CN114120546B - Cross-line withdrawal method and device based on blockchain and face recognition - Google Patents

Cross-line withdrawal method and device based on blockchain and face recognition Download PDF

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Publication number
CN114120546B
CN114120546B CN202111385362.3A CN202111385362A CN114120546B CN 114120546 B CN114120546 B CN 114120546B CN 202111385362 A CN202111385362 A CN 202111385362A CN 114120546 B CN114120546 B CN 114120546B
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atm
withdrawal
customer
bank
cross
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CN114120546A (en
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滕建德
景东亚
王欣
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Bank of China Ltd
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Bank of China Ltd
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    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • G07F19/203Dispensing operations within ATMs
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange

Abstract

The invention discloses a cross-line withdrawal method and device based on blockchain and face recognition, and relates to the field of blockchain, wherein the method comprises the following steps: storing account information and face images in a blockchain; receiving a customer face image recorded by an ATM, carrying out matching identification on the recorded customer face image and a face image stored in a block chain, and acquiring account information and returning the account information to the ATM after successful identification; receiving withdrawal information sent by the ATM after the ATM judges to carry out the cross-line withdrawal based on the account information, sending a transfer record to a corresponding bank based on the withdrawal information, and transferring a corresponding amount to the bank to which the ATM belongs by the corresponding bank based on the transfer record; after receiving the transfer success message, sending a withdrawal notification to the ATM, and carrying out cross-line withdrawal by a customer; and updating account information after receiving a customer withdrawal success message sent by the ATM. The invention can provide a convenient cross-line withdrawal mode for the clients and improve the client experience.

Description

Cross-line withdrawal method and device based on blockchain and face recognition
Technical Field
The invention relates to the technical field of blockchains, in particular to a cross-line withdrawal method and device based on blockchains and face recognition.
Background
This section is intended to provide a background or context to the embodiments of the invention that are recited in the claims. The description herein is not admitted to be prior art by inclusion in this section.
At present, if a customer goes to an ATM machine of the A row to take bank card money of the B row, the B row bank card must be inserted into the ATM machine, and if the customer forgets to take the B row bank card, the customer cannot realize the cross-row withdrawal through the ATM cash dispenser.
Disclosure of Invention
The embodiment of the invention provides a cross-line withdrawal method based on blockchain and face recognition, which is used for solving the technical problem that the cross-line withdrawal by an ATM can not be realized, and comprises the following steps:
storing account information and face images submitted by a customer when the customer first transacts cards in a block chain;
receiving a customer face image recorded by an ATM when a customer withdraws through the ATM, carrying out matching identification on the recorded customer face image and the face image stored in the block chain, and acquiring account information and returning the account information to the ATM after successful identification;
receiving withdrawal information sent by the ATM after the ATM judges to carry out the cross-line withdrawal based on the account information, sending a transfer record to a corresponding bank based on the withdrawal information, and transferring a corresponding amount to the bank to which the ATM belongs by the corresponding bank based on the transfer record;
after receiving the transfer success message, sending a withdrawal notification to the ATM, and carrying out cross-line withdrawal by a customer;
updating account information after receiving a customer withdrawal success message sent by an ATM;
the withdrawal information comprises a deduction bank card and a withdrawal amount selected by a customer through an ATM;
further comprises:
judging whether the balance of the deducted bank card is sufficient or not based on the withdrawal amount, and if so, sending a transfer record to a corresponding bank based on the withdrawal information;
if insufficient, sending a withdrawal failure message to the ATM, and reselecting the deduction bank card by the client;
judging whether the balance of the deducted bank card is sufficient based on the withdrawal amount, and if so, sending a transfer record to a corresponding bank based on the withdrawal information, wherein the method comprises the following steps: if the customer withdraws from the bank, the withdrawal information of the customer sent by the ATM is received, whether the balance of the bank card for deduction selected by the customer is sufficient is judged, if so, transfer records are respectively sent to the bank card selected by the customer, and the selected banks respectively transfer corresponding amounts to the bank to which the ATM belongs.
The embodiment of the invention also provides a cross-line cash withdrawal device based on blockchain and face recognition, which is used for solving the technical problem that the cross-line cash withdrawal by an ATM can not be realized, and comprises the following components:
the block chain storage module is used for storing account information and face images submitted when a customer first transacts a card in a block chain;
the face image acquisition and recognition module is used for receiving a face image of a customer recorded by the ATM when the customer withdraws through the ATM, carrying out matching recognition on the recorded face image of the customer and the face image stored in the block chain, and acquiring account information and returning the account information to the ATM after successful recognition;
the transfer module is used for receiving the withdrawal information sent after the ATM judges to carry out the cross-line withdrawal based on the account information, sending transfer records to the corresponding banks based on the withdrawal information, and transferring corresponding money to the banks to which the ATM belongs by the corresponding banks based on the transfer records;
the money withdrawing notification module is used for sending a money withdrawing notification to the ATM after receiving the money transferring success message, and carrying out cross-line money withdrawing by a customer;
the account information updating module is used for updating account information after receiving a customer withdrawal success message sent by the ATM;
the withdrawal information comprises a deduction bank card and a withdrawal amount selected by a customer through an ATM;
the transfer module is also used for:
judging whether the balance of the deducted bank card is sufficient or not based on the withdrawal amount, and if so, sending a transfer record to a corresponding bank based on the withdrawal information;
if insufficient, sending a withdrawal failure message to the ATM, and reselecting the deduction bank card by the client;
judging whether the balance of the deducted bank card is sufficient based on the withdrawal amount, and if so, sending a transfer record to a corresponding bank based on the withdrawal information, wherein the method comprises the following steps: if the customer withdraws from the bank, the withdrawal information of the customer sent by the ATM is received, whether the balance of the bank card for deduction selected by the customer is sufficient is judged, if so, transfer records are respectively sent to the bank card selected by the customer, and the selected banks respectively transfer corresponding amounts to the bank to which the ATM belongs.
The embodiment of the invention also provides computer equipment, which comprises a memory, a processor and a computer program stored on the memory and capable of running on the processor, wherein the cross-line withdrawal method based on the blockchain and the face recognition is realized when the processor executes the computer program.
The embodiment of the invention also provides a computer readable storage medium, wherein the computer readable storage medium stores a computer program, and the computer program realizes the cross-line withdrawal method based on the blockchain and the face recognition when being executed by a processor.
The embodiment of the invention also provides a computer program product, which comprises a computer program, wherein the computer program realizes the cross-line withdrawal method based on the blockchain and the face recognition when being executed by a processor.
In the embodiment of the invention, compared with the technical scheme that in the prior art, when a customer forgets to take a B-line bank card, the technical problem of cross-line withdrawal through an A-line ATM can not be realized, the account information and the face image submitted when the customer first transacts the card are stored in a blockchain; receiving a customer face image recorded by an ATM when a customer withdraws through the ATM, carrying out matching identification on the recorded customer face image and the face image stored in the block chain, and acquiring account information and returning the account information to the ATM after successful identification; receiving withdrawal information sent by the ATM after the ATM judges to carry out the cross-line withdrawal based on the account information, sending a transfer record to a corresponding bank based on the withdrawal information, and transferring a corresponding amount to the bank to which the ATM belongs by the corresponding bank based on the transfer record; after receiving the transfer success message, sending a withdrawal notification to the ATM, and carrying out cross-line withdrawal by a customer; after receiving the successful withdrawal information of the customer sent by the ATM, the account information is updated, so that the customer can extract the money in any bank card under the name of the customer at any bank ATM without carrying any bank card, and finally, a convenient and fast cross-bank withdrawal mode is provided for the customer, and the customer experience is improved.
Drawings
In order to more clearly illustrate the embodiments of the invention or the technical solutions in the prior art, the drawings that are required in the embodiments or the description of the prior art will be briefly described, it being obvious that the drawings in the following description are only some embodiments of the invention, and that other drawings may be obtained according to these drawings without inventive effort for a person skilled in the art. In the drawings:
FIG. 1 is a flowchart of a cross-line withdrawal method based on blockchain and face recognition in an embodiment of the invention;
FIG. 2 is a second flow chart of a cross-line withdrawal method based on blockchain and face recognition in an embodiment of the invention;
FIG. 3 is a third flow chart of a cross-line withdrawal method based on blockchain and face recognition in an embodiment of the invention;
FIG. 4 is a block diagram of a cross-bank teller machine based on blockchain and face recognition in an embodiment of the invention;
fig. 5 is a block diagram of a computer device in an embodiment of the invention.
Detailed Description
For the purpose of making the objects, technical solutions and advantages of the embodiments of the present invention more apparent, the embodiments of the present invention will be described in further detail with reference to the accompanying drawings. The exemplary embodiments of the present invention and their descriptions herein are for the purpose of explaining the present invention, but are not to be construed as limiting the invention.
Fig. 1 is a flowchart of a cross-line withdrawal method based on blockchain and face recognition in an embodiment of the present invention, as shown in fig. 1, the method includes:
step 101: storing account information and face images submitted by a customer when the customer first transacts cards in a block chain;
step 102: receiving a customer face image recorded by an ATM when a customer withdraws through the ATM, carrying out matching identification on the recorded customer face image and the face image stored in the block chain, and acquiring account information and returning the account information to the ATM after successful identification;
step 103: receiving withdrawal information sent by the ATM after the ATM judges to carry out the cross-line withdrawal based on the account information, sending a transfer record to a corresponding bank based on the withdrawal information, and transferring a corresponding amount to the bank to which the ATM belongs by the corresponding bank based on the transfer record;
step 104: after receiving the transfer success message, sending a withdrawal notification to the ATM, and carrying out cross-line withdrawal by a customer;
step 105: and updating account information after receiving a customer withdrawal success message sent by the ATM.
Specifically, in step 101, when a customer first checks a card at a website, the account information and the face image of the customer are stored in a blockchain for subsequent face image recognition and recognition to obtain the information of the bank card of the customer. Wherein the account information includes: name, document type, document number, bank card number, balance, account opening, etc.
In step 102, when a customer withdraws money through an ATM, the ATM first records a face image of the customer, then transmits the face image to a face image stored in a blockchain for matching identification (identity), and after successful identification, obtains account information of all bank cards and the like under the customer name from customer account information stored in the blockchain, and returns the account information to the ATM.
In the embodiment of the invention, the account information comprises a plurality of pieces of bank card information;
the ATM judges whether to carry out the cross-line withdrawal or not based on the account information according to the following mode:
displaying information of a plurality of bank cards by the ATM;
receiving one or more bank cards to be deducted selected by a customer based on the information of the plurality of bank cards;
the ATM judges whether to carry out the cross-line withdrawal or not based on the selected one or more bank cards to be deducted.
In an embodiment of the present invention, as shown in fig. 2, the method further includes:
step 201: and receiving a withdrawal success message sent by the ATM after judging non-cross-line money based on the account information, wherein the ATM directly carries out withdrawal transaction when judging that the ATM withdraws in the non-cross-line area.
In the embodiment of the invention, the withdrawal information comprises a deducted bank card and a withdrawal amount selected by a customer through an ATM;
as shown in fig. 3, further includes:
step 301: judging whether the balance of the deducted bank card is sufficient or not based on the withdrawal amount, and if so, sending a transfer record to a corresponding bank based on the withdrawal information; if not, sending a withdrawal failure message to the ATM, and reselecting the deduction bank card by the client.
Specifically, the customer views all bank card information under his own name through the ATM, can select one or more deducted bank cards, and inputs the withdrawal amount. The ATM judges whether the customer withdraws by crossing the bank, and if not, the ATM directly withdraws; if the customer withdraws from the bank, the withdrawal information of the customer sent by the ATM is received, whether the balance of the bank card for deduction selected by the customer is sufficient is judged, if so, transfer records are respectively sent to the bank card selected by the customer, and the selected banks respectively transfer corresponding amounts to the bank to which the ATM belongs. For example, the customer selects to draw 1K and 2K from the bank buckles of the line B and the line C through the ATM of the line a, the line B needs to transfer 1K to the public account of the line a, and the line C needs to transfer 2K to the public account of the line a (i.e., transfer is performed between banks first). And after the transfer is successful, receiving a transfer success message returned by the bank end.
After receiving the successful transfer message, the ATM is informed to normally withdraw money, and the ATM normally spits money to the customer.
After the withdrawal is successful, the customer account information stored in the blockchain is updated, mainly the balance is reduced, and the amount of money withdrawn by the customer is reduced.
The data acquisition, storage, use, processing and the like in the technical scheme all accord with the relevant regulations of national laws and regulations.
The embodiment of the invention also provides a cross-line withdrawal device based on blockchain and face recognition, as described in the following embodiment. Because the principle of the device for solving the problem is similar to that of the cross-line withdrawal method based on the blockchain and the face recognition, the implementation of the device can be referred to the implementation of the cross-line withdrawal method based on the blockchain and the face recognition, and the repetition is omitted.
Fig. 4 is a block diagram of a cross-line cash dispenser based on blockchain and face recognition in an embodiment of the present invention, and as shown in fig. 4, the device includes:
the block chain storage module 02 is used for storing account information and face images submitted when a customer first transacts a card in a block chain;
the face image acquisition and recognition module 04 is used for receiving a face image of a customer recorded by the ATM when the customer withdraws through the ATM, carrying out matching recognition on the recorded face image of the customer and the face image stored in the blockchain, and acquiring account information and returning the account information to the ATM after successful recognition;
the transfer module 06 is used for receiving the withdrawal information sent after the ATM judges to carry out the cross-bank withdrawal based on the account information, sending a transfer record to a corresponding bank based on the withdrawal information, and transferring a corresponding amount to the bank to which the ATM belongs by the corresponding bank based on the transfer record;
the withdrawal notification module 08 is used for sending a withdrawal notification to the ATM after receiving the transfer success message, and carrying out cross-line withdrawal by a customer;
the account information updating module 10 is configured to update account information after receiving a customer withdrawal success message sent by the ATM.
In the embodiment of the invention, the account information comprises a plurality of pieces of bank card information;
the ATM judges whether to carry out the cross-line withdrawal or not based on the account information according to the following mode:
displaying information of a plurality of bank cards by the ATM;
receiving one or more bank cards to be deducted selected by a customer based on the information of the plurality of bank cards;
the ATM judges whether to carry out the cross-line withdrawal or not based on the selected one or more bank cards to be deducted.
In an embodiment of the present invention, the transfer module is further configured to:
and receiving a withdrawal success message sent by the ATM after judging non-cross-line money based on the account information, wherein the ATM directly carries out withdrawal transaction when judging that the ATM withdraws in the non-cross-line area.
In the embodiment of the invention, the withdrawal information comprises a deducted bank card and a withdrawal amount selected by a customer through an ATM;
the transfer module is also used for:
judging whether the balance of the deducted bank card is sufficient or not based on the withdrawal amount, and if so, sending a transfer record to a corresponding bank based on the withdrawal information;
if not, sending a withdrawal failure message to the ATM, and reselecting the deduction bank card by the client.
An embodiment of the present invention further provides a computer device, and fig. 5 is a schematic diagram of the computer device in the embodiment of the present invention, where the computer device can implement all steps in the cross-line withdrawal method based on blockchain and face recognition in the foregoing embodiment, and the computer device specifically includes the following contents:
a processor (processor) 501, a memory (memory) 502, a communication interface (Communications Interface) 503, and a communication bus 504;
wherein the processor 501, the memory 502, and the communication interface 503 perform communication with each other through the communication bus 504; the communication interface 503 is configured to implement information transmission between related devices such as a server device, a detection device, and a user device;
the processor 501 is configured to invoke a computer program in the memory 502, where the processor executes the computer program to implement all the steps in the blockchain and face recognition-based cross-line withdrawal method in the above embodiment.
The embodiment of the invention also provides a computer readable storage medium, wherein the computer readable storage medium stores a computer program, and the computer program realizes the cross-line withdrawal method based on the blockchain and the face recognition when being executed by a processor.
The embodiment of the invention also provides a computer program product, which comprises a computer program, wherein the computer program realizes the cross-line withdrawal method based on the blockchain and the face recognition when being executed by a processor.
In the embodiment of the invention, compared with the technical scheme that in the prior art, when a customer forgets to take a B-line bank card, the technical problem of cross-line withdrawal through an A-line ATM can not be realized, the account information and the face image submitted when the customer first transacts the card are stored in a blockchain; receiving a customer face image recorded by an ATM when a customer withdraws through the ATM, carrying out matching identification on the recorded customer face image and the face image stored in the block chain, and acquiring account information and returning the account information to the ATM after successful identification; receiving withdrawal information sent by the ATM after the ATM judges to carry out the cross-line withdrawal based on the account information, sending a transfer record to a corresponding bank based on the withdrawal information, and transferring a corresponding amount to the bank to which the ATM belongs by the corresponding bank based on the transfer record; after receiving the transfer success message, sending a withdrawal notification to the ATM, and carrying out cross-line withdrawal by a customer; after receiving the successful withdrawal information of the customer sent by the ATM, the account information is updated, so that the customer can extract the money in any bank card under the name of the customer at any bank ATM without carrying any bank card, and finally, a convenient and fast cross-bank withdrawal mode is provided for the customer, and the customer experience is improved. It will be appreciated by those skilled in the art that embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems) and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flowchart illustrations and/or block diagrams, and combinations of flows and/or blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
The foregoing description of the embodiments has been provided for the purpose of illustrating the general principles of the invention, and is not meant to limit the scope of the invention, but to limit the invention to the particular embodiments, and any modifications, equivalents, improvements, etc. that fall within the spirit and principles of the invention are intended to be included within the scope of the invention.

Claims (8)

1. A cross-line withdrawal method based on blockchain and face recognition is characterized by comprising the following steps:
storing account information and face images submitted by a customer when the customer first transacts cards in a block chain;
receiving a customer face image recorded by an ATM when a customer withdraws through the ATM, carrying out matching identification on the recorded customer face image and the face image stored in the block chain, and acquiring account information and returning the account information to the ATM after successful identification;
receiving withdrawal information sent by the ATM after the ATM judges to carry out the cross-line withdrawal based on the account information, sending a transfer record to a corresponding bank based on the withdrawal information, and transferring a corresponding amount to the bank to which the ATM belongs by the corresponding bank based on the transfer record;
after receiving the transfer success message, sending a withdrawal notification to the ATM, and carrying out cross-line withdrawal by a customer;
updating account information after receiving a customer withdrawal success message sent by an ATM;
the withdrawal information comprises a deduction bank card and a withdrawal amount selected by a customer through an ATM;
further comprises:
judging whether the balance of the deducted bank card is sufficient or not based on the withdrawal amount, and if so, sending a transfer record to a corresponding bank based on the withdrawal information;
if insufficient, sending a withdrawal failure message to the ATM, and reselecting the deduction bank card by the client;
judging whether the balance of the deducted bank card is sufficient based on the withdrawal amount, and if so, sending a transfer record to a corresponding bank based on the withdrawal information, wherein the method comprises the following steps: if the customer withdraws from the bank, the withdrawal information of the customer sent by the ATM is received, whether the balance of the bank card for deduction selected by the customer is sufficient is judged, if so, transfer records are respectively sent to the bank card selected by the customer, and the selected banks respectively transfer corresponding amounts to the bank to which the ATM belongs.
2. The blockchain and face recognition based cross-line withdrawal method of claim 1, wherein the account information includes a plurality of pieces of bank card information;
the ATM judges whether to carry out the cross-line withdrawal or not based on the account information according to the following mode:
displaying information of a plurality of bank cards by the ATM;
receiving one or more bank cards to be deducted selected by a customer based on the information of the plurality of bank cards;
the ATM judges whether to carry out the cross-line withdrawal or not based on the selected one or more bank cards to be deducted.
3. The blockchain and face recognition based cross-line cash withdrawal method of claim 1, further comprising:
and receiving a withdrawal success message sent by the ATM after judging non-cross-line money based on the account information, wherein the ATM directly carries out withdrawal transaction when judging that the ATM withdraws in the non-cross-line area.
4. Cross-line cash withdrawal device based on blockchain and face recognition is characterized by comprising:
the block chain storage module is used for storing account information and face images submitted when a customer first transacts a card in a block chain;
the face image acquisition and recognition module is used for receiving a face image of a customer recorded by the ATM when the customer withdraws through the ATM, carrying out matching recognition on the recorded face image of the customer and the face image stored in the block chain, and acquiring account information and returning the account information to the ATM after successful recognition;
the transfer module is used for receiving the withdrawal information sent after the ATM judges to carry out the cross-line withdrawal based on the account information, sending transfer records to the corresponding banks based on the withdrawal information, and transferring corresponding money to the banks to which the ATM belongs by the corresponding banks based on the transfer records;
the money withdrawing notification module is used for sending a money withdrawing notification to the ATM after receiving the money transferring success message, and carrying out cross-line money withdrawing by a customer;
the account information updating module is used for updating account information after receiving a customer withdrawal success message sent by the ATM;
the withdrawal information comprises a deduction bank card and a withdrawal amount selected by a customer through an ATM;
the transfer module is also used for:
judging whether the balance of the deducted bank card is sufficient or not based on the withdrawal amount, and if so, sending a transfer record to a corresponding bank based on the withdrawal information;
if insufficient, sending a withdrawal failure message to the ATM, and reselecting the deduction bank card by the client;
judging whether the balance of the deducted bank card is sufficient based on the withdrawal amount, and if so, sending a transfer record to a corresponding bank based on the withdrawal information, wherein the method comprises the following steps: if the customer withdraws from the bank, the withdrawal information of the customer sent by the ATM is received, whether the balance of the bank card for deduction selected by the customer is sufficient is judged, if so, transfer records are respectively sent to the bank card selected by the customer, and the selected banks respectively transfer corresponding amounts to the bank to which the ATM belongs.
5. The blockchain and face recognition-based cross-line cash withdrawal device of claim 4, wherein the account information includes a plurality of pieces of bank card information;
the ATM judges whether to carry out the cross-line withdrawal or not based on the account information according to the following mode:
displaying information of a plurality of bank cards by the ATM;
receiving one or more bank cards to be deducted selected by a customer based on the information of the plurality of bank cards;
the ATM judges whether to carry out the cross-line withdrawal or not based on the selected one or more bank cards to be deducted.
6. The blockchain and face recognition-based cross-line cash dispenser of claim 4, wherein the transfer module is further configured to:
and receiving a withdrawal success message sent by the ATM after judging non-cross-line money based on the account information, wherein the ATM directly carries out withdrawal transaction when judging that the ATM withdraws in the non-cross-line area.
7. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor when executing the computer program implements the blockchain and face recognition-based cross-line cash method of any one of claims 1 to 3.
8. A computer readable storage medium, wherein the computer readable storage medium stores a computer program which, when executed by a processor, implements the blockchain and face recognition-based cross-line withdrawal method of any of claims 1 to 3.
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