CN114997845A - Payment method and device, charging pile, readable storage medium and chip - Google Patents

Payment method and device, charging pile, readable storage medium and chip Download PDF

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Publication number
CN114997845A
CN114997845A CN202210639635.0A CN202210639635A CN114997845A CN 114997845 A CN114997845 A CN 114997845A CN 202210639635 A CN202210639635 A CN 202210639635A CN 114997845 A CN114997845 A CN 114997845A
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payment
bill
charging
user
offline
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郝阳
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Tianxing Digital Technology Co ltd
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Tianxing Digital Technology Co ltd
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Priority to CN202210639635.0A priority Critical patent/CN114997845A/en
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/14—Payment architectures specially adapted for billing systems
    • G06Q20/145—Payments according to the detected use or quantity
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • Y—GENERAL TAGGING OF NEW TECHNOLOGICAL DEVELOPMENTS; GENERAL TAGGING OF CROSS-SECTIONAL TECHNOLOGIES SPANNING OVER SEVERAL SECTIONS OF THE IPC; TECHNICAL SUBJECTS COVERED BY FORMER USPC CROSS-REFERENCE ART COLLECTIONS [XRACs] AND DIGESTS
    • Y02—TECHNOLOGIES OR APPLICATIONS FOR MITIGATION OR ADAPTATION AGAINST CLIMATE CHANGE
    • Y02T—CLIMATE CHANGE MITIGATION TECHNOLOGIES RELATED TO TRANSPORTATION
    • Y02T90/00—Enabling technologies or technologies with a potential or indirect contribution to GHG emissions mitigation
    • Y02T90/10—Technologies relating to charging of electric vehicles
    • Y02T90/16—Information or communication technologies improving the operation of electric vehicles

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The method comprises the steps of displaying a payment bill of current charging consumption when charging of charging equipment is finished, responding to offline payment operation triggered by a user, outputting the payment bill through a near field communication antenna, and informing the user of completion of payment if the number of digital currencies in offline payment information is matched with a consumption amount under the condition that offline payment information sent by the payment equipment based on the payment bill is received. After charging, the user can trigger off-line payment operation, so that the charging pile outputs a payment bill through the NFC antenna, the payment equipment can send off-line payment information including digital currency to the charging pile based on the payment bill, payment of the payment bill is completed, and the problem that payment cannot be effectively carried out when the network is unstable can be effectively solved.

Description

Payment method and device, charging pile, readable storage medium and chip
Technical Field
The disclosure relates to the technical field of charging piles, in particular to a payment method and device, a charging pile, a readable storage medium and a chip.
Background
In some scenarios, such as underground parking lots, charging stations on highways, remote mountainous areas, etc., a situation in which the network is unstable often occurs; or network communication is interrupted due to natural disasters and other reasons; or a network module of at least one of the charging pile and the user payment equipment has a problem, so that the user cannot effectively carry out electronic payment under severe scenes such as the condition that the user cannot be connected to a public domain network and the like.
Disclosure of Invention
In order to overcome the problems in the related art, the present disclosure provides a payment method, an apparatus, a charging pile, a readable storage medium, and a chip.
According to a first aspect of the embodiments of the present disclosure, there is provided a payment method applied to a charging pile, where the charging pile includes a near field communication antenna, the method including:
when the charging of the charging equipment is finished, displaying a payment bill of the current charging consumption, wherein the payment bill comprises the consumption amount of the current charging consumption;
outputting the payment bill through the near field communication antenna in response to an offline payment operation triggered by a user;
and under the condition of receiving offline payment information sent by the payment equipment based on the payment bill, if the currency amount of the digital currency included in the offline payment information is matched with the consumption amount, informing the user of the completion of the payment.
Optionally, after receiving the offline payment information, the method further comprises:
displaying a supplementary bill and informing a user to pay the supplementary bill in case the amount of money is lower than the consumption amount; the supplementary bill includes a supplementary balance, the supplementary balance being a difference between the monetary amount and the consumption amount.
Optionally, the charging pile is in communication connection with a management device, and the method further includes:
and forwarding the offline payment information to the management device when the currency amount is matched with the consumption amount, so that the management device manages the digital currency in the offline payment information.
Optionally, before the outputting the bill for payment through the near field communication antenna, the method further includes:
and displaying an offline payment option under the condition that the network signal intensity of the charging pile is smaller than or equal to a preset signal intensity threshold value, so that the user triggers the offline payment operation through the offline payment option.
Optionally, the payment bill includes account information of a digital currency account corresponding to the charging pile; after displaying the bill for payment, the method further comprises:
displaying the account information to inform the user to pay digital money matched with the consumption amount to the digital money account under the condition that the network signal intensity of the charging pile is larger than a preset signal intensity threshold value;
and under the condition that a payment result notice is received, if the currency amount in the payment result notice is matched with the consumption amount, the user is informed that the payment is completed.
Optionally, before the displaying the bill for payment of the current charging consumption when the charging of the charging device is ended, the method further includes: acquiring a device identifier of the charging device;
after displaying the bill for payment, the method further comprises: under the condition that deferred payment operation triggered by a user is received, generating a deferred payment bill corresponding to the equipment identifier, and sending the deferred payment bill to other charging piles; and the deferred payment bill is used for displaying the deferred payment bill by the charging pile connected with the charging equipment after the charging equipment is connected with any one charging pile, and charging the charging equipment after the deferred payment bill is determined to be paid completely.
According to a second aspect of the embodiments of the present disclosure, there is provided a payment device disposed in a charging pile, the charging pile including a near field communication antenna, the device including:
the display module is configured to display a payment bill of the current charging consumption when the charging of the charging equipment is finished; the payment bill comprises the consumption amount of the current charging consumption;
an output module configured to output the payment bill through the near field communication antenna in response to an offline payment operation triggered by a user;
a notification module configured to notify a user that payment is completed if a currency amount of digital currency included in offline payment information matches the consumption amount, in a case where offline payment information transmitted by a payment device based on the payment bill is received.
Optionally, the display module is further configured to display a supplementary bill and notify a user to pay the supplementary bill if the currency amount is less than the consumption amount; the supplementary bill includes a supplementary balance, the supplementary balance being a difference between the monetary amount and the consumption amount.
Optionally, the apparatus further comprises: a first sending module configured to forward the offline payment information to the management device to cause the management device to manage the digital money in the offline payment information if the money amount matches the consumption amount.
Optionally, the display module is further configured to display an offline payment option when the network signal strength of the charging pile is less than or equal to a preset signal strength threshold, so that the user triggers the offline payment operation through the offline payment option.
Optionally, the payment bill includes account information of a digital currency account corresponding to the charging pile; the display module is further configured to display the account information to inform the user to pay digital money matching the consumption amount to the digital money account if the network signal strength of the charging pile is greater than a preset signal strength threshold; in a case where a payment result notification is received, notifying the user of completion of the payment if the amount of money in the payment result notification matches the consumption amount.
Optionally, the apparatus further comprises: an acquisition module configured to acquire a device identifier of the charging device;
the device further comprises: the second sending module is configured to generate a deferred payment bill corresponding to the equipment identifier and send the deferred payment bill to other charging piles under the condition that deferred payment operation triggered by a user is received; and the deferred payment bill is used for displaying the deferred payment bill by the charging pile connected with the charging equipment after the charging equipment is connected with any one charging pile, and charging the charging equipment after the deferred payment bill is determined to be paid completely.
According to a third aspect of the embodiments of the present disclosure, there is provided a charging pile including:
a first processor;
a memory for storing processor-executable instructions;
wherein the first processor is configured to: when the charging of the charging equipment is finished, displaying a payment bill of the current charging consumption; the payment bill comprises the consumption amount of the current charging consumption;
outputting the payment bill through the near field communication antenna in response to an offline payment operation triggered by a user;
and under the condition of receiving offline payment information sent by the payment device based on the payment bill, if the currency amount of the digital currency included in the offline payment information is matched with the consumption amount, informing the user of payment completion.
According to a fourth aspect of embodiments of the present disclosure, there is provided a readable storage medium having stored thereon computer program instructions which, when executed by a processor, implement the steps of the payment method provided by the first aspect of the present disclosure.
According to a fifth aspect of embodiments of the present disclosure, there is provided a chip comprising a second processor and an interface; the second processor is configured to read instructions to perform the steps of the payment method provided by the first aspect of the present disclosure.
The technical scheme provided by the embodiment of the disclosure can have the following beneficial effects: after charging is finished, a user can trigger off-line payment operation, so that the charging pile outputs a payment bill through an NFC (Near Field Communication) antenna, the payment equipment can send off-line payment information including digital currency to the charging pile based on the payment bill to complete payment of the payment bill, and the problem that electronic payment cannot be effectively carried out when a network is unstable can be solved.
It is to be understood that both the foregoing general description and the following detailed description are exemplary and explanatory only and are not restrictive of the disclosure.
Drawings
The accompanying drawings, which are incorporated in and constitute a part of this specification, illustrate embodiments consistent with the present disclosure and together with the description, serve to explain the principles of the disclosure.
FIG. 1 is a schematic diagram illustrating a payment scenario in accordance with an exemplary embodiment;
FIG. 2 is a flow diagram illustrating a payment method in accordance with an exemplary embodiment;
FIG. 3 is an interaction diagram illustrating a charging process in accordance with an exemplary embodiment;
FIG. 4 is a block diagram illustrating a payment device according to an exemplary embodiment;
FIG. 5 is a block diagram illustrating another payment device according to an example embodiment.
Detailed Description
Reference will now be made in detail to the exemplary embodiments, examples of which are illustrated in the accompanying drawings. When the following description refers to the accompanying drawings, like numbers in different drawings represent the same or similar elements unless otherwise indicated. The implementations described in the exemplary embodiments below do not represent all implementations consistent with the present disclosure. Rather, they are merely examples of apparatus and methods consistent with certain aspects of the disclosure, as detailed in the appended claims.
It should be noted that all actions of acquiring signals, information or data in the present application are performed under the premise of complying with the corresponding data protection regulation policy of the country of the location and obtaining the authorization given by the owner of the corresponding device.
Before describing the specific embodiments of the present disclosure in detail, the following description is first made on an application scenario of the present disclosure, and with the development of internet technology, more and more people are used to perform electronic payment by using electronic devices such as wearable devices such as mobile phones, watches, and wristbands, and the electronic devices that can perform electronic payment may be referred to as payment devices in the present disclosure. In some scenarios, the payment device cannot be stably connected to the server due to the unstable network, so that the user cannot pay effectively, thereby causing great inconvenience to the user. As shown in fig. 1, fig. 1 is a schematic diagram of a payment scenario according to an exemplary embodiment, and a charging pile is generally installed in a charging place such as a service area, a gas station and the like on an underground garage and a highway, and the network quality of the charging place is generally poor. Electronic payment needs payment equipment of a payer and a charging pile of a payee to be networked, and when the network quality is poor, any one of the charging pile and the payment equipment cannot be networked, so that effective payment cannot be realized.
In order to solve the technical problems, the invention provides a payment method, a payment device, a charging pile, a readable storage medium and a chip, wherein the method displays a payment bill of the current charging consumption when charging of charging equipment is finished; the payment bill comprises the consumption amount of the current charging consumption; outputting the payment bill through the near field communication antenna in response to an offline payment operation triggered by a user; under the condition that offline payment information sent by payment equipment based on the bill for payment is received, if the currency amount of digital currency included in the offline payment information is matched with the consumption amount, a user is informed that the payment is completed, the offline payment information including the digital currency can be sent to the charging pile based on the bill for payment, the payment of the bill for payment is completed, and the problem that the payment cannot be effectively carried out when the network is unstable can be effectively solved.
The technical solution in the present disclosure is described in detail below with reference to specific embodiments.
Fig. 2 is a flowchart illustrating a payment method according to an exemplary embodiment, where the payment method is applied to a charging post including a near field communication antenna, as shown in fig. 2, and the method includes the following steps.
In step S201, when the charging of the charging device is finished, the payment bill of the current charging consumption is displayed.
The payment bill comprises the consumption amount of the current charging consumption. The amount of consumption may be characterized by a monetary amount, which may also be referred to as a spending amount. The charging device can be an electric vehicle, and can also be other types of electric devices.
The charging pile may determine the consumption amount of the current charging consumption after each charging of the charging device is finished, and generate a payment bill including the consumption amount. After the payment bill is generated, the charging pile can display the payment bill so as to inform the user of the consumption amount of the charging consumption. Taking an electric vehicle as an example, after a user inputs a charging plug of a charging pile into a charging interface of the electric vehicle and starts charging, the charging pile starts charging. After receiving a charging stop instruction sent by the electric vehicle or a charging stop operation input by a user, the charging pile determines that charging is finished and finishes charging, can determine the consumption amount of the current charging consumption according to a charging result, and then generates and displays a payment bill comprising the consumption amount. The charging pile may include a display screen, and after the bill for payment is generated, the charging pile may display the bill for payment through the display screen to inform the user of the amount of the charge. The charging pile can further comprise an audio component, and after the payment bill is generated, the charging device can also play the consumption amount in the payment bill through the audio component.
In addition, the payment bill can also include account information of a digital currency account corresponding to the charging pile. After displaying the account information, the user may complete payment of the paid bill by transferring digital currency matching the amount of the consumption to the digital currency account. The payment bill may further include other information, for example, a stake mark of the charging stake may be included, so as to inform a user of the corresponding charging stake when the payment bill is paid.
In step S202, in response to an offline payment operation triggered by the user, a bill for payment is output through the near field communication antenna.
The off-line payment operation is used for triggering the charging pile to output a payment bill through a Near Field Communication (NFC) antenna, and the user can pay the payment bill off line through the payment equipment with the NFC payment function. The payment bill output through the NFC antenna is used to cause the payment device to pay a digital currency, such as digital rmb, or other kind of digital currency, matching the amount of the consumption based on the payment bill. The user may trigger an offline payment operation upon determining that the used payment device (payment device such as a cell phone or NFC card) may receive the payment bill output by the NFC antenna. For example, after the user sees the payment bill displayed by the charging pile, if it is determined that the NFC chip is installed in the used mobile phone, the user can operate the mobile phone, start the NFC chip in the mobile phone, and perform offline payment operation. At this moment, this electric pile of filling can respond to the off-line payment operation that the user triggered, through the electromagnetic wave that NFC antenna output was loaded with the payment bill, the cell-phone can receive the electromagnetic wave through the NFC chip, and this payment bill is got from the demodulation in the electromagnetic wave that receives.
Illustratively, the charging post may display an offline payment option, such as a virtual button displayed in the display screen, through the display screen while displaying the payment bill, and the offline payment operation, such as a click operation of clicking the offline payment option. When a user sees a payment bill displayed by the charging pile and prepares to pay, if used payment equipment cannot be connected with a network, the user can click an offline payment option displayed in the display screen. After the charging pile receives the clicking operation of clicking the offline payment option by the user, the NFC antenna can be started in response to the clicking operation of the user, and the electromagnetic wave loaded with the payment bill is output through the NFC antenna. Specific forms of the offline payment option and the offline payment operation may include, but are not limited to, the above examples, which are not limited by this embodiment.
In step S203, in the case of receiving offline payment information transmitted by the payment apparatus based on the payment bill, if the currency amount of the digital currency included in the offline payment information matches the consumption amount, the user is notified that the payment is completed.
In this embodiment, after the charging pile outputs the bill for payment through the NFC antenna, the offline payment information sent by the payment device after receiving the bill for payment can be waited for. For example, after receiving the offline payment operation, the charging post may first output a voice prompt prompting the user to place the payment device near the NFC antenna, and then output the payment bill through the NFC antenna. After the user approaches the payment equipment to the NFC antenna of the charging pile, NFC communication connection can be established between the charging pile and the payment equipment. At this time, the payment device may receive the bill for payment, and parse the bill for payment to obtain the amount of consumption. After acquiring the consumption amount, the payment device may extract digital money matching the consumption amount from a digital money wallet of the payment device, and then transmit offline payment information including the digital money to the charging pile. After the charging pile receives the offline payment information, if the offline payment information is confirmed to include digital currency, the currency amount of the digital currency is firstly confirmed, if the currency amount is matched with the consumption amount in the payment bill, the payment is confirmed to be completed, and the user is informed that the payment is completed.
After the payment is confirmed to be completed, the charging pile can output voice notification information to notify a user that the payment is completed, and also can output text notification information through the display screen to notify the user that the payment is completed. Specific methods of notifying the user of payment completion may include, but are not limited to, the above examples.
In summary, in the embodiment of the present invention, when the charging of the charging device is finished, the charging pile displays the payment bill of the current charging consumption, responds to an offline payment operation triggered by the user, outputs the payment bill through the near field communication antenna, and when offline payment information sent by the payment device based on the payment bill is received, if the currency amount of digital currency included in the offline payment information matches with the consumption amount, notifies the user of completion of the payment. After charging, a user can trigger off-line payment operation, so that the charging pile outputs a payment bill through the NFC antenna, and the payment equipment can send off-line payment information including digital currency to the charging pile based on the payment bill to complete payment of the payment bill, so that the problem that effective payment cannot be carried out when the network is unstable can be solved.
Optionally, before outputting the bill for payment through the near field communication antenna, the method may further include:
and displaying the offline payment option under the condition that the network signal intensity of the charging pile is less than or equal to a preset signal intensity threshold value, so that a user can trigger offline payment operation through the offline payment option.
When the network signal intensity of the charging pile is smaller than or equal to the signal intensity threshold value, the charging pile is poor in network signal, networking cannot be achieved, and online payment cannot be completed. When the network signal intensity of the charging pile is greater than the signal intensity threshold value, the network signal of the charging pile is better, networking can be achieved, and online payment can be carried out.
In one embodiment, the charging pile can guide a user to carry out online payment when the network signal is good, and guide the user to carry out offline payment when the network signal is poor. For example, after the bill for payment is generated, the charging pile can detect the network signal strength, and if the network signal strength is detected to be smaller than or equal to the signal strength threshold, it can be determined that the charging pile cannot complete online payment. At this point, fill electric pile and can show off-line payment option in the display screen. Correspondingly, the user can click the offline payment option to trigger the offline payment operation. The charging pile can only display the offline payment option and not display other payment options except the offline payment option when the network signal strength is smaller than or equal to the signal strength threshold value and online payment is determined to be impossible, so that a user is instructed to complete payment of the bill through offline payment.
Optionally, when detecting that the network signal strength is greater than the signal strength threshold value, the charging pile may display the payment code, instruct the user to pay to a payment account corresponding to the payment code through the payment device, and complete online payment of the payment bill.
Above technical scheme, should fill electric pile and can demonstrate off-line payment option when the network signal intensity confirms that online payment can not be carried out according to the signal intensity threshold value, make the user trigger off-line payment operation through the off-line payment option to make the user accomplish the payment fast, can improve payment efficiency.
Fig. 3 is a schematic diagram illustrating interaction in a charging process according to an exemplary embodiment, as shown in fig. 3, after a user inserts a charging plug of a charging post into a charging interface of an electric vehicle in the charging process, the electric vehicle may establish a communication connection with the charging post and send a charging request to the charging post to request charging. And after receiving the charging request, the charging pile starts charging, outputs electric energy to the electric vehicle and starts charging. After receiving the end charging command, ending charging, determining the consumption amount, and generating a payment bill including the consumption amount. And after the payment bill is generated, if an offline payment operation triggered by a user is received, outputting the payment bill through the NFC antenna. The payment bill may include account information of a digital currency account corresponding to the charging pile. After the payment bill is received, the payment device analyzes and obtains the consumption amount and the account information in the payment bill, then extracts the digital RMB matched with the consumption amount from a wallet of the payment device, can sign the extracted digital RMB and the account information, and sends off-line payment information obtained after signing to the charging pile. After receiving the offline payment information, the charging pile analyzes and obtains the digital RMB in the offline payment information, when the digital RMB is verified to be legal and the currency quantity of the digital RMB is matched with the consumption amount, the completion of the payment is determined, and the user is informed of the completion of the payment. After the payment is completed, when the network signal quality of the charging pile is good, the network connection with the commercial bank digital currency system is established, and offline payment information is sent to the commercial bank digital currency system. The business bank digital currency system can send an owner change request to the central bank digital currency system, so that the central bank digital currency system changes the owner of the digital RMB into a digital currency account corresponding to the charging pile, the digital RMB after the owner change is sent to the charging pile, and the charging pile can update the balance of the digital RMB stored in the charging pile. Meanwhile, the central bank digital currency system can send an owner change notification to the payment equipment, the owner change notification corresponds to the digital RMB in the offline payment information, and the payment equipment updates the balance of the digital RMB in the payment equipment after receiving the owner change notification.
The payment device can send a conversion request to the commercial bank digital currency system before payment, convert a certain amount of digital RMB from the commercial bank digital currency system, and store the converted digital RMB in the payment device.
Optionally, after receiving the offline payment information, the method may further include:
displaying the supplementary bill and informing the user to pay the supplementary bill in case that the amount of money is less than the consumption amount; the supplementary bill includes a supplementary balance, which is the difference between the amount of currency and the amount consumed.
In some cases, the monetary amount of digital currency in the payment device may be lower than the amount of consumption in the bill for payment. After the payment bill is received by the payment device, when offline payment information including digital currency is sent to the charging pile, if the comparison result shows that the currency amount is lower than the consumption amount in the payment bill, all the digital currency in the payment device can be included in the offline payment information when the offline payment information is sent. After receiving the offline payment information, the charging pile firstly counts the currency amount of the digital currency included in the offline payment information, if the currency amount of the digital currency included in the offline payment information is lower than the consumption amount in the payment bill, the digital currency in the offline payment information can be stored, and the difference between the currency amount and the consumption amount is calculated to obtain the supplementary difference. The charging post may then generate a supplementary bill including the supplementary balance and display the supplementary bill through the display screen to notify the user of payment of the supplementary bill. Optionally, when the supplementary bill is displayed, the charging pile may output voice notification information to notify the user of payment of the supplementary bill, or output text notification information to notify the user of payment of the supplementary bill.
The supplementary bill is the same as the payment bill, and the user can select off-line payment again to trigger off-line payment operation, so that the charging pile outputs the payment bill through the NFC antenna. At this time, the user can use another payment device, place the other payment device close to the NFC antenna of the charging pile, and complete payment of the supplementary bill through the other payment device. At this time, if the offline payment information transmitted by another payment device is received again and the currency amount of the digital currency included in the offline payment information matches the supplementary balance in the supplementary bill, the user is notified of the completion of the payment.
Optionally, when the supplementary bill is displayed, if the charging pile detects that the network signal intensity is higher than the signal intensity threshold, the payment code may be displayed, and the user is notified to pay the payment account corresponding to the payment code, so as to complete online payment of the supplementary bill.
In the embodiment of the invention, when the currency amount of the charging pile is lower than the consumption amount, the supplementary bill is displayed, and the user is informed to pay the supplementary bill, so that the user can flexibly finish the payment of the bill when the digital currency is insufficient.
Optionally, the charging pile is in communication connection with the management device, and the method may further include:
and in the case that the amount of money matches the consumption amount, forwarding the offline payment information to the management device, so that the management device manages the digital money in the offline payment information.
In one embodiment, a management device may be provided, and digital money in offline payment information received by the plurality of charging piles may be collectively managed by the management device. The management device is, for example, a computer provided in the charging site, and the computer can establish communication connection with the plurality of charging piles in the charging site in a wired or wireless manner. After the charging pile receives the offline payment information, if the currency amount of the digital currency included in the offline payment information is matched with the consumption amount in the payment bill, the completion of the payment is determined. At this time, the charging pile may send offline payment information to the computer, and the computer may manage digital money in the offline payment information after receiving the offline payment information. In connection with the above example, when the digital currency is digital rmb, the computer may send offline payment information to the commercial bank digital currency system. The business bank digital currency system can send an owner change request to the central bank digital currency system, so that the central bank digital currency system changes the owner of the digital RMB into a digital currency account corresponding to the computer, and sends the digital RMB after the owner change to the computer, and the computer can update the balance of the digital RMB stored in the computer.
Optionally, the management device may also be a server in communication connection with the charging pile, and the server may be remotely connected to the charging pile. When the currency amount of the charging pile is matched with the consumption amount, if the network quality is high and the communication connection with the server can be established, the charging pile directly sends off-line payment information to the server, and if the network quality is poor and the remote connection with the server cannot be established, the charging pile establishes the communication connection with the server after the network is recovered and sends the off-line payment information to the server.
In practical application, one digital money account can be set for a plurality of charging piles, and the digital money account is managed by a computer. After each charging pile in the charging place receives the offline payment information, the offline payment information is forwarded to the computer, the computer can conduct unified management processing on digital money in the offline payment information sent by the plurality of charging piles, an independent digital money account can be prevented from being set for each charging pile, and the management difficulty of the charging piles can be reduced.
In the embodiment of the invention, after the charging piles receive the offline payment information, the offline payment information is forwarded to the management equipment under the condition that the amount of money is matched with the consumption amount, and the management equipment manages the offline payment information of the plurality of charging piles, so that the management efficiency can be improved.
Optionally, the payment bill includes account information of a digital currency account corresponding to the charging pile; after displaying the bill for payment, the method may further include:
under the condition that the network signal intensity of the charging pile is larger than a preset signal intensity threshold value, displaying account information to inform a user of paying the digital currency of the consumption amount to a digital currency account;
in the case where the payment result notification is received, if the amount of money in the payment result notification matches the consumption amount, the user is notified that the payment is complete.
In one embodiment, after the charging pile detects that the signal intensity is greater than the signal intensity threshold value, account information corresponding to the digital money account can be displayed. At this time, the user can complete the payment of the bill by means of online payment. For example, when a bill for payment is displayed, account information of a digital money account is displayed in a display screen of the charging pile in the form of a two-dimensional code. The user can operate the mobile phone to scan the two-dimensional code and obtain account information of the digital currency account. After the account information is acquired, the user can operate the mobile phone to transfer the digital RMB currency matched with the consumption amount to the digital currency account. After the renminbi currency is transferred into the digital currency account, the commercial bank digital currency system may send the owner-changed renminbi currency to the management device. After receiving the digital renminbi sent by the commercial bank digital currency system, the management device can send a payment result notification to the charging pile, wherein the payment result notification comprises the currency amount of the digital renminbi. At this time, the charging pile can compare the amount of money in the payment result notice with the consumption amount, if the amount of money is consistent with the consumption amount, the completion of the payment is determined, and the user is informed of the completion of the payment.
Optionally, after receiving the payment result notification, if the amount of currency in the payment result notification is less than the amount of consumption, a supplementary bill may be generated, the supplementary bill including a supplementary balance, the supplementary balance being a difference between the amount of consumption in the payment bill and the amount of currency in the payment result notification.
In the embodiment of the invention, when the signal quality of the charging pile is good, the charging pile can display the account information of the digital currency account and inform the user of paying the digital currency matched with the consumption amount to the digital currency account, so that the user can complete the payment on line.
Optionally, before displaying the bill for payment of the current charging consumption at the time of ending the charging, the method may further include: and acquiring the equipment identification of the charging equipment.
After displaying the bill for payment, the method further comprises: under the condition that deferred payment operation triggered by a user is received, generating a deferred payment bill corresponding to the equipment identifier, and sending the deferred payment bill to other charging piles; the delayed payment bill is used for enabling the charging pile connected with the charging equipment to display the delayed payment bill after the charging equipment is connected with any charging pile, and charging the charging equipment after the delayed payment bill is confirmed to be paid.
In one embodiment, the charging post may obtain the device identification of the charging device before starting charging. For example, prior to charging, the charging post may establish a communication connection with the charging device and obtain a device identification of the charging device. After charging is completed, the charging pile can display a deferred payment option, and if the user cannot complete payment at the current moment, the deferred payment option can be selected to trigger deferred payment operation. After receiving the deferred payment operation, the charging pile can generate a deferred payment bill bound with the device identifier in response to the deferred payment operation. The charging piles can send the deferred payment bills to the management equipment, and the management equipment sends the deferred payment bills to each charging pile. When the charging equipment is connected with any one charging pile again and communication connection between the charging pile and the connected charging pile is established, the connected charging pile can display a delayed payment bill and inform a user of paying the delayed payment bill. When the user processes the deferred payment bill and completes payment, the connected charging pile can start to charge the charging equipment, and the charging equipment is not charged by the user. The charging piles can be directly connected, and after the deferred payment bill is generated, the charging piles can send the deferred payment bill to each charging pile in communication connection with the charging piles.
And after the payment of the deferred payment bill is completed, the charging pile can send a payment completion notice to the management equipment. At this time, the management apparatus may transmit a notification of canceling the deferred payment bill payment to each charging pile. Correspondingly, the charging pile can delete the deferred payment bill after receiving the notification.
In the embodiment of the invention, when the user determines that the payment bill cannot be paid at the current moment, the deferred payment operation can be triggered, so that the charging pile generates the deferred payment bill, the deferred payment bill is paid when the charging pile is charged next time, and the user can complete the payment at a proper time point conveniently.
FIG. 4 is a block diagram illustrating a payment device according to an exemplary embodiment. As shown in fig. 4, the device 400 is disposed in a charging pile, which includes a near field communication antenna, and includes a display module 401, an output module 402, and a notification module 403.
The display module 401 is configured to display a payment bill of the current charging consumption when the charging of the charging device is finished; the payment bill comprises the consumption amount of the current charging consumption;
an output module 402 configured to output a bill for payment through the near field communication antenna in response to an offline payment operation triggered by a user;
a notification module 403 configured to notify the user that the payment is completed if a currency amount of the digital currency included in the offline payment information matches the consumption amount, in case of receiving the offline payment information transmitted by the payment device based on the payment bill.
Optionally, the display module 401 is further configured to display the supplementary bill and inform the user to pay the supplementary bill if the amount of money is below the consumption amount; the supplementary bill includes a supplementary balance, which is the difference between the amount of currency and the amount consumed.
Optionally, the apparatus 400 further comprises: and a first sending module configured to forward the offline payment information to the management device in case that the amount of money matches the consumption amount, so that the management device manages the digital money in the offline payment information.
Optionally, the display module 401 is further configured to display an offline payment option when the network signal strength of the charging pile is less than or equal to a preset signal strength threshold, so that the user triggers an offline payment operation through the offline payment option.
Optionally, the payment bill includes account information of a digital currency account corresponding to the charging pile; the display module 401 is further configured to display account information to notify the user to pay digital money matching the consumption amount to the digital money account, if the network signal strength of the charging pile is greater than a preset signal strength threshold; in the case where the payment result notification is received, if the amount of money in the payment result notification matches the consumption amount, the user is notified that the payment is complete.
Optionally, the apparatus 400 further comprises: an acquisition module configured to acquire a device identifier of a charging device;
the apparatus 400 further comprises: the second sending module is configured to generate a deferred payment bill corresponding to the equipment identifier and send the deferred payment bill to other charging piles under the condition that deferred payment operation triggered by a user is received; the delayed payment bill is used for enabling the charging pile connected with the charging equipment to display the delayed payment bill after the charging equipment is connected with any charging pile, and charging the charging equipment after the delayed payment bill is confirmed to be paid.
With regard to the apparatus in the above-described embodiment, the specific manner in which each module performs the operation has been described in detail in the embodiment related to the method, and will not be elaborated here.
FIG. 5 is a block diagram illustrating another payment device according to an example embodiment. For example, the apparatus 800 may be a charging post, a mobile phone, a computer, a digital broadcast terminal, a messaging device, a game console, a tablet device, a medical device, an exercise device, a personal digital assistant, and the like.
Referring to fig. 5, the apparatus 800 may include one or more of the following components: a processing component 802, a memory 804, a power component 806, a multimedia component 808, an audio component 810, an input/output interface 812, a sensor component 814, and a communication component 816.
The processing component 802 generally controls overall operation of the device 800, such as operations associated with display, telephone calls, data communications, camera operations, and recording operations. The processing component 802 may include one or more first processors 820 to execute instructions to perform all or a portion of the steps of the payment method described above. Further, the processing component 802 can include one or more modules that facilitate interaction between the processing component 802 and other components. For example, the processing component 802 can include a multimedia module to facilitate interaction between the multimedia component 808 and the processing component 802.
The memory 804 is configured to store various types of data to support operations at the apparatus 800. Examples of such data include instructions for any application or method operating on device 800, contact data, phonebook data, messages, pictures, videos, and so forth. The memory 804 may be implemented by any type or combination of volatile and non-volatile memory devices such as Static Random Access Memory (SRAM), electrically erasable programmable read-only memory (EEPROM), erasable programmable read-only memory (EPROM), programmable read-only memory (PROM), read-only memory (ROM), magnetic memory, flash memory, magnetic or optical disks.
Power components 806 provide power to the various components of device 800. The power components 806 may include a power management system, one or more power supplies, and other components associated with generating, managing, and distributing power for the apparatus 800.
The multimedia component 808 includes a screen that provides an output interface between the device 800 and a user. In some embodiments, the screen may include a Liquid Crystal Display (LCD) and a Touch Panel (TP). If the screen includes a touch panel, the screen may be implemented as a touch screen to receive an input signal from a user. The touch panel includes one or more touch sensors to sense touch, slide, and gestures on the touch panel. The touch sensor may not only sense the boundary of a touch or slide action, but also detect the duration and pressure associated with the touch or slide operation. In some embodiments, the multimedia component 808 includes a front facing camera and/or a rear facing camera. The front camera and/or the rear camera may receive external multimedia data when the device 800 is in an operating mode, such as a shooting mode or a video mode. Each front camera and rear camera may be a fixed optical lens system or have a focal length and optical zoom capability.
The audio component 810 is configured to output and/or input audio signals. For example, audio component 810 includes a Microphone (MIC) configured to receive external audio signals when apparatus 800 is in an operational mode, such as a call mode, a recording mode, and a voice recognition mode. The received audio signals may further be stored in the memory 804 or transmitted via the communication component 816. In some embodiments, audio component 810 also includes a speaker for outputting audio signals.
The input/output interface 812 provides an interface between the processing component 802 and peripheral interface modules, which may be keyboards, click wheels, buttons, etc. These buttons may include, but are not limited to: a home button, a volume button, a start button, and a lock button.
The sensor assembly 814 includes one or more sensors for providing various aspects of state assessment for the device 800. For example, the sensor assembly 814 may detect the open/closed status of the device 800, the relative positioning of components, such as a display and keypad of the device 800, the sensor assembly 814 may also detect a change in the position of the device 800 or a component of the device 800, the presence or absence of user contact with the device 800, the orientation or acceleration/deceleration of the device 800, and a change in the temperature of the device 800. Sensor assembly 814 may include a proximity sensor configured to detect the presence of a nearby object in the absence of any physical contact. The sensor assembly 814 may also include a light sensor, such as a CMOS or CCD image sensor, for use in imaging applications. In some embodiments, the sensor assembly 814 may also include an acceleration sensor, a gyroscope sensor, a magnetic sensor, a pressure sensor, or a temperature sensor.
The communication component 816 is configured to facilitate communications between the apparatus 800 and other devices in a wired or wireless manner. The apparatus 800 may access a wireless network based on a communication standard, such as WiFi, 2G or 3G, or a combination thereof. In an exemplary embodiment, the communication component 816 receives broadcast signals or broadcast related information from an external broadcast management system via a broadcast channel. In an exemplary embodiment, the communication component 816 further includes a Near Field Communication (NFC) module to facilitate short-range communications. For example, the NFC module may be implemented based on Radio Frequency Identification (RFID) technology, infrared data association (IrDA) technology, Ultra Wideband (UWB) technology, Bluetooth (BT) technology, and other technologies.
In an exemplary embodiment, the apparatus 800 may be implemented by one or more Application Specific Integrated Circuits (ASICs), Digital Signal Processors (DSPs), Digital Signal Processing Devices (DSPDs), Programmable Logic Devices (PLDs), Field Programmable Gate Arrays (FPGAs), controllers, micro-controllers, microprocessors or other electronic components for performing the above-described payment methods.
In an exemplary embodiment, a non-transitory computer-readable storage medium comprising instructions, such as the memory 804 comprising instructions, executable by the first processor 820 of the apparatus 800 to perform the payment method described above is also provided. For example, the non-transitory computer readable storage medium may be a ROM, a Random Access Memory (RAM), a CD-ROM, a magnetic tape, a floppy disk, an optical data storage device, and the like.
The apparatus may be a part of a stand-alone electronic device, for example, in an embodiment, the apparatus may be an Integrated Circuit (IC) or a chip, where the IC may be one IC or a collection of multiple ICs; the chip may include, but is not limited to, the following categories: a GPU (Graphics Processing Unit), a CPU (Central Processing Unit), an FPGA (Field Programmable Gate Array), a DSP (Digital Signal Processor), an ASIC (Application Specific Integrated Circuit), an SOC (System on Chip ), and the like. The integrated circuit or chip described above may be configured to execute executable instructions (or code) to implement the payment method described above. Where the executable instructions may be stored in the integrated circuit or chip or may be retrieved from another apparatus or device, for example where the integrated circuit or chip includes a second processor, a memory, and an interface for communicating with the other apparatus. The executable instructions may be stored in the memory, which when executed by the processor, implement the payment method described above; alternatively, the integrated circuit or chip may receive executable instructions through the interface and transmit them to the processor for execution to implement the payment method described above.
In another exemplary embodiment of the disclosure, a computer program product is also provided, which comprises a computer program executable by a programmable apparatus, the computer program having code portions for performing the above-mentioned payment method when executed by the programmable apparatus.
Other embodiments of the disclosure will be apparent to those skilled in the art from consideration of the specification and practice of the disclosure. This application is intended to cover any variations, uses, or adaptations of the disclosure following, in general, the principles of the disclosure and including such departures from the present disclosure as come within known or customary practice within the art to which the disclosure pertains. It is intended that the specification and examples be considered as exemplary only, with a true scope and spirit of the disclosure being indicated by the following claims.
It will be understood that the present disclosure is not limited to the precise arrangements described above and shown in the drawings and that various modifications and changes may be made without departing from the scope thereof. The scope of the present disclosure is limited only by the appended claims.

Claims (10)

1. A payment method is applied to a charging pile, the charging pile comprises a near field communication antenna, and the method comprises the following steps:
when the charging of the charging equipment is finished, displaying a payment bill of the current charging consumption, wherein the payment bill comprises the consumption amount of the current charging consumption;
outputting the payment bill through the near field communication antenna in response to an offline payment operation triggered by a user;
and under the condition of receiving offline payment information sent by the payment equipment based on the payment bill, if the currency amount of the digital currency included in the offline payment information is matched with the consumption amount, informing the user of the completion of the payment.
2. The method of claim 1, wherein after receiving the offline payment information, the method further comprises:
displaying a supplementary bill and informing a user to pay the supplementary bill in case the amount of money is lower than the consumption amount; the supplementary bill includes a supplementary balance, the supplementary balance being a difference between the monetary amount and the consumption amount.
3. The method of claim 1, wherein the charging post is communicatively coupled to a management device, the method further comprising:
and forwarding the offline payment information to the management device when the currency amount is matched with the consumption amount, so that the management device manages the digital currency in the offline payment information.
4. The method of claim 1, wherein before the outputting the bill for payment through the near field communication antenna, the method further comprises:
and displaying an offline payment option under the condition that the network signal intensity of the charging pile is smaller than or equal to a preset signal intensity threshold value, so that the user triggers the offline payment operation through the offline payment option.
5. The method according to claim 1, wherein the payment bill includes account information of a digital currency account corresponding to the charging pile; after displaying the bill for payment, the method further comprises:
displaying the account information to inform the user to pay digital money matched with the consumption amount to the digital money account under the condition that the network signal intensity of the charging pile is larger than a preset signal intensity threshold value;
and under the condition that a payment result notice is received, if the currency amount in the payment result notice is matched with the consumption amount, the user is informed that the payment is completed.
6. The method according to any one of claims 1 to 5,
before displaying the bill for payment of the current charging consumption when the charging of the charging device is finished, the method further includes: acquiring a device identifier of the charging device;
after displaying the bill for payment, the method further comprises: under the condition that deferred payment operation triggered by a user is received, generating a deferred payment bill corresponding to the equipment identifier, and sending the deferred payment bill to other charging piles; and the deferred payment bill is used for displaying the deferred payment bill by the charging pile connected with the charging equipment after the charging equipment is connected with any one charging pile, and charging the charging equipment after the deferred payment bill is determined to be paid completely.
7. The utility model provides a payment device, its characterized in that sets up in filling electric pile, it includes the near field communication antenna to fill electric pile, the device includes:
the display module is configured to display a payment bill of the current charging consumption when the charging of the charging equipment is finished; the payment bill comprises the consumption amount of the current charging consumption;
an output module configured to output the payment bill through the near field communication antenna in response to an offline payment operation triggered by a user;
a notification module configured to notify a user that payment is completed if a currency amount of digital currency included in offline payment information matches the consumption amount, in a case where offline payment information transmitted by a payment device based on the payment bill is received.
8. A charging pile, comprising:
a first processor;
a memory for storing processor-executable instructions;
wherein the first processor is configured to: when the charging of the charging equipment is finished, displaying a payment bill of the current charging consumption; the payment bill comprises the consumption amount of the current charging consumption;
outputting the payment bill through the near field communication antenna in response to an offline payment operation triggered by a user;
and under the condition of receiving offline payment information sent by the payment device based on the payment bill, if the currency amount of the digital currency included in the offline payment information is matched with the consumption amount, informing the user of payment completion.
9. A computer-readable storage medium, on which computer program instructions are stored, which program instructions, when executed by a processor, carry out the steps of the method according to any one of claims 1 to 6.
10. A chip comprising a second processor and an interface; the second processor is to read instructions to perform the method of any one of claims 1-6.
CN202210639635.0A 2022-06-07 2022-06-07 Payment method and device, charging pile, readable storage medium and chip Pending CN114997845A (en)

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