CN115796975A - Method and device for transferring receivable resource certificate and computer equipment - Google Patents

Method and device for transferring receivable resource certificate and computer equipment Download PDF

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Publication number
CN115796975A
CN115796975A CN202211422669.0A CN202211422669A CN115796975A CN 115796975 A CN115796975 A CN 115796975A CN 202211422669 A CN202211422669 A CN 202211422669A CN 115796975 A CN115796975 A CN 115796975A
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China
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receivable
resource
party
certificate
target
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CN202211422669.0A
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李思隆
李宏斌
张捷
刘厚钦
张晓举
赵海旭
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China Southern Power Grid Internet Service Co ltd
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China Southern Power Grid Internet Service Co ltd
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Priority to CN202211422669.0A priority Critical patent/CN115796975A/en
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Abstract

The application relates to a method and a device for circulating receivable resource certificates, computer equipment, a storage medium and a computer program product. The method comprises the following steps: acquiring an initial receivable resource certificate issued by an issuer, wherein the initial receivable resource certificate at least comprises a receivable resource value corresponding to a receiver; acquiring an issuing resource threshold value of an issuing party, and generating a target receivable resource certificate issued by the issuing party when a receivable resource value in an initial receivable resource certificate meets the issuing resource threshold value condition; pushing the target receivable resource voucher to a receivable party; responding to a circulation instruction of the receivable party to the target receivable resource voucher, determining a sub receivable party, and generating a receivable resource circulation list corresponding to the sub receivable party; and pushing the resource flow list to be received to the child receiving party. By adopting the method, the multistage circulation of the receivable resource voucher can be realized.

Description

Method and device for transferring receivable resource certificate and computer equipment
Technical Field
The present application relates to the field of computer technologies, and in particular, to a method and an apparatus for transferring receivable resource credentials, a computer device, a storage medium, and a computer program product.
Background
With the development of the technical field of computers, an electronic receivable resource certificate technology appears, the transfer process of the electronic receivable resource certificate is high in efficiency and low in cost, and authenticity of the transfer process of the electronic receivable resource certificate between a signing party and a receivable party can be guaranteed generally by means of characteristics of traceability, difficult tampering and the like of a block chain technology.
In the conventional technology, an issuer generally issues an electronic receivable resource certificate and sends the electronic receivable resource certificate to a receiver.
However, in the conventional technology, the electronic receivable resource certificate is generally issued by an issuer, and only aims at a corresponding receiver, so that multi-level circulation of the electronic receivable resource certificate cannot be realized.
Disclosure of Invention
In view of the foregoing, it is desirable to provide a method, an apparatus, a computer device, a computer readable storage medium, and a computer program product for transferring receivable resource credentials, which are capable of implementing multi-level transfer of the receivable resource credentials.
In a first aspect, the present application provides a method for circulating receivable resource credentials. The method comprises the following steps:
acquiring an initial receivable resource certificate issued by an issuing party, wherein the initial receivable resource certificate at least comprises a receivable resource value corresponding to a receiving party;
acquiring an issuing resource threshold value of an issuing party, and generating a target receivable resource certificate issued by the issuing party when a receivable resource value in an initial receivable resource certificate meets the issuing resource threshold value condition;
pushing the target receivable resource voucher to a receivable party;
responding to a circulation instruction of the receivable party to the target receivable resource voucher, determining a sub receivable party, and generating a receivable resource circulation list corresponding to the sub receivable party;
and pushing the resource flow list to be received to the child receiving party.
In one embodiment, obtaining the initial receivables resource credential issued by the issuer comprises:
responding to a certificate issuing application of an issuer, and acquiring certificate parameters configured by the issuer, wherein the certificate parameters at least comprise identification information of a receivable party and a receivable resource value corresponding to the receivable party;
and generating an initial receivable resource certificate issued by the issuer based on the certificate parameter configured by the issuer.
In one embodiment, after obtaining the issuing resource threshold of the issuer, the method further includes:
when the value of the receivable resource in the initial receivable resource certificate does not meet the threshold condition of the issuing resource, the reminding information of modifying the certificate parameter is pushed to the issuing party;
and acquiring the latest certificate parameter configured by the issuer to generate the latest receivable resource certificate issued by the issuer.
In one embodiment, pushing the target receivable resource credential to the receivable comprises:
acquiring a certificate parameter in a target receivable resource certificate;
determining a receiver based on the identification information in the certificate parameter corresponding to the target resource certificate to be received;
and pushing the target receivable resource voucher to the receivable party.
In one embodiment, pushing the receivable resource flow ticket to the child receivable comprises:
responding to the signing operation of the receivable resource flow list by the receivable party, and pushing the receivable resource flow list to the child receivable party;
after pushing the resource flow list to the child responsible receiver, the method comprises the following steps:
and responding to the signing operation of the sub receivable party on the corresponding receivable resource flow list, and generating a target receivable resource flow list.
In one embodiment, the target receivable resource credential includes a receivable term, which is determined based on the agreement between the issuer and the receivable party;
within the receivable time limit, responding to a resource borrowing request of a party to be received, and converting a target resource voucher to a resource borrowing request voucher;
and pushing the resource borrowing request voucher to a target mechanism for processing the resource borrowing request.
In a second aspect, the application further provides a transfer device of the receivable resource voucher. The device comprises:
the certificate acquisition module is used for acquiring an initial receivable resource certificate issued by the issuer, wherein the initial receivable resource certificate at least comprises a receivable resource value corresponding to the receiver;
the first processing module is used for acquiring an issuing resource threshold value of the issuing party and generating a target receivable resource certificate issued by the issuing party when a receivable resource value in the initial receivable resource certificate meets the issuing resource threshold value condition;
the voucher pushing module is used for pushing the target receivable resource voucher to a receivable party;
the second processing module is used for responding to the circulation instruction of the receivable party to the target receivable resource voucher, determining a sub receivable party and generating a receivable resource circulation list corresponding to the sub receivable party;
and the flow list pushing module is used for pushing the resource flow list to be received to the child corresponding receiver.
In a third aspect, the present application also provides a computer device. The computer device comprises a memory storing a computer program and a processor implementing the following steps when executing the computer program:
acquiring an initial receivable resource certificate issued by an issuing party, wherein the initial receivable resource certificate at least comprises a receivable resource value corresponding to a receiving party;
acquiring an issuing resource threshold value of an issuing party, and generating a target receivable resource certificate issued by the issuing party when a receivable resource value in an initial receivable resource certificate meets the issuing resource threshold value condition;
pushing the target receivable resource voucher to a receivable party;
responding to a circulation instruction of the receivable party to the target receivable resource voucher, determining a sub receivable party, and generating a receivable resource circulation list corresponding to the sub receivable party;
and pushing the resource flow list to be received to the child receiving party.
In a fourth aspect, the present application further provides a computer-readable storage medium. The computer-readable storage medium, on which a computer program is stored which, when executed by a processor, carries out the steps of:
acquiring an initial receivable resource certificate issued by an issuing party, wherein the initial receivable resource certificate at least comprises a receivable resource value corresponding to a receiving party;
acquiring an issuing resource threshold value of an issuing party, and generating a target receivable resource certificate issued by the issuing party when a receivable resource value in an initial receivable resource certificate meets the issuing resource threshold value condition;
pushing the target receivable resource voucher to a receivable party;
responding to a flow instruction of the receivable party to the target receivable resource certificate, determining a sub receivable party, and generating a receivable resource flow list corresponding to the sub receivable party;
and pushing the resource flow list to be received to the child receiving party.
In a fifth aspect, the present application further provides a computer program product. The computer program product comprising a computer program which when executed by a processor performs the steps of:
acquiring an initial receivable resource certificate issued by an issuer, wherein the initial receivable resource certificate at least comprises a receivable resource value corresponding to a receiver;
acquiring an issuing resource threshold value of an issuing party, and generating a target receivable resource certificate issued by the issuing party when a receivable resource value in an initial receivable resource certificate meets the issuing resource threshold value condition;
pushing the target receivable resource voucher to a receivable party;
responding to a circulation instruction of the receivable party to the target receivable resource voucher, determining a sub receivable party, and generating a receivable resource circulation list corresponding to the sub receivable party;
and pushing the receivable resource circulation list to the child receivable party.
The method, the device, the computer equipment, the storage medium and the computer program product for circulating the receivable resource certificates firstly obtain the initial receivable resource certificates signed and issued by the signatory and at least comprising the receivable resource numerical values of the receivable parties, then obtain the signing resource threshold value of the signatory, generate the target receivable resource certificates signed and issued by the signatory when the receivable resource numerical values in the initial receivable resource certificates meet the signing resource threshold value condition, push the target receivable resource certificates to the receivable parties, then determine the sub receivable parties in response to the circulation instructions of the receivable parties to the target receivable resource certificates, generate the receivable resource circulation lists corresponding to the sub receivable parties, and finally push the receivable resource circulation lists to the sub receivable parties. In the whole process, the multistage circulation of the receivable resource certificates among the signatory, the receivable party and the child receivable party is realized by responding to the circulation instruction of the receivable party.
Drawings
FIG. 1 is a diagram of an application environment for a method for circulation of receivables of a resource credential, in one embodiment;
FIG. 2 is a flowchart illustrating a method for transferring a receivable resource credential according to an embodiment;
FIG. 3 is a diagram illustrating a page viewable by an acquirer in a platform corresponding to a server in one embodiment;
FIG. 4 is a schematic diagram of a flow information entry interface in one embodiment;
FIG. 5 is a diagram illustrating a preview interface for a receivable resource flow order, according to an embodiment;
FIG. 6 is a flowchart illustrating a method for circulating a receivable resource credential according to another embodiment;
FIG. 7 is a block diagram of a flow device for receivables resource credentials in one embodiment;
FIG. 8 is a diagram illustrating an internal structure of a computer device according to an embodiment.
Detailed Description
In order to make the objects, technical solutions and advantages of the present application more apparent, the present application is described in further detail below with reference to the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are merely illustrative of and not restrictive on the broad application.
The method for transferring the receivable resource voucher provided by the embodiment of the application can be applied to an application environment shown in fig. 1. Where an issuer 102 communicates with a server 104 over a network. The data storage system may store data that the server 104 needs to process. The data storage system may be integrated on the server 104 or may be placed on the cloud or other network server. The server 104 firstly obtains an initial receivable resource certificate issued by the issuer 102 and at least comprising a receivable resource value of a receivable party, then obtains an issuing resource threshold of the issuer 102, generates a target receivable resource certificate issued by the issuer 102 when the receivable resource value in the initial receivable resource certificate meets an issuing resource threshold condition, pushes the target receivable resource certificate to the receivable party, then determines a sub-receivable party in response to a flow instruction of the receivable party to the target receivable resource certificate, generates a receivable resource flow order corresponding to the sub-receivable party, and finally pushes the receivable resource flow order to the sub-receivable party. Where issuer 102 may be, but is not limited to, various enterprises or the like that may issue receivables credentials. The server 104 may be implemented by an independent server or a server cluster composed of a plurality of servers, and the server 104 may specifically include a common service module, a management side module, a receivable resource system interface module, and a block chain system interface module.
The server 104 may monitor the resource credential transfer process based on the common service module, for example, monitor an abnormal state in the resource credential transfer process, monitor an receivable time limit, and the like. The server 104 may also query data related to the resource credential transfer process based on the management module, for example, query a value of a resource to be received in the initial resource credential, and query information related to a resource application of a receiver. The server 104 may further be interconnected with the receivable resource system through the receivable resource system interface module to obtain data related to the transfer process of the receivable resource credential, and is interconnected with the block chain system based on the block chain system interface module to upload the data related to the transfer process of the receivable resource credential to the block chain system for storage. For example, the target receivable resource credentials, receivable resource flow lists, etc. are stored in the blockchain system. In a similar manner, the server 104 may obtain the data stored in the blockchain system based on the blockchain system interface module, and transmit the data stored in the blockchain system to the receivable resource system through the receivable resource system interface module.
In the whole process, data transmission can be carried out between the receivable resource system and the block chain system through the server, and the authenticity of the data in the circulation process of the receivable resource certificate is guaranteed by utilizing the characteristics that the data in the block chain system cannot be tampered and traceable. In addition, the problem that the data interaction process is complex due to the fact that the receivable resource system is directly connected with the block chain system in an abutting mode can be avoided.
In one embodiment, as shown in fig. 2, a method for flowing receivable resource credentials is provided, which is described by taking the method as an example applied to the server 104 in fig. 1, and includes the following steps:
step 202, obtain the initial receivable resource certificate issued by the issuer, where the initial receivable resource certificate at least includes the receivable resource value corresponding to the receiver.
Wherein the initial receivable resource voucher comprises at least one of the following: the system comprises basic information of an issuer, basic information of a receivable party, a value of a receivable resource corresponding to the receivable party, a receivable term determined by negotiation between the issuer and the receivable party, an area to be signed by the issuer, an area to be signed by the receivable party, an issuer of the receivable party and an issuing date.
Where declaration information between the issuer and the receivable may be used to explain the purpose of the receivable resource. The receivable resource value corresponding to the receivable party, and the receivable period negotiated between the issuer and the receivable party may be determined based on the negotiation between the issuer and the receivable party. The content in the initial resource receivable voucher can be configured based on the actual application scenario, and is not limited herein.
Specifically, after the issuer completes the configuration of the credential parameters in the initial receivable resource credential, the server may respond to the operation of the issuer to configure the credential parameters in the initial receivable resource credential and obtain the initial receivable resource credential issued by the issuer and the plurality of credential parameters in the initial receivable resource credential based on the receivable resource system interface module.
And step 204, acquiring an issuing resource threshold of the issuing party, and generating a target receivable resource certificate issued by the issuing party when the receivable resource value in the initial receivable resource certificate meets the issuing resource threshold condition.
The issuing resource threshold value may be determined based on a credit level of the issuing party, the credit level may be determined based on the resource held by the issuing party and a default condition in a unified platform, and the unified platform may be a taxation platform. The determination mode of the issuing resource threshold and the credit level may be configured according to an actual application scenario, and the determination mode of the issuing resource threshold and the credit level is not limited herein. Meeting the issue resource threshold condition may be characterized specifically as: the value of the receivable resource in the initial receivable resource certificate corresponding to the issuer does not exceed the threshold of the issuing resource corresponding to the issuer.
Specifically, before acquiring the issuing resource threshold of the issuer, the server may acquire the issuing resource threshold corresponding to the issuer in the receivable resource system through the receivable resource system interface module, and store the acquired issuing resource threshold in the blockchain system based on the blockchain system interface module. Then, after the server responds to the configuration operation of the issuer on the receivable resource value in the initial receivable resource certificate, the server can further obtain the issuing resource threshold value stored in the block chain system of the issuer, verify the receivable resource value in the initial receivable resource certificate and the issuing resource threshold value, and automatically generate the target receivable resource certificate when the receivable resource value in the initial receivable resource certificate meets the issuing resource threshold value condition.
And the server generates a unique certificate number corresponding to the target resource certificate to be received while generating the target resource certificate to be received. The generation mode of the voucher number can be configured according to the actual application scene.
In the process, the receivable resource value in the initial receivable resource certificate is checked, namely the rationality of the corresponding receivable resource value is checked, and whether the receivable resource value configured by the issuing party meets the issuing resource threshold value condition is checked. And when the verification result represents that the value of the receivable resource meets the threshold condition of the issuing resource, the server determines the initial receivable resource certificate issued by the issuing party as the target receivable resource certificate.
In one embodiment, after generating the target receivable resource certificate signed by the signer, after the signer completes the electronic signature in the signer to-be-signed area corresponding to the target receivable resource certificate, the server may confirm that the signer has completed the signing operation on the target receivable resource certificate, and the server may further respond to the signing operation of the signer on the target receivable resource certificate and store the target receivable resource certificate in the blockchain system based on the blockchain system interface module.
Step 206, pushing the target receivable resource credential to the receivable party.
Specifically, before the server pushes the target receivable resource certificate to the receivable party, the server may obtain the target receivable resource certificate, which is stored in the blockchain system and signed by the issuer, based on the blockchain system interface module, and then push the target receivable resource certificate to the receivable party based on the receivable resource system interface module. For example, the server may send a short message alert to the recipient, and add a link to the short message that can check the target receivable resource credential. The specific push mode may be configured according to an actual application scenario, and the push mode is not limited herein.
In a specific application, after the target receivable resource certificate signed by the signing party is pushed to the receivable party, when the receivable party completes the electronic signature in the to-be-signed area of the receivable party of the target receivable resource certificate, the server confirms that the receivable party completes the signing operation of the target receivable resource certificate, further responds to the signing operation of the receivable party on the target receivable resource certificate, acquires the target receivable resource certificate signed by both the signing party and the receivable party based on the receivable resource system interface module, and stores the target receivable resource certificate signed by both the signing party and the receivable party in the block chain system based on the block chain system interface module.
In a specific application, the responder may check the target receivable resource certificate to be signed in a platform page corresponding to the server, as shown in fig. 3, the responder may select to check "electronic receivable resource certificate management" and then select "signed" in the "electronic receivable resource certificate" in the page shown in fig. 3, thereby checking the target receivable resource certificate signed by the issuer and the responder. For example, the receivable party can select the issue date range of the target receivable resource certificate and view the signed target receivable resource certificate within the issue date range. For example, detailed information such as a circulation path of the corresponding target receivable resource voucher, a voucher expiration date and the like can be checked. The specific viewable content and viewing manner may be configured according to an actual application scenario, and are not limited herein. The target receivable resource voucher is an electronic voucher.
In one particular application, the acquirer may also select "electronic receivable resource credential management" in the page shown in FIG. 3, then select "to sign" in the "electronic receivable resource credential" to view the target receivable resource credential to sign. The acquirer may also view various types of electronic vouchers that have been denied, used for resource borrowing, paid, and expired.
Step 208, in response to the flow instruction of the receivable party to the target receivable resource voucher, determining a sub-receivable party and generating a receivable resource flow list corresponding to the sub-receivable party.
Specifically, the server may respond to a circulation instruction of the receivable party to the signed target receivable resource certificate, and obtain related circulation information recorded by the receivable party, so as to determine the child receivable party and generate a receivable resource circulation list corresponding to the child receivable party.
In a specific application, the receivable party can select "electronic receivable resource certificate management" in the page shown in fig. 3, then select "signed" in the "electronic receivable resource certificate", and further select "payment" from the signed target electronic receivable resource certificate, that is, initiate the circulation instruction. Then, the server generates a flow information entry interface corresponding to the resource flow list to be received in response to the flow instruction of the receivable party, where the flow information entry interface is as shown in fig. 4.
In fig. 4, the receiving party in the flow information entry interface is the sub-receiving party. The certificate number in the circulation information input interface is consistent with the certificate number corresponding to the target resource certificate which is receivable, the certificate number is automatically generated for the server, and the certificate number cannot be changed and has uniqueness. The amount of the certificate in the circulation information entry interface is consistent with the value of the receivable resource corresponding to the target receivable resource certificate, and can be determined based on the negotiation between the issuer and the receivable party, and the change can not be carried out after the issuer and the receivable party sign the target receivable resource certificate. And the available amount in the circulation information input interface is consistent with the voucher amount.
In a specific application, when the receivable party enters the information of the receiving party, the payment amount of the receiving party, the abstract content and the like on the circulation information entry interface, and confirms that the next step is entered, the server can respond to the confirmation operation of the receivable party to generate a preview interface of the receivable resource circulation list, as shown in fig. 5, after the receivable party confirms that the preview interface is correct, the server confirms that the receivable party has initiated a circulation instruction for the signed target receivable resource certificate, and responds to the circulation instruction initiated by the receivable party to acquire the relevant circulation information entered by the receivable party, so as to determine the secondary receivable party and generate the receivable resource circulation list corresponding to the secondary receivable party.
As shown in fig. 5, the preview interface of the receivable resource flow list may specifically include: the basic information of the payer (responder), the basic information of the receiver (sub-responder), the basic information of the issuer, the payment amount of the receiver, the payment date promised by the receiver, the areas to be signed of the payer and the receiver, the sponsor of the payer and the receiver, the declaration and the promissory of the payer, the abstract and the like.
Wherein, the promised payment date of the receiver is consistent with the receivable term in the target receivable resource voucher. The payment amount of the receiver (the child receivable) in the receivable resource flow list does not exceed the receivable resource value in the target receivable resource voucher.
In a specific application, the process of inputting the payment amount of the sub-receivable (receiver) by the receivable is performed by the receivable, namely, the process of splitting the received resource value is performed. The receivable resource value can be divided into a plurality of shares by the receivable party, so that a plurality of child receivable parties are determined, and a plurality of resource circulation lists which are receivable are generated.
Step 210, pushing the receivable resource flow list to the child receivable party.
Specifically, before pushing the receivable resource flow list to the child receivable party, the server may first obtain the receivable resource flow list based on the receivable resource system interface module, and then store the receivable resource flow list in the block chain system based on the block chain system interface module. The server may then push the receivable resource flow list stored in the blockchain system to the child receivable. The push mode of pushing the receivable resource flow list stored in the block chain system to the child receivable party can be configured according to the actual application scene.
The method comprises the steps of firstly obtaining an initial receivable resource certificate which is signed and issued by an issuer and at least comprises a receivable resource value of the receivable party, then obtaining a signed resource threshold value of the issuer, generating a target receivable resource certificate signed and issued by the issuer when the receivable resource value in the initial receivable resource certificate meets the signed resource threshold value condition, pushing the target receivable resource certificate to the receivable party, then determining a sub receivable party in response to a circulation instruction of the receivable party to the target receivable resource certificate, generating a receivable resource circulation list corresponding to the sub receivable party, and finally pushing the receivable resource circulation list to the sub receivable party. In the whole process, the multistage circulation of the receivable resource certificates among the signatory, the receivable party and the child receivable party is realized by responding to the circulation instruction of the receivable party.
In one embodiment, obtaining the initial receivable resource credential issued by the issuer comprises, prior to:
responding to a certificate issuing application of an issuer, and acquiring certificate parameters configured by the issuer, wherein the certificate parameters at least comprise identification information of a to-be-received party and a to-be-received resource numerical value corresponding to the to-be-received party;
and generating an initial receivable resource certificate issued by the issuer based on the certificate parameter configured by the issuer.
The credential parameters configured by the issuer may specifically include: the system comprises basic information of an issuer, basic information of an addressee, a corresponding value of an addressee, an addressee due resource, an addressee due period determined by negotiation between the issuer and the addressee, declaration information between the issuer and the addressee, an issuer sponsor, an addressee due provider, an issuing date and the like. The basic information of the issuer may specifically include identification information of the issuer, for example, a unified social credit code of the issuer. The basic information of the receivable party may specifically include identification information of the receivable party, such as a unified social credit code of the receivable party. The credential parameters may be configured according to an actual application scenario, and the credential parameters configured by the issuer are not limited in this embodiment.
Specifically, when the issuer selects "electronic receivable resource voucher management" in the platform where the server is located, and further selects "electronic receivable resource voucher application", after the voucher issuing application is initiated, the server can respond to the voucher issuing application initiated by the issuer to obtain the voucher parameters configured by the issuer, and then based on the voucher parameters configured by the issuer, generate the initial receivable resource voucher issued by the issuer.
In this embodiment, the credential parameter in the initial receivable resource credential issued by the issuer is obtained, so that the receivable resource value in the credential parameter can be subsequently checked.
In one embodiment, after obtaining the issuing resource threshold of the issuer, the method further includes:
when the value of the receivable resource in the initial receivable resource certificate does not meet the threshold condition of the issuing resource, the reminding information of modifying the certificate parameter is pushed to the issuing party;
and acquiring the latest certificate parameter configured by the issuer to generate the latest receivable resource certificate issued by the issuer.
Specifically, when the value of the receivable resource in the initial receivable resource certificate does not meet the threshold condition of the issuing resource, the server pushes the reminding information for modifying the certificate parameter to the issuing party based on the receivable resource system interface module. After the issuer initiates a new certificate issuance application, the server can respond to the latest certificate issuance application initiated by the issuer, obtain the latest certificate parameters configured by the issuer, and generate the latest receivable resource certificate issued by the issuer. When the receivable resource value in the latest receivable resource certificate satisfies the issuing resource threshold condition, the server may determine the latest receivable resource certificate as a target receivable resource certificate, and store the latest receivable resource certificate in the blockchain system based on the blockchain system interface module.
In the embodiment, the reminding information for modifying the certificate parameters is pushed to the issuing party, and the latest receivable resource certificate issued by the issuing party is verified, so that the receivable resource certificate finally entering the process of transferring the receivable resource certificate meets the threshold condition of the issuing resource.
In one embodiment, pushing the target receivable resource credential to the receivable comprises:
obtaining a certificate parameter in a target receivable resource certificate;
determining a receiver based on the identification information in the certificate parameter corresponding to the target receivable resource certificate;
and pushing the target receivable resource voucher to the receivable party.
Specifically, the server may obtain the target receivable resource credential stored in the blockchain system and the credential parameter in the target receivable resource credential based on the blockchain system interface module, and determine the receivable party based on the identification information in the credential parameter corresponding to the target receivable resource credential, so as to push the target receivable resource credential to the receivable party.
In a specific application, the server may send a real-time popup to the recipient to remind the recipient to check the target receivable resource credential in time. The specific push mode can be configured according to the actual application scene.
In this embodiment, through the identification information in the credential parameter, the effect of accurately pushing the target receivable resource credential to the corresponding receivable party can be achieved.
In one embodiment, pushing the receivable resource flow list to the child receivable includes:
responding to the signing operation of the receivable resource flow list by the receivable party, and pushing the receivable resource flow list to the child receivable party;
after pushing the resource flow list to the child responsible receiver, the method comprises the following steps:
and responding to the signing operation of the sub receivable party on the corresponding receivable resource flow list, and generating a target receivable resource flow list.
Specifically, after the receivable party completes the electronic signature in the to-be-signed area of the to-be-received resource flow list, that is, after the receivable party completes the signing operation of the to-be-received resource flow list, the server may respond to the signing operation of the to-be-received resource flow list by the receivable party, determine the child to-be-received party based on the identification information in the basic information of the to-be-received party in the to-be-received resource flow list, push the to-be-received resource flow list to the child to-be-received party, and then generate the target to-be-received resource flow list in response to the signing operation of the child to-be-received resource flow list by the receivable party.
In a specific application, the server may obtain the target receivable resource flow list based on the receivable resource system interface module, that is, the target receivable resource flow list signed and completed by the receiving party and the child receivable party, and store the target receivable resource flow list in the blockchain system based on the blockchain system interface module.
In this embodiment, the target receivable resource flow list is generated by signing the receivable resource flow list in response to the receivable party and the child receivable party, so that the authenticity of the receivable resource flow list can be ensured.
In one embodiment, the target receivable resource credential includes a receivable term, which is determined based on the agreement between the issuer and the receivable party;
within the receivable time limit, responding to the resource borrowing request of a receivable party, and converting the target receivable resource voucher into a resource borrowing request voucher;
and pushing the resource borrowing request voucher to a target mechanism for processing the resource borrowing request.
Specifically, within the receivable time limit, when the receivable party can download the target receivable resource credential, and in the "resource borrowing" module of fig. 3, the target entity is configured as the payer, and a resource borrowing request is initiated, so that the server responds to the resource borrowing request of the receivable party, adds the relevant information of the payer (target entity) to the target receivable resource credential, converts the target receivable resource credential into the resource borrowing request credential, and pushes the resource borrowing request credential to the target entity that processes the resource borrowing request.
In a specific application, the server may query whether the resource borrowing request passes the audit of the target organization based on the management side, and push the query result to the receivable party.
In this embodiment, the purpose of relieving the shortage of the resource of the receivable party can be achieved by pushing the resource borrowing request voucher to the target mechanism.
In an embodiment, the server may further perform splitting processing on the received resource credential again in response to a flow instruction of the child due receiver, and flow to a receiver specified by the child due receiver.
In one embodiment, as shown in fig. 6, another method for transferring a receivable resource credential is provided, which comprises the following steps:
step 602, responding to a certificate issuing application of an issuer, acquiring a certificate parameter configured by the issuer, wherein the certificate parameter at least comprises identification information of a to-be-received party and a to-be-received resource value corresponding to the to-be-received party;
step 604, generating an initial receivable resource certificate issued by the issuer based on the certificate parameter configured by the issuer;
step 606, obtaining an initial receivable resource certificate issued by the issuer, wherein the initial receivable resource certificate at least comprises a receivable resource value corresponding to the receivable party;
step 608, acquiring an issuing resource threshold of the issuer, and verifying the receivable resource value in the initial receivable resource certificate based on the issuing resource threshold;
step 610, when the value of the receivable resource in the initial receivable resource certificate does not meet the threshold condition of the issuing resource, pushing the reminding information of modifying the parameter of the certificate to the issuing party, then obtaining the latest certificate parameter configured by the issuing party, and generating the latest receivable resource certificate issued by the issuing party;
step 612, when the value of the receivable resource meets the threshold condition of the issuing resource, generating a target receivable resource certificate issued by the issuing party;
step 614, obtaining the certificate parameter in the target receivable resource certificate, determining the receivable party based on the identification information in the certificate parameter corresponding to the target receivable resource certificate, and then pushing the target receivable resource certificate to the receivable party;
step 616, responding to the flow instruction of the receivable party to the target receivable resource certificate, determining a sub receivable party, and generating a receivable resource flow list corresponding to the sub receivable party;
step 618, responding to the signing operation of the receivable party on the corresponding received resource flow list, pushing the receivable resource flow list to the child receivable party, and responding to the signing operation of the child receivable party on the corresponding received resource flow list to generate a target receivable resource flow list;
and step 620, responding to the resource borrowing request of the receiving party within the receivable time limit, converting the target resource voucher to a resource borrowing request voucher, and pushing the resource borrowing request voucher to a target mechanism for processing the resource borrowing request.
It should be understood that, although the steps in the flowcharts related to the embodiments as described above are sequentially displayed as indicated by arrows, the steps are not necessarily performed sequentially as indicated by the arrows. The steps are not performed in the exact order shown and described, and may be performed in other orders, unless explicitly stated otherwise. Moreover, at least a part of the steps in the flowcharts related to the embodiments described above may include multiple steps or multiple stages, which are not necessarily performed at the same time, but may be performed at different times, and the execution order of the steps or stages is not necessarily sequential, but may be performed alternately or alternately with other steps or at least a part of the steps or stages in other steps.
Based on the same inventive concept, the embodiment of the application also provides a transfer device of the receivable resource voucher, which is used for realizing the transfer method of the receivable resource voucher. The implementation scheme for solving the problem provided by the device is similar to the implementation scheme described in the above method, so that specific limitations in the following embodiments of one or more resource credential transfer devices can be referred to the above limitations on the resource credential transfer method, and details are not described herein again.
In one embodiment, as shown in fig. 7, there is provided a flow device of receivable resource credentials, including: a credential obtaining module 702, a first processing module 704, a credential pushing module 706, a second processing module 708, and a circulation list pushing module 710, wherein:
a certificate acquiring module 702, configured to acquire an initial receivable resource certificate issued by an issuer, where the initial receivable resource certificate at least includes a receivable resource value corresponding to a receiver;
the first processing module 704 is configured to obtain an issuing resource threshold of the issuer, and when a receivable resource value in the initial receivable resource credential satisfies the issuing resource threshold condition, generate a target receivable resource credential issued by the issuer;
a credential pushing module 706 configured to push the target receivable resource credential to the receivable party;
a second processing module 708, configured to determine, in response to a flow instruction of the receivable party for the target receivable resource credential, a child receivable party, and generate a receivable resource flow list corresponding to the child receivable party;
the transfer list pushing module 710 is configured to push the resource transfer list to be received to the child corresponding receiver.
In the circulation device of the receivable resource voucher, an initial receivable resource voucher which is signed and issued by a signing party and at least comprises a receivable resource numerical value of the receivable party is obtained, then a signing resource threshold value of the signing party is obtained, when the receivable resource numerical value in the initial receivable resource voucher meets the signing resource threshold value condition, a target receivable resource voucher signed and issued by the signing party is generated, the target receivable resource voucher is pushed to the receivable party, then a sub receivable party is determined in response to a circulation instruction of the receivable party to the target receivable resource voucher, a receivable resource circulation list corresponding to the sub receivable party is generated, and finally the receivable circulation resource list is pushed to the sub receivable party. In the whole process, the multistage circulation of the receivable resource certificates among the signatory, the receivable party and the sub receivable party is realized by responding to the circulation instruction of the receivable party.
In one embodiment, the flow device of the receivable resource credential further includes a third processing module, where the third processing module is configured to respond to a credential issuance application of the issuer, to obtain a credential parameter configured by the issuer, where the credential parameter at least includes identification information of the issuer and a receivable resource value corresponding to the issuer, and then, based on the credential parameter configured by the issuer, to generate an initial receivable resource credential issued by the issuer.
In one embodiment, the flow device of the receivable resource credentials further includes a fourth processing module, where the fourth processing module is configured to, when the value of the receivable resource in the initial receivable resource credential does not satisfy the threshold condition of the issuing resource, push the reminding information for modifying the credential parameter to the issuer, and generate the latest receivable resource credential issued by the issuer in response to the latest credential parameter configured by the issuer.
In one embodiment, the credential pushing module is further configured to obtain a credential parameter in the target receivable resource credential, determine a receivable party based on identification information in the credential parameter corresponding to the target receivable resource credential, and then push the target receivable resource credential to the receivable party.
In one embodiment, the flow list pushing module is further configured to push the receivable resource flow list to the child receivable party in response to the signing operation of the receivable party on the corresponding receivable resource flow list.
In one embodiment, the transfer device of the receivable resource voucher further includes a fifth processing module, and the fifth processing module is configured to generate the target receivable resource transfer receipt in response to the signing operation of the sub-receivable party on the corresponding receivable resource transfer receipt.
In one embodiment, the target receivable resource credential includes a receivable term, which is determined based on the issuer and the receivable party negotiating. The resource borrowing device comprises a resource borrowing module, a resource borrowing module and a resource transfer module, wherein the resource borrowing module is used for receiving resource borrowing requests of a receiving party and transferring the resource borrowing requests to a target mechanism.
All or part of each module in the transfer device of the receivable resource voucher can be realized by software, hardware and a combination thereof. The modules can be embedded in a hardware form or independent of a processor in the computer device, and can also be stored in a memory in the computer device in a software form, so that the processor can call and execute operations corresponding to the modules.
In one embodiment, a computer device is provided, which may be a server, and its internal structure diagram may be as shown in fig. 8. The computer device includes a processor, a memory, an Input/Output interface (I/O for short), and a communication interface. The processor, the memory and the input/output interface are connected through a system bus, and the communication interface is connected to the system bus through the input/output interface. Wherein the processor of the computer device is configured to provide computing and control capabilities. The memory of the computer device includes a non-volatile storage medium and an internal memory. The non-volatile storage medium stores an operating system, a computer program, and a database. The internal memory provides an environment for the operation of an operating system and computer programs in the non-volatile storage medium. The database of the computer device is used for storing the circulation data of the receivable resource voucher. The input/output interface of the computer device is used for exchanging information between the processor and an external device. The communication interface of the computer device is used for connecting and communicating with an external terminal through a network. The computer program is executed by a processor to implement a method for circulation of receivable resource credentials.
Those skilled in the art will appreciate that the architecture shown in fig. 8 is merely a block diagram of some of the structures associated with the disclosed aspects and is not intended to limit the computing devices to which the disclosed aspects apply, as particular computing devices may include more or less components than those shown, or may combine certain components, or have a different arrangement of components.
In one embodiment, a computer device is provided, comprising a memory and a processor, the memory having a computer program stored therein, the processor implementing the following steps when executing the computer program:
acquiring an initial receivable resource certificate issued by an issuing party, wherein the initial receivable resource certificate at least comprises a receivable resource value corresponding to a receiving party;
acquiring an issuing resource threshold of an issuing party, and generating a target receivable resource certificate issued by the issuing party when a receivable resource value in the initial receivable resource certificate meets the issuing resource threshold condition;
pushing the target receivable resource voucher to a receivable party;
responding to a flow instruction of the receivable party to the target receivable resource certificate, determining a sub receivable party, and generating a receivable resource flow list corresponding to the sub receivable party;
and pushing the resource flow list to be received to the child receiving party.
In one embodiment, the processor, when executing the computer program, further performs the steps of: and responding to a certificate issuing application of the issuer, acquiring certificate parameters configured by the issuer, wherein the certificate parameters at least comprise identification information of a to-be-received party and a to-be-received resource value corresponding to the to-be-received party, and generating an initial to-be-received resource certificate issued by the issuer based on the certificate parameters configured by the issuer.
In one embodiment, the processor when executing the computer program further performs the steps of: when the value of the receivable resource in the initial receivable resource certificate does not meet the threshold condition of the issuing resource, the reminding information of modifying the certificate parameter is pushed to the issuing party, the latest certificate parameter configured by the issuing party is obtained, and the latest receivable resource certificate issued by the issuing party is generated.
In one embodiment, the processor when executing the computer program further performs the steps of: acquiring a certificate parameter in the target receivable resource certificate, determining a receivable party based on identification information in the certificate parameter corresponding to the target receivable resource certificate, and pushing the target receivable resource certificate to the receivable party.
In one embodiment, the processor, when executing the computer program, further performs the steps of: responding to the signing operation of the corresponding resource flow list of the receivable party, pushing the corresponding resource flow list to the child receivable party, and responding to the signing operation of the corresponding resource flow list of the child receivable party to generate the target corresponding resource flow list.
In one embodiment, the processor, when executing the computer program, further performs the steps of: and responding to the resource borrowing request of the receiving party within the receivable time limit, converting the target resource borrowing receivable certificate into a resource borrowing request certificate, and pushing the resource borrowing request certificate to a target mechanism for processing the resource borrowing request.
In one embodiment, a computer-readable storage medium is provided, on which a computer program is stored which, when executed by a processor, performs the steps of:
acquiring an initial receivable resource certificate issued by an issuing party, wherein the initial receivable resource certificate at least comprises a receivable resource value corresponding to a receiving party;
acquiring an issuing resource threshold of an issuing party, and generating a target receivable resource certificate issued by the issuing party when a receivable resource value in the initial receivable resource certificate meets the issuing resource threshold condition;
pushing the target receivable resource voucher to a receivable party;
responding to a flow instruction of the receivable party to the target receivable resource certificate, determining a sub receivable party, and generating a receivable resource flow list corresponding to the sub receivable party;
and pushing the resource flow list to be received to the child receiving party.
In one embodiment, the computer program when executed by the processor further performs the steps of: and responding to the certificate issuing application of the issuer, acquiring the certificate parameters configured by the issuer, wherein the certificate parameters at least comprise identification information of the corresponding receiver and the corresponding receivable resource numerical value of the corresponding receiver, and generating the initial receivable resource certificate issued by the issuer based on the certificate parameters configured by the issuer.
In one embodiment, the computer program when executed by the processor further performs the steps of: when the value of the receivable resource in the initial receivable resource certificate does not meet the threshold condition of the issuing resource, the reminding information of modifying the certificate parameter is pushed to the issuing party, the latest certificate parameter configured by the issuing party is obtained, and the latest receivable resource certificate issued by the issuing party is generated.
In one embodiment, the computer program when executed by the processor further performs the steps of: acquiring a certificate parameter in the target receivable resource certificate, determining a receivable party based on identification information in the certificate parameter corresponding to the target receivable resource certificate, and pushing the target receivable resource certificate to the receivable party.
In one embodiment, the computer program when executed by the processor further performs the steps of: responding to the signing operation of the corresponding resource flow list of the receivable party, pushing the corresponding resource flow list to the child receivable party, and responding to the signing operation of the corresponding resource flow list of the child receivable party to generate the target corresponding resource flow list.
In one embodiment, the computer program when executed by the processor further performs the steps of: and responding to the resource borrowing request of the receiving party within the receivable time limit, converting the target resource borrowing receivable certificate into a resource borrowing request certificate, and pushing the resource borrowing request certificate to a target mechanism for processing the resource borrowing request.
In one embodiment, a computer program product is provided, comprising a computer program which, when executed by a processor, performs the steps of:
acquiring an initial receivable resource certificate issued by an issuing party, wherein the initial receivable resource certificate at least comprises a receivable resource value corresponding to a receiving party;
acquiring an issuing resource threshold of an issuing party, and generating a target receivable resource certificate issued by the issuing party when a receivable resource value in the initial receivable resource certificate meets the issuing resource threshold condition;
pushing the target receivable resource voucher to a receivable party;
responding to a circulation instruction of the receivable party to the target receivable resource voucher, determining a sub receivable party, and generating a receivable resource circulation list corresponding to the sub receivable party;
and pushing the receivable resource circulation list to the child receivable party.
In one embodiment, the computer program when executed by the processor further performs the steps of: and responding to the certificate issuing application of the issuer, acquiring the certificate parameters configured by the issuer, wherein the certificate parameters at least comprise identification information of the corresponding receiver and the corresponding receivable resource numerical value of the corresponding receiver, and generating the initial receivable resource certificate issued by the issuer based on the certificate parameters configured by the issuer.
In one embodiment, the computer program when executed by the processor further performs the steps of: when the value of the receivable resource in the initial receivable resource certificate does not meet the threshold condition of the issuing resource, the reminding information of modifying the certificate parameter is pushed to the issuing party, the latest certificate parameter configured by the issuing party is obtained, and the latest receivable resource certificate issued by the issuing party is generated.
In one embodiment, the computer program when executed by the processor further performs the steps of: acquiring a certificate parameter in the target receivable resource certificate, determining a receivable party based on identification information in the certificate parameter corresponding to the target receivable resource certificate, and pushing the target receivable resource certificate to the receivable party.
In one embodiment, the computer program when executed by the processor further performs the steps of: responding to the signing operation of the corresponding resource flow list of the receivable party, pushing the corresponding resource flow list to the child receivable party, and responding to the signing operation of the corresponding resource flow list of the child receivable party to generate the target corresponding resource flow list.
In one embodiment, the computer program when executed by the processor further performs the steps of: and in the receivable time limit, responding to the resource borrowing request of a party to be received, converting the target resource borrowing request certificate into a resource borrowing request certificate, and pushing the resource borrowing request certificate to a target mechanism for processing the resource borrowing request.
It should be noted that, the user information (including but not limited to user equipment information, user personal information, etc.) and data (including but not limited to data for analysis, stored data, displayed data, etc.) referred to in the present application are information and data authorized by the user or sufficiently authorized by each party, and the collection, use and processing of the related data need to comply with the relevant laws and regulations and standards of the relevant country and region. And the user can conveniently refuse or close the related push information according to the push information related to the application.
It will be understood by those skilled in the art that all or part of the processes of the methods of the embodiments described above may be implemented by hardware instructions of a computer program, which may be stored in a non-volatile computer-readable storage medium, and when executed, may include the processes of the embodiments of the methods described above. Any reference to memory, databases, or other media used in the embodiments provided herein can include at least one of non-volatile and volatile memory. The nonvolatile Memory may include Read-Only Memory (ROM), magnetic tape, floppy disk, flash Memory, optical Memory, high-density embedded nonvolatile Memory, resistive Random Access Memory (ReRAM), magnetic Random Access Memory (MRAM), ferroelectric Random Access Memory (FRAM), phase Change Memory (PCM), graphene Memory, and the like. Volatile Memory can include Random Access Memory (RAM), external cache Memory, and the like. By way of illustration and not limitation, RAM can take many forms, such as Static Random Access Memory (SRAM) or Dynamic Random Access Memory (DRAM), among others. The databases involved in the embodiments provided herein may include at least one of relational and non-relational databases. The non-relational database may include, but is not limited to, a block chain based distributed database, and the like. The processors referred to in the embodiments provided herein may be general purpose processors, central processing units, graphics processors, digital signal processors, programmable logic devices, quantum computing based data processing logic devices, etc., without limitation.
The technical features of the above embodiments can be arbitrarily combined, and for the sake of brevity, all possible combinations of the technical features in the above embodiments are not described, but should be considered as the scope of the present specification as long as there is no contradiction between the combinations of the technical features.
The above-mentioned embodiments only express several embodiments of the present application, and the description thereof is specific and detailed, but not construed as limiting the scope of the present application. It should be noted that, for a person skilled in the art, several variations and modifications can be made without departing from the concept of the present application, which falls within the scope of protection of the present application. Therefore, the protection scope of the present application shall be subject to the appended claims.

Claims (10)

1. A method for circulating receivable resource credentials, the method comprising:
acquiring an initial receivable resource certificate issued by an issuer, wherein the initial receivable resource certificate at least comprises a receivable resource value corresponding to a receivable party;
acquiring an issuing resource threshold of the issuing party, and generating a target receivable resource certificate issued by the issuing party when a receivable resource value in the initial receivable resource certificate meets an issuing resource threshold condition;
pushing the target receivable resource voucher to the receiver;
responding to the circulation instruction of the corresponding receiver to the target receivable resource voucher, determining a sub-corresponding receiver, and generating a receivable resource circulation list corresponding to the sub-corresponding receiver;
and pushing the resource flow list to be received to the child receiver.
2. The method of claim 1, wherein obtaining the initial receivable resource credential issued by the issuer previously comprises:
responding to a certificate issuing application of the issuer, and acquiring certificate parameters configured by the issuer, wherein the certificate parameters at least comprise identification information of a to-be-received party and a to-be-received resource numerical value corresponding to the to-be-received party;
and generating an initial receivable resource certificate issued by the issuer based on the certificate parameter configured by the issuer.
3. The method of claim 1, wherein obtaining the issuing resource threshold of the issuer further comprises:
when the value of the receivable resource in the initial receivable resource certificate does not meet the threshold condition of the issuing resource, the reminding information of modifying the certificate parameter is pushed to the issuing party;
and acquiring the latest certificate parameters configured by the issuer, and generating the latest receivable resource certificate issued by the issuer.
4. The method of claim 1, wherein pushing the target receivable resource credential to the recipient comprises:
obtaining a certificate parameter in the target receivable resource certificate;
determining the receivable party based on the identification information in the certificate parameter corresponding to the target receivable resource certificate;
and pushing the target receivable resource voucher to the receiver.
5. The method of claim 1, wherein pushing the receivable resource flow list to the child receivable comprises:
responding to signing operation of the corresponding receiver on the corresponding receiving resource flow list, and pushing the corresponding receiving resource flow list to the sub corresponding receiver;
after the pushing the receivable resource flow list to the child receivable party, the method includes:
and responding to the signing operation of the child receiving party on the receivable resource flow list, and generating a target receivable resource flow list.
6. The method according to any one of claims 1 to 5, wherein an due period is included in the target due resource credential, the due period being determined based on the issuer negotiating with the due party;
within the receivable time limit, responding to the resource borrowing request of the receivable party, and converting the target receivable resource certificate into a resource borrowing request certificate;
and pushing the resource borrowing request voucher to a target mechanism for processing the resource borrowing request.
7. A device for circulating receivable resource credentials, the device comprising:
the certificate acquisition module is used for acquiring an initial receivable resource certificate issued by an issuer, wherein the initial receivable resource certificate at least comprises a receivable resource value corresponding to a receiver;
the first processing module is used for acquiring an issuing resource threshold value of the issuing party, and generating a target receivable resource certificate issued by the issuing party when a receivable resource value in the initial receivable resource certificate meets the issuing resource threshold value condition;
the voucher pushing module is used for pushing the target receivable resource voucher to the receiver;
the second processing module is used for responding to the circulation instruction of the corresponding receiver to the target receivable resource voucher, determining a sub-corresponding receiver and generating a receivable resource circulation list corresponding to the sub-corresponding receiver;
and the flow list pushing module is used for pushing the receivable resource flow list to the secondary receiving party.
8. A computer device comprising a memory and a processor, the memory storing a computer program, characterized in that the processor, when executing the computer program, implements the steps of the method of any of claims 1 to 6.
9. A computer-readable storage medium, on which a computer program is stored, which, when being executed by a processor, carries out the steps of the method of any one of claims 1 to 6.
10. A computer program product comprising a computer program, characterized in that the computer program realizes the steps of the method of any one of claims 1 to 6 when executed by a processor.
CN202211422669.0A 2022-11-15 2022-11-15 Method and device for transferring receivable resource certificate and computer equipment Pending CN115796975A (en)

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