CN115329396A - Transaction contract online signing method and system, electronic device and readable storage medium - Google Patents
Transaction contract online signing method and system, electronic device and readable storage medium Download PDFInfo
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Abstract
The invention relates to the technical field of online transactions, and discloses a transaction contract online signing method, a system, electronic equipment and a readable storage medium.
Description
Technical Field
The invention relates to the technical field of online transactions, in particular to a transaction contract online signing method, a transaction contract online signing system, electronic equipment and a readable storage medium.
Background
At present, enterprises or individuals mostly select to sign trade contracts offline, contract signing is long in time consumption and low in efficiency due to commuting time, contract transportation time and the like, and meanwhile, paper contracts are not easy to store.
With the continuous development of networks, the signing time can be saved by signing the transaction contract online, but potential safety hazards exist. Therefore, a safe and convenient online signing means is needed, which can improve the signing efficiency and ensure the security of online signing the contract.
Disclosure of Invention
The following presents a simplified summary in order to provide a basic understanding of some aspects of the disclosed embodiments. This summary is not an extensive overview and is intended to neither identify key/critical elements nor delineate the scope of such embodiments, but is intended to be a prelude to the more detailed description that is presented later.
In view of the above-mentioned shortcomings of the prior art, the present invention discloses a transaction contract online signing method, system, electronic device and readable storage medium, so as to improve signing efficiency and ensure online signing security of contracts.
The invention discloses a transaction contract online signing method, which comprises the following steps: acquiring a contract to be signed of a contract initiator and company account information of the contract signer; sending the company account information of the contract signing party to a third party bank end, wherein the third party bank end is used for authenticating the company account information and generating at least one electronic signature after the authentication is passed; the electronic signature is sent to a third-party service end, wherein the third-party service end is used for carrying out account registration according to the electronic signature to obtain at least one service account of the contract signing party; and sending the contract to be signed to the third-party service end, and sending the service account to the contract signing party, wherein the third-party service end is also used for carrying out contract signing on the contract to be signed according to the electronic signature after the contract signing party logs in the service account.
Optionally, acquiring the contract to be signed by the contract initiator includes: acquiring a current contract type, a contract variable parameter name and a variable parameter value corresponding to the contract variable parameter name; matching from preset original contract templates according to the current contract type to obtain a target contract template corresponding to the current contract type; filling the contract variable parameter name into the target contract template to obtain a first display contract, and displaying the first display contract; responding to format confirmation information corresponding to the first display contract, replacing a contract variable parameter name in the first display contract with a corresponding variable parameter value to obtain a second display contract, and displaying the second display contract; and determining the second display contract as a contract to be signed in response to the content confirmation information corresponding to the first display contract.
Optionally, the method further comprises: converting one or more of the first exhibition contract, the second exhibition contract, and the contract to be signed into a preset image format.
Optionally, before performing account registration according to the electronic signature to obtain at least one service account of the contract signing party, the third party service side is further configured to: acquiring a real-name certificate of the contract signing party, and performing real-name authentication on the contract signing party according to the real-name certificate; and if the real-name authentication is successful, performing account registration according to the electronic signature to obtain a service account of the contract signing party.
Optionally, before the contract to be signed is signed according to the electronic signature, the third party server is further configured to: generating verification information corresponding to the contract to be signed according to a preset verification mode; sending the verification information to the contract signing party, wherein the verification information is used for verifying the contract signing party and feeding back a verification result; and if the verification result comprises that the verification is passed, carrying out contract signing on the contract to be signed according to the electronic signature.
Optionally, the third party server performs contract signing on the contract to be signed according to the electronic signature by the following method: matching the electronic signature according to the current contract type to obtain a target signature corresponding to the current contract; and filling the target signature into a preset signature position of the contract to be signed so as to finish contract signing.
Optionally, after the service account is sent to the contract signing party, the method further includes: receiving a public key of the signing party sent by the contract signing party, and pulling a final contract from the third party server, wherein the contract to be signed after the contract is signed is determined as the final contract; and carrying out plaintext encryption on the final contract according to the public key of the signing party to obtain the ciphertext contract, and sending the ciphertext contract to the signing party.
The invention discloses an online signing system of a transaction contract, which comprises: the acquisition module is used for acquiring the contract to be signed of the contract initiator and the company account information of the contract signer; the signature module is used for sending the company account information of the contract signing party to a third-party bank end, wherein the third-party bank end is used for authenticating the company account information and generating at least one electronic signature after the authentication is passed; the account module is used for sending the electronic signature to a third-party server, wherein the third-party server is used for carrying out account registration according to the electronic signature to obtain at least one service account of the contract signing party; and the signing module is used for sending the contract to be signed to the third-party service end and sending the service account to the contract signing party, wherein the third-party service end is also used for carrying out contract signing on the contract to be signed according to the electronic signature after the contract signing party logs in the service account.
The invention discloses an electronic device, comprising: a processor and a memory; the memory is used for storing computer programs, and the processor is used for executing the computer programs stored by the memory so as to enable the electronic equipment to execute the method.
The invention discloses a computer-readable storage medium, on which a computer program is stored: which when executed by a processor implements the method described above.
The invention has the beneficial effects that:
the method comprises the steps of obtaining a contract to be signed of a contract initiator and company account information of a contract signing party, authenticating the company account information of the contract signing party through a third-party bank to obtain an electronic signature, registering a service account through a third-party service terminal, and signing the contract to be signed according to the electronic signature after the contract signing party logs in the service account. Compared with the off-line signing of the transaction contract, the on-line signing saves time, so that the efficiency of contract signing is improved, the electronic signature is generated through the third-party bank terminal, the on-line signing service is provided through the third-party server terminal based on the service account, and the safety of the on-line signing contract is guaranteed while the signing efficiency is improved.
It is to be understood that both the foregoing general description and the following detailed description are exemplary and explanatory only and are not restrictive of the application.
Drawings
The accompanying drawings, which are incorporated in and constitute a part of this specification, illustrate embodiments consistent with the present application and together with the description, serve to explain the principles of the application. It is obvious that the drawings in the following description are only some embodiments of the application, and that for a person skilled in the art, other drawings can be derived from them without inventive effort. In the drawings:
FIG. 1 is a schematic flow chart of a method for signing a transaction contract online in an embodiment of the present invention;
FIG. 2 is a presentation interface of a final contract in accordance with an embodiment of the present invention;
FIG. 3 is a schematic flow chart diagram of another method for transaction contract line signing in accordance with one embodiment of the present invention;
FIG. 4 is a schematic diagram of the structure of an online signing system for a transaction contract according to one embodiment of the present invention;
fig. 5 is a schematic structural diagram of an electronic device in an embodiment of the present invention.
Detailed Description
The embodiments of the present invention are described below with reference to specific embodiments, and other advantages and effects of the present invention will be easily understood by those skilled in the art from the disclosure of the present specification. The invention is capable of other and different embodiments and of being practiced or of being carried out in various ways, and its several details are capable of modification in various respects, all without departing from the spirit and scope of the present invention. It should be noted that, in the following embodiments and examples, subsamples may be combined with each other without conflict.
It should be noted that the drawings provided in the following embodiments are only for illustrating the basic idea of the present invention, and the drawings only show the components related to the present invention rather than being drawn according to the number, shape and size of the components in actual implementation, and the type, amount and proportion of each component in actual implementation can be changed freely, and the layout of the components can be more complicated.
In the following description, numerous details are set forth to provide a more thorough explanation of embodiments of the present invention, however, it will be apparent to one skilled in the art that embodiments of the present invention may be practiced without these specific details, and in other embodiments, well-known structures and devices are shown in block diagram form, rather than in detail, in order to avoid obscuring embodiments of the present invention.
The terms "first," "second," and the like in the description and in the claims, and the above-described drawings of embodiments of the present disclosure, are used for distinguishing between similar elements and not necessarily for describing a particular sequential or chronological order. It should be understood that the data so used may be interchanged under appropriate circumstances such that embodiments of the present disclosure described herein may be made. Furthermore, the terms "include" and "have," as well as any variations thereof, are intended to cover a non-exclusive inclusion.
The term "plurality" means two or more unless otherwise specified.
In the embodiment of the present disclosure, the character "/" indicates that the preceding and following objects are in an or relationship. For example, A/B represents: a or B.
The term "and/or" is an associative relationship that describes objects, meaning that three relationships may exist. For example, a and/or B, represents: a or B, or A and B.
With reference to fig. 1, an embodiment of the present disclosure provides a method for signing on a contract line of a transaction, including:
step S101, acquiring a contract to be signed of a contract initiator and company account information of the contract signer;
step S102, sending the company account information of the contract signing party to a third party bank end;
the third-party bank terminal is used for authenticating the account information of the company and generating at least one electronic signature after the authentication is passed;
step S103, sending the electronic signature to a third-party server;
the third-party service end is used for carrying out account registration according to the electronic signature to obtain at least one service account of the contract signing party;
step S104, sending the contract to be signed to a third party service end, and sending the service account to a contract signing party;
the third-party service end is also used for carrying out contract signing on the contract to be signed according to the electronic signature after the contract signing party logs in the service account.
By adopting the transaction contract online signing method provided by the embodiment of the disclosure, the contract to be signed of the contract initiator and the company account information of the contract signing party are acquired, the company account information of the contract signing party is authenticated through a third party bank to obtain an electronic signature, the service account is registered through a third party service terminal, and the contract to be signed is signed according to the electronic signature after the contract signing party logs in the service account. Compared with the off-line signing of the transaction contract, the on-line signing saves time, so that the efficiency of contract signing is improved, the electronic signature is generated through the third-party bank terminal, the on-line signing service is provided through the third-party server terminal based on the service account, and the safety of the on-line signing contract is guaranteed while the signing efficiency is improved.
Optionally, the third party service end includes CFCA (China Financial Certification Authority).
Optionally, acquiring the contract to be signed of the contract initiator includes: acquiring a current contract type, a contract variable parameter name and a variable parameter value corresponding to the contract variable parameter name; matching from a preset original contract template according to the current contract type to obtain a target contract template corresponding to the current contract type; filling the contract variable parameter names into a target contract template to obtain a first display contract, and displaying the first display contract; in response to the format confirmation information corresponding to the first display contract, replacing the contract variable parameter name in the first display contract with the corresponding variable parameter value to obtain a second display contract, and displaying the second display contract; and determining the second display contract as the contract to be signed in response to the content confirmation information corresponding to the first display contract.
Therefore, the contract layout is checked through the first display contract, the contract content is checked through the second display contract, the contract content is prevented from being revealed during the contract layout check, and the safety of signing the contract on line is improved.
In some embodiments, copying the contract content from the word into a preset contract template textbox can preserve the source file format of the word after copying to obtain the target contract template.
In some embodiments, the variable parameter names include one or more of text, date, number, conversion to capitalization, terms of fulfillment (including fulfillment content, time of reminder, manner of reminder, phone number, mail), and the like.
Optionally, the method further comprises: and converting one or more of the first display contract, the second display contract and the contract to be signed into a preset image format.
In some implementations, the preset Image Format includes one or more of PDF (Portable Document Format), JPEG (Joint Photographic Experts Group), TIF (Tag Image File Format), and other Image formats.
In some embodiments, the PDF contract template is generated through an HTML static page, and the consistency of the preview and the generated file style is ensured.
Optionally, before the account registration is performed according to the electronic signature to obtain at least one service account of the contract signing party, the third party service side is further configured to: acquiring a real-name certificate of a contract signing party, and performing real-name authentication on the contract signing party according to the real-name certificate; if the real-name authentication is successful, the account is registered according to the electronic signature to obtain the service account of the contract signing party.
Thus, the authenticity of the contract signing party is guaranteed according to real-name authentication, and the safety of signing the contract on line is improved.
Optionally, before the contract to be signed is signed according to the electronic signature, the third party server is further configured to: generating verification information corresponding to the contract to be signed according to a preset verification mode; sending the verification information to a contract signing party, wherein the verification information is used for verifying the contract signing party and feeding back a verification result; and if the verification result comprises that the verification is passed, carrying out contract signing on the contract to be signed according to the electronic signature.
In some embodiments, the verification means includes one or more of short message verification code, mailbox verification code, voice verification code, and the like.
Therefore, the current login personnel are verified in a verification mode, and the contract signing is carried out after the verification is passed, so that the safety of online signing is improved.
Optionally, the third-party server performs contract signing on the contract to be signed according to the electronic signature by the following method: matching the electronic signature according to the current contract type to obtain a target signature corresponding to the current contract; and filling the target signature into a preset signature position of the contract to be signed so as to finish the contract signing.
In some embodiments, the electronic signature includes one or more of a official seal, a financial seal, a contract seal, a legal representative seal, an invoice seal, a natural person signature, and the like.
Optionally, after the service account is sent to the contract signer, the method further comprises: receiving a public key of a signing party sent by a contract signing party, and pulling a final contract from a third party server, wherein the contract to be signed after the contract is signed is determined as the final contract; and carrying out plaintext encryption on the final contract according to the public key of the signing party to obtain a ciphertext contract, and sending the ciphertext contract to the contract signing party.
With reference to fig. 2, the embodiment of the present disclosure provides a display interface of a final contract, where the final contract is in PDF format, and the contract text of the final contract is prevented from being tampered.
With reference to fig. 3, an embodiment of the present disclosure provides a method for signing on a transaction contract line, including:
step S301, a contract signing party sends company account information to a contract initiator;
step S302, the contract initiator sends the company account information of the contract signing party to a third-party bank end;
step S303, the third party bank side authenticates the company account information and generates at least one electronic signature after the authentication is passed;
step S304, the third party bank sends the electronic signature to the contract initiator;
step S305, the contract initiator sends an electronic signature to a third-party server;
step S306, the third party server registers accounts according to the electronic signature to obtain at least one service account of the contract signing party;
step S307, the contract initiator sends the contract to be signed to the third party server;
step S308, the contract signing party logs in a service account to a third-party server;
and step S309, the third party server performs contract signing on the contract to be signed according to the electronic signature.
By adopting the transaction contract online signing method provided by the embodiment of the disclosure, the electronic signature is obtained by acquiring the to-be-signed contract of the contract initiator and the company account information of the contract signing party and authenticating the company account information of the contract signing party through the third party bank, then the service account is registered through the third party service terminal, and the contract signing is carried out on the to-be-signed contract according to the electronic signature after the contract signing party logs in the service account, so that the method has the following advantages:
firstly, compared with the off-line signing of the transaction contract, the time is saved by the on-line signing, so that the contract signing efficiency is improved;
secondly, generating an electronic signature through a third-party bank terminal, and providing online signing service through a third-party server terminal based on a service account, so that the signing efficiency is improved, and the security of online signing contracts is guaranteed;
thirdly, the authenticity of a contract signing party is guaranteed according to real-name authentication, so that the safety of signing a contract on line is improved;
and fourthly, the current login personnel are verified in a verification mode, and the contract signing is carried out after the verification is passed, so that the safety of online signing is improved.
As shown in fig. 4, the embodiment of the present disclosure provides an online signing system for a transaction contract, which includes an obtaining module 401, a signing module 402, an account module 403, and a signing module 404. The acquiring module 401 is configured to acquire a contract to be signed of a contract initiator and company account information of the contract signer; the signature module 402 is configured to send the company account information of the contract signing party to a third-party bank end, where the third-party bank end is configured to authenticate the company account information and generate at least one electronic signature after the authentication is passed; the account module 403 is configured to send the electronic signature to a third-party server, where the third-party server is configured to perform account registration according to the electronic signature to obtain at least one service account of the contract signing party; the signing module 404 is configured to send the contract to be signed to the third party service end, and send the service account to the contract signing party, where the third party service end is further configured to sign the contract to be signed according to the electronic signature after the contract signing party logs in the service account.
By adopting the transaction contract online signing system provided by the embodiment of the disclosure, the contract to be signed of the contract initiator and the company account information of the contract signing party are acquired, the company account information of the contract signing party is authenticated through the third-party bank to obtain the electronic signature, the service account is registered through the third-party service terminal, and the contract signing is carried out on the contract to be signed according to the electronic signature after the contract signing party logs in the service account. Compared with the off-line signing of the transaction contract, the on-line signing saves time, so that the efficiency of contract signing is improved, the electronic signature is generated through the third-party bank terminal, the on-line signing service is provided through the third-party server terminal based on the service account, and the safety of the on-line signing contract is guaranteed while the signing efficiency is improved.
FIG. 5 illustrates a schematic structural diagram of a computer system suitable for use in implementing the electronic device of an embodiment of the present application. It should be noted that the computer system 500 of the electronic device shown in fig. 5 is only an example, and should not bring any limitation to the functions and the scope of use of the embodiments of the present application.
As shown in fig. 5, the computer system 500 includes a Central Processing Unit (CPU) 501, which can perform various appropriate actions and processes, such as executing the methods in the above-described embodiments, according to a program stored in a Read-Only Memory (ROM) 502 or a program loaded from a storage section 508 into a Random Access Memory (RAM) 503. In the RAM 503, various programs and data necessary for system operation are also stored. The CPU 501, ROM 502, and RAM 503 are connected to each other via a bus 504. An Input/Output (I/O) interface 505 is also connected to bus 504.
The following components are connected to the I/O interface 505: an input portion 506 including a keyboard, a mouse, and the like; an output section 507 including a Cathode Ray Tube (CRT), a Liquid Crystal Display (LCD), and the like, a speaker, and the like; a storage portion 508 including a hard disk and the like; and a communication section 509 including a Network interface card such as a LAN (Local Area Network) card, a modem, or the like. The communication section 509 performs communication processing via a network such as the internet. The driver 510 is also connected to the I/O interface 505 as necessary. A removable medium 511 such as a magnetic disk, an optical disk, a magneto-optical disk, a semiconductor memory, or the like is mounted on the drive 510 as necessary, so that a computer program read out therefrom is mounted into the storage section 508 as necessary.
In particular, according to embodiments of the application, the processes described above with reference to the flow diagrams may be implemented as computer software programs. For example, embodiments of the present application include a computer program product comprising a computer program embodied on a computer readable medium, the computer program comprising a computer program for performing the method illustrated by the flow chart. In such an embodiment, the computer program may be downloaded and installed from a network through the communication section 509, and/or installed from the removable medium 511. When the computer program is executed by a Central Processing Unit (CPU) 501, various functions defined in the system of the present application are executed.
It should be noted that the computer readable medium shown in the embodiments of the present application may be a computer readable signal medium or a computer readable storage medium or any combination of the two. The computer readable storage medium may be, for example, an electronic, magnetic, optical, electromagnetic, infrared, or semiconductor system, apparatus, or device, or any combination of the foregoing. More specific examples of the computer readable storage medium may include, but are not limited to: an electrical connection having one or more wires, a portable computer diskette, a hard disk, a Random Access Memory (RAM), a Read-Only Memory (ROM), an Erasable Programmable Read-Only Memory (EPROM), a flash Memory, an optical fiber, a portable Compact Disc Read-Only Memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing. In the present application, a computer-readable signal medium may comprise a propagated data signal with a computer-readable computer program embodied therein, either in baseband or as part of a carrier wave. Such a propagated data signal may take any of a variety of forms, including, but not limited to, electro-magnetic, optical, or any suitable combination thereof. A computer readable signal medium may also be any computer readable medium that is not a computer readable storage medium and that can communicate, propagate, or transport a program for use by or in connection with an instruction execution system, apparatus, or device. The computer program embodied on the computer readable medium may be transmitted using any appropriate medium, including but not limited to: wireless, wired, etc., or any suitable combination of the foregoing.
The disclosed embodiments also provide a computer-readable storage medium on which a computer program is stored, which when executed by a processor implements any of the methods in the embodiments.
The computer-readable storage medium in the embodiments of the present disclosure may be understood by those skilled in the art as follows: all or part of the steps for implementing the above method embodiments may be performed by hardware associated with a computer program. The aforementioned computer program may be stored in a computer readable storage medium. When executed, the program performs steps comprising the method embodiments described above; and the aforementioned storage medium includes: various media that can store program codes, such as ROM, RAM, magnetic or optical disks.
The electronic device disclosed in this embodiment includes a processor, a memory, a transceiver, and a communication interface, where the memory and the communication interface are connected to the processor and the transceiver and perform mutual communication, the memory is used for storing a computer program, the communication interface is used for performing communication, and the processor and the transceiver are used for operating the computer program, so that the electronic device performs the steps of the above method.
In this embodiment, the Memory may include a Random Access Memory (RAM), and may also include a non-volatile Memory (non-volatile Memory), such as at least one disk Memory.
The Processor may be a general-purpose Processor, and includes a Central Processing Unit (CPU), a Graphics Processing Unit (GPU), a Network Processor (NP), and the like; the Integrated Circuit may also be a Digital Signal Processor (DSP), an Application Specific Integrated Circuit (ASIC), a Field Programmable Gate Array (FPGA) or other Programmable logic device, a discrete Gate or transistor logic device, or a discrete hardware component.
The above description and the drawings sufficiently illustrate embodiments of the disclosure to enable those skilled in the art to practice them. Other embodiments may incorporate structural, logical, electrical, process, and other changes. The examples merely typify possible variations. Individual components and functions are optional unless explicitly required, and the sequence of operations may vary. Portions and subsamples of some embodiments may be included in or substituted for portions and subsamples of other embodiments. Furthermore, the words used in the specification are words of description for example only and are not limiting upon the claims. As used in the description of the embodiments and the claims, the singular forms "a", "an" and "the" are intended to include the plural forms as well, unless the context clearly indicates otherwise. Similarly, the term "and/or" as used in this application is meant to encompass any and all possible combinations of one or more of the associated listed. Furthermore, the terms "comprises," "comprising," and variations thereof, when used in this application, specify the presence of stated sub-samples, integers, steps, operations, elements, and/or components, but do not preclude the presence or addition of one or more other sub-samples, integers, steps, operations, elements, components, and/or groups thereof. Without further limitation, an element defined by the phrase "comprising one of 8230," does not exclude the presence of another identical element in a process, method or device comprising the element. In this document, each embodiment may be described with emphasis on differences from other embodiments, and the same and similar parts between the respective embodiments may be referred to each other. For methods, products, etc. of the embodiment disclosures, reference may be made to the description of the method section for relevance if it corresponds to the method section of the embodiment disclosure.
Those of skill in the art would appreciate that the various illustrative elements and algorithm steps described in connection with the embodiments disclosed herein may be implemented as electronic hardware or combinations of computer software and electronic hardware. Whether such functionality is implemented as hardware or software may depend upon the particular application and design constraints imposed on the technical solution. Skilled artisans may implement the described functionality in varying ways for each particular application, but such implementation decisions should not be interpreted as causing a departure from the scope of the disclosed embodiments. It can be clearly understood by those skilled in the art that, for convenience and simplicity of description, the specific working processes of the above-described systems, apparatuses, and units may refer to the corresponding processes in the foregoing method embodiments, and are not described herein again.
In the embodiments disclosed herein, the disclosed methods, products (including but not limited to devices, apparatuses, etc.) may be implemented in other ways. For example, the above-described apparatus embodiments are merely illustrative, and for example, a division of a unit may be merely a division of a logical function, and an actual implementation may have another division, for example, a plurality of units or components may be combined or may be integrated into another system, or some subsamples may be omitted, or not executed. In addition, the shown or discussed mutual coupling or direct coupling or communication connection may be an indirect coupling or communication connection through some interfaces, devices or units, and may be in an electrical, mechanical or other form. Units described as separate parts may or may not be physically separate, and parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the units can be selected according to actual needs to implement the present embodiment. In addition, functional units in the embodiments of the present disclosure may be integrated into one processing unit, or each unit may exist alone physically, or two or more units are integrated into one unit.
The flowchart and block diagrams in the figures illustrate the architecture, functionality, and operation of possible implementations of systems, methods and computer program products according to embodiments of the present disclosure. In this regard, each block in the flowchart or block diagrams may represent a module, segment, or portion of code, which comprises one or more executable instructions for implementing the specified logical function(s). In some alternative implementations, the functions noted in the block may occur out of the order noted in the figures. For example, two blocks shown in succession may, in fact, be executed substantially concurrently, or the blocks may sometimes be executed in the reverse order, depending upon the functionality involved. In the description corresponding to the flowcharts and block diagrams in the figures, operations or steps corresponding to different blocks may also occur in different orders than disclosed in the description, and sometimes there is no specific order between different operations or steps. For example, two sequential operations or steps may in fact be executed substantially concurrently, or they may sometimes be executed in the reverse order, depending upon the functionality involved. Each block of the block diagrams and/or flowchart illustrations, and combinations of blocks in the block diagrams and/or flowchart illustrations, can be implemented by special purpose hardware-based systems that perform the specified functions or acts, or combinations of special purpose hardware and computer instructions.
Claims (10)
1. A method for signing on a contract line of a transaction, comprising:
acquiring a contract to be signed of a contract initiator and company account information of the contract signer;
sending the company account information of the contract signing party to a third party bank end, wherein the third party bank end is used for authenticating the company account information and generating at least one electronic signature after the authentication is passed;
the electronic signature is sent to a third-party service end, wherein the third-party service end is used for carrying out account registration according to the electronic signature to obtain at least one service account of the contract signing party;
and sending the contract to be signed to the third-party service end, and sending the service account to the contract signing party, wherein the third-party service end is also used for carrying out contract signing on the contract to be signed according to the electronic signature after the contract signing party logs in the service account.
2. The method of claim 1, wherein obtaining the contract to be signed by the contract originator comprises:
acquiring a current contract type, a contract variable parameter name and a variable parameter value corresponding to the contract variable parameter name;
matching from preset original contract templates according to the current contract type to obtain a target contract template corresponding to the current contract type;
filling the contract variable parameter names into the target contract template to obtain a first display contract, and displaying the first display contract;
responding to format confirmation information corresponding to the first display contract, replacing a contract variable parameter name in the first display contract with a corresponding variable parameter value to obtain a second display contract, and displaying the second display contract;
and determining the second display contract as a contract to be signed in response to the content confirmation information corresponding to the first display contract.
3. The method of claim 2, further comprising:
converting one or more of the first exhibition contract, the second exhibition contract, and the contract to be signed into a preset image format.
4. The method of claim 1, wherein before performing account registration based on the electronic signature to obtain at least one service account of the contractual signing party, the third party service is further configured to:
acquiring a real-name certificate of the contract signing party, and performing real-name authentication on the contract signing party according to the real-name certificate;
and if the real-name authentication is successful, performing account registration according to the electronic signature to obtain a service account of the contract signing party.
5. The method of claim 1, wherein before contractually signing the contract to be signed according to the electronic signature, the third party server is further configured to:
generating verification information corresponding to the contract to be signed according to a preset verification mode;
sending the verification information to the contract signing party, wherein the verification information is used for verifying the contract signing party and feeding back a verification result;
and if the verification result comprises that the verification is passed, carrying out contract signing on the contract to be signed according to the electronic signature.
6. The method according to claim 5, wherein the third party server performs contract signing on the contract to be signed according to the electronic signature by:
matching the electronic signature according to the current contract type to obtain a target signature corresponding to the current contract;
and filling the target signature into a preset signature position of the contract to be signed so as to finish contract signing.
7. The method as claimed in any one of claims 1 to 6, wherein after the service account is sent to the contract signer, the method further comprises:
receiving a public key of the signing party sent by the contract signing party, and pulling a final contract from the third-party server, wherein the contract to be signed after the contract is signed is determined as the final contract;
and carrying out plaintext encryption on the final contract according to the public key of the signing party to obtain the ciphertext contract, and sending the ciphertext contract to the signing party.
8. A transaction contract online signing system, comprising:
the acquisition module is used for acquiring the contract to be signed of the contract initiator and the company account information of the contract signer;
the signature module is used for sending the company account information of the contract signing party to a third-party bank end, wherein the third-party bank end is used for authenticating the company account information and generating at least one electronic signature after the authentication is passed;
the account module is used for sending the electronic signature to a third-party server, wherein the third-party server is used for carrying out account registration according to the electronic signature to obtain at least one service account of the contract signing party;
and the signing module is used for sending the contract to be signed to the third-party service end and sending the service account to the contract signing party, wherein the third-party service end is also used for carrying out contract signing on the contract to be signed according to the electronic signature after the contract signing party logs in the service account.
9. An electronic device, comprising: a processor and a memory;
the memory is configured to store a computer program and the processor is configured to execute the computer program stored by the memory to cause the electronic device to perform the method of any of claims 1 to 7.
10. A computer-readable storage medium having stored thereon a computer program, characterized in that:
the computer program when executed by a processor implements the method of any one of claims 1 to 7.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
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| CN202211066452.0A CN115329396A (en) | 2022-09-01 | 2022-09-01 | Transaction contract online signing method and system, electronic device and readable storage medium |
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| CN202211066452.0A CN115329396A (en) | 2022-09-01 | 2022-09-01 | Transaction contract online signing method and system, electronic device and readable storage medium |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN116319017A (en) * | 2023-03-23 | 2023-06-23 | 国网浙江省电力有限公司 | Comprehensive contract account storage method and system based on energy Internet |
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Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN116319017A (en) * | 2023-03-23 | 2023-06-23 | 国网浙江省电力有限公司 | Comprehensive contract account storage method and system based on energy Internet |
| CN116319017B (en) * | 2023-03-23 | 2023-08-15 | 国网浙江省电力有限公司 | Comprehensive contract account storage method and system based on energy Internet |
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