CN113971007B

CN113971007B - Information processing method, device, electronic equipment and medium

Info

Publication number: CN113971007B
Application number: CN202111279665.7A
Authority: CN
Inventors: 殷钊; 张平; 李海宁; 周军
Original assignee: China Construction Bank Corp
Current assignee: China Construction Bank Corp
Priority date: 2021-10-29
Filing date: 2021-10-29
Publication date: 2024-05-10
Anticipated expiration: 2041-10-29
Also published as: CN113971007A

Abstract

The present disclosure provides an information processing method, apparatus, device, storage medium, and program product, which can be applied to the technical field of big data, and also can be applied to the financial field. The information processing method comprises the following steps: acquiring first fund transaction information and first balance information from the online system in the process of processing financial transaction information generated by the online system by utilizing the batch processing system, and acquiring second fund transaction information from the online system under the condition that the first fund transaction information is inconsistent with the fund clearing information acquired from the clearing system, wherein the second fund transaction information is information which is subjected to online transaction in the online system but is not counted in the clearing system during the process of the first fund transaction information by utilizing the batch processing system; determining third funds transaction information based on the first funds transaction information and the second funds transaction information; determining second balance information according to the funds clearing information; third funds transaction information and second balance information are synchronized to the online system.

Description

Information processing method, device, electronic equipment and medium

Technical Field

The present disclosure relates to the field of big data technology, and in particular, to an information processing method, apparatus, device, medium, and program product.

Background

The double information transaction mechanism is a transaction mode that an accepting party submits authorization request information to an online system for processing, and at a later time, the clearing information is submitted to a batch processing system for processing in a form of clearing files.

Under the double information transaction mechanism, the online system is a real-time transaction service provider, the accounting processing result is based on the batch processing system, and the real-time online transaction depends on the batch processing result, so that the online system and the accounting processing result are consistent in data and can support the stable operation of the whole system. The current processing mode is that the data between the online and batch processing systems is synchronously switched by using an A/B table, the batch processing system updates the information of the non-accounting transaction and the accounting transaction which occur on the same day to the B table after the processing of the information of the accounting transaction is completed after the system is cut off day by day on the assumption that the online system provides service by using the A table before batch processing, and the B table is switched for the online system after the batch processing is completed.

However, this method may result in a waste of storage space, and the data newly generated by online transactions during the processing of the batch processing system may not be processed in time, which may cause a problem of data loss.

Disclosure of Invention

In view of the problems, the present disclosure provides an information processing method, apparatus, device, medium, and program product.

According to a first aspect of the present disclosure, there is provided an information processing method including:

In the process of processing financial transaction information generated by an online system by utilizing a batch processing system, acquiring first fund transaction information and first balance information from the online system, wherein the first fund transaction information is fund transaction information which is online transaction in the online system but is not counted in a clearing system;

Obtaining second funds transaction information from the online system in the event that the first funds transaction information is inconsistent with funds clearing information obtained from the clearing system, wherein the second funds transaction information is funds transaction information that was online at the online system but was not accounted for by the clearing system during processing of the first funds transaction information by the batch system;

Determining third funds transaction information for updating the first funds transaction information according to the first funds transaction information and the second funds transaction information;

Determining second balance information for updating the first balance information according to the fund clearing information; and

Third funds transaction information and second balance information are synchronized to the online system.

According to an embodiment of the present disclosure, the first funds transaction information includes first funds transaction amount information and first funds transaction amount information; the second funds transaction information includes second funds transaction amount information and second funds transaction amount information.

According to an embodiment of the present disclosure, determining third funds transaction information for updating the first funds transaction information from the first funds transaction information and the second funds transaction information includes:

Determining third funds transaction amount information based on a sum of the first funds transaction amount information and the second funds transaction amount information;

And determining third funds transaction amount information according to the sum of the first funds transaction amount information and the second funds transaction amount information.

According to an embodiment of the present disclosure, the method further comprises:

Acquiring online transaction maintenance information from an online system in the process of processing non-financial transaction information generated by the online system by utilizing a batch processing system;

Determining, in response to an online transaction maintenance operation occurring with the online system during processing of the online transaction maintenance information by the batch processing system, result information for updating the online transaction maintenance information according to attributes of the online transaction maintenance information;

The result information is synchronized to the online system.

According to an embodiment of the present disclosure, the attributes of the online transaction maintenance information include a priority attribute, and determining result information for updating the online transaction maintenance information according to the attributes of the online transaction maintenance information includes: determining result information for updating the online transaction maintenance information according to the processing result under the condition that the priority of the operation result of the online transaction maintenance operation is lower than the priority of the processing result generated by the batch processing system for processing the online transaction maintenance information;

According to an embodiment of the present disclosure, the attributes of the online transaction maintenance information include a priority attribute, and determining result information for updating the online transaction maintenance information according to the attributes of the online transaction maintenance information includes: in the case that the priority of the operation result of the online transaction maintenance operation is higher than the priority of the processing result generated by the batch processing system processing the online transaction maintenance information, the result information for updating the online transaction maintenance information is determined according to the operation result of the online transaction maintenance operation.

According to an embodiment of the present disclosure, the attribute of the online transaction maintenance information includes a rule attribute, and determining result information for updating the online transaction maintenance information according to the attribute of the online transaction maintenance information includes: and determining result information for updating the online transaction maintenance information from an operation result of the online transaction maintenance operation and a processing result generated by processing the online transaction maintenance information by the batch processing system according to a preset coverage rule.

According to an embodiment of the present disclosure, the attributes of the online transaction maintenance information include attributes characterizing whether modification is allowed, and determining result information for updating the online transaction maintenance information according to the attributes of the online transaction maintenance information includes:

And determining result information for updating the online transaction maintenance information according to the operation result of the online transaction maintenance operation under the condition that the attribute of the online transaction maintenance information is a modifiable attribute and the occurrence time of the online transaction maintenance operation is later than the time of the batch processing system processing the online transaction maintenance information.

According to an embodiment of the present disclosure, determining result information for updating online transaction maintenance information according to an attribute of the online transaction maintenance information includes:

And under the condition that the attribute of the online transaction maintenance information is a statistical attribute, determining result information for updating the online transaction maintenance information according to a processing result generated by processing the online transaction maintenance information by the batch processing system.

A second aspect of the present disclosure provides an information processing apparatus including: the device comprises a first acquisition module, a second acquisition module, a first determination module, a second determination module and a first synchronization module. The first acquisition module is used for acquiring first fund transaction information and first balance information from an online account of the online system in the process of processing financial transaction information generated by the online system by utilizing the batch processing system, wherein the first fund transaction information is fund transaction information which is online transaction in the online system but is not counted in the clearing system. And a second acquisition module for acquiring second funds transaction information from the online system in the case that the first funds transaction information is inconsistent with the funds clearing information acquired from the clearing system, wherein the second funds transaction information is funds transaction information that was online in the online system but was not counted in the clearing system during the batch processing of the first funds transaction information. And the first determining module is used for determining third fund transaction information for updating the first fund transaction information according to the first fund transaction information and the second fund transaction information. And the second determining module is used for determining second balance information for updating the first balance information according to the fund clearing information. The first synchronization module is configured to synchronize the third funds transaction information and the second balance information into the online account.

According to an embodiment of the present disclosure, the information processing apparatus further includes a third acquisition module, a third determination module, and a second synchronization module. The third acquisition module is used for acquiring online transaction maintenance information from the online system in the process of processing the non-financial transaction information generated by the online system by utilizing the batch processing system. And a third determining module for determining, in response to an online transaction maintenance operation occurring with the online system during processing of the online transaction maintenance information by the batch processing system, result information for updating the online transaction maintenance information according to the attribute of the online transaction maintenance information.

According to an embodiment of the present disclosure, the third determination module includes a first comparison unit, a first determination unit, and a second determination unit. The first comparison unit is used for comparing the priority of the operation result of the online transaction maintenance operation with the processing result generated by the batch processing system for processing the online transaction maintenance information. And the first determining unit is used for determining result information for updating the online transaction maintenance information according to the processing result when the priority of the operation result of the online transaction maintenance operation is lower than the priority of the processing result generated by the batch processing system for processing the online transaction maintenance information. And the second determining unit is used for determining result information for updating the online transaction maintenance information according to the operation result of the online transaction maintenance operation under the condition that the priority of the operation result of the online transaction maintenance operation is higher than the priority of the processing result generated by the batch processing system for processing the online transaction maintenance information.

According to an embodiment of the disclosure, the third determination module comprises a third determination unit. The third determining unit is configured to determine, according to a preset coverage rule, result information for updating the online transaction maintenance information from an operation result of the online transaction maintenance operation and a processing result generated by the batch processing system processing the online transaction maintenance information.

According to an embodiment of the present disclosure, the third determining module includes a second comparing unit, a fourth determining unit. And the second comparison unit is used for comparing the occurrence time of the online transaction maintenance operation with the time of the batch processing system for processing the online transaction maintenance information. And a fourth determining unit, configured to determine, according to an operation result of the online transaction maintenance operation, result information for updating the online transaction maintenance information, in a case where the attribute of the online transaction maintenance information is a modifiable attribute and the time of occurrence of the online transaction maintenance operation is later than the time of processing the online transaction maintenance information by the batch processing system.

According to an embodiment of the present disclosure, the third determination module includes a fifth determination unit. And a fifth determining unit, configured to determine, according to a processing result generated by the batch processing system when the attribute of the online transaction maintenance information is a statistical attribute, result information for updating the online transaction maintenance information.

A third aspect of the present disclosure provides an electronic device, comprising: one or more processors; and a memory for storing one or more programs, wherein the one or more programs, when executed by the one or more processors, cause the one or more processors to perform the information processing method.

A fourth aspect of the present disclosure also provides a computer-readable storage medium having stored thereon executable instructions that, when executed by a processor, cause the processor to perform an information processing method.

The fifth aspect of the present disclosure also provides a computer program product comprising a computer program which, when executed by a processor, implements an information processing method.

According to the embodiment of the disclosure, in the process of processing financial transaction information generated by the online system through the batch processing system, under the condition that the first financial transaction information is inconsistent with the financial clearing information acquired from the clearing system, the second financial transaction information generated by the online system during the process of processing the first financial transaction information by the batch processing system is acquired from the online system, the third financial transaction information is determined according to the first financial transaction information and the second financial transaction information, the balance information is determined according to the financial clearing information in the clearing system, and the third financial transaction information and the balance information are synchronously updated into the online system, so that when the information of the batch processing system is synchronized to the online system, the online transaction information generated by the online system during batch processing is counted, the problems that complicated account tracking operation and the same table with two data volumes stored in the system occupy the memory space of the system are avoided, and the accurate synchronous updating of the data in the batch processing system and the continuous stable operation of the online system are realized.

Drawings

The disclosure, together with additional objects, features, and advantages thereof, will be best understood from the following description of embodiments of the disclosure with reference to the accompanying drawings, in which:

FIG. 1 schematically illustrates an application scenario diagram of an information processing method, apparatus, device, medium, and program product according to an embodiment of the present disclosure;

FIG. 2 schematically illustrates a flow chart of a financial-based transaction information processing method according to an embodiment of the present disclosure;

FIG. 3 schematically illustrates an application example diagram of a financial-based transaction information processing method according to an embodiment of the present disclosure;

FIG. 4 schematically illustrates a flow chart of a non-financial transaction information processing method according to an embodiment of the present disclosure;

FIG. 5 schematically illustrates an application example diagram of a non-financial transaction information processing method according to an embodiment of the present disclosure;

FIG. 6 schematically illustrates a block diagram of an information processing apparatus according to some embodiments of the present disclosure;

fig. 7 schematically shows a block diagram of an information processing apparatus according to other embodiments of the present disclosure;

Fig. 8 schematically illustrates a block diagram of an electronic device adapted to implement an information processing method according to an embodiment of the disclosure.

Detailed Description

Hereinafter, embodiments of the present disclosure will be described with reference to the accompanying drawings. It should be understood that the description is only exemplary and is not intended to limit the scope of the present disclosure. In the following detailed description, for purposes of explanation, numerous specific details are set forth in order to provide a thorough understanding of the embodiments of the present disclosure. It may be evident, however, that one or more embodiments may be practiced without these specific details. In addition, in the following description, descriptions of well-known structures and techniques are omitted so as not to unnecessarily obscure the concepts of the present disclosure.

The terminology used herein is for the purpose of describing particular embodiments only and is not intended to be limiting of the disclosure. The terms "comprises," "comprising," and/or the like, as used herein, specify the presence of stated features, steps, operations, and/or components, but do not preclude the presence or addition of one or more other features, steps, operations, or components.

All terms (including technical and scientific terms) used herein have the same meaning as commonly understood by one of ordinary skill in the art unless otherwise defined. It should be noted that the terms used herein should be construed to have meanings consistent with the context of the present specification and should not be construed in an idealized or overly formal manner.

Where a convention analogous to "at least one of A, B and C, etc." is used, in general such a convention should be interpreted in accordance with the meaning of one of skill in the art having generally understood the convention (e.g., "a system having at least one of A, B and C" would include, but not be limited to, systems having a alone, B alone, C alone, a and B together, a and C together, B and C together, and/or A, B, C together, etc.).

It should be noted that the method and apparatus for processing information of the present disclosure may be used in the financial field, and may be used in any field other than the financial field, and the application field of the method and apparatus for processing information of the present disclosure is not limited.

Because of the manner in which a/B table switching is used for data synchronization between an online system and a batch system in the currently employed dual information mechanism system, this manner has the following drawbacks:

1. The database needs to store an A table and a B table with identical table structures, and the data quantity of the two tables is identical, so that a certain waste of storage space is caused; 2. when the online transaction amount is too much, for example, a large amount of online transactions occur in a batch processing period during a large period of 'double eleven' e-commerce, so that the processing time of account tracking is increased, the whole batch processing has overlong execution time and lower efficiency, and even the risk that batch processing cannot be completed in time can occur when the system performance is poor; 3. in the process of tracking account, there is still continuous online transaction, so to avoid the data loss in the batch processing system, the online system will stop service for a short time, and although the missing data amount can be continuously reduced by tracking account for multiple times, a 'one-instant' stop service is needed to finish the synchronization of tracking account data.

In view of this, an embodiment of the present disclosure provides an information processing method, in which, in a case where first funds transaction information is inconsistent with funds clearing information acquired from a clearing system in processing of financial transaction information generated by an online system by a batch processing system, second funds transaction information generated by the online system during processing of the first funds transaction information by the batch processing system is acquired from the online system, third funds transaction information is determined according to the first funds transaction information and the second funds transaction information, balance information is determined according to funds clearing information in the clearing system, and the third funds transaction information and the balance information are updated synchronously to the online system.

Fig. 1 schematically illustrates an application scenario diagram of an information processing method according to an embodiment of the present disclosure.

As shown in fig. 1, an application scenario 100 according to this embodiment may include terminal devices 101, 102, 103, a network 104, a server 105. The network 104 is used as a medium to provide communication links between the terminal devices 101, 102, 103 and the server 105. The network 104 may include various connection types, such as wired, wireless communication links, or fiber optic cables, among others.

The user may interact with the server 105 via the network 104 using the terminal devices 101, 102, 103 to receive or send messages or the like. Various communication client applications, such as shopping class applications, web browser applications, search class applications, instant messaging tools, mailbox clients, social platform software, etc. (by way of example only) may be installed on the terminal devices 101, 102, 103.

The terminal devices 101, 102, 103 may be a variety of electronic devices having a display screen and supporting web browsing, including but not limited to smartphones, tablets, laptop and desktop computers, and the like.

The server 105 may be a server providing various services, such as a background management server (by way of example only) providing support for websites browsed by users using the terminal devices 101, 102, 103. The background management server may analyze and process the received data such as the user request, and feed back the processing result (e.g., the web page, information, or data obtained or generated according to the user request) to the terminal device.

It should be noted that, the information processing method provided by the embodiment of the present disclosure may be generally executed by the server 105. Accordingly, the information processing apparatus provided by the embodiments of the present disclosure may be generally provided in the server 105. The information processing method provided by the embodiments of the present disclosure may also be performed by a server or a server cluster that is different from the server 105 and is capable of communicating with the terminal devices 101, 102, 103 and/or the server 105. Accordingly, the information processing apparatus provided by the embodiments of the present disclosure may also be provided in a server or a server cluster that is different from the server 105 and is capable of communicating with the terminal devices 101, 102, 103 and/or the server 105.

It should be understood that the number of terminal devices, networks and servers in fig. 1 is merely illustrative. There may be any number of terminal devices, networks, and servers, as desired for implementation.

The information processing method of the disclosed embodiment will be described in detail below with reference to fig. 2 to 5 based on the scenario described in fig. 1.

Fig. 2 schematically shows a flowchart of an information processing method according to an embodiment of the present disclosure.

As shown in fig. 2, the information processing method of this embodiment includes operations S210 to S250.

In operation S210, first funds transaction information and first balance information are obtained from the online system in the process of processing financial transaction information generated by the online system using the batch processing system, wherein the first funds transaction information is funds transaction information that is online transactions occurring at the online system but not counted into the clearing system.

In operation S220, in the event that the first funds transaction information does not coincide with the funds clearing information obtained from the clearing system, second funds transaction information is obtained from the online system, wherein the second funds transaction information is funds transaction information that was online at the online system but was not counted into the clearing system during processing of the first funds transaction information by the batch system.

In operation S230, third funds transaction information for updating the first funds transaction information is determined according to the first funds transaction information and the second funds transaction information.

In operation S240, second balance information for updating the first balance information is determined according to the funds clearing information.

In operation S250, the third funds transaction information and the second balance information are synchronized into the online system.

According to an embodiment of the present disclosure, a batch account master may be set in the batch system, an online account master may be set in the online system, and consumption information (first funds transaction information) and balance information that are online consumed but not counted in the clearing system may be in the online account master, wherein the balance information may be funds transaction information counted in the clearing system. The first funds transaction information may also be payment information that is online payment but not credited to the clearing system. The present disclosure is described with reference to forward consumption occurring in an online system, but the protection scope of the present disclosure is not limited by forward consumption, and the consumption information that occurs in online consumption but is not counted in a clearing system is hereinafter referred to as "consumption unread information".

According to the embodiment of the disclosure, in the process of processing financial transaction information generated by the on-line system by the batch processing system, the consumption unaccounted information and balance information are acquired from the on-line system, then the consumption unaccounted information is matched with the funds clearing information acquired from the clearing system, and in the case that the funds clearing information is inconsistent with the consumption unaccounted information, the clearing system is indicated that the funds transaction information is not cleared, and therefore the consumption unaccounted information is counted into a batch account master file in the batch processing system. Meanwhile, during execution of the batch system, new funds transaction information occurring on the online system is recorded in the online account master file, and the new funds transaction information occurring during execution of the batch system needs to be acquired from the online system.

According to embodiments of the present disclosure, during execution of the batch system, funds transaction information that is newly occurring on the online system may be recorded by the current day's consumption authorization information. Under the double information mechanism, a system business day is generally set on the online system, when the system business day is reached, the time on the online system can be automatically switched to the next business day, and the batch processing system performs batch processing on the fund transaction information generated by the online system on the system business day after the system business day of the online system is updated. The current day consumption authorization information may be the money transaction information which is generated by the online system at the system business day but is not counted in the clearing system, and the online system may count the current day authorization consumption information into an account master of the online system when the last update date is consistent with the current system business date. And under the condition that the last updating date is inconsistent with the current system business date, carrying out zero clearing operation on the current day authorized consumption information counted in the online account master file, and only counting the current day authorized consumption information consistent with the current system business date, so that the fund transaction information generated in the online system during batch processing can be recorded through the current day authorized consumption information in the online account master file.

According to an embodiment of the present disclosure, third funds transaction information for updating the first funds transaction information is determined from the first funds transaction information and the second funds transaction information. For example: when the batch processing system executes, the first fund transaction information is 3000 yuan of consumption expenditure occurring in the business day of the system, and the fund clearing information in the clearing system does not have a clearing record matched with the consumption expenditure, the batch processing system counts the 3000 yuan of consumption expenditure into a batch account master file of the batch processing system, during batch processing execution, the online system generates 1000 yuan of consumption expenditure, the 4000 yuan of sum of the two consumption expenditure can be determined as third fund transaction information for updating the first fund transaction information, and the 4000 yuan of consumption expenditure is synchronized into an online account master file in the online system.

According to an embodiment of the present disclosure, second balance information for updating the first balance information is determined according to the funds clearing information. For example: the first balance information may be the amount of money which is calculated into the clearing system after the system business day T is cleared, 10000 yuan, and the clearing amount of money in the t+1 day clearing fund transaction information obtained from the clearing system is 14000 yuan, then the clearing amount of 14000 yuan is directly determined as the second balance information, and the second balance information is synchronized into the online account master file in the online system.

According to the embodiment of the disclosure, when a forward consumption transaction of the online system occurs, assuming that the transaction amount is a, the first funds transaction amount information may be recorded as a, and the first funds transaction information number is 1. During batch execution, the online system makes a positive consumer transaction, assuming a transaction amount B, a second funds transaction amount B may be recorded, and the second funds transaction amount is 1.

According to embodiments of the present disclosure, system operational efficiency is provided by accounting for the amount of funds transactions and the number of funds transactions to an online account master in an online system, so that a batch processing system matches funds clearing information in a clearing system when processing funds transaction information in the online system.

According to an embodiment of the present disclosure, determining third funds transaction information for updating the first funds transaction information according to the first funds transaction information and the second funds transaction information includes: determining third funds transaction amount information based on a sum of the first funds transaction amount information and the second funds transaction amount information; and determining third funds transaction amount information according to the sum of the first funds transaction amount information and the second funds transaction amount information.

According to embodiments of the present disclosure, for example: when the batch processing system executes, the first fund transaction information is 3000 yuan of consumption expenditure occurring in the business day of the system, namely the first fund transaction amount is 3000 yuan, and the first fund transaction number is 1. If the fund clearing information in the clearing system does not have the clearing record matched with the consumption expenditure, the batch account master file of the batch processing system is charged with the consumption unread amount of 3000 yuan, and the consumption unread amount of 1. During batch execution, the online system generates a 1000-yuan consumption expenditure, namely, the second fund transaction amount is 1000 yuan, the second fund transaction amount is 2, the third fund transaction amount is 4000 yuan, and the third fund transaction amount is 2.

According to the embodiment of the disclosure, the funds transaction information in the online main file account in the online system is updated according to the sum of the funds transaction information newly generated by the online system during batch execution and the batch result information, so that the funds transaction information in the online system is synchronously updated in real time, the data consistency of the batch system and the online system is ensured, and the problem that the existing account tracking mechanism cannot support continuous and stable operation of the system is solved.

Fig. 3 schematically illustrates an application example diagram of a financial-type transaction information processing method according to an embodiment of the present disclosure.

As shown in fig. 3, the fund transaction information generated on the T day of business of the system is recorded in the financial log of the T day, and the batch processing system performs batch processing on the fund transaction information generated on the T day on the t+1 day.

Matching each piece of fund transaction information in the T-day financial log with each piece of fund clearing information in the fund clearing record, for example: one piece of financial transaction information in the T-day financial transaction log can be an authorized record of transaction code=9800, but no funds clearing information consistent with the authorized record information exists in the funds clearing information, and the "authorized record of transaction code=9800" is counted into the unread amount in the batch account master file. And during the period that the batch processing system processes the fund transaction information in the T-day financial transaction log, the fund transaction information generated on the online system counts the current day authorized amount, the current day authorized amount in the online account main file is determined according to the sum of the current day authorized amount generated by the online transaction generated during batch processing and the current time of the current day authorized amount in the batch processing account main file, and the current time of the current day authorized amount in the online account main file before batch processing is covered by the current day information of the current time of the current day authorized amount in the online account main file, so that the data of the current time in the online account is synchronously updated.

And the fund clearing information in the fund clearing record is directly used as balance information after batch processing, and the balance information in the online account master file before batch processing is covered, so that the data synchronous update of the balance information in the online account is realized.

Fig. 4 schematically illustrates a flowchart of a non-financial transaction information processing method according to an embodiment of the present disclosure.

As shown in fig. 4, the information processing method of the present disclosure further includes operations S410 to S430.

In operation S410, online transaction maintenance information is acquired from the online system during processing of non-financial transaction information generated by the online system using the batch processing system.

In operation S420, result information for updating the online transaction maintenance information is determined according to the attribute of the online transaction maintenance information in response to an online transaction maintenance operation occurring using the online system during processing of the online transaction maintenance information by the batch processing system.

In operation S430, the result information is synchronized to the online system.

According to embodiments of the present disclosure, the non-financial transaction information may include credit card lockout code information, credit card status information, credit card billing date information, and the like. Online transaction maintenance operations may occur in online systems during batch processing of such non-financial transaction information. In the case where an online transaction maintenance operation occurs in the online system during processing of the online transaction maintenance information by the batch processing system, it is necessary to determine result information for updating the online transaction maintenance information according to the attribute of the online transaction information. For example: the result information generated by the batch processing system for processing the online transaction maintenance information can be used as the result information for updating the online transaction maintenance information; the operation result of the online transaction maintenance operation occurring during the batch processing system processing the online transaction maintenance information may also be used as result information for updating the online transaction maintenance information.

In accordance with an embodiment of the present disclosure, credit card lockout code information is taken as an example, and the credit card lockout code information pertains to non-financial transaction information with a priority attribute. For example: the batch processing system generates the on-line transaction maintenance operation during processing of the credit card lock code information having a priority value of 70, generating the credit card lock code information having a priority value of 75, and the batch processing system processes the credit card lock code information having a priority value of 70 to generate the processing result as the credit card lock code information having a priority value of 71. Assuming that the priority is ordered by the priority value, the priority of the credit card lock code information with the priority value of 75 is higher than the priority of the credit card lock code information with the priority value of 71, then the credit card lock code information with the priority value of 75 is used as the result information for updating the online transaction maintenance information, and the credit card lock code information with the priority value of 75 is synchronized into the online system to cover the credit card lock code information with the priority value of 70 in the online system.

According to the embodiment of the disclosure, according to the attribute of the online transaction maintenance information, the result information of online transaction maintenance operation generated in the online system during the processing of the online transaction maintenance information by the batch processing system or the processing result information generated by the processing of the online transaction maintenance information by the batch processing system can be selected as the result information for updating the online transaction maintenance information, so that missing update or error update is avoided when online transaction maintenance information data are synchronously updated.

According to an embodiment of the present disclosure, the attribute of the online transaction maintenance information includes a priority attribute, and determining result information for updating the online transaction maintenance information according to the attribute of the online transaction maintenance information includes: determining result information for updating the online transaction maintenance information according to the processing result under the condition that the priority of the operation result of the online transaction maintenance operation is lower than the priority of the processing result generated by the batch processing system for processing the online transaction maintenance information; or determining result information for updating the online transaction maintenance information according to the operation result of the online transaction maintenance operation in the case that the operation result of the online transaction maintenance operation has a higher priority than the processing result generated by the batch processing system processing the online transaction maintenance information.

According to embodiments of the present disclosure, for example: the online transaction maintenance information to be processed is credit card lockout code information with a priority value of 70. The batch processing system generates the on-line transaction maintenance operation during processing of the credit card lock code information having a priority value of 70, generating the credit card lock code information having a priority value of 68, and the batch processing system processes the credit card lock code information having a priority value of 70 to generate the processing result as the credit card lock code information having a priority value of 71. Assuming that the priority is ordered by priority value, the priority of the credit card lock code information with the priority value of 68 is lower than the priority of the credit card lock code information with the priority value of 71, then the credit card lock code information with the priority value of 71 is used as the result information for updating the online transaction maintenance information, and the credit card lock code information with the priority value of 71 is synchronized into the online system to cover the credit card lock code information with the priority value of 70 in the online system.

According to the embodiment of the disclosure, the online transaction maintenance information in the online system can be accurately updated in real time by determining the result information for updating the online transaction maintenance information according to the priority level of the online transaction maintenance information.

According to the embodiment of the disclosure, taking the status information of the credit card as an example, assuming that the status information of the credit card to be processed is the closed status information of the credit card, when the batch processing system processes the closed status information of the credit card, the processing result is that the status information of the credit card is deleted. During batch processing, the online system performs online transaction maintenance operation to restart the credit card, and the status information of the credit card is the status information of the credit card on. The predetermined overlay rule is assumed to be that the credit card on-state information is to overlay the credit card off-state information, and the operation result of the online transaction maintenance operation is used as the result information for updating the online transaction maintenance information.

According to the embodiment of the disclosure, it is assumed that the preset overlay rule is that the status information of deletion of the credit card is to overlay the status information of opening of the credit card, and at this time, a processing result generated by the batch processing system processing the online transaction maintenance information is used as result information for updating the online transaction maintenance information.

According to the embodiment of the disclosure, the result information for updating the online transaction maintenance information is determined according to the preset coverage rule of the online transaction maintenance information, so that the updating result of the online transaction maintenance information can be flexibly determined according to actual application requirements.

According to an embodiment of the present disclosure, the attributes of the online transaction maintenance information include attributes characterizing whether modification is allowed, and determining result information for updating the online transaction maintenance information according to the attributes of the online transaction maintenance information includes: and determining result information for updating the online transaction maintenance information according to the operation result of the online transaction maintenance operation under the condition that the attribute of the online transaction maintenance information is a modifiable attribute and the occurrence time of the online transaction maintenance operation is later than the time of the batch processing system processing the online transaction maintenance information.

Taking the credit card billing date as an example, assume that the credit card billing date to be processed is number 5 per month, according to the embodiments of the present disclosure. During the processing of the credit card billing date information by the batch processing system, an online transaction maintenance operation occurs, the user modifies the credit card billing date to 15 per month, and before the online transaction maintenance operation, the batch processing system processes the credit card billing date information to produce a result date of 5 per month, and the credit card billing date with the credit card billing date of 15 per month is used as the result information for updating the online transaction maintenance information.

According to the embodiment of the disclosure, when the online transaction information is a modifiable attribute, the data of the online system and the data of the batch processing system can be mutually overlapped and modified, so that the information with late time is generated as the result information finally used for updating the online transaction maintenance information in the processing result of the batch processing system and the operation result of the online transaction maintenance operation, and the accuracy and timeliness of the online system data can be ensured.

According to an embodiment of the present disclosure, determining result information for updating online transaction maintenance information according to an attribute of the online transaction maintenance information includes: and under the condition that the attribute of the online transaction maintenance information is a statistical attribute, determining result information for updating the online transaction maintenance information according to a processing result generated by processing the online transaction maintenance information by the batch processing system.

According to the embodiment of the disclosure, taking the current year of consumption as an example, since the information is generated only by relying on the processing result of the batch processing system, the online system does not perform maintenance operation on the statistical information, and therefore the processing result information of the batch processing system is directly used as the result information for updating the online transaction maintenance information. For example, if the processing result of the batch processing system is that 12 pens are consumed in the current year, the result information for updating the online transaction maintenance information is that 12 pens are consumed in the current year.

According to the embodiment of the disclosure, when the online transaction maintenance information is statistical information, the processing result of the batch processing system is directly used as the result information for updating the online transaction maintenance information, so that the accuracy and timeliness of online system data can be ensured.

Fig. 5 schematically illustrates an application example diagram of a non-financial transaction information processing method according to an embodiment of the present disclosure.

As shown in fig. 5, for the information with priority attribute, such as the lockout code information, the online transaction maintenance information in the online system is updated with the online operation result (lockout code 75) because the online operation result (lockout code 71) has higher priority than the processing result.

For the information of the rule attribute, for example, card state information, different values may be set for different states of the card, the card off state may be set to 8, the card delete state may be set to 9, the card on state may be set to 2, and if the preset coverage rule is that the value of the card state is 2, the coverage is not possible, and at this time, the online transaction maintenance information in the online system is updated according to the online operation result.

For online transaction maintenance information, such as billing day information, with modifiable attribute, online transaction maintenance operation occurs during the batch processing system processing billing day 5 information, and the online transaction maintenance information in the online system is updated with the processing result (billing day 12) assuming that the processing result has a generation time of 21:15 minutes and the online transaction maintenance operation has a generation time of 21:10 minutes.

For the online transaction maintenance information, for example, the number of the current year consumption is counted, and the online transaction maintenance information in the online system is directly updated by the processing result of the batch processing system.

Based on the information processing method, the disclosure also provides an information processing device. The device will be described in detail below in connection with fig. 6.

Fig. 6 schematically illustrates a block diagram of an information processing apparatus according to some embodiments of the present disclosure.

As shown in fig. 6, an information processing apparatus 600 in an embodiment of the present disclosure includes: a first acquisition module 610, a second acquisition module 620, a first determination module 630, a second determination module 640, and a first synchronization module 650.

The first obtaining module 610 is configured to obtain, from an online account of the online system, first funds transaction information and first balance information during processing of financial transaction information generated by the online system by using the batch processing system, where the first funds transaction information is funds transaction information that is online in the online system but is not counted in the clearing system. In an embodiment, the first obtaining module 610 may be configured to perform the operation S210 described above, which is not described herein.

A second obtaining module 620, configured to obtain second funds transaction information from the online system in a case where the first funds transaction information is inconsistent with the funds clearing information obtained from the clearing system, where the second funds transaction information is funds transaction information that is online in the online system but is not counted in the clearing system during processing of the first funds transaction information by the batch system. In an embodiment, the second obtaining module 620 may be configured to perform the operation S220 described above, which is not described herein.

The first determining module 630 is configured to determine third funds transaction information for updating the first funds transaction information according to the first funds transaction information and the second funds transaction information. In an embodiment, the first determining module 630 may be configured to perform the operation S230 described above, which is not described herein.

A second determining module 640 for determining second balance information for updating the first balance information based on the funds clearing information. In an embodiment, the second determining module 640 may be configured to perform the operation S240 described above, which is not described herein.

The first synchronization module 650 is configured to synchronize the third funds transaction information and the second balance information into the online account. In an embodiment, the first synchronization module 650 may be configured to perform the operation S250 described above, which is not described herein.

According to embodiments of the present disclosure, any of the first acquisition module 610, the second acquisition module 620, the first determination module 630, the second determination module 640, and the first synchronization module 650 may be combined in one module to be implemented, or any of the modules may be split into a plurality of modules. Or at least some of the functionality of one or more of the modules may be combined with, and implemented in, at least some of the functionality of other modules. According to embodiments of the present disclosure, at least one of the first acquisition module 610, the second acquisition module 620, the first determination module 630, the second determination module 640, the first synchronization module 650 may be implemented at least in part as hardware circuitry, such as a Field Programmable Gate Array (FPGA), a Programmable Logic Array (PLA), a system on a chip, a system on a substrate, a system on a package, an Application Specific Integrated Circuit (ASIC), or as hardware or firmware in any other reasonable manner of integrating or packaging the circuitry, or as any one of or a suitable combination of three of software, hardware, and firmware. Or at least one of the first acquisition module 610, the second acquisition module 620, the first determination module 630, the second determination module 640, the first synchronization module 650 may be at least partially implemented as a computer program module, which, when executed, may perform the respective functions.

Fig. 7 schematically shows a block diagram of an information processing apparatus according to other embodiments of the present disclosure.

As shown in fig. 7, the information processing apparatus 700 of this embodiment includes a third acquisition module 710, a third determination module 720, and a second synchronization module 730 in addition to the first acquisition module 610, the second acquisition module 620, the first determination module 630, the second determination module 640, and the first synchronization module 650.

The third obtaining module 710 is configured to obtain online transaction maintenance information from the online system during processing of the non-financial transaction information generated by the online system by using the batch processing system. In an embodiment, the third obtaining module 710 may be configured to perform the operation S410 described above, which is not described herein.

A third determining module 720, configured to determine, during processing of the online transaction maintenance information by the batch processing system, result information for updating the online transaction maintenance information according to an attribute of the online transaction maintenance information in response to an online transaction maintenance operation occurring with the online system. In an embodiment, the third determining module 720 may be configured to perform the operation S420 described above, which is not described herein.

And a second synchronization module 730 for synchronizing the result information to the online system. In an embodiment, the second synchronization module 730 may be configured to perform the operation S430 described above, which is not described herein.

According to an embodiment of the present disclosure, the third determining module 720 includes a first comparing unit, a first determining unit, and a second determining unit. The first comparison unit is used for comparing the priority of the operation result of the online transaction maintenance operation with the processing result generated by the batch processing system for processing the online transaction maintenance information. And the first determining unit is used for determining result information for updating the online transaction maintenance information according to the processing result when the priority of the operation result of the online transaction maintenance operation is lower than the priority of the processing result generated by the batch processing system for processing the online transaction maintenance information. And the second determining unit is used for determining result information for updating the online transaction maintenance information according to the operation result of the online transaction maintenance operation under the condition that the priority of the operation result of the online transaction maintenance operation is higher than the priority of the processing result generated by the batch processing system for processing the online transaction maintenance information.

According to an embodiment of the present disclosure, the third determination module 720 includes a third determination unit. The third determining unit is configured to determine, according to a preset coverage rule, result information for updating the online transaction maintenance information from an operation result of the online transaction maintenance operation and a processing result generated by the batch processing system processing the online transaction maintenance information.

According to an embodiment of the present disclosure, the third determining module 720 includes a second comparing unit, a fourth determining unit. And the second comparison unit is used for comparing the occurrence time of the online transaction maintenance operation with the time of the batch processing system for processing the online transaction maintenance information. And a fourth determining unit, configured to determine, according to an operation result of the online transaction maintenance operation, result information for updating the online transaction maintenance information, in a case where the attribute of the online transaction maintenance information is a modifiable attribute and the time of occurrence of the online transaction maintenance operation is later than the time of processing the online transaction maintenance information by the batch processing system.

According to an embodiment of the present disclosure, the third determination module 720 includes a fifth determination unit. And a fifth determining unit, configured to determine, according to a processing result generated by the batch processing system when the attribute of the online transaction maintenance information is a statistical attribute, result information for updating the online transaction maintenance information.

According to an embodiment of the present disclosure, any of the first acquisition module 610, the second acquisition module 620, the first determination module 630, the second determination module 640, the first synchronization module 650, the third acquisition module 710, the third determination module 720, and the second synchronization module 730 may be combined in one module to be implemented, or any of the modules may be split into a plurality of modules. Or at least some of the functionality of one or more of the modules may be combined with, and implemented in, at least some of the functionality of other modules. According to embodiments of the present disclosure, at least one of the first acquisition module 610, the second acquisition module 620, the first determination module 630, the second determination module 640, the first synchronization module 650, the third acquisition module 710, the third determination module 720, and the second synchronization module 730 may be implemented at least in part as hardware circuitry, such as a Field Programmable Gate Array (FPGA), a Programmable Logic Array (PLA), a system on a chip, a system on a substrate, a system on a package, an Application Specific Integrated Circuit (ASIC), or may be implemented in hardware or firmware in any other reasonable manner of integrating or packaging circuitry, or in any one of or a suitable combination of three of software, hardware, and firmware. Or at least one of the first acquisition module 610, the second acquisition module 620, the first determination module 630, the second determination module 640, the first synchronization module 650, the third acquisition module 710, the third determination module 720, and the second synchronization module 730 may be at least partially implemented as computer program modules, which when executed, may perform the respective functions.

As shown in fig. 8, an electronic device 800 according to an embodiment of the present disclosure includes a processor 801 that can perform various appropriate actions and processes according to a program stored in a Read Only Memory (ROM) 802 or a program loaded from a storage section 808 into a Random Access Memory (RAM) 803. The processor 801 may include, for example, a general purpose microprocessor (e.g., a CPU), an instruction set processor and/or an associated chipset and/or a special purpose microprocessor (e.g., an Application Specific Integrated Circuit (ASIC)), or the like. The processor 801 may also include on-board memory for caching purposes. The processor 801 may include a single processing unit or multiple processing units for performing the different actions of the method flows according to embodiments of the disclosure.

In the RAM 803, various programs and data required for the operation of the electronic device 800 are stored. The processor 801, the ROM 802, and the RAM 803 are connected to each other by a bus 804. The processor 801 performs various operations of the method flow according to the embodiments of the present disclosure by executing programs in the ROM 802 and/or the RAM 803. Note that the program may be stored in one or more memories other than the ROM 802 and the RAM 803. The processor 801 may also perform various operations of the method flows according to embodiments of the present disclosure by executing programs stored in the one or more memories.

According to an embodiment of the present disclosure, the electronic device 800 may also include an input/output (I/O) interface 805, the input/output (I/O) interface 805 also being connected to the bus 804. The electronic device 800 may also include one or more of the following components connected to the I/O interface 805: an input portion 806 including a keyboard, mouse, etc.; an output portion 807 including a display such as a Cathode Ray Tube (CRT), a Liquid Crystal Display (LCD), and a speaker; a storage section 808 including a hard disk or the like; and a communication section 809 including a network interface card such as a LAN card, a modem, or the like. The communication section 809 performs communication processing via a network such as the internet. The drive 810 is also connected to the I/O interface 805 as needed. A removable medium 811 such as a magnetic disk, an optical disk, a magneto-optical disk, a semiconductor memory, or the like is mounted on the drive 810 as needed so that a computer program read out therefrom is mounted into the storage section 808 as needed.

The present disclosure also provides a computer-readable storage medium that may be embodied in the apparatus/device/system described in the embodiments; or may exist alone without being assembled into the apparatus/device/system. The computer-readable storage medium carries one or more programs, which when executed, implement methods in accordance with embodiments of the present disclosure.

According to embodiments of the present disclosure, the computer-readable storage medium may be a non-volatile computer-readable storage medium, which may include, for example, but is not limited to: a portable computer diskette, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), a portable compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination. In the context of this disclosure, a computer-readable storage medium may be any tangible medium that can contain, or store a program for use by or in connection with an instruction execution system, apparatus, or device. For example, according to embodiments of the present disclosure, the computer-readable storage medium may include ROM 802 and/or RAM 803 and/or one or more memories other than ROM 802 and RAM 803 described above.

Embodiments of the present disclosure also include a computer program product comprising a computer program containing program code for performing the methods shown in the flowcharts. The program code, when executed in a computer system, causes the computer system to implement the item recommendation method provided by embodiments of the present disclosure.

The computer program, when executed by the processor 801, performs the functions defined in the system/apparatus of the embodiments of the present disclosure. The systems, apparatus, modules, units, etc. described above may be implemented by computer program modules according to embodiments of the disclosure.

In one embodiment, the computer program may be based on a tangible storage medium such as an optical storage device, a magnetic storage device, or the like. In another embodiment, the computer program may also be transmitted, distributed, and downloaded and installed in the form of a signal on a network medium, and/or from a removable medium 811 via a communication portion 809. The computer program may include program code that may be transmitted using any appropriate network medium, including but not limited to: wireless, wired, etc., or any suitable combination.

In such an embodiment, the computer program may be downloaded and installed from a network via the communication section 809, and/or installed from the removable media 811. The computer program, when executed by the processor 801, performs the functions defined in the system of the embodiments of the present disclosure. The systems, devices, apparatus, modules, units, etc. described above may be implemented by computer program modules according to embodiments of the disclosure.

According to embodiments of the present disclosure, program code for performing computer programs provided by embodiments of the present disclosure may be written in any combination of one or more programming languages, and in particular, such computer programs may be implemented in high-level procedural and/or object-oriented programming languages, and/or assembly/machine languages. Programming languages include, but are not limited to, such as Java, c++, python, "C" or similar programming languages. The program code may execute entirely on the user's computing device, partly on the user's device, partly on a remote computing device, or entirely on the remote computing device or server. In the case of remote computing devices, the remote computing device may be connected to the user computing device through any kind of network, including a Local Area Network (LAN) or a Wide Area Network (WAN), or may be connected to an external computing device (e.g., connected via the Internet using an Internet service provider).

The flowcharts and block diagrams in the figures illustrate the architecture, functionality, and operation of possible implementations of systems, methods and computer program products according to various embodiments of the present disclosure. In this regard, each block in the flowchart or block diagrams may represent a module, segment, or portion of code, which comprises one or more executable instructions for implementing the specified logical function(s). It should also be noted that, in some alternative implementations, the functions noted in the block may occur out of the order noted in the figures. For example, two blocks shown in succession may, in fact, be executed substantially concurrently, or the blocks may sometimes be executed in the reverse order, depending upon the functionality involved. It will also be noted that each block of the block diagrams or flowchart illustration, and combinations of blocks in the block diagrams or flowchart illustration, can be implemented by special purpose hardware-based systems which perform the specified functions or acts, or combinations of special purpose hardware and computer instructions.

Those skilled in the art will appreciate that the features recited in the various embodiments of the disclosure and/or in the claims may be provided in a variety of combinations and/or combinations, even if such combinations or combinations are not explicitly recited in the disclosure. In particular, the features recited in the various embodiments of the present disclosure and/or the claims may be variously combined and/or combined without departing from the spirit and teachings of the present disclosure. All such combinations and/or combinations fall within the scope of the present disclosure.

The embodiments of the present disclosure are described above. These examples are for illustrative purposes only and are not intended to limit the scope of the present disclosure. Although the embodiments are described above separately, this does not mean that the measures in the embodiments cannot be used advantageously in combination. The scope of the disclosure is defined by the appended claims and equivalents thereof. Various alternatives and modifications can be made by those skilled in the art without departing from the scope of the disclosure, and such alternatives and modifications are intended to fall within the scope of the disclosure.

Claims

1. An information processing method, comprising:

Acquiring first fund transaction information and first balance information from an online system in the process of processing financial transaction information generated by the online system by utilizing a batch processing system, wherein the first fund transaction information is fund transaction information which is subjected to online transaction in the online system but is not counted into a clearing system;

Obtaining second funds transaction information from the online system in the event that the first funds transaction information is inconsistent with funds clearing information obtained from the clearing system, wherein the second funds transaction information is funds transaction information that was online at the online system but was not credited to the clearing system during processing of the first funds transaction information by the batch system;

Synchronizing the third funds transaction information and the second balance information into the online system.

2. The method of claim 1, wherein the first funds transaction information includes first funds transaction amount information and first funds transaction amount information; the second funds transaction information includes second funds transaction amount information and second funds transaction amount information.

3. The method of claim 2, wherein the determining third funds transaction information for updating the first funds transaction information from the first funds transaction information and the second funds transaction information comprises:

Determining third funds transaction amount information according to the sum of the first funds transaction amount information and the second funds transaction amount information;

and determining third fund transaction amount information according to the sum of the first fund transaction amount information and the second fund transaction amount information.

4. The method of claim 1, further comprising:

Acquiring online transaction maintenance information from the online system in the process of processing non-financial transaction information generated by the online system by utilizing the batch processing system;

Determining, in response to an online transaction maintenance operation occurring with the online system during processing of the online transaction maintenance information by the batch system, result information for updating the online transaction maintenance information according to attributes of the online transaction maintenance information;

and synchronizing the result information to an online system.

5. The method of claim 4, wherein the attributes of the online transaction maintenance information include priority attributes, and wherein the determining result information for updating the online transaction maintenance information based on the attributes of the online transaction maintenance information includes:

Determining result information for updating the online transaction maintenance information according to the processing result under the condition that the priority of the operation result of the online transaction maintenance operation is lower than the priority of the processing result generated by the batch processing system for processing the online transaction maintenance information; or (b)

And determining result information for updating the online transaction maintenance information according to the operation result of the online transaction maintenance operation under the condition that the operation result of the online transaction maintenance operation has higher priority than the processing result generated by the batch processing system for processing the online transaction maintenance information.

6. The method of claim 4, wherein the attributes of the online transaction maintenance information include rule attributes, and the determining result information for updating the online transaction maintenance information based on the attributes of the online transaction maintenance information includes:

And determining result information for updating the online transaction maintenance information from operation results of the online transaction maintenance operation and processing results generated by the batch processing system for processing the online transaction maintenance information according to a preset coverage rule.

7. The method of claim 4, wherein the attributes of the online transaction maintenance information include attributes that characterize whether modification is allowed, and wherein determining result information for updating the online transaction maintenance information based on the attributes of the online transaction maintenance information comprises:

And determining result information for updating the online transaction maintenance information according to an operation result of the online transaction maintenance operation under the condition that the attribute of the online transaction maintenance information is a modifiable attribute and the occurrence time of the online transaction maintenance operation is later than the time of the batch processing system processing the online transaction maintenance information.

8. The method of claim 4, wherein the determining result information for updating the online transaction maintenance information based on the attributes of the online transaction maintenance information comprises:

And under the condition that the attribute of the online transaction maintenance information is a statistical attribute, determining result information for updating the online transaction maintenance information according to a processing result generated by the batch processing system for processing the online transaction maintenance information.

9. An information processing apparatus comprising:

The first acquisition module is used for acquiring first fund transaction information and first balance information from the online system in the process of processing financial transaction information generated by the online system by utilizing the batch processing system, wherein the first fund transaction information is fund transaction information which is subjected to online transaction at the online system but is not counted into a clearing system;

A second acquisition module configured to acquire second funds transaction information from the online system in the event that the first funds transaction information is inconsistent with funds clearing information acquired from the clearing system, wherein the second funds transaction information is funds transaction information that was online at the online system but was not accounted for by the clearing system during processing of the first funds transaction information by the batch system;

A first determining module, configured to determine third funds transaction information for updating the first funds transaction information according to the first funds transaction information and the second funds transaction information;

A second determining module for determining second balance information for updating the first balance information according to the fund clearing information; and

A first synchronization module for synchronizing the third funds transaction information and the second balance information into the online account.

10. An electronic device, comprising:

One or more processors;

Storage means for storing one or more programs,

Wherein the one or more programs, when executed by the one or more processors, cause the one or more processors to perform the method of any of claims 1-8.

11. A computer readable storage medium having stored thereon executable instructions which, when executed by a processor, cause the processor to perform the method according to any of claims 1-8.

12. A computer program product comprising a computer program which, when executed by a processor, implements the method according to any one of claims 1 to 8.