CN109272404A - Business authorization method and device - Google Patents
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Abstract
The present invention provides a kind of business authorization method and devices, are related to the technical field of computer, are capable of the Transaction Information of receiving front-end platform transmission；When Transaction Information triggers pre-set licensing scheme, the corresponding authorization rule of Transaction Information is integrated, generation integrates authorization message and is sent to front-end platform, to check to Transaction Information；What receiving front-end platform returned checks the message field (MFLD) for integrating authorization message, accounting processing is carried out according to message field (MFLD), be effectively relieved transaction handle it is waiting for a long time with client, the problem of authorization heavy workload of site or Batch Processing processing center authorized person, to improve user and customer experience degree.
Description
Technical field
The present invention relates to field of computer technology, more particularly, to a kind of business authorization method and device.
Background technique
With the continuous growth of customer quantity and portfolio, site business handling efficiency becomes the pass for measuring service quality
Key factor, site teller personnel will do it Authorized operation during curstomer-oriented provides service transacting, this is to reinforce
Risk control and a kind of permission control means taken, authorization, which is laid particular emphasis on, closes business background, business risk and business handling
The control and audit of rule property, the feature with high real-time.
In existing Static authorization and dynamic authorization and the case where deposit, so that a transaction at most needs the interaction of two sub-authorizations
Process, Static authorization, which belongs to front end, can judge the service logic handled, and dynamic authorization belongs to the industry that processing can only be judged by rear end
Business logic, when transaction had not only had Static authorization there are when dynamic authorization rule, it is interactive that at most there may be two sub-authorizations,
After triggering Static authorization, front end authorization is returned to, front end authorization submits transaction to backstage accounting system again after passing through, backstage is kept accounts
After system return needs dynamic authorization, front end authorization to pass through, transaction is submitted to arrive backstage accounting system again, book keeping operation is handled successfully
Afterwards, business handling terminates.Two sub-authorizations need to authorize teller's verification authorization message twice, and password or fingerprint are believed twice for input
Breath, rear end do permission judgement twice, increase transaction and handle time and client's waiting time, while increasing site or backstage
The authorization workload of business processing center authorized person, to affect the Experience Degree of user and client.
Summary of the invention
In view of this, being asked the purpose of the present invention is to provide a kind of business authorization method and device with alleviating above-mentioned technology
Topic.
In a first aspect, the embodiment of the invention provides a kind of business authorization methods, wherein this method comprises: receiving front-end
The Transaction Information that platform is sent；Judge whether Transaction Information triggers pre-set licensing scheme, wherein licensing scheme includes more
A authorization rule；If so, the corresponding authorization rule of Transaction Information is integrated, authorization message is integrated in generation；Integration is awarded
Power information is sent to front-end platform, so that front-end platform checks Transaction Information；What receiving front-end platform returned checks whole
The message field (MFLD) for closing authorization message carries out accounting processing according to message field (MFLD).
With reference to first aspect, the embodiment of the invention provides the first possible embodiments of first aspect, wherein sentences
Before whether disconnected Transaction Information triggers pre-set licensing scheme, this method further include: according to Transaction Information to licensing scheme
Including multiple authorization rules screened.
The possible embodiment of with reference to first aspect the first, the embodiment of the invention provides second of first aspect
Possible embodiment, wherein multiple authorization rules include the corresponding Static authorization rule of Static authorization mechanism and dynamic authorization
The corresponding dynamic authorization rule of mechanism；Judge that the step of whether Transaction Information triggers pre-set licensing scheme includes: judgement
Whether the element of transaction that Transaction Information includes meets Static authorization rule, and, the element of transaction for judging that Transaction Information includes is
It is no to meet dynamic authorization rule；Wherein, Static authorization rule and dynamic authorization rule are the authorization rule after screening.
The possible embodiment of second with reference to first aspect, the embodiment of the invention provides the third of first aspect
Possible embodiment, wherein if the step of corresponding authorization rule of Transaction Information is integrated includes: Transaction Information packet
The element of transaction contained only meets Static authorization rule, and the corresponding Static authorization rule of Transaction Information is integrated；If transaction
The element of transaction that information includes only meets dynamic authorization rule, and the corresponding dynamic authorization rule of Transaction Information is integrated；Such as
Element of transaction that fruit Transaction Information includes while meeting Static authorization rule and dynamic authorization rule, Transaction Information is corresponding quiet
State authorization rule and dynamic authorization rule are integrated.
The possible embodiment of second with reference to first aspect, the embodiment of the invention provides the 4th kind of first aspect
Possible embodiment, wherein this method further include: the element of transaction that includes when Transaction Information while meeting Static authorization rule
When with dynamic authorization rule, dynamic authorization anticipation transaction is called.
Second aspect, the embodiment of the present invention also provide a kind of service authorization device, wherein the device includes: the first reception
Module, the Transaction Information sent for receiving front-end platform；Judgment module is preset for judging whether Transaction Information triggers
Licensing scheme, wherein licensing scheme includes multiple authorization rules；Module is integrated, is for the judging result when judgment module
When being, the corresponding authorization rule of Transaction Information is integrated, authorization message is integrated in generation；Sending module is awarded for that will integrate
Power information is sent to front-end platform, so that front-end platform checks Transaction Information；Second receiving module is used for receiving front-end
What platform returned checks the message field (MFLD) for integrating authorization message, carries out accounting processing according to message field (MFLD).
In conjunction with second aspect, the embodiment of the invention provides the first possible embodiments of second aspect, wherein should
Device further include: screening module, for being believed before judging whether Transaction Information triggers pre-set licensing scheme according to transaction
Breath screens multiple authorization rules that licensing scheme includes.
In conjunction with the first possible embodiment of second aspect, the embodiment of the invention provides second of second aspect
Possible embodiment, wherein multiple authorization rules include the corresponding Static authorization rule of Static authorization mechanism and dynamic authorization
The corresponding dynamic authorization rule of mechanism；Judgment module is also used to: judging whether the element of transaction that Transaction Information includes meets static state
Authorization rule, and, judge whether the element of transaction that Transaction Information includes meets dynamic authorization rule；Wherein, Static authorization is advised
It is then the authorization rule after screening with dynamic authorization rule.
In conjunction with second of possible embodiment of second aspect, the embodiment of the invention provides the third of second aspect
Possible embodiment, wherein integrate module and be also used to: if the element of transaction that Transaction Information includes only meets Static authorization rule
Then, the corresponding Static authorization rule of Transaction Information is integrated；If the element of transaction that Transaction Information includes only meets dynamic
Authorization rule integrates the corresponding dynamic authorization rule of Transaction Information；If the element of transaction that Transaction Information includes is simultaneously
Meet Static authorization rule and dynamic authorization rule, the corresponding Static authorization rule of Transaction Information and dynamic authorization rule are carried out
Integration.
In conjunction with second of possible embodiment of second aspect, the embodiment of the invention provides the 4th kind of second aspect
Possible embodiment, wherein the device further include: anticipation module, the element of transaction for including when Transaction Information are expired simultaneously
When sufficient Static authorization rule and dynamic authorization rule, dynamic authorization anticipation transaction is called.
The embodiment of the present invention brings following the utility model has the advantages that a kind of business authorization method and dress provided in an embodiment of the present invention
It sets, is capable of the Transaction Information of receiving front-end platform transmission；When Transaction Information triggers pre-set licensing scheme, transaction is believed
It ceases corresponding authorization rule to be integrated, generation integrates authorization message and is sent to front-end platform, to check Transaction Information；
What receiving front-end platform returned checks the message field (MFLD) for integrating authorization message, carries out accounting processing according to message field (MFLD), effectively slow
Solved transaction handle it is waiting for a long time with client, the authorization heavy workload of site or Batch Processing processing center authorized person
Problem, to improve user and customer experience degree.
Other features and advantages of the present invention will illustrate in the following description, also, partly become from specification
It obtains it is clear that understand through the implementation of the invention.The objectives and other advantages of the invention are in specification, claims
And specifically noted structure is achieved and obtained in attached drawing.
To enable the above objects, features and advantages of the present invention to be clearer and more comprehensible, preferred embodiment is cited below particularly, and cooperate
Appended attached drawing, is described in detail below.
Detailed description of the invention
It, below will be to specific in order to illustrate more clearly of the specific embodiment of the invention or technical solution in the prior art
Embodiment or attached drawing needed to be used in the description of the prior art be briefly described, it should be apparent that, it is described below
Attached drawing is some embodiments of the present invention, for those skilled in the art, without creative efforts,
It is also possible to obtain other drawings based on these drawings.
Fig. 1 is a kind of flow chart of business authorization method provided in an embodiment of the present invention；
Fig. 2 is a kind of structural schematic diagram of service authorization device provided in an embodiment of the present invention；
Fig. 3 is the structural schematic diagram of another service authorization device provided in an embodiment of the present invention；
Fig. 4 is a kind of structural block diagram of service authorization platform provided in an embodiment of the present invention.
Specific embodiment
In order to make the object, technical scheme and advantages of the embodiment of the invention clearer, below in conjunction with attached drawing to the present invention
Technical solution be clearly and completely described, it is clear that described embodiments are some of the embodiments of the present invention, rather than
Whole embodiments.Based on the embodiments of the present invention, those skilled in the art institute without making creative work
The every other embodiment obtained, shall fall within the protection scope of the present invention.
Service authorization is that secondary supervision is played the role of to some wholesale withdrawal account transfers or particular service by bank, while
It is in order to which firmly means, the authorization reinforcing business bank's prevention and control risk and take can not change the original operation of business
And operation mode, the submitter of transaction are still licensee, authorized person only disposably authorizes a certain operator to a certain
The processing authority of transaction.Common service authorization is divided into Static authorization and dynamic authorization by licensing mode, wherein Static authorization is
Refer to the Static authorization being previously set according only to the element of transaction and transaction sent on the teller of front end.It can judge whether this transaction needs
The case where authorizing, if transaction reaches permission risk control threshold values, this sub-authorization is exactly Static authorization；Dynamic authorization refers to not
It directly can judge whether transaction triggers authorization according to the element of transaction sent on the teller of front end, and aft-end assembly is needed to be calculated,
Or business is called again to determine whether the case where triggering authorization, such as the RMB same day accumulative withdrawal limit, foreign exchange are bought foreign exchange
Situations such as limit.
With the continuous increase of banking amount, the efficiency of service authorization system directly determines the efficiency of business handling.
If, due to cannot slowly respond, teller and client cause subsequent all in wait state after teller submits authorized application
Business can not be handled, it will seriously affect the service quality of entire site.The information system of large scale business bank is in software architecture
On be all made of front-end and back-end two parts, front and back end separation system architecture system under, if a transaction is deposited simultaneously
The Static authorization and dynamic authorization the case where, then this is traded, there may be three sections for longest transaction path, before being for the first time
End is submitted to server-side triggering Static authorization, feeds back front end Static authorization reason.It is that transaction will after front end authorization passes through for the second time
Static authorization information and transaction data are submitted to server-side, and transaction is submitted to backend services accounting system, rear end industry by server-side
Business accounting system triggers dynamic authorization, feeds back rear end dynamic authorization reason.Third time is after front end dynamic authorization passes through, will to trade
Data and sound state authorization message submit server-side again, and server-side submits backend services system accounting.Also, currently, integration
There are certain difficulties for Static authorization and dynamic authorization, are based on this, a kind of service authorization mode provided in an embodiment of the present invention and
Device, can integrate dynamic Static authorization is a sub-authorization, reduces system primary system front and back end interaction times, reduces by an industry
Business authorization, saves business handling and client's waiting time, while reducing site or Batch Processing processing center authorized person
Authorization workload, improve the Experience Degree of user and client.
For convenient for understanding the present embodiment, first to a kind of business authorization method disclosed in the embodiment of the present invention into
Row is discussed in detail.
The embodiment of the invention provides a kind of business authorization method, a kind of processes of business authorization method as shown in Figure 1
Figure, method includes the following steps:
Step S102, the Transaction Information that receiving front-end platform is sent.
When specific implementation, the Transaction Information that authorization blocker receiving front-end platform is sent, and according to the transaction of access request
The authorization rule of acquisition of information transaction, wherein authorization rule includes Static authorization rule and dynamic authorization rule, Static authorization rule
It is then the risk control threshold value or expression formula formed according to various dimensions, the multi-level front end element of transaction of transaction setting, moves
State authorization rule is backend services system according to the various dimensions of transaction setting, multi-level risk control parameter or parameter expression
Formula, element of transaction specifically refer to the transaction data that Transaction Information includes；Authorize blocker to be associated the authorization rule of acquisition,
Intelligently the core processings such as assembling and currency type equivalence are converted for merging, operation, authorization reason words art, at authorization review log trace
The auxiliary activities logics such as reason, and authorization rule is sent to authorisation process kernel service progress follow-up process by treated.
Step S104, judges whether Transaction Information triggers pre-set licensing scheme, wherein licensing scheme includes multiple
Authorization rule.
Specifically, pre-set licensing scheme includes Static authorization mechanism and dynamic authorization mechanism, judges Transaction Information
When whether triggering Static authorization mechanism and referring to that the element of transaction for including when Transaction Information meets Static authorization rule, then trigger
Static authorization mechanism, otherwise without triggering Static authorization mechanism；Judge whether Transaction Information triggers dynamic authorization mechanism and refer to
When the element of transaction that Transaction Information includes meets dynamic authorization rule, then dynamic authorization mechanism is triggered, is not otherwise triggered
Dynamic authorization mechanism.Because transaction needs the risk factors that control and transaction compliance condition there may be a variety of situations,
It is generally existing that one licensing scheme, which exists simultaneously a plurality of Static authorization rule and a plurality of dynamic authorization rule,.
Step S106 generates integration authorization letter if so, the corresponding authorization rule of Transaction Information is integrated
Breath.
Specifically, but also triggering dynamic authorization mechanism if transaction had not only triggered Static authorization mechanism, core processing is authorized
Service will integrate Static authorization rule and dynamic authorization rule, and major integration logic includes authorizing the intersection in post or role,
The union of audit examination & approval prompt, authorizes the union of reason to handle, licensing mode merges processing according to priority.If transaction
Only trigger Static authorization mechanism, authorization core processing service will integrate Static authorization rule, integrate principle be a plurality of rule by
Trigger post intersection merging, a plurality of rule authorizes post or role to merge by intersection, a plurality of regular audit examines prompt by simultaneously
Collection merges, a plurality of rule authorization reason is merged by union, the licensing mode of a plurality of rule is according to priority related to merging.If
Transaction only triggers dynamic authorization mechanism, and authorization core processing service will integrate dynamic authorization rule, and integrating principle is a plurality of rule
Post or role is then authorized to merge by intersection, a plurality of rule audit examination & approval prompt is merged by union, a plurality of rule authorization reason
Item is paid close attention to when by union merging, a plurality of rule authorization to be according to priority related to by the licensing mode of union merging, a plurality of rule
It merges.
Step S108 will integrate authorization message and be sent to the front-end platform, so that front-end platform carries out Transaction Information
It checks.
Further, front-end platform receives there are two types of the modes for integrating authorization message, and one is same authorization terminals, and one is remote
Cheng Shouquan.It is to authorize teller by way of fingerprint or user name+password directly in the terminal of operation teller with authorization terminal
It carries out permission to authorize, Transaction Information is checked through rear direct submission transaction data；Remote authorization is by informationization
Means realize networking remote authorization mode, and authorization teller is not authorized by operating the terminal of teller not instead of directly,
Oneself terminal is authorized, to Transaction Information checked by it is rear submit this transaction need image voucher or certificate,
Data scanning information etc. is uploaded to backstage and concentrates authorization business processing center.
Step S110, receiving front-end platform return checks the message field (MFLD) for integrating authorization message, according to message field (MFLD) into
Row accounting processing.
Specifically, it after rear end receives the message field (MFLD) for integrating authorization message, is kept accounts by analytic message field
Processing and data storage.
A kind of business authorization method provided in an embodiment of the present invention is capable of the Transaction Information of receiving front-end platform transmission；When
When Transaction Information triggers pre-set licensing scheme, the corresponding authorization rule of Transaction Information is integrated, integration is generated and awards
Power information is sent to front-end platform, to check to Transaction Information；Authorization message is integrated in checking for receiving front-end platform return
Message field (MFLD), according to message field (MFLD) carry out accounting processing, be effectively relieved transaction handle it is waiting for a long time with client, site or
The problem of authorization heavy workload of person Batch Processing processing center authorized person, to improve user and customer experience degree.
In general, it is above-mentioned judge whether Transaction Information triggers pre-set licensing scheme before, this method further include with
Lower step: multiple authorization rules that licensing scheme includes are screened according to Transaction Information.
When specific implementation, authorisation process kernel service can according to mechanism filtering rule, post or role's filtering rule with
And condition filter rule screens authorization rule, wherein filtering authorization rule according to mechanism filtering rule can filter out
The triggering rule nearest from mechanism level.It can be set according to post or role's filtering rule filtering authorization rule for not
Authorization review with identity operator intercepts rule.It whether is very, to filter out and really trigger rule according to condition filter rule；
Trading for one can be set the Service control rule of multiple dimensions, such as the amount of money, type of service, trade date, voucher etc., if
It is related to the rule of foreign currency, then needs that the trading limit for whether reaching equivalent dollar calculated according to current monetary exchange rate.
Further, multiple authorization rules include the corresponding Static authorization rule of Static authorization mechanism and dynamic authorization mechanism pair
The dynamic authorization rule answered；Judge that the step of whether Transaction Information triggers pre-set licensing scheme includes: that judgement is handed over
Whether the element of transaction that easy information includes meets Static authorization rule, and, judge element of transaction that Transaction Information includes is whether
Meet dynamic authorization rule；Wherein, Static authorization rule and dynamic authorization rule are the authorization rule after screening.
Wherein, if the step of corresponding authorization rule of Transaction Information is integrated includes: the friendship that Transaction Information includes
Easy element only meets Static authorization rule, and the corresponding Static authorization rule of Transaction Information is integrated；If Transaction Information packet
The element of transaction contained only meets dynamic authorization rule, and the corresponding dynamic authorization rule of Transaction Information is integrated；If transaction
Element of transaction that information includes while meeting Static authorization rule and dynamic authorization rule, by the corresponding Static authorization of Transaction Information
The regular and described dynamic authorization rule is integrated.
When specific implementation, when Transaction Information trigger Static authorization mechanism simultaneously again there are when dynamic authorization rule, then send out
Send dynamic authorization anticipation transaction to rear end, it is authorization anticipation transaction that current transaction is distinguished according to type of transaction in rear end, is not needed
The practical book keeping operation processing for carrying out account, obtains dynamic authorization rule, judges whether the accounting information currently submitted triggers dynamic
Licensing scheme, by the authorization code rule arranged in advance in returned packet, returns to specified award if triggering dynamic authorization mechanism
Weighted code and authorization reason.The fixed unauthorized scene return code of anticipation transaction is returned if not triggering dynamic authorization.If
Back-end transaction reports an error, then returns to error message according to normal transaction errors process.If there is no dynamic authorization rule, then directly
Connect the authorization reason for returning to front-end platform Static authorization and authorization audit prompt.
Wherein, it when the element of transaction that Transaction Information includes while when meeting Static authorization rule and dynamic authorization rule, adjusts
It is prejudged and is traded with dynamic authorization.
Corresponding to the business authorization method that above embodiment provides, the embodiment of the invention also provides a kind of service authorization
Device, the structural schematic diagram of a kind of service authorization device as shown in Figure 2, as shown in Fig. 2, the device includes:
First receiving module 202, the Transaction Information sent for receiving front-end platform；
Judgment module 204, for judging whether Transaction Information triggers pre-set licensing scheme, wherein licensing scheme
Including multiple authorization rules；
Integrate module 206, for when the judging result of judgment module be when, by the corresponding authorization rule of Transaction Information into
Authorization message is integrated in row integration, generation；
Sending module 208 is sent to front-end platform for that will integrate authorization message so that front-end platform to Transaction Information into
Row checks；
Second receiving module 210 integrates the message field (MFLD) of authorization message for checking of returning of receiving front-end platform, according to
Message field (MFLD) carries out accounting processing.
Further, on the basis of Fig. 2, Fig. 3 shows the structural schematic diagram of another service authorization device, removes Fig. 2 institute
The structure shown, above-mentioned apparatus further include:
Screening module 302, for being believed before judging whether Transaction Information triggers pre-set licensing scheme according to transaction
Breath screens multiple authorization rules that licensing scheme includes.
Specifically, multiple authorization rules include the corresponding Static authorization rule of Static authorization mechanism and dynamic authorization mechanism pair
The dynamic authorization rule answered；Therefore, judgment module 204 is also used to: it is quiet to judge whether element of transaction that Transaction Information includes meets
State authorization rule, and, judge whether the element of transaction that Transaction Information includes meets dynamic authorization rule；Wherein, Static authorization
Rule and dynamic authorization rule are the authorization rule after screening.
Further, it integrates module 206 to be also used to: if the element of transaction that Transaction Information includes only meets Static authorization rule
Then, the corresponding Static authorization rule of Transaction Information is integrated；If the element of transaction that Transaction Information includes only meets dynamic
Authorization rule integrates the corresponding dynamic authorization rule of Transaction Information；If the element of transaction that Transaction Information includes is simultaneously
Meet Static authorization rule and dynamic authorization rule, the corresponding Static authorization rule of Transaction Information and dynamic authorization rule are carried out
Integration.
Further, as shown in figure 3, above-mentioned apparatus further include:
Module 304 is prejudged, the element of transaction for including when Transaction Information meets Static authorization rule simultaneously and dynamically awards
When power rule, dynamic authorization anticipation transaction is called.
Service authorization device provided in an embodiment of the present invention has identical with business authorization method provided by the above embodiment
Technical characteristic reach identical technical effect so also can solve identical technical problem.
The embodiment of the invention also provides a kind of service authorization platforms, which includes processor and storage
Device, the memory are stored with the machine-executable instruction that can be executed by the processor, and the processor executes the machine
Device executable instruction is to realize above-mentioned business authorization method.
The structural block diagram of a kind of service authorization platform shown in Figure 4, comprising: processor 400, memory 401, bus
402 and communication interface 403, the processor 400, communication interface 403 and memory 401 are connected by bus 402；Processor
400 for executing the executable module stored in memory 401, such as computer program.
Wherein, memory 401 may include high-speed random access memory (RAM, Random Access Memory),
It may further include non-labile memory (non-volatile memory), for example, at least a magnetic disk storage.By extremely
A few communication interface 403 (can be wired or wireless) is realized logical between the system network element and at least one other network element
Letter connection, can be used internet, wide area network, local network, Metropolitan Area Network (MAN) etc..
Bus 402 can be isa bus, pci bus or eisa bus etc..The bus can be divided into address bus, number
According to bus, control bus etc..Only to be indicated with a four-headed arrow in Fig. 4, it is not intended that an only bus convenient for indicating
Or a type of bus.
Wherein, memory 401 is for storing program, and the processor 400 executes the journey after receiving and executing instruction
Sequence, the business authorization method that aforementioned any embodiment of the embodiment of the present invention discloses can be applied in processor 400, or by
Device 400 is managed to realize.
Processor 400 may be a kind of IC chip, the processing capacity with signal.It is above-mentioned during realization
Each step of method can be completed by the integrated logic circuit of the hardware in processor 400 or the instruction of software form.On
The processor 400 stated can be general processor, including central processing unit (Central Processing Unit, abbreviation
CPU), network processing unit (Network Processor, abbreviation NP) etc.；It can also be digital signal processor (Digital
Signal Processing, abbreviation DSP), specific integrated circuit (Application Specific Integrated
Circuit, abbreviation ASIC), ready-made programmable gate array (Field-Programmable Gate Array, abbreviation FPGA) or
Person other programmable logic device, discrete gate or transistor logic, discrete hardware components.It may be implemented or execute sheet
Disclosed each method, step and logic diagram in inventive embodiments.General processor can be microprocessor or the processing
Device is also possible to any conventional processor etc..The step of method in conjunction with disclosed in the embodiment of the present invention, can be embodied directly in
Hardware decoding processor executes completion, or in decoding processor hardware and software module combination execute completion.Software mould
Block can be located at random access memory, flash memory, read-only memory, programmable read only memory or electrically erasable programmable storage
In the storage medium of this fields such as device, register maturation.The storage medium is located at memory 401, and processor 400 reads memory
Information in 401, in conjunction with the step of its hardware completion above method.
The computer program product of business authorization method and device provided by the embodiment of the present invention, including store program
The computer readable storage medium of code, the instruction that said program code includes can be used for executing described in previous methods embodiment
Method, specific implementation can be found in embodiment of the method, details are not described herein.
It is apparent to those skilled in the art that for convenience and simplicity of description, the platform of foregoing description
It with the specific work process of device, can refer to corresponding processes in the foregoing method embodiment, details are not described herein.
It, can be with if the function is realized in the form of SFU software functional unit and when sold or used as an independent product
It is stored in a computer readable storage medium.Based on this understanding, technical solution of the present invention is substantially in other words
The part of the part that contributes to existing technology or the technical solution can be embodied in the form of software products, the meter
Calculation machine software product is stored in a storage medium, including some instructions are used so that a computer equipment (can be a
People's computer, server or network equipment etc.) it performs all or part of the steps of the method described in the various embodiments of the present invention.
And storage medium above-mentioned includes: that USB flash disk, mobile hard disk, read-only memory (ROM, Read-OnlyMemory), arbitrary access are deposited
The various media that can store program code such as reservoir (RAM, Random Access Memory), magnetic or disk.
Finally, it should be noted that above embodiments, only a specific embodiment of the invention, to illustrate skill of the invention
Art scheme, rather than its limitations, scope of protection of the present invention is not limited thereto, although with reference to the foregoing embodiments to the present invention into
Go detailed description, it should be understood by those skilled in the art that: anyone skilled in the art takes off in the present invention
In the technical scope of dew, it can still modify to technical solution documented by previous embodiment or can readily occur in change
Change or equivalent replacement of some of the technical features；And these modifications, variation or replacement, do not make relevant art
Scheme essence be detached from technical solution of the embodiment of the present invention spirit and scope, should all cover protection scope of the present invention it
It is interior.Therefore, protection scope of the present invention should be subject to the protection scope in claims.
Claims (10)
1. a kind of business authorization method, which is characterized in that the described method includes:
The Transaction Information that receiving front-end platform is sent；
Judge whether the Transaction Information triggers pre-set licensing scheme, wherein the licensing scheme includes multiple authorizations
Rule；
If so, the corresponding authorization rule of the Transaction Information is integrated, authorization message is integrated in generation；
The authorization message of integrating is sent to the front-end platform, so that the front-end platform examines the Transaction Information
Core；
Receive the front-end platform return checks the message field (MFLD) for integrating authorization message, is carried out according to the message field (MFLD)
Accounting processing.
2. judging whether the Transaction Information triggers the method according to claim 1, wherein described and presetting
Licensing scheme before, the method also includes:
Multiple authorization rules that the licensing scheme includes are screened according to the Transaction Information.
3. according to the method described in claim 2, it is characterized in that, multiple authorization rules include that Static authorization mechanism is corresponding
Static authorization rule and dynamic authorization mechanism corresponding dynamic authorization rule；
It is described to judge that the step of whether Transaction Information triggers pre-set licensing scheme includes:
Judge whether the element of transaction that the Transaction Information includes meets the Static authorization rule, and, judge the transaction
Whether the element of transaction that information includes meets the dynamic authorization rule；
Wherein, the Static authorization rule and the dynamic authorization rule are the authorization rule after screening.
4. according to the method described in claim 3, it is characterized in that, described by the corresponding authorization rule of the Transaction Information
The step of being integrated include:
If the element of transaction that the Transaction Information includes only meets the Static authorization rule, and the Transaction Information is corresponding
The Static authorization rule is integrated；
If the element of transaction that the Transaction Information includes only meets the dynamic authorization rule, and the Transaction Information is corresponding
The dynamic authorization rule is integrated；
If element of transaction that the Transaction Information includes while meeting the Static authorization rule and dynamic authorization rule,
The corresponding Static authorization rule of the Transaction Information and the dynamic authorization rule are integrated.
5. according to the method described in claim 3, it is characterized in that, the method also includes:
When the element of transaction that the Transaction Information includes while when meeting the Static authorization rule and the dynamic authorization rule,
Call dynamic authorization anticipation transaction.
6. a kind of service authorization device, which is characterized in that described device includes:
First receiving module, the Transaction Information sent for receiving front-end platform；
Judgment module, for judging whether the Transaction Information triggers pre-set licensing scheme, wherein the licensing scheme
Including multiple authorization rules；
Integrate module, for when the judging result of the judgment module be when, by the corresponding authorization of the Transaction Information
Rule is integrated, and authorization message is integrated in generation；
Sending module, for the authorization message of integrating to be sent to the front-end platform, so that the front-end platform is to described
Transaction Information is checked；
Second receiving module checks the message field (MFLD) for integrating authorization message, root for receive that the front-end platform returns
Accounting processing is carried out according to the message field (MFLD).
7. device according to claim 6, which is characterized in that described device further include:
Screening module, for before judging whether the Transaction Information triggers pre-set licensing scheme, according to the transaction
Information screens multiple authorization rules that the licensing scheme includes.
8. device according to claim 7, which is characterized in that multiple authorization rules include that Static authorization mechanism is corresponding
Static authorization rule and dynamic authorization mechanism corresponding dynamic authorization rule；
The judgment module is also used to:
Judge whether the element of transaction that the Transaction Information includes meets the Static authorization rule, and, judge the transaction
Whether the element of transaction that information includes meets the dynamic authorization rule；
Wherein, the Static authorization rule and the dynamic authorization rule are the authorization rule after screening.
9. device according to claim 8, which is characterized in that the module of integrating is also used to:
If the element of transaction that the Transaction Information includes only meets the Static authorization rule, and the Transaction Information is corresponding
The Static authorization rule is integrated；
If the element of transaction that the Transaction Information includes only meets the dynamic authorization rule, and the Transaction Information is corresponding
The dynamic authorization rule is integrated；
If element of transaction that the Transaction Information includes while meeting the Static authorization rule and dynamic authorization rule,
The corresponding Static authorization rule of the Transaction Information and the dynamic authorization rule are integrated.
10. device according to claim 8, which is characterized in that described device further include:
Module is prejudged, the element of transaction for including when the Transaction Information meets the Static authorization rule simultaneously and described moves
When state authorization rule, dynamic authorization anticipation transaction is called.
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| CN112396522A (en) * | 2020-11-19 | 2021-02-23 | 中国建设银行股份有限公司 | Transaction processing method and device |
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