CN114943570A - Method, device and equipment for processing non-duplicate checks - Google Patents
Method, device and equipment for processing non-duplicate checks Download PDFInfo
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- CN114943570A CN114943570A CN202210655590.6A CN202210655590A CN114943570A CN 114943570 A CN114943570 A CN 114943570A CN 202210655590 A CN202210655590 A CN 202210655590A CN 114943570 A CN114943570 A CN 114943570A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/04—Billing or invoicing
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/60—Protecting data
- G06F21/64—Protecting data integrity, e.g. using checksums, certificates or signatures
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/04—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks
- H04L63/0428—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks wherein the data content is protected, e.g. by encrypting or encapsulating the payload
- H04L63/0442—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks wherein the data content is protected, e.g. by encrypting or encapsulating the payload wherein the sending and receiving network entities apply asymmetric encryption, i.e. different keys for encryption and decryption
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L67/00—Network arrangements or protocols for supporting network services or applications
- H04L67/01—Protocols
- H04L67/10—Protocols in which an application is distributed across nodes in the network
- H04L67/104—Peer-to-peer [P2P] networks
Abstract
The application discloses a processing method, a device and equipment of non-heavy empty checks, which can be applied to the field of block chains and the field of finance, can automatically process non-heavy empty check services by using a non-heavy empty check processing system constructed based on fisco bcos, ensures data tamper resistance, meets the requirement of data protection, and avoids the occurrence of non-heavy empty check risk events. The method comprises the following steps: the method comprises the steps that a supervision mechanism participant and a service mechanism participant participate in making a digital normalized intelligent contract of the non-heavy empty check together, the intelligent contract is deployed in a fisco block chain network after test confirmation, then any participant of the system encrypts target non-heavy empty check transaction data by using a preset encryption algorithm according to the intelligent contract, the encrypted data, a public and private key and a signature are broadcasted to other participants, and then after verification, the participants of the system generate a new block according to a preset consensus mechanism and write the new block into the fisco block chain network, so that the processing of the target non-heavy empty check is completed.
Description
Technical Field
The present application relates to the field of block chain technologies, and in particular, to a method, an apparatus, and a device for processing non-duplicate checks.
Background
The non-heavy blank check is a bill printed by a bill printing company authenticated by the people's bank and issued on the name of a person or a business, and ensures unconditional payment of a determined amount to a payee or a ticket holder on a specified date, and is often used for inter-business trade settlement and short-term financing of enterprises.
The general user operates a non-heavy empty check, which relates to three parties of a drawer, a payee and a bank, the specific business end mainly relates to operations of selling, insurance payment, stop payment, ticket change, recovery, correction, maintenance and the like of the check, and risk events such as false drawing of a bill, failure of timely money transfer, violation handling, personal data leakage and the like can be caused due to the fact that a plurality of participating mechanisms, individuals and the profit-chasing among the parties are involved. Therefore, how to ensure the effective processing of non-duplicate empty checks to reduce the occurrence of non-duplicate empty check risk events is an urgent problem to be solved at present.
Disclosure of Invention
The embodiment of the application mainly aims to provide a processing method, a device and equipment for non-heavy empty checks, which can be used for constructing a non-heavy empty check processing system based on a fisco technology and carrying out automatic processing on non-heavy empty check services, so that data tamper resistance is ensured, the requirement of data protection is met, and further, the occurrence of non-heavy empty check risk events is avoided.
In a first aspect, an embodiment of the present application provides a method for processing a non-heavy empty check, where the method is applied to a non-heavy empty check processing system established based on fisco bcos, where the system includes a regulatory agency participant, a business agency participant, a payer and a payee, and the method includes:
the supervising agency participant and the business agency participant jointly participate in making a non-heavy empty check digital normalized intelligent contract, and the intelligent contract is deployed in a fisco block chain network after test confirmation;
any participant of the system encrypts target non-duplicate empty check transaction data by using a preset encryption algorithm according to the intelligent contract and broadcasts the encrypted data, public and private keys and signature to other participants of the system;
after verification, the participator of the system generates a new block according to a preset consensus mechanism and writes the new block into the fisco block chain network, and the processing of the target non-duplicate empty check is completed.
Optionally, the regulatory agency participant and the business agency participant participate together in making an intelligent contract for digital normalization of non-duplicate checks, including:
the supervision mechanism participant and the business mechanism participant jointly participate in making a non-heavy empty check digital issuing contract, a non-heavy empty check inquiry contract, a non-heavy empty check expiration prompter contract, a non-heavy empty check endorsement transfer contract, a non-heavy empty check payment stopping contract, a non-heavy empty check voiding contract, a non-heavy empty check payment stopping contract and a non-heavy empty check payment stopping contract.
Optionally, the preset encryption algorithm is an asymmetric encryption domestic encryption algorithm; the preset consensus mechanism is a practical Byzantine algorithm PBFT consensus mechanism.
Optionally, the system further comprises a client showing party; the method further comprises the following steps:
the client-side presenter presents the detailed information and transaction processing records of the target non-duplicate empty check; and/or displaying a non-heavy empty check interface maintained and managed by the monitoring mechanism participant, and/or displaying a non-heavy empty check interface maintained and managed by the business mechanism participant.
In a second aspect, the present application further provides a device for processing non-heavy empty checks, where the device is applied to a non-heavy empty check processing system established based on fisco bcos, the system includes a supervision authority participant, a business authority participant, a payer and a payee, and the device includes:
the system comprises a setting unit, a checking unit and a service organization, wherein the setting unit is used for the supervision organization participant and the service organization participant to jointly participate in setting the intelligent contract of the digital standardization of the non-heavy empty check and deploying the intelligent contract in a fisco block chain network after test confirmation;
the encryption unit is used for encrypting the target non-duplicate empty check transaction data by utilizing a preset encryption algorithm according to the intelligent contract by any party of the system and broadcasting the encrypted data, the public and private keys and the signature to other parties of the system;
and the writing unit is used for generating a new block according to a preset consensus mechanism and writing the new block into the fisco block chain network by the participator of the system after verification so as to finish the processing of the target non-duplicate check.
Optionally, the formulating unit is specifically configured to:
the supervision mechanism participant and the business mechanism participant jointly participate in making a non-heavy empty check digital signing contract, a non-heavy empty check inquiry contract, a non-heavy empty check due check dragging contract, a non-heavy empty check endorsement transfer contract, a non-heavy empty check payment stopping contract, a non-heavy empty check invalidation contract, a non-heavy empty check payment stopping contract and a non-heavy empty check payment stopping contract.
Optionally, the preset encryption algorithm is an asymmetric encryption domestic encryption algorithm; the preset consensus mechanism is a practical Byzantine algorithm PBFT consensus mechanism.
Optionally, the system further comprises a client exhibition party; the device further comprises:
the display unit is used for displaying the detailed information and the transaction processing record of the target non-duplicate empty check by the client display party; and/or displaying a non-heavy empty check interface maintained and managed by the monitoring mechanism participant, and/or displaying a non-heavy empty check interface maintained and managed by the business mechanism participant.
An embodiment of the present application further provides a device for processing non-duplicate checks, including: a processor, a memory, a system bus;
the processor and the memory are connected through the system bus;
the memory is configured to store one or more programs, the one or more programs including instructions, which when executed by the processor, cause the processor to perform any one of the implementations of the method of processing non-duplicate empty checks described above.
An embodiment of the present application further provides a computer-readable storage medium, where instructions are stored in the computer-readable storage medium, and when the instructions are executed on a terminal device, the terminal device is caused to execute any implementation manner of the above processing method for a non-duplicate empty check.
The embodiment of the application provides a processing method, a device and equipment of a non-heavy empty check, wherein a supervision mechanism participant and a service mechanism participant participate together to make a digital normalized intelligent contract of the non-heavy empty check, the intelligent contract is deployed in a fisco block chain network after test confirmation, then any participant of a non-heavy empty check processing system established based on fisco bcos encrypts target non-heavy empty check transaction data by using a preset encryption algorithm according to the intelligent contract, and broadcasts the encrypted data, a public and private key and a signature to other participants of the system, and then after verification, the participants of the system generate a new block according to a preset common recognition mechanism and write the new block into the fisco block chain network to complete the processing of the target non-heavy empty check. Therefore, the non-heavy empty check processing system constructed based on fisco bcos can be used for automatically processing the non-heavy empty check service, data tamper resistance is guaranteed, the requirement of data protection is met, and further the occurrence of non-heavy empty check risk events is avoided.
Drawings
In order to more clearly illustrate the embodiments of the present application or the technical solutions in the prior art, the drawings used in the embodiments or the prior art descriptions will be briefly described below, and it is obvious that the drawings in the following descriptions are some embodiments of the present application, and other drawings can be obtained by those skilled in the art without creative efforts.
FIG. 1 is a schematic flow chart illustrating a method for processing non-duplicate checks according to an embodiment of the present disclosure;
FIG. 2 is a schematic diagram of a non-duplicate check state transition provided in an embodiment of the present application;
fig. 3 is a schematic diagram illustrating a non-duplicate empty check processing apparatus according to an embodiment of the present application.
Detailed Description
At present, a common user operates a non-heavy empty check, which relates to three parties of a drawer, a payee and a bank, a specific business end mainly relates to operations of selling, insurance payment, stop payment, ticket change, recovery, correction, maintenance and the like of the check, and risk events such as false invoicing, untimely money transfer, illegal handling, personal data leakage and the like can be caused due to the fact that a plurality of participating mechanisms, individuals and the profit-chassises among the parties are involved. Therefore, how to ensure the effective processing of non-duplicate empty checks to avoid the occurrence of non-duplicate empty check risk events is an urgent problem to be solved at present.
In order to solve the above-mentioned defects, an embodiment of the present application provides a processing method for non-heavy empty checks, where a supervisor authority participant and a service authority participant participate together in making a digitally normalized intelligent contract for a non-heavy empty check, and after test confirmation, the intelligent contract is deployed in a fisco block chain network, then any participant of a non-heavy empty check processing system established based on fisco bcos encrypts target non-heavy empty check transaction data by using a preset encryption algorithm according to the intelligent contract, and broadcasts the encrypted data, public and private keys and signatures to other participants of the system, and then after verification, the participants of the system generate a new block according to a preset consensus mechanism and write into the fisco block chain network, thereby completing processing of the target non-heavy empty check. Therefore, the non-heavy empty check processing system constructed based on fisco bcos can be used for automatically processing the non-heavy empty check service, data tamper resistance is guaranteed, the requirement of data protection is met, and further the occurrence of non-heavy empty check risk events is avoided.
In order to make the objects, technical solutions and advantages of the embodiments of the present application clearer, the technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is obvious that the described embodiments are some embodiments of the present application, but not all embodiments. All other embodiments obtained by a person of ordinary skill in the art based on the embodiments in the present application without making any creative effort belong to the protection scope of the present application.
First embodiment
Referring to fig. 1, a flow chart of a non-heavy empty check processing method provided in this embodiment is a flow chart, where the method is applied to a non-heavy empty check processing system established based on fisco bcos, the system includes a supervisor party, a business institution party, a payer party, and a payee party, and the method includes the following steps:
s101: and the supervising agency participant and the business agency participant jointly participate in making the intelligent contract with the non-heavy empty check digital standardization, and the intelligent contract is deployed in the fisco block chain network after the test confirmation.
In this embodiment, in order to ensure that the processed data of the non-duplicate empty check is tamper-resistant, the requirement of data protection is met, and further, the occurrence of a risk event of the non-duplicate empty check is avoided. A non-heavy empty check system processing system established based on fisco bcos (which is an open source financial alliance chain underlying platform) is required in advance, and comprises a supervision institution participant, a business institution participant, a payer and a payee. Specifically, firstly, a supervision institution node joins and starts a fisco network, then, a business institution participant (such as a bank and the like) submits an application to the supervision institution, the application is joined to the fisco network node after passing, the business institution node is authorized to become an endorsement node, and an individual client or an enterprise client registered account joins the fisco network node, so far, a block chain network composed of the supervision institution participant, the business institution participant (such as the bank and the like) and a client participant (including a payer and a payee) can be established based on the fisco, and the block chain network serves as a non-duplicate check processing system.
On this basis, when processing a target non-heavy empty check (any non-heavy empty check subjected to transaction processing by the present embodiment is defined as a target non-heavy empty check), a supervisor authority participant and a business authority participant in the system participate together to make an intelligent contract for digital normalization of the non-heavy empty check, and after test confirmation, the intelligent contract is deployed in a fisco block chain network to execute the subsequent step S102.
Specifically, in an alternative implementation manner, the implementation process of "the administrator and business institution participants jointly participate in the making of the intelligent contract for digital normalization of non-heavy empty checks" in step S101 may include: the supervising agency participant and the business agency participant participate in making a non-heavy empty check digital issuing contract, a non-heavy empty check inquiry contract, a non-heavy empty check expiration dragging contract, a non-heavy empty check endorsement transfer contract, a non-heavy empty check payment stopping contract, a non-heavy empty check voiding contract, a non-heavy empty check payment holding contract and a non-heavy empty check payment holding payment stopping contract.
In this implementation, the contract elements of the non-duplicate and empty check include the top up, payer, payee, check number, check status, check change date, check amount, check denomination, payment date, check payment stop amount, and check obligee, and the state conversion diagram of the non-duplicate and empty check is shown in fig. 2. The definition of each business rule in an intelligent contract is introduced as follows:
(1) non-heavy empty check issuance contracts: the client node 1 (payer) fills in contract elements to request to issue a check, and after signature confirmation of the service organization node (financial institution such as bank and the like) and the client node 2 (payee), the check state is updated to be used, and the check is stored in a check warehouse and a non-empty check authority table is updated.
(2) Non-duplicate check query contracts: and the participating parties inquire the information of the non-duplicate empty check according to the authority of the check.
(3) Non-heavy empty check due check drag contract: the client node 2 (payee) applies for the check on due date to collect the appointed account, updates the check state, the check change date and the check state into a recovery after the signature confirmation of the service mechanism node (financial mechanism such as bank and the like) and the client node 1 (payer) are carried out, stores the check state, the check change date and the check state into a recovery, and updates a non-empty check authority list in a check warehouse, thereby realizing the operation of automatically paying to the payee in due.
(4) Non-heavy and empty check endorsement transfer contract: the customer node 2 (payee) applies for the endorsement transfer of the non-heavy empty check, and updates the check authority and the check change date after the signature confirmation of the business organization node (financial institution such as bank) and the customer node 3 (endorsement transferor), and stores the check authority and the check change date in a check warehouse and updates the authority table of the non-heavy empty check.
(5) Non-heavy empty check stop payment contract: the client node 1 (payer here) applies for check stop payment, and after the signature confirmation of the service institution node (financial institution such as bank here) and the client node 2 (payee here), the check state is updated to stop payment, the check change date is updated, and the check change date is stored in the check warehouse and the non-empty check authority table is updated.
(6) Non-duplicate checks voiding contract: the client node 1 (payer) applies for the check to be invalidated, and after the signature confirmation of the service organization node (financial organization such as bank) and the client node 2 (payee), the check state is updated to be invalidated, the check change date is updated, and the check change date is stored in the check warehouse and the non-empty check authority table is updated.
(7) Non-heavy empty cheque insurance contract: the client node 1 (payer here) applies for cheque guarantee, after the signature confirmation of the service organization node (financial institution such as bank here) and the client node 2 (payee here), the cheque state is updated to be guaranteed, the cheque change date is updated, and the check is stored in the cheque warehouse and the non-empty cheque authority table is updated.
(8) Non-heavy empty cheque insurance payment stop-payment contract: the customer node 1 (payer here) applies for check payment, after the signature confirmation of the service organization node (financial institution such as bank here) and the customer node 2 (payee here), the check state is updated to the payment stop, the check change date is updated, and the check is stored in the warehouse and the check authority table is updated.
S102: any party of the system encrypts target non-duplicate empty check transaction data by using a preset encryption algorithm according to the intelligent contract, and broadcasts the encrypted data, the public and private keys and the signature to other parties of the system.
In this embodiment, through step S101, the supervisor authority participant and the service authority participant participate in making a digital normalized intelligent contract for the non-heavy empty check, and after the test confirmation, the intelligent contract is deployed in the fisco blockchain network, further, any participant of the system may encrypt the target transaction data for the non-heavy empty check by using a preset encryption algorithm according to the intelligent contract, and broadcast the encrypted data, the public and private keys, and the signature to other participants of the system, so as to execute the subsequent step S103.
The method comprises the following steps that a preset encryption algorithm is an asymmetric encryption national encryption algorithm; the preset consensus mechanism is a practical Byzantine algorithm PBFT consensus mechanism.
S103: after verification, the participator of the system generates a new block according to a preset consensus mechanism and writes the new block into a fisco block chain network to complete the processing of the target non-duplicate empty check.
In this embodiment, any party of the system in step S102 encrypts the transaction data of the target non-duplicate empty check by using a preset encryption algorithm according to the intelligent contract, and broadcasts the encrypted data, the public and private keys and the signature to other parties of the system, and after verification, the parties of the system generate a new block according to a preset consensus mechanism and write the new block into a fisco block chain network, thereby completing processing of the target non-duplicate empty check.
Therefore, the requirement of various supervision authorities on data protection can be met by using a data encryption mode selectable by fisco bcos; moreover, the intelligent contract of fisco bcos is utilized to process the non-heavy empty check business process, and the high-concurrency business process is technically satisfied. Therefore, when the important characteristics of data tamper resistance, selectable data encryption mode, privacy protection, intelligent contracts, multi-party endorsement participation and the like of the fisco bcos block chain are utilized to process the non-heavy empty checks, the occurrence of the non-heavy empty check risk event can be effectively reduced.
Further, in order to provide user experience, in the transaction processing process of the non-heavy empty check, an optional implementation manner is that the non-heavy empty check system processing system established based on the fisco bcos further comprises a client exhibition party, and then the client exhibition party can exhibit detailed information and transaction processing records of the target non-heavy empty check; and/or, displaying a non-heavy empty check interface maintained and managed by a monitoring mechanism participant, and/or displaying a non-heavy empty check interface maintained and managed by a business mechanism participant.
By executing the steps S101-S103, a non-heavy empty check contract is created based on the non-heavy empty check service processing flow, a non-heavy empty check processing system is constructed by using the fisco technology, and the non-heavy empty check service automatic processing is carried out, so that the data tamper resistance is ensured, and the requirement on data protection is also met.
In summary, in the processing method of the non-heavy empty check provided in this embodiment, a supervisor authority participant and a service authority participant participate together in making a digital normalized intelligent contract for the non-heavy empty check, and after test confirmation, deploy the intelligent contract in a fisco block chain network, then, any participant of the non-heavy empty check processing system established based on fisco bcos encrypts transaction data of the target non-heavy empty check according to the intelligent contract by using a preset encryption algorithm, and broadcasts the encrypted data, a public private key and a signature to other participants of the system, and then, after verification, the participants of the system generate a new block according to a preset consensus mechanism and write the new block into the fisco block chain network, thereby completing processing of the target non-heavy empty check. Therefore, the non-heavy empty check processing system constructed based on fisco bcos can be used for automatically processing the non-heavy empty check service, data tamper resistance is guaranteed, the requirement of data protection is met, and further the occurrence of non-heavy empty check risk events is avoided.
Second embodiment
In this embodiment, a non-duplicate check processing apparatus will be described, and please refer to the above method embodiment for related contents.
Referring to fig. 3, a schematic composition diagram of a non-heavy empty check processing apparatus provided in this embodiment is applied to a non-heavy empty check processing system established based on fisco bcos, where the system includes a supervision authority participant, a business authority participant, a payer participant, and a payee participant, and specifically includes:
the formulating unit 301 is configured to jointly participate in formulating a non-heavy empty check digital normalized intelligent contract by the regulatory agency participant and the business agency participant, and deploy the intelligent contract in a fisco block chain network after test confirmation;
an encryption unit 302, configured to encrypt target non-duplicate empty check transaction data by using a preset encryption algorithm according to the intelligent contract by any participant of the system, and broadcast the encrypted data, public and private keys, and signature to other participants of the system;
and a writing unit 303, configured to generate a new block according to a preset consensus mechanism and write the new block into the fisco block chain network after the verification is performed, so as to complete processing of the target non-duplicate empty check.
In an implementation manner of this embodiment, the formulating unit 301 is specifically configured to:
the supervision mechanism participant and the business mechanism participant jointly participate in making a non-heavy empty check digital signing contract, a non-heavy empty check inquiry contract, a non-heavy empty check due check dragging contract, a non-heavy empty check endorsement transfer contract, a non-heavy empty check payment stopping contract, a non-heavy empty check invalidation contract, a non-heavy empty check payment stopping contract and a non-heavy empty check payment stopping contract.
In an implementation manner of this embodiment, the preset encryption algorithm is an asymmetric encrypted cryptographic algorithm; the preset consensus mechanism is a practical Byzantine algorithm PBFT consensus mechanism.
In an implementation manner of this embodiment, the system further includes a client-side presenter; the device further comprises:
the display unit is used for displaying the detailed information and the transaction processing record of the target non-duplicate empty check by the client display party; and/or displaying a non-heavy empty check interface maintained and managed by the monitoring mechanism participant, and/or displaying a non-heavy empty check interface maintained and managed by the business mechanism participant.
In summary, in the processing apparatus for a non-heavy empty check provided by this embodiment, a supervising authority participant and a business authority participant participate together in making a digital normalized intelligent contract for the non-heavy empty check, and after test confirmation, deploy the intelligent contract in a fisco block chain network, then any participant of a non-heavy empty check processing system established based on fisco bcos encrypts transaction data of a target non-heavy empty check according to the intelligent contract by using a preset encryption algorithm, and broadcast the encrypted data, a public private key, and a signature to other participants of the system, and then after verification, the participants of the system generate a new block according to a preset consensus mechanism and write the new block into the fisco block chain network, thereby completing processing of the target non-heavy empty check. Therefore, the non-heavy empty check processing system constructed based on fisco bcos can be used for automatically processing the non-heavy empty check service, data tamper resistance is guaranteed, the requirement of data protection is met, and further the occurrence of non-heavy empty check risk events is avoided.
Further, an embodiment of the present application further provides a device for processing non-duplicate checks, including: a processor, a memory, a system bus;
the processor and the memory are connected through the system bus;
the memory is configured to store one or more programs, the one or more programs including instructions, which when executed by the processor, cause the processor to perform any one of the implementations of the method of processing non-duplicate empty checks described above.
Further, an embodiment of the present application further provides a computer-readable storage medium, where instructions are stored in the computer-readable storage medium, and when the instructions are executed on a terminal device, the terminal device is caused to execute any implementation method of the above processing method for a non-duplicate check.
As can be seen from the above description of the embodiments, those skilled in the art can clearly understand that all or part of the steps in the above embodiment methods can be implemented by software plus a necessary general hardware platform. Based on such understanding, the technical solution of the present application may be essentially or partially implemented in the form of a software product, which may be stored in a storage medium, such as a ROM/RAM, a magnetic disk, an optical disk, etc., and includes several instructions for enabling a computer device (which may be a personal computer, a server, or a network communication device such as a media gateway, etc.) to execute the method according to the embodiments or some parts of the embodiments of the present application.
It should be noted that, in the present specification, the embodiments are described in a progressive manner, each embodiment focuses on differences from other embodiments, and the same and similar parts among the embodiments may be referred to each other. The device disclosed by the embodiment corresponds to the method disclosed by the embodiment, so that the description is simple, and the relevant points can be referred to the method part for description.
It is further noted that, herein, relational terms such as first and second, and the like may be used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Also, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other identical elements in a process, method, article, or apparatus that comprises the element.
In addition, the method, the device and the equipment for processing the non-duplicate checks provided by the invention can be used in the field of blockchains and the field of finance. The above description is only an example, and does not limit the application fields of the method, device and apparatus for processing non-duplicate checks provided by the present invention.
The previous description of the disclosed embodiments is provided to enable any person skilled in the art to make or use the present application. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the spirit or scope of the application. Thus, the present application is not intended to be limited to the embodiments shown herein but is to be accorded the widest scope consistent with the principles and novel features disclosed herein.
Claims (10)
1. A processing method of non-heavy empty checks is applied to a non-heavy empty check processing system established based on fisco bcos, wherein the system comprises a supervision agency participant, a business agency participant, a payer and a payee, and the method comprises the following steps:
the supervising agency participant and the business agency participant jointly participate in making a non-heavy empty check digital normalized intelligent contract, and the intelligent contract is deployed in a fisco block chain network after test confirmation;
any participant of the system encrypts target non-duplicate empty check transaction data by using a preset encryption algorithm according to the intelligent contract and broadcasts the encrypted data, public and private keys and signature to other participants of the system;
after verification, the participator of the system generates a new block according to a preset consensus mechanism and writes the new block into the fisco block chain network, and the processing of the target non-duplicate empty check is completed.
2. The method of claim 1, wherein the regulatory agency participant and the business agency participant together participate in formulating a non-heavy empty check digital normalized intelligent contract, comprising:
the supervision mechanism participant and the business mechanism participant jointly participate in making a non-heavy empty check digital signing contract, a non-heavy empty check inquiry contract, a non-heavy empty check due check dragging contract, a non-heavy empty check endorsement transfer contract, a non-heavy empty check payment stopping contract, a non-heavy empty check invalidation contract, a non-heavy empty check payment stopping contract and a non-heavy empty check payment stopping contract.
3. The method according to claim 1, wherein the predetermined encryption algorithm is an asymmetric encrypted cryptographic algorithm; the preset consensus mechanism is a practical Byzantine algorithm PBFT consensus mechanism.
4. The method of any of claims 1-3, wherein the system further comprises a client exposer; the method further comprises the following steps:
the client-side presenter presents the detailed information and transaction processing records of the target non-duplicate empty check; and/or displaying a non-heavy empty check interface maintained and managed by the monitoring mechanism participant, and/or displaying a non-heavy empty check interface maintained and managed by the business mechanism participant.
5. A non-heavy empty check processing device, wherein the device is applied to a non-heavy empty check processing system established based on fisco bcos, the system comprises a supervision agency participant, a business agency participant, a payer and a payee, and the device comprises:
the system comprises a setting unit, a checking unit and a service organization, wherein the setting unit is used for the supervision organization participant and the service organization participant to jointly participate in setting the intelligent contract of the digital standardization of the non-heavy empty check and deploying the intelligent contract in a fisco block chain network after test confirmation;
the encryption unit is used for encrypting the target non-duplicate empty check transaction data by using a preset encryption algorithm according to the intelligent contract by any party of the system and broadcasting the encrypted data, the public and private keys and the signature to other parties of the system;
and the writing unit is used for generating a new block according to a preset consensus mechanism and writing the new block into the fisco block chain network by the participator of the system after verification so as to finish the processing of the target non-duplicate check.
6. The apparatus according to claim 5, wherein the formulating unit is specifically configured to:
the supervision mechanism participant and the business mechanism participant jointly participate in making a non-heavy empty check digital signing contract, a non-heavy empty check inquiry contract, a non-heavy empty check due check dragging contract, a non-heavy empty check endorsement transfer contract, a non-heavy empty check payment stopping contract, a non-heavy empty check invalidation contract, a non-heavy empty check payment stopping contract and a non-heavy empty check payment stopping contract.
7. The apparatus according to claim 5, wherein the predetermined encryption algorithm is a cryptographic algorithm with asymmetric encryption; the preset consensus mechanism is a practical Byzantine algorithm PBFT consensus mechanism.
8. The apparatus according to any one of claims 5-7, wherein the system further comprises a client presenter; the device further comprises:
the display unit is used for displaying the detailed information and the transaction processing record of the target non-duplicate empty check by the client display party; and/or displaying a non-heavy empty check interface maintained and managed by the monitoring mechanism participant, and/or displaying a non-heavy empty check interface maintained and managed by the business mechanism participant.
9. A non-duplicate check processing apparatus, comprising: a processor, a memory, a system bus;
the processor and the memory are connected through the system bus;
the memory is to store one or more programs, the one or more programs comprising instructions, which when executed by the processor, cause the processor to perform the method of any of claims 1-4.
10. A computer-readable storage medium having stored therein instructions that, when executed on a terminal device, cause the terminal device to perform the method of any one of claims 1-4.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202210655590.6A CN114943570A (en) | 2022-06-10 | 2022-06-10 | Method, device and equipment for processing non-duplicate checks |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202210655590.6A CN114943570A (en) | 2022-06-10 | 2022-06-10 | Method, device and equipment for processing non-duplicate checks |
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| Publication Number | Publication Date |
|---|---|
| CN114943570A true CN114943570A (en) | 2022-08-26 |
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| CN202210655590.6A Pending CN114943570A (en) | 2022-06-10 | 2022-06-10 | Method, device and equipment for processing non-duplicate checks |
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| Country | Link |
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| CN (1) | CN114943570A (en) |
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