CN115115457B - Method, system and medium for processing business transaction flow - Google Patents

Method, system and medium for processing business transaction flow Download PDF

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Publication number
CN115115457B
CN115115457B CN202211037133.7A CN202211037133A CN115115457B CN 115115457 B CN115115457 B CN 115115457B CN 202211037133 A CN202211037133 A CN 202211037133A CN 115115457 B CN115115457 B CN 115115457B
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accounting
transaction
business
target
credit
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CN115115457A (en
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张树坤
阚鹏
丁浩
颜帅
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Tianjin Jincheng Bank Ltd By Share Ltd
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Tianjin Jincheng Bank Ltd By Share Ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange

Abstract

The method comprises the steps that the business transaction running water of the target individual credit business is obtained at individual credit business equipment, processed data analysis is carried out through a message queue, transaction financial data are obtained, and an accounting processing request comprising the transaction financial data is sent to corresponding accounting processing equipment; the accounting processing equipment inquires a pre-configured transaction configuration table to obtain a target individual credit business code corresponding to transaction account data, and inquires the pre-configured accounting configuration table to obtain a target accounting subject and a target accounting entry; and then generating an accounting flow corresponding to the business transaction flow based on the target accounting subject, the target accounting entry and the transaction amount and the transaction date in the transaction accounting data.

Description

Method, system and medium for processing business transaction flow
Technical Field
The present application relates to the field of data processing technologies, and in particular, to a method, a system, and a medium for processing a business transaction flow.
Background
Currently, with the popularization and development of personal loan business, many customers needing small fund turnover are benefited, but at the same time, with the increase of loan scale of each bank, the risk of personal loan business is more and more emphasized. Whether the service risk can be identified timely and effectively determines the level of the personal loan wind control level and the core competitiveness of the personal loan service.
However, the accounting requirements of the current individual credit-related business systems are large and different, which results in a large time consumption for accounting of the individual credit-related different individual credit businesses.
Disclosure of Invention
Embodiments of the present invention provide a method, a system, and a medium for processing a business transaction pipeline, so as to solve the above problems in the prior art and reduce the time consumption of accounting.
In a first aspect, a method for processing a business transaction pipeline is provided, and is applied to a credit business device included in a credit business processing system and an accounting processing device communicatively connected thereto for processing at least one credit business, and the method may include:
processing data analysis is carried out on the obtained business transaction flow of the target personal credit business by personal credit business equipment for processing the target personal credit business through a message queue to obtain transaction financial data, and an financial processing request is sent to the accounting processing equipment through the message queue, wherein the financial processing request comprises the transaction financial data; the transaction accounting data includes a target transaction code, a target transaction product code, a transaction amount, and a transaction date;
the accounting processing equipment inquires a pre-configured transaction configuration table to obtain a target individual credit business code corresponding to a target transaction code and a target transaction product code in the transaction account data, and inquires the pre-configured accounting configuration table to obtain a target accounting subject and a target accounting entry corresponding to the target individual credit business code; the transaction configuration table is configured according to the business code of each credit business, the transaction code and the transaction product code of the related business, and the accounting configuration table is configured according to the business code of each credit business, the accounting subject of the corresponding business and the accounting entry of the corresponding business;
the accounting processing device generates an accounting flow corresponding to the business transaction flow based on the target accounting subject, the target accounting entry and the transaction amount and the transaction date in the transaction accounting data.
In one possible implementation, after generating the accounting pipeline corresponding to the business transaction pipeline, the method further includes:
and storing the accounting flow in accounting information corresponding to the target individual credit business in an accounting flow water meter of a target database.
In one possible implementation, the method further comprises:
receiving change information aiming at the target individual credit service;
if the change information is change information of accounting subjects and/or accounting entries, updating the accounting configuration table;
and if the change information is the change information of the transaction code and/or the transaction product code, updating the transaction configuration table.
In one possible implementation, when the credit service equipment is equipment for processing multiple credit services, the credit service equipment is configured in advance to include a message queue of the multiple credit services;
before the credit service device for processing the target credit service analyzes the acquired service transaction flow of the target credit service through the message queue, the method further includes:
and the credit business equipment stores the business transaction flow of the target credit business into a message queue corresponding to the target credit business.
In one possible implementation, the processing data analysis of the obtained business transaction flow of the target individual credit business is performed by individual credit business equipment for processing the target individual credit business through a message queue to obtain transaction account data, including:
and the individual credit business equipment for processing the target individual credit business converts the business transaction flow into transaction account data of a byte array in a target format through the message queue.
In one possible implementation, after generating the accounting pipeline corresponding to the business transaction pipeline, the method further includes:
the accounting processing equipment sends the accounting assembly line to the credit business equipment;
and the individual credit business equipment manages the target individual credit business based on the accounting assembly line.
In one possible implementation, the accounting processing device is in communication with a bank accounting system, and the method further comprises:
the accounting processing equipment classifies the generated accounting assembly lines of different credit businesses according to transaction dates to obtain the accounting assembly lines of different transaction dates, and sends the accounting assembly lines of different transaction dates to the bank accounting system; the accounting flows in the same transaction date in the accounting flows with different transaction dates are classified according to the type of credit business;
and the bank accounting system performs accounting management on the different individual credit businesses based on the accounting flow of the different transaction dates.
In a second aspect, a system for processing a business transaction pipeline is provided, and the system may include: the system comprises personal credit business equipment and accounting processing equipment which is in communication connection with the personal credit business equipment and is used for processing at least one type of personal credit business;
the individual credit business equipment is used for processing the obtained business transaction flow of the target individual credit business to perform processing data analysis through a message queue so as to obtain transaction financial data, and sending an accounting processing request to the accounting processing equipment through the message queue, wherein the accounting processing request comprises the transaction financial data; the transaction accounting data includes a target transaction code, a target transaction product code, a transaction amount, and a transaction date;
the accounting processing equipment is also used for inquiring a pre-configured transaction configuration table to obtain a target individual credit business code corresponding to a target transaction code and a target transaction product code in the transaction account data, and inquiring the pre-configured accounting configuration table to obtain a target accounting subject and a target accounting entry corresponding to the target individual credit business code; the transaction configuration table is configured according to the business code of each credit business, the transaction code and the transaction product code of the related business, and the accounting configuration table is configured according to the business code of each credit business, the accounting subject of the corresponding business and the accounting entry of the corresponding business;
and generating an accounting flow corresponding to the business transaction flow based on the target accounting subject, the target accounting entry and the transaction amount and the transaction date in the transaction accounting data.
In one possible implementation, the accounting processing device is further configured to store, after generating an accounting flow corresponding to the business transaction flow, the accounting flow in accounting information corresponding to the target individual credit business in an accounting flow water meter of a target database.
In a third aspect, a computer-readable storage medium is provided, having stored therein a computer program which, when executed by a processor, performs the method steps of any of the above-mentioned first aspects.
According to the business transaction flow processing method provided by the embodiment of the application, after the individual credit business equipment carries out processing data analysis on the obtained business transaction flow of the target individual credit business through the message queue to obtain the transaction financial data, and sends an accounting processing request to the accounting processing equipment through the message queue, the accounting processing request comprises the transaction financial data; the transaction account data comprises a target transaction code, a target transaction product code, a transaction amount and a transaction date, the accounting processing equipment inquires a pre-configured transaction configuration table to obtain a target individual credit business code corresponding to the target transaction code and the target transaction product code in the transaction account data, and inquires the pre-configured accounting configuration table to obtain a target accounting subject and a target accounting entry corresponding to the target individual credit business code; the transaction configuration table is configured according to the business code of each credit business, the transaction code and the transaction product code of the related business, and the accounting configuration table is configured according to the business code of each credit business, the accounting subject of the corresponding business and the accounting entry of the corresponding business; and then generating an accounting flow corresponding to the business transaction flow based on the target accounting subject, the target accounting entry and the transaction amount and the transaction date in the transaction accounting data.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present application, the drawings that are required to be used in the embodiments of the present application will be briefly described below, it should be understood that the following drawings only illustrate some embodiments of the present application and therefore should not be considered as limiting the scope, and that those skilled in the art can also obtain other related drawings based on the drawings without inventive efforts.
Fig. 1 is an architecture diagram of a credit transaction processing system according to an embodiment of the present application;
fig. 2 is an architecture diagram of another credit transaction system according to an embodiment of the present application;
fig. 3 is a flowchart illustrating a processing method of a business transaction pipeline according to an embodiment of the present application.
Detailed Description
The technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is obvious that the described embodiments are only a part of the embodiments of the present application, and not all of the embodiments. All other embodiments obtained by a person of ordinary skill in the art based on the embodiments of the present application without making any creative effort belong to the protection scope of the present application.
In order to further improve the informatization level of the Internet personal loan service of the bank, deeply develop the financial engineering construction of Jincheng and quickly respond to the accounting requirements of a loan-related service system, a loan service processing system needs to be constructed.
The processing method of the business transaction flow provided by the embodiment of the application can be applied to the architecture of a credit business processing system, and the system can comprise: the system comprises individual credit business equipment for processing different individual credit businesses and accounting processing equipment capable of processing at least one individual credit business simultaneously, wherein the accounting processing equipment is used for processing business accounts of all businesses, and the individual credit business equipment is in communication connection with the accounting processing equipment corresponding to the businesses.
If the accounting processing equipment is equipment for processing all existing credit services at present, that is, equipment for processing multiple credit services, and each credit service equipment is equipment for processing one credit service, only one accounting processing equipment may exist in the credit service processing system, and the architecture diagram of the credit service processing system may be as shown in fig. 1, where the system includes different credit service equipment for processing three credit services (e.g., service a, service B, and service C) and one accounting processing equipment;
if the accounting processing equipment is equipment for processing one existing credit service and each credit service equipment is equipment for processing one credit service, a plurality of accounting processing equipment can exist in each credit service processing system, and the architecture diagram of each credit service processing system can be as shown in fig. 2, and the system comprises different credit service equipment for processing three credit services (such as credit service a, credit service B and credit service C) and accounting processing equipment corresponding to the three credit service equipment, that is, one accounting processing equipment only processes one credit service.
The individual credit service equipment only processes one credit service, and if the individual credit service equipment can simultaneously process multiple credit services, such as three individual credit services (e.g., individual credit service a, individual credit service B, and individual credit service C), multiple credit service equipment may exist in the individual credit service processing system.
Furthermore, accounting processing equipment can also be connected with bank account system communication, and based on the actual demand of bank, bank account system can receive the account flowing water of accounting processing equipment output to carry out account management to the account flowing water.
It can be understood that the individual credit service processing system in fig. 1-2 may also include individual credit service devices, and each credit service device may acquire service transaction streams of multiple credit services, which is not limited herein.
The individual credit business equipment is used for acquiring business transaction running water of the target individual credit business; the business transaction pipeline may include information such as a target transaction code, a target transaction product code, a transaction amount, a transaction date and amount type, etc. The transaction code may include a put type transaction code and a repayment type transaction code.
The acquired business transaction flow of the target individual credit business carries out processing data analysis through the message queue to obtain transaction account data, and sends an account processing request to the accounting processing equipment through the message queue, wherein the account processing request comprises the transaction account data of the target individual credit business; the transaction accounting data may include information such as a target transaction code, a target transaction product code, a transaction amount, a transaction date, and an amount type;
and the accounting processing equipment is used for processing the obtained transaction accounting data based on a pre-configured transaction configuration table and an accounting configuration table to generate an accounting flow corresponding to the business transaction flow. The transaction configuration table is configured according to the business code of each credit business, the transaction code and the transaction product code of the related business, and the accounting configuration table is configured according to the business code of each credit business, the accounting subject of the corresponding business and the accounting entry of the corresponding business. That is, the accounting processing device carries all accounting requirements of the individual credit business. According to the regulation of the in-line accounting system, the accounting function of each business of the personal loan is realized.
In the individual credit business, the transaction configuration table and the accounting configuration table can be flexibly configured according to the actual business requirements.
And then, the accounting processing equipment is also used for generating an accounting flow corresponding to the business transaction flow based on the target accounting subject, the target accounting entry and the transaction amount and the transaction date in the transaction accounting data.
Therefore, the embodiment of the application can obtain the corresponding accounting flow in parallel based on various requirements of accounting, and time consumption of accounting is reduced.
It should be noted that, the credit service device and the accounting processing device may be both servers or terminals; or, one of the credit business device and the accounting processing device is a server, and the other device is a terminal, which is not limited herein in this embodiment of the application. The server may be a physical server, a server cluster or a distributed system formed by a plurality of physical servers, or a cloud server providing basic cloud computing services such as cloud service, a cloud database, cloud computing, a cloud function, cloud storage, network service, cloud communication, middleware service, domain name service, security service, content Delivery Network (CDN), big data, an artificial intelligence platform, and the like. The Terminal may be a User Equipment (UE) such as a Mobile phone, a smart phone, a laptop, a digital broadcast receiver, a Personal Digital Assistant (PDA), a tablet computer (PAD), a handheld device, a vehicle-mounted device, a wearable device, a computing device or other processing device connected to a wireless modem, a Mobile Station (MS), a Mobile Terminal (Mobile Terminal), etc.
The preferred embodiments of the present application will be described below with reference to the accompanying drawings of the specification, it should be understood that the preferred embodiments described herein are merely for illustrating and explaining the present application, and are not intended to limit the present application, and that the embodiments and features of the embodiments in the present application may be combined with each other without conflict.
Fig. 3 is a flowchart illustrating a processing method of a business transaction pipeline according to an embodiment of the present application. As shown in fig. 3, the method may include:
and S310, the individual credit business equipment processes and analyzes the acquired business transaction running water of the target individual credit business through a message queue to obtain transaction account data.
In specific implementation, the individual credit business device for processing the target individual credit business acquires the business transaction running water of the target individual credit business and stores the business transaction running water into the message queue MQ, and the message queue MQ analyzes the business transaction running water and converts the business running water into the transaction account data of the byte array in the target format for storage. Specifically, data are converted into JSON character strings in a message queue MQ through FastJSON, then converted into byte arrays, and stored in the form of the byte arrays.
The byte array has the characteristics of small occupied space and easiness in analysis and reduction. The problems of asynchronous processing, flow peak clipping and the like can be solved by utilizing the MQ, and a high-performance, high-availability, scalable and final consistency framework is realized. The transaction accounting data may include a target transaction code, a target transaction product code, and a transaction amount.
In some embodiments, if the credit service device is a device for processing multiple credit services, the credit service device is configured with multiple message queues MQ for the credit services in advance, that is, the credit service device includes multiple message queues MQ for the credit services, and one message queue MQ corresponds to a credit service code of each credit service.
And after the individual credit service equipment obtains the service transaction running water of the target individual credit service, storing the service transaction running water in a message queue MQ of the target individual credit service. Specifically, the individual credit service device matches a target individual credit service code in the service transaction streaming water with individual credit service codes corresponding to a plurality of message queues MQ in the individual credit service device to search for the message queue MQ corresponding to the target individual credit service code.
Different from a traditional core accounting system, the individual credit business equipment adopts the MQ to receive the accounting flow, and the message queue is used as one of core components of a high-concurrency system, so that the individual credit business processing system can be deconstructed to improve the development efficiency and the system stability.
Step S320, the individual credit business device sends an accounting processing request to the accounting processing device through the message queue.
In a specific implementation, the individual credit business device sends an accounting processing request to the accounting processing device in communication connection with the individual credit business device in a message form through a message queue, and the accounting processing request may include transaction accounting data of a target individual credit business. The transaction accounting data may include a target transaction code, a target transaction product code, a transaction amount, and the like.
It is understood that, the accounting processing request further includes a request identifier, that is, a message identifier, and if the accounting processing request is successfully sent to the accounting processing device, the accounting processing device returns a corresponding response message, where the response message includes the message identifier and an inflow status (success) of the accounting processing request, so as to indicate that the accounting processing request has been successfully received. The inflow state may be configured with a state field in the message, where a field value is 1, which indicates success, and if the reply message is not received within a preset time period, which indicates that the inflow state is failure, that is, the accounting processing device does not receive the accounting processing request.
Furthermore, considering the robustness of the individual credit business processing system and the safety of the accounting transaction, when the individual credit business equipment sends the accounting processing request to the accounting processing equipment, if the accounting processing request cannot flow into the accounting processing equipment due to network or database abnormality and other problems, the failed accounting processing request and the inflow state (failure) are registered, after the reason is found out, retry can be initiated through a compensation mechanism, namely, the accounting processing request is sent to the accounting processing equipment again until the accounting processing equipment successfully receives the accounting processing request.
Step S330, the accounting processing equipment inquires a pre-configured transaction configuration table to obtain a target individual credit business code corresponding to a target transaction code and a target transaction product code in the transaction account data, and inquires the pre-configured accounting configuration table to obtain a target accounting subject and a target accounting entry corresponding to the target individual credit business code.
In specific implementation, after acquiring transaction account data, the accounting processing device queries a pre-configured transaction configuration table to obtain a target individual credit business code corresponding to a target transaction code and a target transaction product code in the transaction account data;
and then, inquiring a pre-configured accounting configuration table to obtain a target accounting subject and a target accounting entry corresponding to the target individual credit business code.
Step S340, the accounting processing device generates an accounting flow corresponding to the business transaction flow based on the target accounting subject, the target accounting entry and the transaction amount and the transaction date in the transaction accounting data.
In some embodiments, after generating the accounting flow corresponding to the business transaction flow, the accounting processing device may store the accounting flow in an accounting flow water meter of the target database, where the accounting flow water meter is a table for counting the accounting flow according to the credit business type, that is, the generated accounting flow is stored in the accounting information corresponding to the target credit business in the accounting flow water meter of the target database.
In some embodiments, the transaction configuration table is configured according to the service code of each credit service, the transaction code and the transaction product code of the related service; the accounting configuration table is configured according to the service code of each credit service, the accounting subject of the corresponding service and the accounting entry of the corresponding service. Based on the above content, the currently configured transaction configuration table and the accounting configuration table are configured based on the related data of the currently existing individual credit business, and after receiving the change information aiming at the related data in the target individual credit business, if the change information is the change information of the accounting subject and/or the accounting entry, the currently configured accounting configuration table is updated; and if the change information is the change information of the transaction code and/or the transaction product code, updating the currently configured transaction configuration table.
Assuming that the currently received change information is change information of a business code for a credit business, the currently configured transaction configuration table and the accounting configuration table need to be updated at the same time.
Therefore, when accounting change information occurs, the above embodiments of the present application may flexibly configure information in the form by updating the form without modifying codes.
In some embodiments, after generating the accounting assembly line corresponding to the business transaction assembly line, the accounting processing device may send the accounting assembly line to a credit business device;
and the individual credit business equipment manages the target individual credit business based on the financial flow, and counts the financial condition of the target individual credit business in real time so as to feed back the financial condition to financial staff.
In some embodiments, the accounting processing device may classify the generated accounting pipelines of different individual credit services according to transaction dates to obtain accounting pipelines of different transaction dates, and send the accounting pipelines of different transaction dates to the bank accounting system; the accounting flows in the accounting flows with different transaction dates and within the same transaction date are classified according to the credit business types.
The bank accounting system performs accounting management, such as reconciliation, on different individual credit services based on accounting lines of different transaction dates.
The business transaction flow processing method provided by the embodiment of the application is that after the individual credit business equipment carries out data processing analysis on the obtained business transaction flow of the target individual credit business through the message queue to obtain transaction financial data, an account processing request is sent to the accounting processing equipment through the message queue, wherein the account processing request comprises the transaction financial data; the transaction account data comprises a target transaction code, a target transaction product code, a transaction amount and a transaction date, the accounting processing equipment inquires a pre-configured transaction configuration table to obtain a target individual credit business code corresponding to the target transaction code and the target transaction product code in the transaction account data, and inquires the pre-configured accounting configuration table to obtain a target accounting subject and a target accounting entry corresponding to the target individual credit business code; the transaction configuration table is configured according to the business code of each credit business, the transaction code and the transaction product code of the related business, and the accounting configuration table is configured according to the business code of each credit business, the accounting subject of the corresponding business and the accounting entry of the corresponding business; and then generating an accounting flow corresponding to the business transaction flow based on the target accounting subject, the target accounting entry and the transaction amount and the transaction date in the transaction accounting data.
In yet another embodiment provided by the present application, a computer-readable storage medium is further provided, in which instructions are stored, and when the instructions are executed on a computer, the instructions cause the computer to execute the processing method of the business transaction pipeline described in any one of the above embodiments.
In yet another embodiment provided by the present application, there is also provided a computer program product containing instructions which, when run on a computer, cause the computer to perform the method of processing a business transaction pipeline as described in any of the above embodiments.
As will be appreciated by one of skill in the art, embodiments of the present application may be provided as a method, system, or computer program product. Accordingly, embodiments of the present application may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, embodiments of the present application may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
Embodiments of the present application are described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems) and computer program products according to embodiments of the application. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
While preferred embodiments of the present application have been described, additional variations and modifications in those embodiments may occur to those skilled in the art once they learn of the basic inventive concepts. Therefore, it is intended that the appended claims be interpreted as including the preferred embodiment and all changes and modifications that fall within the true scope of the embodiments of the present application.
It is apparent that those skilled in the art can make various changes and modifications to the embodiments of the present application without departing from the spirit and scope of the embodiments of the present application. Thus, provided that such modifications and variations of the embodiments of the present application fall within the scope of the claims of the embodiments of the present application and their equivalents, the embodiments of the present application are intended to include such modifications and variations as well.

Claims (8)

1. A processing method of business transaction pipeline is characterized in that the processing method is applied to a credit business device which is included in a credit business processing system and used for processing different credit businesses and an accounting processing device which is in communication connection with the credit business device, and the method comprises the following steps:
processing data analysis is carried out on the obtained business transaction flow of the target personal credit business by the personal credit business equipment for processing the target personal credit business through a message queue to obtain transaction financial data, and an accounting processing request is sent to corresponding accounting processing equipment through the message queue, wherein the accounting processing request comprises the transaction financial data; the transaction accounting data includes a target transaction code, a target transaction product code, a transaction amount, and a transaction date; the transaction code comprises a put-type transaction code and a repayment-type transaction code;
the accounting processing equipment inquires a pre-configured transaction configuration table to obtain a target individual credit business code corresponding to a target transaction code and a target transaction product code in the transaction account data, and inquires the pre-configured accounting configuration table to obtain a target accounting subject and a target accounting entry corresponding to the target individual credit business code; the transaction configuration table is configured according to the business code of each credit business, the transaction code and the transaction product code of the related business, and the accounting configuration table is configured according to the business code of each credit business, the accounting subject of the corresponding business and the accounting entry of the corresponding business;
the accounting processing device generates an accounting flow corresponding to the business transaction flow based on the target accounting subject, the target accounting entry and the transaction amount and the transaction date in the transaction accounting data;
and, the method further comprises:
receiving change information aiming at the target individual credit service;
if the change information is change information of accounting subjects and/or accounting entries, updating the accounting configuration table;
if the change information is the change information of the transaction code and/or the transaction product code, updating the transaction configuration table;
the message queue of credit business equipment of a target credit business is processed, the business transaction flow is converted into JSON character strings through FastJSON, then the JSON character strings are converted into byte arrays, and the byte arrays are stored in the form of the byte arrays.
2. The method of claim 1, wherein after generating an accounting pipeline corresponding to the business transaction pipeline, the method further comprises:
and storing the accounting flow in accounting information corresponding to the target individual credit business in an accounting flow water meter of a target database.
3. The method of claim 1, wherein when the credit business apparatus is an apparatus for processing a plurality of credit businesses, the credit business apparatus is preconfigured to include a message queue for the plurality of credit businesses;
before the individual credit service device for processing the target individual credit service analyzes the processing data of the obtained service transaction running water of the target individual credit service through the message queue, the method further comprises the following steps:
and the credit business equipment stores the business transaction flow of the target credit business into a message queue corresponding to the target credit business.
4. The method of claim 1, wherein after generating an accounting flow corresponding to the business transaction flow, the method further comprises:
the accounting processing equipment sends the accounting assembly line to the individual credit business equipment;
and the individual credit business equipment manages the target individual credit business based on the accounting assembly line.
5. The method of claim 1, wherein the accounting processing device is communicatively coupled with a bank accounting system, the method further comprising:
the accounting processing equipment classifies the generated accounting assembly lines of different credit businesses according to transaction dates to obtain the accounting assembly lines of different transaction dates, and sends the accounting assembly lines of different transaction dates to the bank accounting system; the accounting flows in the same transaction date in the accounting flows with different transaction dates are classified according to the type of credit business;
and the bank accounting system performs accounting management on the different individual credit businesses based on the accounting flow of the different transaction dates.
6. A system for processing a business transaction pipeline, the system comprising: the system comprises personal credit business equipment and accounting processing equipment which is in communication connection with the personal credit business equipment and is used for processing at least one type of personal credit business;
the individual credit business equipment is used for processing the obtained business transaction flow of the target individual credit business to perform processing data analysis through a message queue so as to obtain transaction financial data, and sending an accounting processing request to the accounting processing equipment through the message queue, wherein the accounting processing request comprises the transaction financial data; the transaction accounting data includes a target transaction code, a target transaction product code, a transaction amount, and a transaction date; the transaction codes comprise a put-type transaction code and a repayment-type transaction code;
the accounting processing equipment is also used for inquiring a pre-configured transaction configuration table to obtain a target individual credit business code corresponding to a target transaction code and a target transaction product code in the transaction account data, and inquiring a pre-configured accounting configuration table to obtain a target accounting subject and a target accounting entry corresponding to the target individual credit business code; the transaction configuration table is configured according to the business code of each credit business, the transaction code and the transaction product code of the related business, and the accounting configuration table is configured according to the business code of each credit business, the accounting subject of the corresponding business and the accounting entry of the corresponding business;
generating an accounting flow corresponding to the business transaction flow based on the target accounting subject, the target accounting entry and the transaction amount and the transaction date in the transaction accounting data;
the accounting processing equipment is further used for receiving change information aiming at the target individual credit business;
if the change information is change information of accounting subjects and/or accounting entries, updating the accounting configuration table; if the change information is the change information of the transaction code and/or the transaction product code, updating the transaction configuration table;
and the message queue of the credit business equipment for processing the target credit business converts the business transaction flow into JSON character strings through FastJSON, then converts the JSON character strings into byte arrays and stores the byte arrays in a byte array form.
7. The system of claim 6, wherein the accounting processing device is further configured to store the accounting flow in accounting information corresponding to the target loan transaction in an accounting flow meter of a target database after generating the accounting flow corresponding to the business transaction flow.
8. A computer-readable storage medium, characterized in that a computer program is stored in the computer-readable storage medium, which computer program, when being executed by a processor, carries out the method steps of any one of the claims 1-5.
CN202211037133.7A 2022-08-29 2022-08-29 Method, system and medium for processing business transaction flow Active CN115115457B (en)

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