CN115330154A - Method, device, electronic equipment and storage medium for determining resource transfer link - Google Patents
Method, device, electronic equipment and storage medium for determining resource transfer link Download PDFInfo
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Abstract
The application provides a method, a device, electronic equipment and a storage medium for determining a resource transfer link, and belongs to the technical field of internet. The method comprises the following steps: acquiring at least one resource transfer instruction related to a resource transfer service; determining an execution sequence priority sequence of at least one resource transfer instruction based on a first class priority of at least one resource transfer parameter and a second class priority corresponding to different parameter values of each resource transfer parameter; determining an execution order of the at least one resource transfer instruction based on the execution order priority sequence of the at least one resource transfer instruction; and constructing a resource transfer link of the resource transfer service based on at least one resource transfer instruction and the execution sequence thereof. According to the resource transfer method and device, the execution sequence corresponding to each resource transfer instruction can be dynamically determined based on the resource transfer parameters included by at least one resource transfer instruction, the flexible and changeable requirements of resource transfer services are met, and the resource transfer efficiency is high.
Description
Technical Field
The present application relates to the field of internet technologies, and in particular, to a method and an apparatus for determining a resource transfer link, an electronic device, and a storage medium.
Background
With the development of resource transfer tools, non-cash resource transfer tools (e.g., coupons, financial products, etc.) can directly participate in the resource transfer process, which makes the resource transfer service become more and more complex, and correspondingly, resource transfer links corresponding to the resource transfer service become flexible and changeable, where a resource transfer link refers to a path formed by a plurality of ordered resource transfer instructions related to the resource transfer service. Because the resource transfer link determines the flow direction of the resource in the resource transfer process, once the resource transfer link has an error, the resource security problem will be caused. Therefore, how to determine the resource transfer link becomes a key to ensure the smooth proceeding of the resource transfer service.
The related technology adopts a hard coding mode, and different resource transfer links are configured in advance aiming at different resource transfer services. When a resource transfer request aiming at a certain resource transfer service is received, a resource transfer link corresponding to the resource transfer service is obtained based on the corresponding relation between the pre-configured resource transfer service and the resource transfer link, and then the resource transfer service is processed based on the resource transfer link.
However, the manner for determining the resource transfer link in the related art is not flexible enough, and cannot meet the flexible and changeable requirements of the resource transfer service, so that the processing efficiency of the resource transfer service is low. For example, when the resource transfer service changes, if a resource transfer link corresponding to the resource transfer service is not preconfigured, the resource transfer service cannot be processed.
Disclosure of Invention
The embodiment of the application provides a method, a device, an electronic device and a storage medium for determining a resource transfer link, which can flexibly determine a corresponding resource transfer link according to different resource transfer services, meet the flexible and changeable requirements of the resource transfer services, and improve the processing efficiency of the resource transfer services. The technical scheme is as follows:
in a first aspect, a method for determining a resource transfer link is provided, where the method includes:
acquiring at least one resource transfer instruction related to a resource transfer service, wherein the resource transfer instruction comprises at least one resource transfer parameter, and the resource transfer parameter is a parameter influencing the resource transfer service;
determining an execution order priority sequence of at least one of the resource transfer instructions based on a first type priority of at least one of the resource transfer parameters and a second type priority corresponding to a different parameter value of each of the resource transfer parameters, the first type of priority is used for indicating sequence positions of the resource transfer parameters in the execution sequence priority sequence, different sequence positions in the execution sequence priority sequence correspond to different execution priorities, and the second type of priority is used for indicating execution sequences of the resource transfer parameters with different parameter values in the same sequence position;
determining an execution order of at least one of the resource transfer instructions based on an execution order priority sequence of the at least one of the resource transfer instructions;
and constructing a resource transfer link of the resource transfer service based on at least one resource transfer instruction and the execution sequence thereof.
In another embodiment of the present application, the obtaining at least one resource transfer instruction related to a resource transfer service includes:
and determining the at least one resource transfer instruction based on the service scene of the resource transfer service and a resource transfer tool used by the resource transfer service, wherein the resource transfer tool is a carrier of the resource to be transferred.
In another embodiment of the present application, the determining an execution order priority sequence of at least one of the resource transfer instructions based on a first class priority of at least one of the resource transfer parameters and a second class priority corresponding to a different parameter value of each of the resource transfer parameters includes:
determining the sorting position of each resource transfer parameter in each resource transfer instruction in the corresponding execution sequence priority sequence based on the type of the resource transfer parameter included in each resource transfer instruction and the first type priority of each resource transfer parameter;
and determining the second priority of each resource transfer parameter in each resource transfer instruction at the corresponding sequencing position based on the parameter value of the resource transfer parameter included in each resource transfer instruction and the second priority corresponding to the different parameter value of each resource transfer parameter, so as to obtain an execution sequence priority sequence corresponding to each resource transfer instruction.
In another embodiment of the present application, before determining the execution order priority sequence of at least one of the resource transfer instructions based on the first class priority of at least one of the resource transfer parameters and the second class priority corresponding to a different parameter value of each of the resource transfer parameters, the method further includes:
configuring different first-class priorities for at least one resource transfer parameter according to the influence degree of the at least one resource transfer parameter on a resource transfer service;
and configuring different second-class priorities for different parameter values of each resource transfer parameter according to the resource processing mode corresponding to each resource transfer parameter with different parameter values.
In another embodiment of the present application, said determining an execution order of at least one of said resource transfer instructions based on an execution order priority sequence of at least one of said resource transfer instructions comprises:
traversing the second type of priority at each sequencing position in the execution sequence priority sequence of at least one resource transfer instruction;
and determining an execution sequence for at least one resource transfer instruction according to the sequence of the priority of the second type from front to back in the same sequencing position and the sequence of the priority from high to low in the same sequencing position.
In another embodiment of the present application, the method further comprises at least one of:
updating the first class priority of the target resource transfer parameter in response to a first updating instruction for the target resource transfer parameter, wherein the target resource transfer parameter comprises a newly added resource transfer parameter or all or part of at least one resource transfer parameter;
and responding to a second updating instruction aiming at any one resource transfer parameter, and updating the second type priority corresponding to different parameter values in the resource transfer parameter.
In another embodiment of the present application, the resource transfer parameter includes at least one of a resource transfer execution phase, a home location of the resource to be transferred, a transfer action of the resource to be transferred, a type of the resource transfer tool, and an identifier of the resource transfer tool.
In a second aspect, an apparatus for determining a resource transfer link is provided, the apparatus comprising:
an obtaining module, configured to obtain at least one resource transfer instruction related to a resource transfer service, where the resource transfer instruction includes at least one resource transfer parameter, and the resource transfer parameter is a parameter that affects the resource transfer service;
a first determining module, configured to determine an execution order priority sequence of at least one resource transfer instruction based on a first class priority of at least one resource transfer parameter and a second class priority corresponding to a different parameter value of each resource transfer parameter, where the first class priority is used to indicate a sequence position of the resource transfer parameter in the execution order priority sequence, different sequence positions in the execution order priority sequence correspond to different execution priorities, and the second class priority is used to indicate an execution order of the resource transfer parameters with different parameter values at the same sequence position;
a second determining module, configured to determine an execution order of at least one of the resource transfer instructions based on an execution order priority sequence of the at least one of the resource transfer instructions;
and the construction module is used for constructing a resource transfer link of the resource transfer service based on at least one resource transfer instruction and the execution sequence thereof.
In another embodiment of the present application, the obtaining module is configured to determine the at least one resource transfer instruction based on a service scenario of the resource transfer service and a resource transfer tool used by the resource transfer service, where the resource transfer tool is a carrier of a resource to be transferred.
In another embodiment of the present application, the first determining module is configured to determine, based on a type of the resource transfer parameter included in each of the resource transfer instructions and a first type priority of each of the resource transfer parameters, an ordering position of each of the resource transfer parameters in each of the resource transfer instructions in a corresponding execution order priority sequence; and determining the second priority of each resource transfer parameter in each resource transfer instruction at the corresponding sequencing position based on the parameter value of the resource transfer parameter included in each resource transfer instruction and the second priority corresponding to the different parameter value of each resource transfer parameter, so as to obtain an execution sequence priority sequence corresponding to each resource transfer instruction.
In another embodiment of the present application, the apparatus further comprises:
the first configuration module is used for configuring different first-type priorities for at least one resource transfer parameter according to the influence degree of the at least one resource transfer parameter on the resource transfer service;
and the second configuration module is used for configuring different second-class priorities for different parameter values of each resource transfer parameter according to the resource processing mode corresponding to each resource transfer parameter with different parameter values.
In another embodiment of the present application, the second determining module is configured to traverse the second type of priority at each ordering position in the execution order priority sequence of at least one of the resource transfer instructions; and determining an execution sequence for at least one resource transfer instruction according to the sequence of the priority of the second type from front to back in the same sequencing position and the sequence of the priority from high to low in the same sequencing position.
In another embodiment of the present application, the apparatus further comprises at least one of the following modules:
the first updating module is used for responding to a first updating instruction aiming at a target resource transfer parameter, and updating the first class priority of the target resource transfer parameter, wherein the target resource transfer parameter comprises a newly added resource transfer parameter or all or part of at least one resource transfer parameter;
and the second updating module is used for responding to a second updating instruction aiming at any one resource transfer parameter and updating the second type priority corresponding to different parameter values in the resource transfer parameter.
In another embodiment of the present application, the resource transfer parameter includes at least one of a resource transfer execution phase, a home location of the resource to be transferred, a transfer action of the resource to be transferred, a type of the resource transfer tool, and an identifier of the resource transfer tool.
In a third aspect, an electronic device is provided, and the electronic device includes a processor and a memory, where at least one program code is stored in the memory, and the at least one program code is loaded and executed by the processor to implement the method for determining a resource transfer link according to the first aspect.
In a fourth aspect, a computer readable storage medium is provided, in which at least one program code is stored, which is loaded and executed by a processor to implement the method of determining a resource transfer link according to the first aspect.
In a fifth aspect, a computer program product is provided, the computer program product comprising computer program code, the computer program code being stored in a computer readable storage medium, the computer program code being read from the computer readable storage medium by a processor of an electronic device, the processor executing the computer program code to cause the electronic device to perform the method of determining a resource transfer link as set forth in the first aspect.
The technical scheme provided by the embodiment of the application has the following beneficial effects:
corresponding resource transfer links are not configured for different resource transfer services in advance, but first-type priorities used for indicating the sequencing positions of the resource transfer parameters in an execution sequence priority sequence are configured for the different resource transfer parameters based on the resource transfer parameters contained in the resource transfer instructions related to the resource transfer services, second-type priorities used for indicating the execution sequence of the resource transfer parameters in the same sequencing position are configured for different parameter values of each resource transfer parameter, and when the actual resource transfer services are processed, the execution sequence of each resource transfer instruction is determined according to the resource transfer instructions contained in the resource transfer services based on the first-type priorities and the second-type priorities, and then the corresponding resource transfer links are constructed for the resource transfer services. Because the resource transfer service and the resource transfer link are not solidified, but the resource transfer parameters are dynamically configured, the expandability of the resource transfer link is improved, the flexible and changeable requirements of the resource transfer service are met, and the resource transfer efficiency is higher by adopting the method.
Drawings
In order to more clearly illustrate the technical solutions in the embodiments of the present application, the drawings needed to be used in the description of the embodiments are briefly introduced below, and it is obvious that the drawings in the following description are only some embodiments of the present application, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without creative efforts.
Fig. 1 is a flowchart of a method for determining a resource transfer link according to an embodiment of the present application;
fig. 2 is a schematic diagram illustrating a first-type priority order of different resource transfer parameters according to an embodiment of the present application;
fig. 3 is a schematic structural diagram of an apparatus for determining a resource transfer link according to an embodiment of the present application;
fig. 4 shows a block diagram of an electronic device according to an exemplary embodiment of the present application.
Detailed Description
To make the objects, technical solutions and advantages of the present application more clear, the following detailed description of the embodiments of the present application will be made with reference to the accompanying drawings.
It will be understood that, as used in the examples herein, the terms "each," "a plurality," and "any," including two or more, each refer to each of the corresponding plurality and any one refers to any one of the corresponding plurality. For example, the plurality of words includes 10 words, and each word refers to each of the 10 words, and any word refers to any one of the 10 words.
It should be noted that all actions of acquiring signals, information or data in the present application are performed under the premise of complying with the corresponding data protection regulation policy of the country of the location and obtaining the authorization given by the owner of the corresponding device.
In the field of internet technology, the essence of payment is in essence the process of transferring funds from a payer to a payee. To complete a payment, a series of ordered payment instruction sets are executed to form a payment link. Currently, a hard coding mode is generally adopted by a third-party payment system, and personalized programming is performed on different fund flow links under different payment scenes so as to support payment services. However, the method has high development cost and low payment efficiency, cannot enable payment service quickly, and has an inflexible whole transaction payment link. In order to solve the problems existing in a third-party payment system, the related art provides a method for establishing a payment link, the method acquires payment parameters of a payment service in a payment request, acquires a fund arrangement strategy of the payment service according to the payment parameters, the fund arrangement strategy comprises a fund flow process required by completing the payment service, and then establishes the payment link corresponding to the payment service according to the acquired payment parameters and the fund arrangement strategy. According to the technical scheme, the corresponding payment link is established for the payment service through the fund arrangement strategy, the payment of the corresponding payment service is realized, the payment link is flexible and changeable, the requirement of a complex payment scene is met, and the payment efficiency and the expansibility of the payment platform are improved. However, in the above technical solution, the order of executing the actual payment instruction is determined by a pre-configuration mode, the configuration process has a high requirement on professional knowledge of operators, the configuration process is prone to errors, and once a payment tool or a service scene is newly added, extremely complex configuration needs to be performed again.
According to the technical scheme, based on different scenes and different payment tools, the elements influencing the payment instruction sequencing are classified to form various sequencing elements with different priorities, different priorities are dynamically output for each type of sequencing elements according to the element values of different elements, and finally, the automatic sequencing of the payment instruction set behind the payment request is realized in a two-layer sequencing mode, and the final fund transfer from a payer to a payee is completed. Compared with the scheme of the related technology, the technical scheme of the application does not need to configure the execution sequence of all payment instruction sets in advance, so that the problems of fund loss or poor user experience and the like caused by configuration errors are avoided, the fund arrangement capacity is stronger, the fund arrangement capacity is more flexible and richer, and the flexible and changeable requirements of payment services can be met.
The embodiment of the application provides a method for determining a resource transfer link, and takes an example that an electronic device executes the embodiment of the application, and the electronic device is a device in a third-party resource transfer system and is used for realizing the transfer of resources among different accounts. The electronic equipment has stronger computing capability and can be a terminal, such as a notebook computer, a desktop computer and the like; it may also be a server, e.g. a single physical server, or a cluster or distributed system of multiple physical servers, etc. Referring to fig. 1, a method flow provided by the embodiment of the present application includes:
101. the electronic equipment configures different first-class priorities for each resource transfer parameter in advance, and configures different second-class priorities for different parameter values of each resource transfer parameter.
The resource transfer service refers to a service for transferring resources between different accounts, and the resource transfer service may be a payment service or the like. The resource may be real currency, such as currency in a user's bank card, currency charged or stored by the user in a third party resource transfer system, etc., and the resource may be virtual currency, coupons, etc. that can be circulated in the third party resource transfer system.
The resource transfer parameter is a parameter that affects a resource transfer service. In particular, the resource transfer parameter refers to a parameter capable of changing the execution order of the resource transfer instructions related to the resource transfer service. The resource transfer parameters, as the attributes of the resource transfer instruction, include at least one of the resource transfer execution phase, the attribution of the resource to be transferred, the transfer action of the resource to be transferred, the type of the resource transfer tool, the identifier of the resource transfer tool, and the like, and also include the resource value that each type of resource transfer tool needs to transfer, and the like.
The resource transfer execution phase refers to a phase in which the resource is located in the transfer process, and the resource transfer execution phase comprises a phase of requesting external processing, a phase of returning a result from the outside, a phase of pushing after the resource transfer is successful, and the like. The external processing request stage refers to a stage in which the electronic device initiates transfer of resources in an account associated with the resource transfer account on the external platform by calling an external interface (for example, a internet of bank and internet connection interface and the like) in response to a resource transfer request of the resource transfer account, and the resource transfer stage realizes transfer of resources in the account associated with the resource transfer account on the external platform to an account associated with the third-party resource transfer system on the external platform. The external result returning stage is a stage in which the external platform generates different notification messages according to the processing result of the resource transfer execution stage and returns the generated notification messages to the electronic device. Specifically, the external platform queries the resource value of the remaining resource in the resource transfer-out account according to the resource value of the resource to be transferred in the resource transfer request, generates a notification message of successful resource transfer if the resource value of the remaining resource in the resource transfer-out account is greater than or equal to the resource value of the resource to be transferred, and returns the notification message of successful resource transfer to the electronic device; and if the resource value of the residual resource in the resource transfer-out account is smaller than the resource value of the resource to be transferred, generating a notification message of the resource transfer failure, and returning the notification message of the resource transfer failure to the electronic equipment. And the advancing stage after the resource transfer is successful refers to the process of transferring the resources acquired by the third-party resource transfer system from the resource transfer-out account to the resource transfer-in account. And after the resource transfer is successful, the resources required to be transferred in the advancing stage comprise the resources in the associated account of the resource transfer-out account on the external platform and the resources in the associated account of the resource transfer-out account on the third-party resource transfer system.
It should be noted that, the inside and the outside in the present application are relative to the third-party resource transfer system, that is, the third-party resource transfer system is used as a reference, the third-party resource transfer system is used as the inside, and the device or system other than the third-party resource transfer system is used as the outside.
The attribution party of the resource to be transferred refers to an object to which the resource to be transferred belongs in the resource transfer process. The attribution party of the resource transfer comprises a resource transfer-out account, resource transfer-out account derivation, a service transition account, a resource transfer-in account, resource transfer-in account derivation and the like. The resource transfer-out account derivation refers to an account derived by transferring the resource in the associated account of the resource transfer-out account on the external platform. The resource transfer account derivation refers to an account derived by transferring the resource in the associated account of the resource transfer account on the external platform. In the payment scene, the resource transfer-out account is a payer, the resource transfer-out account is derived from the payer, the resource transfer-in account is a payee, and the resource transfer-in account is derived from the payee, wherein the attribution of the transferred resource comprises a service transition user, the payer derived, the payee derived and the like.
The transfer action of the resource to be transferred refers to an operation executed on the resource in the associated account of the third-party resource transfer system on the internal and external platforms. In the payment scenario, the transfer action of the resource to be transferred includes debit, credit, and the like. Debiting is an operation directed to a third party resource transfer system to transfer resources in association with an account on an internal or external platform. Crediting is an operation directed to a third party resource transfer system to transfer out resources in connection with accounts on internal and external platforms.
The resource transfer tool is a carrier of the resource to be transferred. Types of resource transfer tools include internal tools and external tools. The internal resource transfer tool refers to a resource transfer tool belonging to a third-party resource transfer system, for example, a marketing-type payment tool (e.g., a marketing coupon, etc.), a default-type payment tool (e.g., each account on the third-party resource transfer system, including a user account, a merchant account, an internal account, etc., where the internal account is an account of the third-party resource transfer system), and the like. The external resource transfer tool refers to a resource transfer tool which does not belong to a third-party resource transfer system, for example, a bank card and the like.
The identifier of the resource transfer tool is used for uniquely identifying the resource transfer tool, and the identifier of the resource transfer tool comprises an identifier of an internal resource transfer tool and an identifier of an external resource transfer tool. The identifier of the external resource transfer tool is the attribute of the external resource transfer tool itself, and does not need to be set or encoded, such as a bank card identifier and the like. The identification of the internal resource transfer tool is not an attribute of the external resource transfer tool itself, and needs to be set or encoded, for example, the internal resource transfer tool includes a marketing payment tool and a default payment tool, the identification of the marketing payment tool is 600, and the identification of the default payment tool is 100.
The resource value required to be transferred by each type of resource transfer tool can be set by the resource transfer party, and the resource value corresponding to the resource transfer tool can be carried in a resource transfer request sent by the resource transfer account to the electronic device. For example, in a certain payment service, a user a needs to pay 100 yuan to a merchant B, and a payment tool selected by the user a is an account of a bank card and a third party payment system, where an amount to be deducted from the bank card is 80 yuan, and an amount to be deducted from an account of the third party payment system is 20 yuan, and when the user a initiates a payment request to the third party payment system, the amount corresponding to the bank card and the amount corresponding to an account of the payment tool, which carry the payment tool, are 80 yuan and 20 yuan.
In the embodiment of the present application, the first type of priority is used to indicate a sequence position of the resource transfer parameter in the execution sequence priority sequence, and briefly, the first type of priority gives a reference sequence of different resource transfer parameters when the resource transfer instruction is sequenced. The higher the priority of the first type of the resource transfer parameter is, the more front the position of the resource transfer parameter in the execution sequence priority sequence is, the more the priority reference is made when the resource transfer instructions are sequenced; the lower the priority of the first type of resource transfer parameter, the later it is in the execution order priority sequence, the less preferentially referenced when ordering resource transfer instructions. The execution sequence priority sequence is a sequence used for sequencing the resource transfer instructions, and different sequence positions in the execution priority sequence correspond to different execution priorities.
When the electronic device configures the first type of priority for the at least one resource transfer parameter, the electronic device may configure the impact degree of the at least one resource transfer parameter on the resource transfer service. Specifically, the electronic device configures a higher first-class priority for a resource transfer parameter with a higher influence degree on the resource transfer service; the electronic equipment configures a first type of priority with lower priority for the resource transfer parameters with lower influence on the resource transfer service. Fig. 2 shows a first type priority order set by the present application for at least one resource transfer parameter, referring to fig. 2, the first type priority order is, from high to low: the resource transferring and executing stage, the attribution of the resource to be transferred, the transferring action of the resource to be transferred, the type of the resource transferring tool and the identification of the resource transferring tool.
In this embodiment of the present application, the second type of priority is used to indicate an execution order of resource transfer parameters with different parameter values at the same sequence position, and the higher the second type of priority of different resource transfer instructions at the same sequence position is, the earlier the resource transfer instruction is executed. Specifically, the electronic device may configure the second type of priority for the different parameter values of each resource transfer parameter according to the resource processing manner corresponding to each resource transfer parameter of the different parameter values, and according to the processing order of the different resource processing manners in the actual service scene, or the resource risk caused by the different resource processing manners.
Taking the payment scenario as an example, the second type of priority set by the electronic device for each resource transfer parameter with different parameter values is as follows:
1. the resource transfer parameters are resource transfer execution stages, and the second type of priorities set by the electronic equipment for different resource transfer execution stages are sequentially from high to low: a request external processing stage, an external return processing stage and a push stage after the resource transfer is successful.
2. The resource transfer parameter is the affiliation party of the resource to be transferred, and the second type of priority set by the electronic equipment for the affiliation parties of the resource to be transferred with different parameter values sequentially comprises the following steps from high to low: payer and derivative, business transition user, payee and derivative.
3. The resource transfer parameter is a transfer action of the resource to be transferred, and the priority of the resource transfer action executed by the resource transfer tool is different considering that different resource attribution parties flow downwards in different resources, so different second-type priorities are set for the different resource attribution parties. When the resource attribution party is a middle-service transition user, the second type of priority set by the electronic equipment for the transfer action of the resource to be transferred sequentially comprises the following steps: credit action, freeze action, thaw action, debit action. When the resource attribution party is the original payer, the second type of priority set by the electronic equipment for the transfer action of the resource to be transferred is as follows in sequence from high to low: freeze action, debit action, thaw action, credit action.
4. The resource transfer parameter is the type of the resource transfer tool, and the execution sequence of different resource types is different under different payment scenes. When the payment scene is a collection scene, the second type of priority set by the electronic device for the different types of resource transfer tools is sequentially from high to low: external resource transfer tools, internal resource transfer tools. When the payment scene is a refund scene, the second type of priority set by the different types of resource transfer tools of the electronic equipment is sequentially from high to low: an internal resource transfer tool and an external resource transfer tool.
5. The resource transfer parameter is an identifier of the resource transfer tool, the resource transfer tool generally includes an external resource transfer tool and an internal resource transfer tool, the second type of priority of the external resource transfer tool and the second type of priority of the internal resource transfer tool have been configured in step 4, in this step, from the viewpoint of stability of the internal resource transfer tool, the second type of priority set by the electronic device for the internal resource transfer tools with different identifiers is, in order from high to low: marketing payment instruments, default class payment instruments.
In another embodiment of the present application, the electronic device may characterize the first type of priority and the second type of priority with a weight value. Specifically, the higher the priority of the first type is, the higher the corresponding weight value is; the lower the priority of the first class is, the smaller the corresponding weight value is. Similarly, the higher the second type of priority is, the larger the corresponding weight value is; the lower the priority of the second class is, the smaller the corresponding weight value is. Through numerical representation, the first type priority and the second type priority are displayed more intuitively.
For example, setting the weight value corresponding to the external processing stage of the request to be 9, the weight value corresponding to the external return processing stage to be 8, and the weight value corresponding to the push stage after the resource transfer is successful to be 7, then the execution sequence of different resource transfer execution stages based on the weight values is: request external processing stage (9) > external return processing stage (8) > resource transfer success post-promotion stage (7).
Setting the weight values corresponding to the payer and the derivative of the payer as 9, the weight values corresponding to the service transition user as 8, and the weight values corresponding to the payee and the derivative of the payee as 7, wherein the execution sequence of different attribution parties of the resource to be transferred based on the weight values is as follows: payer and its derivative (9) > business transit user (8) > payee and its derivative (7).
When the resource attribution party is a middle-service transition user, setting a weight value corresponding to the credit action to be 9, a weight value corresponding to the freezing action to be 8, a weight value corresponding to the unfreezing action to be 7, and a weight value corresponding to the debit action to be 6, and then setting the execution sequence corresponding to different transfer actions of the resource to be transferred based on the weight values to be: credit action (9) > freeze action (8) > thaw action (7) > debit action (6). When the resource attribution party is an original payer, setting a second weight value corresponding to the freezing action as 9, a second weight value corresponding to the debiting action as 8, a second weight value corresponding to the unfreezing action as 7, and a second weight value corresponding to the crediting action as 6, so that the execution sequence corresponding to different resource transfer actions of the resources to be transferred based on the weight values is as follows: freezing action (9) > debit action (8) > unfreezing action (7) > credit action (6).
When the payment scene is a money collection scene, setting a weight value corresponding to the external resource transfer tool to be 9 and a weight value corresponding to the internal resource transfer tool to be 8, and then the execution sequence corresponding to the different types of resource transfer tools in the money collection scene is as follows: external resource transfer tool (9) > internal resource transfer tool (8). When the payment scene is a refund scene, setting a weight value corresponding to the internal resource transfer tool to be 9 and a weight value corresponding to the external resource transfer tool to be 8, and then, in the refund scene, the execution sequence corresponding to the different types of resource transfer tools is as follows: internal resource transfer tool (9) > external resource transfer tool (8).
Setting the corresponding weight value of the marketing payment tool as 600, setting the corresponding weight value of the default payment tool as 100, and setting the corresponding execution sequence of the resource transfer tools with different identifications as follows: marketing payment instrument (600) > default payment instrument (100).
It should be noted that, the first type of priority configured by the electronic device for at least one resource transfer parameter and the second type of priority configured for a different parameter value of each resource transfer parameter are not fixed and change with a change of the resource transfer service, for example, when the resource transfer tool corresponding to the resource transfer service is increased or decreased, the first type of priority and the second type of priority may be adjusted based on the changed resource transfer tool.
102. The electronic equipment acquires at least one resource transfer instruction related to the resource transfer service.
In the resource transfer scenario, the essence of the resource transfer is to complete the resource transfer between the receiving and the paying parties. For a resource transfer service, the corresponding instruction set is to complete the resource deduction to the payer first, and the third-party resource transfer company as the intermediate party first receives the resource and then transfers the resource to the actual account of the payee. These resource flow processes involve multiple resource transfer roles in resource transfer, with each resource flow process corresponding to an actual resource transfer instruction. When processing the resource transfer service, the electronic device needs to first obtain at least one resource transfer instruction related to the resource transfer service, and then sequence the at least one resource transfer instruction, so that the resource can be transferred between the resource transfer tools of both the receiving and the payment parties. The resource transfer command described here mainly includes two parts, one part is the actual resource transfer request operation, and the other part is the accounting resource flow record behind each resource transfer request operation.
Specifically, the electronic device may obtain at least one resource transfer instruction related to the resource transfer service based on a service scenario of the resource transfer service and a resource transfer tool used by the resource transfer service. The service scene comprises a collection scene, a refund scene and the like. For example, user a purchases a take-out using the account balance (20 n) + bank card (80 n) combination, and the payment instructions for this payment service are shown in table 1 below.
TABLE 1
103. The electronic equipment determines an execution sequence priority sequence of at least one resource transfer instruction based on a first type priority of at least one resource transfer parameter and a second type priority corresponding to different parameter values of each resource transfer parameter.
When the electronic device determines the execution sequence priority sequence of at least one resource transfer instruction based on the first type priority of at least one resource transfer parameter and the second type priority corresponding to different parameter values of each resource transfer parameter, the following method may be adopted:
1031. the electronic equipment determines the sequencing position of each resource transfer parameter in each resource transfer instruction in the corresponding execution sequence priority sequence based on the type of the resource transfer parameter included in each resource transfer instruction and the first type priority of each resource transfer parameter.
When the resource transfer parameters included in each resource transfer instruction are sequenced, if a certain resource transfer instruction does not include a certain resource transfer parameter, zero padding operation is performed on the corresponding sequencing position of the resource transfer parameter in the execution sequence priority sequence, so that the situation that the execution sequences of different resource transfer instructions cannot be sequenced due to different lengths of the execution sequence priority sequences corresponding to different resource transfer instructions is avoided.
1032. The electronic equipment determines the second priority of each resource transfer parameter in each resource transfer instruction at the corresponding sequencing position based on the parameter value of the resource transfer parameter included in each resource transfer instruction and the second priority corresponding to the different parameter value of each resource transfer parameter, and obtains the execution sequence priority sequence corresponding to each resource transfer instruction.
When the second type of priority of each resource transfer parameter in each resource transfer instruction on the corresponding sequencing position is determined, the electronic equipment splices the second type of priority on each sequencing position according to the sequence from high to low of the first type of priority to obtain an execution sequence priority sequence corresponding to each resource transfer instruction.
Taking the resource transfer instruction shown in table 1 as an example, the execution sequence priority sequence determined for each resource transfer instruction by the method provided in this step can be referred to in table 2.
TABLE 2
104. The electronic device determines an execution order of the at least one resource transfer instruction based on the execution order priority sequence of the at least one resource transfer instruction.
The electronic equipment traverses the second type priority of each sequencing position in the execution sequence priority sequence of at least one resource transfer instruction according to the sequence of the first type priority from high to low (namely the sequencing positions are from front to back), and further determines the execution sequence for at least one resource transfer instruction according to the sequence of the sequencing positions from front to back and the second type priority of the same sequencing position from high to low. When the priority sequence of the execution order of the at least two resource transfer instructions is the same, it indicates that the at least two resource transfer instructions can be executed simultaneously, that is, the at least two resource transfer instructions have the same execution order.
105. The electronic equipment constructs a resource transfer link of the resource transfer service based on at least one resource transfer instruction and the execution sequence thereof.
The electronic equipment executes the at least one resource transfer instruction according to the execution sequence of the at least one resource transfer instruction, so that a resource transfer link of the resource transfer service is formed.
In another embodiment of the present application, along with a change of a resource transfer service scenario, a category of a resource transfer parameter may be changed, and a category of each resource transfer parameter may also be changed, so that to meet a requirement of an actual resource transfer service scenario, the electronic device needs to update at least one of a first type priority of at least one resource transfer parameter configured in advance, a second type priority corresponding to a different parameter value of each resource transfer parameter, and the like, in combination with the changed parameter. The specific updating process is as follows:
when the type of the resource transfer parameter changes (for example, new addition), or a first type priority configured for at least one resource transfer parameter in advance due to service adjustment needs to be adjusted, a first update instruction for a target resource transfer parameter is required to be sent to the electronic device, where the target resource transfer parameter includes all or part of the new resource transfer parameter or at least one resource transfer parameter, and the electronic device updates the first type priority of the target resource transfer parameter in response to the first update instruction for the target resource transfer parameter.
When the parameter value of any resource transfer parameter changes (for example, newly increases), or the second type of priority configured for different parameter values of any resource transfer parameter in advance due to service adjustment needs to be adjusted, a second update instruction for the resource transfer parameter needs to be sent to the electronic device, and in response to the second update instruction for the resource transfer parameter, the electronic device updates the second type of priority corresponding to different parameter values in the resource transfer parameter.
According to the method provided by the embodiment of the application, corresponding resource transfer links are not configured for different resource transfer services in advance, but based on resource transfer parameters contained in resource transfer instructions related to the resource transfer services, first-class priorities used for indicating the ordering positions of the resource transfer parameters in an execution sequence priority sequence are configured for the different resource transfer parameters, and second-class priorities used for indicating the execution sequence of the resource transfer parameters in the same ordering position are configured for different parameter values of each resource transfer parameter. Because the resource transfer service and the resource transfer link are not solidified, but the resource transfer parameters are dynamically configured, the expandability of the resource transfer link is improved, the flexible and changeable requirements of the resource transfer service are met, and the resource transfer efficiency is higher by adopting the method.
Referring to fig. 3, it is shown that the present embodiment provides an apparatus for determining a resource transfer link, which may be implemented by software, hardware, or a combination of both, and is a part or all of an electronic device, and the apparatus includes:
an obtaining module 301, configured to obtain at least one resource transfer instruction related to a resource transfer service, where the resource transfer instruction includes at least one resource transfer parameter, and the resource transfer parameter is a parameter that affects the resource transfer service;
a first determining module 302, configured to determine an execution order priority sequence of at least one resource transfer instruction based on a first class priority of at least one resource transfer parameter and a second class priority corresponding to a different parameter value of each resource transfer parameter, where the first class priority is used to indicate sequence positions of the resource transfer parameters in the execution order priority sequence, different sequence positions in the execution order priority sequence correspond to different execution priorities, and the second class priority is used to indicate execution orders of the resource transfer parameters with different parameter values at the same sequence position;
a second determining module 303, configured to determine an execution order of the at least one resource transfer instruction based on the execution order priority sequence of the at least one resource transfer instruction;
a building module 304, configured to build a resource transfer link of the resource transfer service based on the at least one resource transfer instruction and the execution sequence thereof.
In another embodiment of the present application, the obtaining module 301 is configured to determine at least one resource transfer instruction based on a service scenario of a resource transfer service and a resource transfer tool used by the resource transfer service, where the resource transfer tool is a bearer of a resource to be transferred.
In another embodiment of the present application, the first determining module 302 is configured to determine, based on a type of a resource transfer parameter included in each resource transfer instruction and a first type priority of each resource transfer parameter, an ordering position of each resource transfer parameter in each resource transfer instruction in a corresponding execution order priority sequence; and determining the second priority of each resource transfer parameter in each resource transfer instruction at the corresponding sequencing position based on the parameter value of the resource transfer parameter included in each resource transfer instruction and the second priority corresponding to the different parameter value of each resource transfer parameter, so as to obtain an execution sequence priority sequence corresponding to each resource transfer instruction.
In another embodiment of the present application, the apparatus further comprises:
the first configuration module is used for configuring different first-class priorities for at least one resource transfer parameter according to the influence degree of the at least one resource transfer parameter on the resource transfer service;
and the second configuration module is used for configuring different second-class priorities for different parameter values of each resource transfer parameter according to the resource processing mode corresponding to each resource transfer parameter with different parameter values.
In another embodiment of the present application, the second determining module is configured to traverse the second type of priority at each of the ordering positions in the execution order priority sequence of the at least one resource transfer instruction; and determining an execution sequence for at least one resource transfer instruction according to the sequence of the priority of the second type from front to back in the same sequencing position and the sequence of the priority from high to low in the same sequencing position.
In another embodiment of the present application, the apparatus further comprises at least one of the following modules:
the first updating module is used for responding to a first updating instruction aiming at the target resource transfer parameter, and updating the first type priority of the target resource transfer parameter, wherein the target resource transfer parameter comprises all or part of the newly added resource transfer parameter or at least one resource transfer parameter;
and the second updating module is used for responding to a second updating instruction aiming at any resource transfer parameter and updating the second type priority corresponding to different parameter values in the resource transfer parameter.
In another embodiment of the present application, the resource transfer parameter includes at least one of a resource transfer execution phase, a home location of the resource to be transferred, a transfer action of the resource to be transferred, a type of the resource transfer tool, and an identification of the resource transfer tool.
To sum up, the apparatus provided in this embodiment of the present application does not configure corresponding resource transfer links for different resource transfer services in advance, but configures a first type of priority for indicating a sorting position of the resource transfer parameters in an execution sequence priority sequence for the different resource transfer parameters based on the resource transfer parameters included in the resource transfer instructions related to the resource transfer services, and configures a second type of priority for indicating an execution sequence of the resource transfer parameters at the same sorting position for different parameter values of each resource transfer parameter. Because the resource transfer service and the resource transfer link are not solidified, but the resource transfer parameters are dynamically configured, the expandability of the resource transfer link is improved, the flexible and changeable requirements of the resource transfer service are met, and the resource transfer efficiency is higher by adopting the method.
Fig. 4 shows a block diagram of an electronic device 400 according to an exemplary embodiment of the present application. In general, the electronic device 400 includes: a processor 401 and a memory 402.
In some embodiments, the electronic device 400 may further optionally include: a peripheral interface 403 and at least one peripheral. The processor 401, memory 402 and peripheral interface 403 may be connected by bus or signal lines. Each peripheral may be connected to the peripheral interface 403 via a bus, signal line, or circuit board. Specifically, the peripheral device includes: a power source 404.
The peripheral interface 403 may be used to connect at least one peripheral related to I/O (Input/Output) to the processor 401 and the memory 402. In some embodiments, processor 401, memory 402, and peripherals interface 403 are integrated on the same chip or circuit board; in some other embodiments, any one or two of the processor 401, the memory 402 and the peripheral interface 403 may be implemented on a separate chip or circuit board, which is not limited by this embodiment.
The power supply 404 is used to power the various components in the electronic device 400. The power source 404 may be alternating current, direct current, disposable batteries, or rechargeable batteries. When the power source 404 includes a rechargeable battery, the rechargeable battery may be a wired rechargeable battery or a wireless rechargeable battery. The wired rechargeable battery is a battery charged through a wired line, and the wireless rechargeable battery is a battery charged through a wireless coil. The rechargeable battery may also be used to support fast charge technology.
Those skilled in the art will appreciate that the configuration shown in fig. 4 does not constitute a limitation of the electronic device 400, and may include more or fewer components than those shown, or combine certain components, or employ a different arrangement of components.
In an exemplary embodiment, a computer-readable storage medium comprising instructions, such as a memory comprising instructions, executable by a processor of the electronic device 400 to perform the above-described method of determining a resource transfer link is also provided. Alternatively, the storage medium may be a non-transitory computer readable storage medium, for example, a CD-ROM (Compact Disc Read-Only Memory), a ROM, a RAM (Random Access Memory), a magnetic tape, a floppy disk, an optical data storage device, and the like.
The electronic device provided in the embodiment of the application does not configure corresponding resource transfer links for different resource transfer services in advance, but configures first-class priorities for indicating the ordering positions of the resource transfer parameters in an execution sequence priority sequence for the different resource transfer parameters based on the resource transfer parameters included in the resource transfer instructions related to the resource transfer services, and configures second-class priorities for indicating the execution sequence of each resource transfer parameter at the same ordering position for different parameter values of each resource transfer parameter. Because the resource transfer service and the resource transfer link are not solidified, but the resource transfer parameters are dynamically configured, the expandability of the resource transfer link is improved, the flexible and changeable requirements of the resource transfer service are met, and the resource transfer efficiency is higher by adopting the method.
An embodiment of the present application provides a computer-readable storage medium, where at least one program code is stored in the storage medium, and the at least one program code is loaded and executed by a processor to implement the method for determining a resource transfer link described above.
An embodiment of the present application provides a computer program product, which includes computer program code, the computer program code being stored in a computer-readable storage medium, and a processor of an electronic device reading the computer program code from the computer-readable storage medium, and executing the computer program code by the processor, so that the electronic device executes the method for determining a resource transfer link.
It will be understood by those skilled in the art that all or part of the steps for implementing the above embodiments may be implemented by hardware, or may be implemented by a program instructing relevant hardware, where the program may be stored in a computer-readable storage medium, and the storage medium may be a read-only memory, a magnetic disk or an optical disk.
The above description is intended only to illustrate the alternative embodiments of the present application, and should not be construed as limiting the present application, and any modifications, equivalents, improvements and the like made within the spirit and principle of the present application should be included in the protection scope of the present application.
Claims (10)
1. A method of determining a resource transfer link, the method comprising:
acquiring at least one resource transfer instruction related to a resource transfer service, wherein the resource transfer instruction comprises at least one resource transfer parameter, and the resource transfer parameter is a parameter influencing the resource transfer service;
determining an execution sequence priority sequence of at least one resource transfer instruction based on a first class priority of at least one resource transfer parameter and a second class priority corresponding to different parameter values of each resource transfer parameter, wherein the first class priority is used for indicating sequence positions of the resource transfer parameters in the execution sequence priority sequence, different sequence positions in the execution sequence priority sequence correspond to different execution priorities, and the second class priority is used for indicating execution sequences of the resource transfer parameters with different parameter values in the same sequence position;
determining an execution order of at least one of the resource transfer instructions based on an execution order priority sequence of the at least one of the resource transfer instructions;
and constructing a resource transfer link of the resource transfer service based on at least one resource transfer instruction and the execution sequence thereof.
2. The method of claim 1, wherein the obtaining at least one resource transfer instruction related to the resource transfer service comprises:
and determining the at least one resource transfer instruction based on the service scene of the resource transfer service and a resource transfer tool used by the resource transfer service, wherein the resource transfer tool is a carrier of the resource to be transferred.
3. The method according to claim 1, wherein said determining an execution order priority sequence of at least one of the resource transfer instructions based on a first type priority of at least one of the resource transfer parameters and a second type priority corresponding to a different parameter value of each of the resource transfer parameters comprises:
determining the sorting position of each resource transfer parameter in each resource transfer instruction in the corresponding execution sequence priority sequence based on the type of the resource transfer parameter included in each resource transfer instruction and the first type priority of each resource transfer parameter;
and determining the second priority of each resource transfer parameter in each resource transfer instruction at the corresponding sequencing position based on the parameter value of the resource transfer parameter included in each resource transfer instruction and the second priority corresponding to the different parameter value of each resource transfer parameter, so as to obtain an execution sequence priority sequence corresponding to each resource transfer instruction.
4. The method according to claim 1, wherein said determining the execution order priority sequence of at least one of the resource transfer instructions based on the first type priority of at least one of the resource transfer parameters and the second type priority corresponding to a different parameter value of each of the resource transfer parameters further comprises:
configuring different first-class priorities for at least one resource transfer parameter according to the influence degree of the at least one resource transfer parameter on a resource transfer service;
and configuring different second-class priorities for different parameter values of each resource transfer parameter according to the resource processing mode corresponding to each resource transfer parameter with different parameter values.
5. The method of claim 1, wherein said determining an execution order of at least one of the resource transfer instructions based on an execution order priority sequence of at least one of the resource transfer instructions comprises:
traversing the second type of priority at each sequencing position in the execution sequence priority sequence of at least one resource transfer instruction;
and determining an execution sequence for at least one resource transfer instruction according to the sequence of the priority of the second type from front to back in the same sequencing position and the sequence of the priority from high to low in the same sequencing position.
6. The method according to any one of claims 1 to 5, characterized in that the method further comprises at least one of:
updating the first class priority of the target resource transfer parameter in response to a first updating instruction for the target resource transfer parameter, wherein the target resource transfer parameter comprises a newly added resource transfer parameter or all or part of at least one resource transfer parameter;
and responding to a second updating instruction aiming at any one resource transfer parameter, and updating the second type priority corresponding to different parameter values in the resource transfer parameter.
7. The method according to any one of claims 1 to 5, wherein the resource transfer parameters comprise at least one of a resource transfer execution phase, a home of the resource to be transferred, a transfer action of the resource to be transferred, a type of a resource transfer tool, and an identification of the resource transfer tool.
8. An apparatus for determining a resource transfer link, the apparatus comprising:
an obtaining module, configured to obtain at least one resource transfer instruction related to a resource transfer service, where the resource transfer instruction includes at least one resource transfer parameter, and the resource transfer parameter is a parameter that affects the resource transfer service;
a first determining module, configured to determine an execution order priority sequence of at least one resource transfer instruction based on a first class priority of at least one resource transfer parameter and a second class priority corresponding to a different parameter value of each resource transfer parameter, where the first class priority is used to indicate a sequence position of the resource transfer parameter in the execution order priority sequence, different sequence positions in the execution order priority sequence correspond to different execution priorities, and the second class priority is used to indicate an execution order of the resource transfer parameters with different parameter values at the same sequence position;
a second determining module, configured to determine an execution order of at least one of the resource transfer instructions based on an execution order priority sequence of the at least one of the resource transfer instructions;
and the construction module is used for constructing a resource transfer link of the resource transfer service based on at least one resource transfer instruction and the execution sequence thereof.
9. An electronic device, comprising a processor and a memory, wherein at least one program code is stored in the memory, and wherein the at least one program code is loaded and executed by the processor to implement the method of determining a resource transfer link according to any of claims 1 to 7.
10. A computer-readable storage medium, characterized in that at least one program code is stored in said storage medium, which at least one program code is loaded and executed by a processor to implement the method of determining a resource transfer link according to any of claims 1 to 7.
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