CN1142655C - IP network communication adapter of financial payment terminal - Google Patents

IP network communication adapter of financial payment terminal Download PDF

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Publication number
CN1142655C
CN1142655C CNB011181907A CN01118190A CN1142655C CN 1142655 C CN1142655 C CN 1142655C CN B011181907 A CNB011181907 A CN B011181907A CN 01118190 A CN01118190 A CN 01118190A CN 1142655 C CN1142655 C CN 1142655C
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host
ip network
financial payment
ip
network communication
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CNB011181907A
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CN1321022A (en
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玉 孟
孟玉
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安智金卡电子设备(北京)有限公司
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Abstract

一种金融支付终端的IP网络通讯适配器,采用该适配器的金融支付体系包括金融支付终端、以太网、以太网端的路由器、IP通讯网络、银行主机端的路由器和银行主机,其中金融支付终端包括电源、主机、打印机和密码键盘,而主机则包括键盘、显示器、读卡器、存储器和通讯模块,其特征在于,该通讯模块是IP通讯模块,它首先接收主机的其它功能模块发送来的数据,并通过以太网和IP通讯网络将数据发送银行主机,然后根据主机的其它功能模块的指令接收银行主机的返回数据,并将数据传送到主机的其它功能模块。 A financial payment terminals IP network communications adapter, the adapter uses financial payment system, including financial payment terminals, Ethernet, Ethernet end routers, IP communications network, host of the bank and the bank host router, which includes a financial payment terminal power supply, host, printer and keyboard password, while hosts include a keyboard, a display, a card reader, memory and communications module, wherein the communication module is an IP communication module, a data block that first receives the other functions of the host transmitted, and the data is sent via Ethernet and IP bank computer communication network, and then receives the return data bank host other functional modules according to an instruction of the host, and transmits the data to the host of the other functional modules.

Description

金融支付终端的IP网络通讯适配器 Financial payment terminals IP network communications adapter

技术领域 FIELD

本发明涉及一种金融支付终端的IP网络通讯适配器。 The present invention relates to a financial payment terminals IP network communications adapter.

背景技术 Background technique

金融支付终端用于在商场、酒店、餐饮业等各种消费场所中接收顾客的金融卡,其功能包括查询、消费、退货、撤消、预授权、预授权消费、自助缴费、自助圈存、对帐单打印等。 Financial payment terminals used in shopping malls, hotels, restaurants and other consumer sites received the customer's debit card, its features include query, consumption, returns, undo, pre-authorization, pre-authorization consumption, self-service payment, self Quancun on bill printing.

如图1所示,融支付终端包括电源11、主机12、打印机13和密码键盘14,密码键盘14通过连线与主机12相接,供顾客输入个人密码。 1, into the payment terminal comprises a power supply 11, the host 12, the printer 13 and keyboard 14 password, PIN code input keyboard 14 via line 12 in contact with the host for the customer.

如图2所示,主机12包括键盘21、LCD显示器22、读卡器23、存储器24和通讯模块25,其中键盘21用于输入交易信息,如交易金额、交易类型等,LCD显示器22用于显示交易信息,读卡器23用于读取磁卡或IC卡的信息,存储器24用于存储交易信息,通讯模块25用于完成通讯功能。 2, the host computer 12 includes a keyboard 21, LCD displays 22, a card reader 23, a memory 24 and communication module 25, wherein the keyboard 21 for inputting transaction information, such as transaction amount, transaction type, etc., LCD displays 22 for displaying transaction information, a card reader 23 for reading information of a magnetic card or an IC card, a memory 24 for storing transaction information, the communication module 25 for performing communication functions.

在硬件形式上,一般分为台式、手持式和壁挂式。 In the form of hardware, generally divided into desktop, hand-held and wall-mounted. 台式的用于在收银台完成消费功能;手持式用于收银员随身携带完成缴费功能,通讯连接线在机座上设置,主机可以脱离机座使用,其内部装有可充电电池;壁挂式一般采用金属外壳,放置于公共场所,用于顾客完成自助功能如自助缴费、自助圈存、对帐单打印等。 Desktop for complete consumption function at the cash register; cashier for handheld portable payment function is completed, the communication line connected to the machine base is provided, the host can be used from the stand, which is equipped with an internal rechargeable battery; wall general formula metal casing, placed in public places, for customer self-service functions such as self-service payment is completed, self Quancun, statement printing.

传统的金融支付终端是采用内置的Modem通过公用电话网PSTN与银行主机通讯。 Traditional financial payment terminal is to use the built-in Modem through PSTN to communicate with the host bank. 如图3所示,金融支付终端31通过电话线连接公用电话网PSTN32,金融支付终端31内置的MODEM拨叫银行端的网络控制器NAC33,建立通讯链路,通过该链路,金融支付终端31将交易数据送银行主机34。 3, the financial payment terminal 31 is connected via a telephone line public telephone network PSTN32, financial payment terminal 31 of the network controller built NAC33 MODEM dialing bank terminal, establishing a communication link via the link 31 to the financial payment terminal Bank transaction data sent to the host 34.

发明内容 SUMMARY

本发明的目的在于用IP网络通讯方式替代传统的拨号上网通讯方式,即将现有的内置MODEM替换为IP网络通讯适配器模块,借助IP通讯网络实现金融支付终端与银行主机的通讯。 Object of the present invention is to use IP communication network instead of the traditional dial-up communication, i.e. to replace conventional built-in MODEM communication adapter module IP network, IP communication by the communication networks financial payment terminal and the host bank.

实施本发明上述目的所采取的技术措施如下:采用IP网络通讯适配器的金融支付体系包括金融支付终端、以太网(ETHERNET)、以太网端的路由器、IP通讯网络、银行主机端的路由器和银行主机,其中金融支付终端包括电源、主机、打印机和密码键盘,而主机则包括键盘、LCD显示器、读卡器、存储器和通讯模块,该金融支付终端中的通讯模块是IP网络通讯适配器模块,该模块首先接收主机的其它功能模块发送来的数据,并通过以太网、以太网端的路由器、IP通讯网络和银行主机端的路由器将数据发送银行主机,然后根据主机的其它功能模块的指令接收银行主机的返回数据,并将数据传送到主机的其它功能模块。 Technical measures above object of the present invention are set out below: The IP network communication adapter financial payment systems include financial payment terminal, Ethernet (the ETHERNET), Ethernet side of the router, IP communication network, host banking router and bank host, wherein financial payment includes a power supply terminal, a host, printer and keyboard password, while hosts include a keyboard, LCD displays, card readers, memory, and a communications module, the financial payment terminal IP network communication module is a communications adapter module that receives first data from the host other functional modules transmitted via Ethernet, Ethernet end routers, IP communication network and host-side bank router transmits the data bank computer, and the host returns the data receiving bank according to instructions from other functions of the host, and transmits the data to the host of the other functional modules. 主机的其它功能模块与IP网络通讯适配器模块间采用有线连接。 Other functional modules between the host adapter and the IP network communication module using a wired connection. IP网络通讯是指借助IP通讯网络实现通讯,IP通讯网络包括数字数据网DDN、分组交换网X.25、帧中继FRM、异步传输模式ATM、非对称传输模式ADSL。 IP network communication means is communication means of IP communications networks, IP communications network comprises a digital data network DDN, packet-switched network X.25, Frame Relay FRM, Asynchronous Transfer Mode ATM, asymmetrical transmission mode ADSL. 金融支付终端的其它功能模块与IP网络通讯适配器模块可以是一体化设计,即将主机的其它功能模块与IP网络通讯适配器模块集成在一块印刷线路板上。 Other functional modules of financial payment terminals and IP network communications adapter module can be integrated design, functional modules and other IP communications network will soon host adapter module integrated on a printed circuit board. 金融支付终端的其它功能模块与IP网络通讯适配器模块可以是分体化设计,即主机的其它功能模块与IP网络通讯适配器模块有各自独立的物理模块。 Other functional modules financial payment terminal and the IP network communication module may be a separate adapter design, i.e., other functional modules and the IP network host communications adapter module has a separate physical modules. IP网络通讯适配器的型号为BE-311M,它具有一个RS232接口,其输出采用RJ45连接器或同轴电缆连接器。 IP network communications adapter, Model BE-311M, which has an RS232 interface, which is output with RJ45 connector or a coaxial cable connector.

附图说明 BRIEF DESCRIPTION

现在结合附图所示的实施例对本发明作进一步的说明,其中图1为金融支付终端的组成框图,图2为主机的组成框图,图3为采用内置MODEM的金融支付体系的组成示意图,图4为采用IP网络通讯适配器的金融支付体系的组成示意图,图5为主机的其它功能模块与IP网络通讯适配器模块间的连线图。 Now the embodiment illustrated in the accompanying drawings embodiments of the present invention will be further described, wherein FIG 1 is a block diagram of financial payment terminal, the block diagram of FIG. 2 is a master, Fig 3 is a schematic diagram illustrating a financial payment system using a built-in MODEM, FIG. 4 is a schematic diagram illustrating a financial payment system using IP network communications adapter, FIG 5 is a wiring diagram of the other functional modules between the host and the IP network communication adapter module.

具体实施方式 Detailed ways

由图4可知,采用IP网络通讯适配器的金融支付体系由金融支付终端31、以太网42、以太网端路由器43、IP通讯网络44、银行端路由器45、银行主机34共同组成。 From Figure 4, using the IP network communication adapter financial payment by the financial system, the payment terminal 31, 42 Ethernet, Ethernet router 43 end, 44, end router bank 45, the bank computer IP communication network 34 is composed. 金融支付终端31内置的IP网络通讯适配器模块25'通过以太网42连接路由器43,路由器43连接于IP通讯网络44。 Built-in financial payment terminal 31 IP network communication adapter module 25 'connected to the router 43 via Ethernet 42, the router 43 is connected to an IP communication network 44. IP网络通讯适配器模块25'首先接收含有其它功能模块的主机12'发送来的数据,并通过以太网42、以太网端的路由器43、IP通讯网络44和银行主机端的路由器45将数据发送银行主机34,然后根据含有其它功能模块的主机12'的指令接收银行主机34的返回数据,并将数据传送到含有其它功能模块的主机12'。 IP network communication adapter module 25 'is first received host containing other functional modules 12' of the data transmitted, and by 42, on the Ethernet side of the router 43, 44 and host-side bank IP communication network router 45 transmits the data bank Ethernet host 34 and 'receives instruction data bank host 34 is returned, and transmits the data to the host 12 contains other functional modules' according to the host 12 contains other functional modules.

目前国内外所有金融终端厂商的金融支付终端全部采用的是内置MODEM方式,本发明实现了金融支付终端的IP网络通讯,使得交易数据的传输速率由使用内置MODEM的1200/2400BPS提高到采用IP网络通讯适配器的10M/100M,填补了国际国内空白。 Terminal manufacturers at home and abroad all financial financial payment terminal is used in all built-in MODEM, the present invention enables the IP network communications financial payment terminal, making the transaction data transmission rate increase by the use of built-in MODEM 1200 / 2400BPS to an IP network. communication adapter 10M / 100M, to fill the international and domestic blank.

由于IP通讯网络的迅猛发展,IP通讯费用越来越低,使得金融支付终端通过IP通讯网络实现与银行主机的通讯具有了实用性。 Due to the rapid development of IP communications networks, IP communication costs getting lower and lower, making financial payment terminal achieved through IP communication network communication with the host bank has practicality.

图5表示了本发明的优选实施例,它采用的是分体化设计。 FIG. 5 shows a preferred embodiment of the present invention, which uses the split design. 其中含有其它功能模块的主机12'通过四线电缆采用串行方式与IP通讯模块25'联结。 Wherein the host containing other functional modules 12 'four-wire cable 25 through a serial way IP communication module' junction. 四线电缆的连接法描述如下:含有其它功能模块的主机12'的发送端TX接在IP通讯模块25'的RX,含有其它功能模块的主机12'的接收端RX接在IP通讯模块25'的发送端TX,GND为含有其它功能模块的主机12'与IP通讯模块25'的共地端,含有其它功能模块的主机12'为IP通讯模块25'提供了+5V的外接电源。 Four-wire cable method is described as follows: contain other functional modules of the host 12 'transmitting side TX connected to the IP communication module 25' RX, the host containing other functional modules 12 'receiving side RX connected to the IP communication module 25' the transmitting side TX, GND as a host containing other functional modules 12 'and the IP communication module 25' common ground terminal, the host containing other functional modules 12 'as IP communication module 25' to provide an external power supply of + 5V. IP通讯模块25'型号为BE-311M,它具有一个RS232接口,内建以太网协议和TCP/IP协议,自适应10M/100M以太网,支持TELNET、RTELNET、RAW TCP CONNECTION功能。 IP communication module 25 'Model BE-311M, which has an RS232 interface, and the built-in Ethernet protocol TCP / IP protocol, the adaptive 10M / 100M Ethernet, TELNET, RTELNET, RAW TCP CONNECTION function.

Claims (7)

1.一种金融支付终端的IP网络通讯适配器,采用该适配器的金融支付体系包括金融支付终端、以太网、以太网端的路由器、IP通讯网络、银行主机端的路由器和银行主机,其中金融支付终端包括电源、主机、打印机和密码键盘,而主机则包括键盘、LCD显示器、读卡器、存储器和通讯模块,其特征在于,该金融支付终端中的通讯模块是IP网络通讯适配器模块,主机的其它功能模块与IP网络通讯适配器模块间采用有线连接,该IP网络通讯适配器模块首先接收主机的其它功能模块发送来的数据,并通过以太网、以太网端的路由器、IP通讯网络和银行主机端的路由器将数据发送银行主机,然后根据主机的其它功能模块的指令接收银行主机的返回数据,并将数据传送到主机的其它功能模块。 A financial payment terminals IP network communications adapter, the adapter uses financial payment system, including financial payment terminals, Ethernet, Ethernet end routers, IP communications network, host of the bank and the bank host router, which includes a financial payment terminal power, host, printer and keyboard password, while hosts include a keyboard, LCD displays, card readers, memory and communications module, wherein the financial payment terminal communication module functions other IP network communication adapter module, the host between the module and the IP network communication adapter module using a wired connection, the IP network communication adapter module other functional module first receives the host data transmitted via Ethernet, the Ethernet side of the router, IP communication network and host-side bank router data sending bank host and then return data according to instructions from other functions of the host bank computer receives and transmits the data to the host of the other functional modules.
2.如权利要求1所述的金融支付终端的IP网络通讯适配器,其特征在于,IP网络通讯是指借助IP通讯网络实现通讯,IP通讯网络包括数字数据网、分组交换网、帧中继、异步传输模式、非对称传输模式。 2. The financial payment terminal IP network communication adapter according to claim 1, characterized in that, IP network communication means by means of communication IP communication networks, IP communications network comprises a digital data network, packet switched networks, frame relay, ATM, an asymmetric transmission mode.
3.如权利要求1所述的金融支付终端的IP网络通讯适配器,其特征在于,金融支付终端的其它功能模块与IP网络通讯适配器模块可以是一体化设计,即将主机的其它功能模块与IP网络通讯适配器模块集成在一块印刷线路板上。 3. The financial payment terminal IP network communication adapter according to claim 1, characterized in that the other functional modules financial payment terminal and the IP network communication adapter module may be integrated design, other function modules and the IP network is about to host communication adapter module integrated on a printed circuit board.
4.如权利要求1所述的金融支付终端的IP网络通讯适配器,其特征在于,金融支付终端的其它功能模块与IP网络通讯适配器模块可以是分体化设计,即主机的其它功能模块与IP网络通讯适配器模块有各自独立的物理模块。 4. The IP network communication adapter financial payment terminal according to claim 1, characterized in that the other functional modules financial payment terminal and the IP network communication module may be a separate adapter design, i.e., other functional modules and the host IP network communication adapter module has separate physical modules.
5.如权利要求1所述的金融支付终端的IP网络通讯适配器,其特征在于,IP网络通讯适配器的型号为BE-311M。 5. A financial payment terminal IP network communication adapter according to claim 1, characterized in that, the IP network communication adapter, Model BE-311M.
6.如权利要求1所述的金融支付终端的IP网络通讯适配器,其特征在于,IP网络通讯适配器具有一个RS232接口。 Financial payment terminal as claimed in claim 1 IP network communications adapter, wherein, the IP network communication adapter having a RS232 interface.
7.如权利要求1所述的金融支付终端的IP网络通讯适配器,其特征在于,IP网络通讯适配器的输出采用RJ45连接器或同轴电缆连接器。 7. financial payment terminal IP network communication adapter according to claim 1, wherein the output IP network communications adapter with RJ45 connector or a coaxial cable connector.
CNB011181907A 2001-05-21 2001-05-21 IP network communication adapter of financial payment terminal CN1142655C (en)

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