CN114360168A - Large-amount withdrawal method for multiple cash boxes in cash withdrawal device - Google Patents
Large-amount withdrawal method for multiple cash boxes in cash withdrawal device Download PDFInfo
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- CN114360168A CN114360168A CN202111680011.5A CN202111680011A CN114360168A CN 114360168 A CN114360168 A CN 114360168A CN 202111680011 A CN202111680011 A CN 202111680011A CN 114360168 A CN114360168 A CN 114360168A
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- 238000004364 calculation method Methods 0.000 claims description 32
- 238000004064 recycling Methods 0.000 claims description 4
- 238000011084 recovery Methods 0.000 claims description 3
- 238000007599 discharging Methods 0.000 abstract description 2
- 238000004080 punching Methods 0.000 description 2
- 230000000694 effects Effects 0.000 description 1
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Abstract
The invention discloses a method for withdrawing large amount of money from a plurality of money boxes in a cash withdrawing device, which is characterized in that original bottom-guaranteed money which does not participate in the money distribution process is added into the step of money withdrawing in the money distribution process, so that the original bottom-guaranteed money is utilized for discharging the money, the money in each money box can be fully utilized, the service experience is effectively improved, and the workload of workers is reduced.
Description
Technical Field
The invention relates to a large-amount money withdrawing method for a plurality of money boxes in a cash withdrawing device.
Background
Financial self-service products, access machines (e.g., UCR) and financial teller machines, cashiers, are currently widely used in the self-service area of banks and in counter cash management. Generally, a plurality of banknote boxes for storing banknotes are arranged in each of the machines, and when a banknote is withdrawn, the banknote counting number of each banknote box is calculated through a banknote distribution algorithm, so that a corresponding number of banknotes are counted from each banknote box and put into the banknote outlet of the machine. And finally, the bill outlet is opened, and the bills are taken away by the customer.
The situation becomes more complicated when the customer withdraws a large amount of money. This is due to the fact that, in general, the machine's cash dispenser has a limit on the maximum number of cash dispensers that can be dispensed at one time. For example, if the output slot only drops 100 banknotes and the customer needs to remove 5 ten thousand dollars of cash, then 500 banknotes are required to meet the customer's needs even if all the 100 dollar banknotes are provided to the customer by the machine. When the demand of large-amount withdrawal occurs, the money distribution algorithm needs to perform a plurality of money distribution calculations, taking the demand of taking 5 ten thousand yuan as an example, the money distribution algorithm firstly performs a calculation process of distributing 5 ten thousand yuan of money from all the money boxes once, but as the money outlet can only take 100 pieces of money once, the money distribution calculation is performed, and then the money outlet amount of the money boxes is distributed for the money outlet according to 100 pieces of money. Then, after the banknote dispensing is completed, the banknote dispensing algorithm re-performs the banknote dispensing calculation for the remaining 4 ten thousand dollars, and the process is repeated until the customer takes out the required banknotes.
The banknotes in the banknote box need to be checked when being dug out, namely, the banknotes which cannot be provided for a customer due to possible damage or other reasons in the banknote box are prevented from being dispensed to the hands of the customer, and the banknotes which fail to be checked are directly sent to the banknote recycling box instead of to the banknote outlet after being dug out. Therefore, in order to supplement the number of the banknotes failing the verification to finish the banknote discharge, the banknote box is generally provided with partial bottom-guaranteed banknotes which do not participate in the banknote distribution calculation.
In actual use, however, bank workers find that after the empty alarm of the bank note box occurs, when the bank note box is replenished with bank notes, part of the bank notes which can be completely discharged in the bank note box often do not realize the discharge of the bank notes, although the part of the bank notes are needed for bottom protection, the bank notes are replenished when the bank note box is not empty, and the workload of the bank workers is greatly increased. Particularly, when a customer takes a large amount of money, the money distribution operation is more complicated, the condition of empty alarm when part of money in the money box is not taken out is also improved, the workload of bank workers is increased, and the customer often fails to take the required amount of money due to the empty alarm of the money box, so that the service quality is reduced.
Disclosure of Invention
The invention provides a large-amount money withdrawing method for a plurality of cash boxes in a cash withdrawing device, which can meet the requirements of customers, reduce the workload of bank workers and keep the cash in the cash boxes continuously provided with bottom-preserved cash, and aims to solve the technical problem that the existing cash cannot be withdrawn due to excessive bottom-preserved cash in the cash boxes at present.
In order to achieve the technical purpose, the technical scheme of the invention is that,
a large-amount withdrawal method of a plurality of cash boxes in a cash withdrawal device comprises the following steps:
step 1, initializing a value of N representing the current cash-out times of a cash-out port to 1, setting a value of a flag for identifying whether bottom-guaranteed cash participates in cash distribution to 0, and entering step 2;
the bottom-protected bank note is a bank note used for standby in each bank note box, the value range of the flag is 0 or 1, namely the bottom-protected bank note does not participate in bank note distribution when the value range of the flag is 0, and the bottom-protected bank note participates in bank note distribution when the value range of the flag is 1;
step 2, carrying out money distribution calculation according to the value of the flag, and entering step 3;
step 3, if the money distribution calculation is successful, entering step 4; if the money distribution calculation fails, entering the step 6;
step 4, calculating the number of the banknotes discharged from each banknote box according to the maximum number of the banknotes withdrawn by the cash dispenser once according to the banknote distribution calculation result in the step 3;
step 5, digging money for each money box according to the result of the step 4, if the money is dug successfully, entering the step 6, otherwise, entering the step 8;
step 6, after the money taking is finished, calculating the residual un-taken amount after the total money taking amount is subtracted by the money taking amount of the current N, and if the un-taken amount is 0, finishing the whole money withdrawing process; if the un-withdrawn amount is not 0, adding 1 to the value of N, and returning to the step 2;
step 7, if the value of the flag is 0, changing the value of the flag to 1, and then returning to the step 2; if the value of flag is 1, directly entering step 12;
step 8, if the failure reason is caused by a certain money box being hollowed, entering step 9; otherwise, entering step 11;
step 9, according to the un-taken amount, based on the condition that the bottom-guaranteed bank note does not participate in the bank note distribution, the bank note distribution is carried out again, if the bank note distribution result is obtained successfully, the bank note is continuously dug from the bank note box until the maximum number of the bank notes of the cash dispenser in a single time is reached, and then the step 5 is carried out; if the money distribution result can not be obtained, the step 10 is carried out;
step 10, changing the value of flag to 1, and then distributing the banknotes again under the condition that the bottom-protected banknotes participate in the banknote distribution; if the money distribution is successful, continuously digging the money from the money box until the maximum number of the money to be withdrawn by the cash dispenser once, and then entering the step 5; if the banknote distribution fails, otherwise, the banknotes dug out of the banknote box are recycled to the banknote recycling box, and the step 12 is carried out.
And step 11, recovering the bank notes dug out of the bank note box into a bank note recovery box, and returning to the step 2.
And step 12, the withdrawal fails, and the whole withdrawal process is ended.
Before step 1, the method also comprises the step of carrying out deduction transaction with a bank host; and if the step 2 fails in the process of dispensing the money, performing positive making processing and ending the withdrawal.
In the method, in the step 2, the money distribution calculation is carried out according to the value of the flag, when the flag is 0, the money distribution calculation is carried out under the condition that the guaranteed bottom money does not participate in the money distribution calculation, and when the flag is 1, the money distribution calculation is carried out under the condition that the guaranteed bottom money participates in the money distribution calculation.
The method comprises the step 6 of waiting for the money withdrawing, namely, the money outlet waits for preset time after the money is withdrawn, if the money in the money outlet is not withdrawn within the preset time, the money which is not withdrawn is recycled, and the whole money withdrawing process is finished.
In step 12, the method further includes a step of performing a cash handling process according to the value N, wherein if N is 1, the cash handling process is initiated, and if N is not 1, the withdrawal fails, and the whole withdrawal process is ended.
The invention has the technical effects that the original bottom-guaranteed bank notes which do not participate in the bank note distribution process are added into the step of dispensing and withdrawing the bank notes, so that the original bottom-guaranteed bank notes are utilized for discharging the bank notes, the bank notes in each bank note box can be fully utilized, the service experience is effectively improved, and the workload of workers is reduced.
Drawings
FIG. 1 is a schematic flow chart of the present invention.
Detailed Description
Referring to fig. 1, a method for withdrawing a large amount of money from a plurality of money boxes in a cash withdrawal apparatus provided in this embodiment includes the following steps:
step 1, initializing the value of N representing the current cash-out times of the cash-out port to 1, setting the value of a flag for identifying whether the bottom-protected cash participates in cash distribution to 0, and entering step 2.
The bottom-protected bank note is a bank note used for standby in each bank note box, the value range of the flag is 0 or 1, namely the bottom-protected bank note does not participate in bank note distribution when the value range of the flag is 0, and the bottom-protected bank note participates in bank note distribution when the value range of the flag is 1.
And 2, carrying out money distribution calculation according to the value of the flag, and entering the step 3. The money distribution calculation is carried out according to the value of the flag, when the flag is 0, the money distribution calculation is carried out under the condition that the bottom-keeping money does not participate in the money distribution calculation, and when the flag is 1, the money distribution calculation is carried out under the condition that the bottom-keeping money participates in the money distribution calculation.
And 3, if the money distribution calculation is successful, entering the step 4. And if the money distribution calculation fails, the step 6 is carried out.
And 4, calculating the number of the banknotes discharged from each banknote box according to the maximum number of the banknotes withdrawn by the cash dispenser once according to the banknote distribution calculation result in the step 3.
And 5, digging money for each money box according to the result of the step 4, entering a step 6 if the money is dug successfully, and entering a step 8 if the money is not dug successfully.
And 6, after the money is taken, calculating the residual un-taken amount after the total money-taking amount is subtracted by the money-taking amount of the current N, and if the un-taken amount is 0, finishing the whole money-drawing process. And if the un-withdrawn amount is not 0, adding 1 to the value of N, and returning to the step 2. Meanwhile, the step also comprises a step of waiting for money taking, namely, the money outlet waits for preset time after money is taken out, if the money in the money outlet is not taken out within the preset time, the money which is not taken out is recycled, and the whole money withdrawing process is finished. Since it is not possible to wait permanently for a customer to remove a banknote, it may be that the customer has encountered a particular situation when the banknote has not been removed for a predetermined time, at which point the machine will prompt the customer to contact customer service for processing and notify bank staff to take over the process.
And 7, if the value of the flag is 0, changing the value of the flag to 1, and then returning to the step 2. If flag is 1, go directly to step 12.
And 8, if the failure reason is caused by that a certain money box is hollowed, entering a step 9. Otherwise step 11 is entered.
And 9, according to the un-taken amount, based on the condition that the bottom-guaranteed bank note does not participate in the bank note distribution, the bank note distribution is carried out again, if the bank note distribution result is obtained successfully, the bank note is continuously dug from the bank note box until the maximum number of the bank notes of the cash dispenser in one time is reached, and then the step 5 is carried out. If the result of dispensing is not obtained, step 10 is entered.
And step 10, changing the value of flag to 1, and then carrying out bank note distribution again under the condition that the bottom-guaranteed bank notes participate in the bank note distribution. If the money distribution is successful, the money is continuously dug from the money box until the maximum number of the money is withdrawn by the cash dispenser once, and then the step 5 is carried out. If the banknote distribution fails, otherwise, the banknotes dug out of the banknote box are recycled to the banknote recycling box, and the step 12 is carried out.
And step 11, recovering the bank notes dug out of the bank note box into a bank note recovery box, and returning to the step 2.
And step 12, the withdrawal fails, and the whole withdrawal process is ended. Meanwhile, the method also comprises a step of carrying out the positive punching processing according to the value of N, and if N is 1, the positive punching processing is initiated, which indicates that the customer has not taken any bank notes at the moment. If N is not 1, the withdrawal fails, and the customer cannot directly carry out the positive processing because the customer should take away part of the banknotes, and only the whole withdrawal process can be finished. At this point the machine will prompt the customer to contact the customer service for processing and notify the bank staff to take over processing.
In this embodiment, before step 1 is executed, a step of performing a deduction transaction with the bank host is actually included, that is, a deduction process of the customer account is performed to the bank host first. Considering that if the dispensing process initially fails and the customer has not taken any banknotes at this time, the processing of the cash can be directly performed and the withdrawal can be finished.
Claims (5)
1. A large-amount withdrawal method of a plurality of cash boxes in a cash withdrawal device comprises the following steps:
step 1, initializing a value of N representing the current cash-out times of a cash-out port to 1, setting a value of a flag for identifying whether bottom-guaranteed cash participates in cash distribution to 0, and entering step 2;
the bottom-protected bank note is a bank note used for standby in each bank note box, the value range of the flag is 0 or 1, namely the bottom-protected bank note does not participate in bank note distribution when the value range of the flag is 0, and the bottom-protected bank note participates in bank note distribution when the value range of the flag is 1;
step 2, carrying out money distribution calculation according to the value of the flag, and entering step 3;
step 3, if the money distribution calculation is successful, entering step 4; if the money distribution calculation fails, entering the step 6;
step 4, calculating the number of the banknotes discharged from each banknote box according to the maximum number of the banknotes withdrawn by the cash dispenser once according to the banknote distribution calculation result in the step 3;
step 5, digging money for each money box according to the result of the step 4, if the money is dug successfully, entering the step 6, otherwise, entering the step 8;
step 6, after the money taking is finished, calculating the residual un-taken amount after the total money taking amount is subtracted by the money taking amount of the current N, and if the un-taken amount is 0, finishing the whole money withdrawing process; if the un-withdrawn amount is not 0, adding 1 to the value of N, and returning to the step 2;
step 7, if the value of the flag is 0, changing the value of the flag to 1, and then returning to the step 2; if the value of flag is 1, directly entering step 12;
step 8, if the failure reason is caused by a certain money box being hollowed, entering step 9; otherwise, entering step 11;
step 9, according to the un-taken amount, based on the condition that the bottom-guaranteed bank note does not participate in the bank note distribution, the bank note distribution is carried out again, if the bank note distribution result is obtained successfully, the bank note is continuously dug from the bank note box until the maximum number of the bank notes of the cash dispenser in a single time is reached, and then the step 5 is carried out; if the money distribution result can not be obtained, the step 10 is carried out;
step 10, changing the value of flag to 1, and then distributing the banknotes again under the condition that the bottom-protected banknotes participate in the banknote distribution; if the money distribution is successful, continuously digging the money from the money box until the maximum number of the money to be withdrawn by the cash dispenser once, and then entering the step 5; if the banknote distribution fails, otherwise, the banknotes dug out of the banknote box are recycled to the banknote recycling box, and the step 12 is carried out.
And step 11, recovering the bank notes dug out of the bank note box into a bank note recovery box, and returning to the step 2.
And step 12, the withdrawal fails, and the whole withdrawal process is ended.
2. The method according to claim 1, further comprising the step of performing a debit transaction with a bank host prior to performing step 1; and if the step 2 fails in the process of dispensing the money, performing positive making processing and ending the withdrawal.
3. The method according to claim 1, wherein in step 2, the banknote distribution calculation is performed according to the value of flag, and when the value of flag is 0, the banknote distribution calculation is performed under the condition that the guaranteed banknote does not participate in the banknote distribution calculation, and when the value of flag is 1, the banknote distribution calculation is performed under the condition that the guaranteed banknote participates in the banknote distribution calculation.
4. The method according to claim 1, wherein the step 6 further comprises the step of waiting for the withdrawal of the banknotes, i.e. the banknote outlet waits for a predetermined time after the banknote is dispensed, and if the banknotes in the banknote outlet are not withdrawn within the predetermined time, the banknotes which are not withdrawn are recovered, and the whole withdrawal process is ended.
5. The method as claimed in claim 2, wherein step 12 further includes a step of performing a forward processing according to the value of N, if N is 1, the forward processing is initiated, and if N is not 1, the withdrawal is failed, and the whole withdrawal process is ended.
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