CN113487756A - Application implementation method and system of ETC vehicle digital currency hard wallet - Google Patents
Application implementation method and system of ETC vehicle digital currency hard wallet Download PDFInfo
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- CN113487756A CN113487756A CN202110742455.0A CN202110742455A CN113487756A CN 113487756 A CN113487756 A CN 113487756A CN 202110742455 A CN202110742455 A CN 202110742455A CN 113487756 A CN113487756 A CN 113487756A
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
- G07B15/00—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
- G07B15/06—Arrangements for road pricing or congestion charging of vehicles or vehicle users, e.g. automatic toll systems
- G07B15/063—Arrangements for road pricing or congestion charging of vehicles or vehicle users, e.g. automatic toll systems using wireless information transmission between the vehicle and a fixed station
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3825—Use of electronic signatures
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- G—PHYSICS
- G08—SIGNALLING
- G08G—TRAFFIC CONTROL SYSTEMS
- G08G1/00—Traffic control systems for road vehicles
- G08G1/01—Detecting movement of traffic to be counted or controlled
- G08G1/017—Detecting movement of traffic to be counted or controlled identifying vehicles
- G08G1/0175—Detecting movement of traffic to be counted or controlled identifying vehicles by photographing vehicles, e.g. when violating traffic rules
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
- H04L9/3247—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials involving digital signatures
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
- H04L2209/56—Financial cryptography, e.g. electronic payment or e-cash
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
- H04L2209/84—Vehicles
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Abstract
The invention discloses an application implementation method of an ETC vehicle digital currency hard wallet, which comprises the following steps: acquiring and generating vehicle charging information according to ETC vehicle identification information; acquiring and adopting a secret key of a user hard wallet to digitally sign corresponding vehicle charging information to generate signature information; generating a payment instruction according to the signature information, and acquiring digital currency information in a user hard wallet; and generating payment deduction response information according to the digital currency information in the user hard wallet and the amount data in the vehicle charging information, and deducting the corresponding digital currency in the user hard wallet to complete the vehicle charging transaction. The invention also discloses an application implementation system of the ETC vehicle digital currency hard wallet. Relates to the technical field of digital currency. The invention can improve the payment safety and further improve the ETC vehicle charging efficiency.
Description
Technical Field
The invention relates to the technical field of digital currency, in particular to an application implementation method and system of an ETC vehicle digital currency hard wallet.
Background
Based on the advantage that can realize automatic payment without the vehicle stopping, in recent years, ETC (Electronic toll collection) has obtained large-scale popularization, it carries out backstage settlement processing through the special short-range communication of microwave between the on-vehicle Electronic tags who installs on vehicle windshield and the microwave antenna on toll station ETC lane and utilize computer networking technology and bank, thereby reach and need not to park when the vehicle passes through road bridge toll station and just can realize the purpose of payment, and except being applied to road bridge toll scenes such as highway, can also be applied to parking area toll scenes such as district, market, office building, be favorable to improving vehicle traffic efficiency.
The market for digital currency purses has grown ever more since the advent of blockchain technology. When the ETC vehicle charges, the digital money wallet is also applied to pay, but the data protection security of the existing digital money wallet is low, the existing digital money wallet is easily attacked, data is easily leaked, the ETC vehicle charges wrongly, the road passing is influenced, and the charging efficiency is low.
Disclosure of Invention
In order to overcome the above problems or at least partially solve the above problems, embodiments of the present invention provide an application implementation method and system for an ETC vehicle digital currency hard wallet, which can improve payment security and thus improve the charging efficiency of the ETC vehicle.
The embodiment of the invention is realized by the following steps:
in a first aspect, an embodiment of the present invention provides an application implementation method for an ETC vehicle digital currency hard wallet, including the following steps:
acquiring and generating vehicle charging information according to ETC vehicle identification information;
acquiring and adopting a secret key of a user hard wallet to digitally sign corresponding vehicle charging information to generate signature information;
generating a payment instruction according to the signature information, and acquiring digital currency information in a user hard wallet;
and generating payment deduction response information according to the digital currency information in the user hard wallet and the amount data in the vehicle charging information, and deducting the corresponding digital currency in the user hard wallet to complete the vehicle charging transaction.
In order to improve the safety of ETC vehicle charging, avoid charging errors and improve charging efficiency, the method combines ETC vehicle charging with a digital currency hard wallet, applies the digital currency hard wallet to the ETC vehicle charging, and carries out payment safety control on the conditions of vehicle parking, road passage and the like which need charging. Firstly, when a vehicle needs to pay through an outlet, acquiring a vehicle image through a camera, identifying the vehicle, and acquiring ETC vehicle identification information in real time, wherein the ETC vehicle identification information comprises information such as license plate numbers, vehicle logos, vehicle types and the like, and generating vehicle charging information according to vehicle information entering a parking lot or a road section inlet and a preset or specified charging standard, and the vehicle charging information comprises information such as vehicle charging amount, charging time period, charging places, residence time, charging accounts and the like; when a user needs to pay, the user pays through the established hard wallet, before payment response is carried out, firstly, a key of the hard wallet is established to carry out digital signature on vehicle charging information, signature verification is carried out to ensure the safety of subsequent payment, signature information is generated after the signature verification is finished, a payment instruction is generated according to the signature information, the hard wallet of the user is controlled to carry out fee payment like a corresponding charging account, digital currency information in the hard wallet of the corresponding user is obtained, whether the hard wallet of the user meets the payment condition is known, when the digital currency in the hard wallet of the user is larger than the amount data in the vehicle charging information, payment deduction response information is generated, the corresponding digital currency in the hard wallet of the user is deducted, and vehicle charging transaction is finished.
The method combines ETC vehicle charging with the digital currency hard wallet, performs signature authentication on ETC vehicle charging data, ensures subsequent payment safety, avoids the phenomena of indiscriminate charging, wrong charging and the like, and further improves the ETC vehicle charging efficiency.
Based on the first aspect, in some embodiments of the present invention, the application implementation method of the ETC vehicle digital currency hard wallet further includes the following steps:
and generating deduction receipt information according to the payment deduction response information, encrypting the deduction receipt information by adopting a key of the user hard wallet, and generating and sending the receipt encryption information.
Based on the first aspect, in some embodiments of the present invention, the application implementation method of the ETC vehicle digital currency hard wallet further includes the following steps:
generating payment discount information according to account member information in the user hard wallet and a preset member discount rule, and generating actual deduction response information according to the payment discount information, digital currency information in the user hard wallet and amount data in the vehicle charging information.
Based on the first aspect, in some embodiments of the present invention, the application implementation method of the ETC vehicle digital currency hard wallet further includes the following steps:
and generating currency updating information according to the payment deduction response information and the digital currency information in the user hard wallet, and performing updating management on the digital currency in the user hard wallet.
In a second aspect, an embodiment of the present invention provides an application implementation system for an ETC vehicle digital currency hard wallet, including a vehicle identification module, a signature module, a currency acquisition module, and a payment response module, where:
the vehicle identification module is used for acquiring and generating vehicle charging information according to the ETC vehicle identification information;
the signature module is used for acquiring and digitally signing corresponding vehicle charging information by adopting a key of a user hard wallet to generate signature information;
the currency acquisition module is used for generating a payment instruction according to the signature information and acquiring digital currency information in the user hard wallet;
and the payment response module is used for generating payment deduction response information according to the digital currency information in the user hard wallet and the amount data in the vehicle charging information, deducting the corresponding digital currency in the user hard wallet and finishing the vehicle charging transaction.
In order to improve the safety of ETC vehicle charging, avoid charging errors and improve charging efficiency, the system combines ETC vehicle charging with a digital currency hard wallet, applies the digital currency hard wallet to the ETC vehicle charging, and carries out payment safety control on the conditions of vehicle parking, road section passing and the like which need charging. Firstly, when a vehicle needs to pay through an outlet, a camera acquires a vehicle image to identify the vehicle, a vehicle identification module acquires ETC vehicle identification information in real time, the ETC vehicle identification information comprises information such as license plate numbers, vehicle logos, vehicle types and vehicle types, vehicle charging information is generated according to vehicle information entering a parking lot or a road section inlet and a preset or specified charging standard, and the vehicle charging information comprises information such as vehicle charging amount, charging time period, charging places, residence time and charging accounts; when a user needs to pay, the user pays through the established hard wallet, before payment response is carried out, firstly, a key of the hard wallet is established through a signature module to carry out digital signature on the vehicle charging information, signature verification is carried out to ensure the safety of subsequent payment, after the signature verification is finished, signature information is generated, generating a payment instruction according to the signature information, controlling a charging account corresponding to the hard wallet image of the user to pay, acquiring the digital currency information in the hard wallet of the corresponding user by a currency acquisition module, knowing whether the hard wallet of the user meets the payment condition, and when the digital currency in the user hard wallet is larger than the amount data in the vehicle charging information, the payment response module generates payment deduction response information, performs payment response, deducts the corresponding digital currency in the user hard wallet, and completes the vehicle charging transaction.
This system combines ETC vehicle charging and digital currency hard wallet, carries out the authentication of signing a signature to ETC vehicle charging data, guarantees subsequent payment safety, avoids indiscriminate charge, and phenomenon such as wrong charge appears, and then improves ETC vehicle charging efficiency.
Based on the second aspect, in some embodiments of the present invention, the application implementation system of the ETC vehicle digital currency hard wallet further includes a receipt module, configured to generate deduction receipt information according to the payment deduction response information, encrypt the deduction receipt information with a key of the user hard wallet, and generate and send the receipt encrypted information.
Based on the second aspect, in some embodiments of the present invention, the application implementation system of the ETC vehicle digital currency hard wallet further includes a member benefit module, configured to generate payment benefit information according to the account member information in the user hard wallet and preset member benefit rules, and generate actual deduction response information according to the payment benefit information, the digital currency information in the user hard wallet, and amount data in the vehicle charging information.
Based on the second aspect, in some embodiments of the invention, the application implementation system of the ETC vehicle digital currency hard wallet further includes a wallet updating module, configured to generate currency updating information according to the payment deduction response information and the digital currency information in the user hard wallet, and perform update management on the digital currency in the user hard wallet.
In a third aspect, an embodiment of the present application provides an electronic device, which includes a memory for storing one or more programs; a processor. The program or programs, when executed by a processor, implement the method of any of the first aspects as described above.
In a fourth aspect, embodiments of the present application provide a computer-readable storage medium, on which a computer program is stored, which, when executed by a processor, implements the method according to any one of the first aspect described above.
The embodiment of the invention at least has the following advantages or beneficial effects:
the embodiment of the invention provides an application implementation method and system of an ETC vehicle digital currency hard wallet, which are used for improving the safety of ETC vehicle charging, avoiding charging errors and improving charging efficiency.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the drawings needed to be used in the embodiments will be briefly described below, it should be understood that the following drawings only illustrate some embodiments of the present invention and therefore should not be considered as limiting the scope, and for those skilled in the art, other related drawings can be obtained according to the drawings without inventive efforts.
Fig. 1 is a flowchart of an application implementation method of an ETC vehicle digital currency hard wallet according to an embodiment of the present invention;
fig. 2 is a schematic block diagram of an application implementation system of the ETC vehicle digital currency hard wallet according to an embodiment of the present invention;
fig. 3 is a block diagram of an electronic device according to an embodiment of the present invention.
Icon: 100. a vehicle identification module; 200. a signature module; 300. a currency acquisition module; 400. a payment response module; 500. a receipt module; 600. a member preference module; 700. a wallet updating module; 101. a memory; 102. a processor; 103. a communication interface.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are some, but not all, embodiments of the present invention. The components of embodiments of the present invention generally described and illustrated in the figures herein may be arranged and designed in a wide variety of different configurations.
Thus, the following detailed description of the embodiments of the present invention, presented in the figures, is not intended to limit the scope of the invention, as claimed, but is merely representative of selected embodiments of the invention. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
It should be noted that: like reference numbers and letters refer to like items in the following figures, and thus, once an item is defined in one figure, it need not be further defined and explained in subsequent figures.
It is noted that, herein, relational terms such as first and second, and the like may be used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Also, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other identical elements in a process, method, article, or apparatus that comprises the element.
Examples
As shown in fig. 1, in a first aspect, an embodiment of the present invention provides an application implementation method for an ETC vehicle digital currency hard wallet, including the following steps:
s1, acquiring and generating vehicle charging information according to the ETC vehicle identification information;
s2, acquiring and adopting a key of the user hard wallet to digitally sign the corresponding vehicle charging information to generate signature information;
s3, generating a payment instruction according to the signature information, and acquiring digital currency information in the user hard wallet;
and S4, generating payment deduction response information according to the digital currency information in the user hard wallet and the amount data in the vehicle charging information, and deducting the corresponding digital currency in the user hard wallet to complete the vehicle charging transaction.
In order to improve the safety of ETC vehicle charging, avoid charging errors and improve charging efficiency, the method combines ETC vehicle charging with a digital currency hard wallet, applies the digital currency hard wallet to the ETC vehicle charging, and carries out payment safety control on the conditions of vehicle parking, road passage and the like which need charging. Firstly, when a vehicle needs to pay through an outlet, acquiring a vehicle image through a camera, identifying the vehicle, and acquiring ETC vehicle identification information in real time, wherein the ETC vehicle identification information comprises information such as license plate numbers, vehicle logos, vehicle types and the like, and generating vehicle charging information according to vehicle information entering a parking lot or a road section inlet and a preset or specified charging standard, and the vehicle charging information comprises information such as vehicle charging amount, charging time period, charging places, residence time, charging accounts and the like; when a user needs to pay, the user pays through the established hard wallet, before payment response is carried out, firstly, a key of the hard wallet is established to carry out digital signature on vehicle charging information, signature verification is carried out to ensure the safety of subsequent payment, signature information is generated after the signature verification is finished, a payment instruction is generated according to the signature information, the hard wallet of the user is controlled to carry out fee payment like a corresponding charging account, digital currency information in the hard wallet of the corresponding user is obtained, whether the hard wallet of the user meets the payment condition is known, when the digital currency in the hard wallet of the user is larger than the amount data in the vehicle charging information, payment deduction response information is generated, the corresponding digital currency in the hard wallet of the user is deducted, and vehicle charging transaction is finished.
The method combines ETC vehicle charging with the digital currency hard wallet, performs signature authentication on ETC vehicle charging data, ensures subsequent payment safety, avoids the phenomena of indiscriminate charging, wrong charging and the like, and further improves the ETC vehicle charging efficiency.
Based on the first aspect, in some embodiments of the present invention, the application implementation method of the ETC vehicle digital currency hard wallet further includes the following steps:
and generating deduction receipt information according to the payment deduction response information, encrypting the deduction receipt information by adopting a key of the user hard wallet, and generating and sending the receipt encryption information.
In order to ensure that a user can timely know own consumption information, a detailed deduction receipt information is generated according to a deduction result, the deduction receipt information comprises deduction amount, deduction time, a deduction account, user hard wallet information, a deduction place and the like, comprehensive detailed information is generated and fed back to the user, meanwhile, in order to ensure the safety of information transmission, a key of a hard wallet corresponding to the user is adopted to encrypt the deduction receipt information, and a receipt viewing permission is opened only for the user owning the hard wallet. And the key of the hard wallet is sent to a specific user in advance, and the user can view the information after decrypting the receipt encrypted information by adopting the key.
Based on the first aspect, in some embodiments of the present invention, the application implementation method of the ETC vehicle digital currency hard wallet further includes the following steps:
generating payment discount information according to account member information in the user hard wallet and a preset member discount rule, and generating actual deduction response information according to the payment discount information, digital currency information in the user hard wallet and amount data in the vehicle charging information.
When the payment account is a member, corresponding preference information is given according to a preset member preference rule (for example, a payment bill enjoys 85 discount), and actual deduction response information is generated according to specific preference information to deduct money from digital money in a hard wallet of a target user. The actual deduction response information comprises the amount data, the preferential information and the final payment bill information in the vehicle charging information.
Based on the first aspect, in some embodiments of the present invention, the application implementation method of the ETC vehicle digital currency hard wallet further includes the following steps:
and generating currency updating information according to the payment deduction response information and the digital currency information in the user hard wallet, and performing updating management on the digital currency in the user hard wallet.
In order to further enhance the effective management of the hard wallet, the digital currency in the hard wallet of the application user is updated according to the real-time deduction condition, and the real-time effectiveness of the hard wallet is ensured. Meanwhile, the data currency in the hard wallet is checked and updated in real time, the fund condition of the hard wallet can be known in time and monitored, and when the fund is abnormal, prompt is timely carried out to ensure account safety.
As shown in fig. 2, in a second aspect, an embodiment of the present invention provides an application implementation system for an ETC vehicle digital currency hard wallet, including a vehicle identification module 100, a signature module 200, a currency acquisition module 300, and a payment response module 400, where:
a vehicle identification module 100 for acquiring and generating vehicle charging information from the ETC vehicle identification information;
the signature module 200 is configured to obtain and digitally sign corresponding vehicle charging information by using a key of a user hard wallet, and generate signature information;
the currency acquisition module 300 is used for generating a payment instruction according to the signature information and acquiring digital currency information in a user hard wallet;
and the payment response module 400 is configured to generate payment deduction response information according to the digital currency information in the user hard wallet and the amount data in the vehicle charging information, deduct the corresponding digital currency in the user hard wallet, and complete the vehicle charging transaction.
In order to improve the safety of ETC vehicle charging, avoid charging errors and improve charging efficiency, the system combines ETC vehicle charging with a digital currency hard wallet, applies the digital currency hard wallet to the ETC vehicle charging, and carries out payment safety control on the conditions of vehicle parking, road section passing and the like which need charging. Firstly, when a vehicle needs to pay through an outlet, a camera acquires a vehicle image to identify the vehicle, a vehicle identification module 100 acquires ETC vehicle identification information in real time, the ETC vehicle identification information comprises information such as license plate numbers, vehicle logos, vehicle types and vehicle types, vehicle charging information is generated according to vehicle information entering a parking lot or a road section inlet and a preset or specified charging standard, and the vehicle charging information comprises information such as vehicle charging amount, charging time period, charging places, residence time and charging accounts; when a user needs to pay, the user pays through the established hard wallet, before payment response is carried out, the user firstly creates a key of the hard wallet through the signature module 200 to carry out digital signature on the vehicle charging information, carries out signature verification to ensure the safety of subsequent payment, generates signature information after the signature verification is finished, generating a payment instruction according to the signature information, controlling the user hard wallet to pay the fee according to the charging account corresponding to the image of the user hard wallet, acquiring the digital currency information in the corresponding user hard wallet by the currency acquisition module 300, knowing whether the user hard wallet meets the payment condition, when the digital money in the user's hard wallet is larger than the amount data in the vehicle charging information, the payment response module 400 generates payment deduction response information, performs a payment response, deducts the corresponding digital money in the user's hard wallet, and completes the vehicle charging transaction.
This system combines ETC vehicle charging and digital currency hard wallet, carries out the authentication of signing a signature to ETC vehicle charging data, guarantees subsequent payment safety, avoids indiscriminate charge, and phenomenon such as wrong charge appears, and then improves ETC vehicle charging efficiency.
As shown in fig. 2, according to the second aspect, in some embodiments of the present invention, the application implementation system of the ETC vehicle digital currency hard wallet further includes a receipt module 500 for generating deduction receipt information according to the payment deduction response information, encrypting the deduction receipt information with a key of the user hard wallet, and generating and sending the receipt encrypted information.
In order to ensure that the user can timely know own consumption information, a detailed deduction receipt message is generated by the receipt module 500 according to the deduction result, the deduction receipt message comprises deduction amount, deduction time, deduction account, user hard wallet information, deduction place and the like, comprehensive and detailed information is generated and fed back to the user, meanwhile, in order to ensure the safety of information transmission, the deduction receipt message is encrypted by a key of a hard wallet corresponding to the user, and the receipt viewing permission is opened only for the user with the hard wallet. And the key of the hard wallet is sent to a specific user in advance, and the user can view the information after decrypting the receipt encrypted information by adopting the key.
As shown in fig. 2, in some embodiments of the present invention, based on the second aspect, the application implementation system of the ETC vehicle digital currency hard wallet further includes a member benefit module 600, configured to generate payment benefit information according to account member information in the user hard wallet and preset member benefit rules, and generate actual deduction response information according to the payment benefit information, the digital currency information in the user hard wallet, and amount data in the vehicle charging information.
The ETC charging system is associated with a user hard wallet payment system, a certain preferential benefit is given to a part of users, the payment accounts of the part of users are marked as member users, a certain preferential benefit is given, the member preferential benefit module 600 acquires account member information, when the payment accounts are members, corresponding preferential benefit information is given according to a preset member preferential rule (for example, 85 discount benefits are enjoyed in a payment bill), and actual deduction response information is generated according to specific preferential benefit information to deduct money from digital money in a target user hard wallet. The actual deduction response information comprises the amount data, the preferential information and the final payment bill information in the vehicle charging information.
As shown in fig. 2, according to the second aspect, in some embodiments of the present invention, the application implementation system of the ETC vehicle digital currency hard wallet further includes a wallet updating module 700, configured to generate currency updating information according to the payment deduction response information and the digital currency information in the user hard wallet, and perform update management on the digital currency in the user hard wallet.
To further enhance the effective management of the hard wallet, the real-time effectiveness of the hard wallet is ensured by updating the digital currency in the application user's hard wallet by the wallet updating module 700 according to the real-time deduction condition. Meanwhile, the data currency in the hard wallet is checked and updated in real time, the fund condition of the hard wallet can be known in time and monitored, and when the fund is abnormal, prompt is timely carried out to ensure account safety.
As shown in fig. 3, in a third aspect, an embodiment of the present application provides an electronic device, which includes a memory 101 for storing one or more programs; a processor 102. The one or more programs, when executed by the processor 102, implement the method of any of the first aspects as described above.
Also included is a communication interface 103, and the memory 101, processor 102 and communication interface 103 are electrically connected to each other, directly or indirectly, to enable transfer or interaction of data. For example, the components may be electrically connected to each other via one or more communication buses or signal lines. The memory 101 may be used to store software programs and modules, and the processor 102 executes the software programs and modules stored in the memory 101 to thereby execute various functional applications and data processing. The communication interface 103 may be used for communicating signaling or data with other node devices.
The Memory 101 may be, but is not limited to, a Random Access Memory 101 (RAM), a Read Only Memory 101 (ROM), a Programmable Read Only Memory 101 (PROM), an Erasable Read Only Memory 101 (EPROM), an electrically Erasable Read Only Memory 101 (EEPROM), and the like.
The processor 102 may be an integrated circuit chip having signal processing capabilities. The Processor 102 may be a general-purpose Processor 102, including a Central Processing Unit (CPU) 102, a Network Processor 102 (NP), and the like; but may also be a Digital Signal processor 102 (DSP), an Application Specific Integrated Circuit (ASIC), a Field Programmable Gate Array (FPGA) or other Programmable logic device, discrete Gate or transistor logic device, discrete hardware components.
In the embodiments provided in the present application, it should be understood that the disclosed method and system and method can be implemented in other ways. The method and system embodiments described above are merely illustrative, for example, the flowcharts and block diagrams in the figures illustrate the architecture, functionality, and operation of possible implementations of methods and systems, methods and computer program products according to various embodiments of the present application. In this regard, each block in the flowchart or block diagrams may represent a module, segment, or portion of code, which comprises one or more executable instructions for implementing the specified logical function(s). It should also be noted that, in some alternative implementations, the functions noted in the block may occur out of the order noted in the figures. For example, two blocks shown in succession may, in fact, be executed substantially concurrently, or the blocks may sometimes be executed in the reverse order, depending upon the functionality involved. It will also be noted that each block of the block diagrams and/or flowchart illustration, and combinations of blocks in the block diagrams and/or flowchart illustration, can be implemented by special purpose hardware-based systems which perform the specified functions or acts, or combinations of special purpose hardware and computer instructions.
In addition, functional modules in the embodiments of the present application may be integrated together to form an independent part, or each module may exist separately, or two or more modules may be integrated to form an independent part.
In a fourth aspect, embodiments of the present application provide a computer-readable storage medium, on which a computer program is stored, which, when executed by the processor 102, implements the method according to any one of the first aspect described above. The functions, if implemented in the form of software functional modules and sold or used as a stand-alone product, may be stored in a computer readable storage medium. Based on such understanding, the technical solution of the present application or portions thereof that substantially contribute to the prior art may be embodied in the form of a software product stored in a storage medium and including instructions for causing a computer device (which may be a personal computer, a server, or a network device) to execute all or part of the steps of the method according to the embodiments of the present application. And the aforementioned storage medium includes: a U-disk, a removable hard disk, a Read-Only Memory 101 (ROM), a Random Access Memory 101 (RAM), a magnetic disk or an optical disk, and other various media capable of storing program codes.
The above is only a preferred embodiment of the present invention, and is not intended to limit the present invention, and various modifications and changes will occur to those skilled in the art. Any modification, equivalent replacement, or improvement made within the spirit and principle of the present invention should be included in the protection scope of the present invention.
It will be evident to those skilled in the art that the present application is not limited to the details of the foregoing illustrative embodiments, and that the present application may be embodied in other specific forms without departing from the spirit or essential attributes thereof. The present embodiments are therefore to be considered in all respects as illustrative and not restrictive, the scope of the application being indicated by the appended claims rather than by the foregoing description, and all changes which come within the meaning and range of equivalency of the claims are therefore intended to be embraced therein. Any reference sign in a claim should not be construed as limiting the claim concerned.
Claims (10)
1. An application implementation method of an ETC vehicle digital currency hard wallet is characterized by comprising the following steps:
acquiring and generating vehicle charging information according to ETC vehicle identification information;
acquiring and adopting a secret key of a user hard wallet to digitally sign corresponding vehicle charging information to generate signature information;
generating a payment instruction according to the signature information, and acquiring digital currency information in a user hard wallet;
and generating payment deduction response information according to the digital currency information in the user hard wallet and the amount data in the vehicle charging information, and deducting the corresponding digital currency in the user hard wallet to complete the vehicle charging transaction.
2. The application implementation method of the ETC vehicle digital currency hard wallet according to claim 1, further comprising the following steps:
and generating deduction receipt information according to the payment deduction response information, encrypting the deduction receipt information by adopting a key of the user hard wallet, and generating and sending the receipt encryption information.
3. The application implementation method of the ETC vehicle digital currency hard wallet according to claim 1, further comprising the following steps:
generating payment discount information according to account member information in the user hard wallet and a preset member discount rule, and generating actual deduction response information according to the payment discount information, digital currency information in the user hard wallet and amount data in the vehicle charging information.
4. The application implementation method of the ETC vehicle digital currency hard wallet according to claim 1, further comprising the following steps:
and generating currency updating information according to the payment deduction response information and the digital currency information in the user hard wallet, and performing updating management on the digital currency in the user hard wallet.
5. The utility model provides an ETC vehicle digital currency hard wallet's application realizes system which characterized in that, includes vehicle identification module, signature module, currency acquisition module and payment response module, wherein:
the vehicle identification module is used for acquiring and generating vehicle charging information according to the ETC vehicle identification information;
the signature module is used for acquiring and digitally signing corresponding vehicle charging information by adopting a key of a user hard wallet to generate signature information;
the currency acquisition module is used for generating a payment instruction according to the signature information and acquiring digital currency information in the user hard wallet;
and the payment response module is used for generating payment deduction response information according to the digital currency information in the user hard wallet and the amount data in the vehicle charging information, deducting the corresponding digital currency in the user hard wallet and finishing the vehicle charging transaction.
6. The ETC vehicle digital currency hard wallet application implementation system according to claim 5, further comprising a receipt module for generating deduction receipt information according to the payment deduction response information, encrypting the deduction receipt information with a key of the user hard wallet, and generating and sending the receipt encrypted information.
7. The ETC vehicle digital currency hard wallet application implementation system according to claim 5, further comprising a member benefit module, configured to generate payment benefit information according to account member information in the user hard wallet and preset member benefit rules, and generate actual deduction response information according to the payment benefit information, the digital currency information in the user hard wallet, and amount data in the vehicle charging information.
8. The ETC vehicle digital currency hard wallet application implementation system according to claim 5, further comprising a wallet updating module for generating currency updating information according to the payment deduction response information and the digital currency information in the user hard wallet, and performing update management on the digital currency in the user hard wallet.
9. An electronic device, comprising:
a memory for storing one or more programs;
a processor;
the one or more programs, when executed by the processor, implement the method of any of claims 1-4.
10. A computer-readable storage medium, on which a computer program is stored which, when being executed by a processor, carries out the method according to any one of claims 1-4.
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN115984984A (en) * | 2022-12-29 | 2023-04-18 | 北京万集科技股份有限公司 | Payment method for ETC system, related product and ETC system |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN115984984A (en) * | 2022-12-29 | 2023-04-18 | 北京万集科技股份有限公司 | Payment method for ETC system, related product and ETC system |
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