CN111639926A - Card-free cash withdrawal method, device, storage medium and equipment - Google Patents
Card-free cash withdrawal method, device, storage medium and equipment Download PDFInfo
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- CN111639926A CN111639926A CN202010542907.6A CN202010542907A CN111639926A CN 111639926 A CN111639926 A CN 111639926A CN 202010542907 A CN202010542907 A CN 202010542907A CN 111639926 A CN111639926 A CN 111639926A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/108—Remote banking, e.g. home banking
- G06Q20/1085—Remote banking, e.g. home banking involving automatic teller machines [ATMs]
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
- G06Q10/02—Reservations, e.g. for tickets, services or events
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/203—Dispensing operations within ATMs
Abstract
The application discloses a card-free cash withdrawal method, a card-free cash withdrawal device, a storage medium and equipment, and provides a card-free cash withdrawal function for a customer by adding online reservation and offline nearby utilization of a pre-installed shared cash box, so that the customer does not need to go to a bank counter or an ATM to withdraw cash, the cash withdrawal time of the customer is saved, and the convenience of the customer in cash withdrawal is improved. The method comprises the following steps: the method comprises the steps of firstly receiving a no-card cash withdrawal request sent by terminal equipment, wherein the no-card request comprises information of client reserved cash withdrawal, then returning option information of a no-card cash withdrawal mode through a shared cashbox according to the information of client reserved cash withdrawal, then receiving a no-card cash withdrawal mode selected by a client in the option information, returning a reserved cash withdrawal response, and further receiving no-card cash withdrawal operation implemented by the client on the shared cashbox according to the cash withdrawal response to realize the no-card cash withdrawal of the client.
Description
Technical Field
The present application relates to the field of computer technologies, and in particular, to a method, an apparatus, a storage medium, and a device for cashing without a card.
Background
With the popularization of electronic money, people mostly use mobile terminals (such as mobile phones) in life to complete various transactions through code scanning payment means such as payment treasures, WeChat, mobile phone banks and the like.
However, because of this, people are not used to carry cash and bank cards at ordinary times, and in some scenes that only cash transaction is allowed (such as some hospitals needing cash charging, highway gas stations needing cash charging, etc.), people face an embarrassing situation that cash can not be taken. In addition, when foreign currency is obtained, a customer needs to go to a bank counter to make an appointment to obtain cash at present, and when the bank business volume is particularly large, the customer needs to wait for a long time, so that a large amount of time and energy of the customer are consumed, and the customer experience is poor. In addition, at present, when cash is needed to be used, a customer has to go to a bank counter or an ATM to get cash, but a bank outlet and the ATM are not everywhere, and sometimes even the customer needs to go to a remote place specially to find the ATM or the bank outlet, which is very inconvenient and also causes poor experience of the customer.
Disclosure of Invention
The embodiment of the application mainly aims to provide a card-free cash withdrawal method, a card-free cash withdrawal device, a storage medium and equipment, which can be used for a customer to withdraw the card-free cash by utilizing a pre-installed shared cash box in a place where electronic payment is not temporarily supported, and improve the customer experience.
In a first aspect, an embodiment of the present application provides a card-free cash withdrawal method, including:
receiving a no-card cash withdrawal request sent by terminal equipment, wherein the no-card request comprises information reserved by a client for cash withdrawal;
according to the information that the client makes an appointment for cash withdrawal, returning option information of a card-free cash withdrawal mode through the shared cashbox;
receiving a no-card cash withdrawal mode selected by the client in the option information, and returning a reserved cash withdrawal response;
and receiving the card-free cash withdrawal operation implemented by the client on the shared cash box according to the cash withdrawal response, and realizing the card-free cash withdrawal of the client.
Optionally, the shared cash box is pre-installed at a preset position; the preset location comprises a location where electronic payment is not temporarily supported.
Optionally, the information reserved for withdrawal by the client includes a withdrawal place reserved by the client, a withdrawal time and a withdrawal amount;
before the returning the option information of the card-free cash-fetching mode through the shared cash box according to the information reserved for cash-fetching by the client, the method further comprises the following steps:
and determining a shared cash box for providing cash for the customer according to the cash withdrawal place, the cash withdrawal time and the cash withdrawal amount reserved by the customer.
Optionally, the card-free request includes reservation information of the client;
after receiving the no-card cashing request sent by the terminal device, the method further comprises:
and according to the reserved information of the client, performing identity authentication on the client.
In a second aspect, an embodiment of the present application further provides a card-free cash withdrawal device, including:
the system comprises a first receiving unit, a second receiving unit and a third receiving unit, wherein the first receiving unit is used for receiving a no-card cash-withdrawal request sent by terminal equipment, and the no-card request comprises information reserved by a client for cash withdrawal;
the return unit is used for returning the option information of the card-free cash withdrawal mode through the shared cash box according to the information reserved by the client for cash withdrawal;
the second receiving unit is used for receiving the card-free cash-fetching mode selected by the customer in the option information and returning a reserved cash-fetching response;
and the third receiving unit is used for receiving the card-free cash withdrawal operation which is implemented by the client on the shared cash box according to the cash withdrawal response, so that the card-free cash withdrawal of the client is realized.
Optionally, the shared cash box is pre-installed at a preset position; the preset location comprises a location where electronic payment is not temporarily supported.
Optionally, the information reserved for withdrawal by the client includes a withdrawal place reserved by the client, a withdrawal time and a withdrawal amount; the device further comprises:
and the determining unit is used for determining a shared cash box for providing cash for the client according to the cash withdrawal place, the cash withdrawal time and the cash withdrawal amount reserved by the client.
Optionally, the card-free request includes reservation information of the client; the apparatus further comprises:
and the verification unit is used for verifying the identity of the client according to the reserved information of the client.
The embodiment of the present application further provides a card-free cash withdrawal device, including: a processor, a memory, a system bus;
the processor and the memory are connected through the system bus;
the memory is used for storing one or more programs, and the one or more programs comprise instructions which, when executed by the processor, cause the processor to execute any implementation manner of the cardless cash fetching method.
An embodiment of the present application further provides a computer-readable storage medium, where instructions are stored in the computer-readable storage medium, and when the instructions are run on a terminal device, the terminal device is enabled to execute any implementation manner of the above cardless cash-fetching method.
According to the method, the device, the storage medium and the equipment for cashless cashing, firstly, a cashless cashing request sent by terminal equipment is received, wherein the cashless request comprises information of client reservation cashing, then, option information of a cashless cashing mode is returned through a shared cashbox according to the information of client reservation cashing, then, a cashless cashing mode selected by a client in the option information is received, a reservation cashing response is returned, and then, the cashless cashing operation implemented by the client on the shared cashbox according to the cashing response can be received, so that the cashless cashing of the client is realized. Therefore, the embodiment of the application provides the function of cashing without a card for the customer by adding online reservation and offline nearby utilization of the pre-installed shared cash box, so that the customer does not need to go to a bank counter or an ATM for cashing in person, the cashing time of the customer is saved, and the cashing convenience of the customer is improved.
Drawings
In order to more clearly illustrate the embodiments of the present application or the technical solutions in the prior art, the drawings needed to be used in the description of the embodiments or the prior art will be briefly introduced below, and it is obvious that the drawings in the following description are some embodiments of the present application, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without creative efforts.
Fig. 1 is a schematic flowchart of a cardless cash-fetching method according to an embodiment of the present disclosure;
fig. 2 is a schematic composition diagram of a cardless cash withdrawal device according to an embodiment of the present disclosure.
Detailed Description
At present, with the rapid development of internet technology and the popularization of electronic money, people mostly use mobile terminals (such as mobile phones) in life to complete various transactions through code scanning payment means such as payment treasures, WeChat, mobile banking and the like. However, because of this, people are not used to carry cash and bank cards at ordinary times, and in some scenes that only cash transaction is allowed (such as some hospitals needing cash charging, highway gas stations needing cash charging, etc.), people face an embarrassing situation that cash can not be taken.
In addition, at present, when cash is needed to be used, a customer has to go to a bank counter or an ATM to get cash, but banking outlets and ATM are not everywhere, and sometimes even the customer needs to go to a remote place specially to find the ATM or the banking outlets, which is very inconvenient. Meanwhile, although the ATM has the scheme of no-card cash withdrawal such as face brushing and code scanning, the AMT has large occupied area and is inconvenient to move and install, and the face brushing and the money withdrawing in the ATM are only specific to the bank card of the bank, and the no-card cash withdrawal cannot be realized for other bank cards. In addition, at present, when foreign currency is obtained, a customer has to go to a bank counter to make an appointment and cash-out, when the banking business volume is particularly large, the customer needs to wait for a long time, a large amount of time and energy of the customer are consumed, and the customer experience is poor.
In order to solve the above-mentioned defects, an embodiment of the present application provides a no-card cash withdrawal method, which includes receiving a no-card cash withdrawal request sent by a terminal device, where the no-card request includes information for reserving cash withdrawal by a client, then returning option information of a no-card cash withdrawal manner through a shared cashbox according to the information for reserving cash withdrawal by the client, then receiving a no-card cash withdrawal manner selected by the client in the option information, and returning a reserved cash withdrawal response, so as to receive a no-card cash withdrawal operation performed by the client on the shared cashbox according to the cash withdrawal response, thereby implementing the no-card cash withdrawal by the client. Therefore, the embodiment of the application provides the function of cashing without a card for the customer by adding online reservation and offline nearby utilization of the pre-installed shared cash box, so that the customer does not need to go to a bank counter or an ATM for cashing in person, the cashing time of the customer is saved, and the cashing convenience of the customer is improved.
In order to make the objects, technical solutions and advantages of the embodiments of the present application clearer, the technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is obvious that the described embodiments are some embodiments of the present application, but not all embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present application.
First embodiment
Referring to fig. 1, a schematic flow chart of a cardless cash withdrawal method provided in this embodiment is shown, where the method includes the following steps:
s101: and receiving a no-card cash-out request sent by the terminal equipment, wherein the no-card request comprises information reserved by the client for cash-out.
It should be noted that, with the popularization of electronic money, people mostly use mobile terminals (such as mobile phones) in life to complete various transactions through code scanning payment means such as payment treasures, WeChat, mobile banking and the like.
Therefore, in this embodiment, in order to further enhance the customer experience and meet the demand of the customer for cashing without a card (i.e. demand for cashing by a mobile banking, face swiping and other modes of cashing without a card), first, a request for cashing without a card sent by the customer through a mobile banking or internet banking installed on the terminal device, or a telephone banking and the like may be received, so as to execute the subsequent step S102.
The card-free request can include information of the client for reserving cash withdrawal, such as a cash withdrawal place reserved by the client, cash withdrawal time, cash withdrawal amount, cash withdrawal currency and the like.
S102: and returning the option information of the card-free cash withdrawal mode through the shared cash box according to the information reserved by the client for cash withdrawal.
In this embodiment, after receiving the card-free cash withdrawal request including the information that the client reserves cash withdrawal sent by the terminal device through step S101, the user may further return option information of a card-free cash withdrawal manner to the user through the shared cash box according to the information that the client reserves cash withdrawal (such as a cash withdrawal place, a cash withdrawal time, a cash withdrawal amount, a cash withdrawal currency, and the like that the client reserves cash withdrawal), for example, the user may be provided with option information of a card-free cash withdrawal manner such as a mobile banking manner and a face brushing manner, so as to be selected by the client.
It should be noted that, in a possible implementation manner of the embodiment of the present application, the information reserved for withdrawal by the client includes a withdrawal location reserved by the client, a withdrawal time, a withdrawal amount, and the like, and before the step S102 is executed, the embodiment further needs to determine a shared cash box providing a cardless withdrawal service for the client, that is, a shared cash box providing cash for the client, according to the information reserved by the client, such as the withdrawal location, the withdrawal time, and the withdrawal amount.
The shared cash box refers to an intelligent cash box system and comprises hardware and software, the hardware comprises a set of movable cash dispenser system (comprising a cash box, a touch display screen, a camera and a cash dispenser device) and a network interface, and the shared cash box is much smaller than an ATM (automatic teller machine) and is convenient to move. The software comprises a corresponding cardless withdrawal system, so that a customer can select the amount of money to be withdrawn and a cardless withdrawal mode (such as face brushing, mobile banking and the like) and the like through a touchable screen under the guidance of screen display by clicking the cardless withdrawal system to withdraw the cardless money.
It should be noted that, in a possible implementation manner of the embodiment of the present application, the shared cash box is pre-installed at a preset location, and the preset location may include a place where electronic payment is not temporarily supported, such as some hospitals or highway gas stations. Furthermore, the card-free cash withdrawal service can be provided for the customers through the shared cash box in the places where the electronic payment cannot be used. The bank may actively contact a desired enterprise or business (or actively contact the bank), and after agreement is reached, the shared cash box is installed at the location of the enterprise or business, and after the use is completed, the bank recovers the shared cash box to move the shared cash box to another location.
For example, the following steps are carried out: suppose that the enterprise A cannot use electronic money when carrying out annual settlement of the enterprise in nearly 2 weeks, and only supports the use of cash to recharge employee cards, and because the cash is not used for a long time, a large number of employees forget to bring the cash to recharge the cards, and the phenomenon that the rice cannot be taken occurs. At the moment, the enterprise A can apply for installation of the shared cashbox to the bank in advance, so that the employees of the enterprise A can reserve the card-free cash withdrawal when receiving the notification, and cash is taken out from the shared cashbox for recharging, thereby providing the experience of the employees.
For another example: suppose that the person B wants to visit the country C for playing recently but needs to exchange a certain amount of money for the country C in advance, the person B calls the telephone to consult a bank customer service to know that the nearest business outlet capable of exchanging the money for the country C is far away from the person B, the person B does not have a vehicle, the business outlet is closed at night, and the person B cannot delay working to the business outlet for exchanging the money for the country C. At this time, if the sharing money cabinets are installed in some nearby places, the person B can make an appointment for getting cash without a card in advance, and can take out the appointed money of the country C through the nearby sharing money cabinets after work, so that the time for exchanging the money of the country C is saved.
For another example: suppose hospital D does not support electronic money payment for a while because the registration fee is an old line system, it needs to pay the registration fee using cash. Although the person E knows that he has paid money to go to the bank and then to the hospital D for registration, the person E forgets to pay money due to busy work, time shortage, etc., the person D reminds that there is no cash at the hospital D, and there is no accessible bank outlet or ATM nearby, and at this time, the person E can only transfer electronic money to other queued patients to exchange cash, which wastes time and brings great inconvenience to other people. In this case, if hospital D is equipped with a shared cash box, person E can make an advance reservation for no-card cash withdrawal and withdraw the reserved cash through the shared cash box for on-site registration.
In addition, in a possible implementation manner of the embodiment of the present application, the request sent by the client through the terminal device to obtain the card absence request may further include reserved information of the client, such as a name, an identification card number, a bank card number, and the like of the user, at this time, in order to ensure the fund security of the user, the identity of the user needs to be verified according to the reserved information provided by the users, for example, the information of the name, the identification card number, the bank card number, and the like of the user included in the card absence request may be compared with the correspondence of the previous user recorded in the bank, and the identity of the user may be verified only when the correspondence is ensured, and then the subsequent step S103 may be further performed.
S103: and receiving the card-free cash withdrawal mode selected by the client in the option information, and returning a reserved cash withdrawal response.
In this embodiment, after the option information of the no-card cash-withdrawal mode (such as face swiping, mobile banking, etc.) is returned to the customer by using the shared till in step S102, the no-card cash-withdrawal mode selected by the customer in the option information displayed on the touch screen of the shared till can be further received, and a reserved cash-withdrawal response is returned for performing the subsequent step S104. For example, when the user selects to perform card-free fetching in the form of a payment treasure, a two-dimensional code can be returned on the touch screen of the shared cash box for the customer to scan the code through the payment treasure to get cash.
S104: and receiving the card-free cash withdrawal operation implemented by the client on the shared cash register according to the cash withdrawal response, so as to realize the card-free cash withdrawal of the client.
In this embodiment, after receiving the no-card cash-out manner (e.g., cash-out by a payment treasure) selected by the customer in the option information through step S103 and returning a reservation cash-out response (e.g., returning a two-dimensional code on a touchable screen of the shared cash box), the no-card cash-out operation (e.g., code scanning cash-out by a payment treasure, etc.) performed by the customer on the shared cash box according to the cash-out response may be further received, and the customer is limited to complete cash-out within a specified time, so as to ensure the fund security of the customer.
In summary, in the method for cashing without a card provided in this embodiment, a cashing request without a card sent by a terminal device is received, where the cashing request without a card includes information that a client makes a reservation for cashing, then option information of a cashing manner without a card is returned through a shared cashing box according to the information that the client makes a reservation for cashing, then a cashing manner without a card selected by the client in the option information is received, and a cashing response is returned to the reservation for cashing, so that a cashing operation without a card performed on the shared cashing box by the client according to the cashing response can be received, and thus cashing without a card of the client is achieved. Therefore, the embodiment of the application provides the function of cashing without a card for the customer by adding online reservation and offline nearby utilization of the pre-installed shared cash box, so that the customer does not need to go to a bank counter or an ATM for cashing in person, the cashing time of the customer is saved, and the cashing convenience of the customer is improved.
Second embodiment
In this embodiment, a card-free cash-fetching device will be described, and for related contents, reference is made to the above method embodiment.
Referring to fig. 2, a schematic composition diagram of a card-free cash withdrawal device provided in this embodiment is shown, where the device includes:
a first receiving unit 201, configured to receive a no-card cash withdrawal request sent by a terminal device, where the no-card request includes information that a client reserves cash withdrawal;
a returning unit 202, configured to return option information of a card-less cash withdrawal mode through the shared till according to the information reserved by the customer for cash withdrawal;
a second receiving unit 203, configured to receive the card-free cash-fetching mode selected by the client in the option information, and return a reserved cash-fetching response;
a third receiving unit 204, configured to receive a card-free cash withdrawal operation performed by the customer on the shared till according to the cash withdrawal response, so as to implement card-free cash withdrawal of the customer.
In one implementation manner of this embodiment, the shared till is pre-installed at a preset position; the preset location comprises a location where electronic payment is not temporarily supported.
In one implementation manner of this embodiment, the information that the client reserves cash withdrawal includes a cash withdrawal place, a cash withdrawal time and a cash withdrawal amount reserved by the client; the device further comprises:
and the determining unit is used for determining a shared cash box for providing cash for the client according to the cash withdrawal place, the cash withdrawal time and the cash withdrawal amount reserved by the client.
In one implementation manner of this embodiment, the card-free request includes reservation information of the client; the apparatus further comprises:
and the verification unit is used for verifying the identity of the client according to the reserved information of the client.
In summary, in the card-less cash withdrawal device provided in this embodiment, a card-less cash withdrawal request sent by a terminal device is received, where the card-less cash withdrawal request includes information that a client makes a reservation for cash withdrawal, option information of a card-less cash withdrawal manner is returned through a shared till according to the information that the client makes the reservation for cash withdrawal, a card-less cash withdrawal manner selected by the client in the option information is received, a reservation for cash withdrawal response is returned, and a card-less cash withdrawal operation performed by the client on the shared till according to the cash withdrawal response can be received, so that the card-less cash withdrawal of the client is achieved. Therefore, the embodiment of the application provides the function of cashing without a card for the customer by adding online reservation and offline nearby utilization of the pre-installed shared cash box, so that the customer does not need to go to a bank counter or an ATM for cashing in person, the cashing time of the customer is saved, and the cashing convenience of the customer is improved.
Further, an embodiment of the present application further provides a card-free cash withdrawal device, including: a processor, a memory, a system bus;
the processor and the memory are connected through the system bus;
the memory is used for storing one or more programs, and the one or more programs comprise instructions which when executed by the processor cause the processor to execute any implementation method of the cardless cash retrieval method.
Further, an embodiment of the present application further provides a computer-readable storage medium, where instructions are stored in the computer-readable storage medium, and when the instructions are run on a terminal device, the terminal device is caused to execute any implementation method of the above-mentioned card-less cash-fetching method.
As can be seen from the above description of the embodiments, those skilled in the art can clearly understand that all or part of the steps in the above embodiment methods can be implemented by software plus a necessary general hardware platform. Based on such understanding, the technical solution of the present application may be essentially or partially implemented in the form of a software product, which may be stored in a storage medium, such as a ROM/RAM, a magnetic disk, an optical disk, etc., and includes several instructions for enabling a computer device (which may be a personal computer, a server, or a network communication device such as a media gateway, etc.) to execute the method according to the embodiments or some parts of the embodiments of the present application.
It should be noted that, in the present specification, the embodiments are described in a progressive manner, each embodiment focuses on differences from other embodiments, and the same and similar parts among the embodiments may be referred to each other. The device disclosed by the embodiment corresponds to the method disclosed by the embodiment, so that the description is simple, and the relevant points can be referred to the method part for description.
It is further noted that, herein, relational terms such as first and second, and the like may be used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Also, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other identical elements in a process, method, article, or apparatus that comprises the element.
The previous description of the disclosed embodiments is provided to enable any person skilled in the art to make or use the present application. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the spirit or scope of the application. Thus, the present application is not intended to be limited to the embodiments shown herein but is to be accorded the widest scope consistent with the principles and novel features disclosed herein.
Claims (10)
1. A cardless cash withdrawal method, the method comprising:
receiving a no-card cash withdrawal request sent by terminal equipment, wherein the no-card request comprises information reserved by a client for cash withdrawal;
according to the information that the client makes an appointment for cash withdrawal, returning option information of a card-free cash withdrawal mode through the shared cashbox;
receiving a no-card cash withdrawal mode selected by the client in the option information, and returning a reserved cash withdrawal response;
and receiving the card-free cash withdrawal operation implemented by the client on the shared cash box according to the cash withdrawal response, and realizing the card-free cash withdrawal of the client.
2. The method of claim 1, wherein the shared till is pre-installed at a preset location; the preset location comprises a location where electronic payment is not temporarily supported.
3. The method of claim 1, wherein the information that the customer reserves the withdrawal includes a withdrawal location, a withdrawal time, and a withdrawal amount reserved by the customer;
before the returning the option information of the card-free cash-fetching mode through the shared cash box according to the information reserved for cash-fetching by the client, the method further comprises the following steps:
and determining a shared cash box for providing cash for the customer according to the cash withdrawal place, the cash withdrawal time and the cash withdrawal amount reserved by the customer.
4. The method of claim 1, wherein the cardless request includes reservation information of the customer;
after receiving the no-card cashing request sent by the terminal device, the method further comprises:
and according to the reserved information of the client, performing identity authentication on the client.
5. A cardless cash withdrawal apparatus, comprising:
the system comprises a first receiving unit, a second receiving unit and a third receiving unit, wherein the first receiving unit is used for receiving a no-card cash-withdrawal request sent by terminal equipment, and the no-card request comprises information reserved by a client for cash withdrawal;
the return unit is used for returning the option information of the card-free cash withdrawal mode through the shared cash box according to the information reserved by the client for cash withdrawal;
the second receiving unit is used for receiving the card-free cash-fetching mode selected by the customer in the option information and returning a reserved cash-fetching response;
and the third receiving unit is used for receiving the card-free cash withdrawal operation which is implemented by the client on the shared cash box according to the cash withdrawal response, so that the card-free cash withdrawal of the client is realized.
6. The apparatus of claim 5, wherein the shared till is pre-installed at a preset location; the preset location comprises a location where electronic payment is not temporarily supported.
7. The apparatus of claim 5, wherein the information that the customer reserves the withdrawal includes a withdrawal location, a withdrawal time, and a withdrawal amount reserved by the customer; the device further comprises:
and the determining unit is used for determining a shared cash box for providing cash for the client according to the cash withdrawal place, the cash withdrawal time and the cash withdrawal amount reserved by the client.
8. The apparatus of claim 5, wherein the cardless request includes reservation information of the client; the apparatus further comprises:
and the verification unit is used for verifying the identity of the client according to the reserved information of the client.
9. A cardless cash withdrawal apparatus, comprising: a processor, a memory, a system bus;
the processor and the memory are connected through the system bus;
the memory is to store one or more programs, the one or more programs comprising instructions, which when executed by the processor, cause the processor to perform the method of any of claims 1-4.
10. A computer-readable storage medium having stored therein instructions that, when executed on a terminal device, cause the terminal device to perform the method of any one of claims 1-4.
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| CN202010542907.6A CN111639926A (en) | 2020-06-15 | 2020-06-15 | Card-free cash withdrawal method, device, storage medium and equipment |
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| CN202010542907.6A CN111639926A (en) | 2020-06-15 | 2020-06-15 | Card-free cash withdrawal method, device, storage medium and equipment |
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Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
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