CN115037550A - Credit card client identification method and device and electronic equipment - Google Patents
Credit card client identification method and device and electronic equipment Download PDFInfo
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- CN115037550A CN115037550A CN202210745853.2A CN202210745853A CN115037550A CN 115037550 A CN115037550 A CN 115037550A CN 202210745853 A CN202210745853 A CN 202210745853A CN 115037550 A CN115037550 A CN 115037550A
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- 238000004891 communication Methods 0.000 description 11
- 230000006870 function Effects 0.000 description 10
- 230000003993 interaction Effects 0.000 description 5
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- 230000009471 action Effects 0.000 description 3
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
- H04L63/0861—Network architectures or network communication protocols for network security for authentication of entities using biometrical features, e.g. fingerprint, retina-scan
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G1/00—Cash registers
- G07G1/12—Cash registers electronically operated
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
- H04L9/3226—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials using a predetermined code, e.g. password, passphrase or PIN
- H04L9/3231—Biological data, e.g. fingerprint, voice or retina
Abstract
The embodiment of the application provides a credit card client identification method, a device and electronic equipment, wherein the method comprises the following steps: receiving first voice information of a first client; and storing the first voice information in a credit card chip so that a POS machine can read the first voice information in the chip, comparing the first voice information with second voice information sent by a client to obtain a first comparison result, and judging whether a second client corresponding to the client is the first client according to the first comparison result. By implementing the embodiment, the credit card can be effectively prevented from being stolen and swiped, the property safety of the customer is protected, the trouble brought by default of the customer is further avoided, and the customer experience is improved.
Description
Technical Field
The application relates to the technical field of customer identification, in particular to a credit card customer identification method, a credit card customer identification device and electronic equipment.
Background
Credit card consumption is a non-cash transaction payment method, cash is not required to be paid during consumption, and payment is made again when a bill waiting Date (Billing Date) is up. At present, the number of people using the credit card is large, when the credit card is used for payment, the credit card needs to be swiped on a POS machine, so that the POS machine reads the related account information of the credit card, and the deduction of the amount of the account is completed. In recent years, various new cases of embezzlement are frequently seen, and various factors such as difficulty in obtaining evidence when the cases of embezzlement are encountered. Sometimes, the card holder does not bring the card on the body or is taken out of sight and stolen by other people to cause default and bring trouble to the card holder.
Disclosure of Invention
In view of the above, an object of the embodiments of the present application is to provide a method, an apparatus and an electronic device for identifying a credit card customer, which can prevent the credit card from being stolen, protect the property of the user, and avoid the trouble caused by default.
In a first aspect, an embodiment of the present application provides a credit card client identification method, including:
receiving first voice information of a first client;
and storing the first voice information in a credit card chip so that a POS machine reads the first voice information in the chip, comparing the first voice information with second voice information sent by a client to obtain a comparison result, and judging whether a second client corresponding to the client is the first client or not according to the comparison result.
In the implementation process, in order to prevent the credit card of the customer from being stolen, the first voice information of the first customer is received in advance, the first voice information is stored in the credit card chip machine, when the second customer swipes the card on the POS machine, the POS machine receives the second voice information from the customer terminal, compares the first voice information with the second voice information to obtain a first comparison result, and judges whether the second customer using the credit card currently is the first customer holding the credit card according to the first comparison result. Because everyone's sound has the uniqueness, compare the mode that uses the password to operate in prior art, above-mentioned method can prevent effectively that the credit card from being stolen to be brushed, protects customer's property safety, also further avoids the customer because the trouble that the default brought improves customer experience.
Further, the method further comprises:
receiving first fingerprint information of a first client;
and storing the first fingerprint information in a credit card chip so that a POS machine can read the first fingerprint information in the chip, comparing the first fingerprint information with second fingerprint information sent by a client to obtain a second comparison result, and judging whether a second client corresponding to the client is the first client or not according to the first comparison result and the second comparison result.
In the implementation process, considering that the voice of a person may change due to physical conditions and age, in order to reduce the misjudgment rate of the POS machine, first fingerprint information is introduced and stored in the credit card chip, the first fingerprint information is compared with second fingerprint information of a second client sent by a client during card swiping to obtain a second comparison result, and finally whether the second client is a first client of a credit card holder is judged according to the first comparison result and the second comparison result. Based on the embodiment, the judgment is carried out by a plurality of methods, so that the identification accuracy of the POS to the second customer is improved, the property loss of the customer is avoided, and the default dispute caused by embezzlement of the customer is avoided.
In a second aspect, the present application provides a credit card client identification method, including:
responding to a card swiping signal of a credit card, and acquiring first voice information of a first customer from a credit card chip;
responding to a connection signal of a client and establishing connection with the client;
receiving second voice information of a second client sent by the client;
comparing the first voice information with the second voice information to obtain a first comparison result;
and judging whether the second client is the first client or not according to the first comparison result.
Further, the method further comprises:
receiving second fingerprint information of a second client sent by the client;
comparing the second fingerprint information of the second client with the first fingerprint information of the first client to obtain a second comparison sub-result;
the step of judging whether the second client is the first client according to the first comparison result includes:
and judging whether a second client corresponding to the client is the first client or not according to the first comparison result and the second comparison sub-result.
In a third aspect, an embodiment of the present application provides a credit card client identification method, including:
establishing connection with a POS machine;
receiving second voice information of a second client;
and sending the second voice information to the POS machine so that the POS machine compares the second voice information with first voice information of a first customer corresponding to a credit card to obtain a first comparison result, and judging whether the second customer is the first customer or not according to the first comparison result.
Further, the method further comprises:
receiving second fingerprint information of a second client;
and sending the second fingerprint information to the POS machine so that the POS machine compares the second voice information with first fingerprint information of a first customer corresponding to a credit card to obtain a second comparison result, and judging whether the second customer is the first customer or not according to the first comparison result and the second comparison result.
In a fourth aspect, the present application provides a credit card client identifying device comprising:
the first receiving module is used for receiving first voice information of a first client;
and the storage module is used for storing the first voice information in a credit card chip so that the POS machine can read the first voice information in the chip, compare the first voice information with second voice information sent by a client to obtain a first comparison result, and judge whether a second client corresponding to the client is the first client according to the first comparison result.
In the implementation process, in order to prevent the credit card of the customer from being stolen, the first voice information of the first customer is received in advance, the first voice information is stored in the credit card chip machine, when the second customer swipes the card on the POS machine, the POS machine receives the second voice information from the customer terminal, compares the first voice information with the second voice information to obtain a first comparison result, and judges whether the second customer using the credit card is the first customer holding the credit card according to the first comparison result. Because everyone's sound has uniqueness, compare in the mode that prior art used the password to operate, above-mentioned method can prevent effectively that the credit card from being embezzled, protects customer's property safety, also further avoids the customer because the trouble that the breach brought improves customer experience.
In a fifth aspect, the present application provides a credit card client identifying device comprising:
the acquisition module is used for responding to a card swiping signal of a credit card and acquiring first voice information of a first customer from a credit card chip;
the first connection module is used for responding to a connection signal of a client and establishing connection with the client;
the second receiving module is used for receiving second voice information of a second client sent by the client;
the comparison module is used for comparing the first voice information with the second voice information to obtain a comparison result; and judging whether the second customer is the first customer or not according to the comparison result.
In a sixth aspect, the present application provides a credit card client identifying device comprising:
the second connection establishing module is used for establishing connection with the POS machine;
the third receiving module is used for receiving second voice information of a second client;
and the sending module is used for sending the second voice information to the POS machine so as to enable the POS machine to compare the second voice information with first voice information of a first customer corresponding to a credit card to obtain a first comparison result, and judging whether the second customer is the first customer or not according to the first comparison result.
In a seventh aspect, an electronic device provided in an embodiment of the present application includes: memory, a processor and a computer program stored in the memory and executable on the processor, the processor implementing the steps of the method according to any of the first aspect when executing the computer program.
Additional features and advantages of the disclosure will be set forth in the description which follows, and in part will be obvious from the description, or may be learned by the practice of the above-described techniques.
In order to make the aforementioned objects, features and advantages of the present application more comprehensible, preferred embodiments accompanied with figures are described in detail below.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present application, the drawings that are required to be used in the embodiments of the present application will be briefly described below, it should be understood that the following drawings only illustrate some embodiments of the present application and therefore should not be considered as limiting the scope, and that those skilled in the art can also obtain other related drawings based on the drawings without inventive efforts.
FIG. 1 is a diagram illustrating a credit card client identification method according to an embodiment of the present disclosure;
FIG. 2 is a diagram illustrating a method for identifying a credit card client according to an embodiment of the present disclosure;
FIG. 3 is a diagram illustrating a method for identifying a credit card client according to an embodiment of the present application;
FIG. 4 is a schematic structural diagram of a credit card client identification device according to an embodiment of the present disclosure;
FIG. 5 is a schematic structural diagram of a credit card client identification device according to an embodiment of the present disclosure;
FIG. 6 is a schematic structural diagram of a credit card client identification device according to an embodiment of the present application;
fig. 7 is a schematic structural diagram of an electronic device according to an embodiment of the present application.
Detailed Description
The technical solutions in the embodiments of the present application will be described below with reference to the drawings in the embodiments of the present application.
It should be noted that: like reference numbers and letters refer to like items in the following figures, and thus, once an item is defined in one figure, it need not be further defined and explained in subsequent figures. Meanwhile, in the description of the present application, the terms "first", "second", and the like are used only for distinguishing the description, and are not to be construed as indicating or implying relative importance.
Example 1
Referring to fig. 1, an embodiment of the present application provides a credit card client identification method, which is applied to a human-computer interaction device, where the human-computer interaction device is used to enter user information, and the method includes:
s11: receiving first voice information of a first client;
s12: and storing the first voice information in a credit card chip so that the POS machine reads the first voice information in the chip, comparing the first voice information with second voice information sent by the client to obtain a first comparison result, and judging whether a second client corresponding to the client is the first client according to the first comparison result.
In the above embodiment, the first speech information and the second speech information include the sound characteristic and the second sound characteristic of the first client. The characteristics of the sound include: tone, pronunciation, biting, etc. A common sound contrast technique is voiceprint contrast. The application does not specifically limit the specific techniques of the comparison. In the above embodiment, the credit card may be replaced with a bank card or the like.
Illustratively, when a customer transacts a credit card, firstly, inputting own voice information into the human-computer interaction device, inputting first voice information of the customer into a voiceprint package in a credit card chip in the process of making the credit card, when the customer swipes the credit card on a POS machine, sending current second voice information of the customer to the POS machine, and comparing the first voice information with the second voice information by the POS machine so as to judge whether the customer who swipes the POS machine is the holder of the credit card.
In the implementation process, in order to prevent the credit card of the customer from being stolen, the first voice information of the first customer is received in advance, the first voice information is stored in the credit card chip machine, when the second customer swipes the card on the POS machine, the POS machine receives the second voice information from the customer terminal, compares the first voice information with the second voice information to obtain a first comparison result, and judges whether the second customer using the credit card currently is the first customer holding the credit card according to the first comparison result. Because everyone's sound has uniqueness, compare in the mode that prior art used the password to operate, above-mentioned method can prevent effectively that the credit card from being embezzled, protects customer's property safety, also further avoids the customer because the trouble that the breach brought improves customer experience.
In order to improve the detection accuracy, in one possible embodiment, a plurality of fixed sentences are preset, the first voice information is pronunciation information of the fixed sentences about a user, and the step of receiving the first voice information of the first client comprises:
acquiring first pronunciation information of a first client about a fixed statement;
and storing the first pronunciation information in the POS machine so that the POS machine can obtain a third comparison result according to the second pronunciation information sent by the first pronunciation information client side, and judging whether the second client is the first client or not according to the third comparison result.
Illustratively, the fixed statements include: "i am XXXX (customer name), i am about to identify" etc., the customer may enter first speech information corresponding to the one or more statements while transacting the credit card. And storing the first voice information into the POS machine. When a customer swipes a credit card, the second voice information is spoken by the customer terminal, the POS machine receives the second voice information received by the customer terminal, and whether the customer who swipes the credit card is the holder of the credit card at present is judged according to the first voice information and the second voice information.
In a possible implementation manner, after receiving the second voice message sent by the client, obtaining a sentence original text corresponding to the second voice message according to the second voice message, determining whether the sentence original text is a fixed sentence, and if not, directly confirming that the second client is not the first client. If yes, the first voice message is further compared with the second voice message.
In one possible embodiment, the fixed sentence has a plurality, and the fixed sentence corresponding to the second speech may be one of the plurality of fixed sentences.
In the above embodiment, it is considered that the existing voiceprint recognition technology requires more computing resources, and the voiceprint recognition technology has higher accuracy when comparing the same sentence.
Considering that the human voice characteristics may differ from one physical condition to another and from one age to another, in one possible embodiment, to improve the recognition accuracy of the POS machine, the method further comprises:
receiving first fingerprint information of a first client;
and storing the first fingerprint information in a credit card chip so that the POS machine reads the first fingerprint information in the chip, comparing the first fingerprint information with second fingerprint information sent by the client to obtain a second comparison result, and judging whether a second client corresponding to the client is the first client or not according to the first comparison result and the second comparison result.
In the above embodiment, the fingerprint is a line formed by concave-convex skin on the finger pulp at the end of the human finger. Image recognition, machine learning algorithms including, but not limited to, neural networks, support vector machines, etc., may be employed for fingerprint recognition. The embodiment of the application does not limit the specific image recognition algorithm and the machine learning algorithm. The new scheme formed by adding or changing the method for identifying the fingerprint information on the basis of the embodiment of the application still belongs to the protection scope of the claims.
In the implementation process, considering that the voice of a person may change due to physical conditions and age, in order to reduce the misjudgment rate of the POS machine, first fingerprint information is introduced and stored in the credit card chip, the first fingerprint information is compared with second fingerprint information of a second client sent by a client during card swiping to obtain a second comparison result, and finally whether the second client is a first client of a credit card holder is judged according to the first comparison result and the second comparison result. Based on the embodiment, the judgment is carried out by a plurality of methods, so that the identification accuracy of the POS to the second customer is improved, the property loss of the customer is avoided, and the default dispute caused by embezzlement of the customer is avoided.
In the above embodiments, the credit card may be a chip credit card, and is characterized in that in addition to a traditional magnetic stripe recognition system, a highly integrated chip is also used as an information carrier, thereby laying a solid foundation for the security and function expansion of the credit card. The domestic industry has also led to the introduction of chip credit cards.
Example 2
Referring to fig. 2, the present application provides a method for identifying a credit card user, applied to a POS machine, including:
s21: responding to a card swiping signal of a credit card, and acquiring first voice information of a first customer from a credit card chip;
s22: responding to a connection signal of the client, and establishing connection with the client;
s23: receiving second voice information of a second client sent by the client;
s24: comparing the first voice information with the second voice information to obtain a first comparison result;
s25: and judging whether the second client is the first client or not according to the first comparison result.
The definitions and descriptions of various related terms in the above embodiments are already set forth in embodiment 1, and are not described here.
It is understood that, in the above embodiments, the POS has a communication function, and can receive information sent by the client. The POS machine can have communication connection functions such as Bluetooth and WIFI, and the connection method of the POS machine is not limited in the embodiment of the application. The client can be a mobile phone, a tablet computer and the like, and the client also has a communication function.
For example, when a customer transacts a credit card, first voice information is input at a bank or a credit card transaction place, and a machine for making the credit card stores the first voice information into a chip of the credit card when making the credit card. When a customer wants to swipe a card, firstly, connection is established between the Bluetooth function of the mobile phone and the POS machine with the Bluetooth function, second voice information is input in modes of APP or webpage and the like, the customer terminal sends the second voice information to the POS machine, the POS machine compares the first voice information with the second voice information to obtain a first comparison result, and whether the customer currently swiping the card is the customer holding a credit card or not is judged based on the first comparison result. It will be appreciated that when the POS determines that the customer swiping the card is a customer holding a credit card, a balance deduction is made for the credit card, otherwise the deduction is refused.
It can be understood that the client can also send the second voice information to the POS machine through other communication modes, for example, WIFI and the like, and can also send the information to the background server at first, and the server sends the information to the POS machine again, so that the background server can perform legal verification on the second voice information at first, and the POS machine is prevented from being damaged by viruses.
After rejection of the deduction, an alarm message may be sent to.
In the above embodiment, the customer holding the credit card refers to a legitimate customer applying for the credit card.
In the implementation process, in order to prevent the credit card of the customer from being stolen, the first voice information of the first customer is received in advance, the first voice information is stored in the credit card chip machine, when the second customer swipes the card on the POS machine, the POS machine receives the second voice information from the customer terminal, compares the first voice information with the second voice information to obtain a first comparison result, and judges whether the second customer using the credit card currently is the first customer holding the credit card according to the first comparison result. Because everyone's sound has uniqueness, compare in the mode that prior art used the password to operate, above-mentioned method can prevent effectively that the credit card from being embezzled, protects customer's property safety, also further avoids the customer because the trouble that the breach brought improves customer experience.
In order to improve the accuracy of the detection, in one possible embodiment, the method further comprises:
receiving second fingerprint information of a second client sent by the client;
comparing the second fingerprint information of the second client with the first fingerprint information of the first client to obtain a second comparison sub-result;
the step of judging whether the second client is the first client according to the first comparison result comprises the following steps:
and judging whether a second client corresponding to the client is the first client or not according to the first comparison result and the second comparison sub-result.
It should be noted that the comparison result of the present application is based on different algorithms, the recognition modes are different, the specific forms are different, and when the algorithm whose output result is binary is used for voice recognition or fingerprint recognition, the output result is in two cases. When the speech recognition or fingerprint recognition is performed by using an algorithm whose output result is diversified, the output may be various, for example, the speech recognition or fingerprint recognition is performed by using a machine learning algorithm, so as to obtain the similarity between the first fingerprint information and the second fingerprint information, and the comparison result may be a numerical value. Judging whether the second client is the second client or not according to the comparison result has multiple modes, when the algorithm output result is the similarity, a threshold value can be set, when the comparison result is greater than the threshold value, the second client is judged to be the first client, otherwise, the second client is judged not to be the first client.
In the implementation process, considering that the voice of a person may change due to physical conditions and age, in order to reduce the misjudgment rate of the POS machine, first fingerprint information is introduced, the first fingerprint information is stored in a credit card chip, the first fingerprint information is compared with second fingerprint information of a second client sent by a client during card swiping to obtain a second comparison result, and finally whether the second client is a first client of a credit card holder is judged according to the first comparison result and the second comparison result. Based on the embodiment, the judgment is carried out through multiple methods, so that the identification accuracy of the POS to the second customer is improved, the property loss of the customer is avoided, and the default dispute of the customer due to embezzlement is avoided.
Further, an embodiment of the present application provides a first method for determining whether a second customer is a first customer according to a first comparison result and a second comparison result:
judging whether the first comparison result is greater than a first preset threshold value or not;
if so, judging whether the second comparison result is larger than a second preset threshold value or not; if not, judging that the second client is not the first client;
and if the second comparison result is smaller than a second preset threshold value, judging that the second client is not the first client.
It can be understood that the first comparison algorithm and the second comparison algorithm output by the algorithm are both in numerical form such as similarity.
Further, an embodiment of the present application provides a second method for determining whether a second customer is a first customer according to the first comparison result and the second comparison result:
and if the first comparison result and the second comparison result are both similar, judging that the second client is the first client, otherwise, judging that the second client is not the first client.
Preferably, an embodiment of the present application provides a third method for determining whether the second customer is the first customer according to the first comparison result and the second comparison result:
multiplying the first comparison result by a first weight value to obtain a first result value;
multiplying the second comparison result by a second weight value to obtain a second result value;
adding the first result value and the second result value to obtain a third result value;
judging whether the third result value is larger than a third preset threshold value or not, and if so, judging that the second customer is the first customer; if not, the second client is judged to be not the first client.
Wherein, the first weight value and the second weight value are obtained by training.
In the above embodiment, it is considered that the acquisition difficulty of the second fingerprint information is relatively high, and it is difficult to acquire complete second fingerprint information of the second client in a short time, so that the first comparison result and the second comparison result are multiplied by their weight values respectively to obtain the first result value and the second result value, the first result value is only added to the second result value to obtain the third result value, and the third result value is determined to determine whether the second client is the first client.
Example 3
Referring to fig. 3, an embodiment of the present application provides a credit card client identification method, applied to a client, including:
s31: establishing connection with a POS machine;
s32: receiving second voice information of a second client;
s33: and sending the second voice information to the POS machine so that the POS machine compares the second voice information with the first voice information of the first customer corresponding to the credit card to obtain a first comparison result, and judging whether the second customer is the first customer or not according to the first comparison result.
In the implementation process, considering that the voice of a person may change due to physical conditions and age, in order to reduce the misjudgment rate of the POS machine, first fingerprint information is introduced, the first fingerprint information is stored in a credit card chip, the first fingerprint information is compared with second fingerprint information of a second client sent by a client during card swiping to obtain a second comparison result, and finally whether the second client is a first client of a credit card holder is judged according to the first comparison result and the second comparison result. Based on the embodiment, the judgment is carried out by a plurality of methods, so that the identification accuracy of the POS to the second customer is improved, the property loss of the customer is avoided, and the default dispute caused by embezzlement of the customer is avoided.
Illustratively, when the second customer wants to swipe the card, a connection is first established with the POS machine, which may be a bluetooth connection or the like, and then the second voice message is sent to the POS machine through the connection, waiting for the POS to return the result.
In a possible implementation, further, the method further comprises:
receiving second fingerprint information of a second client;
and sending the second fingerprint information to the POS machine so that the POS machine compares the second voice information with the first fingerprint information of the first customer corresponding to the credit card to obtain a second comparison result, and judging whether the second customer is the first customer or not according to the first comparison result and the second comparison result.
Example 4
Referring to fig. 4, an embodiment of the present application provides a credit card client identification device, including:
a first receiving module 11, configured to receive first voice information of a first client;
and the storage module 12 is configured to store the first voice information in the credit card chip, so that the POS reads the first voice information in the chip, compares the first voice information with the second voice information sent by the client to obtain a first comparison result, and determines whether the second client corresponding to the client is the first client according to the first comparison result.
In a possible implementation, the first receiving module is further configured to receive first fingerprint information of the first client;
the storage module is further used for storing the first fingerprint information in the credit card chip so that the POS machine can read the first fingerprint information in the chip, compare the first fingerprint information with second fingerprint information sent by the client to obtain a second comparison result, and judge whether a second client corresponding to the client is the first client according to the first comparison result and the second comparison result.
Example 5
Referring to fig. 5, an embodiment of the present application provides a credit card client identification device, including: the acquisition module 21 is used for responding to a card swiping signal of a credit card and acquiring first voice information of a first customer from a credit card chip;
the first connection module 22 is used for responding to a connection signal of the client and establishing connection with the client;
the second receiving module 23 is configured to receive second voice information of the second client sent by the client;
the comparison module 24 is configured to compare the first voice information with the second voice information to obtain a comparison result; and judging whether the second client is the first client or not according to the comparison result.
In a possible implementation manner, the second receiving module is further configured to receive second fingerprint information of the second client sent by the client; the comparison module is further used for comparing the second fingerprint information of the second client with the first fingerprint information of the first client to obtain a second comparison sub-result; and judging whether a second client corresponding to the client is the first client or not according to the first comparison result and the second comparison sub-result.
Example 6
Referring to fig. 6, an embodiment of the present application provides a credit card client identification device, including: a second connection establishing module 31, configured to establish a connection with a POS machine;
a third receiving module 32, configured to receive second voice information of a second client;
the sending module 33 is configured to send the second voice information to the POS, so that the POS compares the second voice information with the first voice information of the first customer corresponding to the credit card to obtain a first comparison result, and determines whether the second customer is the first customer according to the first comparison result.
In a possible implementation manner, the second receiving module is further configured to receive second fingerprint information of the second client; the sending module is further used for sending the second fingerprint information to the POS machine so that the POS machine compares the second voice information with the first fingerprint information of the first customer corresponding to the credit card to obtain a second comparison result, and whether the second customer is the first customer is judged according to the first comparison result and the second comparison result.
Fig. 7 shows a block diagram of an electronic device according to an embodiment of the present disclosure, where fig. 7 is a block diagram of the electronic device. The electronic device may include a processor 71, a communication interface 72, a memory 73, and at least one communication bus 74. Wherein the communication bus 74 is used to enable direct connection communication of these components. In the embodiment of the present application, the communication interface 72 of the electronic device is used for performing signaling or data communication with other node devices. The processor 71 may be an integrated circuit chip having signal processing capabilities.
The Processor 71 may be a general-purpose Processor including a Central Processing Unit (CPU), a Network Processor (NP), and the like; but may also be a Digital Signal Processor (DSP), an Application Specific Integrated Circuit (ASIC), an off-the-shelf programmable gate array (FPGA) or other programmable logic device, discrete gate or transistor logic, discrete hardware components. The various methods, steps, and logic blocks disclosed in the embodiments of the present application may be implemented or performed. A general purpose processor may be a microprocessor or the processor 71 may be any conventional processor or the like.
The Memory 73 may be, but is not limited to, a Random Access Memory (RAM), a Read Only Memory (ROM), a Programmable Read-Only Memory (PROM), an Erasable Read-Only Memory (EPROM), an electrically Erasable Read-Only Memory (EEPROM), and the like. The memory 73 has stored therein computer-readable instructions that, when executed by the processor 71, the electronic device may perform the various steps involved in the above-described method embodiments.
Optionally, the electronic device may further include a memory controller, an input output unit.
The memory 73, the memory controller, the processor 71, the peripheral interface, and the input/output unit are electrically connected to each other directly or indirectly to realize data transmission or interaction. For example, these components may be electrically connected to each other via one or more communication buses 74. The processor 71 is adapted to execute executable modules stored in the memory 73, such as software functional modules or computer programs comprised by the electronic device.
The input and output unit is used for providing a task for a user to create and start an optional time period or preset execution time for the task creation so as to realize the interaction between the user and the server. The input/output unit may be, but is not limited to, a mouse, a keyboard, and the like.
It will be appreciated that the configuration shown in fig. 7 is merely illustrative and that the electronic device may include more or fewer components than shown in fig. 7 or have a different configuration than shown in fig. 7. The components shown in fig. 7 may be implemented in hardware, software, or a combination thereof.
An embodiment of the present application further provides a computer-readable storage medium, where instructions are stored in the computer-readable storage medium, and when the instructions are run on a computer, when the computer program is executed by a processor, the method in the method embodiment is implemented, and details are not repeated here to avoid repetition.
In the embodiments provided in the present application, it should be understood that the disclosed apparatus and method can be implemented in other ways. The apparatus embodiments described above are merely illustrative, and for example, the flowchart and block diagrams in the figures illustrate the architecture, functionality, and operation of possible implementations of apparatus, methods and computer program products according to various embodiments of the present application. In this regard, each block in the flowchart or block diagrams may represent a module, segment, or portion of code, which comprises one or more executable instructions for implementing the specified logical function(s). It should also be noted that, in some alternative implementations, the functions noted in the block may occur out of the order noted in the figures. For example, two blocks shown in succession may, in fact, be executed substantially concurrently, or the blocks may sometimes be executed in the reverse order, depending upon the functionality involved. It will also be noted that each block of the block diagrams and/or flowchart illustration, and combinations of blocks in the block diagrams and/or flowchart illustration, can be implemented by special purpose hardware-based systems which perform the specified functions or acts, or combinations of special purpose hardware and computer instructions.
In addition, functional modules in the embodiments of the present application may be integrated together to form an independent part, or each module may exist alone, or two or more modules may be integrated to form an independent part.
The functions, if implemented in the form of software functional modules and sold or used as a stand-alone product, may be stored in a computer readable storage medium. Based on such understanding, the technical solutions of the present application or portions thereof that substantially contribute to the prior art may be embodied in the form of a software product, which is stored in a storage medium and includes several instructions for causing a computer device (which may be a personal computer, a server, or a network device) to execute all or part of the steps of the methods described in the embodiments of the present application. And the aforementioned storage medium includes: a U-disk, a removable hard disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk, an optical disk, or other various media capable of storing program codes.
The above description is only an example of the present application and is not intended to limit the scope of the present application, and various modifications and changes may be made by those skilled in the art. Any modification, equivalent replacement, or improvement made within the spirit and principle of the present application shall be included in the protection scope of the present application. It should be noted that: like reference numbers and letters refer to like items in the following figures, and thus, once an item is defined in one figure, it need not be further defined or explained in subsequent figures.
The above description is only for the specific embodiments of the present application, but the scope of the present application is not limited thereto, and any person skilled in the art can easily think of the changes or substitutions within the technical scope of the present application, and shall be covered by the scope of the present application. Therefore, the protection scope of the present application shall be subject to the protection scope of the claims.
It is noted that, herein, relational terms such as first and second, and the like may be used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Also, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other identical elements in a process, method, article, or apparatus that comprises the element.
Claims (10)
1. A credit card client identification method, comprising:
receiving first voice information of a first client;
and storing the first voice information in a credit card chip so that a POS machine can read the first voice information in the chip, comparing the first voice information with second voice information sent by a client to obtain a first comparison result, and judging whether a second client corresponding to the client is the first client according to the first comparison result.
2. The credit card customer identification method of claim 1, wherein the method further comprises:
receiving first fingerprint information of a first client;
storing the first fingerprint information in a credit card chip so that a POS machine can read the first fingerprint information in the chip, comparing the first fingerprint information with second fingerprint information sent by a client to obtain a second comparison result, and judging whether a second client corresponding to the client is the first client or not according to the first comparison result and the second comparison result.
3. A credit card client identification method, comprising:
responding to a card swiping signal of a credit card, and acquiring first voice information of a first customer from a credit card chip;
responding to a connection signal of a client and establishing connection with the client;
receiving second voice information of a second client sent by the client;
comparing the first voice information with the second voice information to obtain a first comparison result;
and judging whether the second client is the first client or not according to the first comparison result.
4. The credit card customer identification method of claim 3, wherein the method further comprises:
receiving second fingerprint information of a second client sent by the client;
the step of determining whether the second customer is the first customer according to the first comparison result includes:
comparing the second fingerprint information of the second client with the first fingerprint information of the first client to obtain a second comparison sub-result;
and judging whether a second client corresponding to the client is the first client or not according to the first comparison result and the second comparison sub-result.
5. A credit card client identification method, comprising:
establishing connection with a POS machine;
receiving second voice information of a second client;
and sending the second voice information to the POS machine so that the POS machine compares the second voice information with first voice information of a first customer corresponding to a credit card to obtain a first comparison result, and judging whether the second customer is the first customer or not according to the first comparison result.
6. The credit card customer identification method of claim 5, wherein the method further comprises:
receiving second fingerprint information of a second client;
and sending the second fingerprint information to the POS machine so that the POS machine compares the second voice information with first fingerprint information of a first customer corresponding to a credit card to obtain a second comparison result, and judging whether the second customer is the first customer or not according to the first comparison result and the second comparison result.
7. A credit card client identifying device, comprising:
the first receiving module is used for receiving first voice information of a first client;
and the storage module is used for storing the first voice information in a credit card chip so that the POS machine can read the first voice information in the chip, compare the first voice information with second voice information sent by a client to obtain a first comparison result, and judge whether a second client corresponding to the client is the first client according to the first comparison result.
8. A credit card client identification device, comprising:
the acquisition module is used for responding to a card swiping signal of a credit card and acquiring first voice information of a first customer from a credit card chip;
the first connection module is used for responding to a connection signal of a client and establishing connection with the client;
the second receiving module is used for receiving second voice information of a second client sent by the client;
the comparison module is used for comparing the first voice information with the second voice information to obtain a comparison result; and judging whether the second client is the first client or not according to the comparison result.
9. A credit card client identifying device, comprising:
the second connection establishing module is used for establishing connection with the POS machine;
the third receiving module is used for receiving second voice information of a second client;
and the sending module is used for sending the second voice information to the POS machine so that the POS machine compares the second voice information with first voice information of a first customer corresponding to a credit card to obtain a first comparison result, and judging whether the second customer is the first customer according to the first comparison result.
10. An electronic device, comprising: memory, a processor and a computer program stored in the memory and executable on the processor, the processor implementing the steps of the method according to any of claims 1-6 when executing the computer program.
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| CN202210745853.2A CN115037550A (en) | 2022-06-28 | 2022-06-28 | Credit card client identification method and device and electronic equipment |
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| CN202210745853.2A CN115037550A (en) | 2022-06-28 | 2022-06-28 | Credit card client identification method and device and electronic equipment |
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