CN114493569A - Pushing method and device in signature checking mode - Google Patents

Pushing method and device in signature checking mode Download PDF

Info

Publication number
CN114493569A
CN114493569A CN202210117426.XA CN202210117426A CN114493569A CN 114493569 A CN114493569 A CN 114493569A CN 202210117426 A CN202210117426 A CN 202210117426A CN 114493569 A CN114493569 A CN 114493569A
Authority
CN
China
Prior art keywords
historical
signature verification
determining
mode
label checking
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN202210117426.XA
Other languages
Chinese (zh)
Inventor
谢宇宸
谷丽雅
张石磊
范世豪
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Industrial and Commercial Bank of China Ltd ICBC
Original Assignee
Industrial and Commercial Bank of China Ltd ICBC
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Industrial and Commercial Bank of China Ltd ICBC filed Critical Industrial and Commercial Bank of China Ltd ICBC
Priority to CN202210117426.XA priority Critical patent/CN114493569A/en
Publication of CN114493569A publication Critical patent/CN114493569A/en
Pending legal-status Critical Current

Links

Images

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108—Remote banking, e.g. home banking
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/24—Querying
    • G06F16/245—Query processing
    • G06F16/2457—Query processing with adaptation to user needs
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/24—Querying
    • G06F16/248—Presentation of query results
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/28—Databases characterised by their database models, e.g. relational or object models
    • G06F16/284—Relational databases
    • G06F16/285—Clustering or classification
    • G06F16/287—Visualization; Browsing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification

Landscapes

  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Databases & Information Systems (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • General Engineering & Computer Science (AREA)
  • Data Mining & Analysis (AREA)
  • Computational Linguistics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

The invention provides a signature verification mode pushing method and device, which can be applied to the technical field of finance or other technical fields. The label checking mode pushing method comprises the following steps: determining preference data of each historical label checking mode according to the initial parameters and the label checking times of each historical label checking mode; determining the safety parameters of each historical signature checking mode according to the safety type corresponding to each historical signature checking mode; determining label checking recommendation data of each historical label checking mode according to the preference data and the safety parameters; and determining a target label checking mode according to the label checking recommendation data of each historical label checking mode, and pushing the target label checking mode to the client for displaying. The invention can improve the system processing efficiency, the service handling efficiency and the customer experience.

Description

Pushing method and device in signature checking mode
Technical Field
The invention relates to the technical field of finance, in particular to a signature checking mode pushing method and device.
Background
With the development of the internet industry, the demand of customers for usability is higher and higher. In the service process, the bank also reduces the operation flow of the client by adding a background logic judgment and processing mode, and provides intelligent service for the client as far as possible. Money transfer accounts for a large proportion of the transaction volume in the banking field. Through relevant research, with technological progress and continuous update of requirements for verification management and supervision, most of the current mobile phone transfer processes of banks use various combined verification modes, and the modes face the following problems: 1. when the customer carries out relevant label checking, the system directly gives all label checking mode options, and the customer does not know which label checking mode on the label checking table is the actually available label checking mode at the moment. 2. If the customer selects the wrong signature checking mode, the system can judge whether the current information and the quota of the customer meet the requirements or not in the actual account moving stage after a series of complex verification, and the like, and gives a report when the requirements are not met, so that the customer mistakenly thinks that the operation flow of the customer has problems, abandons the remittance transaction, and reduces the user experience; meanwhile, the method can call more judgment interfaces on the system level, and waste of system resources is caused. 3. The system is often not the most common signature checking mode for the customer in the signature checking table, so that the customer needs to manually switch to the common mode during each operation, and the customer operation is increased.
Disclosure of Invention
The embodiment of the invention mainly aims to provide a signature verification mode pushing method and device so as to improve system processing efficiency, service handling efficiency and customer experience.
In order to achieve the above object, an embodiment of the present invention provides a signature verification manner pushing method, including:
determining preference data of each historical label checking mode according to the initial parameters and the label checking times of each historical label checking mode;
determining the safety parameters of each historical signature checking mode according to the safety type corresponding to each historical signature checking mode;
determining the signature verification recommendation data of each historical signature verification mode according to the preference data and the safety parameters;
and determining a target label checking mode according to the label checking recommendation data of each historical label checking mode, and pushing the target label checking mode to the client for displaying.
The embodiment of the present invention further provides a signature verification manner pushing device, including:
the preference data determining module is used for determining preference data of each historical label checking mode according to the initial parameters and the label checking times of each historical label checking mode;
the safety parameter module is used for determining the safety parameters of the historical label checking modes according to the safety types corresponding to the historical label checking modes;
the system comprises a label checking recommendation data module, a label checking recommendation data module and a label checking recommendation data module, wherein the label checking recommendation data module is used for determining label checking recommendation data of various historical label checking modes according to preference data and safety parameters;
and the target label checking mode module is used for determining a target label checking mode according to the label checking recommendation data of each historical label checking mode and pushing the target label checking mode to the client side for displaying.
The embodiment of the invention also provides computer equipment which comprises a memory, a processor and a computer program which is stored on the memory and runs on the processor, wherein the processor realizes the steps of the signature verification mode pushing method when executing the computer program.
The embodiment of the invention also provides a computer readable storage medium, on which a computer program is stored, and when being executed by a processor, the computer program realizes the steps of the signature verification mode pushing method.
According to the method and the device for pushing the signature checking modes, the preference data determined according to the initial parameters and the signature checking times of the historical signature checking modes are firstly determined, the safety parameters are determined according to the safety types corresponding to the historical signature checking modes, the signature checking recommendation data of the historical signature checking modes are determined according to the preference data, finally the target signature checking mode is determined according to the signature checking recommendation data of the historical signature checking modes, and then the target signature checking mode is pushed to the client side for displaying, so that the system processing efficiency, the service handling efficiency and the customer experience can be improved.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments will be briefly introduced below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and it is obvious for those skilled in the art that other drawings can be obtained based on these drawings without creative efforts.
FIG. 1A is a schematic diagram of a prior art signature verification process;
fig. 1B is a schematic diagram of a signature verification process in an embodiment of the present invention;
FIG. 2 is a flowchart of a signature verification pushing method in an embodiment of the present invention;
FIG. 3 is a flow chart of a signature verification pushing method according to another embodiment of the present invention;
fig. 4 is a flowchart of S101 in the embodiment of the present invention;
fig. 5 is a flowchart of S102 in the embodiment of the present invention;
FIG. 6 is a block diagram of a pushing device in a signature verification manner according to an embodiment of the present invention;
fig. 7 is a block diagram of a computer device in the embodiment of the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
As will be appreciated by one skilled in the art, embodiments of the present invention may be embodied as a system, apparatus, device, method, or computer program product. Accordingly, the present disclosure may be embodied in the form of: entirely hardware, entirely software (including firmware, resident software, micro-code, etc.), or a combination of hardware and software.
The invention further discloses a system for pushing the signature verification mode, which comprises a system for pushing the signature verification mode, and a system for pushing the signature verification mode. The embodiment of the invention does not limit the application field of the pushing method and the pushing device in the verification mode.
Fig. 1A is a schematic diagram of a signature verification process in the prior art. As shown in fig. 1A, in the prior art, when transferring money transfer and checking a label, a relevant interface is called to obtain all opened label checking modes of a customer, and then all the label checking modes are displayed for the customer on a foreground interface. And after the client selects a label checking mode and checks labels, calling the dynamic account interface, calling other interfaces in the dynamic account interface at the moment, checking the interface according to foreground and background information, and judging whether the information sent by the client meets the current relevant control conditions.
Fig. 1B is a schematic diagram of a signature verification process in the embodiment of the present invention. As shown in fig. 1B, the present invention optimizes the prior art as follows: the customer changes to invoke a new interface upon signature verification, which may be named "pre-query interface". The internal processing of the pre-query interface: and finally, a target label checking mode is given by combining background data analysis, security analysis and customer use habits, and available label checking modes are sequenced. And the interface records each time the customer checks the label. The system can dynamically adjust the signature verification mode for each customer. The present invention will be described in detail below with reference to the accompanying drawings.
Fig. 2 is a flowchart of a signature verification pushing method in the embodiment of the present invention. Fig. 3 is a flowchart of a signature verification pushing method in another embodiment of the present invention. As shown in fig. 2 to fig. 3, the signature verification method includes:
s101: and determining preference data of each historical label checking mode according to the initial parameters and the label checking times of each historical label checking mode.
Because the invention can make the decision of the signature checking mode only after the background database records sufficient data volume, when the invention is implemented, all signature checking modes need to be numbered and sequenced according to the current transaction volume, the initial value of the serial number of the signature checking mode of the system can be obtained, and an initial value X of the serial number of the optimal signature checking mode is specified. The following examples can be referred to for the serial number ordering and practical examples of the signature verification mode:
(1) initial value definition of signature verification method
And (3) a label checking mode 1: 001
And (3) a label checking mode 2: 002
And (3) a label checking mode: 003
And (4) a label checking mode: 101
And (4) a label checking mode 5: 102
And (3) a label checking mode 6: x.
(2) Practical examples
Short message payment: 001
And (4) payment password: 002
Fingerprint/face brushing: 003
Registration + payment: 004
Payment password + short message: 011
Face brushing/fingerprint + short message: 012
Payment password + short message + digital certificate: 013
Password card: 101
A cipher device: 102
U shield: 103
Fig. 4 is a flowchart of S101 in the embodiment of the present invention. As shown in fig. 4, S101 includes:
s201: and acquiring the preference coefficient of each historical label checking mode according to the initial parameters of each historical label checking mode.
In one embodiment, S201 includes: determining preference sorting data of each historical label checking mode according to the initial parameters of each historical label checking mode; the preference coefficients are determined from the preference ranking data.
In a specific implementation, the initial parameter of each historical signature verification mode is the number of each historical signature verification mode, such as X, 001, 002, 003, 101 … …. During sorting, the historical label checking mode of the number X is positioned at the first position, and the historical label checking modes corresponding to other number numbers are sorted from the second position according to the size of the number numbers from small to large so as to determine preference sorting data; and determining the sorting position after sorting in each historical label checking mode according to the preference sorting data, and further determining a preference coefficient lambda.
S202: and determining preference data of each historical label checking mode according to the preference coefficient and the label checking times of each historical label checking mode.
In one embodiment, the preference data may be determined by the following formula:
xi＝mi×λi；
wherein x isiPreference data of the ith historical signature verification mode, lambdaiPreference coefficient for ith historical signature verification mode, miThe number of times of signature verification in the ith historical signature verification mode can be data of about one month.
S102: and determining the safety parameters of the historical label checking modes according to the safety types corresponding to the historical label checking modes.
Fig. 5 is a flowchart of S102 in the embodiment of the present invention. As shown in fig. 5, S102 includes:
s301: and determining the verification factor of each historical signature verification mode according to the safety type corresponding to each historical signature verification mode.
In one embodiment, S301 includes: determining the number of the safety types corresponding to each historical signature checking mode and the safety coefficient of each safety type; and determining verification factors of the historical signature verification modes according to the number of the security types and the safety factors of the security types.
Wherein the security types include: password, cognitive problem, manual examination, biological identification, medium authentication and dynamic authentication; the safety factor of password and cognition problem is the largest, the safety factor of manual examination and biological identification medium is the medium, and the safety factor of authentication and dynamic authentication is the lowest. The more the number of the security types corresponding to the historical signature verification mode is, the larger the related safety factor is, the larger the verification factor of the historical signature verification mode is.
S302: and determining safety sequencing data of each historical signature checking mode according to the verification factor of each historical signature checking mode.
In specific implementation, the verification factors of the historical signature verification modes can be sorted from large to small to determine the safety sorting data of the historical signature verification modes.
S303: and determining a safety parameter according to the safety sequencing data.
In specific implementation, the sorting position after sorting of each historical signature checking mode can be determined according to the safety sorting data, and then the safety parameter p is determined.
S103: and determining the label checking recommendation data of each historical label checking mode according to the preference data and the safety parameters.
In specific implementation, the signature verification recommendation data can be determined through the following formula:
Figure BDA0003497016400000051
wherein V is the verification recommendation data, piSafety parameter for the ith historical signature verification mode, s (p)i) Is normalized pi，xiPreference data for the ith historical signature verification mode, a (x)i) Is normalized xiAnd n is the number of historical signature verification modes.
When implemented, can pass xipiForming a matrix, and normalizing the matrix to obtain s (p)i)a(xi)。
S104: and determining a target label checking mode according to the label checking recommendation data of each historical label checking mode, and pushing the target label checking mode to the client for displaying.
In one embodiment, determining the target label checking mode according to the label checking recommendation data of each historical label checking mode comprises: and screening all the historical label checking modes according to the client information from the client, and determining a target label checking mode according to the screened label checking recommendation data of all the historical label checking modes.
The customer information comprises a customer payment password, current customer input amount, current customer using equipment and a payment password protocol of the current customer, and all historical signature verification modes can be screened according to the following conditions:
1. whether the payment password is opened (0: not opened 1: opened);
2. whether the amount input by the customer meets the quota interval (0: not meeting 1: meeting);
3. whether the customer-used device is a payment binding device (0: not 1: Yes);
4. whether the payment crypto protocol status is normal (0: not normal 1: normal).
And when the data corresponding to one condition is 0, the historical label checking mode related to the condition cannot be used, and label checking recommendation data of the historical label checking mode are deleted. And determining that the historical signature verification mode corresponding to the maximum value of the screened signature verification recommended data is a target signature verification mode, modifying the number of the target signature verification mode into X, and pushing the target signature verification mode to the client for displaying.
The execution subject of the signature verification pushing method shown in fig. 2 may be a computer. As can be seen from the flow shown in fig. 2, the pushing method for the label checking mode according to the embodiment of the present invention first determines the preference data according to the initial parameters and the label checking times of each historical label checking mode, then determines the security parameters according to the security types corresponding to each historical label checking mode, determines the label checking recommendation data of each historical label checking mode according to the preference data, and finally, pushes the target label checking mode to the client for display after determining the target label checking mode according to the label checking recommendation data of each historical label checking mode, so that the system processing efficiency, the service transaction efficiency, and the client experience can be improved.
In one embodiment, the method further comprises: determining ranking data of the label checking modes according to the label checking recommendation data of each historical label checking mode and the target label checking mode; and pushing the ranking data in the label checking mode to the client for displaying.
In specific implementation, all historical label checking modes can be screened according to client information from a client, the screened label checking recommendation data of all the historical label checking modes with the target label checking mode removed are sorted from large to small to determine the ranking data of the label checking modes, and the ranking data of the label checking modes are pushed to the client for display.
In addition, the server of the invention sets a timing batch thread, the batch thread can be executed once every date, and in the process of thread execution, the system can automatically acquire all client data in the database to carry out statistics according to the mode. In the actual transaction of the client, the optimal signature verification mode can be obtained without recalculating the system, so that the system efficiency is improved.
The specific process of the embodiment of the invention is as follows:
1. determining preference sorting data of each historical label checking mode according to the initial parameters of each historical label checking mode; the preference coefficients are determined from the preference ranking data.
2. And determining preference data of each historical label checking mode according to the preference coefficient and the label checking times of each historical label checking mode.
3. And determining the quantity of the safety types corresponding to the historical signature verification modes and the safety coefficient of each safety type.
4. And determining verification factors of the historical signature verification modes according to the number of the security types and the safety factors of the security types.
5. And determining safety sequencing data of each historical signature checking mode according to the verification factor of each historical signature checking mode.
6. And determining a safety parameter according to the safety sequencing data.
7. And determining the label checking recommendation data of each historical label checking mode according to the preference data and the safety parameters.
8. And screening various historical signature checking modes according to the client information from the client.
9. And determining a target label checking mode according to the screened label checking recommendation data of each historical label checking mode, and pushing the target label checking mode to the client for displaying.
10. And determining ranking data of the label checking modes according to the screened label checking recommendation data of each historical label checking mode and the target label checking mode, and pushing the ranking data of the label checking modes to a client for displaying.
In summary, the method for pushing the signature verification mode provided by the embodiment of the invention has the following beneficial effects:
(1) the method for automatically screening the available signature checking modes during transfer remittance signature checking can solve the problem that a customer cannot select the available signature checking modes during transfer remittance, so that the operation flow of the customer is increased. And meanwhile, a method for providing an optimal signature checking mode through screening by customer recent data is also provided. The efficiency of handling the business by the client is improved;
(2) by using a pre-judgment section interface mechanism, before the client checks the signature, the system automatically screens out a suitable signature checking mode for the client, so that the calling amount of a follow-up dynamic account interface is reduced, and the system processing efficiency is improved.
Based on the same inventive concept, the embodiment of the invention also provides a signature verification mode pushing device, and as the principle of solving the problem of the device is similar to that of the signature verification mode pushing method, the implementation of the device can refer to the implementation of the method, and repeated parts are not described again.
Fig. 6 is a block diagram of a structure of a signature verification pushing device in the embodiment of the present invention. As shown in fig. 6, the signature verification pushing device includes:
the preference data determining module is used for determining preference data of each historical label checking mode according to the initial parameters and the label checking times of each historical label checking mode;
the safety parameter module is used for determining the safety parameters of the historical label checking modes according to the safety types corresponding to the historical label checking modes;
the system comprises a signature verification recommendation data module, a signature verification module and a signature verification module, wherein the signature verification recommendation data module is used for determining signature verification recommendation data of various historical signature verification modes according to preference data and safety parameters;
and the target label checking mode module is used for determining a target label checking mode according to the label checking recommendation data of each historical label checking mode and pushing the target label checking mode to the client side for displaying.
In one embodiment, the preference data determining module comprises:
the preference coefficient unit is used for acquiring the preference coefficient of each historical label checking mode according to the initial parameter of each historical label checking mode;
and the preference data unit is used for determining the preference data of each historical label checking mode according to the preference coefficient and the label checking times of each historical label checking mode.
In one embodiment, the preference coefficient unit includes:
the preference sorting data subunit is used for determining preference sorting data of each historical label checking mode according to the initial parameters of each historical label checking mode;
a preference coefficient subunit, configured to determine the preference coefficient according to preference sorting data.
In one embodiment, the security parameter module comprises:
the verification factor unit is used for determining the verification factor of each historical signature verification mode according to the safety type corresponding to each historical signature verification mode;
the safety sequencing data unit is used for determining the safety sequencing data of each historical signature checking mode according to the verification factor of each historical signature checking mode;
and the safety parameter unit is used for determining safety parameters according to the safety sequencing data.
In one embodiment, the verification factor unit includes:
the safety factor subunit is used for determining the number of the safety types corresponding to each historical signature verification mode and the safety factor of each safety type;
and the verification factor subunit is used for determining the verification factor of each historical signature verification mode according to the number of the security types and the safety factors of the security types.
In one embodiment, the method further comprises:
the label checking mode ranking data module is used for determining label checking mode ranking data according to the label checking recommendation data of each historical label checking mode and the target label checking mode;
and the pushing module is used for pushing the ranking data of the signature checking mode to the client for displaying.
In an embodiment, the target signature verification mode module is specifically configured to:
and screening all the historical label checking modes according to the client information from the client, and determining a target label checking mode according to the screened label checking recommendation data of all the historical label checking modes.
In summary, the signature verification mode pushing device provided by the embodiment of the invention firstly determines preference data according to the initial parameters and the signature verification times of each historical signature verification mode, then determines the safety parameters according to the safety types corresponding to each historical signature verification mode and determines the signature verification recommended data of each historical signature verification mode according to the preference data, and finally, after determining the target signature verification mode according to the signature verification recommended data of each historical signature verification mode, pushes the target signature verification mode to the client for display, so that the system processing efficiency, the service handling efficiency and the customer experience can be improved.
The embodiment of the invention also provides a specific implementation mode of the computer equipment, which can realize all the steps in the signature verification mode pushing method in the embodiment. Fig. 7 is a block diagram of a computer device in an embodiment of the present invention, and referring to fig. 7, the computer device specifically includes the following:
a processor (processor)701 and a memory (memory) 702.
The processor 701 is configured to call a computer program in the memory 702, and when the processor executes the computer program, the processor implements all the steps in the signature verification pushing method in the foregoing embodiment, for example, when the processor executes the computer program, the processor implements the following steps:
determining preference data of each historical label checking mode according to the initial parameters and the label checking times of each historical label checking mode;
determining the safety parameters of each historical signature checking mode according to the safety type corresponding to each historical signature checking mode;
determining label checking recommendation data of each historical label checking mode according to the preference data and the safety parameters;
and determining a target label checking mode according to the label checking recommendation data of each historical label checking mode, and pushing the target label checking mode to the client for displaying.
To sum up, the computer device of the embodiment of the invention determines preference data according to the initial parameters and the signature checking times of each historical signature checking mode, determines safety parameters according to the safety types corresponding to each historical signature checking mode and determines signature checking recommendation data of each historical signature checking mode according to the preference data, and finally determines the target signature checking mode according to the signature checking recommendation data of each historical signature checking mode and then pushes the target signature checking mode to the client for display, so that the system processing efficiency, the service handling efficiency and the customer experience can be improved.
An embodiment of the present invention further provides a computer-readable storage medium capable of implementing all steps in the signature verification method pushing method in the foregoing embodiment, where a computer program is stored on the computer-readable storage medium, and when the computer program is executed by a processor, all steps of the signature verification method pushing method in the foregoing embodiment are implemented, for example, when the processor executes the computer program, the following steps are implemented:
determining preference data of each historical label checking mode according to the initial parameters and the label checking times of each historical label checking mode;
determining the safety parameters of each historical signature checking mode according to the safety type corresponding to each historical signature checking mode;
determining label checking recommendation data of each historical label checking mode according to the preference data and the safety parameters;
and determining a target label checking mode according to the label checking recommendation data of each historical label checking mode, and pushing the target label checking mode to the client for displaying.
To sum up, the computer-readable storage medium of the embodiment of the present invention determines preference data according to the initial parameters and the signature verification times of each historical signature verification manner, determines security parameters according to the security types corresponding to each historical signature verification manner, determines signature verification recommendation data of each historical signature verification manner according to the preference data, determines a target signature verification manner according to the signature verification recommendation data of each historical signature verification manner, and then pushes the target signature verification manner to the client for display, so that system processing efficiency, service transaction efficiency, and customer experience can be improved.
The above-mentioned embodiments are intended to illustrate the objects, technical solutions and advantages of the present invention in further detail, and it should be understood that the above-mentioned embodiments are only exemplary embodiments of the present invention, and are not intended to limit the scope of the present invention, and any modifications, equivalent substitutions, improvements and the like made within the spirit and principle of the present invention should be included in the scope of the present invention.
Those of skill in the art will also appreciate that the various illustrative logical blocks, elements, and steps described in connection with the embodiments disclosed herein may be implemented as electronic hardware, computer software, or combinations of both. To clearly illustrate the interchangeability of hardware and software, various illustrative components, elements, and steps have been described above generally in terms of their functionality. Whether such functionality is implemented as hardware or software depends upon the particular application and design requirements of the overall system. Skilled artisans may implement the described functionality in varying ways for each particular application, but such implementation decisions should not be interpreted as causing a departure from the scope of the present embodiments.
The various illustrative logical blocks, or elements, or devices described in connection with the embodiments disclosed herein may be implemented or performed with a general purpose processor, a digital signal processor, an Application Specific Integrated Circuit (ASIC), a field programmable gate array or other programmable logic device, discrete gate or transistor logic, discrete hardware components, or any combination thereof designed to perform the functions described herein. A general-purpose processor may be a microprocessor, but in the alternative, the processor may be any conventional processor, controller, microcontroller, or state machine. A processor may also be implemented as a combination of computing devices, e.g., a digital signal processor and a microprocessor, a plurality of microprocessors, one or more microprocessors in conjunction with a digital signal processor core, or any other similar configuration.
The steps of a method or algorithm described in connection with the embodiments disclosed herein may be embodied directly in hardware, in a software module executed by a processor, or in a combination of the two. A software module may be stored in RAM memory, flash memory, ROM memory, EPROM memory, EEPROM memory, registers, hard disk, a removable disk, a CD-ROM, or any other form of storage medium known in the art. For example, a storage medium may be coupled to the processor such the processor can read information from, and write information to, the storage medium. In the alternative, the storage medium may be integral to the processor. The processor and the storage medium may reside in an ASIC, which may be located in a user terminal. In the alternative, the processor and the storage medium may reside in different components in a user terminal.
In one or more exemplary designs, the functions described above in connection with the embodiments of the invention may be implemented in hardware, software, firmware, or any combination of the three. If implemented in software, the functions may be stored on or transmitted over as one or more instructions or code on a computer-readable medium. Computer-readable media includes both computer storage media and communication media that facilitate transfer of a computer program from one place to another. Storage media may be any available media that can be accessed by a general purpose or special purpose computer. For example, such computer-readable media can include, but is not limited to, RAM, ROM, EEPROM, CD-ROM or other optical disk storage, magnetic disk storage or other magnetic storage devices, or any other medium which can be used to carry or store program code in the form of instructions or data structures and which can be read by a general-purpose or special-purpose computer, or a general-purpose or special-purpose processor. Additionally, any connection is properly termed a computer-readable medium, and, thus, is included if the software is transmitted from a website, server, or other remote source via a coaxial cable, fiber optic cable, twisted pair, Digital Subscriber Line (DSL), or wirelessly, e.g., infrared, radio, and microwave. Such discs (disk) and disks (disc) include compact disks, laser disks, optical disks, DVDs, floppy disks and blu-ray disks where disks usually reproduce data magnetically, while disks usually reproduce data optically with lasers. Combinations of the above may also be included in the computer-readable medium.

Claims (10)

1. A signature verification mode pushing method is characterized by comprising the following steps:
determining preference data of each historical label checking mode according to the initial parameters and the label checking times of each historical label checking mode;
determining the safety parameters of each historical signature checking mode according to the safety type corresponding to each historical signature checking mode;
according to the preference data and the safety parameters, the signature verification recommendation data of each historical signature verification mode is determined;
and determining a target signature checking mode according to the signature checking recommendation data of each historical signature checking mode, and pushing the target signature checking mode to a client for displaying.
2. The push method for the signature verification manner according to claim 1, wherein the step of determining the preference data of each historical signature verification manner according to the initial parameters and the signature verification times of each historical signature verification manner comprises the following steps:
acquiring preference coefficients of the historical label checking modes according to initial parameters of the historical label checking modes;
and determining preference data of each historical label checking mode according to the preference coefficient and the label checking times of each historical label checking mode.
3. The push method for the signature verification manner according to claim 2, wherein the step of obtaining the preference coefficient of each historical signature verification manner according to the initial parameter of each historical signature verification manner comprises the steps of:
determining preference sorting data of each historical label checking mode according to the initial parameters of each historical label checking mode;
determining the preference coefficient according to the preference ranking data.
4. The push method for the signature verification manner according to claim 1, wherein the step of determining the security parameters of each historical signature verification manner according to the security type corresponding to each historical signature verification manner comprises the steps of:
determining a verification factor of each historical signature verification mode according to the safety type corresponding to each historical signature verification mode;
determining safety sequencing data of each historical signature checking mode according to the verification factor of each historical signature checking mode;
and determining the safety parameters according to the safety sequencing data.
5. The signature verification method pushing method of claim 4, wherein determining the verification factor of each historical signature verification method according to the security type corresponding to each historical signature verification method comprises:
determining the number of the safety types corresponding to each historical signature checking mode and the safety coefficient of each safety type;
and determining verification factors of the historical signature verification modes according to the number of the safety types and the safety factors of the safety types.
6. The signature verification manner pushing method according to claim 1, further comprising:
determining ranking data of the label checking modes according to the label checking recommendation data of each historical label checking mode and the target label checking mode;
and pushing the ranking data of the signature checking mode to the client for displaying.
7. The signature verification mode pushing method of claim 1, wherein determining the target signature verification mode according to the signature verification recommendation data of each historical signature verification mode comprises:
and screening all the historical label checking modes according to the client information from the client, and determining a target label checking mode according to the screened label checking recommendation data of all the historical label checking modes.
8. The utility model provides a verify and sign mode pusher which characterized in that includes:
the preference data determining module is used for determining preference data of each historical label checking mode according to the initial parameters and the label checking times of each historical label checking mode;
the safety parameter module is used for determining the safety parameters of the historical label checking modes according to the safety types corresponding to the historical label checking modes;
the signature verification recommendation data module is used for determining signature verification recommendation data of each historical signature verification mode according to the preference data and the safety parameters;
and the target label checking mode module is used for determining a target label checking mode according to the label checking recommendation data of each historical label checking mode and pushing the target label checking mode to the client side for displaying.
9. A computer device comprising a memory, a processor and a computer program stored on the memory and running on the processor, wherein the steps of the signature verification push method according to any one of claims 1 to 7 are implemented when the computer program is executed by the processor.
10. A computer-readable storage medium, on which a computer program is stored, wherein the computer program, when being executed by a processor, implements the steps of the signature verification push method according to any one of claims 1 to 7.
CN202210117426.XA 2022-02-08 2022-02-08 Pushing method and device in signature checking mode Pending CN114493569A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN202210117426.XA CN114493569A (en) 2022-02-08 2022-02-08 Pushing method and device in signature checking mode

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN202210117426.XA CN114493569A (en) 2022-02-08 2022-02-08 Pushing method and device in signature checking mode

Publications (1)

Publication Number Publication Date
CN114493569A true CN114493569A (en) 2022-05-13

Family

ID=81477577

Family Applications (1)

Application Number Title Priority Date Filing Date
CN202210117426.XA Pending CN114493569A (en) 2022-02-08 2022-02-08 Pushing method and device in signature checking mode

Country Status (1)

Country Link
CN (1) CN114493569A (en)

Similar Documents

Publication Publication Date Title
CN108009808B (en) Function expansion method and device for group account
US7574402B2 (en) System and method for authorizing electronic payment transactions
JP2018524713A (en) Payment threshold acquisition method and apparatus
CN107748952A (en) Prestige checking method, device and storage medium based on consumer's risk control
CN110705980A (en) Method, device and storage medium for processing transaction payment operation based on data analysis
CN109376811A (en) A kind of intelligence changes chucking method, device, terminal and computer-readable medium
US20090265232A1 (en) System and Method for Processing Travel Expense Vouchers
CN109272131A (en) Foreign currency reserves enchashment method, client, server, the pre- Ark of the Covenant of foreign currency and system
CN112200450A (en) Customer service distribution method, device and medium
CN109409548A (en) Foreign currency reserves enchashment method, client, server, the pre- Ark of the Covenant of foreign currency and system
CN109615384A (en) Generation method, device and the server of timeliness verification rule
CN113129012A (en) Payment data processing method, device, equipment and system
CN109272404A (en) Business authorization method and device
CN110046985A (en) Data processing system, method and terminal device
KR102132936B1 (en) Customized financial service management method
CN112819473A (en) Order processing method, server, equipment and medium based on digital dictionary
CN107895260A (en) A kind of reservation for bank method, storage medium and electronic equipment by stages
CN114493569A (en) Pushing method and device in signature checking mode
CN109670812A (en) Method of payment, device, terminal and storage medium
CN113191887A (en) Abnormal account early warning method and device
CN113591444A (en) Information filling method and device and electronic equipment
CN107798606A (en) Numerical value resources regulation method and apparatus
CN112101950A (en) Suspicious transaction monitoring model feature extraction method and device
CN111027980B (en) Method and device for verifying use of limit
KR102489842B1 (en) Method for performing financial trade using NFC

Legal Events

Date Code Title Description
PB01 Publication
PB01 Publication
SE01 Entry into force of request for substantive examination
SE01 Entry into force of request for substantive examination