearing piece from the card outlet; the card storing component is provided with a storage cavity, and the card outlet is communicated with the storage cavity so that a plurality of stacked bank cards pushed out from the card outlet enter the storage cavity.
Further, the teller machine further includes a counting part at least partially disposed in the internal cavity and located at one side of a falling path of the bank card falling from the waiting position to count the bank card falling from the waiting position.
Further, the bearing piece is rotatably arranged around a second axis, and the second axis extends in the vertical direction to drive the bank card on the bearing piece to be converted into a second state from the first state, so that the third pushing piece pushes out a plurality of stacked bank cards in the second state on the bearing piece from the card outlet.
According to another aspect of the present invention, there is provided a card replenishment method, which is applicable to the teller machine described above, the card replenishment method including: step S1: placing a plurality of bank cards sequentially stacked in the vertical direction on a transfer assembly of the automatic teller machine at an initial position through an opening part of the automatic teller machine; the bank cards are sequentially arranged according to the card number sequence; step S2: the method comprises the steps that a plurality of bank cards are sequentially conveyed to a card reading position of a teller machine one by one according to a sequence from top to bottom through a transfer component, and a card reader reads card numbers of the bank cards at the card reading position; step S21: if the card reader fails to read, the automatic teller machine interrupts operation and reports errors, so that service personnel can overturn the failed bank card through the opening part; then the card reader re-reads the overturned bank card, so that the card reader can successfully read the bank card; step S3: if the card reader is successful in reading, checking the card number read by the card reader; if the verification of the card number read by the card reader fails, the automatic teller machine interrupts the operation and reports errors, so that service personnel can replace the bank card which fails to verify through the opening part; re-reading and checking the replaced bank card until the check is successful; step S4: and conveying the bank card which is checked successfully to the conveying position of the automatic teller machine through the transfer component, so that the conveying component of the automatic teller machine clamps the bank card at the conveying position and conveys the clamped bank card to the preset position of the automatic teller machine.
Further, after each bank card is transported to the card reading position by the transfer assembly, the card supplementing method further comprises the following steps: extending at least part of a first pushing piece of the teller machine to push the bank card at the card reading position into a card inserting groove of the card reader; and/or after the card reader fails to read and the operation is interrupted and errors are reported by the automatic teller machine, the card supplementing method further comprises the following steps: retracting at least part of the first pushing piece so as to enable the bank card in the card inserting groove to withdraw from the card inserting groove; and/or when the card number read by the card reader fails to be checked, and after the operation of the automatic teller machine is interrupted and the error is reported, the card supplementing method further comprises the following steps: retracting at least part of the first pushing piece so as to enable the bank card in the card inserting groove to withdraw from the card inserting groove; and/or when the card number read by the card reader is successfully checked, at least part of the first pushing piece is retracted so that the bank card in the card inserting groove is withdrawn from the card inserting groove, and the transfer component is further used for conveying the bank card which is successfully checked to the conveying position.
Further, the teller machine comprises a control component which is in communication connection with the card reader to obtain the card number of each bank card read by the card reader; the method for verifying the card number read by the card reader comprises the following steps: the control component compares each card number acquired by the control component with the last card number acquired by the control component except the first card number, and judges whether the two card numbers are continuous or not; if the two card numbers are judged to be continuous, the bank card of the next card number in the two card numbers is judged to be successfully checked; if the two card numbers are not continuous, the bank card verification of the next card number in the two card numbers is judged to be failed.
Further, the automatic teller machine comprises a control component which is in communication connection with a counting component of the automatic teller machine; in the process that the transfer assembly transfers the bank card clamped by the transfer assembly to a preset position, the card supplementing method further comprises the following steps: counting the bank cards falling from the to-be-dropped position of the teller machine through a counting component; after the counting part counts the preset number of bank cards, the control component compares the first card number and the last card number in the preset number of bank cards with the first card number and the last card number pre-stored in the control component respectively so as to judge whether the first card number and the last card number are consistent; if the first card number in the preset number of bank cards is inconsistent with the first card number prestored in the control assembly or the last card number in the preset number of bank cards is inconsistent with the last card number prestored in the control assembly, reporting errors, so that business personnel take out the preset number of bank cards through the opening part.
Further, after the counting component counts the preset number of bank cards, and before the control component compares the first card number and the last card number in the preset number of bank cards with the first card number and the last card number pre-stored in the control component respectively, the card supplementing method further comprises: the counting component sends the final counting result to the control component so that the control component obtains the final counting result; the control component compares the obtained final counting result with a card quantity value prestored in the teller machine; if the final counting result obtained by the control component is consistent with the card number value pre-stored in the teller machine, the control component respectively compares the first card number and the last card number in the preset number of bank cards obtained by the control component with the first card number and the last card number pre-stored in the control component;
If the final counting result obtained by the control component is inconsistent with the card quantity value prestored in the teller machine, reporting errors, so that business personnel take out the preset number of bank cards through the opening part.
By applying the technical scheme of the invention, the teller machine comprises a shell, a card reader and a transfer component; the shell is provided with an inner cavity and an opening part; the opening part is communicated with the internal cavity so as to put the card into the internal cavity or take out the bank card in the internal cavity through the opening part; a card reading position, a conveying position and a preset position are arranged in the inner cavity; the card reader, the conveying assembly and the transferring assembly are all arranged in the inner cavity; the card reading position is arranged on one side of the card reader so that the card reader can read the card number of the bank card at the card reading position. The transfer position is arranged at one side of the transfer assembly, so that the transfer assembly clamps the bank card at the transfer position, and the bank card clamped by the transfer assembly is separated from the transfer assembly; the transmission position is movably arranged to drive the bank card clamped by the transmission position to move so as to further transmit the bank card clamped by the transmission position to a preset position.
Placing a plurality of bank cards which are sequentially stacked along the vertical direction on a transfer assembly at an initial position through an opening part; at least part of the transfer component is movably arranged to drive all the bank cards on the transfer component to move; the transferring component drives all the bank cards on the transferring component to move so as to transfer the appointed bank card to the card reading position, and then the card reader reads the card number of the appointed bank card at the card reading position. When only one bank card is left on the transfer component and other bank cards are transmitted to a preset position by the transmission component, the bank card is a designated bank card; the transferring assembly transfers only one remaining bank card to the card reading position, so that the card reader reads the card number of the bank card which is only one remaining bank card on the transferring assembly and is at the card reading position. When the plurality of bank cards on the transfer assembly are provided, the bank card positioned at the uppermost part of the plurality of bank cards on the transfer assembly is a designated bank card; the transferring assembly transfers the uppermost bank card to the card reading position, so that the card reader reads the card number of the uppermost bank card in the card reading position.
When the card number of the appointed bank card at the card reading position read by the card reader is correct, the transfer component transfers the appointed bank card on the card reading position to the transmission position; and after the transfer assembly clamps the bank card at the transfer position, the transfer assembly moves to transfer the new appointed bank card to the card reading position or returns to the initial position. When the appointed bank card at the card reading position read by the card reader is the only remaining bank card on the transfer component, the transfer component returns to the initial position after the transfer component transfers the only remaining bank card to the transmission position and the transmission component clamps the bank card; when the appointed bank card at the card reading position read by the card reader is the uppermost bank card of the plurality of bank cards, after the transfer component transfers the uppermost bank card to the transmission position and the transmission component clamps the uppermost bank card, the transfer component transfers the new appointed bank card to the card reading position so that the card reader can read the card number of the new appointed bank card at the card reading position.
When the card number of the appointed bank card at the card reading position read by the card reader is wrong, the automatic teller machine interrupts the operation and reports errors so as to replace the appointed bank card with the wrong card number through the opening part.
When the card reader cannot read the card number of the appointed bank card at the card reading position, the automatic teller machine interrupts operation and reports errors so as to turn over the appointed bank card which cannot read the card number through the opening part, and the reverse side of the appointed bank card faces upwards.
The automatic teller machine can judge whether the card number of the bank card can be read or not and whether the read card number of the bank card is wrong or not when the card is replenished, and can interrupt the operation and report errors when the card number of the bank card cannot be read or the read card number of the bank card is wrong, so that service personnel can replace or overturn the bank card through the opening part. Therefore, the automatic teller machine greatly reduces the dependence on manpower during card replenishment, improves the automation degree of card replenishment operation, enables the automatic teller machine to have the function of automatic card replenishment, and further solves the problems that the automatic teller machine in the prior art does not have the function of automatic card replenishment or has lower automation degree of card replenishment operation.
Drawings
The accompanying drawings, which are included to provide a further understanding of the application and are incorporated in and constitute a part of this specification, illustrate embodiments of the application and together with the description serve to explain the application. In the drawings:
Fig. 1 shows a schematic view of the internal structure of a cabinet of an automated teller machine according to the present invention;
fig. 2 shows a schematic external structure of the teller machine according to the present invention;
fig. 3 shows a schematic structural view of a transfer assembly of the teller machine according to the present invention;
fig. 4 shows a schematic structural view of a side plate of the teller machine according to the present invention;
fig. 5 shows a schematic flow chart of the card supplementing method according to the invention.
Wherein the above figures include the following reference numerals:
10. a housing; 11. an internal cavity; 111. a first cavity portion; 112. a second cavity portion; 113. a relief opening; 12. a bayonet; 13. a bayonet; 14. a side plate; 20. a transfer assembly; 21. a placement table; 22. lifting columns; 30. a card reader; 40. a transfer assembly; 41. a clamping part; 42. a rotating shaft; 43. a clamping space; 51. a first pushing member; 52. a second pushing member; 53. a third pushing member; 60. a carrier; 70. a counting part; 71. an induction unit; 80. a door; 91. a first sensor; 92. a second sensor;
210. a first bank card stack; 220. a second bank card stack; 230. a third bank card; 240. a fourth bank card; 250. a fifth bank card; 260. a sixth bank card; 270. a seventh bank card; 280. an eighth bank card stack; 290. a ninth bank card stack;
310. A display screen; 320. a camera; 330. an external input button frame; 340. a fingerprint instrument; 350. an IC card sensing area; 360. a pen slot; 370. an identity card slot; 380. form outlet; 390. a receipt opening; 400. an invoice port; 410. a bayonet; 420. a new card issuing slot; 430. the mouth feel of the hairpin is provided with an indicator lamp; 440. and a horn.
Detailed Description
It should be noted that, without conflict, the embodiments of the present application and features of the embodiments may be combined with each other. The application will be described in detail below with reference to the drawings in connection with embodiments.
It should be noted that the following detailed description is illustrative and is intended to provide further explanation of the application. Unless defined otherwise, all technical and scientific terms used herein have the same meaning as commonly understood by one of ordinary skill in the art to which this application belongs.
It is noted that the terminology used herein is for the purpose of describing particular embodiments only and is not intended to be limiting of exemplary embodiments according to the present application. As used herein, the singular is also intended to include the plural unless the context clearly indicates otherwise, and furthermore, it is to be understood that the terms "comprises" and/or "comprising" when used in this specification are taken to specify the presence of stated features, steps, operations, devices, components, and/or combinations thereof.
The invention provides an automatic teller machine, please refer to fig. 1 to 3, the automatic teller machine comprises a machine shell 10, a card reader 30 and a transfer component 20; the casing 10 has an inner cavity 11 and an opening; the opening part is communicated with the internal cavity 11 so as to put a card into the internal cavity 11 or take out a bank card in the internal cavity 11 through the opening part; a card reading position, a conveying position and a preset position are arranged in the inner cavity 11; the card reader 30, the transfer assembly 40 and the transfer assembly 20 are all disposed within the interior cavity 11; the card reading position is provided at one side of the card reader 30 so that the card reader 30 reads the card number of the bank card at the card reading position. The transfer position is arranged at one side of the transfer assembly 40, so that the transfer assembly 40 clamps the bank card at the transfer position, and the bank card clamped by the transfer assembly 40 is separated from the transfer assembly 20; the transmission position is movably arranged to drive the bank card clamped by the transmission position to move so as to further transmit the bank card clamped by the transmission position to a preset position.
Placing a plurality of bank cards stacked in order in the vertical direction on the transfer unit 20 at the initial position through the opening portion; at least part of the transfer assembly 20 is movably arranged to move all of the bank cards thereon; the transferring assembly 20 drives all the bank cards to move so as to transfer the specified bank cards to the card reading position, and the card reader 30 is further enabled to read the card numbers of the specified bank cards at the card reading position. When only one bank card remains on the transfer component 20 and the other bank cards are transferred to the preset position by the transfer component 40, the bank card is a designated bank card; that is, the transfer module 20 transfers only the remaining bank card to the card reading position, so that the card reader 30 reads the card number of the bank card at the card reading position, which is only the remaining bank card on the transfer module 20. When the number of the bank cards on the transfer assembly 20 is multiple, the bank card positioned at the uppermost of the plurality of bank cards on the transfer assembly 20 is a designated bank card; that is, the transfer module 20 transfers the uppermost bank card to the card reading position, so that the card reader 30 reads the card number of the uppermost bank card of the transfer module 20.
When the card number of the specified bank card at the card reading position read by the card reader 30 is correct, the transfer component 20 transfers the specified bank card thereon to the transfer position; and after the transfer assembly 40 has gripped the card at the transfer location, the transfer assembly 20 moves to transfer the new designated card to the card reading location, or back to its original location. That is, when the specified bank card at the card reading position read by the card reader 30 is the only remaining bank card on the transfer component 20, after the transfer component 20 transfers the only remaining bank card (the card number of the bank card has been correctly read) to the transfer position and the transfer component 40 clips the bank card, the transfer component 20 returns to its initial position; when the designated bank card at the card reading position read by the card reader 30 is the uppermost bank card of the plurality of bank cards, after the transfer component 20 transfers the uppermost bank card (the card number of the bank card has been correctly read) to the transfer position and the transfer component 40 clamps the uppermost bank card, the transfer component 20 transfers the new designated bank card to the card reading position so that the card reader 30 reads the card number of the new designated bank card at the card reading position.
When the card number of the specified bank card at the card reading position read by the card reader 30 is wrong, the teller machine interrupts the operation and reports the error to replace the specified bank card with the wrong card number through the opening.
When the card reader 30 cannot read the card number of the specified bank card at the card reading position, the teller machine interrupts the operation and reports errors so as to turn over the specified bank card, which cannot read the card number, through the opening portion, so that the reverse side of the specified bank card faces upwards.
It should be noted that the card number of the bank card is set on the back of the bank card; so when the front side of the bank card is downward and the back side is upward, the card reader 30 can read the card number of the bank card; when the front side of the bank card is facing upward and the back side is facing downward, the card reader 30 cannot read the card number of the bank card.
It should be noted that the transfer assembly 40 only clips one bank card at a time. When the transfer assembly 40 transfers a bank card held by the transfer assembly to a predetermined position, the transfer assembly 40 further picks up a bank card from the transfer position.
The automatic teller machine can judge whether the card number of the bank card can be read or not and whether the read card number of the bank card is wrong or not when the card is replenished, and can interrupt the operation and report errors when the card number of the bank card cannot be read or the read card number of the bank card is wrong, so that service personnel can replace or overturn the bank card through the opening part. Therefore, the automatic teller machine greatly reduces the dependence on manpower during card replenishment, improves the automation degree of card replenishment operation, enables the automatic teller machine to have the function of automatic card replenishment, and further solves the problems that the automatic teller machine in the prior art does not have the function of automatic card replenishment or has lower automation degree of card replenishment operation.
In addition, the automatic teller machine greatly reduces the degree of dependence on manpower during card replenishment, so that the card replenishment burden of service personnel is reduced, the error probability during service handling is reduced, and the card replenishment efficiency and the operation accuracy are improved.
Specifically, the teller machine is an intelligent teller machine.
Specifically, the casing 10 is box-shaped.
In the present embodiment, the card reading position is located above the transfer unit 20 at the initial position, and the transfer position is located above the card reading position; at least part of the transfer assembly 20 is arranged in a liftable manner along a preset straight line direction, and the preset straight line is necessarily parallel to the vertical direction; the card reading position and the transmission position are both positioned on a preset straight line; at least part of the transfer component 20 moves upwards from the initial position to drive all the bank cards on the transfer component to move upwards, so that the appointed bank cards are transferred to the card reading position; at least part of the transfer component 20 moves upwards to drive all the bank cards on the transfer component to move upwards, so that the appointed bank card at the card reading position is transferred to the transmission position; at least part of the transfer component 20 moves downwards to drive all the bank cards on the transfer component to move downwards so as to transfer the new appointed bank card to the card reading position; at least a portion of the transfer assembly 20 moves downwardly to return to its original position. The transfer assembly 20 in fig. 1 is in its initial position.
Specifically, as shown in fig. 1 and 3, the transfer assembly 20 includes a placement table 21 and a lifting column 22; the table top of the placing table 21 is used for placing a bank card; the lifting column 22 is telescopically arranged in the vertical direction; the lifting column 22 is connected with the placement table 21 to drive the placement table 21 to lift and further drive the bank card on the placement table 21 to lift.
Optionally, the lifting column 22 is plural; the plurality of lifting columns 22 are disposed at intervals in the horizontal direction.
Specifically, the lifting column 22 is lifted and lowered by electric power.
Specifically, the card reader 30 is placed upside down.
In the present embodiment, the card reading position is provided on one side of the card reader 30 in the horizontal direction.
In the present embodiment, the transfer position is provided on one side of the transfer assembly 40 in the horizontal direction.
In this embodiment, the teller machine further comprises a first pusher 51 arranged within the internal cavity 11; the card reader 30 has a card slot; in the horizontal direction, the first pusher 51 is located on the side of the card reading position facing away from the card reader 30; at least part of the first pushing member 51 is telescopically arranged in the horizontal direction; at least part of the first pushing member 51 extends out to push the bank card at the card reading position towards the direction approaching the card reader 30, so as to push the bank card at the card reading position into the card inserting slot of the card reader 30, thereby enabling the card reader 30 to read the bank card. When at least part of the first pusher 51 is retracted, the bank card in the card slot of the card reader 30 is withdrawn from the card slot.
Specifically, the first pushing member 51 includes a first pushing lever that is telescopically arranged in the horizontal direction, and is used to push the bank card at the card reading position in a direction approaching the card reader 30.
In this embodiment, the teller machine further comprises a second pusher 52 arranged within the internal cavity 11; the transfer assembly 40 has a clamping space 43; in the horizontal direction, the second pusher 52 is located on the side of the transfer position facing away from the transfer assembly 40, at least part of the second pusher 52 being telescopically arranged in the horizontal direction; when at least part of the second pushing member 52 is extended, the bank card at the delivery position is pushed towards the direction approaching the delivery assembly 40, and the bank card at the delivery position is pushed into the clamping space 43, so that the delivery assembly 40 clamps the bank card; when the transfer assembly 40 moves the bank card that it is gripping, so that the bank card that the transfer assembly 40 is gripping is far away from the second pushing member 52, at least part of the second pushing member 52 is retracted.
Specifically, the second pushing member 52 includes a second pushing lever that is telescopically arranged in the horizontal direction for pushing the bank card at the transfer position in a direction approaching the transfer assembly 40.
In this embodiment, the teller machine further includes a first sensor 91, where the first sensor 91 is disposed above the conveyance position and inductively cooperates with the specified bank card at the card reading position to confirm that the specified bank card is at the card reading position, so that the specified bank card can be positioned at the card reading position relatively accurately by the first sensor 91.
Specifically, the first sensor 91 is provided on the top wall of the casing 10.
In this embodiment, the teller machine further includes a second sensor 92, and the second sensor 92 is disposed above the delivery location and inductively cooperates with the designated bank card at the delivery location to confirm that the designated bank card is at the delivery location, so that the designated bank card can be positioned at the delivery location with relative accuracy by the second sensor 92.
Specifically, the second sensor 92 is provided on the top wall of the casing 10.
In the present embodiment, a waiting position is provided in the inner cavity 11; the conveying component 40 is rotatably arranged around the first axis to drive the bank card clamped by the conveying component to rotate from the conveying position to the to-be-dropped position; the to-be-dropped position is located above the preset position; the transfer assembly 40 releases the bank card clamped by the transfer assembly and located at the to-be-dropped position, so that the bank card located at the to-be-dropped position drops to a preset position under the action of self gravity.
Specifically, the first axis is disposed to extend in the horizontal direction.
Specifically, the distribution direction of the first pushing member 51, the card reading position, and the card reader 30 is perpendicular to the extending direction of the first axis; the distribution direction of the second pushing member 52, the conveying position and the conveying assembly 40 is perpendicular to the extending direction of the first axis; the distribution direction of the first pushing member 51, the card reading position and the card reader 30 is parallel to the distribution direction of the second pushing member 52, the transmission position and the transmission assembly 40.
Specifically, the bank card rotates 180 degrees from the conveying position to the waiting position. Namely, the bank card turns over in the process of rotating the bank card from the conveying position to the to-be-dropped position.
Specifically, when the bank card is in the transfer position, the card surface of the bank card is parallel or approximately parallel to the horizontal direction.
Specifically, when the bank card is in the to-be-dropped position, the card surface of the bank card is parallel or approximately parallel to the horizontal direction.
Specifically, since the bank card in the card reading position is the front side down and the back side up, the bank card in the transfer position is also the front side down and the back side up, the bank card in the to-be-dropped position is the front side up and the back side down, and the bank card dropped to the preset position is the front side up and the back side down.
In particular, the transfer assembly 40 is rotatably disposed about the first axis between a first position and a second position. When the transfer assembly 40 is at the first position, the transfer assembly 40 is used for clamping the bank card at the transfer position; specifically, the bank card at the transfer position is located outside the holding space 43, and at least part of the second pushing member 52 extends in the horizontal direction to push the bank card at the transfer position toward the direction approaching the transfer assembly 40 at the first position, so as to push the bank card at the transfer position into the holding space 43 of the transfer assembly 40 at the first position, so that the transfer assembly 40 holds the bank card. When the conveying component 40 rotates from the first position to the second position, the conveying component 40 drives the bank card clamped by the conveying component to rotate; when the transfer assembly 40 drives the bank card clamped by the transfer assembly 40 to rotate, the bank card clamped by the transfer assembly 40 is gradually far away from the second pushing member 52; when the transfer assembly 40 is holding the bank card away from the second pusher 52, at least a portion of the second pusher 52 is retracted. When the transfer assembly 40 is in the second position, the card is held in the standby position.
Specifically, the transfer assembly 40 rotates 180 degrees from the first position to the second position.
In the present embodiment, the conveying assembly 40 includes two clamping portions 41 disposed opposite to and spaced apart from each other, and a clamping space 43 is formed between the two clamping portions 41.
Specifically, the clamping portion 41 is a clamping plate.
Specifically, when the transfer assembly 40 is in the first position, the two clamping portions 41 are distributed up and down. When the transfer assembly 40 is in the second position, the two clamping portions 41 are distributed up and down.
Specifically, the conveying assembly 40 further includes a rotating shaft 42, a central axis of the rotating shaft 42 forms a first axis, and the rotating shaft 42 is rotatably disposed about a central axis thereof; the two clamping parts 41 are connected with the rotating shaft 42, so that the rotating shaft 42 drives the two clamping parts 41 to synchronously rotate, and further drives the bank card clamped by the two clamping parts 41 to rotate. The rotation shaft 42 is a circular shaft.
In this embodiment, the teller machine further includes a carrier 60, where the carrier 60 is disposed in the internal cavity 11 and below the to-be-landed position, so that the bank card at the to-be-landed position falls onto the carrier 60.
Specifically, the carrier 60 is a tray.
In this embodiment, the housing 10 has a bayonet 12; in the horizontal direction, the bayonet 12 is disposed opposite to the upper space of the carrier 60; the teller machine further comprises a third pusher 53 arranged within the internal cavity 11; in the horizontal direction, the third pushing member 53 is located on a side of the carrier 60 away from the outlet opening 12; at least part of the third pushing member 53 is telescopically arranged in the horizontal direction; at least part of the third pusher 53 protrudes to push a plurality of stacked bank cards on the carrier 60 out of the card outlet 12 together.
Specifically, the third pushing member 53 includes a third pushing lever provided telescopically in the horizontal direction for pushing out a plurality of stacked bank cards on the carrier 60 together from the card outlet 12.
Specifically, the vertical height of the third push rod is greater than the cumulative total height of the plurality of stacked bank cards on the carrier 60, so that the third push rod pushes the plurality of stacked bank cards on the carrier 60 out of the card outlet 12 together.
Optionally, the third pushing rod extends in a vertical direction.
In this embodiment, the teller machine further includes a card storage part having a storage cavity, and the card outlet 12 communicates with the storage cavity of the card storage part, so that a plurality of stacked bank cards pushed out from the card outlet 12 enter the storage cavity; the bank card in the storage cavity is used for providing the bank card for the customer. That is, when the customer uses the teller machine to transact the card replenishment or the card transaction, the bank card in the storage cavity is used for providing the bank card to the customer.
Specifically, the card outlet 12 is communicated with the storage cavity of the card storage component through a card conveying channel.
In this embodiment, the teller machine further comprises a counting member 70, at least part of the counting member 70 being arranged within the internal cavity 11; in the horizontal direction, at least part of the counting part 70 is located at one side of a falling path of the bank card from the to-be-dropped position, so that the counting part 70 counts the bank card dropped from the to-be-dropped position.
Specifically, the counting member 70 includes two sensing portions 71, and both sensing portions 71 are disposed within the internal cavity 11; the two sensing portions 71 are disposed opposite to each other in the horizontal direction and spaced apart from each other; in the horizontal direction, the two sensing parts 71 are respectively positioned at two sides of the falling path of the bank card falling from the position to be fallen, namely, each sensing part 71 is positioned at one side of the falling path of the bank card falling from the position to be fallen; so that when the bank card falls from the to-be-landed position, the bank card passes through between the two sensing parts 71; when no bank card passes between the two sensing parts 71, the two sensing parts 71 sense each other; when the bank card passes between the two sensing parts 71, the sensing signals between the two sensing parts 71 are instantaneously blocked, so that the counting component 70 counts the bank card passing between the two sensing parts 71.
Alternatively, the sensing portion 71 is an infrared sensing portion.
Specifically, when the number of bank cards recorded by the counting unit 70 is a preset number, that is, when the preset number of bank cards sequentially fall onto the carrier 60 and are stacked, at least part of the third pushing member 53 extends to push the preset number of stacked bank cards on the carrier 60 out of the card outlet 12 together.
Alternatively, the preset value is equal to the number of the plurality of bank cards placed on the transfer unit 20 at the initial position through the opening.
In the present embodiment, the internal cavity 11 includes a first cavity portion 111 and a second cavity portion 112 that are distributed along the horizontal direction, and the card reader 30, the transfer component 20, the first pushing member 51, the second pushing member 52, and the transfer component 40 are all disposed in the first cavity portion 111; at least part of the counting member 70, the carrier 60 and the third pusher 53 are arranged within the second cavity portion 112. A relief opening 113 communicating the first cavity portion 111 and the second cavity portion 112 is provided between the first cavity portion 111 and the second cavity portion 112; when the transfer assembly 40 drives the bank card to be clamped to rotate from the transfer position to the to-be-dropped position, the transfer assembly 40 and the bank card to be clamped to rotate from the first cavity portion 111 to the second cavity portion 112 through the abdication opening 113.
Specifically, the relief opening 113 is located on top of the first and second cavity portions 111 and 112.
Specifically, the outlet 12 communicates with the second cavity 112, and the second cavity 112 is located on the side of the first cavity 111 close to the card storing member, that is, the second cavity 112 is located on the inner side of the first cavity 111.
Specifically, the first chamber portion 111 and the second chamber portion 112 are partitioned by a partition plate.
In this embodiment, the card reader 30 is located on a side of the first cavity portion 111 adjacent to the second cavity portion 112; the transfer assembly 40 is located on a side of the first cavity portion 111 adjacent to the second cavity portion 112.
Specifically, the chips of the bank card placed on the transfer module 20 are disposed toward the second cavity portion 112 so that the card reader 30 can read the card number of the bank card by recognizing the chips of the bank card.
In the present embodiment, the opening portion includes a card release port 13 communicating with the internal cavity 11, so that a business person places a plurality of bank cards stacked in order in the vertical direction on the transfer unit 20 in the initial position through the card release port 13, the bank cards being those not read by the card reader 30.
Specifically, the teller machine further includes a box door 80, and the box door 80 is openably and closably provided at the card release slot 13 to open the card release slot 13 or close the card release slot 13.
Specifically, the discharge port 13 communicates with the first chamber portion 111.
In this embodiment, the opening portion includes a mounting opening communicating with the internal cavity 11 so that a service person can take out a bank card from the teller machine through the mounting opening. The mounting opening is provided with a side plate 14, and the side plate 14 is openably and closably provided at the mounting opening to open or close the mounting opening.
Alternatively, the housing 10 is of a rectangular configuration, and the mounting opening is provided at one side of the housing 10 to facilitate card removal from the teller machine.
Alternatively, as shown in fig. 4, the side panels 14 are flaps of a flip design.
Specifically, the first cavity portion 111 and the second cavity portion 112 are each in communication with the mounting opening.
In the present embodiment, the carrier 60 is rotatably disposed around a second axis, and the second axis extends along a vertical direction, so as to drive the bank card on the carrier 60 to change from the first state to the second state, and further, the third pushing member 53 pushes out the plurality of stacked bank cards in the second state on the carrier 60 from the card outlet 12.
For example, when each bank card falls onto the carrier 60 from the to-be-dropped position, the chip of each bank card is set away from the outlet 12, that is, the chip of each bank card is set towards the first cavity 111, at this time, each bank card is in the first state, and the placement states of the plurality of bank cards are necessarily the same; through making the carrier 60 drive the bank card rotation on it and predetermine the angle to make the chip of every bank card all set up towards play bayonet socket 12, even the chip of every bank card all deviates from first cavity portion 111 setting, every bank card all is the second state this moment, and the placement state of many bank cards is all necessarily the same. Optionally, the preset angle is 90 degrees or 180 degrees.
Since the chips of the bank card placed on the transfer unit 20 are disposed toward the second cavity 112, the chips of the bank card falling onto the carrier 60 from the position to be dropped after being turned over are disposed toward the first cavity 111.
In this embodiment, the teller machine further includes a control component, where the control component is in communication connection with the card reader 30, so that the card reader 30 transmits the card number of each bank card read by the card reader 30 to the control component, and the control component obtains the card number of each bank card read by the card reader 30 and determines whether the obtained card number of the bank card is wrong.
Specifically, the control component stores and records the card number of each bank card acquired by the control component.
Specifically, the control component comprises a data storage module, and the data storage module is used for storing and recording the card number of each bank card acquired by the control component.
Specifically, the control assembly further comprises a communication module for transmitting signals.
Specifically, the control assembly further comprises a card reading module, and the card reading module is in communication connection with the card reader 30, so that the card reading module obtains a card number of each bank card read by the card reader 30; the card reading module is in communication connection with the data storage module so that the data storage module stores and records the card number of each bank card acquired by the card reading module.
Specifically, the control assembly further includes an induction module, and the induction module is in communication connection with the first sensor 91 to obtain an induction signal of the first sensor 91; the sensing module and the second sensor 92 to obtain a sensing signal of the second sensor 92; the sensing module is in communication connection with both sensing portions 71 to obtain sensing signals between the two sensing portions 71.
Specifically, the control assembly further comprises a power module, and the power module is in communication connection with the transfer assembly 20 to control the start or stop of the transfer assembly 20 and control the transfer assembly 20 to ascend or descend; the power module is in communication connection with the transmission assembly 40 to control the transmission assembly 40 to clamp or release the bank card and control whether the transmission assembly 40 rotates; the power module is in communication connection with the first pushing piece 51 to control whether the first pushing piece 51 stretches or not and control the first pushing piece 51 to stretch or retract; the power module is in communication connection with the second pushing member 52 to control whether the second pushing member 52 stretches or contracts and control the second pushing member 52 to stretch or retract; the power module is communicatively connected to the third pushing member 53 to control whether the third pushing member 53 is extended or retracted and to control the extension or retraction of the third pushing member 53.
The specific implementation process comprises the following steps: 1. the business personnel pre-stores a first card number and a last card number (namely the start-stop range of the card number) in the teller machine, and pre-stores the card quantity value; the business person arranges all new cards in sequence according to the card number sequence and places all new cards on the transfer assembly 20 in the initial position in the first cavity part 111, wherein the front face of the new cards is downward, and the back face of the new cards is upward (namely, the chips of the bank cards face the card reader 30). 2. The new card passes through the transfer assembly 20 to the card reader 30, and after being subjected to position calibration by the first sensor 91, the card is precisely pushed into the card reader 30 by the first pushing member 51. The card reader 30 reads the card number, and if the card fails to be read, the operation is interrupted and the card is withdrawn after the error is reported. If the reading is successful, the card number is checked. 3. In the card number checking process, the read card number is sent to the control component, and the control component firstly compares the read card number with the last card number read in the data storage module to see whether the card numbers are continuous. If so, continuing to transfer to the second chamber portion 112 by the transfer assembly 40; if the operation is discontinuous, the operation is interrupted, and the card is withdrawn after the error is reported. 4. After the verification of the new card number is passed, the second sensor 92 performs position calibration, and the second pushing member 52 accurately pushes the card between the two clamping parts 41 of the conveying assembly 40; and is conveyed into the second chamber portion 112 via the conveying assembly 40 and is counted through the two sensing portions 71 during the falling from the position to be landed. 5. After all new cards fall onto the carrier 60, all new cards are necessarily stacked; the pick-up control module obtains all the start and stop card numbers of the card numbers from the card reader 30 and compares the start and stop card numbers with the pre-stored start and stop card numbers of the service personnel before card replenishment. If the two types of card are consistent, the card supplementing is completed. If the card numbers are inconsistent, namely the card numbers do not belong to the starting and stopping ranges preset by the service personnel, the errors are reported.
Optionally, the business personnel sorts all new cards according to the sequence of small numbers below and large numbers above; i.e. all new cards decrease in sequence from top to bottom in the vertical direction.
Specifically, the transfer assembly 20 is brought to its initial position before all new cards are placed on the transfer assembly 20.
In fig. 1, a first stack of bank cards 210 is a plurality of bank cards stacked in order to be placed on the transfer unit 20 in the initial position through the placement slot 13; the bank cards in the first bank card stack 210 are all right side down and left side up; the second stack of bank cards 220 is a plurality of bank cards stacked in sequence placed on the transfer unit 20 in the initial position; the third bank card 230 is a bank card inserted in the card slot at the card reading position; the fourth bank card 240 is a bank card at the transfer location and gripped by the transfer assembly 40; the fifth bank card 250 and the sixth bank card 260 are bank cards in the process that the conveying assembly 40 clamps and drives the conveying assembly to rotate towards the to-be-dropped position; the seventh bank card 270 is a bank card falling onto the carrier 60 from the position to be dropped; the eighth stack of bank cards 280 is a plurality of stacked bank cards dropped onto the carrier 60 in sequence; the ninth stack of bank cards 290 is a plurality of bank cards stacked in sequence pushed out from the card outlet 12 by the third pusher 53; the bank cards in the ninth stack 290 are all right side up and reverse side down.
In this embodiment, as shown in fig. 2, the teller machine further includes a display screen 310, a camera 320, an external input button frame 330, a fingerprint sensor 340, an IC card sensing area 350, a pen slot 360 for placing an electronic pen, an id card slot 370, a form outlet 380, a receipt port 390, an invoice port 400, an insertion port 410, a new card issuing port 420, a card issuing port response indicator 430, and a speaker 440; the display screen 310 is used for clients to transact business; the camera 320 can be used for monitoring and extracting face pictures and the like to be applied to related services related to biological recognition verification; the external input button box 330 is used for inputting keys, confirming, backing off and other operations; the fingerprinting device 340 is used for identifying the fingerprint of the client; the new card issuing port 420 is used for outputting a new bank card; when the new card issuing port 420 outputs a bank card, the card issuing port responds to the illumination of the indicator lamp 430 so as to indicate the customer; the horn 440 is used for voice broadcast functions.
The invention also provides a card supplementing method which is suitable for the automatic teller machine; as shown in fig. 5, the card supplementing method includes:
step S1: the service person places a plurality of bank cards stacked in order in the vertical direction on the transfer unit 20 of the automated teller machine at the initial position through the opening portion of the automated teller machine.
Specifically, the service person places a plurality of bank cards stacked in order in the vertical direction on the transfer unit 20 of the teller machine at the initial position through the card placing port 13.
Step S2: the plurality of bank cards are sequentially transported to the card reading position of the teller machine one by one in the order from top to bottom by the transfer assembly 20, and the card reader 30 reads the card number of the bank card at the card reading position.
Specifically, after each bank card is transported to the card reading position by the transfer assembly 20, the card replenishing method further includes: at least part of the first pushing member 51 of the teller machine is extended to push the bank card at the card reading position into the card insertion slot of the card reader 30, so that the card reader 30 reads the card number of the bank card in the card insertion slot.
Step S21: if the card reader 30 fails to read, the automatic teller machine interrupts the operation and reports errors, so that the service personnel can overturn the failed bank card through the opening part; and then the card reader 30 re-reads the turned bank card, so that the card reader 30 can read successfully.
Specifically, if the card reader 30 fails to read, the teller machine interrupts operation and reports errors, and after the teller machine interrupts operation and reports errors, at least part of the first pushing member 51 is retracted, so that the bank card in the card slot is withdrawn from the card slot, and then the service personnel can flip and read the failed bank card through the opening.
Specifically, the service person turns over the failed bank card through the mounting opening.
Step S3: if the card reader 30 successfully reads, checking the card number read by the card reader 30; if the card number read by the card reader 30 fails to be checked, the automatic teller machine interrupts the operation and reports errors, so that the service personnel can replace the bank card which fails to be checked through the opening part; and re-reading and checking the replaced bank card until the check is successful.
Specifically, when the verification of the card number read by the card reader 30 fails, and after the operation is interrupted and the error is reported by the teller machine, the card supplementing method further includes: at least part of the first pushing member 51 is retracted to enable the bank card in the card slot to be withdrawn from the card slot, and then a service person can replace the bank card failing to verify through the opening.
It should be noted that the failure of the card number check means that the card number of the bank card is wrong.
Specifically, the method for verifying the card number read by the card reader 30 includes: among the plurality of card numbers acquired by the control component, the control component compares each card number acquired by the control component with the last card number acquired by the control component, and judges whether the two card numbers are continuous or not; if the two card numbers are judged to be continuous, the bank card of the next card number in the two card numbers is judged to be successful in verification, namely the next card number in the two card numbers is judged to be correct; if the two card numbers are not continuous, the bank card verification of the next card number in the two card numbers is judged to be failed, namely the error of the next card number in the two card numbers is judged.
Specifically, the service personnel replace the bank card that failed verification through the installation opening.
Step S4: the transfer module 20 transfers the bank card successfully checked to the transfer position of the teller machine, so that the transfer module 40 of the teller machine clamps the bank card at the transfer position and transfers the bank card clamped by the transfer module to the predetermined position of the teller machine.
Specifically, when the verification of the card number read by the card reader 30 is successful, at least part of the first pushing member 51 is retracted, so that the bank card in the card slot is withdrawn from the card slot, and the transfer assembly 20 transfers the bank card successfully verified to the transfer position.
In this embodiment, in the process of transferring the bank card clamped by the transfer component 40 to the predetermined position, the card supplementing method further includes: the bank cards falling from the waiting position of the teller machine are counted by the counting section 70.
In this embodiment, the control assembly is communicatively coupled to the counting component 70 of the teller machine; after the counting component 70 counts the preset number of bank cards, the control component compares the first card number and the last card number in the preset number of bank cards obtained by the control component with the first card number and the last card number pre-stored in the control component respectively so as to judge whether the first card number and the last card number are consistent. The first card number refers to the first card number successfully read by the card reader 30, and the last card number refers to the last card number successfully read by the card reader 30 and successfully verified.
Alternatively, the preset number is equal to the number of the plurality of bank cards placed on the transfer unit 20 at the initial position through the opening.
Specifically, if the first card number in the preset number of bank cards is consistent with the first card number prestored in the control assembly, and the last card number in the preset number of bank cards is consistent with the last card number prestored in the control assembly, completing card supplementing; at this time, a preset number of bank cards are all already located on the carrier 60 and stacked, so that at least part of the third pushing member 53 extends out to push out the preset number of bank cards stacked on the carrier 60 from the card outlet 12 together.
Further, if the first card number in the preset number of bank cards is consistent with the first card number pre-stored in the control component and the last card number in the preset number of bank cards is consistent with the last card number pre-stored in the control component, the preset number of bank cards are all located on the carrier 60 and stacked, the carrier 60 is rotated to enable the bank cards on the carrier 60 to be changed from the first state to the second state, and at least part of the third pushing piece 53 is extended to push the preset number of bank cards in the second state stacked on the carrier 60 out of the card outlet 12.
Specifically, if the first card number in the preset number of bank cards is inconsistent with the first card number prestored in the control component, or the last card number in the preset number of bank cards is inconsistent with the last card number prestored in the control component, reporting errors; at this time, the preset number of bank cards are all placed on the carrier 60 and stacked, so that the service personnel can take out all the preset number of stacked bank cards on the carrier 60 together through the opening. After all the preset number of bank cards are taken out by the business personnel, the manual check of the card numbers is carried out, the corresponding bank cards are replaced, and after finishing, the step S1 is started again.
Alternatively, the pre-stored first and last card numbers may be pre-stored in the data storage module.
In this embodiment, after the counting unit 70 counts the preset number of bank cards, the counting unit 70 sends the final counting result to the control component, and the control component obtains the final counting result; the final count is the number of all bank cards that drop onto the carrier 60, i.e. the preset number; the control component compares the obtained final counting result with a card quantity value prestored in the teller machine; if the final counting result obtained by the control component is consistent with the card number value pre-stored in the teller machine, the control component compares the first card number and the last card number in the preset number of bank cards obtained by the control component with the first card number and the last card number pre-stored in the control component respectively; if the final counting result obtained by the control component is inconsistent with the card quantity value prestored in the teller machine, reporting errors; at this time, the preset number of bank cards are all placed on the carrier 60 and stacked, so that the service personnel can take out all the preset number of stacked bank cards on the carrier 60 together through the opening. And after all the preset number of bank cards are taken out by the business personnel, manually checking the card numbers, supplementing the corresponding bank cards, and restarting from the step S1 after finishing.
Alternatively, the pre-stored card quantity values may be pre-stored in the data storage module.
Specifically, verifying the count result includes: the control component compares the obtained final counting result with the card quantity value pre-stored in the teller machine, and the control component compares the obtained first card number and the last card number in the preset number of bank cards with the first card number and the last card number pre-stored in the control component respectively.
Specifically, the service person takes out all of the preset number of stacked bank cards on the carrier 60 together through the mounting opening.
In this embodiment, in the card supplementing process, when the card number of any one bank card cannot be read or when the card number of any one bank card fails to be checked, the service personnel can take out all the bank cards in the teller machine through the opening portion, replace or turn over the corresponding bank cards outside the teller machine, and begin again from step S1 after finishing.
Specifically, the service person takes out all the bank cards in the teller machine through the installation opening.
The automatic teller machine only needs a business person to pre-store a first card number and a last card number in the automatic teller machine and pre-store card quantity values, and then sequentially arranges all new cards into the first cavity part 111 according to the sequence of the card numbers with the front face facing downwards and the back face facing upwards, and then waits for the automatic card replenishment of the automatic teller machine, wherein the automatic teller machine can automatically perform the functions of judging the front and back faces of the cards, checking the sequence of the card numbers, counting the cards and the like; if no error is reported in the middle, the method is successfully completed; if the error is reported in the middle, namely, the situations of reverse card placement, discontinuous card number, mismatching of information and business personnel input and the like occur in the middle, the automatic teller machine can interrupt operation and report the error so as to prompt the business personnel to take out the card for verification according to the error report prompt. The automatic card supplementing system is intelligent, efficient, simple, convenient and feasible, solves the problems that manual verification is required to be repeatedly carried out at present and errors frequently occur in manual repeated operation at present, can effectively avoid the actual problems of reverse sides of cards, discontinuous card numbers, wrong card counting and the like, and accordingly effectively improves card supplementing efficiency and operation accuracy.
The automatic teller machine can efficiently assist business personnel to complete frequent card replenishment operation in peak time, can effectively reduce the error probability of manual card replenishment, saves repeated check time of the personnel, and helps the business personnel to quickly locate the problem under the condition of error report. From the customer experience angle, the customer can carry out self-service card handling service more smoothly, the error reporting condition is concentrated in the operation flow of service personnel, the problem of service handling failure caused by errors such as inconsistent card numbers and the like when the customer handles the service is avoided, the customer experience is improved to a great extent, and the network point service quality and service efficiency are enhanced.
The application fields of the teller machine and the card supplementing method of the application are not limited; the automatic teller machine and the card supplementing method can be used in the field of financial science and technology and can also be used in any field except the field of financial science and technology.
From the above description, it can be seen that the above embodiments of the present application achieve the following technical effects:
in the automatic teller machine provided by the application, the automatic teller machine comprises a machine shell 10, a card reader 30 and a transfer component 20; the casing 10 has an inner cavity 11 and an opening; the opening part is communicated with the internal cavity 11 so as to put a card into the internal cavity 11 or take out a bank card in the internal cavity 11 through the opening part; a card reading position, a conveying position and a preset position are arranged in the inner cavity 11; the card reader 30, the transfer assembly 40 and the transfer assembly 20 are all disposed within the interior cavity 11; the card reading position is provided at one side of the card reader 30 so that the card reader 30 reads the card number of the bank card at the card reading position. The transfer position is arranged at one side of the transfer assembly 40, so that the transfer assembly 40 clamps the bank card at the transfer position, and the bank card clamped by the transfer assembly 40 is separated from the transfer assembly 20; the transmission position is movably arranged to drive the bank card clamped by the transmission position to move so as to further transmit the bank card clamped by the transmission position to a preset position.
Placing a plurality of bank cards stacked in order in the vertical direction on the transfer unit 20 at the initial position through the opening portion; at least part of the transfer assembly 20 is movably arranged to move all of the bank cards thereon; the transferring assembly 20 drives all the bank cards to move so as to transfer the specified bank cards to the card reading position, and the card reader 30 is further enabled to read the card numbers of the specified bank cards at the card reading position. When only one bank card remains on the transfer component 20 and the other bank cards are transferred to the preset position by the transfer component 40, the bank card is a designated bank card; that is, the transfer module 20 transfers only the remaining bank card to the card reading position, so that the card reader 30 reads the card number of the bank card at the card reading position, which is only the remaining bank card on the transfer module 20. When the number of the bank cards on the transfer assembly 20 is multiple, the bank card positioned at the uppermost of the plurality of bank cards on the transfer assembly 20 is a designated bank card; that is, the transfer module 20 transfers the uppermost bank card to the card reading position, so that the card reader 30 reads the card number of the uppermost bank card of the transfer module 20.
When the card number of the specified bank card at the card reading position read by the card reader 30 is correct, the transfer component 20 transfers the specified bank card thereon to the transfer position; and after the transfer assembly 40 has gripped the card at the transfer location, the transfer assembly 20 moves to transfer the new designated card to the card reading location, or back to its original location. That is, when the specified bank card at the card reading position read by the card reader 30 is the only remaining bank card on the transfer component 20, after the transfer component 20 has read the only remaining bank card and correctly transferred the card number of the bank card to the transfer position and the transfer component 40 clamps the bank card, the transfer component 20 returns to its initial position; when the designated bank card at the card reading position read by the card reader 30 is the uppermost bank card of the plurality of bank cards, after the transfer component 20 reads the uppermost bank card and correctly transfers the card number of the uppermost bank card to the transfer position and the transfer component 40 clamps the uppermost bank card, the transfer component 20 transfers the new designated bank card to the card reading position so that the card reader 30 reads the card number of the new designated bank card at the card reading position.
When the card number of the specified bank card at the card reading position read by the card reader 30 is wrong, the teller machine interrupts the operation and reports the error to replace the specified bank card with the wrong card number through the opening.
When the card reader 30 cannot read the card number of the specified bank card at the card reading position, the teller machine interrupts the operation and reports errors so as to turn over the specified bank card, which cannot read the card number, through the opening portion, so that the reverse side of the specified bank card faces upwards.
The automatic teller machine can judge whether the card number of the bank card can be read or not and whether the read card number of the bank card is wrong or not when the card is replenished, and can interrupt the operation and report errors when the card number of the bank card cannot be read or the read card number of the bank card is wrong, so that service personnel can replace or overturn the bank card through the opening part. Therefore, the automatic teller machine greatly reduces the dependence on manpower during card replenishment, improves the automation degree of card replenishment operation, enables the automatic teller machine to have the function of automatic card replenishment, and further solves the problems that the automatic teller machine in the prior art does not have the function of automatic card replenishment or has lower automation degree of card replenishment operation.
It should be noted that the terms "first," "second," and the like in the description and the claims of the present application and the above figures are used for distinguishing between similar objects and not necessarily for describing a particular sequential or chronological order. It is to be understood that the data so used may be interchanged where appropriate such that embodiments of the application described herein may be capable of being practiced otherwise than as specifically illustrated and described. Furthermore, the terms "comprises," "comprising," and "having," and any variations thereof, are intended to cover a non-exclusive inclusion, such that a process, method, system, article, or apparatus that comprises a list of steps or elements is not necessarily limited to those steps or elements expressly listed but may include other steps or elements not expressly listed or inherent to such process, method, article, or apparatus.
Spatially relative terms, such as "above … …," "above … …," "upper surface at … …," "above," and the like, may be used herein for ease of description to describe one device or feature's spatial location relative to another device or feature as illustrated in the figures. It will be understood that the spatially relative terms are intended to encompass different orientations in use or operation in addition to the orientation depicted in the figures. For example, if the device in the figures is turned over, elements described as "above" or "over" other devices or structures would then be oriented "below" or "beneath" the other devices or structures. Thus, the exemplary term "above … …" may include both orientations of "above … …" and "below … …". The device may also be positioned in other different ways (rotated 90 degrees or at other orientations) and the spatially relative descriptors used herein interpreted accordingly.
The above description is only of the preferred embodiments of the present invention and is not intended to limit the present invention, but various modifications and variations can be made to the present invention by those skilled in the art. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of the present invention should be included in the protection scope of the present invention.

Claims (14)

1. An automated teller machine comprising:
a housing (10), wherein the housing (10) is provided with an inner cavity (11) and an opening part communicated with the inner cavity (11), and a card reading position, a conveying position and a preset position are arranged in the inner cavity (11);
a card reader (30) arranged in the internal cavity (11), wherein the card reading position is arranged on one side of the card reader (30) so that the card reader (30) can read the card number of a bank card at the card reading position;
a transfer assembly (40) disposed within the interior cavity (11), the transfer location being disposed on one side of the transfer assembly (40) such that the transfer assembly (40) grips a bank card at the transfer location; the conveying position is movably arranged to convey the bank card clamped by the conveying position to the preset position;
a transfer unit (20) disposed in the internal cavity (11) so as to place a plurality of bank cards stacked in order in the vertical direction on the transfer unit (20) at an initial position through the opening; at least part of the transfer assembly (20) is movably arranged to transfer a specified bank card to the card reading position; when the bank card on the transfer assembly (20) is one, the bank card is the appointed bank card; when a plurality of bank cards are arranged on the transfer assembly (20), the bank card positioned at the uppermost part of the plurality of bank cards on the transfer assembly (20) is the appointed bank card;
When the card number of the appointed bank card at the card reading position read by the card reader (30) is correct, the transferring component (20) transfers the appointed bank card to the transmitting position; and after the transfer assembly (40) clamps the bank card at the transfer location, the transfer assembly (20) moves to transfer a new designated bank card to the card reading location or back to its original location;
when the card number of the appointed bank card at the card reading position read by the card reader (30) is wrong, the automatic teller machine interrupts operation and reports errors so as to replace the appointed bank card with the wrong card number through the opening part;
when the card reader (30) cannot read the card number of the appointed bank card at the card reading position, the automatic teller machine interrupts operation and reports errors so as to turn over the appointed bank card which cannot read the card number through the opening part.
2. The automated teller machine of claim 1, wherein said card reading location is above said transfer assembly (20) in an initial position and said transport location is above said card reading location; at least part of the transfer assembly (20) is arranged in a lifting manner along a preset linear direction; the card reading position and the conveying position are both located on the preset straight line.
3. The automated teller machine according to claim 1 or 2, wherein,
in the horizontal direction, the card reading position is arranged at one side of the card reader (30); and/or
In the horizontal direction, the transfer position is arranged on one side of the transfer assembly (40).
4. The automated teller machine of claim 3, further comprising:
a first pushing member (51) disposed in the internal cavity (11), the card reader (30) having a card insertion slot; the first pushing piece (51) is positioned on one side of the card reading position, which is far away from the card reader (30), and at least part of the first pushing piece (51) is arranged in a telescopic way along the horizontal direction; when at least part of the first pushing piece (51) extends out, pushing the bank card at the card reading position to a direction approaching to the card reader (30), and pushing the bank card at the card reading position into the card inserting groove; when at least part of the first pushing piece (51) is retracted, the bank card in the card inserting groove is withdrawn from the card inserting groove; and/or
A second pusher (52) disposed within the internal cavity (11), the transfer assembly (40) having a gripping space (43); the second pushing member (52) is positioned on a side of the conveying position, which is away from the conveying assembly (40), and at least part of the second pushing member (52) is arranged telescopically in a horizontal direction; when at least part of the second pushing member (52) is extended, pushing the bank card at the delivery position to a direction approaching the delivery assembly (40), thereby pushing the bank card at the delivery position into the holding space (43); when the conveying assembly (40) drives the clamped bank card to move so as to enable the bank card to be far away from the second pushing piece (52), at least part of the second pushing piece (52) is retracted.
5. The automated teller machine of claim 2, further comprising:
a first sensor (91), wherein the first sensor (91) is arranged above the conveying position and is in inductive fit with a specified bank card at the card reading position so as to confirm that the specified bank card is at the card reading position; and/or
And the second sensor (92) is arranged above the conveying position and is in inductive fit with the appointed bank card at the conveying position so as to confirm that the appointed bank card is positioned at the conveying position.
6. The teller machine according to claim 1, characterized in that a landing position is provided within said internal cavity (11); the conveying assembly (40) is rotatably arranged around a first axis so as to drive the bank card clamped by the conveying assembly to rotate from the conveying position to the waiting position; the to-be-dropped position is positioned above the preset position; the conveying assembly (40) releases the bank card clamped by the conveying assembly and located at the to-be-dropped position, so that the bank card located at the to-be-dropped position drops to the preset position.
7. The automated teller machine of claim 6, further comprising:
The bearing piece (60) is arranged in the inner cavity (11) and positioned below the to-be-dropped position, so that the bank card at the to-be-dropped position drops onto the bearing piece (60); the shell (10) is provided with a bayonet (12), and the bayonet (12) is arranged opposite to the upper space of the bearing piece (60);
a third pushing member (53), the third pushing member (53) being disposed within the internal cavity (11) and on a side of the carrier (60) remote from the outlet opening (12), at least part of the third pushing member (53) being telescopically disposed in a horizontal direction to push out a plurality of stacked bank cards on the carrier (60) from the outlet opening (12);
the card outlet (12) is communicated with the storage cavity, so that a plurality of stacked bank cards pushed out from the card outlet (12) enter the storage cavity.
8. The automated teller machine according to claim 6, further comprising a counting member (70), at least part of the counting member (70) being arranged within the internal cavity (11) and being located at one side of a drop path of a bank card falling from the to-be-dropped location for counting the bank card falling from the to-be-dropped location.
9. The automated teller machine according to claim 7, wherein the carrier (60) is rotatably arranged about a second axis, which second axis extends in a vertical direction for bringing the bank card on the carrier (60) from a first state to a second state, whereby the third pushing member (53) pushes the plurality of stacked bank cards in the second state on the carrier (60) out of the outlet opening (12).
10. A card replenishment method, which is applicable to the teller machine according to any one of claims 1 to 9, comprising:
step S1: placing a plurality of bank cards stacked in sequence in a vertical direction on a transfer assembly (20) of the teller machine at an initial position through an opening part of the teller machine; the bank cards are sequentially arranged according to the order of the card numbers;
step S2: the plurality of bank cards are sequentially conveyed to a card reading position of the teller machine one by one according to the sequence from top to bottom through the transfer component (20), and the card reader (30) reads the card number of the bank card at the card reading position;
step S21: if the card reader (30) fails to read, the automatic teller machine interrupts operation and reports errors, so that service personnel can overturn the failed bank card through the opening part; then the card reader (30) re-reads the overturned bank card, so that the card reader (30) can read successfully;
Step S3: if the card reader (30) successfully reads, checking the card number read by the card reader (30); if the card number read by the card reader (30) fails to be checked, the automatic teller machine interrupts operation and reports errors, so that a business person can replace the bank card which fails to be checked through the opening part; re-reading and checking the replaced bank card until the check is successful;
step S4: and conveying the bank card which is verified to be successful to the conveying position of the teller machine through the transfer component (20), so that the conveying component (40) of the teller machine clamps the bank card at the conveying position and conveys the clamped bank card to the preset position of the teller machine.
11. The card replenishment method according to claim 10, wherein the teller machine is the teller machine according to claim 4;
after each bank card is transported to the card reading position by the transfer assembly (20), the card supplementing method further comprises: extending at least part of a first pushing member (51) of the teller machine to push a bank card at the card reading position into a card insertion slot of the card reader (30); and/or
After the card reader (30) fails to read and the teller machine interrupts operation and reports errors, the card supplementing method further comprises: retracting at least part of the first pushing member (51) to withdraw the bank card in the card slot from the card slot; and/or
When the card number read by the card reader (30) fails to be checked, and after the operation of the teller machine is interrupted and errors are reported, the card supplementing method further comprises the following steps: retracting at least part of the first pushing member (51) to withdraw the bank card in the card slot from the card slot; and/or
When the card number read by the card reader (30) is successfully checked, at least part of the first pushing piece (51) is retracted, so that the bank card in the card inserting groove is withdrawn from the card inserting groove, and the transfer component (20) is further used for conveying the checked bank card to the conveying position.
12. The card replenishment method according to claim 10, wherein the teller machine comprises a control component which is in communication connection with the card reader (30) for obtaining a card number of each bank card read by the card reader (30);
the method for verifying the card number read by the card reader (30) comprises the following steps:
the control component compares each acquired card number with the last acquired card number except the first card number acquired by the control component and judges whether the two card numbers are continuous or not; if the two card numbers are judged to be continuous, the bank card of the next card number in the two card numbers is judged to be successfully checked; if the two card numbers are not continuous, the bank card verification of the next card number in the two card numbers is judged to be failed.
13. The card replenishment method according to claim 10, wherein the teller machine is the teller machine according to claim 8; the automatic teller machine comprises a control component which is in communication connection with a counting component (70) of the automatic teller machine; during the process that the transfer assembly (40) transfers the bank card clamped by the transfer assembly to the preset position, the card supplementing method further comprises the following steps:
counting the bank cards falling from the position to be fallen of the teller machine through the counting component (70);
after the counting part (70) counts the preset number of bank cards, the control component compares the first card number and the last card number in the preset number of bank cards with the first card number and the last card number pre-stored in the control component respectively so as to judge whether the first card number and the last card number are consistent; if the first card number in the preset number of bank cards is inconsistent with the first card number prestored in the control assembly or the last card number in the preset number of bank cards is inconsistent with the last card number prestored in the control assembly, reporting errors, so that business personnel take out the preset number of bank cards through the opening.
14. The card replenishment method according to claim 13, wherein after the counting means (70) counts a preset number of bank cards and before the control unit compares a first card number and a last card number in the preset number of bank cards with a first card number and a last card number pre-stored in the control unit, respectively, the card replenishment method further comprises:
The counting component (70) sends the final counting result to the control component so that the control component obtains the final counting result; the control component compares the obtained final counting result with a card quantity value prestored in the teller machine;
if the final counting result obtained by the control component is consistent with the card number value pre-stored in the teller machine, the control component respectively compares the first card number and the last card number in the preset number of bank cards obtained by the control component with the first card number and the last card number pre-stored in the control component;
if the final counting result obtained by the control component is inconsistent with the card quantity value prestored in the teller machine, reporting errors, so that business personnel take out the preset number of bank cards through the opening.
CN202310813689.9A 2023-07-04 2023-07-04 Automatic teller machine and card supplementing method Pending CN116822550A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN202310813689.9A CN116822550A (en) 2023-07-04 2023-07-04 Automatic teller machine and card supplementing method

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN202310813689.9A CN116822550A (en) 2023-07-04 2023-07-04 Automatic teller machine and card supplementing method

Publications (1)

Publication Number Publication Date
CN116822550A true CN116822550A (en) 2023-09-29

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Family Applications (1)

Application Number Title Priority Date Filing Date
CN202310813689.9A Pending CN116822550A (en) 2023-07-04 2023-07-04 Automatic teller machine and card supplementing method

Country Status (1)

Country Link
CN (1) CN116822550A (en)

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