CN115205059A - Routing strategy configuration method and device of financial system and electronic equipment - Google Patents

Routing strategy configuration method and device of financial system and electronic equipment Download PDF

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Publication number
CN115205059A
CN115205059A CN202211005790.3A CN202211005790A CN115205059A CN 115205059 A CN115205059 A CN 115205059A CN 202211005790 A CN202211005790 A CN 202211005790A CN 115205059 A CN115205059 A CN 115205059A
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financial system
business
information
configuration
payment
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宋丽娟
赵龙飞
高娟娟
郑昊
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Sunshine Life Insurance Co ltd
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Sunshine Life Insurance Co ltd
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Priority to CN202211005790.3A priority Critical patent/CN115205059A/en
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08—Insurance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/12—Accounting
    • G06Q40/125—Finance or payroll

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Abstract

The invention provides a routing strategy configuration method and device of a financial system and electronic equipment. Wherein, the method is applied to a financial system and comprises the following steps: acquiring merchant information of the financial system input by a service worker; acquiring the business scene information of the financial system input by business personnel, and configuring rules for the business scene; and generating a routing strategy of the financial system based on the merchant information and the service scene after the rule configuration. In the mode, the financial system can provide various payment channels through various routing strategies, improve premium collection efficiency and pay payment efficiency, and can rapidly switch the payment channels, thereby improving the experience of customers.

Description

Routing strategy configuration method and device of financial system and electronic equipment
Technical Field
The present invention relates to the field of financial system technologies, and in particular, to a method and an apparatus for configuring a routing policy of a financial system, and an electronic device.
Background
With the continuous expansion of life insurance services, the receiving and paying service volume of the financial system is increasing day by day, and the requirement on the stability of the receiving and paying channels of the financial system is higher and higher. However, the existing charging and paying channel is generally a single payment channel, when the channel is unstable, the service can only wait passively, which seriously affects the premium charging efficiency and the pay-off payment efficiency, and the customer experience is poor. If it is desired to switch the pay channels of the financial system, the switching process is complicated and requires a long switching time.
Disclosure of Invention
In view of this, an object of the present invention is to provide a method and an apparatus for configuring a routing policy of a financial system, and an electronic device, so as to provide multiple payment channels, improve premium collection efficiency and pay-off efficiency, and quickly switch the payment channels, thereby improving the experience of a client.
In a first aspect, an embodiment of the present invention provides a routing policy configuration method for a financial system, where the method is applied to the financial system and includes: acquiring merchant information of the financial system input by a service worker; acquiring the business scene information of the financial system input by business personnel, and configuring rules for the business scene; and generating a routing strategy of the financial system based on the business scene after the merchant information and the configuration rule.
In a preferred embodiment of the invention, the merchant information includes at least one of the following: type of payment receipt, merchant name, merchant code, merchant number, company payment receipt account, or use.
In a preferred embodiment of the present invention, after the step of obtaining the merchant information of the financial system input by the business personnel, the method further includes: and adjusting the merchant information of the financial system based on the merchant information display page of the financial system.
In a preferred embodiment of the present invention, the service scenario information at least includes one of the following: the charging and paying type, the service type code, the service type, the accounting type, the first-term accounting split identifier or the repeated charging judgment identifier type; the rules of the service scenario at least comprise one of the following: billing rules, charging repetitive control rules, or first-term split rules.
In a preferred embodiment of the present invention, after the step of acquiring the service scenario information of the financial system input by the service person, the method further includes: and adjusting the business scene information of the financial system based on the business type maintenance page of the financial system.
In a preferred embodiment of the present invention, the step of generating the routing policy of the financial system based on the business scenario after the merchant information and the configuration rule includes: configuring a routing strategy of a financial system for business scenes after merchant information and configuration rules based on preset dimensions; wherein the dimensions include at least one of: bank name, card type, or amount of payment or receipt.
In a preferred embodiment of the present invention, after the step of generating the routing policy of the financial system based on the business scenario after the merchant information and the configuration rule, the method further includes: and adjusting the routing strategy of the financial system based on the bank information configuration page of the financial system.
In a preferred embodiment of the present invention, after the step of generating the routing policy of the financial system based on the business scenario after the merchant information and the configuration rule, the method includes: receiving a payment receiving request sent by a service end, and determining a target routing strategy corresponding to the payment receiving request; the charge-receiving request is processed based on the target routing policy.
In a second aspect, an embodiment of the present invention further provides a routing policy configuration apparatus for a financial system, where the apparatus is applied to the financial system, and includes: the system comprises a merchant information acquisition module, a financial system information acquisition module and a financial information processing module, wherein the merchant information acquisition module is used for acquiring merchant information of the financial system input by business personnel; the system comprises a business scene configuration module, a business scene configuration module and a business management module, wherein the business scene configuration module is used for acquiring business scene information of the financial system input by business personnel and configuring rules for business scenes; and the routing strategy generating module is used for generating a routing strategy of the financial system based on the business scene after the merchant information and the configuration rule.
In a third aspect, an embodiment of the present invention further provides an electronic device, which includes a processor and a memory, where the memory stores computer-executable instructions that can be executed by the processor, and the processor executes the computer-executable instructions to implement the steps of the routing policy configuration method for a financial system described above.
The embodiment of the invention has the following beneficial effects:
the embodiment of the invention provides a routing strategy configuration method and device of a financial system and electronic equipment. In the mode, the financial system can provide various payment channels through various routing strategies, improve premium collection efficiency and pay payment efficiency, and can rapidly switch the payment channels, thereby improving the experience of customers.
Additional features and advantages of the disclosure will be set forth in the description which follows, or in part may be learned by the practice of the above-described techniques of the disclosure, or may be learned by practice of the disclosure.
In order to make the aforementioned objects, features and advantages of the present disclosure more comprehensible, preferred embodiments accompanied with figures are described in detail below.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the embodiments or the prior art descriptions will be briefly described below, and it is obvious that the drawings in the following description are some embodiments of the present invention, and other drawings can be obtained by those skilled in the art without creative efforts.
Fig. 1 is a flowchart of a routing policy configuration method of a financial system according to an embodiment of the present invention;
fig. 2 is a flowchart of another routing policy configuration method for a financial system according to an embodiment of the present invention;
FIG. 3 is a schematic diagram of a routing policy of a financial system according to an embodiment of the present invention;
fig. 4 is a schematic diagram of a merchant information display page of the financial system according to an embodiment of the present invention;
FIG. 5 is a schematic diagram of a business type maintenance page of a financial system according to an embodiment of the present invention;
fig. 6 is a schematic diagram of a bank information configuration page of a financial system according to an embodiment of the present invention;
fig. 7 is a schematic structural diagram of a routing policy configuration apparatus of a financial system according to an embodiment of the present invention;
fig. 8 is a schematic structural diagram of a routing policy configuration apparatus of another financial system according to an embodiment of the present invention;
fig. 9 is a schematic structural diagram of an electronic device according to an embodiment of the present invention.
Detailed Description
To make the objects, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions of the present invention will be clearly and completely described below with reference to the accompanying drawings, and it is apparent that the described embodiments are some, but not all embodiments of the present invention. All other embodiments, which can be obtained by a person skilled in the art without making any creative effort based on the embodiments in the present invention, belong to the protection scope of the present invention.
At present, with the continuous expansion of life insurance business, the receiving and paying business volume of the financial system is increased day by day, and the stability requirement on the receiving and paying channel of the financial system is higher and higher. However, the existing charging and paying channel is generally a single payment channel, when the channel is unstable, the service can only wait passively, which seriously affects the premium charging efficiency and the claim paying efficiency, and the customer experience is poor. If the charge channel of the financial system is required to be switched, the switching process is complex, and long switching time is required.
For the business aspect of the financial system, the channels supporting charging and paying are various, and banks and amounts supported by different channels are different, and the rates are also greatly different. Therefore, how to select an efficient, stable and low-commission channel from a plurality of payment channels is a problem faced by business personnel.
Based on this, the embodiment of the present invention provides a method, an apparatus, and an electronic device for configuring a routing policy of a financial system, and in particular relates to a charging and paying channel configuration item, which can provide a stable and efficient charging and paying channel, and the charging and paying channel configuration item can provide diversified charging and paying channels, and can implement a function of quickly switching the charging and paying channels through simple configuration, thereby ensuring stability of the charging and paying channels.
To facilitate understanding of the embodiment, first, a detailed description is given to a routing policy configuration method of a financial system disclosed in the embodiment of the present invention.
The first embodiment is as follows:
the present invention provides a routing policy configuration method of a financial system, which is applied to a financial system, and is shown in a flow chart of the routing policy configuration method of the financial system in fig. 1, wherein the routing policy configuration method of the financial system comprises the following steps:
and step S102, acquiring merchant information of the financial system input by business personnel.
The business personnel of the embodiment can input the merchant information of the financial system through the merchant information display page of the financial system. The merchant information may include at least one of: payment type, merchant name, merchant code, merchant number, company payment account, or use. Wherein, the payment type can be charging or paying; the merchant name can be Chinese or English characters; the merchant code and the merchant number can be numbers or symbols of letters; a company payment and receipt account, namely a bank account number of a merchant, is generally a number; the use can be used for remarks.
And step S104, acquiring the business scene information of the financial system input by business personnel, and configuring rules for the business scene.
The business personnel can maintain the business scene information of the financial system input by the page through the business type of the financial system. The service scenario information includes at least one of: the charging and paying type, the service type code, the service type, the accounting type, the first-term accounting split identification or the repeated charging judgment identification type. Wherein, the payment type can be charging or paying; the business name can be Chinese or English characters; the service type code can be a number or a letter symbol; the billing type may include billing, charge suspended, and balance; the first renewal billing split identification may include split or not split; the repeated charging judgment identification type may include a charging flow number or a service number. In addition, the service scenario information may also include remarks.
After determining the business scenario information, the financial system may configure rules for the business scenario. For example: accounting rules, charging repetition control rules, or first-term split rules may be configured.
And step S106, generating a routing strategy of the financial system based on the business scene after the merchant information and the configuration rule.
The financial system in this embodiment may generate a routing policy of the financial system based on the merchant information and the business scenario after configuring the rule after acquiring the merchant information and the rule for configuring the business scenario. The routing policy may be understood as determining the appropriate charging path for each traffic scenario. Wherein, a service scene corresponds to a payment channel, and can also correspond to a plurality of payment channels. Therefore, the financial system of the embodiment can provide various pay channels through various routing strategies.
The embodiment of the invention provides a routing strategy configuration method of a financial system. In the mode, the financial system can provide various payment channels through various routing strategies, improve premium collection efficiency and pay payment efficiency, and can rapidly switch the payment channels, thereby improving the experience of customers.
The second embodiment:
the embodiment of the invention also provides another routing strategy configuration method of the financial system; the method is realized on the basis of the method of the embodiment. As shown in fig. 2, a flow chart of another routing policy configuration method for a financial system includes the following steps:
step S202, acquiring the merchant information of the financial system input by the business personnel.
In this embodiment, taking real-time charging and real-time payment as an example, the data requested by the service end enters the financial system, and which payment channel matched with the data should be taken is omitted according to the charging routing policy until a channel with the highest efficiency, the highest stability and low handling charge is matched. Referring to fig. 3, a schematic diagram of a routing policy of a financial system includes 3 steps, which respectively correspond to 3 preconditions.
Specifically, the embodiment may adjust the merchant information of the financial system based on the merchant information display page of the financial system. Step 1 as shown in fig. 3: and maintaining the information of the payment and receipt merchant. After the service personnel seek the payment information channel, the information of the payment merchant can be newly added, thereby completing precondition 1.
Referring to a schematic diagram of a merchant information display page of the financial system shown in fig. 4, the merchant information at least includes one of the following: type of payment receipt, merchant name, merchant code, merchant number, company payment receipt account, or use.
For example, the maintenance payment type may be a charge or payment, the merchant name may be funding system X, the merchant number may be 0001, the company payment account may be 125687128, and the purpose may be null.
The step 1 can provide the business charging and paying merchant configuration function with simple operation for business personnel, and can seek the real-time charging and the channel related to the real-time charging according to the actual charging and paying requirement and then carry out page maintenance for the precondition 1 of configuring the intelligent route. As shown in fig. 4, in this embodiment, information such as payment receipt type, merchant name, merchant number, company payment receipt account, and usage may be maintained on a page, and this configuration is an early-stage work, and operations such as modification, addition, deletion, and Excel export may be flexibly performed on the page if modified in a later stage.
Step S204, acquiring the business scene information of the financial system input by the business personnel, and configuring rules for the business scene.
Specifically, the present embodiment may adjust the service scenario information of the financial system based on the service type maintenance page of the financial system. Step 2 as shown in fig. 3: the pay service type is maintained. After a service person adds a service scene according to an actual service scene, a configuration rule can be preconfigured according to the service scene, so that precondition 2 is completed.
Referring to fig. 5, a schematic diagram of a service type maintenance page of a financial system is shown, where service scenario information includes at least one of the following: the charging and paying type, the service type code, the service type, the accounting type, the first-term accounting split identification or the repeated charging judgment identification type.
For example, the maintenance charging type may be charging or paying, the service type code may be 1022, the service type may be group insurance charging delay, the billing type may be billing + temporary charging + balance, the first-term billing split identifier may be split or not split, and the repeated charging determination identifier type may be charging serial number or service number.
The step 2 can provide a simple and convenient operation configuration function for business personnel to receive and pay business scenes, and is a precondition 2 for configuring intelligent routing. As shown in fig. 5, in the later stage, if the foreground page is changed, operations such as adding, deleting, changing, checking and the like can be performed on the configuration at any time. In addition, the rules of the service scenario of the embodiment at least include one of the following: billing rules, charging repetition control rules, or first-term split rules. Therefore, the accounting rule, the charging repetitive control rule, the first-term splitting rule and the like are formulated according to the service scene.
And step S206, generating a routing strategy of the financial system based on the business scene after the merchant information and the configuration rule.
Specifically, the present embodiment may adjust the routing policy of the financial system based on the bank information configuration page of the financial system.
Step 3 as shown in fig. 3: and establishing an optimal routing strategy. After the precondition 1 and the precondition 2 are combined to obtain the optimal routing strategy, the route of the pay-per-view channel can be maintained subsequently, and the precondition 3 is completed.
Wherein, the step 3 may provide a routing policy configuration function with simple operation for service personnel, for example: configuring a routing strategy of the financial system for the business scene after the merchant information and the configuration rule based on the preset dimensionality; wherein the dimensions include at least one of: bank name, card type or amount of receipt and payment.
Referring to fig. 6, a schematic diagram of a bank information configuration page of a financial system is shown, a business worker may make an optimal routing strategy for different payment and receipt business scenarios according to the dimensions of a customer bank, a card type (debit card, credit card), a payment and receipt amount, and the like, so as to configure a precondition 3 for intelligent routing. As shown in fig. 6, 2, if the foreground page is changed in the later stage, the configuration can be added, deleted, checked and the like at any time.
For example, the business type may be insurance, the maintenance charge type may be charge or payment, the bank category may be bank Y, the card book type may be a debit card or passbook, the merchant name may be funding system a, and the status may be available or unavailable.
Step S208, receiving a payment receiving request sent by the service end, and determining a target routing strategy corresponding to the payment receiving request; the payment receipt request is processed based on the target routing policy.
Step 4 as shown in fig. 3: and matching the routing strategy. After the service end transmits the data, acquiring the payment and receipt type and acquiring the information required by the payment and receipt channel, wherein the information comprises: service type, bank code, card type, balance, availability status, etc. And matching the real-time payment and receipt channel according to the configured routing strategy, acquiring a payment and receipt result and returning the payment and receipt result to the service end.
In the step 4, after the financial system receives the payment request of the service end, the optimal payment channel can be matched automatically according to the policy configured by the precondition. The charge-receiving channel configuration system company is pioneered in the industry. The payment channel has intelligent routing, diversified strategies, configured routing and timely channel switching.
In summary, the method provided by the embodiment of the present invention has the following advantages: and (1) route intellectualization. The receiving and paying channel intelligent routing automatically and intelligently matches the receiving and paying channel according to the multi-dimensional scenes such as service scenes, customer banks, card types, limits and the like, and the routing strategy is rich. (2) high degree of arrangement. Routing rules are highly configurable, all routing rules are set for all interface operations, and financial staff carry out efficient configuration. And (3) the effect is achieved in time. After the routing rule strategy configuration is completed, the intelligent routing takes effect immediately.
Example three:
corresponding to the above method embodiment, an embodiment of the present invention provides a routing policy configuration apparatus for a financial system, which is applied to a financial system, and as shown in fig. 7, the routing policy configuration apparatus for a financial system includes:
a merchant information obtaining module 71, configured to obtain merchant information of the financial system input by a service worker;
a service scene configuration module 72, configured to obtain service scene information of the financial system input by a service worker, and configure rules for a service scene;
and a routing policy generating module 73, configured to generate a routing policy of the financial system based on the merchant information and the service scenario after the rule configuration.
The embodiment of the invention provides a routing strategy configuration device of a financial system, wherein the financial system acquires merchant information and business scene information of the financial system, which are input by business personnel, configures rules for the business scene, and generates a routing strategy of the financial system based on the merchant information and the business scene after the rules are configured. In the mode, the financial system can provide various payment channels through various routing strategies, the premium collection efficiency and the claim payment expenditure efficiency are improved, the payment channels can be quickly switched, and the experience of customers is improved.
The merchant information includes at least one of: payment type, merchant name, merchant code, merchant number, company payment account, or use.
Referring to fig. 8, a schematic structural diagram of another routing policy configuration apparatus for a financial system, the routing policy configuration apparatus for a financial system further includes: the merchant information adjusting module 74 is connected to the merchant information acquiring module 71, and the merchant information adjusting module 74 is configured to adjust the merchant information of the financial system based on the merchant information display page of the financial system.
The service scenario information at least includes one of the following: the charging and paying type, the service type code, the service type, the accounting type, the first-time accounting splitting identifier or the repeated charging judgment identifier type; the rules of the service scenario at least comprise one of the following: billing rules, charging repetitive control rules, or first-term split rules.
As shown in fig. 8, the routing policy configuration apparatus of the financial system further includes: and a service scene adjusting module 75 connected to the service scene configuring module 72, wherein the service scene adjusting module 75 is configured to adjust the service scene information of the financial system based on the service type maintenance page of the financial system.
The routing strategy generation module is used for configuring a routing strategy of the financial system for business scenes after merchant information and configuration rules based on preset dimensionality; wherein the dimensions include at least one of: bank name, card type or amount of receipt and payment.
As shown in fig. 8, the routing policy configuration apparatus of the financial system further includes: and the routing policy adjusting module 76 is connected with the routing policy generating module 73, and the routing policy adjusting module 76 is configured to adjust the routing policy of the financial system based on the bank information configuration page of the financial system.
As shown in fig. 8, the routing policy configuration apparatus of the financial system further includes: a payment receipt request processing module 77 connected to the routing policy generation module 73, the payment receipt request processing module 77 being configured to receive a payment receipt request sent by the service end and determine a target routing policy corresponding to the payment receipt request; the payment receipt request is processed based on the target routing policy.
The routing strategy configuration device of the financial system provided by the embodiment of the invention has the same technical characteristics as the routing strategy configuration method of the financial system provided by the embodiment, so that the same technical problems can be solved, and the same technical effect can be achieved.
Example four:
the embodiment of the invention also provides an electronic device, which is used for operating the routing strategy configuration method of the financial system; referring to fig. 9, a schematic structural diagram of an electronic device includes a memory 100 and a processor 101, where the memory 100 is used to store one or more computer instructions, and the one or more computer instructions are executed by the processor 101 to implement the routing policy configuration method of the financial system.
Further, the electronic device shown in fig. 9 further includes a bus 102 and a communication interface 103, and the processor 101, the communication interface 103, and the memory 100 are connected through the bus 102.
The Memory 100 may include a Random Access Memory (RAM) and a non-volatile Memory (non-volatile Memory), such as at least one disk Memory. The communication connection between the network element of the system and at least one other network element is realized through at least one communication interface 103 (which may be wired or wireless), and the internet, a wide area network, a local network, a metropolitan area network, and the like can be used. The bus 102 may be an ISA bus, a PCI bus, an EISA bus, or the like. The bus may be divided into an address bus, a data bus, a control bus, etc. For ease of illustration, only one double-headed arrow is shown in FIG. 9, but this does not indicate only one bus or one type of bus.
The processor 101 may be an integrated circuit chip having signal processing capabilities. In implementation, the steps of the above method may be performed by integrated logic circuits of hardware or instructions in the form of software in the processor 101. The Processor 101 may be a general-purpose Processor, and includes a Central Processing Unit (CPU), a Network Processor (NP), and the like; the device can also be a Digital Signal Processor (DSP), an Application Specific Integrated Circuit (ASIC), a Field Programmable Gate Array (FPGA) or other Programmable logic device, a discrete Gate or transistor logic device, or a discrete hardware component. The various methods, steps and logic blocks disclosed in the embodiments of the present invention may be implemented or performed. A general purpose processor may be a microprocessor or the processor may be any conventional processor or the like. The steps of the method disclosed in connection with the embodiments of the present invention may be directly implemented by a hardware decoding processor, or implemented by a combination of hardware and software modules in the decoding processor. The software modules may be located in ram, flash, rom, prom, or eprom, registers, etc. as is well known in the art. The storage medium is located in the memory 100, and the processor 101 reads the information in the memory 100, and completes the steps of the method of the foregoing embodiment in combination with the hardware thereof.
An embodiment of the present invention further provides a computer-readable storage medium, where the computer-readable storage medium stores computer-executable instructions, and when the computer-executable instructions are called and executed by a processor, the computer-executable instructions cause the processor to implement the method for configuring a routing policy of a financial system, where specific implementation may refer to method embodiments, and details are not described herein.
The routing policy configuration method and apparatus for a financial system, and the computer program product of an electronic device provided in the embodiments of the present invention include a computer-readable storage medium storing a program code, where instructions included in the program code may be used to execute the method in the foregoing method embodiments, and specific implementations may refer to the method embodiments and are not described herein again.
It can be clearly understood by those skilled in the art that, for convenience and brevity of description, the specific working processes of the apparatus and/or the electronic device described above may refer to corresponding processes in the foregoing method embodiments, and are not described herein again.
Finally, it should be noted that: although the present invention has been described in detail with reference to the foregoing embodiments, it should be understood by those skilled in the art that the following descriptions are only illustrative and not restrictive, and that the scope of the present invention is not limited to the above embodiments: those skilled in the art can still make modifications or changes to the embodiments described in the foregoing embodiments, or make equivalent substitutions for some features, within the scope of the disclosure; such modifications, changes or substitutions do not depart from the spirit and scope of the embodiments of the present invention, and they should be construed as being included therein. Therefore, the protection scope of the present invention shall be subject to the protection scope of the claims.

Claims (10)

1. A routing strategy configuration method of a financial system is applied to the financial system and comprises the following steps:
acquiring merchant information of the financial system input by a service worker;
acquiring the business scene information of the financial system input by the business personnel, and configuring rules for the business scene;
and generating a routing strategy of the financial system based on the business scene after the merchant information and the configuration rule.
2. The method of claim 1, wherein the merchant information comprises at least one of: type of payment receipt, merchant name, merchant code, merchant number, company payment receipt account, or use.
3. The method of claim 1, wherein after the step of obtaining merchant information for the financial system entered by a business person, the method further comprises:
and adjusting the merchant information of the financial system based on the merchant information display page of the financial system.
4. The method of claim 1, wherein the service scenario information comprises at least one of: the charging and paying type, the service type code, the service type, the accounting type, the first-time accounting splitting identifier or the repeated charging judgment identifier type;
the rules of the business scenario include at least one of: billing rules, charging repetition control rules, or first-term split rules.
5. The method of claim 1, wherein after the step of obtaining the business scenario information of the financial system entered by the business person, the method further comprises:
and adjusting the service scene information of the financial system based on the service type maintenance page of the financial system.
6. The method of claim 1, wherein the step of generating a routing policy for the financial system based on the merchant information and the business scenario after configuration rules comprises:
configuring a routing strategy of the financial system for the business scene after the merchant information and the configuration rule based on a preset dimension; wherein the dimensions include at least one of: bank name, card type or amount of receipt and payment.
7. The method of claim 1, wherein after the step of generating a routing policy for the financial system based on the merchant information and the business scenario following configuration rules, the method further comprises:
and adjusting the routing strategy of the financial system based on the bank information configuration page of the financial system.
8. The method according to any of claims 1-7, wherein the step of generating a routing policy for the financial system based on the merchant information and the business scenario after configuration rules is followed by:
receiving a payment receiving request sent by a service end, and determining a target routing strategy corresponding to the payment receiving request;
processing the payment request based on the target routing policy.
9. A routing policy configuration apparatus of a financial system, applied to the financial system, the apparatus comprising:
the merchant information acquisition module is used for acquiring merchant information of the financial system input by business personnel;
the business scene configuration module is used for acquiring the business scene information of the financial system input by the business personnel and configuring rules for the business scene;
and the routing strategy generating module is used for generating a routing strategy of the financial system based on the business scene after the merchant information and the configuration rule.
10. An electronic device comprising a processor and a memory, the memory storing computer-executable instructions executable by the processor, the processor executing the computer-executable instructions to perform the steps of the method of routing policy configuration of a financial system of any one of claims 1-8.
CN202211005790.3A 2022-08-22 2022-08-22 Routing strategy configuration method and device of financial system and electronic equipment Pending CN115205059A (en)

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