CN113643477A - Intelligent electric meter internet of things payment interactive terminal and method based on DCEP - Google Patents
Intelligent electric meter internet of things payment interactive terminal and method based on DCEP Download PDFInfo
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- G07F15/00—Coin-freed apparatus with meter-controlled dispensing of liquid, gas or electricity
- G07F15/003—Coin-freed apparatus with meter-controlled dispensing of liquid, gas or electricity for electricity
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- G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
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Abstract
The intelligent electric meter internet of things payment interactive terminal and method based on DCEP comprises an electric quantity metering module, an electric charge metering module and a DCEP module; a local electric charge clearing function is added, and the local DCEP module is communicated to respond to a power failure and reset command of the local intelligent Internet of things control module in real time so as to realize switching-on and switching-off operation; by introducing the DCEP module, the client side electricity utilization 'pay-as-you-go, real-time settlement and flexible payment' is realized: a local intelligent Internet of things control module is added, and the system has the functions of automatic identity recognition, balance alarm, local control power failure, active event reporting, remote upgrading and the like; the DCEP terminal off-line payment is realized by interactive control with the digital currency transaction module, and the on-site payment, namely power-on, is realized; the digital currency transaction module is added, has the functions of account opening, recharging, transaction, settlement, cash withdrawal, data synchronization, information submission and the like, and realizes the local interaction between the user and the equipment.
Description
Technical Field
The invention relates to the technical field of power Internet of things, in particular to a DCEP-based intelligent electric meter Internet of things payment interactive terminal and method.
Background
Digital Currency Electronic Payment (DCEP) has been pushed in since 2014. Among them, DCEP develops related pilot applications in the field of electric charge settlement.
In recent years, the development of the power internet of things is suddenly and leaps forward, the IoT devices of the power internet of things are exponentially increased, large-scale information and data interaction application of the internet of things devices generates huge value, value transaction puts higher requirements on currency flow carriers, and the DCEP has the characteristics of M0 (currency in circulation), double-layer operation mode, account loose coupling, double offline transaction support and the like, is naturally matched with mobile internet of things payment, provides a flowing medium for information interaction and value exchange between things and objects, and provides a financial infrastructure with wide trust and cooperation.
In the trial-run application, the prior art finishes the electricity charge settlement through the master station, the settlement period of a user is relatively fixed, but the method cannot be flexibly applied to application scenes requiring real-time settlement, immediate payment and instant use, such as house renting users, public electricity and the like; meanwhile, with the wide application of the technologies such as 5G, Internet of things, artificial intelligence and the like, the traditional payment mode adopted by the prior art cannot meet the personalized and differentiated 'flexible payment' service requirements of users.
Therefore, based on the intelligent electric energy meter and the electricity utilization terminal which realize comprehensive coverage and based on DCEP, the electric energy meter and the terminal with the functions of local real-time settlement and mobile internet of things payment are researched and developed, and the electric energy meter and the terminal have important significance for improving service convenience, efficiency and intelligence and realizing internet of everything and object payment.
Disclosure of Invention
In order to solve the defects in the prior art, the invention aims to provide a DCEP-based intelligent electric meter internet of things payment interactive terminal and a method.
The invention adopts the following technical scheme.
DCEP-based intelligent electric meter internet of things payment interactive terminal comprises an intelligent electric meter.
The terminal further includes: the system comprises an electric quantity metering module, an electric charge metering module and a DCEP module; the electric quantity metering module and the electric charge metering module are integrated in the intelligent electric meter, and the DCEP module is integrated outside the intelligent electric meter; the DCEP module and the intelligent electric meter perform information interaction through an RS485 communication network;
the electric quantity metering module is used for metering electric quantity, executing power supply cutting action or executing power supply recovery action;
the electric charge metering module is used for calculating real-time electric charges according to the electric quantity metering data and the step electricity price, and sending a real-time electric charge payment control instruction to the DCEP module; the power supply cut-off instruction or the power supply recovery instruction transmitted by the DCEP module is received and transmitted to the electric quantity metering module;
and the DCEP module is used for local Internet of things control and digital currency transaction.
The local internet of things control comprises the following steps: cutting off power supply, recovering power supply, identifying identity, alarming balance, actively reporting events and remotely upgrading; the digital currency transaction includes: user recharging, user extraction, electric charge payment, coin string recasting and coin string transmission.
Preferably, the DCEP module comprises: the system comprises a DCEP module controller, a DCEP currency string interface, a protocol communication interface, a wireless communication module, a currency box set and a DCEP operation terminal;
the DCEP module controller is connected with both the DCEP currency string interface and the protocol communication interface and carries out bidirectional information transmission; the DCEP module controller is connected with the wireless communication module and the coin box in a set manner and carries out one-way information transmission; the DCEP module controller is connected with the DCEP operation terminal and carries out bidirectional information transmission; and the DCEP module controller is connected with the DCEP operation terminal and carries out bidirectional information transmission.
The DCEP module controller is used for realizing the operation control of a user on the DCEP module and feeding back information to the user through the DCEP operation terminal;
the DCEP module controller is used for establishing a pairing relation between the user and the DCEP module through a DCEP currency string interface;
the DCEP module controller is used for carrying out one-way communication with the currency box set, controlling the one-way flow of the digital currency in the currency box set and feeding back the digital currency information in the currency box set to a user through a DCEP operation terminal;
the DCEP module controller is used for carrying out bidirectional communication with the protocol communication interface and sending a power supply cut-off or power supply recovery instruction to the intelligent ammeter; wherein, the instruction of power supply cut-off or power supply recovery is obtained by logic judgment according to the digital currency information in the currency box set;
and the DCEP module controller is used for synchronizing the digital currency information in the currency box set into a bank background DCEP system through the wireless communication module.
The DCEP operation terminal is used for the user to carry out interactive operation with the DCEP module; interactive operation includes opening an account, charging, trading, settling, cashing and selling an account;
after a user executes operation on the DCEP operation terminal, the DCEP operation terminal sends a corresponding instruction to the DCEP module controller; meanwhile, the DCEP operation terminal acquires the information sent to the user by the DCEP module controller.
The DCEP coin serial port is an interface for a user to interact a coin string with the DCEP module, and is used for realizing interactive operation between the user and the intelligent ammeter through NFC; wherein, the interactive operation comprises account opening, recharging, transaction, settlement, cash withdrawal and account selling;
the protocol communication interface is simultaneously connected with the electric charge metering module and the DCEP module controller and is used for realizing information interaction between the DCEP module and the intelligent electric meter through an RS485 communication network;
and the wireless communication module is used for realizing the butt joint of the DCEP module and a bank background DCEP system and carrying out transaction contact between the user and the merchant on the basis of the bank digital RMB data terminal.
The currency box set is used for storing the sum of each item of electric charge in the use process of the electric charge in the form of digital RMB;
the currency box set comprises a plurality of user currency boxes and a merchant currency box; the user currency box only has payment attribute and is used for storing balance of a user for purchasing electricity in a form of digital RMB; the merchant currency box has only a collection attribute for storing payment made by the user for electricity purchase in the form of a digital rmb.
The intelligent electric meter internet of things payment interaction method based on DCEP comprises the following steps:
step 1, a user starts to use electricity, and sends an instruction to a DCEP module controller through a DCEP operation terminal to perform local Internet of things account opening operation; then, the actual currency connection between the user and the DCEP module is realized through a DCEP currency string interface, and the DCEP currency string interface synchronizes the transaction request to a DCEP module controller in real time; the DCEP module controller collects and authenticates user identity information, automatically and synchronously distributes user currency boxes related to information for users, and establishes a pairing relation between the users and the DCEP module;
step 4, the electric charge metering module sends the real-time electric charge to the DCEP module, the DCEP module controller sends an electric charge transaction instruction to the currency box set, and the digital RMB stored in the corresponding user currency box is paid to the merchant currency box;
step 5, synchronizing the digital currency information in the current currency box set to a bank background DCEP system;
step 6, the user finishes power utilization, and the DCEP operation terminal synchronizes the transaction request to the DCEP module controller in real time while performing local Internet of things user operation through the DCEP operation terminal; the DCEP module automatically sends a power supply interruption instruction to the intelligent electric meter, and the intelligent electric meter executes brake opening operation;
step 7, the intelligent electric energy meter collects electric quantity through an electric quantity metering module, and the electric charge metering module is combined with the step electricity price to carry out electric charge clearing;
step 8, the electric charge metering module sends the electric charge clearing to the DCEP module, the DCEP module controller sends an electric charge trading instruction to the currency box set, and the digital RMB stored in the corresponding user currency box is returned to the user;
and 9, synchronizing the digital currency information in the current currency box set to a bank background DCEP system.
Preferably, in step 1, the pairing relationship between the user and the DCEP module includes: the unique corresponding relation between the user and the DCEP currency string interface, and the unique corresponding relation between the DCEP currency string interface and the user currency box.
Preferably, step 4 comprises:
step 4.1, comparing the current balance of the corresponding user currency box after deducting the real-time electric charge with a preset alarm amount reference value, and if the current balance is lower than the alarm amount reference value, sending an electricity balance alarm signal to a user through a DCEP (data center ep) operation terminal by a DCEP module controller; the alarm amount reference value comprises an alarm amount reference value and an overdraft limit reference value;
and 4.2, after the preset alarm grace period is ended, if the existing balance is still lower than the overdraft quota reference value, the DCEP module automatically sends a power supply interruption instruction to the intelligent electric meter, and the intelligent electric meter executes brake-off operation.
Compared with the prior art, the invention has the beneficial effects that on the basis of the existing intelligent electric meter, the DCEP module is introduced to realize the electricity utilization of the client side, namely 'pay-as-you-go, real-time settlement and flexible payment', and the method comprises the following steps: a local electric charge clearing function is added, and the local DCEP module is communicated to respond to a power failure and reset command of the local intelligent Internet of things control module in real time so as to realize switching-on and switching-off operation; a local intelligent Internet of things control module is added, and the system has the functions of automatic identity recognition, balance alarm, local control power failure, active event reporting, remote upgrading and the like; the DCEP terminal off-line payment is realized by interactive control with the digital currency transaction module, and the on-site payment, namely power-on, is realized; the digital currency transaction module is added, has the functions of opening an account (recharging), transaction, settlement, cash withdrawal, data synchronization, information submission and the like, and realizes the local interaction between the user and the equipment.
The beneficial effects of the invention are shown in detail as follows:
1. the electric quantity metering module is embedded in the electric energy meter and used for improving the function of the electric energy meter and responding to a power failure and recovery command of the local intelligent Internet of things control module to realize switching on and switching off;
2. the electric charge metering module is embedded in the electric energy meter and used for improving the function of the electric energy meter, calculating the electric charge locally, sending the electric charge condition to the DCEP module to realize local fee deduction, transmitting a power failure and recovery command of the DCEP module to the electric charge metering module and controlling to realize switching on and switching off;
3. the DCEP module is integrated outside the electric energy meter, and the function of local thing joint control and digital currency transaction is realized through a series of internal sub-modules. Taking a DCEP module controller as a core, connecting with a DCEP operation terminal, extracting an operation command of a user into the DCEP module, and feeding back corresponding information; establishing a pairing relation with the DCEP currency serial port communication to realize operations such as account opening (recharging), transaction, settlement, cash withdrawal, account sale and the like; the system is communicated with a currency box system, controls the one-way flow of digital currency between a user currency box and a merchant currency box, and feeds back information such as balance and the like to a currency serial port to realize operations such as specific currency transaction and the like; communicating with the protocol communication interface, and controlling the electric energy meter to realize power failure and recovery operation according to the balance condition; the wireless communication module is communicated with the wireless communication module, and the currency string data is synchronized to the background DCEP systems of the bank operating mechanisms which are respectively opened by the bank through the internal public network or private network of the bank, so that the transaction between the user and the merchant in the actual sense is realized;
4. the invention is different from the traditional electricity charge settlement process which is positioned at a power grid terminal or a bank terminal, and the process can be finished in a local off-line mode by using digital currency, and the whole power failure and power restoration operation is finished in local terminal equipment, so that the purpose of immediate payment and use can be realized, and convenience is provided for short-term power utilization or public power utilization of users;
5. the invention is based on the basis of digital currency, a coin box module is embedded in a local terminal and is used as a hard wallet of a user and a merchant, and the payment of the electric charge is directly carried out in the hard wallet of the merchant, so that the aim of real-time settlement can be fulfilled;
6. according to the invention, through the off-line terminal, the user can directly realize the operations of recharging and cash withdrawal at the local terminal interface, and meanwhile, the user interaction interface is externally arranged, so that the expansion is convenient, other payment means are convenient to change, and the advantage of flexible payment is achieved.
Drawings
FIG. 1 is a schematic diagram of a DCEP-based smart electric meter Internet of things payment interactive terminal;
wherein the reference numerals are as follows:
000-smart meters;
100-electric quantity metering module;
200-electric charge metering module;
300-DCEP module;
301-DCEP module controller;
302-DCEP currency string interface;
303-protocol communication interface;
304-a wireless communication module;
305-user currency box;
306-merchant currency box;
307-DCEP operation terminal;
400-bank background DCEP system;
500-user;
# 1-the currency cassette of the first user; # 2-the second user's currency cassette; # n-the currency cassette of the nth user;
FIG. 2 is a user recharging operation flow chart in the DCEP-based intelligent electric meter Internet of things payment interaction method;
FIG. 3 is a user electric charge settlement flow chart in the DCEP-based intelligent electric meter internet of things payment interaction method;
fig. 4 is a presentation operation flow chart in the DCEP-based smart meter internet of things payment interaction method.
Detailed Description
The present application is further described below with reference to the accompanying drawings. The following examples are only for illustrating the technical solutions of the present invention more clearly, and the protection scope of the present application is not limited thereby.
Referring to fig. 1, the DCEP-based smart meter internet of things payment interactive terminal includes a smart meter 000, a power metering module 100, a power rate metering module 200 and a DCEP module 300.
The electric quantity metering module 100 and the electric charge metering module 200 are integrated inside the smart meter 000, and the DCEP module 300 is integrated outside the smart meter 000; the DCEP module 300 performs information interaction with the smart meter 000 through an RS485 communication network.
It should be noted that, in the preferred embodiment of the present invention, the RS485 communication network is adopted for information interaction, which is a non-limiting preferred option, and those skilled in the art may select different types or different communication networks supporting protocols for information interaction according to actual application scenarios.
The electricity metering module 100 is used for metering electricity, performing a power supply cut-off action or performing a power supply recovery action. In the preferred embodiment, the electric quantity metering module 100 is integrated inside the smart meter 000, and is an executing component that responds to a power failure and restoration command of the local smart internet of things control module to implement switching on and off.
The electricity fee metering module 200 is configured to calculate a real-time electricity fee according to the electricity metering data provided by the electricity metering module 100 by combining with the stepped electricity price, and send a real-time electricity fee payment control instruction to the DCEP module 300, so as to implement a transaction operation of digital rmb between a user inside the DCEP module 300 and a currency box set.
The electric charge metering module 200 is further configured to receive a power supply cut-off instruction or a power supply recovery instruction transmitted by the DCEP module 300, transmit the instruction to the electric quantity metering module 100, and control the electric charge metering module 100 to implement a power supply cut-off operation or a power supply recovery operation.
In the preferred embodiment, the electricity fee metering module 200 is integrated inside the smart meter 000, and is a component for transmitting the power failure and recovery command of the local smart internet of things control module.
The DCEP module 300 includes: a DCEP module controller 301, a DCEP currency string interface 302, a protocol communication interface 303, a wireless communication module 304, a currency box set and a DCEP operation terminal 307.
The DCEP module controller 301 is connected with both the DCEP coin serial port 302 and the protocol communication interface 303 and performs bidirectional information transmission; the DCEP module controller 301 is connected with the wireless communication module 304 and the coin box in a set manner and carries out one-way information transmission; the DCEP module controller 301 is connected to a DCEP operation terminal 307, and performs bidirectional information transmission.
The DCEP module controller 301 is configured to implement operation control of the DCEP module 300 by the user 500 through the DCEP operation terminal 307 and feed back information to the user 500.
The DCEP module controller 301 is configured to establish a pairing relationship between the user 500 and the DCEP module 300 through the DCEP token serial port 302.
The DCEP module controller 301 is configured to perform unidirectional communication with the collection of money boxes, control unidirectional flow of digital money inside the collection of money boxes, and feed back digital money information inside the collection of money boxes to the user 500 through the DCEP operation terminal 307.
The DCEP module controller 301 is used for performing bidirectional communication with the protocol communication interface 303 and sending a power supply cut-off or power supply recovery instruction to the smart meter 000; and the instruction of power supply cut-off or power supply restoration is obtained by carrying out logic judgment according to the digital currency information in the currency box set.
The DCEP module controller 301 is configured to synchronize digital currency information inside the currency box set to the bank background DCEP system 400 through the wireless communication module 304.
The DCEP module controller 301 mainly controls the entire DCEP module 300, and exchanges information and transmits instructions through communication with other sub-modules; the interactive functions of the DCEP module controller 301 and other sub-modules include:
(1) and (5) identity recognition. Establishing a unique corresponding relation with the DCEP currency string interface 302, if a trading module is replaced, establishing and identifying the unique corresponding relation again, establishing a relation between the currency string interface 302 and the user currency box 305, and realizing operations such as recharging, inquiring, cashing and the like; the method has the advantages that current operation or operation and maintenance personnel are automatically identified, and illegal invasion is prevented;
(2) and (6) balance alarming. According to the money amount of the user money box 305 (hardware wallet), the real-time fee calculation result is combined, the real-time fee calculation result is compared with the reference values such as the alarm money amount and the overdraft limit set by the terminal, and the electricity balance alarm is completed in the modes of short message reminding of a main station and the like;
(3) and locally controlling to stop power supply. According to the set tripping and closing threshold value, the balance of a user coin box 305 is combined, the control of the intelligent electric meter electricity metering module 100 is realized through a protocol communication interface 303, and the tripping, power failure and closing and power restoration operations of the electric energy meter 000 are completed;
(4) and (6) data synchronization. The user currency box 305 and the merchant currency box 306 synchronize currency string data to the back-stage DCEP system 400 of the bank operating mechanism where each account is opened through the private network or the public network inside the bank.
The DCEP operation terminal is a window where the user 500 performs interactive operation with the DCEP module 300, and the user 500 sends interactive operation commands of opening an account, recharging, trading, settling, cashing and selling an account to the DCEP module 300 through the DCEP operation terminal 307; the DECP module controller 301 receives the command and then completes the control and realization of various functions of the DCEP module 300; meanwhile, the information sent to the user 500 under the control of the DCEP module controller 301 can be acquired through the DCEP operation terminal 307.
The DCEP serial port 302 is an interface for the user 500 to interact with the DCEP module 300, and is used for implementing interactive operation between the user 500 and the smart meter 000 through NFC; the interactive operation comprises account opening, charging, transaction, settlement, cash withdrawal and account selling. In the preferred embodiment, the DCEP coin string interface 302 may be external, and the external interface device belongs to an extension of the DCEP module 300 and is a part of the DCEP module 300.
And the protocol communication interface 303 is connected to the electric charge metering module 200 and the DCEP module controller 301, and is configured to implement information interaction between the DCEP module 300 and the smart meter 000 in a wireless communication manner. In the preferred embodiment, the protocol communication interface 303 may use 485, ethernet or other communication interfaces, which is a non-limiting preferred choice.
The wireless communication module 304 is configured to enable the DCEP module 300 to interface with the bank background DCEP system 400, and communicate a transaction connection between a user and a merchant based on a bank digital rmb data terminal. In the preferred embodiment, the wireless communication module 304 implements data communication by using communication methods such as 4G/5G/ethernet.
And the currency box set is used for storing the sum of each item of electric charge in the electric charge using process in the form of digital RMB.
Further, the collection of currency boxes includes a plurality of user currency boxes 305 and a merchant currency box 306; the user money box 305 has only a payment attribute for storing the balance of the user 500 for purchasing electricity in the form of digital rmb; merchant currency box 306 has only a collection attribute for storing payment made by user 500 for electricity purchases in the form of digital rmb.
The intelligent electric meter internet of things payment interaction method based on DCEP comprises the following steps:
step 1, a user 500 starts to use electricity, and sends an instruction to a DCEP module controller 301 through a DCEP operation terminal 307 to perform local Internet of things account opening operation; then, the actual currency connection between the user 500 and the DCEP module 300 is realized through the DCEP currency serial port 302, and the DCEP currency serial port 302 synchronizes the transaction request to the DCEP module controller 301 in real time; the DCEP module controller 301 collects and authenticates the identity information of the user 500, automatically and synchronously distributes a user currency box 305 related to the information for the user 500, and establishes a pairing relationship between the user 500 and the DCEP module 300;
specifically, in step 1, the pairing relationship between the user 500 and the DCEP module 300 includes: the unique correspondence between the user 500 and the DCEP currency string interface 302, and the unique correspondence between the DCEP currency string interface 302 and the user currency box 305.
step 4, the electric charge metering module 200 sends the real-time electric charge to the DCEP module 300, the DCEP module controller 301 sends an electric charge transaction instruction to the currency box set, and the digital RMB stored in the corresponding user currency box 305 is paid to the merchant currency box 306;
specifically, step 4 includes:
step 4.1, comparing the current balance of the user money box 305 corresponding to the deducted real-time electric charge with a preset alarm amount reference value, if the current balance is lower than the alarm amount reference value, the DCEP module controller 301 sends an electric balance alarm signal to the user 500 through the DCEP operation terminal 307; the alarm amount reference value comprises an alarm amount reference value and an overdraft limit reference value;
and 4.2, after the preset alarm grace period is ended, if the existing balance is still lower than the overdraft quota reference value, the DCEP module 300 automatically sends a power supply interruption instruction to the intelligent electric meter 000, and the intelligent electric meter 000 executes a brake-off operation.
Step 5, synchronizing the digital currency information in the current currency box set to a bank background DCEP system 400;
step 6, the user 500 finishes power utilization, and the DCEP operation terminal 307 synchronizes the transaction request to the DCEP module controller in real time while performing local Internet of things user operation through the DCEP operation terminal 307; the DCEP module 300 automatically sends a power supply interruption instruction to the smart meter 000, and the smart meter 000 performs a switching-off operation;
step 7, the intelligent electric energy meter 000 collects electric quantity through the electric quantity metering module 100, and the electric charge metering module 200 performs electric charge clearing in combination with the step electricity price;
step 8, the electric charge metering module 200 sends the electric charge clearing to the DCEP module 300, the DCEP module controller 301 sends an electric charge transaction instruction to the currency box set, and the digital RMB stored in the corresponding user currency box 305 is returned to the user 500;
and 9, synchronizing the digital currency information in the current currency box set into the bank background DCEP system 400.
By implementing the smart meter internet of things payment interaction method based on the DCEP, after the user 500 locally pays through the DCEP internet of things, the DCEP module 300 performs identity authentication and establishes a corresponding relation, automatically synchronizes the user currency box 305 corresponding to information and establishes a user hardware wallet, and then the DCEP module controller 301 sends an instruction to automatically control the electric energy meter 000 to be switched on, so that the user can call. The intelligent electric energy meter 000 locally realizes automatic fee calculation according to a preset transaction interval through the electric fee metering module 200, transmits the change condition of the electric fee amount to the DCEP module controller 301, further sends an instruction to the currency box set, pays the digital RMB of the user currency box 305 to the merchant currency box 306, and performs local settlement. The user 500 finishes power utilization, performs operations such as inquiry, cash withdrawal and customer cancellation, the DCEP operation terminal 307 synchronizes transaction requests to the DCEP module controller 301 in real time, the DCEP module controller 301 sends instructions to automatically control the opening of the electric energy meter 000, the electric charge metering module 200 performs electric charge clearing at the same time, and the controller 301 sends instructions to enable the user currency box 305 to refund the residual electric charges. While supporting dual offline payments. And after the transaction, the funds of the user wallet and the electric power company wallet are paid in real time, and the settlement is carried out without clearing and settling by a bank.
Example 1.
As shown in fig. 2, when the user performs a recharging operation, the first recharging operation is regarded as an account opening operation, and the working flow of the DCEP-based smart meter internet of things payment interactive terminal is as follows:
step A1, the user needs to recharge, initiates a recharge request at the DCEP operation terminal, and inputs the recharge amount through the touch screen;
step A2, the DCEP terminal initiates a recharging operation instruction code 03 and submits the recharging operation instruction code to the DCEP module for processing; the DCEP module controller in the DCEP module sends control and operation instructions to the currency box set to complete recharging,
and step A3, the DCEP module finishes recharging and returns the result, namely, the DCEP module generates an instruction code 83 and feeds back the instruction code to the DCEP terminal, and finally, the recharging result is displayed on the DCEP terminal.
Example 2.
As shown in fig. 3, when the user performs the electric charge settlement operation, the electric charge settlement frequency may be adjusted according to a preset transaction interval period, and the working process of the DCEP-based smart electric meter internet of things payment interactive terminal is as follows:
step B1, judging whether the user is in the power-off state, if so, reminding the user to carry out recharging operation, and displaying a waiting recharging interface; carrying out electric charge settlement operation when the user is in an unpowered state;
step B2, judging whether the user needs to settle the electric charge, if the user needs to settle the electric charge, initiating an electric charge settlement operation instruction code 02 to the DCEP module by the DCEP terminal, and performing specific settlement operation inside the DCEP module under the control of the DCEP module controller; if the electricity fee settlement is not needed, returning to the step B2;
step B3, the DCEP module sends a settlement control instruction to an electric charge metering module in the intelligent electric meter, the electric charge metering module calculates the amount of the electric charge required to be paid currently, and returns amount data information to the DCEP module controller, then the DCEP module controller performs electric charge payment control and operation on the coin box system, and finally the DCEP module controller returns a settlement result reply code 82 to the DCEP terminal;
step B4, judging whether the payment is successful, if the payment is unsuccessful, the user is defaulting, then switching off and powering off, sending defaulting information to the user, and returning to the step B1 to display a waiting recharging interface to the user; if the payment is successful, return to step B2.
Example 3.
As shown in fig. 4, when the user performs cash withdrawal operation, all cash withdrawals are regarded as user selling operation, and the working flow of the DCEP-based smart meter internet of things payment interactive terminal is as follows:
step C1, the user needs to cash up, initiates a cash up request at the DCEP terminal, and initiates a cash up flow through the touch screen;
step C2, the DCEP terminal receives the withdrawal request, firstly generates an instruction code 02 to call the electricity charge settlement operation, determines whether the user is arrearage by judging whether the settlement is successful, if the settlement is successful, the electricity charge settlement operation is finished to indicate that the user does not arrearage, if the settlement is unsuccessful, the DCEP terminal sends arrearage information to the user, ends the withdrawal flow and breaks down the gate;
step C3, if the user has no arrearage, the cash withdrawal operation is continued, the operation of inquiring the balance is initiated, and the instruction code 01 of inquiring the balance is sent to the currency box set through the DCEP module controller; the currency box set returns the wallet balance and a reply code 81;
step C4, the DCEP terminal displays the balance and waits for the user to input the cash withdrawal amount;
step C5, the DCEP terminal receives the cash withdrawal amount input by the user, sends a cash withdrawal operation instruction code 04 to the DCEP module, controls the currency box set to execute the cash withdrawal operation by the DCEP module controller, returns the appointed balance to the user wallet, and finally returns the cash withdrawal result and the reply code 84 to the DCEP terminal;
and step C6, the DCEP terminal displays the cash-out result to the user, and the cash-out is finished.
Compared with the prior art, the invention has the beneficial effects that on the basis of the existing intelligent electric meter, the DCEP module is introduced to realize the electricity utilization of the client side, namely 'pay-as-you-go, real-time settlement and flexible payment', and the method comprises the following steps: a local electric charge clearing function is added, and the local DCEP module is communicated to respond to a power failure and reset command of the local intelligent Internet of things control module in real time so as to realize switching-on and switching-off operation; a local intelligent Internet of things control module is added, and the system has the functions of automatic identity recognition, balance alarm, local control power failure, active event reporting, remote upgrading and the like; the DCEP terminal off-line payment is realized by interactive control with the digital currency transaction module, and the on-site payment, namely power-on, is realized; the digital currency transaction module is added, has the functions of opening an account (recharging), transaction, settlement, cash withdrawal, data synchronization, information submission and the like, and realizes the local interaction between the user and the equipment.
The beneficial effects of the invention are shown in detail as follows:
1. the electric quantity metering module is embedded in the electric energy meter and used for improving the function of the electric energy meter and responding to a power failure and recovery command of the local intelligent Internet of things control module to realize switching on and switching off;
2. the electric charge metering module is embedded in the electric energy meter and used for improving the function of the electric energy meter, calculating the electric charge locally, sending the electric charge condition to the DCEP module to realize local fee deduction, transmitting a power failure and recovery command of the DCEP module to the electric charge metering module and controlling to realize switching on and switching off;
3. the DCEP module is integrated outside the electric energy meter, and the function of local thing joint control and digital currency transaction is realized through a series of internal sub-modules. Taking a DCEP module controller as a core, connecting with a DCEP operation terminal, extracting an operation command of a user into the DCEP module, and feeding back corresponding information; establishing a pairing relation with the DCEP currency serial port communication to realize operations such as account opening (recharging), transaction, settlement, cash withdrawal, account sale and the like; the system is communicated with a currency box system, controls the one-way flow of digital currency between a user currency box and a merchant currency box, and feeds back information such as balance and the like to a currency serial port to realize operations such as specific currency transaction and the like; communicating with the protocol communication interface, and controlling the electric energy meter to realize power failure and recovery operation according to the balance condition; the wireless communication module is communicated with the wireless communication module, and the currency string data is synchronized to the background DCEP systems of the bank operating mechanisms which are respectively opened by the bank through the internal public network or private network of the bank, so that the transaction between the user and the merchant in the actual sense is realized;
4. the invention is different from the traditional electricity charge settlement process which is positioned at a power grid terminal or a bank terminal, and the process can be finished in a local off-line mode by using digital currency, and the whole power failure and power restoration operation is finished in local terminal equipment, so that the purpose of immediate payment and use can be realized, and convenience is provided for short-term power utilization or public power utilization of users;
5. the invention is based on the basis of digital currency, a coin box module is embedded in a local terminal and is used as a hard wallet of a user and a merchant, and the payment of the electric charge is directly carried out in the hard wallet of the merchant, so that the aim of real-time settlement can be fulfilled;
6. according to the invention, through the off-line terminal, the user can directly realize the operations of recharging and cash withdrawal at the local terminal interface, and meanwhile, the user interaction interface is externally arranged, so that the expansion is convenient, other payment means are convenient to change, and the advantage of flexible payment is achieved.
The present applicant has described and illustrated embodiments of the present invention in detail with reference to the accompanying drawings, but it should be understood by those skilled in the art that the above embodiments are merely preferred embodiments of the present invention, and the detailed description is only for the purpose of helping the reader to better understand the spirit of the present invention, and not for limiting the scope of the present invention, and on the contrary, any improvement or modification made based on the spirit of the present invention should fall within the scope of the present invention.
Claims (10)
1. DCEP-based intelligent electric meter internet of things payment interactive terminal, which comprises an intelligent electric meter and is characterized in that,
the terminal includes: the system comprises an electric quantity metering module, an electric charge metering module and a DCEP module; the electric quantity metering module and the electric charge metering module are integrated in the intelligent electric meter, and the DCEP module is integrated outside the intelligent electric meter; the DCEP module and the intelligent electric meter perform information interaction through an RS485 communication network;
the electric quantity metering module is used for metering electric quantity, executing power supply cutting action or executing power supply recovery action;
the electric charge metering module is used for calculating real-time electric charges according to the electric quantity metering data and the step electricity price, and sending a real-time electric charge payment control instruction to the DCEP module; the power supply cut-off instruction or the power supply recovery instruction transmitted by the DCEP module is received and transmitted to the electric quantity metering module;
the DCEP module is used for local Internet of things control and digital currency transaction.
2. The DCEP-based smart meter Internet of things payment interactive terminal of claim 1,
the local internet of things control comprises: cutting off power supply, recovering power supply, identifying identity, alarming balance, actively reporting events and remotely upgrading;
the digital currency transaction includes: user recharging, user extraction, electric charge payment, coin string recasting and coin string transmission.
3. The DCEP-based smart meter Internet of things payment interactive terminal of claim 1,
the DCEP module comprises: the system comprises a DCEP module controller, a DCEP currency string interface, a protocol communication interface, a wireless communication module, a currency box set and a DCEP operation terminal;
the DCEP module controller is connected with both the DCEP currency string interface and the protocol communication interface and carries out bidirectional information transmission; the DCEP module controller is connected with the wireless communication module and the coin box in a set manner and carries out unidirectional information transmission; and the DCEP module controller is connected with the DCEP operation terminal and carries out bidirectional information transmission.
4. The DCEP-based smart meter Internet of things payment interactive terminal of claim 3,
the DCEP module controller is used for realizing the operation control of a user on the DCEP module and feeding back information to the user through the DCEP operation terminal;
the DCEP module controller is used for establishing a pairing relation between a user and the DCEP module through a DCEP currency string interface;
the DCEP module controller is used for carrying out one-way communication with the currency box set, controlling the one-way flow of digital currency in the currency box set and feeding back digital currency information in the currency box set to a user through a DCEP operation terminal;
the DCEP module controller is used for carrying out bidirectional communication with the protocol communication interface and sending a power supply cut-off or power supply recovery instruction to the intelligent ammeter; the instruction of power supply cut-off or power supply restoration is obtained by logic judgment according to digital currency information in the currency box set;
the DCEP module controller is used for synchronizing the digital currency information in the currency box set to a bank background DCEP system through the wireless communication module.
5. The DCEP-based smart meter Internet of things payment interactive terminal of claim 3,
the DCEP operation terminal is used for the user to carry out interactive operation with the DCEP module; the interactive operation comprises opening an account, recharging, trading, settling, cashing and selling an account;
after a user executes operation on the DCEP operation terminal, the DCEP operation terminal sends a corresponding instruction to the DCEP module controller; meanwhile, the DCEP operation terminal acquires the information sent to the user by the DCEP module controller.
6. The DCEP-based smart meter Internet of things payment interactive terminal of claim 3,
the DCEP coin serial port is an interface for a user to interact a coin string with the DCEP module, and is used for realizing interactive operation between the user and the intelligent ammeter through NFC; wherein, the interactive operation comprises opening an account, charging, trading, settling, cashing and selling an account;
the protocol communication interface is simultaneously connected with the electric charge metering module and the DCEP module controller and is used for realizing information interaction between the DCEP module and the intelligent ammeter through an RS485 communication network;
the wireless communication module is used for realizing the butt joint of the DCEP module and a bank background DCEP system and carrying out transaction contact between a user and a merchant on the basis of a bank digital RMB data terminal.
7. The DCEP-based smart meter Internet of things payment interactive terminal of claim 3,
the currency box set is used for storing the sum of each electric charge in the use process of the electric charge in the form of digital RMB;
the currency box set comprises a plurality of user currency boxes and a merchant currency box; the user currency box only has payment attribute and is used for storing balance of a user for purchasing electricity in a form of digital RMB; the merchant currency box has only a collection attribute for storing the payment made by the user for electricity purchase in the form of a digital rmb.
8. The DCEP-based smart meter Internet of things payment interaction method realized by using the DCEP-based smart meter Internet of things payment interaction terminal of any one of claims 1 to 6,
the method comprises the following steps:
step 1, a user starts to use electricity, and sends an instruction to a DCEP module controller through a DCEP operation terminal to perform local Internet of things account opening operation; then, the actual currency connection between the user and the DCEP module is realized through a DCEP currency string interface, and the DCEP currency string interface synchronizes the transaction request to a DCEP module controller in real time; the DCEP module controller collects and authenticates user identity information, automatically and synchronously distributes user currency boxes related to information for users, and establishes a pairing relation between the users and the DCEP module;
step 2, the DCEP module automatically sends a power supply recovery instruction to the intelligent electric meter, and the intelligent electric meter executes a closing operation;
step 3, collecting electric quantity by the intelligent electric energy meter through the electric quantity metering module in a preset transaction interval period, and calculating real-time electric charge by the electric charge metering module in combination with the step electricity price;
step 4, the electric charge metering module sends the real-time electric charge to the DCEP module, the DCEP module controller sends an electric charge transaction instruction to the currency box set, and the digital RMB stored in the corresponding user currency box is paid to the merchant currency box;
step 5, synchronizing the digital currency information in the current currency box set to a bank background DCEP system;
step 6, the user finishes power utilization, and the DCEP operation terminal synchronizes the transaction request to the DCEP module controller in real time while performing local Internet of things user operation through the DCEP operation terminal; the DCEP module automatically sends a power supply interruption instruction to the intelligent electric meter, and the intelligent electric meter executes brake opening operation;
step 7, the intelligent electric energy meter collects electric quantity through an electric quantity metering module, and the electric charge metering module is combined with the step electricity price to carry out electric charge clearing;
step 8, the electric charge metering module sends the electric charge clearing to the DCEP module, the DCEP module controller sends an electric charge trading instruction to the currency box set, and the digital RMB stored in the corresponding user currency box is returned to the user;
and 9, synchronizing the digital currency information in the current currency box set to a bank background DCEP system.
9. The DCEP-based smart meter Internet of things payment interactive terminal of claim 7,
in step 1, the pairing relationship between the user and the DCEP module includes: the unique corresponding relation between the user and the DCEP currency string interface, and the unique corresponding relation between the DCEP currency string interface and the user currency box.
10. The DCEP-based smart meter Internet of things payment interactive terminal of claim 7,
step 4 comprises the following steps:
step 4.1, comparing the current balance of the corresponding user currency box after deducting the real-time electric charge with a preset alarm amount reference value, and if the current balance is lower than the alarm amount reference value, sending an electricity balance alarm signal to a user through a DCEP (data center ep) operation terminal by a DCEP module controller; the alarm amount reference value comprises an alarm amount reference value and an overdraft limit reference value;
and 4.2, after the preset alarm grace period is ended, if the existing balance is still lower than the overdraft quota reference value, the DCEP module automatically sends a power supply interruption instruction to the intelligent electric meter, and the intelligent electric meter executes brake-off operation.
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