CN115439123A - Offline service processing method and device, computer equipment and storage medium - Google Patents

Offline service processing method and device, computer equipment and storage medium Download PDF

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Publication number
CN115439123A
CN115439123A CN202211131244.4A CN202211131244A CN115439123A CN 115439123 A CN115439123 A CN 115439123A CN 202211131244 A CN202211131244 A CN 202211131244A CN 115439123 A CN115439123 A CN 115439123A
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service
terminal
information
identification information
authority
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卿洋铭
徐光超
陈大平
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China Construction Bank Corp
CCB Finetech Co Ltd
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China Construction Bank Corp
CCB Finetech Co Ltd
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/44—Program or device authentication
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification

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  • Business, Economics & Management (AREA)
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  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Computer Security & Cryptography (AREA)
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  • General Business, Economics & Management (AREA)
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  • Computer Networks & Wireless Communication (AREA)
  • Computer Hardware Design (AREA)
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Abstract

The application relates to the technical field of big data processing, in particular to an offline service processing method, an offline service processing device, computer equipment, a storage medium and a computer program product. The off-line service processing method comprises the following steps: acquiring identification information and off-line service information of a service initiating terminal and to-be-processed service information of a service receiving terminal; verifying a first right of an authorized terminal; verifying the second authority of the service initiating terminal; and subtracting the target amount corresponding to the to-be-processed business information from the target account. By adopting the method, the terminal which is not the main authorization device can be prevented from still using the previously generated off-line service information for service processing, the off-line service information is prevented from being stolen and used by an unauthorized third party terminal, the safety verification of the service processing is carried out from multiple dimensions, the safety of the service processing is effectively improved, and the safety of the target account is ensured.

Description

Offline service processing method and device, computer equipment and storage medium
Technical Field
The present application relates to the field of big data processing technologies, and in particular, to an offline service processing method, an offline service processing apparatus, a computer device, a storage medium, and a computer program product.
Background
With the development of mobile technology, many traditional electronic products also begin to increase mobile functions, such as watches, wearable devices, etc. which can only see time in the past, and nowadays, they can also connect to the internet through smart phones or home networks to install various applications such as various weather, news, music, etc. Meanwhile, with the rise of mobile payment of a novel business processing system which effectively combines the internet, terminal equipment and financial institutions, the two-dimension code business processing technology is more and more mature, and people can pay or pay telephone charges, gas, water and electricity and other living charges by displaying the two-dimension codes or scanning the two-dimension codes of merchants. Data shows that by 6 months in 2021, the scale of mobile service processing users in China reaches 8.7 hundred million, which accounts for 86.3 percent of the whole netizen. With the development of internet technology in China and the improvement of the consumption level of people, the mobile payment demand of consumers in different scenes will be continuously increased.
Under this background, financial service applications are installed on electronic products such as watches and wearable devices, and scenes that users display two-dimensional codes through the electronic products to pay for commodities are more and more common, however, the payment mode that the electronic products display the two-dimensional codes is adopted, but a lot of problems also exist. First, if an online payment mode is adopted, an electronic product such as a watch needs to be installed with a SIM card or connected with WIFI, which leads to an increase in cost and complexity, and a limited payment network scenario. Secondly, if an offline payment mode is adopted, because electronic products such as watches and the like are not connected with a network, the safety of electronic equipment such as watches and the like cannot be verified by a server, so that certain fund safety risk occurs in the service processing process.
Disclosure of Invention
In view of the foregoing, it is desirable to provide an offline service processing method, an offline service processing apparatus, a computer device, and a storage medium, which can prevent unauthorized terminals from stealing service information and improve the security of offline service processing.
In a first aspect, the present application provides an offline service processing method, including:
acquiring identification information and off-line service information of a service initiating terminal and to-be-processed service information of a service receiving terminal; the offline service information carries equipment binding information and identification information of a target account;
determining the identification information of the main authorization equipment matched with the identification information of the target account, and verifying the first authority of the service initiating terminal according to the equipment binding information and the identification information of the main authorization equipment;
verifying the second authority of the service initiating terminal according to the equipment binding information and the identification information of the service initiating terminal;
and under the condition that the first authority and the second authority pass verification, subtracting a target amount corresponding to the to-be-processed service information from the target account.
In one embodiment, the offline service information further carries service processing authority information;
before subtracting the target amount corresponding to the to-be-processed service information from the target account, the method further includes:
and verifying the third authority of the service initiating terminal according to the service processing authority information.
In one embodiment, the service processing authority information includes effective use time and an amount threshold of the offline service information;
the verifying the third authority of the service initiating terminal according to the service processing authority information comprises the following steps:
comparing the real-time of obtaining the off-line service information with the effective use time;
comparing the target amount to the amount threshold;
and when the real-time is within the effective use time and the target amount does not exceed the amount threshold, the third permission of the service initiating terminal is verified to be passed.
In one embodiment, the device binding information includes identification information of an authorization terminal and identification information of an authorized terminal, and the authorized terminal can obtain offline service information corresponding to the target account from the authorization terminal;
the verifying the first right of the service initiating terminal according to the device binding information and the identification information of the main authorization device includes:
comparing the identification information of the authorization terminal with the identification information of the main authorization equipment to verify the first authority of the service initiating terminal;
the verifying the second authority of the service initiating terminal according to the equipment binding information and the identification information of the service initiating terminal comprises the following steps:
and comparing the identification information of the authorized terminal with the identification information of the service initiating terminal to verify the second authority of the service initiating terminal.
In one embodiment, the method further comprises the following steps:
when receiving a service stop instruction for the authorized terminal, and/or
And when receiving a binding release instruction aiming at the authorized terminal and the authorization terminal, stopping service processing and prompting that the service processing fails.
In one embodiment, before acquiring the identification information of the service initiating terminal, the offline service information, and the service information to be processed of the service receiving terminal, the method further includes:
and binding the identification information of the authorized terminal with the identification information of the authorized terminal.
In one embodiment, the identification information of the authorization terminal carries identification information of a corresponding target account;
the binding the identification information of the authorized terminal and the identification information of the authorized terminal includes:
and when the authorized terminal does not have a bound terminal and the identification information of the authorized terminal is matched with the identification information of the main authorization device corresponding to the target account, binding the authorized terminal with the authorization terminal.
In a second aspect, the present application further provides an offline service processing apparatus, including:
the acquisition module is used for acquiring the identification information of the service initiating terminal, the off-line service information and the to-be-processed service information of the service receiving terminal; the offline service information carries equipment binding information and identification information of a target account;
the first verification module is used for determining the identification information of the main authorization equipment matched with the identification information of the target account, and verifying the first authority of the service initiating terminal according to the equipment binding information and the identification information of the main authorization equipment;
the second verification module is used for verifying the second authority of the service initiating terminal according to the equipment binding information and the identification information of the service initiating terminal;
and the processing module is used for subtracting the target amount corresponding to the to-be-processed service information from the target account under the condition that the first authority and the second authority are verified to pass.
In one embodiment, the offline service information further carries service processing authority information; the device further comprises:
and the third verification module is used for verifying the third authority of the service initiating terminal according to the service processing authority information before the target amount corresponding to the service information to be processed is subtracted from the target account.
In one embodiment, the service processing authority information includes effective use time and an amount threshold of the offline service information;
the third verification module is configured to:
comparing the real-time of obtaining the off-line service information with the effective use time;
comparing the target amount to the amount threshold;
and when the real-time is within the effective use time and the target amount does not exceed the amount threshold value, the third authority of the service initiating terminal passes verification.
In one embodiment, the device binding information includes identification information of an authorization terminal and identification information of an authorized terminal, and the authorized terminal can obtain offline service information corresponding to the target account from the authorization terminal;
the first authentication module is further configured to:
comparing the identification information of the authorization terminal with the identification information of the main authorization equipment to verify the first authority of the service initiating terminal;
the second authentication module is further configured to:
and comparing the identification information of the authorized terminal with the identification information of the service initiating terminal to verify the second authority of the service initiating terminal.
In one embodiment, the method further comprises the following steps:
a prompt module used for receiving the service stop instruction aiming at the authorized terminal and/or
And when a binding release instruction aiming at the authorized terminal and the authorization terminal is received, prompting that the service processing fails.
In one embodiment, the method further comprises the following steps:
and the binding module is used for binding the identification information of the authorized terminal and the identification information of the authorized terminal before acquiring the identification information of the service initiating terminal, the off-line service information and the to-be-processed service information of the service receiving terminal.
In one embodiment, the identification information of the authorization terminal carries identification information of a corresponding target account;
the binding module is configured to:
and when the authorized terminal does not have a bound terminal and the identification information of the authorized terminal is matched with the identification information of the main authorization equipment corresponding to the carried target account identification, binding the authorized terminal and the authorization terminal.
In a third aspect, the application also provides a computer device. The computer device includes a memory and a processor, where the memory stores a computer program, and the processor implements the steps of the offline service processing method according to any of the above embodiments when executing the computer program.
In a fourth aspect, the present application further provides a computer-readable storage medium. The computer-readable storage medium stores thereon a computer program, which when executed by a processor implements the steps of the offline service processing method according to any of the above embodiments.
In a fifth aspect, the present application further provides a computer program product. The computer program product includes a computer program, and when executed by a processor, the computer program product implements the steps of the offline service processing method according to any one of the above embodiments.
According to the offline service processing method, the offline service processing device, the computer equipment, the storage medium and the computer program product, the first authority of the authorization terminal can be verified according to the identification information of the authorization terminal and the identification information of the target account, which are contained in the offline service information, so that the terminal which is not the main authorization device can be prevented from still using the offline service information generated in the past for service processing, and the offline service information of the authorized terminal can still be effectively used; furthermore, according to the identification information of the authorized terminal contained in the off-line service information, the second authority of the service initiating terminal is verified to prevent the off-line service information from being stolen and used by an unauthorized third party terminal, so that the safety verification of service processing from multiple dimensions is realized, the safety of service processing is effectively improved while the off-line service processing is not influenced, and the safety of a target account is guaranteed; furthermore, the third authority of the service initiating terminal can be verified to determine that the service initiating terminal can adopt the off-line service information to perform current service processing, so that the safety of service processing is further improved; furthermore, by using the offline service processing method in the application, on the premise of ensuring that the service initiating terminal can perform relevant offline service processing, the security of the service initiating terminal performing offline service processing is further ensured, so that a user can perform the security processing of the offline service through a plurality of terminals.
Drawings
FIG. 1 is a diagram of an application environment of an offline service processing method in an embodiment;
FIG. 2 is a flow diagram illustrating an exemplary method for offline business processing;
FIG. 3 is a flowchart illustrating an offline service processing method according to another embodiment;
fig. 4 is a schematic flowchart of step 207 in the offline service processing method in an embodiment;
FIG. 5 is a flow chart illustrating an offline service processing method according to another embodiment;
fig. 6 is a schematic flowchart of step 201 in the offline service processing method in one embodiment;
FIG. 7 is a flowchart illustrating an offline service processing method according to yet another embodiment;
FIG. 8 is a block diagram of an offline service processing apparatus in one embodiment;
fig. 9 is a block diagram of an offline service processing apparatus in another embodiment;
fig. 10 is a block diagram showing the structure of an offline service processing apparatus in another embodiment;
fig. 11 is a block diagram showing the structure of an offline service processing apparatus in still another embodiment;
FIG. 12 is a diagram illustrating an internal structure of a computer device according to an embodiment.
Detailed Description
In order to make the objects, technical solutions and advantages of the present application more apparent, the present application is described in further detail below with reference to the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are merely illustrative of the present application and are not intended to limit the present application.
The offline service processing method provided by the embodiment of the application can be applied to an application environment shown in fig. 1. Wherein the terminal 102 communicates with the server 104 via a network.
For example, the offline service processing method is applied to the terminal 102, the terminal 102 obtains the identification information and the offline service information of the service initiating terminal by scanning a service two-dimensional code provided by the service initiating terminal, receives the service information to be processed sent by the service receiving terminal, then the terminal 102 determines the identification information of the main authorization device matched with the identification information of the target account, compares the identification information of the authorization terminal with the identification information of the main authorization device to verify the first authority of the authorization terminal, and compares the identification information of the authorized terminal with the identification information of the service initiating terminal to verify the second authority of the service initiating terminal; and finally, under the condition that the first authority and the second authority are verified, the terminal 102 subtracts a target amount corresponding to the to-be-processed service information from the target account to complete service processing. The terminal 102 may be, but not limited to, various personal computers, notebook computers, smart phones, tablet computers, internet of things devices and portable wearable devices, and the internet of things devices may be smart speakers, smart televisions, smart air conditioners, smart car-mounted devices, and the like. The portable wearable device can be a smart watch, a smart bracelet, a head-mounted device, and the like. The server 104 may be implemented as a stand-alone server or a server cluster comprised of multiple servers. The terminal 102 and the server 104 may be connected directly or indirectly through wired or wireless communication, such as through a network connection.
For another example, the offline service processing method is applied to the server 104, the terminal 102 scans a service two-dimensional code provided by the service initiating terminal, obtains the identification information and the offline service information of the service initiating terminal, and sends the identification information and the offline service information of the service initiating terminal to the server 104, the server 104 receives the service information to be processed of the service receiving terminal at the same time, then the server 104 determines the identification information of the main authorization device matched with the identification information of the target account, compares the identification information of the authorization terminal with the identification information of the main authorization device to verify the first authority of the authorization terminal, and compares the identification information of the authorized terminal with the identification information of the service initiating terminal to verify the second authority of the service initiating terminal; and finally, under the condition that the first authority and the second authority are verified, the server 104 subtracts a target amount corresponding to the to-be-processed service information from the target account to complete service processing, and stores an actual amount obtained by subtracting the target amount from the target account in a memory. It will be appreciated that the memory may be a separate storage device, or the memory may be located on the server, or the memory may be located on another terminal.
In the embodiment, the acquisition, storage, use, processing and the like of the data all conform to relevant regulations of national laws and regulations. In an embodiment, an offline service processing method is provided, and this embodiment is exemplified by applying the offline service processing method to a processor, and it is to be understood that the processor may be located on a terminal or a server. As shown in fig. 2, the offline service processing method includes:
step 202, acquiring identification information of a service initiating terminal, offline service information and to-be-processed service information of a service receiving terminal; the offline service information carries the device binding information and the identification information of the target account.
The service initiating terminal can be any one of intelligent terminals such as watches and wearable equipment, and the identification information of the service initiating terminal is used as a label, can be formed by at least one of letters, characters or numbers, and is used for uniquely identifying the corresponding terminal.
The offline service information is information for supporting the service initiating terminal to perform mobile service processing.
The service receiving terminal can be any one of a mobile phone, an intelligent tablet and other intelligent terminals with a camera scanning function, and the to-be-processed service information of the service receiving terminal refers to a target amount corresponding to the current service processing.
The device binding information may include identification information of a terminal that generates the offline service information, and identification information of a terminal that has a binding relationship with the terminal that generates the offline service information.
As an example, the authorized terminal integrates offline service information into a service two-dimensional code, which is a wireless service processing technology, and the technology can compile an account, service information, a service amount, and the like into a two-dimensional code, issue the two-dimensional code on an electronic or paper carrier, and acquire information contained in the two-dimensional code after identifying the two-dimensional code by using a mobile terminal or a receiving machine.
In this embodiment, the processor obtains, from the service initiating terminal, the identification information corresponding to the service initiating terminal and the offline service information carried by the service initiating terminal by scanning the two-dimensional code displayed by the service initiating terminal, and obtains, from the service receiving terminal, the to-be-processed service information of the service receiving terminal.
And 204, determining the identification information of the main authorization equipment matched with the identification information of the target account, and verifying the first authority of the service initiating terminal according to the equipment binding information and the identification information of the main authorization equipment.
The master authorization device may be a terminal having an operation authority of the target account and the operation authority satisfying a preset condition. The main authorization device corresponding to one target account is unique. The preset condition is that the current operation authority is the highest-level operation authority of the target account.
The first authority verification may be the identity of the terminal generating the offline service information carried by the service initiating terminal.
In this embodiment, the processor verifies the first right of the service initiation terminal according to the identifier information of the master authorization device and the identifier information of the terminal that generates the offline service information in the device binding information.
And step 206, verifying the second authority of the service initiating terminal according to the equipment binding information and the identification information of the service initiating terminal.
The second authority may verify whether the service initiating terminal is a terminal having a binding relationship with the terminal generating the offline service information.
In this embodiment, the processor verifies the second right of the service initiation terminal according to the identifier information of the terminal and the identifier information of the service initiation terminal, which are in a binding relationship with the terminal that generates the offline service information, in the device binding information.
And 208, under the condition that the first authority and the second authority are verified, subtracting a target amount corresponding to the to-be-processed service information from the target account.
In this embodiment, when both the first right and the second right of the service initiating terminal are verified, the processor subtracts the target amount from the target account according to the requirement of the service receiving terminal, so as to complete the service processing.
In the offline service processing method, a service receiving terminal firstly obtains identification information of the service initiating terminal and offline service information provided by the service initiating terminal through a service two-dimensional code displayed by the service initiating terminal, and a processor verifies a first authority of the service initiating terminal according to equipment binding information and identification information of a target account, wherein the equipment binding information and the identification information of the target account are contained in the offline service information after obtaining the identification information of the service initiating terminal, the offline service information provided by the service initiating terminal and the to-be-processed service information of the service receiving terminal.
The data acquisition, storage, use, processing and the like in the embodiment all conform to relevant regulations of national laws and regulations. As shown in fig. 3, in some possible embodiments, the offline service information further carries service processing authority information;
before step 208, further comprising:
and step 207, verifying the third authority of the service initiating terminal according to the service processing authority information.
The third permission means that the service initiating terminal can perform current service processing by using the offline service information.
In this embodiment, the processor verifies the third permission of the service initiating terminal according to the service processing permission information in the offline service information, so as to determine that the service initiating terminal can perform current service processing by using the offline service information, thereby further improving the security of service processing.
The data acquisition, storage, use, processing and the like in the embodiment all conform to relevant regulations of national laws and regulations. As shown in fig. 4, in some possible embodiments, the service processing authority information includes valid usage time and amount threshold of the offline service information;
step 207 comprises:
step 402, comparing the real-time and the effective use time of the acquired offline service information;
step 404, comparing the target amount with an amount threshold value;
and step 406, when the real-time is within the effective use time and the target amount does not exceed the amount threshold, the third authority of the service initiating terminal passes verification.
Specifically, the third permission indicates that the offline service information of the service initiating terminal is still in the effective use time, and the target amount corresponding to the service receiving terminal does not exceed the amount threshold set by the authorization terminal.
For example, in the actual processing process, when a user rents the intelligent device, the main authorization device of the target account may generate the offline service information of the rented intelligent device, and the effective usage time of the offline service information may be defined according to the renting time of the user, so as to prevent a subsequent renter of the intelligent device from using the offline service information to perform service processing; for another example, the user may activate an offline service processing authority for the intelligent device of the relative, and generate offline service information with a corresponding amount threshold through the main authorization device of the target account, so as to limit the amount range of the relative performing service processing.
As an example, the offline service information generated by the authorized terminal is set to have a valid usage time of 1 month and 1 day to 1 month and 30 days, and the amount threshold is 500. The processor obtains the off-line service information of the service initiating terminal in 1 day 2 month, and the target amount of the service receiving terminal is 1000, then the processor can draw a conclusion that the off-line service information of the service initiating terminal exceeds the effective use time, and the amount threshold of the off-line service information is smaller than the target amount of the service receiving terminal, so that the third permission verification of the current service initiating terminal fails, and at this time, the processor can send an alarm through the service receiving terminal and/or the service initiating terminal to prompt that the permission of the service initiating terminal is expired and the target amount of the service receiving terminal exceeds the amount threshold.
In this embodiment, the processor compares the real-time of receiving the offline service information with the effective use time corresponding to the offline service information, when the real-time is within the effective use time, the processor further compares the amount threshold corresponding to the offline service information with the target amount of the service receiving terminal, and when the amount threshold is greater than or equal to the target amount, the processor considers that the third permission verification of the service initiating terminal is successful. Through the setting, the time and the upper limit of the amount of the service processing can be limited, the situation that when the intelligent device has the belonged right alternation, the off-line service information is used by other people is prevented, and meanwhile, the amount of the single service processing is prevented from exceeding the preset amount of a user.
The data acquisition, storage, use, processing and the like in the embodiment all conform to relevant regulations of national laws and regulations. In some possible embodiments, the device binding information includes identification information of the authorization terminal and identification information of the authorized terminal, and the authorized terminal can obtain offline service information corresponding to the target account from the authorization terminal;
verifying the first authority of the service initiating terminal according to the equipment binding information and the identification information of the main authorization equipment, comprising:
comparing the identification information of the authorization terminal with the identification information of the main authorization equipment to verify the first authority of the service initiating terminal;
verifying the second authority of the service initiating terminal according to the equipment binding information and the identification information of the service initiating terminal, comprising:
and comparing the identification information of the authorized terminal with the identification information of the service initiating terminal to verify the second authority of the service initiating terminal.
The device binding information includes identification information of the authorized terminal and identification information of the authorized terminal, and the identification information of the authorized terminal may be composed of at least one of letters, characters or numbers, and are used to respectively mark the unique corresponding terminals.
The authorization terminal is a terminal which has the operation authority of a target account and meets the preset conditions when being bound with the authorized terminal, and a user can realize the butt joint with a bank in a mode of logging in the target account on the authorization terminal and use the service of the bank on the authorization terminal. For example, the preset condition may be that the current operation authority is the highest level operation authority of the target account.
The authorized terminal is a terminal capable of being connected with the authorization terminal by wire and receiving offline service information generated by the authorization terminal, and the authorized terminal and the authorization terminal can communicate through a network and can also realize data transmission in Near Field Communication (nfc) or other manners.
As an example, the authorized terminal integrates offline service information into a service two-dimensional code, which is a wireless service processing technology, and the technology can compile account, service information, service amount, and the like into a two-dimensional code, issue the two-dimensional code on an electronic or paper carrier, and acquire information contained in the two-dimensional code after identifying the two-dimensional code by using the mobile terminal or the receiving machine. Further, when the authorized terminal displays the service two-dimensional code, the service two-dimensional code is attached with the identification information of the service initiating terminal, so as to identify the terminal information for displaying the service two-dimensional code.
The service two-dimension code is an offline two-dimension code to support an authorized terminal to perform offline service processing.
The processor of this embodiment prestores the one-to-one mapping relationship between the identification information of the service initiating terminal, the identification information of the authorizing terminal, the identification information of the authorized terminal, and the plurality of terminals.
In this embodiment, the service receiving terminal may obtain the offline service information included in the service two-dimensional code by scanning the service two-dimensional code displayed by the service initiating terminal; and simultaneously acquiring the identification information of the service initiating terminal carried on the service two-dimensional code. Further, the service receiving terminal sends the offline service information, the identification information of the service initiating terminal and the service information to be processed to the processor together.
The first permission refers to that the authorization terminal is still the main authorization device corresponding to the target account.
The processor of this embodiment prestores a one-to-one mapping relationship between the identification information and the plurality of master authorization devices.
In the actual using process, as the user changes the used device and the like, the target account may have a situation that the corresponding terminal with the highest level operation authority is frequently changed, so when the processor receives the offline service information, first, the main authorization device corresponding to the target account identifier needs to be matched from the mapping tables of the pre-stored account and the main authorization device according to the identifier information of the target account, and then, according to the matched main authorization device, the identifier information of the main authorization device is matched from the mapping tables of the pre-stored identifier information and the plurality of main authorization devices, and the identifier information of the authorization terminal carried by the authorized terminal is matched with the main authorization device currently corresponding to the target account, so as to prevent the terminal which is not the main authorization device from still using the offline service information generated in the past to perform service processing, which causes user loss.
As an example, a user logs in a target account at a terminal a and completes a series of strong security verifications, such as face refreshing, short message verification codes, and the like, at this time, the terminal a may consider that the terminal a has the highest level operation authority of the target account, that is, the terminal a is used as a main authorization device corresponding to the target account at present, further, if the user logs in the target account at a terminal B again and completes a series of strong security verifications again, at this time, the main authorization device corresponding to the target account is changed to the terminal B, and the operation authority of the terminal a no longer meets preset conditions.
Therefore, when the terminal a is the main authorization device corresponding to the target account, if the terminal a is bound with the terminal C, the terminal a can generate the offline service information corresponding to the target account and send the offline service information, the identification information of the terminal a and the identification information of the terminal C to the terminal C, and the terminal C can therefore perform offline service processing by using the offline service information; if the user changes the main authorization device corresponding to the target account into the terminal B, the offline service information generated by the terminal a before has no permission for service processing any more, when the processor receives the offline service information of the terminal C, the identifier information of the terminal a carried by the terminal C needs to be matched with the main authorization device corresponding to the target account currently, that is, the device B, and the matching fails, at this time, the terminal B cannot perform offline service processing any more, and the processor may send an alarm to prompt that the service processing fails, for example, through the service receiving terminal.
In this embodiment, the processor obtains the identification information of the main authorization device corresponding to the target account at present, and matches the identification information with the identification information of the authorization terminal in the offline service information to determine whether the authorization terminal is still the main authorization device corresponding to the target account, so as to prevent the terminal that is not the main authorization device from still using the previously generated offline service information to perform service processing, and ensure that the offline service information of the authorized terminal is still valid and usable.
The second permission means that the service initiating terminal is an authorized terminal.
In the actual using process, the service two-dimensional code generated by the authorized terminal according to the off-line service information may be stolen by an unauthorized third-party terminal, and at this moment, the processor needs to judge whether the service initiating terminal displaying the service two-dimensional code is still an authorized terminal bound with the authorized terminal, so as to prevent the unauthorized third-party terminal from stealing the off-line service information to perform service processing, and thus, the amount on the target account is used by an unauthorized user. If the identification information of the service initiating terminal is not consistent with the identification information of the authorized terminal, the fact that the off-line service information is stolen by an unauthorized third-party terminal can be known, namely, a user requiring service processing is not authorized currently, and at the moment, the processor can send an alarm through the service receiving terminal and/or the service initiating terminal so as to prompt that the service initiating terminal does not have the authority to perform service processing.
In this embodiment, the processor compares the identification information of the authorized terminal with the identification information of the service initiating terminal to ensure that the service initiating terminal is the terminal bound by the authorized terminal, and when the identification information of the authorized terminal is the same as the identification information of the service initiating terminal, the second authority of the authorized terminal is considered to pass the verification.
In this embodiment, when the processor determines that the authorization terminal is still the main authorization device corresponding to the target account and the service initiating terminal is the authorized terminal bound to the authorization terminal, the processor subtracts the target amount from the target account according to the requirement of the service receiving terminal, thereby completing the service processing.
In the offline service processing method, a service receiving terminal firstly acquires identification information of the service initiating terminal and offline service information provided by the service initiating terminal through a service two-dimensional code displayed by the service initiating terminal, a processor acquires the identification information of the service initiating terminal, the offline service information provided by the service initiating terminal and service information to be processed of the service receiving terminal from the service receiving terminal, verifies a first authority of the authorizing terminal according to the identification information of the authorizing terminal and the identification information of a target account which are contained in the offline service information, and then verifies a second authority of the service initiating terminal according to the identification information of an authorized terminal which is contained in the offline service information, so that a terminal which is not a main authorizing device still performs service processing by using the offline service information which is generated in the past, the offline service information of the authorized terminal is ensured to be still effectively usable, the offline service information of the authorized terminal is prevented from being stolen for use by an unauthorized third party terminal, and the service processing method performs safety verification of service processing from multiple dimensions, effectively improves the safety of service processing while the offline service processing is not influenced, and the safety of the target account is ensured.
The data acquisition, storage, use, processing and the like in the embodiment all conform to relevant regulations of national laws and regulations. In some possible embodiments, the offline service processing method further includes:
when a service stop instruction for an authorized terminal is received, and/or
And when receiving a binding release instruction aiming at the authorized terminal and the authorization terminal, stopping the service processing and prompting that the service processing fails.
The service stop instruction refers to an instruction for stopping the service processing permission of the authorized terminal, which is sent by the user through the main authorization device of the target account, that is, the instruction can be directly understood that the identification information of the authorized terminal does not exist in the offline service processing information.
The binding release instruction refers to an instruction which is sent by the user through the main authorization device of the target account and ends binding of the authorization terminal and the authorized terminal, that is, the instruction can be directly understood that the identification information of the authorization terminal does not exist in the offline service processing information.
Further, after receiving the service stop instruction, the processor may directly perform step 202 again if receiving a service recovery instruction for recovering the service processing permission of the current service initiating terminal, and after receiving the binding release instruction, the processor needs the user to re-bind the current service initiating terminal through the main authorization device of the target account and re-generate the corresponding offline service information.
In this embodiment, when receiving a service stop instruction sent by a user through a master authorization device of a target account, a processor may directly consider that the second permission verification of the current service initiating terminal fails, at this time, stop service processing, and send an alarm through a service receiving terminal and/or the service initiating terminal to prompt that the processing permission of the service initiating terminal is suspended; when receiving a binding release instruction sent by a user through the main authorization device of the target account, the processor can directly consider that the first permission verification of the authorization terminal fails, stop service processing at the moment, and send an alarm through the service receiving terminal and/or the service initiating terminal to prompt that the service initiating terminal does not have a bound authorization terminal.
The data acquisition, storage, use, processing and the like in the embodiment all conform to relevant regulations of national laws and regulations. As shown in fig. 5, in some possible embodiments, before step 202, the method further includes:
step 201, binding the identification information of the authorized terminal with the identification information of the authorized terminal.
As an example, the processor binds the authorized terminal and the authorized terminal corresponding to the binding instruction according to the received binding instruction, that is, the authorized terminal and the authorized terminal corresponding to the binding instruction generate and store a corresponding mapping relationship. Wherein the binding instruction is issued by the authorized terminal.
Specifically, each authorized terminal can only bind one corresponding authorized terminal, and one authorized terminal can bind at least one authorized terminal.
In this embodiment, the processor binds the authorized terminal and the authorized terminal according to the operation of the user.
The data acquisition, storage, use, processing and the like in the embodiment all conform to relevant regulations of national laws and regulations. In some possible embodiments, step 201 includes:
and when the authorized terminal does not have a bound terminal and the identification information of the authorized terminal is matched with the identification information of the main authorization device corresponding to the target account, binding the authorized terminal with the authorization terminal.
Specifically, each authorized terminal can only bind one corresponding authorized terminal, so that before the processor binds the authorized terminal and the authorized terminal according to the received binding instruction, whether the authorized terminal has a bound terminal needs to be judged, if yes, the processor can send an alarm through the authorized terminal to prompt a user to remove the binding relation of the current authorized terminal, if not, the processor further judges whether the authorized terminal sending the binding instruction is a main authorized device corresponding to the target account, if yes, the binding is completed, and if not, the processor can send an alarm through the authorized terminal to prompt the user to change the operation permission of the current authorized device.
In the embodiment, the processor binds the main authorization device of the target account as the authorization terminal with the authorized terminal only when the binding instruction sent by the main authorization device of the target account is received and the authorized terminal corresponding to the binding instruction does not generate the binding relationship.
The data acquisition, storage, use, processing and the like in the embodiment all conform to relevant regulations of national laws and regulations. As shown in fig. 6, in this embodiment, step 201 includes:
step 602, receiving a binding instruction sent by an authorized terminal;
step 604, judging whether the authorized terminal corresponding to the binding instruction has a bound terminal; if yes, go to step 606; if not, go to step 608;
step 606, sending an alarm through the authorization terminal to prompt the user to remove the binding relationship of the current authorized terminal;
step 608, judging whether the authorization terminal is a main authorization device of the target account; if yes, go to step 610; if not, go to step 612;
and step 610, binding the authorized terminal corresponding to the binding instruction with the authorization terminal.
Step 612, sending an alarm through the authorization terminal to prompt the user to change the operation authority of the current authorization device.
The data acquisition, storage, use, processing and the like in the embodiment all conform to relevant regulations of national laws and regulations. As shown in fig. 7, in this embodiment, the offline service processing method includes:
step 702, acquiring identification information of a service initiating terminal, offline service information and to-be-processed service information of a service receiving terminal, wherein the offline service information comprises identification information of an authorizing terminal, identification information of an authorized terminal, effective use time and an amount threshold;
step 704, obtaining identification information of a main authorization device corresponding to the target account;
step 706, judging whether the identification information of the master authorization device is the same as the identification information of the authorization device; if so, continue to step 708, otherwise, go to step 716;
step 708, determining whether the identification information of the service initiating terminal is the same as the identification information of the authorized terminal, if so, continuing to execute step 710, otherwise, executing step 716;
step 710, judging whether the real-time for acquiring the offline service information is within the effective use time; if yes, go to step 712, otherwise, go to step 716;
step 712, determining whether the target amount exceeds an amount threshold, if yes, executing step 7XX, and if not, continuing to execute step 714;
714, subtracting a target amount corresponding to the to-be-processed service information from the target account to complete service processing;
and step 716, stopping the service processing and prompting that the service processing fails.
In the above off-line service processing method, the processor confirms the operation authority of the authorization terminal, confirms that the service initiating terminal is the authorized terminal, confirms that the off-line service information is not invalid, and the authorized terminal can perform the service processing of the target amount.
It should be understood that, although the steps in the flowcharts related to the embodiments described above are shown in sequence as indicated by the arrows, the steps are not necessarily performed in sequence as indicated by the arrows. The steps are not performed in the exact order shown and described, and may be performed in other orders, unless explicitly stated otherwise. Moreover, at least a part of the steps in the flowcharts related to the embodiments described above may include multiple steps or multiple stages, which are not necessarily performed at the same time, but may be performed at different times, and the execution order of the steps or stages is not necessarily sequential, but may be rotated or alternated with other steps or at least a part of the steps or stages in other steps.
Based on the same inventive concept, the embodiment of the present application further provides an offline service processing apparatus for implementing the above-mentioned offline service processing method. The implementation scheme for solving the problem provided by the apparatus is similar to the implementation scheme described in the above method, so specific limitations in one or more embodiments of the offline service processing apparatus provided below may refer to the limitations on the offline service processing method in the foregoing, and details are not described here again.
The data acquisition, storage, use, processing and the like in the embodiment all conform to relevant regulations of national laws and regulations. In one embodiment, as shown in fig. 8, there is provided an offline service processing apparatus 800, including: an obtaining module 802, a first verification module 804, a second verification module 806, and a processing module 808, wherein:
the obtaining module 802 is configured to obtain identification information of a service initiating terminal, offline service information, and service information to be processed of a service receiving terminal; the offline service information carries equipment binding information and identification information of a target account;
the first verification module 804 is configured to determine identification information of a master authorization device that is matched with the identification information of the target account, and verify a first right of the service initiation terminal according to the device binding information and the identification information of the master authorization device;
the second verification module 806 is configured to verify a second right of the service initiating terminal according to the device binding information and the identifier information of the service initiating terminal;
the processing module 808 is configured to subtract a target amount corresponding to the to-be-processed service information from the target account when the first right and the second right are verified.
In the embodiment, the acquisition, storage, use, processing and the like of the data all conform to relevant regulations of national laws and regulations. As shown in fig. 9, in some possible embodiments, the offline service information further carries service processing permission information; the apparatus further comprises a third verification module 807:
the third verification module 807 is configured to verify the third permission of the service initiating terminal according to the service processing permission information before subtracting the target amount corresponding to the to-be-processed service information from the target account.
In the embodiment, the acquisition, storage, use, processing and the like of the data all conform to relevant regulations of national laws and regulations. In some possible embodiments, the service processing authority information includes effective usage time and amount threshold of the offline service information;
the third verification module 807 is configured to:
comparing the real-time and the effective use time of the acquired offline service information;
comparing the target amount to an amount threshold;
and when the real-time is within the effective use time and the target amount does not exceed the amount threshold value, the third authority of the service initiating terminal passes verification.
The data acquisition, storage, use, processing and the like in the embodiment all conform to relevant regulations of national laws and regulations. In some possible embodiments, the device binding information includes identification information of the authorization terminal and identification information of the authorized terminal, and the authorized terminal can obtain offline service information corresponding to the target account from the authorization terminal;
the first verification module 804 is further configured to:
comparing the identification information of the authorization terminal with the identification information of the main authorization equipment to verify the first authority of the service initiating terminal;
the second verification module 806 is further configured to:
and comparing the identification information of the authorized terminal with the identification information of the service initiating terminal to verify the second authority of the service initiating terminal.
In the embodiment, the acquisition, storage, use, processing and the like of the data all conform to relevant regulations of national laws and regulations.
As shown in fig. 10, in some possible embodiments, the offline service processing apparatus 800 further includes:
a prompt module 810 for receiving a service stop instruction for an authorized terminal, and/or
And when receiving a binding release instruction aiming at the authorized terminal and the authorization terminal, prompting that the service processing fails.
The data acquisition, storage, use, processing and the like in the embodiment all conform to relevant regulations of national laws and regulations. As shown in fig. 11, in some possible embodiments, the offline service processing apparatus 800 further includes:
a binding module 801, configured to bind the identification information of the authorized terminal and the identification information of the authorized terminal before acquiring the identification information of the service initiating terminal, the offline service information, and the to-be-processed service information of the service receiving terminal.
The identification information of the authorization terminal carries the identification information of a corresponding target account;
in the embodiment, the acquisition, storage, use, processing and the like of the data all conform to relevant regulations of national laws and regulations. In some possible embodiments, the binding module 801 is configured to:
and when the authorized terminal does not have a bound terminal and the identification information of the authorized terminal is matched with the identification information of the main authorization equipment corresponding to the carried target account identification, binding the authorized terminal with the authorization terminal.
All or part of the modules in the offline service processing device can be realized by software, hardware and a combination thereof. The modules can be embedded in a hardware form or independent from a processor in the computer device, and can also be stored in a memory in the computer device in a software form, so that the processor can call and execute operations corresponding to the modules.
In the embodiment, the acquisition, storage, use, processing and the like of the data all conform to relevant regulations of national laws and regulations. In one embodiment, a computer device is provided, which includes a memory and a processor, the memory stores a computer program, and the processor implements the steps of the offline service processing method when executing the computer program.
The computer device may be a terminal, and its internal structure diagram may be as shown in fig. 12. The computer device comprises a processor, a memory, a communication interface, a display screen and an input device which are connected through a system bus. Wherein the processor of the computer device is configured to provide computing and control capabilities. The memory of the computer device comprises a nonvolatile storage medium and an internal memory. The non-volatile storage medium stores an operating system and a computer program. The internal memory provides an environment for the operation of an operating system and computer programs in the non-volatile storage medium. The communication interface of the computer device is used for carrying out wired or wireless communication with an external terminal, and the wireless communication can be realized through WIFI, a mobile cellular network, NFC (near field communication) or other technologies. The computer program is executed by a processor to implement a memory data access method. The display screen of the computer equipment can be a liquid crystal display screen or an electronic ink display screen, and the input device of the computer equipment can be a touch layer covered on the display screen, a key, a track ball or a touch pad arranged on the shell of the computer equipment, an external keyboard, a touch pad or a mouse and the like.
It will be appreciated by those skilled in the art that the configuration shown in fig. 12 is a block diagram of only a portion of the configuration associated with the present application, and is not intended to limit the computing device to which the present application may be applied, and that a particular computing device may include more or fewer components than shown, or may combine certain components, or have a different arrangement of components.
The data acquisition, storage, use, processing and the like in the embodiment all conform to relevant regulations of national laws and regulations. In one embodiment, a computer-readable storage medium is provided, on which a computer program is stored, which, when being executed by a processor, carries out the steps of the above-mentioned offline service processing method.
The data acquisition, storage, use, processing and the like in the embodiment all conform to relevant regulations of national laws and regulations. In one embodiment, a computer program product is provided, comprising a computer program, which when executed by a processor, performs the steps of the above-described offline service processing method.
It will be understood by those skilled in the art that all or part of the processes of the methods of the embodiments described above can be implemented by hardware related to instructions of a computer program, which can be stored in a non-volatile computer-readable storage medium, and when executed, can include the processes of the embodiments of the methods described above. Any reference to memory, databases, or other media used in the embodiments provided herein can include at least one of non-volatile and volatile memory. The nonvolatile Memory may include Read-Only Memory (ROM), magnetic tape, floppy disk, flash Memory, optical Memory, high-density embedded nonvolatile Memory, resistive Random Access Memory (ReRAM), magnetic Random Access Memory (MRAM), ferroelectric Random Access Memory (FRAM), phase Change Memory (PCM), graphene Memory, and the like. Volatile Memory can include Random Access Memory (RAM), external cache Memory, and the like. By way of illustration and not limitation, RAM can take many forms, such as Static Random Access Memory (SRAM) or Dynamic Random Access Memory (DRAM), among others. The databases referred to in various embodiments provided herein may include at least one of relational and non-relational databases. The non-relational database may include, but is not limited to, a block chain based distributed database, and the like. The processors referred to in the various embodiments provided herein may be, without limitation, general purpose processors, central processing units, graphics processors, digital signal processors, programmable logic devices, quantum computing-based data processing logic devices, or the like.
The technical features of the above embodiments can be arbitrarily combined, and for the sake of brevity, all possible combinations of the technical features in the above embodiments are not described, but should be considered as the scope of the present specification as long as there is no contradiction between the combinations of the technical features.
The above examples only express several embodiments of the present application, and the description thereof is more specific and detailed, but not to be construed as limiting the scope of the present application. It should be noted that, for a person skilled in the art, several variations and modifications can be made without departing from the concept of the present application, which falls within the scope of protection of the present application. Therefore, the protection scope of the present application shall be subject to the appended claims.

Claims (17)

1. An offline service processing method, comprising:
acquiring identification information and off-line service information of a service initiating terminal and to-be-processed service information of a service receiving terminal; the offline service information carries equipment binding information and identification information of a target account;
determining the identification information of the main authorization equipment matched with the identification information of the target account, and verifying the first authority of the service initiating terminal according to the equipment binding information and the identification information of the main authorization equipment;
verifying the second authority of the service initiating terminal according to the equipment binding information and the identification information of the service initiating terminal;
and under the condition that the first authority and the second authority pass verification, subtracting a target amount corresponding to the to-be-processed service information from the target account.
2. The method of claim 1, wherein the offline service information further carries service processing permission information;
before subtracting the target amount corresponding to the to-be-processed service information from the target account, the method further includes:
and verifying the third authority of the service initiating terminal according to the service processing authority information.
3. The method of claim 2, wherein the service processing authority information includes valid usage time and amount threshold of the offline service information;
the verifying the third authority of the service initiating terminal according to the service processing authority information comprises:
comparing the real-time of obtaining the off-line service information with the effective use time;
comparing the target amount to the amount threshold;
and when the real-time is within the effective use time and the target amount does not exceed the amount threshold value, the third authority of the service initiating terminal passes verification.
4. The method according to claim 1, wherein the device binding information includes identification information of an authorization terminal and identification information of an authorized terminal, and the authorized terminal can obtain offline service information corresponding to the target account from the authorization terminal;
the verifying the first right of the service initiating terminal according to the device binding information and the identification information of the main authorization device includes:
comparing the identification information of the authorization terminal with the identification information of the main authorization equipment to verify the first authority of the service initiating terminal;
the verifying the second authority of the service initiating terminal according to the equipment binding information and the identification information of the service initiating terminal comprises the following steps:
and comparing the identification information of the authorized terminal with the identification information of the service initiating terminal to verify the second authority of the service initiating terminal.
5. The method of claim 4, further comprising:
when receiving a service stop instruction for the authorized terminal, and/or
And when a binding release instruction aiming at the authorized terminal and the authorized terminal is received, stopping service processing and prompting that the service processing fails.
6. The method of claim 4, wherein before the obtaining the identification information of the service initiating terminal, the offline service information, and the service information to be processed of the service receiving terminal, the method further comprises:
and binding the identification information of the authorized terminal with the identification information of the authorized terminal.
7. The method according to claim 6, wherein the identification information of the authorized terminal carries identification information of a corresponding target account;
the binding the identification information of the authorized terminal and the identification information of the authorized terminal includes:
and when the authorized terminal does not have a bound terminal and the identification information of the authorized terminal is matched with the identification information of the main authorization device corresponding to the target account, binding the authorized terminal with the authorization terminal.
8. An offline service processing apparatus, comprising:
the acquisition module is used for acquiring the identification information and the off-line service information of the service initiating terminal and the to-be-processed service information of the service receiving terminal; the offline service information carries equipment binding information and identification information of a target account;
the first verification module is used for determining the identification information of the main authorization equipment matched with the identification information of the target account, and verifying the first authority of the service initiating terminal according to the equipment binding information and the identification information of the main authorization equipment;
the second verification module is used for verifying the second authority of the service initiating terminal according to the equipment binding information and the identification information of the service initiating terminal;
and the processing module is used for subtracting the target amount corresponding to the to-be-processed service information from the target account under the condition that the first authority and the second authority are verified to pass.
9. The apparatus of claim 8, wherein the offline service information further carries service processing permission information; the device further comprises:
and the third verification module is used for verifying the third authority of the service initiating terminal according to the service processing authority information before the target amount corresponding to the service information to be processed is subtracted from the target account.
10. The apparatus of claim 9, wherein the service processing authority information comprises valid usage time and amount threshold of the offline service information;
the third verification module is configured to:
comparing the real-time of obtaining the off-line service information with the effective use time;
comparing the target amount to the amount threshold;
and when the real-time is within the effective use time and the target amount does not exceed the amount threshold, the third permission of the service initiating terminal is verified to be passed.
11. The apparatus according to claim 8, wherein the device binding information includes identification information of an authorization terminal and identification information of an authorized terminal, and the authorized terminal is capable of obtaining offline service information corresponding to the target account from the authorization terminal;
the first authentication module is further configured to:
comparing the identification information of the authorization terminal with the identification information of the main authorization equipment to verify the first authority of the service initiating terminal;
the second authentication module is further configured to:
and comparing the identification information of the authorized terminal with the identification information of the service initiating terminal to verify the second authority of the service initiating terminal.
12. The apparatus of claim 8, further comprising:
a prompt module used for receiving the service stop instruction aiming at the authorized terminal and/or
And when a binding release instruction aiming at the authorized terminal and the authorization terminal is received, prompting that the service processing fails.
13. The apparatus of claim 8, further comprising:
and the binding module is used for binding the identification information of the authorized terminal with the identification information of the authorized terminal before acquiring the identification information of the service initiating terminal, the off-line service information and the service information to be processed of the service receiving terminal.
14. The apparatus according to claim 13, wherein the identification information of the authorized terminal carries identification information of a corresponding target account;
the binding module is configured to:
and when the authorized terminal does not have a bound terminal and the identification information of the authorized terminal is matched with the identification information of the main authorization equipment corresponding to the carried target account identification, binding the authorized terminal and the authorization terminal.
15. A computer arrangement comprising a memory and a processor, the memory storing a computer program, characterized in that the processor, when executing the computer program, implements the steps of the offline traffic processing method of any of claims 1 to 7.
16. A computer-readable storage medium, on which a computer program is stored, which, when being executed by a processor, carries out the steps of the offline traffic processing method of any one of claims 1 to 7.
17. A computer program product comprising a computer program, characterized in that the computer program, when being executed by a processor, carries out the steps of the offline traffic processing method of any one of claims 1 to 7.
CN202211131244.4A 2022-09-16 2022-09-16 Offline service processing method and device, computer equipment and storage medium Pending CN115439123A (en)

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