CN115908030A - Bill settlement method and device - Google Patents

Abstract

The invention discloses a bill settlement method and device, and relates to the technical field of insurance. One embodiment of the method comprises: responding to the bill settlement request, and acquiring an order to be settled according to a preset settlement rule; generating a settlement bill through the order to be settled according to the settlement rule, and sending the settlement bill to an external system; and responding to the settlement bill confirmation result of the external system, and performing bill settlement according to the settlement bill under the condition that the settlement bill confirmation result is correct. The implementation mode can realize an automatic bill settlement scheme with functions of online reconciliation, settlement and the like of an external system, reduces time cost and labor cost consumed by bill settlement, improves accuracy and efficiency of bill settlement, avoids the problem of wrong account of business bills, and performs unified management on the accounting bills.

Description

Bill settlement method and device

Technical Field

The invention relates to the technical field of insurance, in particular to a bill settlement method and a bill settlement device.

Background

In insurance business, bills need to be settled according to a business system and an external system. The current bill settlement scheme is manual settlement, and an automatic bill settlement scheme which can realize functions of online reconciliation, settlement and the like with an external system is lacked.

In the related technology, the time cost and the labor cost consumed by manual settlement are high, the accuracy and the efficiency of bill settlement are low, the problem of wrong account of business bills is easily caused, and the settlement bills cannot be uniformly managed.

Disclosure of Invention

In view of this, embodiments of the present invention provide a bill settlement method and apparatus, which can implement an automatic bill settlement scheme with online reconciliation, settlement and other functions of an external system, reduce time cost and labor cost consumed by bill settlement, improve accuracy and efficiency of bill settlement, avoid the problem of wrong billing of a business bill, and perform unified management on the billing bill.

To achieve the above object, according to an aspect of an embodiment of the present invention, there is provided a bill settlement method.

A bill settlement method comprising: responding to the bill settlement request, and acquiring an order to be settled according to a preset settlement rule; generating a settlement bill through the order to be settled according to the settlement rule, and sending the settlement bill to an external system; and responding to a settlement bill confirmation result of the external system, and performing bill settlement according to the settlement bill under the condition that the settlement bill confirmation result is that the settlement bill is correct.

Optionally, the settlement rule includes a settlement order information rule, and the obtaining the order to be settled according to the pre-configured settlement rule includes: and screening the settlement orders in the settlement order library according to the settlement order information rule, and taking the settlement orders with order information conforming to the settlement order information rule as the orders to be settled, wherein the order information rule comprises one or more of a settlement service type, a settlement order state, a settlement period and a bill day.

Optionally, the settlement rule further includes a settlement bill calculation logic, and the generating a settlement bill through the order to be settled according to the settlement rule includes: and according to the settlement bill calculation logic, calculating according to the order to be settled, and generating the settlement bill according to a calculation result.

Optionally, before performing bill settlement according to the settlement bill, the method further includes: and verifying the settlement bill through a network settlement system, and determining that the verification is passed.

Optionally, after the bill settlement according to the settlement bill, the method further includes: in response to a request to generate an invoice, obtaining the statement and an invoice type for the statement; if the invoice type is a first invoice type, acquiring an invoice of the settlement bill from the external system; and under the condition that the invoice type is the second invoice type, generating the invoice of the settlement bill according to a preconfigured invoice rule.

Optionally, the generating an invoice for the statement of account according to preconfigured invoice rules comprises: determining invoice information of the invoice according to the invoice rule and the settlement bill, wherein the invoice information comprises one or more of an enterprise name, a business type, a billing mode, an invoice type, an invoice new line type and a billing amount type; and verifying the invoice information, and issuing an invoice through a network settlement system under the condition that the invoice information passes the verification to generate the invoice of the settlement bill.

Optionally, after the invoicing is performed through the network settlement system and an invoice of the settlement bill is generated, the method further includes: and storing the invoice into a database, and generating the storage address of the invoice so as to obtain the invoice through the storage address.

According to another aspect of the embodiments of the present invention, there is provided a bill settlement apparatus.

A bill settlement apparatus comprising: the order to be settled acquisition module is used for responding to the bill settlement request and acquiring the order to be settled according to the preset settlement rule; the settlement bill generating module is used for generating a settlement bill through the order to be settled according to the settlement rule and sending the settlement bill to an external system; and the bill settlement module is used for responding to a settlement bill confirmation result of the external system and performing bill settlement according to the settlement bill under the condition that the settlement bill confirmation result is correct.

Optionally, the settlement rule includes a settlement order information rule, and the to-be-settled order obtaining module is further configured to: and screening the settlement orders in the settlement order library according to the settlement order information rule, and taking the settlement orders with order information conforming to the settlement order information rule as the orders to be settled, wherein the order information rule comprises one or more of a settlement service type, a settlement order state, a settlement period and a bill day.

Optionally, the settlement rule further comprises a settlement bill calculation logic, and the settlement bill generation module is further configured to: and according to the settlement bill calculation logic, calculating according to the order to be settled, and generating the settlement bill according to the calculation result.

Optionally, the system further comprises a network settlement system verification module, configured to: and verifying the settlement bill through a network settlement system, and determining that the verification is passed.

Optionally, the system further comprises an invoice generation module, configured to: in response to a request to generate an invoice, obtaining the statement and an invoice type for the statement; if the invoice type is a first invoice type, acquiring an invoice of the settlement bill from the external system; and under the condition that the invoice type is the second invoice type, generating the invoice of the settlement bill according to a preconfigured invoice rule.

Optionally, the invoice generation module is further configured to: determining invoice information of the invoice according to the invoice rule and the settlement bill, wherein the invoice information comprises one or more of an enterprise name, a business type, a billing mode, an invoice type, an invoice new line type and a billing amount type; and verifying the invoice information, and issuing an invoice through a network settlement system under the condition that the invoice information passes the verification to generate the invoice of the settlement bill.

Optionally, the invoice generation module is further configured to: and storing the invoice into a database, generating a storage address of the invoice, and acquiring the invoice through the storage address.

According to yet another aspect of an embodiment of the present invention, an electronic device is provided.

An electronic device, comprising: one or more processors; a memory for storing one or more programs that, when executed by the one or more processors, cause the one or more processors to implement the bill settlement method provided by embodiments of the present invention.

According to yet another aspect of an embodiment of the present invention, a computer-readable medium is provided.

A computer-readable medium on which a computer program is stored, the computer program, when executed by a processor, implementing a bill settlement method provided by an embodiment of the present invention.

One embodiment of the above invention has the following advantages or benefits: the method comprises the steps of responding to a bill settlement request, and obtaining an order to be settled according to a preset settlement rule; generating a settlement bill through the order to be settled according to the settlement rule, and sending the settlement bill to an external system; the technical scheme of carrying out bill settlement according to the settlement bill under the condition that the settlement bill confirmation result is correct in response to the settlement bill confirmation result of the external system can realize an automatic bill settlement scheme with the functions of online account checking, settlement and the like of the external system, reduce the time cost and the labor cost consumed by bill settlement, improve the accuracy and the efficiency of bill settlement, avoid the problem of wrong account of a business bill and carry out unified management on the settlement bill.

Further effects of the above-mentioned non-conventional alternatives will be described below in connection with the embodiments.

Drawings

The drawings are included to provide a better understanding of the invention and are not to be construed as unduly limiting the invention. Wherein:

FIG. 1 is a schematic diagram of the main steps of a bill settlement method according to one embodiment of the present invention;

FIG. 2 is a schematic flow diagram of generating an invoice according to one embodiment of the invention;

FIG. 3 is a schematic flow diagram of a bill settlement method according to one embodiment of the present invention;

FIG. 4 is an architectural diagram of a bill settlement method according to one embodiment of the invention;

FIG. 5 is a schematic diagram of the main modules of a bill settlement apparatus according to one embodiment of the present invention;

FIG. 6 is an exemplary system architecture diagram in which embodiments of the present invention may be employed;

fig. 7 is a schematic block diagram of a computer system suitable for use in implementing a terminal device or server according to an embodiment of the present invention.

Detailed Description

Exemplary embodiments of the invention are described below with reference to the accompanying drawings, in which various details of embodiments of the invention are included to assist understanding, and which are to be considered as merely exemplary. Accordingly, those of ordinary skill in the art will recognize that various changes and modifications of the embodiments described herein can be made without departing from the scope and spirit of the invention. Also, descriptions of well-known functions and constructions are omitted in the following description for clarity and conciseness.

It should be noted that, in the technical solution of the present invention, the acquisition, storage, application, and the like of the personal information of the related user all conform to the regulations of the related laws and regulations, and do not violate the good custom of the public order. The present invention contemplates that entities responsible for collecting, analyzing, disclosing, transmitting, storing, or otherwise using such personal information data will comply with established privacy policies and/or privacy practices. In particular, such entities should enforce and adhere to the use of privacy policies and practices that are recognized to meet or exceed industry or government requirements for maintaining privacy and security of personal information data. Such policies should be easily accessible to users and should be updated as data is collected and/or used. Personal information from the user should be collected for legitimate and legitimate uses by the entity and not shared or sold outside of these legitimate uses. Furthermore, such acquisition/sharing should be performed after receiving user informed consent. Furthermore, such entities should consider taking any necessary steps to defend and safeguard access to such personal information data, and to ensure that others who have access to the personal information data comply with their privacy policies and procedures. In addition, such entities may subject themselves to third party evaluations to prove compliance with widely accepted privacy policies and practices. In addition, policies and practices should be adjusted to the particular type of personal information data collected and/or accessed, and to applicable laws and standards including specific considerations of jurisdiction. For example, in the united states, the collection or acquisition of certain health data may be governed by federal and/or state laws, such as the health insurance association and accountability act (HIPAA); while other countries may have health data subject to other regulations and policies and should be treated accordingly. Therefore, different privacy practices should be maintained for different personal data types in each country.

Regardless of the foregoing, the present invention also contemplates embodiments in which a user selectively prevents use or access to personal information data. That is, the present invention contemplates that hardware elements and/or software elements may be provided to prevent or block access to such personal information data. For example, in terms of accessing or storing health information, the techniques of the present invention may be configured to allow a user to opt-in or opt-out of participating in the collection of personal information data during registration services or at any time thereafter. In another example, the user may choose not to provide certain types of health-related information. In yet another example, the user may choose to limit the length of time the health-related information is maintained or to prohibit the storage of the health-related information altogether. In addition to providing "opt-in" and "opt-out" options, the present invention contemplates providing notifications related to accessing or using personal information. For example, the user may be notified that their personal information data is to be accessed when the application is downloaded, and then be reminded again just before the personal information data is accessed by the application.

Further, it is an object of the present invention that personal information data should be managed and processed to minimize the risk of inadvertent or unauthorized access or use. Once the data is no longer needed, the risk can be minimized by limiting data collection and deleting data. In addition, and when applicable, including in certain health-related applications, data de-identification may be used to protect the privacy of the user. De-identification may be facilitated by removing particular identifiers (e.g., date of birth, etc.), controlling the amount or specificity of stored data (e.g., collecting location data at a city level rather than at an address level), controlling how data is stored (e.g., aggregating data among users), and/or other methods, as appropriate.

Fig. 1 is a schematic view of the main steps of a bill settlement method according to one embodiment of the present invention.

As shown in fig. 1, the bill settlement method according to an embodiment of the present invention mainly includes the following steps S101 to S103.

Step S101: and responding to the bill settlement request, and acquiring the order to be settled according to the preset settlement rule.

The settlement rules may include settlement order information rules, and the settlement rules may also include settlement bill calculation logic. The order information rules may include settlement type (collection, payment), settlement service type (premium settlement, fund payment), channel selection, settlement order type range, settlement order status, settlement period (monthly payment, quarterly payment), billing date (date when the settlement bill is generated), settlement caliber (whether settlement is performed in a child single dimension or in a parent single dimension), settlement subject, and the like. The settlement bill calculation logic is mainly used for calculation logic for dynamically controlling the amounts of different settlement bills, for example, payable = the amount of direct payment (without freight) by the business in order.

In one embodiment, acquiring the order to be settled according to the pre-configured settlement rule may include: and screening the settlement orders in the settlement order library according to the settlement order information rule, and taking the settlement orders of which the order information accords with the settlement order information rule as the orders to be settled, wherein the order information rule can comprise one or more of a settlement service type, a settlement order state, a settlement period and a bill day.

Step S102: and generating a settlement bill through the order to be settled according to the settlement rule, and sending the settlement bill to an external system.

In one embodiment, generating a settlement bill from the order to be settled according to the settlement rules may include: and according to the calculation logic of the settlement bill, calculating according to the order to be settled, and generating the settlement bill according to the calculation result. The settlement bill comprises settlement bill detail amount, settlement detail amount statistics and the like.

Step S103: and responding to the settlement bill confirmation result of the external system, and performing bill settlement according to the settlement bill under the condition that the settlement bill confirmation result is correct.

In one embodiment, before performing bill settlement according to the settlement bill, the method may further include: and checking the settlement bill through the network settlement system and determining that the check is passed.

Specifically, settlement amount and settlement detail amount statistics are carried out through a network settlement system according to rules and settlement bill details and amounts, corresponding information in a settlement bill is compared, if the information is completely consistent, verification is passed, if differences exist, verification is not passed, and the bill details and the total amount are not consistent and need manual intervention and verification.

FIG. 2 is a schematic flow diagram of generating an invoice according to one embodiment of the invention.

As shown in fig. 2, in an embodiment, after performing bill settlement according to the bill settlement, the method may further include: in response to a request for generating an invoice, obtaining a settlement bill and an invoice type of the settlement bill; acquiring an invoice of a settlement bill from an external system under the condition that the invoice type is a first invoice type; and under the condition that the invoice type is the second invoice type, generating an invoice for settling the bill according to a preconfigured invoice rule. The first invoice type can be a payable type, the second invoice type can be an receivable type, and the invoice information can include one or more of an enterprise name, a business type, an invoice mode, an invoice type, an invoice raising type and an invoice amount type.

Specifically, the invoice rules mainly include enterprise names (mainly selecting a cooperation channel, namely an external system), business types (such as fund insurance and a shopping mall), invoicing modes (such as settlement invoicing and invoicing with a bill), invoice types (such as common electronic invoices), invoice top-up types (used for controlling whether dynamically acquiring invoice top-up is acquired from a user order or appointing enterprise top-up), invoice amount types (used for controlling special fields corresponding to the invoicing amount, such as enterprise direct payment amount, user self payment amount, total amount before order discount and the like), and the like.

In one embodiment, generating an invoice for a settled bill according to preconfigured invoice rules may include: determining invoice information of the invoice according to the invoice rule and the settlement bill; and checking the invoice information, and issuing an invoice through a network settlement system under the condition that the invoice information passes the checking to generate an invoice for settling the bill.

Specifically, under the condition that the invoice type is a receivable type, whether an invoice rule exists or not is judged, if the invoice rule does not exist, the fact that the invoice rule is not configured is prompted, invoicing cannot be applied, if the invoice rule exists, the invoice rule is matched, invoice data are clicked and pushed, and invoicing application data are generated according to a settlement bill, a settlement order and the invoice rule; importing information such as invoice head raising and billing mechanisms and the like, and updating order invoice information according to the order unique identifier; clicking to apply for invoicing, judging whether the invoice head-up and the taxpayer identification number exist, if not, prompting that the invoice head-up and taxpayer identification number information is absent, if so, generating invoicing record data according to the invoice head-up information, the invoicing mechanism and other groups, clicking to confirm the invoicing after checking the invoicing record amount and other information, and calling a network settlement system to invoice.

In one embodiment, after the invoicing is performed through the network settlement system and the invoice for the settlement bill is generated, the method may further include: and storing the invoice into a database, and generating a storage address of the invoice so as to obtain the invoice through the storage address. Specifically, the billing state information is monitored, the billing record state and the storage address of the invoicing are updated after the successful billing, and the billing state is updated in the event of the failure of the billing, which is the reason of the failure and the failure of the billing.

Fig. 3 is a flow diagram illustrating a bill settlement method according to an embodiment of the present invention.

As shown in fig. 3, the bill settlement method according to the embodiment of the present invention mainly includes an application system, a service system, a settlement system, a network settlement system, and a third party system (i.e., an external system). Firstly, an operating system creates a settlement rule in advance and synchronizes the settlement rule to a network settlement system, the settlement system receives an order from a business system, generates a settlement bill according to the settlement rule through a timing task, synchronizes the settlement bill to a third-party system, returns a bill confirmation result of the third-party system, records the confirmation time, the state, a confirmer and the like of an enterprise, stops the process and modifies the settlement bill if the bill confirmation result of the third-party system is that the settlement bill is wrong, and continues the process if the bill confirmation result of the third-party system is that the settlement bill is correct. And the operation system performs secondary confirmation on the settlement bill, pushes the settlement bill and the bill order details to the network settlement system to reconfirm the settlement bill under the condition that the secondary confirmation is correct, receives the result of reconfirming the settlement bill of the network settlement system, performs offline checking and adjustment to regenerate the settlement bill under the condition that the result of reconfirming the settlement bill is wrong, and updates the settlement bill to a third-party system under the condition that the result of reconfirming the settlement bill is correct.

After the statement of account is updated, an invoice corresponding to the statement of account may be generated. Receiving an invoice sent from a cooperation channel through a third-party system and providing the invoice to an operation system under the condition that the invoice type is payable, clicking to push invoice data according to a created invoice rule under the condition that the invoice type is receivable, generating invoice application data according to the invoice rule, importing information such as invoice heads and billing mechanisms, clicking to apply for billing, grouping according to the imported invoice heads and billing mechanisms to generate billing application data, checking the information through a settlement system and confirming the correctness of checking, and calling a network settlement system to bill. And after the invoice is successfully made, updating the invoice record state and the storage address of the invoice made after the invoice is made, and displaying the invoice information.

Fig. 4 is a schematic architecture diagram of a bill settlement method according to an embodiment of the present invention.

As shown in FIG. 4, in one embodiment, in the settlement order generator, the order completes the message consumption, queries the configured switch, returns if the switch is closed, prevents repeat consumption using a redis distributed lock; calling different settlement order storage services according to the service types by using a strategy mode; the settlement order storage service constructs settlement order information according to the order information, calculates commission and settlement amount according to settlement rules, and stores the commission and the settlement amount in a database; and the database settlement order table sends a change sending message, and the settlement orders are asynchronously stored in the ES storage cluster. In a settlement bill generator, a timing task is created through elastic-joba (a distributed timing task for secondary development), the timing task is executed every two hours every day, and a redis distributed lock is used for preventing repeated generation according to service types such as income and expense; inquiring all settlement rules, and inquiring a settlement order corresponding to the database according to the enterprise identification, the mall identification, the account date and the settlement type; calculating the total settlement amount according to the settlement order and the settlement rule, generating a settlement bill, and sending a message to asynchronously upload settlement detail data; and remotely calling a network settlement system to push settlement rules and settlement bills. Then generating an invoicing application, clicking a push invoicing button, and matching a corresponding settlement bill and a settlement order according to an invoice rule to generate invoicing application data; and calculating the invoicing amount according to the invoice rule, updating the invoice information according to the head-up of the imported invoice, and only updating the invoicing application and order invoice information table. Finally, generating an invoicing record, clicking an invoicing application button, traversing and grouping according to an invoicing mechanism, an invoicing heading, a bill number and the like to generate a plurality of invoicing record data; clicking a confirmation billing button, remotely calling a network settlement system for billing and updating the billing state; and monitoring the billing information of the network settlement system after the successful billing is successful, and updating the billing state and the electronic invoice address after the successful billing is finished.

Fig. 5 is a schematic diagram of main blocks of a bill settlement apparatus according to one embodiment of the present invention.

As shown in fig. 5, the bill settlement apparatus 500 according to an embodiment of the present invention mainly includes: a to-be-settled order obtaining module 501, a settlement bill generating module 502 and a bill settlement module 503.

And a to-be-settled order obtaining module 501, configured to respond to the bill settlement request and obtain the to-be-settled order according to a pre-configured settlement rule.

And the settlement bill generating module 502 is configured to generate a settlement bill according to the settlement rule through the order to be settled, and send the settlement bill to the external system.

And a bill settlement module 503, configured to perform bill settlement according to the settlement bill in response to the result of the confirmation of the settlement bill by the external system, if the result of the confirmation of the settlement bill is correct.

In an embodiment, the settlement rule may include a settlement order information rule, and the to-be-settled order obtaining module 501 is specifically configured to: and screening the settlement orders in the settlement order library according to the settlement order information rule, and taking the settlement orders of which the order information accords with the settlement order information rule as the orders to be settled, wherein the order information rule comprises one or more of a settlement service type, a settlement order state, a settlement period and a bill day.

In one embodiment, the settlement rules may further include settlement bill calculation logic, and the settlement bill generating module 502 is specifically configured to: and according to the calculation logic of the settlement bill, calculating according to the order to be settled, and generating the settlement bill according to the calculation result.

In one embodiment, a network settlement system verification module (not shown) may be further included for: and checking the settlement bill through the network settlement system and determining that the check is passed.

In one embodiment, an invoice generation module (not shown) is further included for: in response to a request for generating an invoice, obtaining a settlement bill and an invoice type of the settlement bill; acquiring an invoice of a settlement bill from an external system under the condition that the invoice type is a first invoice type; and under the condition that the invoice type is the second invoice type, generating an invoice for settling the bill according to a preconfigured invoice rule.

In one embodiment, the invoice generation module is specifically configured to: determining invoice information of the invoice according to the invoice rule and the settlement bill, wherein the invoice information can comprise one or more of an enterprise name, a business type, a billing mode, an invoice type, an invoice raising type and a billing amount type; and checking the invoice information, and issuing an invoice through a network settlement system under the condition that the invoice information passes the checking to generate an invoice for settling the bill.

In one embodiment, the invoice generation module is specifically configured to: and storing the invoice into a database, and generating a storage address of the invoice so as to obtain the invoice through the storage address.

In addition, the detailed implementation of the bill settlement apparatus in the embodiment of the present invention is already described in detail in the above bill settlement method, and therefore, the repeated contents are not described herein.

Fig. 6 illustrates an exemplary system architecture 600 of a bill settlement method or apparatus to which embodiments of the present invention may be applied.

As shown in fig. 6, the system architecture 600 may include terminal devices 601, 602, 603, a network 604, and a server 605. The network 604 serves as a medium for providing communication links between the terminal devices 601, 602, 603 and the server 605. Network 604 may include various types of connections, such as wire, wireless communication links, or fiber optic cables, to name a few.

A user may use the terminal devices 601, 602, 603 to interact with the server 605 via the network 604 to receive or send messages or the like. Various communication client applications, such as a bill settlement application, a bill settlement management application, an invoice generation application, an instant messaging tool, a mailbox client, social platform software, etc. (just examples) may be installed on the terminal devices 601, 602, 603.

The terminal devices 601, 602, 603 may be various electronic devices having a display screen and supporting web browsing, including but not limited to smart phones, tablet computers, laptop portable computers, desktop computers, and the like.

The server 605 may be a server that provides various services, such as a background management server (for example only) that supports a bill settlement type website browsed by a user using the terminal devices 601, 602, 603. The background management server can respond to the bill settlement request to the received data such as the bill settlement request and obtain the order to be settled according to the preset settlement rule; generating a settlement bill through the order to be settled according to the settlement rule, and sending the settlement bill to an external system; in response to the result of the confirmation of the settlement bill by the external system, in the case where the result of the confirmation of the settlement bill is correct, the settlement of the bill or the like is performed based on the settlement bill, and the result of the processing (for example, the result of the settlement of the bill-by way of example only) is fed back to the terminal device.

It should be noted that the bill settlement method provided by the embodiment of the present invention is generally executed by the server 605, and accordingly, the bill settlement apparatus is generally disposed in the server 605.

It should be understood that the number of terminal devices, networks, and servers in fig. 6 is merely illustrative. There may be any number of terminal devices, networks, and servers, as desired for an implementation.

Referring now to FIG. 7, shown is a block diagram of a computer system 700 suitable for use with a terminal device or server implementing embodiments of the present invention. The terminal device or the server shown in fig. 7 is only an example, and should not bring any limitation to the functions and the scope of use of the embodiments of the present invention.

As shown in fig. 7, the computer system 700 includes a Central Processing Unit (CPU) 701, which can perform various appropriate actions and processes in accordance with a program stored in a Read Only Memory (ROM) 702 or a program loaded from a storage section 708 into a Random Access Memory (RAM) 703. In the RAM 703, various programs and data necessary for the operation of the system 700 are also stored. The CPU 701, the ROM 702, and the RAM 703 are connected to each other via a bus 704. An input/output (I/O) interface 705 is also connected to bus 704.

The following components are connected to the I/O interface 705: an input portion 706 including a keyboard, a mouse, and the like; an output section 707 including a display such as a Cathode Ray Tube (CRT), a Liquid Crystal Display (LCD), and the like, and a speaker; a storage section 708 including a hard disk and the like; and a communication section 709 including a network interface card such as a LAN card, a modem, or the like. The communication section 709 performs communication processing via a network such as the internet. A drive 710 is also connected to the I/O interface 705 as needed. A removable medium 711 such as a magnetic disk, an optical disk, a magneto-optical disk, a semiconductor memory, or the like is mounted on the drive 710 as necessary, so that a computer program read out therefrom is mounted into the storage section 708 as necessary.

In particular, according to embodiments of the present disclosure, the processes described above with reference to the flow diagrams may be implemented as computer software programs. For example, embodiments of the present disclosure include a computer program product comprising a computer program embodied on a computer-readable medium, the computer program comprising program code for performing the method illustrated by the flow chart. In such an embodiment, the computer program can be downloaded and installed from a network through the communication section 709, and/or installed from the removable medium 711. The computer program performs the above-described functions defined in the system of the present invention when executed by the Central Processing Unit (CPU) 701.

It should be noted that the computer readable medium shown in the present invention can be a computer readable signal medium or a computer readable storage medium or any combination of the two. A computer readable storage medium may be, for example, but not limited to, an electronic, magnetic, optical, electromagnetic, infrared, or semiconductor system, apparatus, or device, or any combination of the foregoing. More specific examples of the computer readable storage medium may include, but are not limited to: an electrical connection having one or more wires, a portable computer diskette, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a portable compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing. In the context of the present invention, a computer readable storage medium may be any tangible medium that can contain, or store a program for use by or in connection with an instruction execution system, apparatus, or device. In the present invention, however, a computer readable signal medium may include a propagated data signal with computer readable program code embodied therein, for example, in baseband or as part of a carrier wave. Such a propagated data signal may take any of a variety of forms, including, but not limited to, electro-magnetic, optical, or any suitable combination thereof. A computer readable signal medium may also be any computer readable medium that is not a computer readable storage medium and that can communicate, propagate, or transport a program for use by or in connection with an instruction execution system, apparatus, or device. Program code embodied on a computer readable medium may be transmitted using any appropriate medium, including but not limited to: wireless, wire, fiber optic cable, RF, etc., or any suitable combination of the foregoing.

The flowchart and block diagrams in the figures illustrate the architecture, functionality, and operation of possible implementations of systems, methods and computer program products according to various embodiments of the present invention. In this regard, each block in the flowchart or block diagrams may represent a module, segment, or portion of code, which comprises one or more executable instructions for implementing the specified logical function(s). It should also be noted that, in some alternative implementations, the functions noted in the block may occur out of the order noted in the figures. For example, two blocks shown in succession may, in fact, be executed substantially concurrently, or the blocks may sometimes be executed in the reverse order, depending upon the functionality involved. It will also be noted that each block of the block diagrams or flowchart illustration, and combinations of blocks in the block diagrams or flowchart illustration, can be implemented by special purpose hardware-based systems which perform the specified functions or acts, or combinations of special purpose hardware and computer instructions.

The modules described in the embodiments of the present invention may be implemented by software or hardware. The described modules may also be provided in a processor, which may be described as: a processor comprises an order acquisition module to be settled, a settlement bill generation module and a bill settlement module. Where the names of these modules do not constitute a limitation on the module itself in some cases, for example, the to-be-settled order acquisition module may also be described as "a module for acquiring an order to be settled according to pre-configured settlement rules in response to a bill settlement request.

As another aspect, the present invention also provides a computer-readable medium that may be contained in the apparatus described in the above embodiments; or may be separate and not assembled into the device. The computer readable medium carries one or more programs which, when executed by a device, cause the device to comprise: responding to the bill settlement request, and acquiring an order to be settled according to a preset settlement rule; generating a settlement bill through the order to be settled according to the settlement rule, and sending the settlement bill to an external system; in response to the confirmation result of the settlement bill of the external system, in case that the confirmation result of the settlement bill is correct, the bill settlement is performed according to the settlement bill

According to the technical scheme of the embodiment of the invention, in response to a bill settlement request, an order to be settled is obtained according to a preset settlement rule; generating a settlement bill through the order to be settled according to the settlement rule, and sending the settlement bill to an external system; and in response to the settlement bill confirmation result of the external system, performing bill settlement according to the settlement bill if the settlement bill confirmation result is that the settlement bill is correct. The automatic bill settlement scheme with the functions of online account checking, settlement and the like of an external system can be realized, the time cost and the labor cost consumed by bill settlement are reduced, the accuracy and the efficiency of bill settlement are improved, the problem of wrong account checking of business bills is avoided, and the account bills are managed in a unified manner.

The above-described embodiments should not be construed as limiting the scope of the invention. Those skilled in the art will appreciate that various modifications, combinations, sub-combinations, and substitutions can occur, depending on design requirements and other factors. Any modification, equivalent replacement, and improvement made within the spirit and principle of the present invention should be included in the protection scope of the present invention.

Claims (10)

1. A bill settlement method, comprising:

responding to the bill settlement request, and acquiring an order to be settled according to a preset settlement rule;

generating a settlement bill according to the settlement rule through the order to be settled, and sending the settlement bill to an external system;

and responding to a settlement bill confirmation result of the external system, and performing bill settlement according to the settlement bill under the condition that the settlement bill confirmation result is that the settlement bill is correct.

2. The method according to claim 1, wherein the settlement rules include a settlement order information rule, and the obtaining the order to be settled according to the pre-configured settlement rules comprises:

and screening the settlement orders in the settlement order library according to the settlement order information rule, and taking the settlement orders with order information conforming to the settlement order information rule as the orders to be settled, wherein the order information rule comprises one or more of a settlement service type, a settlement order state, a settlement period and a bill day.

3. The method of claim 1, wherein the settlement rules further comprise settlement bill calculation logic, and wherein generating a settlement bill from the order to be settled according to the settlement rules comprises:

and according to the settlement bill calculation logic, calculating according to the order to be settled, and generating the settlement bill according to a calculation result.

4. The method of claim 1, wherein prior to performing bill settlement based on the bill for settlement, further comprising:

and verifying the settlement bill through a network settlement system, and determining that the verification is passed.

5. The method of claim 1, further comprising, after said bill settlement according to said bill of settlement, the steps of:

in response to a request for generating an invoice, obtaining the statement of account and an invoice type for the statement of account;

if the invoice type is a first invoice type, acquiring an invoice of the settlement bill from the external system;

and under the condition that the invoice type is a second invoice type, generating an invoice of the settlement bill according to a preconfigured invoice rule.

6. The method of claim 5, wherein generating an invoice for the statement of settlement according to preconfigured invoice rules comprises:

determining invoice information of the invoice according to the invoice rule and the settlement bill, wherein the invoice information comprises one or more of an enterprise name, a business type, a billing mode, an invoice type, an invoice new line type and a billing amount type;

and verifying the invoice information, and issuing an invoice through a network settlement system under the condition that the invoice information passes the verification to generate the invoice of the settlement bill.

7. The method of claim 6, wherein after the invoicing via the network settlement system to generate the invoice for the settlement bill, further comprising:

and storing the invoice into a database, and generating the storage address of the invoice so as to obtain the invoice through the storage address.

8. A bill settlement apparatus, comprising:

the to-be-settled order acquisition module is used for responding to the bill settlement request and acquiring the to-be-settled order according to a preset settlement rule;

the settlement bill generating module is used for generating a settlement bill through the order to be settled according to the settlement rule and sending the settlement bill to an external system;

and the bill settlement module is used for responding to a settlement bill confirmation result of the external system and performing bill settlement according to the settlement bill under the condition that the settlement bill confirmation result is correct.

9. An electronic device, comprising:

one or more processors;

a storage device for storing one or more programs,

when executed by the one or more processors, cause the one or more processors to implement the method of any one of claims 1-7.

10. A computer-readable medium, on which a computer program is stored which, when being executed by a processor, carries out the method according to any one of claims 1-7.

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