CN110648477A - Wall-mounted self-service terminal for issuing virtual bank card - Google Patents

Wall-mounted self-service terminal for issuing virtual bank card Download PDF

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Publication number
CN110648477A
CN110648477A CN201911012438.0A CN201911012438A CN110648477A CN 110648477 A CN110648477 A CN 110648477A CN 201911012438 A CN201911012438 A CN 201911012438A CN 110648477 A CN110648477 A CN 110648477A
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China
Prior art keywords
industrial control
control host
wall
bank
service terminal
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Pending
Application number
CN201911012438.0A
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Chinese (zh)
Inventor
胡炎
陈颖
王强
王金鹏
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Inspur Financial Information Technology Co Ltd
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Inspur Financial Information Technology Co Ltd
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Priority to CN201911012438.0A priority Critical patent/CN110648477A/en
Publication of CN110648477A publication Critical patent/CN110648477A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

The invention discloses a wall-mounted self-service terminal for issuing a virtual bank card, which comprises an industrial control host, an electromagnetic touch display integrated screen, an identity card scanner, a password keyboard, a high-definition 3D camera, a fingerprint instrument, a receipt printer, an audio module and an IO control panel, wherein the industrial control host is connected with the identity card scanner through the input/output interface; the industrial control host comprises an SATA hard disk, a memory bank, a wireless module, a bank server and a plurality of data interfaces; the industrial control host is connected with an external power supply; the industrial control host is characterized in that a plurality of data interfaces of the industrial control host are respectively connected with the electromagnetic touch display integrated screen, the identity card scanner, the password keyboard, the high-definition 3D camera, the fingerprint instrument, the receipt printer, the audio module, the wireless module and the IO control panel; the invention provides a device which is small in size, more intelligent and more humanized, can effectively prevent the risk of embezzlement and greatly saves the cost; the whole machine is small in size, light in weight, wall-mounted, space-saving, capable of releasing a virtual bank card, capable of reducing pressure of a bank counter and effectively preventing risks of embezzlement and risk control.

Description

Wall-mounted self-service terminal for issuing virtual bank card
Technical Field
The invention relates to a wall-mounted self-service terminal for issuing a virtual bank card, and belongs to the technical field of self-service terminal equipment.
Background
At present, most of bank cards issued by various banks issue entity bank cards for customers through counters or card issuing self-service terminals, the bank cards are easy to copy and lose, the issuing cost and the management cost are high, along with the rapid development of a bank card payment market and an electronic commerce market, a non-face-to-face card-free payment mode is more and more popular due to the convenience and rapidness, and the cost is not needed when the customers apply for virtual bank cards, so that the card-free mode becomes a trend.
Disclosure of Invention
In view of the above technical problems, the present invention aims to: a wall-mounted self-service terminal for issuing a virtual bank card is provided.
The technical solution of the invention is realized as follows: a wall-mounted self-service terminal for issuing a virtual bank card comprises an industrial control host, an electromagnetic touch display integrated screen, an identity card scanner, a password keyboard, a high-definition 3D camera, a fingerprint instrument, a receipt printer, an audio module and an IO control panel; the industrial control host comprises an SATA hard disk, a memory bank, a wireless module, a bank server and a plurality of data interfaces; the industrial control host is connected with an external power supply; the industrial control host is characterized in that a plurality of data interfaces of the industrial control host are respectively connected with the electromagnetic touch display integrated screen, the identity card scanner, the password keyboard, the high-definition 3D camera, the fingerprint instrument, the receipt printer, the audio module, the wireless module and the IO control panel; the electromagnetic touch display integrated screen comprises a capacitive touch screen and a peep-proof display, is used for user operation and electromagnetic signature, and transmits the electromagnetic signature to a bank server for storage; the identity card scanner is used for reading identity card information and identity authentication and transmitting the identity card information to the bank server for storage; the high-definition 3D camera is a face camera, collects face information of transactors and transmits the collected face information to the bank server for storage; the fingerprint instrument is used for collecting the fingerprint information of the client and transmitting the collected fingerprint information to the bank server for storage; when the identity card information, the face information, the fingerprint information and the electromagnetic signature are stored, a virtual bank card is generated, the bank card number is sent to a mobile phone of a client, and related information can be printed through a receipt printer.
Preferably, the receipt printer adopts a panel type mounting structure.
Preferably, the audio module is used for playing an audio message.
Preferably, the IO control board includes a human body proximity sensor and a breathing lamp; the human body proximity sensor automatically detects whether a human body is in front of the equipment, and once the equipment operation is detected, the equipment is automatically switched to a business handling mode from an advertisement playing mode; on the contrary, under the condition that the equipment is not operated by people for a long time, the advertising playing mode is automatically switched; the breathing light provides a striking effect.
Preferably, the wireless module comprises a 4G full-network communication module and a WIFI Bluetooth module; the 4G full network communication module is compatible with 3G and 2G networks downwards; besides being connected with a wired network, the wireless module can be connected with the network in a 4G or WIFI mode.
Preferably, the industrial control host 1 is powered by a direct current 12V low voltage.
Due to the application of the technical scheme, compared with the prior art, the invention has the following advantages:
the wall-mounted self-service terminal for issuing the virtual bank card provides equipment which is small in size, more intelligent and more humanized, and with the maturity and application of emerging technical means such as a fingerprint identification technology, a face identification technology and the like, the identity of a customer is subjected to multiple verification and identification through an innovative identity authentication mode and the virtual bank card is issued, so that the risk of embezzlement can be effectively prevented, and the cost is greatly saved; the device is internally provided with a high-definition miniaturized ultrathin 3D camera for face recognition, collecting depth data and adapting to environments with inverse light and low dark light; the whole machine is small in size, light in weight, wall-mounted, space-saving, and capable of being placed in a bank outlet, and a virtual bank card can be placed, so that the pressure of a bank counter is reduced, and meanwhile, the risk of embezzlement can be effectively prevented; the use of face recognition technology, fingerprint recognition technology, identification card recognition technology and electromagnetic signature technology enables the identity of a client to be recognized and the risk to be controlled.
Drawings
The technical scheme of the invention is further explained by combining the accompanying drawings as follows:
FIG. 1 is a connection relationship diagram of each component of a wall-mounted self-service terminal for issuing a virtual bank card according to the present invention;
wherein: 1. an industrial control host; 2. an electromagnetic touch display integrated screen; 3. an identity card scanner; 4. a password keyboard; 5. a high-definition 3D camera; 6. a fingerprint device; 7. a receipt printer; 8. an audio module; 9. an IO control panel; 10. SATA hard disk; 11. a memory bank; 12. a wireless module; 13. a bank server; 14. a data interface; 15. connecting an external power supply; 16. a capacitive touch screen; 17. a privacy display; 18. a human proximity sensor; 19. a breathing lamp.
Detailed Description
The invention is described below with reference to the accompanying drawings.
Fig. 1 shows a wall-mounted self-service terminal for issuing a virtual bank card, which comprises an industrial control host 1, an electromagnetic touch display integrated screen 2, an identity card scanner 3, a password keyboard 4, a high-definition 3D camera 5, a fingerprint instrument 6, a receipt printer 7, an audio module 8 and an IO control panel 9; the industrial control host 1 comprises an SATA hard disk 10, a memory bank 11, a wireless module 12, a bank server 13 and a plurality of data interfaces 14; the industrial control host 1 is connected with an external power supply 15; the plurality of data interfaces 14 of the industrial control host 1 are respectively connected with the electromagnetic touch display integrated screen 2, the identity card scanner 3, the password keyboard 4, the high-definition 3D camera 5, the fingerprint instrument 6, the receipt printer 7, the audio module 8, the wireless module 12 and the IO control panel 9; the password keyboard 4 is an input device for communication between a transactor and a terminal, and is used for inputting account passwords, data and the like according to information provided on a display screen to complete business transaction; the electromagnetic touch display integrated screen 2 comprises a capacitive touch screen 16 and a peep-proof display 17, is used for user operation and electromagnetic signature, and transmits the electromagnetic signature to the bank server 13 for storage; the identity card scanner 3 is used for reading identity card information and identity authentication and transmitting the identity card information to the bank server 13 for storage; the high-definition 3D camera 5 is a face camera, collects face information of transactors, and transmits the collected face information to the bank server 13 for storage; the fingerprint instrument 6 is used for collecting the fingerprint information of a client, authenticating the identity and authorizing a bank lobby manager, and transmitting the collected fingerprint information to the bank server 13 for storage; when the identity card information, the face information, the fingerprint information and the electromagnetic signature are stored, a virtual bank card is generated, the bank card number is sent to the mobile phone of the client, and the relevant information can be printed through the receipt printer 7.
Rely on strip printer 7 to choose panel mounting structure for use, possess lack of paper, few paper alarming function, trade paper convenient operation swift.
The audio module 8 is used for playing audio messages.
The IO control board 9 comprises a human body proximity sensor 18 and a breathing lamp 19; the human body proximity sensor 18 automatically detects whether a human body is in front of the equipment, and once the equipment operation is detected, the equipment is automatically switched to a business handling mode from an advertisement playing mode; on the contrary, under the condition that the equipment is not operated by people for a long time, the advertising playing mode is automatically switched; breathing lamp 19 provides striking effect, can effectively guide the customer to use self-service equipment to handle the business and breathing lamp 19's use makes equipment more have the science and technology sense.
For better use of the device, the wireless module 12 includes a 4G full-internet-enabled module and a WIFI bluetooth module; the 4G full network communication module is compatible with 3G and 2G networks downwards; the wireless module 12 may be connected to a wired network, and may also be connected to the network in a 4G or WIFI manner.
The industrial control host adopts direct current 12V low pressure power supply, and the low power consumption is high, and the security is high.
The wall-mounted self-service terminal for issuing the virtual bank card provides equipment which is small in size, more intelligent and more humanized, and with the maturity and application of emerging technical means such as a fingerprint identification technology, a face identification technology and the like, the identity of a customer is subjected to multiple verification and identification through an innovative identity authentication mode and the virtual bank card is issued, so that the risk of embezzlement can be effectively prevented, and the cost is greatly saved; the device is internally provided with a high-definition miniaturized ultrathin 3D camera for face recognition, collecting depth data and adapting to environments with inverse light and low dark light; the whole machine is small in size, light in weight, wall-mounted, space-saving, and capable of being placed in a bank outlet, and a virtual bank card can be placed, so that the pressure of a bank counter is reduced, and meanwhile, the risk of embezzlement can be effectively prevented; the use of face recognition technology, fingerprint recognition technology, identification card recognition technology and electromagnetic signature technology enables the identity of a client to be recognized and the risk to be controlled.
The above-mentioned embodiments are merely illustrative of the technical idea and features of the present invention, and the purpose thereof is to enable those skilled in the art to understand the contents of the present invention and implement the present invention, and not to limit the scope of the present invention, and all equivalent changes or modifications made according to the spirit of the present invention should be covered in the scope of the present invention.

Claims (6)

1. The utility model provides a wall-hanging self service terminal of granting virtual bank card which characterized in that: the system comprises an industrial control host, an electromagnetic touch display integrated screen, an identity card scanner, a password keyboard, a high-definition 3D camera, a fingerprint instrument, a receipt printer, an audio module and an IO control panel; the industrial control host comprises an SATA hard disk, a memory bank, a wireless module, a bank server and a plurality of data interfaces; the industrial control host is connected with an external power supply; the industrial control host is characterized in that a plurality of data interfaces of the industrial control host are respectively connected with the electromagnetic touch display integrated screen, the identity card scanner, the password keyboard, the high-definition 3D camera, the fingerprint instrument, the receipt printer, the audio module, the wireless module and the IO control panel; the electromagnetic touch display integrated screen comprises a capacitive touch screen and a peep-proof display, is used for user operation and electromagnetic signature, and transmits the electromagnetic signature to a bank server for storage; the identity card scanner is used for reading identity card information and identity authentication and transmitting the identity card information to the bank server for storage; the high-definition 3D camera is a face camera, collects face information of transactors and transmits the collected face information to the bank server for storage; the fingerprint instrument is used for collecting the fingerprint information of the client and transmitting the collected fingerprint information to the bank server for storage; when the identity card information, the face information, the fingerprint information and the electromagnetic signature are stored, a virtual bank card is generated, the bank card number is sent to a mobile phone of a client, and related information can be printed through a receipt printer.
2. The wall-mounted self-service terminal for issuing a virtual bank card of claim 1, wherein: the receipt printer adopts a panel type mounting structure.
3. The wall-mounted self-service terminal for issuing a virtual bank card of claim 1, wherein: the audio module is used for playing audio messages.
4. The wall-mounted self-service terminal for issuing a virtual bank card of claim 1, wherein: the IO control panel comprises a human body proximity sensor and a breathing lamp; the human body proximity sensor automatically detects whether a human body is in front of the equipment, and once the equipment operation is detected, the equipment is automatically switched to a business handling mode from an advertisement playing mode; on the contrary, under the condition that the equipment is not operated by people for a long time, the advertising playing mode is automatically switched; the breathing light provides a striking effect.
5. The wall-mounted self-service terminal for issuing a virtual bank card of claim 1, wherein: the wireless module comprises a 4G full-network communication module and a WIFI Bluetooth module; the 4G full network communication module is compatible with 3G and 2G networks downwards; besides being connected with a wired network, the wireless module can be connected with the network in a 4G or WIFI mode.
6. The wall-mounted self-service terminal for issuing a virtual bank card of claim 1, wherein: the industrial control host is powered by adopting direct current 12V low voltage.
CN201911012438.0A 2019-10-23 2019-10-23 Wall-mounted self-service terminal for issuing virtual bank card Pending CN110648477A (en)

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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN113962691A (en) * 2021-09-28 2022-01-21 福建省农村信用社联合社 Medium-free bank card management method, system, equipment and medium

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* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20080167965A1 (en) * 2007-01-09 2008-07-10 Von Nothaus Bernard Apparatus, system, and method for extracting real world value from a virtual account
CN202677528U (en) * 2012-05-31 2013-01-16 浙江金大科技有限公司 Portable self-service card issuing terminal
CN203858661U (en) * 2013-12-27 2014-10-01 西安理工大学 Electronic bank card
CN104299330A (en) * 2014-10-31 2015-01-21 深圳怡化电脑股份有限公司 Long-distance virtual teller system and method for self-help card distribution
CN104951939A (en) * 2015-06-09 2015-09-30 深圳速度技术有限公司 Electronic bank card system and application method thereof as well as electronic method of bank card
CN107610370A (en) * 2017-08-29 2018-01-19 深圳怡化电脑股份有限公司 Not plug-in card ATM and not plug-in card financial trade method
CN208873233U (en) * 2018-09-30 2019-05-17 浪潮金融信息技术有限公司 A kind of portable multifunctional self-aided terminal
CN209070561U (en) * 2018-11-29 2019-07-05 福建鑫联达智能科技有限公司 A kind of Self-help card-distributing terminal

Patent Citations (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20080167965A1 (en) * 2007-01-09 2008-07-10 Von Nothaus Bernard Apparatus, system, and method for extracting real world value from a virtual account
CN202677528U (en) * 2012-05-31 2013-01-16 浙江金大科技有限公司 Portable self-service card issuing terminal
CN203858661U (en) * 2013-12-27 2014-10-01 西安理工大学 Electronic bank card
CN104299330A (en) * 2014-10-31 2015-01-21 深圳怡化电脑股份有限公司 Long-distance virtual teller system and method for self-help card distribution
CN104951939A (en) * 2015-06-09 2015-09-30 深圳速度技术有限公司 Electronic bank card system and application method thereof as well as electronic method of bank card
CN107610370A (en) * 2017-08-29 2018-01-19 深圳怡化电脑股份有限公司 Not plug-in card ATM and not plug-in card financial trade method
CN208873233U (en) * 2018-09-30 2019-05-17 浪潮金融信息技术有限公司 A kind of portable multifunctional self-aided terminal
CN209070561U (en) * 2018-11-29 2019-07-05 福建鑫联达智能科技有限公司 A kind of Self-help card-distributing terminal

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN113962691A (en) * 2021-09-28 2022-01-21 福建省农村信用社联合社 Medium-free bank card management method, system, equipment and medium

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Inventor after: Hu Yan

Inventor after: Chen Ying

Inventor after: Wang Qiang

Inventor after: Wang Jinpeng

Inventor before: Hu Yan

Inventor before: Chen Ying

Inventor before: Wang Qiang

Inventor before: Wang Jinpeng

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Application publication date: 20200103

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