CN110458705A - A kind of processing system and method for authorization message - Google Patents

A kind of processing system and method for authorization message Download PDF

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Publication number
CN110458705A
CN110458705A CN201910755105.0A CN201910755105A CN110458705A CN 110458705 A CN110458705 A CN 110458705A CN 201910755105 A CN201910755105 A CN 201910755105A CN 110458705 A CN110458705 A CN 110458705A
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CN
China
Prior art keywords
authorization
information
packets
message
prompt
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Pending
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CN201910755105.0A
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Chinese (zh)
Inventor
张盼
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Bank of China Ltd
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Bank of China Ltd
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Priority to CN201910755105.0A priority Critical patent/CN110458705A/en
Publication of CN110458705A publication Critical patent/CN110458705A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange

Abstract

The invention discloses a kind of processing system of authorization message and methods, the Transaction Information generated by the way that end will be handled, the authorization packets of satisfactory all authorization messages and prompt information composition are generated in checkout terminal, and it disposably returns to and handles end requirement authorization, the processing of entire authorization message can be completed by an authorization packets, without repeatedly being prompted and being authorized handling to hold, simplify transaction flow, traffic handling time is shortened, effect that the user experience is improved.

Description

A kind of processing system and method for authorization message
Technical field
The present invention relates to Financial Information processing technology fields, processing system and side more particularly to a kind of authorization message Method.
Background technique
Business bank's transaction often evades business risk by setting authorization point.Current commercial bank trading processing mistake Cheng Zhong, a transaction can repeatedly return to authorization message and give banking system front end, and front end will repeatedly pop up prompt information and submit remote Cheng Shouquan, entire transaction flow can bring great inconvenience to front end teller, while influencing client traffic and handling speed, reduce visitor Family experience.And along with the continuous reinforcement of external administration in business bank's process of exchange, the prompt information in transaction can be got over Come more, authorization message also will increase, and this influence can be more and more obvious.
Summary of the invention
It is directed to the above problem, the present invention provides the processing system and method for a kind of authorization message, realizes simplified transaction Process improves the purpose of customer experience effect.
To achieve the goals above, the present invention provides the following technical scheme that
A kind of processing system of authorization message, the system include: to handle end, authorization location, checkout terminal and remote centralized authorization End, wherein
It is described to handle end, the checkout terminal is sent to for generating Transaction Information, and by the Transaction Information;
The checkout terminal obtains all award corresponding with the Transaction Information for parsing to the Transaction Information Information and prompt information are weighed, and all authorization messages and prompt information are verified, the authorization message passed through will be verified and is mentioned Show that information generates authorization packets, the authorization packets are sent to and described handle end;
It is described to handle end, it is also used to parse the authorization packets, so that handling end can be according to the parsing of authorization packets As a result authorization requests are generated, the authorization requests are sent to the remote centralized authorization location;
The remote centralized authorization location, for the authorization requests to be given to the authorization location for meeting preset standard;
The authorization location, for obtaining authorization packets corresponding with the authorization requests, and according to mentioning in the authorization packets Show information and authorization message, authorisation process is carried out to the authorization requests, generates Authorization result.
Optionally, the end of handling includes:
First display module, for generating display box, the display box is used to show the parsing information of the authorization packets, and The parsing information is shown in the display box according to preset mode, and the preset mode is according to the parsing information Character length determine mode.
Optionally, first display module is also used to:
Idsplay order is received, the display position of the display box is determined according to the idsplay order, so that the display box It is shown in the display position.
Optionally, the authorization location includes:
Second display module, for generating display box, the display box is used to show the prompt information in the authorization packets And authorization message, and the prompt information and authorization message are shown in the display box according to preset mode, it is described pre- If mode is the mode determined according to the character length of the prompt information and/or the authorization message.
Optionally, the checkout terminal includes:
Correction verification module will not meet the authorization of authorization criteria for being verified authorization message and prompt information one by one Information and the prompt information for not meeting prompt requirement carry out ignoring processing, by the authorization message for meeting the authorization criteria and meet The prompt information that prompt requires packages, and obtains an authorization packets.
A kind of processing method of authorization message is held applied to handling, this method comprises:
Transaction Information is generated, and receives authorization packets corresponding with the Transaction Information, wherein the authorization packets are to described The check information that the corresponding all authorization messages of Transaction Information and prompt information generate after being verified;
The authorization packets are parsed, authorization requests are generated according to parsing result.
A kind of processing method of authorization message is applied to checkout terminal, this method comprises:
Transaction Information is received, and the Transaction Information is parsed, all award corresponding with the Transaction Information is obtained Weigh information and prompt information;
All authorization messages and prompt information are verified, authorization message and the prompt information generation that verification passes through are awarded Power packet, the authorization packets are used for the authorisation process to Transaction Information.
A kind of processing method of authorization message is applied to authorization location, comprising:
Authorization packets corresponding with authorization requests are obtained, the authorization packets are all authorization letters corresponding to the Transaction Information The check information that breath and prompt information generate after being verified;
The authorization packets are parsed, prompt information and authorization message are obtained;
The authorization requests are handled according to the prompt information and authorization message, obtain Authorization result.
Compared to the prior art, the present invention provides a kind of processing system of authorization message and methods, by that will handle end The Transaction Information of generation generates the authorization packets of satisfactory all authorization messages and prompt information composition in checkout terminal, And disposably return to and handle end requirement authorization, the processing of entire authorization message can be completed by an authorization packets, be not necessarily to It handles end repeatedly to be prompted and authorized, simplifies transaction flow, shorten traffic handling time, effect that the user experience is improved Fruit.
Detailed description of the invention
In order to more clearly explain the embodiment of the invention or the technical proposal in the existing technology, to embodiment or will show below There is attached drawing needed in technical description to be briefly described, it should be apparent that, the accompanying drawings in the following description is only this The embodiment of invention for those of ordinary skill in the art without creative efforts, can also basis The attached drawing of offer obtains other attached drawings.
Fig. 1 is a kind of structural schematic diagram of the processing system of authorization message provided in an embodiment of the present invention;
Fig. 2 is a kind of flow diagram of the authorization processing method of Transaction Information in the prior art;
Fig. 3 is a kind of flow diagram of the authorization processing method of Transaction Information provided in an embodiment of the present invention;
Fig. 4 is a kind of process signal of processing method applied to the authorization message for handling end provided in an embodiment of the present invention Figure;
Fig. 5 is a kind of process signal of processing method of the authorization message applied to checkout terminal provided in an embodiment of the present invention Figure;
Fig. 6 is a kind of process signal of processing method of the authorization message applied to authorization location provided in an embodiment of the present invention Figure.
Specific embodiment
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete Site preparation description, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.It is based on Embodiment in the present invention, it is obtained by those of ordinary skill in the art without making creative efforts every other Embodiment shall fall within the protection scope of the present invention.
Term " first " and " second " in description and claims of this specification and above-mentioned attached drawing etc. are for area Not different objects, rather than for describing specific sequence.Furthermore term " includes " and " having " and their any deformations, It is intended to cover and non-exclusive includes.Such as it contains the process, method of a series of steps or units, system, product or sets It is standby not to be set in listed step or unit, but may include the step of not listing or unit.
A kind of processing system of authorization message is provided in embodiments of the present invention, and referring to Fig. 1, which includes: to handle End 101, authorization location 102, checkout terminal 103 and remote centralized authorization location 104, wherein
End 101 is handled, is sent to checkout terminal 103 for generating Transaction Information, and by the Transaction Information;
Checkout terminal 103 obtains all authorizations corresponding with the Transaction Information for parsing to the Transaction Information Information and prompt information, and all authorization messages and prompt information are verified, the authorization message and prompt that verification is passed through Information generates authorization packets, and the authorization packets are sent to and described handle end;
End 101 is handled, is also used to parse the authorization packets, so that handling end can be according to the parsing knot of authorization packets Fruit generates authorization requests, and the authorization requests are sent to the remote centralized authorization location 104;
Remote centralized authorization location 104, for the authorization requests to be given to the authorization location 102 for meeting preset standard;
Authorization location 102, for obtaining authorization packets corresponding with the authorization requests, and according to the prompt in the authorization packets Information and authorization message carry out authorisation process to the authorization requests, generate Authorization result.
It handles 101 characterization of end and handles teller's client, after handling teller's login front end counter-employee system, in meeting typing transaction Hold, after Transaction Information can be generated by then handling after end 101 gets the transaction content, and needs will be given on the Transaction Information The checkout terminal 103 of platform.
Checkout terminal 103 characterizes the server-side that can support checking treatment, such as background server etc..Exist for Transaction Information In authorization verification process, a transaction can repeatedly return to authorization message, wherein comprising prompt information and authorization message, such as one Transaction includes applicant and transaction amount, and will do it authority checking to applicant can generate corresponding authorization message, while also can Prompt information is generated, corresponding authorization message and prompt information can also equally be generated to transaction amount.Wherein, authorization message can To include service authorization process flow relevant information, prompt information, which can characterize this content, whether there is the prompt of authorization risk Deng.Checkout terminal 103 can parse the Transaction Information received, to obtain transaction code and specific authorization message and prompt letter Breath, is then verified according to preset verification standard such as the conditional information which condition can be authorized.Specifically, will Authorization message and prompt information are verified one by one, by the authorization message for not meeting authorization criteria and do not meet mentioning for prompt requirement Show that information carries out ignoring processing, the authorization message for meeting the authorization criteria and the prompt information for meeting prompt requirement are subjected to group Packet, obtains an authorization packets.It can thus package to satisfactory all authorization messages and prompt information, disposably It returns to and handles end.
Then end 101 is handled to parse authorization messages all in the authorization packets of return and prompt information.And it is passing through Doing end includes: the first display module, and for generating display box, the display box is used to show the parsing information of the authorization packets, And the parsing information is shown in the display box according to preset mode, the preset mode is to be believed according to the parsing The mode that the character length of breath determines.First display module is also used to: idsplay order is received, it is true according to the idsplay order The display position of the fixed display box, so that the display box is shown in the display position.
The information after parsing can be shown by handling the display box that first display module at end 101 generates, The display box freely dragging, authorization message and prompt information can also scroll up and down on interface, to handle the teller at end According to prompt information and continuous business can be chosen whether.It specifically can choose and Cancel Transaction, locally authorize or remotely collect Middle authorization etc..
If selecting remote centralized authorization, authorization requests can be generated based on current authorization packets and be sent to remote centralized authorization End 104, then authorization requests are distributed to the authorization location for meeting preset standard by remote centralized authorization location, which can root It is determined according to the traffic handing capacity at current grant end, for example, authorization requests to be distributed to idle authorization location.
It include: the second display module in authorization location 102, for generating display box, the display box is for showing described award Power packet in prompt information and authorization message, and the prompt information and authorization message according to preset mode in the display box It is shown, the preset mode is the mode determined according to the character length of the prompt information and/or the authorization message.
Authorization message all in packet and prompt information unification can be shown in authorization display box according to authorization packets, It can on interface freely dragging, authorization message and the longer information data of prompt information may be implemented to scroll up and down, with Just the display box that the teller of authorization location can audit transaction content authorization location does not allow directly to close, and authorizes in the teller of authorization location By or refusal after, follow authorization interface close together.
With specific application example, the present invention will be described below.It is referring to fig. 2 a kind of transaction letter in the prior art The authorisation process process of breath, and be a kind of authorisation process process of Transaction Information provided in an embodiment of the present invention referring to Fig. 3.
In Fig. 2, which includes:
S201, end submission transaction is handled to checkout terminal;
S202, checkout terminal return to authorization point 1;
S203, end pop-up prompting frame and authorized application interface are handled, remote authorization is submitted to request to remote centralized authorization location;
S204, remote centralized authorization location distribute authorization location, and remote authorization is requested assignment to authorization location;
S205, authorization location pop-up authorization are checked and approved interface and are checked and approved, and approval result is returned to and handles end;
S206, handle end continue submit trading value checkout terminal, then repeat the process of above-mentioned 202-205.
Include: in authorisation process mode in Fig. 3
S301, end submission trading value checkout terminal is handled;
S302, all information that checkout terminal is related to transaction verify, and satisfactory information is formed authorization packets;
Authorization packets are sent to by S303, checkout terminal handles end;
S304, handle end authorization packets are parsed, will parsing information show authorization prompting frame in;
S305, remote authorization is submitted to request to long-range core authorization location;
Authorization requests are transmitted to authorization location by S306, long-range core authorization location;
The raw information displaying by authorization packets of S307, authorization location is checked and approved.
In the example above, needs to authorize there are two authorization point during trading processing and there are two prompt informations to need Remind the teller for handling end.Process flow comparison provided by the invention can in the process flow of the prior art and Fig. 3 in Fig. 2 To see, existing scheme needs interact twice with checkout terminal, handle end and need to pop up prompting frame twice and submit twice authorization requests, Authorization location, which is also required to pop up twice, to be checked and approved interface and can just complete to authorize, and whole flow process is cumbersome, brings great inconvenience to teller, Influencing client traffic handles speed simultaneously, and customer experience is bad.And in process flow of the invention, transaction only needs to hand over backstage It is mutually primary, it handles end and authorization location and respectively pop up and submit interface and to check and approve interface primary, authorize and just completed, whole process teller Easy to operate, client traffic processing speed greatly promotes.Compared to original licensing scheme, effect is authorized under primary precisely licensing scheme Rate is at least doubled.To sum up, the processing method provided by the present invention reduces a trader front end pop-up prompting frame and submission The number of remote authorization, simplifies transaction flow, shortens traffic handling time, improves the working efficiency of site teller, greatly Customer experience is improved greatly.
Referring to fig. 4, a kind of processing applied to the authorization message for handling end is additionally provided in an alternative embodiment of the invention Method, this method comprises:
S401, Transaction Information is generated, and receives authorization packets corresponding with the Transaction Information;
Wherein, the authorization packets are after all authorization messages corresponding to the Transaction Information and prompt information verify The check information of generation;
S402, the authorization packets are parsed, authorization requests is generated according to parsing result.
Referring to Fig. 5, a kind of place of authorization message applied to checkout terminal is additionally provided in another embodiment of the invention Reason method, this method comprises:
S501, Transaction Information is received, and the Transaction Information is parsed, obtain institute corresponding with the Transaction Information There are authorization message and prompt information;
S502, all authorization messages and prompt information are verified, the authorization message and prompt information that verification is passed through Generate authorization packets;
The authorization packets are used for the authorisation process to Transaction Information.
Referring to Fig. 6, a kind of place of authorization message applied to authorization location is additionally provided in another embodiment of the invention Reason method, comprising:
S601, acquisition authorization packets corresponding with authorization requests;
The authorization packets are to generate after all authorization messages corresponding to the Transaction Information and prompt information verify Check information;
S602, the authorization packets are parsed, obtains prompt information and authorization message;
S603, the authorization requests are handled according to the prompt information and authorization message, obtains Authorization result.
The present invention provides a kind of processing methods of authorization message, and the Transaction Information generated by that will handle end is verifying End generates the authorization packets of satisfactory all authorization messages and prompt information composition, and disposably returns to and handle end and want Ask authorization, the processing of entire authorization message can be completed by an authorization packets, without handle end repeatedly prompted and awarded Power, simplifies transaction flow, shortens traffic handling time, effect that the user experience is improved.
Each embodiment in this specification is described in a progressive manner, the highlights of each of the examples are with other The difference of embodiment, the same or similar parts in each embodiment may refer to each other.For device disclosed in embodiment For, since it is corresponded to the methods disclosed in the examples, so being described relatively simple, related place is said referring to method part It is bright.
The foregoing description of the disclosed embodiments enables those skilled in the art to implement or use the present invention. Various modifications to these embodiments will be readily apparent to those skilled in the art, as defined herein General Principle can be realized in other embodiments without departing from the spirit or scope of the present invention.Therefore, of the invention It is not intended to be limited to the embodiments shown herein, and is to fit to and the principles and novel features disclosed herein phase one The widest scope of cause.

Claims (8)

1. a kind of processing system of authorization message, which is characterized in that the system includes: to handle end, authorization location, checkout terminal and long-range Concentrate authorization location, wherein
It is described to handle end, the checkout terminal is sent to for generating Transaction Information, and by the Transaction Information;
The checkout terminal obtains all authorization letters corresponding with the Transaction Information for parsing to the Transaction Information Breath and prompt information, and all authorization messages and prompt information are verified, the authorization message and prompt that verification is passed through are believed Breath generates authorization packets, and the authorization packets are sent to and described handle end;
It is described to handle end, it is also used to parse the authorization packets, so that handling end can be according to the parsing result of authorization packets Authorization requests are generated, the authorization requests are sent to the remote centralized authorization location;
The remote centralized authorization location, for the authorization requests to be given to the authorization location for meeting preset standard;
The authorization location is believed for obtaining authorization packets corresponding with the authorization requests, and according to the prompt in the authorization packets Breath and authorization message carry out authorisation process to the authorization requests, generate Authorization result.
2. system according to claim 1, which is characterized in that the end of handling includes:
First display module, for generating display box, the display box is used to show the parsing information of the authorization packets, and described Parsing information is shown in the display box according to preset mode, and the preset mode is the word according to the parsing information Accord with the mode that length determines.
3. system according to claim 2, which is characterized in that first display module is also used to:
Idsplay order is received, the display position of the display box is determined according to the idsplay order, so that the display box is in institute Display position is stated to be shown.
4. system according to claim 1, which is characterized in that the authorization location includes:
Second display module, for generating display box, the display box is for showing the prompt information in the authorization packets and awarding Information is weighed, and the prompt information and authorization message are shown in the display box according to preset mode, the default mould Formula is the mode determined according to the character length of the prompt information and/or the authorization message.
5. system according to claim 1, which is characterized in that the checkout terminal includes:
Correction verification module will not meet the authorization message of authorization criteria for being verified authorization message and prompt information one by one It carries out ignoring processing with the prompt information that prompt requires is not met, by the authorization message for meeting the authorization criteria and meets prompt It is required that prompt information package, obtain an authorization packets.
6. a kind of processing method of authorization message, which is characterized in that it is held applied to handling, this method comprises:
Transaction Information is generated, and receives authorization packets corresponding with the Transaction Information, wherein the authorization packets are to the transaction The check information that the corresponding all authorization messages of information and prompt information generate after being verified;
The authorization packets are parsed, authorization requests are generated according to parsing result.
7. a kind of processing method of authorization message, which is characterized in that it is applied to checkout terminal, this method comprises:
Transaction Information is received, and the Transaction Information is parsed, obtains all authorization letters corresponding with the Transaction Information Breath and prompt information;
All authorization messages and prompt information are verified, the authorization message and prompt information that verification is passed through generate authorization Packet, the authorization packets are used for the authorisation process to Transaction Information.
8. a kind of processing method of authorization message, which is characterized in that be applied to authorization location, comprising:
Obtain corresponding with authorization requests authorization packets, the authorization packets be all authorization messages corresponding to the Transaction Information with The check information that prompt information generates after being verified;
The authorization packets are parsed, prompt information and authorization message are obtained;
The authorization requests are handled according to the prompt information and authorization message, obtain Authorization result.
CN201910755105.0A 2019-08-15 2019-08-15 A kind of processing system and method for authorization message Pending CN110458705A (en)

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CN111951017A (en) * 2020-08-17 2020-11-17 中国银行股份有限公司 Counter transaction authorization method, system, computer equipment and readable storage medium
CN114745425A (en) * 2022-04-12 2022-07-12 中国银行股份有限公司 Service approval method, device and storage medium

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Application publication date: 20191115