CN116089734A - Method and device for processing information of financial product, computer equipment and storage medium - Google Patents
Method and device for processing information of financial product, computer equipment and storage medium Download PDFInfo
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Abstract
The invention provides a message processing method of a financial product, a message processing device of the financial product, a computer device and a nonvolatile computer readable storage medium. The method includes receiving a message to access a target financial product of a target legal person; processing the message based on the target financial product to generate a processing result, wherein the target financial product is generated by carrying out parameterization configuration on a plurality of target services in a preset service library; and returning a processing result. The method and the device select a plurality of corresponding target services from the preset service library, and perform parameterization configuration on the target services to complete development of target financial products. When receiving the message for accessing the target financial product of the target legal person, processing the message according to the target financial product to generate and return a processing result. Therefore, the target financial product can be generated by selecting the target service and carrying out corresponding parameterization configuration, and the target financial product can be ensured to be rapidly online and accessed and applied by a user.
Description
Technical Field
The present invention relates to the field of computer application technologies, and more particularly, to a method for processing a message of a financial product, a device for processing a message of a financial product, a computer device, and a non-volatile computer readable storage medium.
Background
With the expansion development of internet finance, the business development of many finance enterprises is tightly bound with the partner on the internet, and people increasingly use the finance products which are cooperated with the internet enterprises and the finance enterprises. In order to meet the increasing demands of people, the types of financial products are continuously increased, different scene parties, different businesses and different legal banks, the corresponding business processes of the financial products are different, but when the financial products are developed each time in the prior art, code development is required according to the business processes, so that the development efficiency of the financial products is lower, the internet cannot meet the requirement of rapidly landing the products, and further, the financial products cannot be timely accessed and applied by users when the corresponding demands are generated, so that the economic benefits of the financial products are influenced.
Disclosure of Invention
In view of this, the embodiments of the present application provide a method for processing a message of a financial product, a device for processing a message of a financial product, a computer device, and a non-volatile computer readable storage medium, so as to generate a target financial product by performing parameterization configuration according to a plurality of target services in a preset service library, so that the target financial product can be quickly online and accessed and applied by a user.
The message processing method of the financial product comprises the steps of receiving a message for accessing a target financial product of a target legal person; processing the message based on the target financial product to generate a processing result, wherein the target financial product is generated by carrying out parameterization configuration on a plurality of target services in a preset service library; and returning the processing result.
The message processing device of the financial product comprises a receiving module, a processing module and a returning module. The receiving module is used for receiving a message for accessing a target financial product of a target legal person; the processing module is used for processing the message based on the target financial product to generate a processing result, and the target financial product is generated by carrying out parameterization configuration on a plurality of target services in a preset service library; the return module is used for returning the processing result.
The computer device of the embodiment of the application comprises a processor, a first processing unit and a second processing unit, wherein the processor is used for receiving a message for accessing a target financial product of a target legal person; processing the message based on the target financial product to generate a processing result, wherein the target financial product is generated by carrying out parameterization configuration on a plurality of target services in a preset service library; and returning the processing result.
The non-transitory computer readable storage medium of the embodiments of the present application contains a computer program which, when executed by a processor, causes the processor to perform a message processing method of a financial product of: receiving a message for accessing a target financial product of a target legal person; processing the message based on the target financial product to generate a processing result, wherein the target financial product is generated by carrying out parameterization configuration on a plurality of target services in a preset service library; and returning the processing result.
According to the message processing method, the message processing device, the computer equipment and the nonvolatile computer readable storage medium of the financial product, a plurality of corresponding target services are selected from the preset service library, and parameterized configuration is carried out on the target services so as to complete development of the target financial product and bring the target financial product online. And then when receiving the message for accessing the target financial product of the target legal person, processing the message according to the target financial product to generate and return a processing result. Therefore, the target financial product can be generated by selecting the target service and configuring the parameters of the target service, so that the development efficiency of the target financial product is higher, the requirement of the Internet on quick landing of the product is met, the target financial product can be ensured to be quickly on line and be accessed and applied by a user, and the economic benefit of the target financial product is improved as much as possible.
Additional aspects and advantages of embodiments of the application will be set forth in part in the description which follows and, in part, will be obvious from the description, or may be learned by practice of embodiments of the application.
Drawings
The foregoing and/or additional aspects and advantages of the present application will become apparent and readily appreciated from the following description of the embodiments, taken in conjunction with the accompanying drawings, in which:
FIG. 1 is a flow chart of a message processing method for a financial product of certain embodiments of the present application;
FIG. 2 is a flow chart of a message processing method of a financial product of some embodiments of the present application;
FIG. 3 is a flow chart of a message processing method of a financial product of some embodiments of the present application;
FIG. 4 is a flow chart of a message processing method of a financial product of some embodiments of the present application;
FIG. 5 is a flow chart of a message processing method for a financial product of certain embodiments of the present application;
FIG. 6 is a flow chart of a message processing method for a financial product of certain embodiments of the present application;
FIG. 7 is a schematic flow chart of a financial product of certain embodiments of the present application;
FIG. 8 is a flow chart of a message processing method for a financial product of certain embodiments of the present application;
FIG. 9 is a flow chart of a message processing method for a financial product of certain embodiments of the present application;
FIG. 10 is a block diagram of a message processing apparatus of a financial product of certain embodiments of the present application;
FIG. 11 is a schematic plan view of a computer device according to some embodiments of the present application; a kind of electronic device with high-pressure air-conditioning system
FIG. 12 is a schematic illustration of interactions of a non-transitory computer readable storage medium with a processor according to some embodiments of the present application.
Detailed Description
Embodiments of the present application are described in detail below, examples of which are illustrated in the accompanying drawings, wherein like or similar reference numerals refer to like or similar elements or elements having like or similar functions throughout. The embodiments described below by referring to the drawings are exemplary only for explaining the embodiments of the present application and are not to be construed as limiting the embodiments of the present application.
The terms appearing in the present application are explained first below:
referring to fig. 1, a message processing method of a financial product according to an embodiment of the present application includes:
step 01: a message is received to access a target financial product of a target legal person.
In particular, internet finance, which is a new financial business model for a conventional financial institution and an internet enterprise to realize money transfer, payment, investment and information intermediation services using internet technology and information communication technology, is developed at a high speed in recent years, and the conventional financial institution and the internet enterprise generate financial products such as loan products, deposit products and financing products according to the needs of users. With increasing demands of users, financial scenes, such as loan scenes and deposit scenes, are understood as experiences of users in a certain activity scene, and different legal persons develop different financial products for different financial scenes and different business demands, so that the variety and number of financial products are increased. The different financial products can be displayed on the Internet, for example, on the page of an Internet enterprise corresponding to the financial products, and the user browses the financial products on the Internet and selects a target legal person and a corresponding target financial product according to the own requirements. Then, when the user accesses the target financial product through the client, it is necessary to first receive a message for accessing the target financial product of the target legal person, so as to confirm the target financial product to be processed.
Step 02: and processing the message based on the target financial product to generate a processing result, wherein the target financial product is generated by carrying out parameterization configuration on a plurality of target services in a preset service library.
Specifically, the target service corresponds to at least one functional requirement that needs to be implemented by the target financial product, and may be a service that can implement the functional requirement, for example, the target service a is used for acquiring image data, and the target service B is used for calculating loan amount. When the target financial products are generated, a plurality of corresponding target services are selected from a preset service library, and parameterized configuration is carried out on the target services, so that the targeted development of the target financial products can be completed, and the target financial products can be online.
After the target financial product is online, the user can access the target financial product. After receiving the message for accessing the target financial product of the target legal person, acquiring the target financial product, and processing the message according to the function of each target service in the target financial product, thereby generating a processing result. For example, when a user needs to apply for the loan product B of the legal person a, after receiving the message for accessing the loan product B of the legal person a, the loan product B of the legal person a is acquired, and the target service of the loan product B, for example, the target service of the loan product B is an information acquisition service and an identity checking service, corresponding information is acquired from the message based on the information acquisition service, then in the identity checking service, the user is checked for identity by using the information acquired by the information acquisition service, so as to determine whether the user meets the requirement for applying for the loan product B of the legal person a, if so, the loan product B of the legal person a is processed for the user, and if not, the reason for not meeting the requirement is generated.
Step 03: and returning a processing result.
Specifically, after the processing result is generated, the processing result is returned to the client side that sends the message for accessing the target financial product of the target legal person, for example, the financial product C is formed by developing together with the legal person D and the client side E, and the user requests to apply for the financial product C through the page of the client side E and fills in the relevant information. And then processing the message based on the financial product C to generate and return a processing result of successful application, and displaying the returned processing result on the page of the client E.
The message processing method of the financial product selects a plurality of corresponding target services from the preset service library, and carries out parameterization configuration on the target services so as to complete development of the target financial product and bring the target financial product online. And then when receiving the message for accessing the target financial product of the target legal person, processing the message according to the target financial product to generate and return a processing result. Therefore, the target financial product can be generated by selecting the target service and configuring the parameters of the target service, so that the development efficiency of the target financial product is higher, the requirement of the Internet on quick landing of the product is met, the target financial product can be ensured to be quickly on line and be accessed and applied by a user, and the economic benefit of the target financial product is improved as much as possible.
Referring to fig. 2, optionally, the message processing method of the financial product of the present application further includes:
step 04: unpacking the message to obtain a plurality of basic data;
step 05: and carrying out packet processing on the plurality of basic data to generate a message with a preset message format.
Step 02: processing the message based on the target financial product to generate a processing result, including:
step 021: and processing the message in the preset message format based on the target financial product to generate a processing result.
In particular, the message formats used by different clients may be different, for example, some clients use JSON format, which is known as JavaScript Object Notation, which is a lightweight data exchange format. Some clients use the standard financial services definition (MBSD) format, resulting in a different message format for the received information. However, when information is processed, the information is inevitably transmitted, and a processing result is generated after the information is processed, so that the information and the processing result can be converted into the same message format for facilitating management of the information and the processing result. Firstly, selecting a message format according to requirements, and setting the message format as a preset message format. For the return information, the message format type of the generated return information is directly set as a preset message format. For the message, after receiving the message, unpacking the message to obtain a plurality of basic data corresponding to the message, and then packing the basic data according to a preset message format to generate the message in the preset message format. The message in the preset message format can be processed based on the target financial product to generate a processing result. Thus, by processing the basic data, the message formats of the messages of different clients can be unified into data with a preset message format, so that the subsequent processing and management of the messages based on the target financial products can be facilitated.
Further, the communication protocols applicable by different clients may be different, by which is meant that the rules and conventions that must be followed by the two parties to the communication or service are fulfilled, e.g. some clients use the transmission control protocol (Transmission Control Protocol, TCP), some clients use the hypertext transfer protocol (HyperText Transfer Protocol, HTTP), and two parties using different communication protocols are not able to fulfill the communication. Therefore, a communication protocol can be set as a preset communication protocol, and the communication protocol corresponding to the message is converted into the preset communication protocol before the message format conversion is carried out on the message, so that the communication can be completed with different clients and the message can be acquired.
Referring to fig. 3, optionally, the message processing method of the financial product of the present application further includes:
step 06: carrying out data mapping on the message so as to map each data of the message into data to be processed of a preset type;
step 02: processing the message based on the target financial product to generate a processing result, further comprising:
step 022: and processing the data to be processed based on the target financial product to generate a processing result.
In particular, the stored data types used by different clients may be different for the same data, e.g. also the name of the user, the data type may be data type a when client a stores and the data type may be data type B when client B stores. In order to facilitate the subsequent data processing, a certain data type can be set as a preset type, if the data type of the message is the preset type, the message can be directly processed based on the target financial product, if the data type of the message is not the preset type, the message is subjected to data mapping, and each data of the message is mapped into the data to be processed of the preset type. And then processing the data to be processed based on the target financial product to obtain a processing result. Therefore, the data types of the same data in the information of different clients can be converted into unified preset type data to be processed based on the information and the data mapping, and the subsequent processing of the unified data type data to be processed is facilitated.
Further, before the data mapping, each data of the message may be checked for integrity and error, and only if each data is complete and error-free, each data may be mapped to a predetermined type of data to be processed. Therefore, the message with the data error or the incomplete data can be timely identified before processing, the subsequent processing of the data to be processed with the error or the incomplete data is avoided, and the error processing result is generated.
Referring to fig. 4, optionally, step 02: processing the message based on the target financial product to generate a processing result may further include:
step 023: and processing the message according to the target service corresponding to the message to generate a processing result.
Specifically, the target financial product includes a plurality of target services, and data in messages corresponding to different target services are different. For example, the target service of a certain financial product includes an information acquisition service and a loan amount calculation service, it is apparent that the data required for the information acquisition service and the data required for the loan amount calculation service are different. Therefore, after receiving the data, the target service needs to process the corresponding data in the message according to the target service corresponding to the message, so that the target service can obtain and process the data in the message in a targeted manner, and generate a processing result.
Further, the multiple target services of the target financial product have a flow, for example, a sequence exists between certain target services, and only if the condition of a certain target service is met, the flow node can reach the next target service, or the multiple target services are in parallel relation, and only if the condition of the multiple target services is met, the flow node can reach the next target service. When the message is processed according to the target service corresponding to the message, the corresponding target service is driven according to the flow of the target service, and corresponding deployment is carried out according to the target service, for example, when face recognition is carried out, the face recognition service can be driven, and a face recognition interface is deployed and displayed on a client of a user applying for the target financial product by utilizing the face recognition service, so that face image data of the user is obtained and recognized. And then, acquiring data in the message corresponding to the target service and processing the data, thereby realizing the target service based on the target financial product and the flow thereof and completing the processing of the message in a targeted manner.
In addition, the target service can be deployed in advance according to the target service of the target financial product and the flow thereof, so that the connection time between different target services is shorter, and the operation smoothness of a user at a client is higher. For example, in one embodiment, the target financial product needs to perform face recognition in addition to the personal basic information that the user needs to fill, and the information acquisition service can only acquire the information that the user fills, and face recognition needs to be performed by the face recognition service. When the user fills in the information in the basic information interface deployed and displayed on the client by using the information acquisition service, the face recognition interface can be deployed and displayed on the client in advance by using the face recognition service, so that the user can immediately perform face recognition after submitting the information, and the user does not need to wait.
Referring to fig. 5 and 6, optionally, the message processing method of the financial product of the present application further includes:
step 07: acquiring a target financial product;
the parameterized configuration includes a parameter configuration and a flow configuration, step 07: acquiring the target financial product may include:
step 071: acquiring a service corresponding to preset demand information of a target legal person from a plurality of services of a preset service library as a target service;
step 072: parameter configuration is carried out on each target service;
step 073: and performing flow configuration on the plurality of target services after parameter configuration is completed to obtain target financial products.
Specifically, the preset requirements include functional requirements of the target financial product determined according to business requirements of the target legal person, corresponding preset requirement information can be generated according to the preset requirements, for example, the target financial product needs to acquire personal basic information to perform loan amount calculation, and then the preset requirement information includes basic information acquisition and loan amount calculation.
The target financial product needs to be acquired before receiving a message to access the target financial product of the target legal person. Firstly, according to preset demand information of a target legal person, taking a service corresponding to the preset demand information of the target legal person as a target service in a plurality of services of a preset service library. The target service corresponds to at least one preset demand in the preset demand information, and can realize the service of the preset demand. If the preset requirement comprises basic information acquisition, the corresponding target service is the information acquisition service, and the basic information interface can be displayed on the client of the user applying for the target financial product through the target service, and the basic information input by the user can be acquired.
The parameterized configuration includes a parameter configuration, which may be performed on the target service after the target service is determined. For example, both the financial product D and the financial product E need to acquire personal basic information, but the personal basic information acquired by both may be different. In one example, the financial product D is a personal credit product, and the personal basic information to be acquired is personal identification card, income certificate, work certificate and contact phone. The financial product E is a personal housing loan product, and the acquired personal basic information is an identity card of the person, a house purchase contract, a pay-per-sale certificate, a income certificate, a marital status certificate and a living certificate.
When parameter configuration is carried out on target service for acquiring personal basic information of a financial product D, the target service for acquiring the personal basic information needs to acquire identity cards, income certificates, work certificates and contact phones; when parameter configuration is carried out on target service for acquiring personal basic information of a financial product E, the target service for acquiring the personal basic information needs to acquire personal identity cards, house purchase contracts, pay-per-sale certificates, income certificates, marital status certificates and residence certificates;
the personal basic information of the financial product D may be determined according to basic information set in preset requirement information of a target legal person corresponding to the financial product D, and the personal basic information of the financial product E may be determined according to basic information set in preset requirement information of a target legal person corresponding to the financial product E. Or when the preset requirement information of the target legal person does not contain the basic information, the preset basic information can be used for carrying out parameter configuration on the target service corresponding to the basic information.
The parameterized configuration further comprises flow configuration, and after the parameter configuration of each target service is completed, the flow configuration can be performed on the plurality of target services after the parameter configuration is completed. Referring to fig. 7, taking the above-mentioned financial product D as an example, the preset requirement of the target legal person on the financial product D is that the application age is limited to 18-55 years, the work and income of the user who needs to apply are stable, and then the loan amount is calculated according to the income situation of the user who applies. It can be understood that the target services of the financial product D are an information acquisition service, an identity verification service, and a loan amount calculation service, respectively. After submitting an application for a user and uploading data, the business process of the financial product D firstly acquires personal basic information of the user, and if the data uploaded by the user lacks part of information, for example, no work proof exists, the information of the supplementary data is returned to the user; if the personal basic information in the data uploaded by the user is complete, auditing is carried out according to the personal basic information, whether the user meets the requirement of applying for the financial product D is judged, and if the user does not meet the requirement, information which is failed in identity auditing is returned; if yes, the loan amount is calculated, and the loan amount is calculated according to the working condition and income condition of the user, and a contract can be signed after the loan amount is calculated. Therefore, the parameters of each target service can be configured according to the parameters in the business process of the financial product D, then the process configuration is performed on the target service, and the processes of a plurality of target services are set as the information acquisition service, the identity verification service and the loan amount calculation service, so that the financial product D meeting the preset requirements of the target legal person is generated.
Further, the parameter configuration may be an automated configuration or a human configuration. The automation is configured to: the computer equipment automatically analyzes the preset demand information and then automatically configures the target service, for example, the computer equipment automatically analyzes the preset demand information and then obtains basic information, and the parameter configuration can be performed on the target service obtained by the basic information according to the basic information. The manual configuration is as follows: and editing parameters of the target service according to preset demand information given by a target legal person, so as to perform parameter configuration on the target service.
In order to meet the preset requirements of the target legal person during the configuration of the process, a process nesting method can be used, i.e. a small process is nested in a large process, for example, a process for checking the authenticity of the personal basic information is nested in a process for checking the personal basic information. In actual use, abnormal or overtime situations are unavoidable, so that corresponding solutions can be respectively set according to the abnormal situations and overtime situations, so that the situation that unexpected situations cannot be solved is avoided. After the process of the target service is set, transaction control can be performed on all the processes of the target financial product so as to ensure the normal operation of the processes.
Referring to fig. 8, optionally, step 07: acquiring the target financial product may further include:
step 074: acquiring basic financial products matched with preset demand information, wherein preset service libraries corresponding to different basic financial products are different;
step 071: the obtaining, as the target service, a service corresponding to the preset requirement information of the target legal person from the plurality of services of the preset service library may include:
step 0711: and acquiring a service corresponding to the preset demand information from a plurality of services in a target service library as a target service, wherein the target service library is a preset service library corresponding to the basic financial product.
Specifically, based on characteristics of financial products of different legal persons, basic financial products suitable for different legal persons, such as basic deposit products and basic loan products, may be generated. And then according to the preset demand information of the target legal person, acquiring a basic financial product matched with the preset demand information, for example, the target legal person needs to develop a deposit product, and then acquiring the basic deposit product. And the preset service libraries corresponding to different basic products are different, for example, some of the services required by the basic deposit products and the basic loan products are different, so that the preset service libraries corresponding to the basic deposit products and the basic loan products are different. After the basic financial product matched with the preset demand information is obtained, the preset service library corresponding to the basic financial product can be used as a target service library. And then, acquiring the service corresponding to the preset demand information from a plurality of services in the target service library as target service. And then, after parameter configuration and flow configuration are carried out on a plurality of target services, target financial products matched with the preset demand information can be generated, so that the target financial products can be developed in a targeted manner.
In the prior art, only the butt joint of the interface of the target legal person and the interface of the client can be realized, when the financial product needs to be developed, the complete code development is required to be carried out on the financial product, so that the development efficiency of the financial product is lower, the quick online of the financial product cannot be realized, the financial product cannot be online in time after the demand is generated and is accessed by a user, and the economic benefit of the financial product is influenced. According to different legal persons, different financial scenes and different business demands, basic financial products and preset service libraries suitable for the different legal persons, the different financial scenes and the different business demands are generated, when the financial products need to be developed, only basic financial products and target services need to be obtained according to preset demand information, then parameterized adjustment is carried out on the target services, and the target financial products can be obtained, so that the development rate of the target financial products is high, and the financial products can be timely brought on line after the demands are generated. In addition, the interface of the target legal person and the interface of the client are in butt joint, so that when a user accesses the target financial product through the client, the user can receive the accessed information, and the processing result is returned to the client, so that the user can access the target financial product according to the client and can view the access result according to the client.
Referring to fig. 9, optionally, step 03: returning the processing result may include:
step 031: performing message adaptation on the processing result to generate a return message adapted to the message format of the message;
step 032: and returning a return message.
Specifically, the message format of the processing result and the message format of the message may be different, so after the processing result is generated, the processing result can be subjected to message adaptation, if the message format of the processing result is the same as the message format of the message, the processing result is directly used as return information, and the return information is returned to the client corresponding to the message; if the message format of the processing result is different from the message format of the message, generating a return message adapted to the message format according to the message format of the processing result and the message format of the message, and returning the return message to the client corresponding to the message. Therefore, the message format of the returned message and the message format of the message are ensured to be adapted by carrying out message adaptation on the processing result, so that a user can conveniently check the returned message through a client corresponding to the message.
In order to facilitate the processing of the message, each data of the message may be mapped into a preset type of data to be processed before the message is processed, and the data type of the processing result obtained after the data to be processed is also the preset type. Therefore, when the processing result is returned, the processing result can be subjected to data mapping so that the data type of the processing result is matched with the data type of the corresponding data in the message, and then the processing result subjected to data mapping is subjected to message adaptation so as to ensure that the data type of the data in the generated return information is adapted to the client corresponding to the message.
And when the message adaptation is carried out on the processing result, the communication protocol adaptation can be carried out. If the communication protocol corresponding to the processing result is the same as the communication protocol corresponding to the message, the return message can be directly sent to the client corresponding to the message after the return message is generated; if the communication protocol corresponding to the processing result is different from the communication protocol corresponding to the message, the communication protocol conversion is needed, so that the communication protocol corresponding to the returned message is the same as the communication protocol corresponding to the message, the communication between the application and the client can be smoothly performed, and the user can be ensured to check the returned message through the client corresponding to the message.
In order to facilitate better implementation of the message processing method of the financial product according to the embodiment of the present application, the embodiment of the present application further provides a message processing apparatus 10 of a financial product. Referring to fig. 10, the message processing apparatus 10 of the financial product may include:
a receiving module 11, configured to receive a message for accessing a target financial product of a target legal person;
the processing module 12 is configured to process the message based on the target financial product to generate a processing result, where the target financial product is generated by performing parameterization configuration on a plurality of target services in a preset service library;
a return module 13, configured to return the processing result.
The message processing apparatus 10 of the financial product of the present application may further include:
the unpacking module 14 is configured to unpack the message to obtain a plurality of basic data.
The packetizing module 15 is configured to perform packetizing processing on the plurality of basic data to generate a message in a preset message format.
The processing module 12 is specifically configured to process a message in a preset message format based on the target financial product, so as to generate a processing result.
The message processing apparatus 10 of the financial product of the present application may further include:
the mapping module 16 is configured to perform data mapping on the message, so as to map each data of the message into a preset type of data to be processed.
The processing module 12 is specifically configured to process the data to be processed based on the target financial product to generate a processing result.
The processing module 12 is specifically configured to process the message according to the target service corresponding to the message, so as to generate a processing result.
The message processing apparatus 10 of the financial product of the present application may further include:
an acquisition module 17 for acquiring the target financial product.
The obtaining module 17 is specifically configured to obtain, from a plurality of services in a preset service library, a service corresponding to preset requirement information of a target legal person as a target service; parameter configuration is carried out on each target service; and performing flow configuration on the plurality of target services after parameter configuration is completed to obtain target financial products.
The obtaining module 17 is specifically configured to obtain basic financial products matched with the preset demand information, where preset service libraries corresponding to different basic financial products are different.
The obtaining module 17 is specifically configured to obtain, from a plurality of services in a target service library, a service corresponding to the preset demand information as a target service, where the target service library is a preset service library corresponding to the basic financial product.
The return module 13 is specifically configured to perform message adaptation on the processing result, so as to generate a return message adapted to the message format of the message; and returning a return message.
The respective modules in the message processing apparatus 10 of the above-described financial product may be implemented in whole or in part by software, hardware, and combinations thereof. The above-mentioned respective modules may be embedded in hardware or may be independent from the processor 20 in the computer device, or may be stored in a memory in the computer device in software, so that the processor 20 may call to perform the operations corresponding to the above-mentioned respective modules.
Referring to fig. 11, a computer device 100 of an embodiment of the present application includes a processor 20. The processor 20 is configured to execute the message processing method of the financial product according to any one of the above embodiments, and is not described herein for brevity.
Referring to fig. 12, the embodiment of the present application further provides a computer readable storage medium 200, on which a computer program 210 is stored, where the steps of the message processing method for a financial product according to any one of the embodiments described above are implemented when the computer program 210 is executed by the processor 20, and are not repeated herein for brevity.
It is understood that the computer program 210 comprises computer program code. The computer program code may be in the form of source code, object code, executable files, or in some intermediate form, among others. The computer readable storage medium may be any entity or device capable of carrying computer program code, a recording medium, a usb disk, a removable hard disk, a magnetic disk, an optical disk, a computer Memory, a Read-Only Memory (ROM), a random access Memory (RAM, random Access Memory), a software distribution medium, and so forth.
In the description of the present specification, reference to the terms "one embodiment," "some embodiments," "illustrative embodiments," "examples," "specific examples," or "some examples," etc., means that a particular feature, structure, material, or characteristic described in connection with the embodiment or example is included in at least one embodiment or example of the present application. In this specification, schematic representations of the above terms do not necessarily refer to the same embodiments or examples. Furthermore, the particular features, structures, materials, or characteristics described may be combined in any suitable manner in any one or more embodiments or examples. Furthermore, the various embodiments or examples described in this specification and the features of the various embodiments or examples may be combined and combined by those skilled in the art without contradiction.
Any process or method descriptions in flow charts or otherwise described herein may be understood as representing modules, segments, or portions of code which include one or more executable instructions for implementing specific logical functions or steps of the process, and further implementations are included within the scope of the preferred embodiment of the present application in which functions may be executed out of order from that shown or discussed, including substantially concurrently or in reverse order, depending on the functionality involved, as would be understood by those reasonably skilled in the art of the embodiments of the present application.
While embodiments of the present application have been shown and described above, it will be understood that the above embodiments are illustrative and not to be construed as limiting the present application, and that variations, modifications, alternatives, and variations may be made to the above embodiments by one of ordinary skill in the art within the scope of the present application.
Claims (10)
1. A method of processing a message for a financial product, comprising:
receiving a message for accessing a target financial product of a target legal person;
processing the message based on the target financial product to generate a processing result, wherein the target financial product is generated by carrying out parameterization configuration on a plurality of target services in a preset service library; a kind of electronic device with high-pressure air-conditioning system
And returning the processing result.
2. The message processing method according to claim 1, further comprising:
unpacking the message to obtain a plurality of basic data;
performing packet processing on a plurality of basic data to generate a message with a preset message format;
the processing the message based on the target financial product to generate a processing result comprises:
and processing the message in the preset message format based on the target financial product to generate the processing result.
3. The message processing method according to claim 1 or 2, characterized by further comprising:
performing data mapping on the message to map each data of the message into a preset type of data to be processed;
the processing the message based on the target financial product to generate a processing result comprises:
and processing the data to be processed based on the target financial product to generate the processing result.
4. The message processing method according to claim 1, wherein the processing the message based on the target financial product to generate a processing result includes:
and processing the message according to the target service corresponding to the message so as to generate the processing result.
5. The message processing method according to claim 1, further comprising:
acquiring the target financial product;
the parameterized configuration includes a parameter configuration and a flow configuration, and the obtaining the target financial product includes:
acquiring a service corresponding to preset demand information of the target legal person from a plurality of services of the preset service library as the target service;
carrying out parameter configuration on each target service; a kind of electronic device with high-pressure air-conditioning system
And carrying out flow configuration on the plurality of target services after parameter configuration is completed so as to obtain the target financial products.
6. The message processing method of claim 5, wherein the obtaining the target financial product further comprises:
acquiring basic financial products matched with the preset demand information, wherein the preset service libraries corresponding to different basic financial products are different;
the obtaining, from the plurality of services in the preset service library, a service corresponding to the preset requirement information of the target legal person as the target service includes:
and acquiring a service corresponding to the preset demand information from a plurality of services in a target service library as the target service, wherein the target service library is the preset service library corresponding to the basic financial product.
7. The message processing method according to claim 1, wherein the returning the processing result includes:
performing message adaptation on the processing result to generate a return message adapted to the message format of the message;
and returning the return message.
8. A message processing apparatus for a financial product, comprising:
the receiving module is used for receiving a message for accessing a target financial product of a target legal person;
the processing module is used for processing the message based on the target financial product to generate a processing result, wherein the target financial product is generated by carrying out parameterization configuration on a plurality of target services in a preset service library; a kind of electronic device with high-pressure air-conditioning system
And the return module is used for returning the processing result.
9. A computer device comprising a processor for a message processing method for a financial product as claimed in any one of claims 1 to 7.
10. A non-transitory computer readable storage medium comprising a computer program which, when executed by a processor, causes the processor to perform the message processing method of a financial product as claimed in any one of claims 1 to 7.
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