CN114418569B - Operation method and system for digital payment card - Google Patents
Operation method and system for digital payment card Download PDFInfo
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- CN114418569B CN114418569B CN202210317531.8A CN202210317531A CN114418569B CN 114418569 B CN114418569 B CN 114418569B CN 202210317531 A CN202210317531 A CN 202210317531A CN 114418569 B CN114418569 B CN 114418569B
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- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/389—Keeping log of transactions for guaranteeing non-repudiation of a transaction
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Abstract
The application discloses an operation method and system for a digital payment card, comprising the following steps: acquiring the transaction state of the digital payment card; wherein the transaction status includes an upcoming payment transaction and a completed digital payment transaction; when the transaction state is the transaction to be paid, acquiring the position information and the time information of the digital payment card, and monitoring whether the transaction state is changed into the completed digital payment transaction within a preset time; and when the transaction state is not changed into the completed digital payment transaction after the preset time, marking a first identifier on the position information and the time information, and uploading the position information and the time information with the first identifier to a terminal device for storage. When the user subsequently suspects the transaction amount, the user can trace back the transaction amount according to the position information and the time information, so that the transaction accuracy is improved.
Description
Technical Field
The present application relates to the field of digital currency payment technologies, and in particular, to an operating method and system for a digital payment card.
Background
In recent years, with the large-scale construction of 4G/5G networks and the popularization of smart phones, mobile payment is increasingly widely used, and a mobile payment system is very perfect. However, mobile payment and electronic payment are both associated with bank accounts and require transactions with at least one party connected to a network, so that the payment is limited. The digital currency is currently positioned to be used as substitute cash, both parties can carry out off-line transaction under the condition of no network, and the payment means effectively supplements the existing electronic payment system and mobile payment system. For this reason, more and more people are beginning to use smart cards as carriers of digital money, thereby conducting transactions using digital money.
The prior transaction card can only store and send electronic transaction information, but the paper currency transaction information can not be determined, so that when a user uses paper currency and the transaction card for transaction, the user can not master accurate transaction information through the transaction card.
Disclosure of Invention
The application provides an operation method and system for a digital payment card, which can improve the accuracy of payment transaction information.
According to an aspect of the present application, there is provided an operating method for a digital payment card, comprising:
acquiring the transaction state of the digital payment card; wherein the transaction status includes an upcoming payment transaction and a completed digital payment transaction;
when the transaction state is the transaction to be paid, acquiring the position information and the time information of the digital payment card, and monitoring whether the transaction state is changed into the completed digital payment transaction within a preset time;
and when the transaction state is not changed into the completed digital payment transaction after the preset time, marking a first identifier on the position information and the time information, and uploading the position information and the time information with the first identifier to a terminal device for storage.
In a further embodiment, after the step of obtaining the location information of the digital payment card when the transaction status is the transaction to be paid, and monitoring whether the transaction status is changed to the transaction to be paid in a preset time, the method further includes:
and when the transaction state is changed to be the digital payment transaction completed within the preset time, acquiring merchant information of a paid party, and uploading the merchant information to terminal equipment for storage, wherein the merchant information comprises a merchant shop name, a shop position and transaction time.
In a further embodiment, the step of obtaining the transaction status of the digital payment card comprises:
and acquiring the opening state of the wallet through the digital payment card, and adjusting the transaction state to be a payment transaction when the wallet is opened.
In a further embodiment, the step of obtaining the transaction status of the digital payment card comprises:
the monetary value of the digital payment card is acquired and the transaction status is changed to completed digital payment transaction when a signal to decrease the value is acquired and before the value is not decreased.
In a further embodiment, the predetermined time is one minute.
The second aspect of the present application also provides a system using the operating method of any one of the above, including:
the charging wallet comprises a first part and a second part which can be folded relatively to be close to or far away from each other, wherein a power supply assembly is arranged inside the second part, and a first magnetic attraction piece is arranged on the surface of the folded first part facing the second part;
the digital payment card is provided with a second magnetic attraction piece, the second magnetic attraction piece is configured to attract the first magnetic attraction piece and then is used for attracting the digital payment card to the first part, and the power supply assembly is used for charging the digital payment card;
the wallet is configured in a manner that after the first part and the second part are folded to be arranged in a stacked manner, the first charging contact is magnetically attracted to the second charging contact on the digital payment card to charge the digital payment card, and the charging wallet is further configured in a manner that after the first part and the second part are opened, the first charging contact is separated from the second charging contact, the transaction state of the digital payment card is adjusted to be a payment transaction, and whether the transaction state is changed to be a completed digital payment transaction or not is monitored within a preset time; and when the transaction state is not changed into the completed digital payment transaction after the preset time, acquiring the current position information and the time information, marking a first identifier, and uploading the position information and the time information with the first identifier to a terminal device for storage.
In a further embodiment, the digital payment card is further configured to be capable of acquiring a suction state of the first magnetic suction member and the second magnetic suction member, and when the first magnetic suction member and the second magnetic suction member change from the suction state to the separation state, monitoring whether the transaction state changes to a completed digital payment transaction within a preset time; and when the transaction state is not changed into the completed digital payment transaction after the preset time, and the first magnetic attraction piece and the second magnetic attraction piece are changed from the separation state to the attraction state again, acquiring current position information and time information, marking a second identifier, and uploading the position information and the time information with the second identifier to a terminal device for storage.
In a further embodiment, the digital payment card is further configured to acquire the first magnetic attraction part and the attraction state of the second magnetic attraction part, and when the first magnetic attraction part and the second magnetic attraction part are changed from the attraction state to the separation state, the transaction state of the digital payment card is adjusted to be about to pay for a transaction, and the money value in the digital payment card is acquired, the money value in the digital payment card is acquired again after the first magnetic attraction part and the attraction state of the second magnetic attraction part are attracted, and when the two numbers are found to be the same, the current position information and the time information are acquired and the third identifier is marked, and the position information and the time information with the third identifier are uploaded to the terminal device for storage.
In a further embodiment, the power supply assembly comprises a static electricity conversion device, and the static electricity conversion device is used for absorbing static electricity generated by a human body and converting the static electricity into electric energy capable of charging the digital payment card.
In a further embodiment, the power supply assembly comprises a solar panel or a lithium ion battery.
The application provides an operation method of a digital payment card, under the condition that the digital payment card is placed in a wallet, after the wallet is opened, the transaction state of the digital payment card is adjusted to be about to pay for a transaction, at the moment, position information and time information of the position of the payment card are obtained, when the transaction state is not changed to be the digital payment transaction after the preset time, the user can be considered not to pay by using the digital payment card, the wallet is opened approximately to pay by using paper money, at the moment, the position information and the time information can be identified to be 'paper money payment', and the position information and the time information are uploaded to a terminal device, so that when the user subsequently doubts about the transaction amount, the position information and the time information can be traced back, and the accuracy of the transaction information is improved.
Drawings
In order to more clearly illustrate the embodiments of the present application or the technical solutions in the prior art, the drawings used in the embodiments or the prior art descriptions will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present application, and other drawings can be obtained by those skilled in the art without creative efforts.
FIG. 1 is a flow chart of a method of operation provided by an embodiment of the present application;
fig. 2 is a schematic perspective view of a wallet provided by an embodiment of the present application, wherein the first portion and the second portion are opened.
Detailed Description
In order to make the objects, technical solutions and advantages of the present application more clearly understood, the present application is further described in detail below with reference to the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are merely illustrative of the present application and are not intended to limit the present application.
The payment card is generally used for delivering digital money, and may have a display screen, specifically an ink screen, for displaying transaction information or information such as remaining amount.
The applicant finds that the existing digital payment card can not generate position information, so that the transaction is difficult to trace. When the transaction is finished and the transaction is doubted subsequently, the merchant is difficult to accurately find out to check the transaction amount. Moreover, the applicant also found that it is difficult to trace back to the merchant who has performed the transaction through memory when the user suspects the transaction in the following process after using the paper money to perform the payment transaction. For example, after a user purchases goods in a certain store for several days and pays extra paper money (the amount of paid paper money is higher than the value of currency), the user subsequently finds that the cash left in hand is wrong, and the merchant who transacts in the past several days cannot remember which merchant has transacted in the past, or the merchant cannot find the corresponding merchant after transacting in an strange place in the past several days, so that the user cannot trace the event that the transaction amount is wrong in the past several days. I.e. the accuracy of the transaction in the prior art is poor.
In view of this, referring to fig. 1, the present application provides an operating method for a digital payment card, comprising:
s1, acquiring the transaction state of the digital payment card; wherein the transaction status includes an upcoming payment transaction and a completed digital payment transaction;
s2, when the transaction state is the transaction to be paid, acquiring the position information and the time information of the digital payment card, and monitoring whether the transaction state is changed into the completed digital payment transaction within a preset time;
and S3, when the transaction state is not changed to be the completed digital payment transaction after the preset time, marking the first identifier on the position information and the time information, and uploading the position information and the time information with the first identifier to the terminal equipment for storage.
In other words, in the present application, when the transaction status of the digital payment card becomes the transaction to be paid but is not paid after a certain period of time, it is considered that the user has performed the banknote transaction (although it cannot be confirmed, the banknote transaction is assumed to be a high probability, and thus the situation is assumed to be the banknote transaction by default here). At this time, the position information and the time information of the current position are acquired, and the position information and the time information are marked, specifically, the position information and the time information can be marked as 'paper money transaction'. After that, when the user finds that the transaction amount is in doubt, on one hand, whether the transaction amount of the digital payment card is normal or not can be checked, if the transaction amount is not normal, the problem is considered to occur in the paper money transaction, and the merchant can be traced by marking the position information and the time information of the first identification, so that the transaction accuracy is guaranteed. Because the existing merchants adopt digital cash receiving modes, the sold goods and the income money have strong corresponding relation, when the transaction amount of the paper money is not correct, the merchants can find the problems in the subsequent checking process (generally the checking process at night in the same day), but the merchants can not return the money to consumers even if receiving more money.
In a further embodiment, after the step of acquiring the location information of the digital payment card when the transaction status is the transaction to be paid, and monitoring whether the transaction status is changed to the transaction to be paid in a preset time (i.e. step S2), the method further includes:
and when the transaction state is changed to be the digital payment transaction completed within the preset time, acquiring merchant information of a paid party, and uploading the merchant information to terminal equipment for storage, wherein the merchant information comprises a merchant shop name, a shop position and transaction time.
That is to say, when adopting the digital payment card to carry out the transaction, can obtain the merchant information that the payment equipment of merchant transmitted through the card to guarantee the accuracy of transaction, make things convenient for the later stage to trace back.
In a further embodiment, the step of obtaining the transaction status of the digital payment card comprises:
the open state of the wallet 200 is acquired through the digital payment card, and the transaction state is adjusted to the upcoming payment transaction when the wallet 200 is opened.
In this embodiment, the digital payment card is enabled to recognize whether the wallet 200 is open (how to recognize what has been described later), and when the wallet 200 is open, it is considered that the user is about to perform a payment transaction (of course, not all cases are about to perform a transaction, but here, the default is about to perform a transaction).
In a further embodiment, the step of obtaining the transaction status of the digital payment card comprises:
the monetary value of the digital payment card is acquired and the transaction status is changed to completed digital payment transaction when a signal to decrease the value is acquired and before the value is not decreased.
In this embodiment, whether or not a transaction has been performed is determined by observing a change in the value.
In a further embodiment, the predetermined time is one minute.
With reference to fig. 2, the second aspect of the present application also provides a system employing any one of the operating methods described above, characterized by comprising:
the charging wallet 200 comprises a first part 210 and a second part 220 which can be folded relatively to be close to or far away from each other, a power supply component is arranged inside the second part 220, and a first magnetic attraction piece 230 is arranged on the surface of the folded first part 210 facing the second part 220;
the digital payment card is provided with a second magnetic attraction piece, the second magnetic attraction piece is configured to attract the first magnetic attraction piece 230 for attracting the digital payment card to the first part 210, and the power supply assembly is used for charging the digital payment card;
wherein, a first charging contact is arranged on the surface of the first part 210 after the second part 220 is bent, the wallet 200 is configured that after the first part 210 and the second part 220 are bent to be arranged in a stacked manner, the first charging contact is magnetically attracted to a second charging contact on the digital payment card to charge the digital payment card, the charging wallet 200 is further configured that after the first part 210 and the second part 220 are opened, the first charging contact is separated from the second charging contact, the transaction state of the digital payment card is adjusted to be a payment transaction, and whether the transaction state is changed to be a completed digital payment transaction or not is monitored within a preset time; and when the transaction state is not changed into the completed digital payment transaction after the preset time, acquiring the current position information and the time information, marking a first identifier, and uploading the position information and the time information with the first identifier to a terminal device for storage.
In the above embodiment, the wallet 200 is used to supply power to the payment card, so that excessive battery devices are not required to be arranged in the payment card, and the volume of the payment card is reduced. Meanwhile, the payment card is attached to the inner wall surface of the first part 210 of the wallet 200, when the first part 210 and the second part 220 are folded, the inner wall surface of the first part 210 is attached to one side wall surface of the digital payment card, and the inner wall surface of the second part 220 is attached to the other side wall surface of the digital payment card. In this way, the payment card does not need to be inserted into the interlayer 250 of the wallet 200, on one hand, the corner end of the payment card can be prevented from being crushed by the interlayer 250 of the wallet 200 after the payment card is inserted into the interlayer 250 of the wallet 200, on the other hand, the payment card can be prevented from crushing the wallet 200 (due to the fact that the payment card is hard and has a certain thickness), and on the other hand, the access of the payment card can be facilitated. In this embodiment, moreover, when the first portion 210 and the second portion 220 of the wallet 200 are closed, the first charging contact is attracted with the second charging contact on the payment card so as to charge the payment card (real-time charging can be realized, and programs can be set for intermittent charging), when the first portion 210 and the second portion 220 are opened, the first charging contact is separated from the second charging contact on the payment card, and the payment card receives the signal that the first charging contact is separated from the second charging contact, it can be considered that the wallet 200 is opened, and at this time, considering that a large probability of users need to carry out payment, the transaction state of the payment card is adjusted to be the transaction to be paid, and, if the amount in the payment card is not reduced after one minute, it is considered that the user does not pay the payment card, and if cash payment is used, the current position information and the time information are uploaded to a mobile terminal such as a user mobile phone for storage after marked by 'paper money payment'.
In a further embodiment, the digital payment card is further configured to obtain a suction state of the first magnetic attraction member 230 and the second magnetic attraction member, and when the first magnetic attraction member 230 and the second magnetic attraction member change from the suction state to the separation state, the digital payment card monitors whether the transaction state is changed to a completed digital payment transaction within a preset time; when the transaction state is not changed to the completed digital payment transaction after the preset time, and the first magnetic attraction piece 230 and the second magnetic attraction piece are changed from the separated state to the attraction state again, the current position information and the time information are acquired, the second identifier is marked, and the position information and the time information with the second identifier are uploaded to the terminal device for storage.
In this embodiment, when the user opens the wallet 200 and removes the payment card, and after adsorbing the payment card on the wallet 200 again, the user finds that the payment transaction is still not performed, it is considered that the possibility of performing the transaction using the paper money is very high, and it is very likely that the user finds that the amount in the payment card is insufficient after taking out the payment card, or the merchant has to put back the payment card for paper money payment under the situation that the merchant does not support payment by the payment card, and the like. In the embodiment, the accuracy of judging the paper money payment is higher, and the probability of misjudgment of the paper money payment behavior is reduced. And, the second identifier may be distinguished from the first identifier, and the priority of the second identifier is highlighted higher than that of the first identifier.
In a further embodiment, the digital payment card is further configured to obtain an attraction state of the first magnetic attraction piece 230 and the second magnetic attraction piece, and when the first magnetic attraction piece 230 and the second magnetic attraction piece change from the attraction state to the separation state, the transaction state of the digital payment card is adjusted to be about to pay for a transaction, and a money value in the digital payment card is obtained, and the money value in the digital payment card is obtained again after the first magnetic attraction piece 230 and the second magnetic attraction piece attract each other, and when the two numbers are found to be the same, the current position information and the time information are obtained and marked with the third identifier, and the position information and the time information with the third identifier are uploaded to a terminal device for storage. In the embodiment, whether the payment card transaction is carried out or not is judged through the change of the number value, so that the credibility is higher.
In particular, in the present embodiment, the signal of the transaction to be paid is generated by determining whether the wallet 200 is turned on or the payment card is removed from the wallet 200, so that the payment card can be in an enabled state only after the signal is acquired. This saves power on the payment card. The payment card with the positioning function in the related product cannot judge whether the user is going to perform payment transaction, so that the internal circuit needs to be in a standby state (an on state) in real time so as to facilitate quick response in the payment transaction process (in a power-off state, the internal circuit can also initiate a signal through the payment equipment of the merchant so as to respond, but the response speed is slow). And in this application payment card can be in the shutdown state when adsorbing on wallet 200, and immediately entering standby state after getting into the signal of going on to pay the transaction after payment card is taken off, can make the power consumption of payment card still less like this, promoted payment card's life.
And further, the payment card in the present application may have a display screen of a light emitting type, such as an LED display screen or an OLED display screen. And the digital payment card is configured to be in a lighting state when a transaction state of the digital payment card (specifically, after the first magnetic attraction member 230 and the second magnetic attraction member are separated) is a transaction to be paid, and to be in a screen-off state when the second magnetic attraction member of the digital payment card is attracted to the first magnetic attraction member 230. Therefore, the display screen can be used for dark light state at night (the ink screen is difficult to use at night, and the existing digital payment card mostly uses the ink screen due to the problem of electric quantity) without consuming too much light.
In a further embodiment, the power supply assembly includes a static electricity conversion device, and the static electricity conversion device is configured to absorb static electricity generated by a human body and convert the static electricity into electric energy capable of charging the digital payment card. In this example. The charging wallet 200 is placed in a pocket or a backpack of a user, the static conversion device can absorb static electricity of a human body, on one hand, energy is clean and continuous, on the other hand, the static electricity of the human body can be reduced, and the comfort of the human body is improved. On the other hand, the existing static electricity conversion device needs the grinding disc to rotate so as to generate static electricity, and the grinding disc is large in size, movable and not suitable for being carried around. The static electricity conversion device in the application can remove the grinding disc and directly absorb static electricity generated by a human body (the human body can be considered to replace the existing static grinding disc). The outer surface of the wallet 200 may be provided with a metal contact electrically connected to the static electricity converting means, the metal contact is in contact with clothes of a human body to absorb static electricity, and the static electricity generated from the human body is collected and converted into electric energy that can charge the digital money payment card with the positioning function by the static electricity converting means, so as to charge the digital money payment card with the positioning function.
In a further embodiment, the power supply assembly may further include a solar panel or a lithium ion battery. Namely, the power supply device utilizes other energy sources to supply power.
The same or similar reference numerals in the drawings of the present embodiment correspond to the same or similar components; in the description of the present application, it is to be understood that if there is an orientation or positional relationship indicated by the terms "upper", "lower", "left", "right", etc. based on the orientation or positional relationship shown in the drawings, it is only for convenience of description and simplification of description, but it is not intended to indicate or imply that the referred device or element must have a specific orientation, be constructed in a specific orientation, and be operated, and therefore, the terms describing the positional relationship in the drawings are only for illustrative purposes and are not to be construed as limitations of the present patent, and specific meanings of the above terms may be understood by those skilled in the art according to specific situations.
The above description is only exemplary of the present application and should not be taken as limiting the present application, as any modification, equivalent replacement, or improvement made within the spirit and principle of the present application should be included in the protection scope of the present application.
Claims (8)
1. An operating method for a digital payment card, the digital payment card being mounted in a wallet, the operating method comprising:
acquiring, by the digital payment card, an open state of the wallet, the transaction state of the digital payment card including a pending payment transaction and a completed digital payment transaction, and when the wallet is open, adjusting the transaction state to the pending payment transaction;
when the transaction state is the transaction to be paid, acquiring the position information and the time information of the digital payment card, and monitoring whether the transaction state is changed into the completed digital payment transaction within a preset time;
and when the transaction state is not changed to be the completed digital payment transaction after the preset time, marking a first identifier on the position information and the time information, and uploading the position information and the time information with the first identifier to a terminal device for storage, wherein the first identifier is a paper money transaction.
2. The operating method for a digital payment card according to claim 1, wherein after the steps of acquiring the position information of the digital payment card when the transaction status is a payment-imminent transaction, and monitoring whether the transaction status is changed to a completed digital payment transaction within a preset time, further comprising:
and when the transaction state is changed to be the digital payment transaction completed within the preset time, acquiring merchant information of a paid party, and uploading the merchant information to terminal equipment for storage, wherein the merchant information comprises a merchant shop name, a shop position and transaction time.
3. The method of operation for a digital payment card of claim 2,
the preset time is one minute.
4. A system employing the method of operation of any of claims 1-3, comprising:
the charging wallet comprises a first part and a second part which can be folded relatively to be close to or far away from each other, wherein a power supply assembly is arranged inside the second part, and a first magnetic attraction piece is arranged on the surface of the folded first part facing the second part;
the digital payment card is provided with a second magnetic attraction piece, the second magnetic attraction piece is configured to attract the first magnetic attraction piece and then is used for attracting the digital payment card to the first part, and the power supply assembly is used for charging the digital payment card;
the wallet is configured in a manner that after the first part and the second part are bent to be arranged in a stacked manner, the first charging contact is magnetically attracted to the second charging contact on the digital payment card to charge the digital payment card, and the charging wallet is further configured in a manner that after the first part and the second part are opened, the first charging contact is separated from the second charging contact, the transaction state of the digital payment card is adjusted to be a payment transaction, and whether the transaction state is changed to be a completed digital payment transaction or not is monitored within a preset time; and when the transaction state is not changed into the completed digital payment transaction after the preset time, acquiring current position information and time information, marking a first identifier, uploading the position information and the time information with the first identifier to a terminal device for storage, wherein the first identifier is a paper money transaction.
5. The system of claim 4,
the digital payment card is also configured to be capable of acquiring the attraction state of the first magnetic attraction piece and the second magnetic attraction piece, and when the first magnetic attraction piece and the second magnetic attraction piece are changed from the attraction state to the separation state, monitoring whether the transaction state is changed into a completed digital payment transaction within a preset time; and when the transaction state is not changed into the completed digital payment transaction after the preset time, and the first magnetic attraction piece and the second magnetic attraction piece are changed from the separation state to the attraction state again, acquiring current position information and time information, marking a second identifier, and uploading the position information and the time information with the second identifier to a terminal device for storage.
6. The system of claim 5,
digital payment card still configures into and can acquires first magnetism inhale the piece and the actuation state of piece is inhaled to the second, and works as first magnetism inhale the piece and the second magnetism inhale the piece become the separation state by the actuation state when, will the transaction state adjustment of digital payment card is for being about to pay the transaction, and acquires money numerical value size in the digital payment card next time first magnetism inhale the piece with acquire again after the actuation of piece is inhaled to the second money numerical value size in the digital payment card, when finding two numerical values the same, acquire current position information and time information and mark third sign to reach terminal equipment and preserve on the position information and the time information that will have the third sign.
7. The system of claim 5,
the power supply assembly comprises a static electricity conversion device, and the static electricity conversion device is used for absorbing static electricity generated by a human body and converting the static electricity into electric energy capable of charging the digital payment card.
8. The system of claim 5,
the power supply assembly comprises a solar panel or a lithium ion battery.
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| Application Number | Priority Date | Filing Date | Title |
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| CN202210317531.8A CN114418569B (en) | 2022-03-29 | 2022-03-29 | Operation method and system for digital payment card |
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| CN202210317531.8A CN114418569B (en) | 2022-03-29 | 2022-03-29 | Operation method and system for digital payment card |
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| CN114418569B true CN114418569B (en) | 2022-07-26 |
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| US20160171476A1 (en) * | 2014-12-10 | 2016-06-16 | Shasha GUAN | Mobile Application Solution for Payment (Debit and Credit) Card Validation |
| US10963860B2 (en) * | 2016-06-23 | 2021-03-30 | Visa International Service Association | Dynamic transaction records |
| CN109508989A (en) * | 2018-09-27 | 2019-03-22 | 珠海横琴现联盛科技发展有限公司 | Mobile payment identity and content check method based on location information |
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Patent Citations (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2020220051A1 (en) * | 2019-04-23 | 2020-10-29 | Dynamics Inc. | Super smart secure payment applets with pre-stored messages and logic and ability to change subsequent function thereon |
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