CN106779717A - A kind of payment authentication method and device - Google Patents
A kind of payment authentication method and device Download PDFInfo
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- CN106779717A CN106779717A CN201611084507.5A CN201611084507A CN106779717A CN 106779717 A CN106779717 A CN 106779717A CN 201611084507 A CN201611084507 A CN 201611084507A CN 106779717 A CN106779717 A CN 106779717A
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- detection procedure
- detection
- mobile terminal
- certification
- terminal system
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3823—Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction
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- Computer Security & Cryptography (AREA)
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- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
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Abstract
The embodiment of the invention discloses a kind of payment authentication method, including when the first detection procedure is deleted or changes, newly-built second detection procedure carries out safety detection for substituting first detection procedure to mobile terminal system；Wherein, first detection procedure is used to carry out safety detection to mobile terminal system；There is no safety problem when second detection procedure detects mobile terminal system, be authenticated paying by the first authentication mode；There is safety problem when second detection procedure detects mobile terminal system, be authenticated paying by the second authentication mode；The embodiment of the invention discloses a kind of payment authentication device, by the embodiment of the present invention, realize when safety problem occurs in mobile terminal system, the method that can continue through safety certification is paid.
Description
Technical field
The present invention relates to communication technical field, more particularly to a kind of payment authentication method and device.
Background technology
With the development of electronics technology and internet, the function of electric terminal is stronger and stronger, as long as such as user presses
Various client productions are installed on electric terminal according to the demand of itself, many consultation informations just can be obtained, it might even be possible to foot
Complete many things with not going out family, the life and amusement of people increasingly be unable to do without electric terminal.
The increasingly popularization of current finger print safety certification, increasing people likes entering by finger print identifying in mobile terminal
Row secure payment.But after mobile terminal system is by root or infection virus, is continuing with fingerprint and pays and may exist
Risk, mobile terminal cannot detect whether using fingerprint equipment be what bogusware was simulated, and the security of property is obtained
Less than comprehensively guarantee.How to solve the problems, such as in mobile terminal system by the safety of payment after root or infection virus, be people
Current issues that need special attention.
The content of the invention
Embodiment of the present invention technical problem to be solved is, there is provided a kind of payment authentication method and device, solves existing
Have in technology in mobile terminal system by the safety of payment problem after root or infection virus.
In a first aspect, a kind of safety payment authentication method is the embodiment of the invention provides, including：
When the first detection procedure is deleted or changes, newly-built second detection procedure is used to substitute first detection procedure
Safety detection is carried out to mobile terminal system；Wherein, first detection procedure is used to carry out safe inspection to mobile terminal system
Survey；
There is no safety problem when second detection procedure detects mobile terminal system, carried out by the first authentication mode
Certification pays；There is safety problem when second detection procedure detects mobile terminal system, entered by the second authentication mode
Row certification pays；
With reference in a first aspect, in the first possible implementation, first detection procedure of working as is deleted or repaiies
Before changing, also include：
Detect whether first detection procedure is deleted or changes.
With reference in a first aspect, in second possible implementation, detection first detection procedure whether by
After being deleted or modified, also include：
It is not deleted or modification when first detection procedure is detected, by first detection procedure to mobile whole
End system carries out safety detection.
With reference in a first aspect, in the third possible implementation, it is described by first detection procedure to movement
Terminal system is carried out after safety detection, is also included：
There is no safety problem when first detection procedure detects mobile terminal system, carried out by the first authentication mode
Certification pays；There is safety problem when first detection procedure detects mobile terminal system, entered by the second authentication mode
Row certification pays；
With reference to first aspect first to the third possible implementation, in the 4th kind of possible implementation, institute
Stating the first authentication mode includes carrying out the certification of N kind characteristics of human body, and second authentication mode includes carrying out M kind characteristics of human body's
Certification；Wherein, the N and M is positive integer, and the N is less than the M.
With reference to first aspect first to the third possible implementation, in the 4th kind of possible implementation, institute
Stating the second authentication mode includes carrying out the certification of face features；It is described to be authenticated paying by the second authentication mode, bag
Include：
Obtain user's face feature；
Judge whether the facial characteristics meets default facial characteristics；
When being judged as YES, user's face multidate information is obtained；
Match whether the facial multidate information meets default dynamic condition,
When the matching is to be, by payment authentication.
Second aspect, the embodiment of the invention provides a kind of payment authentication device, including：
Finger daemon module, for when the first detection procedure is deleted or changes, newly-built second detection procedure to be used for
Substitute first detection procedure carries out safety detection to mobile terminal system；Wherein, first detection procedure is used for moving
Dynamic terminal system carries out safety detection；
First certification payment module, for not asked safely when second detection procedure detects mobile terminal system
Topic, is authenticated paying by the first authentication mode；
Second certification payment module, for being asked in the presence of safety when second detection procedure detects mobile terminal system
Topic, is authenticated paying by the second authentication mode；
With reference to second aspect, in the first possible implementation, also include：
Modification detection module is deleted, for before the first detection procedure is deleted or changes, detecting first inspection
Whether survey process is deleted or changes.
With reference to second aspect, in second possible implementation, also include：
System safety monitoring module, detects whether first detection procedure is deleted for the modification detection module of deleting
Except or modification after, when detect first detection procedure be deleted or change, by first detection procedure pair
Mobile terminal system carries out safety detection.
With reference to second aspect, in the third possible implementation, when the system safety monitoring module detects shifting
Dynamic terminal system does not have safety problem, is authenticated paying by the first certification payment module；When first detection procedure inspection
Measure mobile terminal system and there is safety problem, be authenticated paying by the second certification payment module；
With reference to second aspect first to the third possible implementation, in the 4th kind of possible implementation, institute
State the first certification payment module includes carrying out the certification of N kind characteristics of human body to first authentication mode；
The second certification payment module includes carrying out the certification of M kind characteristics of human body to second authentication mode；
Wherein, the N and M is positive integer, and the N is less than the M.
With reference to second aspect, in the 5th kind of possible implementation, the second certification payment module is included into pedestrian
The certification of face facial characteristics；The second certification payment module, including：
Facial characteristics obtains subelement, for obtaining user's face feature；
Facial characteristics contrast subunit, for judging whether the facial characteristics meets default facial characteristics；
Multidate information obtains subelement, for when the facial characteristics matching module is judged as YES, obtaining user's face
Multidate information；
Multidate information coupling subelement, for matching whether the facial multidate information meets default dynamic condition,
Second pays subelement, for when multidate information coupling subelement matching is to be, being propped up by certification
Pay.
By implementing the embodiment of the present invention, when the first detection procedure is deleted or changes, newly-built second detection procedure is used
Safety detection is carried out to mobile terminal system in first detection procedure is substituted；Wherein, first detection procedure is used for right
Mobile terminal system carries out safety detection；There is no safety problem when second detection procedure detects mobile terminal system, lead to
The first authentication mode is crossed to be authenticated paying；There is safety problem when second detection procedure detects mobile terminal system,
It is authenticated paying by the second authentication mode；Solve in the prior art in mobile terminal system by root or infection virus
Safety of payment problem afterwards, by newly-built second detection procedure substitute it is original be deleted or modification the first detection procedure, can be with
Ensure detection of the mobile terminal to system safety, and when the system that detects has safety problem by the second authentication mode to change
Authentication mode, may further ensure that safety of payment.In addition, second authentication mode can be the authentication of characteristics of human body
Formula, carries out the operation such as Password Input, it is ensured that the convenience of payment verification, and reduce the wind that password is stolen without user
Danger；And the first authentication mode in the embodiment of the present invention can include carrying out the certification of N kind characteristics of human body, the second authentication mode
Certification including carrying out M kind characteristics of human body, N is less than M, can further improve in mobile terminal system by root or infection disease
Payment safety after poison.
Brief description of the drawings
In order to illustrate more clearly of the technical scheme in the embodiment of the present application, below will be attached to what is used needed for embodiment
Figure is briefly described, it should be apparent that, drawings in the following description are only some embodiments of the present application, for this area
For those of ordinary skill, on the premise of not paying creative work, other accompanying drawings can also be obtained according to these accompanying drawings.
Fig. 1 is the schematic flow sheet of the payment authentication method that the present invention is provided；
Fig. 2 is the schematic flow sheet of another embodiment of the payment authentication method that the present invention is provided；
Fig. 3 is the schematic flow sheet of the second certification means of payment that the present invention is provided；
Fig. 4 is the module diagram of the payment authentication device that the present invention is provided；
Fig. 5 is the structural representation of payment authentication device the second certification payment module that the present invention is provided；
Fig. 6 is the structural representation of the payment authentication device that the present invention is provided；
Specific embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete
Whole description, it is clear that described embodiment is only a part of embodiment of the invention, rather than whole embodiments.It is based on
Embodiment in the present invention, it is every other that those of ordinary skill in the art are obtained under the premise of creative work is not made
Embodiment, belongs to the scope of protection of the invention.
It should be noted that the term " comprising " and " having " for using in embodiments of the present invention and their any changes
Shape, it is intended that covering is non-exclusive to be included.For example contain the process of series of steps or unit, method, device, product or
Equipment is not limited to the step of having listed or unit, but alternatively also includes the step of not listing or unit, or optional
Ground also includes for these processes, method, product or other intrinsic steps of equipment or unit.Additionally, term " first ", " the
Two " and " the 3rd " etc. is, for distinguishing different objects, and to be not intended to describe specific order.
Fig. 1 is the schematic flow sheet of the payment authentication method that the present invention is provided, by a kind of safer payment authentication side
Method is paid in mobile terminal, and convenience is ensure that simultaneously in the case where safety is ensured；Comprise the following steps：
S101：Newly-built second detection procedure carries out safe inspection for substituting first detection procedure to mobile terminal system
Survey；
Specifically, when the first detection procedure is deleted or changes, newly-built second detection procedure is used to substitute described first
Detection procedure carries out safety detection to mobile terminal system；Wherein, first detection procedure is used to enter mobile terminal system
Row safety detection.
S102：The second detection procedure detection mobile terminal system whether there is safety problem；
Specifically, after newly-built second detection procedure, by second detection procedure to the mobile terminal system
System safety is detected, including detects whether the system of the mobile terminal is changed, if there are viruses etc..Work as detection
When result is system security presence problem, step S104 is performed；When testing result be system safety there is no problem when, perform step
Rapid S103.
S103：It is authenticated paying by the first authentication mode；
Specifically, when the detection procedure that second detection procedure detects the mobile terminal does not exist safety problem
It is to be authenticated paying by the first authentication mode；Wherein, first authentication mode can be the first body characteristicses authenticating party
Formula, including carry out the certification of N kind characteristics of human body；Specifically, the certification of the N kinds characteristics of human body includes but is not limited to be referred to
The modes such as line, palmmprint, pupil identification are authenticated.
S104：It is authenticated paying by the second authentication mode；
Specifically, when the detection procedure that second detection procedure detects the mobile terminal has safety problem,
It is authenticated paying by the second authentication mode；Second authentication mode can be second characteristics of human body's authentication mode, including
The certification of M kind characteristics of human body is carried out, the N and M is positive integer, and the N is less than the M.Specifically, the M kinds people
The certification of body characteristicses includes but is not limited to carry out the modes such as fingerprint, palmmprint, pupil identification and is authenticated.
Fig. 2 is the schematic flow sheet of another embodiment of the payment authentication method that the present invention is provided, and is comprised the following steps：
S201：It is used to carry out safety detection to mobile terminal system by the first detection procedure；
Specifically, when the mobile terminal is when bringing into operation, or the mobile terminal is transported first when being paid
The detection procedure of row first, for carrying out safety detection to the mobile terminal system, while the mobile terminal needs detection
The security of one detection procedure, check first detection procedure detect the mobile terminal system security while, its
Itself is either with or without being changed or deleted.
S202：Detect whether first detection procedure is deleted or changes；
Specifically, first detection procedure is described mobile whole while the mobile terminal system security is detected
End is also required to detect the security of first detection procedure, checks itself either with or without being changed or deleted.
S203：The first detection procedure is continued through for carrying out safety detection to mobile terminal system；
Specifically, after the mobile terminal system detects first detection procedure not to be deleted or change, after
It is continuous that safety detection is carried out to mobile terminal system by first detection procedure.
S204：Judge that first detection procedure detects cell phone system with the presence or absence of safety problem；
Specifically, after the mobile terminal system detects first detection procedure not to be deleted or change, after
It is continuous that safety detection is carried out to mobile terminal system by first detection procedure；Including：Judge described first detect into
Journey detects cell phone system with the presence or absence of safety problem, for example, detect whether the system of the mobile terminal is changed, if having
Poisoning intrusion etc..
S205：It is authenticated paying by the first authentication mode；
Specifically, when the detection procedure that first detection procedure detects the mobile terminal does not exist safety problem
It is to be authenticated paying by the first authentication mode；Wherein, first authentication mode includes carrying out recognizing for N kind characteristics of human body
Card；Specifically, the certification of the N kinds characteristics of human body includes but is not limited to carry out the modes such as fingerprint, palmmprint, pupil identification and is recognized
Card.
S206：It is authenticated paying by the second authentication mode；
Specifically, it is when the detection procedure that first detection procedure detects the mobile terminal has safety problem,
It is authenticated paying by the second authentication mode；Second authentication mode includes carrying out the certification of M kind characteristics of human body, the N
It is positive integer with the M, and the N is less than the M.Specifically, the certification of the M kinds characteristics of human body includes but is not limited to carry out
The modes such as fingerprint, palmmprint, pupil identification are authenticated.
S207：Newly-built second detection procedure carries out safe inspection for substituting first detection procedure to mobile terminal system
Survey；
Specifically, after deleted the first detection procedure or modification is detected, newly-built second detection procedure is used to substitute
First detection procedure carries out safety detection to mobile terminal system.
S208：Judge that second detection procedure detects mobile phone with the presence or absence of safety problem；
Specifically, after newly-built second detection procedure, by second detection procedure to the mobile terminal system
System safety is detected, including detects whether the system of the mobile terminal is changed, if there are viruses etc..
When testing result be system safety there is no problem when, by the first authentication mode be authenticated pay；Wherein, institute
Stating the first authentication mode includes carrying out the certification of N kind characteristics of human body；Specifically, the certification of the N kinds characteristics of human body include but not
It is limited to carry out the modes such as fingerprint, palmmprint, pupil identification to be authenticated.
When the detection procedure that second detection procedure detects the mobile terminal has safety problem, by second
Authentication mode is authenticated paying；Second authentication mode includes carrying out the certification of M kind characteristics of human body, and the N and the M are
Positive integer, and the N is less than the M.Specifically, the certification of the M kinds characteristics of human body includes but is not limited to carry out fingerprint, the palm
The modes such as line, pupil identification are authenticated.
For example, in actual applications, if the small A of user is paid in shopping, it is necessary to use mobile phone, hand is worked as
Machine examination measures system safety when there is no problem, is paid using the first authentication mode, the first authenticating party for now using
Formula is that fingerprint is authenticated, and when the finger print information stored in mobile phone before verifying fingerprint with small A is consistent, is propped up
Pay；When mobile phone detects system security presence problem, paid using second authentication mode, second for now using is recognized
Card mode is on the basis of being authenticated to fingerprint, along with being matched to face action, such as by finger print identifying
Afterwards, then the camera of mobile phone is opened, the iris to small A is identified, and makes small A make blink and acted, when above-mentioned fingerprint is recognized
When the information of card, iris recognition, blink action all with being prestored in mobile phone before is consistent, then by certification, paid；It is no
Then, failure is paid.
Fig. 3 is the schematic flow sheet of the second certification means of payment that the present invention is provided, and is comprised the following steps：
S301：Obtain user's face feature；
Specifically, first authentication mode includes carrying out the certification of N kind characteristics of human body, and second authentication mode includes
The certification of M kind characteristics of human body is carried out, the N and M is positive integer, and the N is less than the M；Wherein, user's face is obtained special
A kind of specifically mode simply taken in the present example is levied, by way of example only, any limit is not done in actual applications
System.
Specifically, when the acquisition for mobile terminal to need to be paid by the second authentication mode when, i.e., described movement
In the case that the system of terminal has potential safety hazard, user's face feature is obtained first.
S302：Judge whether the facial characteristics meets default facial characteristics；
Specifically, after the facial characteristics of the acquisition for mobile terminal to user, judge whether the facial characteristics accords with
Close default facial characteristics；Wherein, the default facial characteristics is the default face for gathering and storing in the mobile terminal in advance
Portion's feature, and the default facial characteristics should come from the owner of the mobile terminal, or payment account owner.
S303：Obtain user's face multidate information；
Specifically, when judging whether the facial characteristics meets when being judged as YES of default facial characteristics, further obtain
User's face multidate information；Wherein, one kind that acquisition user's face multidate information is simply taken in the present example is specifically
Mode, by way of example only, any limitation is not done in actual applications.
Embodiment of the present invention septum reset multidate information is included but is not limited to：Blink, rotary head, particular emotion etc. are acted.
S304：Match whether the facial multidate information meets default dynamic condition；
Specifically, after the facial multidate information of the acquisition for mobile terminal to user, judging the face dynamic letter
Whether breath meets default dynamic condition；Wherein, the default dynamic condition is to gather and store in the mobile terminal in advance
Default dynamic condition, and the default dynamic condition should come from the owner of the mobile terminal, or payment account
Owner.
It is to prevent in the mobile terminal it should be noted that gathering and matching the user's face multidate information
After being infected, it is impossible to detect whether the authentication mode for being paid is that bogusware is simulated, now not only
Whether validation of payment person is default disburser, and the dynamic form of validation of payment person is also wanted simultaneously, multiple could so be guaranteed payment
Security.
S305：By payment authentication；
Specifically, after the authentication mode all passes through, paid.
S306：Refusal to pay certification；
Specifically, when the one of which of the authentication mode is not over then refusing to pay, and set in the mobile terminal
There is the prompting of potential safety hazard in standby upper display refusal to pay and system.
Fig. 4 is the module diagram of the payment authentication device that the present invention is provided；Wherein, the payment authentication device 40 is wrapped
Include：Delete modified module 401, finger daemon module 402, system safety detection module 403, the first certification payment module 404, with
And the second certification payment module 405, wherein,
Deletion modification detection module 401 was used for before the first detection procedure is deleted or changes, detection described first
Whether detection procedure is deleted or changes；
Finger daemon module 402 is used for when the first detection procedure is deleted or changes, and newly-built second detection procedure is used
Safety detection is carried out to mobile terminal system in first detection procedure is substituted；Wherein, first detection procedure is used for right
Mobile terminal system carries out safety detection；
System safety detection module 403 be used for it is described delete modification detection module detect first detection procedure whether by
After being deleted or modified, it is not deleted or modification when first detection procedure is detected, by first detection procedure
Safety detection is carried out to mobile terminal system.
First certification payment module 404 is used to not asked safely when second detection procedure detects mobile terminal system
Topic, is authenticated paying by the first authentication mode；
Second certification payment module 405 is used to be asked in the presence of safety when second detection procedure detects mobile terminal system
Topic, is authenticated paying by the second authentication mode；
Fig. 5 is the module diagram of another embodiment of the payment authentication device that the present invention is provided, the second certification branch
Paying module 405 includes：Facial characteristics obtains subelement 4051, facial characteristics contrast subunit 4052, multidate information and obtains son list
Unit 4053, multidate information coupling subelement 4054 and second pays subelement 4055；Wherein：
Facial characteristics obtains subelement 4051 to be used to obtain user's face feature；
Facial characteristics contrast subunit 4052 is used to judge whether the facial characteristics meets default facial characteristics；
Multidate information obtains subelement 4053 to be used to, when the facial characteristics matching module is judged as YES, obtain user plane
Portion's multidate information；
Multidate information coupling subelement 4054 is used to match whether the facial multidate information meets default dynamic condition,
Second payment subelement 4055 is used to, when multidate information coupling subelement matching is to be, be carried out by certification
Pay.
It should be noted that the function of each module or unit can be corresponded in payment authentication device 40 in the embodiment of the present invention
With reference to the specific implementation of Fig. 1 to Fig. 4 any embodiments in above-mentioned each method embodiment, repeat no more here.
Fig. 6 is the structural representation of the payment authentication device that the present invention is provided；
Payment authentication device 50 can include：At least one processor 501, such as CPU, at least one network interface 504,
User interface 503, memory 505, at least one communication bus 502.Wherein, communication bus 502 be used for realize these components it
Between connection communication.Wherein, user interface 503 can include touch-screen, keyboard or mouse etc..Network interface 504 is optional
Wireline interface, the wave point (such as WI-FI interfaces) of standard can be included, can be set up with server by network interface 504
Communication connection.Memory 505 can be high-speed RAM memory, or non-labile memory (non-volatile
Memory), for example, at least one magnetic disk storage.Memory optionally can also be that at least one is located remotely from aforementioned processor
501 storage system.As shown in fig. 6, as operating system, network can be included in a kind of memory of computer-readable storage medium
Communication module, Subscriber Interface Module SIM and payment authentication program.
Processor 501 can be used for calling the payment authentication program stored in memory 505, and perform following operation：
When the first detection procedure is deleted or changes, newly-built second detection procedure is used to substitute first detection procedure
Safety detection is carried out to mobile terminal system；Wherein, first detection procedure is used to carry out safe inspection to mobile terminal system
Survey；
There is no safety problem when second detection procedure detects mobile terminal system, carried out by the first authentication mode
Certification pays；There is safety problem when second detection procedure detects mobile terminal system, entered by the second authentication mode
Row certification pays.
It is described when the first detection procedure be deleted or modification before, also include：
Detect whether first detection procedure is deleted or changes.
It is not deleted or modification when first detection procedure is detected, by first detection procedure to mobile whole
End system carries out safety detection.
It is described safety detection is carried out to mobile terminal system by first detection procedure after, also include：
There is no safety problem when first detection procedure detects mobile terminal system, carried out by the first authentication mode
Certification pays；There is safety problem when first detection procedure detects mobile terminal system, entered by the second authentication mode
Row certification pays；
Wherein, first authentication mode includes carrying out the certification of N kind characteristics of human body, second authentication mode include into
The certification of row M kind characteristics of human body, the N and M is positive integer, and the N is less than the M.
Second authentication mode includes carrying out the certification of face features；It is described to be recognized by the second authentication mode
Card pays, including：
Obtain user's face feature；
Judge whether the facial characteristics meets default facial characteristics；
When being judged as YES, user's face multidate information is obtained；
Match whether the facial multidate information meets default dynamic condition,
When the matching is to be, by payment authentication.
It should be noted that the payment authentication device 50 in the embodiment of the present invention includes but is not limited to personal computer, moves
Dynamic computer, panel computer, mobile phone, personal digital assistant (Personal Digital Assistant, PDA), intelligence electricity
Depending on, intelligent watch, intelligent glasses, Intelligent bracelet etc. with pay and the electronic equipment of payment authentication function on.
In sum, by implementing the embodiment of the present invention, when the first detection procedure is deleted or changes, newly-built second inspection
Survey process carries out safety detection for substituting first detection procedure to mobile terminal system；Wherein, described first detect into
Journey is used to carry out safety detection to mobile terminal system；When second detection procedure detects mobile terminal system without safety
Problem, is authenticated paying by the first authentication mode；There is peace when second detection procedure detects mobile terminal system
Full problem, is authenticated paying by the second authentication mode；Solve in the prior art mobile terminal system by root or
Safety of payment problem after infection virus, by newly-built second detection procedure substitute it is original be deleted or modification first detect into
Journey, it can be ensured that detection of the mobile terminal to system safety, and when the system that detects has safety problem by the second authenticating party
Formula may further ensure that safety of payment to change authentication mode.In addition, second authentication mode can be characteristics of human body's
Verification mode, carries out the operation such as Password Input, it is ensured that the convenience of payment verification, and reduces password to be stolen without user
Risk；And the first authentication mode in the embodiment of the present invention can include carrying out the certification of N kind characteristics of human body, the second certification
Mode includes carrying out the certification of M kind characteristics of human body, and N is less than M, can further improve in mobile terminal system by root or sense
Catch an illness the payment safety after poison.
It should be noted that for foregoing each method embodiment, in order to be briefly described, therefore it is all expressed as a series of
Combination of actions, but those skilled in the art should know, the present invention not by described by sequence of movement limited because
According to the present invention, some steps can sequentially or simultaneously be carried out using other.Secondly, those skilled in the art should also know
Know, embodiment described in this description belongs to preferred embodiment, involved action and module is not necessarily of the invention
It is necessary.
In the above-described embodiments, the description to each embodiment all emphasizes particularly on different fields, and does not have the portion described in detail in certain embodiment
Point, may refer to the associated description of other embodiment.
In several embodiments provided herein, it should be understood that disclosed device, can be by another way
Realize.For example, device embodiment described above is only schematical, such as the division of described unit is only one kind
Division of logic function, can there is other dividing mode when actually realizing, such as multiple units or component can combine or can
To be integrated into another system, or some features can be ignored, or not perform.It is another, it is shown or discussed each other
Coupling or direct-coupling or communication connection can be the INDIRECT COUPLING or communication connection of device or unit by some interfaces,
Can be electrical or other forms.
The unit that is illustrated as separating component can be or may not be it is physically separate, it is aobvious as unit
The part for showing can be or may not be physical location, you can with positioned at a place, or can also be distributed to multiple
On NE.Some or all of unit therein can be according to the actual needs selected to realize the mesh of this embodiment scheme
's.
In addition, each functional unit in various embodiments of the present invention can be integrated in a processing unit, also may be used
Being that unit is individually physically present, it is also possible to which two or more units are integrated in a unit.It is above-mentioned integrated
Unit can both be realized in the form of hardware, it would however also be possible to employ the form of SFU software functional unit is realized.
If the integrated unit is to realize in the form of SFU software functional unit and as independent production marketing or use
When, can store in a computer read/write memory medium.Based on such understanding, technical scheme is substantially
The part for being contributed to prior art in other words or all or part of the technical scheme can be in the form of software products
Embody, the computer software product is stored in a storage medium, including some instructions are used to so that a computer
Equipment (can be personal computer, server or network equipment etc.) perform each embodiment methods described of the invention whole or
Part steps.And foregoing storage medium includes：USB flash disk, read-only storage (Read-Only Memory, ROM), arbitrary access are deposited
Reservoir (Random Access Memory, RAM), mobile hard disk, magnetic disc or CD etc. are various can be with store program codes
Medium.
The above, the above embodiments are merely illustrative of the technical solutions of the present invention, rather than its limitations；Although with reference to preceding
Embodiment is stated to be described in detail the present invention, it will be understood by those within the art that：It still can be to preceding
State the technical scheme described in each embodiment to modify, or equivalent is carried out to which part technical characteristic；And these
Modification is replaced, and does not make the scope of the essence disengaging various embodiments of the present invention technical scheme of appropriate technical solution.
Claims (12)
1. a kind of payment authentication method, it is characterised in that including：
When the first detection procedure is deleted or changes, newly-built second detection procedure is used to substitute first detection procedure to moving
Dynamic terminal system carries out safety detection；Wherein, first detection procedure is used to carry out safety detection to mobile terminal system；
There is no safety problem when second detection procedure detects mobile terminal system, be authenticated by the first authentication mode
Pay；There is safety problem when second detection procedure detects mobile terminal system, recognized by the second authentication mode
Card pays.
2. the method for claim 1, it is characterised in that it is described when the first detection procedure is deleted or modification before,
Also include：
Detect whether first detection procedure is deleted or changes.
3. method as claimed in claim 2, it is characterised in that whether detection first detection procedure is deleted or repaiies
After changing, also include：
It is not deleted or modification when first detection procedure is detected, by first detection procedure to mobile terminal system
System carries out safety detection.
4. method as claimed in claim 3, it is characterised in that it is described by first detection procedure to mobile terminal system
Carry out after safety detection, also include：
There is no safety problem when first detection procedure detects mobile terminal system, be authenticated by the first authentication mode
Pay；There is safety problem when first detection procedure detects mobile terminal system, recognized by the second authentication mode
Card pays.
5. the method as described in claim any one of 1-4, it is characterised in that first authentication mode includes carrying out N kind people
The certification of body characteristicses, second authentication mode includes carrying out the certification of M kind characteristics of human body；Wherein, the N and M is for just
Integer, and the N is less than the M.
6. the method as described in claim any one of 1-4, it is characterised in that second authentication mode includes carrying out people's face
The certification of portion's feature；It is described to be authenticated paying by the second authentication mode, including：
Obtain user's face feature；
Judge whether the facial characteristics meets default facial characteristics；
When being judged as YES, user's face multidate information is obtained；
Match whether the facial multidate information meets default dynamic condition,
When the matching is to be, by payment authentication.
7. a kind of payment authentication device, it is characterised in that including：
Finger daemon module, for when the first detection procedure is deleted or changes, newly-built second detection procedure to be used to substitute
First detection procedure carries out safety detection to mobile terminal system；Wherein, first detection procedure is used for mobile whole
End system carries out safety detection；
First certification payment module, for not having safety problem when second detection procedure detects mobile terminal system, leads to
The first authentication mode is crossed to be authenticated paying；
Second certification payment module, for there is safety problem when second detection procedure detects mobile terminal system, leads to
The second authentication mode is crossed to be authenticated paying.
8. device as claimed in claim 7, it is characterised in that also include：
Delete modification detection module, for when the first detection procedure be deleted or modification before, detection described first detect into
Whether journey is deleted or changes.
9. device as claimed in claim 8, it is characterised in that also include：
System safety detection module, for it is described delete modification detection module detect first detection procedure whether be deleted or
After modification, it is not deleted or modification when first detection procedure is detected, by first detection procedure to movement
Terminal system carries out safety detection.
10. device as claimed in claim 9, it is characterised in that when the system safety monitoring module detects mobile terminal
System does not have safety problem, is authenticated paying by the first certification payment module；When first detection procedure detects shifting
There is safety problem in dynamic terminal system, be authenticated paying by the second certification payment module.
11. device as described in claim any one of 7-10, it is characterised in that
The first certification payment module includes carrying out the certification of N kind characteristics of human body to first authentication mode；
The second certification payment module includes carrying out the certification of M kind characteristics of human body to second authentication mode；
Wherein, the N and M is positive integer, and the N is less than the M.
12. device as described in claim any one of 7-10, it is characterised in that the second certification payment module includes carrying out
The certification of face features；The second certification payment module, including：
Facial characteristics obtains subelement, for obtaining user's face feature；
Facial characteristics contrast subunit, for judging whether the facial characteristics meets default facial characteristics；
Multidate information obtains subelement, for when the facial characteristics matching module is judged as YES, obtaining user's face dynamic
Information；
Multidate information coupling subelement, for matching whether the facial multidate information meets default dynamic condition,
Second pays subelement, for when multidate information coupling subelement matching is to be, being paid by certification.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201611084507.5A CN106779717B (en) | 2016-11-30 | 2016-11-30 | Payment authentication method and device |
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| CN201611084507.5A CN106779717B (en) | 2016-11-30 | 2016-11-30 | Payment authentication method and device |
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| CN106779717B CN106779717B (en) | 2021-03-30 |
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