CN114267135A - Financial self-service machine supporting digital currency to carry out cash withdrawal - Google Patents
Financial self-service machine supporting digital currency to carry out cash withdrawal Download PDFInfo
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- CN114267135A CN114267135A CN202111595403.1A CN202111595403A CN114267135A CN 114267135 A CN114267135 A CN 114267135A CN 202111595403 A CN202111595403 A CN 202111595403A CN 114267135 A CN114267135 A CN 114267135A
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Abstract
The invention relates to a financial self-service machine tool supporting digital currency to carry out cash withdrawal, which comprises a financial self-service machine tool body, wherein a display screen for providing a human-computer interaction interface, an input keyboard for inputting information, a hard wallet reading module for reading a hard wallet of the digital currency and a cash access module for accessing cash are arranged on the financial self-service machine tool body, a processor is arranged in the financial self-service machine tool body, the processor reads the digital currency of the hard wallet through the hard wallet reading module, carries out human-computer interaction through the display screen and the input keyboard, obtains withdrawal amount and verifies wallet passwords, then carries out conversion between the digital currency of the hard wallet and the digital currency of a mother wallet and conversion between the digital currency of the mother wallet and cash of the RMB, and releases cash through the cash access module. Compared with the prior art, the method and the system improve the convenience of direct conversion service between the digital currency of the hard wallet of the digital currency of the pedestrian bank and the cash of the RMB, and have good compatibility and easy expansion.
Description
Technical Field
The invention relates to the field of financial machines, in particular to a financial self-service machine supporting digital currency to carry out cash withdrawal.
Background
Since the introduction of digital currency, people and various operating agencies have been continuously exploring and popularizing the application and application of digital currency in various fields, including hard wallet products as independent hardware carriers of digital currency, and hard wallet holders can use hard wallets for online or offline payment consumption.
The Rew digital currency, as a substitute for M0, will coexist with the existing Rew currency for a longer period of time in the future, so the convenient conversion service of the Rew digital currency with the existing Rew currency is beneficial to improve the convenience of the use of the Rew digital currency and promote the further promotion of the Rew digital currency, and the conversion service comprises the direct conversion service between the digital currency carried by the aforementioned hard wallet and the Rew currency, namely, the Rew digital currency hard wallet currency cash-up and cash-up service. However, because the current specifications of the hard wallet of the pedestrian digital currency do not directly define a hardware instruction set for the conversion, the current cash charging and cash drawing of the hard wallet of the pedestrian digital currency on a financial machine tool does not have a clear solution.
Disclosure of Invention
The invention aims to overcome the defects that the prior art currently carries out bank note recharging and cash withdrawal of a bank note hard wallet of the digital currency on a financial machine tool and has no clear solution, and provides a financial self-service machine tool supporting the digital currency to carry out the bank note cash withdrawal.
The purpose of the invention can be realized by the following technical scheme:
a financial self-service machine supporting digital currency to carry out cash withdrawal comprises a financial self-service machine body, wherein a display screen for providing a human-computer interaction interface, an input keyboard for inputting information, a hard wallet reading module for reading a digital currency hard wallet and a cash deposit and withdrawal module for depositing and withdrawing cash are arranged on the financial self-service machine body;
the processor reads the hard wallet digital currency through the hard wallet reading module, performs man-machine interaction through the display screen and the input keyboard, acquires withdrawal amount and verifies wallet passwords, then performs conversion between the hard wallet digital currency and the primary wallet digital currency and conversion between the primary wallet digital currency and the RMB cash, and releases the cash through the cash access module.
Furthermore, the processor also stores cash through the cash storage module, reads the hard wallet through the hard wallet reading module, performs man-machine interaction through the display screen and the input keyboard, verifies wallet passwords, then performs conversion between the RMB cash and the digital currency of the primary wallet, performs conversion between the digital currency of the primary wallet and the digital currency of the hard wallet, and stores the conversion in the read hard wallet.
Further, the hard wallet digital currency is pedestrian hard wallet digital currency, and the hard wallet reading module adopts a hard wallet reading module which follows the specifications of the hardware instruction set of the hard wallet of the digital currency of the national people bank and interacts with the digital currency hard wallet.
Furthermore, the money access module conforms to JR/T0154 technical specification of discriminating capability of RMB cash machines.
Further, the financial self-service machine further comprises a receipt printer used for printing the operation information of the hard wallet in real time, and the receipt printer is installed on the financial self-service machine body and connected with the processor.
Further, the receipt printer is an embedded thermal printer.
Further, the processor employs a processor having a processing performance not lower than core i 3.
Further, the display screen is a touch screen.
Furthermore, the input keyboard is a peep-proof password keyboard.
Further, the self-service machines of finance body still is connected with data communication module.
Compared with the prior art, the invention has the following advantages:
(1) the invention realizes the direct conversion service between the digital currency of the hard wallet of the digital currency of the pedestrian digital currency and the cash of the RMB on the financial self-service machine, and improves the convenience of the conversion.
(2) According to the invention, when the financial self-service machine hard wallet reading module interacts with the hard wallet, the related hardware instruction completely follows the specification of the hardware instruction set of the hard wallet of the digital currency of the Chinese people's bank, so that the compatibility is good and the expansion is easy.
Drawings
Fig. 1 is a schematic diagram of a system architecture of a financial self-service machine supporting cash withdrawal of digital currency according to an embodiment of the present invention;
FIG. 2 is a schematic diagram of a currency conversion process for a bank digital currency hard wallet cash-up cash withdrawal according to an embodiment of the present invention;
in the figure, the financial self-service machine comprises a financial self-service machine body 1, a display screen 2, an input keyboard 3, a hard wallet reading module 4, a banknote storing and taking module 5, a banknote storing and taking module 6 and a receipt printer.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are some, but not all, embodiments of the present invention. The components of embodiments of the present invention generally described and illustrated in the figures herein may be arranged and designed in a wide variety of different configurations.
Thus, the following detailed description of the embodiments of the present invention, presented in the figures, is not intended to limit the scope of the invention, as claimed, but is merely representative of selected embodiments of the invention. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
It should be noted that: like reference numbers and letters refer to like items in the following figures, and thus, once an item is defined in one figure, it need not be further defined and explained in subsequent figures.
In the description of the present invention, it should be noted that the terms "center", "upper", "lower", "left", "right", "vertical", "horizontal", "inner", "outer", etc. indicate orientations or positional relationships based on the orientations or positional relationships shown in the drawings or the orientations or positional relationships that the products of the present invention are conventionally placed in use, and are only used for convenience in describing the present invention and simplifying the description, but do not indicate or imply that the devices or elements referred to must have a specific orientation, be constructed and operated in a specific orientation, and thus, should not be construed as limiting the present invention.
Example 1
As shown in fig. 1, the present embodiment provides a financial self-service machine supporting digital currency to cash, which includes a financial self-service machine body 1, where the financial self-service machine body 1 is provided with a display screen 2 for providing a human-computer interaction interface, an input keyboard 3 for inputting information, a hard wallet reading module 4 for reading a digital currency hard wallet, and a currency access module 5 for accessing currency, and a processor is disposed in the financial self-service machine body 1 and connected to the display screen 2, the input keyboard 3, the hard wallet reading module 4, and the currency access module 5 respectively;
the processor reads the hard wallet digital currency through the hard wallet reading module 4, performs man-machine interaction through the display screen 2 and the input keyboard 3, acquires the withdrawal amount and verifies the wallet password, then performs conversion between the hard wallet digital currency and the mother wallet digital currency and conversion between the mother wallet digital currency and the RMB cash, and releases the cash through the cash access module 5.
The processor also stores cash through the cash storage module 5, reads the hard wallet through the hard wallet reading module 4, performs man-machine interaction through the display screen 2 and the input keyboard 3, verifies the wallet password, and then performs conversion between the RMB cash and the digital currency of the primary wallet and conversion between the digital currency of the primary wallet and the digital currency of the hard wallet, and stores the conversion in the read hard wallet.
In this embodiment, the hard wallet digital currency is renowned hard wallet digital currency, the hard wallet reading module 4 adopts the hard wallet reading module 4 which follows the specification of the hardware instruction set of the digital currency hard wallet of the national renminbi and interacts with the digital currency hard wallet, and the banknote access module 5 adopts the banknote access module 5 which conforms to the technical specification of the discriminating capability of the renminbi cash machine of JR/T0154.
The financial self-service machine further comprises a receipt printer 6 for printing the operation information of the hard wallet in real time, and the receipt printer 6 is installed on the financial self-service machine body 1 and connected with the processor.
Rely on strip printer 6 to be embedded thermal printer, the treater adopts the processing performance not less than the core i 3's treater, and display screen 2 is the touch-sensitive screen, and input keyboard 3 is the peep-proof code keypad, and self-service machines of finance body 1 still is connected with data communication module, and this data communication module can be for 4g module, 5g module, wifi module, optic fibre etc. for realize networking communication.
In the scheme, as shown in fig. 2, the conversion between the digital currency of the hard wallet of the digital currency of the pedestrian bank and the cash of the RMB is completed by two steps of combination of the conversion between the digital currency of the hard wallet and the digital currency of the mother wallet and the conversion between the digital currency of the mother wallet and the cash of the RMB.
The technical points are as follows:
1. the hard wallet reading module on the financial self-service machine uses a hard wallet recharging and cashing instruction defined in the China's bank digital currency hard wallet hardware instruction set specification to interact with a digital currency hard wallet, so that the conversion between the digital currency of the hard wallet and the digital currency of a mother wallet is realized.
2. The financial self-service machine initiates a wallet cashing and returning transaction to realize the conversion between the digital currency of the mother wallet and the cash of the RMB.
The specific operation mode is as follows:
case one: bank note recharging transaction for bank digital money hard purse
Bank-note deposit transaction of digital bank-note hard purse operated by user on financial self-service machine
1. The customer places a hard wallet according to the prompt of the self-service machine;
2. the customer inputs the wallet password on the password keyboard according to the prompt of the self-service machine;
3. the customer puts in the RMB bank note according to the prompt of the self-service machine, the self-service machine applies and calls the bank note access module to check the bank note and obtain the total sum of the RMB bank note;
4. the self-service machine application calls the hard wallet reading module to read the hard wallet information and initiates a wallet cashing transaction to convert the RMB cash into equal-amount digital money of the primary wallet, and then calls the hard wallet reading module to initiate a hard wallet recharging instruction to the hard wallet to convert the digital money of the primary wallet into equal-amount digital money of the hard wallet.
Case two: bank note withdrawal transaction for bank digital currency hard wallet
User operating on financial self-service machine to make bank digital currency hard purse cash withdrawal transaction
1. The customer places a hard wallet according to the prompt of the self-service machine;
2. the customer inputs the wallet password on the password keyboard according to the prompt of the self-service machine;
3. after a customer inputs a withdrawal amount according to the prompt of a self-service machine, the self-service machine initiates a hard wallet cash withdrawal command to a hard wallet by calling a hard wallet reading module to convert the hard wallet digital currency with a specified amount into equal-amount mother wallet digital currency, and then calls the hard wallet reading module to read hard wallet information and initiate a wallet return transaction to convert the mother wallet digital currency into equal-amount RMB cash;
4. after the self-service machine and the bank note storing and taking module call the bank note and the bank note cash corresponding in amount is discharged, the customer takes the bank note away.
The foregoing detailed description of the preferred embodiments of the invention has been presented. It should be understood that numerous modifications and variations could be devised by those skilled in the art in light of the present teachings without departing from the inventive concepts. Therefore, the technical solutions available to those skilled in the art through logic analysis, reasoning and limited experiments based on the prior art according to the concept of the present invention should be within the scope of protection defined by the claims.
Claims (10)
1. The financial self-service machine tool is characterized by comprising a financial self-service machine tool body (1), wherein a display screen (2) used for providing a man-machine interaction interface, an input keyboard (3) used for inputting information, a hard wallet reading module (4) used for reading a digital currency hard wallet and a currency access module (5) used for accessing currency are arranged on the financial self-service machine tool body (1), and a processor is arranged in the financial self-service machine tool body (1) and is respectively connected with the display screen (2), the input keyboard (3), the hard wallet reading module (4) and the currency access module (5);
the processor reads the hard wallet digital currency through the hard wallet reading module (4), performs man-machine interaction through the display screen (2) and the input keyboard (3), obtains withdrawal amount and verifies wallet passwords, then performs conversion between the hard wallet digital currency and the primary wallet digital currency and conversion between the primary wallet digital currency and the renminbi cash, and releases the cash through the cash access module (5).
2. The financial self-service machine supporting cash withdrawal of digital currency according to claim 1, wherein the processor also deposits cash through the cash deposit module (5), reads a hard wallet through the hard wallet reading module (4), performs man-machine interaction through the display screen (2) and the input keyboard (3), verifies a wallet password, then performs conversion between the renminbi cash and the digital currency of the primary wallet, and performs conversion between the digital currency of the primary wallet and the digital currency of the hard wallet, and stores the converted currency in the read hard wallet.
3. The financial self-service machine supporting digital currency cash withdrawal according to claim 1, wherein the hard wallet digital currency is a pedestrian hard wallet digital currency, and the hard wallet reading module (4) adopts a hard wallet reading module (4) which is in interaction with a digital currency hard wallet and conforms to the instruction set specification of the hard wallet hardware of the digital currency of the national people's bank.
4. The financial self-service machine supporting the cash withdrawal of digital currency according to claim 1, wherein the cash deposit and withdrawal module (5) adopts a cash deposit and withdrawal module (5) which conforms to JR/T0154 technical Specification for discriminating capability of RMB cash machines.
5. The financial self-service machine supporting cash withdrawal from digital currency according to claim 1, characterized in that the financial self-service machine further comprises a receipt printer (6) for printing the operation information of the hard wallet in real time, the receipt printer (6) is mounted on the financial self-service machine body (1) and connected with the processor.
6. The financial self-service machine supporting cash withdrawal from digital currency according to claim 5, characterized in that the receipt printer (6) is an embedded thermal printer.
7. The self-service financial instrument supporting digital currency for cash withdrawal according to claim 1, wherein the processor is a processor having a processing performance not lower than core i 3.
8. The financial self-service machine supporting the cash withdrawal of digital currency according to claim 1, characterized in that the display screen (2) is a touch screen.
9. The financial self-service machine supporting cash withdrawal from digital currency according to claim 1, wherein the input keyboard (3) is a peep-proof code keyboard.
10. The financial self-service machine supporting the digital currency to cash out according to claim 1, wherein the financial self-service machine body (1) is further connected with a data communication module.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202111595403.1A CN114267135A (en) | 2021-12-24 | 2021-12-24 | Financial self-service machine supporting digital currency to carry out cash withdrawal |
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| Application Number | Priority Date | Filing Date | Title |
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| CN202111595403.1A CN114267135A (en) | 2021-12-24 | 2021-12-24 | Financial self-service machine supporting digital currency to carry out cash withdrawal |
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| CN114267135A true CN114267135A (en) | 2022-04-01 |
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| CN202111595403.1A Pending CN114267135A (en) | 2021-12-24 | 2021-12-24 | Financial self-service machine supporting digital currency to carry out cash withdrawal |
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Citations (7)
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| CN109785138A (en) * | 2019-02-26 | 2019-05-21 | 神州融安科技（北京）有限公司 | A kind of terminal device for supporting to exchange between digital cash and commodity money |
| CN110633980A (en) * | 2019-09-20 | 2019-12-31 | 河北吕望信息科技有限公司 | Front-end device capable of simultaneously supporting circulation of electronic legal coins and digital currencies |
| CN112424843A (en) * | 2018-06-12 | 2021-02-26 | 王健 | Automatic teller machine and method for issuing digital currency physical carrier |
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2021
- 2021-12-24 CN CN202111595403.1A patent/CN114267135A/en active Pending
Patent Citations (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1157968A (en) * | 1995-12-08 | 1997-08-27 | 株式会社日立制作所 | Method of handling electronic money card in automatic teller machine |
| CN104123667A (en) * | 2013-04-24 | 2014-10-29 | 罗伯托焦里有限公司 | System and method for electronic money withdrawal |
| CN205334632U (en) * | 2016-01-28 | 2016-06-22 | 浙江理工大学 | A exchange storage machine that is used for electronics coin and cash exchange to save |
| CN107230300A (en) * | 2016-03-25 | 2017-10-03 | 中国人民银行印制科学技术研究所 | The method and system of cash in kind are exchanged using digital cash chip card |
| CN112424843A (en) * | 2018-06-12 | 2021-02-26 | 王健 | Automatic teller machine and method for issuing digital currency physical carrier |
| CN109785138A (en) * | 2019-02-26 | 2019-05-21 | 神州融安科技（北京）有限公司 | A kind of terminal device for supporting to exchange between digital cash and commodity money |
| CN110633980A (en) * | 2019-09-20 | 2019-12-31 | 河北吕望信息科技有限公司 | Front-end device capable of simultaneously supporting circulation of electronic legal coins and digital currencies |
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Application publication date: 20220401 |
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