CN113919955A - Transaction method, device, server, equipment and medium - Google Patents
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Abstract
The embodiment of the specification discloses a transaction method, a device, a server, equipment and a medium, wherein the transaction method comprises the following steps: after the power source supply of the vehicle is finished, receiving order information sent by a payment terminal of a supply station through scanning a target identification code, wherein the target identification code is an identification code at least associated with a target account, and the order information comprises a transaction amount corresponding to the power source supply, target user information corresponding to the target identification code and a target transaction amount; verifying the target user information to obtain a verification result; and when the verification result is that the verification is passed, carrying out deduction operation on the target account based on the transaction amount corresponding to the power source supply and the target transaction amount. According to the scheme, the operation on the target account is realized through the target identification code, and the account management efficiency of vehicle power supply replenishment is improved.
Description
Technical Field
The embodiment of the specification relates to the technical field of computers, in particular to a transaction method, a transaction device, a transaction server, transaction equipment and a transaction medium.
Background
For enterprises, a plurality of enterprise vehicles are usually provided, and when the power source is supplemented to the vehicles (such as refueling, charging and the like), the enterprises need to carry out unified management. Taking a motorcade with a power source as gasoline as an example, in the prior art, after the vehicle is completely oiled, a person in charge of each vehicle needs to give an oiling voucher to the motorcade for reimbursement, the reimbursement process is complex, the period is long, the management is not convenient, the verification and the reimbursement are timely performed, and the efficiency is low.
Disclosure of Invention
The embodiment of the specification provides a transaction method, a transaction device, a transaction server, a transaction device and a transaction medium.
In a first aspect, an embodiment of the present specification provides a transaction method, which is applied in a server, and the method includes:
after the power source supply of the vehicle is finished, receiving order information sent by a payment terminal of a supply station through scanning a target identification code, wherein the target identification code is an identification code at least associated with a target account, and the order information comprises a transaction amount corresponding to the power source supply, target user information corresponding to the target identification code and a target transaction amount;
verifying the target user information to obtain a verification result;
and when the verification result is that the verification is passed, carrying out deduction operation on the target account based on the transaction amount corresponding to the power source supply and the target transaction amount.
Optionally, before receiving the order information sent by the payment terminal of the replenishment station by scanning the target identification code, the method further includes:
responding to an identification code application request sent by terminal equipment of the target user, distributing the target identification code for the target user based on a preset transaction limit of a target account, and binding the target user with the target identification code;
and deducting the first amount corresponding to the target identification code from the preset transaction amount.
Optionally, before the allocating the identification code to the target user, the method further includes:
determining whether the target user is a platform registered user;
and when the target user is a non-platform registered user, providing a registration interface for the terminal equipment so as to register the target user.
Optionally, the verifying the target user information to obtain a verification result includes:
if the target user is a platform registered user, performing risk identification on the target user based on a preset risk identification strategy; if the risk identification result of the target user is no risk, the verification result is successful; and if the risk identification result of the target user information is that the risk exists, the verification result is verification failure.
Optionally, if the target identification code is associated with a target user and a target designated replenishment station, the verifying the target user information to obtain a verification result includes:
determining a corresponding target designated replenishment station based on the target identification code;
determining whether the target user is located in a preset range corresponding to the target designated replenishment station or not based on the position information of the target designated replenishment station and the current position information of the target user;
and when the target user is located in the preset range, the verification is passed.
Optionally, the method further comprises:
acquiring an identification code corresponding to the abnormal transaction;
and determining a first user bound with the identification code corresponding to the abnormal transaction, and sending abnormal transaction prompt information to the first user.
In a second aspect, an embodiment of the present specification provides an identification code obtaining method, which is applied to a terminal device, and the method includes:
sending an identification code application request aiming at a target account to a server providing identification code service;
when the target user of the terminal equipment is a non-registered user, completing user registration based on a registration interface provided by the server so as to enable the server to associate a target identification code with the target user;
receiving the target identification code sent by the server, so that after the power source replenishment of the vehicle is finished, a payment terminal of a replenishment station sends order information to the server by scanning the target identification code, wherein the order information comprises the transaction amount corresponding to the power source replenishment, target user information corresponding to the target identification code and a target transaction amount; and the server verifies the target user information and deducts money from the target account based on the transaction amount and the target transaction amount when the verification is passed.
In a third aspect, an embodiment of the present specification provides a transaction apparatus, which is applied to a server, and the apparatus includes:
the system comprises an acquisition module, a payment terminal and a payment terminal, wherein the acquisition module is used for receiving order information sent by the payment terminal of a replenishment station through scanning a target identification code after the power source replenishment of a vehicle is finished, the target identification code is an identification code associated with a target account, and the order information comprises a transaction amount corresponding to the power source replenishment, target user information corresponding to the target identification code and a target transaction amount;
the verification module is used for verifying the target user information to obtain a verification result;
and the processing module is used for carrying out deduction operation on the target account based on the power source supply corresponding transaction amount and the target transaction amount when the verification result is that the verification is passed.
Optionally, the apparatus further comprises:
the identification code distribution module is used for responding to an identification code application request sent by the terminal equipment of the target user, distributing the target identification code for the target user based on the preset transaction amount of a target account, and binding the target user with the target identification code;
and the amount modification module is used for deducting the first amount corresponding to the target identification code from the preset transaction amount.
Optionally, the apparatus further comprises:
the registered user determining module is used for determining whether the target user is a platform registered user;
and the registration module is used for providing a registration interface for the terminal equipment when the target user is a non-platform registration user so as to register the target user.
Optionally, the verification module is configured to:
if the target user is a platform registered user, performing risk identification on the target user based on a preset risk identification strategy; if the risk identification result of the target user is no risk, the verification result is successful; and if the risk identification result of the target user information is that the risk exists, the verification result is verification failure.
Optionally, the target identification code is associated with a target user and a target designated replenishment station, and the verification module is configured to:
determining a corresponding target designated replenishment station based on the target identification code;
determining whether the target user is located in a preset range corresponding to the target designated replenishment station or not based on the position information of the target designated replenishment station and the current position information of the target user;
and when the target user is located in the preset range, the verification is passed.
Optionally, the apparatus further comprises:
the abnormal identification code determining module is used for acquiring an identification code corresponding to the abnormal transaction;
and the exception handling module is used for determining a first user bound with the identification code corresponding to the exception transaction and sending the exception transaction prompt message to the first user.
In a fourth aspect, an embodiment of the present specification provides an identification code obtaining apparatus, which is applied to a terminal device, and the apparatus includes:
the system comprises a sending module, a receiving module and a sending module, wherein the sending module is used for sending an identification code application request aiming at a target account to a server providing identification code service;
the registration module is used for finishing user registration based on a registration interface provided by the server when a target user of the terminal equipment is a non-registered user so as to enable the server to associate a target identification code with the target user;
and the receiving module is used for receiving the target identification code sent by the server, verifying the user information corresponding to the target identification code after the power supply of the vehicle is finished, and deducting the money of the target account based on the transaction amount corresponding to the power supply replenishment and the target transaction amount corresponding to the target identification code when the verification is passed.
In a fifth aspect, embodiments of the present specification provide a server, including a memory, a processor, and a computer program stored on the memory and executable on the processor, where the processor performs the steps of the method according to the first aspect.
In a sixth aspect, an embodiment of the present specification provides a terminal device, which includes a memory, a processor, and a computer program stored in the memory and executable on the processor, and the processor implements the steps of the method according to the second aspect when executing the program.
In a seventh aspect, the present specification provides a computer readable storage medium, on which a computer program is stored, and the computer program, when executed by a processor, implements the steps of any one of the methods described above.
The embodiment of the specification has the following beneficial effects:
in the transaction method provided by the embodiment of the description, after the power supply of the vehicle is finished, order information sent by a payment terminal of a replenishment station through scanning a target identification code is received, wherein the target identification code is an identification code associated with a target account, and the order information comprises a transaction amount corresponding to the power supply, target user information corresponding to the target identification code and a target transaction amount corresponding to the target identification code; verifying the target user information to obtain a verification result; and when the verification result is that the verification is passed, carrying out deduction operation on the target account based on the corresponding transaction amount and the target transaction amount of the power source supply. In the scheme, the target identification code is associated with the target account, the operation on the target account can be realized through the target identification code, a complex and time-consuming manual reimbursement process is omitted, and the account management efficiency of vehicle power supply replenishment is improved.
Drawings
Various other advantages and benefits will become apparent to those of ordinary skill in the art upon reading the following detailed description of the preferred embodiments. The drawings are only for purposes of illustrating the preferred embodiments and are not to be construed as limiting the specification. Also, like reference numerals are used to refer to like parts throughout the drawings. In the drawings:
FIG. 1 is a flow chart of a transaction method provided by embodiments of the present disclosure;
fig. 2 is a flowchart of an identification code obtaining method provided in an embodiment of the present disclosure;
FIG. 3 is a schematic diagram of a transaction device provided in an embodiment of the present disclosure;
fig. 4 is a schematic diagram of an identification code obtaining apparatus according to an embodiment of the present disclosure;
fig. 5 is a schematic diagram of a server provided in an embodiment of the present specification.
Detailed Description
In order to better understand the technical solutions, the technical solutions of the embodiments of the present specification are described in detail below with reference to the drawings and specific embodiments, and it should be understood that the specific features of the embodiments and embodiments of the present specification are detailed descriptions of the technical solutions of the embodiments of the present specification, and are not limitations of the technical solutions of the present specification, and the technical features of the embodiments and embodiments of the present specification may be combined with each other without conflict.
An embodiment of the present specification provides a transaction method, as shown in fig. 1, which is a flowchart of a transaction method provided in an embodiment of the present specification, and the method includes the following steps:
step S11: after the power source supply of the vehicle is finished, receiving order information sent by a payment terminal of a supply station through scanning a target identification code, wherein the target identification code is an identification code at least associated with a target account, and the order information comprises a transaction amount corresponding to the power source supply, target user information corresponding to the target identification code and a target transaction amount;
step S12: verifying the target user information to obtain a verification result;
step S13: and when the verification result is that the verification is passed, carrying out deduction operation on the target account based on the transaction amount corresponding to the power source supply and the target transaction amount.
The trading method provided by the embodiment of the description can be applied to a power source replenishment scene of an enterprise vehicle, for example, a certain enterprise is provided with a plurality of vehicles, and when any one vehicle is replenished with a power source, the trading method provided by the scheme can be executed. Of course, the transaction method provided in the embodiments of the present disclosure may also be applied to a power supply replenishment scenario of a private vehicle, for example, when a plurality of vehicles exist in a certain family and different family members use different vehicles, in order to facilitate management of power supply replenishment fees of the vehicles and improve transaction efficiency, the power supply replenishment transaction may also be performed by the method provided in the present disclosure.
The method in the embodiment of the specification can be applied to a server, the server can be a power source supply station and a device for providing transaction-related services, and the server can be communicated with a user terminal, a payment terminal of the supply station and the like.
In step S11, the vehicle may be a commercial vehicle or a household vehicle, which is not limited herein. The power source may also be different for different types of vehicles, for example, for gasoline vehicles, the power source supply is refueled; for electric vehicles, the power source is replenished for charging.
The target identification code may be a transaction code associated with a target account, for example, when the vehicle is used by an enterprise, the target account may be an enterprise account opened by the enterprise for power supply replenishment, and when the vehicle is used by a family, the target account may be a personal account of a family member. It should be noted that the target identification code may be associated with one or more target accounts, for example, an enterprise may open two accounts, the target identification code may be associated with both accounts, one account may be selected from the two accounts to perform a transaction when a transaction operation is performed, or another account may be used to perform a remaining part of a transaction when a credit of one account is insufficient. The target identification code may be in the form of a graphic code, such as a bar code, a two-dimensional code, etc., or may be in other forms of identification codes, which is not limited herein.
In the embodiment of the present specification, the target identification code may be applied in advance, or may be assigned to each vehicle by a manager of the target account. Taking the application of the target identification code by the user as an example, the specific implementation method is as follows: responding to an identification code application request sent by terminal equipment of the target user, distributing the target identification code for the target user based on a preset transaction limit of a target account, and binding the target user with the target identification code; and deducting the first amount corresponding to the target identification code from the preset transaction amount.
Specifically, when the vehicle is a business vehicle, the target user may be a manager or a frequent driver of the vehicle, and when the vehicle is a family vehicle, the target user may be a family member who uses the vehicle. The target user can initiate an identification code application request through the terminal equipment of the target user, and the server distributes the target identification code for the target user based on the preset transaction amount of the target account after receiving the request.
The preset transaction amount of the target account may be a total amount of the target account, and taking an enterprise account as an example, the preset transaction amount may be a total amount of money deposited in the account by the enterprise. The target identification code is allocated to the target user based on the preset transaction amount, and may be implemented in various ways, and the following describes two implementation ways of the target user as an enterprise account.
The first implementation mode comprises the following steps: the enterprise can set the transaction amount of each identification code and then divide the preset transaction amount based on the transaction amount. For example, if the enterprise sets the transaction amount of each identification code to be 100 yuan and the preset transaction amount is 1000 yuan, the preset transaction amount may be divided into 10 shares, the transaction amount of each share is 100 yuan, and then the corresponding identification code is allocated for each divided transaction amount. And after the server receives an identification code application request of the target user, allocating one identification code to the target user.
Certainly, each identified set transaction amount may be the same or different, for example, an enterprise sets three transaction amounts, which are 100 yuan, 200 yuan and 300 yuan, respectively, and correspondingly, the preset transaction amounts may be divided according to the three transaction amounts, and the number of each transaction amount may be set or may be random. And further allocating a corresponding identification code to each divided share. After the server receives the identification code application request of the target user, one of the distributed identification codes can be randomly selected to be distributed to the target user, or the identification code is selected according to the quota value applied by the target user and is sent to the user terminal as the target identification code.
In the specific implementation process, the total amount of the enterprise deposit and payment can be divided according to the set transaction amount, cards are made for the divided amount, and corresponding identification codes (such as two-dimensional codes) are distributed for each card, so that a user can apply identification code application and pay by showing the identification codes when a power source is replenished.
In the embodiment of the specification, for the target account, at least one identification code is corresponding to the target account due to the fact that the target account is divided into at least one transaction amount. The identification code may be generated in advance, configured in the manner described above before the user sends the application request, or generated in real time based on the application request of the user. For example, after receiving an identification code application request of a user, the server marks off a quota from a total preset transaction quota based on a transaction quota set by an enterprise, generates a corresponding identification code for the quota, and feeds the identification code back to the user terminal as a target identification code.
The second implementation mode comprises the following steps: when the user initiates the identification code application request, the identification code application request may carry the transaction amount input by the user. Specifically, for example, in the case of a vehicle used by a company, the vehicles equipped by the company may have differences, for example, some of the vehicles used by the company have high fuel consumption; some enterprise vehicle oil tanks are large; some enterprise vehicles have high use frequency and frequent power supply; some enterprise vehicles have low use frequency, few power source supply times and the like. Therefore, the target user can apply for a reasonable trade amount according to the actual power source replenishment demand of the vehicle. After receiving the application request, the administrator can check the transaction amount input by the target user, and determine whether the transaction amount input by the target user meets the actual vehicle using condition of the vehicle. Or, the input range of the transaction limit can be configured in advance, and if the transaction limit input by the target user is within the input range, the transaction limit input by the user can be used as the transaction limit of the identification code.
Further, whether the preset transaction amount or the surplus transaction amount of the target account can meet the transaction amount of the identification code is determined, wherein the surplus transaction amount is the amount which is left after the allocated amount is deducted from the preset transaction amount. And if the transaction limit of the identification code can be met, generating a target identification code aiming at the transaction limit, and feeding the target identification code back to the user terminal.
Of course, the target identification code may be distributed in other ways besides the above two ways, which is not limited herein.
Further, after the target identification code is allocated to the target user, the target identification code is bound with the target user. And simultaneously, deducting a first amount corresponding to the target identification code from the preset transaction amount, wherein the first amount is the transaction amount of the target identification code. Because the preset transaction amount is limited, when the residual amount of the preset transaction amount is less and cannot meet one-time power supply replenishment, the identification code application channel of the user can be closed, and meanwhile, the administrator of the target account can be informed that the account balance is insufficient, so that the administrator of the target account can deposit funds into the target account in time, and when the funds of the target account are larger than the threshold value, the identification code application channel is opened again.
In the example of this specification, after the power supply of the vehicle is completed, the payment terminal of the replenishment station, for example, the POS machine, scans the target identification code to obtain the target transaction amount corresponding to the target identification code. The target transaction amount may be the maximum amount of money that the target identification code can currently transact. When the target identification code contains target transaction amount information, the target identification code can be analyzed through the payment terminal to directly obtain the target transaction amount; when the target identification code does not contain the target transaction amount information, the payment terminal can send a transaction amount acquisition request to the server and receive the target transaction amount corresponding to the target identification code fed back by the server. And the payment terminal generates order information based on the target transaction amount and the transaction amount corresponding to the current power supply, and sends the order information to the server.
In this embodiment, before assigning the identification code S12 to the target user, the method further includes the following steps: determining whether the target user is a platform registered user; and when the target user is a non-platform registered user, providing a registration interface for the terminal equipment so as to register the target user.
Specifically, the platform in the embodiment of the present specification is a transaction platform corresponding to a server, and in order to ensure the security of the identifier claiming process, all users applying for the identifier need to register on the transaction platform. Therefore, after receiving the identification code application request sent by the target user, it may be determined whether the target user is a platform registered user.
In the specific implementation process, the identification code application request may include user information, such as a user ID. After the server receives the identification code application request, the target user information can be determined, in addition, the user information of all registered users on the transaction platform is stored in the server, and whether the target user is the registered user or not is determined by comparing the user information with the user information of all registered users on the transaction platform. Or, when the identification code is allocated to the user, the user and the identification code are bound, and if the user information and the identification information of the identification code are bound, the server may record a preset corresponding relationship between the identification information of the identification code and the user information. Then, the identification code application request may include identification information of the target identification code, the server may determine target user information corresponding to the identification information of the target identification code by querying a preset correspondence, and further determine whether the target user is a registered user by querying user information of all registered users stored in the server.
When the target user is a registered user, an identification code may be assigned to the user. When the target user is a non-registered user, a registration interface can be provided for the terminal equipment of the target user, and after the target user successfully registers through the registration interface, the target identification code is distributed to the target user.
In step S12, in order to ensure the security of the transaction, the target user needs to be authenticated, which can be implemented as follows.
In an optional implementation manner, if the target user is a platform registered user, performing risk identification on the target user based on a preset risk identification strategy; if the risk identification result of the target user is no risk, the verification result is successful; and if the risk identification result of the target user is that the risk exists, the verification result is verification failure.
Specifically, after receiving the order information, it may be determined whether the target user is a platform registered user, and the specific determination manner may refer to the above description, which is not described herein again. When the target user is a platform registered user, whether the target user is a risk user can be further judged based on a preset risk identification strategy.
The preset risk identification strategy can be set according to actual needs. For example, the preset risk identification policy may be a preset blacklist, and it is determined whether the user information of the target user is included in the preset blacklist, if so, it indicates that the target user has a risk, and if not, it indicates that the target user does not have a risk. As another example, the predetermined risk identification policy may be a predetermined risk identification model. The model may be trained in advance, input data of the model may be set according to actual needs, for example, the input of the model may include transaction data of a user, attribute data of the user, and the like, and the output of the model may be risk or non-risk. When the target user is verified, determining data corresponding to the target user as model input based on the input data type of the model, and outputting a risk identification result of the target user based on a preset risk identification model.
In another alternative embodiment, the target identification code is associated with a target user and a target designated replenishment station, and a corresponding target designated replenishment station is determined based on the target identification code; determining whether the target user is located in a preset range corresponding to the target designated replenishment station or not based on the position information of the target designated replenishment station and the current position information of the target user; if the target user is located in the preset range, the verification is passed
Specifically, a replenishment station to be used is designated for each identification code, that is, one identification code can be used only at the designated replenishment station, and cannot be used at another replenishment station. In the embodiment of the present specification, when the identification code is generated, a corresponding replenishment station is allocated to each identification code, so that a corresponding relationship between the identification code and the replenishment station may be pre-constructed, it should be noted that different identification codes may be the same or different corresponding replenishment stations, and this is not limited here. And based on the corresponding relation between the identification code and the replenishment station, the target appointed replenishment station corresponding to the target identification code can be obtained, and the position information of the target appointed replenishment station is determined.
Further, when the vehicle executes a power supply replenishment transaction, in order to acquire current location information of the target user, the server may send a location acquisition request to a terminal device of the target user, and the terminal device acquires the current location information through the location sensor and feeds the current location information back to the server. It should be noted that, in the registration process, the target user may associate the terminal device, or bind the identification code with the user, and then bind the identification code with the terminal device of the user, so that the terminal device of the target user may be determined to obtain the current location information of the terminal device. Of course, the current location information of the target user may also be determined in other manners, which is not limited herein.
In the embodiment of the present specification, in consideration of the positioning error, a preset range corresponding to the target designated replenishment station may be determined based on the position information of the target designated replenishment station, and positions within the preset range may indicate that the replenishment station is within the target designated replenishment station. The preset range may be determined according to actual needs, for example, if the location information of the target designated replenishment station is longitude a and latitude B, the preset range may be a range with the location information of the target designated replenishment station as a center of a circle and radius R. Further, if the current position information of the target user is within the preset range, it is indicated that the target user is within the preset range corresponding to the target designated replenishment station, and at this time, the information of the target user passes the verification.
Of course, besides the above verification methods, other verification methods and combinations of verification methods may be selected according to actual needs, and are not illustrated here.
In step S13, after the target user information passes the verification, the deduction operation may be directly performed on the target account, and the transaction is performed using the amount of money in the target account. Specifically, when the transaction amount corresponding to the power supply replenishment is just the target transaction amount corresponding to the target identification code, the amount corresponding to the target transaction amount can be directly deducted from the target account; when the transaction amount corresponding to the power source supply is smaller than the target transaction amount, the transaction amount can be deducted from the target account, and the residual unused amount can be continuously used by scanning the target identification code during the next power source supply; when the transaction amount of the corresponding amount of the power supply is larger than the target transaction amount, the amount corresponding to the target transaction amount can be deducted from the target account, and part of target users exceeding the target transaction amount can be paid first, of course, whether the surplus amount remains to pay the exceeded part after the identification code is distributed to the target account can also be determined, and if so, the deduction can be directly carried out in the target account. It should be noted that the deduction mode is only an example and is not limited, and the deduction mode may be set according to actual needs in a specific implementation process.
In addition, in the embodiment of the present specification, the usage of the target account may also be monitored, and the specific implementation process is as follows: acquiring an identification code corresponding to the abnormal transaction; and determining a first user bound with the identification code corresponding to the abnormal transaction, and sending abnormal transaction prompt information to the first user.
Specifically, the target account has a plurality of identification codes corresponding to the target account, and for each identification code, monitoring may be performed, for example, a transaction record of each identification code of the target account may be obtained periodically, or a transaction record of each identification code of the target account may be determined based on an account detection request sent by a user. Further, whether the transaction record of each identification code is abnormal or not is judged. The abnormal transaction record may include that no transaction is performed at the designated replenishment station, the transaction amount does not conform to the vehicle power source replenishment limit, the transaction frequency is greater than the power source replenishment frequency upper limit, and the like. When the transaction record corresponding to the identification code is abnormal, abnormal transaction prompt information can be generated according to specific abnormal transaction content and sent to the first user bound with the identification code, so that the first user can process the abnormal transaction or submit the reason of the abnormality in time.
In summary, in the transaction method provided in the embodiment of the present disclosure, the identification code for vehicle power supply replenishment is allocated to the registered user, and the target account can be directly operated by scanning the identification code in the vehicle power supply replenishment process, so that a complicated and time-consuming manual reimbursement process is omitted, and the account management efficiency of vehicle power supply replenishment is improved.
Based on the same inventive concept, an embodiment of the present specification further provides an identification code obtaining method, which is applied to a terminal device, where the terminal device may be a mobile phone of a user, a tablet computer, or other devices, and as shown in fig. 2, the method includes the following steps:
step S21: sending an identification code application request aiming at a target account to a server providing identification code service;
step S22: when the target user of the terminal equipment is a non-registered user, completing user registration based on a registration interface provided by the server so as to enable the server to associate a target identification code with the target user;
step S23: receiving the target identification code sent by the server, so that after the power source replenishment of the vehicle is finished, a payment terminal of a replenishment station sends order information to the server by scanning the target identification code, wherein the order information comprises the transaction amount corresponding to the power source replenishment, target user information corresponding to the target identification code and a target transaction amount;
and the server verifies the target user information and deducts money from the target account based on the transaction amount and the target transaction amount when the verification is passed.
The server that provides the identification code service may be the same as the server that provides the payment service to the user and the replenishment station, or may be a different server. When the server providing the identification code service can be different from the server providing the payment service for the user and the replenishment station, the server providing the identification code service acquires the identification code, and the transaction process is carried out through the server providing the payment service.
Based on the same inventive concept, the present specification provides a transaction apparatus, which is applied in a server, and as shown in fig. 3, the apparatus includes:
the obtaining module 31 is configured to receive order information sent by a payment terminal of a replenishment station by scanning a target identification code after a power source of a vehicle is replenished, where the target identification code is an identification code associated with a target account, and the order information includes a transaction amount corresponding to the power source replenishment, target user information corresponding to the target identification code, and a target transaction amount;
the verification module 32 is configured to verify the target user information to obtain a verification result;
and the processing module 33 is configured to, when the verification result is that the verification is passed, perform a deduction operation on the target account based on the power source supplying the corresponding transaction amount and the target transaction amount.
Optionally, the apparatus further comprises:
the identification code distribution module is used for responding to an identification code application request sent by the terminal equipment of the target user, distributing the target identification code for the target user based on the preset transaction amount of a target account, and binding the target user with the target identification code;
and the amount modification module is used for deducting the first amount corresponding to the target identification code from the preset transaction amount.
Optionally, the apparatus further comprises:
the registered user determining module is used for determining whether the target user is a platform registered user;
and the registration module is used for providing a registration interface for the terminal equipment when the target user is a non-platform registration user so as to register the target user.
Optionally, the verification module 32 is configured to:
if the target user is a platform registered user, performing risk identification on the target user based on a preset risk identification strategy; if the risk identification result of the target user is no risk, the verification result is successful; and if the risk identification result of the target user information is that the risk exists, the verification result is verification failure.
Optionally, the target identification code is associated with the target user and the target designated replenishment station, and the verification module 32 is configured to:
determining a corresponding target designated replenishment station based on the target identification code;
determining whether the target user is located in a preset range corresponding to the target designated replenishment station or not based on the position information of the target designated replenishment station and the current position information of the target user;
and when the target user is located in the preset range, the verification is passed.
Optionally, the apparatus further comprises:
the abnormal identification code determining module is used for acquiring an identification code corresponding to the abnormal transaction;
and the exception handling module is used for determining a first user bound with the identification code corresponding to the exception transaction and sending the exception transaction prompt message to the first user.
With regard to the above-mentioned apparatus, the specific functions of the respective modules have been described in detail in the embodiments of the transaction method provided in the embodiments of the present specification, and will not be elaborated herein.
As shown in fig. 4, an identification code obtaining apparatus provided in an embodiment of the present specification is applied to a terminal device, and the apparatus includes:
a sending module 41, configured to send an identifier application request for a target account to a server providing an identifier service;
a registration module 42, configured to complete user registration based on a registration interface provided by the server when a target user of the terminal device is an unregistered user, so that the server associates a target identification code with the target user;
and the receiving module 43 is configured to receive the target identification code sent by the server, verify the user information corresponding to the target identification code after the power source replenishment of the vehicle is finished, and deduct a money from the target account based on the transaction amount corresponding to the power source replenishment and the target transaction amount corresponding to the target identification code when the verification is passed.
With regard to the above-mentioned apparatus, specific functions of each module have been described in detail in the embodiment of the identification code obtaining method provided in the embodiments of the present specification, and will not be elaborated herein.
Based on the same inventive concept as the transaction method in the foregoing embodiments, the present specification further provides a server, as shown in fig. 5, including a memory 404, a processor 402, and a computer program stored in the memory 404 and executable on the processor 402, wherein the processor 402 executes the computer program to implement the steps of the transaction method as described above.
Where in fig. 5 a bus architecture (represented by bus 400) is shown, bus 400 may include any number of interconnected buses and bridges, with bus 400 linking together various circuits including one or more processors, represented by processor 402, and memory, represented by memory 404. The bus 400 may also link together various other circuits such as peripherals, voltage regulators, power management circuits, and the like, which are well known in the art, and therefore, will not be described any further herein. A bus interface 406 provides an interface between the bus 400 and the receiver 401 and transmitter 403. The receiver 401 and the transmitter 403 may be the same element, i.e., a transceiver, providing a means for communicating with various other apparatus over a transmission medium. The processor 402 is responsible for managing the bus 400 and general processing, while the memory 404 may be used for storing data used by the processor 402 in performing operations.
Based on the same inventive concept as the identification code obtaining method in the foregoing embodiments, an embodiment of the present specification further provides a terminal device, including a memory, a processor, and a computer program stored on the memory and executable on the processor, where the processor implements the steps of the identification code obtaining method when executing the program.
Based on the inventive concepts of the transaction method and the identification code obtaining method in the foregoing embodiments, an embodiment of the present specification further provides a computer-readable storage medium, on which a computer program is stored, which, when executed by a processor, implements the steps of the transaction method and the identification code obtaining method described above.
The description has been presented with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the description. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
While preferred embodiments of the present specification have been described, additional variations and modifications in those embodiments may occur to those skilled in the art once they learn of the basic inventive concepts. Therefore, it is intended that the appended claims be interpreted as including preferred embodiments and all changes and modifications that fall within the scope of the specification.
It will be apparent to those skilled in the art that various changes and modifications may be made in the present specification without departing from the spirit and scope of the specification. Thus, if such modifications and variations of the present specification fall within the scope of the claims of the present specification and their equivalents, the specification is intended to include such modifications and variations.
Claims (9)
1. A transaction method, applied to a server, the method comprising:
after the power source supply of the vehicle is finished, receiving order information sent by a payment terminal of a supply station through scanning a target identification code, wherein the target identification code is an identification code at least associated with a target account, and the order information comprises a transaction amount corresponding to the power source supply, target user information corresponding to the target identification code and a target transaction amount;
verifying the target user information to obtain a verification result;
and when the verification result is that the verification is passed, carrying out deduction operation on the target account based on the transaction amount corresponding to the power source supply and the target transaction amount.
2. The method of claim 1, wherein prior to receiving the order information sent by the payment terminal of the replenishment station by scanning the target identification code, the method further comprises:
responding to an identification code application request sent by terminal equipment of a target user, distributing the target identification code for the target user based on a preset transaction limit of a target account, and binding the target user with the target identification code;
and deducting the first amount corresponding to the target identification code from the preset transaction amount.
3. The method of claim 2, wherein prior to said assigning the target identification code to the target user, the method further comprises:
determining whether the target user is a platform registered user;
and when the target user is a non-platform registered user, providing a registration interface for the terminal equipment so as to register the target user.
4. The method of claim 3, wherein the verifying the target user information to obtain a verification result comprises:
if the target user is a platform registered user, performing risk identification on the target user based on a preset risk identification strategy; if the risk identification result of the target user is no risk, the verification result is successful; and if the risk identification result of the target user is that the risk exists, the verification result is verification failure.
5. The method of claim 1, wherein the target identification code is associated with a target user and a target designated replenishment station, and wherein verifying the target user information to obtain a verification result comprises:
determining a corresponding target designated replenishment station based on the target identification code;
determining whether the target user is located in a preset range corresponding to the target designated replenishment station or not based on the position information of the target designated replenishment station and the current position information of the target user;
and if the target user is located in the preset range, the verification is passed.
6. The method of claim 2, further comprising:
acquiring an identification code corresponding to the abnormal transaction;
and determining a first user bound with the identification code corresponding to the abnormal transaction, and sending abnormal transaction prompt information to the first user.
7. A transaction apparatus, applied to a server, the apparatus comprising:
the system comprises an acquisition module, a payment terminal and a payment terminal, wherein the acquisition module is used for receiving order information sent by the payment terminal of a replenishment station through scanning a target identification code after the power source replenishment of a vehicle is finished, the target identification code is an identification code associated with a target account, and the order information comprises a transaction amount corresponding to the power source replenishment, target user information corresponding to the target identification code and a target transaction amount;
the verification module is used for verifying the target user information to obtain a verification result;
and the processing module is used for carrying out deduction operation on the target account based on the power source supply corresponding transaction amount and the target transaction amount when the verification result is that the verification is passed.
8. A server comprising a memory, a processor and a computer program stored on the memory and executable on the processor, the processor implementing the steps of the method of any one of claims 1 to 6 when executing the program.
9. A computer-readable storage medium, on which a computer program is stored which, when being executed by a processor, carries out the steps of the method according to any one of claims 1 to 6.
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| CN202111225617.XA CN113919955A (en) | 2021-10-21 | 2021-10-21 | Transaction method, device, server, equipment and medium |
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| CN202111225617.XA CN113919955A (en) | 2021-10-21 | 2021-10-21 | Transaction method, device, server, equipment and medium |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN115410318A (en) * | 2022-08-04 | 2022-11-29 | 上海电享信息科技有限公司 | Motorcade electric vehicle charging management method and vehicle charging method |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN115410318A (en) * | 2022-08-04 | 2022-11-29 | 上海电享信息科技有限公司 | Motorcade electric vehicle charging management method and vehicle charging method |
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