CN113902429A - Electronic bill transaction validity verification method, device and related equipment - Google Patents
Electronic bill transaction validity verification method, device and related equipment Download PDFInfo
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/042—Payment circuits characterized in that the payment protocol involves at least one cheque
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Abstract
The utility model provides an electronic bill transaction validity verification method, a device and a related device, the electronic bill transaction validity verification method using a transaction platform as an execution subject comprises the following steps: after a first client and a second client complete electronic bill transaction based on a transaction platform, receiving transaction confirmation information sent by the first client as a buyer; generating an electronic bill verification instruction based on the transaction confirmation information, and sending the electronic bill verification instruction to the first client; receiving a verification result obtained by the first client side through verification operation according to the electronic bill verification instruction; and the checking operation is that the first client automatically opens a bill operation interface according to a preset rule, and inquires the bill operation interface according to the information acquired by the electronic bill checking instruction. The method can check the transaction validity of the electronic bill, and avoid false transactions of both transaction parties.
Description
Technical Field
The disclosure relates to the technical field of monitoring, in particular to a method and a device for verifying the transaction validity of an electronic bill and related equipment.
Background
The bill transaction can obtain fund turnover at the cost of giving out partial profits, for a bill transaction buyer, the proper bill transaction can reduce financial transaction cost or investment, and at present, a plurality of transaction platforms are used for guaranteeing safe and honest transaction of both parties of the bill transaction.
However, the existing trading platform has the problem that the delivery state of the bill cannot be mastered, so that whether the platform has false trading or not cannot be ensured. How to verify the effectiveness of electronic bill transactions is urgently needed to be solved.
Disclosure of Invention
Aiming at the problems in the prior art, the embodiment of the disclosure provides a method and a device for verifying the transaction validity of an electronic bill and related equipment.
In a first aspect, the present disclosure provides an electronic ticket transaction validity verification method, including: after a first client and a second client complete electronic bill transaction based on a transaction platform, receiving transaction confirmation information sent by the first client as a buyer; generating an electronic bill verification instruction based on the transaction confirmation information, and sending the electronic bill verification instruction to the first client; receiving a verification result obtained by the first client side through verification operation according to the electronic bill verification instruction; wherein the verification operation comprises: and automatically opening a bill operation interface by the first client according to a preset rule, and inquiring the bill operation interface according to the information acquired by the electronic bill verification instruction.
According to the method for verifying the transaction validity of the electronic bill provided by the present disclosure, the verifying operation further comprises: and automatically opening a bill operation interface by the first client according to a preset rule by utilizing a robot process automation technology, and inquiring the bill operation interface according to the information appointed by the electronic bill verification instruction.
According to the electronic bill transaction validity verification method provided by the disclosure, the verification result is confirmed by the following method: and automatically detecting the query result obtained by the verification operation, and confirming the validity of the query result.
According to the method for verifying the transaction validity of the electronic bill provided by the present disclosure, before the first client automatically opens the bill operating interface according to the pre-configured rule, the method further comprises: and logging in the account number associated with the bill operation interface according to the preconfigured information.
In a second aspect, the present disclosure provides an electronic ticket transaction validity verification method, including:
after the electronic bill transaction is completed with a second client serving as a seller based on the transaction platform, sending transaction confirmation information to the transaction platform; performing verification operation according to an electronic bill verification instruction generated by the transaction platform based on the transaction confirmation information to obtain a verification result; sending the verification result to a transaction platform; wherein the verification operation comprises: and automatically opening a bill operation interface according to a preset rule, and inquiring the bill operation interface according to the information acquired by the electronic bill verification instruction.
According to the method for verifying the transaction validity of the electronic bill provided by the present disclosure, the verifying operation further comprises: and automatically opening a bill operation interface according to a preset rule by utilizing a robot process automation technology, and inquiring the bill operation interface according to the information appointed by the electronic bill verification instruction.
According to the electronic bill transaction validity verification method provided by the disclosure, the verification result is confirmed by the following method: and automatically detecting the query result obtained by the verification operation, and confirming the validity of the query result.
According to the method for verifying the transaction validity of the electronic bill provided by the present disclosure, before automatically opening the bill operating interface according to the preset rule, the method further comprises the following steps: and logging in the account number associated with the bill operation interface according to the preconfigured information.
In a third aspect, the present disclosure further provides an electronic ticket transaction validity verifying device, including: the device comprises a receiving confirmation information module, a generating instruction module and a receiving result module. The system comprises a receiving confirmation information module, a transaction confirmation information module and a processing module, wherein the receiving confirmation information module is used for receiving transaction confirmation information sent by a first client side serving as a buyer after a first client side and a second client side complete electronic bill transaction based on a transaction platform; the generation instruction module is used for generating an electronic bill verification instruction based on the transaction confirmation information and sending the electronic bill verification instruction to the first client; the receiving result module is used for receiving the verification result obtained by the first client side through verification operation according to the electronic bill verification instruction; wherein the verification operation comprises: and automatically opening a bill operation interface by the first client according to a preset rule, and inquiring the bill operation interface according to the information acquired by the electronic bill verification instruction.
In a fourth aspect, the present disclosure further provides an electronic bill transaction validity verification apparatus, which includes a sending module, an obtaining module, and a sending result module. The system comprises a sending module, a transaction platform and a transaction confirmation module, wherein the sending module is used for sending transaction confirmation information to the transaction platform after completing the electronic bill transaction with a second client serving as a seller based on the transaction platform; the acquisition module is used for carrying out verification operation according to an electronic bill verification instruction generated by the transaction platform based on the transaction confirmation information to acquire a verification result; the result sending module is used for sending the verification result to the transaction platform; wherein the verification operation comprises: and automatically opening a bill operation interface according to a preset rule, and inquiring the bill operation interface according to the information acquired by the electronic bill verification instruction.
In a fifth aspect, the present disclosure also provides an electronic device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor executes the program to implement the steps of the method for verifying the validity of an electronic ticket transaction according to any one of the above-mentioned methods.
In a sixth aspect, the present disclosure also provides a non-transitory computer readable storage medium having stored thereon a computer program which, when executed by a processor, performs the steps of the method for verifying the validity of an electronic ticket transaction as described in any one of the above.
In a seventh aspect, the present disclosure also provides a computer program product comprising a computer program, which when executed by a processor, implements the steps of the method for verifying the validity of an electronic ticket transaction according to any one of the above-mentioned methods.
In an eighth aspect, the present disclosure also provides an electronic device, including a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor executes the program to implement the steps of the method for verifying the validity of an electronic ticket transaction according to any one of the above-mentioned methods.
In a ninth aspect, the present disclosure also provides a non-transitory computer readable storage medium having stored thereon a computer program which, when executed by a processor, performs the steps of the method for verifying the validity of an electronic ticket transaction as described in any one of the above.
In a tenth aspect, the present disclosure also provides a computer program product comprising a computer program which, when executed by a processor, implements the steps of the method for verifying the validity of an electronic ticket transaction according to any one of the above-mentioned methods.
In an eleventh aspect, the present disclosure further provides an electronic ticket transaction validity verification system, which includes a second client, a transaction platform, and a first client. The second client-side completes the electronic bill transaction with the first client-side as the buyer on the basis of the transaction platform; the transaction platform receives transaction confirmation information, generates an electronic bill verification instruction and sends the electronic bill verification instruction to the first client; the first client performs verification operation according to the electronic bill verification instruction, acquires a verification result and sends the acquired verification result to the transaction platform; the transaction confirmation information is generated and sent to the transaction platform after the first client and a second client serving as a seller complete the electronic bill transaction based on the transaction platform.
According to the method, the device and the related equipment for verifying the transaction validity of the electronic bill, after the electronic bill transaction is completed by the first client and the second client based on the transaction platform, the transaction confirmation information sent by the first client serving as a buyer is received, the electronic bill verification instruction is generated based on the transaction confirmation information and sent to the first client, and the verification result is received after the verification result obtained by the verification operation is performed by the first client according to the electronic bill verification instruction. And the checking operation is that the first client automatically opens the bill operation interface according to a preset rule, and inquires the bill operation interface according to the information appointed by the electronic bill checking instruction. It can be seen that:
the method comprises the steps that after transaction confirmation information is received, a generated electronic bill verification instruction is sent to a first client serving as a buyer, a bill operation interface is automatically opened by the first client according to a preset rule, the information appointed and obtained by the electronic bill verification instruction is inquired on the bill operation interface, a verification result is obtained and sent to a transaction platform, manual participation is not needed in the whole process, the platform and a bank do not need to be technically communicated, a real and effective bill interaction state can be obtained, the technical difficulty of transaction development is reduced, false transactions are avoided, and risks are avoided. Meanwhile, the user can check the real and effective bill interaction state without going down a bank authorization platform, and the bill interaction platform is adapted to most banks, so that the user experience is improved.
Drawings
In order to more clearly illustrate the technical solutions of the present disclosure or the prior art, the drawings needed for the description of the embodiments or the prior art will be briefly described below, and it is obvious that the drawings in the following description are some embodiments of the present disclosure, and other drawings can be obtained by those skilled in the art without creative efforts.
FIG. 1 is a system topology diagram of an electronic instrument transaction validation system provided by the present disclosure;
FIG. 2 is a schematic information interaction diagram of an electronic ticket transaction validity verification method provided by the present disclosure;
FIG. 3 is a flow chart of the method for verifying the validity of the electronic bill transaction with the transaction platform as the execution subject according to the present disclosure;
FIG. 4 is a schematic structural diagram of an electronic bill transaction validity verification device with a transaction platform as an execution subject according to the present disclosure;
fig. 5 is a schematic structural diagram of an electronic device with a transaction platform as an execution subject according to the present disclosure;
FIG. 6 is a flow chart of a method for verifying the validity of an electronic ticket transaction with a first client as an execution subject according to the present disclosure;
fig. 7 is a schematic structural diagram of an electronic ticket transaction validity verification device with a first client as an execution subject according to the present disclosure;
fig. 8 is a schematic structural diagram of an electronic device with a first client as an execution subject according to the present disclosure.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present disclosure more clear, the technical solutions of the embodiments of the present disclosure will be described clearly and completely with reference to the drawings in the embodiments of the present disclosure, and it is obvious that the described embodiments are some, but not all, of the embodiments of the present disclosure. All other embodiments, which can be obtained by a person skilled in the art without making creative efforts based on the embodiments of the present disclosure, belong to the protection scope of the embodiments of the present disclosure.
The electronic instrument trading validity verification system of the embodiment of the present disclosure is described below with reference to fig. 1, and includes a second client 12, a trading platform 14, and a first client 16. Wherein, the second client 12 completes the electronic bill transaction with the first client 16 as the buyer based on the transaction platform 14; the trading platform 14 receives the trading confirmation information, generates an electronic bill verification instruction and sends the electronic bill verification instruction to the first client 16; the first client 16 performs verification operation according to the electronic bill verification instruction, acquires a verification result, and sends the acquired verification result to the transaction platform 14; the transaction confirmation information is generated and sent to the trading platform by the first client 16 after the electronic bill transaction is completed with the second client 12 as the seller based on the trading platform 14.
It should be noted that, in the electronic bill transaction validity verification system according to the embodiment of the present disclosure, the second client 12 and the first client 16 may be terminal devices, where the terminal devices may be smart phones, tablet computers, and the like, which is not limited in this respect. Different users can view the ticket information issued by other second clients 12 at the trading platform through the corresponding first clients 16 and initiate requests for the issued ticket information at the trading platform. Similarly, the user may issue the ticket information at the trading platform according to the platform requirements through the corresponding second client 12.
The transaction platform 14 is a third-party transaction security platform, and can guarantee the security and integrity of transactions between two parties. The transaction platform 14 sends the electronic bill verification instruction to the first client 16, which can be implemented by the transaction platform 14 sending the electronic bill verification instruction to a plug-in installed in advance in the first client 16 and completing configuration.
Referring to fig. 2, the method for verifying the validity of the electronic ticket transaction according to the embodiment of the present disclosure is described in an interactive manner, and includes:
step S201, the second client sends the electronic bill information needing to be traded to a trading platform;
step S202, in the electronic bill information visually displayed on the trading platform, the first client selects the electronic bill information meeting the requirement and sends the trading request information to the trading platform;
step S203, based on the transaction request information, the transaction platform generates an order;
step S204, the trading platform sends an order to the second client;
step S205, after confirming that the order is finished, the first client sends transaction confirmation information to the transaction platform;
step S206, after receiving the transaction confirmation information sent by the first client, the transaction platform generates an electronic bill verification instruction based on the transaction confirmation information;
step S207, the trading platform sends the electronic bill verification instruction to the first client;
step S208, after receiving the electronic bill verification instruction, the first client performs verification operation to obtain a verification result;
and step S209, the first client sends the verification result to the trading platform.
Referring to fig. 3, an embodiment of the present disclosure provides an electronic ticket transaction validity verification method, which takes a transaction platform 14 as an execution subject, and includes:
step S301, after the first client and the second client complete the electronic bill transaction based on the transaction platform, receiving transaction confirmation information sent by the first client as a buyer;
step S303, generating an electronic bill verification instruction based on the transaction confirmation information, and sending the electronic bill verification instruction to the first client;
and step S305, receiving a verification result obtained by the first client performing verification operation according to the electronic bill verification instruction.
According to the method for verifying the transaction validity of the electronic bill with the transaction platform 14 as the execution subject, after the first client and the second client complete the transaction of the electronic bill based on the transaction platform, the transaction confirmation information sent by the first client serving as a buyer is received, the electronic bill verification instruction is generated based on the transaction confirmation information and sent to the first client, and the verification result is received after the first client performs verification operation according to the electronic bill verification instruction to obtain the verification result. And the checking operation is that the first client automatically opens the bill operation interface according to a preset rule, and inquires the bill operation interface according to the information appointed by the electronic bill checking instruction. It can be seen that:
the method comprises the steps that after transaction confirmation information is received, a generated electronic bill verification instruction is sent to a first client serving as a buyer, a bill operation interface is automatically opened by the first client according to a preset rule, the information appointed and obtained by the electronic bill verification instruction is inquired on the bill operation interface, a verification result is obtained and sent to a transaction platform, manual participation is not needed in the whole process, the platform and a bank do not need to be technically communicated, a real and effective bill interaction state can be obtained, the technical difficulty of transaction development is reduced, false transactions are avoided, and risks are avoided. Meanwhile, the user can check the real and effective bill interaction state without going down a bank authorization platform, and the bill interaction platform is adapted to most banks, so that the user experience is improved.
The steps of the method for verifying the validity of the electronic ticket transaction provided by the embodiment of the disclosure are described below with reference to fig. 3.
Step S301, after the first client and the second client complete the electronic bill transaction based on the transaction platform, receiving transaction confirmation information sent by the first client as a buyer;
specifically, the first client and the second client complete electronic bill transaction based on the transaction platform, including the second client logging in the bill platform, issuing the held electronic bill, filling in related bill information according to platform requirements, uploading related picture information and the like if necessary. Then, the first client searches for a bill meeting the requirement on the trading platform, and sends request trading information, namely an order form, according to the flow of the trading platform, and pays in a guarantee payment mode. And the trading platform sends the order to the second client, and the second client transfers the electronic bill endorsement corresponding to the order at the corresponding bank. And after receiving the electronic bill endorsed by the second client, the first client sends transaction confirmation information to the transaction platform.
Step S303, generating an electronic bill verification instruction based on the transaction confirmation information, and sending the electronic bill verification instruction to the first client;
specifically, the transaction platform sends the electronic bill verification instruction to the first client, and the electronic bill verification instruction can be sent to a plug-in installed in the first client in advance and configured through the transaction platform. The configuration information of the plug-in may include a bank account for receiving the bill, a corresponding U shield account name and a password. The related information of the U shield is stored in an encrypted manner, is only stored locally in an operator computer, and is only allowed to be viewed by the plug-in unit receiving the instruction.
And step S305, receiving a verification result obtained by the first client performing verification operation according to the electronic bill verification instruction.
Specifically, the check operation is that the first client automatically opens the bill operation interface according to a preset rule, and queries the bill operation interface according to the information acquired by the electronic bill check instruction. In a specific implementation, the payment guaranteed by the first client can be transferred to the second client after the verification result is the real transaction. The electronic bill verification instruction can comprise an electronic bill number, an electronic bill amount, an electronic bill making date, an electronic bill drawer, a payee, an electronic bill acceptance bank, an electronic bill acceptance date and an electronic bill buyer and seller enterprise name.
In an alternative embodiment, the verification operation mentioned in step S305 further includes: and the first client automatically opens the bill operation interface according to a preset rule by utilizing a robot process automation technology, and inquires the bill operation interface according to the information appointed by the electronic bill verification instruction.
The robot process automation technology, namely the RPA robot technology, is to simulate the operation of a human on a computer through specific robot software so that the computer automatically executes process tasks according to rules. And the RPA robot develops according to the business process. The RPA robot is non-invasive, namely, the automatic operation of the RPA robot can be realized without opening an interface by a software system or changing the software system. It should be noted that the RPA robot automatically queries and verifies that advance authorization of the first client user is required.
In an alternative embodiment, the verification result in step S305 is confirmed by: and automatically detecting the query result obtained by the verification operation, and confirming the validity of the query result.
In an optional embodiment, before the ticket operation interface is automatically opened by the first client according to a pre-configured rule, the method further includes: and logging in the account number associated with the bill operation interface according to the preconfigured information.
The preconfigured information may include a bank account from which the ticket was received, a corresponding U-shield account name, and a password. The related information of the U shield is stored in an encrypted manner, is only stored locally in an operator computer, and is only allowed to be viewed by the plug-in unit receiving the instruction.
The following describes the electronic ticket transaction validity checking device with the transaction platform 14 as the execution subject according to the embodiment of the present disclosure, and the electronic ticket transaction validity checking device with the transaction platform 14 as the execution subject described below and the electronic ticket transaction validity checking method with the transaction platform 14 as the execution subject described above can be referred to correspondingly.
Referring to fig. 4, the present disclosure further provides an electronic ticket transaction validity verification apparatus using the transaction platform 14 as an execution subject, including: a receive acknowledgement module 42, a generate instruction module 44, and a receive result module 46. The receiving confirmation information module 42 is configured to receive transaction confirmation information sent by the first client serving as the buyer after the first client and the second client complete the electronic bill transaction based on the transaction platform; the generation instruction module 44 is configured to generate an electronic bill verification instruction based on the transaction confirmation information, and send the electronic bill verification instruction to the first client; the receiving result module 46 is configured to receive a verification result obtained by performing verification operation according to the electronic bill verification instruction by the first client; the verification operation is that the first client automatically opens the bill operation interface according to a preset rule, and inquires the bill operation interface according to the information acquired by the electronic bill verification instruction.
The device for verifying the transaction validity of the electronic bill using the transaction platform 14 as the execution subject provided by the embodiment of the present disclosure receives the transaction confirmation information sent by the first client as the buyer by the receiving confirmation information module 42 after the first client and the second client complete the transaction of the electronic bill based on the transaction platform, generates the electronic bill verification instruction by the instruction generation module 44 based on the transaction confirmation information, sends the electronic bill verification instruction to the first client, and receives the verification result by the result receiving module 46 after the first client performs the verification operation according to the electronic bill verification instruction to obtain the verification result. And the checking operation is that the first client automatically opens the bill operation interface according to a preset rule, and inquires the bill operation interface according to the information appointed by the electronic bill checking instruction. It can be seen that:
the method comprises the steps that after transaction confirmation information is received, a generated electronic bill verification instruction is sent to a first client serving as a buyer, a bill operation interface is automatically opened by the first client according to a preset rule, the information appointed and obtained by the electronic bill verification instruction is inquired on the bill operation interface, a verification result is obtained and sent to a transaction platform, manual participation is not needed in the whole process, the platform and a bank do not need to be technically communicated, a real and effective bill interaction state can be obtained, the technical difficulty of transaction development is reduced, false transactions are avoided, and risks are avoided. Meanwhile, the user can check the real and effective bill interaction state without going down a bank authorization platform, and the bill interaction platform is adapted to most banks, so that the user experience is improved.
Specifically, the first client and the second client mentioned in the receipt confirmation information module 42 complete the electronic bill transaction based on the transaction platform, including the second client logging in the bill platform, issuing the held electronic bill, filling in the related bill information according to the platform requirement, and uploading the related picture information if necessary. Then, the first client searches for a bill meeting the requirement on the trading platform, and sends request trading information, namely an order form, according to the flow of the trading platform, and pays in a guarantee payment mode. And the trading platform sends the order to the second client, and the second client transfers the electronic bill endorsement corresponding to the order at the corresponding bank. And after receiving the electronic bill endorsed by the second client, the first client sends transaction confirmation information to the transaction platform.
Specifically, the generation of the instruction module 44 is realized by the trading platform sending the electronic bill verification instruction to the first client through the trading platform sending the electronic bill verification instruction to the plug-in installed in advance at the first client and completing configuration. The configuration information of the plug-in may include a bank account for receiving the bill, a corresponding U shield account name and a password. The related information of the U shield is stored in an encrypted manner, is only stored locally in an operator computer, and is only allowed to be viewed by the plug-in unit receiving the instruction.
Specifically, the check operation mentioned in the receiving result module 46 is to open the ticket operation interface automatically by the first client according to a preset rule, and perform query on the ticket operation interface according to the information specified by the electronic ticket check instruction. In a specific implementation, the payment guaranteed by the first client can be transferred to the second client after the verification result is the real transaction. The electronic bill verification instruction can comprise an electronic bill number, an electronic bill amount, an electronic bill making date, an electronic bill drawer, a payee, an electronic bill acceptance bank, an electronic bill acceptance date and an electronic bill buyer and seller enterprise name.
In an alternative embodiment, the verification operations mentioned in the receive results module 46 are further: and the first client automatically opens the bill operation interface according to a preset rule by utilizing a robot process automation technology, and inquires the bill operation interface according to the information appointed by the electronic bill verification instruction.
The robot process automation technology, namely the RPA robot technology, is to simulate the operation of a human on a computer through specific robot software so that the computer automatically executes process tasks according to rules. And the RPA robot develops according to the business process. The RPA robot is non-invasive, namely, the automatic operation of the RPA robot can be realized without opening an interface by a software system or changing the software system. It should be noted that the RPA robot automatically queries and verifies that advance authorization of the first client user is required.
In an alternative embodiment, the verification result in the receive result module 46 is confirmed by: and automatically detecting the query result obtained by the verification operation, and confirming the validity of the query result.
In an optional embodiment, before the ticket operation interface is automatically opened by the first client according to a pre-configured rule, the method further includes: and logging in the account number associated with the bill operation interface according to the preconfigured information.
The preconfigured information may include a bank account from which the ticket was received, a corresponding U-shield account name, and a password. The related information of the U shield is stored in an encrypted manner, is only stored locally in an operator computer, and is only allowed to be viewed by the plug-in unit receiving the instruction.
Fig. 5 illustrates a physical structure diagram of an electronic device, which may include, as shown in fig. 5: a processor (processor)510, a communication Interface (Communications Interface)520, a memory (memory)530 and a communication bus 540, wherein the processor 510, the communication Interface 520 and the memory 530 communicate with each other via the communication bus 540. The processor 510 may invoke logic instructions in the memory 530 to execute the electronic ticket transaction validity verification method.
Furthermore, the logic instructions in the memory 530 may be implemented in the form of software functional units and stored in a computer readable storage medium when the software functional units are sold or used as independent products. Based on such understanding, the technical solutions of the embodiments of the present disclosure may be embodied in the form of a software product, which is stored in a storage medium and includes several instructions for causing a computer device (which may be a personal computer, a server, or a network device) to execute all or part of the steps of the methods described in the embodiments of the present disclosure. And the aforementioned storage medium includes: a U-disk, a removable hard disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk or an optical disk, and other various media capable of storing program codes.
In another aspect, the present disclosure also provides a computer program product comprising a computer program stored on a non-transitory computer readable storage medium, the computer program comprising program instructions, which when executed by a computer, the computer is capable of executing the method for verifying the validity of an electronic ticket transaction provided by the above methods.
In yet another aspect, the present disclosure also provides a non-transitory computer-readable storage medium having stored thereon a computer program, which when executed by a processor, is implemented to perform the electronic instrument transaction validity verification methods provided above.
Referring to fig. 6, an embodiment of the present disclosure provides an electronic ticket transaction validity verification method, which uses a first client 16 as an execution subject, and includes:
step S601, after the electronic bill transaction is completed with a second client serving as a seller based on a transaction platform, sending transaction confirmation information to the transaction platform;
specifically, the electronic bill transaction with the second client as the seller based on the transaction platform includes the second client logging in the bill platform, issuing the held electronic bill, filling in related bill information according to the platform requirement, and uploading related picture information and the like if necessary. Then, the first client searches for a bill meeting the requirement on the trading platform, and sends request trading information, namely an order form, according to the flow of the trading platform, and pays in a guarantee payment mode. And the trading platform sends the order to the second client, and the second client transfers the electronic bill endorsement corresponding to the order at the corresponding bank. And after receiving the electronic bill endorsed by the second client, the first client sends transaction confirmation information to the transaction platform.
Step S603, performing verification operation according to an electronic bill verification instruction generated by the transaction platform based on the transaction confirmation information to obtain a verification result;
specifically, the verification operation is to automatically open a bill operation interface according to a preset rule, and query the bill operation interface according to the information acquired by the electronic bill verification instruction. In a specific implementation, the payment guaranteed by the first client can be transferred to the second client after the verification result is the real transaction. The electronic bill verification instruction can comprise an electronic bill number, an electronic bill amount, an electronic bill making date, an electronic bill drawer, a payee, an electronic bill acceptance bank, an electronic bill acceptance date and an electronic bill buyer and seller enterprise name.
And step S605, sending the verification result to the transaction platform.
According to the method for verifying the electronic bill transaction validity with the first client 16 as the execution subject, provided by the embodiment of the disclosure, after the electronic bill transaction is completed with the second client serving as the seller based on the transaction platform, the transaction confirmation information is sent to the transaction platform, and the verification operation is performed according to the electronic bill verification instruction generated by the transaction platform based on the transaction confirmation information, so that the verification result is obtained. And the checking operation is that the first client automatically opens the bill operation interface according to a preset rule, and inquires the bill operation interface according to the information appointed by the electronic bill checking instruction. It can be seen that:
the method is characterized in that the method comprises the steps of automatically opening a bill operation interface according to a pre-configured rule, inquiring the information appointed by the electronic bill verification instruction in the bill operation interface to obtain a verification result and send the verification result to a trading platform, wherein the verification operation is carried out according to the electronic bill verification instruction generated by the trading platform based on the trading confirmation information, the real and effective bill interaction state can be obtained without manual participation in the whole process or technical communication between the platform and a bank, the technical difficulty of the trading platform development is reduced, the occurrence of false trading is avoided, and the risk is avoided. Meanwhile, the user can check the real and effective bill interaction state without going down a bank authorization platform, and the bill interaction platform is adapted to most banks, so that the user experience is improved.
In an optional embodiment, the checking operation in step S603 is further to automatically open the ticket operation interface according to a preset rule by using a robot process automation technology, and perform query on the ticket operation interface according to the information specified by the electronic ticket checking instruction.
The robot process automation technology, namely the RPA robot technology, is to simulate the operation of a human on a computer through specific robot software so that the computer automatically executes process tasks according to rules. And the RPA robot develops according to the business process. The RPA robot is non-invasive, namely, the automatic operation of the RPA robot can be realized without opening an interface by a software system or changing the software system. It should be noted that the RPA robot automatically queries and verifies that advance authorization of the first client user is required.
In an alternative embodiment, the verification result in step S603 is confirmed by: and automatically detecting the query result obtained by the verification operation, and confirming the validity of the query result.
In an alternative embodiment, the checking operation in step S603, before automatically opening the ticket operation interface according to the pre-configured rule, further includes: and logging in the account number associated with the bill operation interface according to the preconfigured information.
The preconfigured information may include a bank account from which the ticket was received, a corresponding U-shield account name, and a password. The related information of the U shield is stored in an encrypted manner, is only stored locally in an operator computer, and is only allowed to be viewed by the plug-in unit receiving the instruction.
The following describes the method and device for verifying the validity of the electronic ticket transaction with the first client 16 as the execution subject according to the embodiment of the present disclosure, and the device for verifying the validity of the electronic ticket transaction with the first client 16 as the execution subject described below and the method for verifying the validity of the electronic ticket transaction with the first client 16 as the execution subject described above may be referred to correspondingly.
Referring to fig. 7, the present disclosure also provides an electronic ticket transaction validity verification apparatus, which includes a sending module 71, an obtaining module 73 and a sending result module 75. The sending module 71 is configured to send transaction confirmation information to the transaction platform after completing an electronic bill transaction with a second client serving as a seller based on the transaction platform; the acquisition module 73 is used for performing verification operation according to an electronic bill verification instruction generated by the transaction platform based on the transaction confirmation information to obtain a verification result; a result sending module 75, configured to send the verification result to the transaction platform; the verification operation is to automatically open a bill operation interface according to a preset rule and query the bill operation interface according to the information acquired by the electronic bill verification instruction.
The electronic bill transaction validity verification device with the first client 16 as the execution subject according to the embodiment of the present disclosure sends the transaction confirmation information to the transaction platform through the sending module 71 after completing the electronic bill transaction with the second client as the seller based on the transaction platform, the obtaining module 73 performs verification operation according to the electronic bill verification instruction generated by the transaction platform based on the transaction confirmation information to obtain the verification result, and the sending result module 75 sends the obtained verification result to the transaction platform. And the checking operation is that the first client automatically opens the bill operation interface according to a preset rule, and inquires the bill operation interface according to the information appointed by the electronic bill checking instruction. It can be seen that:
the method is characterized in that the method comprises the steps of automatically opening a bill operation interface according to a pre-configured rule, inquiring the information appointed by the electronic bill verification instruction in the bill operation interface to obtain a verification result and send the verification result to a trading platform, wherein the verification operation is carried out according to the electronic bill verification instruction generated by the trading platform based on the trading confirmation information, the real and effective bill interaction state can be obtained without manual participation in the whole process or technical communication between the platform and a bank, the technical difficulty of the trading platform development is reduced, the occurrence of false trading is avoided, and the risk is avoided. Meanwhile, the user can check the real and effective bill interaction state without going down a bank authorization platform, and the bill interaction platform is adapted to most banks, so that the user experience is improved.
Specifically, the sending module 71, when completing the electronic ticket transaction with the second client as the seller based on the transaction platform, includes that the second client logs in the ticket platform, issues the held electronic ticket, fills in related ticket information according to the platform requirement, and uploads related picture information, etc. if necessary. Then, the first client searches for a bill meeting the requirement on the trading platform, and sends request trading information, namely an order form, according to the flow of the trading platform, and pays in a guarantee payment mode. And the trading platform sends the order to the second client, and the second client transfers the electronic bill endorsement corresponding to the order at the corresponding bank. And after receiving the electronic bill endorsed by the second client, the first client sends transaction confirmation information to the transaction platform.
Specifically, the check operation in the obtaining module 73 is to automatically open a bill operation interface according to a preset rule, and query the bill operation interface according to the information specified by the electronic bill check instruction. In a specific implementation, the payment guaranteed by the first client can be transferred to the second client after the verification result is the real transaction. The electronic bill verification instruction can comprise an electronic bill number, an electronic bill amount, an electronic bill making date, an electronic bill drawer, a payee, an electronic bill acceptance bank, an electronic bill acceptance date and an electronic bill buyer and seller enterprise name.
In an alternative embodiment, the obtaining module 73 further includes:
the verification operation unit 733 is configured to automatically open the ticket operation interface according to a preset rule by using a robot process automation technology, and perform query on the ticket operation interface according to information specified by the electronic ticket verification instruction.
Specifically, the robot process automation technology, namely the RPA robot technology, is to simulate the operation of a human on a computer through specific 'robot software', so that the computer automatically executes a process task according to rules. And the RPA robot develops according to the business process. The RPA robot is non-invasive, namely, the automatic operation of the RPA robot can be realized without opening an interface by a software system or changing the software system. It should be noted that the RPA robot automatically queries and verifies that advance authorization of the first client user is required.
In an alternative embodiment, the obtaining module 73 further includes:
and a verification result confirming unit 735, configured to automatically detect the query result obtained by the verification operation, and confirm validity of the query result.
In an alternative embodiment, the verification operation unit 733 further includes:
the login unit 731 is configured to log in the account associated with the ticket operation interface according to the preconfigured information.
The preconfigured information may include a bank account from which the ticket was received, a corresponding U-shield account name, and a password. The related information of the U shield is stored in an encrypted manner, is only stored locally in an operator computer, and is only allowed to be viewed by the plug-in unit receiving the instruction.
Fig. 8 illustrates a physical structure diagram of an electronic device, and as shown in fig. 8, the electronic device may include: a processor (processor)810, a communication Interface 820, a memory 830 and a communication bus 840, wherein the processor 810, the communication Interface 820 and the memory 830 communicate with each other via the communication bus 840. The processor 810 may invoke logic instructions in the memory 830 to perform the electronic instrument transaction validity verification method.
In addition, the logic instructions in the memory 830 may be implemented in software functional units and stored in a computer readable storage medium when the logic instructions are sold or used as independent products. Based on such understanding, the technical solutions of the embodiments of the present disclosure may be embodied in the form of a software product, which is stored in a storage medium and includes several instructions for causing a computer device (which may be a personal computer, a server, or a network device) to execute all or part of the steps of the methods described in the embodiments of the present disclosure. And the aforementioned storage medium includes: a U-disk, a removable hard disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk or an optical disk, and other various media capable of storing program codes.
In another aspect, the present disclosure also provides a computer program product comprising a computer program stored on a non-transitory computer readable storage medium, the computer program comprising program instructions, which when executed by a computer, the computer is capable of executing the method for verifying the validity of an electronic ticket transaction provided by the above methods.
In yet another aspect, the present disclosure also provides a non-transitory computer-readable storage medium having stored thereon a computer program, which when executed by a processor, is implemented to perform the electronic instrument transaction validity verification methods provided above.
The above-described embodiments of the apparatus are merely illustrative, and the units described as separate parts may or may not be physically separate, and parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the modules may be selected according to actual needs to achieve the purpose of the solution of the present embodiment. One of ordinary skill in the art can understand and implement it without inventive effort.
Through the above description of the embodiments, those skilled in the art will clearly understand that each embodiment can be implemented by software plus a necessary general hardware platform, and certainly can also be implemented by hardware. With this understanding in mind, the above-described technical solutions may be embodied in the form of a software product, which can be stored in a computer-readable storage medium such as ROM/RAM, magnetic disk, optical disk, etc., and includes instructions for causing a computer device (which may be a personal computer, a server, or a network device, etc.) to execute the methods described in the embodiments or some parts of the embodiments.
Finally, it should be noted that: the above examples are only intended to illustrate the technical solutions of the present disclosure, not to limit them; although the present disclosure has been described in detail with reference to the foregoing embodiments, it should be understood by those of ordinary skill in the art that: the technical solutions described in the foregoing embodiments may still be modified, or some technical features may be equivalently replaced; and such modifications or substitutions do not depart from the spirit and scope of the corresponding technical solutions of the embodiments of the present disclosure.
Claims (17)
1. A method for verifying the transaction validity of an electronic bill is characterized by comprising the following steps:
after a first client and a second client complete electronic bill transaction based on a transaction platform, receiving transaction confirmation information sent by the first client as a buyer;
generating an electronic bill verification instruction based on the transaction confirmation information, and sending the electronic bill verification instruction to the first client;
receiving a verification result obtained by the first client side through verification operation according to the electronic bill verification instruction;
wherein the verification operation comprises: and automatically opening a bill operation interface by the first client according to a preset rule, and inquiring the bill operation interface according to the information acquired by the electronic bill verification instruction.
2. The electronic ticket transaction validity verification method of claim 1,
the verification operation further comprises: and automatically opening a bill operation interface by the first client according to a preset rule by utilizing a robot process automation technology, and inquiring the bill operation interface according to the information appointed by the electronic bill verification instruction.
3. The method of verifying the validity of an electronic ticket transaction according to claim 2, wherein the verification result is confirmed by:
and automatically detecting the query result obtained by the verification operation, and confirming the validity of the query result.
4. The method for verifying the validity of an electronic ticket transaction according to claim 3, wherein the automatically opening of the ticket operation interface by the first client according to the pre-configured rule further comprises:
and logging in the account number associated with the bill operation interface according to the preconfigured information.
5. A method for verifying the transaction validity of an electronic bill is characterized by comprising the following steps:
after the electronic bill transaction is completed with a second client serving as a seller based on the transaction platform, sending transaction confirmation information to the transaction platform;
performing verification operation according to an electronic bill verification instruction generated by the transaction platform based on the transaction confirmation information to obtain a verification result;
sending the verification result to a transaction platform;
wherein the verification operation comprises: and automatically opening a bill operation interface according to a preset rule, and inquiring the bill operation interface according to the information acquired by the electronic bill verification instruction.
6. The electronic ticket transaction validity verification method of claim 5,
the verification operation further comprises: and automatically opening a bill operation interface according to a preset rule by utilizing a robot process automation technology, and inquiring the bill operation interface according to the information appointed by the electronic bill verification instruction.
7. The method of verifying the validity of an electronic ticket transaction according to claim 6, wherein the verification result is confirmed by:
and automatically detecting the query result obtained by the verification operation, and confirming the validity of the query result.
8. The method for verifying the validity of an electronic ticket transaction according to claim 7, wherein said automatically opening the ticket operational interface according to the pre-configured rules further comprises:
and logging in the account number associated with the bill operation interface according to the preconfigured information.
9. An electronic ticket transaction validity verification device, comprising:
the receiving confirmation information module is used for receiving the transaction confirmation information sent by the first client side serving as a buyer after the first client side and the second client side complete the electronic bill transaction based on the transaction platform;
the generation instruction module is used for generating an electronic bill verification instruction based on the transaction confirmation information and sending the electronic bill verification instruction to the first client;
the receiving result module is used for receiving the verification result obtained by the first client side through verification operation according to the electronic bill verification instruction;
wherein the verification operation comprises: and automatically opening a bill operation interface by the first client according to a preset rule, and inquiring the bill operation interface according to the information acquired by the electronic bill verification instruction.
10. An electronic ticket transaction validity verification device, comprising:
the sending module is used for sending the transaction confirmation information to the transaction platform after the electronic bill transaction is completed with a second client serving as a seller based on the transaction platform;
the acquisition module is used for carrying out verification operation according to an electronic bill verification instruction generated by the transaction platform based on the transaction confirmation information to acquire a verification result;
the result sending module is used for sending the verification result to the transaction platform;
wherein the verification operation comprises: and automatically opening a bill operation interface according to a preset rule, and inquiring the bill operation interface according to the information acquired by the electronic bill verification instruction.
11. An electronic device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor when executing the program performs the steps of the method for verifying the validity of an electronic ticket transaction according to any one of claims 1 to 4.
12. A non-transitory computer readable storage medium having stored thereon a computer program, wherein the computer program when executed by a processor implements the steps of the method for verifying the validity of an electronic ticket transaction according to any one of claims 1 to 4.
13. A computer program product comprising a computer program, wherein the computer program when executed by a processor implements the steps of the method for verifying the validity of an electronic ticket transaction according to any one of claims 1 to 4.
14. An electronic device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor when executing the program performs the steps of the method for verifying the validity of an electronic ticket transaction according to any one of claims 5 to 8.
15. A non-transitory computer readable storage medium having stored thereon a computer program, wherein the computer program when executed by a processor implements the steps of the method for verifying the validity of an electronic ticket transaction according to any one of claims 5 to 8.
16. A computer program product comprising a computer program, wherein the computer program when executed by a processor implements the steps of the method for verifying the validity of an electronic ticket transaction according to any one of claims 5 to 8.
17. An electronic ticket transaction validity verification system, comprising:
the second client finishes the electronic bill transaction with the first client as the buyer based on the transaction platform;
the transaction platform receives transaction confirmation information, generates an electronic bill verification instruction and sends the electronic bill verification instruction to the first client;
the first client performs verification operation according to the electronic bill verification instruction, acquires a verification result and sends the acquired verification result to the transaction platform;
the transaction confirmation information is generated and sent to the transaction platform after the first client and a second client serving as a seller complete the electronic bill transaction based on the transaction platform.
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| CN202111198811.3A CN113902429A (en) | 2021-10-14 | 2021-10-14 | Electronic bill transaction validity verification method, device and related equipment |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN115439252A (en) * | 2022-09-28 | 2022-12-06 | 中国建设银行股份有限公司 | Bill exchange method and device and storage medium |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN115439252A (en) * | 2022-09-28 | 2022-12-06 | 中国建设银行股份有限公司 | Bill exchange method and device and storage medium |
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