CN114782208A - Insurance clause configuration device and method, electronic equipment and storage medium - Google Patents
Insurance clause configuration device and method, electronic equipment and storage medium Download PDFInfo
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Abstract
The present disclosure provides an insurance clause configuration device, including: the main insurance clause information configuration module is used for configuring at least one main insurance clause information of insurance clauses; the related responsibility configuration module is used for configuring at least one piece of related responsibility information of the insurance clause; the related target configuration module is used for configuring at least one piece of related target information of the insurance clauses; the storage control at least stores the main insurance clause information, the related responsibility information and the related target information based on the received operation instruction so as to complete insurance clause configuration; the related responsibility information and the related target information have a preset mapping relation. The disclosure also provides an insurance clause configuration method, an electronic device and a readable storage medium.
Description
Technical Field
The present disclosure relates to the field of insurance information processing technologies, and in particular, to an insurance clause configuration apparatus, an insurance clause configuration method, an electronic device, and a storage medium.
Background
At present, insurance product management software systems of insurance companies are built five to six years ago, some systems are built even ten years ago, and the systems are old, and the management efficiency, the processing efficiency and the like are low. In the systems, the terms are still designed in a traditional term text mode, and the complicated insurance terms are difficult to read and understand for non-professionals, cannot be flexibly configured and cannot meet the requirements of convenience and high efficiency required by the current internet era.
Although some insurance product management software systems in the prior art also try to disassemble text clauses into relevant information such as target, responsibility, special agreement, rate and the like, the system is simpler in design of configuration mode of clauses, fails to cover most key contents of the clauses, lacks management and maintenance of metadata during use, cannot perform effective data storage and management on batch data, is relatively independent among elements, lacks correlation, and has long content of each element, low efficiency of creating clauses and large workload, and when parameters of a certain clause change, more positions or contents need to be changed in the system so as to enable an insurance product finally containing the clauses to function.
In the prior art, some technical solutions analyze data features of an insurance clause text aiming at a domestic insurance clause text, formulate a data structure hierarchy according to a data structure form of the insurance clause, differentiate and set up criteria, perform structuring of the insurance clause content by using a natural language processing technology, extract important attribute words and descriptor words according to different contents of the insurance clause, perform structured storage of the content in a key value pair form, and finally obtain structured data in an attribute name and description value form.
The technical solutions in the prior art mainly have the following problems:
(1) the insurance clauses contain more contents, the parts for adding expansion to certain clauses cannot be elaborated, and all the contents of the clauses cannot be added to the system by using a structured language.
(2) In the process of parameter extraction in the prior art, the setting of parameter threshold is lacked, the standardization of the threshold cannot be realized, and the situations of data redundancy and inconsistency are easy to generate.
(3) In the prior art, after the structured data are extracted, the structured data are lack of summary and summarization, and the hierarchical structure of the overall parameters of insurance clauses is not realized.
Disclosure of Invention
To solve at least one of the above technical problems, the present disclosure provides an insurance clause configuring apparatus, a method, an electronic device, and a storage medium.
According to an aspect of the present disclosure, there is provided an insurance clause configuring apparatus including:
the main insurance clause information configuration module is used for configuring at least one main insurance clause information of insurance clauses;
a related responsibility configuration module for configuring at least one related responsibility information for the insurance clause;
a related object configuration module for configuring information of at least one related object of the insurance clause;
the saving control at least saves the main insurance clause information, the related responsibility information and the related target information based on the received operation instruction so as to complete the insurance clause configuration;
the related responsibility information and the related target information have a preset mapping relation.
According to the insurance clause configuration device of at least one embodiment of the present disclosure, the relevant responsibility information includes information of relevant targets and at least one piece of relevant claim payment responsibility information related to the information of the relevant targets, and the relevant responsibility configuration module includes a relevant target configuration submodule and a relevant claim payment responsibility configuration submodule.
According to the insurance clause configuring device of at least one embodiment of the present disclosure, the related responsibility configuring sub-module is capable of automatically configuring the related subject information in the related responsibility information based on the related subject information configured by the related subject configuring module.
According to an insurance clause configuring device of at least one embodiment of the present disclosure, the related responsibility configuring sub-module is capable of configuring information of a related subject in the related responsibility information based on the received operation instruction.
According to the insurance clause configuration device of at least one embodiment of the present disclosure, the information of the related subject and the information of the related claims responsibility have a preset mapping relationship.
The insurance clause configuring device according to at least one embodiment of the present disclosure further includes:
an additional insurance clause configuration module, wherein the additional insurance clause configuration module is used for configuring at least one additional insurance clause information of the insurance clause;
the risk class to which the additional risk clause information belongs and the risk class to which the main risk clause information belongs are the same risk class or related risk classes.
According to the insurance clause configuration device of at least one embodiment of the present disclosure, the additional insurance clause information and the main insurance clause information have a preset mapping relationship.
According to the insurance clause configuration device of at least one embodiment of the present disclosure, the saving control saves at least the main insurance clause information, the related responsibility information, the related target information and the additional insurance clause information based on the received operation instruction to complete the insurance clause configuration.
According to the insurance clause configuring device of at least one embodiment of the present disclosure, the mapping relationship between the related responsibility information and the related target information is a mapping relationship based on encoding.
According to the insurance clause configuring device of at least one embodiment of the present disclosure, each insurance class is given a code to characterize the association relationship between each insurance class.
According to at least one embodiment of the present disclosure, the preset mapping relationship between the additional insurance clause information and the main insurance clause information is a mapping relationship based on codes.
According to the insurance clause configuring device of at least one embodiment of the present disclosure, the related responsibility information is called from related responsibility information stored in the form of metadata, and the related subject information is called from related subject information stored in the form of metadata.
According to the insurance clause configuring device of at least one embodiment of the present disclosure, the additional insurance clause information is retrieved from additional insurance clause information stored in the form of metadata.
The insurance clause configuring device according to at least one embodiment of the present disclosure, further includes:
and the rule parameter configuration module is used for configuring rule parameters in a mode of editing a rule parameter table.
The insurance clause configuring device according to at least one embodiment of the present disclosure further includes:
and the constant definition configuration module carries out constant definition configuration in a mode of editing at least one of character strings, numerical values and dates.
According to an insurance clause configuring device of at least one embodiment of the present disclosure, the main insurance clause information includes at least main insurance clause filing information.
According to the insurance clause configuration device of at least one embodiment of the present disclosure, the additional insurance clause information includes at least additional insurance clause filing information.
According to another aspect of the present disclosure, there is provided an insurance clause configuring method including:
configuring at least one main insurance clause information of insurance clauses;
configuring at least one piece of related liability information for the insurance clause;
configuring information of at least one relevant target of the insurance clause;
at least saving the main insurance clause information, the related responsibility information and the related target information to complete the insurance clause configuration;
and the related responsibility information and the related target information have a preset mapping relation.
According to the insurance clause configuration method of at least one embodiment of the present disclosure, the related responsibility information includes related subject information and at least one related indemnity responsibility information related to the related subject information.
The insurance clause configuration method according to at least one embodiment of the present disclosure further includes:
configuring at least one additional insurance clause information of the insurance clause;
and saving the main insurance clause information, the related responsibility information, the related target information and the additional insurance clause information to complete the insurance clause configuration.
According to the insurance clause configuration method of at least one embodiment of the present disclosure, the risk class to which the additional risk clause information belongs and the risk class to which the main risk clause information belongs are the same risk class or associated risk classes.
According to the insurance clause configuration method of at least one embodiment of the present disclosure, the additional insurance clause information and the main insurance clause information have a preset mapping relationship.
According to yet another aspect of the present disclosure, there is provided an electronic device including:
a memory storing the insurance clause configuring means of any one embodiment of the present disclosure in a manner that stores execution instructions;
a processor that executes execution instructions stored by the memory to complete insurance clause configuration.
According to yet another aspect of the present disclosure, there is provided an electronic device including:
a memory storing execution instructions;
a processor executing execution instructions stored by the memory to cause the processor to perform the insurance clause configuration method of any embodiment of the present disclosure.
According to yet another aspect of the present disclosure, there is provided a readable storage medium storing the insurance clause configuring apparatus of any one embodiment of the present disclosure in a manner of storing execution instructions.
According to yet another aspect of the present disclosure, there is provided a readable storage medium having stored therein execution instructions for implementing the insurance clause configuring method of any one of the embodiments of the present disclosure when executed by a processor.
Drawings
The accompanying drawings, which are included to provide a further understanding of the disclosure and are incorporated in and constitute a part of this specification, illustrate exemplary embodiments of the disclosure and together with the description serve to explain the principles of the disclosure.
Fig. 1 is a block diagram showing the structure of an insurance clause configuring apparatus according to an embodiment of the present disclosure.
Fig. 2 is a block diagram schematically illustrating the structure of an insurance clause configuring apparatus according to still another embodiment of the present disclosure.
Fig. 3 is a block diagram schematically illustrating the structure of an insurance clause configuring apparatus according to still another embodiment of the present disclosure.
Fig. 4 is a flowchart illustrating an insurance clause configuring method according to an embodiment of the present disclosure.
Fig. 5 is a flowchart illustrating an insurance clause configuring method according to still another embodiment of the present disclosure.
Fig. 6 is a flowchart illustrating an insurance clause configuring method according to still another embodiment of the present disclosure.
Description of the reference numerals
1000 insurance clause configuration device
1002 main insurance clause information configuration module
1004 related responsibility configuration module
1006 related subject configuration module
1008 save control
1010 additional insurance clause configuration module
1012 rule parameter configuration module
1014 constant definition configuration Module
1016 display module
1100 bus
1200 processor
1300 memory
1400 and other circuits.
Detailed Description
The present disclosure will be described in further detail with reference to the drawings and embodiments. It is to be understood that the specific embodiments described herein are for purposes of illustration only and are not to be construed as limitations of the present disclosure. It should be further noted that, for the convenience of description, only the portions relevant to the present disclosure are shown in the drawings.
It should be noted that the embodiments and features of the embodiments in the present disclosure may be combined with each other without conflict. Technical solutions of the present disclosure will be described in detail below with reference to the accompanying drawings in conjunction with embodiments.
Unless otherwise indicated, the illustrated exemplary embodiments/examples are to be understood as providing exemplary features of various details of some ways in which the technical concepts of the present disclosure may be practiced. Accordingly, unless otherwise indicated, features of the various embodiments may be additionally combined, separated, interchanged, and/or rearranged without departing from the technical concept of the present disclosure.
The use of cross-hatching and/or shading in the drawings is generally used to clarify the boundaries between adjacent components. As such, unless otherwise noted, the presence or absence of cross-hatching or shading does not convey or indicate any preference or requirement for a particular material, material property, size, proportion, commonality between the illustrated components and/or any other characteristic, attribute, property, etc., of a component. Further, in the drawings, the size and relative sizes of components may be exaggerated for clarity and/or descriptive purposes. While example embodiments may be practiced differently, the specific process sequence may be performed in a different order than that described. For example, two processes described consecutively may be performed substantially simultaneously or in reverse order to that described. In addition, like reference numerals denote like parts.
When an element is referred to as being "on" or "on," "connected to" or "coupled to" another element, it can be directly on, connected or coupled to the other element or intervening elements may be present. However, when an element is referred to as being "directly on," "directly connected to" or "directly coupled to" another element, there are no intervening elements present. For purposes of this disclosure, the term "connected" may refer to physically connected, electrically connected, and the like, with or without intervening components.
The terminology used herein is for the purpose of describing particular embodiments and is not intended to be limiting. As used herein, the singular forms "a", "an" and "the" are intended to include the plural forms as well, unless the context clearly indicates otherwise. Furthermore, when the terms "comprises" and/or "comprising" and variations thereof are used in this specification, the presence of stated features, integers, steps, operations, elements, components and/or groups thereof are stated but does not preclude the presence or addition of one or more other features, integers, steps, operations, elements, components and/or groups thereof. It is also noted that, as used herein, the terms "substantially," "about," and other similar terms are used as approximate terms and not as degree terms, and as such, are used to interpret inherent deviations in measured values, calculated values, and/or provided values that would be recognized by one of ordinary skill in the art.
Hereinafter, the insurance clause configuring apparatus, the insurance clause configuring method, the electronic device, and the readable storage medium of the present disclosure will be described in detail with reference to fig. 1 to 6.
Fig. 1 is a block diagram showing the structure of an insurance clause configuring apparatus according to an embodiment of the present disclosure.
Referring to fig. 1, the insurance clause configuring apparatus 1000 of the present disclosure includes:
the main insurance clause information configuration module 1002, the main insurance clause information configuration module 1002 is used for configuring at least one main insurance clause information of insurance clauses;
a related responsibility configuration module 1004, the related responsibility configuration module 1004 being configured to configure at least one related responsibility information for the insurance clause;
a related subject configuration module 1006, the related subject configuration module 1006 being configured to configure at least one related subject information of the insurance clause;
a saving control 1008, wherein the saving control 1008 saves at least the main insurance clause information, the related responsibility information and the related target information based on the received operation instruction so as to complete insurance clause configuration;
the related responsibility information and the related target information have a preset mapping relation.
The main insurance clause information configuration module 1002 described in this disclosure can receive an operation instruction to configure the main insurance clause information of insurance clauses, taking "personal accidental injury insurance clauses" as an example of main insurance clauses, and the main insurance clause information may include a clause name, a clause code, a registration record number, a record time, and the like.
In some embodiments of the present disclosure, the insurance clause configuring means 1000 further comprises a display module 1016.
The main insurance clause information configuration module 1002 can be displayed via the display module 1016.
The main insurance clause information configuration module 1002 preferably includes a plurality of edit boxes based on which to effect editing/configuration of one or more main insurance clause information.
The main insurance clause information configuration module 1002 may perform operations such as editing/configuring the main insurance clause information based on the received operation instruction.
The operation instruction described in the present disclosure may be an operation instruction input by an operator based on an input device such as a touch screen, a mouse, a keyboard, and the like.
The related responsibility configuration module 1004 described in the present disclosure may also display through the display module 1016, and taking "personal accidental injury insurance clause" as an example, the related responsibility information described in the present disclosure may be responsibility information related to principal insurance clauses, such as "accidental personal accident insurance premiums", "accidental injury insurance premiums", and the like.
The related responsibility configuration module 1004 preferably includes an add control by which related responsibility information already stored in the memory/database can be added and an edit control by which the added related responsibility information can be edited/deleted.
The relevant responsibility configuration module 1004 may perform operations such as addition, editing/deletion of relevant responsibility information based on the received operation instruction.
The related responsibility information described above includes information of the related target and at least one piece of related responsibility for paying related to the information of the related target, and the related responsibility configuration module 1004 includes a related target configuration sub-module and a related responsibility for paying related sub-module.
The related benefits responsibility information described above in the present disclosure can also be expressed as related benefits responsibility information, and the related subject information described in the present disclosure can be "insured" or the like. The related indemnity responsibility information described in the present disclosure may be information of "the identity", "the physical disability" of the insured person, etc., on the basis of which the insurer (insurance company) makes an indemnity. For the insured, the relevant claim liability information described in this disclosure corresponds to the relevant loss information.
The person skilled in the art can set two or more pieces of related claim responsibility information in the memory/database in advance in the form of metadata (data directory), and the related claim responsibility configuration sub-module can configure the related claim responsibility information in the related responsibility information based on the related claim responsibility information stored in the memory/database in advance.
The related responsibility information described above may further include responsibility identification information, where the responsibility identification information may include a responsibility name (e.g., accident insurance), a responsibility code, and the like, and correspondingly, the related responsibility configuration module 1004 of the present disclosure may include a responsibility identification information configuration sub-module, which may configure the responsibility identification information based on the received operation instruction.
The related target configuration sub-module, the related benefits responsibility configuration sub-module, and the responsibility identification information configuration sub-module described above may each include an add control/edit control. Under the teaching of the technical scheme disclosed by the present disclosure, a person skilled in the art performs structural adjustment on the related target configuration sub-module, the related claim payment responsibility configuration sub-module, and the responsibility identification information configuration sub-module, which all fall into the protection scope of the present disclosure.
According to a preferred embodiment of the present disclosure, the relevant responsibility configuration sub-module of the present disclosure is capable of automatically configuring the relevant subject information in the relevant responsibility information based on the relevant subject information configured by the relevant subject configuration module 1006.
Further, according to still another preferred embodiment of the present disclosure, the relevant responsibility configuration sub-module of the present disclosure is capable of configuring the relevant subject information in the relevant responsibility information based on the received operation instruction.
In the present disclosure, the related subject information and the related claim payment responsibility information have a preset mapping relationship.
The related subject configuration module 1006 described in this disclosure may be displayed via a display module 1016.
The related object configuration module 1006 preferably includes an add control through which related object information already stored in the memory/database can be added, and an edit control through which the added related object information can be deleted, etc.
The related subject configuration module 1006 may perform operations such as addition/deletion of related subject information based on the received operation instruction.
The save control 1008 described in this disclosure may be displayed via a display module 1016.
The save control 1008 can perform a save based on the received operation instruction to execute the main insurance clause information, the related responsibility information, the related subject information, and the like to complete the insurance clause configuration.
The display module 1016 of the present disclosure preferably displays the principal risk clause information configuration module 1002, the related responsibility configuration module 1004, the related subject configuration module 1006, the save control 1008, and the like simultaneously.
The person skilled in the art adjusts the display modes of the main insurance clause information configuration module 1002, the related responsibility configuration module 1004, the related target configuration module 1006, the saving control 1008 and the like according to the teaching of the technical solution of the present disclosure, and all of them fall into the protection scope of the present disclosure.
Preferably, the related responsibility information described in the present disclosure has a preset mapping relationship with the related target information, and the preset mapping relationship may be stored in a memory/database in a table form, in some embodiments of the present disclosure, one related target information may have a preset mapping relationship with one or more than two limited number of related responsibility information, and one related responsibility information may have a preset mapping relationship with one or more than two limited number of related target information.
According to one embodiment of the disclosure, the related responsibility information is "accident insurance premium" and "accident disability insurance premium", and the related subject information is "insured", that is, two pieces of related responsibility information have a mapping relationship with one piece of related subject information.
The insurance clause configuration device 1000 of the present disclosure, by performing modular configuration on the clause related information (related responsibility information, related target information, etc.) having a mapping relationship, realizes modular configuration of insurance clauses, improves configuration efficiency of insurance clauses, and reduces redundant operations/processes during configuration of insurance clauses and further improves configuration efficiency of insurance clauses because different clause related information (related responsibility information, related target information, etc.) have a preset mapping relationship.
Fig. 2 is a block diagram schematically illustrating the structure of an insurance clause configuring apparatus 1000 according to still another embodiment of the present disclosure.
Referring to fig. 2, the insurance clause configuring apparatus 1000 of the present embodiment includes:
the main insurance clause information configuration module 1002, the main insurance clause information configuration module 1002 is used for configuring at least one main insurance clause information of insurance clauses;
a related responsibility configuration module 1004, wherein the related responsibility configuration module 1004 is used for configuring at least one piece of related responsibility information of the insurance clause;
a related object configuration module 1006, the related object configuration module 1006 being configured to configure at least one related object information of the insurance clause;
an additional insurance clause configuration module 1010, wherein the additional insurance clause configuration module 1010 is used for configuring at least one additional insurance clause information of insurance clauses;
the saving control 1008 is used for saving at least the main insurance clause information, the related responsibility information, the related target information and the additional insurance clause information based on the received operation instruction so as to complete insurance clause configuration;
the related responsibility information and the related target information have a preset mapping relation;
the risk class to which the additional risk clause information belongs and the risk class to which the main risk clause information belongs are the same risk class or associated risk classes.
On the basis of the insurance clause configuring apparatus 1000 shown in fig. 1, the insurance clause configuring apparatus 1000 of the present embodiment preferably further includes an additional insurance clause configuring module 1010.
Wherein the additional insurance clause configuration module 1010 can be displayed via the display module 1016 described above.
The additional insurance clause configuration module 1010 preferably includes an adding control through which additional insurance clause information already stored in the memory/database can be added, and an editing control through which additional insurance clause information can be edited/deleted.
The additional insurance clause configuration module 1010 may perform operations such as addition, editing/deletion of additional insurance clause information based on the received operation instruction.
In the process of configuring an insurance product, the insurance clauses to be configured often include a main insurance clause and additional insurance clauses attached to the main insurance clause, for example, for a personal accident injury insurance clause (main insurance clause), additional accident injury ambulance expense insurance clause, additional accident injury medical expense insurance clause, additional accident injury hospitalization close-to insurance clause and other additional insurance clause information can be attached, the disclosure realizes modular configuration of the additional insurance clause information by setting an additional insurance clause configuration module 1010, and reduces redundant operation/processing in the configuration of the additional insurance clause information because the insurance class to which the additional insurance clause information belongs is the same as the insurance class to which the main insurance clause information belongs or is an associated risk class (insurance class with an associated relationship).
The related risk classes described above may be risk classes having a relationship between a first level risk class and a second level risk class that is a lower level risk class of the first level risk class.
For example, vehicle insurance may be a class of first-level insurance, vehicle business insurance may be a class of second-level insurance, and both may be a class of associated insurance.
The associated risk class may also be a risk class with some common attributes, such as risk classes with personal attributes: health risks, accident risks and the like, wherein the health risks and the accident risks both have personal attributes and are related risks.
With the insurance clause configuring apparatus 1000 according to the above embodiment, it is preferable that the additional insurance clause information described in the present disclosure has a preset mapping relationship with the main insurance clause information described in the present disclosure.
For the insurance clause configuring device 1000 according to each of the embodiments described above, preferably, a mapping relationship between the additional insurance clause information and the main insurance clause information may be configured in advance, a certain main insurance clause information may establish a mapping relationship with a plurality of additional insurance clause information, and a certain additional insurance clause information may also establish a mapping relationship with a plurality of main insurance clause information.
Fig. 1 and 2 each show a block schematic diagram of the structure of an insurance clause configuring apparatus 1000 employing a hardware implementation of a processing system.
The architecture of the hardware implementation may be implemented using a bus architecture. The bus architecture may include any number of interconnecting buses and bridges depending on the specific application of the hardware and the overall design constraints. The bus 1100 couples various circuits including the one or more processors 1200, the memory 1300, and/or the hardware modules together. The bus 1100 may also connect various other circuits 1400, such as peripherals, voltage regulators, power management circuits, external antennas, and the like.
The bus 1100 may be an Industry Standard Architecture (ISA) bus, a Peripheral Component Interconnect (PCI) bus, an Extended Industry Standard Architecture (EISA) bus, or the like. The bus may be divided into an address bus, a data bus, a control bus, etc. For ease of illustration, only one connection line is shown, but this does not indicate only one bus or one type of bus.
It should be noted that the insurance clause configuring apparatus 1000 of the present disclosure can also be implemented in the form of a computer software program architecture.
For the insurance clause configuring device 1000 according to each of the above embodiments, preferably, the mapping relationship between the related responsibility information and the related subject information is a mapping relationship based on a code.
For example, the storage/database may store a plurality of "related responsibility information" (i.e. insurance responsibility information related to insurance clauses), a plurality of "related subject information" (i.e. information of insurance subjects related to insurance clauses), each of the "related responsibility information" is assigned a code (preferably a digital code), each of the "related subject information" is also assigned a code (preferably a digital code), and based on the codes, a code-based mapping relationship between the related responsibility information and the related subject information can be established.
With respect to the insurance clause configuring apparatus 1000 of each of the above embodiments, each of the above-described insurance classes is given a code to characterize an association relationship between each of the insurance classes.
Illustratively, the risk classes may be life-long, accident, motor vehicle insurance, strong insurance, business insurance and the like, each of which may be assigned with a code (preferably a digital code), for example, the code for motor vehicle insurance is 01, the code for strong insurance is 011, and the code for business insurance is 012, and the association relationship between the risk classes may be characterized based on the coding features of the risk classes.
It should be noted that, in the light of the technical solutions disclosed herein, those skilled in the art should characterize the risk class based on various coding features, and all such characterizations fall within the scope of the present disclosure.
According to a preferred embodiment of the present disclosure, the preset mapping relationship between the additional insurance clause information and the main insurance clause information described in the present disclosure is a mapping relationship based on encoding.
Preferably, the related responsibility information is called from related responsibility information stored in the form of metadata, the related subject information is called from related subject information stored in the form of metadata, and the additional insurance clause information is called from additional insurance clause information stored in the form of metadata.
Fig. 3 is a block diagram schematically illustrating the structure of an insurance clause configuring apparatus 1000 according to still another embodiment of the present disclosure.
Referring to fig. 3, the insurance clause configuring apparatus 1000 of the present embodiment includes:
the main insurance clause information configuration module 1002, the main insurance clause information configuration module 1002 is used for configuring at least one main insurance clause information of insurance clauses;
a related responsibility configuration module 1004, wherein the related responsibility configuration module 1004 is used for configuring at least one piece of related responsibility information of the insurance clause;
a related object configuration module 1006, the related object configuration module 1006 being configured to configure at least one related object information of the insurance clause;
an additional insurance clause configuration module 1010, wherein the additional insurance clause configuration module 1010 is used for configuring at least one additional insurance clause information of the insurance clauses;
a rule parameter configuration module 1012, wherein the rule parameter configuration module 1012 configures rule parameters in a mode of editing a rule parameter table;
a constant definition configuration module 1014, wherein the constant definition configuration module 1014 performs constant definition configuration in a manner of editing at least one of a character string, a numerical value and a date;
and the saving control 1008 is used for saving the main insurance clause information, the related responsibility information, the related target information, the additional insurance clause information, the rule parameter table and the constant definition based on the received operation instruction so as to complete insurance clause configuration.
The related responsibility information and the related target information have a preset mapping relation;
the risk class to which the additional risk clause information belongs and the risk class to which the main risk clause information belongs are the same risk class or associated risk classes;
the rule parameter table described in this embodiment includes, but is not limited to, a tariff table, a vocational classification table, and the like, and the rule parameter configuration module 1012 performs an editing operation on the rule parameter table based on the received operation instruction.
The rule parameter configuration module 1012 preferably includes an add control by which one or more rule parameter tables already stored in the memory/database can be added and an edit control by which the added rule parameter tables can be edited/deleted, etc.
The constant definitions described in this disclosure may be grace period, litigation time, etc., and preferably, these constant definitions are expressed in the form of a string.
The constant definition configuration module 1014 preferably includes an add control by which one or more constant definitions already stored in the memory/database can be added, and an edit control by which the added constant definitions can be edited/deleted, etc.
It should be noted that the constant definition configuration module 1014 of the present disclosure may also perform constant definition configuration in other editing manners besides the manner of editing at least one of a character string, a numerical value, and a date, and all of them fall within the scope of the present disclosure.
The rule parameter configuration module 1012 and the constant definition configuration module 1014 may each be displayed via the display module 1016 described above.
With the insurance clause configuring means 1000 of each of the embodiments described above, the main insurance clause information preferably includes main insurance clause docket information, and the additional insurance clause information preferably includes additional insurance clause docket information.
Fig. 4 is a flowchart illustrating an insurance clause configuring method according to an embodiment of the present disclosure.
Referring to fig. 4, the insurance clause configuring method S100 of the present disclosure includes:
s102, configuring at least one main insurance clause information of insurance clauses;
s104, configuring at least one piece of related responsibility information of the insurance clause;
s106, configuring at least one piece of related target information of insurance clauses;
and S108, at least storing the main insurance clause information, the related responsibility information and the related target information to complete insurance clause configuration.
The related responsibility information and the related target information have a preset mapping relation.
Fig. 5 is a flowchart illustrating an insurance clause configuring method according to still another embodiment of the present disclosure.
Referring to fig. 5, the insurance clause configuring method S100 of the present embodiment includes:
s102, configuring at least one main insurance clause information of insurance clauses;
s104, configuring at least one piece of related responsibility information of the insurance clause;
s106, configuring at least one piece of related target information of insurance clauses;
s108, configuring at least one piece of additional insurance clause information of insurance clauses;
s110, at least storing the main insurance clause information, the related responsibility information, the related target information and the additional insurance clause information to complete insurance clause configuration.
The related responsibility information and the related subject information have a preset mapping relation, the risk class to which the additional risk item information belongs and the risk class to which the main risk item information belongs are the same risk class or related risk classes, and the additional risk item information and the main risk item information have the preset mapping relation.
The related responsibility information comprises related subject information and at least one piece of related claim payment responsibility information related to the related subject information.
Fig. 6 is a flowchart illustrating an insurance clause configuring method according to still another embodiment of the present disclosure.
Referring to fig. 6, the insurance clause configuring method S100 of the present embodiment includes:
s102, configuring at least one main insurance clause information of insurance clauses;
s104, configuring at least one piece of related responsibility information of insurance clauses;
s106, configuring at least one piece of related target information of insurance clauses;
s108, configuring at least one piece of additional insurance clause information of insurance clauses;
s110, configuring at least one rule parameter table of insurance clauses;
s112, configuring at least one constant definition of insurance clauses;
s114, main insurance clause information, related responsibility information, related target information, additional insurance clause information, a rule parameter table and constant definition are saved to complete insurance clause configuration.
The related responsibility information and the related target information have a preset mapping relationship, the risk class to which the additional risk item information belongs and the risk class to which the main risk item information belongs are the same risk class or an associated risk class, and the additional risk item information and the main risk item information have the preset mapping relationship.
The insurance clause configuring means 1000 of the present disclosure may include corresponding modules that perform each or several of the steps of the above-described flowcharts. Accordingly, each step or several steps in the above-described flowcharts may be performed by a respective module, and the insurance clause configuring means 1000 of the present disclosure may include one or more of these modules. The modules may be one or more software modules specifically configured to perform the respective steps.
Any process or method descriptions in flow charts or otherwise described herein may be understood as representing modules, segments, or portions of code which include one or more executable instructions for implementing specific logical functions or steps in the process, and alternate implementations are included within the scope of the preferred embodiment of the present disclosure in which functions may be executed out of order from that shown or discussed, including substantially concurrently or in reverse order, depending on the functionality involved, as would be understood by those reasonably skilled in the art of the implementation of the present disclosure. The processor performs the various methods and processes described above. For example, method embodiments in the present disclosure may be implemented as a software program tangibly embodied in a machine-readable medium, such as a memory. In some embodiments, some or all of the software program may be loaded and/or installed via memory and/or a communication interface. When the software program is loaded into memory and executed by a processor, one or more steps of the method described above may be performed. Alternatively, in other embodiments, the processor may be configured to perform one of the methods described above in any other suitable manner (e.g., by means of firmware).
The logic and/or steps represented in the flowcharts or otherwise described herein may be embodied in any readable storage medium for use by or in connection with an instruction execution system, apparatus, or device, such as a computer-based system, processor-containing system, or other system that can fetch the instructions from the instruction execution system, apparatus, or device and execute the instructions.
The present disclosure also provides an electronic device and a readable storage medium.
An electronic device according to an embodiment of the present disclosure includes: a memory storing the insurance clause configuring means 1000 of any one embodiment of the present disclosure in a manner of storing execution instructions; and the processor executes the execution instructions stored in the memory to complete the insurance clause configuration.
An electronic device according to still another embodiment of the present disclosure includes: a memory storing execution instructions; the processor executes the execution instructions stored in the memory, so that the processor executes the insurance clause configuration method of any one of the embodiments of the present disclosure.
According to a readable storage medium of an embodiment of the present disclosure, the readable storage medium stores the insurance clause configuring apparatus 1000 of any one of the embodiments of the present disclosure in a manner of storing execution instructions.
According to a still further aspect of the present disclosure, a readable storage medium has stored therein an execution instruction, which when executed by a processor, is used for implementing an insurance clause configuring method of any one of the embodiments of the present disclosure.
For the purposes of this description, a "readable storage medium" can be any means that can contain, store, communicate, propagate, or transport the program for use by or in connection with the instruction execution system, apparatus, or device. More specific examples (a non-exhaustive list) of the readable storage medium include the following: an electrical connection (electronic device) having one or more wires, a portable computer diskette (magnetic device), a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber device, and a portable read-only memory (CDROM). Further, the readable storage medium may even be paper or another suitable medium upon which the program is printed, as the program can be electronically captured, via for instance optical scanning of the paper or other medium, then compiled, interpreted or otherwise processed in a suitable manner if necessary, and then stored in a memory.
In the description of the present specification, reference to the description of "one embodiment/implementation", "some embodiments/implementations", "examples", "specific examples", or "some examples", etc., means that a particular feature, structure, material, or characteristic described in connection with the embodiment/implementation or example is included in at least one embodiment/implementation or example of the present application. In this specification, the schematic representations of the terms described above are not necessarily the same embodiment/mode or example. Furthermore, the particular features, structures, materials, or characteristics described may be combined in any suitable manner in any one or more embodiments/modes or examples. Furthermore, the various embodiments/aspects or examples and features of the various embodiments/aspects or examples described in this specification can be combined and combined by one skilled in the art without conflicting therewith.
Furthermore, the terms "first", "second" and "first" are used for descriptive purposes only and are not to be construed as indicating or implying relative importance or to implicitly indicate the number of technical features indicated. Thus, a feature defined as "first" or "second" may explicitly or implicitly include at least one such feature. In the description of the present application, "plurality" means at least two, e.g., two, three, etc., unless explicitly specified otherwise.
It will be understood by those skilled in the art that the foregoing embodiments are provided merely for clarity of explanation and are not intended to limit the scope of the disclosure. Other variations or modifications may occur to those skilled in the art, upon reading the foregoing disclosure, and are within the scope of the present disclosure.
Claims (10)
1. An insurance clause configuring apparatus, comprising:
the main insurance clause information configuration module is used for configuring at least one main insurance clause information of insurance clauses;
a related responsibility configuration module for configuring at least one related responsibility information for the insurance clause;
a related subject configuration module for configuring information of at least one related subject of the insurance clause; and
the saving control at least saves the main insurance clause information, the related responsibility information and the related target information based on the received operation instruction so as to complete the insurance clause configuration;
and the related responsibility information and the related target information have a preset mapping relation.
2. The insurance clause configuring device according to claim 1, wherein the related responsibility information includes related subject information and at least one related benefits responsibility information related to the related subject information, and the related responsibility configuring module includes a related subject configuring sub-module and a related benefits responsibility configuring sub-module.
3. The insurance clause configuring device according to claim 2, wherein the related responsibility configuring sub-module is capable of automatically configuring the related subject information in the related responsibility information based on the related subject information configured by the related subject configuring module.
4. The insurance clause configuring device according to claim 2, wherein the related responsibility configuring sub-module is capable of configuring the related subject information in the related responsibility information based on the received operation instruction.
5. The insurance clause configuring device according to any one of claims 2 to 4, wherein the information of the related subject and the information of the related reimbursement obligation have a preset mapping relationship;
preferably, the method further comprises the following steps:
an additional insurance clause configuration module, wherein the additional insurance clause configuration module is used for configuring at least one additional insurance clause information of the insurance clause;
the risk class to which the additional risk clause information belongs and the risk class to which the main risk clause information belongs are the same risk class or associated risk classes;
preferably, the additional insurance clause information and the main insurance clause information have a preset mapping relation;
preferably, the saving control saves at least the main insurance clause information, the related responsibility information, the related target information and the additional insurance clause information based on the received operation instruction so as to complete the insurance clause configuration;
preferably, the mapping relationship between the related responsibility information and the related target information is a mapping relationship based on coding;
preferably, each risk class is endowed with codes to represent the incidence relation among the risk classes;
preferably, the preset mapping relationship between the additional insurance clause information and the main insurance clause information is a mapping relationship based on coding;
preferably, the related responsibility information is called from related responsibility information stored in the form of metadata, and the related target information is called from related target information stored in the form of metadata;
preferably, the additional insurance clause information is called from additional insurance clause information stored in the form of metadata;
preferably, the method further comprises the following steps:
the rule parameter configuration module is used for configuring rule parameters in a mode of editing a rule parameter table;
preferably, the method further comprises the following steps:
a constant definition configuration module which carries out constant definition configuration in a mode of editing at least one of character strings, numerical values and dates;
preferably, the main insurance clause information at least comprises main insurance clause filing information;
preferably, the additional insurance clause information at least includes additional insurance clause docket information.
6. A method for configuring insurance clauses, comprising:
configuring at least one main insurance clause information of insurance clauses;
configuring at least one piece of related liability information for the insurance clause;
configuring information of at least one relevant target of the insurance clause; and
at least saving the main insurance clause information, the related responsibility information and the related target information to complete the insurance clause configuration;
the related responsibility information and the related target information have a preset mapping relation;
preferably, the related responsibility information includes information of related subject matter and at least one related indemnity responsibility information related to the information of related subject matter;
preferably, the method further comprises the following steps:
configuring at least one additional insurance clause information of the insurance clause;
the main insurance clause information, the related responsibility information, the related target information and the additional insurance clause information are saved to complete the insurance clause configuration;
preferably, the risk class to which the additional risk clause information belongs and the risk class to which the main risk clause information belongs are the same risk class or associated risk class;
preferably, the additional insurance clause information and the main insurance clause information have a preset mapping relationship.
7. An electronic device, comprising:
a memory storing the insurance clause configuring means of any one of claims 1 to 5 in a manner to store execution instructions; and
a processor that executes execution instructions stored by the memory to complete insurance clause configuration.
8. An electronic device, comprising:
a memory storing execution instructions; and
a processor that executes execution instructions stored by the memory such that the processor performs the insurance clause configuring method of claim 6.
9. A readable storage medium storing the insurance clause configuring apparatus according to any one of claims 1 to 5 in a manner of storing execution instructions.
10. A readable storage medium having stored therein execution instructions, the execution instructions when executed by a processor, for implementing the insurance clause configuring method of claim 6.
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