CN104050755B - A kind of chair back type self-help teller machine for buying small amount bank product fast - Google Patents
A kind of chair back type self-help teller machine for buying small amount bank product fast Download PDFInfo
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- CN104050755B CN104050755B CN201410305026.7A CN201410305026A CN104050755B CN 104050755 B CN104050755 B CN 104050755B CN 201410305026 A CN201410305026 A CN 201410305026A CN 104050755 B CN104050755 B CN 104050755B
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Abstract
A kind of use step of the chair back type self-help teller machine for buying small amount bank product is fast as follows: step 1: take a seat to seat after client enters bank's number of getting.Step 2: the range sensor of chair back type self-help teller machine has sensed people, opening display.Step 3: the face identification device of chair back type self-help teller machine obtains client's face feature, send banking server to check.Step 4: customer data is sent small amount bank product processing server by banking server.Step 5: small amount bank product processing server plays small amount bank product over the display, fund is thrown surely, accident insurance, high ferro danger, air risk, charging item etc.Step 6: client has demand to the small amount bank product play, taking-up noncontact bank card presses close to the small amount bank product on display, complete transaction, Transaction Information is stored in noncontact bank card and Web bank, and sends note to client on the mobile phone that bank is reserved.
Description
Technical field
The present invention relates to self-help teller machine technical field, being specifically related to a kind of chair back type self-help teller machine for buying small amount bank product fast.
Background technology
Current automatic teller machine complicated operation, volume is large, for the user handling the purchase of small amount bank product to bank, usually can not buy at automatic teller machine, queue to sales counter and buy, a lot of times of waste bank and client.
Current client was about 45 minutes bank queuing waiting times, and these times, usual seat slatterned on chair.
Chinese patent " 2014102620189 " discloses a kind of equipment being pressed close to ScreenMode purchase commodity by noncontact bank card based on the liquid crystal display of non-contact card reader device, but this equipment can not provide bank service.
Summary of the invention
Embodiments provide a kind of chair back type self-help teller machine for buying small amount bank product fast and buy problem fast to solve small amount bank product.
An object of the present invention is, save the time of part bank client transacting business, for the client paying TV expense, water power combustion gas expense, traffic fine, network television expense, welfare lottery ticket stake, the charge of school's tuition and incidental expenses, administrative institution, can not queue up and handle.
The present invention is achieved through the following technical solutions a kind of chair back type self-help teller machine for buying small amount bank product fast of above-mentioned purpose; comprise: based on hard screen liquid crystal display, the range sensor of non-contact card reader device; face identification device, self-help teller machine backrest, small amount bank product processing server, independent shock preventing protector of electric.
Based on the hard screen liquid crystal display of non-contact card reader device for showing bank product, accept the payment request of noncontact bank card.
Range sensor, has nobody before detecting chair back type self-help teller machine, and just opening display when having a people, to save the energy.
Face identification device, for identifying client's face feature, with the identity card picture Characteristic Contrast of client in banking server, recalls client at the business record of bank and personal information, finds out the bank product that display client needs most.
Self-help teller machine backrest is for hanging over the seat back of hall of bank by chair back type self-help teller machine; Comprise supply unit, communication device, signal shielding cover.
The bank product that small amount bank product processing server is used for bank to be applicable to small amount payment purchase sorts by customer demand, and shows on a display screen in order; For connecting the server of cooperation unit, provide charges for water and electricity, telephone charge, administrative services charge and other charging items.
Independent shock preventing protector of electric is used for the disconnecting circuit when chair back type self-help teller machine leaks electricity, and makes it not affect bank agency and runs.
A kind of use step of the chair back type self-help teller machine for buying small amount bank product is fast as follows.
Step 1: take a seat to seat after client enters bank's number of getting.
Step 2: the range sensor of chair back type self-help teller machine has sensed people, opening display.
Step 3: the face identification device of chair back type self-help teller machine obtains client's face feature, send banking server to check.
Step 4: customer data is sent small amount bank product processing server by banking server.
Step 5: small amount bank product processing server plays small amount bank product over the display, fund is thrown surely, accident insurance, high ferro danger, air risk, charging item etc.
Step 6: client has demand to the small amount bank product play, taking-up noncontact bank card presses close to the small amount bank product on display, complete transaction, Transaction Information is stored in noncontact bank card and Web bank, and send note to client bank reserve mobile phone on.
Step 7: if it is buy small amount bank product that client carrys out bank's object, just can go home; If handle other business, just continue wait and call out the numbers.
Chair back type self-help teller machine can hang on seat back, wall, on queuing path.
Small amount bank product comprises that fund is thrown surely, accident insurance, high ferro danger, air risk, online noble metal, TV expense, water power combustion gas expense, traffic fine, network television expense, welfare lottery ticket stake, school's tuition and incidental expenses, administrative institution are charged.
Signal shielding cover is for shielding the NFC signal after display, and the noncontact bank card of the client on the seat avoiding chair back type self-help teller machine to hang produces wrong payment transaction.
Charging item buying pattern is after the noncontact bank card small amount bank product of pressing close on display, cuit numbering on the touch-screen of chair back type self-help teller machine.
The beneficial effect of the inventive method is: the time saving part bank client transacting business, for the client paying TV expense, water power combustion gas expense, traffic fine, network television expense, welfare lottery ticket stake, the charge of school's tuition and incidental expenses, administrative institution, can not queue up and handle.
Accompanying drawing explanation
In order to be illustrated more clearly in the embodiment of the present invention or technical scheme of the prior art, be briefly described to the accompanying drawing used required in embodiment or description of the prior art below, apparently, accompanying drawing in the following describes is only some embodiments of the present invention, for those skilled in the art, under the prerequisite not paying creative work, other accompanying drawing can also be obtained according to these accompanying drawings.
Fig. 1 is a kind of chair back type self-help teller machine method and system figure for buying small amount bank product fast of the embodiment of the present invention.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, be clearly and completely described the technical scheme in the embodiment of the present invention, obviously, described embodiment is only the present invention's part embodiment, instead of whole embodiments.Based on the embodiment in the present invention, those of ordinary skill in the art, not making the every other embodiment obtained under creative work prerequisite, belong to the scope of protection of the invention.
Embodiment 1 one kinds is for buying the chair back type self-help teller machine method and system of small amount bank product fast.
As shown in Figure 1; a kind of chair back type self-help teller machine for buying small amount bank product fast of the embodiment of the present invention; comprise: based on hard screen liquid crystal display, the range sensor of non-contact card reader device; face identification device, self-help teller machine backrest, small amount bank product processing server, independent shock preventing protector of electric.
Based on the hard screen liquid crystal display of non-contact card reader device for showing bank product, accept the payment request of noncontact bank card.
Range sensor, has nobody before detecting chair back type self-help teller machine, and just opening display when having a people, to save the energy.
Face identification device, for identifying client's face feature, with the identity card picture Characteristic Contrast of client in banking server, recalls client at the business record of bank and personal information, finds out the bank product that display client needs most.
Self-help teller machine backrest is for hanging over the seat back of hall of bank by chair back type self-help teller machine; Comprise supply unit, communication device, signal shielding cover.
The bank product that small amount bank product processing server is used for bank to be applicable to small amount payment purchase sorts by customer demand, and shows on a display screen in order; For connecting the server of cooperation unit, provide charges for water and electricity, telephone charge, administrative services charge and other charging items.
Independent shock preventing protector of electric is used for the disconnecting circuit when chair back type self-help teller machine leaks electricity, and makes it not affect bank agency and runs.
A kind of use step of the chair back type self-help teller machine for buying small amount bank product is fast as follows.
Step 1: take a seat to seat after client enters bank's number of getting.
Step 2: the range sensor of chair back type self-help teller machine has sensed people, opening display.
Step 3: the face identification device of chair back type self-help teller machine obtains client's face feature, send banking server to check.
Step 4: customer data is sent small amount bank product processing server by banking server.
Step 5: small amount bank product processing server plays small amount bank product over the display, fund is thrown surely, accident insurance, high ferro danger, air risk, charging item etc.
Step 6: client has demand to the small amount bank product play, taking-up noncontact bank card presses close to the small amount bank product on display, complete transaction, Transaction Information is stored in noncontact bank card and Web bank, and send note to client bank reserve mobile phone on.
Step 7: if it is buy small amount bank product that client carrys out bank's object, just can go home; If handle other business, just continue wait and call out the numbers.
Chair back type self-help teller machine can hang on seat back, wall, on queuing path.
Small amount bank product comprises that fund is thrown surely, accident insurance, high ferro danger, air risk, online noble metal, TV expense, water power combustion gas expense, traffic fine, network television expense, welfare lottery ticket stake, school's tuition and incidental expenses, administrative institution are charged.
Signal shielding cover is for shielding the NFC signal after display, and the noncontact bank card of the client on the seat avoiding chair back type self-help teller machine to hang produces wrong payment transaction.
Charging item buying pattern is after the noncontact bank card small amount bank product of pressing close on display, cuit numbering on the touch-screen of chair back type self-help teller machine.
Embodiment 2 one kinds uses step for the chair back type self-help teller machine buying small amount bank product fast.
The use step of a kind of chair back type self-help teller machine for buying small amount bank product fast of the embodiment of the present invention is as follows.
Step 1: take a seat to seat after client enters bank's number of getting.
Step 2: the range sensor of chair back type self-help teller machine has sensed people, opening display.
Step 3: the face identification device of chair back type self-help teller machine obtains client's face feature, send banking server to check.
Step 4: customer data is sent small amount bank product processing server by banking server.
Step 5: small amount bank product processing server plays small amount bank product over the display, fund is thrown surely, accident insurance, high ferro danger, air risk, charging item etc.
Step 6: client has demand to the small amount bank product play, taking-up noncontact bank card presses close to the small amount bank product on display, complete transaction, Transaction Information is stored in noncontact bank card and Web bank, and send note to client bank reserve mobile phone on.
Step 7: if it is buy small amount bank product that client carrys out bank's object, just can go home; If handle other business, just continue wait and call out the numbers.
Apply specific embodiment in the present invention to set forth principle of the present invention and embodiment, the explanation of above embodiment just understands method of the present invention and core concept thereof for helping; Meanwhile, for one of ordinary skill in the art, according to thought of the present invention, all will change in specific embodiments and applications, in sum, this description should not be construed as limitation of the present invention.
Claims (6)
1. one kind for buying the chair back type self-help teller machine of small amount bank product fast, it is characterized in that, described chair back type self-help teller machine comprises: based on hard screen liquid crystal display, range sensor, face identification device, self-help teller machine backrest, small amount bank product processing server, the independent shock preventing protector of electric of non-contact card reader device;
Based on the hard screen liquid crystal display of non-contact card reader device for showing bank product, accept the payment request of noncontact bank card;
Range sensor, has nobody before detecting chair back type self-help teller machine, and just opening display when having a people, to save the energy;
Face identification device, for identifying client's face feature, with the identity card picture Characteristic Contrast of client in banking server, recalls client at the business record of bank and personal information, finds out the bank product that display client needs most;
Self-help teller machine backrest is for hanging over the seat back of hall of bank by chair back type self-help teller machine; Self-help teller machine backrest comprises supply unit, communication device, signal shielding cover;
Small amount bank product processing server is used for be applicable to the bank product of small amount payment purchase in bank by customer demand sequence, and shows on a display screen in order; Small amount bank product processing server, for connecting the server of cooperation unit, provides administrative services charging item;
Independent shock preventing protector of electric is used for the disconnecting circuit when chair back type self-help teller machine leaks electricity, and makes it not affect bank agency and runs.
2. a kind of chair back type self-help teller machine for buying small amount bank product fast according to claim 1, it is characterized in that, the use step of described chair back type self-help teller machine is as follows:
Step 1: take a seat to seat after client enters bank's number of getting;
Step 2: the range sensor of chair back type self-help teller machine has sensed people, opening display;
Step 3: the face identification device of chair back type self-help teller machine obtains client's face feature, send banking server to check;
Step 4: customer data is sent small amount bank product processing server by banking server;
Step 5: small amount bank product processing server plays small amount bank product over the display, and small amount bank product comprises: fund is thrown surely, accident insurance, high ferro danger, air risk and administrative services charging item;
Step 6: client has demand to the small amount bank product play, taking-up noncontact bank card presses close to the small amount bank product on display, complete transaction, Transaction Information is stored in noncontact bank card and Web bank, and sends note to client on the mobile phone that bank is reserved.
3. chair back type self-help teller machine according to claim 1, is characterized in that, described chair back type self-help teller machine can hang on seat back, wall, on queuing path.
4. a kind of chair back type self-help teller machine for buying small amount bank product fast according to claim 1, it is characterized in that, described small amount bank product comprises that fund is thrown surely, accident insurance, high ferro danger, air risk, online noble metal, TV expense, water power combustion gas expense, welfare lottery ticket bet and administrative institution charging item.
5. a kind of chair back type self-help teller machine for buying small amount bank product fast according to claim 1, it is characterized in that, described signal shielding cover is for shielding the NFC signal after display, and the noncontact bank card of the client on the seat avoiding chair back type self-help teller machine to hang produces wrong payment transaction.
6. a kind of chair back type self-help teller machine for buying small amount bank product fast according to claim 1, it is characterized in that, the buying pattern of described administrative services charging item is after the noncontact bank card small amount bank product of pressing close on display, cuit numbering on the touch-screen of chair back type self-help teller machine.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201410305026.7A CN104050755B (en) | 2014-06-29 | 2014-06-29 | A kind of chair back type self-help teller machine for buying small amount bank product fast |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201410305026.7A CN104050755B (en) | 2014-06-29 | 2014-06-29 | A kind of chair back type self-help teller machine for buying small amount bank product fast |
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| CN104050755A CN104050755A (en) | 2014-09-17 |
| CN104050755B true CN104050755B (en) | 2016-04-20 |
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Families Citing this family (2)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN105426880A (en) * | 2015-12-24 | 2016-03-23 | 中国建设银行股份有限公司 | Face recognition method and system applied to bank business processing |
| CN107179827A (en) * | 2017-04-01 | 2017-09-19 | 深圳怡化电脑股份有限公司 | The intelligent interactive method and system of a kind of finance device |
Citations (5)
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| JPH0863638A (en) * | 1994-08-24 | 1996-03-08 | Oki Electric Ind Co Ltd | Device for managing automatic machine group |
| EP0971327A2 (en) * | 1998-07-07 | 2000-01-12 | Citibank, N.A. | Method and system for providing financial services such as home banking |
| CN1269894A (en) * | 1997-08-13 | 2000-10-11 | 城市集团发展中心有限公司 | Personal banking machine |
| CN2710280Y (en) * | 2003-12-03 | 2005-07-13 | 上海致达数字设备有限公司 | Multifunction telephone terminal with financial service |
| CN103324912A (en) * | 2013-05-30 | 2013-09-25 | 苏州福丰科技有限公司 | Face recognition system and method for ATM |
Family Cites Families (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US8244611B2 (en) * | 2007-12-19 | 2012-08-14 | Metabank | Private label promotion card system, program product, and associated computer-implemented methods |
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Patent Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JPH0863638A (en) * | 1994-08-24 | 1996-03-08 | Oki Electric Ind Co Ltd | Device for managing automatic machine group |
| CN1269894A (en) * | 1997-08-13 | 2000-10-11 | 城市集团发展中心有限公司 | Personal banking machine |
| EP0971327A2 (en) * | 1998-07-07 | 2000-01-12 | Citibank, N.A. | Method and system for providing financial services such as home banking |
| CN2710280Y (en) * | 2003-12-03 | 2005-07-13 | 上海致达数字设备有限公司 | Multifunction telephone terminal with financial service |
| CN103324912A (en) * | 2013-05-30 | 2013-09-25 | 苏州福丰科技有限公司 | Face recognition system and method for ATM |
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Effective date of registration: 20181226 Address after: 210000 Guangdong Road, Drum Tower District, Nanjing, Jiangsu Province, No. 38 Patentee after: Tian Jingcheng Address before: 528100 Foshan, Sanshui District, Guangdong Province, southwest Street, Sha Tau Road, 15, half River Garden 7, 804 Patentee before: Tan Xitao |
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Effective date of registration: 20191009 Address after: 233010 Incubation Workshop, 414 Changle Road, Yuhui District, Bengbu City, Anhui Province Patentee after: Bengbu Xingshi Intellectual Property Operations Co.,Ltd. Address before: 210000 No. 38, Guangdong Road, Gulou District, Jiangsu, Nanjing Patentee before: Tian Jingcheng |
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Effective date of registration: 20230705 Address after: Room 411-265, 4th Floor, Science and Technology Building, No. 599 Jiangnan Road, High tech Zone, Ningbo City, Zhejiang Province, 315000 Patentee after: NINGBO SICHUANG LAIEN INTELLIGENT SCIENCE & TECHNOLOGY Co.,Ltd. Address before: 233010 1st floor, incubation workshop, Industrial Automation Research Institute, 414 Changle Road, Yuhui District, Bengbu City, Anhui Province Patentee before: Bengbu Xingshi Intellectual Property Operations Co.,Ltd. |
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