CN115511499A - Multi-password bank card security processing method, device, system and medium - Google Patents
Multi-password bank card security processing method, device, system and medium Download PDFInfo
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- CN115511499A CN115511499A CN202211170005.XA CN202211170005A CN115511499A CN 115511499 A CN115511499 A CN 115511499A CN 202211170005 A CN202211170005 A CN 202211170005A CN 115511499 A CN115511499 A CN 115511499A
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
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- G06Q20/4014—Identity check for transactions
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
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Abstract
The invention discloses a multi-password bank card security processing method, a device, a system and a medium, wherein the method comprises the following steps: when the main password is detected to be set, displaying an auxiliary password setting page, wherein the auxiliary password setting page is used for setting at least one auxiliary password; acquiring auxiliary password setting information input by a user on the auxiliary password setting page and confirming corresponding transaction authority; when a secondary password transaction request is received, confirming whether the transaction content of the request meets the transaction authority; and if the transaction authority is not met, displaying a transaction failure page. The method has the advantages that the transaction authority division of the same account is realized by prompting the addition of at least one auxiliary password and the corresponding transaction authority on the basis of the setting of the unique main password, the content meeting the transaction authority of the auxiliary password can be executed only when the auxiliary password transaction request is received, the corresponding auxiliary password and the transaction authority can be set for different scenes or users, the risk that the fund of the bank card is transferred by mistake is reduced, and the safety of the bank card is improved.
Description
Technical Field
The invention relates to the technical field of information security, in particular to a multi-password bank card security processing method, device, system and medium.
Background
The bank card refers to a credit payment instrument having all or part of functions of consuming credit, transferring settlement, accessing cash, etc. approved to be issued to the society by a bank. The bank card usually employs a chip card with key encryption information and requires the user to set a payment password at the time of use to ensure transaction security.
With the development of economic society, online payment is more and more popular, the payment convenience is higher and higher, and the transaction risk is increased, for example, if an underage user in a family learns a payment password, in a transaction scene such as game recharging or live recharging, the risk that a large amount of funds are transferred without the consent of the user is likely to occur.
Disclosure of Invention
In view of the above-mentioned deficiencies of the prior art, the present invention provides a multi-password bank card security processing method, apparatus, system and medium applicable to financial technology or other related fields, which aims to improve the security of the bank card and reduce the transaction risk caused by password leakage.
The technical scheme of the invention is as follows:
a multi-password bank card security processing method comprises the following steps:
when the main password is detected to be set, displaying an auxiliary password setting page, wherein the auxiliary password setting page is used for setting at least one auxiliary password;
acquiring auxiliary password setting information input by a user on the auxiliary password setting page and confirming corresponding transaction authority;
when a secondary password transaction request is received, confirming whether the transaction content of the request meets the transaction authority;
and if the transaction authority is not satisfied, displaying a transaction failure page.
In one embodiment, the displaying the secondary password setting page upon detecting that the primary password setting is completed includes:
when the completion of the setting of the main password is detected, showing an additional prompt of the auxiliary password;
and responding to the click operation of the user on the auxiliary password adding prompt, and displaying an auxiliary password setting page.
In one embodiment, the obtaining of the secondary password setting information input by the user on the secondary password setting page and confirming the corresponding transaction authority includes:
receiving field information input by a user on the auxiliary password setting page;
matching the field information with the field configuration of the auxiliary password setting page to obtain corresponding auxiliary password setting information;
and confirming the transaction authority of the secondary password account according to the secondary password setting information.
In one embodiment, the field configuration includes a secondary cryptographic account field, a secondary cryptographic account total field, a monthly maximum payment total field, a daily maximum payment total field, and/or a single maximum payment total field.
In one embodiment, the confirming whether the requested transaction content satisfies the transaction right when the secondary password transaction request is received comprises:
responding to a transaction request of a user, and acquiring request transaction content and a transaction password;
when the transaction password is the auxiliary password, confirming that the transaction request is the auxiliary password at present and acquiring the transaction authority corresponding to the auxiliary password account;
and matching the request transaction content with the transaction authority of the secondary password account to confirm whether the authority requirement is met.
In one embodiment, before the matching the requested transaction content with the transaction right of the secondary password account and confirming whether the right requirement is met, the method further comprises:
and confirming whether the transaction request content exceeds the balance of the main password account, and if so, displaying a transaction failure page.
In one embodiment, the number of secondary passwords ranges from 1 to 5.
A multi-password bank card security processing device, comprising:
the display module is used for displaying an auxiliary password setting page when the completion of the setting of the main password is detected, and the auxiliary password setting page is used for setting at least one auxiliary password;
the password setting module is used for acquiring auxiliary password setting information input by a user on the auxiliary password setting page and confirming corresponding transaction authority;
the authority confirmation module is used for confirming whether the request transaction content meets the transaction authority or not when the auxiliary password transaction request is received;
and the failure prompt module is used for displaying a transaction failure page if the transaction authority is not satisfied.
A multi-password bank card secure processing system, the system comprising at least one processor; and (c) a second step of,
a memory communicatively coupled to the at least one processor; wherein, the first and the second end of the pipe are connected with each other,
the memory stores instructions executable by the at least one processor, the instructions being executable by the at least one processor to enable the at least one processor to perform the multi-password bank card security processing method described above.
A non-transitory computer-readable storage medium storing computer-executable instructions that, when executed by one or more processors, cause the one or more processors to perform the multi-password bank card security processing method described above.
Has the advantages that: compared with the prior art, the embodiment of the invention realizes the division of the transaction authority of the same account by prompting the addition of at least one auxiliary password and the corresponding transaction authority on the basis of setting the unique main password, can only execute the content meeting the transaction authority of the auxiliary password when receiving the transaction request of the auxiliary password, can set the corresponding auxiliary password and the transaction authority for different scenes or users, reduces the risk of transferring the fund of the bank card by mistake, and improves the safety of the bank card.
Drawings
The invention will be further described with reference to the accompanying drawings and examples, in which:
fig. 1 is a flowchart of a security processing method for a multi-password bank card according to an embodiment of the present invention;
fig. 2 is a flowchart of step S100 in the multi-password bank card security processing method according to the embodiment of the present invention;
fig. 3 is a flowchart of step S200 in the multi-password bank card security processing method according to the embodiment of the present invention;
fig. 4 is a flowchart of step S300 in the multi-password bank card security processing method according to the embodiment of the present invention;
fig. 5 is a functional block diagram of a security processing apparatus for a multi-password bank card according to an embodiment of the present invention;
fig. 6 is a schematic diagram of a hardware structure of a multi-password bank card security processing system according to an embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and effects of the present invention clearer and clearer, the present invention is described in further detail below. It should be understood that the specific embodiments described herein are merely illustrative of the invention and are not intended to limit the invention. Embodiments of the present invention are described below with reference to the accompanying drawings.
Referring to fig. 1, fig. 1 is a flowchart illustrating a multi-password bank card security processing method according to an embodiment of the present invention. The multi-password bank card security processing method provided by the embodiment is suitable for limiting the transaction of a multi-password account for a bank card and reducing the risk of transferring funds, and is particularly applied to a system comprising terminal equipment, a network and a server, wherein the network is a medium for directly providing a communication link between the terminal equipment and the server, and can include various connection types, such as a wired communication link, a wireless communication link or an optical fiber cable; the operating system on the terminal device may include an iPhone operating system (iOS system), an android system, or another operating system, and the terminal device is connected to the server through a network to perform an interaction, so as to perform operations such as receiving or sending data, and may specifically be various electronic devices having a display screen and supporting web browsing, including but not limited to a smart phone, a tablet computer, a portable computer, a desktop server, and the like. As shown in fig. 1, the method specifically includes the following steps:
s100, when the completion of the setting of the main password is detected, displaying an auxiliary password setting page, wherein the auxiliary password setting page is used for setting at least one auxiliary password.
In this embodiment, when the user transacts the bank card, a unique payment password needs to be set through a bank APP on the bank counter terminal or the mobile terminal, the payment password is used as a main password of the bank card, a main password account is an account with the largest authority of the bank card, and the bank card can check all transaction flows without limitation, such as fund payment or bank cash withdrawal. After the main password is set, an auxiliary password setting page is displayed on a terminal interface and used for setting at least one auxiliary password, namely one or more auxiliary passwords are added for a traditional bank card on the premise that the bank card only has one payment password, and the same account is divided into a plurality of sub-accounts through the auxiliary passwords to carry out transaction control so as to improve the transaction safety and the applicable scene.
When the auxiliary password is set, the setting can be performed according to different users or non-payment scenes, for example, an auxiliary password can be respectively set for different family members according to requirements to perform independent transaction behaviors, or an auxiliary password is respectively set according to different transaction scenes or users of the users, for example, an auxiliary password A is set for the family members, and each month limit is 1 ten thousand yuan for the daily expenses of the family; setting a secondary password B for the minor users, wherein the limit of each month is 3 thousand yuan for learning and living expenses; setting a secondary password C, wherein the total consumption amount is 10 ten thousand yuan and is used for the upper school charge or other large expenses; the method is characterized in that an auxiliary password D is set, the total consumption limit is 1 thousand yuan and is used for abnormal condition processing and the like, the number of the specific auxiliary passwords is preferably 1-5, the auxiliary passwords can be set according to actual requirements, the method is not limited in the embodiment, and users can flexibly add or delete the auxiliary passwords according to requirements to adapt to different transaction requirements.
In an embodiment, please refer to fig. 2, which is a flowchart of step S100 in the multi-password bank card security processing method according to an embodiment of the present invention, as shown in fig. 2, step S100 includes:
s101, when the fact that the setting of the main password is finished is detected, showing an auxiliary password adding prompt;
and S102, responding to the click operation of the user on the auxiliary password adding prompt, and displaying an auxiliary password setting page.
In this embodiment, when the guide user carries out the setting of vice password, show the suggestion of vice password addding specifically on terminal interface, for example detect the pop-up window suggestion of output vice password when main password setting is accomplished, be provided with on this pop-up window suggestion and add the button, when the user clicks this and adds the button, then jump to vice password setting page and carry out further vice password setting, through striking and convenient suggestion operation, remind the user in time to set up vice password in order to ensure fund safety.
S200, acquiring the auxiliary password setting information input by the user on the auxiliary password setting page and confirming the corresponding transaction authority.
In this embodiment, the user can set the auxiliary password on the displayed auxiliary password setting page, and confirm the corresponding transaction authority by obtaining the auxiliary password setting information, that is, each auxiliary password is set with its own transaction authority correspondingly, so as to meet the payment requirements of different users or different transaction scenarios, and meanwhile, the transaction risk when the auxiliary password is leaked can be reduced by the auxiliary password and the restriction of the transaction authority, and the account fund loss is reduced as much as possible.
In an embodiment, please refer to fig. 3, which is a flowchart illustrating a step S200 of the multi-password bank card security processing method according to the embodiment of the present invention, as shown in fig. 3, the step S200 includes:
s201, receiving field information input by a user on the auxiliary password setting page;
s202, matching the field information with the field configuration of the auxiliary password setting page to obtain corresponding auxiliary password setting information;
s203, confirming the transaction authority of the secondary password account according to the secondary password setting information.
In this embodiment, the user inputs corresponding field information on the displayed sub-password setting page according to the filling prompt text box, and the server matches the received field information with a preset field configuration to obtain corresponding sub-password setting information to complete setting of the sub-password.
If a plurality of auxiliary passwords need to be set, setting areas of the plurality of auxiliary passwords can be displayed at one time on an auxiliary password setting page, and a user can input related field information in the corresponding setting areas according to needs to complete setting of the plurality of auxiliary passwords; or the user can click a submit button after the first auxiliary password is set, display prompt information for continuously adding the auxiliary password on a terminal interface, and click and confirm to set the next auxiliary password by the user.
The specific field configuration comprises a secondary password account field, a secondary password account total amount field, a monthly maximum payment total amount field, a daily maximum payment total amount field and/or a single maximum payment amount field, a user can complete the configuration of a secondary password by inputting corresponding field information at each field, the transaction authority of the corresponding secondary password account is confirmed through the acquired secondary password setting information, such as the account total amount, the monthly payment amount, the daily payment amount, the single payment amount and the like, the payment limitation of different secondary password accounts under the same primary account is realized, the risk brought by password leakage is reduced, the requirement of the unified account for multiple persons or multiple scenes can be met, and the safety and the flexibility of the account are improved.
S300, when a secondary password transaction request is received, whether the transaction content of the request meets the transaction authority is confirmed.
S400, if the transaction authority is not met, displaying a transaction failure page.
In this embodiment, when a user initiates a transaction request by using a secondary password, including a payment request or a transfer request, it is necessary to determine whether the current transaction content satisfies corresponding transaction permissions, for example, whether the current transaction exceeds a single payment amount, a daily payment amount, a monthly payment amount, an account total amount, and the like, if so, the secondary password transaction request is executed, transfer or payment is performed to a specific account, if not, a transaction failure page is displayed, and a failure reason can be further displayed to prompt the user to change the secondary password or the primary password for performing a transaction operation, or change another bank card for performing a transaction operation. Through the transaction request initiated by the auxiliary password and the verification of the transaction authority, all transaction behaviors can be effectively prevented from being carried out through the main password, so that the conditions that the password leakage risk and the fund transfer risk are increased are ensured, and the safety of the bank card and the flexibility of an application scene are improved.
In an embodiment, please refer to fig. 4, which is a flowchart illustrating a step S300 of the multi-password bank card security processing method according to the embodiment of the present invention, as shown in fig. 4, the step S300 includes:
s301, responding to a transaction request of a user, and acquiring request transaction content and a transaction password;
s302, when the transaction password is the auxiliary password, confirming that the current transaction request is the auxiliary password and obtaining the transaction authority of the account corresponding to the auxiliary password;
s303, matching the transaction request content with the transaction authority of the secondary password account, and confirming whether the authority requirement is met.
In the embodiment, when a user initiates a transaction request, the transaction request is responded, request transaction contents carried by the transaction request are obtained, such as a payer bank card number, a payee bank card number, a transaction password, a transaction amount and the like, if the transaction password in the request is a set auxiliary password, the current transaction request is confirmed to be the auxiliary password transaction request, the transaction permission of an account corresponding to the auxiliary password is obtained, the corresponding transaction permission is identified and obtained through the auxiliary password input by the user, the transaction amount in the request transaction contents is matched with the transaction permission, whether the current permission requirement is met is judged, the auxiliary password and the corresponding limitation condition are set, fund transfer in a bank card is limited in classification, secret-free payment of the auxiliary password account is opened timely, or when other people know the auxiliary password, only the maximum limit of the auxiliary password account can be paid, payment cannot be carried out if the auxiliary password exceeds the authority, protection is added to the bank card account, and the large-amount fund security of the account is ensured.
In one embodiment, before step S303, the method further comprises:
and confirming whether the transaction request content exceeds the balance of the main password account, and if so, displaying a transaction failure page.
In this embodiment, when a user initiates a transaction request by means of the secondary password, it is necessary to ensure that the balance in the primary password account can cover the current transaction amount, that is, the balance is sufficient, and if the balance of the primary account is insufficient, the transaction failure page is directly displayed, and the transaction right matching verification of the secondary password account is not necessary, so that the transaction processing efficiency is improved.
Another embodiment of the present invention provides a multi-password bank card security processing apparatus, as shown in fig. 5, the apparatus 1 includes:
the display module 11 is configured to display an auxiliary password setting page when it is detected that the setting of the main password is completed, where the auxiliary password setting page is used to set at least one auxiliary password;
the password setting module 12 is used for acquiring the auxiliary password setting information input by the user on the auxiliary password setting page and confirming the corresponding transaction authority;
the authority confirmation module 13 is used for confirming whether the request transaction content meets the transaction authority or not when receiving the auxiliary password transaction request;
and the failure prompt module 14 is configured to display a transaction failure page if the transaction right is not satisfied.
The module referred to in the present invention refers to a series of computer program instruction segments capable of performing specific functions, and is more suitable for describing the execution process of the multi-password bank card security processing than the program.
In one embodiment, the display module 11 includes:
the first display unit is used for displaying the additional prompt of the auxiliary password when the completion of the setting of the main password is detected;
and the second display unit is used for responding to the click operation of the user on the auxiliary password adding prompt and displaying an auxiliary password setting page.
In one embodiment, the password setting module 12 includes:
the receiving unit is used for receiving field information input by a user on the auxiliary password setting page;
the field matching unit is used for matching the field information with the field configuration of the auxiliary password setting page to obtain corresponding auxiliary password setting information;
and the permission unit is used for confirming the transaction permission of the auxiliary password account according to the auxiliary password setting information.
In one embodiment, the field configuration includes a secondary cryptographic account field, a secondary cryptographic account total field, a monthly maximum payment total field, a daily maximum payment total field, and/or a single maximum payment total field.
In one embodiment, the permission verification module 13 includes:
the acquisition unit is used for responding to a transaction request of a user and acquiring request transaction content and a transaction password;
the confirmation unit is used for confirming that the transaction password is a secondary password transaction request at present and acquiring the transaction authority of a corresponding secondary password account when the transaction password is a secondary password;
and the permission matching unit is used for matching the request transaction content with the transaction permission of the auxiliary password account and confirming whether the permission requirement is met.
In one embodiment, the permission confirmation module 13 further includes:
and the balance confirming unit is used for confirming whether the transaction request content exceeds the balance of the main password account, and if so, displaying a transaction failure page.
In one embodiment, the number of secondary passwords ranges from 1 to 5.
Another embodiment of the present invention provides a multi-password bank card security processing system, as shown in fig. 6, the system 10 includes:
one or more processors 110 and a memory 120, where one processor 110 is illustrated in fig. 6, the processor 110 and the memory 120 may be connected by a bus or other means, and fig. 6 illustrates a connection by a bus as an example.
The memory 120 is a non-volatile computer-readable storage medium, and can be used to store a non-volatile software program, a non-volatile computer-executable program, and modules, such as program instructions corresponding to the multi-password bank card security processing method in the embodiment of the present invention. The processor 110 executes various functional applications and data processing of the system 10 by executing nonvolatile software programs, instructions and units stored in the memory 120, namely, implements the multi-password bank card security processing method in the above method embodiment.
The memory 120 may include a storage program area and a storage data area, wherein the storage program area may store an operating system, an application program required for at least one function; the storage data area may store data created according to the use of the system 10, and the like. Further, the memory 120 may include high speed random access memory, and may also include non-volatile memory, such as at least one magnetic disk storage device, flash memory device, or other non-volatile solid state storage device. In some embodiments, memory 120 optionally includes memory located remotely from processor 110, which may be connected to system 10 via a network. Examples of such networks include, but are not limited to, the internet, intranets, local area networks, mobile communication networks, and combinations thereof.
One or more units are stored in the memory 120, and when executed by the one or more processors 110, perform the steps of:
when the main password is detected to be set, displaying an auxiliary password setting page, wherein the auxiliary password setting page is used for setting at least one auxiliary password;
acquiring auxiliary password setting information input by a user on the auxiliary password setting page and confirming corresponding transaction authority;
when a secondary password transaction request is received, confirming whether the transaction content of the request meets the transaction authority;
and if the transaction authority is not satisfied, displaying a transaction failure page.
In one embodiment, the displaying the secondary password setting page upon detecting that the primary password setting is completed includes:
when the completion of the setting of the main password is detected, displaying an additional prompt of the auxiliary password;
and responding to the click operation of the user on the auxiliary password adding prompt, and displaying an auxiliary password setting page.
In one embodiment, the obtaining of the secondary password setting information input by the user on the secondary password setting page and confirming the corresponding transaction authority includes:
receiving field information input by a user on the auxiliary password setting page;
matching the field information with the field configuration of the auxiliary password setting page to obtain corresponding auxiliary password setting information;
and confirming the transaction authority of the secondary password account according to the secondary password setting information.
In one embodiment, the field configuration includes a secondary cryptographic account field, a secondary cryptographic account total field, a monthly maximum payment total field, a daily maximum payment total field, and/or a single maximum payment total field.
In one embodiment, the confirming whether the requested transaction content satisfies the transaction right when the secondary password transaction request is received comprises:
responding to a transaction request of a user, and acquiring request transaction content and a transaction password;
when the transaction password is the auxiliary password, confirming that the transaction request is the auxiliary password at present and acquiring the transaction authority corresponding to the auxiliary password account;
and matching the request transaction content with the transaction authority of the secondary password account to confirm whether the authority requirement is met.
In one embodiment, before the matching of the requested transaction content with the transaction right of the secondary password account and the confirmation of whether the right requirement is met, the method further comprises:
and confirming whether the transaction request content exceeds the balance of the main password account, and if so, displaying a transaction failure page.
In one embodiment, the number of secondary passwords ranges from 1 to 5.
Embodiments of the present invention provide a non-transitory computer-readable storage medium storing computer-executable instructions for execution by one or more processors, e.g., to perform method steps S100-S400 of fig. 1 described above.
By way of example, non-volatile storage media can include read-only memory (ROM), programmable ROM (PROM), electrically Programmable ROM (EPROM), electrically erasable ROM (EEPROM), or flash memory. Volatile memory can include Random Access Memory (RAM), which acts as external cache memory. By way of illustration and not limitation, RAM is available in many forms such as Synchronous RAM (SRAM), dynamic RAM, (DRAM), synchronous DRAM (SDRAM), double Data Rate SDRAM (DDRSDRAM), enhanced SDRAM (ESDRAM), synchlink DRAM (SLDRAM), and Direct Rambus RAM (DRRAM). The disclosed memory components or memory of the operating environment described herein are intended to comprise one or more of these and/or any other suitable types of memory.
In summary, in the method, the device, the system and the medium for safely processing the multi-password bank card, when the completion of the setting of the main password is detected, an auxiliary password setting page is displayed and used for setting at least one auxiliary password; acquiring auxiliary password setting information input by a user on the auxiliary password setting page and confirming corresponding transaction authority; when a secondary password transaction request is received, confirming whether the transaction content of the request meets the transaction authority; and if the transaction authority is not satisfied, displaying a transaction failure page. The method has the advantages that the transaction authority division of the same account is realized by prompting the addition of at least one auxiliary password and the corresponding transaction authority on the basis of the setting of the unique main password, the content meeting the transaction authority of the auxiliary password can be executed only when the auxiliary password transaction request is received, the corresponding auxiliary password and the transaction authority can be set for different scenes or users, the risk that the fund of the bank card is transferred by mistake is reduced, and the safety of the bank card is improved.
Of course, it will be understood by those skilled in the art that all or part of the processes of the methods of the above embodiments may be implemented by instructing relevant hardware (such as a processor, a controller, etc.) through a computer program, which may be stored in a non-volatile computer-readable storage medium, and the computer program may include the processes of the above method embodiments when executed. The storage medium can be a memory, a magnetic disk, a floppy disk, a flash memory, an optical memory and the like.
It is to be understood that the invention is not limited to the examples described above, but that modifications and variations may be effected thereto by those of ordinary skill in the art in light of the foregoing description, and that all such modifications and variations are intended to be within the scope of the invention as defined by the appended claims.
Claims (10)
1. A multi-password bank card security processing method is characterized by comprising the following steps:
when the main password is detected to be set, displaying an auxiliary password setting page, wherein the auxiliary password setting page is used for setting at least one auxiliary password;
acquiring auxiliary password setting information input by a user on the auxiliary password setting page and confirming corresponding transaction authority;
when a secondary password transaction request is received, confirming whether the transaction content of the request meets the transaction authority;
and if the transaction authority is not satisfied, displaying a transaction failure page.
2. The multi-password bank card security processing method according to claim 1, wherein the displaying of the sub-password setting page upon detecting completion of the setting of the main password includes:
when the completion of the setting of the main password is detected, displaying an additional prompt of the auxiliary password;
and responding to the click operation of the user on the auxiliary password adding prompt, and displaying an auxiliary password setting page.
3. The multi-password bank card security processing method of claim 1, wherein the acquiring of the secondary password setting information input by the user on the secondary password setting page and the confirmation of the corresponding transaction authority comprises:
receiving field information input by a user on the auxiliary password setting page;
matching the field information with the field configuration of the auxiliary password setting page to obtain corresponding auxiliary password setting information;
and confirming the transaction authority of the secondary password account according to the secondary password setting information.
4. The multi-password bank card security processing method according to claim 3, wherein the field configuration comprises a secondary password account field, a secondary password account total amount field, a monthly maximum payment total amount field, a daily maximum payment total amount field and/or a single maximum payment amount field.
5. The security processing method for multi-password bank cards according to claim 1, wherein said confirming whether the requested transaction content satisfies the transaction right when receiving the secondary password transaction request comprises:
responding to a transaction request of a user, and acquiring request transaction content and a transaction password;
when the transaction password is the auxiliary password, confirming that the transaction request is the auxiliary password at present and acquiring the transaction authority corresponding to the auxiliary password account;
and matching the request transaction content with the transaction authority of the secondary password account to confirm whether the authority requirement is met.
6. The multi-password bank card security processing method according to claim 5, wherein before the matching of the requested transaction content with the transaction right of the secondary password account and the confirmation of whether the right requirement is satisfied, the method further comprises:
and confirming whether the transaction request content exceeds the balance of the main password account, and if so, displaying a transaction failure page.
7. The multi-password bank card security processing method according to any one of claims 1 to 6, wherein the number of the secondary passwords ranges from 1 to 5.
8. A multi-password bank card security processing device is characterized by comprising:
the display module is used for displaying an auxiliary password setting page when the completion of the setting of the main password is detected, and the auxiliary password setting page is used for setting at least one auxiliary password;
the password setting module is used for acquiring auxiliary password setting information input by a user on the auxiliary password setting page and confirming corresponding transaction authority;
the authority confirmation module is used for confirming whether the request transaction content meets the transaction authority or not when the auxiliary password transaction request is received;
and the failure prompt module is used for displaying a transaction failure page if the transaction authority is not satisfied.
9. A multi-password bank card security processing system, comprising at least one processor; and (c) a second step of,
a memory communicatively coupled to the at least one processor; wherein the content of the first and second substances,
the memory stores instructions executable by the at least one processor to enable the at least one processor to perform the multi-password bank card security processing method of any one of claims 1-7.
10. A non-transitory computer-readable storage medium storing computer-executable instructions that, when executed by one or more processors, cause the one or more processors to perform the multi-password bank card security processing method of any one of claims 1-7.
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| Application Number | Priority Date | Filing Date | Title |
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| CN202211170005.XA CN115511499A (en) | 2022-09-22 | 2022-09-22 | Multi-password bank card security processing method, device, system and medium |
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| CN202211170005.XA CN115511499A (en) | 2022-09-22 | 2022-09-22 | Multi-password bank card security processing method, device, system and medium |
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| CN202211170005.XA Pending CN115511499A (en) | 2022-09-22 | 2022-09-22 | Multi-password bank card security processing method, device, system and medium |
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| Country | Link |
|---|---|
| CN (1) | CN115511499A (en) |
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2022
- 2022-09-22 CN CN202211170005.XA patent/CN115511499A/en active Pending
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