CN115879926A

CN115879926A - Payment mode recommendation method, device, equipment, storage medium and program product

Info

Publication number: CN115879926A
Application number: CN202111155042.9A
Authority: CN
Inventors: 王迎芝; 罗雅倩
Original assignee: Beijing Didi Infinity Technology and Development Co Ltd
Current assignee: Beijing Didi Infinity Technology and Development Co Ltd
Priority date: 2021-09-29
Filing date: 2021-09-29
Publication date: 2023-03-31

Abstract

The disclosure provides a payment method recommendation method, a payment method recommendation device, a computer device and a storage medium, wherein the method comprises the following steps: responding to a charge payment request sent by a driver end, and acquiring user attribute information of a passenger end corresponding to the driver end; and determining a target payment mode matched with the passenger terminal based on the user attribute information, and sending payment mode information corresponding to the target payment mode to the driver terminal so that the first payment page is used for guiding the passenger terminal to complete the payment operation corresponding to the payment request according to the target payment mode. According to the method and the device, the user attribute information is used for automatically recommending the target payment mode matched with the user attribute information for the passenger, so that the communication time between a driver and the passenger can be reduced, the working efficiency of the driver is improved, and the experience of the passenger is improved.

Description

Payment mode recommendation method, device, equipment, storage medium and program product

Technical Field

The present disclosure relates to the field of internet technologies, and in particular, to a payment method recommendation method, apparatus, device, storage medium, and program product.

Background

Aiming at the online car booking platform, a driver end is provided with a plurality of payment modes for passengers to pay, and after the driver communicates with the passengers, the driver manually selects the payment mode determined by the passengers and enters the payment mode page to pay.

Disclosure of Invention

The embodiment of the disclosure at least provides a payment mode recommendation method, a payment mode recommendation device, computer equipment and a storage medium.

In a first aspect, an embodiment of the present disclosure provides a payment method recommendation method, applied to a server, including:

responding to a cost payment request sent by a driver end, and acquiring user attribute information of a passenger end corresponding to the driver end;

determining a target payment mode matched with the passenger terminal based on the user attribute information;

sending payment mode information corresponding to the target payment mode to the driver end so that the driver end can display a corresponding first payment page according to the payment mode information; the first payment page is used for guiding the passenger end to complete the payment operation corresponding to the payment request according to the target payment mode.

In an optional implementation manner, the user attribute information includes information of a user concerning a preset platform corresponding to the passenger end; the first payment page comprises a first payment sub-page;

the determining of the target payment mode matched with the passenger terminal based on the user attribute information comprises the following steps:

determining that a target payment mode matched with the passenger terminal comprises a first payment mode under the condition that the user attribute information indicates that the user pays attention to the preset platform; the payment mode information corresponding to the first payment mode comprises first coding information corresponding to the preset platform;

the sending the payment mode information corresponding to the target payment mode to the driver side comprises the following steps:

and sending the first coding information to the driver end so that the driver end displays a corresponding first payment sub-page according to the first coding information, wherein the first payment sub-page is used for displaying a first code so as to guide the passenger end to complete the payment operation corresponding to the payment request through the first code corresponding to the preset platform.

In an optional embodiment, the user attribute information includes information of interest of a user corresponding to the passenger terminal to a preset platform, and the first payment page includes a second payment sub-page;

the determining of the target payment mode matched with the passenger terminal based on the user attribute information further comprises:

under the condition that the user attribute information indicates that the user does not pay attention to the preset platform, determining that a target payment mode matched with the passenger terminal comprises a second payment mode; the payment mode information corresponding to the second payment mode comprises second coding information;

the sending the payment mode information corresponding to the target payment mode to the terminal of the driver further comprises:

and sending the second coded information to the driver end so that the driver end displays a corresponding second payment sub-page according to the second coded information, wherein the second payment sub-page is used for displaying a second code so as to guide the passenger end to pay attention to the preset platform through the second code and finish the expense payment operation corresponding to the expense payment request in the preset platform through a preset payment mode.

In an optional embodiment, the obtaining, in response to a payment request sent by a driver, user attribute information of a passenger side corresponding to the driver side includes:

responding to a expense payment request sent by the driver end, and determining identity identification information of a passenger end corresponding to the driver end, wherein the identity identification information is carried in the expense payment request;

and determining the user attribute information of the passenger terminal based on the identity identification information.

In a second aspect, an embodiment of the present disclosure further provides a payment method recommendation method, applied to a terminal of a server, including:

responding to a charging submission operation, determining to send a charge acquisition request to a server side so that the server side can acquire user attribute information of a passenger side corresponding to the driver side based on the charge acquisition request, determining a target payment mode matched with the passenger side based on the user attribute information, and feeding back payment mode information corresponding to the target payment mode;

under the condition that payment mode information sent by the server is received, displaying a corresponding first payment page according to the payment mode information; the first payment page is used for guiding the passenger end to complete the payment operation corresponding to the payment request.

In an optional implementation manner, after the first payment page is displayed, the method further includes:

responding to the payment mode switching operation on the first payment page, and displaying a second payment page corresponding to the payment mode switching operation; the second payment page is used for guiding the passenger end to complete the payment operation corresponding to the payment request in other payment modes except the target payment mode.

In an alternative embodiment, the other payment methods include a cash payment method or an online payment method.

In a third aspect, an embodiment of the present disclosure further provides a payment method recommendation device, which is applied to a server, and includes:

the information acquisition module is used for responding to a charge payment request sent by a driver end and acquiring user attribute information of a passenger end corresponding to the driver end;

the information determining module is used for determining a target payment mode matched with the passenger terminal based on the user attribute information;

the first sending module is used for sending the payment mode information corresponding to the target payment mode to the driver end so that the driver end can display a corresponding first payment page according to the payment mode information; the first payment page is used for guiding the passenger end to complete the payment operation corresponding to the payment request according to the target payment mode.

In an optional implementation manner, the user attribute information includes information of a user concerning a preset platform corresponding to the passenger terminal; the first payment page comprises a first payment sub-page;

the information determining module is specifically configured to determine that a target payment method matched with the passenger terminal includes a first payment method under the condition that the user attribute information indicates that the user has paid attention to the preset platform; the payment mode information corresponding to the first payment mode comprises first coding information corresponding to the preset platform;

the first sending module is specifically configured to send the first encoded information to the driver side, so that the driver side displays a corresponding first payment sub-page according to the first encoded information, where the first payment sub-page is used to display a first code, so as to guide the passenger side to complete a payment operation corresponding to the payment request through the first code corresponding to the preset platform.

In an optional implementation manner, the user attribute information includes information of interest of a user corresponding to the passenger terminal to a preset platform, and the first payment page includes a second payment sub-page;

the information determination module is further used for determining that the target payment mode matched with the passenger terminal comprises a second payment mode under the condition that the user attribute information indicates that the user does not pay attention to the preset platform; the payment mode information corresponding to the second payment mode comprises second coding information;

the first sending module is further configured to send the second encoded information to the driver end, so that the driver end displays a corresponding second payment sub-page according to the second encoded information, where the second payment sub-page is used for displaying a second code, so as to guide the passenger end to pay attention to the preset platform through the second code, and complete a payment operation corresponding to the payment request in the preset platform through a preset payment manner.

In an optional implementation manner, the information obtaining module is specifically configured to determine, in response to a fee payment request sent by the driver, identification information of a passenger end corresponding to the driver end, which is carried in the fee payment request;

In a fourth aspect, an embodiment of the present disclosure further provides a payment method recommendation device, applied to a server side, including:

the second sending module is used for responding to the charging submission operation, determining to send a fee obtaining request to a server side so that the server side obtains user attribute information of a passenger side corresponding to the driver side based on the fee obtaining request, determining a target payment mode matched with the passenger side based on the user attribute information, and feeding back payment mode information corresponding to the target payment mode;

the information display module is used for displaying a corresponding first payment page according to the payment mode information under the condition of receiving the payment mode information sent by the server; the first payment page is used for guiding the passenger end to complete the payment operation corresponding to the payment request.

In an optional implementation manner, the apparatus further includes an information switching module, configured to, after the first payment page is displayed, in response to a payment manner switching operation on the first payment page, display a second payment page corresponding to the payment manner switching operation; the second payment page is used for guiding the passenger end to complete the payment operation corresponding to the payment request in other payment modes except the target payment mode.

In a fifth aspect, an embodiment of the present disclosure further provides a computer device, including: a processor, a memory and a bus, the memory storing machine-readable instructions executable by the processor, the processor and the memory communicating via the bus when the computer device is running, the machine-readable instructions when executed by the processor performing the steps of the first aspect, or any one of the possible payment method recommendations of the first aspect; alternatively, the steps of the second aspect described above, or any one of the possible payment method recommendation methods of the second aspect, are performed.

In a sixth aspect, the disclosed embodiments further provide a computer-readable storage medium, where a computer program is stored on the computer-readable storage medium, where the computer program is executed by a processor to perform the steps of the first aspect, or any one of the possible payment method recommendation methods in the first aspect; alternatively, the steps of the second aspect described above, or any one of the possible payment method recommendation methods of the second aspect, are performed.

In a seventh aspect, the disclosed embodiments provide a computer program product, including a computer program/instructions, which when executed by a processor, implement the steps of the first aspect, or any one of the possible payment method recommendation methods of the first aspect, as described above; alternatively, the steps of the second aspect described above, or any one of the possible payment method recommendation methods of the second aspect, are implemented.

For the description of the effects of the payment method recommendation apparatus, the computer device and the storage medium, reference is made to the description of the payment method recommendation method, and details are not repeated here.

The payment mode recommendation method, the payment mode recommendation device, the payment mode recommendation equipment, the storage medium and the program product provided by the embodiment of the disclosure acquire the user attribute information of the passenger end corresponding to the driver end by responding to the charge payment request sent by the driver end; and determining a target payment mode matched with the passenger terminal based on the user attribute information, and sending payment mode information corresponding to the target payment mode to the terminal of the driver so that the first payment page is used for guiding the passenger terminal to complete the payment operation corresponding to the payment request according to the target payment mode. Compared with the prior art that the payment mode can be determined only after the driver communicates with the passenger, the payment mode determining method determines a target payment mode matched with the passenger end by using the user attribute information, wherein the target payment mode is a fee payment mode which can be selected by the passenger with high probability, and then the payment mode information corresponding to the target payment mode is preferentially displayed by using the terminal of the driver.

In order to make the aforementioned objects, features and advantages of the present disclosure more comprehensible, preferred embodiments accompanied with figures are described in detail below.

Drawings

In order to more clearly illustrate the technical solutions of the embodiments of the present disclosure, the drawings required for use in the embodiments will be briefly described below, and the drawings herein incorporated in and forming a part of the specification illustrate embodiments consistent with the present disclosure and, together with the description, serve to explain the technical solutions of the present disclosure. It is to be understood that the following drawings depict only certain embodiments of the disclosure and are therefore not to be considered limiting of its scope, for those skilled in the art to which the disclosure pertains without the benefit of the inventive faculty, and that additional related drawings may be derived therefrom.

Fig. 1 shows a flowchart of a payment method recommendation method provided by an embodiment of the present disclosure;

fig. 2a is a schematic illustration showing a first payment sub-page in a first payment page corresponding to a terminal of a driver provided by an embodiment of the present disclosure;

fig. 2b is a schematic illustration showing a second payment sub-page in the first payment page corresponding to the terminal of the driver provided by the embodiment of the present disclosure;

fig. 2c is a schematic illustration showing a third payment sub-page in the first payment page corresponding to the terminal of the driver provided by the embodiment of the disclosure;

FIG. 3 illustrates a flow chart of another payment method recommendation method provided by embodiments of the present disclosure;

FIG. 4 illustrates a block diagram of a payment method recommendation system provided by an embodiment of the present disclosure;

fig. 5 is a schematic diagram illustrating a payment method recommendation apparatus provided in an embodiment of the present disclosure;

FIG. 6 is a schematic diagram of another payment method recommendation apparatus provided by an embodiment of the present disclosure;

fig. 7 shows a schematic structural diagram of a computer device provided in an embodiment of the present disclosure.

Detailed Description

In order to make the objects, technical solutions and advantages of the embodiments of the present disclosure more clear, the technical solutions of the embodiments of the present disclosure will be described clearly and completely with reference to the drawings in the embodiments of the present disclosure, and it is obvious that the described embodiments are only a part of the embodiments of the present disclosure, not all of the embodiments. The components of the embodiments of the present disclosure, as generally described and illustrated in the figures herein, could be arranged and designed in a wide variety of different configurations. Thus, the following detailed description of the embodiments of the disclosure, provided in the accompanying drawings, is not intended to limit the scope of the disclosure, as claimed, but is merely representative of selected embodiments of the disclosure. All other embodiments, which can be derived by a person skilled in the art from the embodiments of the disclosure without making creative efforts, shall fall within the protection scope of the disclosure.

Furthermore, the terms "first," "second," and the like in the description and in the claims, and in the drawings described above, in the embodiments of the present disclosure are used for distinguishing between similar elements and not necessarily for describing a particular sequential or chronological order. It will be appreciated that the data so used may be interchanged under appropriate circumstances such that the embodiments described herein may be practiced otherwise than as specifically illustrated or described herein.

Reference herein to "a plurality or a number" means two or more. "and/or" describes the association relationship of the associated objects, meaning that there may be three relationships, e.g., a and/or B, which may mean: a exists alone, A and B exist simultaneously, and B exists alone. The character "/" generally indicates that the former and latter associated objects are in an "or" relationship.

Research shows that for the online car booking platform, a driver end is provided with a plurality of payment modes for passengers to pay, and after the driver communicates with the passengers, the driver manually selects the payment mode determined by the passengers and enters a payment mode page to pay.

Based on the research, the invention provides a payment mode recommendation method, which determines a target payment mode matched with a passenger terminal by using user attribute information, wherein the target payment mode is a fee payment mode selected by the passenger with a high probability, and then preferentially displays payment mode information corresponding to the target payment mode by using a driver terminal.

The above-mentioned drawbacks are the results of the inventor after practical and careful study, and therefore, the discovery process of the above-mentioned problems and the solutions proposed by the present disclosure to the above-mentioned problems should be the contribution of the inventor in the process of the present disclosure.

It should be noted that: like reference numbers and letters refer to like items in the following figures, and thus, once an item is defined in one figure, it need not be further defined and explained in subsequent figures.

To facilitate understanding of the present embodiment, first, a payment method recommendation method disclosed in the embodiments of the present disclosure is described in detail, where an execution subject of the payment method recommendation method provided in the embodiments of the present disclosure is generally a computer device with certain computing capability, and the computer device includes, for example: terminal equipment or servers or other processing devices. In some possible implementations, the payment method recommendation method may be implemented by a processor invoking computer readable instructions stored in a memory.

The following describes a payment method recommendation method provided by the embodiment of the present disclosure by taking an execution subject as a server.

Referring to fig. 1, a flowchart of a payment method recommendation method provided in an embodiment of the present disclosure is shown, where the method includes steps S101 to S103, where:

s101: and acquiring user attribute information of a passenger side corresponding to the driver side in response to a payment request sent by the driver side.

The payment mode recommendation method disclosed by the embodiment of the disclosure can be applied to platform payment application scenes such as online taxi appointment and the like. The driver end is the client end where the driver is located; the server is the service platform end where the server is located.

In this step, the fee payment request may be a request that the driver displays a payment page to the server through a request sent from the driver to the server after determining that the service is finished, so as to collect the service fee from the passenger.

The user attribute information includes information of interest of a user (such as a passenger) corresponding to the passenger side to a preset platform, for example, the preset platform may be a network car-booking public number, and the user attribute information is information of interest of the user to the network car-booking public number, including interest or no interest. The preset platform may also include other preset platforms, which may be set according to an actual application scenario, and the embodiment of the present disclosure is not specifically limited.

In some embodiments, after responding to the fee payment request sent by the driver, the service end may obtain the identification information of the passenger end corresponding to the driver end from the fee payment request. The fee payment request carries identification information of the passenger terminal, and the identification information may be, for example, a registration identifier of a car booking platform of a registration network of the passenger terminal, or an identification number (ID) or the like. Then, the service end can determine the user attribute information of the passenger end corresponding to the identity information by identifying the identity information of the passenger end.

For example, the user attribute information may be recorded in the online car appointment platform in advance, and the service end may invoke the user attribute information of the passenger through the identification information at any time.

S102: and determining a target payment mode matched with the passenger terminal based on the user attribute information.

The method comprises the steps that the corresponding relation between user attribute information and target payment modes is preset in a server, and specifically, under the condition that the user attribute information indicates that a user pays attention to a preset platform, the corresponding target payment modes including a first payment mode are determined; and under the condition that the user attribute information indicates that the user does not pay attention to the preset platform, determining that the corresponding target payment mode comprises a second payment mode.

The payment method information corresponding to the first payment method includes first coding information corresponding to a preset platform, the first coding information may include a first code, and the first code may include an applet sun code, for example, and is used for guiding a user to complete a payment operation corresponding to the payment request according to the first payment method. For example, the first payment method may be a solar code payment method for scanning an applet corresponding to a preset platform; the payment method information corresponding to the first payment method may include a solar code of the applet, a service charge amount, page switching prompt information (such as button information instructing to jump to other payment sub-pages), and the like.

The payment mode information corresponding to the second payment mode includes second code information corresponding to the preset platform, the second code information includes a second code, and the second code may include a public number two-dimensional code, for example, and is used for indicating that the user pays attention to the preset platform. For example, the second payment method may be a two-dimensional code payment method for scanning a public number corresponding to the preset platform; the payment mode information corresponding to the second payment mode may include a two-dimensional code of a public number, a service charge amount, page switching prompt information, and the like.

In specific implementation, the user attribute information is determined based on the identification information of the passenger terminal, so that the user attribute information corresponds to the passenger terminal, and then the target payment mode matched with the passenger terminal can be determined according to the corresponding relation between the user attribute information and the target payment mode. Specifically, under the condition that the user attribute information indicates that the user pays attention to the preset platform, determining that the target payment mode matched with the passenger terminal comprises a first payment mode; and under the condition that the user attribute information indicates that the user does not pay attention to the preset platform, determining that the target payment mode matched with the passenger terminal comprises a second payment mode.

S103: sending payment mode information corresponding to the target payment mode to a driver end so that the driver end can display a corresponding first payment page according to the payment mode information; the first payment page is used for guiding the passenger end to complete the payment operation corresponding to the payment request according to the target payment mode.

The first payment page comprises a first payment sub-page, and in some embodiments, in the case that the target payment mode comprises the first payment mode, the first payment sub-page is preferentially displayed, that is, the first encoded information is preferentially displayed, by the terminal of the server. When the method is specifically implemented, the first coding information is sent to the driver end, so that the driver end displays the corresponding first payment sub-page according to the first coding information, wherein the first payment sub-page is used for displaying the first coding, and the passenger end is guided to complete the payment operation corresponding to the payment request through the first coding corresponding to the preset platform.

For example, since the first payment sub-page is preset for displaying the first code, after the driver receives the first code information, the first payment sub-page matching with the first code information is determined and displayed; and then, the user scans the first code in the first payment sub-page through the passenger terminal, the passenger terminal jumps to a fee payment page, and the user completes fee payment operation on the fee payment page.

The first payment page includes a second payment sub-page. In some embodiments, in the case that the target payment means includes a second payment means, it is determined that the second payment sub-page is preferentially displayed on the terminal of the driver, that is, the second encoded information is preferentially displayed. In specific implementation, the second coded information is sent to the driver end, so that the driver end displays a corresponding second payment sub-page according to the second coded information, wherein the second payment sub-page is used for displaying a second code so as to guide the passenger end to pay attention to the preset platform through the second code, and the payment operation corresponding to the payment request is completed in the preset platform through a preset payment mode.

For example, since the second payment sub-page is preset for displaying the second code, after the driver receives the second code information, the second payment sub-page matched with the second code information is determined and displayed; and then, the user scans a second code in the second payment sub-page through the passenger terminal, the passenger terminal jumps to a public number attention page corresponding to the preset platform, the user firstly pays attention to the public number corresponding to the preset platform, then, the user can enter the preset platform through the public number, and the user can complete the expense payment operation on the expense payment page of the preset platform. Or, the user can enter the expense payment page to complete expense payment operation through a preset payment mode displayed by a public number, such as a third-party link or a two-dimensional code.

Fig. 2a is a schematic view showing a first payment sub-page in a first payment page corresponding to a driver side. Fig. 2b is a schematic view showing a second payment sub-page in the first payment page corresponding to the terminal of the driver. Fig. 2c is a schematic diagram showing a third payment sub-page in a third payment page corresponding to the terminal of the driver. Comprising a first payment page 21, a first payment subpage 22, a second payment subpage 23, a third payment subpage 24, a button 25 indicating a jump to the first payment subpage, a button 26 indicating a jump to the second payment subpage, a button 27 indicating a jump to the third payment subpage. Wherein, the first pay sub-page 22 is used for showing the first code 221; the second payment sub-page 23 is used for displaying a second code 231; the third payment sub-page 24 is used to show driver's information 241 for determining passenger's fee payment and a "confirm" button 242, and the driver's information 241 for determining passenger's fee payment, for example, "please determine whether the passenger has completed cash payment? ". The first payment page 21 also displays payment method information corresponding to the target payment method, including the service charge amount 211 and the like.

The above-mentioned S101 to S103 determine, by using the user attribute information, a target payment manner that is matched with the passenger terminal, where the target payment manner is a payment manner that the passenger has a high probability of selecting, and then preferentially display, by using the driver terminal, payment manner information corresponding to the target payment manner.

The following describes a payment method recommendation method provided by the embodiment of the present disclosure by taking a terminal device corresponding to a terminal as an execution subject.

Referring to fig. 3, a flowchart of another payment method recommendation method provided in the embodiment of the present disclosure is shown, where the method includes S301 to S302, where:

s301: responding to the charging submission operation, determining to send a charge acquisition request to the server so that the server acquires user attribute information of a passenger end corresponding to the driver end based on the charge acquisition request, determining a target payment mode matched with the passenger end based on the user attribute information, and feeding back payment mode information corresponding to the target payment mode;

s302: under the condition that payment mode information sent by a server is received, displaying a corresponding first payment page according to the payment mode information; the first payment page is used for guiding the passenger terminal to complete the payment operation corresponding to the payment request.

Here, the charge submitting operation may be an operation in which the driver triggers a "submit charge" button to send a charge acquiring request to the server after determining that the service is ended and verifying the amount of the service charge.

For the detailed description of S301 to S302, refer to the detailed description of S101 to S103, and the repeated description is omitted.

In a possible implementation manner, the target payment manner corresponding to the payment manner information displayed in the first payment page is a payment manner preferentially recommended by the service end for the passenger according to the user attribute information, that is, a payment manner that the passenger will select with a high probability. If the passenger refuses to use the target payment mode recommended by the service terminal to pay the fee, the driver can switch other payment modes at the driver terminal.

In specific implementation, responding to the payment mode switching operation on the first payment page, and displaying a second payment page corresponding to the payment mode switching operation; the second payment page is used for guiding the passenger end to complete the payment operation corresponding to the payment request in payment modes other than the target payment mode.

Here, the payment mode switching operation may be an operation in which the driver triggers any one of jump buttons in the first payment page 21, wherein the jump buttons include a button 25 instructing a jump to the first payment sub-page, a button 26 instructing a jump to the second payment sub-page, or a button 27 instructing a jump to the third payment sub-page. Other payment means besides the target payment means may include cash payment means or on-line payment means. The online payment method includes, for example, a payment method in which a passenger scans a driver to receive a two-dimensional code.

And displaying a second payment page corresponding to the payment mode switching operation, for example, under the condition that the current first payment page is displayed as the first payment sub-page or the second payment sub-page, if the payment mode switching operation is to trigger a button 27 for jumping to the third payment sub-page, the second payment page includes the third payment sub-page.

In some embodiments, the driver can also switch among the first payment sub-page, the second payment sub-page and the third payment sub-page at will according to the passenger, and the selected payment mode of the passenger is matched.

Referring to fig. 4, it is a block diagram of a payment means recommendation system; including a driver end 41, a service end 42, and a passenger end 43.

Driver end 41: after the service is determined to be finished, checking the payment amount and submitting the charging;

the server 42: determining whether the passenger pays attention to the preset platform or not according to the identity identification information, if the passenger pays attention to the preset platform, determining a first payment mode, and sending payment mode information corresponding to the first payment mode to the driver end 41; if the preset platform is not concerned, determining a second payment mode, and sending payment mode information corresponding to the second payment mode to the driver end 41;

driver end 41: if the payment mode information corresponding to the first payment mode is received, displaying a first payment sub-page; if the payment mode information corresponding to the second payment mode is received, displaying a second payment sub-page;

the passenger side 43: the method comprises the steps that an applet corresponding to a preset platform can enter to complete a fee payment operation by scanning a first code displayed in a first payment sub-page; or, the public number corresponding to the preset platform can be entered by scanning the second code displayed in the second payment sub-page, and then, the payment operation of the fee is completed in the public number;

a driver end 41: responding to the payment mode switching operation, and switching from the current payment sub-page to other payment sub-pages; for example, any switching between the first payment sub-page, the second payment sub-page, and the third payment sub-page;

the passenger end 43: the payment operation may be performed by other payment means than the target payment means.

It will be understood by those skilled in the art that in the method of the present invention, the order of writing the steps does not imply a strict order of execution and any limitations on the implementation, and the specific order of execution of the steps should be determined by their function and possible inherent logic.

Based on the same inventive concept, a payment method recommendation device corresponding to the payment method recommendation method is further provided in the embodiments of the present disclosure, and as the principle of solving the problem of the device in the embodiments of the present disclosure is similar to the payment method recommendation method in the embodiments of the present disclosure, the implementation of the device may refer to the implementation of the method, and repeated details are not described again.

Referring to fig. 5, a schematic diagram of a payment method recommendation device provided in an embodiment of the present disclosure is shown, where the device includes: an information acquisition module 501, an information determination module 502 and a first sending module 503; wherein, the first and the second end of the pipe are connected with each other,

an information obtaining module 501, configured to obtain, in response to a payment request sent by a driver, user attribute information of a passenger side corresponding to the driver side;

an information determining module 502, configured to determine a target payment method matched with the passenger terminal based on the user attribute information;

a first sending module 503, configured to send payment mode information corresponding to the target payment mode to the driver end, so that the driver end displays a corresponding first payment page according to the payment mode information; the first payment page is used for guiding the passenger end to complete the payment operation corresponding to the payment request according to the target payment mode.

the information determining module 502 is specifically configured to determine that the target payment manner matched with the passenger terminal includes a first payment manner when the user attribute information indicates that the user has paid attention to the preset platform; the payment mode information corresponding to the first payment mode comprises first coding information corresponding to the preset platform;

the first sending module 503 is specifically configured to send the first encoded information to the driver end, so that the driver end displays a corresponding first payment sub-page according to the first encoded information, where the first payment sub-page is used to display a first code, so as to guide the passenger end to complete a payment operation corresponding to the payment request through the first code corresponding to the preset platform.

the information determining module 502 is further configured to determine that the target payment method matched with the passenger terminal includes a second payment method when the user attribute information indicates that the user is not paying attention to the preset platform; the payment mode information corresponding to the second payment mode comprises second coding information;

the first sending module 503 is further configured to send the second encoded information to the driver end, so that the driver end displays a corresponding second payment sub-page according to the second encoded information, where the second payment sub-page is used for displaying a second code, so as to guide the passenger end to pay attention to the preset platform through the second code, and complete the payment operation corresponding to the payment request in the preset platform through a preset payment manner.

In an optional implementation manner, the information obtaining module 501 is specifically configured to determine, in response to a fee payment request sent by the driver, identification information of a passenger end corresponding to the driver end, which is carried in the fee payment request;

Referring to fig. 6, a schematic diagram of another payment method recommendation device provided in the embodiment of the present disclosure is shown, where the device includes: a second sending module 601 and an information display module 602; wherein the content of the first and second substances,

a second sending module 601, configured to determine to send a fee obtaining request to a server in response to a charging submission operation, so that the server obtains, based on the fee obtaining request, user attribute information of a passenger end corresponding to the driver end, determine, based on the user attribute information, a target payment manner matched with the passenger end, and feed back payment manner information corresponding to the target payment manner;

the information display module 602 is configured to, in a case that payment mode information sent by the server is received, display a corresponding first payment page according to the payment mode information; the first payment page is used for guiding the passenger end to complete the payment operation corresponding to the payment request.

In an optional embodiment, the apparatus further includes an information switching module 603, configured to, after displaying the first payment page, display a second payment page corresponding to a payment mode switching operation in response to the payment mode switching operation on the first payment page; the second payment page is used for guiding the passenger end to complete the payment operation corresponding to the payment request in other payment modes except the target payment mode.

The description of the processing flow of each module in the device and the interaction flow between the modules may refer to the related description in the above method embodiments, and will not be described in detail here.

Based on the same technical concept, the embodiment of the application also provides computer equipment. Referring to fig. 7, a schematic structural diagram of a computer device provided in an embodiment of the present application includes:

a processor 71, a memory 72, and a bus 73. Wherein the memory 72 stores machine-readable instructions executable by the processor 71, the processor 71 is configured to execute the machine-readable instructions stored in the memory 72, and when the machine-readable instructions are executed by the processor 71, the processor 71 performs the following steps:

s101: responding to a charge payment request sent by a driver end, and acquiring user attribute information of a passenger end corresponding to the driver end;

s102: determining a target payment mode matched with a passenger terminal based on the user attribute information;

Alternatively, processor 71 performs the steps of:

s302: under the condition that payment mode information sent by a server side is received, a corresponding first payment page is displayed according to the payment mode information; the first payment page is used for guiding the passenger terminal to complete the payment operation corresponding to the payment request.

The memory 72 includes a memory 721 and an external memory 722; the memory 721 is also referred to as an internal memory, and is used for temporarily storing the operation data in the processor 71 and the data exchanged with the external memory 722 such as a hard disk, the processor 71 exchanges data with the external memory 722 through the memory 721, and when the computer device is operated, the processor 71 communicates with the memory 72 through the bus 73, so that the processor 71 executes the execution instructions mentioned in the above method embodiments.

The disclosed embodiment also provides a computer readable storage medium, on which a computer program is stored, and when the computer program is executed by a processor, the steps of the payment method recommendation method in the above method embodiment are executed. The storage medium may be a volatile or non-volatile computer-readable storage medium.

The disclosed embodiment also provides a computer program product, which includes computer instructions, and the computer instructions, when executed by a processor, implement the steps of the payment method recommendation method described above. The computer program product may be any product capable of implementing the method for recommending a payment method, and some or all aspects of the computer program product that contribute to the prior art may be embodied in the form of a Software product (e.g., software Development Kit (SDK)), which may be stored in a storage medium and causes an associated device or processor to perform some or all of the steps of the method for recommending a payment method.

It is clear to those skilled in the art that, for convenience and brevity of description, the specific working process of the apparatus described above may refer to the corresponding process in the foregoing method embodiment, and is not described herein again. In the several embodiments provided in the present disclosure, it should be understood that the disclosed apparatus and method may be implemented in other manners. The above-described embodiments of the apparatus are merely illustrative, and for example, the division of the modules is only one logical division, and there may be other divisions in actual implementation, and for example, a plurality of modules or components may be combined, or some features may be omitted, or not executed. In addition, the shown or discussed mutual coupling or direct coupling or communication connection may be an indirect coupling or communication connection of devices or modules through some communication interfaces, and may be in an electrical, mechanical or other form.

The units described as separate parts may or may not be physically separate, and parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the units can be selected according to actual needs to achieve the purpose of the solution of the embodiment.

In addition, functional modules in the embodiments of the present disclosure may be integrated into one processing module, or each module may exist alone physically, or two or more modules are integrated into one module.

The functions, if implemented in the form of software functional modules and sold or used as a stand-alone product, may be stored in a non-volatile computer-readable storage medium executable by a processor. Based on such understanding, the technical solution of the present disclosure may be embodied in the form of a software product, which is stored in a storage medium and includes several instructions for causing a computer device (which may be a personal computer, a server, or a network device) to execute all or part of the steps of the method according to the embodiments of the present disclosure. And the aforementioned storage medium includes: a U-disk, a removable hard disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk, an optical disk, or other various media capable of storing program codes.

Finally, it should be noted that: the above-mentioned embodiments are merely specific embodiments of the present disclosure, which are used for illustrating the technical solutions of the present disclosure and not for limiting the same, and the scope of the present disclosure is not limited thereto, and although the present disclosure is described in detail with reference to the foregoing embodiments, those skilled in the art should understand that: any person skilled in the art can modify or easily conceive of the technical solutions described in the foregoing embodiments or equivalent technical features thereof within the technical scope of the present disclosure; such modifications, changes or substitutions do not depart from the spirit and scope of the embodiments of the present disclosure, and should be construed as being included therein. Therefore, the protection scope of the present disclosure shall be subject to the protection scope of the claims.

Claims

1. A payment mode recommendation method is applied to a server side and is characterized by comprising the following steps:

responding to a charge payment request sent by a driver, and acquiring user attribute information of a passenger end corresponding to the driver end;

2. The method according to claim 1, wherein the user attribute information includes information of interest of a user corresponding to the passenger terminal to a preset platform; the first payment page comprises a first payment sub-page;

the determining of the target payment mode matched with the passenger terminal based on the user attribute information comprises:

3. The method according to claim 1 or 2, wherein the user attribute information comprises information of interest of a user corresponding to the passenger terminal to a preset platform, and the first payment page comprises a second payment sub-page;

4. The method according to claim 1, wherein the obtaining of the user attribute information of the passenger side corresponding to the driver side in response to the payment request sent by the driver side comprises:

responding to a fee payment request sent by the driver end, and determining identity identification information of a passenger end corresponding to the driver end, wherein the identity identification information is carried in the fee payment request;

5. A payment method recommendation method is applied to a driver side and is characterized by comprising the following steps:

responding to a charging submission operation, determining to send a fee acquisition request to a server so that the server acquires user attribute information of a passenger end corresponding to the driver end based on the fee acquisition request, determining a target payment mode matched with the passenger end based on the user attribute information, and feeding back payment mode information corresponding to the target payment mode;

6. The method of claim 5, after presenting the first payment page, further comprising:

7. The method of claim 6, wherein the other payment means comprises a cash payment means or an on-line payment means.

8. A payment method recommendation device is applied to a server side and is characterized by comprising the following steps:

the first sending module is used for sending payment mode information corresponding to the target payment mode to the driver end so that the driver end can display a corresponding first payment page according to the payment mode information; the first payment page is used for guiding the passenger end to complete the payment operation corresponding to the payment request according to the target payment mode.

9. A payment mode recommendation device is applied to a driver end and is characterized by comprising:

10. A computer device, comprising: a processor, a memory and a bus, the memory storing machine-readable instructions executable by the processor, the processor and the memory communicating over the bus when the computer device is run, the machine-readable instructions when executed by the processor performing the steps of the payment method recommendation method of any one of claims 1 to 7.

11. A computer-readable storage medium, characterized in that a computer program is stored on the computer-readable storage medium, which computer program, when being executed by a processor, carries out the steps of the payment method recommendation method according to any one of claims 1 to 7.

12. A computer program product comprising computer instructions, characterized in that the computer instructions, when executed by a processor, implement the steps of the payment means recommendation method according to any one of claims 1 to 7.