CN114511315A - Vehicle-mounted camera mobile payment method and computer storage medium - Google Patents
Vehicle-mounted camera mobile payment method and computer storage medium Download PDFInfo
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- CN114511315A CN114511315A CN202011290483.5A CN202011290483A CN114511315A CN 114511315 A CN114511315 A CN 114511315A CN 202011290483 A CN202011290483 A CN 202011290483A CN 114511315 A CN114511315 A CN 114511315A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
Abstract
The embodiment of the invention relates to a vehicle-mounted camera mobile payment method and a computer storage medium. The vehicle-mounted camera shooting mobile payment method (10) comprises the following steps: (12) the vehicle-mounted camera acquires an image of the payment code; (14) scanning the image of the payment code, and sending a payment confirmation request based on the payment code in the image; (16) the vehicle terminal acquires a reply aiming at the payment confirmation request; and (18) completing payment if the confirmed reply is obtained. The embodiment of the invention is beneficial to carrying out mobile payment by means of vehicles, reduces the dependence on mobile terminals such as mobile phones and the like, and improves the convenience of mobile payment, the safety of vehicle use and the like.
Description
Technical Field
The invention relates to the technical field of vehicles, in particular to a vehicle-mounted camera mobile payment method and a computer storage medium.
Background
When the user carries out mobile payment, the dependence on mobile terminals such as mobile phones is high. For example, mobile terminals are typically used to scan payment codes, identify electronic payment bills, and make payments. As for drivers and passengers such as drivers and passengers on a vehicle, i.e., vehicle users, the disadvantage of relying excessively on a mobile terminal to perform mobile payment includes a large influence of the strength of signals received by the mobile terminal. Some more extreme cases are where the signal is too weak to make mobile payments at all. Therefore, there may be a case where a vehicle user needs to pay a parking fee in advance in a place where a signal is strong enough and a place far from the vehicle, or even outside a parking lot, and then enter the vehicle or exit the parking lot in a parking lot where a signal is not strong enough. If the distance between the mobile payment place and the outgoing place is too far and/or the distance between the mobile payment time and the outgoing time is too long, the parking fee to be paid may be generated, the vehicle cannot smoothly exit the parking lot, and the mobile payment is carried out at the place with strong enough signal, which obviously wastes the time of the driver and the passengers on the vehicle. At this time, if the vehicles are queued in a narrow exit lane of a single vehicle having a width capable of accommodating only one vehicle, the exit of other vehicles in the rear line of the vehicles may be affected, which may cause a congestion situation and reduce the use efficiency of the parking lot. These are obviously not conducive to the rational utilization of social resources, and may also cause disputes between the driver and passengers on the vehicle and others.
Moreover, if a vehicle driver and a passenger in the vehicle use the mobile terminal to perform camera shooting, scanning and identification on the payment code and the electronic payment bill outside the vehicle, the vehicle driver and the passenger are inconvenient, and particularly when the vehicle is in a driving state, the payment is not convenient enough. Safety accidents may also occur if the driver or passenger inside the vehicle needs to visit outside the vehicle body to capture, scan, or identify the payment code or electronic bill for payment outside the vehicle.
Furthermore, when a user drives a vehicle, if the user operates the mobile terminal independent of the vehicle at the same time, the user cannot concentrate on the operation of the vehicle and/or the observation of road conditions and environment, and the safety risk is relatively high.
Disclosure of Invention
The technical problems solved by the invention include higher dependence on the mobile terminal, lower payment convenience, lower safety of vehicle use and the like when the vehicle user carries out mobile payment.
One aspect of the embodiment of the invention relates to a vehicle-mounted camera shooting mobile payment method, which comprises the following steps: the vehicle-mounted camera acquires an image of the payment code; scanning the image of the payment code, and then sending a payment confirmation request based on the payment code in the image; the vehicle end acquires a reply aiming at the payment confirmation request; and if the confirmed reply is obtained, completing the payment.
Optionally, before the step of obtaining the image of the payment code by the vehicle-mounted camera, if a parking lot entry mark is detected, the detection of the payment code is started.
Optionally, the parking lot entry sign comprises a parking lot entry gate.
Optionally, after the step of acquiring an image of a payment code by the vehicle-mounted camera and before the step of scanning the image of the payment code and then sending a payment confirmation request based on the payment code in the image, the image of the payment code is saved.
Optionally, the step of scanning the image of the payment code and then sending a payment confirmation request based on the payment code in the image includes scanning the image of the payment code if a parking lot departure sign is detected.
Optionally, the parking lot departure sign comprises a parking lot departure gate.
Optionally, the step of scanning the image of the payment code and then sending a payment confirmation request based on the payment code in the image includes automatically inputting vehicle information through a virtual click technique if a request for inputting vehicle information is detected after scanning the image of the payment code.
Optionally, the vehicle information is a license plate number.
Optionally, the vehicle end prompts the payment confirmation request.
Optionally, the vehicle end displays the payment confirmation request.
Optionally, the payment code includes at least one of a parking fee payment code, an oil fee payment code, a charging fee payment code, a road fee payment code, and a bridge fee payment code.
Another aspect of the embodiments of the present invention relates to a method for vehicle-mounted camera mobile payment, which comprises the following steps: the vehicle-mounted camera acquires an image associated with the electronic payment bill; identifying the electronic payment bill in the image, thereby issuing a payment confirmation request based on the identified electronic payment bill; the vehicle end acquires a reply aiming at the payment confirmation request; and if the confirmed reply is obtained, completing the payment.
Optionally, before the step of acquiring the image associated with the electronic payment bill by the vehicle-mounted camera, if a parking lot entry mark is detected, the detection of the electronic payment bill is started.
Optionally, the parking lot entry sign comprises a parking lot entry gate.
Optionally, the image associated with the electronic bill for payment is saved after the step of acquiring the image associated with the electronic bill for payment by the vehicle-mounted camera and before the step of identifying the electronic bill for payment in the image and further sending a payment confirmation request based on the identified electronic bill for payment.
Optionally, the step of identifying the electronic payment bill in the image and issuing a payment confirmation request based on the identified electronic payment bill comprises identifying the electronic payment bill in the image if a parking lot departure sign is detected.
Optionally, the parking lot departure sign includes a parking lot departure gate.
Optionally, the step of identifying the electronic payment bill in the image and then sending a payment confirmation request based on the identified electronic payment bill includes automatically inputting vehicle information through a virtual click technique if a request for inputting vehicle information is detected after identifying the electronic payment bill in the image.
Optionally, the vehicle information is a license plate number.
Optionally, the vehicle end prompts the payment confirmation request.
Optionally, the vehicle end displays the payment confirmation request.
Optionally, the electronic payment bill comprises a consumption bill corresponding to the vehicle end.
Optionally, the electronic payment bill includes a two-dimensional code.
Optionally, the electronic payment bill comprises at least one of a parking bill, a fueling bill, a charging bill, a road toll bill, and a bridge toll bill.
Yet another aspect of an embodiment of the present invention relates to a computer storage medium storing a computer program comprising program instructions that, when executed by a processor, perform the method for in-vehicle camera mobile payment as described above.
According to the technical scheme of the embodiment of the invention, the mobile payment can be carried out by means of the vehicle, the dependence on other equipment independent of the vehicle is reduced, and the convenience of the mobile payment, the safety of the use of the vehicle and the like are improved.
Embodiments of the present invention will be further described with reference to the accompanying drawings.
Drawings
Fig. 1 is a schematic flow chart of a method for vehicle-mounted camera mobile payment according to an aspect of an embodiment of the present invention;
fig. 2 is a schematic flow chart of a method for vehicle-mounted camera mobile payment according to another aspect of the embodiment of the present invention.
Detailed Description
In the embodiment of the present invention, unless otherwise specifically noted, the in-vehicle image pickup includes an image pickup apparatus located on the vehicle, such as an image pickup apparatus provided on the vehicle before the user purchases the vehicle, an image pickup apparatus added to the vehicle after the user purchases the vehicle, and the like. One example of an onboard camera may be a tachograph. The onboard camera may be located inside the vehicle or outside the vehicle. The onboard camera may be directed in one or more of the upper, lower, forward, rearward, left, right, etc. directions outside the vehicle. The number of the onboard cameras may be one, or two or more.
In embodiments of the invention, mobile payments include payments made by vehicles in at least some steps, unless specifically noted otherwise. During mobile payment, the vehicle may be moving or may be stationary for at least a portion of the time.
In the embodiments of the present invention, unless otherwise specifically indicated, the vehicle-side terminal functionally realizes information communication between a vehicle and a person, between a vehicle and the outside (e.g., a mobile terminal such as a mobile phone, a server), and/or between components, devices, apparatuses, systems included in a vehicle. Examples of parts, devices, apparatuses, systems included in the vehicle may relate to a center control, audio/video, vehicle-mounted camera, and the like.
Fig. 1 is a schematic flow chart of a method for vehicle-mounted camera mobile payment according to an aspect of an embodiment of the present invention. Referring to fig. 1, a method 10 for vehicle-mounted camera mobile payment includes the following steps: 12. the vehicle-mounted camera acquires an image of the payment code; 14. scanning the image of the payment code, and then sending a payment confirmation request based on the payment code in the image; 16. the vehicle end acquires a reply aiming at the payment confirmation request; and 18, if the confirmed reply is obtained, completing the payment.
The vehicle-mounted camera mobile payment method 10 can perform mobile payment related to payment codes by means of a vehicle, reduce dependence on a mobile terminal, and improve convenience of mobile payment, safety of vehicle use and the like.
The step 12 of the vehicle-mounted camera mobile payment method 10 can be implemented by taking a picture of the payment code by vehicle-mounted camera or the like. The step 12 may be performed during the running of the vehicle, or may be performed in a stationary state of the vehicle. The step 12 is implemented by a vehicle, and the driver and the passenger, such as a driver and a passenger, located in the vehicle, are not needed, that is, the vehicle user, and the payment code located outside the vehicle is subjected to image pickup, scanning, identification and the like by using a mobile terminal, such as a mobile phone and the like. Therefore, the dependence on the mobile terminal independent of the vehicle can be reduced, and the convenience of mobile payment, the safety of drivers and passengers on the vehicle, even personnel and properties outside the vehicle and the like can be improved.
The payment code may be detected prior to said step 12. That is, the payment code may be searched and found first, and when at least a suspected result is obtained, the payment code is screened to determine whether the result is the payment code to be found. For example, if the searched, and screened results cannot be scanned, identified, and paid by using the existing channel, platform, application, etc., the payment code to be detected is not the payment code to be detected, and the search, and screening need to be continued. On the contrary, if the searched, searched and screened results can be scanned, identified and paid by using the existing channels, platforms, application programs and the like, the step 12 can be performed, that is, the vehicle-mounted camera is used for acquiring the image of the payment code.
The detection of the payment code may be performed manually by the vehicle occupant, for example by visual inspection. The detection of the payment code may also be performed automatically by the vehicle, for example, using an instrument, device, system such as a vehicle-mounted camera.
The detection of the payment code may be initiated manually by the driver or the passenger on the vehicle, for example, by voice interaction, button operation, or may be triggered automatically by the vehicle.
In some embodiments, the method 10 for vehicle-mounted camera mobile payment can be suitable for application scenarios such as payment of parking fees of parking lots. Optionally, before the step 12, if the parking lot entry mark is detected, the detection of the payment code is started.
The parking lot entry mark can help prompt that the detection of the payment code needs to be started, so that the vehicle-mounted camera can be helped to acquire the image of the detected payment code. Optionally, the parking lot entry sign comprises a parking lot entry gate. The parking lot entry gate may include at least one of a straight bar barrier, a fence barrier, and a curved bar barrier.
In other cases, the vehicle end detects that the vehicle is driven away from the road, the speed is reduced, and the vehicle can start the detection of the payment code without needing to move the payment address at home, companies and the like, so that the vehicle-mounted camera can acquire the image of the detected payment code.
After the vehicle-mounted camera acquires the image of the payment code, the image of the payment code may not need to be scanned immediately. Optionally, said image of said payment code is saved after said step 12 and before said step 14. The storage can be performed by the vehicle end, or can be performed by a mobile terminal and a server after the image of the payment code is transmitted to the mobile terminal and the server such as a mobile phone.
When needed, for example, services needing payment such as parking, refueling and charging are enjoyed, nodes for mobile payment such as road toll and bridge toll are reached, or preset triggering conditions are met, and scanning of the image of the payment code is triggered. In some embodiments, the method 10 for vehicle-mounted camera mobile payment is applied to a parking lot. Optionally, step 14 includes scanning the image of the payment code if a parking lot departure sign is detected.
The parking lot departure flag may prompt the image for which the payment code needs to be scanned. The detection of the parking lot departure sign can be manually finished by a driver and a passenger on the vehicle in a visual observation mode and the like, and can also be automatically finished by the vehicle. For example, the vehicle end may find that the vehicle has traveled a predetermined distance as indicated by an exit arrow or the like, and may be considered to have detected the parking lot departure flag.
Optionally, the parking lot departure sign comprises a parking lot departure gate. The parking lot departure gate machine may include at least one of a straight bar gate, a fence gate, and a curved bar gate.
The scanning of the image of the payment code in step 14 may be performed by a vehicle end, or may be performed by a mobile terminal such as a mobile phone, a server, or the like. In some cases, the scan may trigger verification of the vehicle information, which may be done automatically. Optionally, the step 14 includes, after scanning the image of the payment code, if a request for inputting vehicle information is detected, automatically inputting vehicle information through a virtual click technique.
The vehicle information may be information capable of identifying the vehicle, distinguishing the vehicle to be paid from other vehicles. Optionally, the vehicle information is a license plate number.
In some embodiments, the scanning of the image of the payment code in step 14 may facilitate obtaining payment information corresponding to the vehicle information based on the payment code in the image, and then issuing a payment confirmation request based on the payment code in the image. The payment confirmation request may be issued from a vehicle terminal, a mobile terminal such as a mobile phone, a server, or the like.
In the step 16, the obtaining of the reply of the vehicle end to the payment confirmation request may be in an interactive manner with a driver and a passenger on the vehicle, that is, a vehicle user, or may be in an automatic manner.
In an embodiment where the interaction with the vehicle occupant, i.e. the vehicle user, is used, optionally the vehicle end prompts for the payment confirmation request. In some embodiments, the vehicle-side may prompt the user for the payment confirmation request by one or more of voice, text, picture, audio-visual, etc., so that the user feels, knows the existence of, and/or the relevant content of the payment confirmation request. The user may then reply to the payment confirmation request by one or more of sounding a sound, touching a screen, touching a button, entering a password, and providing a fingerprint, face, eye, etc. physiological identification feature.
Optionally, the vehicle end displays the payment confirmation request. For example, the vehicle terminal may display the payment confirmation request to the user in one or more of text, picture, audio-visual, etc., so that the user may visually, audibly, etc., perceive the presence of the payment confirmation request and/or the content associated with the payment request. The user may then reply to the payment confirmation request by one or more of sounding a sound, touching a screen, touching a button, entering a password, and providing a fingerprint, face, eye, etc. physiological identification feature.
The vehicle terminal, the mobile terminal, the server, etc. may also provide a reply to the payment confirmation request to the vehicle terminal, for example, when the payment code corresponds to a pre-authorized fee, when the amount of the fee corresponding to the payment code is less than a predetermined amount of money that needs to be confirmed by the user, or when the payment code corresponds to a predetermined fee type of the user, etc.
The vehicle end may be answered in a confirmation, or denial, response to the payment confirmation request. If the confirmed reply is obtained, at least one of the mobile terminal such as the vehicle end, the mobile phone and the like, the server and the like can complete the payment.
The payment code can correspond to a consumption bill taking the vehicle end and the vehicle end as identification objects, and can be presented in a two-dimensional code mode and the like. Optionally, the payment code includes at least one of a parking fee payment code, an oil fee payment code, a charging fee payment code, a road fee payment code, and a bridge fee payment code.
Fig. 2 is a schematic flow chart of a method for vehicle-mounted camera mobile payment according to another aspect of the embodiment of the present invention. Referring to fig. 2, another aspect of the embodiment of the present invention relates to a vehicle-mounted camera mobile payment method 40, which includes the following steps: 42. the vehicle-mounted camera acquires an image associated with the electronic payment bill; 44. identifying the electronic payment bill in the image, thereby issuing a payment confirmation request based on the identified electronic payment bill; 46. the vehicle end acquires a reply aiming at the payment confirmation request; and 48, if the confirmed reply is obtained, completing the payment.
The vehicle-mounted camera shooting mobile payment method 40 can be used for carrying out mobile payment of electronic payment bills by means of a vehicle, reduces dependence on mobile terminals such as mobile phones and the like, and improves convenience of mobile payment, safety of vehicle use and the like.
The step 42 of the vehicle-mounted camera mobile payment method 40 can be implemented by means of vehicle-mounted camera shooting a picture containing the electronic payment bill and the like. Step 42 may be performed during the running of the vehicle or in a stationary state of the vehicle. The step 42 is implemented by a vehicle, and the image associated with the electronic payment bill located outside the vehicle is photographed, scanned, identified, acquired, and the like by using a mobile terminal such as a mobile phone and a device independent of the vehicle without drivers and passengers located inside the vehicle, that is, a vehicle user. Therefore, the dependence of the mobile payment on other equipment independent of the vehicle can be reduced, and the convenience of the mobile payment, the safety of the vehicle use and the like can be improved.
The electronic bill of payment may be checked prior to step 42. That is, the electronic payment bill may be searched and searched first, and when at least a suspected result is obtained, the electronic payment bill may be screened to determine whether the electronic payment bill is the electronic payment bill to be searched. For example, if the searched, and screened results cannot be scanned, identified, and paid by using the existing channels, platforms, applications, etc., the electronic payment bill to be detected is not the one to be detected, and the searching, and screening need to be continued. Conversely, if the results of the search, and screening can be scanned, identified, and paid using existing channels, platforms, applications, etc., step 42 may be performed by capturing an image associated with the electronic payment bill using an onboard camera.
The detection of the electronic bill for payment may be performed manually by the driver or passenger in the vehicle, for example, by visual observation. The detection of the electronic bill for payment may also be performed automatically by the vehicle, for example, using an apparatus, device, system such as a vehicle-mounted camera.
The detection of the electronic payment bill can be manually started by the driver and the passenger on the vehicle, for example, by voice interaction, button operation and the like, and can also be automatically triggered by the vehicle.
In some embodiments, the vehicle camera mobile payment method 40 may be suitable for application scenarios such as paying parking fees of parking lots. Optionally, before the step 42, if the parking lot entry mark is detected, the detection of the electronic payment bill is started.
The parking lot entry sign may help to indicate a need to initiate detection of the electronic payment bill, which may facilitate on-board camera capture of images associated with the detected electronic payment bill. Optionally, the parking lot entry sign comprises a parking lot entry gate. The parking lot entry gate may include at least one of a straight bar barrier, a fence barrier, and a curved bar barrier.
In other cases, the vehicle end detects that the vehicle is driving off the road, the speed is reduced, and the vehicle can start the detection of the electronic payment bill without needing to move the address of the payment at home, company and the like, so that the vehicle-mounted camera can acquire the image associated with the detected electronic payment bill.
After the onboard camera acquires the image associated with the electronic payment bill, the identification of the electronic payment bill in the image may not be required to be performed immediately. Optionally, the image associated with the electronic bill of payment is saved after the step 42 and before the step 44. The storing may be performed by the vehicle terminal, or may be performed by the mobile terminal and the server after the image is transmitted to the mobile terminal and the server such as a mobile phone.
When needed, for example, services needing payment such as parking, refueling and charging are enjoyed, nodes for mobile payment such as road toll and bridge toll are reached, or a preset trigger condition is met, and identification of the electronic payment bill in the image is triggered. Optionally, step 44 includes identifying the electronic bill for payment in the image if a parking lot departure flag is detected.
The parking lot departure flag may prompt a need to identify the electronic payment bill in the image. The detection of the parking lot departure sign can be manually finished by observing the parking lot departure sign by naked eyes of drivers and passengers on the vehicle and the like, and can also be automatically finished by the vehicle. For example, the vehicle end finds that the vehicle has traveled a predetermined distance as indicated by an exit arrow or the like, and may be considered to have detected the parking lot departure flag.
Optionally, the parking lot departure sign comprises a parking lot departure gate. The parking lot departure gate machine may include at least one of a straight bar gate, a fence gate, and a curved bar gate.
In the step 44 of the vehicle-mounted camera mobile payment method 40, the identification of the electronic payment bill in the image may be performed by a vehicle terminal, or may be performed by a mobile terminal such as a mobile phone, or a server. In some cases, the identification may trigger verification of the vehicle information, which may be done automatically. Optionally, the step 44 includes, after identifying the electronic bill for payment in the image, automatically inputting vehicle information by using a virtual click technique if a request for inputting vehicle information is detected.
The vehicle information may include information capable of identifying the vehicle, distinguishing the vehicle to be paid for from other vehicles. Optionally, the vehicle information is a license plate number.
In some embodiments, the identification of the electronic bill for payment in the image in the step 44 may facilitate obtaining payment information corresponding to the vehicle information based on the identified electronic bill for payment, and then issuing a payment confirmation request based on the identified electronic bill for payment. The payment confirmation request may be issued from a vehicle terminal, a mobile terminal such as a mobile phone, a server, or the like.
In the step 46, the obtaining of the reply of the vehicle end to the payment confirmation request may be performed in a manner of interacting with a driver and a passenger on the vehicle, or may be performed automatically.
In embodiments that employ interaction with the occupants of the vehicle, optionally, the vehicle end prompts for the payment confirmation request. In some embodiments, the vehicle-side may prompt the user for the payment confirmation request by one or more of voice, text, picture, audio/video, etc., so that the user feels, knows the existence of the payment confirmation request and/or the content related to the payment confirmation request. The user may then reply to the payment confirmation request by one or more of sounding a sound, touching a screen, touching a button, entering a password, and providing a fingerprint, a face, an eye, and other physiological identifying features.
Optionally, the vehicle end displays the payment confirmation request. For example, the vehicle terminal may display the payment confirmation request to the user in one or more of text, picture, audio-video, and the like, so that the user may sense the existence of the payment confirmation request and/or the related content of the payment confirmation request visually, visually and audibly, and the like. The user may then reply to the payment confirmation request by one or more of sounding a sound, touching a screen, touching a button, entering a password, and providing a fingerprint, face, eye, etc. physiological identification feature.
The vehicle end, the mobile terminal, the server, etc. may also give a reply to the vehicle end in response to the payment confirmation request, for example, when the electronic payment bill corresponds to a pre-authorized fee, when the amount of the fee corresponding to the electronic payment bill is less than a predetermined amount of money that needs to be confirmed by the user, or when the electronic payment bill corresponds to a fee type that is preset by the user, etc.
The vehicle end may be answered in an affirmative, or negative, reply to the payment request. If the confirmed reply is obtained, at least one of the mobile terminal and the server, such as the vehicle end, the mobile phone and the like, can complete the payment.
The electronic payment bill may include a consumption bill with the vehicle and the vehicle end as an identification object, and may be presented in a form capable of being electronically identified. Optionally, the electronic payment bill comprises a consumption bill corresponding to the vehicle end. Optionally, the electronic payment bill includes a two-dimensional code. The electronic payment bill may include a vehicle usage related consumption bill. Optionally, the electronic payment bill comprises at least one of a parking bill, a fueling bill, a charging bill, a road toll bill, and a bridge toll bill.
Yet another aspect of an embodiment of the present invention relates to a computer storage medium storing a computer program comprising program instructions that, when executed by a processor, perform the method for in-vehicle camera mobile payment as described above. The computer storage media may include ROM, RAM, magnetic or optical disks, and the like. The computer storage medium may also include non-volatile (non-volatile) or non-transitory (non-transient) memory, and the like.
In some embodiments, if steps 12, 42, 16, 46 are performed by a vehicle and steps 14, 44, 18, 48 are performed by a mobile terminal such as a cell phone, a server, etc., the vehicle does not require complex payment and calculation functions, which may be beneficial to the lower cost of the vehicle.
In other embodiments, one of the steps 14, 44, 18 and 48 and the steps 12, 42, 16 and 46 are performed by vehicles, and the other of the steps 14, 44, 18 and 48 is performed by mobile terminals and servers such as mobile phones, so that the mobile payment process is less influenced by the outside world.
In still other embodiments, the steps 12, 42, 14, 44, 16, 46, 18, 48 may be performed by the vehicle, and the mobile payment process is less affected by the outside world, for example, the mobile terminal is not dependent on the strength of the signal received by the mobile terminal.
In some cases, the steps 12, 42, 14, 44, 18, 48 may be performed automatically, and the user need only interact with the vehicle at the steps 16, 46, without manually operating the mobile terminal.
In other cases, the steps 12, 42, 14, 44, 16, 46, 18, and 48 are all automatically performed, and the vehicle user does not need to perform any operation in the mobile payment process, which is beneficial to ensure efficiency, smooth payment, and the like.
If desired, one or more of the steps 12, 42, 14, 44, 16, 46, 18, 48 may be visualized at the cart end so that the user may observe all or part of the mobile payment process.
For example, in a parking scene, when a vehicle exits from a parking lot, a screen at the vehicle end can automatically pop up a picture of input of payment information and a payment password, and after the payment password input by a user is obtained, the payment of parking fee can be completed, so that the parking lot payment method is more labor-saving and worry-saving for the user, and the vehicle circulation speed in the parking lot and other payment links is improved.
Although the present invention is disclosed above, the present invention is not limited thereto. Various changes and modifications may be effected therein by one skilled in the art without departing from the spirit and scope of the invention as defined in the appended claims.
Claims (25)
1. A method (10) for mobile payment by camera onboard, characterized in that it comprises the following steps:
(12) the vehicle-mounted camera acquires an image of the payment code;
(14) scanning the image of the payment code, and sending a payment confirmation request based on the payment code in the image;
(16) the vehicle end acquires a reply aiming at the payment confirmation request; and
(18) and if the confirmed reply is obtained, completing the payment.
2. A method (10) for vehicle camera mobile payment according to claim 1, before said step (12), if a parking lot entry sign is detected, initiating the detection of said payment code.
3. A method (10) for on-board camera mobile payment according to claim 2, said parking lot entrance token comprising a parking lot entrance gate.
4. A method (10) of on-board camera mobile payment according to claim 1, saving said image of said payment code after said step (12) and before said step (14).
5. A method (10) for vehicle camera mobile payment according to claim 1, said step (14) comprising scanning said image of said payment code if a parking lot presence flag is detected.
6. A method (10) for vehicle camera mobile payment according to claim 5, said parking lot departure sign comprising a parking lot departure gate.
7. A vehicle camera mobile payment method (10) according to claim 1, said step (14) comprising, after scanning said image of said payment code, automatically entering vehicle information by means of a virtual click technique if a request for entering vehicle information is detected.
8. The vehicle camera mobile payment method (10) of claim 7, said vehicle information being a license plate number.
9. A method (10) for vehicle camera mobile payment according to claim 1, the vehicle end prompting the payment confirmation request.
10. A method (10) for vehicle camera mobile payment according to claim 1, said vehicle end displaying said payment confirmation request.
11. A method (10) for vehicle camera mobile payment according to claim 1, said payment code comprising at least one of a parking fee payment code, a fuel fee payment code, a charging fee payment code, a road fee payment code, a bridge fee payment code.
12. A method (40) for mobile payment with camera onboard, comprising the steps of:
(42) the vehicle-mounted camera acquires an image associated with the electronic payment bill;
(44) identifying the electronic payment bill in the image, and then issuing a payment confirmation request based on the identified electronic payment bill;
(46) the vehicle end acquires a reply aiming at the payment confirmation request; and
(48) and if the confirmed reply is obtained, completing the payment.
13. A method (40) for on-board camera mobile payment according to claim 12, wherein before said step (42) the detection of said electronic payment bill is initiated if a parking lot entry flag is detected.
14. A method (40) for vehicle camera mobile payment according to claim 13, said parking lot entry sign comprising a parking lot entry gate.
15. A method (40) of on-board camera mobile payment according to claim 12, after said step (42) and before said step (44), saving said image associated with said electronic payment bill.
16. A method (40) for vehicle camera mobile payment as defined in claim 12, said step (44) comprising identifying said electronic bill for payment in said image if a parking lot departure flag is detected.
17. A method (40) for vehicle camera mobile payment according to claim 16, said parking lot departure sign comprising a parking lot departure gate.
18. A method (40) for vehicle camera mobile payment as defined in claim 12, said step (44) comprising automatically entering vehicle information by virtual click technique upon detection of a request to enter vehicle information after identifying said electronic bill for payment in said image.
19. The vehicle camera mobile payment method (40) of claim 18, said vehicle information being a license plate number.
20. The vehicle camera mobile payment method (40) according to claim 12, said vehicle end prompting said payment confirmation request.
21. A method (40) for vehicle camera mobile payment according to claim 12, said vehicle end displaying said payment confirmation request.
22. The vehicle camera mobile payment method (40) of claim 12, said electronic payment bill comprising a consumer bill corresponding to said vehicle end.
23. The vehicle camera mobile payment method (40) of claim 12, said electronic payment bill comprising a two-dimensional code.
24. A method (40) for vehicle camera mobile payment as defined in claim 12, the electronic payment bill comprising at least one of a parking bill, a fueling bill, a charging bill, a road toll bill, a bridge toll bill.
25. A computer storage medium storing a computer program comprising program instructions which, when executed by a processor, perform the method of in-vehicle camera mobile payment according to any one of claims 1-24.
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Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN114999157A (en) * | 2022-05-27 | 2022-09-02 | 宁波均联智行科技股份有限公司 | Parking fee automatic payment method and vehicle-mounted machine system |
| WO2023231360A1 (en) * | 2022-05-30 | 2023-12-07 | 华为技术有限公司 | Payment method and device, and vehicle |
| WO2024022394A1 (en) * | 2022-07-28 | 2024-02-01 | 华为技术有限公司 | Payment method and related apparatus |
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2020
- 2020-11-17 CN CN202011290483.5A patent/CN114511315A/en active Pending
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN114999157A (en) * | 2022-05-27 | 2022-09-02 | 宁波均联智行科技股份有限公司 | Parking fee automatic payment method and vehicle-mounted machine system |
| WO2023231360A1 (en) * | 2022-05-30 | 2023-12-07 | 华为技术有限公司 | Payment method and device, and vehicle |
| WO2024022394A1 (en) * | 2022-07-28 | 2024-02-01 | 华为技术有限公司 | Payment method and related apparatus |
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