CN114820213A - Internet financial insurance transaction platform based on big data and artificial intelligence - Google Patents
Internet financial insurance transaction platform based on big data and artificial intelligence Download PDFInfo
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Abstract
The invention discloses an internet financial insurance transaction platform based on big data and artificial intelligence, which comprises a front-end APP module, a rear-end management module, a big data analysis module and an artificial intelligence service module, wherein the functions of the front-end APP module comprise broker registration authentication examination, personal order inquiry, total sales, personal commission and embodiment, insurance company and insurance product inquiry, insurance product purchase payment and order consumption processing; the function of the rear-end management module comprises broker management, examination management, insurance policy management, payment detail management, insurance company settlement, insurance company interface management, policeman information management, company WeChat Paibao account management and agent protocol management. The invention has the beneficial effects that: the invention is based on big data and artificial intelligence technology, adopts WeChat public platform, researches, designs, develops and realizes a set of Internet financial insurance transaction software platform, and ensures that insurance business is transacted more rapidly and smoothly.
Description
Technical Field
The invention relates to an insurance transaction platform, in particular to an internet financial insurance transaction platform based on big data and artificial intelligence, and belongs to the technical field of financial information management.
Background
Natural gas is the fuel that we used in daily life often, and the supply of city natural gas generally all has the natural gas company to arrange the transportation in unison now, can have the safety risk in the transportation of natural gas and the in-process of using, consequently in order to guarantee people's property safety, the natural gas company also has corresponding safety insurance.
At present, a natural gas company signs up with an insurance company by a salesman when continuing insurance, the process is very complicated, the online insurance business handling capacity is weak, and the insurance business cannot be handled more comprehensively.
Disclosure of Invention
The invention aims to solve the problems and provide an internet financial insurance transaction platform based on big data and artificial intelligence.
The invention achieves the above-mentioned purpose through the following technical scheme, the Internet finance and insurance trade platform based on big data and artificial intelligence, including:
the front-end APP module has the functions of broker registration authentication examination, personal order inquiry, total sales, personal commission and embodiment, insurance company and insurance product inquiry, insurance product purchase payment, order renewal, insurance cancellation, order cancellation processing, internal announcement message and policy and regulation consultation;
the system comprises a back-end management module, a management module and a management module, wherein the back-end management module has the functions of broker management, examination management, insurance management, policy management, payment detail management, insurance company settlement, insurance company interface management, policyholder information management, company WeChat Paibao account management, proxy agreement management, broker insurance product collection management, insurance product introduction, insurance application awareness, insurance application example management, system management and statistical query;
the big data analysis module provides a big data analysis model for the front-end APP module and the rear-end management module;
the artificial intelligence service module provides intelligent service for platform users.
Preferably, the broker registration certification test comprises a user registration and qualification test;
the user registration is to perform user authentication and association and user login, and the registration information is to register as an insurance agent of an insurance broker company;
the qualification test comprises an online test, score inquiry and practice-practicing authentication, wherein the score inquiry is used for inquiring examination records and scores, the practice-practicing authentication needs to upload an identity card, a photo and a academic record to apply for an insurance qualification certificate, and after the authentication is passed, a practice-practicing qualification certificate number is displayed.
Preferably, the online test comprises the following operation steps;
the method comprises the following steps: clicking a starting examination button to judge whether the broker has performed the certification;
step two: generating a record in the test record table;
step three: arbitrarily extracting test question codes of the number of the test questions from the test question table, wherein the test question codes comprise arrays;
step four: extracting test question option question stems in the test question option list to form a set of test paper according to codes in the entity coding array;
step five: the broker takes an online examination;
step six: after clicking the submit button, the broker writes the information of the question stem, the options and the correct options into an examination detail sheet, and the trigger compares the examination options with the correct options to correctly count the scores;
step seven: calculating the total score, the examination duration and the ending time of the current examination, and updating the total score, the examination duration and the ending time into an examination record table;
step eight: the WeChat end displays the total examination score information of the broker, and if the total score is qualified, the WeChat end displays the function of applying for the qualification for the job, and updates the field of the certification for the job of the broker table to be yes.
Preferably, the insurance company and insurance product queries include insurance product queries, insurance policy and policy queries;
the insurance product inquiry is to inquire the insurance products and details of the insurance company;
the insurance policy is an insurance product appointed by a selling customer and registers customer information, and the operation flow comprises insurance application, preview and payment;
the policy inquiry comprises a withdrawal order and a single number inquiry, and the single number inquiry is used for inquiring personal historical insurance sales records.
Preferably, the broker management comprises insurance company broker management and insurance company broker management;
the management of an insurance company, wherein the insurance company manages basic information of the insurance company which the management broker belongs to;
the method comprises the following steps of broker management, wherein the broker management is used for managing broker information of an insurance company and conducting batch import, addition, modification and cancellation of brokers;
and the log is a log record of inquiring the login system of the broker.
Preferably, the test administration comprises;
the question bank management is used for maintaining a question bank for carrying out insurance broker qualification authentication and comprises question stems and options;
score management, wherein the score management is used for inquiring examination detail scores of insurance brokers;
and (4) performing the qualification management, wherein the qualification management approves the qualification by displaying broker information with qualification, including a photo, an identity card and a academic certificate, and then inputting a qualification number.
Preferably, the insurance management includes insurance company management and insurance product management, the insurance company management is information of insurance companies which can be sold by the management platform, and the insurance product management is registration of various insurance products and product details of the insurance companies.
Preferably, the policy management includes policy entry, bulk application, policy revocation and payment management, the policy revocation is to inquire the revoked policy and the refunded policy and inquire the revocation record.
Preferably, the statistical query includes policy statistics and sales statistics, the policy statistics includes policy numbers of insurance products according to insurance companies, insurance products, time and regions, the sales statistics includes sales statistics according to insurance companies, insurance products, time and regions, and the statistical query is displayed through a statistical report and a trend analysis chart.
Preferably, the system management comprises interface calling query and short message sending query, the interface calling query is completed by calling a log of an insurance company interface during insurance application, and the short message sending query is completed by configuring a short message interface for sending short messages to an insurance broker.
The invention has the beneficial effects that:
based on big data and artificial intelligence technology, the invention adopts a WeChat public platform to research, design, develop and realize a set of Internet financial insurance transaction software platform, and when the software platform is used, a user can use the software platform to carry out intelligent online insurance application business, and realizes electronization and flow of the original manual and paper insurance application modes.
Drawings
FIG. 1 is a schematic diagram of an insurance brokerage system model of the present invention;
FIG. 2 is a core functional architecture of the present invention;
FIG. 3 is a schematic diagram of a broker module business model of the present invention;
FIG. 4 is a schematic view of a business model of an examination module according to the present invention;
FIG. 5 is a schematic view of the insurance order module business model of the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be obtained by a person skilled in the art without making any creative effort based on the embodiments in the present invention, belong to the protection scope of the present invention.
Referring to fig. 1-5, the internet financial insurance transaction platform based on big data and artificial intelligence comprises:
the front-end APP module has the functions of broker registration authentication examination, personal order inquiry, total sales, personal commission and embodiment, insurance company and insurance product inquiry, insurance product purchase payment, order renewal, insurance cancellation, order cancellation processing, internal announcement message and policy and regulation consultation;
referring to fig. 1 and 2, in the first embodiment: the insurance broker corresponds to the authority, and the acquired authority needs to pay attention to the WeChat public number of the insurance broker company:
as a technical optimization scheme of the invention, the broker registration authentication examination comprises user registration and qualification examination, and the operation capable of being carried out is user authentication and account binding;
the user registration is to perform user authentication and association and user login, the registration information is to register as an insurance agent of an insurance broker company, and the user login is to perform information login and password modification;
the qualification test comprises an online test, score inquiry and certification for approval, wherein the score inquiry is the examination record and score of inquiry of the past times, the certification for approval needs to upload an identity card, a photo and a academic record to apply for an insurance qualification certificate, after the certification is passed, the certification number of the certification for approval is displayed, and the application process needs to apply for certification and submit certification.
As a technical optimization scheme of the invention, the online examination comprises the following operation steps;
the method comprises the following steps: clicking a starting examination button to judge whether the broker has performed the certification;
step two: generating a record in the test record table;
step three: arbitrarily extracting test question codes of the number of the test questions from the test question table, wherein the test question codes comprise arrays;
step four: extracting test question option question stems in the test question option list to form a set of test paper according to codes in the entity coding array;
step five: the broker takes an online examination;
step six: after clicking the submit button, the broker writes the information of the question stem, the options and the correct options into an examination detail sheet, and the trigger compares the examination options with the correct options to correctly count the scores;
step seven: calculating the total score, the examination duration and the ending time of the current examination, and updating the total score, the examination duration and the ending time into an examination record table;
step eight: the WeChat end displays the total examination score information of the broker, and if the total score is qualified, the WeChat end displays the function of applying for the qualification for the job, and updates the field of the certification for the job of the broker table to be yes.
As a technical optimization scheme of the invention, the insurance company and insurance product query comprises an insurance product query, an insurance policy and a policy query;
the insurance product inquiry is to inquire the insurance products and details of the insurance company;
the insurance policy is a policy of insurance specified by a selling customer (inquiring whether the user applies insurance before applying insurance) and registering customer information, and the operation flow comprises insurance application, preview and payment;
the policy inquiry comprises a withdrawal order and a single number inquiry, the single number inquiry is used for inquiring personal historical insurance sales records, and the operation process of the withdrawal order before the next day 0 point can be withdrawn as follows: selecting a policy and a withdrawal policy (whether the query book is on the same day), wherein the policy query conditions are as follows: according to time, applicant and ID card.
In the second embodiment, the authority of the natural gas company comprises announcements, the number of insurance brokers of the company, the total number of insurance policies of the company, sales of the company, automatic rolling real-time latest sales records, monthly sales trend graphs, cake graphs of sales ratios of different insurance products, star photos of sales and a gas company sales summary table;
the natural gas company management authority comprises broker management, policy management and policy statistics;
the broker management comprises the management of a gas company and the inquiry of basic information of the gas company; and managing the broker, inquiring the broker information of the gas company, performing addition, logout, batch import and inquiry operations, logging in logs and inquiring log records of the broker logging system.
The policy management comprises policy entry, checking of insurance sales records of insurance brokers, entry of all policies of the company for new policy inquiry, and display of policy details according to different states, wherein the operation process comprises inquiry, policy recording, temporary policy, renewal reminding and policy states, and policy inquiry is performed according to various combination conditions; the display comprises a system insurance policy number, a company insurance policy number, an applicant, an identity card, a contact phone, a natural gas number, a product name, a copy number, a premium, an order recording time, an insurance acceptance time and an insurance policy state;
the method comprises the steps of batch insurance application, wherein the batched paid insurance policies are imported into a system, the operation process comprises insurance policy import, insurance policy verification and storage, and the operation process comprises system insurance policy number, company insurance policy number, applicant, identity card, contact telephone, natural gas number, product name, copy number, insurance fee, recording time, underwriting time and insurance policy state display;
the method comprises the following steps of (1) revocation of a policy, inquiring the revoked policy and the policy with returned fee, and displaying all policy removing and policy returning operation processes by default, wherein the policy removing and policy removing operation processes comprise the policy inquiring and the policy removing, and the display comprises a system policy number, a company policy number, an applicant, an identity card, a contact telephone, a natural gas number, a product name, a number of copies, a premium, a policy recording time, a guarantee acceptance time and a policy state;
and the payment information, the inquiry of the insurance application and withdrawal payment records of the economic person and the natural gas company, and the display of the payment information, the inquiry of the insurance application and withdrawal payment records of the economic person, the time, the insurance applicant and the ID card comprises a system insurance policy number, an insurance applicant, a contact telephone, a insurance policy amount, a payment mode, a payment serial number, payment time and payment category.
And (4) policy statistics, wherein the insurance sales policy number and the total sales are counted according to people, months, years and products, and statistics are displayed on a home page in real time.
The system comprises a back-end management module, a management module and a management module, wherein the back-end management module has the functions of broker management, examination management, insurance management, policy management, payment detail management, insurance company settlement, insurance company interface management, policyholder information management, company WeChat Paibao account management, proxy agreement management, broker insurance product collection management, insurance product introduction, insurance application awareness, insurance application example management, system management and statistical query;
in the third embodiment, the insurance broker company authority includes bulletins, gas company number, insurance broker number, policy total number, sales amount, automatic rolling real-time latest sales record, monthly sales trend chart, different insurance product sales proportion pie chart, star photo and sales amount of sales, gas company sales summary table, and pending policy statistics (after clicking the number, displaying the policy to be expired).
And (4) publishing the latest information of the company to a JAVAFAST platform.
As a technical optimization scheme of the invention, the broker management comprises insurance company broker management and insurance company broker management;
the management of an insurance company, wherein the insurance company manages basic information of the insurance company which the management broker belongs to;
the method comprises the following steps of broker management, wherein the broker management is used for managing broker information of an insurance company and conducting batch import, addition, modification and cancellation of brokers;
and the log is a log record of inquiring the login system of the broker.
As a technical optimization scheme of the invention, the examination management (displaying examination record and score information of an economic person) comprises;
the question bank management is used for maintaining a question bank for carrying out insurance broker qualification authentication and comprises question stems and options; the operation functions of the system comprise adding test questions, deleting test questions, selecting test questions and inquiring, and according to the question stem and the score inquiring, the display content comprises the question stem, the type, the answer options, the category and the score, and a test question table is correspondingly arranged.
The system comprises a score management module, a data processing module and a data processing module, wherein the score management module is used for inquiring the detailed scores of the examinations of insurance brokers, the operation functions comprise inquiry and deletion, the examination records are inquired according to the economic persons, time and the like, the display comprises brokers, question stems, correct options, selection options, scores and natural gas companies, and the examination detailed tables and the broker tables correspond to the score management module;
and the operation function comprises inquiry, derivation and qualification approval, and the personnel information applying qualification authentication is derived, and the personnel information is approved to have a sale qualification, and the display type comprises a broker, a license number, a certificate issuing unit, a license direction, certificate issuing time and an authentication state, and a license qualification authentication table and a broker table are correspondingly arranged.
As a technical optimization scheme of the invention, the insurance management comprises insurance company management and insurance product management, the insurance company management is insurance company information which can be sold by a management platform, the functions comprise adding, cancelling and inquiring, and after cancelling the insurance company, the insurance product is cancelled correspondingly, and no longer allows to be sold; the insurance product management is to register various insurance products and product details of insurance companies, the functions include addition, cancellation and inquiry, and after the insurance products are cancelled, the insurance products are not allowed to be sold.
As a technical optimization scheme of the invention, the policy management comprises policy entry, batch application, policy revocation and payment management;
the policy entry is to inquire the insurance sales records of all insurance brokers, to enter all policies of new policy inquiry, to display the policy details according to different states, and the operation functions include inquiry, policy entry, temporary policy, renewal reminding and policy states, and to inquire the policy according to various combination conditions; the display fields include system policy number, company policy number, applicant, identification card, contact phone, natural gas number, product name, copy number, premium, booking time, underwriting time, and policy status.
The batch insurance application leads batched paid insurance policy into the system, and the operation functions comprise insurance policy leading-in, insurance policy checking and saving; the display fields include system policy number, company policy number, applicant, identification card, contact phone, natural gas number, product name, copy number, premium, booking time, underwriting time, and policy status.
The insurance policy revocation is to inquire the revoked insurance policy and the insurance policy with returned fee, and inquire the record of the revocation policy, the operation function comprises the inquiry of the insurance policy, the revocation policy and the revocation policy returned fee, and all the insurance policies with revoked policy and returned fee are displayed by default, and the display fields comprise a system insurance policy number, a company insurance policy number, an applicant, an identity card, a contact telephone, a natural gas number, a product name, a number of copies, the insurance fee, the time of recording the insurance policy, the time of undertaking, the state of the insurance policy, the system insurance policy number, the company insurance policy number, the amount of the insurance policy, the time of revocation policy, a short message code and an operator.
The payment management is the inquiry of the insurance application and withdrawal payment records of the economic persons and the natural gas companies, and the inquiry is carried out according to the economic persons, the time, the insurance applicants and the identification cards, and the display fields comprise system insurance policy numbers, the insurance applicants, contact telephones, insurance policy amounts, payment modes, payment serial numbers, payment time and payment types.
As a technical optimization scheme of the invention, the statistical query comprises policy statistics and sales statistics, the policy statistics is used for counting the number of insurance products according to insurance companies, insurance products, time and regions, the sales statistics is used for counting the sales according to the insurance companies, the insurance products, the time and the regions, and the statistical query is displayed through a statistical statement table and a trend analysis chart.
As a technical optimization scheme of the invention, the system management comprises interface calling query and short message sending query, the interface calling query is completed by calling a log of an insurance company interface during insurance application, and the short message sending query is completed by configuring a short message interface for sending short messages to an insurance broker.
The big data analysis module provides a big data analysis model for the front-end APP module and the rear-end management module;
the artificial intelligence service module provides intelligent service for platform users.
In a fourth embodiment, the broker application operation steps are as follows:
firstly, the method comprises the following steps: selecting insurance products, and displaying introduction, characteristics, insurance requisition, insurance examples and insurance fees of the insurance products;
II, secondly: clicking an insurance application button, judging whether the broker has a qualification for practicing, and if so, popping up an insurance application information registration page;
zg from Broker table zg 1;
thirdly, the method comprises the following steps: registering information of an applicant and position information of the natural gas, clicking an application button, judging whether the current natural gas number is applied with application, if so, informing and returning, and if not, writing the application information into an insurance order table, wherein the application state is 1;
insert intonation insurance policy table (policy code, broker code, insurance product code, applicant name, ID card, telephone, gas location, gas number, gas type, number of insurance shares, individual premium, total premium, insurance start period, insurance end period, recording time and policy state);
policy coding rules: YYYYMMDDHHMMSS + Broker code; the types of the gas are divided into two types of civil and commercial customers;
the insurance score can not exceed 3 parts; the time for recording the list is accurate to the time of hour, minute and second;
and (4) keeping the order state: applied for 1, paid for 2, paid for 3, withdrawn for 4, refunded for 5;
in insert, the policy state is 1;
fourthly, the method comprises the following steps: popping up a WeChat payment page, paying, writing payment information into a policy payment table after successful payment, wherein the insurance application state is 2;
insert int policy payment table (policy code, policy amount, payment method, payment serial number, payment time and payment category), if it is a WeChat payment: value (policy code, policy amount, WeChat return serial number, time and bookkeeping), and the payment mode is divided into WeChat and collection, the WeChat mode is the order recording of the broker WeChat terminal, and the collection is the order recording of the individual and team of the natural gas company.
Example five: the personal insurance operation of the natural gas company comprises;
firstly, the method comprises the following steps: selecting an insurance product, and displaying introduction, characteristics, insurance advising, insurance example and insurance premium of the insurance product;
secondly, the method comprises the following steps: clicking an insurance application button, judging whether the broker has a qualification for practicing, and if so, popping up an insurance application information registration page;
zg from Broker table zg 1;
thirdly, the method comprises the following steps: registering information of an applicant and position information of the natural gas, clicking an application button, judging whether the current natural gas number is applied with application, if so, informing and returning, and if not, writing the application information into an insurance order table, wherein the application state is 1;
insert intonation insurance policy table (policy code, broker code, insurance product code, applicant name, ID card, telephone, gas location, gas number, gas type, number of insurance shares, individual premium, total premium, insurance start period, insurance end period, recording time and policy state);
policy coding rules: YYYYMMDDHHMMSS + the type of the broker encoded gas is divided into two types of civil and commercial customers;
the insurance score can not exceed 3 parts, and the recording time is accurate to the time, minutes and seconds;
and (4) keeping the order state: applied for 1, paid for 2, paid for 3, withdrawn for 4, refunded for 5;
in insert, the policy state is 1;
note: the policyholder finishes payment on the counter, and the cost is collected by a natural gas company;
fourthly: clicking to pay, writing payment information into a policy payment table after payment is successful, wherein the insurance application state is 2;
insert into policy payment table (policy code, policy amount, payment method, payment serial number, payment time and payment category);
value (policy code, policy amount, collection, Wechat return serial number, time, accounting); the payment mode is divided into WeChat mode and collection mode, the WeChat mode is a broker WeChat bill of credit, and the collection mode is a natural gas company personal and team bill of credit.
In a sixth embodiment, the logic flow of a batch insurance application of a natural gas company comprises:
the first process is as follows: checking whether the content and format of the batch file meet the requirements of importing the template;
and a second process: clicking batch import, selecting a batch file, and importing batch data into a page (note: the batch data is not imported into a database at the moment);
and a third process: clicking insurance policy verification to verify whether the content and format of the insurance policy meet the import specification and verify whether the applicant applies insurance;
and (4) a fourth process: if the verification is passed (whether a verification passing mark is required to be reserved on a page or not), clicking an insurance application button to store;
and a fifth process: registering information of an applicant and position information of the natural gas, clicking an application button, judging whether the current natural gas number is applied with application, if so, informing and returning, and if not, writing the application information into an insurance order table, wherein the application state is 1;
and (3) performing loop processing on the following codes:
[ insert into insurance policy table (policy code, broker code, insurance product code, applicant's name, ID card, telephone, gas location, gas number, gas type, number of insurance shares, total premium, insurance start, insurance end, record time and policy state)
insert into policy payment table (policy code, amount of policy, payment mode, serial number of payment, payment time, payment type)
value (code of insurance policy, amount of insurance policy, 'collection', serial number of returned WeChat, time, accounting)
Policy coding rules: YYYYMMDDHHMMSS + the type of the gas coded by the broker is divided into civil and commercial customers;
and (4) keeping the order state: when 2, insert has been paid, the policy state is 2;
the payment mode is divided into WeChat mode and collection mode, the WeChat mode is a broker WeChat bill of credit, and the collection mode is a natural gas company personal and team bill of credit.
After 10 o' clock at night, executing insurance application operation on all paid insurance policies in batch, calling an insurance application interface, and ensuring by an insurance company;
and a sixth process: calling an insurance company insurance application interface to apply insurance, updating the order payment table insurance application state to be 3 if the insurance application returns success, and writing insurance application interface calling information into an insurance interface calling table (writing whether success or not);
insert into insurance interface call tables (policy code, insurance company, interface name, call time, call status) values (… …);
calling the state: success 1; failure 2;
a seventh process: after the insurance is successfully applied, updating the insurance time and the order state of the insurance order table;
and in the update policy table, the set policy number is A, the holding time is B, the policy state is 3, and the where policy code is C.
Note: the update operation is only performed if the application is successful.
Example seven: the operation of the insurance withdrawing list comprises the following steps;
the method comprises the following steps: the broker or the natural gas company selects the records of which the insurances are finished, and clicks the withdrawal order;
step two: judging whether the current policy has passed 0:0:0, if not, removing the policy, otherwise, not removing the policy;
selecting insurance application time, insurance application state, insurance policy amount, from insurance policy table, where insurance policy code is ═ x;
when the state of application < 3 > and now () -rdatetime has not passed zero, the order can be withdrawn;
step three: updating the state of the policy table to be a withdrawn policy;
an update policy table, set policy state 4, where policy code is;
step four: adding a list removing record in the list removing table;
insert into drop table (policy code, policy number, policy amount, drop application time, and operator), value (. + -.);
step five: calling a list removing interface, adding a calling record in an interface calling table and updating a list removing table;
insert into insurance interface call table (policy code, insurance company, interface name, call time and call status), values (… …);
note: if the calling fails, rolling back the 3-5 steps, and if the calling succeeds, committing;
step six: the background carries out manual refund on the bill withdrawing record, and a red record is added in the bill payment list;
insert into policy payment table (policy code, policy amount, payment method, payment serial number, payment time and payment category);
value (policy code, - - - -policy amount, collection, WeChat return serial number, time and charge);
the deposit amount must be the negative value of the original amount, and the payment category must be the reimbursement 7;
step seven: changing the policy state to a refund state;
and an update insurance list table, wherein a set insurance state is 5, and a where insurance code is.
Note: steps 6-7 are transactional operations, and transactional consistency is maintained.
Example eight: the insurance settlement requires the following operations;
implementing the first step of operation, clicking settlement, popping up a settlement month selection box, and selecting a month to be settled;
implementing the second step of operation, selecting all the order records of settlement months for insuring the unsettled order from the insurance order list;
implementing a third step of operation, and finding an insurance product code PID and a broker code CID corresponding to each order from the insurance order table according to the order codes;
implementing a fourth operation of finding the ID of the natural gas company from the broker table according to the broker code;
implementing the fifth step of operation, and finding the layering proportion of the gas company from the insurance settlement parameter table according to the insurance product code and the ID of the gas company;
implementing the sixth step of operation, and finding the hierarchical proportion of the insurance company from the insurance product table according to the insurance product code PID;
implementing the seventh step of operation, namely, layering the settlement year and month, the order codes, the insurance products, the premium, the insurance company and the gas company; the order income and the settlement time are written into an insurance order settlement table;
performing the ninth step, summarizing after the settlement of all the insured and unsettled orders is finished, and writing a summarizing result into an insurance monthly statement;
the ninth operation is performed to update the status2 settlement status field of the current order in the insurance order form to 2.
Furthermore, it should be understood that although the present description refers to embodiments, not every embodiment may contain only a single embodiment, and such description is for clarity only, and those skilled in the art should make the description as a whole, and the embodiments may be appropriately combined to form other embodiments understood by those skilled in the art.
Claims (10)
1. Internet financial insurance transaction platform based on big data and artificial intelligence, its characterized in that includes:
the front-end APP module has the functions of broker registration authentication examination, personal order inquiry, total sales, personal commission and embodiment, insurance company and insurance product inquiry, insurance product purchase payment, order renewal, insurance cancellation, order cancellation processing, internal announcement message and policy and regulation consultation;
the system comprises a back-end management module, a management module and a management module, wherein the back-end management module has the functions of broker management, examination management, insurance management, policy management, payment detail management, insurance company settlement, insurance company interface management, policyholder information management, company WeChat Paibao account management, proxy agreement management, broker insurance product collection management, insurance product introduction, insurance application awareness, insurance application example management, system management and statistical query;
the big data analysis module provides a big data analysis model for the front-end APP module and the rear-end management module;
the artificial intelligence service module provides intelligent service for platform users.
2. The internet financial insurance transaction platform based on big data and artificial intelligence of claim 1, wherein: the broker registration certification examination includes a user registration and a qualification examination;
the user registration is to perform user authentication and association and user login, and the registration information is to register as an insurance agent of an insurance broker company;
the qualification test comprises an online test, score inquiry and practice-practicing authentication, wherein the score inquiry is used for inquiring examination records and scores, the practice-practicing authentication needs to upload an identity card, a photo and a academic record to apply for an insurance qualification certificate, and after the authentication is passed, a practice-practicing qualification certificate number is displayed.
3. The internet financial insurance transaction platform based on big data and artificial intelligence of claim 2, wherein: the online examination comprises the following operation steps;
the method comprises the following steps: clicking a starting examination button to judge whether the broker has performed the certification;
step two: generating a record in the test record table;
step three: arbitrarily extracting test question codes of the number of the test questions from the test question table, wherein the test question codes comprise arrays;
step four: extracting test question option question stems in the test question option list to form a set of test paper according to codes in the entity coding array;
step five: the broker takes an online examination;
step six: after clicking the submit button, the broker writes the information of the question stem, the options and the correct options into an examination detail sheet, and the trigger compares the examination options with the correct options to correctly count the scores;
step seven: calculating the total score, the examination duration and the ending time of the current examination, and updating the total score, the examination duration and the ending time into an examination record table;
step eight: the WeChat end displays the total examination score information of the broker, and if the total score is qualified, the WeChat end displays the function of applying for the qualification for the job, and updates the field of the certification for the job of the broker table to be yes.
4. The internet financial insurance transaction platform based on big data and artificial intelligence of claim 1, wherein: the insurance company and insurance product query comprises an insurance product query, an insurance policy and a policy query;
the insurance product inquiry is to inquire the insurance products and details of the insurance company;
the insurance policy is an insurance product appointed by a selling customer and registers customer information, and the operation flow comprises insurance application, preview and payment;
the policy inquiry comprises a withdrawal order and a single number inquiry, and the single number inquiry is used for inquiring personal historical insurance sales records.
5. The internet financial insurance transaction platform based on big data and artificial intelligence of claim 1, wherein: the broker management includes insurance company broker management and insurance company broker management;
the management of an insurance company, wherein the insurance company manages basic information of the insurance company which the management broker belongs to;
the method comprises the following steps of broker management, wherein the broker management is used for managing broker information of an insurance company and conducting batch import, addition, modification and cancellation of brokers;
and the log is a log record of inquiring the login system of the broker.
6. The internet financial insurance transaction platform based on big data and artificial intelligence of claim 1, wherein: the examination management comprises;
the question bank management is used for maintaining a question bank for carrying out insurance broker qualification authentication and comprises question stems and options;
score management, wherein the score management is used for inquiring examination detail scores of insurance brokers;
and (4) performing the qualification management, wherein the qualification management approves the qualification by displaying broker information with qualification, including a photo, an identity card and a academic certificate, and then inputting a qualification number.
7. The internet financial insurance transaction platform based on big data and artificial intelligence of claim 1, wherein: the insurance management comprises insurance company management and insurance product management, wherein the insurance company management is insurance company information which can be sold by a management platform, and the insurance product management is registration of various insurance products and product details of the insurance company.
8. The internet financial insurance transaction platform based on big data and artificial intelligence of claim 1, wherein: the policy management comprises policy entry, batch application, policy revocation and payment management, wherein the policy revocation is to inquire the revoked policies and inquire the revocation list records.
9. The internet financial insurance transaction platform based on big data and artificial intelligence of claim 1, wherein: the statistical query comprises policy statistics and sales statistics, the policy statistics is used for counting the number of insurance products according to insurance companies, insurance products, time and regions, the sales statistics is used for counting the sales according to the insurance companies, the insurance products, the time and the regions, and the statistical query is displayed through a statistical statement table and a trend analysis chart.
10. The internet financial insurance transaction platform based on big data and artificial intelligence of claim 1, wherein: the system management comprises interface calling inquiry and short message sending inquiry, wherein the interface calling inquiry is completed by calling a log of an insurance company interface during insurance application, and the short message sending inquiry is completed by configuring a short message interface for sending short messages to an insurance broker.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202210474151.5A CN114820213A (en) | 2022-04-29 | 2022-04-29 | Internet financial insurance transaction platform based on big data and artificial intelligence |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202210474151.5A CN114820213A (en) | 2022-04-29 | 2022-04-29 | Internet financial insurance transaction platform based on big data and artificial intelligence |
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| CN114820213A true CN114820213A (en) | 2022-07-29 |
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| CN202210474151.5A Pending CN114820213A (en) | 2022-04-29 | 2022-04-29 | Internet financial insurance transaction platform based on big data and artificial intelligence |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN115358875A (en) * | 2022-08-24 | 2022-11-18 | 国任财产保险股份有限公司 | Insurance product management system |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN115358875A (en) * | 2022-08-24 | 2022-11-18 | 国任财产保险股份有限公司 | Insurance product management system |
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