CN113436005A - Block chain-based fund supervision method and system - Google Patents
Block chain-based fund supervision method and system Download PDFInfo
- Publication number
- CN113436005A CN113436005A CN202110765109.4A CN202110765109A CN113436005A CN 113436005 A CN113436005 A CN 113436005A CN 202110765109 A CN202110765109 A CN 202110765109A CN 113436005 A CN113436005 A CN 113436005A
- Authority
- CN
- China
- Prior art keywords
- education
- nodes
- bank
- information
- node
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
- 238000000034 method Methods 0.000 title claims abstract description 26
- 238000012549 training Methods 0.000 claims abstract description 136
- 238000012795 verification Methods 0.000 claims abstract description 62
- 238000004364 calculation method Methods 0.000 description 6
- 238000010586 diagram Methods 0.000 description 6
- 238000012797 qualification Methods 0.000 description 6
- 230000001360 synchronised effect Effects 0.000 description 6
- 230000006399 behavior Effects 0.000 description 3
- 238000013461 design Methods 0.000 description 1
- 210000001503 joint Anatomy 0.000 description 1
- 238000012986 modification Methods 0.000 description 1
- 230000004048 modification Effects 0.000 description 1
- 238000012544 monitoring process Methods 0.000 description 1
- 230000000750 progressive effect Effects 0.000 description 1
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
- G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
- G06F16/27—Replication, distribution or synchronisation of data between databases or within a distributed database system; Distributed database system architectures therefor
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q50/00—Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
- G06Q50/10—Services
- G06Q50/20—Education
- G06Q50/205—Education administration or guidance
Landscapes
- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- General Physics & Mathematics (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- Educational Technology (AREA)
- Economics (AREA)
- Databases & Information Systems (AREA)
- Finance (AREA)
- Marketing (AREA)
- Accounting & Taxation (AREA)
- Tourism & Hospitality (AREA)
- General Business, Economics & Management (AREA)
- Educational Administration (AREA)
- Health & Medical Sciences (AREA)
- Primary Health Care (AREA)
- Human Resources & Organizations (AREA)
- Development Economics (AREA)
- Technology Law (AREA)
- Computing Systems (AREA)
- General Health & Medical Sciences (AREA)
- Data Mining & Analysis (AREA)
- General Engineering & Computer Science (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Abstract
The invention discloses a fund supervision method and a fund supervision system based on a block chain, wherein the method comprises the following steps: building block chains, and respectively taking an education bureau, an education training institution, a student parent and a bank as nodes of the block chains; according to the protocol, establishing an alliance chain among nodes of an education bureau, an education training mechanism, parents of students and a bank; writing the information to be paid into the alliance chain through the nodes of the education training institution; carrying out consensus verification on the information to be paid through the nodes of the bank; the payment information is written into the alliance chain through the node of the bank; and carrying out consensus verification on payment information through the nodes of the education and training institutions. The invention can effectively supervise the fund based on the block chain, further monitor the fund flow direction of the school charge, further standardize the study behavior of the education and training institution and maintain the legal rights and interests of parents and students.
Description
Technical Field
The invention relates to the technical field of block chains, in particular to a fund supervision method and system based on a block chain.
Background
At present, the fund supervision of education and training institutions usually adopts a system butt joint mode, so that the problems of untimely system notification and untimely real-time synchronization of payment bill information and payment result information easily exist, if some recorded information is not matched, manual combing and reconciliation are needed, and the operation is complex and inconvenient.
Therefore, how to effectively supervise the funds such as large fund transaction and the like and further monitor the flow direction of the funds of the school fees so as to standardize the handling behaviors of education and training institutions and maintain the legal rights of parents and students is a problem to be solved urgently.
Disclosure of Invention
In view of this, the invention provides a block chain-based fund supervision method, which can effectively supervise funds, further monitor the fund flow direction of the school charge, further standardize the study behavior of education and training institutions, and maintain the legal rights and interests of parents and students.
The invention provides a fund supervision method based on a block chain, which comprises the following steps:
building block chains, and respectively taking an education bureau, an education training institution, a student parent and a bank as nodes of the block chains;
according to a protocol, establishing an alliance chain among the education bureau, the education training mechanism, the student parent and each node of the bank;
writing the information to be paid into the alliance chain through the nodes of the education and training institution;
carrying out consensus verification on the information to be paid through the node of the bank;
the payment information is written into the alliance chain through the node of the bank;
and carrying out consensus verification on the payment information through the node of the education training institution.
Preferably, the method further comprises:
and supervising the information to be paid and the payment information through the node of the education bureau.
Preferably, the method further comprises:
checking the information to be paid corresponding to the student parents through the nodes of the student parents;
and supervising payment information corresponding to the student parents through the nodes of the student parents.
Preferably, the educational training institution comprises a third party institution.
A blockchain-based funds management system, comprising:
the first building module is used for building a block chain, and an education bureau, an education training mechanism, a student parent and a bank are respectively used as nodes of the block chain;
the second building module is used for building an alliance chain among all nodes of the education bureau, the education training mechanism, the student parent and the bank according to a protocol;
the first writing-in module is used for writing the information to be paid into the alliance chain through the node of the education training institution;
the first consensus verification module is used for carrying out consensus verification on the information to be paid through the node of the bank;
the second writing-in module is used for writing payment information into the alliance chain through the node of the bank;
and the second consensus verification module is used for carrying out consensus verification on the payment information through the node of the education training institution.
Preferably, the system further comprises:
and the first supervision module is used for supervising the information to be paid and the payment information through the node of the education bureau.
Preferably, the system further comprises:
the checking module is used for checking the payment waiting information corresponding to the student parents through the nodes of the student parents;
and the second supervision module is used for supervising the payment information corresponding to the student parents through the nodes of the student parents.
Preferably, the educational training institution comprises a third party institution.
In summary, the invention discloses a fund supervision method based on a block chain, when needing to supervise the fund of an education and training institution, firstly, the block chain is built, and an education bureau, the education and training institution, a student parent and a bank are respectively used as nodes of the block chain; then according to the protocol, establishing an alliance chain among nodes of an education bureau, an education training mechanism, parents of students and a bank; writing the information to be paid into a alliance chain through a node of an education training institution; carrying out consensus verification on the information to be paid through the nodes of the bank; the payment information is written into the alliance chain through the node of the bank; and carrying out consensus verification on payment information through the nodes of the education and training institutions. The invention can effectively supervise the fund based on the block chain, further monitor the fund flow direction of the school charge, further standardize the study behavior of the education and training institution and maintain the legal rights and interests of parents and students.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts.
FIG. 1 is a flow chart of a block chain-based fund supervision method according to embodiment 1 of the present disclosure;
FIG. 2 is a flow chart of a block chain-based fund supervision method according to embodiment 2 of the present disclosure;
FIG. 3 is a flow chart of a block chain-based fund supervision method according to embodiment 2 of the present disclosure;
FIG. 4 is a schematic structural diagram of an embodiment 1 of a block chain-based fund supervision system according to the present disclosure;
FIG. 5 is a schematic structural diagram of an embodiment 2 of a block chain-based fund supervision system according to the present disclosure;
fig. 6 is a schematic structural diagram of an embodiment 3 of a block chain-based fund supervision system disclosed in the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
As shown in fig. 1, which is a flowchart of an embodiment 1 of a block chain-based fund supervision method disclosed in the present invention, the method may include the following steps:
s101, building a block chain, and taking an education bureau, an education training institution, a student parent and a bank as nodes of the block chain respectively;
when capital of education and training institutions needs to be supervised, a block chain is firstly built, and the block chain adopts the characteristics of decentralization, non-tamper property and the like of the block chain, so that the joint participation of all nodes can be ensured. The block chain has the characteristics of decentralization, time sequence data, programmability, safety and credibility. The external attack is resisted by means of strong calculation force formed by consensus algorithms such as workload certification and the like of each node of the distributed system, the data of the block chain can be guaranteed not to be tampered, and the data is guaranteed to be safe and reliable.
Specifically, in the block chain constructed above, the education bureau, the education and training institution, the student parent and the bank are respectively used as nodes of the block chain.
S102, according to a protocol, establishing an alliance chain among nodes of an education bureau, an education training institution, parents of students and a bank;
and then, establishing a alliance chain, wherein the education bureau, the education training mechanism, the student parent and the bank are accessed into the alliance chain according to a protocol, and the education bureau, the education training mechanism, the student parent and the bank need to make a protocol and conform to a contract together. And performing qualification verification on each node of the education bureau, the education training institution and the student parent on the alliance chain through the bank node, respectively issuing corresponding keys to each node of the education bureau, the education training institution and the student parent after the verification is passed, and ensuring the access threshold of each node on the alliance chain through the keys.
S103, writing the information to be paid into a alliance chain through the nodes of the education and training institution;
after the alliance chain is built, the education training institution can write the information to be paid into the alliance chain through the nodes of the education training institution on the alliance chain.
S104, carrying out consensus verification on the information to be paid through the nodes of the bank;
after the information to be paid is written into the alliance chain, further performing consensus verification on the information to be paid through a node of a bank on the alliance chain.
S105, writing payment information into a alliance chain through a node of a bank;
after the student parents finish paying, the bank can write payment information into the alliance chain through the nodes of the bank on the alliance chain.
And S106, carrying out consensus verification on payment information through the nodes of the education and training institutions.
After the payment information is written into the alliance chain, the payment information is further subjected to consensus verification through nodes of education and training institutions on the alliance chain.
In summary, in the above embodiment, when the fund of the education and training institution needs to be supervised, a block chain is first established, and an education bureau, the education and training institution, a student parent and a bank are respectively used as nodes of the block chain; then according to the protocol, establishing an alliance chain among nodes of an education bureau, an education training mechanism, parents of students and a bank; writing the information to be paid into a alliance chain through a node of an education training institution; carrying out consensus verification on the information to be paid through the nodes of the bank; the payment information is written into the alliance chain through the node of the bank; and carrying out consensus verification on payment information through the nodes of the education and training institutions. By building block chains and by means of the block chain technology, an education bureau, an education training mechanism, a student parent and a bank are respectively used as nodes of the block chains, after the education training mechanism issues payment information, the information to be paid is linked in a synchronous mode in real time, and a bank end is responsible for linking the payment information in a synchronous mode in real time, so that all-side full-flow tracking is achieved, data can be synchronized at each node, information flows and fund flows can correspond one to one, and safety and reliability of funds are guaranteed.
As shown in fig. 2, which is a flowchart of an embodiment 2 of a block chain-based fund supervision method disclosed in the present invention, the method may include the following steps:
s201, building a block chain, and taking an education bureau, an education training institution, a student parent and a bank as nodes of the block chain respectively;
when capital of education and training institutions needs to be supervised, a block chain is firstly built, and the block chain adopts the characteristics of decentralization, non-tamper property and the like of the block chain, so that the joint participation of all nodes can be ensured. The block chain has the characteristics of decentralization, time sequence data, programmability, safety and credibility. The external attack is resisted by means of strong calculation force formed by consensus algorithms such as workload certification and the like of each node of the distributed system, the data of the block chain can be guaranteed not to be tampered, and the data is guaranteed to be safe and reliable.
Specifically, in the block chain constructed above, the education bureau, the education and training institution, the student parent and the bank are respectively used as nodes of the block chain.
S202, according to the protocol, establishing an alliance chain among nodes of an education bureau, an education training institution, parents of students and a bank;
and then, establishing a alliance chain, wherein the education bureau, the education training mechanism, the student parent and the bank are accessed into the alliance chain according to a protocol, and the education bureau, the education training mechanism, the student parent and the bank need to make a protocol and conform to a contract together. And performing qualification verification on each node of the education bureau, the education training institution and the student parent on the alliance chain through the bank node, respectively issuing corresponding keys to each node of the education bureau, the education training institution and the student parent after the verification is passed, and ensuring the access threshold of each node on the alliance chain through the keys.
S203, writing the information to be paid into a alliance chain through the nodes of the education and training institution;
after the alliance chain is built, the education training institution can write the information to be paid into the alliance chain through the nodes of the education training institution on the alliance chain.
S204, carrying out consensus verification on the information to be paid through the nodes of the bank;
after the information to be paid is written into the alliance chain, further performing consensus verification on the information to be paid through a node of a bank on the alliance chain.
S205, writing payment information into a alliance chain through a node of a bank;
after the student parents finish paying, the bank can write payment information into the alliance chain through the nodes of the bank on the alliance chain.
S206, carrying out consensus verification on payment information through the nodes of the education and training institutions;
after the payment information is written into the alliance chain, the payment information is further subjected to consensus verification through nodes of education and training institutions on the alliance chain.
And S207, supervising the information to be paid and the payment information through the nodes of the education bureau.
After the information to be paid and the payment information are written into the alliance chain, the information to be paid and the payment information can be supervised through the nodes of the education bureau, and the education training institution funds can be further supervised by the education bureau.
Specifically, in the above embodiment, the educational training institution may include a third party institution.
In summary, in the above embodiment, the payment information and the payment information to be paid can be further supervised through the node of the education bureau, so that the education bureau can further supervise the funds of the education training institution.
As shown in fig. 3, which is a flowchart of embodiment 3 of the fund supervision method based on a block chain disclosed in the present invention, the method may include the following steps:
s301, building a block chain, and taking an education bureau, an education training institution, a student parent and a bank as nodes of the block chain respectively;
when capital of education and training institutions needs to be supervised, a block chain is firstly built, and the block chain adopts the characteristics of decentralization, non-tamper property and the like of the block chain, so that the joint participation of all nodes can be ensured. The block chain has the characteristics of decentralization, time sequence data, programmability, safety and credibility. The external attack is resisted by means of strong calculation force formed by consensus algorithms such as workload certification and the like of each node of the distributed system, the data of the block chain can be guaranteed not to be tampered, and the data is guaranteed to be safe and reliable.
Specifically, in the block chain constructed above, the education bureau, the education and training institution, the student parent and the bank are respectively used as nodes of the block chain.
S302, according to the protocol, establishing an alliance chain among nodes of an education bureau, an education training institution, parents of students and a bank;
and then, establishing a alliance chain, wherein the education bureau, the education training mechanism, the student parent and the bank are accessed into the alliance chain according to a protocol, and the education bureau, the education training mechanism, the student parent and the bank need to make a protocol and conform to a contract together. And performing qualification verification on each node of the education bureau, the education training institution and the student parent on the alliance chain through the bank node, respectively issuing corresponding keys to each node of the education bureau, the education training institution and the student parent after the verification is passed, and ensuring the access threshold of each node on the alliance chain through the keys.
S303, writing the information to be paid into a alliance chain through the nodes of the education training institution;
after the alliance chain is built, the education training institution can write the information to be paid into the alliance chain through the nodes of the education training institution on the alliance chain.
S304, carrying out consensus verification on the information to be paid through the nodes of the bank;
after the information to be paid is written into the alliance chain, further performing consensus verification on the information to be paid through a node of a bank on the alliance chain.
S305, writing payment information into a alliance chain through a node of a bank;
after the student parents finish paying, the bank can write payment information into the alliance chain through the nodes of the bank on the alliance chain.
S306, carrying out consensus verification on payment information through the nodes of the education and training institutions;
after the payment information is written into the alliance chain, the payment information is further subjected to consensus verification through nodes of education and training institutions on the alliance chain.
S307, monitoring the payment information and the payment information through the nodes of the education bureau;
after the information to be paid and the payment information are written into the alliance chain, the information to be paid and the payment information can be supervised through the nodes of the education bureau, and the education training institution funds can be further supervised by the education bureau.
S308, checking the payment waiting information corresponding to the student parents through the nodes of the student parents;
after the information to be paid is written into the alliance chain, the information to be paid corresponding to the student parents can be checked through the nodes of the student parents, so that the student parents can acquire the information to be paid in time.
S309, supervising payment information corresponding to the student parents through the nodes of the student parents.
After the payment information is written into the alliance chain, the payment information corresponding to the student parents can be supervised through the nodes of the student parents, so that the student parents can monitor the trend of payment in time.
Specifically, in the above embodiment, the educational training institution may include a third party institution.
In summary, in the above embodiment, the to-be-paid payment information corresponding to the student parent can be further checked through the node of the student parent, and the payment information corresponding to the student parent is supervised, so that the student parent can timely acquire the to-be-paid payment information and timely monitor the trend of payment.
As shown in fig. 4, which is a schematic structural diagram of an embodiment 1 of a fund supervision system based on a block chain disclosed in the present invention, the system may include:
a first building module 401, configured to build a block chain, where an education bureau, an education training institution, a parent of a student, and a bank are respectively used as nodes of the block chain;
when capital of education and training institutions needs to be supervised, a block chain is firstly built, and the block chain adopts the characteristics of decentralization, non-tamper property and the like of the block chain, so that the joint participation of all nodes can be ensured. The block chain has the characteristics of decentralization, time sequence data, programmability, safety and credibility. The external attack is resisted by means of strong calculation force formed by consensus algorithms such as workload certification and the like of each node of the distributed system, the data of the block chain can be guaranteed not to be tampered, and the data is guaranteed to be safe and reliable.
Specifically, in the block chain constructed above, the education bureau, the education and training institution, the student parent and the bank are respectively used as nodes of the block chain.
The second building module 402 is used for building an alliance chain among all nodes of an education bureau, an education training institution, a student parent and a bank according to a protocol;
and then, establishing a alliance chain, wherein the education bureau, the education training mechanism, the student parent and the bank are accessed into the alliance chain according to a protocol, and the education bureau, the education training mechanism, the student parent and the bank need to make a protocol and conform to a contract together. And performing qualification verification on each node of the education bureau, the education training institution and the student parent on the alliance chain through the bank node, respectively issuing corresponding keys to each node of the education bureau, the education training institution and the student parent after the verification is passed, and ensuring the access threshold of each node on the alliance chain through the keys.
A first writing module 403, configured to write the information to be paid into the alliance chain through a node of the education and training institution;
after the alliance chain is built, the education training institution can write the information to be paid into the alliance chain through the nodes of the education training institution on the alliance chain.
A first consensus verification module 404, configured to perform consensus verification on the information to be paid through a node of the bank;
after the information to be paid is written into the alliance chain, further performing consensus verification on the information to be paid through a node of a bank on the alliance chain.
A second writing module 405, configured to write payment information into the federation chain through a node of the bank;
after the student parents finish paying, the bank can write payment information into the alliance chain through the nodes of the bank on the alliance chain.
And a second consensus verification module 406, configured to perform consensus verification on the payment information through a node of the education training institution.
After the payment information is written into the alliance chain, the payment information is further subjected to consensus verification through nodes of education and training institutions on the alliance chain.
In summary, in the above embodiment, when the fund of the education and training institution needs to be supervised, a block chain is first established, and an education bureau, the education and training institution, a student parent and a bank are respectively used as nodes of the block chain; then according to the protocol, establishing an alliance chain among nodes of an education bureau, an education training mechanism, parents of students and a bank; writing the information to be paid into a alliance chain through a node of an education training institution; carrying out consensus verification on the information to be paid through the nodes of the bank; the payment information is written into the alliance chain through the node of the bank; and carrying out consensus verification on payment information through the nodes of the education and training institutions. By building block chains and by means of the block chain technology, an education bureau, an education training mechanism, a student parent and a bank are respectively used as nodes of the block chains, after the education training mechanism issues payment information, the information to be paid is linked in a synchronous mode in real time, and a bank end is responsible for linking the payment information in a synchronous mode in real time, so that all-side full-flow tracking is achieved, data can be synchronized at each node, information flows and fund flows can correspond one to one, and safety and reliability of funds are guaranteed.
As shown in fig. 5, which is a schematic structural diagram of an embodiment 2 of a fund supervision system based on a block chain disclosed in the present invention, the system may include:
a first building module 501, configured to build a block chain, where an education bureau, an education training institution, a parent of a student, and a bank are respectively used as nodes of the block chain;
when capital of education and training institutions needs to be supervised, a block chain is firstly built, and the block chain adopts the characteristics of decentralization, non-tamper property and the like of the block chain, so that the joint participation of all nodes can be ensured. The block chain has the characteristics of decentralization, time sequence data, programmability, safety and credibility. The external attack is resisted by means of strong calculation force formed by consensus algorithms such as workload certification and the like of each node of the distributed system, the data of the block chain can be guaranteed not to be tampered, and the data is guaranteed to be safe and reliable.
Specifically, in the block chain constructed above, the education bureau, the education and training institution, the student parent and the bank are respectively used as nodes of the block chain.
A second building module 502, configured to build a federation chain among nodes of an education bureau, an education training institution, parents of students, and a bank according to a protocol;
and then, establishing a alliance chain, wherein the education bureau, the education training mechanism, the student parent and the bank are accessed into the alliance chain according to a protocol, and the education bureau, the education training mechanism, the student parent and the bank need to make a protocol and conform to a contract together. And performing qualification verification on each node of the education bureau, the education training institution and the student parent on the alliance chain through the bank node, respectively issuing corresponding keys to each node of the education bureau, the education training institution and the student parent after the verification is passed, and ensuring the access threshold of each node on the alliance chain through the keys.
A first writing module 503, configured to write the information to be paid into the alliance chain through a node of the education and training institution;
after the alliance chain is built, the education training institution can write the information to be paid into the alliance chain through the nodes of the education training institution on the alliance chain.
The first consensus verification module 504 is configured to perform consensus verification on the information to be paid through a node of the bank;
after the information to be paid is written into the alliance chain, further performing consensus verification on the information to be paid through a node of a bank on the alliance chain.
A second writing module 505, configured to write payment information into the federation chain through a node of the bank;
after the student parents finish paying, the bank can write payment information into the alliance chain through the nodes of the bank on the alliance chain.
A second consensus verification module 506, configured to perform consensus verification on payment information through a node of the education training institution;
after the payment information is written into the alliance chain, the payment information is further subjected to consensus verification through nodes of education and training institutions on the alliance chain.
The first supervision module 507 is configured to supervise the payment-to-be-paid information and the payment-to-be-paid information through a node of the education bureau.
After the information to be paid and the payment information are written into the alliance chain, the information to be paid and the payment information can be supervised through the nodes of the education bureau, and the education training institution funds can be further supervised by the education bureau.
Specifically, in the above embodiment, the educational training institution may include a third party institution.
In summary, in the above embodiment, the payment information and the payment information to be paid can be further supervised through the node of the education bureau, so that the education bureau can further supervise the funds of the education training institution.
As shown in fig. 6, which is a schematic structural diagram of an embodiment 3 of a fund supervision system based on a block chain disclosed in the present invention, the system may include:
the first building module 601 is used for building a block chain, and an education bureau, an education training mechanism, a student parent and a bank are respectively used as nodes of the block chain;
when capital of education and training institutions needs to be supervised, a block chain is firstly built, and the block chain adopts the characteristics of decentralization, non-tamper property and the like of the block chain, so that the joint participation of all nodes can be ensured. The block chain has the characteristics of decentralization, time sequence data, programmability, safety and credibility. The external attack is resisted by means of strong calculation force formed by consensus algorithms such as workload certification and the like of each node of the distributed system, the data of the block chain can be guaranteed not to be tampered, and the data is guaranteed to be safe and reliable.
Specifically, in the block chain constructed above, the education bureau, the education and training institution, the student parent and the bank are respectively used as nodes of the block chain.
The second building module 602 is used for building an alliance chain among all nodes of an education bureau, an education training institution, a student parent and a bank according to a protocol;
and then, establishing a alliance chain, wherein the education bureau, the education training mechanism, the student parent and the bank are accessed into the alliance chain according to a protocol, and the education bureau, the education training mechanism, the student parent and the bank need to make a protocol and conform to a contract together. And performing qualification verification on each node of the education bureau, the education training institution and the student parent on the alliance chain through the bank node, respectively issuing corresponding keys to each node of the education bureau, the education training institution and the student parent after the verification is passed, and ensuring the access threshold of each node on the alliance chain through the keys.
A first writing module 603, configured to write the information to be paid into the alliance chain through a node of the education and training institution;
after the alliance chain is built, the education training institution can write the information to be paid into the alliance chain through the nodes of the education training institution on the alliance chain.
The first consensus verification module 604 is configured to perform consensus verification on the information to be paid through a node of the bank;
after the information to be paid is written into the alliance chain, further performing consensus verification on the information to be paid through a node of a bank on the alliance chain.
A second writing module 605, configured to write payment information into the federation chain through a node of the bank;
after the student parents finish paying, the bank can write payment information into the alliance chain through the nodes of the bank on the alliance chain.
The second consensus verification module 606 is used for performing consensus verification on payment information through the nodes of the education and training institutions;
after the payment information is written into the alliance chain, the payment information is further subjected to consensus verification through nodes of education and training institutions on the alliance chain.
The first supervision module 607 is used for supervising the information to be paid and the payment information through the nodes of the education bureau;
after the information to be paid and the payment information are written into the alliance chain, the information to be paid and the payment information can be supervised through the nodes of the education bureau, and the education training institution funds can be further supervised by the education bureau.
The checking module 608 is configured to check the information to be paid corresponding to the student parent through the node of the student parent;
after the information to be paid is written into the alliance chain, the information to be paid corresponding to the student parents can be checked through the nodes of the student parents, so that the student parents can acquire the information to be paid in time.
The second supervision module 609 is configured to supervise payment information corresponding to the student parents through the nodes of the student parents.
After the payment information is written into the alliance chain, the payment information corresponding to the student parents can be supervised through the nodes of the student parents, so that the student parents can monitor the trend of payment in time.
Specifically, in the above embodiment, the educational training institution may include a third party institution.
In summary, in the above embodiment, the to-be-paid payment information corresponding to the student parent can be further checked through the node of the student parent, and the payment information corresponding to the student parent is supervised, so that the student parent can timely acquire the to-be-paid payment information and timely monitor the trend of payment.
The embodiments in the present description are described in a progressive manner, each embodiment focuses on differences from other embodiments, and the same and similar parts among the embodiments are referred to each other. The device disclosed by the embodiment corresponds to the method disclosed by the embodiment, so that the description is simple, and the relevant points can be referred to the method part for description.
Those of skill would further appreciate that the various illustrative elements and algorithm steps described in connection with the embodiments disclosed herein may be implemented as electronic hardware, computer software, or combinations of both, and that the various illustrative components and steps have been described above generally in terms of their functionality in order to clearly illustrate this interchangeability of hardware and software. Whether such functionality is implemented as hardware or software depends upon the particular application and design constraints imposed on the implementation. Skilled artisans may implement the described functionality in varying ways for each particular application, but such implementation decisions should not be interpreted as causing a departure from the scope of the present invention.
The steps of a method or algorithm described in connection with the embodiments disclosed herein may be embodied directly in hardware, in a software module executed by a processor, or in a combination of the two. A software module may reside in Random Access Memory (RAM), memory, Read Only Memory (ROM), electrically programmable ROM, electrically erasable programmable ROM, registers, hard disk, a removable disk, a CD-ROM, or any other form of storage medium known in the art.
The previous description of the disclosed embodiments is provided to enable any person skilled in the art to make or use the present invention. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the spirit or scope of the invention. Thus, the present invention is not intended to be limited to the embodiments shown herein but is to be accorded the widest scope consistent with the principles and novel features disclosed herein.
Claims (8)
1. A method for block chain based fund supervision, comprising:
building block chains, and respectively taking an education bureau, an education training institution, a student parent and a bank as nodes of the block chains;
according to a protocol, establishing an alliance chain among the education bureau, the education training mechanism, the student parent and each node of the bank;
writing the information to be paid into the alliance chain through the nodes of the education and training institution;
carrying out consensus verification on the information to be paid through the node of the bank;
the payment information is written into the alliance chain through the node of the bank;
and carrying out consensus verification on the payment information through the node of the education training institution.
2. The method of claim 1, further comprising:
and supervising the information to be paid and the payment information through the node of the education bureau.
3. The method of claim 1 or 2, further comprising:
checking the information to be paid corresponding to the student parents through the nodes of the student parents;
and supervising payment information corresponding to the student parents through the nodes of the student parents.
4. The method of claim 3, wherein the educational training institution comprises a third party institution.
5. A blockchain-based funds management system, comprising:
the first building module is used for building a block chain, and an education bureau, an education training mechanism, a student parent and a bank are respectively used as nodes of the block chain;
the second building module is used for building an alliance chain among all nodes of the education bureau, the education training mechanism, the student parent and the bank according to a protocol;
the first writing-in module is used for writing the information to be paid into the alliance chain through the node of the education training institution;
the first consensus verification module is used for carrying out consensus verification on the information to be paid through the node of the bank;
the second writing-in module is used for writing payment information into the alliance chain through the node of the bank;
and the second consensus verification module is used for carrying out consensus verification on the payment information through the node of the education training institution.
6. The system of claim 5, further comprising:
and the first supervision module is used for supervising the information to be paid and the payment information through the node of the education bureau.
7. The system of claim 5 or 6, further comprising:
the checking module is used for checking the payment waiting information corresponding to the student parents through the nodes of the student parents;
and the second supervision module is used for supervising the payment information corresponding to the student parents through the nodes of the student parents.
8. The system of claim 7, wherein the educational training institution comprises a third party institution.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202110765109.4A CN113436005A (en) | 2021-07-06 | 2021-07-06 | Block chain-based fund supervision method and system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202110765109.4A CN113436005A (en) | 2021-07-06 | 2021-07-06 | Block chain-based fund supervision method and system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN113436005A true CN113436005A (en) | 2021-09-24 |
Family
ID=77759380
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN202110765109.4A Pending CN113436005A (en) | 2021-07-06 | 2021-07-06 | Block chain-based fund supervision method and system |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN113436005A (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN114155112A (en) * | 2021-11-08 | 2022-03-08 | 盟拓软件(苏州)有限公司 | Training institution supervision method and device |
Citations (14)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| KR20160124469A (en) * | 2015-04-20 | 2016-10-28 | 김유창 | System and method for paying tuition fees by credit card using online |
| CN107194798A (en) * | 2017-04-28 | 2017-09-22 | 广东网金控股股份有限公司 | A kind of bank clearing method based on block chain alliance chain |
| CN109472569A (en) * | 2018-10-25 | 2019-03-15 | 杭州云象网络技术有限公司 | A kind of education services transaction implementation method based on alliance's chain |
| CN110009493A (en) * | 2019-03-13 | 2019-07-12 | 浙江大学 | The logical card settlement method of alliance's chain course and system applied to educational resource transaction |
| CN110443624A (en) * | 2019-07-31 | 2019-11-12 | 中国工商银行股份有限公司 | Shou Dan trade company checking method and node apparatus based on block chain |
| WO2020029629A1 (en) * | 2018-08-07 | 2020-02-13 | 阿里巴巴集团控股有限公司 | Transaction method and system based on centralized settlement and block chain storage |
| CN111144842A (en) * | 2019-12-25 | 2020-05-12 | 北京海益同展信息科技有限公司 | Student information management method, system and computer readable storage medium |
| CN111160910A (en) * | 2019-12-31 | 2020-05-15 | 杭州趣链科技有限公司 | Real estate transaction fund supervision system based on block chain |
| CN111177273A (en) * | 2019-12-31 | 2020-05-19 | 杭州趣链科技有限公司 | Training academic expense trusteeship system based on block chain |
| CN111738652A (en) * | 2020-05-19 | 2020-10-02 | 苏宁金融科技(南京)有限公司 | Block chain based distributed warehouse supervision method and device |
| CN112184199A (en) * | 2020-11-12 | 2021-01-05 | 深圳市爱云信息科技有限公司 | Intelligent supply chain block chain BaaS cross-border digital payment platform |
| CN112231284A (en) * | 2020-09-28 | 2021-01-15 | 广西犇云科技股份有限公司 | Block chain-based big data sharing system, method, device and storage medium |
| CN112561510A (en) * | 2020-12-21 | 2021-03-26 | 北京红枣科技有限公司 | Payment system, method, device, equipment and storage medium |
| US20210117925A1 (en) * | 2019-03-22 | 2021-04-22 | Launch Tech Co., Ltd | Method for teaching management, blockchain node device, and non-transitory computer readable storage medium |
-
2021
- 2021-07-06 CN CN202110765109.4A patent/CN113436005A/en active Pending
Patent Citations (14)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| KR20160124469A (en) * | 2015-04-20 | 2016-10-28 | 김유창 | System and method for paying tuition fees by credit card using online |
| CN107194798A (en) * | 2017-04-28 | 2017-09-22 | 广东网金控股股份有限公司 | A kind of bank clearing method based on block chain alliance chain |
| WO2020029629A1 (en) * | 2018-08-07 | 2020-02-13 | 阿里巴巴集团控股有限公司 | Transaction method and system based on centralized settlement and block chain storage |
| CN109472569A (en) * | 2018-10-25 | 2019-03-15 | 杭州云象网络技术有限公司 | A kind of education services transaction implementation method based on alliance's chain |
| CN110009493A (en) * | 2019-03-13 | 2019-07-12 | 浙江大学 | The logical card settlement method of alliance's chain course and system applied to educational resource transaction |
| US20210117925A1 (en) * | 2019-03-22 | 2021-04-22 | Launch Tech Co., Ltd | Method for teaching management, blockchain node device, and non-transitory computer readable storage medium |
| CN110443624A (en) * | 2019-07-31 | 2019-11-12 | 中国工商银行股份有限公司 | Shou Dan trade company checking method and node apparatus based on block chain |
| CN111144842A (en) * | 2019-12-25 | 2020-05-12 | 北京海益同展信息科技有限公司 | Student information management method, system and computer readable storage medium |
| CN111177273A (en) * | 2019-12-31 | 2020-05-19 | 杭州趣链科技有限公司 | Training academic expense trusteeship system based on block chain |
| CN111160910A (en) * | 2019-12-31 | 2020-05-15 | 杭州趣链科技有限公司 | Real estate transaction fund supervision system based on block chain |
| CN111738652A (en) * | 2020-05-19 | 2020-10-02 | 苏宁金融科技(南京)有限公司 | Block chain based distributed warehouse supervision method and device |
| CN112231284A (en) * | 2020-09-28 | 2021-01-15 | 广西犇云科技股份有限公司 | Block chain-based big data sharing system, method, device and storage medium |
| CN112184199A (en) * | 2020-11-12 | 2021-01-05 | 深圳市爱云信息科技有限公司 | Intelligent supply chain block chain BaaS cross-border digital payment platform |
| CN112561510A (en) * | 2020-12-21 | 2021-03-26 | 北京红枣科技有限公司 | Payment system, method, device, equipment and storage medium |
Non-Patent Citations (2)
| Title |
|---|
| 袁方 等: "区块链与教育培训相结合的探索", 网络空间安全, no. 7, 25 July 2020 (2020-07-25), pages 149 - 153 * |
| 陈小梅: "银行视角下的区块链技术应用研究", 福建广播电视大学学报, no. 4, 25 August 2020 (2020-08-25), pages 76 - 80 * |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN114155112A (en) * | 2021-11-08 | 2022-03-08 | 盟拓软件(苏州)有限公司 | Training institution supervision method and device |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| Odinet | Consumer bitcredit and fintech lending | |
| CN109003175B (en) | Account checking method and system based on block chain | |
| Coaffee et al. | On securing the generational challenge of urban resilience | |
| Odinet | Securitizing Digital Debts | |
| US10636045B2 (en) | Predicting economic conditions | |
| WO2020000805A1 (en) | Assets management method and apparatus, computer device, and readable storage medium | |
| CN109035000A (en) | A kind of loan secured method and system, equipment and storage medium based on block chain | |
| CN113436005A (en) | Block chain-based fund supervision method and system | |
| CN111640002A (en) | Block chain-based mortgage loan method and device | |
| CN111415250A (en) | Method and device for managing accounts receivable based on block chain, storage medium and equipment | |
| CA3177172A1 (en) | Consortium-blockchain-based method and system for movable-collateral supervision | |
| Schwarcz | SMU Dedman School of Law Roy R. Ray Lecture Markets, Systemic Risk, and the Subprime Mortgage Crisis | |
| CN110852872B (en) | Block chain-based network credit contract supervision system and method | |
| Alsadah et al. | Forensic accounting and cybersecurity: a literature review paper | |
| Batmanghelidj et al. | Europe, Iran, and economic sovereignty: a new banking architecture in response to US sanctions | |
| Santucci | Quantifying cyber risk in the financial services industry | |
| Rose et al. | International environmental arrangements and international commerce | |
| Mukherjee et al. | Crowdfunding Platform using Blockchain | |
| Gray | An Exploration of the Money Laundering Associated with the Bitfinex Bitcoin Hack | |
| US8620787B2 (en) | Processor-based systems and computer-implemented methods for identification, sourcing, and acquisition of distressed debt | |
| Musarurwa et al. | Strategies for non-violent action to address conflicts: a case of Zimbabwe | |
| CN114155112B (en) | Training institution supervision method and device | |
| Cordray | Protecting consumers in the financial marketplace: keynote address, November 2, 2012 | |
| DEMPSEY et al. | IS THERE SOCIAL VALUE IN CRYPTO ECONOMICS? | |
| Viehmann | Business driven ICT risk management in the banking domain with RACOMAT |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination |